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[]
[]
[]
[]
[]
[]
[null,"Key Financial Data"]
[null,"31/12/2015 (4Q 2015)"]
[]
[null,null,"Worksheet","Name","Pages"]
[]
[null,null,"Survey of key data","Summary",1]
[null,null,"Currency","Currency",1]
[null,null,"Statement of financial position","Financial position",1]
[null,null,"Income statement","Income statement",1]
[null,null,"Statement of changes in equity and comprehensive income","Equity",1]
[null,null,"Segment Overview","Segment overview",1]
[null,null,"Segment Comparison","Segment comparison",4]
[null,null,"Asset Quality","Asset Quality",2]
[null,null,"Non-performing loans development","NPL",1]
[null,null,"Funding structure","Funding",1]
[null,null,"Total capital development","Capital Basel III",1]
[null,null,"Own funds development (regulatory)","Own Funds Basel II",1]
[null,null,"Loans to Long-term and Stable Funding Ratio","LLSFR",1]
[null,null,"Country and Segment Overview","Country Overview",1]
[null,null,"Czech Republic","CE-CZ",1]
[null,null,"Hungary","CE-HU",1]
[null,null,"Slovakia","CE-SK",1]
[null,null,"Albania","SEE-AL",1]
[null,null,"Bosnia and Herzegovina","SEE-BH",1]
[null,null,"Bulgaria","SEE-BG",1]
[null,null,"Croatia","SEE-HR",1]
[null,null,"Kosovo","SEE-KO",1]
[null,null,"Romania","SEE-RO",1]
[null,null,"Serbia","SEE-RS",1]
[null,null,"Belarus","EE-BY",1]
[null,null,"Russia","EE-RU",1]
[null,null,"Ukraine","EE-UA",1]
[null,null,"Asia","NC-Asia",1]
[null,null,"Poland","NC-PL",1]
[null,null,"Slovenia","NC-SI",1]
[null,null,"USA","NC-USA",1]
[null,null,null,null,35]

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["Survey of key data",null,null,null,null,"Archive"]
[]
[]
["Raiffeisen Bank International Group\nMonetary values in € million",2015,"2014\nrestated",null,"YoY Change\n",null,"2014\nrestated",null,2013,2012,2011,2010,"2009\ncombined","2009\nRI Group","2008\nRI Group","2007\nRI Group","2006\nRI Group","2006\nRI Group","2005\nRI Group","2004\nRI Group","2003\nRI Group","2002\nRI Group"]
["Income statement  ","1/1–31/12","1/1–31/12",null,null,null,"1/1–31/12",null,"1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12",null,null,null,"excl. one-offs"]
["Net interest income",3326.6497984009989,3788.929809711,null,-0.12200806943564402,null,3788.929809711,null,3728.9386228209992,3472.1550183010022,3667.150253913002,3578.1677409999998,3282.3639543898707,2936.5017999999995,3232.01,2061.8723639999994,1455.0040979999999,1455.0040979999999,1034.8376490000003,665.87533487126655,476.08213024000003,344.18236350000001]
["Net provisioning for impairment losses",-1263.802380498,-1750.0288506209811,"*",-0.27783911673824591,null,-1750.0288506209811,"*",-1149.2150738570001,-1008.822763958,-1063.550924444,-1194.0841969999999,-2232.2017090000004,-1737.8824,-780.30100000000004,-356.97712300000001,-308.87708100000003,-308.87708100000003,-167.260426,-137.59629699999999,-87.598692510000006,-49.513726380000001]
["Net fee and commission income",1519.1934147859999,1585.8878906940001,null,-4.2054975196773814E-2,null,1585.8878906940001,null,1626.1674483510012,1516.3990226160008,1489.926738631,1490.791821,1420.8903190000003,1223.0568000000001,1496.3689999999999,1249.8345480000003,933.28875999999991,933.28875999999991,606.63945699999999,441.38634300000001,333.11265437999998,234.00264239000001]
["Net trading income",16.414540721000002,-29.744396046999999,null,"–",null,-29.744396046999999,null,321.070655837,214.685620005,363.26061446599999,328.12121500000001,418.88616000000002,186.33960000000002,167.642,127.89122900000001,174.823486,174.823486,100.99699199999999,78.414924000000013,121.62423656999999,100.18648578]
["General administrative expenses  ",-2913.9857574829989,-3023.5700388050022,null,-3.6243341452514843E-2,null,-3023.5700388050022,null,-3339.5056123990021,-3258.1033379999999,-3120.4397312679998,-2979.7449280000005,-2715.4618299999997,-2269.7255,-2633.03,-2184.0198089999999,-1693.6713689999999,-1693.6713689999999,-1162.5098370000001,-823.34753999999998,-658.63610083000003,-510.40667728]
["Profit/loss before tax  ",710.94578398099998,-104.649664644979,"*","–",null,-104.649664644979,"*",834.65736320700103,1037.36317940001,1373.3551849360017,1287.3215770000002,790.29776938987038,367.59699999999947,1429.1351230000002,1237.6041250000005,891.16532043099994,1479.6124010000001,568.55677100000025,340.77226587126648,276.70077949,175.29302605000001]
["Profit/loss after tax  ",434.99127764100399,-587.18906822431234,"*","–",null,-587.18906822431234,"*",602.94637023699897,751.99315343249793,974.11265625400165,1177.160668,530.9918773898703,287.09719999999948,1078.2551570000001,973.45509700000048,685.92503243099986,1274.3721130000001,459.5934960000003,269.7526958712665,227.44729543999998,136.04545467]
["Consolidated profit/loss",378.849590677001,-616.84850012731329,"*","–",null,-616.84850012731329,"*",557.33561753699996,729.69170676449698,967.66349800500166,1087.4752880000001,450.26529274292352,212.18069999999949,981.98589500000014,841.25764300000048,593.6793394309999,1182.1264200000001,382.33416000000028,209.43746187126649,178.73315421999999,103.54182259000001]
["Statement of financial position","31/12","31/12",null,null,null,"31/12",null,"31/12","31/12","31/12","31/12","31/12"]
["Loans and advances to banks  ",10837.208620237001,15573.241074752001,null,-0.30411347463138272,null,15573.241074752001,null,22243.221115909007,22323.300969046002,25748.043714016003,21532.405502999998,38581.65306284,10310.101000000001,9038.0955360000007,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001]
["Loans and advances to customers  ",69921.364684713059,77925.415694609022,null,-0.10271425488782726,null,77925.415694609022,null,80634.618093677025,83343.268787134977,81576.235405427986,75657.06137000001,72566.36288500001,50514.970999999998,57902.303544000002,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001]
["Deposits from banks  ",16369.175393386,22408.370576102996,null,-0.26950621698292454,null,22408.370576102996,null,30104.865689052,30186.449255818996,37991.808545944987,33659.182182999997,49098.824571856981,20110.169999999998,26213.163392000002,19926.969548000001,13813.569099999999,13813.569099999999,10236,6620,5320,2909]
["Deposits from customers  ",68990.88738310599,66094.171832042979,null,4.3827095048926346E-2,null,66094.171832042979,null,66436.635568235986,66297.150535260007,66747.234305767008,57633.112935000005,55407.04924,42578.249000000003,44205.905761000002,40457.265952000002,33156.348525000001,33156.348525000001,24890,18169,12083,9365]
["Equity ",8500.9666336689988,8177.72487760072,"*",3.9527100863182341E-2,null,8177.72487760072,"*",10363.797776834093,10872.89279892205,10935.785951264921,10403.925360000001,9326.2827647429258,7000.1819999999998,6518.2055099999998,6622.1366770000004,4589.5834610000002,4589.5834610000002,3277,2177,1379,1145]
["Assets",114426.58319004707,121499.77245815669,"*",-5.8215658556443395E-2,null,121499.77245815669,"*",130639.81293045604,136116.02291149698,146985.002817086,131173.114107,145638.08216197003,76275.328999999998,85396.984704999995,72742.804509000023,55866.994520000007,55866.994520000007,40695,28907,20063,14381]
["Key ratios","1/1–31/12","1/1–31/12",null,null,null,"1/1–31/12",null,"1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12"]
["Return on equity before tax",8.4809787990133639E-2,"–","*","–",null,"–","*",7.8220229378586387E-2,9.6535614892203719E-2,0.1371428633213429,0.13694938772287077,9.5208691011723148E-2,5.7491418892374996E-2,0.22045074892879893,0.25728780053283873,0.27347235246514195,0.45404940611515399,0.218,0.222,0.24099999999999999,0.19900000000000001]
["Consolidated return on equity",4.8019602972905889E-2,"–","***","–",null,"–","***",4.8822021952665703E-2,7.4312689576659041E-2,0.10811224437756502,0.12953981991500735,7.0910113842501205E-2,3.8680078660259271E-2,0.17381640661922373,0.20105084541175858,0.21385383214750198,0.42582291253039661,0.17199999999999999,0.17,0.19400000000000001,0.13800000000000001]
["Return on tangible equity",7.7479605186829503E-2,"–",null,"–",null,"–",null,9.4555171144718536E-2,0.12506820173199443]
["Cost/income ratio",0.59122191649712197,0.56516216262258245,"**",2.6059753874539515,null,0.56516216262258245,"**",0.58293483014071745,0.61485368637566451,0.56023937564775439,0.54726265464433921,0.52548921361829848,0.52472249284146888,0.53953715950652115,0.57603113461188393,0.59059642570119975,0.59059642590714534,0.61599999999999999,0.63500000000000001,0.64700000000000002,0.70299999999999996]
["Return on assets before tax",6.00806722498689E-3,"–","*","–",null,"–","*",6.3006436968731207E-3,7.3118337537800256E-3,9.7618851902312644E-3,9.0227377764258467E-3,5.2641041617732609E-3,4.6667456320071826E-3,1.7658437066636327E-2,1.975249581140039E-2,1.8978376181590609E-2,3.1510024128344305E-2,1.6799999999999999E-2,1.4E-2,1.61E-2,1.3599999999999999E-2]
["Net interest margin (avg. interest bearing assets)",3.0047436199287136E-2,3.2395048101830512E-2,"*",-0.23476119025433762,null,3.2395048101830512E-2,"*",3.1124501339627152E-2,2.6556933098486168E-2,2.8997889774925342E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.6400344095714801E-2,2.1675437056535001E-2,"*",-0.52750929608202002,null,2.1675437056535001E-2,"*",1.3912201505041234E-2,1.2123724456918516E-2,1.3380824021495345E-2]
["Bank-specific information","31/12","31/12",null,null,null,"31/12",null,"31/12","31/12","31/12","31/12","31/12"]
["Risk-weighted assets (credit risk)",51458.645935114371,57047.77518455463,null,-9.7972782134954972E-2,null,57047.77518455463,null,65334.162499999999,68136.387499999997,77150.487500000003,75601.3125,70554.874500000005,50089.599999999999,60387.5625,49802.309818069101,31858.390219013021,31858.390219013021,20543.700229635095,14008.142266687522,10215,7161.5]
["Risk-weighted assets (total RWA)",63272.21798527769,68721.124163555694,null,-7.9290119953649985E-2,null,68721.124163555694,null,79896.524999999994,82821.5625,95301.604685999991,94810.634560682651,89210.143677193439]
["Total capital requirement",5061.7774388222151,5497.6899330844553,null,-7.9290119953649985E-2,null,5497.6899330844553,null,6391.7219999999998,6625.7250000000004,7624.1283748799997,7584.850764854612,7136.8114941754757,5116.8159177208354,5766.8150195168109,4317.1194654455267,3284.144802700037,3284.144802700037,2393,1571,1024,743]
["Total capital",10987.169028683515,10969.968250143005,"*",1.5679879967096522E-3,null,10969.968250143005,"*",12685.649059000001,12885.253000000001,12857.848,12607.563,12019.291140984049,8328.4692799999993,6992.1708760000001,6684.2617718761285,4512.9333506247467,4512.9333506247467,2938,2359,1463,1071]
["Excess cover ratio",1.1705491117900941,0.99537776478208018,"*",17.517134700801396,null,0.99537776478208018,"*",0.98469975055235515,0.94473102943451481,0.68646793020485786,0.66220317193566625,0.68412618867589292,0.6276663874415318,0.21231058259014102,0.54831521929780846,0.37415784678996777,0.37415784678996777,0.22800000000000001,0.502,0.42799999999999999,0.442]
["Common equity tier 1 ratio (transitional)",0.12123919676952953,0.1083265157672287,"*",1.2912681002300834,null,0.1083265157672287,"*",0.10655681207662035,0.10654151373120216,9.0401683459435209E-2,8.8505145428905155E-2,8.469672084900659E-2,9.1999999999999998E-2,7.3999999999999996E-2,9.6000000000000002E-2,"–","–","–","–","–","–"]
["Common equity tier 1 ratio (fully loaded)",0.11473073464119228,9.967393808379163E-2,"*",1.5056796557400651,null,9.967393808379163E-2,"*","–","–"]
["Tier 1 ratio (transitional)",0.12123919676957814,0.10832651576722871,"*",1.2912681002349435,null,0.10832651576722871,"*",0.11207960620314839,0.11186924902557834,9.8796085659018762E-2,9.6943017443019433E-2,9.3664310934891859E-2,0.1103650605546055,8.110890820964653E-2,0.10548297459644357,9.0261355604244004E-2,9.0261355604244004E-2,0.08,0.10100000000000001,9.4E-2,9.8000000000000004E-2]
["Total capital ratio (transitional)",0.17364392894320754,0.1596302211825664,"*",1.4013707760641148,null,0.1596302211825664,"*",0.15877598004418841,0.15557848235476118,0.13491743441638862,0.13297625375485328,0.13473009509407144,0.13021374361468527,9.6984846607211267E-2,0.12386521754382468,0.10993262774319741,0.10993262774319741,9.8000000000000004E-2,0.12,0.114,0.115]
["Total capital ratio (fully loaded)",0.16779741382659613,0.15116077468911363,"*",1.6636639137482505,null,0.15116077468911363,"*","–","–"]
["Stock data  ","31/12","31/12",null,null,null,"31/12",null,"31/12","31/12","31/12","31/12","31/12"]
["Earnings per share in €  ",1.2955910841642397,-2.1651531499527854,"*","–",null,-2.1651531499527854,"*",1.8329807485929992,2.7183382820516053,3.9457932570420322,4.5621606443530593,1.29,0.9902838531560183,6.39,5.8022957287367447,4.17,8.290689328580962,2.79,1.93,1.79,1.04]
["Price in €  ",13.605,12.535,null,8.5360989230155671E-2,null,12.535,null,25.62,31.46,20.07,41,39.5,39.5,19.3,103.6,115.51,115.51,55.55]
["High (closing prices) in €",15.69,31.266999999999999,null,-0.49819298301723858,null,31.266999999999999,null,33.590000000000003,33.36,45.1,42.75,47.86,47.86,110.2,122.5,115.51,115.51,59.4]
["Low (closing prices) in €",9.0050000000000008,11.51,null,-0.21763683753258023,null,11.51,null,19.96,18.64,14.16,29.01,13,13,16.23,98.25,55.2,55.2,39.25]
["Number of shares in million",292.979038,292.979038,null,0,null,292.979038,null,195.505124,195.51,195.505124,195.505124,195.50512400000002,154.66749999999999,154.66749999999999,154.66749999999999,142.77000000000001,142.77000000000001,142.77000000000001]
["Market capitalization in € million",3985.9798119900001,3672.4922413300001,null,8.5360989230155671E-2,null,3672.4922413300001,null,5008.8412770000004,6150,3923.7878386799998,8016,7722.4523980000013,6109.36625,2985.08275,16023.552999999998,16492,16492,7931]
["Dividend per share in €","–","–",null,"–",null,"–",null,"1,02",1.17,1.05,1.05,0.2,0.2,0.93,0.93,0.71,0.71,0.45,0.15693006000000001,0.33,0.13]
["Resources  ","31/12","31/12",null,null,null,"31/12",null,"31/12","31/12","31/12","31/12","31/12"]
["Number of employees as of reporting date  ",51492,54730,null,-5.916316462634752E-2,null,54730,null,57901,60084,59261,59782,59211,56530,63376,58365,52732,52732,43614,22851,18386,13478]
["Business outlets  ",2705,2866,null,-5.6175854849965123E-2,null,2866,null,3025,3106,2928,2961,3029,3018,3231,3015,2848,2848,2443,916,722,604]
[]
["* figures restated.",null,null,null,null,null,"* figures restated."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).",null,null,null,null,null,"** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses)."]
["*** Consolidated return on equity: as of Q1 2014, ratio excludes participation capital and participation capital dividend (previous periods not adjusted).",null,null,null,null,null,"*** Consolidated return on equity: as of Q1 2014, ratio excludes participation capital and participation capital dividend (previous periods not adjusted)."]

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["Currency development"]
[]
[]
["Rates in units per € - as of","30/6/2011","30/9/2011","31/12/2011","31/3/2012","30/6/2012","30/9/2012","31/12/2012","31/3/2013","30/6/2013","30/9/2013","31/12/2013","31/3/2014","30/6/2014","30/9/2014","31/12/2014","31/3/2015","30/6/2015","30/9/2015","31/12/2015","YTD Re-/\nDevaluation","QoQ Re-/\nDevaluation"]
["ALL",141.41,140.94999999999999,138.93,140.38,138.16999999999999,140.19,139.59,139.91,140.96,141.37,140.19999999999999,140.27000000000001,140.26,139.88999999999999,140.13999999999999,140.34,140.29,139.38999999999999,137.28,2.0833333333333259E-2,1.5370046620046596E-2]
["BAM",1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,"–","–"]
["BGN",1.9558,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,"–","–"]
["BYR",7152.13,7638.16,10800,10750,10470,10870,11340,11110,11450,12250,13080,13570,13890,13420,14380,15970,16974,19908,20300,-0.29162561576354684,-1.9310344827586201E-2]
["CHF","–","–","–","–","–","–","–","–","–","–","–","–","–",1.2062999999999999,1.2023999999999999,1.0463,1.0412999999999999,1.0914999999999999,1.0834999999999999,0.10973696354407014,7.3834794646976398E-3]
["CZK",24.344999999999999,24.754000000000001,25.786999999999999,24.73,25.64,25.140999999999998,25.151,25.74,25.949000000000002,25.73,27.427,27.442,27.452999999999999,27.5,27.734999999999999,27.533000000000001,27.253,27.187000000000001,27.023,2.6347925840950248E-2,6.0689042667358972E-3]
["HRK",7.4017999999999997,7.4995000000000003,7.5369999999999999,7.5125000000000002,7.5178000000000003,7.4467999999999996,7.5575000000000001,7.5940000000000003,7.4494999999999996,7.6153000000000004,7.6265000000000001,7.6475,7.5759999999999996,7.6425000000000001,7.6580000000000004,7.6449999999999996,7.5948000000000002,7.6444999999999999,7.6379999999999999,2.6184865147944603E-3,8.5100811730809411E-4]
["HUF",266.11,292.55,314.58,294.92,287.77,284.89,292.3,304.42,294.85000000000002,298.14999999999998,297.04000000000002,307.18,309.3,310.57,315.54000000000002,299.43,314.93,313.45,315.98,-1.3924931957718378E-3,-8.0068358756884006E-3]
["KZT",210.29,201.72,191.72,197.13,187.9,194.02,199.22,193.33,197.9,207.56,211.17,249.7,249.92,230.56,221.97,201.63,206.98,303.47000000000003,371.31,-0.40219762462632302,-0.182704478737443]
["MYR","–","–","–",4.0915999999999997,3.996,3.9596,4.0347,3.9649999999999999,4.1340000000000003,4.4103000000000003,4.5221,4.4976000000000003,4.3856000000000002,4.1314000000000002,4.2473000000000001,3.9872999999999998,4.2184999999999997,4.9237000000000002,4.6959,-9.5530143316510108E-2,4.8510402691709809E-2]
["PLN",3.9903,4.4050000000000002,4.4580000000000002,4.1521999999999997,4.2488000000000001,4.1037999999999997,4.0739999999999998,4.1803999999999997,4.3376000000000001,4.2287999999999997,4.1543000000000001,4.1718999999999999,4.1567999999999996,4.1776,4.2732000000000001,4.0853999999999999,4.1910999999999996,4.2447999999999997,4.2638999999999996,2.1811018082038558E-3,-4.4794671544829967E-3]
["RON",4.2435,4.3574999999999999,4.3232999999999997,4.3819999999999997,4.4512999999999998,4.5382999999999996,4.4444999999999997,4.4192999999999998,4.4603000000000002,4.4619999999999997,4.4710000000000001,4.4592000000000001,4.383,4.4101999999999997,4.4828000000000001,4.4097999999999997,4.4725000000000001,4.4176000000000002,4.524,-9.1069849690539328E-3,-2.3519009725906259E-2]
["RSD",102.4631,101.17319999999999,104.6409,111.3643,115.8203,115.032,113.7183,111.9575,114.17149999999999,114.6044,114.6421,115.3845,115.78530000000001,118.8509,120.95829999999999,120.2153,120.60420000000001,119.7491,121.62609999999999,-5.4905978239867537E-3,-1.5432542850588815E-2]
["RUB",40.4,43.35,41.765000000000001,39.295000000000002,41.37,40.14,40.329500000000003,39.761699999999998,42.844999999999999,43.823999999999998,45.324599999999997,48.78,46.377899999999997,49.765300000000003,72.337000000000003,62.44,62.354999999999997,73.241600000000005,80.673599999999993,-0.1033373990995814,-9.2124313282164083E-2]
["SGD",1.7761,1.7588999999999999,1.6819,1.6775,1.5973999999999999,1.5848,1.6111,1.59,1.6545000000000001,1.6960999999999999,1.7414000000000001,1.7365999999999999,1.7047000000000001,1.6063000000000001,1.6057999999999999,1.4774,1.5067999999999999,1.5921000000000001,1.5417000000000001,4.1577479405850548E-2,3.2691185055458316E-2]
["TRY",0,2.5099999999999998,2.4432,2.3774000000000002,2.2833999999999999,2.3203,2.3551000000000002,2.3212000000000002,2.5209999999999999,2.7509999999999999,2.9605000000000001,2.9693000000000001,2.8969,2.8778999999999999,2.8319999999999999,2.8130999999999999,2.9952999999999999,3.3902999999999999,3.1764999999999999,-0.10845269951204162,6.7306784196442537E-2]
["UAH",11.50004,10.854799999999999,10.2981,10.5999,9.9706440000000001,10.2902,10.5372,10.234999999999999,10.410080000000001,10.8201,11.04153,15.072433999999999,16.0868,16.446760000000001,19.232907999999998,25.449300000000001,23.541399999999999,24.11946,26.223099999999999,-0.26656619545362681,-8.0220873962269845E-2]
["USD",1.4453,1.3503000000000001,1.2939000000000001,1.3355999999999999,1.2589999999999999,1.2929999999999999,1.3193999999999999,1.2805,1.3080000000000001,1.3505,1.3791,1.3788,1.3657999999999999,1.2583,1.2141,1.0759000000000001,1.1189,1.1203000000000001,1.0887,0.11518324607329844,2.9025443189124811E-2]
[]
[]
["Rates in units per € - average","30/6/2011","30/9/2011","31/12/2011","31/3/2012","30/6/2012","30/9/2012","31/12/2012","31/3/2013","30/6/2013","30/9/2013","31/12/2013","31/3/2014","30/6/2014","30/9/2014","31/12/2014","31/3/2015","30/6/2015","30/9/2015","31/12/2015","YoY Re-/\nDevaluation","QoQ Re-/\nDevaluation"]
["ALL",140.63999999999999,140.60599999999999,140.49845999999999,139.58000000000001,139.4157142857143,139.16499999999999,139.2976923076923,139.685,140.12428571428572,140.24200000000002,140.22923076923078,140.26249999999999,140.17857142857142,139.95999999999998,139.93153846153842,140.14000000000001,140.33714285714285,140.10700000000003,139.66769230769233,1.889099400774974E-3,3.1453780401833331E-3]
["BAM",1.95583,1.95583,1.95583,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,"–","–"]
["BGN",1.9558,1.95583,1.95583,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,"–","–"]
["BYR",5040.5171399999999,5741.36,7056.4307699999999,10847.5,10705.714285714286,10649,10766.923076923076,11350,11345.714285714286,11537,11830,13287.5,13511.428571428571,13558,13612.307692307691,16112.5,16216.285714285714,16990.900000000001,17582.153846153848,-0.22578838682580249,-3.3628066921003841E-2]
["CHF","–","–","–","–","–","–","–","–","–","–","–","–","–",1.21696,1.2138846153846155,1.0897749999999999,1.0690142857142857,1.0713599999999999,1.0751846153846154,0.12900110177858548,-3.5571708615337316E-3]
["CZK",24.47071,24.434699999999999,24.635079999999999,25.137,25.249714285714283,25.198399999999999,25.189307692307693,25.536750000000001,25.657999999999998,25.692799999999998,25.959615384615386,27.428249999999998,27.441571428571429,27.488599999999998,27.541769230769226,27.62575,27.512428571428568,27.382600000000004,27.305307692307696,8.6599111471703516E-3,2.8306697204545372E-3]
["HRK",7.4021600000000003,7.4236900000000006,7.4441100000000002,7.5503799999999996,7.5414000000000003,7.5227099999999991,7.526930769230769,7.5827499999999999,7.5601428571428571,7.5611100000000011,7.5768538461538464,7.6437000000000008,7.6206571428571426,7.6244100000000001,7.6342000000000008,7.67225,7.6324714285714288,7.6216799999999996,7.6210615384615377,1.7239673859286153E-3,8.1151626363462626E-5]
["HUF",269.38571000000002,272.02200000000005,280.45999999999998,298.02999999999997,295.47000000000003,291.577,290.24230769230775,296.19749999999999,296.55285714285714,297.447,297.49999999999994,306.98250000000002,306.81,308.62200000000001,308.98692307692312,307.50749999999999,308.09571428571422,309.31199999999995,310.04461538461533,-3.411419696420559E-3,-2.3629353591790858E-3]
["KZT",205.34714,206.00899999999996,204.44385,195.66499999999999,192.92857142857142,191.60499999999996,192.77307692307687,198.29249999999999,197.99857142857144,199.94499999999999,202.47692307692307,230.96499999999997,239.42285714285714,239.227,235.87230769230766,210.0975,207.95857142857145,223.33699999999999,249.0776923076923,-5.3017130892122122E-2,-0.10334402920312169]
["MYR","–","–","–",4.0593500000000002,4.024285714285714,3.9911099999999999,3.9886923076923071,4.0674999999999999,4.0581571428571426,4.1488100000000001,4.2080769230769235,4.5176750000000006,4.4791428571428575,4.3927100000000001,4.348415384615385,4.1005500000000001,4.0899571428571431,4.2454700000000001,4.3378692307692308,2.4311829806551444E-3,-2.1300603096522042E-2]
["PLN",3.9654699999999998,4.0320000000000009,4.1254400000000002,4.2389299999999999,4.2524142857142859,4.2152199999999995,4.190030769230769,4.1501000000000001,4.1953714285714288,4.2096700000000009,4.2027153846153853,4.1856499999999999,4.1775571428571432,4.180670000000001,4.1908846153846167,4.1796249999999997,4.1520571428571422,4.1681599999999994,4.1909230769230765,-9.1773429752306512E-6,-5.4315186667156512E-3]
["RON",4.1854699999999996,4.2129700000000003,4.2416400000000003,4.3489300000000002,4.3899142857142852,4.4310999999999998,4.4470999999999998,4.4017299999999997,4.3968428571428566,4.4078400000000002,4.4172230769230776,4.4815749999999994,4.4515857142857138,4.4405899999999985,4.4409846153846138,4.443975,4.4441714285714289,4.4362300000000001,4.4439692307692313,-6.7161027217577107E-4,-1.7415131310194454E-3]
["RSD",102.28494000000001,102.08765,102.30589999999999,108.06345,110.9406142857143,112.77986000000001,112.87986923076923,112.19927499999999,112.16018571428572,112.79527,113.1267076923077,115.47145,115.57117142857145,116.24420000000001,117.1566076923077,121.2629,120.88937142857142,120.64894999999999,120.77861538461538,-2.9988816155687159E-2,-1.0735789957723174E-3]
["RUB",40.446109999999997,40.777830000000002,41.02187,39.971350000000001,40.199914285714286,40.184739999999998,40.235415384615393,40.237749999999998,40.846771428571437,41.751550000000002,42.444061538461547,47.948974999999997,47.849699999999999,48.097580000000008,51.424253846153846,70.975499999999997,65.909614285714284,67.632660000000016,69.042661538461545,-0.25518146751183723,-2.0422178216233156E-2]
["SGD",1.76963,1.7602699999999998,1.75075,1.67018,1.6439571428571429,1.6194900000000001,1.6136307692307692,1.6254,1.6300142857142856,1.6482800000000002,1.6632384615384614,1.7386250000000001,1.7294,1.70258,1.6822692307692306,1.5353250000000001,1.5156428571428573,1.5294000000000003,1.5287846153846156,0.10039649394692596,4.0253192581340969E-4]
["TRY","–",2.2972200000000003,2.33338,2.3746499999999999,2.3430571428571425,2.3212800000000002,2.324646153846154,2.35548,2.3915000000000002,2.4740600000000006,2.5511769230769232,3.014875,2.9627142857142856,2.9322600000000003,2.8992999999999998,2.8082500000000001,2.8755142857142859,2.9840500000000003,3.0237461538461536,-4.1156283469053978E-2,-1.312813702818949E-2]
["UAH",11.17834,11.1949503,11.09216,10.529450000000001,10.371334857142857,10.2704144,10.306764923076923,10.515980000000001,10.47161142857143,10.534278,10.634058923076925,12.650238249999999,14.06852557142857,14.906765400000001,15.638264153846155,23.596077000000001,23.430793714285716,23.568251600000004,24.016126000000003,-0.3488431833741148,-1.8648902824710323E-2]
["USD",1.41133,1.4100600000000001,1.3951100000000001,1.3228500000000001,1.3017285714285713,1.2894600000000001,1.293223076923077,1.3169500000000001,1.3119428571428571,1.3185100000000001,1.3299538461538463,1.3727,1.3717571428571429,1.3517299999999999,1.3255461538461535,1.1361250000000001,1.1259857142857144,1.1220399999999999,1.1129769230769229,0.19099158873983146,8.1430950949292757E-3]

{"sheet":"Financial position","index":3,"n_rows":40,"n_cols":51,"rows_kept":40,"cut":false,"hidden":false,"merged":[[39,0,39,4],[0,13,3,13],[0,35,3,35],[39,30,39,33],[39,39,39,42],[0,0,0,1],[39,14,39,18]]}
["Statement of financial position",null,null,null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive"]
[]
[]
[]
["Assets\n€ million","31/12\n2015","31/12\n2014\nrestated",null,"YTD Change\nabsolute","YTD Change\nin percent",null,"31/12\n2015","30/9\n2015\nrestated",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"31/12\n2015","30/9\n2015\nrestated",null,"30/6\n2015\nrestated",null,"31/3\n2015\nrestated",null,"31/12\n2014\nrestated",null,"30/9\n2014","30/6\n2014","31/3\n2014","31/12\n2013","30/9\n2013","30/6\n2013","31/3\n2013","31/12\n2012","30/9\n2012","30/6\n2012","31/3\n2012",null,null,"31/12\n2014\nrestated",null,"31/12\n2013","31/12\n2012","31/12\n2011","31/12 \n2010","31/12\n2009","31/12\n2008","31/12\n2007","31/12\n2006","31/12\n2005","31/12\n2004","31/12\n2003","31/12\n2002","31/12\n2001"]
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["Cash reserve",13211.971203099001,6768.6847341589992,null,6443.2864689400021,0.95192592386866015,null,13211.971203099001,10709.83672166,null,2502.1344814390013,0.23362956378023814,null,null,13211.971203099001,10709.83672166,null,9459.3126092010007,null,7072.8153109879986,null,6768.6847341589992,null,5094.0009929670005,5315.0987037119994,4813.8012347209997,6674.226252984,5273.3097311189986,4451.4502196480007,5013.1962969570004,6556.7230670790004,13525.602028480002,15393.210922758999,14631.275844156999,null,null,6768.6847341589992,null,6674.226252984,6556.7230670790004,11401.746933792001,4806.8907449999997,4179.5720000000001,7129.8604610000002,3664.1871700000002,4063.6329879999998,2908.1605070000001,1895.3557209999999,1748.9765737499999,933.69581558000004,1099.2103200000001]
["Loans and advances to banks",10837.208620237001,15573.241074752001,null,-4736.0324545149997,-0.30411347463138272,null,10837.208620237001,12169.475113530005,null,-1332.2664932930038,-0.10947608511165707,null,null,10837.208620237001,12169.475113530005,null,13037.736117986997,null,15015.909353808995,null,15573.241074752001,null,22352.977881422001,19775.838318742997,19805.981586015998,22243.221115909007,21588.929174712001,21460.271365789002,20249.723827082002,22323.300969046002,24777.321450242001,25700.864721673996,24626.289535225005,null,null,15573.241074752001,null,22243.221115909007,22323.300969046002,25748.043714016003,21532.405502999998,10310.101000000001,9038.0955360000007,11053.201563999999,8202.4447340000006,5794.2658030000002,4779.4028920000001,3520.5023749400002,2718.8044932799999,2707.8697689999999]
["Loans and advances to customers",69921.364684713059,77925.415694609022,null,-8004.0510098959639,-0.10271425488782726,null,69921.364684713059,73284.224898726927,null,-3362.8602140138682,-4.5887914058736046E-2,null,null,69921.364684713059,73284.224898726927,null,76294.620183237988,null,80492.549859666979,null,77925.415694609022,null,82550.176758935966,80826.254136451011,79692.424410484993,80634.618093677025,82431.498417479917,81941.55236141599,82889.029465281987,83343.268787134977,83768.648347346971,84886.767301656015,82478.235912195029,null,null,77925.415694609022,null,80634.618093677025,83343.268787134977,81576.235405427986,75657.06137000001,50514.970999999998,57902.303544000002,48879.805538999994,35042.748817,24714.026007,16242.004999999999,11706.603377590001,8240.4581381999997,5896.575863]
["Impairment losses on loans and advances",-6055.1344210609996,-6103.362204552981,"*",48.227783491981427,-7.9018386711515731E-3,null,-6055.1344210609996,-6089.2343366510004,"*",34.099915590000819,-5.6000333875728669E-3,null,null,-6055.1344210609996,-6089.2343366510004,"*",-6223.8669790820004,"*",-6463.1112556999997,"*",-6103.362204552981,"*",-6131.5952973840003,-5754.2453356600008,-5610.1882604039993,-5605.475377482001,-5734.2465920749992,-5614.8846298859999,-5693.9058212729997,-5641.8974036510008,-5661.2408348589988,-5625.2204345740001,-5076.7403047980006,null,null,-6103.362204552981,"*",-5605.475377482001,-5641.8974036510008,-5053.2120736769994,-4755.8721770000002,-3084.0230000000001,-1641.2616910000002,-1103.1662020000001,-872.05620599999997,-649.78616299999999,-366.25648699999999,-271.93232994000005,-188.45886661000003,-139.93861999999999]
["Trading assets",5814.108442198999,7916.6241837610014,null,-2102.5157415620024,-0.26558236096072285,null,5814.108442198999,6462.0838846579973,null,-647.97544245899826,-0.10027344955973005,null,null,5814.108442198999,6462.0838846579973,null,6911.8818890439989,null,8533.1802222570041,null,7916.6241837610014,null,8271.1558783320033,7833.9871783509998,7855.3354891839972,7581.0973984309985,7853.2629559499992,7668.611857601999,8564.3174501430003,9813.2926690170007,9880.1463661550006,11243.638590934999,11075.136290963996,null,null,7916.6241837610014,null,7581.0973984309985,9813.2926690170007,10616.670705348999,8068.393435,3709.4520000000002,3763.1782829999997,2809.3624479999999,2683.67787,1656.3371589999999,2447.0222290000002,1480.3409779900001,1483.9221635900001,991.39455799999996]
["Derivatives",1573.6374844049999,1643.2014913420001,null,-69.564006937000158,-4.2334435127725834E-2,null,1573.6374844049999,1709.685868605,null,-136.0483842000001,-7.9575076742610773E-2,null,null,1573.6374844049999,1709.685868605,null,1735.9068820520001,null,1609.9164314980001,null,1643.2014913420001,null,1230.5165950200001,1084.8782077419999,982.42922568400002,982.05152863299998,960.56889545200011,1001.8184697099999,1238.706488478,1405.0876940119999,1410.9188816689998,1229.9884405140001,1194.6327328089999,null,null,1643.2014913420001,null,982.05152863299998,1405.0876940119999,1404.8093291790001,1488.0359920000001,332.88200000000001,864.94354399999997,92.324663000000001,35.763579,25.149507,44.257966000000003,15.307216650000001,1.0081659700000001,2.4187999999999998E-2]
["Financial investments",15243.634701149003,14467.88699796,null,775.747703189003,5.3618590143701406E-2,null,15243.634701149003,14799.804228333001,null,443.83047281600193,2.9988942148729603E-2,null,null,15243.634701149003,14799.804228333001,null,14469.304935889002,null,14015.468142954996,null,14467.88699796,null,14169.418048719002,13602.206616173004,13259.746270837008,13482.703466389006,13787.223748840997,14397.104338254985,14913.098114832001,13355.459425157002,14136.275867730004,14917.745485177007,14410.349263707001,null,null,14467.88699796,null,13482.703466389006,13355.459425157002,16534.963974514001,19630.901704,7270.5469999999996,5136.6069944934743,4133.414702,3757.8540079999998,4107.8057360000003,2964.7018900000003,1077.30728544,662.93540122999991,528.32532100000003]
["Investments in associates",0,-1.001E-6,null,1.001E-6,"–",null,0,-9.9999999999999986E-10,null,9.9999999999999986E-10,"–",null,null,0,-9.9999999999999986E-10,null,0,null,-9.9900000000000009E-7,null,-1.001E-6,null,-9.9999999999999995E-7,9.9999999999999986E-10,-5.2999999999999998E-8,5.034722103,5.0091570010000002,4.9771987399999995,5.0166346659999999,4.9354986060000003,4.826559284,4.8959047920000005,4.9863801919999995,null,null,-1.001E-6,null,5.034722103,4.9354986060000003,5.0166090719999996,4.9608509999999999,5.4370000000000003,2.526443506525792,23.993655999999998,24.707342000000001,22.146044999999997,15.128281000000001,11.402492269999998,9.6961264100000015,8.9588049999999999]
["Intangible fixed assets",620.91186079299996,665.84881384400001,"*",-44.936953051000046,-6.7488222726680758E-2,null,620.91186079299996,649.73688520799999,"*",-28.82502441500003,-4.4364149660015562E-2,null,null,620.91186079299996,649.73688520799999,"*",651.34995829399998,"*",660.41320184800009,"*",665.84881384400001,"*",1144.1163294260002,1192.178574474,1178.8199018129999,1248.7085312520001,1258.642169812,1292.6501622339999,1306.9921573629999,1321.0108973500001,1329.937133012,1317.6989859569999,1082.9873899670001,null,null,665.84881384400001,"*",1248.7085312520001,1321.0108973500001,1065.548484791,1219.815971,971.88099999999997,951.88813899999991,1136.8086350000001,1220.747325,880.65733999999998,177.03958700000001,107.54357679,104.90033254000001,46.675606000000002]
["Tangible fixed assets",1473.2911153870002,1407.7141951060014,null,65.57692028099882,4.6583973159452841E-2,null,1473.2911153870002,1535.3671319500002,null,-62.076016562999939,-4.0430731693572253E-2,null,null,1473.2911153870002,1535.3671319500002,null,1623.1194665200001,null,1438.480655916999,null,1407.7141951060014,null,1571.8661918369999,1607.092823018,1458.041141551,1594.5577720830008,1631.3503590730002,1624.5920716390006,1600.2422910119994,1596.8960692740011,1602.3221131349997,1607.8843571999989,1502.094249243999,null,null,1407.7141951060014,null,1594.5577720830008,1596.8960692740011,1511.4769947459999,1453.6303360000002,1244.2329999999999,1263.7686740000001,1153.596415,1055.7332589999999,738.83468400000004,441.01385799999997,333.47714625999998,273.52248699999996,225.46064000000001]
["Other assets",1785.5894991260011,1234.5174781776666,"*",551.07202094833451,0.44638656859018289,null,1785.5894991260011,1966.1422934700008,"*",-180.55279434399972,-9.1830990535962775E-2,null,null,1785.5894991260011,1966.1422934700008,"*",1642.6429955880023,"*",1678.1135763650009,"*",1234.5174781776666,"*",1763.1774494289998,1795.804566112,1974.0935046109987,1799.0694264770011,1978.9392521699988,2077.5976599039991,1845.791555916999,2037.9452384719998,2353.4172718640002,2039.7990481430013,2868.939852662003,null,null,1234.5174781776666,"*",1799.0694264770011,2037.9452384719998,2173.7027398759997,2066.8903769999997,820.27599999999995,985.07477699999993,899.27591900000004,651.74080400000003,497.26567999999997,267.45153599999998,333.10039944999994,140.26794033000002,109.74786200000001]
["Total assets",114426.58319004707,121499.77245815669,"*",-7073.1892681096215,-5.8215658556443395E-2,null,114426.58319004707,117197.12268948898,"*",-2770.5394994419185,-2.3639995896336141E-2,null,null,114426.58319004707,117197.12268948898,"*",119602.00805873093,"*",124053.73549871206,"*",121499.77245815669,"*",132015.810827704,127279.09378911702,125410.484504445,130639.81293045604,131034.4872695349,130305.74107505099,131932.20846045899,136116.02291149698,147128.17518405899,152717.27332423299,148798.18714632402,null,null,121499.77245815669,"*",130639.81293045604,136116.02291149698,146985.002817086,131173.114107,76275.328999999998,85396.984704999995,72742.804509000009,55866.99452,40694.862305000002,28907.121999999999,20062.62909119,14380.752197520002,11474.304312]
[]
[]
[]
[]
["Equity and liabilities\n€ million","31/12\n2015","31/12\n2014\nrestated",null,"YTD Change\nabsolute","YTD Change\nin percent",null,"31/12\n2015","30/9\n2015\nrestated",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"31/12\n2015","30/9\n2015\nrestated",null,"30/6\n2015\nrestated",null,"31/3\n2015\nrestated",null,"31/12\n2014\nrestated",null,"30/9\n2014","30/6\n2014","31/3\n2014","31/12\n2013","30/9\n2013","30/6\n2013","31/3\n2013","31/12\n2012","30/9\n2012","30/6\n2012","31/3\n2012",null,null,"31/12\n2014\nrestated",null,"31/12\n2013","31/12\n2012","31/12\n2011","31/12 \n2010","31/12\n2009","31/12\n2008","31/12\n2007","31/12\n2006","31/12\n2005","31/12\n2004","31/12\n2003","31/12\n2002","31/12\n2001"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"RI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group"]
["Deposits from banks",16369.175393386,22408.370576102996,null,-6039.195182716996,-0.26950621698292454,null,16369.175393386,18534.003366194,null,-2164.8279728079997,-0.1168030419567444,null,null,16369.175393386,18534.003366194,null,21732.092190134998,null,22455.136248005998,null,22408.370576102996,null,30771.127556355994,28710.932196537004,26348.021276316991,30104.865689052,29617.168407129004,27495.417506538,27578.935987113993,30186.449255818996,36772.778481983994,40343.688080315987,39317.617192316007,null,null,22408.370576102996,null,30104.865689052,30186.449255818996,37991.808545944987,33659.182182999997,20110.169999999998,26213.163392000002,19926.969548000001,13813.569099999999,10236.464443999999,6619.765445,5319.7444142800005,2908.92208377,2584.4560769999998]
["Deposits from customers",68990.88738310599,66094.171832042979,null,2896.7155510630109,4.3827095048926346E-2,null,68990.88738310599,68048.178218091023,null,942.70916501496686,1.3853554785752342E-2,null,null,68990.88738310599,68048.178218091023,null,67017.945675355993,null,68205.097947952992,null,66094.171832042979,null,67823.529976968013,64385.730379257009,63599.307232305015,66436.635568235986,67495.793968957994,66575.248559892003,66852.717500662999,66297.150535260007,70942.022191236974,72011.145673427018,67748.80680230599,null,null,66094.171832042979,null,66436.635568235986,66297.150535260007,66747.234305767008,57633.112935000005,42578.249000000003,44205.905761000002,40457.265952000002,33156.348525000001,24889.548234000002,18169.461155000001,12082.772339469999,9365.1707364199992,7137.1917989999993]
["Debt securities issued",7501.5926810150004,10593.069138919998,null,-3091.4764579049979,-0.2918395431354831,null,7501.5926810150004,7984.900345385,null,-483.30766436999966,-6.0527701469603845E-2,null,null,7501.5926810150004,7984.900345385,null,8626.8090020840027,null,9323.5520915620018,null,10593.069138919998,null,10097.922716928002,10847.169885392002,10510.588363662999,11532.645734748003,11113.245192086999,12034.807580655,12470.050607706002,13290.101542965998,13102.821045815001,12455.799065673998,13486.106883306,null,null,10593.069138919998,null,11532.645734748003,13290.101542965998,14366.813622366,16555.382174000002,2526.6509999999998,3393.38319,2320.4280839999997,1421.7046319999999,759.07181800000001,662.45770200000004,432.90756406999998,405.56458380999999,416.95538099999999]
["Provisions for liabilities and charges",813.82291456299993,968.91299078300005,null,-155.09007622000013,-0.16006605102349636,null,813.82291456299993,901.09787837100009,null,-87.274963808000166,-9.6854033177589338E-2,null,null,813.82291456299993,901.09787837100009,null,800.55725124100002,null,945.34081156500008,null,968.91299078300005,null,980.00354467200009,739.33032420099994,775.23181342299995,733.11599926899999,703.1474533170001,677.86838636699997,706.11227302299994,720.99551395000003,677.27752984899996,699.46923911299996,756.55989125899998,null,null,968.91299078300005,null,733.11599926899999,720.99551395000003,770.956886951,671.9084620000001,311.53100000000001,436.76716399999998,315.00648899999999,217.64603500000001,131.467871,112.36839999999999,66.586753259999995,54.078357799999999,56.200142999999997]
["Trading liabilities",5091.5102126110032,6877.4071650469996,null,-1785.8969524359964,-0.25967590831504761,null,5091.5102126110032,5691.2386953610003,null,-599.72848274999706,-0.10537749598147117,null,null,5091.5102126110032,5691.2386953610003,null,5968.036921242001,null,7418.8089778589992,null,6877.4071650469996,null,6343.5150368250024,5715.3470001770002,5434.8725296539997,5203.8937134090002,5894.9178210149994,6082.1309427429987,7099.686564613,8824.242137184001,8768.4150042859965,10749.656720358002,9677.5788005069971,null,null,6877.4071650469996,null,5203.8937134090002,8824.242137184001,9714.9263020450035,5741.5909790000005,514.19899999999996,1460.1345959999999,541.01006700000005,486.21842599999997,264.13875199999995,409.94411600000001,114.84250048999999,115.42868525,94.759945999999999]
["Derivatives",984.29908391600009,778.20504073099994,null,206.09404318500015,0.26483257290573126,null,984.29908391600009,870.34472439399997,null,113.95435952200012,0.13093014334216102,null,null,984.29908391600009,870.34472439399997,null,1051.146082172,null,1267.9949920669999,null,778.20504073099994,null,698.04429320200006,445.681915903,377.12942565099996,384.40821900099996,398.13774181200006,462.45082738500003,504.66266711299994,471.80375079700002,518.60641649499996,546.36211246100004,519.256168237,null,null,778.20504073099994,null,384.40821900099996,471.80375079700002,791.71962524399999,1263.5277269999999,259.43299999999999,831.89601500000003,154.26578700000002,20.398197,17.089933000000002,24.212666000000002,13.365174150000001,4.5903411600000004,1.566041]
["Other liabilities",2009.9763654430003,1416.802654678999,null,593.17371076400127,0.41867066581576595,null,2009.9763654430003,2243.7515487750011,null,-233.77518333200078,-0.10418942483165428,null,null,2009.9763654430003,2243.7515487750011,null,1412.0201020279999,null,1533.4648290280002,null,1416.802654678999,null,1516.6075187530005,1531.421790242,1490.2668022549999,1752.8613747449999,1596.3728793390001,2702.84223625,1741.5461183480002,1515.338269732001,1455.7558277269998,1272.8208080900001,2019.3639564749988,null,null,1416.802654678999,null,1752.8613747449999,1515.338269732001,1515.024440554,1243.38653,504.62900000000002,653.07305299999996,873.95495199999993,745.366039,539.97334000000001,288.41133399999995,343.30856159000001,188.06586348999997,168.34895599999999]
["Subordinated capital",4164.3525226060001,4185.10818225,null,-20.755659643999934,-4.9594081538989476E-3,null,4164.3525226060001,4341.2369297260002,null,-176.88440712000011,-4.0745163183517952E-2,null,null,4164.3525226060001,4341.2369297260002,null,4342.6997031370001,null,4372.9916929029996,null,4185.10818225,null,3965.6044800129998,4057.8109344619998,4054.0970449229999,4127.5888551620001,3861.3270779929999,3846.6344383220003,3917.3102953390003,3937.0491068669999,3754.2550655810001,3788.3356401999999,3799.2990515910001,null,null,4185.10818225,null,4127.5888551620001,3937.0491068669999,4150.7331369490003,4001.0977599999997,2470.2849999999999,1684.456124,1531.7659580000002,1416.1601049999999,580.74556000000007,443.698014,310.58379112,193.52358790000002,133.34472200000002]
["Equity",8500.9666336689988,8177.72487760072,"*",323.24175606827885,3.9527100863182341E-2,null,8500.9666336689988,8582.370983749026,"*",-81.404350080027143,-9.4850654014104752E-3,null,null,8500.9666336689988,8582.370983749026,"*",8650.7011299129063,"*",8531.3479115861282,"*",8177.72487760072,"*",9819.4557054910019,10845.669363931,12820.970016175082,10363.797776834093,10354.37672788487,10428.340596898983,11061.186446540049,10872.89279892205,11136.243621084939,10849.995984595604,11473.598400333192,null,null,8177.72487760072,"*",10363.797776834093,10872.89279892205,10935.785951264921,10403.925360000001,7000.1819999999998,6518.2055099999998,6622.1376769999997,4589.5834610000002,3276.3625059999995,2176.8029999999999,1378.5179927599997,1146.1360949700002,881.34021600000005]
["   Consolidated equity",7587.5548966349988,8300.0124565349979,null,-712.45755989999907,-8.5838131404133877E-2,null,7587.5548966349988,7757.396072148983,null,-169.84117551398413,-2.1894096154733811E-2,null,null,7587.5548966349988,7757.396072148983,null,8013.5882674759805,null,8071.5302947950267,null,8300.0124565349979,null,9096.6831873470019,10024.172078050999,12168.518110055082,9321.6379068230945,9442.2672820878706,9463.8200366519814,10185.906000951982,9424.0580545763642,9405.5207183579369,9280.4898334077134,9869.3880235638953,null,null,8300.0124565349979,null,9321.6379068230945,9424.0580545763642,8825.2281921489121,8250.7598429999998,5790.4629999999997,4613.1935429999994,4986.1795269999993,2803.6014569999998,2418.884607,1628.902,924.00524439999992,815.58630982000011,594.214966]
["   Consolidated profit/loss",378.84959067699998,-616.84850382927209,"*",995.69809450627213,"–",null,378.84959067699998,336.22165859803079,"*",42.627932078969195,0.12678520550019923,null,null,378.84959067699998,336.22165859803079,"*",155.37895311292431,"*",-39.279587083899386,"*",-616.84850382927209,"*",225.23053427500099,344.151334604,160.67891808899998,557.33561753899801,411.058452133,276.64072176299902,156.70436096399999,729.69170676450187,842.38450503300203,700.92723950300001,541.08983704599905,null,null,-616.84850382927209,"*",557.33561753899801,729.69170676450187,968.17636700500168,1087.4752879999999,212.18100000000001,981.98619400000007,841.25764400000003,1182.1264199999998,382.33416099999999,210.94399999999999,178.73315421999999,103.54902537000001,93.736979000000005]
["Non-controlling interests",534.56214635699996,494.56092489500003,null,40.001221461999933,8.0882292652806331E-2,null,534.56214635699996,488.75325300200001,null,45.808893354999952,9.3726012202751452E-2,null,null,534.56214635699996,488.75325300200001,null,481.73390932400002,null,499.09720387499999,null,494.56092489500003,null,497.54198386899998,477.34595127599999,491.77298803100001,484.82425247200001,501.05099366399998,687.87983848399995,718.57608462400003,719.14303758100004,888.33839769400004,868.57891168489095,1063.120539723297,null,null,494.56092489500003,null,484.82425247200001,719.14303758100004,1142.894261113008,1065.690229,997.53800000000001,923.02577300000007,794.70050600000002,603.85558400000002,475.14373799999998,336.95699999999999,275.77959414000003,227.00075977999998,193.388271]
["Total equity and liabilities",114426.58319031501,121499.77245815673,"*",-7073.1892678417207,-5.8215658554238492E-2,null,114426.58319031501,117197.12268948898,"*",-2770.539499173974,-2.3639995894049859E-2,null,null,114426.58319031501,117197.12268948898,"*",119602.00805873093,"*",124053.73549871206,"*",121499.77245815673,"*",132015.81082920803,127279.09379010202,125410.48450436609,130639.81293045607,131034.48726953487,130305.74107505099,131932.20846045905,136116.02291149704,147128.17518405887,152717.27332423459,148798.18714633019,null,null,121499.77245815673,"*",130639.81293045607,136116.02291149704,146985.00281708589,131173.11410999999,76275.328999999998,85396.984805,72742.804514000003,55866.994520000007,40694.862458000003,28907.121831999997,20062.629091190003,14381.480334569998,11474.163280999999]
[]
[]
["* figures restated.",null,null,null,null,null,null,null,null,null,null,null,null,null,"* figures restated.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"* figures restated."]

{"sheet":"Income statement","index":4,"n_rows":62,"n_cols":56,"rows_kept":62,"cut":false,"hidden":false,"merged":[[59,39,59,43],[60,39,60,43],[61,39,61,43],[34,39,34,43],[35,14,35,23],[39,31,39,32],[0,13,6,13],[0,38,6,38],[34,14,34,25],[60,0,60,5],[61,0,61,5],[59,14,59,18],[60,14,60,22],[61,14,61,22],[59,0,59,4]]}
["Income statement",null,null,null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"* excluding one-off"]
[" \n€ million","1/1-31/12\n2015","1/1-31/12\n2014\nrestated",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4 2015\n","Q3\n2015\nrestated",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015\nrestated",null,"Q2\n2015\nrestated",null,"Q1\n2015\nrestated",null,"Q4\n2014\nrestated",null,"Q3\n2014",null,"Q2\n2014",null,"Q1\n2014",null,"Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014\nrestated",null,"1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12/2009\npro forma","1/1-31/12\n2009","1/1–31/12\n2008","1/1–31/12\n2007","1/1–31/12\n2006","1/1-31/12 \n2006*","1/1-31/12 \n2005","1/1–31/12\n2004","1/1–31/12\n2003","1/1–31/12\n2002","1/1–31/12\n2001"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"RBI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group"]
["Interest income",4916.2022524879994,5615.586682952,null,-699.38443046400062,-0.12454343062448259,null,1186.1835255299991,1197.7187313510001,null,-11.535205821001,-9.6309805625145462E-3,null,null,1186.1835255299991,1197.7187313510001,null,1231.859122607,null,1300.440873,null,1309.7890727959984,null,1427.7535838070025,null,1436.0017920899991,null,1442.042234259,null,1520.1922991470005,1511.3036047649998,1561.7604796639989,1490.4731878269999,1519.6572858179979,1609.3962545180002,1689.9120567370001,1659.9187757920008,null,null,5615.586682952,null,6083.7295714029997,6478.884372864999,6614.4171377030025,6364.799,7091.2980262698702,5588.5662999999995,6183.2780000000002,4606.006746,3249.099119,3249.099119,2102.8139000000001,1512.9920496755101,1115.4784968400002,856.00449616000014,700.52801328999988]
["Current income from associates",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,null,0,null,0,null,3.8775258000000014E-2,3.370546E-2,6.5626150000000077E-3,4.2971561999999998E-2,8.5437310000000058E-3,3.0556013999999999E-2,-8.4133230000000003E-3,1.9805584000000001E-2,null,null,0,null,0.12201489500000001,5.0492006000000006E-2,8.8968224000000012E-2,0.2,2.9309281199999955,2.9310999999999998,0.60299999999999998,-0.69092299999999995,-0.90848800000000007,-0.90848800000000007,0.50167399999999995,7.2852E-2,1.5897371499999999,4.5218853299999999,0]
["Interest expenses ",-1589.552454087001,-1826.6568732409999,null,237.10441915399883,-0.12980238523577192,null,-354.28797988100126,-384.008836094,null,29.72085621299874,-7.7396282115038351E-2,null,null,-354.28797988100126,-384.008836094,null,-370.78950979899997,null,-480.46612831299996,null,-414.74818930800103,null,-487.56303492299895,null,-461.00597761099999,null,-463.339671399,null,-567.713959004,-571.17821723400004,-590.24148263299992,-625.77930460599998,-643.43121272399708,-775.13642412599916,-803.57135735500106,-784.640852365,null,null,-1826.6568732409999,null,-2354.9129634770002,-3006.7798465699975,-2947.3558520140009,-2786.8310000000001,-3811.8649999999998,-2654.9956000000002,-2951.8710000000001,-2186.4673360000002,-1484.309452,-1484.309452,-901.21749899999998,-709.59326980424521,-553.38741124000001,-466.83029161000002,-436.42019693000003]
["Net interest income",3326.6497984009989,3788.929809711,null,-462.2800113100011,-0.12200806943564402,null,831.89554564900095,813.70989525699997,null,18.18565039200098,2.2349058918912812E-2,null,null,831.89554564900095,813.70989525699997,null,861.06961280799999,null,819.97474468699988,null,895.04088348799883,null,940.19054888400001,null,974.99581447899982,null,978.70256286000006,null,952.51711540099836,940.15909299100008,971.52555964600197,864.73685478299899,876.23461682500124,834.29038640600061,886.33228605900001,875.297729011,null,null,3788.929809711,null,3728.9386228209992,3472.1550183010022,3667.150253913002,3578.1680000000001,3282.3639543898707,2936.5018,3232.01,2418.8484869999997,1763.881179,1763.881179,1202.0980750000001,803.4716318712666,563.68082275000006,393.69608988000005,264.1078163599999]
["Net provisioning for impairment losses",-1263.802380498,-1750.0288506209811,"*",486.22647012298103,-0.27783911673824591,null,-469.16046557700099,-190.80023008199998,null,-278.36023549500101,1.4589093282296908,null,null,-469.16046557700099,-190.80023008199998,null,-343.43044874699996,"*",-260.41123609200002,null,-667.13024462498095,"*",-514.99367185600011,null,-286.541368046,null,-281.36356609400002,null,-349.71134074700012,-330.49022096099998,-249.29143318800001,-219.72207896099999,-385.45125130999998,-223.51055310199999,-246.91246013600002,-152.94849940999998,null,null,-1750.0288506209811,"*",-1149.2150738570001,-1008.822763958,-1063.550924444,-1194.0840000000001,-2232.2017090000004,-1737.8824,-780.30100000000004,-356.97612300000003,-308.87708100000003,-308.87708100000003,-167.260426,-137.59629699999999,-87.598692510000006,-49.513726380000001,-14.349010839999998]
["Net interest income after provisioning",2062.847417903,2038.9009590900189,"*",23.946458812981064,1.1744787654456967E-2,null,362.73508007199899,622.90966517499896,null,-260.17458510299997,-0.41767626936709523,null,null,362.73508007199899,622.90966517499896,null,517.63916406099997,"*",559.56350859500094,null,227.91063886301791,"*",425.19687702799996,null,688.45444643299891,null,697.33899676600004,null,602.80577465400006,609.66887203000192,722.23412645799908,645.01477582200005,490.78336551499979,610.77983330400025,639.41982592299996,722.34922960099993,null,null,2038.9009590900189,"*",2579.7235489640011,2463.3322543429999,2603.599329469002,2384.0839999999998,1050.1622453898703,1198.6193999999998,2451.7089999999998,2061.8723639999994,1455.0040979999999,1455.0040979999999,1034.8376490000003,665.87533487126666,476.08213024000003,344.18236350000001,249.75880551999987]
["Fee and commission income",1987.1067733060002,2007.249637192001,null,-20.142863886000896,-1.0035056682924259E-2,null,520.46094022500131,506.49125180899989,null,13.969688416001418,2.7581302472859726E-2,null,null,520.46094022500131,506.49125180899989,null,502.79826677599908,null,457.35631449599998,null,530.33751597500009,null,518.25369348200093,null,487.78984861099997,null,470.86857912400006,null,528.9768623340002,515.5581309590001,510.11162991999993,457.86700153599998,491.85726688400098,487.10690674999989,419.748686883,470.481557157,null,null,2007.249637192001,null,2012.5136247490002,1869.194417674001,1795.2571918310002,1753.2329999999999,1684.1545859999999,1441.4151999999999,1764.2360000000001,1474.6344040000001,1108.854795,1108.854795,518.75177799999994,395.932569,301.33362306999999,206.98022611000002,134.88127068000003]
["Fee and commission expense",-467.91335852000003,-421.36174649800006,null,-46.551612021999972,0.11047897064433898,null,-130.04757281000008,-122.38855969599996,null,-7.6590131140001176,6.2579485640032795E-2,null,null,-130.04757281000008,-122.38855969599996,null,-117.749652715,null,-97.727573298999999,null,-112.94917888000008,null,-114.43948573499999,null,-98.616790876999957,null,-95.356291006000006,null,-105.38983441699989,-98.355958429000054,-99.342076348999996,-83.258307202999987,-95.843358728000055,-87.36117563800002,-44.989279696999972,-124.60158099500001,null,null,-421.36174649800006,null,-386.34617639799995,-352.79539505800005,-305.33045319999997,-262.44099999999997,-263.26400000000001,-218.35839999999999,-267.86700000000002,-224.79985600000001,-175.566035,-175.566035,-111.916962,-96.276225999999994,-88.220968689999992,-72.477583719999998,-55.265984869999997]
["Net fee and commission income",1519.1934147859999,1585.8878906940001,null,-66.694475908000186,-4.2054975196773814E-2,null,390.41336741500004,384.10269211299999,null,6.3106753020000497,1.6429656525665637E-2,null,null,390.41336741500004,384.10269211299999,null,385.04861352499995,null,359.62874173299997,null,417.38833709499909,null,403.81420774700092,null,389.173057734,null,375.51228811799996,null,423.58702791700136,417.20217252999998,410.76955357099996,374.60869433300002,396.01390815600081,399.74573111199999,374.75940718600003,345.87997616199999,null,null,1585.8878906940001,null,1626.1674483510012,1516.3990226160008,1489.926738631,1490.7919999999999,1420.8903190000003,1223.0568000000001,1496.3689999999999,1249.8345480000003,933.28876000000002,933.28875999999991,406.83481599999999,299.65634299999999,213.11265437999995,134.50264239000003,79.615285810000017]
["Net trading income",16.414540721000002,-29.744396046999999,null,46.158936768000004,"–",null,28.646899000000001,-13.933899107,null,42.580798107,"–",null,null,28.646899000000001,-13.933899107,null,63.788359065999998,null,-62.086818237999999,null,-68.146436704999999,null,29.548494537,null,28.208173204999998,null,-19.354627084000001,null,80.787569117999993,99.829150380000044,60.115484168999956,80.338452170000011,-5.8010248839999861,53.571372429999997,84.909641343000004,82.005631115999989,null,null,-29.744396046999999,null,321.070655837,214.685620005,363.26061446599999,328.12099999999998,418.88616000000002,186.33960000000002,167.642,127.89122900000001,174.823486,174.823486,300.80162800000005,220.144924,241.62423656999997,199.68648578,173.19922040000003]
["Net income from derivatives and liabilities",-4.2719014710000023,88.252786537999981,null,-92.524688008999988,"–",null,-14.838813940999998,20.317634456,null,-35.156448396999998,"–",null,null,-14.838813940999998,20.317634456,null,-29.411166352999995,null,19.660444367,null,28.430577247999988,null,102.64704783799999,null,-15.373506748,null,-27.451331799999998,null,-13.562796421999963,-55.639263352,-66.397850661000007,-121.06216669299999,-19.558682147000006,-87.790714038000004,-54.640527771000009,34.527827815000002,null,null,88.252786537999981,null,-256.66207712799996,-127.46209614100002,412.82765355999999,-84.185000000000002,180.27887100000001,8.2053999999999991,-19.920999999999999,-30.169915,4.689565,4.689565,0.15484299999999998,-3.9056739999999999,1.6085379700000006,-0.77635591999999976,-1.43166255]
["Net income from financial investments",68.447641945000001,62.484634415000002,null,5.9630075299999987,9.5431582273425741E-2,null,-2.6742107000000001E-2,7.3940557939999998,null,-7.4207979009999994,"–",null,null,-2.6742107000000001E-2,7.3940557939999998,null,-2.9462747519999999,null,64.026603010000002,null,-38.835832222999997,null,23.075152419999998,null,41.659946661999996,null,36.585367556000001,null,-15.415593856000008,9.1541273930000102,-23.267629693000003,87.271852537000001,19.179518508000001,45.957456808000018,-8.1170805720000203,261.39049188800004,null,null,62.484634415000002,null,57.742756381,318.41038663200004,-141.07734191200001,137.22300000000001,390.60211300000003,41.350099999999998,-25.638000000000002,-9.2427060000000001,103.187409,1.2189149999999935,10.908138000000001,8.2726989999999994,3.0615485199999997,9.9637597899999975,-2.0801740899999999]
["General administrative expenses",-2913.9857574829989,-3023.5700388050022,null,109.58428132200333,-3.6243341452514843E-2,null,-813.03295560400011,-713.12647700799994,null,-99.90647859600017,0.14009643705162755,null,null,-813.03295560400011,-713.12647700799994,null,-697.10791032400004,null,-690.71841454699995,null,-728.42231571100206,null,-776.470830535,null,-764.07695745500018,null,-754.59993510399988,null,-909.78885380200279,-812.84816408600011,-828.94103580299895,-787.92755870799999,-922.01071450899997,-818.41512028199998,-764.44844369700002,-753.22879999999998,null,null,-3023.5700388050022,null,-3339.5056123990021,-3258.1033379999999,-3120.4397312680012,-2979.7449999999999,-2715.4618299999997,-2269.7255,-2633.03,-2184.0198089999999,-1693.6713689999999,-1693.6713689999999,-1162.5098370000001,-823.34753999999998,-658.63610083000003,-510.40667728,-356.59449477999993]
["Other net operating income",-78.810468383,-817.10675383500086,"*",738.2962854520008,-0.90354936119042983,null,15.117332685000003,-64.299252224999989,"*",79.416584909999997,"–",null,null,15.117332685000003,-64.299252224999989,"*",33.367263936000001,null,-62.995812778999998,null,-445.02861737100091,"*",-224.56499795900001,null,-90.310780342000001,null,-57.202358163000014,null,-30.034972507999996,-38.145729684000017,-58.330828122999989,-20.903015110000002,-50.230842689999996,-16.035696360999999,-27.817529331999999,-7.9512997149999993,null,null,-817.10675383500086,"*",-147.414545425,-102.03536809800001,-232.16658065400003,6.2969999999999997,45.352560999999973,-20.325099999999999,-15.856,-5.0781499999999999,-4.2629500000000116,-4.2629500000000116,-22.470466000000002,-25.923821,-0.15222735999999998,-1.8591922099999934,17.304857980000001]
["Net income from disposal of group assets",41.110895963000004,-9.7547466949999997,null,50.865642658000006,"–",null,33.873537849999998,9.637619024000001,null,24.235918825999995,2.514720572129558,null,null,33.873537849999998,9.637619024000001,null,-2.9886866190000001,null,0.58842570799999994,null,-3.1820327999999794E-2,null,1.1863121090000004,null,-0.234318584999999,null,-10.674919891000002,null,-2.9894179999994108E-3,6.172977999999496E-3,1.9098359999999204E-2,-6.4870932939999992,13.689623983000001,2.6751292000000038E-2,-1.514389569,-6.5287662999999996E-2,null,null,-9.7547466949999997,null,-6.4648113739999999,12.136698043000001,-2.5754973560000005,4.734,-0.41266999999999987,7.6299999999999993E-2,7.86,26.516562999999998,506.55340200000001,20.074814430999918,0,0,0,0,0]
["Profit/loss before tax",710.94578398099998,-104.649664644979,"*",815.59544862597897,"–",null,2.8877053699880002,253.00203822200001,"*",-250.11433285201201,-0.98858623673436918,null,null,2.8877053699880002,253.00203822200001,"*",267.38936254000299,"*",187.666677849,null,-606.73546913197856,"*",-15.567736814999245,null,277.50006090399899,null,240.15348039799983,null,138.37516568299995,229.22733818900204,216.20091827799897,250.85394105700001,-77.934848067999297,187.83961426500099,242.550903511,684.90769999999998,null,null,-104.649664644979,"*",834.65736320700103,1037.36317940001,1373.3551849360001,1287.3219999999999,790.29776938987038,367.59699999999947,1429.135,1237.6041239999997,1479.6124010000001,891.16531943100006,568.55677100000025,340.77226587126648,276.70077949,175.29302605000001,159.77183828999998]
["Income taxes  ",-275.95450633999997,-482.53940357933334,"*",206.58489723933337,-0.42812026480521226,null,-83.450820738999994,-51.502064488999999,null,-31.948756249999995,0.62033933138396291,null,null,-83.450820738999994,-51.502064488999999,null,-53.310874089000002,"*",-87.690747023,null,-239.48314761033333,"*",-96.245282899000017,null,-79.474303540999998,null,-67.336669529000005,null,3.9488522970000304,-79.938150678999989,-78.839003299000012,-76.882691289000007,-59.1681363739999,-32.408416680000002,-82.854887305000005,-110.9389,null,null,-482.53940357933334,"*",-231.71099296999998,-285.3700259675,-399.242528682,-110.161,-259.30589199999997,-80.499800000000008,-350.88,-264.14902799999999,-205.24028799999999,-205.24028799999999,-108.963275,-71.019570000000002,-49.253484049999997,-39.247571380000004,-32.678732869999997]
["Profit/loss after tax",434.99127764100399,-587.18906822431234,"*",1022.1803458653163,"–",null,-80.563115368996989,201.49997373300099,"*",-282.063089101998,"–",null,null,-80.563115368996989,201.49997373300099,"*",214.07848845100199,"*",99.97593082600001,null,-846.21861674231297,"*",-111.81301971399925,null,198.02575736300003,null,172.81681086899982,null,142.32401797999802,149.28918751000191,137.36191497899904,173.97124976800001,-137.10298444199898,155.431197585001,159.696016206,573.96879999999999,null,null,-587.18906822431234,"*",602.94637023699897,751.99315343249793,974.11265625400199,1177.1610000000001,530.9918773898703,287.09719999999948,1078.2550000000001,973.45509599999991,1274.3721130000001,685.92503143100009,459.5934960000003,269.7526958712665,227.44729543999998,136.04545467,127.09310541999997]
["Profit attributable to non-controlling interests",-56.141686964000002,-29.659431903000002,null,-26.482255061,0.89287802772518265,null,-2.067836861,-15.762175689999999,null,13.694338828999999,-0.86881018828435608,null,null,-2.067836861,-15.762175689999999,null,-21.702616525,null,-16.609057887999999,null,4.2395823399999975,null,-7.1211337119999971,null,-14.639987751,null,-12.13789278,null,3.9531474239999902,-14.87145714,-17.425554179999995,-17.266888804000001,24.340347940999994,-13.922182055,0.107636251000002,-32.827199999999998,null,null,-29.659431903000002,null,-45.610752700000006,-22.301446668000001,-6.4491582489999999,-89.685000000000002,-80.726584646946804,-74.916499999999999,-96.269000000000005,-132.19745399999999,-92.245693000000003,-92.245693000000003,-77.25933599999999,-60.315233999999997,-48.714141219999995,-32.503632080000003,-33.356126590000002]
["Consolidated profit/loss",378.849590677001,-616.84850012731329,"*",995.69809080431423,"–",null,-82.630952229996993,185.737798042995,"*",-268.36875027299197,"–",null,null,-82.630952229996993,185.737798042995,"*",192.37587192600398,"*",83.366872937998991,null,-841.97903440231414,"*",-118.93415342599924,null,183.38576961199902,null,160.678918089001,null,146.27716540399894,134.41773037000104,119.93636079900099,156.70436096399899,-112.76263650099899,141.50901553000099,159.803652457,541.14160000000004,null,null,-616.84850012731329,"*",557.33561753699996,729.69170676449698,967.663498005002,1087.4749999999999,450.26529274292352,212.18069999999949,981.98599999999999,841.25764199999992,1182.1264199999998,593.67933843100013,382.33416,209.43746187126649,178.73315421999999,103.54182259000001,93.736978829999984]
[]
[]
[]
[null,"1/1-31/12\n2015","1/1-31/12\n2014\nrestated",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4 2015\n","Q3\n2015\nrestated",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015\nrestated",null,"Q2\n2015\nrestated",null,"Q1\n2015\nrestated",null,"Q4\n2014\nrestated",null,"Q3\n2014",null,"Q2\n2014",null,"Q1\n2014",null,"Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014\nrestated",null,"1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12/2009\npro forma","1/1-31/12\n2009","1/1–31/12\n2008","1/1–31/12\n2007","1/1–31/12\n2006","1/1-31/12 \n2006*","1/1-31/12 \n2005","1/1–31/12\n2004","1/1–31/12\n2003","1/1–31/12\n2002","1/1–31/12\n2001"]
["Cost/income ratio**",0.59122191649712197,0.56516216262258245,null,2.6059753874539515,4.6110223928671479E-2,null,0.64081258640677696,0.58626690653999247,null,5.4545679866784491,9.3038988314554594E-2,null,null,0.64081258640677696,0.58626690653999247,null,0.52585595451698586,null,0.61784399288085734,null,0.59795733357610248,"**",0.56056630010501662,"**",0.54517287304000406,null,0.56102180585621508,null,0.62245758638802529,0.55901009364326149,0.56501929262305373,0.58539084124016294,0.70943681578795714,0.62697316341479048,0.56053762979549671,0.56637369389528236,null,null,0.56516216262258245,null,0.58293483014071745,0.61485368637566451,0.56023937564775439,0.54726265464433921,0.52548921361829848,0.52472249284146888,0.53953708532395939,0.57603113476381107,0.59059642590714534,0.59059642590714534,0.61597625152244651,0.63463839767086894,0.64682158991499072,0.70301429854317965,0.66749597879478395]
["Provisioning ratio (avg. loans and advances to customers)",1.6400344095714801E-2,2.1675437056535001E-2,"*",-0.52750929608202002,-0.24336731698011105,null,2.6209058847029971E-2,1.0204663900296696E-2,"*",1.6004394946733274,1.5683412117343671,null,null,2.6209058847029971E-2,1.0204663900296696E-2,"*",1.7523395499909625E-2,"*",1.304273134477427E-2,null,3.3259432472817207E-2,"*",2.521752588343714E-2,null,1.419743947066489E-2,null,1.3995024484717223E-2,null,1.7156787601405727E-2,1.6084885905320531E-2,1.20660291226112E-2,1.0574218429073797E-2,1.8452364519272971E-2,1.0680076606819862E-2,1.0607353072611046E-2,7.4999999999999997E-3,null,null,2.1675437056535001E-2,"*",1.3912201505017019E-2,1.2123724456918516E-2,1.3380824021495345E-2]
["Return on equity before tax",8.4809787990133639E-2,"–","*","–","–",null,1.4121343511768916E-3,0.1226985241592685,"*",-12.128638980809162,-0.98849102415165258,null,null,1.4121343511768916E-3,0.1226985241592685,"*",0.12585750018714761,"*",9.087431349258504E-2,"*","–","*","–",null,9.3832234091236033E-2,null,7.8611882876807079E-2,null,5.3431412367912656E-2,8.8237677338041318E-2,8.0486059219813069E-2,9.1527737226219028E-2,-3.0383388960964409E-2,6.8322957498016645E-2,8.6937936365620291E-2,0.25090875026297582,null,null,"–","*",7.8220229378586387E-2,9.7124794907781475E-2,0.1371428633213429,0.13694938772287077]
["Earnings per share",1.2955910841642397,-2.1651531499527854,"*/***",3.4607442341170254,"–",null,-0.28259202272441164,0.63517850751775351,"*",-0.91777053024216515,"–",null,null,-0.28259202272441164,0.63517850751775351,"*",0.65786733125716923,"*",0.28513726811372869,null,-2.9619908690750463,"*/***",-0.43893787996413935,"***",0.63634653267038199,"***",0.59942906641601801,"***",0.49386118275776192,0.43302729147088892,0.35874398375065275,0.5473482906239443,-0.83,0.46862948463785603,0.56270694369802188,2.5224171103546595,null,null,-2.1651531499527854,"*/***",1.8329807485929992,2.7183382820516053,3.9457932570420322,4.5621606443530593,1.29,0.99,6.39,5.8022957287367447,8.290689328580962,4.17,2.7888417606925744,1.931740357029323,1.7873315422,1.0354182259,0.93736978829999995]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"***Earnings per share published in 2014 considered dividend on participation capital and therefore were adjusted. In 2014, no dividend was paid on participation capital. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"* excluding one-off"]
[]
[]
[]
["Income statement - alternative view:"]
[]
[" \n€ million","1/1-31/12\n2015","1/1-31/12\n2014\nrestated",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4 2015\n","Q3\n2015\nrestated",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015\nrestated",null,"Q2\n2015\nrestated",null,"Q1\n2015\nrestated",null,"Q4\n2014\nrestated",null,"Q3\n2014",null,"Q2\n2014",null,"Q1\n2014",null,"Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014\nrestated",null,"1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010"]
["Net interest income",3326.6497984009989,3788.929809711,null,-462.2800113100011,-0.12200806943564402,null,831.895545648998,813.70989525700008,null,18.18565039199791,2.2349058918909037E-2,null,null,831.895545648998,813.70989525700008,null,861.0696128080009,null,819.97474468700011,null,895.04088348799985,null,940.19054888400012,null,974.99581447899993,null,978.70256286000006,null,952.51711540099791,940.15909299100008,971.52555964600197,864.73685478299899,876.23461682500147,834.29038640600083,886.3322860589999,875.297729011,null,null,3788.929809711,null,3728.9386228209992,3472.1550183010022,3667.150253913002,3578.1680000000001]
["Net fee and commission income ",1519.1934147859999,1585.8878906940001,null,-66.694475908000186,-4.2054975196773814E-2,null,390.41336741499981,384.1026921130001,null,6.3106753019997086,1.6429656525664749E-2,null,null,390.41336741499981,384.1026921130001,null,385.04861352500001,null,359.62874173299997,null,417.38833709499937,null,403.81420774700092,null,389.173057734,null,375.51228811799996,null,423.58702791700136,417.20217252999998,410.76955357099996,374.60869433300002,396.01390815600075,399.74573111200004,374.75940718600003,345.87997616199999,null,null,1585.8878906940001,null,1626.1674483510012,1516.3990226160008,1489.926738631,1490.7919999999999]
["Net trading income",16.414540721000002,-29.744396046999999,null,46.158936768000004,"–",null,28.646899000000005,-13.933899106999998,null,42.580798107000007,"–",null,null,28.646899000000005,-13.933899106999998,null,63.788359065999998,null,-62.086818237999999,null,-68.146436704999999,null,29.548494536999996,null,28.208173205000001,null,-19.354627084000001,null,80.787569117999993,99.829150380000044,60.115484168999956,80.338452170000011,-5.8010248839999861,53.571372429999997,84.909641343000004,82.005631115999989,null,null,-29.744396046999999,null,321.070655837,214.685620005,363.26061446599999,328.12099999999998]
["Recurring other net operating income",66.493491898000002,4.8425937169990902,"**",61.650898181000912,">500,0%",null,17.797288062999982,32.506661936000015,null,-14.709373873000033,-0.4525033638323197,null,null,17.797288062999982,32.506661936000015,null,15.756658187000012,null,0.43288371199999165,null,-26.098350292000482,"**",11.601065795999199,"**",9.1544599820002759,null,10.185418230999986,null,4.7160720899999973,-3.1141476240000117,24.700264116000003,26.301455266000001,31.134883594999991,17.845706523999993,17.695593263000003,26.853443211000002,null,null,4.8425937169990902,"**",52.60364384799999,93.529626592999989,48.579891266000004,47.735989999999994]
["Operating income",4928.7512458059982,5349.9158980749999,"**",-421.16465226900164,-7.8723602444020546E-2,null,1268.7531001269972,1216.3853501990004,null,52.367749927996783,4.3051940669483812E-2,null,null,1268.7531001269972,1216.3853501990004,null,1325.6632435860004,null,1117.949551894,null,1218.1844335859987,"**",1385.1543169640001,"**",1401.5315054000002,null,1345.0456421250001,null,1461.6077845259988,1454.076268277001,1467.1108615020003,1345.985456552,1297.5823836920003,1305.4531964720004,1363.6969278509998,1330.0367795,null,null,5349.9158980749999,"**",5728.780370857,5296.7692875150005,5568.9174982759996,5444.8169899999994]
["Staff expenses",-1389.4142212390002,-1449.6265877370001,null,60.212366497999938,-4.1536466706227348E-2,null,-381.45709690100023,-352.20390558899999,null,-29.25319131200024,8.3057543791512867E-2,null,null,-381.45709690100023,-352.20390558899999,null,-310.33390777900001,null,-345.41931096999997,null,-300.92971135200014,null,-372.69096375000004,null,-385.94618272799994,null,-390.05972990700002,null,-405.10401257900008,-411.44515669899994,-409.26330363000005,-405.85452587499998,-422.49601734099969,-410.53911936700007,-386.18472694500002,-381.37494151199996,null,null,-1449.6265877370001,null,-1631.6669987830001,-1600.595064677,-1539.6153776640012,-1452.9480000000001]
["Other administrative expenses",-1173.0951105869999,-1192.8130444679998,null,19.717933880999908,-1.6530615566661799E-2,null,-313.58919368600004,-281.70598371599999,null,-31.883209970000053,0.11317902995678963,null,null,-313.58919368600004,-281.70598371599999,null,-303.32936671099998,null,-274.47056647400001,null,-319.01693460999985,null,-292.11557761800003,null,-295.62564435099995,null,-286.05488788899999,null,-357.27113875599991,-304.20131071599985,-324.13977427100008,-291.31406840600005,-373.3131369470002,-311.04004513299992,-288.794520815,-283.66707186000002,null,null,-1192.8130444679998,null,-1276.9262921489999,-1256.8147747550001,-1209.1059411259998,-1186.5150000000001]
["Depreciation  ",-351.47642565699999,-381.13040660000007,null,29.653980943000079,-7.7805340191925976E-2,null,-117.98666501699998,-79.216587703000002,null,-38.770077313999977,0.48941867402010963,null,null,-117.98666501699998,-79.216587703000002,null,-83.444635833999996,null,-70.828537103000002,null,-108.47566974900005,null,-111.66428916700002,null,-82.505130375999983,null,-78.485317307999992,null,-147.41370246700001,-97.201696671000036,-95.537957901999988,-90.758964426999995,-126.20156022100008,-96.835955781999985,-89.469195936999981,-88.186786628000007,null,null,-381.13040660000007,null,-430.91232146700003,-400.69349856800005,-371.718412478,-340.28199999999998]
["General administrative expenses",-2913.9857574829998,-3023.5700388050022,null,109.58428132200243,-3.6243341452514621E-2,null,-813.03295560399965,-713.12647700800005,null,-99.906478595999602,0.14009643705162667,null,null,-813.03295560399965,-713.12647700800005,null,-697.10791032399993,null,-690.71841454699995,null,-728.4223157110024,null,-776.47083053500012,null,-764.07695745500007,null,-754.59993510399988,null,-909.78885380200211,-812.84816408600011,-828.94103580300009,-787.92755870799999,-922.01071450899997,-818.41512028199998,-764.44844369700002,-753.22879999999998,null,null,-3023.5700388050022,null,-3339.5056123990021,-3258.1033379999999,-3120.4397312680012,-2979.7449999999999]
["Operating result",2014.7654883229984,2326.3458592699976,"**",-311.58037094699921,-0.13393553228786559,null,455.72014452299754,503.25887319100042,null,-47.538728668002875,-9.4461779414986347E-2,null,null,455.72014452299754,503.25887319100042,null,628.55533326200032,null,427.23113734700007,null,489.76211787499631,"**",608.68348642900003,"**",637.45454794500017,null,590.4457070210002,null,551.81893072399669,641.22810419100131,638.16982569900085,558.05789784399906,375.57166918300038,487.03807619000042,599.24848415399981,576.80797949999999,null,null,2326.3458592699976,"**",2389.2747584579979,2038.665949515,2448.4777670079984,2465.0719899999999]
["Net provisioning for impairment losses",-1263.802380498,-1750.0288506209811,"*",486.22647012298103,-0.27783911673824591,null,-469.16046557699997,-190.80023008200001,null,-278.36023549499998,1.458909328229685,null,null,-469.16046557699997,-190.80023008200001,null,-343.43044874699996,"*",-260.41123609200002,null,-667.13024462498106,"*",-514.99367185599999,null,-286.541368046,null,-281.36356609400002,null,-349.71134074700012,-330.49022096099998,-249.29143318800001,-219.72207896099999,-385.45125130999998,-223.51055310200002,-246.91246013600002,-152.94849940999998,null,null,-1750.0288506209811,"*",-1149.2150738570001,-1008.822763958,-1063.550924444,-1194.0840000000001]
["Other results",-40.017323843999996,-680.96667329399997,"*/**",640.94934945,-0.94123453406254587,null,16.324967424000029,-59.456604887000012,"*",75.781572311000048,"–",null,null,16.324967424000029,-59.456604887000012,"*",-17.737391975000005,null,20.851705593999995,null,-429.36734238199847,"*/**",-109.257551388,"**",-73.413118995001128,null,-68.928660529000354,null,-63.732424294000012,-81.510545040999958,-172.677474233,-87.481877826000002,-68.055265941000002,-75.687908823000001,-109.78512050699976,261.04821990999994,null,null,-680.96667329399997,"*/**",-405.40232139399996,7.5199938430000088,-11.571657627999997,16.333010000000002]
["Profit/loss before tax",710.94578398099998,-104.649664644979,"*",815.59544862597897,"–",null,2.8877053699980024,253.00203822199796,"*",-250.11433285199996,-0.98858623673432955,null,null,2.8877053699980024,253.00203822199796,"*",267.38936254000396,"*",187.666677849,null,-606.73546913197788,"*",-15.567736814999961,null,277.50006090399899,null,240.15348039799983,null,138.37516568300001,229.22733818900204,216.20091827799897,250.85394105700001,-77.934848067999297,187.83961426500099,242.550903511,684.90769999999998,null,null,-104.649664644979,"*",834.65736320700103,1037.3631794,1373.3551849360001,1287.3219999999999]
["Income taxes  ",-275.95450633999997,-482.53940357933334,"*",206.58489723933337,-0.42812026480521226,null,-83.450820738999965,-51.502064489000013,null,-31.948756249999953,0.6203393313839618,null,null,-83.450820738999965,-51.502064489000013,null,-53.310874088999988,"*",-87.690747023,null,-239.48314761033333,"*",-96.245282899000017,null,-79.474303540999998,null,-67.336669529000005,null,3.9488522970000304,-79.938150678999989,-78.839003299000012,-76.882691289000007,-59.1681363739999,-32.408416680000002,-82.854887305000005,-110.9389,null,null,-482.53940357933334,"*",-231.71099296999998,-285.3700259675,-399.37074593199998,-110.161]
["Profit/loss after tax",434.99127764100399,-587.18906822431234,"*",1022.1803458653163,"–",null,-80.563115368996932,201.49997373299794,"*",-282.06308910199488,"–",null,null,-80.563115368996932,201.49997373299794,"*",214.07848845100298,"*",99.975930825999995,null,-846.21861674231218,"*",-111.81301971399998,null,198.02575736300003,null,172.81681086899982,null,142.32401797999802,149.28918751000191,137.36191497899904,173.97124976800001,-137.10298444199898,155.431197585001,159.696016206,573.96879999999999,null,null,-587.18906822431234,"*",602.94637023699897,751.99315343250009,974.49730800400005,1177.1610000000001]
["Profit attributable to non-controlling interests",-56.141686964000002,-29.659431903000002,null,-26.482255061,0.89287802772518265,null,-2.0678368610000035,-15.762175689999999,null,13.694338828999996,-0.86881018828435586,null,null,-2.0678368610000035,-15.762175689999999,null,-21.702616774999996,null,-16.609057638000003,null,4.2395823399999966,null,-7.1211337119999971,null,-14.639987751,null,-12.13789278,null,3.9531474239999973,-14.871457140000008,-17.425554179999995,-17.266888804000001,24.340347940999994,-13.922182055,0.107636251000002,-32.827199999999998,null,null,-29.659431903000002,null,-45.610752700000006,-22.301446668000001,-6.4491582489999999,-89.685000000000002]
["Consolidated profit/loss",378.849590677001,-616.84850012731329,"*",995.69809080431423,"–",null,-82.630952229999934,185.73779804299795,"*",-268.36875027299789,"–",null,null,-82.630952229999934,185.73779804299795,"*",192.37587167600299,"*",83.366873188,null,-841.97903440231403,"*",-118.93415342599924,null,183.38576961199902,null,160.678918089001,null,146.27716540399885,134.41773037000107,119.93636079900099,156.70436096399899,-112.76263650099899,141.50901553000099,159.803652457,541.14160000000004,null,null,-616.84850012731329,"*",557.33561753699996,729.69170676450005,968.04814975500005,1087.4749999999999]
[]
["* figures restated."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses). Prior year figures adjusted due to change in allocation."]
["*** Earnings per share published in 2014 considered dividend on participation capital and therefore were adjusted. In 2014, no dividend was paid on participation capital. "]

{"sheet":"Equity","index":5,"n_rows":110,"n_cols":8,"rows_kept":110,"cut":false,"hidden":false,"merged":[[83,6,83,7],[0,0,0,3],[109,0,109,4],[83,2,83,3],[83,4,83,5]]}
["Statement of changes in equity \nand comprehensive income"]
[]
["€ million","Subscribed \ncapital","Participation        capital/rights","Capital \nreserves","Retained \nearnings","Consolidated \nprofit/loss","Non-controlling\ninterests","Total"]
["Equity as at 1/1/2006",434.22746899999999,0,1432.4062570000001,552.25088100000005,382.33416,475.14373799999998,3276.3625050000001]
["Capital increases",0,0,0,0,0,73.335336999999996,73.335336999999996]
["Transferred to retained earnings",0,0,0,318.13052700000026,-318.13052700000026,0,0]
["Dividend payments",0,0,0,0,-64.203632999999996,-46.436578999999995,-110.64021200000001]
["Comprehensive income",0,0,0,73.245888999999991,1182.1264199999998,106.36064999999999,1361.7329589999997]
["Own shares/share incentive program",-0.50826100000000007,0,-5.8310010000000005,0,0,0,-6.3392620000000006]
["Other changes",0,0,0,-0.32030400000046938,0,-4.5475619999999184,-4.8678660000003875]
["Equity as at  31/12/2006",433.71920799999998,0,1426.5752560000001,943.30699299999981,1182.1264199999996,603.85558400000002,4589.5834609999993]
["Capital increases",36.287374999999997,0,1183.5461299999999,0,0,85.495985000000005,1305.3294900000001]
["Transferred to retained earnings",0,0,0,1081.0069390000001,-1081.0069390000001,0,0]
["Dividend payments",0,0,0,0,-101.11948099999999,-38.215701000000003,-139.335182]
["Comprehensive income",0,0,0,-64.535441104314003,841.25764200000003,131.3646965679352,908.08689746362109]
["Own shares/share incentive program",-1.7217979999999999,0,-21.481157,0,0,0,-23.202954999999999]
["Other changes",0.93110900000000008,0,-0.93110900000000008,-30.523977895685398,0,12.199941432064799,-18.324036463620601]
["Equity as at  31/12/2007",469.21489399999996,0,2587.70912,1929.2545130000001,841.25764200000003,794.70050600000002,6622.1376749999999]
["Capital increases",0,0,0,0,0,87.579730999999995,87.579730999999995]
["Transferred to retained earnings",0,0,0,698.48466899999971,-698.48466899999971,0,0]
["Dividend payments",0,0,0,0,-142.77297300000001,-46.855350999999999,-189.62832399999999]
["Comprehensive income",0,0,0,-943.32360499999982,981.98599999999999,80.668861000000007,119.33125600000014]
["Own shares/share incentive program",-0.618506,0,-19.706439999999997,0,0,0,-20.324946000000001]
["Other changes",0,0,0,-107.82164499999955,0,6.9322529999999096,-100.88939199999965]
["Equity as at  31/12/2008",468.59738799999997,0,2568.0026799999996,1,981.98599999999999,923.02599999999995,6518.2060000000019]
["Capital increases",0,600,0,0,0,26.56288808464215,626.56288808464217]
["Transferred to retained earnings",0,0,0,839.05949499999997,-839.05949499999997,0,0]
["Dividend payments",0,0,0,0,-142.92650499999999,-57.297991000000003,-200.22449600000002]
["Comprehensive income",0,0,0,-245.1406094018545,212.18069999999949,69.898007471351121,36.938098069496107]
["Own shares/share incentive program",0.13572800000000002,0,1.128925,0,0,0,1.264653]
["Other changes",0,0,0,-17.914538598147221,0,35.349095444006842,17.434556845859625]
["Equity as of 31/12/2009",468.733116,600,2569.1316049999996,2152.5982790000007,212.18069999999949,997.53800000000001,7000.1816999999974]
["Merger effects (Merger with RZB Banking Business)",124.55475290000004,1900,-1.9506239999996069,299.75718109999934,0,2.8977599999999484,2325.2590700000019]
["Equity as of 1/1/2010",593.28786890000003,2500,2567.180981,2452.3554601000001,212.18069999999949,1000.43576,9325.4407699999992]
["Capital increases",0,0,0,0,0,3.0130556020000014,3.0130556020000014]
["Transferred to retained earnings",0,0,0,182.04434450399953,-182.04434450399953,0,0]
["Dividend payments",0,0,0,-304.7,-30.136355495999965,-49.304935099000005,-384.14129059499999]
["Comprehensive income",0,0,0,210.09360982028676,1087.4752880000001,98.191187314713204,1395.7600851350001]
["Own shares/share incentive program",3.5386099999999997E-2,0,0.69299999999999995,0,0,0,0.72864109999999993]
["Other changes",0,0,0,49.768937575712698,0,13.355161182286793,63.124098757999491]
["Equity as at 31/12/2010",593.32325500000002,2500,2567.8742360000001,2589.5623519999995,1087.4752880000001,1065.690229,10403.925360000001]
["Capital increases",0,0,0,0,0,168.930204019,168.930204019]
["Transferred to retained earnings",0,0,0,683.18586900000014,-683.18586900000014,0,0]
["Dividend payments",0,0,0,0,-404.28941900000001,-58.498439712000007,-462.787858712]
["Total comprehensive income",0,0,0,-127.06620371853441,967.66349800500166,-29.261651505465316,811.33564278100187]
["Own shares/share incentive program",8.8870999999999992E-2,0,2.9041840000000003,0,0,0,2.9930550000000005]
["Other changes",0,0,0,15.35562886744674,0,-3.9660806885267448,11.389548178919995]
["Equity as at 31/12/2011",593.41212600000006,2500,2570.7784200000001,3161.0376461489127,967.66349800500166,1142.8942611130078,10935.785951266924]
["Effects of the retrospective application of IAS 19",0,0,0,-0.51286900000000002,0.51286900000000002,0,0]
["Equity as at 1/1/2012",593.41212600000006,2500,2570.7784200000001,3160.5247771489121,968.17636700500168,1142.894261113008,10935.785951266922]
["Capital increases",0,0,0,0,0,17.123768814999998,17.123768814999998]
["Transferred to retained earnings",0,0,0,563.88694635500167,-563.88694635500167,0,0]
["Dividend payments",0,0,0,0,-404.28942065000001,-58.428312194,-462.71773284400001]
["Total comprehensive income",0,0,0,65.050889430896106,729.69170676450199,43.566534168833073,838.30913036423112]
["Own shares/share incentive program",1.17865599999991,0,3.2468569999999999,0,0,0,4.4255129999999099]
["Other changes",0,0,0,-34.020713358449939,0,-426.01321432184102,-460.03392768029096]
["Equity as at 31/12/2012",594.59078199999999,2500,2574.0252770000002,3755.4418995763599,729.69170676450199,719.14303758100004,10872.892702921863]
["Capital increases",0,0,0,0,0,9.3580586409999995,9.3580586409999995]
["Transferred to retained earnings",0,0,0,301.60274683450183,-301.60274683450183,0,0]
["Dividend payments",0,0,0,0,-428.08895992999999,-56.454503313000004,-484.54346324300002]
["Total comprehensive income",0,0,0,-449.91930357498842,557.33561753900233,29.930763783922664,137.34707774793657]
["Own shares/share incentive program",0,0,1.0567550000000001,0,0,0,1.0567550000000001]
["Other changes",0,0,0,44.839653987219208,0,-217.15310422092264,-172.31345023370343]
["Equity as at 31/12/2013",594.59087799999998,2500,2575.0820320000003,3651.9649968230951,557.33561753900233,484.82425247200001,10363.797776834097]
["Capital increases/decreases",297.29543799999999,-2500,2428.114939,0,0,8.6424277840000006,234.05280478400016]
["Transferred to retained earnings",0,0,0,59.065439679002338,-59.065439679002338,0,0]
["Dividend payments",0,0,0,0,-498.27017785999999,-41.184759678999995,-539.45493753899996]
["Total comprehensive income",0,0,0,-1273.9734836456707,-616.84850012731374,13.058278799156959,-1877.7637049738273]
["Own shares/share incentive program",-0.1440269999999777,0,-4.7933858200000943,4.9374128200000715,0,0,0]
["Other changes",0,0,-7.13499645,-24.99278698042508,0,29.220725518843039,-2.9070579115820436]
["Equity as at 31/12/2014 restated",891.74228900000003,0,4991.2685887299995,2417.0015786960016,-616.84850012731374,494.56092489500003,8177.724881193687]
["Capital increases/decreases",0,0,0,0,0,62.670440961500006,62.670440961500006]
["Transferred to retained earnings",0,0,0,-616.84850012731374,616.84850012731374,0,0]
["Dividend payments",0,0,0,0,0,-50.516029193000001,-50.516029193000001]
["Total comprehensive income",0,0,0,-49.448679436769005,378.84959067700305,52.321582406440577,381.72249364667465]
["Own shares/share incentive program",0.14399999999999999,0,2.6036156100008156,0,0,0,2.7476427100008323]
["Other changes",0,0,0,-48.908022936918314,0,-24.474772712940648,-73.382795649858963]
["Equity as at 31/12/2015",891.88631610000004,0,4993.8722043400003,1701.7963761950004,378.84959067700305,534.56214635699996,8500.9666336690043]
[]
[]
[]
["Comprehensive income"]
[]
[null,null,"Total",null,"Group equity",null,"Non-controlling interests"]
["€ million",null,"1/1-31/12\n2015","1/1-31/12\n2014\nrestated","1/1-31/12\n2015","1/1-31/12\n2014\nrestated","1/1-31/12\n2015","1/1-31/12\n2014\nrestated"]
["Profit/loss after tax",null,434.99127764099933,-587.1890682243137,378.8495906769993,-616.84850012731374,56.141686964000002,29.659431903000002]
["Items which are not reclassified to profit and loss",null,2.2054462500000001,-9.7743989999999989,2.2054462500000001,-9.7743989999999989,0,0]
["Remeasurements of defined benefit plans",null,2.9405950000000001,-13.032532,2.9405950000000001,-13.032532,0,0]
["Deferred taxes on items which are not reclassified to profit and loss",null,-0.73514875000000002,3.2581329999999999,-0.73514875000000002,3.2581329999999999,0,0]
["Items that may be reclassified subsequently to profit or loss",null,-55.474230244328439,-1280.8002377495138,-51.654125686769007,-1264.1990846456708,-3.8201045575594241,-16.601153103843043]
["Exchange differences",null,-194.06383341932843,-1335.2546485807632,-185.0709689257788,-1314.0183247658326,-8.9928644935496251,-21.236323814930568]
["hereof unrealized net gains (losses) of the period",null,-198.08144587432844,-1335.2546485807632,-189.08858138077881,-1314.0183247658326,-8.9928644935496251,-21.236323814930568]
["hereof net gains (losses) reclassified to income statement",null,4.0176124550000001,0,4.0176124550000001,0,0,0]
["Capital hedge",null,90.315861999999996,2.0410370000000002,90.315861999999996,2.0410370000000002,0,0]
["Hyperinflation",null,0,39.161792306999999,0,34.360556570161798,0,4.8012357368382013]
["Net gains (losses) on derivatives hedging fluctuating cash flows",null,-0.43592200000000003,-10.240513999999999,-0.43592200000000003,-10.240513999999999,0,0]
["hereof unrealized net gains (losses) of the period",null,-0.43592200000000003,-10.240513999999999,-0.43592200000000003,-10.240513999999999,0,0]
["hereof net gains (losses) reclassified to income statement",null,0,0,0,0,0,0]
["Changes in equity of companies valued at equity",null,0,0,0,0,0,0]
["Net gains (losses) on financial assets available-for-sale",null,82.417909073000004,21.411003255249319,75.639607455657398,21.577068280999999,6.7783016173426009,-0.1660650257506775]
["hereof unrealized net gains (losses) of the period",null,82.402633073000004,21.400697176602286,75.624331455657398,21.566915587608936,6.7783016173426009,-0.16621841100664903]
["hereof net gains (losses) reclassified to income statement",null,1.5276E-2,1.0306078647035801E-2,1.5276E-2,1.015269339106427E-2,0,1.5338525597153043E-4]
["Deferred taxes on income and expenses directly recognized in equity",null,-33.708245897999994,2.081092269,-32.102704216647595,2.081092269,-1.6055416813524002,0]
["hereof unrealized net gains (losses) of the period",null,-33.705343457999994,2.0829197538103914,-32.099801776647595,2.0829197538103914,-1.6055416813524002,0]
["hereof net gains (losses) reclassified to income statement",null,-2.9024400000000001E-3,-1.8274848103915686E-3,-2.9024400000000001E-3,-1.8274848103915686E-3,0,0]
["Sundry income and expenses directly recognized in equity",null,0,0,0,0,0,0]
["Other comprehensive income",null,-53.26878399432843,-1290.5746367495137,-49.448679436769005,-1273.9734836456707,-3.8201045575594241,-16.601153103843043]
["Total comprehensive income",null,381.7224936466709,-1877.7637049738273,329.4009112402303,-1890.8219837729844,52.321582406440577,13.058278799156959]
[]
["* figures restated."]

{"sheet":"Segment overview","index":6,"n_rows":96,"n_cols":15,"rows_kept":96,"cut":false,"hidden":false,"merged":[]}
["Segment overview"]
[]
["1/1-31/12/2015\n€ million","Central \nEurope","Southeastern \nEurope","Eastern \nEurope",null,"Group \nCorporates","Group \nMarkets","Corporate \nCenter",null,"Non-Core",null,"Reconciliation",null,"Total"]
["Net interest income",654.40907733599988,780.22028362800006,948.55673011199997,null,325.71086589999999,74.143820388999998,1123.7632404609999,null,384.90793054600005,null,-965.06214997100119,null,3326.6497984009989]
["Net fee and commission income ",387.81837497500004,380.34441168199999,403.76440713300002,null,74.055866209999991,121.68285143000001,17.399455046,null,171.74005879700002,null,-37.612010486999814,null,1519.1934147859999]
["Net trading income",31.310907960000002,50.138396862999997,30.504916486999999,null,0.77269586499999998,78.136376611000003,-147.13123196200002,null,0.54153097800000005,null,-27.85905208099997,null,16.414540721000002]
["Recurring other net operating income",-25.403886138999994,3.2669344519999868,-21.596781576000001,null,1.0120349999999998,13.927873999999997,153.895432876,null,19.487819759999997,null,-78.095936474999974,null,66.493491898000002]
["Operating income",1048.1344741320002,1213.9700266250002,1361.2292721560002,null,401.55146297499999,287.89092243000005,1147.9268964209998,null,576.67734008100001,null,-1108.6291490140009,null,4928.7512458059991]
["General administrative expenses",-635.84847597199996,-680.56207202000007,-563.2516822849999,null,-142.75125605699998,-215.67570281100004,-305.84985728000004,null,-462.45191232299999,null,92.405201265000855,null,-2913.9857574829989]
["Operating result",412.28599816000019,533.4079546050001,797.9775898710003,null,258.80020691799996,72.21521961900001,842.07703914099977,null,114.22542775800004,null,-1016.2239477490001,null,2014.7654883230002]
["Net provisioning for impairment losses",-132.879035969,-191.01737092600001,-421.52309728900002,null,-140.87434709999999,6.5873232149999996,-23.089710870000001,null,-374.736770111,null,13.730628551999951,null,-1263.802380498]
["Other results",30.535978009999994,-82.216508972999989,173.06033344399998,null,-15.336703089999999,15.420820833000004,-226.40066402799997,null,-2.3053421160000003,null,67.22476207599999,null,-40.017323843999996]
["Profit/loss before tax",309.94294020099994,260.174074706,549.51482602599992,null,102.58915672800001,94.223363667000001,592.58666424299997,null,-262.81668446900005,null,-935.26855712099996,null,710.94578398099998]
["Income taxes  ",-65.812962038999984,-32.686014815,-127.589460758,null,-25.406024181999999,-22.562714440000001,21.643511608000001,null,-23.540841954000001,null,2.4000006669666618E-7,null,-275.95450633999997]
["Profit/loss after tax",244.12997816200001,227.48805989100001,421.92536526800001,null,77.18313254600001,71.660649227000007,614.23017585100001,null,-286.35752642299997,null,-935.26855688099613,null,434.99127764100399]
["Profit attributable to non-controlling interests",-57.374752848735007,-1.181065598268322,-4.7726154341090998,null,-1.09140375,0,-18.500125523639873,null,-8.8718128092008849E-3,null,26.787148003561494,null,-56.141686964000002]
["Consolidated profit/loss",186.75522531326499,226.3069942927317,417.15274983389088,null,76.091728796000012,71.660649227000007,595.73005032736012,null,-286.36639823580919,null,-908.48140887743762,null,378.849590677001]
[]
["Risk-weighted assets (credit risk)",10761.209469869869,11491.223930961072,9588.7893266246847,null,7770.898994539205,1634.0326292596571,13707.963597881317,null,9192.474846991181,null,-12687.946861012617,null,51458.645935114371]
["Risk-weighted assets (total RWA )",12909.876954651245,13967.653174464698,11641.878000504184,null,8590.2244695392073,3781.0662540944068,14777.338697881314,null,10611.237627187304,null,-13007.057193044666,null,63272.21798527769]
["Total capital requirement",1032.7901563720995,1117.4122539571758,931.35024004033471,null,687.21795756313645,302.48530032755252,1182.1870958305053,null,848.89901017498437,null,-1040.5645754435729,null,5061.7774388222151]
["Assets",26877.761503498008,22120.393881735996,14179.099183179997,null,13873.346452080001,13460.864596003001,27287.162560438006,null,18834.739821085997,null,-22206.784807973949,null,114426.58319004707]
["Liabilities",24449.729344873012,19174.228761560986,12458.753193025008,null,12207.0418183,19229.383430309001,17009.803834411996,null,17147.626950101989,null,-15750.950775935979,null,105925.61655664601]
["Net interest margin (avg. interest bearing assets)",2.67271057529927E-2,3.8443984442136793E-2,6.1356585555104953E-2,null,2.0802086453468469E-2,7.6636398832982226E-3,"–",null,2.0109333608526556E-2,null,"–",null,3.0047436199287136E-2]
["NPL ratio",7.0930201679771196E-2,0.12121880938116321,0.18908632110134216,null,9.3563484761966659E-2,5.7494639110699589E-2,"–",null,0.15360027349596167,null,"–",null,0.1191075652112579]
["NPL coverage ratio",0.75304829524973871,0.7159307982322326,0.86362363301523659,null,0.56677184451342588,0.81975072676919225,"–",null,0.62427961055410608,null,"–",null,0.7126682298084176]
["Cost/income ratio ",0.60664780299166299,0.56060862879131712,0.41378164120206334,null,0.35549928021526717,0.74915770525359671,0.26643670274960629,null,0.80192488967581776,null,"–",null,0.59122191649712197]
["Provisioning ratio (avg. loans and advances to customers)",7.0891884533437087E-3,1.4443642703169793E-2,3.5381840176418072E-2,null,9.4163240777984623E-3,-2.396067852719785E-3,"–",null,2.6760208209219628E-2,null,"–",null,1.6400344095714801E-2]
["Average equity ",1697.586125017571,1737.5421221058293,1640.9177233200135,null,1098.7324355383091,548.18433923941336,2039.6591901069198,null,1459.5962373396794,null,-1839.3911331318354,null,8382.8270395358995]
["Return on equity before tax",0.18257862480926668,0.14973684458980469,0.33488261977826966,null,9.3370463462961142E-2,0.17188262582935446,0.29053219655727702,null,"–",null,"–",null,8.4809787990133639E-2]
["Business outlets",395,1064,862,null,1,5,0,null,378,null,"–",null,2705]
["indicative loans and advances to customers",18765.166557712004,13058.636509097003,10059.286973105003,null,13556.921337,1929.8907785819999,null,null,12098.229197653]
["indicative deposits from customers",19768.292291739999,16321.734976122003,9508.5045136140016,null,11989.204569,3422.6202439999997,null,null,9509.666195578]
[]
[]
[]
["1/1-31/12/2014**\n€ million","Central \nEurope","Southeastern \nEurope","Eastern \nEurope\nrestated*",null,"Group \nCorporates","Group \nMarkets","Corporate \nCenter\nrestated*",null,"Non-Core\nrestated*",null,"Reconciliation",null,"Total\nrestated*"]
["Net interest income",694.22769994600003,835.12831688599999,1220.39959501,null,316.50627915600001,123.24466229600002,1049.0516330599999,null,495.93925228999996,null,-945.56762893300004,null,3788.929809711]
["Net fee and commission income ",377.00188002799996,358.31189355000004,498.15802586699999,null,121.08461407999998,110.846836244,-8.6406290859999988,null,171.22677898900005,null,-42.10150897800014,null,1585.8878906940001]
["Net trading income",15.133265870999999,56.428906454000007,-176.64001182499999,null,6.93025409,101.13923896200001,-54.71414102,null,-0.79698462300000028,null,22.775076043999992,null,-29.744396046999999]
["Recurring other net operating income",-52.345428182000006,28.042536052999996,-8.7656473769999987,null,-0.25333699999999953,20.235786947000001,133.77239158499998,null,6.0382208770000014,null,-121.8819291860009,null,4.8425937169990902]
["Operating income",1034.0174176629998,1277.911652943,1533.1519616750002,null,444.26781032599996,355.46652444900002,1119.4692545389998,null,672.40726753299998,null,-1086.7759910529999,null,5349.9158980749999]
["General administrative expenses",-624.16021738999996,-688.57716605199994,-772.793707208,null,-123.241051047,-237.89301529599999,-263.65134206900001,null,-433.34764562199996,null,120.09410587899794,null,-3023.5700388050022]
["Operating result",409.85720027299982,589.3344868910001,760.35825446700017,null,321.02675927899998,117.57350915300002,855.8179124699999,null,239.05962191099999,null,-966.68188517400233,null,2326.3458592699976]
["Net provisioning for impairment losses",-221.753085701,-254.145493222,-712.12728315061406,"*",-195.65365786999999,1.0502006100000001,-9.7125467400000005,null,-360.61674925399996,"*",2.9297647066327919,null,-1750.0288506209811,"*"]
["Other results",-321.00108405499998,13.278839001999998,116.28933281799998,null,-5.2456797170000007,-13.688804366000001,-430.05734574800005,"*",-4.0178558149999999,null,-36.524075412999956,"*",-680.96667329399997]
["Profit/loss before tax",-132.89696948300016,348.46803674900002,164.52030413438612,"*",120.12742169199998,104.93490539699999,416.0480199819998,"*",-125.57498315799995,"*",-1000.2763999583649,"*",-104.649664644979,"*"]
["Income taxes ",-66.646296343000003,-52.435349359,-64.904213835999997,"*",-30.185192999999991,-24.153094159000002,-172.74648248,null,-71.468773255000002,null,-1.147333299741149E-6,null,-482.53940357933334,"*"]
["Profit/loss after tax",-199.54326582600018,296.03268738999998,99.616090298386112,"*",89.942228692000029,80.781811238000003,243.3015375019998,"*",-197.04375641299998,"*",-1000.2764011056985,"*",-587.18906822431234,"*"]
["Profit attributable to non-controlling interests",-42.437699405707811,-0.2856423367059725,12.354714028786402,null,-4.2185062500000002E-2,-2.5114031800000046E-3,-2.0558524217878005,null,1.0107486274499999,null,1.798996070645182,null,-29.659431903000002]
["Consolidated profit/loss",-241.98096523170801,295.74704505329396,111.97080432717252,"*",89.900043629500047,80.779299834820009,241.24568508021201,"*",-196.03300778555001,"*",-998.47740503505383,"*",-616.84850012731329,"*"]
[]
["Risk-weighted assets (credit risk)",12353.893194910279,11375.393797823734,11030.067266770891,null,8663.471178429123,3081.6341322814073,16567.461065723088,null,9969.8009786459115,null,-15993.94643002981,null,57047.77518455463]
["Risk-weighted assets (total RWA )",14475.055850078299,13739.595867595499,12998.297714983768,null,9106.2748949716224,3916.3088690004079,18622.4465255631,null,11829.451058794601,null,-15966.306617431601,null,68721.124163555694]
["Total capital requirement",1158.004468006264,1099.1676694076398,1039.8638171987013,null,728.50199159772978,313.30470952003265,1489.7957220450478,null,946.35608470356806,null,-1277.3045293945288,null,5497.6899330844553]
["Assets",25154.645445156053,21370.657001887001,16485.865260715,"*",15614.914961019997,16684.026346614002,31001.591,"*",21281.118930694167,"*",-26093.046487929521,"*",121499.77245815669,"*"]
["Liabilities",22961.27027670397,18368.423552381992,14543.822988038995,null,12413.542911779999,15554.79024273199,21793.558119486992,null,20901.591648333993,null,-13214.952158901968,null,113322.04758055595]
["Net interest margin (avg. interest bearing assets)",3.0885977199909438E-2,4.2712620039116432E-2,6.6274123701528756E-2,"*",1.5566809341570219E-2,9.8295813923107225E-3,"–","*",2.3224591658999639E-2,"*","–",null,3.2395048101830512E-2,"*"]
["NPL ratio",0.10410584867394734,0.13221259281843464,0.14514875797107127,null,8.6323364454741397E-2,5.5351590373862815E-2,"–",null,0.12199990412913841,"*","–",null,0.11390358713678114]
["NPL coverage ratio",0.73764922325749338,0.66530083408339136,0.83402198990663823,"*",0.5025965328851022,0.7608006599995627,"–","*",0.57821835583971459,"*","–",null,0.67471294420045069,"*"]
["Cost/income ratio ",0.60362640583045002,0.53656500172550536,0.50405551864781029,null,0.27740261207888717,0.66924168362900605,0.23551458961467617,null,0.6444719837902888,null,"–",null,0.56516216262258245]
["Provisioning ratio (avg. loans and advances to customers)",1.226239941306689E-2,1.8485928230221479E-2,3.5163922249686889E-2,"*",1.5346717635063997E-2,-3.5132414531362254E-4,"–","*",1.5800000000000002E-2,"*","–",null,2.1675437056535001E-2,"*"]
["Average equity ",2124.745759469592,2090.0632293826288,2277.3981682055746,null,1733.1181618349485,653.19242602439203,2660.7746661445326,null,1749.5157748805095,null,-2399.0002388149601,null,10889.807947127219]
["Return on equity before tax","–",0.16672607404893292,7.2240465646820226E-2,"*",6.9312886067049467E-2,0.1606492990674718,0.15636349266090022,"*","–","*","–",null,"–","*"]
["Business outlets",418,1087,981,null,1,5,0,null,374,null,"–",null,2866]
["indicative loans and advances to customers",18502.260457258002,13379.562070196002,12147.517090145004,null,15692.599369000001,4030.6231022919997,null,null,14808.020977369997]
["indicative deposits from customers",17580.643046940997,14991.865673158003,9724.3884952989993,null,11884.846660000003,2343.0111778400001,null,null,10060.776864259002]
[]
["* figures restated."]
["** Adaptation of previous year figures due to change of segment reporting."]
[]
[]
[]
[]
["Share in assets 31/12/2015",0.23489088596535024,0.19331516562892573,0.12391438062631331,null,0.12124233779696324,0.12124233779696324,0.11763756480997363,null,0.23846873514625289,null,-0.19407015563063248,null,1]
["Share in assets 31/12/2014",0.20703450661867751,0.17589051048837842,0.135686387942764,null,0.12851805929428894,0.13731734643667595,0.25515760542413063,null,0.17515357025070291,null,-0.2147579864556183,null,1]
[]
[]
[]
["Net Interest Margin (avg. interest bearing assets)","Central \nEurope","Southeastern \nEurope","Eastern \nEurope",null,"Group \nCorporates","Group \nMarkets","Corporate \nCenter",null,"Non-Core",null,"Reconciliation",null,"Total"]
["Quarter 1 2014",3.1791987606564924E-2,4.3003862674735792E-2,6.3367465563328618E-2,null,1.5727070961914211E-2,1.0851946701201804E-2,"–",null,2.3797126613105245E-2,null,"–",null,3.3500000000000002E-2]
["Quarter 2 2014",3.1828361829284217E-2,4.3299999999999998E-2,6.4998593406965177E-2,null,1.4846071688245633E-2,9.5500690810892876E-3,"–",null,2.6117213132143002E-2,null,"–",null,3.3399999999999999E-2]
["Quarter 1-2 2014",3.1860293035242633E-2,4.3079972310207146E-2,6.4031470733248066E-2,null,1.5308384205286048E-2,1.070154008225345E-2,"–",null,2.4748290990405535E-2,null,"–",null,3.3300000000000003E-2]
["Quarter 3 2014 ",3.0592579871027425E-2,4.2818971304366238E-2,7.0575937042390249E-2,null,1.609088127090819E-2,9.4859799863729975E-3,"–",null,2.4886177089006711E-2,null,"–",null,3.233994196573154E-2]
["Quarter 1-3 2014",3.1539687545976386E-2,4.3026178343859509E-2,6.6021792035376239E-2,null,1.5528891496100938E-2,9.8432776691712038E-3,"–",null,2.4857706985282051E-2,null,"–",null,3.2913886826848447E-2]
["Quarter 4 2014",2.8948924526094197E-2,4.1663736146369805E-2,6.9575573081994815E-2,"*",1.5065795369146666E-2,9.4556183195486972E-3,"–","*",1.7929467079594301E-2,"*","–",null,3.0636326230697068E-2,"*"]
["Financial Year  2014 ",3.0885977199909438E-2,4.2712620039116432E-2,6.6274123701528756E-2,"*",1.5566809341570219E-2,9.8295813923107225E-3,"–","*",2.3224591658999639E-2,"*","–",null,3.2395048101830512E-2,"*"]
["Quarter 1 2015",2.7929348881285294E-2,3.828637100066392E-2,6.3819644982477455E-2,"*",1.9102455602394122E-2,9.6641794475689491E-3,"–",null,2.0718022999999999E-2,"*","–",null,2.9361593918614686E-2,"*"]
["Quarter 2 2015",2.7088044724151952E-2,4.11316256256462E-2,6.0391909764304558E-2,"*",2.2212424663343448E-2,6.9719802109829672E-3,"–",null,2.0478516838418222E-2,"*","–",null,3.0640248525073143E-2,"*"]
["Quarter 1-2 2015",2.7477648767803637E-2,3.9732849718825743E-2,6.2036124591550633E-2,"*",2.0453706142855594E-2,8.5974075696254905E-3,"–",null,2.0744078293053438E-2,"*","–",null,2.9989573718343834E-2,"*"]
["Quarter 3 2015",2.6863438554637943E-2,3.8302783402687203E-2,5.9055300600174034E-2,"*",1.9677789618644716E-2,7.0748958525381489E-3,"–","*",2.0056268900913259E-2,"*","–",null,2.9799110587565788E-2,"*"]
["Quarter 1-3 2015",2.7281161672412957E-2,3.9087347149021595E-2,6.1299037101600076E-2,"*",2.0238727253195733E-2,8.0030970081079785E-3,"–","*",2.0466629305917309E-2,"*","–",null,2.9889162181337137E-2,"*"]
["Quarter 4 2015",2.5214033502464532E-2,3.6567584690156987E-2,6.1778562027571066E-2,null,2.3255361388147548E-2,6.3836368131105371E-3,"–",null,1.8526844953732861E-2,null,"–",null,3.073068533233107E-2]
["Financial Year  2015 ",2.67271057529927E-2,3.8443984442136793E-2,6.1356585555104953E-2,null,2.0802086453468469E-2,7.6636398832982226E-3,"–",null,2.0109333608526556E-2,null,"–",null,3.0047436199287136E-2]
[]
["* figures restated."]

{"sheet":"Segment comparison","index":7,"n_rows":240,"n_cols":30,"rows_kept":240,"cut":false,"hidden":false,"merged":[[0,27,6,27],[0,13,6,13],[239,14,239,19]]}
["Segment Comparison",null,null,null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive"]
[]
["Central Europe (CE)"]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015**","Q3\n2015**",null,"Q2\n2015**",null,"Q1\n2015**",null,"Q4\n2014**",null,"Q3\n2014**","Q2\n2014**","Q1\n2014**",null,null,"1/1-31/12\n2014"]
["Net interest income",654.40907733599988,694.22769994600003,null,-39.818622610000148,-5.7356718282916996E-2,null,160.51604458599982,164.53273033600007,null,-4.0166857500002493,-2.4412685195204564E-2,null,null,160.51604458599982,164.53273033600007,null,161.92952502400001,null,167.43077738999997,null,170.005557211,null,173.15791749999997,176.152597023,174.91162821200001,null,null,694.22769994600003]
["Net fee and commission income ",387.81837497500004,377.00188002799996,null,10.816494947000081,2.8690824953437222E-2,null,97.556363780000098,93.363448420999944,null,4.1929153590001533,4.4909602525532444E-2,null,null,97.556363780000098,93.363448420999944,null,99.401536286999985,null,97.497026487000014,null,96.890379548000055,null,95.284633396999908,93.652955190000029,91.173911892999996,null,null,377.00188002799996]
["Net trading income",31.310907960000002,15.133265870999999,null,16.177642089000003,1.0690119520070911,null,9.4908862589999998,-3.773577293999999,null,13.264463552999999,"–",null,null,9.4908862589999998,-3.773577293999999,null,9.5619766870000014,null,16.031622307999999,null,5.3995780239999984,null,1.7055776180000022,1.0481473059999988,6.9799629230000004,null,null,15.133265870999999]
["Recurring other net operating income",-25.403886138999994,-52.345428182000006,null,26.941542043000013,-0.51468758550081717,null,-6.4324199319999913,1.0937488829999999,null,-7.5261688149999912,"–",null,null,-6.4324199319999913,1.0937488829999999,null,-10.84454994199999,null,-9.2206651480000126,null,-27.802996184999998,null,-10.984618476000017,0.16036030200000095,-13.71817382299999,null,null,-52.345428182000006]
["Operating income",1048.1344741320002,1034.0174176629998,null,14.117056469000318,1.3652629276696748E-2,null,261.13087469300001,255.21635034600001,null,5.9145243469999969,2.3174551077866257E-2,null,null,261.13087469300001,255.21635034600001,null,260.04848805600011,null,271.73876103700002,null,244.49251859799995,null,259.16351003899985,271.01405982100005,259.34732920499999,null,null,1034.0174176629998]
["General administrative expenses",-635.84847597199996,-624.16021738999996,null,-11.688258582000003,1.8726375466344036E-2,null,-185.52354465599996,-156.19688470300002,null,-29.326659952999933,0.18775444855230616,null,null,-185.52354465599996,-156.19688470300002,null,-144.480599036,null,-149.64744757699998,null,-171.57600743299997,null,-150.13859325800004,-152.51415847000001,-149.93145822899999,null,null,-624.16021738999996]
["Operating result",412.28599816000019,409.85720027299982,null,2.4287978870003712,5.9259612503637094E-3,null,75.607330037000054,99.019465643000046,null,-23.412135605999993,-0.23643972883482289,null,null,75.607330037000054,99.019465643000046,null,115.56788902000008,null,122.09131346000001,null,72.916511164999974,null,109.0249167809998,118.49990135100001,109.41587097600004,null,null,409.85720027299982]
["Net provisioning for impairment losses",-132.879035969,-221.753085701,null,88.874049732000003,-0.40077931475475848,null,-43.190331563000001,-25.445312333000004,null,-17.745019229999997,0.69737871548884445,null,null,-43.190331563000001,-25.445312333000004,null,-42.404841793999992,null,-21.838550279,null,-116.95562538100002,null,-21.630898506999991,-43.427176322999991,-39.739385490000004,null,null,-221.753085701]
["Other results",30.535978009999994,-321.00108405499998,null,351.53706206499999,"–",null,21.801142901999988,17.639323212000001,null,4.1618196899999873,0.23593987365505664,null,null,21.801142901999988,17.639323212000001,null,29.201760650999994,null,-38.106248754999989,null,6.2439808199999973,null,-215.818833681,-71.761873326999975,-39.664357867000007,null,null,-321.00108405499998]
["Profit/loss before tax",309.94294020099994,-132.89696948300016,null,442.83990968400008,"–",null,54.218141375999984,91.213476521999979,null,-36.995335145999995,-0.40559067099122148,null,null,54.218141375999984,91.213476521999979,null,102.36480787699998,null,62.146514426000003,null,-37.795133396000168,null,-128.42481540700001,3.3108517009999958,30.012127619000001,null,null,-132.89696948300016]
["Income taxes  ",-65.812962038999984,-66.646296343000003,null,0.83333430400001873,-1.2503835167541832E-2,null,-10.923308469999981,-16.550463209,null,5.6271547390000194,-0.3399998337170419,null,null,-10.923308469999981,-16.550463209,null,-19.438771511000006,null,-18.900418848999998,null,-16.216516473000009,null,-18.086135081000005,-16.44688150799999,-15.896763281000002,null,null,-66.646296343000003]
["Profit/loss after tax",244.12997816200001,-199.54326582600018,null,443.67324398800019,"–",null,43.294832906000018,74.663013312999993,null,-31.368180406999976,-0.42013011550309731,null,null,43.294832906000018,74.663013312999993,null,82.926036366000005,null,43.246095576999998,null,-54.011649869000188,null,-146.51095048799999,-13.136029807000003,14.115364338000003,null,null,-199.54326582600018]
["Profit attributable to non-controlling interests",-57.374752848735007,-42.437699405707811,null,-14.937053443027196,0.35197604140195637,null,-14.0255811011532,-8.366521589052013,null,-5.6590595121011873,0.6763933436215992,null,null,-14.0255811011532,-8.366521589052013,null,-12.693534256311793,null,-22.289115902218001,null,-11.03961965740241,null,-7.9658453051725013,-12.617530905045699,-10.814703538087199,null,null,-42.437699405707811]
["Consolidated profit/loss",186.75522531326499,-241.98096523170801,null,428.736190544973,"–",null,29.26925180484675,66.296491723948037,null,-37.027239919101291,-0.55850979375015819,null,null,29.26925180484675,66.296491723948037,null,70.232502109688198,null,20.956979674782001,null,-65.051269526402606,null,-154.4767957931725,-25.753560712045701,3.3006607999128028,null,null,-241.98096523170801]
[]
["Risk-weighted assets (credit risk)",10761.209469869869,12353.893194910279,null,-1592.6837250404096,-0.12892160389540885,null,10761.209469869869,11819.305527779976,null,-1058.0960579101065,-8.9522692803157389E-2,null,null,10761.209469869869,11819.305527779976,null,11480.793485981621,null,12160.192260990674,null,12353.893194910279,null,12442.820333947708,12767.256182451036,12755.181622303209,null,null,12353.893194910279]
["Risk-weighted assets (total RWA)",12909.876954651245,14475.055850078299,null,-1565.1788954270542,-0.10812938558842156,null,12909.876954651245,13950.624254299226,null,-1040.747299647981,-7.4602202788685235E-2,null,null,12909.876954651245,13950.624254299226,null,13649.368870411996,null,14342.911958272553,null,14475.055850078299,null,14697.625368283707,14966.062656293665,15039.538354060693,null,null,14475.055850078299]
["Total capital requirement",1032.7901563720995,1158.004468006264,null,-125.21431163416446,-0.10812938558842167,null,1032.7901563720995,1116.049940343938,null,-83.259783971838488,-7.4602202788685235E-2,null,null,1032.7901563720995,1116.049940343938,null,1091.9495096329597,null,1147.4329566618042,null,1158.004468006264,null,1175.8100294626965,1197.2850125034931,1203.1630683248554,null,null,1158.004468006264]
["Assets",26877.761503498008,25154.645445156053,null,1723.1160583419551,6.8500908196015509E-2,null,26877.761503498008,26178.981525087002,null,698.7799784110066,2.6692405040332545E-2,null,null,26877.761503498008,26178.981525087002,null,25078.667996892011,null,25131.198819447996,null,25154.645445156053,null,24385.652022833001,23324.659129018004,23315.226395156995,null,null,25154.645445156053]
["Liabilities",24449.729344873012,22961.27027670397,null,1488.4590681690424,6.4824770155647693E-2,null,24449.729344873012,23801.393521547008,null,648.33582332600417,2.7239406076752459E-2,null,null,24449.729344873012,23801.393521547008,null,22790.142975088955,null,22877.060193368983,null,22961.27027670397,null,22413.192095107021,21302.812839224971,21151.167716360014,null,null,22961.27027670397]
["Net interest margin (avg. interest bearing assets)",2.67271057529927E-2,3.0885977199909438E-2,null,-0.41588714469167376,-0.1346524158843494,null,2.5214033502464532E-2,2.6863438554637943E-2,null,-0.1649405052173411,-6.1399624951908538E-2,null,null,2.5214033502464532E-2,2.6863438554637943E-2,null,2.7088044724151952E-2,null,2.7929348881285298E-2,null,2.8948924526094197E-2,null,3.0592579871027425E-2,3.1828361829284217E-2,3.1564200458697407E-2,null,null,3.0885977199909438E-2]
["NPL ratio",7.0930201679771196E-2,0.10410584867394734,null,-3.3175646994176149,-0.3186722688182495,null,7.0930201679771196E-2,8.0872309382970339E-2,null,-0.99421077031991434,-0.12293586987999006,null,null,7.0930201679771196E-2,8.0872309382970339E-2,null,8.446256614251689E-2,null,0.10332003327014952,null,0.10410584867394734,null,0.11294055838160366,0.11760983560421519,0.1207496171958182,null,null,0.10410584867394734]
["NPL coverage ratio",0.75304829524973871,0.73764922325749338,null,1.5399071992245328,2.0875873662880462E-2,null,0.75304829524973871,0.72505186609601191,null,2.7996429153726798,3.8613001997321206E-2,null,null,0.75304829524973871,0.72505186609601191,null,0.71423293799531584,null,0.71566877315744559,null,0.73764922325749338,null,0.66374072559803532,0.64962643363399797,0.6494674049549034,null,null,0.73764922325749338]
["Cost/income ratio ",0.60664780299166299,0.60362640583045002,null,0.30213971612129686,5.0054091935494149E-3,null,0.71046192785174023,0.61201754703898059,null,9.844438081275964,0.16085221949770268,null,null,0.71046192785174023,0.61201754703898059,null,0.55552942715538545,null,0.55070335570060236,null,0.70176383480718718,null,0.57931995609801179,0.56275367621418948,0.57811066992129034,null,null,0.60362640583045002]
["Provisioning ratio (avg. loans and advances to customers)",7.0891884533437087E-3,1.226239941306689E-2,null,-0.51732109597231812,-0.42187591395943069,null,9.2486198885879823E-3,5.4457082724683791E-3,null,0.3802911616119603,0.69833186536006919,null,null,9.2486198885879823E-3,5.4457082724683791E-3,null,9.0389584357579121E-3,null,4.690555366043527E-3,null,"–",null,"–","–","–",null,null,1.226239941306689E-2]
["Average equity ",1697.586125017571,2124.745759469592,null,-427.15963445202101,-0.20104035155653377,null,1697.586125017571,1704.9818190707861,null,-7.3956940532150384,-4.3376967252622967E-3,null,null,1697.586125017571,1704.9818190707861,null,1702.7513607833223,null,1705.7406030656318,null,2124.745759469592,null,2203.1278748426407,2338.4243564367339,2304.6329591423796,null,null,2124.745759469592]
["Return on equity before tax",0.18257862480926668,"–",null,"–","–",null,0.12747581771631963,0.21413290702743346,null,-8.6657089311113822,-0.40468833358719514,null,null,0.12747581771631963,0.21413290702743346,null,0.24025829360948717,null,0.14573497122436449,null,"–",null,"–",5.7046062126192712E-3,5.2090077944851369E-2,null,null,"–"]
["Business outlets",395,418,null,-23,-5.5023923444976086E-2,null,395,386,null,9,2.3316062176165886E-2,null,null,395,386,null,407,null,419,null,418,null,428,430,431,null,null,418]
["indicative loans and advances to customers",18765.166557712004,18502.260457258002,null,262.90610045400172,1.4209404362312439E-2,null,18765.166557712004,18594.207777732991,null,170.95877997901334,9.1941954194865172E-3,null,null,18765.166557712004,18594.207777732991,null,18786.145425015999,null,18744.587431324995,null,18502.260457258002,null,18443.236569944991,18161.719819634989,17874.285536293002,null,null,18502.260457258002]
["indicative deposits from customers",19768.292291739999,17580.643046940997,null,2187.6492447990022,0.12443510962357252,null,19768.292291739999,18472.692409326006,null,1295.5998824139933,7.0135952773181298E-2,null,null,19768.292291739999,18472.692409326006,null,17940.044144640997,null,17495.941259263011,null,17580.643046940997,null,16336.354317017,16573.397702023994,16382.593074349999,null,null,17580.643046940997]
[]
["Southeastern Europe (SEE)"]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015**","Q3\n2015**",null,"Q2\n2015**",null,"Q1\n2015**",null,"Q4\n2014**",null,"Q3\n2014**","Q2\n2014**","Q1\n2014**",null,null,"1/1-31/12\n2014"]
["Net interest income",780.22028362800006,835.12831688599999,null,-54.908033257999932,-6.5748019972235228E-2,null,188.6649047760001,193.06271961000002,null,-4.3978148339999166,-2.2779202752783112E-2,null,null,188.6649047760001,193.06271961000002,null,205.97274340799996,null,192.51991583399999,null,207.49375586299993,null,209.89739416800003,208.739757811,208.99740904399999,null,null,835.12831688599999]
["Net fee and commission income ",380.34441168199999,358.31189355000004,null,22.03251813199995,6.148977616598561E-2,null,98.674859987999994,103.43496137300001,null,-4.7601013850000129,-4.6020236502380074E-2,null,null,98.674859987999994,103.43496137300001,null,91.49813706099998,null,86.736453260000005,null,89.251416627000083,null,96.628372029999937,90.216535860000008,82.215569033000008,null,null,358.31189355000004]
["Net trading income",50.138396862999997,56.428906454000007,null,-6.2905095910000099,-0.11147672330187608,null,13.674258042,11.383518154999996,null,2.2907398870000044,0.20123303321599573,null,null,13.674258042,11.383518154999996,null,13.574893628,null,11.505727038000002,null,11.365431682000002,null,12.794269648000002,16.094564021,16.174641102999999,null,null,56.428906454000007]
["Recurring other net operating income",3.2669344519999868,28.042536052999996,null,-24.775601601000009,-0.88350074879727258,null,-8.5141948490000221,3.790268384000008,null,-12.30446323300003,"–",null,null,-8.5141948490000221,3.790268384000008,null,3.6578792739999999,null,4.332981643000001,null,-3.5148512580000024,null,13.058581650000001,8.2988983659999978,10.199907295000001,null,null,28.042536052999996]
["Operating income",1213.9700266250002,1277.911652943,null,-63.941626317999862,-5.0036030402214271E-2,null,292.49982795700009,311.67146752200006,null,-19.171639564999964,-6.1512334502184407E-2,null,null,292.49982795700009,311.67146752200006,null,314.70365337100009,null,295.09507777499994,null,304.59575291399995,null,332.378617496,323.34975605800003,317.58752647499995,null,null,1277.911652943]
["General administrative expenses",-680.56207202000007,-688.57716605199994,null,8.0150940319998654,-1.1640081064486774E-2,null,-189.719302083,-170.24490857100005,null,-19.474393511999949,0.11439046063382396,null,null,-189.719302083,-170.24490857100005,null,-161.94143753399999,null,-158.65642383200003,null,-188.24022200599993,null,-168.10366272700003,-169.25170690399997,-162.98157441499998,null,null,-688.57716605199994]
["Operating result",533.4079546050001,589.3344868910001,null,-55.926532285999997,-9.4897776271395839E-2,null,102.78052587400009,141.42655895100003,null,-38.646033076999942,-0.27325866770462548,null,null,102.78052587400009,141.42655895100003,null,152.76221583700001,null,136.43865394299993,null,116.35553090800002,null,164.274954769,154.09804915400008,154.60595205999999,null,null,589.3344868910001]
["Net provisioning for impairment losses",-191.01737092600001,-254.145493222,null,63.128122295999987,-0.24839363270100012,null,-66.241091954000012,-41.606832523999998,null,-24.634259430000014,0.59207245386416463,null,null,-66.241091954000012,-41.606832523999998,null,-42.180187506999999,null,-40.989258941000003,null,-76.795368164999999,null,-42.998343294999998,-71.804804292,-62.546977469999995,null,null,-254.145493222]
["Other results",-82.216508972999989,13.278839001999998,null,-95.495347974999987,"–",null,1.8743219940000255,-74.337729595000013,null,76.212051589000041,"–",null,null,1.8743219940000255,-74.337729595000013,null,-3.5437252380000004,null,-6.2093761340000011,null,8.8610470019999994,null,-1.5658475200000013,4.4533825419999991,1.5302569780000002,null,null,13.278839001999998]
["Profit/loss before tax",260.174074706,348.46803674900002,null,-88.293962043000022,-0.25337750591626795,null,38.413755914000006,25.481996831999993,null,12.931759082000013,0.50748609566423242,null,null,38.413755914000006,25.481996831999993,null,107.03830309200001,null,89.240018867999993,null,48.421413823000037,null,119.71076395399997,86.746627404000009,93.589231568000002,null,null,348.46803674900002]
["Income taxes  ",-32.686014815,-52.435349359,null,19.749334544,-0.37664161267975271,null,-8.8317451879999975,2.6421295399999991,null,-11.473874727999997,"–",null,null,-8.8317451879999975,2.6421295399999991,null,-14.211833505,null,-12.284565662,null,-7.734962739999995,null,-18.288922123000003,-12.701099715,-13.710364781000001,null,null,-52.435349359]
["Profit/loss after tax",227.48805989100001,296.03268738999998,null,-68.544627498999972,-0.23154411799362473,null,29.582010725999993,28.124126372000006,null,1.4578843539999866,5.1837498335643772E-2,null,null,29.582010725999993,28.124126372000006,null,92.826469587000005,null,76.955453206000001,null,40.686451082999966,null,101.42184183099999,74.045527689000011,79.878866787000007,null,null,296.03268738999998]
["Profit attributable to non-controlling interests",-1.181065598268322,-0.2856423367059725,null,-0.89542326156234953,3.1347708182490415,null,0.10766454454039986,-0.52352989619248047,null,0.63119444073288034,"–",null,null,0.10766454454039986,-0.52352989619248047,null,-0.35858010391924966,null,-0.40662014269699176,null,0.52448309312522201,null,-0.14153997094164697,-0.31323447192207693,-0.35535098696747064,null,null,-0.2856423367059725]
["Consolidated profit/loss",226.3069942927317,295.74704505329396,null,-69.440050760562258,-0.23479541696874462,null,29.68967527054042,27.600596475807521,null,2.0890787947328988,7.5689624916766451E-2,null,null,29.68967527054042,27.600596475807521,null,92.467889483080754,null,76.548833063303007,null,41.210934176125157,null,101.28030186005836,73.732293217077938,79.523515800032527,null,null,295.74704505329396]
[]
["Risk-weighted assets (credit risk)",11491.223930961072,11375.393797823734,null,115.83013313733863,1.0182516332709168E-2,null,11491.223930961072,12028.485020995016,null,-537.26109003394413,-4.466573214300773E-2,null,null,11491.223930961072,12028.485020995016,null,11871.922093834757,null,12045.244933842958,null,11375.393797823734,null,12352.447964682946,12191.026878750046,12661.786319482015,null,null,11375.393797823734]
["Risk-weighted assets (total RWA)",13967.653174464698,13739.595867595499,null,228.05730686919924,1.659854547884243E-2,null,13967.653174464698,14522.725168805266,null,-555.07199434056747,-3.8220925335202161E-2,null,null,13967.653174464698,14522.725168805266,null,14315.61152914101,null,14531.506503452956,null,13739.595867595499,null,14881.705067875324,14762.937918515172,15253.763589516217,null,null,13739.595867595499]
["Total capital requirement",1117.4122539571758,1099.1676694076398,null,18.244584549536057,1.659854547884243E-2,null,1117.4122539571758,1161.8180135044213,null,-44.405759547245452,-3.8220925335202272E-2,null,null,1117.4122539571758,1161.8180135044213,null,1145.2489223312807,null,1162.5205202762365,null,1099.1676694076398,null,1190.536405430026,1181.0350334812138,1220.3010871612973,null,null,1099.1676694076398]
["Assets",22120.393881735996,21370.657001887001,null,749.73687984899516,3.5082537695626081E-2,null,22120.393881735996,21817.171549038983,null,303.22233269701246,1.3898333797094375E-2,null,null,22120.393881735996,21817.171549038983,null,21298.602848299997,null,21431.787992512,null,21370.657001887001,null,21350.361996675019,20885.218708196015,20752.276749280019,null,null,21370.657001887001]
["Liabilities",19174.228761560986,18368.423552381992,null,805.80520917899412,4.3869045532461959E-2,null,19174.228761560986,18862.621399970998,null,311.6073615899877,1.6519833324464051E-2,null,null,19174.228761560986,18862.621399970998,null,18367.038079174981,null,18334.786793378,null,18368.423552381992,null,18315.886633439975,17940.406578476977,17757.612700502021,null,null,18368.423552381992]
["Net interest margin (avg. interest bearing assets)",3.8443984442136793E-2,4.2712620039116432E-2,null,-0.42686355969796391,-9.9938509814438969E-2,null,3.6567584690156987E-2,3.8302783402687203E-2,null,-0.17351987125302157,-4.5302157137971366E-2,null,null,3.6567584690156987E-2,3.8302783402687203E-2,null,4.11316256256462E-2,null,3.8286371000663941E-2,null,4.1663736146369805E-2,null,4.2818971304366238E-2,4.3299999999999998E-2,4.3003862674735792E-2,null,null,4.2712620039116432E-2]
["NPL ratio",0.12121880938116321,0.13221259281843464,null,-1.0993783437271434,-8.3152317059306258E-2,null,0.12121880938116321,0.12996401787165202,null,-0.87452084904888072,-6.7289459295766574E-2,null,null,0.12121880938116321,0.12996401787165202,null,0.12831579116548564,null,0.13231502986515373,null,0.13221259281843464,null,0.14193836750936389,0.14493151568613022,0.13980605588024803,null,null,0.13221259281843464]
["NPL coverage ratio",0.7159307982322326,0.66530083408339136,null,5.0629964148841244,7.6100857769997976E-2,null,0.7159307982322326,0.67793172441045335,null,3.799907382177925,5.605147606099159E-2,null,null,0.7159307982322326,0.67793172441045335,null,0.68528884460093253,null,0.67164038270756066,null,0.66530083408339136,null,0.63656978486962812,0.63580486912404588,0.64110819842175937,null,null,0.66530083408339136]
["Cost/income ratio ",0.56060862879131712,0.53656500172550536,null,2.4043627065811757,4.481027832320672E-2,null,0.64861338007655323,0.54623193430108541,null,10.238144577546782,0.18743218648771776,null,null,0.64861338007655323,0.54623193430108541,null,0.51458391346696375,null,0.53764510417544209,null,0.60724562347191091,null,0.50575955816117757,0.52509495683033414,0.51318632133944864,null,null,0.53656500172550536]
["Provisioning ratio (avg. loans and advances to customers)",1.4443642703169793E-2,1.8485928230221479E-2,null,-0.40422855270516866,-0.2186682473668381,null,2.0235900865729524E-2,1.2682018149190634E-2,null,0.755388271653889,0.59563727378997466,null,null,2.0235900865729524E-2,1.2682018149190634E-2,null,1.2764296272058081E-2,null,1.2282048566507204E-2,null,"–",null,"–","–","–",null,null,1.8485928230221479E-2]
["Average equity ",1737.5421221058293,2090.0632293826288,null,-352.52110727679951,-0.16866528357657806,null,1737.5421221058293,1722.3504414652282,null,15.191680640601135,8.8203191841014217E-3,null,null,1737.5421221058293,1722.3504414652282,null,1702.8791836451678,null,1666.5698009434498,null,2320.9999694012772,null,2182.9467163050595,2322.0462337749395,2320.9999694012772,null,null,2090.0632293826288]
["Return on equity before tax",0.14973684458980469,0.16672607404893292,null,-1.698922945912823,-0.10189905541794264,null,8.8820690719603246E-2,5.9516002419671261E-2,null,2.9304688299931985,0.49238334411798768,null,null,8.8820690719603246E-2,5.9516002419671261E-2,null,0.25413841510959917,null,0.21418849379721383,null,9.0655373029330119E-2,null,0.17880015427561088,0.11151598566250888,0.16129122413067878,null,null,0.16672607404893292]
["Business outlets",1064,1087,null,-23,-2.1159153633854677E-2,null,1064,1072,null,-8,-7.4626865671642006E-3,null,null,1064,1072,null,1072,null,1072,null,1094,null,1095,1094,1094,null,null,1087]
["indicative loans and advances to customers",13058.636509097003,13379.562070196002,null,-320.92556109899851,-2.3986253018989712E-2,null,13058.636509097003,13128.916945934003,null,-70.280436836999797,-5.3531024018523832E-3,null,null,13058.636509097003,13128.916945934003,null,13117.273232657,null,13319.084312151997,null,13379.562070196002,null,13766.393846054998,13773.538381556,13796.278758139997,null,null,13379.562070196002]
["indicative deposits from customers",16321.734976122003,14991.865673158003,null,1329.8693029639999,8.8706057802068417E-2,null,16321.734976122003,15642.020534372998,null,679.71444174900535,4.3454388789181619E-2,null,null,16321.734976122003,15642.020534372998,null,15159.174531946001,null,15072.447862714997,null,14991.865673158003,null,14746.098356895,14149.871309771001,13949.370334155001,null,null,14991.865673158003]
[]
["Eastern Europe (EE)"]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014\nrestated",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015\nrestated",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015**","Q3\n2015**\nrestated",null,"Q2\n2015**\nrestated",null,"Q1\n2015**\nrestated",null,"Q4\n2014**\nrestated",null,"Q3\n2014**","Q2\n2014**","Q1\n2014**",null,null,"1/1-31/12\n2014\nrestated"]
["Net interest income",948.55673011199997,1220.39959501,null,-271.84286489800002,-0.2227490618724538,null,219.50101015199999,224.32626090700003,null,-4.8252507550000416,-2.1509968273400126E-2,null,null,219.50101015199999,224.32626090700003,null,256.06841424099997,null,248.661044812,null,285.30240797500005,null,326.06409210100003,305.35496055299996,303.67813438099995,null,null,1220.39959501]
["Net fee and commission income ",403.76440713300002,498.15802586699999,null,-94.393618733999972,-0.18948529147897641,null,109.48553550899997,100.515120643,null,8.9704148659999703,8.9244432167178367E-2,null,null,109.48553550899997,100.515120643,null,101.04015833000003,null,92.723592651000004,null,135.69424175599997,null,125.61258172700001,123.164242425,113.68695995900001,null,null,498.15802586699999]
["Net trading income",30.504916486999999,-176.64001182499999,null,207.14492831199999,"–",null,8.220786265000001,32.138932836000002,null,-23.918146571000001,-0.74421097592289698,null,null,8.220786265000001,32.138932836000002,null,38.201686592999998,null,-48.056489206999998,null,-101.311905142,null,-56.478741179999993,10.038683904000001,-28.888049407000004,null,null,-176.64001182499999]
["Recurring other net operating income",-21.596781576000001,-8.7656473769999987,null,-12.831134199000003,1.4637976691450483,null,-12.782748146000001,9.5839850000011204E-3,null,-12.792332131000002,"–",null,null,-12.782748146000001,9.5839850000011204E-3,null,-4.3132040110000007,null,-4.5104134039999995,null,-4.6079363109999978,null,-6.9652131520000005,-7.1016918589999989,9.9091939449999984,null,null,-8.7656473769999987]
["Operating income",1361.2292721560002,1533.1519616750002,null,-171.92268951899996,-0.11213675735781004,null,324.42458378000021,356.98989837100009,null,-32.56531459099989,-9.1221949807544833E-2,null,null,324.42458378000021,356.98989837100009,null,390.99705515299996,null,288.817734852,null,315.07680827800039,null,388.23271949599996,431.45619502300002,398.38623887799997,null,null,1533.1519616750002]
["General administrative expenses",-563.2516822849999,-772.793707208,null,209.5420249230001,-0.27114872050401051,null,-155.65062644899993,-138.18201289299998,null,-17.468613555999951,0.12641741996859324,null,null,-155.65062644899993,-138.18201289299998,null,-139.38130941900005,null,-130.037733524,null,-163.55181309900001,null,-222.52834498099995,-195.93745376800004,-190.77609536,null,null,-772.793707208]
["Operating result",797.9775898710003,760.35825446700017,null,37.61933540400014,4.9475803258518969E-2,null,168.77395733100022,218.80788547800009,null,-50.03392814699987,-0.22866601922365593,null,null,168.77395733100022,218.80788547800009,null,251.61574573399989,null,158.78000132800005,null,151.5249951790002,null,165.70437451500004,235.51874125499995,207.61014351799997,null,null,760.35825446700017]
["Net provisioning for impairment losses",-421.52309728900002,-712.12728315061406,"*",290.60418586161404,-0.40807899477733056,null,-101.90910780100003,-81.234093324844522,"*",-20.675014476155511,0.25451154349047544,null,null,-101.90910780100003,-81.234093324844522,"*",-104.65608357515546,"*",-133.72381258799999,null,-265.056992930614,"*",-191.80529516600004,-136.73090453699999,-118.53409051700001,null,null,-712.12728315061406,"*"]
["Other results",173.06033344399998,116.28933281799998,null,56.771000626000003,0.48818751686236039,null,91.054438473999966,8.5885524499999875,null,82.465886023999985,">500,0%",null,null,91.054438473999966,8.5885524499999875,null,14.373572053000011,null,59.043770466999995,null,4.6333522049999942,null,35.02824134599998,34.862984490000009,41.764754777,null,null,116.28933281799998]
["Profit/loss before tax",549.51482602599992,164.52030413438612,"*",384.99452189161377,2.3401033928136696,null,157.91928800399978,146.16234460315644,"*",11.75694340084334,8.0437567095440921E-2,null,null,157.91928800399978,146.16234460315644,"*",161.33323421184355,"*",84.099959207000012,null,-108.89864554661384,"*",8.9273206949999437,133.65082120800002,130.840807778,null,null,164.52030413438612,"*"]
["Income taxes  ",-127.589460758,-64.904213835999997,"*",-62.685246922000005,0.96581166641033689,null,-36.486242935379508,-30.429775125999992,null,-6.0564678093795159,0.1990309749021022,null,null,-36.486242935379508,-30.429775125999992,null,-26.151413509620461,"*",-34.522029187000001,null,7.5552422889999988,"*",-16.579679921999997,-27.047812274000002,-28.831963928999997,null,null,-64.904213835999997,"*"]
["Profit/loss after tax",421.92536526800001,99.616090298386112,"*",322.30927496961391,3.2355142026170816,null,121.43304506862036,115.73256947715545,"*",5.7004755914649081,4.9255586540745799E-2,null,null,121.43304506862036,115.73256947715545,"*",135.18182070222406,"*",49.577930019999997,null,-101.34340325761396,"*",-7.6523592269999501,106.603008934,102.00884384900002,null,null,99.616090298386112,"*"]
["Profit attributable to non-controlling interests",-4.7726154341090998,12.354714028786402,null,-17.127329462895503,"–",null,2.7341065045571131,-2.1166047456084698,null,4.8507112501655829,"–",null,null,2.7341065045571131,-2.1166047456084698,null,-4.4509876195193998,null,-0.93912957353834259,null,10.973587057228059,null,3.6512082079834562,-2.8936369433673255,0.62355570694221307,null,null,12.354714028786402]
["Consolidated profit/loss",417.15274983389088,111.97080432717252,"*",305.18194550671836,2.7255492834988804,null,124.16715157317745,113.61596473154749,"*",10.551186841629956,9.2867114815777585E-2,null,null,124.16715157317745,113.61596473154749,"*",130.73083308270444,"*",48.638800446461659,null,-90.369816200385912,"*",-4.0011510190164552,103.70937199063268,102.63239955594221,null,null,111.97080432717252,"*"]
[]
["Risk-weighted assets (credit risk)",9588.7893266246847,11030.067266770891,null,-1441.2779401462067,-0.13066810068223167,null,9588.7893266246847,11257.068838273015,null,-1668.2795116483303,-0.14819839299341686,null,null,9588.7893266246847,11257.068838273015,null,12388.937659632886,null,12204.42477245209,null,11030.067266770891,null,14279.135469877319,13478.664438547503,12989.12935292468,null,null,11030.067266770891]
["Risk-weighted assets (total RWA)",11641.878000504184,12998.297714983768,null,-1356.4197144795835,-0.10435364262475488,null,11641.878000504184,13194.127807330264,null,-1552.2498068260793,-0.11764701915072362,null,null,11641.878000504184,13194.127807330264,null,14630.654662682136,null,14602.127291462592,null,12998.297714983768,null,17130.764450452698,16386.579478157128,16051.321541367675,null,null,12998.297714983768]
["Total capital requirement",931.35024004033471,1039.8638171987013,null,-108.51357715836662,-0.10435364262475477,null,931.35024004033471,1055.5302245864211,null,-124.17998454608642,-0.11764701915072373,null,null,931.35024004033471,1055.5302245864211,null,1170.4523730145709,null,1168.1701833170073,null,1039.8638171987013,null,1370.4611560362157,1310.9263582525703,1284.1057233094141,null,null,1039.8638171987013]
["Assets",14179.099183179997,16485.865260715,"*",-2306.7660775350032,-0.13992387060398415,null,14179.099183179997,16004.688264095999,"*",-1825.5890809160028,-0.11406589436742887,null,null,14179.099183179997,16004.688264095999,"*",17498.327047595001,"*",17618.324254984,"*",16485.865260715,"*",19246.758791726003,20601.386251909989,19860.904900863006,null,null,16485.865260715,"*"]
["Liabilities",12458.753193025008,14543.822988038995,null,-2085.0697950139875,-0.14336462955639462,null,12458.753193025008,14177.113577203996,null,-1718.3603841789882,-0.12120664582542495,null,null,12458.753193025008,14177.113577203996,null,15493.997411151,null,15731.690603255,null,14543.822988038995,null,16539.508032498004,17530.731960464,16667.048711456988,null,null,14543.822988038995]
["Net interest margin (avg. interest bearing assets)",6.1356585555104953E-2,6.6274123701528756E-2,"*",-0.49175381464238027,-7.4199972353770516E-2,null,6.1778562027571066E-2,5.9055300600174034E-2,"*",0.27232614273970324,4.6113751004918324E-2,null,null,6.1778562027571066E-2,5.9055300600174034E-2,"*",6.0391909764304558E-2,"*",6.3819644982477455E-2,"*",6.9575573081994815E-2,"*",7.0575937042390249E-2,6.4998593406965177E-2,6.3367465563328618E-2,null,null,6.6274123701528756E-2,"*"]
["NPL ratio",0.18908632110134216,0.14514875797107127,null,4.3937563130270894,0.30270712436290936,null,0.18908632110134216,0.18157968122398671,null,0.75066398773554477,4.1340748186993848E-2,null,null,0.18908632110134216,0.18157968122398671,null,0.16697945772303738,null,0.14908714148912899,null,0.14514875797107127,null,0.11935885613464635,0.11353524705508131,0.11040069741445975,null,null,0.14514875797107127]
["NPL coverage ratio",0.86362363301523659,0.83402198990663823,"*",2.9601643108598363,3.5492641041649398E-2,null,0.86362363301523659,0.84388734760209638,"*",1.9736285413140209,2.3387346035250722E-2,null,null,0.86362363301523659,0.84388734760209638,"*",0.84273502831498326,"*",0.86321423191286173,"*",0.83402198990663823,"*",0.7982041119393446,0.78644217540549466,0.76679231589924735,null,null,0.83402198990663823,"*"]
["Cost/income ratio ",0.41378164120206334,0.50405551864781029,null,-9.0273877445746944,-0.17909510779272386,null,0.4797744506148473,0.38707541452446076,null,9.2699036090386535,0.23948572451771799,null,null,0.4797744506148473,0.38707541452446076,null,0.35647662196447788,null,0.45024151162543991,null,0.51908553343822794,null,0.57318287152583158,0.4541305838882555,0.47887220175399292,null,null,0.50405551864781029]
["Provisioning ratio (avg. loans and advances to customers)",3.5381840176418072E-2,3.5163922249686889E-2,"*",2.1791792673118288E-2,6.1972019271292478E-3,null,3.8466648028041596E-2,2.7790398566063412E-2,null,1.0676249461978184,0.3841704334178071,null,null,3.8466648028041596E-2,2.7790398566063412E-2,null,3.3246638373972882E-2,"*",4.2641747855962031E-2,null,0.17455866427224662,"*","–","–","–",null,null,3.5163922249686889E-2,"*"]
["Average equity ",1640.9177233200135,2277.3981682055746,null,-636.48044488556116,-0.27947701625977062,null,1640.9177233200135,1673.3376784550435,null,-32.419955135030023,-1.9374424870993612E-2,null,null,1640.9177233200135,1673.3376784550435,null,1691.0731984384706,null,1630.5405282829142,null,2277.3981682055746,null,2440.5377172912627,2581.1996035697316,2554.5841451444326,null,null,2277.3981682055746]
["Return on equity before tax",0.33488261977826966,7.2240465646820226E-2,"*",26.264215413144942,3.635665298940526,null,0.38118797463688808,0.34754933318516334,"*",3.3638641451724736,9.678810528404358E-2,null,null,0.38118797463688808,0.34754933318516334,"*",0.38856591400490942,"*",0.20631185241513447,null,"–","*",1.4221883980931643E-2,0.20818761497340993,0.2048721832501664,null,null,7.2240465646820226E-2,"*"]
["Business outlets",862,981,null,-119,-0.12130479102956171,null,862,912,null,-50,-5.4824561403508776E-2,null,null,862,912,null,924,null,980,null,981,null,973,1011,1063,null,null,981]
["indicative loans and advances to customers",10059.286973105003,12147.517090145004,null,-2088.2301170400006,-0.17190592131244109,null,10059.286973105003,11134.991816502001,null,-1075.7048433969976,-9.6605804577494903E-2,null,null,10059.286973105003,11134.991816502001,null,12242.607161922,null,12940.349953148001,null,12147.517090145004,null,14770.377347680998,14171.288740573998,13605.536855554999,null,null,12147.517090145004]
["indicative deposits from customers",9508.5045136140016,9724.3884952989993,null,-215.88398168499771,-2.2200262956314498E-2,null,9508.5045136140016,10264.263164439006,null,-755.75865082500422,-7.3630092946502357E-2,null,null,9508.5045136140016,10264.263164439006,null,10812.623408584996,null,10682.734665270998,null,9724.3884952989993,null,11892.334156533001,12410.303935916996,12188.514377399,null,null,9724.3884952989993]
[]
["Group Corporates"]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015**","Q3\n2015**",null,"Q2\n2015**",null,"Q1\n2015**",null,"Q4\n2014**",null,"Q3\n2014**","Q2\n2014**","Q1\n2014**",null,null,"1/1-31/12\n2014"]
["Net interest income",325.71086589999999,316.50627915600001,null,9.2045867439999824,2.9081845606807821E-2,null,80.83427970999999,72.791051861999975,null,8.043227848000015,0.11049748069651022,null,null,80.83427970999999,72.791051861999975,null,88.662758173000029,null,83.422776154999994,null,74.509495459000021,null,83.565819915999981,76.727255529999994,81.703708251000009,null,null,316.50627915600001]
["Net fee and commission income ",74.055866209999991,121.08461407999998,null,-47.028747869999989,-0.3883957365460845,null,19.194115569999997,18.132082109999988,null,1.0620334600000092,5.8572063238909067E-2,null,null,19.194115569999997,18.132082109999988,null,22.686780339000006,null,14.042888190999999,null,33.367390499999992,null,27.371508399999993,27.609993750000001,32.735721429999998,null,null,121.08461407999998]
["Net trading income",0.77269586499999998,6.93025409,null,-6.1575582249999998,-0.88850396320750202,null,0.16348986499999996,0.697908733,null,-0.53441886800000005,-0.76574320212726166,null,null,0.16348986499999996,0.697908733,null,-0.12654353199999999,null,3.7840798999999994E-2,null,0.36775701000000116,null,4.1528567899999995,1.38039388,1.0292464100000001,null,null,6.93025409]
["Recurring other net operating income",1.0120349999999998,-0.25333699999999953,null,1.2653719999999993,"–",null,5.9009700000000498E-2,3.2786299999999713E-2,null,2.6223400000000785E-2,0.7998279769294192,null,null,5.9009700000000498E-2,3.2786299999999713E-2,null,0.37252499999999966,null,0.54771399999999992,null,-0.14838999999999941,null,-4.2348000000000864E-2,-6.1574999999999366E-2,-1.0239999999998872E-3,null,null,-0.25333699999999953]
["Operating income",401.55146297499999,444.26781032599996,null,-42.716347350999968,-9.6149994121012439E-2,null,100.25089484500003,91.653829005000006,null,8.5970658400000275,9.3799309132311715E-2,null,null,100.25089484500003,91.653829005000006,null,111.59551997999998,null,98.051219145000005,null,108.09625296899996,null,115.04783710599999,105.65606816,115.46765209100001,null,null,444.26781032599996]
["General administrative expenses",-142.75125605699998,-123.241051047,null,-19.510205009999979,0.15830930395554188,null,-47.093490056999968,-36.628057108000007,null,-10.465432948999961,0.28572176018351203,null,null,-47.093490056999968,-36.628057108000007,null,-27.295108568000003,null,-31.734600323999999,null,-27.450386703999989,null,-31.271785952999998,-32.729606246000017,-31.789272143999995,null,null,-123.241051047]
["Operating result",258.80020691799996,321.02675927899998,null,-62.226552361000017,-0.19383602943491629,null,53.15740478799998,55.025771896999984,null,-1.8683671090000047,-3.3954400721489364E-2,null,null,53.15740478799998,55.025771896999984,null,84.300411412000003,null,66.316618821000006,null,80.645866264999995,null,83.776051153000012,72.926461913999987,83.67837994700001,null,null,321.02675927899998]
["Net provisioning for impairment losses",-140.87434709999999,-195.65365786999999,null,54.779310769999995,-0.27998102037222083,null,-33.708324100000006,14.779593010000006,null,-48.487917110000012,"–",null,null,-33.708324100000006,14.779593010000006,null,-75.031127690000005,null,-46.914488319999997,null,-53.376503490000005,null,-99.509971759999985,-14.43166907,-28.335513549999998,null,null,-195.65365786999999]
["Other results",-15.336703089999999,-5.2456797170000007,null,-10.091023372999999,1.9236827098492864,null,-4.1960840900000003,-4.3228113309999996,null,0.12672724099999932,-2.9315931530762285E-2,null,null,-4.1960840900000003,-4.3228113309999996,null,-3.1501064080000001,null,-3.6677012609999995,null,-1.2914095700000008,null,-1.3393081279999997,-1.3070905360000007,-1.307871483,null,null,-5.2456797170000007]
["Profit/loss before tax",102.58915672800001,120.12742169199998,null,-17.538264963999978,-0.14599718130109474,null,15.252996598000001,65.482553576000001,null,-50.229556977999998,-0.76706777965985773,null,null,15.252996598000001,65.482553576000001,null,6.1191773140000034,null,15.734429239999999,null,25.977953204999984,null,-17.073228734999983,57.18770230799997,54.034994914000016,null,null,120.12742169199998]
["Income taxes  ",-25.406024181999999,-30.185192999999991,null,4.7791688179999916,-0.15832825113955684,null,-3.5779121419999993,-16.36467704,null,12.786764898000001,-0.78136371813176952,null,null,-3.5779121419999993,-16.36467704,null,-1.5306330000000004,null,-3.9328020000000001,null,-6.6600709999999888,null,4.3423119999999944,-14.294713999999997,-13.572719999999999,null,null,-30.185192999999991]
["Profit/loss after tax",77.18313254600001,89.942228692000029,null,-12.759096146000019,-0.14185879460128259,null,11.675084456000009,49.117876535999997,null,-37.44279207999999,-0.76230478026787285,null,null,11.675084456000009,49.117876535999997,null,4.5885443140000017,null,11.80162724,null,19.317882205000032,null,-12.730916734999992,42.892988308,40.462274913999991,null,null,89.942228692000029]
["Profit attributable to non-controlling interests",-1.09140375,-4.2185062500000002E-2,null,-1.0492186875,">500,0%",null,-0.37430267062500006,-0.23052845437499991,null,-0.14377421625000014,0.62367232123164751,null,null,-0.37430267062500006,-0.23052845437499991,null,-0.34235400000000005,null,-0.14421862499999999,null,0.34632412499999998,null,-0.16875056250000001,-0.13840893749999997,-8.1349687500000004E-2,null,null,-4.2185062500000002E-2]
["Consolidated profit/loss",76.091728796000012,89.900043629500047,null,-13.808314833500035,-0.15359630847797423,null,11.300781785375007,48.887348081625007,null,-37.586566296249998,-0.76884035995352829,null,null,11.300781785375007,48.887348081625007,null,4.2461903139999997,null,11.657408615,null,19.664206330000045,null,-12.899667297499997,42.754579370499997,40.380925226499997,null,null,89.900043629500047]
[]
["Risk-weighted assets (credit risk)",7770.898994539205,8663.471178429123,null,-892.57218388991805,-0.1030270852764309,null,7770.898994539205,7623.2765850581291,null,147.62240948107592,1.9364692836991049E-2,null,null,7770.898994539205,7623.2765850581291,null,8493.4417471513589,null,8653.5107070052945,null,8663.471178429123,null,9067.7733373436313,8653.0381175479088,9109.9711867625938,null,null,8663.471178429123]
["Risk-weighted assets (total RWA)",8590.2244695392073,9106.2748949716224,null,-516.05042543241507,-5.6669761388092099E-2,null,8590.2244695392073,8444.5321600581301,null,145.69230948107725,1.7252857437169755E-2,null,null,8590.2244695392073,8444.5321600581301,null,9266.7430096513599,null,9499.2802945052936,null,9106.2748949716224,null,9679.5651193218837,9235.4263039878424,9391.7676854250949,null,null,9106.2748949716224]
["Total capital requirement",687.21795756313645,728.50199159772978,null,-41.284034034593333,-5.666976138809221E-2,null,687.21795756313645,675.56257280465036,null,11.655384758486093,1.7252857437169533E-2,null,null,687.21795756313645,675.56257280465036,null,741.33944077210879,null,759.94242356042355,null,728.50199159772978,null,774.36520954575076,738.83410431902746,751.34141483400765,null,null,728.50199159772978]
["Assets",13873.346452080001,15614.914961019997,null,-1741.5685089399958,-0.11153237230478219,null,13873.346452080001,14162.30277737,null,-288.95632528999886,-2.0403202066243353E-2,null,null,13873.346452080001,14162.30277737,null,15726.283807700005,null,16593.080693999997,null,15614.914961019997,null,17012.699540900026,16578.952341099997,16423.462952299993,null,null,15614.914961019997]
["Liabilities",12207.0418183,12413.542911779999,null,-206.50109347999933,-1.6635145578305255E-2,null,12207.0418183,10360.427908211987,null,1846.6139100880137,0.17823722402665743,null,null,12207.0418183,10360.427908211987,null,10681.826662695999,null,11356.966684577987,null,12413.542911779999,null,12059.203315450008,10366.612822110004,10729.528488430005,null,null,12413.542911779999]
["Net interest margin (avg. interest bearing assets)",2.0802086453468469E-2,1.5566809341570219E-2,null,0.52352771118982488,0.33631022241132991,null,2.3255361388147548E-2,1.9677789618644716E-2,null,0.35775717695028308,0.18180760333533996,null,null,2.3255361388147548E-2,1.9677789618644716E-2,null,2.2212424663343448E-2,null,1.9102455602394122E-2,null,1.5065795369146666E-2,null,1.609088127090819E-2,1.4846071688245633E-2,1.5725152703266663E-2,null,null,1.5566809341570219E-2]
["NPL ratio",9.3563484761966659E-2,8.6323364454741397E-2,null,0.72401203072252618,8.3872082059790465E-2,null,9.3563484761966659E-2,9.2630865929285641E-2,null,9.3261883268101753E-2,1.0068121714342793E-2,null,null,9.3563484761966659E-2,9.2630865929285641E-2,null,8.265728088375851E-2,null,8.2469729749028678E-2,null,8.6323364454741397E-2,null,6.6293840416333891E-2,6.6249903357265175E-2,6.1982294593192384E-2,null,null,8.6323364454741397E-2]
["NPL coverage ratio",0.56677184451342588,0.5025965328851022,null,6.4175311628323684,0.12768753349716144,null,0.56677184451342588,0.53734996364828391,null,2.9421880865141969,5.4753666801026668E-2,null,null,0.56677184451342588,0.53734996364828391,null,0.60161055040198741,null,0.51701233996453011,null,0.5025965328851022,null,0.55472362001786746,0.47857806265457703,0.50458103108148322,null,null,0.5025965328851022]
["Cost/income ratio ",0.35549928021526717,0.27740261207888717,null,7.8096668136379996,0.28152823634613444,null,0.46975630621364756,0.39963477255273011,null,7.012153366091745,0.175464044865278,null,null,0.46975630621364756,0.39963477255273011,null,0.24458964457436816,null,0.32365329672311638,null,0.25394392451209441,null,0.27181550509452479,0.309774978531626,0.27530889879831349,null,null,0.27740261207888717]
["Provisioning ratio (avg. loans and advances to customers)",9.4163240777984623E-3,1.5346717635063997E-2,null,-0.59303935572655353,-0.38642748881466626,null,9.8396950129505771E-3,-4.0398950261388211E-3,null,1.38795900390894,"–",null,null,9.8396950129505771E-3,-4.0398950261388211E-3,null,1.893251163579809E-2,null,1.1736303090458176E-2,null,"–",null,"–","–","–",null,null,1.5346717635063997E-2]
["Average equity ",1098.7324355383091,1733.1181618349485,null,-634.3857262966394,-0.36603720407902252,null,1098.7324355383091,1096.4383061244857,null,2.2941294138233843,2.0923470121472221E-3,null,null,1098.7324355383091,1096.4383061244857,null,1116.0997263796298,null,1099.1537913115847,null,1733.1181618349485,null,1795.8191349061603,1876.4508345196832,1574.3287229345945,null,null,1733.1181618349485]
["Return on equity before tax",9.3370463462961142E-2,6.9312886067049467E-2,null,2.4057577395911673,0.34708664955373081,null,5.5587463183647191E-2,0.23676900505755508,null,-18.11815418739079,-0.76522491543969329,null,null,5.5587463183647191E-2,0.23676900505755508,null,2.2098336881559415E-2,null,5.7260155455496772E-2,null,5.8891277504964493E-2,null,"–",0.13257920734916767,0.13729024727002939,null,null,6.9312886067049467E-2]
["Business outlets",1,1,null,0,0,null,1,1,null,0,0,null,null,1,1,null,1,null,1,null,1,null,1,1,1,null,null,1]
["indicative loans and advances to customers",13556.921337,15692.599369000001,null,-2135.6780320000016,-0.13609459986717909,null,13556.921337,13849.069645959999,null,-292.14830895999876,-2.1095157756335192E-2,null,null,13556.921337,13849.069645959999,null,15418.211636099999,null,16286.4577214,null,15692.599369000001,null,16986.415327999999,16540.457004000004,16379.464823999997,null,null,15692.599369000001]
["indicative deposits from customers",11989.204569,11884.846660000003,null,104.35790899999665,8.7807535078452403E-3,null,11989.204569,10599.463770040002,null,1389.7407989599978,0.13111425531621523,null,null,11989.204569,10599.463770040002,null,10405.7903291,null,11510.885098100001,null,11884.846660000003,null,11633.844370000001,10018.670763,10387.793872,null,null,11884.846660000003]
[]
["Group Markets"]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015**","Q3\n2015**",null,"Q2\n2015**",null,"Q1\n2015**",null,"Q4\n2014**",null,"Q3\n2014**","Q2\n2014**","Q1\n2014**",null,null,"1/1-31/12\n2014"]
["Net interest income",74.143820388999998,123.24466229600002,null,-49.100841907000017,-0.39840136677946514,null,13.722678986999991,15.748373475000005,null,-2.0256944880000134,-0.12862880672824617,null,null,13.722678986999991,15.748373475000005,null,17.543528075000001,null,27.129239852000001,null,25.331238108000019,null,29.390876039999988,29.794445934000002,38.728102213999996,null,null,123.24466229600002]
["Net fee and commission income ",121.68285143000001,110.846836244,null,10.836015186000012,9.7756648301151161E-2,null,31.01877729000002,23.690467370999997,null,7.3283099190000236,0.30933581023271683,null,null,31.01877729000002,23.690467370999997,null,39.554014449999997,null,27.419592318999999,null,26.950017545000009,null,25.571853133999998,29.254537251999999,29.070428313000001,null,null,110.846836244]
["Net trading income",78.136376611000003,101.13923896200001,null,-23.002862351000005,-0.22743756614228261,null,28.111281411999997,14.401855402000002,null,13.709426009999994,0.95192082043096682,null,null,28.111281411999997,14.401855402000002,null,13.657002670000004,null,21.966237126999999,null,28.977989982,null,33.364727121000001,24.512831811000002,14.283690048,null,null,101.13923896200001]
["Recurring other net operating income",13.927873999999997,20.235786947000001,null,-6.3079129470000037,-0.31172066416399813,null,4.8642139999999969,2.9596825000000009,null,1.904531499999996,0.64349182724836052,null,null,4.8642139999999969,2.9596825000000009,null,3.7682579999999999,null,2.3357195000000002,null,7.0085895620000009,null,4.8025845299999981,4.9054331780000009,3.5191796769999999,null,null,20.235786947000001]
["Operating income",287.89092243000005,355.46652444900002,null,-67.575602018999973,-0.19010398271327311,null,77.716951689000027,56.800378747999972,null,20.916572941000055,0.36824706810139984,null,null,77.716951689000027,56.800378747999972,null,74.522803195000037,null,78.850788798000011,null,88.267835197000068,null,93.130040824999952,88.467248175000009,85.601400251999991,null,null,355.46652444900002]
["General administrative expenses",-215.67570281100004,-237.89301529599999,null,22.217312484999951,-9.3392033630562477E-2,null,-56.996971730000041,-50.619815189999997,null,-6.3771565400000441,0.12598142676071755,null,null,-56.996971730000041,-50.619815189999997,null,-49.865534605999997,null,-58.193381285000001,null,-54.577756006999991,null,-58.565718307000019,-62.901688640999986,-61.847852341000007,null,null,-237.89301529599999]
["Operating result",72.21521961900001,117.57350915300002,null,-45.358289534000008,-0.38578664412384467,null,20.719979959000018,6.1805635579999461,null,14.539416401000071,2.3524418549471373,null,null,20.719979959000018,6.1805635579999461,null,24.657268589000036,null,20.657407513000006,null,33.690079190000077,null,34.564322517999926,25.56555953400003,23.753547910999988,null,null,117.57350915300002]
["Net provisioning for impairment losses",6.5873232149999996,1.0502006100000001,null,5.5371226049999995,">500,0%",null,6.7304312150000003,1.2158493049999999,null,5.5145819100000004,4.5355800980615779,null,null,6.7304312150000003,1.2158493049999999,null,-0.15797670499999983,null,-1.2009806000000001,null,-1.8935343300000003,null,1.2183452300000004,-0.26499208000000024,1.99038179,null,null,1.0502006100000001]
["Other results",15.420820833000004,-13.688804366000001,null,29.109625199000007,"–",null,25.047550833000006,-1.8887285890000021,null,26.936279422000009,"–",null,null,25.047550833000006,-1.8887285890000021,null,-0.95512628200000016,null,-6.7828751289999998,null,-7.2998703740000002,null,-1.3313351869999996,-0.97809280100000073,-4.0795060039999997,null,null,-13.688804366000001]
["Profit/loss before tax",94.223363667000001,104.93490539699999,null,-10.711541729999993,-0.10207796623511545,null,52.497962006999998,5.5076842739999989,null,46.990277732999999,">500,0%",null,null,52.497962006999998,5.5076842739999989,null,23.544165602,null,12.673551783999999,null,24.496674485999989,null,34.451332561000008,24.322474652999993,21.664423697000004,null,null,104.93490539699999]
["Income taxes  ",-22.562714440000001,-24.153094159000002,null,1.5903797190000013,-6.5845796341061691E-2,null,-12.539977050000001,-1.5451528649999986,null,-10.994824185000002,">500,0%",null,null,-12.539977050000001,-1.5451528649999986,null,-5.6491679930000007,null,-2.8284165320000003,null,-7.074402980000003,null,-7.0533737769999973,-5.5508060000000006,-4.4745114020000001,null,null,-24.153094159000002]
["Profit/loss after tax",71.660649227000007,80.781811238000003,null,-9.1211620109999956,-0.11291108569139596,null,39.957984957000015,3.9625314090000003,null,35.995453548000015,">500,0%",null,null,39.957984957000015,3.9625314090000003,null,17.894997609000001,null,9.8451352520000004,null,17.422271506000005,null,27.397958784000004,18.771668652999999,17.189912295000003,null,null,80.781811238000003]
["Profit attributable to non-controlling interests",0,-2.5114031800000046E-3,null,2.5114031800000046E-3,"–",null,0,-3.7815505200000038E-3,null,3.7815505200000038E-3,"–",null,null,0,-3.7815505200000038E-3,null,2.6913092600000027E-3,null,1.090241260000001E-3,null,2.4256555899999999E-3,null,1.880791320000001E-3,1.7552184300000028E-3,-8.573068520000008E-3,null,null,-2.5114031800000046E-3]
["Consolidated profit/loss",71.660649227000007,80.779299834820009,null,-9.1186506078200011,-0.11288350637435707,null,39.957984957000001,3.9587498584799974,null,35.999235098520003,">500,0%",null,null,39.957984957000001,3.9587498584799974,null,17.897688918260002,null,9.8462254932600004,null,17.424697161590004,null,27.399839575320001,18.773423871430001,17.181339226479999,null,null,80.779299834820009]
[]
["Risk-weighted assets (credit risk)",1634.0326292596571,3081.6341322814073,null,-1447.6015030217502,-0.46975125562685027,null,1634.0326292596571,2392.8990545197694,null,-758.86642526011224,-0.31713265289095494,null,null,1634.0326292596571,2392.8990545197694,null,2639.0152792356694,null,2871.11957915945,null,3081.6341322814073,null,3530.1215496901168,3932.4241432939507,4624.1860777784641,null,null,3081.6341322814073]
["Risk-weighted assets (total RWA)",3781.0662540944068,3916.3088690004079,null,-135.24261490600111,-3.4533184033699649E-2,null,3781.0662540944068,4369.5957681978944,null,-588.5295141034876,-0.13468740481369712,null,null,3781.0662540944068,4369.5957681978944,null,5282.8011063855447,null,5055.450040216826,null,3916.3088690004079,null,4271.8654370634913,4573.2435339103258,5928.1130379561528,null,null,3916.3088690004079]
["Total capital requirement",302.48530032755252,313.30470952003265,null,-10.819409192480123,-3.453318403369976E-2,null,302.48530032755252,349.56766145583157,null,-47.082361128279047,-0.13468740481369723,null,null,302.48530032755252,349.56766145583157,null,422.62408851084359,null,404.43600321734607,null,313.30470952003265,null,341.74923496507932,365.85948271282604,474.24904303649225,null,null,313.30470952003265]
["Assets",13460.864596003001,16684.026346614002,null,-3223.1617506110015,-0.19318848362194885,null,13460.864596003001,14690.107234698002,null,-1229.242638695001,-8.3678261775484652E-2,null,null,13460.864596003001,14690.107234698002,null,14651.135254968995,null,18543.312298671011,null,16684.026346614002,null,18032.50589436699,18332.856225867006,16578.624517643999,null,null,16684.026346614002]
["Liabilities",19229.383430309001,15554.79024273199,null,3674.5931875770111,0.23623547024647107,null,19229.383430309001,17110.157537805004,null,2119.2258925039969,0.12385776623164069,null,null,19229.383430309001,17110.157537805004,null,21158.520291524004,null,22025.650361284988,null,15554.79024273199,null,17409.289919096002,16435.818325532,17445.985078953003,null,null,15554.79024273199]
["Net interest margin (avg. interest bearing assets)",7.6636398832982226E-3,9.8295813923107225E-3,null,-0.21659415090125,-0.22034931321763374,null,6.3836368131105371E-3,7.0748958525381489E-3,null,-6.9125903942761191E-2,-9.7705896148226667E-2,null,null,6.3836368131105371E-3,7.0748958525381489E-3,null,6.9719802109829672E-3,null,9.6641794475689456E-3,null,9.4556183195486972E-3,null,9.4859799863729975E-3,9.5500690810892876E-3,1.0851946701201804E-2,null,null,9.8295813923107225E-3]
["NPL ratio",5.7494639110699589E-2,5.5351590373862815E-2,null,0.21430487368367737,3.8717021902386461E-2,null,5.7494639110699589E-2,0.14420608539503943,null,-8.6711446284339839,-0.60130226853327118,null,null,5.7494639110699589E-2,0.14420608539503943,null,0.13545227020127604,null,7.488721168515898E-2,null,5.5351590373862815E-2,null,0.10565842508267943,0.11449092932127954,0.16010724483256147,null,null,5.5351590373862815E-2]
["NPL coverage ratio",0.81975072676919225,0.7608006599995627,null,5.8950066769629554,7.748424767358042E-2,null,0.81975072676919225,0.75098520114363554,null,6.8765525625556716,9.1567084838472645E-2,null,null,0.81975072676919225,0.75098520114363554,null,0.67554225681141122,null,0.789321036657883,null,0.7608006599995627,null,0.73653141763337693,0.65672148658363649,0.653431732069918,null,null,0.7608006599995627]
["Cost/income ratio ",0.74915770525359671,0.66924168362900605,null,7.9916021624590661,0.11941279746838385,null,0.73339175676993651,0.89118798687204837,null,-15.779623010211186,-0.17706278857725144,null,null,0.73339175676993651,0.89118798687204837,null,0.6691312251837791,null,0.7380190125184396,null,0.61831986572675013,null,0.62885957944601867,0.71101667496848164,0.72250982062124613,null,null,0.66924168362900605]
["Provisioning ratio (avg. loans and advances to customers)",-2.396067852719785E-3,-3.5132414531362254E-4,null,-0.20447437074061622,">500,0%",null,-1.3919429993231631E-2,-2.4272065156727149E-3,null,-1.1492223477558916,4.7347530600929426,null,null,-1.3919429993231631E-2,-2.4272065156727149E-3,null,2.1464719738583244E-4,null,1.1148962667602773E-3,null,"–",null,"–","–","–",null,null,-3.5132414531362254E-4]
["Average equity ",548.18433923941336,653.19242602439203,null,-105.00808678497867,-0.16076133555941963,null,548.18433923941336,562.28028764144665,null,-14.095948402033287,-2.5069255870876161E-2,null,null,548.18433923941336,562.28028764144665,null,570.80009762430916,null,530.02142206307667,null,653.19242602439203,null,550.40643541138081,541.2012376813899,873.40094896397648,null,null,653.19242602439203]
["Return on equity before tax",0.17188262582935446,0.1606492990674718,null,1.1233326761882656,6.99245301852498E-2,null,0.37820537988290143,3.8886450392189686E-2,null,33.931892949071177,">500,0%",null,null,0.37820537988290143,3.8886450392189686E-2,null,0.17110250975970109,null,9.5645581528904691E-2,null,0.16282284917935472,null,0.25248142467442802,0.13755089527002134,9.9218686321320013E-2,null,null,0.1606492990674718]
["Business outlets",5,5,null,0,0,null,5,4,null,1,0.25,null,null,5,4,null,4,null,5,null,5,null,5,4,4,null,null,5]
["indicative loans and advances to customers",1929.8907785819999,4030.6231022919997,null,-2100.7323237099999,-0.52119294471254962,null,1929.8907785819999,1938.331537,null,-8.4407584180000867,-4.3546515427717036E-3,null,null,1929.8907785819999,1938.331537,null,2069.0713672000002,null,3818.7932561999996,null,4030.6231022919997,null,2517.4065938599997,2474.2864494099999,1761.0862350100001,null,null,4030.6231022919997]
["indicative deposits from customers",3422.6202439999997,2343.0111778400001,null,1079.6090661599997,0.46077845311659216,null,3422.6202439999997,3728.7277280000003,null,-306.10748400000057,-8.2094351298797941E-2,null,null,3422.6202439999997,3728.7277280000003,null,3169.7050012,null,3762.6018721999994,null,2343.0111778400001,null,721.96321375999992,818.59973209000009,1016.89709299,null,null,2343.0111778400001]
[]
["Corporate Center"]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014\nrestated",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015\nrestated",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015**","Q3\n2015**\nrestated",null,"Q2\n2015**",null,"Q1\n2015**",null,"Q4\n2014**\nrestated",null,"Q3\n2014**","Q2\n2014**","Q1\n2014**",null,null,"1/1-31/12\n2014\nrestated"]
["Net interest income",1123.7632404609999,1049.0516330599999,null,74.711607401000037,7.1218236592485162E-2,null,337.81572424299981,36.463609289000047,null,301.35211495399977,">500,0%",null,null,337.81572424299981,36.463609289000047,null,497.25577670299998,null,252.22813022600002,null,108.43001514499998,null,216.69352399799985,597.11386891100005,126.814225006,null,null,1049.0516330599999]
["Net fee and commission income ",17.399455046,-8.6406290859999988,null,26.040084131999997,"–",null,5.4081820500000006,12.681166258999999,null,-7.2729842089999988,-0.57352644547486009,null,null,5.4081820500000006,12.681166258999999,null,-6.0886254270000002,null,5.3987321640000001,null,-2.3673160309999997,null,1.6588447609999994,-3.5596389529999986,-4.3725188629999998,null,null,-8.6406290859999988]
["Net trading income",-147.13123196200002,-54.71414102,null,-92.417090942000016,1.6890896799095909,null,-14.644344555000004,-51.996485462999992,null,37.352140907999988,-0.71835895398313554,null,null,-14.644344555000004,-51.996485462999992,null,-8.3952603120000191,null,-72.095141631999994,null,-23.484583493999995,null,-1.0890603159999992,-3.2609411000000037,-26.879556109999999,null,null,-54.71414102]
["Recurring other net operating income",153.895432876,133.77239158499998,null,20.123041291000021,0.15042746154548414,null,44.243583685000033,48.03556593499998,null,-3.7919822499999469,-7.8941138221023999E-2,null,null,44.243583685000033,48.03556593499998,null,35.546916716000005,null,26.069366540000004,null,40.337330281999989,null,32.420131892999997,31.910375522999995,29.104553887000002,null,null,133.77239158499998]
["Operating income",1147.9268964209998,1119.4692545389998,null,28.457641881999962,2.5420655160126593E-2,null,372.82314542299957,45.183856020000064,null,327.63928940299951,">500,0%",null,null,372.82314542299957,45.183856020000064,null,518.31880768000008,null,211.60108729800001,null,122.91544590199989,null,249.68344033599982,622.20366438100007,124.66670392000002,null,null,1119.4692545389998]
["General administrative expenses",-305.84985728000004,-263.65134206900001,null,-42.198515211000029,0.1600542401182099,null,-48.888880042000054,-82.843429984000011,null,33.954549941999957,-0.40986412499528058,null,null,-48.888880042000054,-82.843429984000011,null,-94.787338408000025,null,-79.330208845999991,null,-60.751516707000008,null,-63.472921725999974,-67.184891867000019,-72.242011768999987,null,null,-263.65134206900001]
["Operating result",842.07703914099977,855.8179124699999,null,-13.740873329000124,-1.6055837496252168E-2,null,323.93426538099959,-37.659573963999982,null,361.59383934499959,"–",null,null,323.93426538099959,-37.659573963999982,null,423.53146927200009,null,132.27087845200001,null,62.163929194999945,null,186.21051860999992,555.01877251400003,52.424692151000023,null,null,855.8179124699999]
["Net provisioning for impairment losses",-23.089710870000001,-9.7125467400000005,null,-13.377164130000001,1.3773075680457421,null,-13.664924870000002,-7.8798078900000004,null,-5.7851169800000015,0.73416979966500184,null,null,-13.664924870000002,-7.8798078900000004,null,1.0424813600000002,null,-2.5874594700000002,null,-5.8224381600000008,null,1.9223765100000001,2.5417781500000003,-8.3542632399999999,null,null,-9.7125467400000005]
["Other results",-226.40066402799997,-430.05734574800005,"*",203.65668172000008,-0.47355703543623795,null,-189.58267602799998,-18.037291838999998,"*",-171.54538418899998,">500,0%",null,null,-189.58267602799998,-18.037291838999998,"*",-46.485361007000002,null,27.704664846,null,-412.81549279000006,"*",83.550814147000054,-41.757282593999989,-59.035384511000011,null,null,-430.05734574800005,"*"]
["Profit/loss before tax",592.58666424299997,416.0480199819998,"*",176.53864426100017,0.42432276031174965,null,120.68666448299984,-63.576673693000046,"*",184.26333817599988,"–",null,null,120.68666448299984,-63.576673693000046,"*",378.088589625,null,157.38808382799999,null,-356.47400175500013,"*",271.68370926699998,515.80326806999994,-14.964955599999987,null,null,416.0480199819998,"*"]
["Income taxes  ",21.643511608000001,-172.74648248,null,194.38999408800001,"–",null,-3.2366281060000031,12.240901265000002,null,-15.477529371000005,"–",null,null,-3.2366281060000031,12.240901265000002,null,15.421916973999998,null,-2.7826785249999997,null,-158.851576693,null,-35.756067710000004,4.6944659230000001,17.166695999999998,null,null,-172.74648248]
["Profit/loss after tax",614.23017585100001,243.3015375019998,"*",370.92863834900021,1.5245634785433748,null,117.45003637699983,-51.335772427999942,"*",168.78580880499976,"–",null,null,117.45003637699983,-51.335772427999942,"*",393.510506599,null,154.605405303,null,-515.32557844800021,"*",235.92764155699999,520.497733993,2.2017404000000096,null,null,243.3015375019998,"*"]
["Profit attributable to non-controlling interests",-18.500125523639873,-2.0558524217878005,null,-16.444273101852072,">500,0%",null,-3.9014402553886711,-2.9713370936251993,null,-0.93010316176347185,0.31302512386054904,null,null,-3.9014402553886711,-2.9713370936251993,null,-10.526091651244302,null,-1.1012565233817,null,-8.8403482994560001,null,8.7071281898681985,-0.22669026140000029,-1.6959420507999998,null,null,-2.0558524217878005]
["Consolidated profit/loss",595.73005032736012,241.24568508021201,"*",354.48436524714811,1.4693915256112673,null,113.54859612161115,-54.30710952162498,"*",167.85570564323615,"–",null,null,113.54859612161115,-54.30710952162498,"*",382.98441494775562,null,153.50414877961833,null,-524.1659267474563,"*",244.63476974686824,520.2710437316,0.50579834920002031,null,null,241.24568508021201,"*"]
[]
["Risk-weighted assets (credit risk)",13707.963597881317,16567.461065723088,null,-2859.4974678417711,-0.17259720463492567,null,13707.963597881317,15007.320308338234,null,-1299.3567104569174,-8.6581527132127634E-2,null,null,13707.963597881317,15007.320308338234,null,14696.682432748685,null,15810.626043261324,null,16567.461065723088,null,18179.320278934778,17576.997786262815,18751.118727562494,null,null,16567.461065723088]
["Risk-weighted assets (total RWA)",14777.338697881314,18622.4465255631,null,-3845.1078276817861,-0.20647705028464403,null,14777.338697881314,16378.046683338234,null,-1600.7079854569201,-9.7734975141166136E-2,null,null,14777.338697881314,16378.046683338234,null,15756.268895248684,null,17715.038905761321,null,18622.4465255631,null,20189.39400393478,19595.770711262812,19193.386865062497,null,null,18622.4465255631]
["Total capital requirement",1182.1870958305053,1489.7957220450478,null,-307.60862621454248,-0.2064770502846438,null,1182.1870958305053,1310.2437346670588,null,-128.05663883655347,-9.7734975141166025E-2,null,null,1182.1870958305053,1310.2437346670588,null,1260.5015116198947,null,1417.2031124609057,null,1489.7957220450478,null,1615.1515203147824,1567.661656901025,1535.4709492049999,null,null,1489.7957220450478]
["Assets",27287.162560438006,31001.591,"*",-3714.4284395619943,-0.11981412307394146,null,27287.162560438006,27557.084081975005,"*",-269.92152153699863,-9.794995752600455E-3,null,null,27287.162560438006,27557.084081975005,"*",30373.256390431008,null,29445.65050924501,null,31001.591,"*",34864.718954362004,32702.937560633,33405.352230739023,null,null,31001.591,"*"]
["Liabilities",17009.803834411996,21793.558119486992,null,-4783.754285074996,-0.21950313293713797,null,17009.803834411996,22373.941441753988,null,-5364.1376073419924,-0.23974933613312766,null,null,17009.803834411996,22373.941441753988,null,23126.408497535991,null,26265.391748172999,null,21793.558119486992,null,28388.843662017993,27584.104636193995,23434.699293113001,null,null,21793.558119486992]
["Net interest margin (avg. interest bearing assets)","–","–","*","–","–",null,"–","–","*","–","–",null,null,"–","–","*","–",null,"–",null,"–","*","–","–","–",null,null,"–","*"]
["NPL ratio","–","–",null,"–","–",null,"–","–",null,"–","–",null,null,"–","–",null,"–",null,"–",null,"–",null,"–","–","–",null,null,"–"]
["NPL coverage ratio","–","–","*","–","–",null,"–","–",null,"–","–",null,null,"–","–",null,"–",null,"–",null,"–","*","–","–","–",null,null,"–","*"]
["Cost/income ratio ",0.26643670274960629,0.23551458961467617,null,3.0922113134930123,0.13129595574321562,null,0.131131558161901,1.8334741051611534,null,-170.23425469992523,-0.9284791872474385,null,null,0.131131558161901,1.8334741051611534,null,0.18287458800167614,null,0.37490454259471001,null,0.49425453620724774,null,0.25421358196836863,0.10797893955484651,0.57948120466358422,null,null,0.23551458961467617]
["Provisioning ratio (avg. loans and advances to customers)","–","–","*","–","–",null,"–","–",null,"–","–",null,null,"–","–",null,"–",null,"–",null,"–","*","–","–","–",null,null,"–","*"]
["Average equity ",2039.6591901069198,2660.7746661445326,null,-621.11547603761278,-0.23343407615106704,null,2039.6591901069198,2070.703791572379,null,-31.044601465459209,-1.4992294693141783E-2,null,null,2039.6591901069198,2070.703791572379,null,2090.6199421565561,null,2153.5014708596441,null,2660.7746661445326,null,2720.6552033476787,2824.9355405426577,2718.7508326569637,null,null,2660.7746661445326]
["Return on equity before tax",0.29053219655727702,0.15636349266090022,null,13.41687038963768,0.85805645303244504,null,0.23489247155625806,"–",null,"–","–",null,null,0.23489247155625806,"–","*",0.71268194819393904,null,0.29233893908634856,null,"–","*",0.39192752846584383,0.74434696820310409,"–",null,null,0.15636349266090022,"*"]
["Business outlets",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,0,0,null,null,0]
[]
["Non-Core"]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014\nrestated",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015\nrestated",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015**","Q3\n2015**\nrestated",null,"Q2\n2015**\nrestated",null,"Q1\n2015**\nrestated",null,"Q4\n2014**\nrestated",null,"Q3\n2014**","Q2\n2014**","Q1\n2014**",null,null,"1/1-31/12\n2014\nrestated"]
["Net interest income",384.90793054600005,495.93925228999996,null,-111.03132174399991,-0.22388089111985532,null,82.54138866100007,94.574053485000007,null,-12.032664823999937,-0.12723008458031659,null,null,82.54138866100007,94.574053485000007,null,101.50436332699999,null,106.288125073,null,91.917655143999923,null,133.11605656200007,140.39534418499994,130.51019639899999,null,null,495.93925228999996]
["Net fee and commission income ",171.74005879700002,171.22677898900005,null,0.51327980799996453,2.9976608275328331E-3,null,43.684252242000007,44.940147179999997,null,-1.2558949379999902,-2.7945946259804622E-2,null,null,43.684252242000007,44.940147179999997,null,42.561664601000004,null,40.553994773999996,null,43.022991751000077,null,42.789138796999993,42.12700599599998,43.287642445000003,null,null,171.22677898900005]
["Net trading income",0.54153097800000005,-0.79698462300000028,null,1.3385156010000003,"–",null,-2.0183210480000007,-4.5525633750000001,null,2.5342423269999994,-0.55666272344863277,null,null,-2.0183210480000007,-4.5525633750000001,null,5.2793060359999995,null,1.8331093650000001,null,-1.8136965889999992,null,6.2369376940000008,0.60031000499999843,-5.8205357329999998,null,null,-0.79698462300000028]
["Recurring other net operating income",19.487819759999997,6.0382208770000014,null,13.449598882999997,2.2274108809484665,null,5.1377926389999988,4.7196220049999988,null,0.41817063399999999,8.860256892543239E-2,null,null,5.1377926389999988,4.7196220049999988,null,6.5007121860000003,null,3.1296929299999996,null,-1.042013063999998,null,3.3160800359999993,2.6396599739999997,1.1244939310000004,null,null,6.0382208770000014]
["Operating income",576.67734008100001,672.40726753299998,null,-95.72992745199997,-0.14236896606311855,null,129.34511249400003,139.68125929499999,null,-10.336146800999956,-7.3998092894985379E-2,null,null,129.34511249400003,139.68125929499999,null,155.84604615000001,null,151.80492214200001,null,132.08493724200005,null,185.45821308900003,185.76232015999992,169.10179704200002,null,null,672.40726753299998]
["General administrative expenses",-462.45191232299999,-433.34764562199996,null,-29.104266701000029,6.7161474153679901E-2,null,-152.25667830800003,-104.08424349999999,null,-48.172434808000048,0.46282158747687929,null,null,-152.25667830800003,-104.08424349999999,null,-100.95018306999999,null,-105.16080744500002,null,-103.77366846499987,null,-106.20887893599999,-110.731963737,-112.63313448400007,null,null,-433.34764562199996]
["Operating result",114.22542775800004,239.05962191099999,null,-124.83419415299996,-0.52218853671355148,null,-22.911565813999943,35.597015795000011,null,-58.508581608999954,"–",null,null,-22.911565813999943,35.597015795000011,null,54.895863080000012,null,46.644114696999985,null,28.311260777000044,null,79.249334153000035,75.030356422999915,56.468670557999999,null,null,239.05962191099999]
["Net provisioning for impairment losses",-374.736770111,-360.61674925399996,"*",-14.120020857000043,3.9155199768756699E-2,null,-226.70419674057433,-51.935870613000006,null,-174.76832612757431,3.3650793577691234,null,null,-226.70419674057433,-51.935870613000006,null,-80.276540816425637,"*",-15.820161941,null,-150.98620577299994,"*",-162.17507586400001,-22.608502823000002,-24.846964793999998,null,null,-360.61674925399996,"*"]
["Other results",-2.3053421160000003,-4.0178558149999999,null,1.7125136989999996,-0.42622577261399308,null,-0.54389254600000037,-0.55787999099999996,null,1.3987444999999599E-2,-2.5072498074231175E-2,null,null,-0.54389254600000037,-0.55787999099999996,null,-0.1447642350000001,null,-1.0588053439999998,null,-0.46265116700000031,null,-1.3218584069999997,-2.0612386220000003,-0.1721076189999996,null,null,-4.0178558149999999]
["Profit/loss before tax",-262.81668446900005,-125.57498315799995,"*",-137.2417013110001,1.0929063883554013,null,-250.15965510057427,-16.896734809000002,null,-233.26292029157426,">500,0%",null,null,-250.15965510057427,-16.896734809000002,null,-25.525441971425632,"*",29.765147412000001,null,-123.13759616300024,"*",-84.247600118000008,50.360614978000001,31.449598145000287,null,null,-125.57498315799995,"*"]
["Income taxes  ",-23.540841954000001,-71.468773255000002,null,47.927931301000001,-0.6706135997324808,null,-7.8526341270000017,-1.710526011,null,-6.1421081160000019,3.5907715384048622,null,null,-7.8526341270000017,-1.710526011,null,-1.4334005480000014,null,-12.544281267999999,null,-50.500860865999996,null,-4.8234142869999994,-8.1274566959999994,-8.0170414060000006,null,null,-71.468773255000002]
["Profit/loss after tax",-286.35752642299997,-197.04375641299998,"*",-89.313770009999985,0.45326871369017141,null,-258.01228922757429,-18.60726082,null,-239.40502840757429,">500,0%",null,null,-258.01228922757429,-18.60726082,null,-26.95884251942563,"*",17.220866143999999,null,-173.63845702899999,"*",-89.071014405000014,42.233158282000012,23.432556738999999,null,null,-197.04375641299998,"*"]
["Profit attributable to non-controlling interests",-8.8718128092008849E-3,1.0107486274499999,null,-1.0196204402592008,"–",null,5.2020670870798924E-2,2.8591285070000062E-2,null,2.3429385800798862E-2,0.81945899750349382,null,null,5.2020670870798924E-2,2.8591285070000062E-2,null,-0.17572492962999997,null,8.6241160880000084E-2,null,1.8815905357199996,null,-0.18877973523999991,-0.45733291616500005,-0.224729256865,null,null,1.0107486274499999]
["Consolidated profit/loss",-286.36639823580919,-196.03300778555001,"*",-90.333390450259174,0.46080704199100619,null,-257.96026855670357,-18.57866953493,null,-239.38159902177358,">500,0%",null,null,-257.96026855670357,-18.57866953493,null,-27.134567449055631,"*",17.307107304879999,null,-171.75686649328003,"*",-89.259794140240004,41.775825365835018,23.207827482134999,null,null,-196.03300778555001,"*"]
[]
["Risk-weighted assets (credit risk)",9192.474846991181,9969.8009786459115,null,-777.32613165473049,-7.7968069103853455E-2,null,9192.474846991181,10270.563565450817,null,-1078.0887184596359,-0.10496879860480313,null,null,9192.474846991181,10270.563565450817,null,10802.620287355743,null,11800.756422074632,null,9969.8009786459115,null,11993.656353796381,11568.644649180342,11066.996678721367,null,null,9969.8009786459115]
["Risk-weighted assets (total RWA)",10611.237627187304,11829.451058794601,null,-1218.213431607297,-0.10298140002883871,null,10611.237627187304,11945.566017911195,null,-1334.3283907238911,-0.11170072550126109,null,null,10611.237627187304,11945.566017911195,null,12510.481736354619,null,13252.630526592506,null,11829.451058794601,null,13448.673077761134,13055.115721009903,12468.548443426867,null,null,11829.451058794601]
["Total capital requirement",848.89901017498437,946.35608470356806,null,-97.457074528583689,-0.10298140002883871,null,848.89901017498437,955.64528143289544,null,-106.74627125791108,-0.11170072550126087,null,null,848.89901017498437,955.64528143289544,null,1000.8385389083696,null,1060.2104421274005,null,946.35608470356806,null,1075.8938462208907,1044.4092576807923,997.48387547414939,null,null,946.35608470356806]
["Assets",18834.739821085997,21281.118930694167,"*",-2446.3791096081695,-0.11495537981697523,null,18834.739821085997,20000.601049266999,"*",-1165.8612281810019,-5.8291309611604336E-2,null,null,18834.739821085997,20000.601049266999,"*",19968.741446472995,"*",21659.551583672008,"*",21281.118930694167,"*",22111.772407414999,23025.875325816003,22456.803009040999,null,null,21281.118930694167,"*"]
["Liabilities",17147.626950101989,20901.591648333993,null,-3753.9646982320046,-0.17960185814515339,null,17147.626950101989,17815.629887997999,null,-668.00293789600983,-3.7495330903008273E-2,null,null,17147.626950101989,17815.629887997999,null,17658.425733243996,null,19602.604347358989,null,20901.591648333993,null,22099.544920187003,21623.15104688099,17016.117384025998,null,null,20901.591648333993]
["Net interest margin (avg. interest bearing assets)",2.0109333608526556E-2,2.3224591658999639E-2,"*",-0.31152580504730831,-0.13413618186332699,null,1.8526844953732861E-2,2.0056268900913259E-2,"*",-0.15294239471803986,-7.6256653455157641E-2,null,null,1.8526844953732861E-2,2.0056268900913259E-2,"*",2.0478516838418222E-2,"*",2.0718022999999999E-2,"*",1.7929467079594301E-2,"*",2.4886177089006711E-2,2.6117213132143002E-2,2.3797126613105245E-2,null,null,2.3224591658999639E-2,"*"]
["NPL ratio",0.15360027349596167,0.12199990412913841,"*",3.1600369366823253,0.25901962458408057,null,0.15360027349596167,0.14760376523800314,"*",0.59965082579585272,4.0625713363676486E-2,null,null,0.15360027349596167,0.14760376523800314,"*",0.14901281738699629,"*",0.14195671290754225,"*",0.12199990412913841,"*",0.12521203056871236,9.2164125598344096E-2,9.4363847101248344E-2,null,null,0.12199990412913841,"*"]
["NPL coverage ratio",0.62427961055410608,0.57821835583971459,"*",4.6061254714391486,7.9660658035491272E-2,null,0.62427961055410608,0.5758686241329054,"*",4.8410986421200679,8.4066025465606709E-2,null,null,0.62427961055410608,0.5758686241329054,"*",0.55503705455370755,"*",0.52442770529589922,"*",0.57821835583971459,"*",0.5889944470126991,0.67636669843958253,0.66307321926426588,null,null,0.57821835583971459,"*"]
["Cost/income ratio ",0.80192488967581776,0.6444719837902888,null,15.745290588552896,0.24431303430680096,null,1.1771351493088911,0.74515539182088231,null,43.197975748800879,0.57971768335784435,null,null,1.1771351493088911,0.74515539182088231,null,0.64775581776926583,null,0.69273648022184309,null,0.78565867260754008,null,0.57268360978454558,0.59609485735118328,0.6660670463249142,null,null,0.6444719837902888]
["Provisioning ratio (avg. loans and advances to customers)",2.6760208209219628E-2,1.5800000000000002E-2,"*",1.0960208209219626,0.69368406387465975,null,7.1634080722690396E-2,1.4816526718653371E-2,null,5.681755400403703,3.8347417774036181,null,null,7.1634080722690396E-2,1.4816526718653371E-2,null,2.1337870552901168E-2,"*",4.2678721507810524E-3,null,8.1600000000000006E-2,"*","–","–","–",null,null,1.5800000000000002E-2,"*"]
["Average equity ",1459.5962373396794,1749.5157748805095,null,-289.91953754083011,-0.16571416028565467,null,1459.5962373396794,1480.7113215408976,null,-21.115084201218224,-1.4260095059748013E-2,null,null,1459.5962373396794,1480.7113215408976,null,1485.5822662949761,null,1452.6287861941057,null,1749.5157748805095,null,1826.6522000882449,1901.1978000925776,1807.8600431410694,null,null,1749.5157748805095]
["Return on equity before tax","–","–","*","–","–",null,"–","–",null,"–","–",null,null,"–","–",null,"–","*",8.196215769614433E-2,null,"–","*","–",0.10862190261038235,6.9584143450304115E-2,null,null,"–","*"]
["Business outlets",378,374,null,4,1.0695187165775444E-2,null,378,379,null,-1,-2.6385224274406704E-3,null,null,378,379,null,373,null,374,null,374,null,392,393,397,null,null,374]
["indicative loans and advances to customers",12098.229197653,14808.020977369997,null,-2709.7917797169976,-0.18299486365248752,null,12098.229197653,13559.771333283001,null,-1461.5421356300012,-0.10778516095198354,null,null,12098.229197653,13559.771333283001,null,14482.358431239996,null,15614.94308682,null,14808.020977369997,null,15638.032864974999,15919.703251997002,15885.788054131996,null,null,14808.020977369997]
["indicative deposits from customers",9509.666195578,10060.776864259002,null,-551.1106686810017,-5.4778142495022109E-2,null,9509.666195578,10127.706417422,null,-618.04022184399946,-6.1024697633496494E-2,null,null,9509.666195578,10127.706417422,null,10255.406162599998,null,10553.924052905004,null,10060.776864259002,null,10044.561084124,9857.9360043350007,10026.737227880005,null,null,10060.776864259002]
[]
["* figures restated.",null,null,null,null,null,null,null,null,null,null,null,null,null,"* figures restated.",null,null,null,null,null,null,null,null,null,null,null,null,null,"* figures restated."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"**NPL-ratio and coverage-ratio reporting values as at 1-3, 1-6, 1-9, 1-12."]

{"sheet":"Asset Quality","index":8,"n_rows":163,"n_cols":8,"rows_kept":163,"cut":false,"hidden":false,"merged":[[56,0,56,1],[5,0,5,1],[22,0,22,1],[39,0,39,1],[18,0,18,3]]}
["Asset quality"]
[]
[]
["Corporate customers"]
[]
["Internal Rating\n€ million",null,"31/12/\n2015","31/12/\n2014","31/12/\n2013","31/12/\n2012*","31/12/\n2011","31/12/\n2010"]
[1,"Minimal risk",3544.7079240369198,4196.7711369988801,3558.0514848288699,1185.4934233793399,1266.1703024978499,1171.2291225474]
[2,"Excellent credit standing",8535.6997338139299,10171.799872031901,9768.6966025499896,8438.7695142782395,7899.6534512703101,7642.7737863026596]
[3,"Very good credit standing",8100.46243546593,9004.4022259430094,9864.1445397748703,8983.0942640949997,8938.7311613616093,7729.2053145277796]
[4,"Good credit standing",10176.389672973801,10044.499859179599,10501.659298832999,12419.2784524614,12745.700555405099,9959.6419081932108]
[5,"Sound credit standing ",11604.2385678626,13793.752637149599,13285.147170161899,11745.453930040399,15629.6262628657,11205.9721386531]
[6,"Acceptable credit standing",10139.397457867301,11287.5054935029,12916.107298913099,12450.870406199399,14551.590493174601,12313.993430521799]
[7,"Marginal credit standing",5663.8123607704601,5949.7400993538704,7303.9782599675109,11275.789221520399,12505.943427641299,13182.942756683]
[8,"Weak credit standing / sub-standard",2236.6407492031299,2693.7926623221897,3177.2216603064599,5223.1691045240505,6384.3986798116102,7663.5810487639601]
[9,"Very weak credit standing / doubtful",971.19136164766007,1566.01330175882,1973.1519796157997,3361.3907651995301,3803.2504415587,4282.0387702253702]
["10","Default",5619.1645222494099,5920.9009446428399,5445.77859571504,4925.6903283084603,4609.6612377689698,4287.3394764356699]
["NR","Not rated",109.967334391267,213.23232449999699,724.00570140113905,886.816224253575,831.02183679823202,1472.07615467492]
["Total",null,66701.672120282397,74842.410557383613,78517.942592067673,80895.815634259794,89165.747850154003,80910.793907528903]
[null,null,null,null,null,"* Rating model change."]
[]
["Financial institutions"]
[]
["Internal Rating\n€ million",null,"31/12/\n2015","31/12/\n2014","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["A1","Excellent credit standing",0,0,244.61217707086303,95.668348110430998,85.186705316566801,245.697946787755]
["A2","Very good credit standing",1853.5623455756199,1487.1472241789802,974.38050390155399,985.96348359544697,3409.1720261333699,2172.6234553075101]
["A3","Good credit standing",1802.5323100207402,7927.5994755941902,13368.0905279491,19974.121903885702,24221.050677602299,18250.7218023936]
["B1","Sound credit standing",9294.8027019132005,6364.4191579753297,8039.9075227120402,7338.3796364878599,5233.22456782053,4497.9425433188098]
["B2","Average credit standing",1115.25414266965,2747.6674543054901,1769.1269849302198,1781.6605304386901,2992.96916083715,3526.7457486660201]
["B3","Mediocre credit standing",1033.3471793024698,1260.7347486485401,1732.7030940794302,1047.2191588671701,1276.92209625493,1603.43388327342]
["B4","Weak credit standing ",1320.81476661497,521.32401123887803,517.99457299618291,696.65235764317902,620.88132447965302,892.88108596626898]
["B5","Very weak credit standing ",277.17146647255498,339.01312758050898,303.924059711307,330.22828306711898,370.18593326323798,474.07533240975698]
["C","Doubtful/high default risk",158.09944234078299,123.65324203887801,187.03827620613802,157.26106620137301,184.30973465416901,128.14464231671701]
["D","Default",137.49271944605502,194.061220948298,213.49841937370999,269.20728659799897,352.39058305752701,383.26246722022898]
["NR","Not rated",3.4594116769288004,448.38950352505697,18.2465572372463,48.5334563569713,83.273459431421998,184.876440801607]
["Total",null,16996.536486032976,21414.009166034146,27369.522696167798,32724.8955112519,38829.566268850896,32360.4053484617]
[]
[]
["Sovereigns"]
[]
["Internal Rating\n€ million",null,"31/12/\n2015","31/12/\n2014","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["A1","Excellent credit standing",8322.9189999999999,3650.55202544137,1659.5870198508401,1560.97563174434,9567.2851724874308,8386.3617101393102]
["A2","Very good credit standing",891.91800000000001,1405.7597440726199,1350.0189446180598,792.83412882725895,465.01175709345603,624.24806622009703]
["A3","Good credit standing",4564.2520000000004,3629.2431266258704,3143.9190304129597,3860.5251456955302,4518.8907847301798,3927.02115384645]
["B1","Sound credit standing",4206.3320000000003,2985.6613399785301,2844.4661946018036,2730.2610391326598,1785.50297454099,1639.80314891793]
["B2","Average credit standing",3117.402,3276.2231911942504,1076.2568714458071,1272.1114310718799,758.45058336102295,1398.5082602556599]
["B3","Mediocre credit standing",2636.5010000000002,1700.3020128855201,4061.0049751945053,3414.5230440630398,5513.3127744521198,5951.3766919210102]
["B4","Weak credit standing ",4178.4380000000001,3951.7535749676899,3682.9073830544457,3794.91746552431,2253.6254987577199,2097.2731678190098]
["B5","Very weak credit standing ",720.66800000000001,879.99582351583103,1402.6283343628384,1171.6747187906001,1658.8435528080099,1691.50984062053]
["C","Doubtful/high default risk",618.11699999999996,272.24846644076297,5.0882976114777003,232.42434342641499,155.560833167212,3.9184737810499998E-2]
["D","Default",3.3050000000000002,0.229250369481,36.898952542655294,83.382769042946094,139.38957246522,60.034620590450601]
["NR","Not rated",34.439,2.0978154146923997,21.488125163804799,7.3379587212453004,77.172106789918303,78.988067528610699]
["Total",null,29294.291000000001,21754.066370906621,19284.264128859199,18920.9676760402,26893.045610653298,25855.163912596901]
[]
[]
["Retail customers"]
[]
["\n€ million",null,"31/12/\n2015","31/12/\n2014*","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["CE",null,9457.6234431443008,9396.2644356910369,15545.687003231888,16214.036247348615,11186.96,11467.369000000001]
["Retail – private individuals",null,8362.1524548876296,8296.9014967151852,13460.771488015082,13948.709468354429,9659.4179999999997,9793.9830000000002]
["Retail – SME",null,1095.4709882566701,1099.3629389758512,2084.9155152168059,2265.3267789941838,1527.5419999999999,1673.386]
["SEE",null,7795.433024551081,7985.5850291124698,7411.916658482588,7380.4484388721621,7460.683331180453,7095.0720000000001]
["Retail – private individuals",null,6892.4925796675407,7051.2715807063105,6672.2992568730415,6580.0752527721615,6614.9833222400466,6292.8459999999995]
["Retail – SME",null,902.94044488354007,934.31344840615895,739.61740160954685,800.3731861,845.70000894040686,802.226]
["EE",null,3858.3671674224602,4905.9749159327239,4726.5190000000002,3736.1869999999999,2829.4839999999999,2112.6030000000001]
["Retail – private individuals",null,3411.4547565654502,4331.9758507685956,4633.3029999999999,3680.9670000000001,2781.4319999999998,2092.5680000000002]
["Retail – SME",null,446.91241085701,573.99906516412875,93.215999999999994,55.22,48.052,20.035]
["Group Markets",null,6717.70194960976,6320.3561785245784,1703.893,1787.662,1857.271,2252.529]
["Retail – private individuals",null,5939.5944643844705,5580.8745056372027,1413.6479999999999,1630.2539999999999,1710.895,2061.7060000000001]
["Retail – SME",null,778.10748522528991,739.48167288737568,290.245,157.40799999999999,146.376,190.82300000000001]
["Non-Core",null,14.986783149999999,12.253979670000001,14.307,15.994,11.680999999999999,9.6509999999999998]
["Retail – private individuals",null,13.25087282889,12.253979670000001,14.307,15.994,11.589,9.6509999999999998]
["Retail – SME",null,1.73591032111,0,0,0,0,0]
["Corporate Center",null,0,0,0,0,0,0]
["Retail – private individuals",null,0,0,0,0,0,0]
["Retail – SME",null,0,0,0,0,0,0]
["Total",null,27844.112367877558,28620.434538930807,29402.322661714476,29134.327686220775,23346.079331180452,22988.65]
["Retail – private individuals",null,24618.945128334002,25273.277413497293,26194.328744888124,25855.999721126595,20778.317322240047,20301.384999999998]
["Retail – SME",null,3225.1672395436199,3347.1571254335145,3207.9939168263531,3278.327965094184,2567.7620089404072,2687.2649999999999]
["* Adaptation of previous year figures due to changes in segments."]
[]
[]
["Concentration risk"]
[]
["\n€ million",null,"31/12/\n2015","31/12/\n2014","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["Austria",null,25892.7774335947,23612.819194306732,27976.393832384409,30709.8049187652,43686.6118164773,39318.973758279302]
["Central Europe",null,50146.157970223183,47963.978062548777,46349.852168277233,47879.1454977174,42629.9551205557,41525.314490453391]
["Poland",null,16352.100182843738,14590.232421804332,14181.170829905852,14599.175220761101,8807.8101377912008,8232.27]
["Slovakia",null,13813.534964955501,11916.153360069515,11706.326515490671,11425.565152515701,11862.2578618343,11833.965613443317]
["Czech Republic",null,11400.71608889962,11593.063587981836,10700.350393512166,11090.1633484227,10936.576250672701,10031.591]
["Hungary",null,7555.4745915328704,8440.1219494699981,8033.6286372217364,8734.7196746244899,8882.9802737555801,9938.0560000000005]
["Other",null,1024.33214199145,1424.4067432230934,1728.375792146802,2029.5221013933899,2140.3305965019099,1489.4318770100756]
["Other European Union",null,18534.95197786935,23101.485497915346,20890.04053975589,23033.714941253998,26501.3934953475,20392.969555097348]
["Germany",null,5684.8394318814699,5961.8864065597145,5546.1802787382912,6198.2149306373703,7492.20771094253,5708.3490000000002]
["Great Britain",null,4535.5575271305797,6040.2212829417385,4293.5421448349889,6932.4144161374097,7365.43591296053,3999.7968087909499]
["France",null,2159.9939440017797,3812.0170434580591,5106.3382917158197,5261.5383504174497,3170.3679125454701,2079.2944481211703]
["Netherlands",null,1701.18086294564,1974.0294642038662,1599.8472765672884,1435.8033187784699,2951.0669588989299,2137.4766810328101]
["Other",null,4453.38021190988,5313.3313007519655,4344.1325478995013,3205.7439252833401,5522.3149999999996,6468.0526171524198]
["Southeastern Europe",null,24372.439915084935,24144.8539113761,24561.83879157441,24586.8395411003,26717.376751814299,25436.397948288155]
["Romania",null,8802.6489050439395,8914.8117890260401,8597.162781339508,8006.2081463464801,8558.4937631452703,8046.808]
["Croatia",null,5011.2495921435893,5175.3310895763088,5351.2886695362758,5663.4209702538801,6163.0005196550101,6189.5780000000004]
["Bulgaria",null,3880.0390160362999,3691.5094678027926,3913.9644121853717,4263.1566751888904,4327.6674730548202,3958.7530000000002]
["Serbia",null,1953.4856639132997,1805.0592236224479,2217.096040364218,2073.4406818434099,2549.2711290267398,2557.2399999999998]
["Bosnia and Herzegovina",null,2123.7301675918502,1745.2628180721176,2072.1895392367301,1969.3385680086601,2317.31781874119,1556.9852334667498]
["Albania",null,1912.1343965814899,1037.3360296530379,1918.8508505452701,2061.64142510381,2355.2786268211498,1835.7057290394901]
["Other",null,689.15217377447016,1775.5434936233535,491.28649836704017,549.63307435513957,446.34717365825054,1291.3279857819098]
["Asia",null,5209.3702032482797,7629.3088341214179,9032.7241771255012,9670.1430168746992,12277.5278483941,9384.4703092018262]
["China",null,1779.5909213392399,3206.7345431716753,4208.1907153385309,4167.0445880929101,6555.6715954982201,3348.7540969103102]
["Singapore",null,676.39088713357,1336.7240180217891,1516.1649735629137,1754.3532747628665,1129.8669220934999,1195.7865307056502]
["Other",null,2753.3883947754703,3085.8502729279539,3308.3684882240555,3748.7451540189136,4591.9893308023602,4839.9296815858652]
["Eastern Europe",null,17995.778667559116,22946.272872621495,27948.2219934327,27270.176972691668,26271.584283997439,22335.233082798488]
["Russia",null,12522.069850343689,16803.445015189667,20439.620950203196,19861.137391786298,18484.518075103599,14452.671]
["Ukraine",null,3546.6690861729403,4007.41164773837,5544.8495509062177,5633.49199018121,6371.6266364074199,6156.2349999999997]
["Belarus",null,1470.5713829435101,1359.83520969346,1515.6342265778301,1413.2755543108999,1235.85524332399,1217.3367538498399]
["Other",null,456.46834809898002,775.58100000000002,448.11726574545992,362.27203641326014,179.58432916243009,508.99032894865013]
["North America",null,2994.6388966721902,2899.0649623236882,4134.3084175349759,3496.3440873925201,4379.1490328513901,4368.6365363941604]
["Switzerland",null,1930.7656567476101,1929.286992869191,1647.7224902959199,2184.9194209236698,2281.9174804520799,2314.5519320512199]
["Rest of World",null,1225.4151307900547,1012.4703677246869,781.49638446884023,1266.3511609527004,1954.7401964967103,3237.7658112411104]
["Total",null,148302.29585178939,155239.54069580746,163322.59879484991,170097.43955767201,186700.25602638599,168314.313423805]
[]
[]
[]
["Exposure by industry"]
[]
["\n€ million",null,"31/12/\n2015","31/12/\n2014","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["Banking and insurance",null,42527.645745629852,40401.797853868367,42712.672691448308,52812.303974192837,60073.253685536089,48146.001386023985]
["Private households",null,24836.803171652577,26628.106156194808,27272.431362806379,23100.218944190794,21922.14904163863,22554.205534814948]
["Wholesale trade and commission trade (except car trading)",null,12728.511558233173,14662.081576354494,16086.634937689863,16411.67423078823,17893.91470332566,15217.496279842746]
["Public administration and defence and social insurance institutions",null,11773.630148239106,12719.615944408404,10991.09389423018,10852.464766465428,13267.030356807258,16182.138970124506]
["Other manufacturing",null,11184.42311283209,11829.2888220613,12323.902307832748,11931.205779937998,13651.444729330518,11900.352325606467]
["Real estate activities",null,8112.366662475486,9424.3464835901177,9992.1474453095416,10012.286814025269,10875.943873085635,12346.59053014547]
["Construction",null,5625.8284119084283,5508.026307527407,6550.9822272535675,7053.4037055622894,7280.5776182908467,4949.9626273007207]
["Other business activities",null,4154.2843563699107,4521.5047643091775,5414.0232689475679,5968.4854861523218,6355.788666157825,6708.7342286948397]
["Retail trade except repair of motor vehicles",null,3606.7592474550147,3839.0751566188032,4093.9060211626424,4756.9276111421477,5315.0683628710476,4087.3425936871672]
["Electricity, gas, steam and hot water supply",null,3542.725457518573,3158.5253629045701,4163.444166789126,3208.6549018524752,3448.9949299584396,3516.1580203387152]
["Manufacture of basic metals",null,2191.8890994654648,2678.4608134249929,2542.9248633762195,2673.4145204561387,3643.0745306344538,2939.4197666649634]
["Manufacture of food products and beverages",null,1944.131575150356,2314.2936018728183,2427.6791221135963,2374.3705173756816,2535.2343046217134,2986.864503984345]
["Other transport",null,1921.0070132133785,2053.1024733939012,1937.5116603205595,2006.1189095840839,2218.838791254806,2231.0692221436807]
["Land transport, transport via pipelines",null,1897.0558323262751,1975.534795925254,2082.848147080213,2156.0793934684662,1998.0816475209426,2606.3323117940408]
["Manufacture of machinery and equipment",null,1618.5497754597361,1199.4752130467316,1479.5727071959072,1443.3149203104122,1547.0730893699076,1729.8126809998516]
["Sale of motor vehicles",null,1069.914337396568,1104.884786645594,1175.3185415482801,1350.3701128979653,1577.1514113790358,1796.3724240397619]
["Extraction of crude petroleum and natural gas",null,686.74566768905504,1252.7695038660452,1218.2764782443478,1414.4778564441215,1580.4328261902633,1277.3714111263996]
["Other industries",null,8880.0245026274642,9968.6510797945848,10857.228951500774,10571.667112825484,11516.203077633947,7138.0886064728202]
["Total",null,148302.2956756425,155239.54069580737,163322.59879484988,170097.43955767213,186700.25564560699,168314.31342380538]
[]
[]
["Economic capital "]
[]
["\n€ million",null,"31/12/\n2015","31/12/\n2014","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["Credit risk corporate customers",null,1596.2194643900004,1810.2403503899998,2433.3366719000005,2383.5603952044476,3723.7963363604586,3477.0310231616127]
["Credit risk retail customers",null,1200.4089271199998,1554.7502072900002,2059.76840133,2456.8110000000001,1967.8748011665259,2178.5491446444312]
["Operational risk",null,639.27951500999995,630.24782888000004,682.25911773999997,775.26245971194248,862.83461511968676,889.34947772572707]
["Macroeconomic risk",null,498.99982277999999,462,189.42374863000001,338.0320261177265,"-","-"]
["Country risk",null,"-","-","-","-","-",300.97090401999992]
["Credit risk sovereigns",null,388.32835039999998,467.62960770999996,486.62827486999998,961.66163951362898,737.53490290507432,849.85658143973831]
["Market risk",null,322.59639325000001,1366.88862849,630.07488497999998,790.94883886454045,700.72198614282331,868.49661494375027]
["Other tangible fixed assets",null,216.17890152000001,275.49238050999998,262.56520641999998,411.13045787867708,"-*","-*"]
["Credit risk financial institutions",null,171.79322596,194.28773844,267.04009092000001,311.50554546434785,566.31049224534218,589.4851073385754]
["Participation risk",null,108.63082390999999,129.63980094999999,184.55782628,194.19093978240863,29.099282361613913,21.458002]
["Liquidity risk",null,22.817175350000003,92.782064510000012,297.41392752999997,207.16627613201081,"-*","-*"]
["CVA risk",null,32.454538769999999,40.451922509999996,"-","-","-","-"]
["Risk buffer",null,259.88535691999999,351.22052648000005,374.65340752999998,441.51347893348651,858.81724163015247,917.51968552738333]
["Total",null,5457.5924953800013,7375.6310561600003,7867.7215581299997,9271.7830576032175,9446.9896579316774,10092.716540801217]
[null,null,null,null,null,null,"* included in Risk buffer."]

{"sheet":"NPL","index":9,"n_rows":36,"n_cols":10,"rows_kept":36,"cut":false,"hidden":false,"merged":[]}
["Non-performing loans development "]
[]
["€ million","31/12/2014\nrestated",null,"31/3/2015\nrestated",null,"30/6/2015\nrestated",null,"30/9/2015\nrestated",null,"31/12/2015"]
[]
["NPL as of reporting date"]
[]
["Central Europe",1931.4796105501443,null,1936.6913970397259,null,1586.7260505233551,null,1503.7565241320565,null,1331.01704849301]
["Southeastern Europe",1768.9465920757964,null,1767.6090180151039,null,1690.8535947054042,null,1710.1854994442606,null,1586.589002045617]
["Eastern Europe",1763.1970180669086,null,1929.2397843838196,null,2044.2639050139094,null,2021.8882644721336,null,1902.07356664708]
["Group corporates",1239.9639095812804,null,1343.1397668528393,null,1274.4274499303515,null,1282.85131362026,null,1268.43280293358]
["Group markets",266.53909398569203,null,285.97877895890696,null,280.26041389569804,null,279.51920314852003,null,288.46917270071197]
["Non-Core",1867.9511805736699,"*",2304.4544129662531,"*",2222.4669595399732,"*",2086.7380661739953,"*",1902.8787145573021]
["Total",8875.9843767407892,"*",9605.3918958787654,"*",9136.3369042046397,"*",8934.5389921400783,"*",8328.1635038446002]
[]
["NPL/Loans and advances to customers"]
[]
["Central Europe",0.10410584867394734,null,0.10332003327014952,null,8.446256614251689E-2,null,8.0872309382970339E-2,null,7.0930201679771196E-2]
["Southeastern Europe",0.13221259281843464,null,0.13231502986515373,null,0.12831579116548564,null,0.12996401787165202,null,0.12121880938116321]
["Eastern Europe",0.14514875797107127,null,0.14908714148912899,null,0.16697945772303738,null,0.18157968122398671,null,0.18908632110134216]
["Group corporates",8.6323364454741397E-2,null,8.2469729749028678E-2,null,8.265728088375851E-2,null,9.2630865929285641E-2,null,9.3563484761966659E-2]
["Group markets**",3.8651102380276137E-2,null,3.6972908348884538E-2,null,4.7882346413967491E-2,null,5.3303388135609149E-2,null,5.7494639110699589E-2]
["Non-Core",0.12199990412913841,"*",0.14195671290754225,"*",0.14901281738699629,"*",0.14760376523800314,"*",0.15360027349596167]
["Total",0.11390358713678107,"*",0.11933268249825703,"*",0.11975073579581041,"*",0.12191626512372768,"*",0.11910756521125795]
[]
["Coverage LLP/NPL"]
[]
["Central Europe",0.73764922325749338,null,0.71566877315744559,null,0.71423293799531584,null,0.72505186609601191,null,0.75304829524973871]
["Southeastern Europe",0.66530083408339136,null,0.67164038270756066,null,0.68528884460093253,null,0.67793172441045335,null,0.7159307982322326]
["Eastern Europe",0.83402198990663823,"*",0.86321423191286173,"*",0.84273502831498326,"*",0.84388734760209638,"*",0.86362363301523659]
["Group corporates",0.5025965328851022,null,0.51701233996453011,null,0.60161055040198741,null,0.53734996364828391,null,0.56677184451342588]
["Group markets**",0.79661053211387589,null,0.80028216722062051,null,0.73993717995508912,null,0.80548250965653179,null,0.81975072676919225]
["Non-Core",0.57821835583971459,"*",0.52442770529589922,"*",0.55503705455370755,"*",0.5758686241329054,"*",0.62427961055410608]
["Total",0.67471294420045069,"*",0.66007504373125103,"*",0.66802817595668385,"*",0.66838440378289377,"*",0.7126682298084176]
[]
["* figures restated."]
["** including loans and advances to banks."]

{"sheet":"Funding","index":10,"n_rows":31,"n_cols":29,"rows_kept":31,"cut":false,"hidden":false,"merged":[[29,0,29,28],[30,0,30,24]]}
["Funding structure"]
[]
["€ million","31/12/2007","31/12/2008","31/12/2009","31/12/2010","31/3/2011","30/6/2011","30/9/\n2011","31/12/\n2011","31/3/\n2012","30/6/2012","30/9/2012","31/12/2012","31/3/2013","30/6/2013","30/9/2013","31/12/2013","31/3/2014","30/6/2014","30/9/2014","31/12/2014\nrestated",null,"31/3/2015\nrestated",null,"30/6/2015\nrestated",null,"30/9/2015\nrestated",null,"31/12/2015"]
[null,"RI Group","RI Group","RI Group"]
["Customer deposits",40457.265952000002,44205.906000000003,42578.249000000003,57633,60862.943157936999,63625.122049277001,68936.003737597013,66747.234305767008,67748.806802306004,72011.145673427018,70942.022191237003,66297.150535260036,66852.717500662984,66575.248559891988,67495.793968958009,66436.635568236001,63599.307658130994,64385.730379256987,67823.529976967999,66094.17183204295,null,68205.097947952978,null,67017.945675356008,null,68048.178218090994,null,68990.88738310599]
["Medium- and long-term refinancing",10847.714260999999,16921.178257,11958.163640000001,26315.806260000001,27152.795411177998,24053.037940424001,24093.197755142999,23902.608953761002,22434.667946903002,22468.767599273004,23241.449737083003,23097.296940733999,21103.429504074003,20805.259239371,20227.182143882997,19495.181044532001,17714.028729397996,17707.812893598002,18045.290177765,17916.111681635997,null,13861.828155878,null,15601.366940259,null,14468.430534502,null,12944.568664769]
["Short-term refinancing",11399.683371000001,12685.368324999999,10678.657319,23898.758097000002,28840.541792943979,26174.111216459001,28674.70432216601,28456.013214549988,30369.056128718999,30330.719546716988,26634.149790716008,20379.253858051001,18945.557090745995,18724.965847822012,20503.231455333003,22142.330379267991,19144.580934261994,21850.289188331011,22823.760095518996,15085.328033386997,null,17916.860183689998,null,14757.53425196,null,12050.473177076999,null,10926.199409632]
["Subordinated liabilities",1531.7659580000002,1684.4559999999999,2470.2849999999999,4001,4006.5197321350001,4098.5032953270011,4091.4591370289991,4150.7331369490003,3799.2990515910001,3788.3356401999999,3754.2550655810001,3937.0491068669999,3917.3102953390003,3846.6344383220003,3861.3270779929999,4127.5888551620001,4054.0971022740009,4057.8109344619988,3965.6044800129998,4185.10818225,null,4372.9916929029996,null,4342.6997031369992,null,4341.2369297260002,null,4164.3525226060001]
[]
["Total funding",64236.429542000005,75496.908582000004,67685.354959000004,111848.564357,120862.80009419398,117950.774501487,125795.36495193503,123256.589611027,124351.82992951901,128598.968459617,124571.87678461701,113710.75044091203,110819.01439082199,109952.10808540699,112087.53464616701,112201.73584719798,104512.01442406498,108001.64339564799,112658.184730265,103280.71972931594,null,104356.77798042395,null,101719.546570712,null,98908.318859395993,null,97026.00798011299]
[]
["Equity",6622.1376769999997,6518.2052099999992,7000.182127,10404,10671.764026837029,10483.033480157988,10348,10935.785951264921,8171.6148486722441,10849.995615354077,11115.25452516101,10872.850310094656,11061.142371090004,10428.340874680011,10354.376420777,10363.745779235993,12820.970333651087,10846.076798130998,9819.4987055480015,8177.7732893709899,"*",8531.4722893419985,"*",8650.7446092490027,"*",8582.3708396629918,"*",8500.9666352509976]
["Other liabilities",1884.2372949999999,3381.8708279999996,1589.7917259999997,10920.435643000004,7928.2245840810501,9121.698828151013,12224.37641679302,12792.627254794104,16274.737276880875,13268.309577504471,11420.231106520981,11532.424996110902,10052.051912562922,9925.2918120110044,8592.5762004780463,8074.3313023350092,8077.499793249056,8431.3735971069927,9538.1273934359706,10041.27932702002,"*",11165.485232962325,"*",9231.7168801469361,"*",9706.4329899870609,"*",8899.6085749510821]
[]
["Total equity and liabilities",72742.804514000003,85396.984620000003,76275.328811999992,131173,139462.78870511206,137555.506809796,148367.74136872805,146985.00281708603,148798.18205507213,152717.27365247556,147107.36241629897,136116.02574711759,131932.20867447491,130305.74077209801,131034.48726742207,130639.81292876898,125410.48455096512,127279.09379088598,132015.81082924898,121499.77234570697,"*",124053.73550252931,"*",119602.00806010791,"*",117197.12268904605,"*",114426.58319031507]
[]
[]
["Customer deposits",0.62981809917607012,0.58553266392340186,0.62906147165500603,0.51527706530095541,0.50357052054481355,0.53942097725246285,0.54800114268070743,0.54153075723097521,0.54481551932693828,0.55996674418146797,0.56948666121402947,0.5830332688703016,0.60326035083560281,0.60549315260220971,0.60217038569030668,0.59211771606379404,0.60853585119957843,0.5961550987089097,0.60202931672790916,0.63994685557252473,null,0.65357611903989032,null,0.65885022038283858,null,0.68799246618300625,null,0.71105561095790693]
["Medium- and long-term refinancing",0.16887168758200341,0.2241307435604635,0.17667283635054565,0.23528067983067533,0.22465800386898671,0.20392437474092859,0.19152691169780964,0.19392560697316735,0.18041284924893086,0.17471965652919452,0.18657059953641975,0.2031232478123178,0.19043148524719045,0.18922110363914257,0.18045880130859576,0.1737511536459786,0.16949274996769326,0.16395873559745808,0.16017735614123768,0.17347005064054138,null,0.13283112438061578,null,0.15337629262251434,null,0.14628122994456844,null,0.13341339022648643]
["Short-term refinancing",0.17746446140108851,0.16802500345059757,0.15776909680784762,0.21367067368624931,0.23862215479425603,0.2219070737524409,0.22794722470992701,0.2308680883054727,0.24421881162449946,0.23585507652218474,0.21380547903894931,0.17922011576768862,0.17095944405290672,0.17030110812679558,0.18292160247842634,0.19734391996771369,0.18318067104305813,0.20231441394170013,0.20259300422925702,0.14606141468536912,null,0.1716885144446581,null,0.14508061380023021,null,0.12183477907664629,null,0.11261103736094653]
["Subordinated liabilities",2.3845751840837891E-2,2.2311589065537027E-2,3.6496595186600707E-2,3.577158118212001E-2,3.3149320791943708E-2,3.4747574254167628E-2,3.2524720911555831E-2,3.3675547490384726E-2,3.055281979963136E-2,2.9458522767152859E-2,3.0137260210601573E-2,3.4623367549692009E-2,3.5348719864300028E-2,3.4984635631852258E-2,3.4449210522671116E-2,3.6787210322513732E-2,3.8790727789670305E-2,3.7571751751932246E-2,3.5200322901596179E-2,4.0521679101564873E-2,null,4.1904242134835928E-2,null,4.2692873194416975E-2,null,4.3891524795779048E-2,null,4.2919961454660177E-2]
[]
["Total funding",1,1,1,1,1,1,1,1,1,1,1,1,1,1,0.99999999999999989,1,1,1,0.99999999999999989,1,null,1,null,1,null,1,null,1]
[]
["Additional information:"]
["Customer loans (net) in € mn",null,null,null,75471.408629919999,75627.683195144025,77444.948156399987,79256.39202784904,80072.835001427971,80260.331866195003,82489.602798655978,81667.676194347034,74911.373978484,75161.756758008996,74348.495086530005,75334.834717405,73653.665254195017,73112.081798918036,73848.166755791011,75178.591025551941,70328.521323308029,"*",72508.906817114985,"*",69744.087054155985,"*",66269.390188075951,"*",63352.176165651981]
["Customer deposits in € mn",null,null,null,56290.178778019981,57727.316485936972,59294.538331277014,64120.161599596999,62999.715292766981,65066.607005305996,69201.373773427025,68267.420388236962,66169.91416426003,66706.022959663009,66489.935679891976,66147.699410957997,65688.841623235989,63266.760688130998,64378.218052256991,67778.350191968013,65960.649494349986,null,67819.660019953008,null,66618.236466355986,null,67569.05997509099,null,68741.250893100034]
["Loan/deposit ratio**",null,null,null,1.3407562432434457,1.3100848575486406,1.3061059304267979,1.2360603911570176,1.2710031248446161,1.2335103298017371,1.1920226189256888,1.1962906424455879,1.1321062589339954,1.1267611742264885,1.1181917131710297,1.1388882060639749,1.1212507852801235,1.1556160139021319,1.1470986459402632,1.1091829590514419,1.0662193574872574,"*",1.0691428826948168,"*",1.046921845332526,"*",0.98076531200087502,"*",0.92160348178957874]
[]
["* figures restated."]
["** Loan/deposit ratio – Loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2012."]

{"sheet":"Capital Basel III","index":11,"n_rows":78,"n_cols":13,"rows_kept":78,"cut":false,"hidden":false,"merged":[[77,0,77,12],[76,0,76,21]]}
["Regulatory total capital**"]
[]
["€ million","31/3/2014","30/6/2014","30/9/2014","31/12/2014\nrestated",null,"31/3/2015\nrestated",null,"30/6/2015\nrestated",null,"30/9/2015\nrestated",null,"31/12/2015"]
[]
["Total capital"]
["Paid-in capital",7502.5201378344964,6483.3161201800003,5883.3161201800003,5882.9525637609904,null,5883.5957277799989,null,5883.5457267800002,null,5885.6342208700007,null,5885.6242161880009]
["Earned capital",4130.9473145785078,3392.2401012475761,3207.1738315790562,1500.9134049890035,"*",1793.2394894258118,"*",2009.068943000201,"*",1774.4575975647954,"*",1750.2922842792043]
["Non-controlling interests",373.90923738314228,418.97136761827301,439.68884340461807,393.54799562865105,null,361.41310017675198,"*",361.21016418081933,null,323.93151092229874,null,398.56215668446157]
["Common equity tier 1 (before deductions)",12007.376689796147,10294.527589045849,9530.1787951636761,7777.4139643786448,"*",8038.2483173825631,"*",8253.82483396102,"*",7984.0233293570946,"*",8034.4786571516661]
["Intangible fixed assets/goodwill",-856.66192162859988,-857.34192295119999,-788.33728763140005,-318.83802354891003,"*",-354.999026114,"*",-339.16705409480005,"*",-342.50814524880008,"*",-326.27326951079993]
["Provision shortage for IRB positions",-19.615647313066294,-15.480723396151918,-16.682878855414387,-9.1351515849371676,null,-24.571985082161014,"*",-14.961093562277794,"*",-21.386620979396206,"*",-19.753127726505134]
["Deduction securitizations",-2.025687,-10.196793530900001,-5.1132339271999996,-5.1208489996999997,null,-5.1406605408999999,null,-1.9020764577,null,-1.0208823288,null,-14.184070341800002]
["Deduction deferred tax assets",0,0,0,0,null,0,null,0,null,0,null,0]
["Deduction loss carry forwards",null,null,null,0,null,-2.785696001982882,null,-0.7269311181585576,null,-0.7269311181585576,null,-2.9631464557719829]
["Deduction insurance and other investments",0,0,0,0,null,0,null,0,null,0,null,0]
["Common equity tier 1 (after deductions)",11129.073433854479,9411.5081491675974,8720.0453947496626,7444.3199402450973,"*",7650.7509496435187,"*",7897.0676787280845,"*",7618.3807496819391,"*",7671.3050431167894]
["Additional tier 1",353.0016,353.0016,353.0016,353.0016,null,308.87639999999999,null,308.87639999999999,null,308.87639999999999,null,308.87639999999999]
["Deduction securitizations",-4.051374,0,0,0,null,0,null,0,null,0,null,0]
["Intangible fixed assets/goodwill",-317.68842309439998,-329.89769180479993,-327.39415052560008,-342.17852429508997,"*",-304.874989271,null,-312.16147614219994,null,-307.21142992319994,null,-294.52572841619997]
["Provision shortage for IRB positions",-39.231294626132588,-30.961446792303835,-33.365757710828774,-18.270303169874335,"*",-18.428988811620759,null,-11.220820171708345,null,-16.039965734547149,null,-14.814845794878851]
["Deduction insurance and other investments",0,0,0,0,null,0,null,0,null,0,null,0]
["Non-controlling interests",7.9694231742449917,7.8570577787068387,7.7582412701204078,7.4472274649658763,null,14.427578086735378,null,14.505896318668906,null,14.374995655402845,null,0.46417421415463328]
["Tier 1 (after deductions)",11129.073365308192,9411.5076683492007,8720.0453277833531,7444.3199402451,"*",7650.7509496476332,"*",7897.0676787328448,"*",7618.3807496795953,"*",7671.3050431198653]
["Provision excess of internal rating approach positions",225.59570086942909,223.45082068392372,190.70655460877003,181.05165874580996,null,186.46188539675967,null,184.78228038930652,null,171.12067060244192,null,159.67361669872162]
["Hidden reserve",18.972003126999947,236.33545268137129,236.33545268137129,201.02669835107474,null,201.02669835107474,null,218.92166754705983,null,218.92166754705983,null,0]
["Long-term subordinated capital",3268.5688997513034,3251.7497560331831,3181.6629499349747,3132.0077695279547,null,3194.4857919541901,null,3244.9474751024118,null,3169.9464804673103,null,3159.8317744999067]
["Deduction securitizations",-4.051374,0,0,0,null,0,null,0,null,0,null,0]
["Deduction insurance and other investments",0,0,0,0,null,0,null,0,null,0,null,0]
["Non-controlling interests",0.59216580421307596,-9.4303498046533623,4.3046094428625077,11.562183273066388,null,18.987481804197504,null,21.146727818821454,null,19.551414794679044,null,-3.6414056349779829]
["Tier 2 (after deductions)",3509.6773955519457,3702.1056795938248,3613.0095666679786,3525.6483098979056,"*",3600.9618575062223,null,3669.7981508575995,null,3579.5402334114915,null,3315.8639855636502]
["Total capital",14638.750760860137,13113.613347943026,12333.054894451332,10969.968250143005,"*",11251.712807153854,"*",11566.865829590444,"*",11197.920983091086,"*",10987.169028683515]
["Total capital requirement ",6392.0324908867242,6233.7700396814926,6352.1226805575716,5497.6899330844553,null,5878.5503407889346,null,5596.0286559498336,null,5375.5803108273767,null,5061.9306280622159]
["Common equity tier 1 ratio (transitional)",0.13928681932980122,0.12078094750698848,0.10982212823363469,0.1083265157672287,"*",0.10411751885913757,"*",0.11289531436307754,"*",0.11337761222671588,"*",0.12123919676952953]
["Tier 1 ratio (transitional)",0.13928681847190461,0.12078094133648949,0.10982212739024659,0.10832651576722871,"*",0.10411751885913759,"*",0.11289531436314561,"*",0.113377612226681,"*",0.12123919676957814]
["Total capital ratio (transitional)",0.18321246998329199,0.16829126855135712,0.15532514738356748,0.1596302211825664,"*",0.15312227885957089,"*",0.16535820726782408,"*",0.166648738712529,"*",0.17364392894320754]
["Common equity tier 1 ratio (fully loaded)",9.9000000000000005E-2,0.10419301725566965,0.10168194629106626,9.967393808379163E-2,"*",9.8201126874462336E-2,"*",0.10667050260752231,"*",0.10702970818628572,"*",0.11473073464119228]
["Total capital ratio (fully loaded)",0.14645956156029541,0.15101449309510248,0.14770660504623301,0.15116077468911363,"*",0.14792332891534957,"*",0.15981834060293926,"*",0.16103354911899448,"*",0.16779741382659613]
[null,0,0]
[]
["Total capital requirement"]
["Risk-weighted assets (total RWA)",79900.406136084057,77922.125496018649,79401.533506969645,68721.124163555694,null,73481.879259861671,null,69950.358199372917,null,67194.753885342216,null,63272.21798527769]
["Total capital requirement credit risk",5228.5462008867244,5148.097548935797,5241.5764606665616,4563.8220147643706,null,4759.8161903157588,null,4597.7681982913828,null,4425.3030648611802,null,4116.6916748091498]
["Internal rating approach",2995.7418738866518,2979.3442757856492,2987.6308309279839,2657.6261588757902,null,2731.8783227784056,null,2613.3746741468649,null,2495.4751511598542,null,2326.5128332480062]
["Standardized approach",2180.9374656683722,2118.9774034126481,2211.1478820839766,1865.7396958763786,null,1988.8705831956538,null,1949.2258192111178,null,1893.8112199638263,null,1750.7314058247714]
["CVA risk",51.866861331700001,49.775869737499995,42.797747654600002,40.456160012199994,null,39.845284341700001,null,35.167704933399996,null,36.016693737499999,null,32.458755418499997]
["Basel 1 floor",null,null,null,0,null,0,null,0,null,0,null,6.9886803178723147]
["Total capital requirement for position risk in bonds, equities, commodities and open currency positions",388.41199999999998,313.74889874569561,348.31961089100992,253.78331132008472,null,403.11612947317576,null,289.60749865845133,null,240.29266296619608,null,240.9244980130656]
["Own funds requirement for operational risk",775.07429000000002,771.92359199999999,762.22660900000005,680.08460700000001,null,715.618021,null,708.65295900000001,null,709.98458299999993,null,704.16126599999996]
["Total capital requirement",6392.0324908867242,6233.7700396814926,6352.1226805575716,5497.6899330844553,null,5878.5503407889346,null,5596.0286559498336,null,5375.5803108273767,null,5061.7774388222151]
[]
[]
["Risk weighted assets by asset classes"]
["Risk-weighted assets according to standardized approach",27261.718320854656,26487.2175426582,27639.348526049816,23321.74529254013,null,24851.157289945677,null,24365.32274013908,null,23672.638315049022,null,21884.14257280964]
["Central governments and central banks",1582.8026715703002,1838.6081191133001,2188.8863164619997,1537.9851939749999,null,2048.3752845128001,null,2277.5566312902001,null,2304.8284207803999,null,2208.7323759306005]
["Regional governments",48.328325320399998,52.424630707399999,50.468376832600001,35.036867689000005,null,59.441088294299995,null,71.015151255999996,null,72.351087538599998,null,48.812958796499998]
["Public administration and non-profit organisations",1.7985789550999998,5.1331679730999999,9.7242017070000006,8.9798622427999994,null,11.919320089900001,null,10.139981460000001,null,5.9840046484,null,6.6725154382999996]
["Multilateral development banks",0,0,0,0,null,0,null,0,null,0,null,0]
["Banks",380.5144626215,345.02902662330007,376.01483917650006,325.30585013889998,null,487.72628043719999,null,607.42998018469996,null,554.74264428410004,null,301.9320189586]
["Corporate customers",11819.465510467699,11695.9682043264,12090.4177959642,9924.9974657472994,null,10219.559887874801,null,9887.3910372826012,null,9821.6328929986012,null,8905.6146433366976]
["Retail customers",9763.7030792012556,9250.4456853792999,9526.2511602744144,7998.4777761367286,null,8508.2726894669722,null,8199.6432270317746,null,7792.8571780998263,null,7447.8213380239431]
["Equity exposures",413.97876496110001,446.30757095730002,472.19648352280001,455.41823277689997,null,382.69936710780001,null,383.04521199370004,null,369.43165327600002,null,406.79239778380003]
["Covered bonds",1.01646875,0.98932031499999995,0,9.0913001100000006,null,0,null,0,null,0,null,0]
["Mutual funds",105.0850548929,99.503020510900015,14.013854977299999,0,null,11.896872458300001,null,12.6917499108,null,7.8197640756000002,null,6.6809005537999999]
["Securitization position",0,0,0,0,null,null,null,0,null,0,null,0]
["Other positions",3145.0254041143999,2752.8087967522001,2911.375497133,3026.4527437234997,null,3121.2664997035999,null,2916.4097697293,null,2742.9906693475,null,2551.0834239874002]
["Risk-weighted assets according to internal rating approach",37446.773423583247,37241.803447320519,37345.385386599803,33220.326985947482,null,34148.479034730059,null,32667.183426835702,null,31193.439389498275,null,29081.410415600076]
["Central governments and central banks",247.76883958239998,318.37302365560004,223.65632602070002,266.17955124260004,null,231.1031102709,null,280.73089373519997,null,351.05441939899998,null,311.11223000859997]
["Banks",3802.1063183009001,3160.3891764127002,2845.0124869020001,2496.3815423253,null,2616.3409257518001,null,2425.0476345961001,null,2660.4797164184001,null,2094.7802748085001]
["Corporate customers",28859.349025206302,29314.471912606201,29989.473441132999,25411.671798007999,null,26550.590378164798,null,25580.167835470798,null,23760.033242727699,null,22143.057908327301]
["Retail customers",4226.2219207987455,4217.0632118359172,4025.0758129044998,4686.2075633273798,null,4433.8746881615689,null,4101.0288113249098,null,4115.1095068941722,null,4140.9111998206799]
["Equity exposures",205.2403953022,108.81783882529999,100.06917900929999,105.4098303399,null,106.25063866169999,null,100.6503989293,null,108.64257485340001,null,132.75348593339999]
["Securitization position",106.08692439270001,122.68828398479999,162.09814063029998,254.47670070429999,null,210.31929371930002,null,179.55785277939998,null,198.11992920559999,null,258.79531670159997]
["CVA risk",648.33576664624991,622.19837171874997,534.97184568250009,505.70200015249992,null,498.06605427125004,null,439.59631166749995,null,450.20867171875,null,405.73444273124994]
["Basel 1 floor",0,null,null,0,null,0,null,0,null,0,null,87.358503973403927]
["Total",65356.827511084157,64351.219361697462,65519.705758332115,57047.774278640107,null,59497.702378946989,null,57472.102478642286,null,55316.286376266049,null,51458.645935114364]
[0]
["* figures restated."]
["** Total capital formerly referred to as 'own funds'."]

{"sheet":"Own Funds Basel II","index":12,"n_rows":68,"n_cols":17,"rows_kept":68,"cut":false,"hidden":false,"merged":[]}
["Own funds development (regulatory)"]
[]
["€ million","31/12/2007","31/12/2008","31/12/2009","31/12/2010","31/3/\n2011","30/6/\n2011","30/9/\n2011","31/12/\n2011","31/3/\n2012","30/6/2012","30/09/2012","31/12/2012","31/3/2013","30/6/2013","30/9/2013","31/12/2013"]
[null,"RI Group","RI Group","RI Group"]
["Available own funds"]
["Paid-in capital",3056.9250139999995,3036.6000680000002,3637.8649999999998,4913.8779999999997,4914,4914,4926,4933.0770000000002,4935.8919999999998,5658.0190000000002,5657.366,5668.6161549999997,5668.6161549999997,5668.6161549999997,5668.6161549999997,5668.5580590000009]
["Earned capital",1259.0992092964425,1546.20491581122,1512.0540000000001,2958.2289999999998,2897,2716,2477,3031.1010000000001,3325.2910000000002,2753.5749999999998,2802.49,3071.0118450000004,3186.9360000000001,3019.39,2947.0360000000001,3134.5569999999998]
["Non-controlling interests",1079.0892191281082,1005.0573631981905,1061.5709999999999,1003.313,1089.9560114582805,1049.4649999999999,1071.7560000000001,1171.0160000000001,1039.3414,844.41140000000007,847.9434,848.31040000000007,827.23239999999998,655.52440000000001,448.44040000000001,428.21100000000001]
["Hybrid tier 1 capital",500.00000199999999,500.00000199999999,1150,800,800,800,800,800,441.2516,441.2516,441.2516,441.2516,441.2516,441.2516,441.2516,441.25200000000001]
["Intangible fixed assets",-202.83090813201872,-227.64599999999999,-289.483,-469.346,-465.17599999999999,-462.613,-468.33699999999999,-501.178,-501.49200000000002,-739.03099999999995,-735.93600000000004,-750.40899999999999,-755.63599999999997,-742.27599999999995,-708.21500000000003,-705.048]
["Core capital (tier 1 capital)",5692.2825362925323,5860.2158760000002,7072.0069999999996,9206.0740000000005,9236.3269999999993,9017.3209999999999,8806.3590000000004,9434.0159999999996,9240.2839999999997,8958.2260000000006,9013.1149999999998,9278.7810000000009,9368.4001549999994,9042.5061549999991,8797.1291549999987,8967.5300590000006]
["Deductions from the core capital",-11.185882208201511,-13.77,-13.058999999999999,-14.845000000000001,-25.812999999999999,-22.934999999999999,-21.372499999999999,-18.590499999999999,-12.445499999999999,-10.222,-15.7895,-13.595000000000001,-15.567500000000001,-15.2255,-14.462999999999999,-12.759]
["Eligible core capital (after deductions)",5681.096654084331,5846.4458759999998,7058.9480000000003,9191.2289999999994,9209.5139999999992,8993.3860000000004,8783.9865000000009,9415.4254999999994,9227.8384999999998,8948.0040000000008,8997.3255000000008,9265.1859999999997,9352.8326550000002,9027.2806549999987,8782.666154999999,8954.7710590000006]
["Supplementary capital according to Section 23 (1) 5 BWG",91.001000000000005,91.001000000000005,91.001000000000005,599.79200000000003,599.65700000000004,599.90099999999995,599.99900000000002,598.74199999999996,600,638.0334417176,634.78700000000003,null,null,0,0,0]
["Provision excess of internal rating approach positions",0,58.337000000000003,7.883,230.55500000000001,229.101,233.238,241.05199999999999,233.696,207.92400000000001,236.137,229.27600000000001,225.893,238.46700000000001,226.70099999999999,228.71,221.143]
["Hidden reserves",null,null,0,55.4,55.4,55.4,55.4,0,0,0,0,33.844000000000001,16.157,9.7260000000000009,10.095000000000001,8.23]
["Long-term subordinated own funds",865.92,897.04100000000005,1003.079,2480.1709999999998,2425.9549999999999,2455.4609999999998,2363.6179999999999,2535.5709999999999,2523.605,2528.029,2479.9679999999998,3080.221,3028.8530000000001,2985.8029999999999,2969.9540000000002,3157.248]
["Additional own funds (tier 2 capital)",956.92100000000005,1046.3789999999999,1101.963,3365.9180000000001,3310.1129999999998,3344,3260.069,3368.009,3331.529,3402.1994417176002,3344.0309999999999,3339.9580000000001,3283.4769999999999,3222.23,3208.759,3386.6210000000001]
["Deduction items: participations, securitisations",-11.185882208201511,-12.773999999999999,-13.058999999999999,-14.845000000000001,-26.812999999999999,-23.934999999999999,-22.372499999999999,-18.590499999999999,-12.445499999999999,-10.222,-15.7895,-13.595000000000001,-15.567500000000001,-15.2255,-14.462999999999999,-12.759]
["Eligible additional own funds (after deductions)",945.73511779179842,1033.605,1088.904,3351.0729999999999,3283.3,3320.0650000000001,3237.6965,3349.4185000000002,3319.0835000000002,3391.9774417176,3328.2415000000001,3326.3629999999998,3267.9095000000002,3207.0045,3194.2959999999998,3373.8620000000001]
["Deduction items: insurances",null,-0.996,-0.96399999999999997,-3.8170000000000002,-3.7810000000000001,-4.5529999999999999,-6.056,-7.0750000000000002,-7.3419999999999996,-7.1980000000000004,-8.3610000000000007,-8.3659999999999997,0,0,0,0]
["Tier 2 capital available to be redesignated as tier 3 capital ",57.43,112.455,181.58099999999999,69.078000000000003,84.757000000000005,187.22,180.27799999999999,100.07899999999999,116.989,121.202,98.662000000000006,302.07,308.49900000000002,278.77800000000002,276.95,357.01600000000002]
["Total own funds",6684.2617718761303,6991.5098760000001,8328.4689999999991,12607.563,12573.79,12496.118,12195.905000000001,12857.848,12656.569,12453.985441717601,12415.868,12885.253000000001,12929.241155,12513.063155,12253.912155,12685.649059000001]
["Total own funds requirement",4317.1196799999998,5766.81501951681,5116.8159999999998,7584.8509999999997,7559.6869999999999,7702.0249999999996,8067.8630000000003,7624.1279999999997,6897.9949999999999,6754.3990000000003,6723.2280000000001,6625.7250000000004,6699.1959999999999,6620.9390000000003,6616.5190000000002,6391.7219999999998]
["Excess own funds",2367.1420918761305,1224.6948564831903,3211.6529999999998,5022.7120000000004,5014.1030000000001,4794.0929999999998,4128.0420000000004,5233.72,5758.5739999999996,5699.5864417176008,5692.64,6259.5280000000002,6230.0451549999989,5892.1241549999995,5637.3931549999998,6293.9270590000006]
["Excess cover ratio",0.54831514234882883,0.21236936720501998,0.628,0.66220312040407903,0.66326859828984985,0.62244578536164186,0.51166486094273034,0.68646801312884564,0.83481852335352524,0.8438332472981831,0.84671232330660207,0.94473102943451481,0.92996908211074869,0.88992273679005329,0.85201798030051745,0.98469975055235515]
["Core tier 1 ratio, total",9.6000000000000002E-2,7.3999999999999996E-2,0,8.8505145428905183E-2,8.89932506464884E-2,8.5103707141952936E-2,7.9168290289510376E-2,9.0401683459435223E-2,0.1019030779186017,0.10075510670897592,0.10180911788206497,0.10654151373120216,0.10641970648418111,0.10374394206018209,0.1008556201305615,0.10655681207662035]
["Tier 1 ratio, credit risk",0.11407295473009849,9.6826062088530229E-2,0.14099999999999999,0.12157499249765009,0.12281509451827037,0.11755716295226006,0.10920845042711678,0.12203974083767131,0.12987548807078816,0.12929571939315715,0.13081111003684881,0.13598000040727137,0.13492549110266377,0.13311346021383089,0.12890695581690348,0.13706108284467564]
["Tier 1 ratio, total",0.10506840101085417,8.0922586991372059E-2,0.11,9.6943014437594094E-2,9.7459209620715775E-2,9.3511735905410898E-2,8.7100998120567985E-2,9.8796090516843363E-2,0.10702052987860966,0.10598134933988945,0.10705959101788605,0.11186924902557834,0.11168901647302153,0.10907553330426394,0.10619077681179484,0.11207960620314839]
["Own funds ratio",0.12386521138790631,9.6989549376401599E-2,0.13,0.13297624963232632,0.133061487863188,0.12993256224728389,0.12093318887541843,0.13491744105030765,0.14678548186828203,0.14750665978385463,0.14773698586452816,0.15557848235476118,0.15439752656885991,0.15119381894320427,0.14816143842404139,0.15877598004418841]
[null,null,null,0,0,0,0,0,0,0,0]
["Required own funds","(Basel I)"]
[]
["Risk-weighted assets according to Section 22 BWG"]
["of which 8 per cent minimum own funds for the credit risk",49802.310000000005,60387.5625,50089.599999999999,75601.3125,74986.824999999997,76502.237500000003,80433.212499999994,77150.487500000003,71051.425000000003,69205.725000000006,68781.05,68136.387499999997,69318.5,67816.4375,68131.824999999997,65334.162499999999]
["according to Sections §§ 22a to 22h BWG",3984.1848000000005,4831.0050000000001,4007.1680000000001,6048.1049999999996,5998.9459999999999,6120.1790000000001,6434.6570000000002,6172.0389999999998,5684.1139999999996,5536.4579999999996,5502.4840000000004,5450.9110000000001,5545.48,5425.3149999999996,5450.5460000000003,5226.7330000000002]
["Standardized approach",3984.1848000000005,4053.174,2861.6680000000001,2974.0349999999999,2944.2660000000001,3010.337,3220.636,3056.0990000000002,2911.7930000000001,2387.962,2445.473,2439.0059999999999,2365.9169999999999,2402.6370000000002,2401.076,2278.1619999999998]
["Internal rating approach",0,777.83100000000002,1145.5,3074.07,3054.68,3109.8420000000001,3214.0210000000002,3115.94,2772.3209999999999,3148.4960000000001,3057.011,3011.9050000000002,3179.5630000000001,3022.6779999999999,3049.47,2948.5709999999999]
["Settlement risk",7.8945001935503082E-3,0,1.7000000000000001E-2,2.7E-2,0.20699999999999999,7.0000000000000007E-2,8.9999999999999993E-3,7.3748800000000003E-3,1.8472947199999998,0,0,8.2103999999999999E-4,0,0,5.1249360000000001E-2,7.0000000000000001E-3]
["Own funds requirement for position risk in bonds, equities and commodities ",146.22810549980645,152.14263098889001,136.18899999999999,326.65476485461181,331.90788455304823,345.05755276023075,376.85122393445698,519.91220131534465,300.00530195202157,293.82166608299229,305.69401116461188,273.35266334739225,285.39412598188608,310.20081094121002,287.02138040574982,297.10814916474493]
["Own funds requirement for open currency positions ",186.69868,343.23372352792001,399.10899999999998,385.62200000000001,405.39511544695176,430.27744723976929,468.728776065543,140.13879868465534,89.403698047978423,69.532333917007719,63.919988835388118,55.977336652607761,65.130874018113914,62.274189058790014,61.706619594250178,59.907850835255076]
["Own funds requirement for the operational risk",0,440.43366499999991,574.33299999999997,824.44200000000001,823.23099999999999,806.44100000000003,787.61699999999996,792.03099999999995,822.625,854.58699999999999,851.13,845.48299999999995,803.19100000000003,823.149,817.19399999999996,807.96600000000001]
["Total own funds requirements",4317.1194800000003,5766.8150195168109,5116.8159999999998,7584.850764854612,7559.6869999999999,7702.0249999999996,8067.8630000000003,7624.1283748799997,6897.9952947199999,6754.3990000000003,6723.2280000000001,6625.7248210400003,6699.1959999999999,6620.9390000000003,6616.5192493599998,6391.7219999999998]
[]
[]
["Risk weighted assets by asset classes","(Basel I)"]
[]
["Risk-weighted assets according to section 22 BWG on standardized approach",null,50664.675000000003,35770.85,37175.442499999997,36803.32499999999,37629.212500000001,40257.949999999997,38201.237500000003,36397.412500000006,29849.525000000001,30568.412500000002,30487.574999999997,29573.962499999998,30032.962500000001,30013.45,28477.025000000001]
["Central governments and central banks",0,3927.4625000000001,2604.7379999999998,3712.3874999999998,3657.5625,3468.9375,3465.125,3518.1875,2707.8,2087.9250000000002,2053.4250000000002,2063.35,2150.35,2137.8000000000002,1957.925,1846.9875]
["Regional governments",0,498.4,126.675,95.174999999999997,111.96250000000001,108.55,113.66249999999999,99,86.862499999999997,75.674999999999997,101.325,97.512500000000003,94.05,84.137500000000003,82.787499999999994,86.775000000000006]
["Public administration and non-profit organisations",0,52.862499999999997,38.424999999999997,41.637500000000003,28.612500000000001,26.462499999999999,36.237499999999997,22.25,6.6875,3.4750000000000001,3.1124999999999998,4.2,5.6624999999999996,247.36250000000001,8.2375000000000007,6.5]
["Multilateral development banks",0,27.5,0,0,0,0,0,0,0,0,0,1.1499999999999999,0,0,0,0]
["Banks",0,1824.2874999999999,1683.7629999999999,1013.2625,956.52499999999998,755.27499999999998,935.9,699.48749999999995,507.86250000000001,359.8125,401.9375,368.22500000000002,381.8,354.38749999999999,383.4375,370.51249999999999]
["Corporates",0,28438.012500000001,17545.988000000001,18800.171999999999,18775.099999999999,19717.45,21854.387500000001,21186.0625,20615.212500000001,12991.7,13656.075000000001,13242.525,13073.262500000001,13082.3125,12877.4125,12827.375]
["Retail (including small and medium-sized entities)",0,13585.8125,11450.513000000001,10088.582999999999,10179.4125,10322.375,10328.612499999999,9443.875,9360.3374999999996,11345.225,11297.8375,11397.075000000001,10900.012500000001,11021.1875,11520.362499999999,9925.9624999999996]
["Covered Bonds",null,null,null,null,null,null,null,1.3125,1.3,1.325,1.3,1.3125,1.2250000000000001,1.0375000000000001,1.0249999999999999,1.0375000000000001]
["Mutual funds",0,68.900000000000006,122.925,124.5125,129.72499999999999,128.41249999999999,116.5,117.575,144.88749999999999,89.4375,92.05,111.22499999999999,11.375,106.3,104.2375,113.1375]
["Securitisation positions",0,0,2.7130000000000001,18.05,19.7,11.425000000000001,2.5625,0,0,0,0.13750000000000001,0,0,0,0,0]
["Other positions",0,2241.4375,2195.11,3281.6624999999999,2944.7249999999999,3090.3249999999998,3404.9625000000001,3113.4875000000002,2966.4625000000001,2894.95,2961.2125000000001,3201,2956.2249999999999,2998.4375,3078.0250000000001,3298.7375000000002]
["Risk-weighted assets on internal approach",null,9722.8874999999989,14318.75,38425.875,38183.5,38873.025000000001,40175.262499999997,38949.25,34654.012499999997,39356.199999999997,38212.637499999997,37648.8125,39744.537499999999,37783.474999999999,38118.375,36857.137499999997]
["Central governments and central banks",0,0,679.91099999999994,878.51250000000005,957.88750000000005,923.65,817.5,38.837499999999999,42.674999999999997,204.86250000000001,191.86250000000001,402.65,277.42500000000001,216.22499999999999,376.05,316.7]
["Banks",0,384.25,1669.6130000000001,5047.6875,4861.9624999999996,4735.3625000000002,4653.4624999999996,4378.8125,4048.9,3944.3375000000001,3671.75,3702.15,3809.9375,3597.2,3298.9875000000002,3098.9]
["Corporates",0,9334.4,11816.963,29586.424999999999,29547.65,30138.662499999999,31672.262500000001,32097.35,28273.012500000001,32061.0625,30663.3125,30537.674999999999,32213.987499999999,30382.9,30881.987499999999,28911.4]
["Retail (including small and medium-sized entities)",null,null,0,2464.6624999999999,2393.3125,2667.6875,2603.0625,2170.5749999999998,2111.7375000000002,3002.0374999999999,3052.7249999999999,2811.8375000000001,3211.625,3337.4375,3335.5124999999998,4293.6625000000004]
["Equity exposures",0,4.2374999999999998,152.26300000000001,313.5,284.03750000000002,267.0625,243.41249999999999,225.72499999999999,153.1,99.075000000000003,100.7625,90.237499999999997,140.01249999999999,143.4,136.22499999999999,143.5625]
["Securitisation positions",0,0,0,135.08750000000001,138.65,140.6,185.5625,37.950000000000003,24.587499999999999,44.825000000000003,532.22500000000002,104.2625,91.55,106.3125,89.612499999999997,92.912499999999994]
["Total",null,60387.5625,50089.599999999999,75601.317500000005,74986.824999999997,76502.237500000003,80433.212499999994,77150.487500000003,71051.425000000003,69205.725000000006,68781.05,68136.387499999997,69318.5,67816.4375,68131.824999999997,65334.162499999999]
[0]

{"sheet":"LLSFR","index":13,"n_rows":25,"n_cols":23,"rows_kept":25,"cut":false,"hidden":false,"merged":[[24,0,24,28]]}
["LLSFR (Austrian Finish)"]
[]
[]
[]
["As per Definition of Austrian National Bank (OeNB)","31/12/2010","31/12/2011","31/3/\n2012","30/6/2012","30/9/2012","31/12/2012","31/3/2013","30/6/2013","30/9/2013","31/12/2013","31/3/2014","30/6/2014","30/9/2014","31/12/2014\nrestated",null,"31/3/2015\nrestated",null,"30/6/2015\nrestated",null,"30/9/2015\nrestated",null,"31/12/2015"]
["Raiffeisenbank a.s., Prague (CZ)",1.0565332629764841,0.92279375423360266,0.91128992619470894,0.85992808339674542,0.8473900086277012,0.87008849113536946,0.92163867988200099,0.91624296884871714,0.93694170108077801,0.88927743910813661,0.89404131706123491,0.91705665417130766,0.88639448685562028,0.83228751797484557,null,0.86749372533883096,null,0.87376873749392714,null,0.89239898056157929,null,0.85235684155461355]
["Raiffeisen Bank Zrt., Budapest (HU)",1.0390905944322375,0.89879230995722093,0.84901398129596573,0.8624223371505928,0.81035708387148742,0.80157754092170486,0.82626536420920715,0.92020970149045467,0.9502215693772933,0.8969346624608624,0.87805494228739123,0.95619973468749631,0.87116827068111879,0.7936337065866953,null,0.81139032867025396,null,0.79293210054404606,null,0.67141892795251756,null,0.6479976219945548]
["Tatra banka a.s., Bratislava (SK)",0.73482400630364209,0.76645232886640025,0.74944652902577324,0.77234296463665253,0.78983786694718683,0.78972872947513884,0.79467233455021469,0.7964745825652142,0.7945943237864318,0.79928073889228801,0.81049954979402705,0.7920472783258431,0.8520767808035532,0.83980360487800387,null,0.82743347469916473,null,0.83531488197951409,null,0.82462918485880943,null,0.79510299304542353]
["Raiffeisen Banka d.d., Maribor (SI)",2.3121132358011107,2.2151698312752202,2.1672929208722778,2.1402723143634277,2.072104087897134,1.9232840913946458,2.4685567377096547,2.1957564699286252,2.096294776986197,1.7905403674399276,1.7055115203672166,1.4760332856678651,1.2315122835340999,1.2078183118726509,null,1.2519684379643452,null,0.99801137940044882,null,0.78637172493983665,null,0.59447212469431676]
["Raiffeisen Bank Polska S.A., Warsaw (PL)",0.97523604881916426,0.91920127753884284,0.90296097822317689,0.8177322860417563,0.85655012975559175,1.0654087709941837,1.0583423682286999,1.0905725254200114,1.1087959248663333,1.0455354997717237,1.0466440221269069,1.024145379346509,0.96305061626193278,0.94334155273846021,null,0.93492421217465627,null,0.91626410337704989,null,0.83517568723667068,null,0.79998668503573889]
["Raiffeisen Bank Sh.a., Tirana (AL)",0.41304369170948979,0.44299977469885671,0.43521449341671664,0.41897307115014615,0.40748667542066197,0.42697248684345174,0.42919558408562009,0.42647135898453686,0.43076238516523241,0.46082621225766812,0.46106896085137511,0.46264809009239483,0.46770893835596378,0.45915329782521919,null,0.47367501987748495,null,0.46343580682193597,null,0.42241447319919828,null,0.39089913534968962]
["Raiffeisen Bank d.o.o., Sarajevo (BA)",0.70533379093877957,0.70840380259818625,0.67795458764526828,0.68279287845922698,0.69740188513558554,0.68424835949448526,0.68677130489121641,0.69419380909698769,0.67925032085547843,0.64546285588718422,0.63672416334063775,0.63690313774141827,0.6336763672286998,0.6369010433076161,null,0.63046142436408026,null,0.65017532992107163,null,0.64418874311696395,null,0.64292692175173394]
["Raiffeisenbank (Bulgaria) EAD, Sofia (BG)",0.99688363262696156,1.0217082038997849,0.99537606241333509,0.95670853614971496,0.94347342297300907,0.96154541111425529,0.93827982245688313,0.92842152490664631,0.88104202697863365,0.91206988563743641,0.86633352333841984,0.81303017767724639,0.73276692009651001,0.7537466791645101,null,0.70376528466691946,null,0.69874513581359754,null,0.68381178505782048,null,0.66596063903922986]
["Raiffeisenbank Austria d.d., Zagreb (HR)",1.0355377266639278,1.0197799018210552,1.0213120335608963,1.0035686163418267,0.93697387256417974,0.90998627011358835,0.93942123948406397,0.92422021321560766,0.88172946600080759,0.94654885779728792,0.89999791320948153,0.88272341959257028,0.79862913609104635,0.75165671915236432,null,0.77308490555951115,null,0.75028153462881275,null,0.71892385088979804,null,0.68536039864422049]
["Raiffeisen Bank Kosovo J.S.C., Pristina (KO)",0.62428550233756297,0.70497676606426785,0.72065043342031454,0.73763003001001981,0.73291333253882618,0.75090200811755592,0.82347018848582254,0.83496088857895812,0.80070622242326805,0.74894345340592805,0.71334746206280475,0.74931163022750946,0.68130845269142237,0.69137849388452643,null,0.67478214802073921,null,0.66356761405272102,null,0.64340174282176354,null,0.62838809570846021]
["Raiffeisen Bank S.A., Bucharest (RO)",0.75277325479558577,0.84054706428623949,0.78735539270241639,0.82889158722056944,0.81341322729049437,0.83362672745370148,0.77970630491287951,0.79727902887366986,0.80118039111645667,0.742260409719526,0.76953772483878791,0.74332956101680059,0.77171612585162941,0.69181852305391156,null,0.71437066085117906,null,0.76209617497282389,null,0.75046233731358059,null,0.71014165050623246]
["Raiffeisen banka a.d., Belgrade (RS)",0.78760715572365791,0.78220835172781844,0.80876622880139859,0.82866995117853748,0.82376180720668069,0.80075776114891362,0.82347018848582254,0.80049479407858848,0.77002877163890115,0.72397744982297507,0.64375375457838324,0.65715899991587667,0.63982852855400207,0.67031381385469735,null,0.61460985648703681,null,0.61352516581946148,null,0.60519800398473289,null,0.62039399082111646]
["Priorbank JSC, Minsk (BY)",1.0589392426292306,0.89721739025158109,0.82440848454042259,0.77030635080015286,0.72672465872370484,0.81052532733664751,0.88600939444684357,0.86555742854355289,0.95254521541977255,0.91269041509777094,0.94472866592014493,0.88877764925960578,0.83825453714470599,0.9411200540697936,null,0.9111003143453319,null,0.83026654752015794,null,0.84811851523685833,null,0.82014000153233291]
["Raiffeisen Bank Aval JSC, Kiev (UA)",1.0513595144278696,1.0437199371257846,0.94677275927079241,0.91745161556950305,0.90071088816200562,0.85616149746242232,0.82070614450090196,0.83762363567721998,0.84601495604136967,0.92377718653930718,0.99564721086903341,0.90233710475336026,0.83817097150076558,0.73295711503705641,null,0.7137975650208499,null,0.62428615724438918,null,0.5766499973382877,null,0.54027496902008132]
["AO Raiffeisenbank, Moscow (RU)",0.89207859222213814,0.87027639991578809,0.82068232380469552,0.79641916178886429,0.80295727815177498,0.9063356347212449,0.86312765053433593,0.85798487466772466,0.89024576556221535,0.89690910780904864,0.83918693319937798,0.89286948471477301,1.0001131342930922,0.99657343343012117,"*",0.94055981403664868,"*",0.870978619882117,"*",0.83663242937963411,"*",0.84732031606359781]
["Polbank EFG S.A., Warsaw (PL)*",null,null,null,1.3496107202538874,1.35215508843613]
[]
["* merged into Raiffeisen Bank Polska in Q4/2012"]
[]
["* figures restated."]

{"sheet":"Country Overview","index":14,"n_rows":74,"n_cols":19,"rows_kept":74,"cut":false,"hidden":false,"merged":[[25,7,27,7],[60,7,62,7]]}
["Country and Segment Overview"]
[]
[]
[]
["1/1-31/12\n2015","Assets\nin € million",null,"Share of \nAssets","Profit/loss after tax\nin € million",null,"Business \noutlets","Number of employees","Loan/deposit\nratio** ",null,"Net interest margin \n(avg. interest bearing assets)",null,"Provisioning ratio\n(avg. loans)\n(annualised)",null,"Loan growth \nYoY","NPL ratio",null,"NPL coverage ratio"]
["Czech Republic",9264.6961946109986,null,8.0966292414967875E-2,101.848827861,null,128,2753,1.0068966009137554,null,2.8009577360617596E-2,null,6.004675068461595E-3,null,0.12298922208855334,4.6964736288952903E-2,null,0.71531408409080033]
["Hungary",6393.8426796759995,null,5.5877248987297755E-2,18.225508300999998,null,72,2016,0.69478882480593929,null,2.0124762002070182E-2,null,1.3418488749861672E-2,null,-0.26155578054923856,0.19707008469835449,null,0.77293739786317095]
["Slovakia",11222.900108,null,9.8079482888694502E-2,124.05564200000001,null,195,3854,0.91144105162016498,null,2.9521288230493728E-2,null,4.6808451563000782E-3,null,9.6216469294602813E-2,3.8076648106191255E-2,null,0.74961871839426919]
["Reconciliation",-3.6774787889899017,null,"–","–",null,"–","–","–",null,"–",null,"–",null,"–","–",null,"–"]
["Central Europe",26877.761503498008,null,0.23489088596535024,244.12997816200001,null,395,8623,0.89792295336642924,null,2.67271057529927E-2,null,7.0891884533437087E-3,null,1.4209404362312439E-2,7.0930201679771196E-2,null,0.75304829524973871]
["Albania",2119.6940306659999,null,1.8524489428697482E-2,12.444527277000001,null,91,1349,0.40846460801485635,null,3.830712742865023E-2,null,3.4431505751402892E-2,null,-7.168907003297964E-2,0.19462556146085955,null,0.61480959298002957]
["Bosnia and Herzegovina",1947.4633229879998,null,1.7019326005335025E-2,32.17702663,null,97,1311,0.72066136993423213,null,3.6139749227305014E-2,null,7.1702971587746652E-3,null,-2.7121820941400365E-3,0.10510982093018356,null,0.6338297969874932]
["Bulgaria",3440.2334067910001,null,3.0064984122415313E-2,30.864708078000003,null,149,2546,0.78888492157264289,null,3.5990425569817727E-2,null,1.5100523657059767E-2,null,-4.2151635939025045E-2,0.11025458333542823,null,0.67296153036004036]
["Croatia",4615.5625219939984,null,4.0336453237690174E-2,-11.282282439999999,null,78,2133,0.81392195546229018,null,3.2938230005878456E-2,null,1.166614712944764E-2,null,-8.1545114735522839E-2,0.17369601224994508,null,0.72086298620235589]
["Kosovo",847.52416400000004,null,7.4067069064919742E-3,19.424209999999999,null,52,715,0.69100227344902931,null,4.9136173640868072E-2,null,3.3146323578473187E-3,null,1.4894485989547235E-3,7.5357792307773883E-2,null,0.59456886611189574]
["Romania",7232.4409214839989,null,6.320595022462476E-2,100.00177275499999,null,512,5437,0.79204696376920669,null,3.9534936499497235E-2,null,1.6695877369983715E-2,null,3.6818271493742616E-2,8.6852811647759792E-2,null,0.77029651125460086]
["Serbia",1948.310854251999,null,1.7026732774290031E-2,43.858097590999996,null,85,1550,0.67639495474452294,null,4.8132191133852906E-2,null,7.7021309252111808E-3,null,-2.6740262004897986E-2,0.12330973740005799,null,0.84333690543856143]
["Reconciliation",-30.835340438999538,null,"–","–",null,"–","–","–",null,"–",null,"–",null,"–","–",null,"–"]
["Southeastern Europe",22120.393881735996,null,0.19331516562892573,227.48805989100001,null,1064,15041,0.73036195867365039,null,3.8443984442136793E-2,null,1.4443642703169793E-2,null,-2.3986253018989712E-2,0.12121880938116321,null,0.7159307982322326]
["Belarus",1449.313381930001,null,1.2665880091192513E-2,118.57351418600001,null,97,2086,1.0609067346989434,null,8.6340866583228038E-2,null,2.5623231462359487E-2,null,-0.12646679912404402,6.0057744959236284E-2,null,0.89680191902400552]
["Kazakhstan",16.282151708000001,null,1.4229343614112423E-4,0.59096544100000004,null,1,9,"–",null,3.8826329220431534E-2,null,0.12176521929077816,null,-0.52893521235022767,"–",null,"–"]
["Russia",10675.910275442995,null,9.3299214027143959E-2,387.41998169300001,null,186,7635,0.90435743101581734,null,5.4194851794991374E-2,null,2.1426484217799247E-2,null,-0.17074660982125145,7.9923500348466403E-2,null,0.75635015718445975]
["Ukraine",2038.999116086,null,1.7819278171572233E-2,-84.659096051999995,null,578,9639,0.66279765762763276,null,8.5349556183052608E-2,null,8.7609694955568182E-2,null,-0.19003984138890451,0.59309381172186604,null,0.90676881739226178]
["Reconciliation",-1.4057419869968726,null,"–","–",null,"–","–","–",null,"–",null,"–",null,"–","–",null,"–"]
["Eastern Europe",14179.099183179997,null,0.12391438062631331,421.92536526800001,null,862,19369,0.88019230803235793,null,6.1356585555104953E-2,null,3.5381840176418072E-2,null,-0.17190592131244109,0.18908632110134216,null,0.86362363301523659]
["Group Corporates",13873.346452080001,null,0.12124233779696324,77.18313254600001,null,1,2662,1.070791294326108,null,2.0802086453468469E-2,null,9.4163240777984623E-3,null,-0.13609459986717909,9.3563484761966659E-2,null,0.56677184451342588]
["Group Markets",13460.864596003001,null,0.11763756480997363,71.660649227000007,null,5,null,0.46605335470925241,null,7.6636398832982226E-3,null,-2.396067852719785E-3,null,-0.52119294471254962,5.7494639110699589E-2,null,0.81975072676919225,"*"]
["Corporate Center",27287.162560438006,null,0.23846873514625289,614.23017585100001,null,0,null,"–",null,"–",null,"–",null,"–","–",null,"–"]
["Asia",2116.646028918999,null,1.8497852246479617E-2,-275.98501682800003,null,5,197,"–",null,2.7571905477825672E-2,null,0.12207201266184806,null,-0.56861028041342565,0.46828064069945485,null,0.67825420077935716]
["Poland",14503.835140218001,null,0.12675232219535118,25.422951947000001,null,357,5128,1.0333437798220362,null,1.8400211557567346E-2,null,4.3654111644871848E-3,null,-1.2277923603937202E-2,7.5542800857888615E-2,null,0.65378913188674637]
["Slovenia",788.31052,null,6.8892253707403192E-3,-14.737046745999999,null,14,218,0.91119160541840594,null,1.312423840997012E-2,null,2.8863789090468342E-2,null,-0.49618438685881971,0.3211158007818618,null,0.60048837875350136]
["USA",627.67210710200004,null,5.4853696545279313E-3,-3.8024586330000001,null,1,56,"–",null,3.5578096482207548E-2,null,1.870948253343515E-2,null,-0.25437840641135778,9.5434209011426241E-2,null,0.43705844459810461]
["Reconciliation",798.27602484699594,null,"–",-17.255956162999944,null,1,198,"–",null,"–",null,"–",null,"–","–",null,"–"]
["Non-Core",18834.739821085997,null,0.16460108565685339,-286.35752642299997,null,378,5797,1.1625052855323961,null,2.0109333608526556E-2,null,2.6760208209219628E-2,null,-0.20595361793299227,0.15360027349596167,null,0.62427961055410608]
["Reconciliation",-22206.784807973949,null,-0.19407015563063248,-935.26855688099613,null,"–","–","–",null,"–",null,"–",null,"–","–",null,"–"]
["Total RBI Group",114426.58319004707,null,1,434.99127764100399,null,2705,51492,0.92160348178957874,null,3.0047436199287136E-2,null,1.6400344095714801E-2,null,-0.10271425488782726,0.11910756521125795,null,0.7126682298084176]
["* including loans and advances to banks."]
["** Loan/deposit ratio – Loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending)."]
[]
["1/1-31/12\n2014 - restated","Assets\nin € million",null,"Share of \nAssets","Profit/loss after tax\nin € million",null,"Business \noutlets","Number of employees","Loan/deposit\nratio***",null,"Net interest margin \n(avg. interest bearing assets)",null,"Provisioning ratio\n(avg. loans)\n(annualised)",null,"Loan growth \nYoY","NPL ratio",null,"NPL coverage ratio"]
["Czech Republic",8370.7943646629974,null,6.8895555895348001E-2,82.022787425000004,null,126,2706,1.0186397291050275,null,3.11636208924316E-2,null,6.6387772724598336E-3,null,5.7130937772711166E-2,6.0139725398877082E-2,null,0.6518801860152742]
["Hungary",6935.7502507930003,null,5.7084471110278034E-2,-398.163392251,null,114,2298,0.8827187564229535,null,2.6217696901960522E-2,null,2.6382341250211602E-2,null,-5.5373888681909622E-2,0.25734959652573508,null,0.77294746035947359]
["Slovakia",9895.6702749999986,null,8.1445998414589368E-2,116.59733900000001,null,178,3648,0.98446012173798003,null,3.351342705799764E-2,null,7.4507235181055067E-3,null,8.9156670013788686E-2,4.4960278922283631E-2,null,0.70758767850341242]
["Reconciliation",-47.569445299943254,null,"–","–",null,"–","–","–",null,"–",null,"–",null,"–","–",null,"–"]
["Central Europe",25154.645445156053,null,0.20703450661867751,-199.54326582600018,null,418,8652,0.97134350695012717,null,3.0885977199909438E-2,null,1.226239941306689E-2,null,3.7958567167311275E-2,0.10410584867394734,null,0.73764922325749338]
["Albania",1975.6608485100001,null,1.62606135677365E-2,33.484326046999996,null,92,1326,0.47990287835634621,null,4.6967868666061979E-2,null,3.229917159161446E-2,null,-1.841182743220604E-2,0.18632160169986225,null,0.58841119479739945]
["Bosnia and Herzegovina",1943.7748859799999,null,1.5998177170656155E-2,20.587249921999998,null,96,1434,0.72472190150369697,null,3.6747375078757819E-2,null,1.3433186820473489E-2,null,-3.8349373761866756E-2,0.13050760422938829,null,0.56740319422518082]
["Bulgaria",3223.1610568569999,null,2.6528124223171072E-2,25.025921475000001,null,156,2751,0.91269896604018685,null,4.0043188357520756E-2,null,2.195773482759979E-2,null,-0.13908644260014014,0.14702850404998316,null,0.53931092992613416]
["Croatia",4646.9719909990008,null,3.8246754680955238E-2,60.807047491999995,null,77,2127,0.92299359596308461,null,3.7128134778485013E-2,null,1.4932713359477486E-2,null,-6.8810467658294128E-2,0.14791073414967323,null,0.73228058986178601]
["Kosovo",777.80745000000002,null,6.4017193963706327E-3,16.321611000000001,null,52,705,0.76725907201326948,null,5.3066745325071142E-2,null,5.4064313689889303E-3,null,6.5277799330953235E-2,0.10192072427336475,null,0.48543324243393954]
["Romania",6919.5080904260058,null,5.6950790527686097E-2,96.881145466999996,null,529,5292,0.85108826331778087,null,4.361403155957335E-2,null,1.9522043520939353E-2,null,1.1051770840558417E-2,0.10655225910203962,null,0.71691896925940479]
["Serbia",1884.86304258,null,1.5513305123506531E-2,42.925386225000004,null,85,1581,0.81433054420102391,null,5.519778140841191E-2,null,1.7569925103020145E-2,null,2.113006885941604E-2,0.12896822240061928,null,0.81447463264001696]
["Reconciliation",-1.090363465008295,null,"–","–",null,"–","–","–",null,"–",null,"–",null,"–","–",null,"–"]
["Southeastern Europe",21370.657001887001,null,0.17589051048837842,296.03268738999998,null,1087,15216,0.81422182111747643,null,4.2712620039116432E-2,null,1.8485928230221479E-2,null,-3.9565992062046362E-2,0.13221259281843467,null,0.66530083408339136]
["Belarus",1536.3153697370001,null,1.2644594624784929E-2,62.723746476999999,null,97,2176,1.1758750837955567,null,8.0772050034938869E-2,null,8.6908226544522051E-3,null,0.15003362024772349,3.0122006048141348E-2,null,0.88881291940357066]
["Kazakhstan",27.926867281,null,2.2985118997336177E-4,1.02974108,null,1,9,"–",null,5.9322489025534927E-2,null,2.4795237646732847E-3,null,-0.29272108305387212,"–",null,"–"]
["Russia",12442.468672943996,"*",0.1024073413571952,325.63781477899897,"*",212,8252,1.0962009517852891,"*",5.9248186947831669E-2,"*",1.176053859916216E-2,"*",-0.15833485983751139,5.9094298881198742E-2,null,0.74099301461174183,"*"]
["Ukraine",2480.6199754560007,null,2.041666354815851E-2,-289.775212001,null,671,11478,1.0468916518061344,null,9.3470702525942084E-2,null,0.17773836757380074,null,-0.2531062261442576,0.45983263965364513,null,0.86895879928113184]
["Reconciliation",-1.4656247029965925,null,"–","–",null,"–","–","–",null,"–",null,"–",null,"–","–",null,"–"]
["Eastern Europe",16485.865260715,"*",0.135686387942764,99.616090298386112,"*",981,21915,1.0978277281788869,"*",6.6274123701528756E-2,"*",3.5163922249686889E-2,"*",-0.16280460143487663,0.14514875797107127,null,0.83402198990663823,"*"]
["Group Corporates",15614.914961019997,null,0.12851805929428894,89.942228692000029,null,1,2937,1.2517974404837631,null,1.5566809341570219E-2,null,1.5346717635063997E-2,null,-7.1587357628201009E-2,8.6323364454741397E-2,null,0.5025965328851022]
["Group Markets",16684.026346614002,null,0.13731734643667595,80.781811238000003,null,5,null,1.5685535114510529,null,9.8295813923107225E-3,null,-3.5132414531362254E-4,null,1.1587535422487312,3.8651102380276137E-2,null,0.79661053211387589,"**"]
["Corporate Center",31001.591,"*",0.25515760542413063,243.3015375019998,"*",0,null,"–","*","–","*","–","*","–","–",null,"–","*"]
["Asia",4832.3807535021733,"*",3.977275558410117E-2,-251.93375709799997,"*",5,253,"–","*",2.2113571601567898E-2,"*",8.0307831342240468E-2,"*",-8.2965755115180451E-2,0.19651927517075382,"*",0.58105550435542508,"*"]
["Poland",13728.873136067996,null,0.11299505224008616,83.796136855,null,351,5462,1.1622595134193212,null,2.4372234561906899E-2,null,2.5683078247818567E-3,null,4.8374087344351668E-3,8.7748065622433716E-2,null,0.56907540409670332]
["Slovenia",1145.5243969999999,null,9.4282019943247811E-3,-25.046281,null,14,230,1.4452513077257043,null,1.2187088371703767E-2,null,2.4352147801435738E-2,null,-0.21452900923298646,0.25232551209369403,null,0.59862717006017208]
["USA",814.40615270599994,null,6.702943851079831E-3,15.162934369,null,1,65,"–",null,4.5300452160041568E-2,null,5.6493548951784735E-3,null,0.22131959485851826,4.0118827408418628E-2,null,0.52171322530454456]
["Reconciliation",759.93449141799795,null,"–",-19.022789539000009,null,3,"–","–",null,"–",null,"–",null,"–","–",null,"–"]
["Non-Core",21281.118930694167,"*",0.17515357025070291,-197.04375641299998,"*",374,6010,1.3539722862643522,"*",2.3224591658999639E-2,"*",1.5800000000000002E-2,"*",-2.2304602346528091E-2,0.1195349662279496,null,0.57821835583971459,"*"]
["Reconciliation",-26093.046487929532,"*",-0.21475798645561842,-1000.2764011056981,"*","–","–","–",null,"–",null,"–",null,"–","–",null,"–"]
["Total RBI Group",121499.77245815669,"*",1,-587.18906822431234,"*",2866,54730,1.0660000000000001,"*",3.2395048101830512E-2,"*",2.1675437056535001E-2,"*",-3.3814894885472402E-2,0.11341926659752509,null,0.67471294420045069,"*"]
["* figures restated."]
["** including loans and advances to banks."]
["*** Loan/deposit ratio – Loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending)."]

{"sheet":"CE-CZ","index":15,"n_rows":52,"n_cols":48,"rows_kept":52,"cut":false,"hidden":false,"merged":[[0,37,3,37],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Czech Republic",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",234.95038027200002,225.37347782199998,9.5769024500000342,4.2493475907417366E-2,null,57.090712784000004,59.461412770999999,-2.3706999869999947,-3.9869553657093881E-2,null,null,57.090712784000004,59.461412770999999,60.156753651999999,58.241501064999994,56.390021114,58.169467597999997,57.177946339999998,53.636042769999996,54.788341958000004,56.460334628999988,61.019013334000007,59.742952643999999,59.992753495000017,63.969637744999986,67.068381209999998,65.821811906999997,null,null,225.37347782199998,232.01064256499998,256.85258435700001,278.49579366399996,281.48135435299997,244.868437,null,null,234.95038027200002,177.85966748800001,118.39825471699999,58.241501064999994,225.37347782199998,168.98345670800001,110.81398910999999,53.636042769999996,232.01064256499998,177.22230060699999]
["Net fee and commission income",102.62813875100001,105.17389743700001,-2.5457586859999992,-2.4205232933627197E-2,null,26.500528629000002,24.942914442999999,1.5576141860000021,6.2447160678015035E-2,null,null,26.500528629000002,24.942914442999999,25.836972666999998,25.365691755,25.957009853999999,25.848160609000001,26.211861951000003,27.156865023000002,29.075161602999998,30.410845713000001,34.287867233,31.353580034,33.18080212400001,30.763870937999986,31.082094653999999,29.709961848000003,null,null,105.17389743700001,125.127454583,124.736729564,126.502926941,110.035777293,91.694539000000006,null,null,102.62813875100001,76.127610121999993,51.184695679000001,25.365691755,105.17389743700001,79.216887583000002,53.368726973999998,27.156865023000002,125.127454583,96.052292980000004]
["Net trading income",12.274430781,-5.1782145890000004,17.452645369999999,"–",null,3.95071145,-8.3954426259999995,12.346154075999999,"–",null,null,3.95071145,-8.3954426259999995,11.621707189999999,5.0974547670000003,-3.4849885599999997,-0.85187307499999987,-1.3052792339999999,0.46392628000000002,4.4955766669999999,2.0034249679999991,7.8473208130000014,0.49038005900000003,0.18404251800000004,1.0731772049999995,1.1747894050000001,2.3569891790000002,null,null,-5.1782145890000004,14.836702507,4.788998307,7.0798160680000004,-2.5822845720000003,-3.1752060000000002,null,null,12.274430781,8.3237193309999995,16.719161957000001,5.0974547670000003,-5.1782145890000004,-1.6932260290000001,-0.84135295399999999,0.46392628000000002,14.836702507,10.34112584]
["Recurring other net operating income",12.827270877999998,6.3516299939999996,6.4756408839999988,1.0195242622944258,null,3.2733762879999997,5.5394583849999997,-2.266082097,-0.40908008319661748,null,null,3.2733762879999997,5.5394583849999997,2.0742356329999998,1.9267495349999999,0.9132957719999979,1.8200649320000002,2.064810939,1.553458351,5.1039467659999991,3.9576766829999999,2.7506478489999999,2.174196953,3.7828761630000014,2.8082338079999993,4.8485630999999918E-2,1.779702989,null,null,6.3516299939999996,13.986468251,8.4192985910000004,10.370138074,3.1746899330000002,6.7093550000000004,null,null,12.827270877999998,9.5538945899999987,4.014436205,1.9267495349999999,6.3516299939999996,5.4383342219999999,3.6182692900000002,1.553458351,13.986468251,8.8825214849999998]
["Operating income",362.68022068199997,331.72079066399999,30.959430017999978,9.3329784835098906E-2,null,90.815329151,81.548342973000004,9.2669861779999962,0.11363794578963082,null,null,90.815329151,81.548342973000004,99.689669141999985,90.631397121999996,79.775338179999991,84.985820063999995,84.149339996000009,82.810292423999996,93.463026993999989,92.832281992999995,105.90484922900001,93.761109690000012,97.140474300000022,98.614919695999959,99.373750900000005,99.668465922999999,null,null,331.72079066399999,385.96126790599999,394.79761081899994,422.44867474699998,392.10953700699997,340.09712500000001,null,null,362.68022068199997,271.86489153100001,190.31654855800002,90.631397121999996,331.72079066399999,251.94545248400004,166.95963241999999,82.810292423999996,385.96126790599999,292.49824091200003]
["Staff expenses",-96.158397993999998,-97.64839807300001,1.4900000790000121,-1.5258827675658559E-2,null,-26.039369524000001,-24.661453039999998,-1.3779164840000035,5.5873288640579055E-2,null,null,-26.039369524000001,-24.661453039999998,-20.472860662999999,-24.984714767,-23.254269489000002,-26.780515187000002,-22.201684453999999,-25.411928942999999,-21.141813035000002,-31.602822248999995,-28.619394907000004,-31.303780982999999,-30.042642119999996,-33.414388719000002,-29.034183053,-27.723422522,null,null,-97.64839807300001,-112.66781117399999,-120.214636414,-126.554072311,-107.282179825,-96.201622,null,null,-96.158397993999998,-70.119028470000003,-45.457575429999999,-24.984714767,-97.64839807300001,-74.394128583999986,-47.613613397000002,-25.411928942999999,-112.66781117399999,-91.525998138999995]
["Other administrative expenses",-73.766513930999992,-76.149882094000006,2.3833681630000143,-3.129838284001496E-2,null,-17.49165095,-20.161621149000002,2.6699701990000015,-0.13242834885489496,null,null,-17.49165095,-20.161621149000002,-18.265588136999998,-17.834151980000001,-21.999548537000003,-17.748979918000003,-18.328895532000001,-18.072458106999999,-22.659513028000003,-19.501195047,-22.086216290999996,-20.543146056000001,-27.717491366999994,-20.483831105000007,-17.689516309999998,-21.267794885000001,null,null,-76.149882094000006,-84.790070421999999,-87.158633667000004,-85.134767511000007,-76.538194602000004,-65.952406999999994,null,null,-73.766513930999992,-56.274862980999998,-36.113241832,-17.834151980000001,-76.149882094000006,-54.150333556999996,-36.401353639,-18.072458106999999,-84.790070421999999,-62.130557394]
["Depreciation on intangible and tangible fixed ass.",-24.195770984000003,-23.702463556000001,-0.49330742800000138,2.0812496002134973E-2,null,-7.0756399879999998,-5.8658442240000008,-1.209795763999999,0.20624410021836925,null,null,-7.0756399879999998,-5.8658442240000008,-5.4211007049999997,-5.8331860669999998,-6.6449041319999997,-5.1687900859999996,-6.1393119729999999,-5.7494573649999996,-51.597811374000003,-15.924691572,-6.3360641180000004,-6.1224234490000002,-10.909870367999998,-6.2566629069999991,-6.1313609150000001,-6.0852358679999998,null,null,-23.702463556000001,-79.980990512999995,-29.383130057999999,-25.39200056,-21.038585114,-16.078120999999999,null,null,-24.195770984000003,-17.120130996,-11.254286772,-5.8331860669999998,-23.702463556000001,-17.057559424000001,-11.888769337999999,-5.7494573649999996,-79.980990512999995,-28.383179138999999]
["General administrative expenses",-194.12068290900001,-197.50074372300003,3.3800608140000179,-1.711416752303796E-2,null,-50.606660462000001,-50.688918412999996,8.2257950999995444E-2,-1.6227994910007482E-3,null,null,-50.606660462000001,-50.688918412999996,-44.159549505000001,-48.652052814000001,-51.898722158000005,-49.698285191000011,-46.669891958999997,-49.233844414999993,-95.399137437000022,-67.028708867999981,-57.041675315999996,-57.969350488000003,-68.670003855000004,-60.154882730999994,-52.855060277999996,-55.076453274999999,null,null,-197.50074372300003,-277.43887210899999,-236.75640013899999,-237.08084038200002,-204.85895954099999,-178.23214999999999,null,null,-194.12068290900001,-143.514022447,-92.825104033999992,-48.652052814000001,-197.50074372300003,-145.602021565,-95.903736374000005,-49.233844414999993,-277.43887210899999,-182.03973467199998]
["Operating result",168.55953777299996,134.22004694099996,34.339490831999996,0.25584472375497569,null,40.208668689,30.859424560000008,9.3492441289999917,0.30296236116853859,null,null,40.208668689,30.859424560000008,55.530119636999984,41.979344307999995,27.876616021999986,35.287534872999984,37.479448037000012,33.576448009000003,-1.9361104430000324,25.803573125000014,48.863173913000011,35.791759202000009,28.470470445000018,38.460036964999965,46.518690622000008,44.592012648000001,null,null,134.22004694099996,108.522395797,158.04121067999995,185.36783436499996,187.25057746599998,161.86497500000002,null,null,168.55953777299996,128.35086908400001,97.49144452400003,41.979344307999995,134.22004694099996,106.34343091900004,71.055896045999987,33.576448009000003,108.522395797,110.45850624000005]
["Net provisioning for impairment losses",-40.554528005999998,-40.360632609,-0.19389539699999858,4.8040722968440974E-3,null,-15.574268134,-5.7243593200000005,-9.8499088139999991,1.7207006519639649,null,null,-15.574268134,-5.7243593200000005,-16.208398713000001,-3.0475018390000002,-9.6413510890000005,-8.6692965520000005,-12.266639514,-9.7833454539999991,-25.786541208999999,-6.5853391139999999,-12.418457954999997,-6.9589338520000004,-39.723385221000001,-14.887798397999997,-13.948770481,-6.3864290099999996,null,null,-40.360632609,-51.749272130000001,-74.946383109999999,-78.790504411000001,-93.617161674000002,-72.089365999999998,null,null,-40.554528005999998,-24.980259872000001,-19.255900552,-3.0475018390000002,-40.360632609,-30.719281520000003,-22.049984967999997,-9.7833454539999991,-51.749272130000001,-25.962730920999999]
["Other results",-0.90519037700000016,7.9211527039999998,-8.8263430809999992,"–",null,-0.33944143600000004,9.0896433670000008,-9.4290848030000003,"–",null,null,-0.33944143600000004,9.0896433670000008,-6.503643051000001,-3.1517492569999996,2.3451429779999997,0.9827050799999999,1.0669404769999999,3.5263641689999998,-3.670264487999999,-2.4867828540000003,-1.0747521630000001,1.0112326739999999,1.6478355829999982,6.6725623430000001,1.523018129,5.9918631490000003,null,null,7.9211527039999998,-6.2205668309999993,15.900566866999998,10.536669236,-4.6351907529999989,5.9441679999999995,null,null,-0.90519037700000016,-0.56574894099999995,-9.6553923080000015,-3.1517492569999996,7.9211527039999998,5.5760097259999988,4.593304646,3.5263641689999998,-6.2205668309999993,-2.5503023430000002]
["Net income from derivatives",-1.3410140270000002,7.3467890899999997,-8.6878031169999996,"–",null,-0.35991741900000002,9.0898115960000005,-9.4497290150000008,"–",null,null,-0.35991741900000002,9.0898115960000005,-6.5603287260000007,-3.5105794779999999,2.7960572969999999,0.95285313799999993,1.487166524,2.1107121309999997,-3.7038818290000002,-2.8571966389999996,1.5032806970000001,1.1315121929999998,1.408159313000001,10.783351834999999,2.098781555,0,null,null,7.3467890899999997,-3.9262855779999999,14.290292703,0,0,0,null,null,-1.3410140270000002,-0.98109660799999998,-10.070908204000002,-3.5105794779999999,7.3467890899999997,4.5507317929999989,3.5978786549999997,2.1107121309999997,-3.9262855779999999,-0.22240374899999998]
["Net income from financial investments",7.5423063999999998E-2,-2.7809107999999999E-2,0.103232172,"–",null,1.9458692E-2,-1.8641440000000001E-3,2.1322836000000001E-2,"–",null,null,1.9458692E-2,-1.8641440000000001E-3,5.5218451999999994E-2,2.610064E-3,-0.44974958500000001,3.0885955999999999E-2,-0.41993254599999996,0.81098706700000001,3.3609918000000238E-2,0.37041280600000004,-2.5773096940000002,-0.120279519,0.24023728700000024,-4.072253121000001,0.93862614300000002,6.0571508120000006,null,null,-2.7809107999999999E-2,-2.2935664889999998,3.1637611209999998,10.536669236,-4.6351907529999989,5.9441679999999995,null,null,7.5423063999999998E-2,5.5964372000000005E-2,5.7828516000000003E-2,2.610064E-3,-2.7809107999999999E-2,0.42194047700000004,0.39105452099999999,0.81098706700000001,-2.2935664889999998,-2.3271764070000001]
["Net income from disposal from group assets",0.36040058600000002,0.60217272199999994,-0.24177213599999992,-0.40149964813583827,null,1.017291E-3,1.6959149999999999E-3,-6.7862399999999985E-4,-0.40015213026596252,null,null,1.017291E-3,1.6959149999999999E-3,1.4672229999999999E-3,0.35622015699999998,-1.164734E-3,-1.034014E-3,-2.9350099999999999E-4,0.60466497100000005,7.4229999999999999E-6,9.7900000000001892E-7,-7.2316600000000002E-4,0,-5.6101700000010801E-4,-3.8536370999999958E-2,-1.514389569,-6.5287662999999996E-2,null,null,0.60217272199999994,-7.14764E-4,-1.5534869570000001,0,0,0,null,null,0.36040058600000002,0.35938329499999999,0.35768738,0.35622015699999998,0.60217272199999994,0.60333745599999999,0.60437147000000002,0.60466497100000005,-7.14764E-4,-7.22187E-4]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",127.09981939000001,101.78056703599999,25.319252354000014,0.24876312926262778,null,24.294959118999998,34.224708607000004,-9.9297494880000059,-0.29013393808615418,null,null,24.294959118999998,34.224708607000004,32.818077873,35.780093211999997,20.580407911000002,27.600943400999999,26.279748999999999,27.319466723999998,-31.392916140000004,16.731451157000009,35.369963794999997,29.844058023999999,-9.5079651699999914,30.232082984999984,34.008542171999999,44.262734450000004,null,null,101.78056703599999,50.552556836000001,98.995394437000002,117.11399919,88.998225039000005,95.719779000000003,null,null,127.09981939000001,102.804860271,68.580151663999999,35.780093211999997,101.78056703599999,81.200159124999999,53.599215724000004,27.319466723999998,50.552556836000001,81.945472976000005]
["Income taxes",-25.250991529,-19.757779611,-5.4932119180000001,0.27802779594432225,null,-4.0174795550000004,-7.0575659740000001,3.0400864189999997,-0.43075565006400884,null,null,-4.0174795550000004,-7.0575659740000001,-6.7927917689999999,-7.3831542309999998,-4.0729417149999998,-5.1456339440000001,-4.8938457170000005,-5.6453582350000007,9.3793405050000018,-4.4386776670000021,-6.2821606639999992,-6.4712141120000002,2.7339383279999971,-6.5956508959999987,-7.468363471,-9.8382154970000002,null,null,-19.757779611,-7.8127119379999996,-21.168291536000002,-26.070585734999998,-20.021837346999998,-20.909416,null,null,-25.250991529,-21.233511973999999,-14.175946,-7.3831542309999998,-19.757779611,-15.684837895999999,-10.539203951999999,-5.6453582350000007,-7.8127119379999996,-17.192052443000001]
["Profit/loss after tax",101.848827861,82.022787425000004,19.826040436,0.24171380976449419,null,20.277479564,27.167142633000001,-6.8896630690000009,-0.25360278635380329,null,null,20.277479564,27.167142633000001,26.025286103999999,28.396938980999998,16.507466195999999,22.455309456999998,21.385903282999998,21.674108488999998,-22.013575634999995,12.292773489999995,29.087803131000001,23.372843912,-6.7740268419999943,23.636432088999996,26.540178700999999,34.424518953000003,null,null,82.022787425000004,42.739844898000001,77.827102901000003,91.043413454999992,68.976387692000003,74.810362999999995,null,null,101.848827861,81.571348297,54.404205663999996,28.396938980999998,82.022787425000004,65.515321229000008,43.060011772000003,21.674108488999998,42.739844898000001,64.753420532999996]
[]
[]
["Risk-weighted assets (total RWA)",4477.1137009277727,5113.1935993137413,-636.07989838596859,-0.12439972906000252,null,4477.1137009277727,5185.0338326978117,-707.92013177003901,-0.13653143925614519,null,null,4477.1137009277727,5185.0338326978117,5170.85816054314,5064.0168468802203,5113.1935993137413,"–","–","–","–","–","–","–","–","–","–","–",null,null,5113.1935993137413,"–","–","–","–","–",null,null,4477.1137009277727,5185.0338326978117,5170.85816054314,5064.0168468802203,5113.1935993137413,"–","–","–","–","–"]
["Assets",9264.6961946110041,8370.7943646629974,893.90182994800671,0.10678817218609282,null,9264.6961946110005,9177.6555563290021,87.040638281998326,9.4839730852585014E-3,null,null,9264.6961946110005,9177.6555563290021,8504.3854351010013,8302.0222625940005,8370.7943646629974,7788.645151200999,7471.056532079002,7344.6855199330003,7986.5909571989996,8273.5813550349994,8264.6898343299999,8510.3044709389997,8937.9743373639994,9053.8755199469997,8889.5999358930003,8988.2394406029944,null,null,8370.7943646629974,7986.5909571989996,8937.9743373639994,8789.3345877070024,7907.9687120279987,7738.5560379999997,null,null,9264.6961946110041,9177.6555563290003,8504.3854351009995,8302.0222625940005,8370.7943646629974,7788.645151200999,7471.056532079002,7344.6855199330003,7986.5909571989996,8273.5813550349994]
["Loans and advances to customers",7095.3070166890002,6318.2325147279998,777.07450196100035,0.12298922208855334,null,7095.3070166890002,6955.7146336859996,139.59238300300058,2.0068733459386756E-2,null,null,7095.3070166890002,6955.7146336859996,6814.4325540680002,6521.4508590780006,6318.2325147279998,6184.9718474169995,6112.646589809,5948.0415342550004,5982.6688162029996,6289.4967048600001,6196.2799707490003,6353.4097981750001,6380.4935612489999,6368.3696736800002,6288.9668080720003,6770.5991737999984,null,null,6318.2325147279998,5982.6688162029996,6380.4935612489999,6537.6481085430005,6482.833994655999,5719.2248239999999,null,null,7095.3070166890002,6955.7146336859996,6814.4325540680002,6521.4508590780006,6318.2325147279998,6184.9718474169995,6112.646589809,5948.0415342550004,5982.6688162029996,6289.4967048600001]
["  Hereof corporate %",0.44659617526722328,0.44486748460870851,0.17286906585147754,3.8858552677440983E-3,null,0.44659617526722328,0.44667628282984229,-8.010756261900287E-3,-1.7934142845354994E-4,null,null,0.44659617526722328,0.44667628282984229,0.4510791997148772,0.44731281428568825,0.44486748460870851,0.43760761031278428,0.43765555454492455,0.4312085852509519,0.43969622922478246,0.43364342172354958,0.4394749753077653,0.45312422777689459,0.44009962238033606,0.4360261731023794,0.42912246160617473,0.43240383901040363,null,null,0.44486748460870851,0.43969622922478246,0.44009962238033606,0.4225238189636395,0.42346356547152064,0.42299999999999999,null,null,0.44659617526722328,0.44667628282984223,0.45107919971487714,0.44731281428568825,0.44486748460870851,0.43760761031278428,0.43765555454492455,0.4312085852509519,0.43969622922478246,0.43364342172354958]
["  Hereof retail % ",0.54705552710688776,0.54915063269863995,-0.20951055917521888,-3.8151746843236856E-3,null,0.54705552710688776,0.54650188919346077,5.5363791342699642E-2,1.0130576387286094E-3,null,null,0.54705552710688776,0.54650188919346077,0.54236684898930454,0.54681907600913315,0.54915063269863995,0.55657092383332718,0.55647032165592392,0.56289031485711594,0.55573791563598118,0.56196481213044536,0.559688555068525,0.54568349909733516,0.55831993572911442,0.56178190023506802,0.56842960060054382,0.56679372091007019,null,null,0.54915063269863995,0.55573791563598118,0.55831993572911442,0.57644492331186992,0.57416093023514103,0.57699999999999996,null,null,0.54705552710688776,0.54650188919346077,0.54236684898930454,0.54681907600913315,0.54915063269863995,0.55657092383332718,0.55647032165592392,0.56289031485711594,0.55573791563598118,0.56196481213044536]
["  Hereof FCY % ",0.14782938516696675,0.12850407006554321,1.9325315101423546,0.15038679390907017,null,0.14782938516696675,0.13777723785271984,1.0052147314246918,7.2959419646606571E-2,null,null,0.14782938516696675,0.13777723785271984,0.1325691449116638,0.12421743090685934,0.12850407006554321,0.12555064164508645,0.11898700606355953,0.11378117498313114,0.1169198933602253,9.4405487094251811E-2,9.680905363084974E-2,8.7276284328342738E-2,7.0849221249195862E-2,6.8218715662113114E-2,6.957979161829124E-2,6.515464712592231E-2,null,null,0.12850407006554321,0.1169198933602253,7.0849221249195862E-2,6.8981228801637914E-2,7.1317575057624663E-2,7.4999999999999997E-2,null,null,0.14782938516696675,0.13777723785271984,0.1325691449116638,0.12421743090685934,0.12850407006554321,0.12555064164508645,0.11898700606355953,0.11378117498313114,0.1169198933602253,9.4405487094251811E-2]
["Deposits from customers",6807.3688124190003,5956.9474185680001,850.42139385100018,0.14276127252696713,null,6807.3688124190003,6255.4608615890002,551.90795083000012,8.8228183828777951E-2,null,null,6807.3688124190003,6255.4608615890002,6160.0266138039997,5839.5725693529994,5956.9474185680001,5694.5435362539993,5271.5142610649973,5219.5533063549992,5756.5820111200001,5804.4147237070001,5752.3458605730002,5949.6691831779999,6319.1187385399999,6316.5566989360004,6135.1549486329995,6151.2435798240022,null,null,5956.9474185680001,5756.5820111200001,6319.1187385399999,6039.4882738189999,5034.9395626660016,4939.6882050000004,null,null,6807.3688124190003,6255.4608615890002,6160.0266138039988,5839.5725693529994,5956.9474185680001,5694.5435362539993,5271.5142610649973,5219.5533063549992,5756.5820111200001,5804.4147237070001]
["Loan/deposit ratio*",1.0068966009137554,1.0186397291050275,-1.1743128191272101,-1.1528244830573797E-2,null,1.0068966009137554,1.0713413913558778,-6.4444790442122368,-6.0153365642451107E-2,null,null,1.0068966009137554,1.0713413913558778,1.0653116270370389,1.0744471377856628,1.0186397291050275,1.042049926527828,1.1112293049503277,1.0925259375172962,1.0017894820026636,1.0834018129641549,1.0833693518371064,1.067854604107813,1.0097074980305196,1.0081997702565899,1.0250468737506362,1.1006637652924343,null,null,1.0186397291050275,1.0017894820026636,1.0097125604452846,1.0824837820918551,1.287569376746071,1.1578108954753348,null,null,1.0068966009137554,1.0713413913558778,1.0653116270370389,1.0744471377856628,1.0186397291050275,1.042049926527828,1.1112293049503277,1.0925259375172962,1.0017894820026636,1.0834018129641549]
[]
["Equity",945.6196950829999,857.94973002600022,87.669965056999672,0.10218543346862852,null,945.6196950829999,911.09344047199988,34.526254611000013,3.7895404661363097E-2,null,null,945.6196950829999,911.09344047199988,879.38721593899993,888.94991926699993,857.94973002600022,778.94755343000008,757.72292964000007,731.78782910700011,705.18967131600004,776.97438687399995,759.67706795100003,743.62656581500005,737.30990148299986,744.46347942199986,706.89868285999989,704.68183684399992,null,null,857.94973002600022,705.18967131600004,737.30990148299998,643.07509789599987,572.03469144600001,517.51406199999997,null,null,945.6196950829999,911.09344047199988,879.38721593899993,888.94991926699993,857.94973002600022,778.94755343000008,757.72292964000007,731.78782910700011,705.18967131600004,776.97438687399995]
["Return on equity before tax",0.15011413706076274,0.14151060111046854,0.86035359502941999,6.0797819264282182E-2,null,0.11298688265916447,0.16215014808016376,-4.9163265420999291,-0.30319593292442737,null,null,0.11298688265916447,0.16215014808016376,0.15388386670280643,0.16893815804940188,0.10781387436440885,0.15168059523812641,0.1464339741903968,0.15869327040748973,"–",9.4299058527278032E-2,0.19822460860917943,0.17304207045855,"–",0.18521775365627743,0.20670880952930082,0.28970388748030174,null,null,0.14151060111046854,7.6482803858479567E-2,0.16342420305200858,0.20837559365226174,0.1900898725834981,0.21417977641926927,null,null,0.15011413706076274,0.16259651821911617,0.16296919548779909,0.16893815804940188,0.14151060111046854,0.15249716663837307,0.15242656243922978,0.15568522569802748,7.6482803858479567E-2,0.1593064529363597]
["Return on equity after tax",0.12029087829063501,0.11404037422155919,0.62505040690758185,5.4809571713016814E-2,null,9.4303068916445118E-2,0.12871274526950657,-3.4409676353061456,-0.26733697802041578,null,null,9.4303068916445118E-2,0.12871274526950657,0.12203248688812494,0.13407809021812336,8.647709482857345E-2,0.12340283646140464,0.11916486757088678,0.12590052338995816,"–",6.9282512073742225E-2,0.16301736762756955,0.13552062188675887,"–",0.14480930269164299,0.16131502245031354,0.22531181340793613,null,null,0.11404037422155919,6.4662667506220309E-2,0.12847903015868856,0.16198939032075876,0.14732555331183908,0.16739347905498583,null,null,0.12029087829063501,0.12901352314052436,0.12928244416334542,0.13407809021812336,0.11404037422155919,0.12304040985246471,0.12245495543808503,0.12351406804544837,6.4662667506220309E-2,0.12588416865480651]
["Cost/income ratio**",0.53523923235727278,0.59538247008173961,-6.0143237724466836,-0.1010161379393818,null,0.55724799915502754,0.62158121875980599,-6.4333219604778442,-0.10349929769940225,null,null,0.55724799915502754,0.62158121875980599,0.44297016817357715,0.53681234493725061,0.65056097964635418,0.58478326329702857,0.55460793823479104,0.59453774372533319,1.0207152550614942,0.72204094770668537,0.53861249726778548,0.618266471884373,0.70691443859874159,0.609997786505727,0.53188150592391492,0.55259657871678225,null,null,0.59538247008173961,0.71882568324594065,0.59969055954480943,0.56120625901829424,0.5224533968357491,0.5240625012634258,null,null,0.53523923235727278,0.5278872959241061,0.48774058134892578,0.53681234493725061,0.59538247008173961,0.57791089352663183,0.5744127187148248,0.59453774372533319,0.71882568324594065,0.62236181012373271]
["Net interest margin (avg. interest bearing assets)",2.8009577360617596E-2,3.11636208924316E-2,-0.31540435318140048,-0.10120914840739814,null,2.5484780844687051E-2,2.7981185997205602E-2,-0.24964051525185499,-8.921727452038164E-2,null,null,2.5484780844687051E-2,2.7981185997205602E-2,2.9775746190704486E-2,2.9027077101849326E-2,2.9454790933768221E-2,3.2607171918152066E-2,3.2681441072324936E-2,3.0545933319663141E-2,2.90229989427679E-2,2.9348227949759827E-2,3.2016251177773646E-2,3.0016441623204007E-2,2.9967008328671829E-2,3.185635283367709E-2,3.2220651641992275E-2,3.1402261704894935E-2,null,null,3.11636208924316E-2,3.0000355571333282E-2,3.1355149561497132E-2,3.3967049216929827E-2,null,null,null,null,2.8009577360617596E-2,2.8904203416430938E-2,2.928224775868353E-2,2.9027077101849322E-2,3.11636208924316E-2,3.1855886662125701E-2,3.1531835841783824E-2,3.0545931609722958E-2,3.0000355571333282E-2,3.030288842192182E-2]
["Provisioning ratio (avg. loans and advances to customers)",6.004675068461595E-3,6.6387772724598336E-3,-6.3410220399823858E-2,-9.5514908540272225E-2,null,8.8672658951226349E-3,3.3256634032732841E-3,0.55416024918493512,1.6663149031844378,null,null,8.8672658951226349E-3,3.3256634032732841E-3,9.7198065240603586E-3,1.8966645353574298E-3,6.2907174968790487E-3,5.6396588306934338E-3,8.1366100426890752E-3,6.5654273598274851E-3,1.6809774062934185E-2,4.2194181652244209E-3,7.9163441861334529E-3,4.3719093230591491E-3,2.4926699417194727E-2,9.4097512028465946E-3,8.5447069223355872E-3,3.8390804586105522E-3,null,null,6.6387772724598336E-3,8.3715267259419964E-3,1.1603276233648357E-2,1.3899999999999999E-2,1.5344486215861645E-2,null,null,null,6.004675068461595E-3,4.9978951564569538E-3,5.8809707380581893E-3,1.8966645353574298E-3,6.6387772724598336E-3,6.7872108149894441E-3,7.3636809576145996E-3,6.5782501505438394E-3,8.3715267259419964E-3,5.4644042867073687E-3]
[]
["NPL ratio",4.6964736288952903E-2,6.0139725398877082E-2,-1.317498910992418,-0.2190729841638116,null,4.6964736288952903E-2,4.9885078837012264E-2,-0.29203425480593614,-5.8541403885536414E-2,null,null,4.6964736288952903E-2,4.9885078837012264E-2,5.156677241711085E-2,5.4973511237848605E-2,6.0139725398877082E-2,6.138851598727188E-2,6.3567045567568203E-2,6.5363779603396246E-2,6.7895480007164971E-2,6.5635064357536521E-2,6.7855122103073165E-2,6.7058390617646221E-2,6.8342613594713844E-2,6.5576148433399567E-2,6.6347772334311036E-2,6.4331626318315932E-2,null,null,6.0139725398877082E-2,6.7895480007164971E-2,6.8342613594713844E-2,6.8247678766460387E-2,null,null,null,null,4.6964736288952903E-2,4.9885078837012264E-2,5.156677241711085E-2,5.4973511237848605E-2,6.0139725398877082E-2,6.1388515987271866E-2,6.3567045567568203E-2,6.5363779603396246E-2,6.7895480007164971E-2,6.5635064357536521E-2]
["NPL coverage ratio",0.71531408409080033,0.6518801860152742,6.3433898075526134,9.7309136611861691E-2,null,0.71531408409080033,0.71582135549063608,-5.0727139983575142E-2,-7.0865642096984427E-4,null,null,0.71531408409080033,0.71582135549063608,0.70953936859622091,0.68175530279274732,0.6518801860152742,0.65380469115772544,0.6484934433019216,0.6316639610960193,0.61213261883012682,0.62746671971880352,0.62604643841343321,0.62441791735173191,0.60244312408978318,0.5919790516440987,0.59425480356756311,0.61504573991820832,null,null,0.6518801860152742,0.61213261883012682,0.60244312408978318,0.60442616252163806,null,null,null,null,0.71531408409080033,0.71582135549063608,0.70953936859622091,0.68175530279274732,0.6518801860152742,0.65380469115772544,0.6484934433019216,0.6316639610960193,0.61213261883012682,0.62746671971880352]
[]
["Number of employees",2753,2706,47,1.7368810051736849E-2,null,2753,2740,13,4.7445255474451997E-3,null,null,2753,2740,2708,2725,2706,2714,2719,2738,2773,2832,2994,3037,3066,3044,3001,3018,null,null,2706,2773,3066,3012,2894,2638,null,null,2753,2740,2708,2725,2706,2714,2719,2738,2773,2832]
["Business outlets",128,126,2,1.5873015873015817E-2,null,128,126,2,1.5873015873015817E-2,null,null,128,126,125,125,126,127,129,126,129,130,132,129,132,132,131,130,null,null,126,129,132,129,112,111,null,null,128,126,125,125,126,127,129,126,129,130]
["Number of customers ",408129,390709,17420,4.4585612309928857E-2,null,408129,400257,7872,1.9667363718810726E-2,null,null,408129,400257,396998,394073,390709,394304,391620,388022,486909,483302,481500,484650,486261,487292,485652,478474,null,null,390709,486909,486261,470666,423371,407878,null,null,408129,400257,396998,394073,390709,394304,391620,388022,486909,483302]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Hungary",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",120.89211478200001,153.766106702,-32.873991919999995,-0.2137921849299993,null,28.129181064000001,29.589190930000001,-1.460009866,-4.9342676163535049E-2,null,null,28.129181064000001,29.589190930000001,27.621656598000001,35.552086189999997,35.403435062,36.332029218999999,39.178911904999993,42.851730516000003,47.727852350999996,47.758893235000002,54.076975598000004,46.846953087000003,61.884978587000006,56.914423284999998,63.838786597999999,56.642703174000005,null,null,153.766106702,196.410674271,239.28089164400001,297.75985707000001,339.84050607200004,337.43532299999998,null,null,120.89211478200001,92.762933717999999,63.173742788000006,35.552086189999997,153.766106702,118.36267164,82.030642420999996,42.851730516000003,196.410674271,148.68282192000001]
["Net fee and commission income",123.73570417399999,123.01202738500001,0.72367678899998111,5.882975871416507E-3,null,30.724019883,30.067962561999998,0.65605732100000225,2.1819147860358434E-2,null,null,30.724019883,30.067962561999998,32.254430704999997,30.689291023999999,31.686192861000002,31.434650886999997,27.949406975999999,31.941776660999999,33.893397502000006,29.907887919000004,28.802551268999999,25.660064523999999,19.662973567999991,19.791215497000003,19.018141226000001,18.638115499000001,null,null,123.01202738500001,118.263901214,77.11044579,89.996023553000001,99.464154344999997,107.000321,null,null,123.73570417399999,93.011684290999995,62.943721729000004,30.689291023999999,123.01202738500001,91.325834524000001,59.891183636999997,31.941776660999999,118.263901214,84.370503712000001]
["Net trading income",13.450875511,14.890733087999999,-1.4398575769999997,-9.6694875161004501E-2,null,4.8702538150000008,3.4602243829999999,1.4100294320000009,0.4074965308398617,null,null,4.8702538150000008,3.4602243829999999,-2.4713630709999999,7.5917603839999996,7.0245274519999992,1.2375162770000001,1.3072205810000002,5.3214687779999998,16.592574284999998,2.4971892349999987,-14.496046568999999,-3.6381490329999999,-16.759463341999997,-26.337935280000004,-16.137037601999999,-2.8033134019999997,null,null,14.890733087999999,0.95556791799999996,-62.037749626,38.190532867000002,23.873230828000001,34.735644000000001,null,null,13.450875511,8.5806216959999997,5.1203973129999998,7.5917603839999996,14.890733087999999,7.8662056360000001,6.628689359,5.3214687779999998,0.95556791799999996,-15.637006367]
["Recurring other net operating income",-37.966338023000006,-59.921192424000026,21.95485440100002,-0.36639548568473612,null,-12.519289703000002,-6.7215269290000013,-5.7977627740000006,0.86256632387881638,null,null,-12.519289703000002,-6.7215269290000013,-10.305226178000002,-8.4202952130000028,-28.074912341000001,-12.877310342999976,-2.9454751280000053,-16.023494612,-15.830620204000006,-12.265210599,-9.709134492000004,-9.9604676090000002,-4.260690646999997,-1.5754435030000025,-5.6146758640000023,-0.33071354299999811,null,null,-59.921192424000026,-47.765432904000008,-11.781523556999996,-42.146007512000004,-14.520365837,-13.856942999999999,null,null,-37.966338023000006,-25.44704832,-18.725521391000001,-8.4202952130000028,-59.921192424000026,-31.846280083000011,-18.968969740000006,-16.023494612,-47.765432904000008,-31.934812700000002]
["Operating income",220.112356444,231.74767475099998,-11.635318306999977,-5.0206839483940779E-2,null,51.204165059000005,56.395850946000003,-5.1916858869999984,-9.2057940432020868E-2,null,null,51.204165059000005,56.395850946000003,47.099498053999994,65.41284238499999,46.039243033999995,56.126886040000016,65.490064333999982,64.091481342999998,82.383203933999994,67.89875979,58.674345805999998,58.908400968999999,60.527798166000004,48.792259998999995,61.105214357999998,72.146791727999997,null,null,231.74767475099998,267.86471049899995,242.572064251,383.80040597800001,448.65752540799997,465.31434499999995,null,null,220.112356444,168.90819138500001,112.51234043900001,65.41284238499999,231.74767475099998,185.70843171699997,129.58154567699998,64.091481342999998,267.86471049899995,185.48150656499999]
["Staff expenses",-69.847889352999999,-71.990113149999999,2.1422237969999998,-2.9757194471085491E-2,null,-19.104795896999999,-16.701437501000001,-2.403358395999998,0.14390128968575877,null,null,-19.104795896999999,-16.701437501000001,-15.798294760999999,-18.243361193999998,-16.448970883000001,-17.656725250999997,-18.444111008,-19.440306008,-21.60963188700001,-21.128496166999991,-20.033096062000002,-20.918941915000001,-19.113810710999999,-21.959917735999994,-22.34787626,-21.879791507,null,null,-71.990113149999999,-83.690166031000004,-85.301396213999993,-99.030262831000002,-110.451515297,-96.365185999999994,null,null,-69.847889352999999,-50.743093455999997,-34.041655954999996,-18.243361193999998,-71.990113149999999,-55.541142266999998,-37.884417016,-19.440306008,-83.690166031000004,-62.080534143999998]
["Other administrative expenses",-86.179277467999995,-78.473829171000006,-7.7054482969999896,9.8191312675838471E-2,null,-28.340879034,-17.606908046999997,-10.733970987000003,0.60964542771204733,null,null,-28.340879034,-17.606908046999997,-22.178539933,-18.052950454000001,-21.696412999000003,-18.824561122000002,-19.987647746999997,-17.965207303,-20.990602315000004,-19.320743973999996,-19.812157976000002,-20.938098429,-21.840771583000013,-21.623028622,-21.269883281999999,-20.895464998000001,null,null,-78.473829171000006,-81.061602694000001,-85.629148485000002,-95.531274077000006,-98.511515681999995,-112.86975099999999,null,null,-86.179277467999995,-57.838398433999998,-40.231490387000001,-18.052950454000001,-78.473829171000006,-56.777416171999995,-37.952855049999997,-17.965207303,-81.061602694000001,-60.071000378999997]
["Depreciation on intangible and tangible fixed ass.",-38.834925236000004,-37.970291097999997,-0.86463413800000666,2.2771332876232453E-2,null,-13.134644779999999,-10.070662315,-3.0639824649999987,0.30424835717470877,null,null,-13.134644779999999,-10.070662315,-10.362933556,-5.2666845850000001,-18.938582009000001,-6.3492267589999996,-8.5817642650000003,-4.1007180649999997,-5.7921577740000014,-4.743017634000001,-5.1519540549999991,-4.6906221160000001,-11.870475958999997,-4.8915874380000011,-4.8381082729999996,-4.8954294389999999,null,null,-37.970291097999997,-20.377751579000002,-26.495601108999999,-22.275587616999999,-22.368974384000001,-23.095976,null,null,-38.834925236000004,-25.700280456000002,-15.629618141,-5.2666845850000001,-37.970291097999997,-19.031709089000003,-12.682482329999999,-4.1007180649999997,-20.377751579000002,-14.585593805]
["General administrative expenses",-194.86209205699998,-188.43423341899998,-6.4278586380000036,3.411194728989142E-2,null,-60.580319711000001,-44.379007862999998,-16.201311848000003,0.36506701317014989,null,null,-60.580319711000001,-44.379007862999998,-48.339768249999999,-41.562996233,-57.083965891000005,-42.830513132,-47.013523019999994,-41.506231376000002,-48.392391976000027,-45.192257774999973,-44.997208093000012,-46.547662459999998,-52.825058252999995,-48.474533795999989,-48.455867815000005,-47.670685943999999,null,null,-188.43423341899998,-185.12952030400001,-197.426145808,-216.83712452500001,-231.33200536300001,-232.33091299999998,null,null,-194.86209205699998,-134.281772346,-89.902764482999984,-41.562996233,-188.43423341899998,-131.35026752799999,-88.519754395999996,-41.506231376000002,-185.12952030400001,-136.73712832799998]
["Operating result",25.250264387000016,43.313441331999996,-18.063176944999981,-0.41703398274324821,null,-9.3761546519999968,12.016843083000005,-21.392997735000002,"–",null,null,-9.3761546519999968,12.016843083000005,-1.2402701960000044,23.849846151999991,-11.044722857000011,13.296372908000016,18.476541313999988,22.585249966999996,33.990811957999966,22.706502015000027,13.677137712999993,12.36073850900001,7.7027399129999932,0.31772620299999765,12.649346542999998,24.476105784000001,null,null,43.313441331999996,82.735190194999944,45.145918442999999,166.96328145300001,217.32552004499999,232.98343199999997,null,null,25.250264387000016,34.626419039000012,22.609575956000029,23.849846151999991,43.313441331999996,54.358164188999979,41.061791280999984,22.585249966999996,82.735190194999944,48.744378237000006]
["Net provisioning for impairment losses",-55.593982963000002,-128.138575092,72.544592128999994,-0.56614171085416676,null,-12.006333429,-6.9225490130000003,-5.0837844159999994,0.73438041485196481,null,null,-12.006333429,-6.9225490130000003,-22.771608081,-13.893492439999999,-86.93836929199999,-3.0943759550000003,-19.871457809000002,-18.234372036,-54.837055562000003,-24.635311920000007,-37.287378488000002,-35.507031890999997,-94.019813927000001,-38.819004391,-62.005976210999997,-46.34427926,null,null,-128.138575092,-152.26677786100001,-241.18907378899999,-477.56700456800002,-195.55475383500001,-271.61534799999998,null,null,-55.593982963000002,-43.587649534000001,-36.665100520999999,-13.893492439999999,-128.138575092,-41.200205799999999,-38.105829845000002,-18.234372036,-152.26677786100001,-97.429722299000005]
["Other results",49.108654387000001,-304.54136575899997,353.65002014599997,"–",null,26.939706338000001,12.808997845,14.130708493,1.1031861090144481,null,null,26.939706338000001,12.808997845,40.182151701999999,-30.822201497999998,3.8097018420000026,-208.644022761,-64.675161803999998,-35.031883035999996,-11.752750675999998,5.3434407780000015,-41.748524816,7.4697738840000003,17.381639546999995,21.468395372000003,-2.5861832479999975,-1.9511218500000016,null,null,-304.54136575899997,-40.688060829999998,34.312729821000005,-63.942918728999992,-49.607510719999993,13.794176,null,null,49.108654387000001,22.168948049000001,9.3599502040000004,-30.822201497999998,-304.54136575899997,-308.35106760100001,-99.707044839999995,-35.031883035999996,-40.688060829999998,-28.935310154]
["Net income from derivatives",-2.1226924399999998,-0.14732838399999998,-1.9753640559999999,">500,0%",null,-0.80238240999999999,-1.7786552050000002,0.97627279500000019,-0.548882544663849,null,null,-0.80238240999999999,-1.7786552050000002,0.70360133800000002,-0.245256163,-0.44206604799999999,-0.44471214600000003,-1.1283355909999999,1.8677854009999999,-2.8877843210000007,0.24786980100000111,1.5315364379999994,0.95977665300000004,-1.0577800499999999,0.87240676599999989,0.39457540400000002,0,null,null,-0.14732838399999998,-0.14860142900000017,0.20920211999999999,0,0,0,null,null,-2.1226924399999998,-1.3203100300000001,0.45834517499999999,-0.245256163,-0.14732838399999998,0.29473766400000001,0.73944980999999999,1.8677854009999999,-0.14860142900000017,2.7391828920000005]
["Net income from financial investments",-4.0362118459999996,7.3515782410000003,-11.387790086999999,"–",null,-1.131795989,2.3529973960000001,-3.4847933850000001,"–",null,null,-1.131795989,2.3529973960000001,-6.1228968439999996,0.86548359100000005,0.53164884000000001,1.3390842359999999,3.7930762079999996,1.6877689570000001,-8.6829546029999989,5.673423317000001,5.3291827459999972,16.459764231000001,11.068821882000002,18.202275491000002,7.2743899430000001,8.1293490760000005,null,null,7.3515782410000003,18.779415691000001,44.674836392000003,-53.548160142999997,-8.1685207200000001,13.794176,null,null,-4.0362118459999996,-2.904415857,-5.2574132529999993,0.86548359100000005,7.3515782410000003,6.8199294009999996,5.4808451649999999,1.6877689570000001,18.779415691000001,27.462370293999999]
["Net income from disposal from group assets",5.9502653930000005,0,5.9502653930000005,"–",null,-1.4093387000000001E-2,7.8151349910000008,-7.8292283780000007,"–",null,null,-1.4093387000000001E-2,7.8151349910000008,3.5402240000000002E-3,-1.8543164350000001,0,0,0,0,0,0,0,0,13.69018524,0,0,0,null,null,0,0,13.69018524,0,0,0,null,null,5.9502653930000005,5.9643587800000004,-1.8507762109999999,-1.8543164350000001,0,0,0,0,0,0]
["Bank levy ",-17.37173572,-60.437884615999998,43.066148896000001,-0.71256876658781831,null,1.0275124E-2,5.1818663000000001E-2,-4.1543539000000004E-2,-0.80170997464755123,null,null,1.0275124E-2,5.1818663000000001E-2,21.091025984000002,-38.524855490999997,-16.486921949999999,-5.1551248510000001,-0.20840042100000034,-38.587437393999998,-0.18201175199999586,-0.57785234000000496,-48.609243999999997,-9.9497669999999996,-6.3195875250000029,2.3937131150000024,-10.255148594999998,-10.080470926000002,null,null,-60.437884615999998,-59.318875091999999,-24.261493931,-10.394758585999996,-41.438989999999997,0,null,null,-17.37173572,-17.382010844,-17.433829506999999,-38.524855490999997,-60.437884615999998,-43.950962666000002,-38.795837814999999,-38.587437393999998,-59.318875091999999,-59.136863339999998]
["Operating result - One-offs",66.689029000000005,-251.30773099999999,317.99675999999999,"–",null,28.877703,4.3677020000000004,24.510000999999999,">500,0%",null,null,28.877703,4.3677020000000004,24.506881,8.9367429999999999,20.207041,-204.50327000000001,-67.011501999999993,0,0,0,0,0,0,0,0,0,null,null,-251.30773099999999,0,0,0,0,0,null,null,66.689029000000005,37.811326000000001,33.443624,8.9367429999999999,-251.30773099999999,-271.51477199999999,-67.131501999999998,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",18.764935811000001,-389.366499519,408.13143532999999,"–",null,5.5572182570000006,17.903291915000001,-12.346073658,-0.68959796425237474,null,null,5.5572182570000006,17.903291915000001,16.170273425000001,-20.865847786,-94.173390306999991,-198.44202580800001,-66.070078299000002,-30.681005105000001,-32.598994279999992,3.4146308729999859,-65.358765590999994,-15.676519497999999,-68.935434466999993,-17.03288281599999,-51.942812916000001,-23.819295326000002,null,null,-389.366499519,-110.219648496,-161.73042552499999,-374.54664184399996,-27.836744510000003,-24.837738999999999,null,null,18.764935811000001,13.207717554,-4.6955743609999994,-20.865847786,-389.366499519,-295.19310921200002,-96.751083403999999,-30.681005105000001,-110.219648496,-77.620654216000005]
["Income taxes",-0.53942751,-8.7968927320000017,8.2574652220000022,-0.93867976722760837,null,-0.52555491500000007,5.4765000000000002E-5,-0.52560968000000008,"–",null,null,-0.52555491500000007,5.4765000000000002E-5,4.9082579999999995E-3,-1.8835617999999998E-2,-2.6033437579999998,-3.3956761370000001,-0.5843287909999999,-2.213544046,-2.6824892950000003,-1.2782411569999996,2.6865210790000003,-4.3129750080000004,-8.1133372350000013,2.6393466970000001,-6.6894474800000001,0.143953095,null,null,-8.7968927320000017,-5.5871843810000001,-12.019484923,19.427320398999999,7.5443964729999999,7.6860359999999996,null,null,-0.53942751,-1.3872595E-2,-1.392736E-2,-1.8835617999999998E-2,-8.7968927320000017,-6.1935489740000005,-2.7978728369999999,-2.213544046,-5.5871843810000001,-2.9046950859999998]
["Profit/loss after tax",18.225508300999998,-398.163392251,416.388900552,"–",null,5.0316633419999999,17.903346679999999,-12.871683337999999,-0.71895403513461986,null,null,5.0316633419999999,17.903346679999999,16.175181683000002,-20.884683404,-96.776734064999999,-201.83770194499999,-66.654407090000007,-32.894549151,-35.28148357500001,2.1363897160000107,-62.672244512000006,-19.989494506,-77.04877170200001,-14.393536119,-58.632260396,-23.675342230999998,null,null,-398.163392251,-115.80683287700001,-173.74991044800001,-355.11932144499997,-20.292348037,-17.151703000000001,null,null,18.225508300999998,13.193844959000002,-4.7095017209999996,-20.884683404,-398.163392251,-301.38665818599998,-99.548956240999999,-32.894549151,-115.80683287700001,-80.525349301999995]
[]
[]
["Risk-weighted assets (total RWA)",2939.5041700347861,4059.9136419251167,-1120.4094718903307,-0.27596879409460995,null,2939.5041700347861,3089.3926866957349,-149.88851666094888,-4.8517146203664541E-2,null,null,2939.5041700347861,3089.3926866957349,3034.7738596650393,3811.7959051414323,4059.9136419251167,"–","–","–","–","–","–","–","–","–","–","–",null,null,4059.9136419251167,"–","–","–","–","–",null,null,2939.5041700347861,3089.3926866957349,3034.7738596650393,3811.7959051414323,4059.9136419251167,"–","–","–","–","–"]
["Assets",6393.8426796760004,6935.7502507930003,-541.90757111699986,-7.8132509320825161E-2,null,6393.8426796760004,6262.5970425060013,131.2456371699991,2.0957062426210538E-2,null,null,6393.8426796760004,6262.5970425060013,6339.7830729829975,6707.8076080190021,6935.7502507930003,6428.4322718189987,6069.0918542460004,6241.2911861209996,6230.0949151269997,6270.4685827530002,6324.3101223060003,6801.9615390440003,7155.2684654619998,7400.8959540440001,7392.2619414970004,7638.9080339219981,null,null,6935.7502507930003,6230.0949151269997,7155.2684654619998,7320.3120872709997,8534.1914518949998,8778.1359969999994,null,null,6393.8426796760004,6262.5970425060013,6339.7830729829975,6707.8076080190021,6935.7502507930003,6428.4322718189987,6069.0918542460004,6241.2911861209996,6230.0949151269997,6270.4685827530002]
["Loans and advances to customers",3480.8901690229986,4713.8159895299987,-1232.925820507,-0.26155578054923856,null,3480.8901690229995,3540.5549630469991,-59.664794023999548,-1.6851819742024876E-2,null,null,3480.8901690229995,3540.5549630469991,4105.5674269479996,4608.2343032469998,4713.8159895299987,4852.6904118880011,4950.7054548260003,4894.1616570380002,4990.1394139450003,5161.1884865410002,5324.4696600500001,5120.531845339,5231.1128164379998,5434.2012502999996,5493.2274137220002,5529.8001238939987,null,null,4713.8159895299987,4990.1394139450003,5231.1128164379998,5564.0006612589996,6279.0918787479986,6452.1911829999999,null,null,3480.8901690229986,3540.5549630469991,4105.5674269479996,4608.2343032469998,4713.8159895299987,4852.6904118880011,4950.7054548260003,4894.1616570380002,4990.1394139450003,5161.1884865410002]
["  Hereof corporate %",0.66325293643148708,0.54464914937334785,11.860378705813924,0.21776181454538235,null,0.66325293643148708,0.65044505791772667,1.2807878513760418,1.9690946003590781E-2,null,null,0.66325293643148708,0.65044505791772667,0.58523762762462916,0.55702861705432993,0.54464914937334785,0.5373327594960905,0.52736145660062561,0.51454957968289561,0.52485411729011955,0.53010314679488524,0.53168521937394708,0.56776014679724685,0.55752781482640501,0.55969368817973419,0.54575771217901614,0.54574197981843831,null,null,0.54464914937334785,0.52485411729011955,0.55752781482640501,0.53192387995616819,0.51590134369746454,0.55200000000000005,null,null,0.66325293643148708,0.65044505791772667,0.58523762762462905,0.55702861705432993,0.54464914937334785,0.5373327594960905,0.52736145660062561,0.51454957968289561,0.52485411729011955,0.53010314679488524]
["  Hereof retail % ",0.29130823087262431,0.32814214119423596,-3.6833910321611651,-0.11224986278068039,null,0.29130823087262431,0.30538792513744323,-1.4079694264818921,-4.6104292625460563E-2,null,null,0.29130823087262431,0.30538792513744323,0.27340619122030491,0.31750308137957906,0.32814214119423596,0.33474259660591155,0.33571218644617284,0.35359965608003985,0.35960661616840733,0.35958000367357285,0.35307777112088151,0.37241735819637489,0.37895587420879651,0.38624335021836698,0.40093336758156911,0.40330898043328872,null,null,0.32814214119423596,0.35960661616840733,0.37895587420879651,0.42499884525541964,0.45146400148301696,0.41299999999999998,null,null,0.29130823087262431,0.30538792513744323,0.27340619122030491,0.31750308137957906,0.32814214119423596,0.33474259660591155,0.33571218644617284,0.35359965608003985,0.35960661616840733,0.35958000367357285]
["  Hereof FCY % ",0.37546346711445605,0.58015813763079771,-20.469467051634165,-0.35282564742133415,null,0.37546346711445594,0.4145119898288438,-3.9048522714387857,-9.4203602483275306E-2,null,null,0.37546346711445594,0.4145119898288438,0.44874128361948706,0.43481498150477199,0.58015813763079771,0.62352999941176446,0.63585847082284941,0.61768781087414903,0.6054858891429965,0.61682013906327626,0.65692101248017132,0.64898414859482123,0.63315361687330107,0.62193813668815057,0.67436949556217207,0.7634154771270939,null,null,0.58015813763079771,0.60548588914299595,0.63315361687330107,0.75872295080654573,0.72525376088429194,0.76300000000000001,null,null,0.37546346711445605,0.4145119898288438,0.44874128361948706,0.43481498150477199,0.58015813763079771,0.62352999941176446,0.63585847082284941,0.61768781087414903,0.60548588914299595,0.61682013906327626]
["Deposits from customers",4232.7321543210001,4275.8143853730007,-43.082231052000679,-1.0075795431948475E-2,null,4232.732154321001,3954.9563097370001,277.77584458400088,7.0234870585074161E-2,null,null,4232.732154321001,3954.9563097370001,3907.639680837,4081.8995049099999,4275.8143853730007,4179.5056036669994,3881.5128489590002,4115.2918849950001,4163.1321840480005,4082.2990707109998,4368.4398035519998,4699.6071242779999,4926.6422585970004,4984.4277661790002,4768.3124890259996,5019.7856602370002,null,null,4275.8143853730007,4163.1321840480005,4926.6422585970004,4578.064249033001,4785.3260398449984,4940.9399210000001,null,null,4232.7321543210001,3954.9563097370001,3907.639680837,4081.8995049099999,4275.8143853730007,4179.5056036669994,3881.5128489590002,4115.2918849950001,4163.1321840480005,4082.2990707109998]
["Loan/deposit ratio*",0.69478882480593929,0.8827187564229535,-18.792993161701421,-0.21289898990995026,null,0.69478882480593929,0.74394252310758324,-4.915369830164396,-6.6071903103911866E-2,null,null,0.69478882480593929,0.74394252310758324,0.8785501687368098,0.90751582296644917,0.8827187564229535,0.94621367181464999,1.0411700249513411,0.9633581463076043,0.97170170215201734,1.2643639133060685,1.2190420505249822,1.0920106964825194,1.0651609060606424,1.0985981727983936,1.1660520814540585,1.1098676196868082,null,null,0.8827187564229535,0.97170170215201734,1.0618008253612687,1.2153609819770992,1.3121554992209863,1.3058631123153055,null,null,0.69478882480593929,0.74394252310758324,0.8785501687368098,0.90751582296644917,0.8827187564229535,0.94621367181464999,1.0411700249513411,0.9633581463076043,0.97170170215201734,1.2643639133060685]
[]
["Equity",487.15636054200002,319.56242942599999,167.59393111600002,0.52444816938284422,null,487.15636054200002,483.35036106799998,3.805999474000032,7.8742042637360843E-3,null,null,487.15636054200002,483.35036106799998,462.49328286400004,314.94764981200001,319.56242942599999,203.05395629600002,312.44056115300003,377.36347384000004,402.32466910599999,370.97410687700005,359.19652475400005,390.25229332899994,373.10332897100005,487.66756721000007,497.91870966100004,542.45704252000019,null,null,319.56242942599999,402.32466910599999,373.103328971,531.20393132700008,570.85498809599994,539.94976299999996,null,null,487.15636054200002,483.35036106799998,462.49328286400004,314.94764981200001,319.56242942599999,203.05395629600002,312.44056115300003,377.36347384000004,402.32466910599999,370.97410687700005]
["Return on equity before tax",4.3957986437927275E-2,"–","–","–",null,4.6642006865180718E-2,0.15159260499392521,-10.49505981287445,-0.69232003852002011,null,null,4.6642006865180718E-2,0.15159260499392521,0.16180574473633239,"–","–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–","–","–","–","–",null,null,4.3957986437927275E-2,4.2798754667813674E-2,"–","–","–","–","–","–","–","–"]
["Return on equity after tax",4.2694345175966507E-2,"–","–","–",null,4.2230998547740164E-2,0.15159306870579742,-10.936207015805726,-0.72141867099676227,null,null,4.2230998547740164E-2,0.15159306870579742,0.1618548585837099,"–","–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–","–","–","–","–",null,null,4.2694345175966507E-2,4.2753801420775839E-2,"–","–","–","–","–","–","–","–"]
["Cost/income ratio**",0.88528465736804707,0.81310085903326612,7.2183798334780942,8.8775946468195421E-2,null,0.75647985217287494,0.78691973112514368,-3.043987895226874,-3.868231758370777E-2,null,null,0.75647985217287494,0.78691973112514368,1.0263329811833242,0.63539504961996485,1.2398980115473117,0.76310153927791313,0.71787260400647279,0.64760917529538842,0.58740604474146008,0.66558296373560277,0.76689748262005553,0.79017019125158861,0.87274045733705818,0.99348818433484087,0.79299071812610511,0.66074574907949957,null,null,0.81310085903326612,0.69113068294485613,0.81388657188370406,0.56497367159488987,0.51560932841287221,0.49929884065792129,null,null,0.88528465736804707,0.79499858026379278,0.79904803448419881,0.63539504961996485,0.81310085903326612,0.70729296625671745,0.6831200687839285,0.64760917529538842,0.69113068294485613,0.73720087172184967]
["Net interest margin (avg. interest bearing assets)",2.0124762002070182E-2,2.6217696901960522E-2,-0.6092934899890341,-0.23239779308893904,null,1.894050970991986E-2,2.049576549294177E-2,-0.15552557830219096,-7.5881810003998185E-2,null,null,1.894050970991986E-2,2.049576549294177E-2,1.8645766214912464E-2,2.2563083947892838E-2,2.3245827065029808E-2,2.5184281506273526E-2,2.7139842376831664E-2,2.9496851824985536E-2,3.2402262760582896E-2,3.235310355709891E-2,3.4356587057217974E-2,2.8525438370145567E-2,3.5834654169290409E-2,3.237783347132351E-2,3.5853037942877253E-2,3.2200464076512877E-2,null,null,2.6217696901960522E-2,3.1777516322277502E-2,3.4257432641555341E-2,3.8659205703616889E-2,null,null,null,null,2.0124762002070182E-2,2.0583441103772245E-2,2.0664526736784233E-2,2.2563083947892838E-2,2.6217696901960522E-2,2.7310787817470147E-2,2.8429529103797355E-2,2.9496851824985536E-2,3.1777516322277502E-2,3.1484577292733587E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.3418488749861672E-2,2.6382341250211602E-2,-1.2963852500349931,-0.49138370159797518,null,1.3679615182534825E-2,7.2429382214003798E-3,0.64366769611344454,0.88868312339269839,null,null,1.3679615182534825E-2,7.2429382214003798E-3,2.0906243943643557E-2,1.1683264538025132E-2,7.2702293308757729E-2,2.525146181646302E-3,1.6147669711094836E-2,1.4758248989019576E-2,4.3215670776923398E-2,1.8795433973219287E-2,2.8559022011638336E-2,2.7440688355239377E-2,7.052380330381107E-2,2.8419497822985265E-2,4.500104966582371E-2,3.3419946983020102E-2,null,null,2.6382341250211602E-2,2.9794153285520559E-2,4.468486121749498E-2,6.9500000000000006E-2,3.0720352832709765E-2,null,null,null,1.3418488749861672E-2,1.3523977299615606E-2,1.6236670721067464E-2,1.1683264538025132E-2,2.6382341250211602E-2,1.1246941637744704E-2,1.5333034706017327E-2,1.4758248989019576E-2,2.9794153285520559E-2,2.5000486920337552E-2]
[]
["NPL ratio",0.19707008469835449,0.25734959652573508,-6.0279511827380592,-0.23423200440631975,null,0.19707008469835449,0.23140049896230341,-3.4330414263948921,-0.14835929230014999,null,null,0.19707008469835449,0.23140049896230341,0.21666273015463386,0.2691856107903538,0.25734959652573508,0.27295671670195365,0.27978778128473475,0.28608506279855567,0.29683933937007356,0.29050480464139306,0.28220984810455085,0.28265013903144309,0.28069319732236803,0.27665904973927902,0.28405452122775843,0.24815842584807044,null,null,0.25734959652573508,0.29683933937007356,0.28069319732236803,0.22737297261818393,null,null,null,null,0.19707008469835449,0.23140049896230341,0.21666273015463386,0.2691856107903538,0.25734959652573508,0.27295671670195365,0.27978778128473475,0.28608506279855567,0.29683933937007356,0.29050480464139306]
["NPL coverage ratio",0.77293739786317095,0.77294746035947359,-1.0062496302642998E-3,-1.301834447842154E-5,null,0.77293739786317095,0.72442722706711071,4.8510170796060237,6.6963483678625257E-2,null,null,0.77293739786317095,0.72442722706711071,0.72519203504529839,0.72584199448381792,0.77294746035947359,0.66880324603303776,0.65435716520015741,0.66285192295639328,0.63743128250419689,0.60938707746389098,0.61547280687430483,0.6110044362430338,0.61093564634911779,0.57880575239740883,0.56332760429397055,0.59922065802985358,null,null,0.77294746035947359,0.63743128250419689,0.61093564634911779,0.61679261862056389,null,null,null,null,0.77293739786317095,0.72442722706711071,0.72519203504529839,0.72584199448381792,0.77294746035947359,0.66880324603303776,0.65435716520015741,0.66285192295639328,0.63743128250419689,0.60938707746389098]
[]
["Number of employees",2016,2298,-282,-0.12271540469973885,null,2016,2037,-21,-1.0309278350515427E-2,null,null,2016,2037,2123,2234,2298,2326,2407,2488,2603,2715,2772,2820,2865,2904,2916,2932,null,null,2298,2603,2865,2977,3244,3197,null,null,2016,2037,2123,2234,2298,2326,2407,2488,2603,2715]
["Business outlets",72,114,-42,-0.36842105263157898,null,72,72,0,0,null,null,72,72,101,114,114,117,122,122,122,124,125,125,125,125,134,134,null,null,114,122,125,134,144,145,null,null,72,72,101,114,114,117,122,122,122,124]
["Number of customers ",533010,580052,-47042,-8.1099625550812737E-2,null,533010,536817,-3807,-7.0918022342809639E-3,null,null,533010,536817,558127,565198,580052,593187,595456,599544,606021,604565,608749,615660,622990,631653,639151,640019,null,null,580052,606021,622990,643257,640806,660167,null,null,533010,536817,558127,565198,580052,593187,595456,599544,606021,604565]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Slovakia",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",298.18899399999998,314.74936399999996,-16.560369999999978,-5.2614466919145175E-2,null,75.199584999999999,75.223571000000007,-2.3986000000007834E-2,-3.1886282027226986E-4,null,null,75.199584999999999,75.223571000000007,74.143220999999997,73.622617000000005,78.266545000000008,78.546077999999994,79.713826999999995,78.222914000000003,79.502690000000044,78.885304000000005,77.414295999999993,72.546904999999995,73.904082000000017,69.766577999999996,70.316494000000006,77.406215000000003,null,null,314.74936399999996,308.34919500000001,291.39336900000001,303.55404199999998,280.13271500000002,251.93814399999999,null,null,298.18899399999998,222.98940899999999,147.765838,73.622617000000005,314.74936399999996,236.48281900000001,157.93674099999998,78.222914000000003,308.34919500000001,228.84650500000001]
["Net fee and commission income",161.81046499999999,149.02749800000001,12.782966999999985,8.5775894862033963E-2,null,40.417558999999997,38.608823000000001,1.8087359999999961,4.6847737368217457E-2,null,null,40.417558999999997,38.608823000000001,41.332518999999998,41.451563999999998,39.090119000000001,38.080491000000002,39.583914999999998,32.272973,34.238176999999993,33.953505000000007,34.878767999999994,31.465159,35.620983999999993,32.703569000000002,32.773158000000002,30.993086999999999,null,null,149.02749800000001,134.53560899999999,132.09079800000001,128.79054099999999,125.592271,110.05855200000001,null,null,161.81046499999999,121.392906,82.784082999999995,41.451563999999998,149.02749800000001,109.93737900000001,71.856887999999998,32.272973,134.53560899999999,100.297432]
["Net trading income",5.6072569999999997,5.4609309999999995,0.14632600000000018,2.679506479755922E-2,null,0.68074299999999999,1.163945,-0.48320200000000002,-0.41514160892482033,null,null,0.68074299999999999,1.163945,0.41510900000000001,3.3474599999999999,1.8756280000000001,1.3516079999999999,1.0358890000000001,1.1978059999999999,1.4800249999999995,1.4880950000000004,1.2953109999999999,0.57464199999999999,0.46963799999999933,2.3996490000000001,1.375021,2.2044739999999998,null,null,5.4609309999999995,4.8380729999999996,6.4487819999999996,-1.209471,-2.0749200000000001,24.347691000000001,null,null,5.6072569999999997,4.9265140000000001,3.7625690000000001,3.3474599999999999,5.4609309999999995,3.5853030000000001,2.233695,1.1978059999999999,4.8380729999999996,3.3580480000000001]
["Recurring other net operating income",-9.0374999999998096E-2,1.3571100000000023,-1.4474850000000004,"–",null,2.9494110000000004,2.3082580000000004,0.64115300000000008,0.27776487723642673,null,null,2.9494110000000004,2.3082580000000004,-2.6239549999999996,-2.7240890000000002,-0.53083600000000075,7.7646000000000548E-2,1.0460760000000002,0.76422400000000046,7.0171090000000014,7.3212470000000014,6.1374499999999994,5.5681190000000003,14.117021000000001,1.5805430000000005,3.8226159999999996,2.3451309999999999,null,null,1.3571100000000023,26.043925000000002,21.865310999999998,24.797098999999999,2.8271220000000001,-11.37575,null,null,-9.0374999999998096E-2,-3.0397860000000012,-5.3480439999999998,-2.7240890000000002,1.3571100000000023,1.8879460000000012,1.8102999999999998,0.76422400000000046,26.043925000000002,19.026816]
["Operating income",465.51634100000001,470.59490299999993,-5.0785619999999199,-1.0791791342457224E-2,null,119.247298,117.304597,1.9427009999999996,1.6561166822814277E-2,null,null,119.247298,117.304597,113.26689400000001,115.697552,118.70145600000001,118.05582299999999,121.379707,112.45791700000001,122.23800100000004,121.64815100000001,119.72582499999999,110.154825,124.11172500000001,106.450339,108.287289,112.94890700000001,null,null,470.59490299999993,473.76680200000004,451.79825999999997,455.932211,406.47718800000001,374.968637,null,null,465.51634100000001,346.26904300000001,228.96444600000001,115.697552,470.59490299999993,351.89344700000004,233.83762400000001,112.45791700000001,473.76680200000004,351.52880099999999]
["Staff expenses",-116.01811600000001,-115.093749,-0.92436700000000371,8.0314266242209609E-3,null,-34.334533,-32.075322999999997,-2.259210000000003,7.0434520643798404E-2,null,null,-34.334533,-32.075322999999997,-20.399308999999999,-29.208950999999999,-28.356017999999999,-29.07826,-28.77008,-28.889391,-34.229276000000006,-30.817641000000002,-30.803019999999997,-30.593862000000001,-33.248812000000001,-29.704305999999999,-29.550836,-29.712582000000001,null,null,-115.093749,-126.443799,-122.216536,-120.89348699999999,-113.542312,-106.78482099999999,null,null,-116.01811600000001,-81.683582999999999,-49.608260000000001,-29.208950999999999,-115.093749,-86.737730999999997,-57.659470999999996,-28.889391,-126.443799,-92.214523]
["Other administrative expenses",-105.319185,-99.621393999999995,-5.6977910000000094,5.7194451625521392E-2,null,-31.913668000000001,-23.158619000000002,-8.7550489999999996,0.37804711066752295,null,null,-31.913668000000001,-23.158619000000002,-25.743427000000001,-24.503471000000001,-27.568466000000001,-22.821314000000001,-24.252185000000001,-24.979429,-25.834654000000008,-25.235263999999994,-24.078619000000003,-22.413457999999999,-31.075345000000006,-19.997928999999999,-22.459779999999999,-27.443835,null,null,-99.621393999999995,-97.561994999999996,-100.976889,-107.07778500000001,-101.407518,-88.862926999999999,null,null,-105.319185,-73.405517000000003,-50.246898000000002,-24.503471000000001,-99.621393999999995,-72.052927999999994,-49.231614,-24.979429,-97.561994999999996,-71.727340999999996]
["Depreciation on intangible and tangible fixed ass.",-25.702843999999999,-23.556048000000001,-2.1467959999999984,9.1135660786563211E-2,null,-8.2242809999999995,-5.9274570000000004,-2.2968239999999991,0.38748893496823333,null,null,-8.2242809999999995,-5.9274570000000004,-5.8280989999999999,-5.723007,-6.6923539999999999,-5.7152400000000005,-5.8135300000000001,-5.334924,-7.9191190000000002,-6.713906999999999,-6.4572400000000005,-6.3242279999999997,-7.8956320000000009,-6.4696660000000001,-6.4102399999999999,-5.9840540000000004,null,null,-23.556048000000001,-27.414494000000001,-26.759592000000001,-22.673006999999998,-21.948008999999999,-19.614346000000001,null,null,-25.702843999999999,-17.478563000000001,-11.551106000000001,-5.723007,-23.556048000000001,-16.863693999999999,-11.148453999999999,-5.334924,-27.414494000000001,-19.495374999999999]
["General administrative expenses",-247.04014500000002,-238.27119100000002,-8.7689540000000079,3.6802409738238229E-2,null,-74.472481999999999,-61.161399000000003,-13.311082999999996,0.21763862857355498,null,null,-74.472481999999999,-61.161399000000003,-51.970835000000001,-59.435429000000006,-62.616838000000001,-57.614814000000003,-58.835795000000005,-59.203744,-67.983048999999951,-62.766812000000002,-61.338879000000006,-59.331547999999998,-72.219788999999977,-56.171901000000005,-58.420856000000001,-63.140471000000005,null,null,-238.27119100000002,-251.42028799999997,-249.95301699999999,-250.64427899999998,-236.89783899999998,-215.26209399999999,null,null,-247.04014500000002,-172.56766300000001,-111.40626400000001,-59.435429000000006,-238.27119100000002,-175.65435300000001,-118.039539,-59.203744,-251.42028799999997,-183.43723900000001]
["Operating result",218.47619599999999,232.32371199999992,-13.847515999999928,-5.9604402326353778E-2,null,44.774816000000001,56.143197999999998,-11.368381999999997,-0.20248903527013185,null,null,44.774816000000001,56.143197999999998,61.296059000000007,56.262122999999995,56.084618000000006,60.441008999999987,62.543911999999992,53.254173000000009,54.254952000000088,58.881339000000011,58.386946000000002,50.823276999999997,51.891936000000001,50.278438000000001,49.866432999999994,49.808436,null,null,232.32371199999992,222.34651400000007,201.84524300000001,205.28793200000001,169.57934900000001,159.70654300000001,null,null,218.47619599999999,173.70138,117.558182,56.262122999999995,232.32371199999992,176.23909400000002,115.798085,53.254173000000009,222.34651400000007,168.09156199999998]
["Net provisioning for impairment losses",-36.730525,-53.253878,16.523353,-0.31027511273451291,null,-15.609730000000001,-12.798404,-2.8113260000000011,0.21966223288466291,null,null,-15.609730000000001,-12.798404,-3.4248349999999999,-4.8975559999999998,-20.375904999999999,-9.8672260000000005,-11.289079000000001,-11.721667999999999,-18.801663999999995,-11.046369,-9.132612,-9.1607129999999994,-16.099195999999992,-8.3308540000000004,-3.5694880000000002,-12.557650000000001,null,null,-53.253878,-48.141357999999997,-40.557187999999996,-16.652593,-48.951940999999998,-62.067202999999999,null,null,-36.730525,-21.120795000000001,-8.3223909999999997,-4.8975559999999998,-53.253878,-32.877972999999997,-23.010747000000002,-11.721667999999999,-48.141357999999997,-29.339694000000001]
["Other results",-17.667486,-24.380871000000003,6.7133850000000006,-0.2753546007441654,null,-4.7991220000000006,-4.2593180000000004,-0.53980400000000017,0.1267348434655502,null,null,-4.7991220000000006,-4.2593180000000004,-4.4767479999999997,-4.1322980000000005,8.9135999999999993E-2,-8.1575160000000011,-8.1536519999999992,-8.1588390000000004,-7.9701790000000017,-8.5103620000000006,-15.72728,-8.3408540000000002,-11.045531,-11.993235,-4.4105179999999997,0.24354599999999982,null,null,-24.380871000000003,-40.548675000000003,-27.205737999999997,-3.9649839999999998,1.5267759999999999,19.547148,null,null,-17.667486,-12.868364,-8.6090459999999993,-4.1322980000000005,-24.380871000000003,-24.470006999999999,-16.312491000000001,-8.1588390000000004,-40.548675000000003,-32.578496000000001]
["Net income from derivatives",8.6355000000000001E-2,-4.7746999999999998E-2,0.134102,"–",null,4.2880000000000001E-3,2.5884999999999998E-2,-2.1596999999999998E-2,-0.83434421479621401,null,null,4.2880000000000001E-3,2.5884999999999998E-2,2.0299999999999999E-2,3.5881999999999997E-2,-3.6804999999999997E-2,1.4144E-2,-1.5966000000000001E-2,-9.1199999999999996E-3,3.1729999999999814E-3,-0.25408699999999995,8.983999999999992E-3,-6.9959999999999994E-2,-7.2438000000000002E-2,4.2009999999999999E-2,9.3773999999999996E-2,0,null,null,-4.7746999999999998E-2,-0.31189,6.3346E-2,0,0,0,null,null,8.6355000000000001E-2,8.2067000000000001E-2,5.6182000000000003E-2,3.5881999999999997E-2,-4.7746999999999998E-2,-1.0942E-2,-2.5086000000000001E-2,-9.1199999999999996E-3,-0.31189,-0.31506299999999998]
["Net income from financial investments",-0.20088600000000001,0.56740800000000002,-0.76829400000000003,"–",null,-0.16384299999999999,0.10581699999999999,-0.26966000000000001,"–",null,null,-0.16384299999999999,0.10581699999999999,-0.25976300000000002,0.11690300000000001,0.121394,0.202351,0.154561,8.9102000000000001E-2,0.25373599999999996,8.7123000000000062E-2,-7.4905220000000003,7.9777000000000001E-2,-0.39407399999999981,-1.7627649999999999,-0.27618599999999999,4.2123109999999997,null,null,0.56740800000000002,-7.0698860000000003,1.7792859999999999,-3.9649839999999998,1.5267759999999999,19.547148,null,null,-0.20088600000000001,-3.7043E-2,-0.14285999999999999,0.11690300000000001,0.56740800000000002,0.44601400000000002,0.24366299999999999,8.9102000000000001E-2,-7.0698860000000003,-7.3236220000000003]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Bank levy",-17.552955000000001,-24.900532000000002,7.3475770000000011,-0.29507710919589991,null,-4.6395670000000004,-4.3910200000000001,-0.2485470000000003,5.6603477096437871E-2,null,null,-4.6395670000000004,-4.3910200000000001,-4.237285,-4.2850830000000002,4.5469999999999998E-3,-8.3740110000000012,-8.2922469999999997,-8.2388209999999997,-8.227088000000002,-8.3433980000000005,-8.2457419999999999,-8.3506710000000002,-10.579019000000001,-10.27248,-4.2281059999999995,-3.9687649999999999,null,null,-24.900532000000002,-33.166899000000001,-29.048369999999998,0,0,0,null,null,-17.552955000000001,-12.913387999999999,-8.5223680000000002,-4.2850830000000002,-24.900532000000002,-24.905079000000001,-16.531068000000001,-8.2388209999999997,-33.166899000000001,-24.939810999999999]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",164.07818499999999,154.688963,9.3892219999999895,6.0697426745306871E-2,null,24.365964000000002,39.085476,-14.719511999999998,-0.37659799768077529,null,null,24.365964000000002,39.085476,53.394475999999997,47.232269000000002,35.797848999999999,42.416267000000005,43.101181000000004,33.373666,27.48310900000002,39.324608000000005,33.527054,33.321710000000003,24.747208999999984,29.954349000000001,41.886426999999998,37.494332,null,null,154.688963,133.65648100000001,134.08231699999999,184.670355,122.154184,117.186488,null,null,164.07818499999999,139.712221,100.626745,47.232269000000002,154.688963,118.891114,76.474846999999997,33.373666,133.65648100000001,106.173372]
["Income taxes",-40.022542999999999,-38.091624000000003,-1.9309189999999958,5.0691432846234008E-2,null,-6.380274,-9.4929520000000007,3.1126780000000007,-0.32789357830946586,null,null,-6.380274,-9.4929520000000007,-12.650888,-11.498429,-9.5402310000000003,-9.5448249999999994,-10.968707,-8.0378609999999995,-8.0853269999999995,-8.4548950000000005,-6.1162840000000003,-8.2300620000000002,-3.0101220000000009,-7.3001079999999998,-8.8470479999999991,-9.1695770000000003,null,null,-38.091624000000003,-30.886568,-28.326854999999998,-35.543919000000002,-29.622409000000001,-25.814395000000001,null,null,-40.022542999999999,-33.642268999999999,-24.149317,-11.498429,-38.091624000000003,-28.551393000000001,-19.006568000000001,-8.0378609999999995,-30.886568,-22.801241000000001]
["Profit/loss after tax",124.05564200000001,116.59733900000001,7.4583030000000008,6.3966322593348446E-2,null,17.985690000000002,29.592524000000001,-11.606833999999999,-0.39222183278452349,null,null,17.985690000000002,29.592524000000001,40.743588000000003,35.733840000000001,26.257618000000001,32.871442000000002,32.132474000000002,25.335805000000001,19.397782000000014,30.869712999999997,27.410769999999999,25.091647999999999,21.737086999999999,22.654240999999999,33.039378999999997,28.324755,null,null,116.59733900000001,102.769913,105.75546199999999,149.12643600000001,92.531774999999996,91.372093000000007,null,null,124.05564200000001,106.069952,76.477428000000003,35.733840000000001,116.59733900000001,90.339720999999997,57.468279000000003,25.335805000000001,102.769913,83.372130999999996]
[]
[]
["Risk-weighted assets (total RWA)",5493.2590836886866,5301.9483651024793,191.31071858620726,3.6083097271451647E-2,null,5493.2590836886866,5676.1977349056815,-182.93865121699491,-3.2229083580372242E-2,null,null,5493.2590836886866,5676.1977349056815,5443.7368502038134,5467.0992062508958,5301.9483651024793,"–","–","–","–","–","–","–","–","–","–","–",null,null,5301.9483651024793,"–","–","–","–","–",null,null,5493.2590836886866,5676.1977349056815,5443.7368502038134,5467.0992062508958,5301.9483651024793,"–","–","–","–","–"]
["Assets",11222.900108,9895.6702749999986,1327.2298330000012,0.13412227733103221,null,11222.900108,10758.881561,464.01854699999967,4.3128883273706231E-2,null,null,11222.900108,10758.881561,10250.021142,10124.588261000001,9895.6702749999986,10179.747997,9797.0118829999992,9732.7807840000005,10008.733689999999,9768.7594300000001,9636.8673290000006,9594.0529640000004,9666.9035449999992,9793.7891419999996,9823.0995039999998,10008.022940000001,null,null,9895.6702749999986,10008.733689999999,9666.9035449999992,9682.2952619999996,8972.4259270000002,9323.7218229999999,null,null,11222.900108,10758.881561,10250.021142,10124.588261000001,9895.6702749999986,10179.747997,9797.0118829999992,9732.7807840000005,10008.733689999999,9768.7594300000001]
["Loans and advances to customers",8188.9693719999996,7470.211953,718.75741899999957,9.6216469294602813E-2,null,8188.9693719999996,8097.9381810000004,91.031190999999126,1.1241280059853143E-2,null,null,8188.9693719999996,8097.9381810000004,7866.1454439999998,7614.9022690000002,7470.211953,7323.1815310000002,7098.3677749999997,7032.0823449999998,6879.3836279999996,6910.5030399999996,6852.9757639999998,6731.6985489999997,6645.3971439999996,6651.6425410000002,6650.1835199999996,6687.1239029999997,null,null,7470.211953,6879.3836279999996,6645.3971439999996,6635.7552580000001,6011.4181769999996,5835.2452119999998,null,null,8188.9693719999996,8097.9381810000004,7866.1454439999998,7614.9022690000002,7470.211953,7323.1815310000002,7098.3677749999997,7032.0823449999998,6879.3836279999996,6910.5030399999996]
["  Hereof corporate %",0.46825967417966796,0.48078925465530226,-1.2529580475634294,-2.6060441980171323E-2,null,0.46825967417966796,0.47197896743242623,-0.37192932527582712,-7.8802097326312603E-3,null,null,0.46825967417966796,0.47197896743242623,0.47500510289318776,0.47349149412964053,0.48078925465530226,0.47652389732901729,0.47132526942082825,0.47814811033757887,0.46683249546761746,0.47273519742340031,0.47842922549269107,0.48751496464711214,0.49281299522060157,0.49460035663369184,0.50091230558432664,0.51067828262194626,null,null,0.48078925465530226,0.46683249546761746,0.49281299522060157,0.51994204125981147,0.5333438799298269,0.54200000000000004,null,null,0.46825967417966796,0.47197896743242623,0.47500510289318776,0.47349149412964053,0.48078925465530226,0.47652389732901729,0.47132526942082825,0.47814811033757887,0.46683249546761746,0.47273519742340031]
["  Hereof retail % ",0.53005495366016864,0.51788505631976678,1.2169897340401858,2.3499224764051974E-2,null,0.53005495366016864,0.52687750432704861,0.31774493331200304,6.0307174002018904E-3,null,null,0.53005495366016864,0.52687750432704861,0.52378835318163741,0.52521998348971854,0.51788505631976678,0.52204398359055226,0.52647327518895715,0.52044219086857124,0.53038716838600664,0.52472142765873919,0.51901962008914082,0.50987053936903592,0.50462177052778034,0.50302038158091167,0.4966339277229021,0.48686445772502501,null,null,0.51788505631976678,0.53038716838600664,0.50462177052778034,0.47758288243010782,0.46373451322133979,0.45800000000000002,null,null,0.53005495366016864,0.52687750432704861,0.52378835318163741,0.52521998348971854,0.51788505631976678,0.52204398359055226,0.52647327518895715,0.52044219086857124,0.53038716838600664,0.52472142765873919]
["  Hereof FCY % ",5.742775172758334E-3,1.1970382843566958E-2,-0.62276076708086237,-0.52025133633511333,null,5.742775172758334E-3,8.5820022883180361E-3,-0.28392271155597021,-0.3308350452696226,null,null,5.742775172758334E-3,8.5820022883180361E-3,9.0847218003715317E-3,9.7473489977892187E-3,1.1970382843566958E-2,1.0104216137039523E-2,9.6297215312994965E-3,1.0010717245092214E-2,6.3653958505481391E-3,6.1855120752540762E-3,6.4144397286387371E-3,7.5991222167248003E-3,8.5532886550384341E-3,7.1456034666671064E-3,9.5434960267081481E-3,9.4191465439637748E-3,null,null,1.1970382843566958E-2,6.3653958505481391E-3,8.5532886550384341E-3,9.4920619509080758E-3,1.586863485308319E-2,1.4999999999999999E-2,null,null,5.742775172758334E-3,8.5820022883180361E-3,9.0847218003715317E-3,9.7473489977892187E-3,1.1970382843566958E-2,1.0104216137039523E-2,9.6297215312994965E-3,1.0010717245092214E-2,6.3653958505481391E-3,6.1855120752540762E-3]
["Deposits from customers",8728.1913249999998,7347.8812429999998,1380.310082,0.18785144130016529,null,8728.1913249999998,8262.2752380000002,465.91608699999961,5.6390772950427825E-2,null,null,8728.1913249999998,8262.2752380000002,7872.3778499999999,7574.4691849999999,7347.8812429999998,7079.0649020000001,7420.3705919999993,7047.747883,7319.7049850000003,7320.983534,7344.8267139999998,7191.3649729999997,7233.2120279999999,7213.1965380000001,7324.6428370000003,7588.5321169999997,null,null,7347.8812429999998,7319.7049850000003,7233.2120279999999,7207.2436749999997,6815.9141890000001,6726.3533559999996,null,null,8728.1913249999998,8262.2752380000002,7872.3778499999999,7574.4691849999999,7347.8812429999998,7079.0649020000001,7420.3705919999993,7047.747883,7319.7049850000003,7320.983534]
["Loan/deposit ratio*",0.91144105162016498,0.98446012173798003,-7.3019070117815055,-7.4171689137500163E-2,null,0.91144105162016498,0.95004462522602784,-3.8603573605862862,-4.0633431926083041E-2,null,null,0.91144105162016498,0.95004462522602784,0.96886351523383762,0.97348971444789112,0.98446012173798003,1.0002005894874049,0.92568797054496244,0.96536243789468701,0.90981817390827524,0.94393096336118598,0.93303436974728338,0.93608078219839785,0.91873390663448695,0.92214907856154138,0.90791915291855474,0.8812144166879593,null,null,0.98446012173798003,0.90981817390827524,0.91873390663448695,0.92070638335951649,0.88196799582683238,0.86751987342367032,null,null,0.91144105162016498,0.95004462522602784,0.96886351523383762,0.97348971444789112,0.98446012173798003,1.0002005894874049,0.92568797054496244,0.96536243789468701,0.90981817390827524,0.94393096336118598]
[]
["Equity",995.25610300000005,1015.863009,-20.606905999999981,-2.028512291267015E-2,null,995.25610300000005,983.14420199999995,12.111901000000103,1.231955696362852E-2,null,null,995.25610300000005,983.14420199999995,946.64452300000005,1050.241057,1015.863009,990.45841800000017,951.68279900000016,1053.8105989999999,1028.270669,1011.967341,973.91540399999997,1099.3739399999999,1074.918083,1056.0949499999999,1037.8505130000001,1089.4396580000002,null,null,1015.863009,1028.270669,1074.918083,1061.929069,849.81009700000004,811.23443100000009,null,null,995.25610300000005,983.14420199999995,946.64452300000005,1050.241057,1015.863009,990.45841800000017,951.68279900000016,1053.8105989999999,1028.270669,1011.967341]
["Return on equity before tax",0.17356191098017829,0.1608566218638311,1.2705289116347189,7.8985179280356421E-2,null,0.10846645237120288,0.1750615046996912,-6.659505232848832,-0.38040945919394809,null,null,0.10846645237120288,0.1750615046996912,0.22378624012480014,0.19017628175266368,0.15542649131595093,0.18589598608095864,0.17821555830515509,0.13650836295110572,0.11858332903573135,0.17005160554434645,0.13439748791147862,0.13045307867322969,0.10198520223985827,0.12298026682077627,0.16445386983222363,0.15195906137387899,null,null,0.1608566218638311,0.14108731146915496,0.14249180925632537,0.20954161042511019,0.16697512025178296,0.16868059772991761,null,null,0.17356191098017829,0.19384080404608597,0.20375629790644828,0.19017628175266368,0.1608566218638311,0.1628704713393179,0.15318942605342728,0.13288293915888519,0.14108731146915496,0.14919131797275137]
["Return on equity after tax",0.13122606331483291,0.12124623312557811,0.99798301892548014,8.2310434988263959E-2,null,8.0064305592350865E-2,0.13254314158286634,-5.2478835990515478,-0.39593777062923741,null,null,8.0064305592350865E-2,0.13254314158286634,0.17076400127447502,0.14387894055956962,0.11400487878628006,0.14406428374503208,0.13286194625701508,0.10363108639603569,8.3696992413390597E-2,0.13349005941376918,0.10987958052381581,9.8232735672478574E-2,8.9580251809422043E-2,9.3009018583651057E-2,0.12971872089742822,0.11479610260679096,null,null,0.12124623312557811,0.1084835588712601,0.11238832574110849,0.1692106648974446,0.12648362709979646,0.13152283617436869,null,null,0.13122606331483291,0.1471645403218502,0.15485701741308386,0.14387894055956962,0.12124623312557811,0.12375754961748002,0.11511670858639607,0.10087882566920815,0.1084835588712601,0.11715176669802746]
["Cost/income ratio**",0.53067985641346149,0.50631910690286419,2.4360749510597302,4.8113431190877076E-2,null,0.62452133716270863,0.52138961783398818,10.313171932872045,0.1978016358614143,null,null,0.62452133716270863,0.52138961783398818,0.45883517385053396,0.51371379923405813,0.52751533224664071,0.48803026005756611,0.48472513613828383,0.52645243286873256,0.55615314749788758,0.51597012765117978,0.51232788748793345,0.53861960200109249,0.58189336261340319,0.52768174838785631,0.53949874024457289,0.55901799032017196,null,null,0.50631910690286419,0.53068363367511751,0.55324032677770829,0.54974023100991209,0.58280721770787292,0.57408026367815923,null,null,0.53067985641346149,0.49836295357191374,0.4865657788633263,0.51371379923405813,0.50631910690286419,0.49916915048435107,0.5047927573879214,0.52645243286873256,0.53068363367511751,0.52182705507535354]
["Net interest margin (avg. interest bearing assets)",2.9521288230493728E-2,3.351342705799764E-2,-0.39921388275039116,-0.11912057876370563,null,2.837708680432004E-2,2.9243988787807217E-2,-8.669019834871769E-2,-2.9643766784940628E-2,null,null,2.837708680432004E-2,2.9243988787807217E-2,2.992577030696817E-2,3.0435681328617223E-2,3.2817500078380087E-2,3.3544311513730177E-2,3.4605994156993461E-2,3.4381321006643109E-2,3.3914811111730697E-2,3.4674720316529899E-2,3.4136653557258832E-2,3.225767986878636E-2,3.2499086294434529E-2,3.0305965552992548E-2,3.0199144189909412E-2,3.3563063502262132E-2,null,null,3.351342705799764E-2,3.375996462086276E-2,3.175000793914811E-2,3.4989518452920962E-2,null,null,null,null,2.9521288230493728E-2,2.9913844134255709E-2,3.0189356542417958E-2,3.0435681328617223E-2,3.351342705799764E-2,3.382353300892068E-2,3.4146650003726825E-2,3.4055878747982854E-2,3.375996462086276E-2,3.3673979125607358E-2]
["Provisioning ratio (avg. loans and advances to customers)",4.6808451563000782E-3,7.4507235181055067E-3,-0.27698783618054285,-0.37175964925748906,null,7.6673757491180624E-3,6.4135990768464796E-3,0.12537766722715829,0.19548722289140286,null,null,7.6673757491180624E-3,6.4135990768464796E-3,1.7698207839636287E-3,2.593457910464691E-3,1.1018921397332041E-2,5.4736010899438092E-3,6.3913485581165615E-3,6.750754599194872E-3,1.0907508931820322E-2,6.4206842803664777E-3,5.378185322417601E-3,5.4784465688130736E-3,9.6858828018155183E-3,5.0103520895829288E-3,2.1410546442646849E-3,7.5405022282330376E-3,null,null,7.4507235181055067E-3,7.1189853368515662E-3,6.1074802505680934E-3,2.633409446875352E-3,8.2642579421060309E-3,null,null,null,4.6808451563000782E-3,3.6373444711449931E-3,2.1784062216686001E-3,2.593457910464691E-3,7.4507235181055067E-3,6.2147892926503216E-3,6.574772788791804E-3,6.7399858042028801E-3,7.1189853368515662E-3,5.771596348307843E-3]
[]
["NPL ratio",3.8076648106191255E-2,4.4960278922283631E-2,-0.68836308160923765,-0.1531047177885867,null,3.8076648106191255E-2,4.1675295447693793E-2,-0.35986473415025377,-8.6349653981917407E-2,null,null,3.8076648106191255E-2,4.1675295447693793E-2,4.3961087773079062E-2,4.4349089119809372E-2,4.4960278922283631E-2,5.0094996711686018E-2,5.0718063585363106E-2,5.2239470480309358E-2,5.0158061340782677E-2,5.3690397768785293E-2,5.4680820406298458E-2,5.1879907048404589E-2,5.1462863932636015E-2,5.1895517516505708E-2,5.0678230455811546E-2,4.9318611526256335E-2,null,null,4.4960278922283631E-2,5.0158061340782677E-2,5.1462863932636015E-2,5.0992755736742688E-2,null,null,null,null,3.8076648106191255E-2,4.1675295447693793E-2,4.3961087773079062E-2,4.4349089119809372E-2,4.4960278922283631E-2,5.0094996711686018E-2,5.0718063585363106E-2,5.2239470480309358E-2,5.0158061340782677E-2,5.3690397768785293E-2]
["NPL coverage ratio",0.74961871839426919,0.70758767850341242,4.203103989085677,5.9400468899846848E-2,null,0.74961871839426919,0.73605866906631379,1.3560049327955404,1.8422511544027076E-2,null,null,0.74961871839426919,0.73605866906631379,0.69081199940251958,0.71430264288288181,0.70758767850341242,0.66361632154932548,0.63876244015828754,0.62318493806611341,0.63694779173961824,0.62711162796147024,0.61795872650392336,0.65671088922988019,0.64154300136328957,0.60041810486798186,0.61727621288941736,0.63960385575405643,null,null,0.70758767850341242,0.63694779173961824,0.64154300136328957,0.61560782511504153,null,null,null,null,0.74961871839426919,0.73605866906631379,0.69081199940251958,0.71430264288288181,0.70758767850341242,0.66361632154932548,0.63876244015828754,0.62318493806611341,0.63694779173961824,0.62711162796147024]
[]
["Number of employees",3854,3648,206,5.6469298245614086E-2,null,3854,3823,31,8.1088150667014691E-3,null,null,3854,3823,3733,3721,3648,3670,3686,3659,3853,3844,3828,3845,3827,3823,3819,3815,null,null,3648,3853,3827,3805,3693,3601,null,null,3854,3823,3733,3721,3648,3670,3686,3659,3853,3844]
["Business outlets",195,178,17,9.550561797752799E-2,null,195,188,7,3.7234042553191404E-2,null,null,195,188,181,180,178,184,179,176,165,163,163,163,163,152,152,155,null,null,178,165,163,156,159,152,null,null,195,188,181,180,178,184,179,176,165,163]
["Number of customers ",819336,786121,33215,4.2251765313482181E-2,null,819336,815096,4240,5.2018412555085991E-3,null,null,819336,815096,807156,788576,786121,787435,782799,774001,895376,889023,879227,859019,840728,830408,818395,800581,null,null,786121,895376,840728,788215,735722,742042,null,null,819336,815096,807156,788576,786121,787435,782799,774001,895376,889023]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Albania",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",69.879548768000006,79.57961014499999,-9.7000613769999831,-0.12189129048666802,null,16.522021253000002,16.793081776999998,-0.2710605239999957,-1.6141201930621407E-2,null,null,16.522021253000002,16.793081776999998,18.836196962000002,17.857488688,19.388577144000003,19.455993527,20.203357654999998,20.531681818999999,20.759358822999982,19.308671867000005,19.001208059000003,18.262758827999999,18.641312837000008,17.304100202000001,20.054982680999998,21.478345759,null,null,79.57961014499999,77.331997576999996,77.478741479000007,87.377972420000006,86.751933750999996,81.628118000000001,null,null,69.879548768000006,53.357527515000001,36.693685649999999,17.857488688,79.57961014499999,60.191033001000001,40.735039473999997,20.531681818999999,77.331997576999996,56.572638754000003]
["Net fee and commission income",11.102614384999999,10.810513839,0.29210054599999857,2.7020042742669448E-2,null,2.8866088100000002,3.2324400839999998,-0.34583127399999958,-0.10698768268337056,null,null,2.8866088100000002,3.2324400839999998,2.7183333470000002,2.2652321440000001,2.8491084309999999,2.979820787,2.6179996939999999,2.3635849269999998,1.2441057149999999,2.5922734040000002,2.4503787079999997,2.378713276,2.2408211509999996,1.9135453610000004,1.816427727,1.7956147099999999,null,null,10.810513839,8.6654711029999998,7.7664089489999997,7.8184474910000006,8.0278473380000008,8.4409379999999992,null,null,11.102614384999999,8.2160055750000005,4.9835654910000002,2.2652321440000001,10.810513839,7.9614054080000001,4.9815846209999997,2.3635849269999998,8.6654711029999998,7.4213653879999999]
["Net trading income",15.261548541,18.204095590999998,-2.9425470499999982,-0.16164203463394122,null,4.3897081829999998,2.8114020959999997,1.5783060870000001,0.56139464690788232,null,null,4.3897081829999998,2.8114020959999997,4.1991493150000005,3.8612889470000002,4.407855294,4.0679678780000001,4.6269685709999999,5.1013038479999997,4.5479609590000001,5.6340904690000011,5.5301287189999995,4.8642847050000002,4.7934161379999995,5.4803203420000006,3.9539718929999998,4.3137491689999994,null,null,18.204095590999998,20.576464852000001,18.541457542,14.099700280999999,14.913964504000001,9.0448540000000008,null,null,15.261548541,10.871840357999998,8.0604382619999999,3.8612889470000002,18.204095590999998,13.796240297000001,9.7282724189999996,5.1013038479999997,20.576464852000001,16.028503893]
["Recurring other net operating income",-5.8135558739999995,2.1875953290000001,-8.0011512029999992,"–",null,-5.6925188540000002,-0.421786999,-5.2707318550000002,">500,0%",null,null,-5.6925188540000002,-0.421786999,0.22578385000000001,-5.4273783000000006E-2,1.6094884190000001,0.73187944199999999,0.166898297,-0.32067082899999999,-2.4351590849999996,0.32398486299999996,0.54646840900000004,0.51472073500000004,-0.29689611999999993,-7.419127200000003E-2,-0.31733737299999998,-3.8719694999999998E-2,null,null,2.1875953290000001,-1.049985078,-0.72714445999999999,-0.82524676100000005,0.12962279200000001,1.297005,null,null,-5.8135558739999995,-0.12103702000000001,0.17151006700000002,-5.4273783000000006E-2,2.1875953290000001,0.57810691000000003,-0.15377253199999999,-0.32067082899999999,-1.049985078,1.385174007]
["Operating income",90.430155819999996,110.78181490399999,-20.351659083999991,-0.18370938498918887,null,18.105819392000004,22.415136957999998,-4.3093175659999936,-0.19225033396291569,null,null,18.105819392000004,22.415136957999998,25.979463474000003,23.929735995999998,28.255029288000006,27.235661634000003,27.615224217000005,27.675899764999997,24.116266411999984,27.859020603000005,27.528183895000002,26.020477543999998,25.378654006000005,24.623774633000004,25.508044927999997,27.548989942999999,null,null,110.78181490399999,105.52394845399999,103.05946351,108.470873431,109.82336838500001,100.410915,null,null,90.430155819999996,72.324336427999995,49.909199469999997,23.929735995999998,110.78181490399999,82.526785615999998,55.291123982000002,27.675899764999997,105.52394845399999,81.407682042000005]
["Staff expenses",-17.179734416000002,-16.672277139000002,-0.50745727700000032,3.0437190599054365E-2,null,-4.9321841220000007,-4.3642624249999997,-0.56792169700000095,0.13013005215881379,null,null,-4.9321841220000007,-4.3642624249999997,-3.8590071419999998,-4.0242807269999998,-4.349574939,-4.4725293710000003,-4.1477400339999999,-3.702432795,-4.1565372599999986,-4.4934573970000002,-4.1815922350000001,-3.8301299289999999,-5.5168256109999998,-4.2217639649999992,-4.1924784370000001,-3.7334768889999999,null,null,-16.672277139000002,-16.661716820999999,-17.664544901999999,-15.334519125,-14.394189615,-12.851599,null,null,-17.179734416000002,-12.247550294,-7.8832878690000001,-4.0242807269999998,-16.672277139000002,-12.322702199999998,-7.8501728289999999,-3.702432795,-16.661716820999999,-12.505179561]
["Other administrative expenses",-22.747232594,-20.508066168000003,-2.239166425999997,0.10918466946892869,null,-7.2121311720000003,-5.4976147380000002,-1.7145164340000001,0.31186551180989652,null,null,-7.2121311720000003,-5.4976147380000002,-5.2293849409999993,-4.8081017429999999,-5.4009028130000001,-5.3387788460000003,-5.2318682130000003,-4.5365162960000003,-6.1159172039999969,-5.024310122000001,-5.9694019259999997,-3.78415268,-6.3777650739999991,-4.553227485999999,-5.2912513350000001,-3.7461905350000002,null,null,-20.508066168000003,-20.893781932,-19.968434429999999,-19.0508405,-16.681703024000001,-14.61,null,null,-22.747232594,-15.535101422,-10.037486684000001,-4.8081017429999999,-20.508066168000003,-15.107163355000001,-9.7683845090000005,-4.5365162960000003,-20.893781932,-14.777864728000001]
["Depreciation on intangible and tangible fixed ass.",-5.2251814680000006,-5.081312606,-0.1438688620000006,2.8313326330311028E-2,null,-1.300479382,-1.286886416,-1.359296600000004E-2,1.0562677351316552E-2,null,null,-1.300479382,-1.286886416,-1.281166547,-1.356649123,-1.3211637409999999,-1.282461743,-1.2405249159999998,-1.237162206,-1.568149961,-0.93045721800000003,-0.99259091499999996,-0.97847059999999997,-1.0833680539999999,-1.1497848370000001,-1.153113082,-1.1326621720000001,null,null,-5.081312606,-4.4696686940000001,-4.5189281450000003,-4.427416912,-4.3675890530000006,-5.2689519999999996,null,null,-5.2251814680000006,-3.9247020859999999,-2.6378156699999997,-1.356649123,-5.081312606,-3.7601488650000001,-2.4776871219999999,-1.237162206,-4.4696686940000001,-2.9015187330000001]
["General administrative expenses",-45.152148478000001,-42.261655912999998,-2.8904925650000024,6.8395156378878719E-2,null,-13.444794676000003,-11.148763578999999,-2.2960310970000037,0.20594490866456683,null,null,-13.444794676000003,-11.148763578999999,-10.369558629999998,-10.189031592999999,-11.071641493,-11.093769960000001,-10.620133163,-9.476111297000001,-11.840604424999986,-10.448224737000006,-11.143585075999999,-8.5927532089999996,-12.977958738999996,-9.9247762879999986,-10.636842854000001,-8.6123295960000004,null,null,-42.261655912999998,-42.025167446999994,-42.151907476999995,-38.812776536999998,-35.443481691999999,-32.730550999999998,null,null,-45.152148478000001,-31.707353802,-20.558590222999999,-10.189031592999999,-42.261655912999998,-31.190014420000001,-20.096244460000001,-9.476111297000001,-42.025167446999994,-30.184563022000003]
["Operating result",45.278007341999995,68.520158990999988,-23.242151648999993,-0.33920165964665683,null,4.6610247160000018,11.266373378999999,-6.6053486629999973,-0.58628881191813353,null,null,4.6610247160000018,11.266373378999999,15.609904844000004,13.740704402999999,17.183387795000009,16.141891674,16.995091054000007,18.199788467999994,12.275661986999998,17.410795866000001,16.384598819000004,17.427724335000001,12.400695267000009,14.698998345000005,14.871202073999996,18.936660347,null,null,68.520158990999988,63.498781006999998,60.907556033000006,69.65809689400001,74.379886693000003,67.680363999999997,null,null,45.278007341999995,40.616982625999995,29.350609246999998,13.740704402999999,68.520158990999988,51.336771196000001,35.194879522000001,18.199788467999994,63.498781006999998,51.223119019999999]
["Net provisioning for impairment losses",-31.215311005,-29.298892127000002,-1.9164188779999982,6.5409260858500184E-2,null,-18.126263446999999,-3.1342591940000002,-14.992004252999999,4.7832688125154457,null,null,-18.126263446999999,-3.1342591940000002,-5.0039774809999997,-4.9508108829999999,-10.460647064,-7.0438757000000001,-5.7145758679999998,-6.0797934949999997,-11.291646397999997,-6.751695981000001,-7.061323539,-4.0100889500000001,-8.0152434090000018,-5.9575240029999996,-2.217189216,-4.0738050000000001,null,null,-29.298892127000002,-29.114754867999999,-20.263761628000001,-14.29753161,-31.030401634,-28.705172999999998,null,null,-31.215311005,-13.089047558000001,-9.9547883640000006,-4.9508108829999999,-29.298892127000002,-18.838245063000002,-11.794369362999999,-6.0797934949999997,-29.114754867999999,-17.823108470000001]
["Other results",0.80939892000000002,5.3968483999999997E-2,0.75543043600000004,">500,0%",null,0.42526457300000003,0.24644595999999999,0.17881861300000004,0.72558954912468465,null,null,0.42526457300000003,0.24644595999999999,0.20545781100000002,-6.7769423999999995E-2,4.6959109999999998E-2,7.0093739999999996E-3,0,0,0.23062153899999999,0,0,0,0,0,0,0,null,null,5.3968483999999997E-2,0.23062153899999999,0,0,0,0,null,null,0.80939892000000002,0.38413434699999999,0.13768838699999997,-6.7769423999999995E-2,5.3968483999999997E-2,7.0093739999999996E-3,0,0,0.23062153899999999,0]
["Net income from derivatives",-4.2033714999999999E-2,0,-4.2033714999999999E-2,"–",null,-2.8952834E-2,-8.7241579999999992E-3,-2.0228676000000001E-2,2.3186966581760671,null,null,-2.8952834E-2,-8.7241579999999992E-3,2.3045729999999999E-3,-6.6612960000000006E-3,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,-4.2033714999999999E-2,-1.3080880999999999E-2,-4.3567229999999998E-3,-6.6612960000000006E-3,0,0,0,0,0,0]
["Net income from financial investments",0.85143263499999999,5.3968483999999997E-2,0.79746415100000001,">500,0%",null,0.45421740700000002,0.255170118,0.19904728900000002,0.78005720481737595,null,null,0.45421740700000002,0.255170118,0.20315323800000001,-6.1108127999999998E-2,4.6959109999999998E-2,7.0093739999999996E-3,0,0,0.23062153899999999,0,0,0,0,0,0,0,null,null,5.3968483999999997E-2,0.23062153899999999,0,0,0,0,null,null,0.85143263499999999,0.39721522799999998,0.14204510999999997,-6.1108127999999998E-2,5.3968483999999997E-2,7.0093739999999996E-3,0,0,0.23062153899999999,0]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",14.872095257,39.275235347999995,-24.403140090999997,-0.62133657188238012,null,-13.039974158,8.3785601449999998,-21.418534303000001,"–",null,null,-13.039974158,8.3785601449999998,10.811385174,8.7221240960000017,6.7696998410000004,9.1050253479999999,11.280515185999999,12.119994973000001,1.2146371279999997,10.659099884999996,9.3232752800000007,13.417635385000001,4.3854518580000033,8.7414743419999965,12.654012858,14.862855347,null,null,39.275235347999995,34.614647677999997,40.643794405000001,55.360565284000003,43.349485059000003,38.975191000000002,null,null,14.872095257,27.912069414999998,19.53350927,8.7221240960000017,39.275235347999995,32.505535506999998,23.400510159,12.119994973000001,34.614647677999997,33.400010549999998]
["Income taxes",-2.4275679800000001,-5.7909093010000001,3.3633413210000001,-0.58079675335602365,null,1.2790450449999999,-1.2610633459999998,2.5401083909999995,"–",null,null,1.2790450449999999,-1.2610633459999998,-1.1366790710000001,-1.3088706080000001,-0.771766124,-1.41056654,-1.740769419,-1.867807218,0.39292255799999998,-1.1276843379999999,-0.99678088699999989,-1.3581828840000001,0.57023854299999988,-0.97047920099999985,-1.3935788090000001,-1.5477762290000001,null,null,-5.7909093010000001,-3.0897255509999999,-3.3415956960000002,-5.9808368569999999,-4.5128368310000004,-4.1288419999999997,null,null,-2.4275679800000001,-3.7066130249999998,-2.445549679,-1.3088706080000001,-5.7909093010000001,-5.0191431770000001,-3.6085766370000001,-1.867807218,-3.0897255509999999,-3.4826481089999999]
["Profit/loss after tax",12.444527277000001,33.484326046999996,-21.039798769999997,-0.62834768543549768,null,-11.760929113,7.1174967989999995,-18.878425911999997,"–",null,null,-11.760929113,7.1174967989999995,9.6747061030000001,7.4132534879999996,5.9979337170000004,7.6944588080000003,9.5397457670000012,10.252187755,1.6075596860000019,9.5314155469999999,8.3264943929999991,12.059452501000001,4.9556904010000054,7.7709951409999967,11.260434049000001,13.315079118,null,null,33.484326046999996,31.524922127,37.302198709000002,49.379728427000003,38.836648228000001,34.846350000000001,null,null,12.444527277000001,24.205456390000002,17.087959590999997,7.4132534879999996,33.484326046999996,27.486392329999997,19.791933522000001,10.252187755,31.524922127,29.917362441000002]
[]
[]
["Risk-weighted assets (total RWA)",1724.9574739308473,1707.3657575536388,17.591716377208513,1.0303425788750875E-2,null,1724.9574739308473,1704.7870560724336,20.170417858413657,1.1831634799529311E-2,null,null,1724.9574739308473,1704.7870560724336,1672.35552147716,1678.4201948485777,1707.3657575536388,"–","–","–","–","–","–","–","–","–","–","–",null,null,1707.3657575536388,"–","–","–","–","–",null,null,1724.9574739308473,1704.7870560724336,1672.35552147716,1678.4201948485777,1707.3657575536388,"–","–","–","–","–"]
["Assets",2119.6940306659999,1975.6608485100001,144.03318215599984,7.2903799386734969E-2,null,2119.6940306659999,2111.7316961040001,7.9623345619997963,3.7705237728304919E-3,null,null,2119.6940306659999,2111.7316961040001,2033.958806314,1993.3919451889999,1975.6608485100001,1974.5900471,1965.75688769,2052.3888283860001,2084.454706513,2160.5138715130001,2181.1083866160002,2237.7203677279999,2289.4832274300002,2361.4880605899998,2355.799785664,2286.6864137880002,null,null,1975.6608485100001,2084.454706513,2289.4832274300002,2329.5464831049999,2008.8709571249999,1841.746132,null,null,2119.6940306659999,2111.7316961040001,2033.958806314,1993.3919451889999,1975.6608485100001,1974.5900471,1965.75688769,2052.3888283860001,2084.454706513,2160.5138715130001]
["Loans and advances to customers",834.86853151900004,899.34148631500011,-64.472954796000067,-7.168907003297964E-2,null,834.86853151900004,875.11854511099989,-40.250013591999846,-4.5993784289983908E-2,null,null,834.86853151900004,875.11854511099989,923.46979629200007,941.56349573900002,899.34148631500011,910.59715254799994,891.54354480999996,902.83287660899998,916.210597732,898.94403063499999,928.20397871,954.83513024000001,974.24665067700005,967.55405645899998,976.94824563899999,978.06661173999998,null,null,899.34148631500011,916.210597732,974.24665067700005,971.65644686500002,775.93676689500001,683.36700499999995,null,null,834.86853151900004,875.11854511099989,923.46979629200007,941.56349573900002,899.34148631500011,910.59715254799994,891.54354480999996,902.83287660899998,916.210597732,898.94403063499999]
["  Hereof corporate %",0.660689863344606,0.71016093632791588,-4.9471072983309883,-6.9661777285461191E-2,null,0.660689863344606,0.69280071984201774,-3.2110856497411744,-4.6349340550243867E-2,null,null,0.660689863344606,0.69280071984201774,0.71479783275042708,0.7248621002074076,0.71016093632791588,0.71581222297490221,0.69496289583015536,0.70109532992258816,0.69702503026049678,0.6944236793393137,0.68599144153655878,0.69010038383595074,0.68663285593899703,0.67889027382451006,0.67332754660432281,0.66564764990537462,null,null,0.71016093632791588,0.69702503026049678,0.68663285593899703,0.6561447672838947,0.62561393515195174,0.56999999999999995,null,null,0.660689863344606,0.69280071984201774,0.71479783275042708,0.7248621002074076,0.71016093632791588,0.71581222297490221,0.69496289583015536,0.70109532992258816,0.69702503026049678,0.6944236793393137]
["  Hereof retail % ",0.3393098952772699,0.28983894768166041,4.9470947595609491,0.17068426445553153,null,0.3393098952772699,0.30719907548742542,3.2110819789844482,0.10452772274426603,null,null,0.3393098952772699,0.30719907548742542,0.28520200017101699,0.27513775669125023,0.28983894768166041,0.2841876720961512,0.30503598252021213,0.29890467007741189,0.30297496973950322,0.3055763206606863,0.31400855846344122,0.30989961616404926,0.31336714406100302,0.32110972617548994,0.32667245339567713,0.33435235009462544,null,null,0.28983894768166041,0.30297496973950322,0.31336714406100302,0.3438552327161053,0.37438606484804821,0.40600000000000003,null,null,0.3393098952772699,0.30719907548742542,0.28520200017101699,0.27513775669125023,0.28983894768166041,0.2841876720961512,0.30503598252021213,0.29890467007741189,0.30297496973950322,0.3055763206606863]
["  Hereof FCY % ",0.6021562928935944,0.67436869276769229,-7.2212399874097883,-0.10708148324283751,null,0.6021562928935944,0.62621975582575462,-2.4063462932160218,-3.8426547083985407E-2,null,null,0.6021562928935944,0.62621975582575462,0.60142128243941484,0.61270661124262238,0.67436869276769229,0.69559240299141123,0.70977464161311066,0.68451539150987917,0.68525729952716508,0.65470705621601488,0.64953718560644713,0.65198271438077915,0.64630039996796962,0.67821430298329466,0.67520874615885274,0.5720367031082435,null,null,0.67436869276769229,0.68525729952716508,0.64630039996796962,0.57581051595465249,0.63473857795250932,0.56699999999999995,null,null,0.6021562928935944,0.62621975582575462,0.60142128243941484,0.61270661124262238,0.67436869276769229,0.69559240299141123,0.70977464161311066,0.68451539150987917,0.68525729952716508,0.65470705621601488]
["Deposits from customers",1799.3483409590001,1668.552894941,130.79544601800012,7.8388552388460653E-2,null,1799.3483409590001,1771.3834915560001,27.964849403000017,1.5787010286764769E-2,null,null,1799.3483409590001,1771.3834915560001,1699.1822249690001,1685.839523308,1668.552894941,1654.177453256,1647.45608788,1683.6924663079999,1757.678844394,1855.5558213689999,1920.0278142730001,1969.845946509,2037.3749428250001,2116.4807724870002,2084.7953267859998,2012.948901966,null,null,1668.552894941,1757.678844394,2037.3749428250001,2004.72351549,1704.4880834330002,1504.640699,null,null,1799.3483409590001,1771.3834915560001,1699.1822249690001,1685.839523308,1668.552894941,1654.177453256,1647.45608788,1683.6924663079999,1757.678844394,1855.5558213689999]
["Loan/deposit ratio*",0.40846460801485635,0.47990287835634621,-7.1438270341489858,-0.14885984969743027,null,0.40846460801485635,0.44168644781753941,-3.3221839802683064,-7.521589119801797E-2,null,null,0.40846460801485635,0.44168644781753941,0.48527942652298151,0.49873511646125379,0.47990287835634621,0.49021808615082368,0.48463112414633031,0.48358519895465019,0.47213190776106306,0.48446078543289156,0.48343256895028652,0.48472578880200134,0.4781872154205063,0.45715230161153897,0.46860631021516186,0.48588745138276745,null,null,0.47990287835634621,0.47213190776106306,0.4781872154205063,0.48468351837909435,0.45523155863442,0.45417288356892965,null,null,0.40846460801485635,0.44168644781753941,0.48527942652298151,0.49873511646125379,0.47990287835634621,0.49021808615082368,0.48463112414633031,0.48358519895465019,0.47213190776106306,0.48446078543289156]
[]
["Equity",222.36932860699997,215.70192950799998,6.6673990989999936,3.0910243196283993E-2,null,222.36932860699997,241.08699983300002,-18.71767122600005,-7.7638658405329575E-2,null,null,222.36932860699997,241.08699983300002,232.46017861599998,222.79721922300001,215.70192950799998,220.861151038,212.631373741,213.90029762999998,220.08897938300001,217.009098881,229.49278123300002,239.06168157899998,227.49998658199999,221.54639911800001,227.80460751200002,213.03118095400001,null,null,215.70192950799998,220.08897938300001,227.49998658200002,217.93340597300002,206.09129668700004,184.45207299999998,null,null,222.36932860699997,241.08699983300002,232.46017861599998,222.79721922300001,215.70192950799998,220.861151038,212.631373741,213.90029762999998,220.08897938300001,217.009098881]
["Return on equity before tax",7.1457129406212419E-2,0.19752743602672868,-12.607030662051628,-0.6382420040295409,null,"–",0.1550623988191652,"–","–",null,null,"–",0.1550623988191652,0.20078719922133403,0.16827749328043981,0.14418085919704099,0.1885952289512294,0.22760896645204812,0.24721303393837626,2.5867022915833347E-2,0.21522742727803837,0.17102641718215197,0.25728925867375307,9.247187538359615E-2,0.17820241975342008,0.25123044975706144,0.32286885710669211,null,null,0.19752743602672868,0.18277790185656539,0.2265846878564273,0.29553614270330525,0.27386023997397013,0.29100049485520929,null,null,7.1457129406212419E-2,0.17891868479659812,0.18555273097263172,0.16827749328043981,0.19752743602672868,0.21506444231136415,0.24541474122726253,0.24721303393837626,0.18277790185656539,0.23606988548696126]
["Return on equity after tax",5.9793202011208003E-2,0.16840314291035111,-10.86099408991431,-0.64494010635514842,null,"–",0.13172384134513718,"–","–",null,null,"–",0.13172384134513718,0.17967698962224737,0.14302521957755884,0.12774380800260385,0.1593777243980237,0.19248515147047218,0.20911513949185037,3.4234737501233306E-2,0.19245734336213208,0.15274144128050104,0.23124548439155754,0.10449595618407899,0.15841837244373047,0.22356259175139828,0.28924619642359506,null,null,0.16840314291035111,0.16646302964472637,0.20795565902669297,0.26360811874278423,0.24535040702396041,0.26017332651167308,null,null,5.9793202011208003E-2,0.15515898723986504,0.16232196299359705,0.14302521957755884,0.16840314291035111,0.18185658366802823,0.20756950214697295,0.20911513949185037,0.16646302964472637,0.21145467349317307]
["Cost/income ratio**",0.49930411010100151,0.3814854987673077,11.781861133369381,0.30884165116210327,null,0.74256759028208041,0.49737655406209724,24.519103621998319,0.49296862551621445,null,null,0.74256759028208041,0.49737655406209724,0.39914444885968314,0.42578955299394683,0.39184675337435093,0.4073251499846417,0.38457530091181436,0.34239578035268992,0.49097999759648675,0.3750391977482111,0.4048064019953031,0.33023041927150881,0.51137301197816698,0.40305665706910454,0.41699953422631836,0.31261870630535882,null,null,0.3814854987673077,0.39825241627799407,0.40900569478425375,0.35781749800041396,0.32273169374798533,0.32596606653768662,null,null,0.49930411010100151,0.43840504272811637,0.41191985528354547,0.42578955299394683,0.3814854987673077,0.37793807413181241,0.36346239708460842,0.34239578035268992,0.39825241627799407,0.37078273530042444]
["Net interest margin (avg. interest bearing assets)",3.830712742865023E-2,4.6967868666061979E-2,-0.86607412374117498,-0.1843971524232656,null,3.4571376792121015E-2,3.6091299183023992E-2,-0.15199223909029766,-4.2113263454308991E-2,null,null,3.4571376792121015E-2,3.6091299183023992E-2,4.2406878726708737E-2,4.0945215895042325E-2,4.5598187618355081E-2,4.6543973473150459E-2,4.8124940252394485E-2,4.7944935645302382E-2,4.7039428149744739E-2,4.2984091845926997E-2,4.1401343178325459E-2,3.8437810639611526E-2,3.764134669375481E-2,3.4664261969224432E-2,4.0718609931602978E-2,4.3279236498150936E-2,null,null,4.6967868666061979E-2,4.2332367839902213E-2,3.9068179101762718E-2,4.8308686661603428E-2,null,null,null,null,3.830712742865023E-2,3.9613016129232133E-2,4.1679050102025689E-2,4.0945215895042325E-2,4.6967868666061979E-2,4.7490156520527772E-2,4.8082587473800946E-2,4.7944935645302382E-2,4.2332367839902213E-2,4.0756939297307372E-2]
["Provisioning ratio (avg. loans and advances to customers)",3.4431505751402892E-2,3.229917159161446E-2,0.21323341597884321,6.6018230645334297E-2,null,8.4801873392974597E-2,1.3940974137773413E-2,7.0860899255201186,">500,0%",null,null,8.4801873392974597E-2,1.3940974137773413E-2,2.1464399600291211E-2,2.1666642083659583E-2,4.623647162125389E-2,3.1268926828306197E-2,2.5477712701912972E-2,2.6738419749764701E-2,4.976610244234015E-2,2.9561681687387171E-2,2.9999689355097715E-2,1.6630042291286506E-2,3.3021899228049378E-2,2.4510226587326506E-2,9.0728280969587533E-3,1.6715420098338485E-2,null,null,3.229917159161446E-2,3.0801812516525133E-2,2.0827102494051744E-2,8.0617412586321095E-3,4.2527679612182491E-2,null,null,null,3.4431505751402892E-2,1.9037719928287854E-2,2.1602382464266962E-2,2.1666642083659583E-2,3.229917159161446E-2,2.7765363039942113E-2,2.6097286318846818E-2,2.6738419749764701E-2,3.0801812516525133E-2,2.5372905026435473E-2]
[]
["NPL ratio",0.19462556146085955,0.18632160169986225,0.83039597609972926,4.4567885233048887E-2,null,0.19462556146085955,0.19180870768175715,0.28168537791024018,1.4685745048530485E-2,null,null,0.19462556146085955,0.19180870768175715,0.18995703739088529,0.19351439522563493,0.18632160169986225,0.1911549629964657,0.18918034904951758,0.14314292196070402,0.14574290270222254,0.14598986981124559,0.14076365216790507,0.12173713693460679,0.11618472890960717,0.11613270622958878,0.11365544540936676,0.1109505034702556,null,null,0.18632160169986225,0.14574290270222254,0.11618472890960717,0.11094927774917357,null,null,null,null,0.19462556146085955,0.19180870768175715,0.18995703739088529,0.19351439522563493,0.18632160169986225,0.1911549629964657,0.18918034904951758,0.14314292196070402,0.14574290270222254,0.14598986981124559]
["NPL coverage ratio",0.61480959298002957,0.58841119479739945,2.6398398182630123,4.486386121820729E-2,null,0.61480959298002957,0.55239501762914978,6.2414575350879797,0.112989026618596,null,null,0.61480959298002957,0.55239501762914978,0.56374332253556791,0.5530886728383787,0.58841119479739945,0.57271337007034129,0.55219766377970436,0.68576401757349936,0.64669782695416955,0.58949796669715659,0.65289870609071277,0.71621847163120411,0.72265643076631614,0.74479751207565947,0.724483753401435,0.72722311025731334,null,null,0.58841119479739945,0.64669782695416955,0.72265643076631614,0.72549494294681216,null,null,null,null,0.61480959298002957,0.55239501762914978,0.56374332253556791,0.5530886728383787,0.58841119479739945,0.57271337007034129,0.55219766377970436,0.68576401757349936,0.64669782695416955,0.58949796669715659]
[]
["Number of employees",1349,1326,23,1.7345399698340813E-2,null,1349,1327,22,1.6578749058025588E-2,null,null,1349,1327,1327,1327,1326,1336,1337,1352,1371,1389,1386,1394,1388,1419,1419,1420,null,null,1326,1371,1388,1427,1343,1326,null,null,1349,1327,1327,1327,1326,1336,1337,1352,1371,1389]
["Business outlets",91,92,-1,-1.0869565217391353E-2,null,91,91,0,0,null,null,91,91,91,90,92,96,95,95,104,105,105,105,105,105,105,105,null,null,92,104,105,105,105,104,null,null,91,91,91,90,92,96,95,95,104,105]
["Number of customers ",735743,723451,12292,1.6990784448428498E-2,null,735743,728618,7125,9.7787866893215281E-3,null,null,735743,728618,714619,711608,723451,710587,695481,683297,719949,724770,722839,710610,712875,698367,683625,669632,null,null,723451,719949,712875,692142,635145,574899,null,null,735743,728618,714619,711608,723451,710587,695481,683297,719949,724770]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Bulgaria",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",116.143709833,124.28032702099999,-8.1366171879999882,-6.546987269051141E-2,null,28.185230824000001,28.504810745,-0.31957992099999899,-1.1211438092289638E-2,null,null,28.185230824000001,28.504810745,31.758143092000001,27.760637681999999,31.211768405000001,29.829208570999999,32.091424099999998,31.147925945000001,30.837292560999998,34.326891340000003,33.508104666999998,30.479853227,33.495305805000008,30.424143238000006,35.569982230999997,36.914985786999999,null,null,124.28032702099999,129.15214179500001,136.404417061,167.70222555700002,188.09907531499999,191.75062,null,null,116.143709833,87.958479009000001,59.518780774,27.760637681999999,124.28032702099999,93.06855861599999,63.239350045000002,31.147925945000001,129.15214179500001,98.314849233999993]
["Net fee and commission income",40.516725891999997,40.282679475000002,0.23404641699999473,5.8101005208763823E-3,null,10.584381563999999,10.541559340999999,4.2822222999999937E-2,4.0622285199731767E-3,null,null,10.584381563999999,10.541559340999999,10.164082255,9.2267027320000015,11.125529312000001,10.448704642000001,9.8909388870000008,8.8175066340000008,9.6419349339999982,9.6885649980000004,9.5653414609999992,8.8614307530000005,9.6646360059999985,9.5613361240000003,9.4586313759999996,8.6336009659999995,null,null,40.282679475000002,37.757272145999998,37.318204471999998,37.239404,34.714984030000004,36.195340000000002,null,null,40.516725891999997,29.932344328000003,19.390784987,9.2267027320000015,40.282679475000002,29.157150162999997,18.708445521000002,8.8175066340000008,37.757272145999998,28.115337212]
["Net trading income",1.828644105,3.4751328080000001,-1.6464887030000002,-0.47379159127664627,null,0.67907128799999994,0.37266224800000003,0.30640903999999991,0.82221647522504049,null,null,0.67907128799999994,0.37266224800000003,-0.15952306700000002,0.93643363600000007,0.660021576,0.75883640200000002,0.74555917499999991,1.3107156550000001,1.2879441269999998,0.58131716300000003,0.29946699700000001,0.70921882400000003,1.2627456379999997,1.5398369989999998,1.1426476800000001,1.169423788,null,null,3.4751328080000001,2.8779471110000001,5.1146541049999996,6.9563615539999999,6.6297593669999992,4.2887050000000002,null,null,1.828644105,1.1495728170000001,0.776910569,0.93643363600000007,3.4751328080000001,2.815111232,2.05627483,1.3107156550000001,2.8779471110000001,1.5900029840000001]
["Recurring other net operating income",-0.27177669000000004,0.64515269600000003,-0.91692938600000007,"–",null,-0.61123512699999993,0.36646845500000003,-0.97770358199999996,"–",null,null,-0.61123512699999993,0.36646845500000003,-0.21373687799999999,0.1216143500000002,0.488190179,0.23771289000000001,0.267656697,-0.34840706999999999,-3.6927090579999997,-0.19222909499999996,0.27631093200000001,0.197041101,-0.41160550100000004,0.10029171100000001,7.6362463000000005E-2,-0.35149067000000001,null,null,0.64515269600000003,-3.4115861199999999,-0.58644199699999999,1.180917054,-0.80847939099999999,0.43159599999999998,null,null,-0.27177669000000004,0.339458437,-9.2122527999999759E-2,0.1216143500000002,0.64515269600000003,0.156962517,-8.0750373E-2,-0.34840706999999999,-3.4115861199999999,0.28112293800000004]
["Operating income",158.21730314000001,168.68329199999999,-10.465988859999982,-6.2045201607756062E-2,null,38.837448549000001,39.785500788999997,-0.94805223999999555,-2.3829089019840044E-2,null,null,38.837448549000001,39.785500788999997,41.548965402,38.0453884,43.485509471999997,41.274462504999995,42.995578858999998,40.927741164000004,38.074462564000001,44.404544406000007,43.649224057000005,40.247543905000001,44.011081948000012,41.625608072000006,46.247623750000002,46.366519871000001,null,null,168.68329199999999,166.37577493199998,178.25083364099999,213.07890816500003,228.635339321,232.66626100000002,null,null,158.21730314000001,119.37985459100001,79.594353801999986,38.0453884,168.68329199999999,125.19778252799999,83.923320023000002,40.927741164000004,166.37577493199998,128.301312368]
["Staff expenses",-36.569388443000001,-36.253078230999996,-0.31631021200000475,8.7250580484370399E-3,null,-9.6019659159999993,-9.021179244999999,-0.58078667100000025,6.4380349312081586E-2,null,null,-9.6019659159999993,-9.021179244999999,-8.9736807370000005,-8.9725625450000006,-8.5352177820000001,-9.2567201659999991,-9.1924517979999987,-9.2686884850000002,-9.5259311900000032,-9.4422618529999962,-9.1875807200000015,-9.1030570139999991,-10.127765195000004,-9.0247102239999979,-9.7427061659999996,-9.4001175979999996,null,null,-36.253078230999996,-37.258830777,-38.295299182999997,-40.77440575,-41.969667656000006,-45.685023999999999,null,null,-36.569388443000001,-26.967422527,-17.946243282000001,-8.9725625450000006,-36.253078230999996,-27.717860449,-18.461140282999999,-9.2686884850000002,-37.258830777,-27.732899586999999]
["Other administrative expenses",-47.116241697,-44.870211114,-2.2460305829999996,5.0056162590668363E-2,null,-16.105361408,-10.313715914000001,-5.7916454939999991,0.56154789818656226,null,null,-16.105361408,-10.313715914000001,-10.812147784,-9.8850165909999994,-12.998227865,-10.856262049000001,-10.596408170000002,-10.41931303,-12.324559580999997,-10.673070657000002,-10.909833444000002,-10.281174097999999,-10.970848609999997,-10.626826149999999,-10.405115071999999,-10.866418087,null,null,-44.870211114,-44.188637780000001,-42.869207918999997,-44.936582026000004,-42.842418729999999,-45.457169999999998,null,null,-47.116241697,-31.010880288999999,-20.697164375,-9.8850165909999994,-44.870211114,-31.871983249000003,-21.015721200000002,-10.41931303,-44.188637780000001,-31.864078199000001]
["Depreciation on intangible and tangible fixed ass.",-5.954061447,-8.2536687739999994,2.2996073269999995,-0.27861638138957379,null,-1.6010829180000001,-1.3951514169999999,-0.20593150100000024,0.14760512621835398,null,null,-1.6010829180000001,-1.3951514169999999,-1.427125057,-1.5307020549999999,-1.849726202,-1.829875296,-2.1755188329999999,-2.3985484430000001,-2.7120915420000005,-2.6444506929999996,-2.7672670960000003,-2.7581098549999998,-2.8036480679999993,-2.8740248380000004,-2.94803127,-3.001669369,null,null,-8.2536687739999994,-10.881919185999999,-11.627373544999999,-12.039266704999999,-11.657993147999999,-10.55246,null,null,-5.954061447,-4.3529785290000005,-2.9578271120000004,-1.5307020549999999,-8.2536687739999994,-6.4039425720000001,-4.5740672760000001,-2.3985484430000001,-10.881919185999999,-8.1698276439999997]
["General administrative expenses",-89.639691587000002,-89.376958118999994,-0.26273346800000752,2.9396107624315437E-3,null,-27.308410241999997,-20.730046575999999,-6.5783636659999978,0.3173347267640021,null,null,-27.308410241999997,-20.730046575999999,-21.212953578,-20.388281190999997,-23.383171849,-21.942857511000003,-21.964378801000002,-22.086549957999999,-24.562582313000025,-22.759783202999994,-22.864681260000001,-22.142340966999999,-23.902261872999986,-22.525561212,-23.095852508,-23.268205053999999,null,null,-89.376958118999994,-92.329387743000012,-92.791880646999985,-97.750254480999999,-96.470079534000007,-101.694654,null,null,-89.639691587000002,-62.331281344999994,-41.601234769000001,-20.388281190999997,-89.376958118999994,-65.993786270000001,-44.050928759000001,-22.086549957999999,-92.329387743000012,-67.766805429999991]
["Operating result",68.577611553000011,79.306333881,-10.728722327999989,-0.13528203616244006,null,11.529038307000004,19.055454212999997,-7.5264159059999933,-0.39497436386823714,null,null,11.529038307000004,19.055454212999997,20.336011824,17.657107209000003,20.102337622999997,19.331604993999992,21.031200057999996,18.841191206000005,13.511880250999976,21.644761203000012,20.784542797000004,18.105202938000001,20.108820075000025,19.100046860000006,23.151771242000002,23.098314817000002,null,null,79.306333881,74.046387188999972,85.458952994000001,115.32865368400003,132.165259787,130.97160700000001,null,null,68.577611553000011,57.048573246000018,37.993119032999985,17.657107209000003,79.306333881,59.203996257999989,39.872391264000001,18.841191206000005,74.046387188999972,60.534506938000007]
["Net provisioning for impairment losses",-31.596457260000001,-51.752360376999995,20.155903116999994,-0.38946828647370768,null,-14.708213905999999,6.7267093999999999E-2,-14.775480999999999,"–",null,null,-14.708213905999999,6.7267093999999999E-2,-10.722315333000001,-6.233195115,-8.7502625470000002,-12.671934165,-13.723711674,-16.606451991,-37.460683995999993,-21.873559143000001,-16.775096744999999,-14.790081547,-24.199925276000002,-22.226331432000002,-14.553123358000001,-14.541636055,null,null,-51.752360376999995,-90.899421430999993,-75.521016121000002,-78.982753900000006,-98.193527778999993,-86.448740000000001,null,null,-31.596457260000001,-16.888243354,-16.955510447999998,-6.233195115,-51.752360376999995,-43.002097829999997,-30.330163665000001,-16.606451991,-90.899421430999993,-53.438737435]
["Other results",-2.706491363,0.19146909500000001,-2.897960458,"–",null,0.19593369399999999,2.5622370999999998E-2,0.17031132299999999,">500,0%",null,null,0.19593369399999999,2.5622370999999998E-2,-2.1040703949999999,-0.82397703300000003,4.4187377E-2,-7.4551979000000004E-2,-0.168972764,0.39080646099999999,7.470281099999998E-2,-0.24435457199999999,-0.29780093299999999,-0.247121171,0.38611535599999997,0.35937888400000001,-0.150783044,-2.2394583999999999E-2,null,null,0.19146909500000001,-0.71457386499999997,0.57231661199999995,0.38178113600000002,1.0420605379999999,-0.38636399999999999,null,null,-2.706491363,-2.9024250570000003,-2.9280474280000002,-0.82397703300000003,0.19146909500000001,0.14728171800000001,0.221833697,0.39080646099999999,-0.71457386499999997,-0.78927667599999995]
["Net income from derivatives",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Net income from financial investments",-0.71249137299999998,0.209619957,-0.92211133000000001,"–",null,0.19593369399999999,2.5622370999999998E-2,0.17031132299999999,">500,0%",null,null,0.19593369399999999,2.5622370999999998E-2,-2.1040703949999999,1.170022957,4.4187377E-2,-7.4551979000000004E-2,-0.168972764,0.40895732299999998,7.470281099999998E-2,-0.24435457199999999,-0.29780093299999999,-0.247121171,0.38611535599999997,0.35937888400000001,-0.150783044,-2.2394583999999999E-2,null,null,0.209619957,-0.71457386499999997,0.57231661199999995,0.38178113600000002,1.0420605379999999,-0.38636399999999999,null,null,-0.71249137299999998,-0.90842506700000003,-0.93404743800000001,1.170022957,0.209619957,0.16543258,0.23998455899999999,0.40895732299999998,-0.71457386499999997,-0.78927667599999995]
["Net income from disposal from group assets",-1.9939999900000001,-1.8150862E-2,-1.9758491280000001,">500,0%",null,0,0,0,"–",null,null,0,0,0,-1.9939999900000001,0,0,0,-1.8150862E-2,0,0,0,0,0,0,0,0,null,null,-1.8150862E-2,0,0,0,0,0,null,null,-1.9939999900000001,-1.9939999900000001,-1.9939999900000001,-1.9939999900000001,-1.8150862E-2,-1.8150862E-2,-1.8150862E-2,-1.8150862E-2,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",34.274662929999998,27.745442599,6.5292203309999977,0.23532586685913315,null,-2.9832419049999999,19.148343678,-22.131585583,"–",null,null,-2.9832419049999999,19.148343678,7.5096260959999999,10.599935061,11.396262453,6.5851188499999997,7.1385156199999997,2.6255456760000002,-23.874100933999998,-0.47315251200000041,3.7116451189999999,3.0680002200000001,-3.7049898450000001,-2.7669056879999996,8.4478648399999994,8.5342841780000001,null,null,27.745442599,-17.567608107000002,10.510253485,36.727680920000005,35.013792545999998,44.136502999999998,null,null,34.274662929999998,37.257904834999998,18.109561157000002,10.599935061,27.745442599,16.349180145999998,9.7640612959999995,2.6255456760000002,-17.567608107000002,6.3064928269999996]
["Income taxes",-3.4099548519999998,-2.7195211239999999,-0.69043372799999991,0.2538806269629108,null,0.29153505299999999,-1.7560319660000001,2.0475670190000002,"–",null,null,0.29153505299999999,-1.7560319660000001,-0.72637345799999997,-1.2190844809999999,-1.0745402209999999,-0.67410306600000003,-0.66444783099999993,-0.30643000599999998,2.4101885150000002,0.38193043300000001,-0.11192997399999999,-0.31526052900000001,0.73238471800000005,0.55002939799999995,-0.61538630599999999,-0.826788627,null,null,-2.7195211239999999,2.3649284449999999,-0.159760817,-2.9084506320000001,-2.6471331439999997,-2.6950059999999998,null,null,-3.4099548519999998,-3.7014899049999999,-1.945457939,-1.2190844809999999,-2.7195211239999999,-1.644980903,-0.97087783699999997,-0.30643000599999998,2.3649284449999999,-4.5260069999999999E-2]
["Profit/loss after tax",30.864708078000003,25.025921475000001,5.8387866030000026,0.23330955500810391,null,-2.6917068519999998,17.392311712000001,-20.084018564000001,"–",null,null,-2.6917068519999998,17.392311712000001,6.7832526380000004,9.3808505800000006,10.321722232000001,5.9110157839999999,6.4740677889999994,2.31911567,-21.463912419000003,-9.1222078999999567E-2,3.5997151449999998,2.7527396909999999,-2.9726051270000005,-2.2168762899999992,7.8324785339999998,7.7074955510000001,null,null,25.025921475000001,-15.202679662,10.350492667999999,33.819230288,32.366659401999996,41.441496999999998,null,null,30.864708078000003,33.556414930000003,16.164103218000001,9.3808505800000006,25.025921475000001,14.704199243000001,8.7931834589999998,2.31911567,-15.202679662,6.2612327570000001]
[]
[]
["Risk-weighted assets (total RWA)",1774.6482400974355,1826.3605722640536,-51.712332166618125,-2.8314415538719606E-2,null,1774.6482400974355,1818.0608406424508,-43.412600545015266,-2.3878519120226205E-2,null,null,1774.6482400974355,1818.0608406424508,1765.3256787403907,1781.922319778459,1826.3605722640536,"–","–","–","–","–","–","–","–","–","–","–",null,null,1826.3605722640536,"–","–","–","–","–",null,null,1774.6482400974355,1818.0608406424508,1765.3256787403907,1781.922319778459,1826.3605722640536,"–","–","–","–","–"]
["Assets",3440.2334067910001,3223.1610568569999,217.07234993400016,6.7347658433697388E-2,null,3440.2334067910001,3401.0271225000001,39.206284290999974,1.1527777603308476E-2,null,null,3440.2334067910001,3401.0271225000001,3277.9984451600008,3268.0667823889999,3223.1610568569999,3377.1683075710012,3232.336694398,3201.1544152639999,3203.2685531289999,3408.7687232379999,3373.4950430539998,3463.720740712,3485.9323915969999,3580.9057600229999,3820.3990119750001,3609.8693466469999,null,null,3223.1610568569999,3203.2685531289999,3485.9323915969999,3680.7574063320012,3790.1321556389998,3998.3347659999999,null,null,3440.2334067910001,3401.0271224999992,3277.9984451599998,3268.0667823889999,3223.1610568569999,3377.1683075710012,3232.336694398,3201.1544152639999,3203.2685531289999,3408.7687232379999]
["Loans and advances to customers",2082.9803050360001,2174.6451559460002,-91.664850910000041,-4.2151635939025045E-2,null,2082.9803050360001,2100.0286527969997,-17.048347760999604,-8.118150072996877E-3,null,null,2082.9803050360001,2100.0286527969997,2074.0303196089999,2074.1221798420002,2174.6451559460002,2297.286672666,2370.3001666810001,2438.892984564,2525.9738765339998,2629.0944381280001,2710.526289207,2812.087997437,2882.6243829690002,2893.3534442680002,2900.5302946669999,2923.6201071719988,null,null,2174.6451559460002,2525.9738765339998,2882.6243829690002,2973.729285682,2816.2040506919998,2952.727879,null,null,2082.9803050360001,2100.0286527969997,2074.0303196089999,2074.1221798420002,2174.6451559460002,2297.286672666,2370.3001666810001,2438.892984564,2525.9738765339998,2629.0944381280001]
["  Hereof corporate %",0.41372517969396061,0.40395566035133573,0.97695193426248772,2.4184632873142542E-2,null,0.41372517969396061,0.40913427055180962,0.45909091421509896,1.1221032977655865E-2,null,null,0.41372517969396061,0.40913427055180962,0.40160456581802884,0.40531242670768769,0.40395566035133573,0.42895985674108017,0.42898451672784038,0.43730659770641844,0.4400021536247008,0.4440096093939585,0.44575075096125255,0.45740638273055467,0.45931762172243068,0.45544529132808892,0.44487697076051619,0.4454932583577893,null,null,0.40395566035133573,0.4400021536247008,0.45931762172243068,0.44225650689756868,0.41635584638044687,0.312,null,null,0.41372517969396061,0.40913427055180962,0.40160456581802884,0.40531242670768769,0.40395566035133573,0.42895985674108017,0.42898451672784038,0.43730659770641844,0.4400021536247008,0.4440096093939585]
["  Hereof retail % ",0.58046131500945874,0.58027457424476236,1.8674076469638035E-2,3.2181448745949304E-4,null,0.58046131500945874,0.58550760265215207,-0.50462876426933256,-8.6186543434028096E-3,null,null,0.58046131500945874,0.58550760265215207,0.5933625441078435,0.58971265814879559,0.58027457424476236,0.56622983995742737,0.56606463316879718,0.55766612147396377,0.55489248899632382,0.55084375073694591,0.54869755907156026,0.53695474679313027,0.53501497246952778,0.5388347014691951,0.55016393555660514,0.54939116574657443,null,null,0.58027457424476236,0.55489248899632382,0.53501497246952778,0.55256380120717119,0.57924106350250193,0.68799999999999994,null,null,0.58046131500945874,0.58550760265215207,0.5933625441078435,0.58971265814879559,0.58027457424476236,0.56622983995742737,0.56606463316879718,0.55766612147396377,0.55489248899632382,0.55084375073694591]
["  Hereof FCY % ",0.54471542455865418,0.61526944142570006,-7.0554016867045881,-0.11467173910597339,null,0.54471542455865418,0.56397761313139927,-1.9262188572745087,-3.4154172300908781E-2,null,null,0.54471542455865418,0.56397761313139927,0.58047850215177532,0.61258759595482881,0.61526944142570006,0.64217914773777462,0.65335986630271448,0.66962306683249395,0.67234345365849246,0.71568710987033468,0.72980550230292573,0.74746771861896211,0.74962281342197268,0.75568334187846165,0.76163900237891702,0.79620672818934524,null,null,0.61526944142570006,0.67234345365849246,0.74962281342197268,0.78279015215271597,0.78591073663719424,0.66300000000000003,null,null,0.54471542455865418,0.56397761313139927,0.58047850215177532,0.61258759595482881,0.61526944142570006,0.64217914773777462,0.65335986630271448,0.66962306683249395,0.67234345365849246,0.71568710987033468]
["Deposits from customers",2444.4999084780002,2167.734302587,276.76560589100018,0.12767505942066082,null,2444.4999084780002,2362.0156659840004,82.484242493999773,3.492112422532867E-2,null,null,2444.4999084780002,2362.0156659840004,2248.2922053550001,2204.667545236,2167.734302587,2294.9927314749998,2105.5785354559998,2037.7567845880001,2133.1665165170002,2156.6800928510002,2110.4010491710001,2152.118847752,2155.6577580869998,2227.1448479679998,2215.8535491329999,2123.561382636,null,null,2167.734302587,2133.1665165170002,2155.6577580869998,2170.819572765,2056.321227119,2142.6072119999999,null,null,2444.4999084780002,2362.0156659840004,2248.2922053550001,2204.667545236,2167.734302587,2294.9927314749998,2105.5785354559998,2037.7567845880001,2133.1665165170002,2156.6800928510002]
["Loan/deposit ratio*",0.78888492157264289,0.91269896604018685,-12.381404446754395,-0.13565704473701834,null,0.78888492157264289,0.81773971328947304,-2.8854791716830142,-3.5286034477593931E-2,null,null,0.78888492157264289,0.81773971328947304,0.84501771785443636,0.86410321763822739,0.91269896604018685,0.89286755400528883,1.0027622733196893,1.0673939341636234,1.0598497180137896,1.2190470190006242,1.2843654954927826,1.3066601783513825,1.3372365683535654,1.2991312383241871,1.3089900710278868,1.3767532839304497,null,null,0.91269896604018685,1.0598497180137896,1.3372365683535656,1.3698647842456679,1.3695350772785779,1.378100410781218,null,null,0.78888492157264289,0.81773971328947304,0.84501771785443636,0.86410321763822739,0.91269896604018685,0.89286755400528883,1.0027622733196893,1.0673939341636234,1.0598497180137896,1.2190470190006242]
[]
["Equity",495.25198407499994,496.2611713870001,-1.0091873120001651,-2.0335810460035963E-3,null,495.25198407499994,493.10294963900003,2.1490344359999085,4.3581861304484715E-3,null,null,495.25198407499994,493.10294963900003,475.40562216499995,505.63440994299998,496.2611713870001,485.86631966700003,479.95530388899994,474.12050331599994,471.78797403999999,505.123030352,505.21425243499999,502.91051033799999,500.15777066299995,503.13037577300003,527.34696931199994,520.37120224899991,null,null,496.2611713870001,471.78797403999999,500.15777066299995,512.03218044999994,496.189669654,490.91242599999998,null,null,495.25198407499994,493.10294963900003,475.40562216499995,505.63440994299998,496.2611713870001,485.86631966700003,479.95530388899994,474.12050331599994,471.78797403999999,505.123030352]
["Return on equity before tax",7.3014711584555664E-2,5.891855921172208E-2,1.4096152372833584,0.23924808348044424,null,"–",0.16667887482786559,"–","–",null,null,"–",0.16667887482786559,6.28687097056293E-2,8.6530261902749872E-2,9.6707749489142805E-2,5.5895663923820178E-2,6.0562391302418521E-2,2.1896760062350303E-2,"–","–",2.9722301640330143E-2,2.4792796264543501E-2,"–","–",6.596862027680285E-2,6.885901154074843E-2,null,null,5.891855921172208E-2,"–",2.170078862110425E-2,7.5385020879634806E-2,7.7046354066470729E-2,9.8108003185961953E-2,null,null,7.3014711584555664E-2,0.10528397849263499,7.5900653227762432E-2,8.6530261902749872E-2,5.891855921172208E-2,4.6298955632875706E-2,4.0742746815842168E-2,2.1896760062350303E-2,"–",1.7010053839599869E-2]
["Return on equity after tax",6.5750544740854608E-2,5.3143547124594737E-2,1.2606997616259872,0.23722536974626185,null,"–",0.15139330041074631,"–","–",null,null,"–",0.15139330041074631,5.678769295657967E-2,7.6578531178415024E-2,8.7589289209990442E-2,5.0173756804838904E-2,5.4925288060909433E-2,1.9341167760673444E-2,"–","–",2.8825983069141248E-2,2.2245146490988656E-2,"–","–",6.1163123703060505E-2,6.2188053974662962E-2,null,null,5.3143547124594737E-2,"–",2.137092638470816E-2,6.941531067391056E-2,7.1221450717147222E-2,9.2117459321755343E-2,null,null,6.5750544740854608E-2,9.4824249603568875E-2,6.7746864899205395E-2,7.6578531178415024E-2,5.3143547124594737E-2,4.164056315295931E-2,3.6691540181343844E-2,1.9341167760673444E-2,"–",1.6887977077030984E-2]
["Cost/income ratio**",0.56656060878298187,0.52985068680661029,3.6709921976371573,6.9283522491252914E-2,null,0.70314635132495451,0.52104525932551526,18.210109199943926,0.34949188912142914,null,null,0.70314635132495451,0.52104525932551526,0.51055311179851659,0.53589362728125001,0.53772330445056071,0.53163278645583412,0.51085203139211455,0.53964742079211803,0.64511960665793688,0.51255526900360804,0.52382789737892721,0.55015384340631102,0.54309643878423608,0.54114671845844109,0.49939544208474063,0.50183203567436874,null,null,0.52985068680661029,0.55494489976522288,0.52056912583020121,0.4587514330855591,0.42193861990231402,0.43708380219339149,null,null,0.56656060878298187,0.5221256262922197,0.52266565129089182,0.53589362728125001,0.52985068680661029,0.5271162550761691,0.52489497254073614,0.53964742079211803,0.55494489976522288,0.52818481883979473]
["Net interest margin (avg. interest bearing assets)",3.5990425569817727E-2,4.0043188357520756E-2,-0.40527627877030292,-0.10120979257491758,null,3.3709757851741851E-2,3.4898936948790982E-2,-0.11891790970491312,-3.4074937548787654E-2,null,null,3.3709757851741851E-2,3.4898936948790982E-2,4.0368318121747911E-2,3.5196208126956195E-2,3.9870638940642571E-2,3.8076468844208497E-2,4.1564058033096075E-2,4.0286015380083667E-2,3.8129652793424694E-2,4.1848633327776073E-2,4.0729871087233159E-2,3.6572626673893938E-2,3.9442628707945501E-2,3.42530789130309E-2,4.0100905736883852E-2,4.2473361328393522E-2,null,null,4.0043188357520756E-2,3.9338099400265246E-2,3.9189448546684824E-2,4.7476186971114227E-2,null,null,null,null,3.5990425569817727E-2,3.6757359057290391E-2,3.7791180690175882E-2,3.5196208126956195E-2,4.0043188357520756E-2,3.9932778632726346E-2,4.0897399778133586E-2,4.0286015380083667E-2,3.9338099400265246E-2,3.95260960436737E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.5100523657059767E-2,2.195773482759979E-2,-0.68572111705400229,-0.31229137360384041,null,2.8129442808785304E-2,-1.2892408937140835E-4,2.825836689815671,"–",null,null,2.8129442808785304E-2,-1.2892408937140835E-4,2.0678729307891316E-2,1.1826171464605711E-2,1.5653659997256104E-2,2.1719033155510083E-2,2.2829129531546831E-2,2.6758344109678568E-2,5.8134141717508803E-2,3.2771704598453119E-2,2.4300225761656722E-2,2.077728328881193E-2,3.3518030712491556E-2,3.0689371666384902E-2,1.9990037830623048E-2,1.9726334780327651E-2,null,null,2.195773482759979E-2,3.3612931510040758E-2,2.579113912647155E-2,2.9683767429515024E-2,3.4042186309604275E-2,null,null,null,1.5100523657059767E-2,1.0782124221896337E-2,1.6248986763186542E-2,1.1826171464605711E-2,2.195773482759979E-2,2.3917210511240548E-2,2.4778158573072476E-2,2.6758344109678568E-2,3.3612931510040758E-2,2.5854602611659384E-2]
[]
["NPL ratio",0.11025458333542823,0.14702850404998316,-3.6773920714554933,-0.25011422752457191,null,0.11025458333542823,0.12958238074213421,-1.9327797406705982,-0.14915451696452331,null,null,0.11025458333542823,0.12958238074213421,0.14049962014130199,0.14727500301349769,0.14702850404998316,0.19023591970471454,0.19499852571296913,0.2011687147018095,0.20078728197139104,0.19973289144147291,0.19072891713263848,0.1904068914230326,0.18181193259046827,0.18003124576153634,0.17351474760506866,0.16644719975972286,null,null,0.14702850404998316,0.20078728197139104,0.18181193259046827,0.16139551582952119,null,null,null,null,0.11025458333542823,0.12958238074213421,0.14049962014130199,0.14727500301349769,0.14702850404998316,0.19023591970471454,0.19499852571296913,0.2011687147018095,0.20078728197139104,0.19973289144147291]
["NPL coverage ratio",0.67296153036004036,0.53931092992613416,13.365060043390621,0.2478173406428299,null,0.67296153036004036,0.61924649518251562,5.3715035177524744,8.6742574395504368E-2,null,null,0.67296153036004036,0.61924649518251562,0.59774273568158731,0.55345493872691287,0.53931092992613416,0.56784235834901187,0.56015280347074026,0.53768483138501677,0.52276539485875051,0.51201346227207878,0.50437323421309299,0.5106357036759539,0.50475872938121524,0.47742576839118095,0.464982468027416,0.48001202007988103,null,null,0.53931092992613416,0.52276539485875051,0.50475872938121524,0.48454661155283757,null,null,null,null,0.67296153036004036,0.61924649518251562,0.59774273568158731,0.55345493872691287,0.53931092992613416,0.56784235834901187,0.56015280347074026,0.53768483138501677,0.52276539485875051,0.51201346227207878]
[]
["Number of employees",2546,2751,-205,-7.4518356961105092E-2,null,2546,2629,-83,-3.1570939520730312E-2,null,null,2546,2629,2659,2699,2751,2767,2764,2846,2965,3029,3070,3034,3119,3136,3151,3202,null,null,2751,2965,3119,3271,3241,3282,null,null,2546,2629,2659,2699,2751,2767,2764,2846,2965,3029]
["Business outlets",149,156,-7,-4.4871794871794823E-2,null,149,153,-4,-2.6143790849673221E-2,null,null,149,153,153,153,156,156,156,156,168,178,181,182,183,184,184,184,null,null,156,168,183,187,190,199,null,null,149,153,153,153,156,156,156,156,168,178]
["Number of customers ",775879,761894,13985,1.8355571772451285E-2,null,775879,772543,3336,4.3182062357693951E-3,null,null,775879,772543,767745,764363,761894,755250,745331,740162,740812,738588,733506,795039,791751,786863,786667,780136,null,null,761894,740812,791751,775580,736622,706459,null,null,775879,772543,767745,764363,761894,755250,745331,740162,740812,738588]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Bosnia and Herzegovina",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",66.065960230000002,68.885016082000007,-2.8190558520000053,-4.0924079173389916E-2,null,16.695944428000001,16.149305415000001,0.54663901300000006,3.3849072697099691E-2,null,null,16.695944428000001,16.149305415000001,17.123805238999999,16.096905148000001,16.640880341999999,16.243505827,17.520554443999998,18.480075468999999,18.604529532000004,18.985255370000001,18.430085946999998,17.497789174000001,17.852212613999999,18.241148261000003,17.939885881999999,18.202103451999999,null,null,68.885016082000007,73.517660023000005,72.235350209000003,78.214576422000007,73.553665198999994,67.247649999999993,null,null,66.065960230000002,49.370015802000005,33.220710386999997,16.096905148000001,68.885016082000007,52.244135740000004,36.000629912999997,18.480075468999999,73.517660023000005,54.913130490999997]
["Net fee and commission income",34.875410439000007,34.894024535,-1.8614095999993197E-2,-5.3344652123243907E-4,null,9.2387318929999989,8.7588328239999989,0.47989906900000001,5.4790298963696804E-2,null,null,9.2387318929999989,8.7588328239999989,8.717394659,8.160451063,9.3043362710000004,8.706714796,8.9147896279999994,7.96818384,9.5870990809999981,8.6389481719999992,7.0909664939999999,7.6288762309999996,8.0514763590000022,8.4270181959999988,8.1793100620000008,6.7580372539999995,null,null,34.894024535,32.945889977999997,31.415841871000001,31.685832100999999,29.925504265000001,27.064568000000001,null,null,34.875410439000007,25.636678545999999,16.877845722,8.160451063,34.894024535,25.589688263999999,16.882973467999999,7.96818384,32.945889977999997,23.358790896999999]
["Net trading income",1.5590813109999999,1.2964219800000001,0.26265933099999983,0.20260326888317626,null,0.305189612,0.50936380000000003,-0.20417418800000003,-0.40084157531414688,null,null,0.305189612,0.50936380000000003,0.49574349499999998,0.24878440400000001,0.25025385699999997,0.78553401899999997,0.13539571499999997,0.12523838900000001,-0.72319475699999991,0.72052836899999995,0.95680913099999998,0.27907946900000002,0.24165034800000001,0.42437532900000002,0.36130185100000001,0.19385836200000001,null,null,1.2964219800000001,1.233222212,1.2211858900000001,1.0743316140000001,0.65851377599999994,0.36831199999999997,null,null,1.5590813109999999,1.253891699,0.74452789899999994,0.24878440400000001,1.2964219800000001,1.0461681229999999,0.26063410399999998,0.12523838900000001,1.233222212,1.956416969]
["Recurring other net operating income",1.4140037730000001,-1.2502119310000002,2.6642157040000001,"–",null,-0.70605062699999999,0.62505994900000006,-1.3311105759999999,"–",null,null,-0.70605062699999999,0.62505994900000006,0.836717402,0.65827704899999995,-2.6681081690000004,-0.14949663299999999,0.62834448799999998,0.93904838300000004,-0.91237940100000026,0.39452048600000034,0.70662736399999992,0.90478160200000002,-7.7751134E-2,0.14255073299999999,-0.54339691999999995,0.59990131899999999,null,null,-1.2502119310000002,1.093550051,0.121303998,4.0551162449999998,0.19217467699999999,-0.62412500000000004,null,null,1.4140037730000001,2.1200543999999999,1.4949944509999999,0.65827704899999995,-1.2502119310000002,1.417896238,1.567392871,0.93904838300000004,1.093550051,2.0059294520000002]
["Operating income",103.91445575300001,103.82525066600002,8.9205086999996297E-2,8.5918489411573873E-4,null,25.533815305999997,26.042561987999999,-0.50874668200000173,-1.9535200961964705E-2,null,null,25.533815305999997,26.042561987999999,27.173660795,25.164417663999998,23.527362301,25.586258009000002,27.199084275000001,27.512546081,26.556054455000005,28.739252397000001,27.184488935999997,26.310526476,26.067588187000002,27.235092519000002,25.937100874999999,25.753900386999998,null,null,103.82525066600002,108.790322264,104.993681968,115.02985638200001,104.329857917,94.056404999999998,null,null,103.91445575300001,78.38064044699999,52.338078458999995,25.164417663999998,103.82525066600002,80.297888365000006,54.711630356000001,27.512546081,108.790322264,82.234267809000002]
["Staff expenses",-28.766836585,-31.891032961000001,3.1241963760000004,-9.7964728198695394E-2,null,-9.0681649209999993,-7.0005343010000001,-2.0676306199999992,0.29535325892262909,null,null,-9.0681649209999993,-7.0005343010000001,-6.1887352149999995,-6.5094021480000004,-10.394952014000001,-7.2560764469999999,-7.2131069669999999,-7.0268975329999996,-9.4753449929999967,-7.9184658200000024,-7.6279998749999995,-7.0898109759999999,-9.0456803490000031,-7.6920504350000005,-7.4933010539999998,-7.0423416139999997,null,null,-31.891032961000001,-32.111621663999998,-31.273373452000001,-32.489751666000004,-33.299870642999998,-32.484313999999998,null,null,-28.766836585,-19.698671664000003,-12.698137363000001,-6.5094021480000004,-31.891032961000001,-21.496080946999999,-14.2400045,-7.0268975329999996,-32.111621663999998,-22.636276671000001]
["Other administrative expenses",-24.515856187000001,-24.692312215000001,0.17645602800000049,-7.1461929714629058E-3,null,-7.9244198130000001,-6.0053936210000005,-1.9190261919999996,0.3195504430033429,null,null,-7.9244198130000001,-6.0053936210000005,-5.6329844620000005,-4.9530582910000005,-7.8292499819999994,-5.6450780520000006,-5.9800892729999999,-5.2378949080000003,-7.6515131640000007,-7.0129147219999997,-5.8352786319999996,-5.1130681070000001,-7.0281277029999982,-6.0053015870000008,-6.0790201579999996,-5.8046650289999997,null,null,-24.692312215000001,-25.612774625,-24.917114476999998,-27.282190169,-27.791210888999998,-27.69969,null,null,-24.515856187000001,-16.591436374000001,-10.586042753000001,-4.9530582910000005,-24.692312215000001,-16.863062233000001,-11.217984181,-5.2378949080000003,-25.612774625,-17.961261460999999]
["Depreciation on intangible and tangible fixed ass.",-6.0670600199999996,-6.2050418490000006,0.137981829000001,-2.2237050507924905E-2,null,-1.564223371,-1.478318158,-8.590521299999998E-2,5.8110097975269559E-2,null,null,-1.564223371,-1.478318158,-1.4984789059999999,-1.5260395849999999,-1.4585101980000001,-1.492933946,-1.5939754469999998,-1.659622258,-1.6907369230000007,-1.7233123529999994,-1.7251734550000002,-1.757923747,-1.7229478040000001,-1.7403848999999993,-1.738223158,-1.7208653110000001,null,null,-6.2050418490000006,-6.8971464779999998,-6.922421173,-6.5461522750000007,-5.7933526940000002,-4.8234110000000001,null,null,-6.0670600199999996,-4.5028366489999998,-3.0245184909999998,-1.5260395849999999,-6.2050418490000006,-4.7465316509999997,-3.2535977049999998,-1.659622258,-6.8971464779999998,-5.2064095549999996]
["General administrative expenses",-59.349752792000004,-62.788387025000006,3.4386342330000019,-5.4765449407561118E-2,null,-18.556808104999998,-14.484246080000002,-4.0725620249999963,0.28117183334957496,null,null,-18.556808104999998,-14.484246080000002,-13.320198583,-12.988500024,-19.682712194,-14.394088445000001,-14.787171686999999,-13.924414699000002,-18.81759508,-16.654692895,-15.188451961999998,-13.960802829999999,-17.796755856000004,-15.437736922000001,-15.310544369999999,-14.567871953999999,null,null,-62.788387025000006,-64.621542766999994,-63.112909102000003,-66.318094110000004,-66.884434225999996,-65.007414999999995,null,null,-59.349752792000004,-40.792944687000002,-26.308698607,-12.988500024,-62.788387025000006,-43.105674831000002,-28.711586386,-13.924414699000002,-64.621542766999994,-45.803947686999997]
["Operating result",44.564702961000009,41.036863641000011,3.5278393199999982,8.5967566889671554E-2,null,6.9770072009999993,11.558315907999997,-4.581308706999998,-0.39636472505731402,null,null,6.9770072009999993,11.558315907999997,13.853462212,12.175917639999998,3.8446501069999997,11.192169564,12.411912588000002,13.588131381999998,7.738459375000005,12.084559502000001,11.996036973999999,12.349723646000001,8.2708323309999976,11.797355597000001,10.626556505,11.186028432999999,null,null,41.036863641000011,44.168779497000003,41.880772866000001,48.711762272000001,37.445423691000002,29.048990000000003,null,null,44.564702961000009,37.587695759999988,26.029379851999995,12.175917639999998,41.036863641000011,37.192213534000004,26.00004397,13.588131381999998,44.168779497000003,36.430320122000005]
["Net provisioning for impairment losses",-8.4041966830000003,-16.168644003000001,7.7644473200000004,-0.48021635695357945,null,0.287753025,-9.0102677629999999,9.2980207880000005,"–",null,null,0.287753025,-9.0102677629999999,2.3151398640000003,-1.9968218089999998,-10.272221512,1.652696298,-7.5080298390000006,-4.1088949999999999E-2,-7.6450003320000013,-0.72297183399999998,-3.7335647760000006,-2.6403700739999998,-5.3518368149999986,-4.1936129429999998,-4.9879989560000002,-6.0085283490000005,null,null,-16.168644003000001,-14.741907016000001,-20.541977063000001,-19.632371932999998,-27.821674173999998,-12.706811999999999,null,null,-8.4041966830000003,-8.691949708000001,0.31831805499999999,-1.9968218089999998,-16.168644003000001,-5.896422491,-7.5491187890000004,-4.1088949999999999E-2,-14.741907016000001,-7.0969066840000004]
["Other results",0.185928225,-0.60242250100000005,0.788350726,"–",null,0.27677149900000003,0.21262277299999999,6.4148726000000045E-2,0.3017020476917589,null,null,0.27677149900000003,0.21262277299999999,-0.62254643700000001,0.31908038999999999,8.5495670999999995E-2,-0.27349973999999999,-3.6519534999999992E-2,-0.37789889700000001,-0.10789843700000001,-0.192082645,-0.48195855500000001,0.15930372300000001,-3.0577300000000029E-2,-0.22403941100000035,-0.26691890400000001,2.0655164310000003,null,null,-0.60242250100000005,-0.62263591399999996,1.5439808159999999,-2.1940546990000001,-1.0229467800000001,0.28062599999999999,null,null,0.185928225,-9.0843274000000002E-2,-0.30346604700000002,0.31908038999999999,-0.60242250100000005,-0.68791817200000005,-0.414418432,-0.37789889700000001,-0.62263591399999996,-0.51473747700000005]
["Net income from derivatives",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Net income from financial investments",0.185928225,-0.60242250100000005,0.788350726,"–",null,0.27677149900000003,0.21262277299999999,6.4148726000000045E-2,0.3017020476917589,null,null,0.27677149900000003,0.21262277299999999,-0.62254643700000001,0.31908038999999999,8.5495670999999995E-2,-0.27349973999999999,-3.6519534999999992E-2,-0.37789889700000001,-0.10789843700000001,-0.192082645,-0.48195855500000001,0.15930372300000001,-3.0577300000000029E-2,-0.22403941100000035,-0.26691890400000001,2.0655164310000003,null,null,-0.60242250100000005,-0.62263591399999996,1.5439808159999999,-2.1940546990000001,-1.0229467800000001,0.28062599999999999,null,null,0.185928225,-9.0843274000000002E-2,-0.30346604700000002,0.31908038999999999,-0.60242250100000005,-0.68791817200000005,-0.414418432,-0.37789889700000001,-0.62263591399999996,-0.51473747700000005]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",36.346434502999998,24.265797137,12.080637365999998,0.4978463018459709,null,7.5415317249999996,2.7606709180000002,4.7808608069999998,1.7317749739123376,null,null,7.5415317249999996,2.7606709180000002,15.546055639,10.498176221000001,-6.3420757339999998,12.571366121999999,4.8673632140000009,13.169143535,-1.443939400000005E-2,11.169505022999997,7.7805136430000008,9.8686572950000002,2.8884182160000025,7.3797032429999989,5.371638645,7.2430165149999999,null,null,24.265797137,28.804236567,22.882776619000001,26.885335640000001,8.6008027370000004,16.622805,null,null,36.346434502999998,28.804902778000002,26.04423186,10.498176221000001,24.265797137,30.607872870999998,18.036506749000001,13.169143535,28.804236567,28.818675961]
["Income taxes",-4.1694078729999999,-3.678547215,-0.49086065799999989,0.1334387271144486,null,-1.0588236200000001,-0.22834142000000002,-0.83048220000000006,3.637019512272456,null,null,-1.0588236200000001,-0.22834142000000002,-1.6731336569999999,-1.2091091759999999,-0.27527290199999999,-1.385568787,-0.37180020699999994,-1.6459053189999999,0.42393459600000005,-1.3233864909999999,-0.76851566800000004,-0.99290275800000005,-1.2988444809999997,-0.80476984200000035,-0.597865867,-0.70405505599999996,null,null,-3.678547215,-2.660870321,-3.4055352459999999,-3.9410183909999996,-1.4215448179999999,-0.928369,null,null,-4.1694078729999999,-3.1105842529999999,-2.8822428330000003,-1.2091091759999999,-3.678547215,-3.4032743130000003,-2.0177055259999999,-1.6459053189999999,-2.660870321,-3.084804917]
["Profit/loss after tax",32.17702663,20.587249921999998,11.589776708000002,0.56295895527138407,null,6.4827081050000004,2.5323294980000002,3.9503786070000002,1.5599781190085871,null,null,6.4827081050000004,2.5323294980000002,13.872921982000001,9.2890670449999995,-6.617348636,11.185797335,4.4955630070000012,11.523238215999999,0.40949520200000222,9.8461185319999984,7.0119979749999999,8.8757545370000006,1.5895737349999983,6.5749334010000009,4.7737727779999997,6.5389614589999994,null,null,20.587249921999998,26.143366245999999,19.477241372999998,22.944317249000001,7.1792579189999994,15.694436,null,null,32.17702663,25.694318525,23.161989026999997,9.2890670449999995,20.587249921999998,27.204598557999997,16.018801223000001,11.523238215999999,26.143366245999999,25.733871044000001]
[]
[]
["Risk-weighted assets (total RWA)",1484.103313551871,1170.8003022259206,313.30301132595037,0.26759730991724218,null,1484.103313551871,1517.0721676144965,-32.968854062625496,-2.1731895664836465E-2,null,null,1484.103313551871,1517.0721676144965,1545.5036428753704,1668.1699632303348,1170.8003022259206,"–","–","–","–","–","–","–","–","–","–","–",null,null,1170.8003022259206,"–","–","–","–","–",null,null,1484.103313551871,1517.0721676144965,1545.5036428753704,1668.1699632303348,1170.8003022259206,"–","–","–","–","–"]
["Assets",1947.4633229879998,1943.7748859799999,3.6884370079999371,1.8975638766627334E-3,null,1947.4633229879998,1911.124103828,36.339219159999857,1.9014578429109807E-2,null,null,1947.4633229879998,1911.124103828,1921.9554107420001,1930.5064749999999,1943.7748859799999,1964.525397402,1953.6714591739999,2009.588193244,2021.8503172579999,2013.407668866,1984.542428535,1959.2464472869999,1983.14684098,1989.8097053419999,2031.259489322,2068.7409304519997,null,null,1943.7748859799999,2021.8503172579999,1983.14684098,2170.1511808309997,2052.132951228999,2325.3877520000001,null,null,1947.4633229879998,1911.1241038280011,1921.955410742001,1930.5064749999999,1943.7748859799999,1964.525397402,1953.6714591739999,2009.588193244,2021.8503172579999,2013.407668866]
["Loans and advances to customers",1173.008828989,1176.19889457,-3.1900655809999989,-2.7121820941400365E-3,null,1173.008828989,1168.042979196,4.9658497929999612,4.2514272860216806E-3,null,null,1173.008828989,1168.042979196,1170.128996896,1167.5246319979999,1176.19889457,1196.1604050450001,1191.3408077399999,1224.7273893940001,1223.1041736760001,1258.37167034,1278.7193396160001,1245.0030718420001,1259.380804058,1306.963706968,1309.782939724,1329.9435196320001,null,null,1176.19889457,1223.1041736760001,1259.380804058,1358.26169299,1349.9847563440001,1393.298446,null,null,1173.008828989,1168.042979196,1170.128996896,1167.5246319979999,1176.19889457,1196.1604050450001,1191.3408077399999,1224.7273893940001,1223.1041736760001,1258.37167034]
["  Hereof corporate %",0.31443034091899297,0.34076190757391217,-2.6331566654919203,-7.7272623699020215E-2,null,0.31443034091899297,0.31854939041379599,-0.41190494948030176,-1.2930646294605608E-2,null,null,0.31443034091899297,0.31854939041379599,0.32401932266079725,0.33066393155177676,0.34076190757391217,0.34696450262821277,0.34244435472295504,0.35650557226222662,0.3579973575427764,0.37111919209899774,0.39164116588554637,0.3885870154529748,0.39544982812985108,0.41726857051915739,0.41907018185455147,0.42694955577076932,null,null,0.34076190757391217,0.3579973575427764,0.39544982812985108,0.42766270424999003,0.42350840935269651,0.375,null,null,0.31443034091899297,0.31854939041379599,0.32401932266079725,0.33066393155177676,0.34076190757391217,0.34696450262821277,0.34244435472295504,0.35650557226222662,0.3579973575427764,0.37111919209899774]
["  Hereof retail % ",0.68065886996617586,0.65509736028249876,2.5561509683677097,3.9019405714982858E-2,null,0.68065886996617586,0.67673135071116297,0.39275192550128901,5.8036608631852893E-3,null,null,0.68065886996617586,0.67673135071116297,0.67213799340612568,0.66539871854397914,0.65509736028249876,0.64870349973740216,0.65291297789633695,0.63875132988821182,0.63697608707027364,0.62107548483278396,0.60012090224670156,0.60243469292845075,0.59823754685833752,0.57645887721467459,0.57538996917810048,0.56756449895634709,null,null,0.65509736028249876,0.63697608707027364,0.59823754685833752,0.56219124145415245,0.55811805316355367,0.625,null,null,0.68065886996617586,0.67673135071116297,0.67213799340612568,0.66539871854397914,0.65509736028249876,0.64870349973740216,0.65291297789633695,0.63875132988821182,0.63697608707027364,0.62107548483278396]
["  Hereof FCY % ",0.69770608004406987,0.73982701146486418,-4.2120931420794321,-5.6933486839571446E-2,null,0.69770608004406987,0.71020293119779132,-1.2496851153721455,-1.7596169495731173E-2,null,null,0.69770608004406987,0.71020293119779132,0.72411823317400292,0.7357105820842943,0.73982701146486418,0.71750812845599254,0.72624894100733672,0.71677991984352418,0.73393002846362065,0.74563979952479575,0.73050353667170886,0.74268170168606917,0.73491433013566487,0.74713015732112298,0.75351340292153268,0.75810738209317596,null,null,0.73982701146486418,0.73393002846362065,0.73491433013566487,0.74230172668752648,0.75514037859271332,0.74099999999999999,null,null,0.69770608004406987,0.71020293119779132,0.72411823317400292,0.7357105820842943,0.73982701146486418,0.71750812845599254,0.72624894100733672,0.71677991984352418,0.73393002846362065,0.74563979952479575]
["Deposits from customers",1519.2441454519999,1502.7845214230001,16.45962402899977,1.095275057359113E-2,null,1519.2441454519999,1500.728998431,18.515147020999848,1.2337435366650107E-2,null,null,1519.2441454519999,1500.728998431,1483.6918679030002,1497.5784020079998,1502.7845214230001,1533.2584074289998,1507.956403675,1550.606695879,1566.9335969900001,1555.6378361120001,1540.849695014,1505.804671163,1526.4191616860001,1521.0423855859999,1556.761694523,1563.6108056420001,null,null,1502.7845214230001,1566.9335969900001,1526.4191616860001,1659.6564450899998,1515.638508971,1605.286388,null,null,1519.2441454519999,1500.728998431,1483.6918679030002,1497.5784020079998,1502.7845214230001,1533.2584074289998,1507.956403675,1550.606695879,1566.9335969900001,1555.6378361120001]
["Loan/deposit ratio*",0.72066136993423213,0.72472190150369697,-0.40605315694648425,-5.602882376039453E-3,null,0.72066136993423213,0.72343316653644119,-0.27717966022090534,-3.8314480596451927E-3,null,null,0.72066136993423213,0.72343316653644119,0.73248035395854205,0.71931817222898586,0.72472190150369697,0.72032237855258141,0.72983927431445694,0.73688400151676048,0.72673595637905497,0.80891042961840254,0.82987934757931192,0.82680250346177275,0.82505568304511856,0.859255283977163,0.84135095585411634,0.85055917676773862,null,null,0.72472190150369697,0.72673595637905497,0.82505568304511856,0.81839931210362293,0.89070365285224518,0.86794384878319919,null,null,0.72066136993423213,0.72343316653644119,0.73248035395854205,0.71931817222898586,0.72472190150369697,0.72032237855258141,0.72983927431445694,0.73688400151676048,0.72673595637905497,0.80891042961840254]
[]
["Equity",269.355788082,271.92089988800001,-2.5651118060000044,-9.4333014014610361E-3,null,269.355788082,262.87307996299995,6.4827081190000513,2.4660981337124799E-2,null,null,269.355788082,262.87307996299995,260.33715046399999,281.20579600600001,271.92089988800001,278.53407760300001,262.34835695700002,280.10028836399999,268.57705015400001,268.16424331099995,258.31812478899997,266.59682180800002,257.721067269,261.40747713299999,254.832543732,269.00631036600004,null,null,271.92089988800001,268.57705015400001,257.721067269,263.89912466800001,242.90410311900001,235.99911699999998,null,null,269.355788082,262.87307996299995,260.33715046399999,281.20579600600001,271.92089988800001,278.53407760300001,262.34835695700002,280.10028836399999,268.57705015400001,268.16424331100001]
["Return on equity before tax",0.14444488905061337,9.4591989625668449E-2,4.9852899424944921,0.52703087885379296,null,0.12716753743306738,4.6554541483123692E-2,8.0612995949943702,1.7315817830397147,null,null,0.12716753743306738,4.6554541483123692E-2,0.24428859026347804,0.15741108030664183,"–",0.20210469665549016,7.5623239762675626E-2,0.20616621385539921,"–",0.18429217293727751,0.12445052482554413,0.15918315882373638,4.7964072068756435E-2,0.1212172965855005,8.4929248591440423E-2,0.11510048056462027,null,null,9.4591989625668449E-2,0.11984848876638787,9.5504348418949114E-2,0.11112882311129228,3.7720376611000243E-2,7.5951817590169377E-2,null,null,0.14444488905061337,0.15004706048273245,0.19729491607431371,0.15741108030664183,9.4591989625668449E-2,0.15812426122628637,0.14760935590961494,0.20616621385539921,0.11984848876638787,0.15987919230190581]
["Return on equity after tax",0.12787518514822566,8.0252419487737661E-2,4.7622765660487998,0.59341221067814187,null,0.10931334053497427,4.2703908638624194E-2,6.6609431896350078,1.5597970775935992,null,null,0.10931334053497427,4.2703908638624194E-2,0.21799719700707268,0.13928153307898972,"–",0.17982947559563292,6.9846654995608881E-2,0.18039915716861876,6.7564538436679627E-3,0.16245684795555126,0.11215799728717249,0.14316746462151514,2.6395910662039043E-2,0.10799833351766808,7.5476583920848064E-2,0.10391217592362903,null,null,8.0252419487737661E-2,0.1087771560465151,8.1290888658259924E-2,9.4838874511945406E-2,3.1485934600872338E-2,7.1709975557830791E-2,null,null,0.12787518514822566,0.13384377637017511,0.1754608354648606,0.13928153307898972,8.0252419487737661E-2,0.14054250248200609,0.13109661221412947,0.18039915716861876,0.1087771560465151,0.14276542485449276]
["Cost/income ratio**",0.5711404862964562,0.60475064227859865,-3.3610155982142453,-5.557688348292622E-2,null,0.72675422308077386,0.55617592795494208,17.057829512583179,0.3066984501703407,null,null,0.72675422308077386,0.55617592795494208,0.49018785814279914,0.51614546370295056,0.83658813691849387,0.56257106607526819,0.54366432110332508,0.50611145395286117,0.70859905457292061,0.57951030405851933,0.55871758331590948,0.53061662763513295,0.68271585880259189,0.56683254926452631,0.59029513143303447,0.56565691934389639,null,null,0.60475064227859865,0.59400083961681605,0.60111149470151515,0.5765294002434096,0.64108621981648006,0.69115351580788142,null,null,0.5711404862964562,0.52044668752845513,0.50266840857769379,0.51614546370295056,0.60475064227859865,0.53682202245543442,0.52478031086220989,0.50611145395286117,0.59400083961681605,0.55699343968606552]
["Net interest margin (avg. interest bearing assets)",3.6139749227305014E-2,3.6747375078757819E-2,-6.0762585145280462E-2,-1.6535217825777382E-2,null,3.6520091680753208E-2,3.5578430181737196E-2,9.4166149901601243E-2,2.6467202015545199E-2,null,null,3.6520091680753208E-2,3.5578430181737196E-2,3.7455928916162923E-2,3.5159855407707191E-2,3.6075649099247042E-2,3.5220647493000967E-2,3.7178756385414055E-2,3.8497364138695478E-2,3.8923012395855411E-2,3.9945864156840288E-2,3.969873552736207E-2,3.7838802932017281E-2,3.8033843882990769E-2,3.8237313723027987E-2,3.6842044857203354E-2,3.611634408126152E-2,null,null,3.6747375078757819E-2,3.9057811580592246E-2,3.7174510031937003E-2,3.8579049541434943E-2,null,null,null,null,3.6139749227305014E-2,3.6053076858194137E-2,3.630093477561068E-2,3.5159855407707191E-2,3.6747375078757819E-2,3.695452370755678E-2,3.7845109647528213E-2,3.8497364138695478E-2,3.9057811580592246E-2,3.9047799584634613E-2]
["Provisioning ratio (avg. loans and advances to customers)",7.1702971587746652E-3,1.3433186820473489E-2,-0.62628896616988239,-0.46622515903326589,null,-9.8332902840998749E-4,3.0828417601889771E-2,-3.1811746630299758,"–",null,null,-9.8332902840998749E-4,3.0828417601889771E-2,-7.9229526064401538E-3,6.8391920375603559E-3,3.4639682154948566E-2,-5.5378277142641317E-3,2.4860324217358475E-2,1.3428685411170178E-4,2.464662422706447E-2,2.2796875040364856E-3,1.1835104396740851E-2,8.4343941019860789E-3,1.6683143800862138E-2,1.2820845146170858E-2,1.5116714652977779E-2,1.7881159729288523E-2,null,null,1.3433186820473489E-2,1.187673411780831E-2,1.5695021062781377E-2,9.8354458768764204E-3,2.0283486699607063E-2,null,null,null,7.1702971587746652E-3,9.9109014046396739E-3,-5.4315623281757819E-4,6.8391920375603559E-3,1.3433186820473489E-2,6.5003967162386937E-3,1.250659070238605E-2,1.3428685411170178E-4,1.187673411780831E-2,7.5166580841874433E-3]
[]
["NPL ratio",0.10510982093018356,0.13050760422938829,-2.5397783299204724,-0.19460768933099104,null,0.10510982093018356,0.11684336684223277,-1.1733545912049212,-0.10042115551062802,null,null,0.10510982093018356,0.11684336684223277,0.12436247474604478,0.13554094177443288,0.13050760422938829,0.14969747305192199,0.14972116697519147,0.12745549446496662,0.11920763344449452,0.11440617060387405,0.11205021505581302,0.11039991716377322,0.10747517713773763,0.12687705795954446,0.13509036316909501,0.13111337242971771,null,null,0.13050760422938829,0.11920763344449452,0.10747517713773763,9.422370641865864E-2,null,null,null,null,0.10510982093018356,0.11684336684223277,0.12436247474604478,0.13554094177443288,0.13050760422938829,0.14969747305192199,0.14972116697519147,0.12745549446496662,0.11920763344449452,0.11440617060387405]
["NPL coverage ratio",0.6338297969874932,0.56740319422518082,6.6426602762312381,0.11707125275003327,null,0.6338297969874932,0.60350972595430585,3.0320071033187346,5.0239573165525186E-2,null,null,0.6338297969874932,0.60350972595430585,0.57279941490719,0.57055270908085887,0.56740319422518082,0.51169084500753614,0.50837237537258162,0.52531991458455629,0.57856822336885338,0.5457183602772453,0.55362577722481221,0.5587023073835593,0.5555876318648002,0.47684120870290503,0.43435222146803282,0.41794163960118225,null,null,0.56740319422518082,0.57856822336885338,0.5555876318648002,0.54359066038921833,null,null,null,null,0.6338297969874932,0.60350972595430585,0.57279941490719,0.57055270908085887,0.56740319422518082,0.51169084500753614,0.50837237537258162,0.52531991458455629,0.57856822336885338,0.5457183602772453]
[]
["Number of employees",1311,1434,-123,-8.5774058577405832E-2,null,1311,1353,-42,-3.104212860310418E-2,null,null,1311,1353,1374,1390,1434,1462,1471,1475,1491,1504,1510,1511,1561,1558,1552,1550,null,null,1434,1491,1561,1569,1640,1655,null,null,1311,1353,1374,1390,1434,1462,1471,1475,1491,1504]
["Business outlets",97,96,1,1.0416666666666741E-2,null,97,97,0,0,null,null,97,97,97,97,96,96,97,98,98,98,98,98,98,98,98,98,null,null,96,98,98,98,98,101,null,null,97,97,97,97,96,96,97,98,98,98]
["Number of customers ",493192,499973,-6781,-1.3562732387548904E-2,null,493192,492598,594,1.2058514244881469E-3,null,null,493192,492598,492265,490136,499973,501996,500461,497183,496690,496807,488254,490460,496107,489483,496347,593325,null,null,499973,496690,496107,591507,638528,716056,null,null,493192,492598,492265,490136,499973,501996,500461,497183,496690,496807]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Croatia",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",135.881831562,151.24220572900001,-15.360374167000003,-0.10156142654070488,null,32.764503489999996,33.799595928000002,-1.0350924380000066,-3.0624402735611511E-2,null,null,32.764503489999996,33.799595928000002,33.427316164000004,35.89041598,37.156767119000001,39.580374153999998,37.142625713000001,37.362438742999998,40.746575587000002,39.211232695999989,36.976923360999997,35.669805805000003,38.24269030300001,36.172019440999996,38.937893320999997,38.746716429999999,null,null,151.24220572900001,152.60453744899999,152.099319495,175.16545145800001,173.61847475499999,151.56443200000001,null,null,135.881831562,103.11732807199999,69.31773214399999,35.89041598,151.24220572900001,114.08543861,74.505064455999999,37.362438742999998,152.60453744899999,111.857961862]
["Net fee and commission income",68.110434608999995,62.221215321000003,5.8892192879999925,9.4649698782279357E-2,null,17.361918925999998,20.346245643,-2.9843267170000018,-0.14667702186259313,null,null,17.361918925999998,20.346245643,15.451715119000001,14.950554921,15.863227886000001,16.509606907999999,15.044950642,14.803429885,13.307437296000003,16.718069738000004,12.266379138,13.521359532,13.387796219999998,16.024514459000002,13.469069687999999,13.659135814999999,null,null,62.221215321000003,55.813245704000003,56.540516181999998,65.611755040000006,71.941823150999994,74.685100000000006,null,null,68.110434608999995,50.748515683000001,30.402270039999998,14.950554921,62.221215321000003,46.357987435000005,29.848380527,14.803429885,55.813245704000003,42.505808408]
["Net trading income",10.503654085000001,13.398188415,-2.894534329999999,-0.21603923159935645,null,3.3894219240000001,1.611772932,1.777648992,1.1029152783910878,null,null,3.3894219240000001,1.611772932,3.8337566949999999,1.6687025339999999,1.8369141640000002,2.6394070150000002,5.8139244870000013,3.1079427489999998,3.5747650569999987,0.89011767000000042,4.847123689,1.66926972,3.2088918999999549E-2,5.086060872,7.2453549730000004,5.7841784019999993,null,null,13.398188415,10.981276136,18.147683166,0.83915211999999995,21.185585162999999,36.289718999999998,null,null,10.503654085000001,7.1142321610000003,5.5024592290000003,1.6687025339999999,13.398188415,11.561274251,8.9218672360000006,3.1079427489999998,10.981276136,7.4065110790000004]
["Recurring other net operating income",17.978982273,18.069128785,-9.0146512000000456E-2,-4.9889794396082987E-3,null,3.1776880749999998,5.4302281599999844,-2.2525400849999846,-0.41481499830754642,null,null,3.1776880749999998,5.4302281599999844,6.0223617469999997,3.3487042909999998,-0.66392347799999984,5.0483669349999989,5.5816636230000007,8.1030217049999997,5.3471360540000008,5.7062284670000016,6.2049750489999989,6.7473208280000003,5.735247467999999,7.0597770000000022,6.543982089,8.9837880859999988,null,null,18.069128785,24.005660398,28.322794643000002,26.060178333,27.303304717,28.417583,null,null,17.978982273,14.801294197999994,9.3710660379999986,3.3487042909999998,18.069128785,18.733052263000005,13.684685328,8.1030217049999997,24.005660398,18.658524344]
["Operating income",232.47490252899996,244.93073825000002,-12.455835721000057,-5.0854522425382243E-2,null,56.693532414999993,61.187842662999991,-4.4943102479999979,-7.3451032956873386E-2,null,null,56.693532414999993,61.187842662999991,58.735149724999999,55.858377725999993,54.192985690999997,63.777755011999993,63.583164464999996,63.376833082000005,62.97591399400001,62.525648570999998,60.295401236999993,57.607755885000003,57.397822910000002,64.342371771999993,66.196300070999996,67.173818733000004,null,null,244.93073825000002,243.40471968699998,255.11031348600002,267.676536951,294.049187786,290.95683400000001,null,null,232.47490252899996,175.78137011399997,114.59352745099997,55.858377725999993,244.93073825000002,190.737752559,126.959997547,63.376833082000005,243.40471968699998,180.42880569300002]
["Staff expenses",-55.121392399999998,-54.231825469999997,-0.88956693000000087,1.6403042351803121E-2,null,-14.289496676000001,-15.395543404,1.106046727999999,-7.1842006415481996E-2,null,null,-14.289496676000001,-15.395543404,-12.213922004,-13.222430316000001,-14.003799039,-14.554665196,-12.512080179000002,-13.161281056,-12.884380568000001,-12.923373405,-13.270717201,-13.2402689,-11.792109848999996,-13.539925387,-13.107043057,-13.569527208,null,null,-54.231825469999997,-52.318740073999997,-52.008605500999998,-55.820463379000003,-58.505579733000005,-59.024856,null,null,-55.121392399999998,-40.831895723999999,-25.436352320000001,-13.222430316000001,-54.231825469999997,-40.228026431000004,-25.673361235000002,-13.161281056,-52.318740073999997,-39.434359506]
["Other administrative expenses",-49.207045029,-49.743054410999996,0.53600938199999604,-1.0775562304060404E-2,null,-14.145177960000002,-12.087180894999999,-2.0579970650000021,0.17026278359508273,null,null,-14.145177960000002,-12.087180894999999,-11.362985958000001,-11.611700215999999,-12.787725407,-12.769596986,-12.082505048,-12.10322697,-11.710014238999992,-11.425642458000002,-12.132530138,-12.788419111,-12.665087904999996,-13.017528066999997,-11.034030875999999,-15.079267981000001,null,null,-49.743054410999996,-48.056605945999998,-51.795914828999997,-55.840498150000002,-57.929806741,-52.447088000000001,null,null,-49.207045029,-35.061867069000002,-22.974686173999999,-11.611700215999999,-49.743054410999996,-36.955329003999999,-24.185732017999999,-12.10322697,-48.056605945999998,-36.346591707000002]
["Depreciation on intangible and tangible fixed ass.",-26.004324593,-25.904593014,-9.9731579000000181E-2,3.8499573780641505E-3,null,-6.3952613679999999,-6.8765315539999996,0.48127018599999971,-6.9987344960272924E-2,null,null,-6.3952613679999999,-6.8765315539999996,-6.4783727249999998,-6.2541589460000004,-6.1797706359999998,-6.9171286319999998,-6.5030049170000002,-6.3046888289999998,-7.1701092250000009,-7.256419575999999,-7.3861153000000002,-7.4012426910000002,-8.2343536979999961,-8.0509356630000006,-7.5393308609999998,-8.9737896470000003,null,null,-25.904593014,-29.213886792,-32.798409868999997,-39.132285562,-40.526707497000004,-40.923085999999998,null,null,-26.004324593,-19.609063225,-12.732531671,-6.2541589460000004,-25.904593014,-19.724822377999999,-12.807693746,-6.3046888289999998,-29.213886792,-22.043777566999999]
["General administrative expenses",-130.332762022,-129.87947289499999,-0.45328912700000501,3.4900751973829802E-3,null,-34.829936004000004,-34.359255852999993,-0.47068015100001048,1.3698787686605707E-2,null,null,-34.829936004000004,-34.359255852999993,-30.055280687,-31.088289478,-32.971295081999997,-34.241390813999999,-31.097590143999994,-31.569196855000001,-31.764504031999991,-31.605435439000011,-32.789362638999997,-33.429930702,-32.691551452000013,-34.608389117000002,-31.680404794000001,-37.622584836000001,null,null,-129.87947289499999,-129.58923281200001,-136.60293019900001,-150.79324709100001,-156.962093971,-152.39502999999999,null,null,-130.332762022,-95.502826018000007,-61.143570165,-31.088289478,-129.87947289499999,-96.908177813000009,-62.666786998999996,-31.569196855000001,-129.58923281200001,-97.824728780000015]
["Operating result",102.14214050699997,115.05126535500003,-12.909124848000062,-0.11220324094800616,null,21.863596410999989,26.828586809999997,-4.9649903990000084,-0.18506343379776435,null,null,21.863596410999989,26.828586809999997,28.679869038,24.770088247999993,21.221690608999999,29.536364197999994,32.485574321000001,31.807636227000003,31.211409962000019,30.920213131999986,27.506038597999996,24.177825183000003,24.706271457999989,29.733982654999991,34.515895276999998,29.551233897000003,null,null,115.05126535500003,113.81548687499998,118.50738328700001,116.88328985999999,137.087093815,138.56180400000002,null,null,102.14214050699997,80.278544095999962,53.449957285999972,24.770088247999993,115.05126535500003,93.829574745999992,64.293210548000005,31.807636227000003,113.81548687499998,82.604076913]
["Net provisioning for impairment losses",-36.265588184000002,-50.125316340000005,13.859728156000003,-0.27650155985030545,null,-6.3451659119999997,-13.449249377000001,7.1040834650000013,-0.52821412302376713,null,null,-6.3451659119999997,-13.449249377000001,-10.104745706000001,-6.3664271890000004,-15.027121856000001,-3.8958337190000001,-18.949959704000001,-12.252401061,-10.441773044000001,-7.4549630989999933,-25.386318276000001,-14.921811875,-17.767753870999996,-11.507117028000003,-17.961150942,-4.6541169150000004,null,null,-50.125316340000005,-58.204866293999999,-51.890138755999999,-52.397276880999996,-67.904709588000003,-70.596639999999994,null,null,-36.265588184000002,-29.920422272,-16.471172894999999,-6.3664271890000004,-50.125316340000005,-35.098194483999997,-31.202360765000002,-12.252401061,-58.204866293999999,-47.763093249999997]
["Other results",-79.904989037999997,6.6024415130000005,-86.507430550999999,"–",null,-0.8271890019999999,-75.717641474999994,74.890452472999996,-0.98907534643332606,null,null,-0.8271890019999999,-75.717641474999994,-9.1781557999999985E-2,-3.2683770029999994,-0.61846436700000007,6.1718954080000001,1.0164135619999999,3.2596909999999979E-2,-1.5024506879999997,-9.6561145999999987E-2,0.64082026800000014,1.2955219420000001,-4.6025298169999997,-3.6566562649999996,-4.4728841280000005,2.5503770340000003,null,null,6.6024415130000005,0.3373303760000006,-10.181693176,-12.828214475000001,-6.1817469539999994,-0.64064699999999974,null,null,-79.904989037999997,-79.077800035999999,-3.360158561,-3.2683770029999994,6.6024415130000005,7.2209058800000001,1.049010472,3.2596909999999979E-2,0.3373303760000006,1.8397810640000003]
["Net income from derivatives",0.68703298899999998,-0.35139988500000002,1.038432874,"–",null,0.48273328000000004,4.0370076999999997E-2,0.44236320300000004,">500,0%",null,null,0.48273328000000004,4.0370076999999997E-2,0.83661026699999996,-0.67268063499999997,0.17609417699999999,1.7982266E-2,-0.33938529900000003,-0.20609102900000001,0.73388223400000019,1.2011554499999999,2.4498032700000003,1.72756401,-0.87575753000000045,-2.6280287909999998,-1.7246115479999999,-1.120505141,null,null,-0.35139988500000002,6.1124049640000004,-5.2283978690000001,0,0,0,null,null,0.68703298899999998,0.204299709,0.16392963200000002,-0.67268063499999997,-0.35139988500000002,-0.52749406200000004,-0.54547632800000001,-0.20609102900000001,6.1124049640000004,5.3785227300000003]
["Net income from financial investments",1.3949479730000001,1.5595496580000001,-0.16460168500000005,-0.10554436927073474,null,0.63845071799999997,6.1853447999999998E-2,0.57659726999999994,">500,0%",null,null,0.63845071799999997,6.1853447999999998E-2,-1.250698825,1.945342632,-0.78763209099999998,0.752694949,1.355798861,0.23868793899999999,-2.2363329219999994,-1.2977165959999999,-1.8089830020000002,-0.432042068,-3.7267722870000002,-1.0286274740000001,-2.7482725800000001,3.670882175,null,null,1.5595496580000001,-5.7750745879999998,-4.9532953070000003,-12.828214475000001,-6.1817469539999994,-0.64064699999999974,null,null,1.3949479730000001,0.75649725499999998,0.69464380700000006,1.945342632,1.5595496580000001,2.3471817489999998,1.5944868000000001,0.23868793899999999,-5.7750745879999998,-3.538741666]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",-81.986969999999999,0,-81.986969999999999,"–",null,-1.9483729999999999,-75.819864999999993,73.871491999999989,-0.97430260526050794,null,null,-1.9483729999999999,-75.819864999999993,0.32230700000000001,-4.5410389999999996,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,-81.986969999999999,-80.038596999999996,-4.2187320000000001,-4.5410389999999996,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,5.3942917399999999,-5.3942917399999999,"–",null,0,0,0,"–",null,null,0,0,0,0,-6.9264530000000008E-3,5.4012181930000001,0,0,0,0,0,0,0,0,0,0,null,null,5.3942917399999999,0,0,0,0,0,null,null,0,0,0,0,5.3942917399999999,5.4012181930000001,0,0,0,0]
["Profit/loss before tax",-14.028436715,71.528390528000003,-85.556827243000001,"–",null,14.691241497,-62.338304042000004,77.029545538999997,"–",null,null,14.691241497,-62.338304042000004,18.483341773999999,15.135284056,5.5761043859999999,31.812425887,14.552028179000001,19.587832076000002,19.26718623,23.368688887000005,2.7605405899999997,10.551535250000001,2.3359877700000027,14.570209362,12.081860207,27.447494016,null,null,71.528390528000003,55.947950957000003,56.435551355000001,51.657798503999999,63.000637273000002,67.324516000000003,null,null,-14.028436715,-28.719678212000002,33.618625829999999,15.135284056,71.528390528000003,65.952286141999991,34.139860255000002,19.587832076000002,55.947950957000003,36.680764727000003]
["Income taxes",2.7461542749999999,-10.721343036,13.467497311000001,"–",null,-4.6408903119999998,14.162215796,-18.803106108000001,"–",null,null,-4.6408903119999998,14.162215796,-4.3692914480000002,-2.405879761,0.97012423800000003,-4.9984293910000002,-2.7502500959999998,-3.9427877869999999,-3.8777941590000005,-4.6928458309999996,-0.53232469800000004,-2.1082779999999999,-0.67192673000000092,-2.899085951,-2.0581280020000001,-5.4438451059999995,null,null,-10.721343036,-11.211242688,-11.072985789000001,-9.8660904710000015,-12.940709878,-14.472617,null,null,2.7461542749999999,7.3870445870000001,-6.7751712089999998,-2.405879761,-10.721343036,-11.691467274000001,-6.6930378829999997,-3.9427877869999999,-11.211242688,-7.333448529]
["Profit/loss after tax",-11.282282439999999,60.807047491999995,-72.089329931999998,"–",null,10.050351185,-48.176088245999999,58.226439431000003,"–",null,null,10.050351185,-48.176088245999999,14.114050325999999,12.729404295,6.5462286240000003,26.813996495999998,11.801778083,15.645044288999999,15.389392070999996,18.675843055999998,2.2282158919999997,8.4432572500000003,1.6640610400000035,11.671123411,10.023732205,22.003648909999999,null,null,60.807047491999995,44.736708268999998,45.362565566000001,41.791708032999999,50.059927395000003,52.851899000000003,null,null,-11.282282439999999,-21.332633625,26.843454620999999,12.729404295,60.807047491999995,54.260818868000001,27.446822372,15.645044288999999,44.736708268999998,29.347316198000001]
[]
[]
["Risk-weighted assets (total RWA)",2966.2645059496999,3072.5891368025509,-106.32463085285099,-3.4604246164684493E-2,null,2966.2645059496999,3134.5002463388159,-168.23574038911602,-5.367226899586941E-2,null,null,2966.2645059496999,3134.5002463388159,3128.7903995377246,3169.3398553004095,3072.5891368025509,"–","–","–","–","–","–","–","–","–","–","–",null,null,3072.5891368025509,"–","–","–","–","–",null,null,2966.2645059496999,3134.5002463388159,3128.7903995377246,3169.3398553004095,3072.5891368025509,"–","–","–","–","–"]
["Assets",4615.5625219940011,4646.9719909990008,-31.409469004999664,-6.7591259568249296E-3,null,4615.5625219940002,4675.2645959819965,-59.7020739879963,-1.2769774365135489E-2,null,null,4615.5625219940002,4675.2645959819965,4591.6282036400007,4694.0342765220003,4646.9719909990008,4771.2055488409978,4553.0647436620002,4639.1751937199997,4748.6100996490004,4948.3984005929997,5046.5068485149995,4948.4137704750001,5097.1194400240001,5292.8776512049999,5158.9267778900003,6333.1850109829993,null,null,4646.9719909990008,4748.6100996490004,5097.1194400240001,5464.9739747189997,5858.1723615050005,5899.6707189999997,null,null,4615.5625219940011,4675.2645959819993,4591.628203639998,4694.0342765220003,4646.9719909990008,4771.2055488409978,4553.0647436620002,4639.1751937199997,4748.6100996490004,4948.3984005929997]
["Loans and advances to customers",2939.0791309239999,3200.0255843569998,-260.94645343299999,-8.1545114735522839E-2,null,2939.0791309239999,3019.1737426909999,-80.09461176700006,-2.6528652735172353E-2,null,null,2939.0791309239999,3019.1737426909999,3070.859393533,3231.8718419870002,3200.0255843569998,3322.6271366700003,3339.5935884370001,3387.5843050660001,3436.4922212020001,3467.957180676,3580.908213705,3498.253331974,3525.434038374,3694.446602299,3710.4717248400002,3853.9841460229995,null,null,3200.0255843569998,3436.4922212020001,3525.434038374,3830.3824240399999,3814.298740359,3742.3549290000001,null,null,2939.0791309239999,3019.1737426909999,3070.859393533,3231.8718419870002,3200.0255843569998,3322.6271366700003,3339.5935884370001,3387.5843050660001,3436.4922212020001,3467.957180676]
["  Hereof corporate %",0.39146113042498792,0.41213688241964608,-2.0675751994658151,-5.0167196571370365E-2,null,0.39146113042498792,0.38772602929324274,0.37351011317451888,9.6333515151243443E-3,null,null,0.39146113042498792,0.38772602929324274,0.39414378969904251,0.38360955589060974,0.41213688241964608,0.41263543654015777,0.42425785888943385,0.42334595983450152,0.41811504289839757,0.41482463594560143,0.4209027431031459,0.39637470474548298,0.39654890717001084,0.41170951971973074,0.40951986701422355,0.40706136818419586,null,null,0.41213688241964608,0.41811504289839757,0.39654890717001084,0.39866859232316776,0.38100500249193886,0.43,null,null,0.39146113042498792,0.38772602929324274,0.39414378969904251,0.38360955589060974,0.41213688241964608,0.41263543654015777,0.42425785888943385,0.42334595983450152,0.41811504289839757,0.41482463594560143]
["  Hereof retail % ",0.57917512362616874,0.5438738938550427,3.5301229771126041,6.4907012765232697E-2,null,0.57917512362616874,0.57192742159347987,0.72477020326888741,1.2672415693053551E-2,null,null,0.57917512362616874,0.57192742159347987,0.57562488719690852,0.54784903132527185,0.5438738938550427,0.52610716071859231,0.50039555706472105,0.49491938797679996,0.48864568868485653,0.49029039287396009,0.48604208764927775,0.49470321328960482,0.49420610341875637,0.48171864422469723,0.48297790685389891,0.47496953801572606,null,null,0.5438738938550427,0.48864568868485653,0.49420610341875637,0.4859014061782872,0.50218637815231582,0.56599999999999995,null,null,0.57917512362616874,0.57192742159347987,0.57562488719690852,0.54784903132527185,0.5438738938550427,0.52610716071859231,0.50039555706472105,0.49491938797679996,0.48864568868485653,0.49029039287396009]
["  Hereof FCY % ",0.61136909221498026,0.64886357148554463,-3.7494479270564374,-5.778484248194482E-2,null,0.61136909221498059,0.61040682650194056,9.6226571304003361E-2,1.5764334068057995E-3,null,null,0.61136909221498059,0.61040682650194056,0.56899469065099129,0.58335019425859513,0.64886357148554463,0.6405559158916192,0.66094000408985376,0.69033971981235676,0.68823144292546823,0.67037814911740767,0.62864917659278818,0.62079266248409615,0.61236006020855738,0.64302188006227856,0.65406589241820745,0.66996668957874617,null,null,0.64886357148554463,0.68823144292546823,0.61236006020855738,0.67409483288006977,0.72170199226212384,0.73599999999999999,null,null,0.61136909221498026,0.61040682650194056,0.56899469065099129,0.58335019425859513,0.64886357148554463,0.6405559158916192,0.66094000408985376,0.69033971981235676,0.68823144292546823,0.60944610613329842]
["Deposits from customers",3190.9182804400002,3127.6863230599997,63.231957380000495,2.0216847486846712E-2,null,3190.9182804400002,3131.8245140939989,59.093766346001303,1.8868798708249646E-2,null,null,3190.9182804400002,3131.8245140939989,3083.3418188750002,3142.2061178559998,3127.6863230599997,3119.100438599,2815.9206140450001,2821.8727792079999,2862.923715466,3012.3433076840001,2984.3433194180002,2869.9429012380001,3039.9858404229999,3158.8494944140002,2965.44050161,3056.787994409,null,null,3127.6863230599997,2862.923715466,3039.9858404229999,3121.3397030649999,3101.7600964369999,2968.0052479999999,null,null,3190.9182804400002,3131.8245140939989,3083.3418188750002,3142.2061178559998,3127.6863230599997,3119.100438599,2815.9206140450001,2821.8727792079999,2862.923715466,3012.3433076840001]
["Loan/deposit ratio*",0.81392195546229018,0.92299359596308461,-10.907164050079443,-0.11817161135011467,null,0.81392195546229018,0.84698425524541732,-3.3062299783127136,-3.9035318045607781E-2,null,null,0.81392195546229018,0.84698425524541732,0.87834500723743159,0.92750890848987955,0.92299359596308461,0.95777818720777796,1.0610990490967196,1.0831048601095401,1.0914292534547148,1.1590983807077431,1.1962249756845009,1.2163420730315466,1.1612906057136645,1.1661557256251511,1.2441562485697852,1.2607285512588715,null,null,0.92299359596308461,1.0914292534547148,1.1612906057136645,1.2271597417861169,1.2297207462113189,1.2608990268874349,null,null,0.81392195546229018,0.84698425524541732,0.87834500723743159,0.92750890848987955,0.92299359596308461,0.95777818720777796,1.0610990490967196,1.0831048601095401,1.0914292534547148,1.1590983807077431]
[]
["Equity",615.69307192999997,701.72413287099994,-86.031060940999964,-0.12259954718817589,null,615.69307192999997,598.41914035000002,17.273931579999953,2.8865940968894943E-2,null,null,615.69307192999997,598.41914035000002,650.51941795499999,715.40848194000012,701.72413287099994,696.11166129100002,676.84574305600006,704.78935736200003,750.278704963,735.84031127000003,733.765204165,765.47674577099986,760.70180726499996,802.49354721700001,783.81944401900012,817.95302568199997,null,null,701.72413287099994,750.278704963,760.70180726499984,795.35212018999994,821.41968711700008,804.23624300000006,null,null,615.69307192999997,598.41914035000002,650.51941795499999,715.40848194000012,701.72413287099994,696.11166129100002,676.84574305600006,704.78935736200003,750.278704963,735.84031127000014]
["Return on equity before tax","–",0.10788844102990208,"–","–",null,9.4188011333239285E-2,"–","–","–",null,null,9.4188011333239285E-2,"–",0.11146774023983654,8.8239426860109521E-2,3.4758020947188509E-2,0.19707236237068462,8.6972331185183271E-2,0.11235691890757799,0.10915982304887767,0.13077171722674258,1.4920558468483388E-2,5.7330783345455764E-2,1.2677204755286673E-2,7.7163160246947776E-2,6.2448984809913385E-2,0.14170930296592102,null,null,0.10788844102990208,7.8751058772901367E-2,7.6840580916267984E-2,6.5598033305706002E-2,8.331941184909171E-2,8.6892427020223081E-2,null,null,"–","–",9.9941822601351302E-2,8.8239426860109521E-2,0.10788844102990208,0.13129647717426676,0.10078626991667032,0.11235691890757799,7.8751058772901367E-2,6.8795298120032322E-2]
["Return on equity after tax","–",9.1717114129319294E-2,"–","–",null,6.4434485779103046E-2,"–","–","–",null,null,6.4434485779103046E-2,"–",8.511779496950117E-2,7.421303327413524E-2,4.0805181518722915E-2,0.16610797469002148,7.0535058026478373E-2,8.9740863902872628E-2,8.7189862351798139E-2,0.1045104446766327,1.2043374988733589E-2,4.5875651330425933E-2,9.0307161708193823E-3,6.1809734071060544E-2,5.1810887519291804E-2,0.11360314890406015,null,null,9.1717114129319294E-2,6.297036945831827E-2,6.1764008789734537E-2,5.3069506150921188E-2,6.6205103444995958E-2,6.8213335194830096E-2,null,null,"–","–",7.9800518715592184E-2,7.421303327413524E-2,9.1717114129319294E-2,0.10802134061919182,8.1027362949857434E-2,8.9740863902872628E-2,6.297036945831827E-2,5.504131066760852E-2]
["Cost/income ratio**",0.56063153744409755,0.53027020545878745,3.0361331985310103,5.7256341526942034E-2,null,0.6143546630512069,0.56153729822177378,5.2817364829433107,9.4058515786378694E-2,null,null,0.6143546630512069,0.56153729822177378,0.51170859064324947,0.55655553819511572,0.60848298521176902,0.53688611033043376,0.48908528547864238,0.49811887593301246,0.5043913143527593,0.50547952978226152,0.54381199836645178,0.58030260315529036,0.56956082643170081,0.53787866632638814,0.47858271172287015,0.5600781010461956,null,null,0.53027020545878745,0.53240230090296492,0.53546612182143916,0.56334129546290312,0.53379536652633852,0.52377195580840008,null,null,0.56063153744409755,0.54330459454300128,0.53356914238585496,0.55655553819511572,0.53027020545878745,0.50807025097469283,0.49359474015270866,0.49811887593301246,0.53240230090296492,0.54217910717897777]
["Net interest margin (avg. interest bearing assets)",3.2938230005878456E-2,3.7128134778485013E-2,-0.41899047726065564,-0.11284985894401889,null,3.1938878964604518E-2,3.2673454628473327E-2,-7.3457566386880835E-2,-2.2482338406562663E-2,null,null,3.1938878964604518E-2,3.2673454628473327E-2,3.2544871321713784E-2,3.4546615250335207E-2,3.5435195993943965E-2,3.9194163734384349E-2,3.7327356062360713E-2,3.6619641855765835E-2,3.99098791878362E-2,3.6401296804095269E-2,3.4015035832419542E-2,3.279593144403093E-2,3.2995204516313409E-2,3.062177373127619E-2,3.2004040810178241E-2,3.1149274036876052E-2,null,null,3.7128134778485013E-2,3.5777254267888907E-2,3.1761189996489997E-2,3.6211666425475908E-2,null,null,null,null,3.2938230005878456E-2,3.3229163533780429E-2,3.3643713004172238E-2,3.4546615250335207E-2,3.7128134778485013E-2,3.7682141131415672E-2,3.6962616401529751E-2,3.6619641855765835E-2,3.5777254267888907E-2,3.4340370513140157E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.166614712944764E-2,1.4932713359477486E-2,-0.32665662300298459,-0.21875235607845001,null,8.5194986471264032E-3,1.7667226533797063E-2,-0.91477278866706602,-0.51777950937410766,null,null,8.5194986471264032E-3,1.7667226533797063E-2,1.2825862729545782E-2,7.9244303449378453E-3,1.8430687634259285E-2,4.6781202601928872E-3,2.2535404895180865E-2,1.4363732310253775E-2,1.209860185654758E-2,8.4608942652730623E-3,2.8688502854121618E-2,1.699598639654222E-2,1.9687587377448697E-2,1.2431863817675297E-2,1.8995313078560807E-2,4.8452836002193418E-3,null,null,1.4932713359477486E-2,1.6720908588751651E-2,1.4108600730086981E-2,1.0289574147279637E-2,1.7972164018404742E-2,null,null,null,1.166614712944764E-2,1.2657684543867256E-2,1.0343986613090491E-2,7.9244303449378453E-3,1.4932713359477486E-2,1.3892649421898339E-2,1.84191060394274E-2,1.4363732310253775E-2,1.6720908588751651E-2,1.8212658877100357E-2]
[]
["NPL ratio",0.17369601224994508,0.14791073414967323,2.5785278100271842,0.17432999875573141,null,0.17369601224994508,0.17726725067233523,-0.3571238422390155,-2.0146069896414875E-2,null,null,0.17369601224994508,0.17726725067233523,0.15431046793173331,0.14477110271308863,0.14791073414967323,0.15419475852275996,0.15248811195566433,0.14199852747004271,0.13866237701924081,0.13811781491103425,0.13631374804074009,0.13279597013571934,0.12206340504911987,0.11941469765064831,0.11068080542177125,0.10675367708104336,null,null,0.14791073414967323,0.13866237701924081,0.12206340504911987,0.10281390065084725,null,null,null,null,0.17369601224994508,0.17726725067233523,0.15431046793173331,0.14477110271308863,0.14791073414967323,0.15419475852275996,0.15248811195566433,0.14199852747004271,0.13866237701924081,0.13811781491103425]
["NPL coverage ratio",0.72086298620235589,0.73228058986178601,-1.141760365943012,-1.5591842549841584E-2,null,0.72086298620235589,0.70571887830803837,1.5144107894317527,2.1459122548380005E-2,null,null,0.72086298620235589,0.70571887830803837,0.77555874615188913,0.76249428492488447,0.73228058986178601,0.66046349789813608,0.66377453355609584,0.66271079827762713,0.64600911584253728,0.64354451120756462,0.63901953399957256,0.6079654930882139,0.6186849655404546,0.56156835739585775,0.56801138222162229,0.53903388235753014,null,null,0.73228058986178601,0.64600911584253728,0.6186849655404546,0.54390332532691532,null,null,null,null,0.72086298620235589,0.70571887830803837,0.77555874615188913,0.76249428492488447,0.73228058986178601,0.66046349789813608,0.66377453355609584,0.66271079827762713,0.64600911584253728,0.64354451120756462]
[]
["Number of employees",2133,2127,6,2.8208744710860323E-3,null,2133,2145,-12,-5.5944055944056048E-3,null,null,2133,2145,2152,2171,2127,2104,2027,2039,2036,2040,2050,2063,2066,2056,2070,2080,null,null,2127,2036,2066,2083,2216,2225,null,null,2133,2145,2152,2171,2127,2104,2027,2039,2036,2040]
["Business outlets",78,77,1,1.298701298701288E-2,null,78,78,0,0,null,null,78,78,78,78,77,77,76,76,76,76,76,79,79,79,79,81,null,null,77,76,79,81,84,85,null,null,78,78,78,78,77,77,76,76,76,76]
["Number of customers ",455912,463552,-7640,-1.6481430346541481E-2,null,455912,453469,2443,5.3873583420256388E-3,null,null,455912,453469,449713,459987,463552,468071,478267,477294,475838,474668,475235,475925,479399,482265,487323,513973,null,null,463552,475838,479399,538817,544239,601716,null,null,455912,453469,449713,459987,463552,468071,478267,477294,475838,474668]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Kosovo",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",39.674621999999999,39.021107999999998,0.65351400000000126,1.6747704857586365E-2,null,9.5548760000000001,9.5650150000000007,-1.0139000000000564E-2,-1.060008792458822E-3,null,null,9.5548760000000001,9.5650150000000007,9.9256869999999999,10.796858,9.9541179999999994,9.9480190000000004,10.002444999999998,9.1165260000000004,9.4099879999999967,9.9759329999999995,10.128917,9.1627279999999995,9.0084209999999931,9.4628139999999998,9.5698640000000008,10.033357000000001,null,null,39.021107999999998,38.677565999999999,38.074455999999998,38.762259999999998,34.819578,39.028205999999997,null,null,39.674621999999999,30.119745999999999,20.722545,10.796858,39.021107999999998,29.066990000000001,19.118970999999998,9.1165260000000004,38.677565999999999,29.267578]
["Net fee and commission income",9.2938259999999993,8.0249310000000005,1.2688949999999988,0.1581191165381981,null,2.4703430000000002,2.3940920000000001,7.6251000000000069E-2,3.184965322970057E-2,null,null,2.4703430000000002,2.3940920000000001,2.1530260000000001,2.2763650000000002,2.1272669999999998,2.2174930000000002,1.982305,1.6978660000000001,2.0503169999999997,2.2281519999999997,2.0026450000000002,1.7246300000000001,1.8580600000000003,2.1176819999999998,2.0526849999999999,1.831726,null,null,8.0249310000000005,8.005744,7.8601530000000004,7.8772690000000001,7.439228,6.2765009999999997,null,null,9.2938259999999993,6.8234830000000004,4.4293909999999999,2.2763650000000002,8.0249310000000005,5.8976639999999998,3.6801710000000001,1.6978660000000001,8.005744,5.9554270000000002]
["Net trading income",0.399061,5.4073000000000003E-2,0.34498800000000002,">500,0%",null,8.7753999999999999E-2,4.4285999999999999E-2,4.3468E-2,0.98152915142482944,null,null,8.7753999999999999E-2,4.4285999999999999E-2,0.18204000000000001,8.4981000000000001E-2,3.7699999999999997E-2,6.2110000000000004E-3,8.2829999999999987E-3,1.879E-3,-7.3708999999999997E-2,1.8834999999999991E-2,-3.5979999999999901E-3,0.152058,2.172399999999999E-2,4.6324999999999998E-2,5.0305000000000002E-2,1.5938999999999998E-2,null,null,5.4073000000000003E-2,9.3586000000000003E-2,0.134293,1.7349E-2,-8.9790999999999996E-2,0.20980299999999999,null,null,0.399061,0.311307,0.26702100000000001,8.4981000000000001E-2,5.4073000000000003E-2,1.6372999999999999E-2,1.0161999999999999E-2,1.879E-3,9.3586000000000003E-2,0.167295]
["Recurring other net operating income",6.4415999999999987E-2,-0.61251100000000003,0.67692700000000006,"–",null,-3.6405E-2,0.113995,-0.15040000000000001,"–",null,null,-3.6405E-2,0.113995,0.168515,-0.34950300000000001,-5.1957000000000003E-2,-0.34182899999999999,-2.8278999999999999E-2,-0.190446,-0.19231599999999996,-0.14788799999999999,-3.0340000000000006E-2,-6.3159999999999994E-2,-0.10260899999999999,-0.12335500000000001,1.4506E-2,-2.4000000000000001E-4,null,null,-0.61251100000000003,-0.43370399999999998,-0.211698,-3.4160000000000003E-2,-9.0412999999999993E-2,0.14266799999999999,null,null,6.4415999999999987E-2,0.10082100000000001,-0.18098799999999998,-0.34950300000000001,-0.61251100000000003,-0.560554,-0.218725,-0.190446,-0.43370399999999998,-0.24138799999999999]
["Operating income",49.431925,46.487601000000005,2.9443239999999946,6.3335683852560942E-2,null,12.076568,12.117388,-4.0820000000000078E-2,-3.3687127951997908E-3,null,null,12.076568,12.117388,12.429268,12.808701000000001,12.067127999999999,11.829893999999999,11.964754000000001,10.625825000000001,11.194279999999997,12.075031999999998,12.097623999999998,10.976255999999999,10.785595999999995,11.503466,11.687360000000002,11.880782,null,null,46.487601000000005,46.343192000000002,45.857203999999996,46.622717999999999,42.078602000000004,45.657177999999995,null,null,49.431925,37.355357000000005,25.237969,12.808701000000001,46.487601000000005,34.420473000000001,22.590579000000002,10.625825000000001,46.343192000000002,35.148912000000003]
["Staff expenses",-11.082856,-10.989072999999999,-9.3783000000000172E-2,8.5342048414820404E-3,null,-3.151208,-2.9699990000000001,-0.18120899999999995,6.1013151856279979E-2,null,null,-3.151208,-2.9699990000000001,-2.176094,-2.785555,-2.6655060000000002,-2.876414,-2.735754,-2.7113990000000001,-2.4906860000000006,-2.7456619999999989,-2.9796640000000001,-2.6082019999999999,-2.9156020000000002,-2.6979700000000002,-2.6729699999999998,-2.6341160000000001,null,null,-10.989072999999999,-10.824214,-10.920658,-10.787219,-9.3956569999999999,-9.6757069999999992,null,null,-11.082856,-7.931648,-4.9616490000000004,-2.785555,-10.989072999999999,-8.3235670000000006,-5.4471530000000001,-2.7113990000000001,-10.824214,-8.3335279999999994]
["Other administrative expenses",-12.517034000000001,-11.712987999999999,-0.80404600000000137,6.8645677772401159E-2,null,-4.5457650000000003,-2.6282619999999999,-1.9175030000000004,0.72957072011846624,null,null,-4.5457650000000003,-2.6282619999999999,-2.6788069999999999,-2.6642000000000001,-3.850851,-2.5021969999999998,-2.7708900000000001,-2.5890499999999999,-3.8060969999999994,-2.6937800000000003,-2.4170239999999996,-2.3561730000000001,-3.0872049999999995,-2.7343359999999999,-2.9420730000000002,-3.3057940000000001,null,null,-11.712987999999999,-11.273073999999999,-12.069407999999999,-12.177471000000001,-11.581794,-11.744745999999999,null,null,-12.517034000000001,-7.9712690000000004,-5.3430070000000001,-2.6642000000000001,-11.712987999999999,-7.8621369999999997,-5.3599399999999999,-2.5890499999999999,-11.273073999999999,-7.466977]
["Depreciation on intangible and tangible fixed ass.",-2.6100110000000001,-2.5628649999999999,-4.7146000000000132E-2,1.8395818741915759E-2,null,-0.71897699999999998,-0.68999699999999997,-2.8980000000000006E-2,4.2000182609489567E-2,null,null,-0.71897699999999998,-0.68999699999999997,-0.63540300000000005,-0.56563399999999997,-0.62603399999999998,-0.69768699999999995,-0.60130499999999998,-0.63783900000000004,-0.69958499999999979,-0.73154600000000036,-0.78651799999999994,-0.88470199999999999,-1.080219,-0.91927499999999995,-0.75780199999999998,-0.80934600000000001,null,null,-2.5628649999999999,-3.1023510000000001,-3.5666419999999999,-3.3189350000000002,-3.340182,-2.830603,null,null,-2.6100110000000001,-1.8910340000000001,-1.2010369999999999,-0.56563399999999997,-2.5628649999999999,-1.936831,-1.239144,-0.63783900000000004,-3.1023510000000001,-2.4027660000000002]
["General administrative expenses",-26.209901000000002,-25.264925999999999,-0.94497500000000301,3.7402642699210897E-2,null,-8.4159500000000005,-6.2882579999999999,-2.1276920000000006,0.33835952659703228,null,null,-8.4159500000000005,-6.2882579999999999,-5.4903040000000001,-6.0153889999999999,-7.1423909999999999,-6.0762979999999995,-6.1079489999999996,-5.938288,-6.9963679999999977,-6.1709880000000004,-6.1832059999999993,-5.8490770000000003,-7.0830260000000003,-6.3515810000000004,-6.3728449999999999,-6.7492560000000008,null,null,-25.264925999999999,-25.199638999999998,-26.556708,-26.283625000000001,-24.317633000000001,-24.251055999999998,null,null,-26.209901000000002,-17.793951,-11.505693000000001,-6.0153889999999999,-25.264925999999999,-18.122535000000003,-12.046237,-5.938288,-25.199638999999998,-18.203271000000001]
["Operating result",23.222023999999998,21.222675000000006,1.9993489999999916,9.4208152365335307E-2,null,3.6606179999999995,5.8291300000000001,-2.1685120000000007,-0.37201297620742724,null,null,3.6606179999999995,5.8291300000000001,6.9389640000000004,6.7933120000000011,4.9247369999999986,5.7535959999999999,5.8568050000000014,4.6875370000000007,4.1979119999999996,5.9040439999999981,5.9144179999999986,5.127178999999999,3.7025699999999944,5.1518849999999992,5.3145150000000019,5.1315259999999991,null,null,21.222675000000006,21.143553000000004,19.300495999999995,20.339092999999998,17.760969000000003,21.406121999999996,null,null,23.222023999999998,19.561406000000005,13.732275999999999,6.7933120000000011,21.222675000000006,16.297937999999998,10.544342000000002,4.6875370000000007,21.143553000000004,16.945641000000002]
["Net provisioning for impairment losses",-1.621289,-2.5634160000000001,0.94212700000000016,-0.3675279392810219,null,-0.66709300000000005,-0.86341500000000004,0.196322,-0.22737849122380316,null,null,-0.66709300000000005,-0.86341500000000004,-9.9279999999999993E-2,8.4989999999999996E-3,-1.667106,-1.177322,-0.34347299999999997,0.62448499999999996,-0.96956100000000056,-0.98099699999999967,-1.1757040000000003,-1.2654319999999999,-0.58429000000000064,-0.94655699999999998,-1.7162599999999999,-1.4506049999999999,null,null,-2.5634160000000001,-4.3916940000000002,-4.6977120000000001,-5.826085,-5.7559469999999999,-12.886778,null,null,-1.621289,-0.95419600000000004,-9.0781000000000001E-2,8.4989999999999996E-3,-2.5634160000000001,-0.89631000000000005,0.28101199999999998,0.62448499999999996,-4.3916940000000002,-3.4221330000000001]
["Other results",0.10189000000000001,-0.250579,0.35246899999999998,"–",null,-9.6453000000000011E-2,-0.13273699999999999,3.6283999999999983E-2,-0.27335256936649155,null,null,-9.6453000000000011E-2,-0.13273699999999999,0.22384700000000002,0.10723299999999999,-3.1271999999999994E-2,-0.10212899999999998,-3.1013999999999986E-2,-8.6164000000000004E-2,0.3082769999999998,0.20829700000000007,0.15979899999999997,0.12301400000000001,-0.22725499999999998,-0.25769399999999998,-0.16934600000000002,0.58382000000000001,null,null,-0.250579,0.79938699999999985,-7.0474999999999954E-2,-0.533169,-0.23974500000000001,-1.186242,null,null,0.10189000000000001,0.19834299999999999,0.33107999999999999,0.10723299999999999,-0.250579,-0.21930699999999997,-0.11717799999999999,-8.6164000000000004E-2,0.79938699999999985,0.49111000000000005]
["Net income from derivatives",0.157751,0.111222,4.6529000000000001E-2,0.4183434931937926,null,4.0873E-2,-9.4353000000000006E-2,0.13522600000000001,"–",null,null,4.0873E-2,-9.4353000000000006E-2,0.177485,3.3745999999999998E-2,7.6188000000000006E-2,6.5821000000000005E-2,-2.2040999999999998E-2,-8.7460000000000003E-3,0.19278099999999987,0.19134800000000007,0.48439699999999997,0.36673800000000001,-0.10192599999999999,-0.23332800000000001,-0.18237800000000001,-5.3977999999999998E-2,null,null,0.111222,1.2352639999999999,-0.51763199999999998,0,0,0,null,null,0.157751,0.116878,0.211231,3.3745999999999998E-2,0.111222,3.5034000000000003E-2,-3.0786999999999998E-2,-8.7460000000000003E-3,1.2352639999999999,1.042483]
["Net income from financial investments",-5.5861000000000001E-2,-0.36180099999999998,0.30593999999999999,-0.84560296958825432,null,-0.137326,-3.8384000000000001E-2,-9.8942000000000002E-2,2.5776886202584408,null,null,-0.137326,-3.8384000000000001E-2,4.6362E-2,7.3486999999999997E-2,-0.10746,-0.16794999999999999,-8.9729999999999949E-3,-7.7418000000000001E-2,0.11549599999999999,1.6948999999999992E-2,-0.324598,-0.243724,-0.12532899999999997,-2.4365999999999999E-2,1.3032E-2,0.63779799999999998,null,null,-0.36180099999999998,-0.43587700000000001,0.44715700000000003,-0.533169,-0.23974500000000001,-1.186242,null,null,-5.5861000000000001E-2,8.1464999999999996E-2,0.119849,7.3486999999999997E-2,-0.36180099999999998,-0.25434099999999998,-8.6390999999999996E-2,-7.7418000000000001E-2,-0.43587700000000001,-0.551373]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",21.702625000000001,18.40868,3.2939450000000008,0.17893433967019901,null,2.8970720000000001,4.8329779999999998,-1.9359059999999997,-0.40056172405502355,null,null,2.8970720000000001,4.8329779999999998,7.0635310000000002,6.9090439999999997,3.226359,4.474145,5.4823180000000002,5.2258579999999997,3.5366279999999986,5.1313440000000003,4.8985129999999995,3.9847610000000002,2.8910250000000008,3.9476339999999999,3.428909,4.2647409999999999,null,null,18.40868,17.551245999999999,14.532309,13.979839,11.765276999999999,7.3331020000000002,null,null,21.702625000000001,18.805553,13.972575000000001,6.9090439999999997,18.40868,15.182321,10.708176,5.2258579999999997,17.551245999999999,14.014618]
["Income taxes",-2.2784149999999999,-2.0870690000000001,-0.19134599999999979,9.1681683739253339E-2,null,-0.21728500000000001,-0.50126400000000004,0.28397900000000004,-0.5665258227201635,null,null,-0.21728500000000001,-0.50126400000000004,-0.77487799999999996,-0.78498800000000002,-0.329044,-0.45325799999999999,-0.68288899999999997,-0.62187800000000004,-0.32549200000000011,-0.55717799999999995,-0.53518599999999994,-0.40439000000000003,-0.30538500000000002,-0.42945299999999997,-0.43898999999999999,-0.42269299999999999,null,null,-2.0870690000000001,-1.822246,-1.5965210000000001,-1.3911450000000001,-1.4961089999999999,-0.308641,null,null,-2.2784149999999999,-2.0611299999999999,-1.559866,-0.78498800000000002,-2.0870690000000001,-1.7580249999999999,-1.304767,-0.62187800000000004,-1.822246,-1.4967539999999999]
["Profit/loss after tax",19.424209999999999,16.321611000000001,3.1025989999999979,0.19009146829929957,null,2.6797870000000001,4.3317139999999998,-1.6519269999999997,-0.38135643304243994,null,null,2.6797870000000001,4.3317139999999998,6.288653,6.1240560000000004,2.8973149999999999,4.0208870000000001,4.7994289999999999,4.60398,3.2111359999999998,4.574166,4.363327,3.580371,2.5856399999999997,3.5181809999999998,2.989919,3.8420480000000001,null,null,16.321611000000001,15.728999999999999,12.935788000000001,12.588694,10.269168000000001,7.0244609999999996,null,null,19.424209999999999,16.744423000000001,12.412709,6.1240560000000004,16.321611000000001,13.424296,9.4034089999999999,4.60398,15.728999999999999,12.517863999999999]
[]
[]
["Risk-weighted assets (total RWA)",472.15870308771719,523.72529209153606,-51.566589003818876,-9.8461139422699739E-2,null,472.15870308771719,492.79835582955008,-20.63965274183289,-4.1882551955939928E-2,null,null,472.15870308771719,492.79835582955008,485.98888728190332,498.01524118613679,523.72529209153606,"–","–","–","–","–","–","–","–","–","–","–",null,null,523.72529209153606,"–","–","–","–","–",null,null,472.15870308771719,492.79835582955008,485.98888728190332,498.01524118613679,523.72529209153606,"–","–","–","–","–"]
["Assets",847.52416400000004,777.80745000000002,69.716714000000024,8.9632355668488373E-2,null,847.52416400000004,829.92402600000003,17.600138000000015,2.1206926716928143E-2,null,null,847.52416400000004,829.92402600000003,818.32183899999995,801.57978400000002,777.80745000000002,781.97908399999994,734.09226200000001,716.58480499999996,699.18851800000004,654.23242800000003,623.50112899999999,628.29695400000003,628.928358,649.35017300000004,635.21430899999996,649.83735899999999,null,null,777.80745000000002,699.18851800000004,628.928358,680.34296199999994,673.09777799999995,672.11316399999998,null,null,847.52416400000004,829.92402600000003,818.32183899999995,801.57978400000002,777.80745000000002,781.97908399999994,734.09226200000001,716.58480499999996,699.18851800000004,654.23242800000003]
["Loans and advances to customers",488.46064100000001,487.73418600000002,0.72645499999998719,1.4894485989547235E-3,null,488.46064100000001,489.94368900000001,-1.4830479999999966,-3.0269764327957027E-3,null,null,488.46064100000001,489.94368900000001,490.82315899999998,490.60101200000003,487.73418600000002,482.64930199999998,488.46796000000001,457.00607600000001,457.84694500000001,453.61366400000003,462.20803100000001,444.37257,428.29904099999999,426.71923600000002,428.14600899999999,422.86838999999998,null,null,487.73418600000002,457.84694500000001,428.29904099999999,428.47309799999999,386.465845,371.53588000000002,null,null,488.46064100000001,489.94368900000001,490.82315899999998,490.60101200000003,487.73418600000002,482.64930199999998,488.46796000000001,457.00607600000001,457.84694500000001,453.61366400000003]
["  Hereof corporate %",0.37672016853452067,0.3935599113407236,-1.6839742806202929,-4.278825744430037E-2,null,0.37672016853452067,0.38654648126307428,-0.982631272855361,-2.5420779142640959E-2,null,null,0.37672016853452067,0.38654648126307428,0.38020745064313477,0.39901011251888735,0.3935599113407236,0.40536129688632594,0.41490947206367662,0.38902115070699289,0.3942037405508827,0.3936430533449144,0.39829038008861811,0.38983466592254706,0.37679985243953407,0.36239773715255236,0.34511358274980963,0.34172602325075435,null,null,0.3935599113407236,0.3942037405508827,0.37679985243953407,0.33838538250951633,0.29886458317161146,0.27,null,null,0.37672016853452067,0.38654648126307428,0.38020745064313477,0.39901011251888735,0.3935599113407236,0.40536129688632594,0.41490947206367662,0.38902115070699289,0.3942037405508827,0.3936430533449144]
["  Hereof retail % ",0.62327983146547927,0.60644008865927634,1.6839742806202929,2.7768188681972505E-2,null,0.62327983146547927,0.61345351873692566,0.982631272855361,1.6018023254289249E-2,null,null,0.62327983146547927,0.61345351873692566,0.61979254935686523,0.60098988748111271,0.60644008865927634,0.59463870311367406,0.58509052793632332,0.61097884929300705,0.6057962594491173,0.60635474213758833,0.60170961991138194,0.61016533407745299,0.62320014756046593,0.63760460631000726,0.65488641725019037,0.65827397674924559,null,null,0.60644008865927634,0.6057962594491173,0.62320014756046593,0.66161461749048367,0.70113541682838854,0.72899999999999998,null,null,0.62327983146547927,0.61345351873692566,0.61979254935686523,0.60098988748111271,0.60644008865927634,0.59463870311367406,0.58509052793632332,0.61097884929300705,0.6057962594491173,0.60635474213758833]
["  Hereof FCY % ",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Deposits from customers",675.19613600000002,604.21607500000005,70.980060999999978,0.11747463190217178,null,675.19613600000002,656.94532000000004,18.250815999999986,2.778133193794563E-2,null,null,675.19613600000002,656.94532000000004,631.92475400000001,619.47900600000003,604.21607500000005,613.42428299999995,579.91724699999997,563.940921,557.66471799999999,515.25239899999997,499.97752500000001,507.99447300000003,513.86652300000003,524.21033199999999,521.09506999999996,523.53724599999998,null,null,604.21607500000005,557.66471799999999,513.86652300000003,557.27581999999995,550.20225100000005,547.81034299999999,null,null,675.19613600000002,656.94532000000004,631.92475400000001,619.47900600000003,604.21607500000005,613.42428299999995,579.91724699999997,563.940921,557.66471799999999,515.25239899999997]
["Loan/deposit ratio*",0.69100227344902931,0.76725907201326948,-7.6256798564240169,-9.9388591605888976E-2,null,0.69100227344902931,0.71007938073141319,-1.9077107282383876,-2.6866161446250758E-2,null,null,0.69100227344902931,0.71007938073141319,0.7404399543430451,0.75350358362265468,0.76725907201326948,0.7491578483859922,0.80363768004989178,0.76905550714593385,0.77709650801326113,0.88037176513951565,0.92445761636985579,0.87475867084876724,0.83348305801193434,0.81402294070006997,0.82162744122679954,0.8077140513513722,null,null,0.76725907201326948,0.77709650801326113,0.83348305801193434,0.76887078646261742,0.70240687728484041,0.67821990721339853,null,null,0.69100227344902931,0.71007938073141319,0.7404399543430451,0.75350358362265468,0.76725907201326948,0.7491578483859922,0.80363768004989178,0.76905550714593385,0.77709650801326113,0.88037176513951565]
[]
["Equity",127.584621,124.21016300000001,3.37445799999999,2.7167326074598153E-2,null,127.584621,124.95458599999999,2.6300350000000066,2.1047926964441466E-2,null,null,127.584621,124.95458599999999,136.622872,130.33421899999999,124.21016300000001,121.312848,112.291961,112.49253199999998,107.888552,104.67741600000001,107.60325,103.239923,99.659552000000005,97.16270200000001,93.644521000000012,102.65460200000001,null,null,124.21016300000001,107.888552,99.659552000000005,99.254996000000006,91.521382999999986,81.299865999999994,null,null,127.584621,124.95458599999999,136.622872,130.33421899999999,124.21016300000001,121.312848,112.291961,112.49253199999998,107.888552,104.67741600000001]
["Return on equity before tax",0.18387730779527317,0.17221696964659294,1.1660338148680227,6.7707254242183268E-2,null,0.10707382928165926,0.16631724770827247,-5.9243418426613212,-0.35620730407064383,null,null,0.10707382928165926,0.16631724770827247,0.22745516327834647,0.23005270253171919,0.1195867462417962,0.16979719852544681,0.20808020969867771,0.20898405515505411,0.15350022534831756,0.21400763085620503,0.19660987438514671,0.171035094149736,0.13327584834432182,0.18189231018361698,0.14777781031647938,0.18394510692906149,null,null,0.17221696964659294,0.19623122371009713,0.16762562395010563,0.1569113937363292,0.1514451241536626,9.8922766561092279E-2,null,null,0.18387730779527317,0.20726140515523481,0.22928694574795108,0.23005270253171919,0.17221696964659294,0.18990925149316767,0.2196007196255545,0.20898405515505411,0.19623122371009713,0.20892006869252505]
["Return on equity after tax",0.16457324590228245,0.1526920119297254,1.1881233972557053,7.781175860087064E-2,null,9.9043122072633952E-2,0.14906725218682804,-5.0024130114194083,-0.33558095007680266,null,null,9.9043122072633952E-2,0.14906725218682804,0.20250305334766189,0.20391469981311308,0.10739055191550283,0.15259571341281702,0.18216130344024462,0.18411491668024008,0.13937289972937364,0.19076998712286758,0.17512930421360914,0.15367774656396821,0.11919764253612894,0.16210471126100032,0.12885838698070953,0.16571368113247367,null,null,0.1526920119297254,0.1758576523704424,0.1492102552172741,0.14129701499853933,0.13218689391799437,9.4759232275849536E-2,null,null,0.16457324590228245,0.18454509896590823,0.20368988071762753,0.20391469981311308,0.1526920119297254,0.16791885807069454,0.19284286916216317,0.18411491668024008,0.1758576523704424,0.18660751272447715]
["Cost/income ratio**",0.53022213883032066,0.54347665735644224,-1.3254518526121584,-2.4388386045122279E-2,null,0.69688259114675621,0.51894500696024581,17.793758418651041,0.34288331480206624,null,null,0.69688259114675621,0.51894500696024581,0.44172384085691935,0.46963302523807843,0.59188822725672585,0.51363925999675053,0.51049515936558321,0.55885430072488484,0.62499490811378666,0.51105355248748008,0.51110912357666272,0.53288452820342391,0.65671159943317026,0.55214497960875453,0.54527669208443985,0.56808179798265812,null,null,0.54347665735644224,0.54376140081157975,0.57911747083402654,0.56375145267163529,0.57790971762797627,0.53115538590668043,null,null,0.53022213883032066,0.47634268359421644,0.45588822935791706,0.46963302523807843,0.54347665735644224,0.52650453118410068,0.53324162253654495,0.55885430072488484,0.54376140081157975,0.51789002743527313]
["Net interest margin (avg. interest bearing assets)",4.9136173640868072E-2,5.3066745325071142E-2,-0.39305716842030702,-7.4068452099814164E-2,null,4.623738257571619E-2,4.6841012701020757E-2,-6.0363012530456617E-2,-1.2886786397156902E-2,null,null,4.623738257571619E-2,4.6841012701020757E-2,4.9587317862358121E-2,5.5013321309636869E-2,5.1375523364117444E-2,5.2782839663590833E-2,5.5871961544864381E-2,5.236109686016141E-2,5.6928859002996261E-2,6.2560650179970978E-2,6.5626149434586736E-2,5.8678997093304541E-2,5.7278470318699717E-2,5.9878413062379156E-2,6.0598110169154701E-2,6.1338792389427972E-2,null,null,5.3066745325071142E-2,6.0688201791971291E-2,5.9642676859842841E-2,5.7476785370775392E-2,null,null,null,null,4.9136173640868072E-2,5.0158878110349928E-2,5.2273571764187024E-2,5.5013321309636869E-2,5.3066745325071142E-2,5.3581364106185143E-2,5.4151148193663894E-2,5.236109686016141E-2,6.0688201791971291E-2,6.1963642601493577E-2]
["Provisioning ratio (avg. loans and advances to customers)",3.3146323578473187E-3,5.4064313689889303E-3,-0.20917990111416115,-0.38690938039833178,null,5.4545384115378959E-3,7.0427747574110496E-3,-0.15882363458731538,-0.225512869654374,null,null,5.4545384115378959E-3,7.0427747574110496E-3,8.0927291528873509E-4,-6.9810329512532885E-5,1.3743894207729965E-2,9.6987010411107265E-3,2.9062500876544427E-3,-5.4608553344876586E-3,8.5099541586442871E-3,8.569327460625397E-3,1.0374843659378062E-2,1.1600533204465614E-2,5.4669240713786579E-3,8.8580697885314082E-3,1.613378106896168E-2,1.3631239829815506E-2,null,null,5.4064313689889303E-3,9.9118972931848282E-3,1.0966070875000757E-2,5.5524233421302468E-3,1.5187160688849354E-2,null,null,null,3.3146323578473187E-3,2.6073665761634853E-3,3.7133625685724153E-4,-6.9810329512532885E-5,5.4064313689889303E-3,2.5386044596455259E-3,-1.1878160156422771E-3,-5.4608553344876586E-3,9.9118972931848282E-3,1.0347609177486564E-2]
[]
["NPL ratio",7.5357792307773883E-2,0.10192072427336475,-2.656293196559087,-0.26062346156749827,null,7.5357792307773883E-2,9.0929525464302885E-2,-1.5571733156529002,-0.171250571000089,null,null,7.5357792307773883E-2,9.0929525464302885E-2,9.137364286431339E-2,0.10111824082417505,0.10192072427336475,0.10783903713176819,9.7546135881665594E-2,8.8902019324574574E-2,9.2910848187487627E-2,8.7777847450380156E-2,8.3137895542104948E-2,8.4886652657251108E-2,8.0585046185055548E-2,8.5088753767828748E-2,8.8482567170210372E-2,9.8640650345134584E-2,null,null,0.10192072427336475,9.2910848187487627E-2,8.0585046185055548E-2,9.1801376057453199E-2,null,null,null,null,7.5357792307773883E-2,9.0929525464302885E-2,9.137364286431339E-2,0.10111824082417505,0.10192072427336475,0.10783903713176819,9.7546135881665594E-2,8.8902019324574574E-2,9.2910848187487627E-2,8.7777847450380156E-2]
["NPL coverage ratio",0.59456886611189574,0.48543324243393954,10.91356236779562,0.22482107556284214,null,0.59456886611189574,0.52631374394647279,6.825512216542295,0.12968523613619465,null,null,0.59456886611189574,0.52631374394647279,0.51078680751708483,0.47993038693586487,0.48543324243393954,0.44377291183158701,0.47062904546034751,0.57358883902027735,0.57565222346354217,0.60694190412186122,0.68850336832148984,0.69950672431756056,0.76981638266910335,0.74077410762640494,0.73828247146815373,0.64575862114350602,null,null,0.48543324243393954,0.57565222346354217,0.76981638266910335,0.68717776949552078,null,null,null,null,0.59456886611189574,0.52631374394647279,0.51078680751708483,0.47993038693586487,0.48543324243393954,0.44377291183158701,0.47062904546034751,0.57358883902027735,0.57565222346354217,0.60694190412186122]
[]
["Number of employees",715,705,10,1.4184397163120588E-2,null,715,718,-3,-4.1782729805014407E-3,null,null,715,718,723,712,705,707,702,700,699,701,704,698,688,697,708,714,null,null,705,699,688,720,693,668,null,null,715,718,723,712,705,707,702,700,699,701]
["Business outlets",52,52,0,0,null,52,53,-1,-1.8867924528301883E-2,null,null,52,53,53,52,52,54,54,54,54,51,52,52,52,54,54,54,null,null,52,54,52,54,52,51,null,null,52,53,53,52,52,54,54,54,54,51]
["Number of customers ",283552,278432,5120,1.838869095506257E-2,null,283552,281154,2398,8.5291334997901203E-3,null,null,283552,281154,276420,281871,278432,270403,262458,253830,251035,246190,243527,258799,273486,269087,262318,257216,null,null,278432,251035,273486,252343,266122,276797,null,null,283552,281154,276420,281871,278432,270403,262458,253830,251035,246190]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Serbia",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",88.636833447000001,99.618741422999989,-10.981907975999988,-0.11023937683943152,null,19.448012275,23.511940658,-4.0639283830000004,-0.17284529771970303,null,null,19.448012275,23.511940658,22.997175919,22.725499800000001,23.795815708999999,25.323435393,25.107586601000005,25.391903719999998,27.353865119999988,28.302919512999999,30.184183185999998,24.543704638000001,24.231964557999994,21.230888635000007,22.030750268999999,23.077282607999997,null,null,99.618741422999989,110.38467245699999,90.57088607,104.462469885,102.983042262,121.144367,null,null,88.636833447000001,69.188821172000004,45.722675718999994,22.725499800000001,99.618741422999989,75.822925714000007,50.499490321000003,25.391903719999998,110.38467245699999,83.030807336999999]
["Net fee and commission income",37.038848450000003,35.749319356000001,1.2895290940000024,3.607143065182794E-2,null,9.618668937999999,9.4332898450000009,0.18537909299999811,1.965158455279048E-2,null,null,9.618668937999999,9.4332898450000009,9.4573810050000002,8.5295086620000014,9.2654928139999999,9.0346794460000002,9.2094754190000003,8.2396716770000005,8.973989607,9.1988893770000004,9.0608997130000013,8.28138693,9.1975322410000029,8.5462429959999984,8.8860769180000005,8.393899395,null,null,35.749319356000001,35.515165627000002,35.02375155,34.915051432999995,33.499391095,38.478647000000002,null,null,37.038848450000003,27.420179511999997,17.986889667,8.5295086620000014,35.749319356000001,26.483826541999999,17.449147096000001,8.2396716770000005,35.515165627000002,26.541176020000002]
["Net trading income",3.8064787140000003,1.590316064,2.2161626500000002,1.3935359770094107,null,0.39855911799999999,1.343685966,-0.94512684800000002,-0.70338373095726747,null,null,0.39855911799999999,1.343685966,0.67527747800000004,1.388956152,0.81432545499999998,-0.217026684,0.48522567599999999,0.50779161699999997,0.6913321240000001,0.94834578799999991,0.16230216899999994,1.218643406,1.0633972679999999,1.1571935789999999,-2.0715334269999999,0.46369539500000001,null,null,1.590316064,3.0206234869999999,0.61275281500000001,3.4430861430000004,0.36097995299999996,2.0890749999999998,null,null,3.8064787140000003,3.4079195959999997,2.0642336299999999,1.388956152,1.590316064,0.77599060900000005,0.99301729299999997,0.50779161699999997,3.0206234869999999,2.3292913629999998]
["Recurring other net operating income",3.8695806300000002,5.2045098279999999,-1.3349291979999998,-0.25649470211741132,null,1.081368565,1.3671864990000002,-0.28581793400000022,-0.20905555621640193,null,null,1.081368565,1.3671864990000002,7.3333389999999998E-2,1.3018969710000001,1.1501830740000001,1.309695174,1.411318386,1.333313194,-1.0694347480000004,-1.0470891979999997,1.8841832299999999,1.650545597,1.2742066760000006,1.7665316680000001,1.525971057,0.738732956,null,null,5.2045098279999999,1.4182048810000001,5.3054423570000004,4.2952254429999996,3.9596562200000003,-0.172652,null,null,3.8695806300000002,2.7882120649999997,1.3752303609999998,1.3018969710000001,5.2045098279999999,4.0543267539999999,2.7446315800000001,1.333313194,1.4182048810000001,2.4876396290000002]
["Operating income",133.35174124100001,142.162886671,-8.8111454299999821,-6.1979224228832286E-2,null,30.546608896000002,35.656102968000006,-5.1094940720000039,-0.14329928530287173,null,null,30.546608896000002,35.656102968000006,33.203167792000002,33.945861585000003,35.025817052000001,35.450783329000004,36.213606081999998,35.472680208,35.949752102999987,37.403065479999995,41.291568297999994,35.694280571,35.767100743,32.700856878000003,30.371264817,32.673610353999997,null,null,142.162886671,150.33866645200001,131.51283279199998,147.11583290399997,140.80306952999999,161.53943700000002,null,null,133.35174124100001,102.80513234499999,67.149029377000005,33.945861585000003,142.162886671,107.13706961900002,71.686286289999998,35.472680208,150.33866645200001,114.38891434899999]
["Staff expenses",-31.269393385000001,-32.366542475999999,1.0971490909999986,-3.3897630301832238E-2,null,-8.3871777590000001,-8.0209716489999998,-0.36620611000000025,4.5656078343782269E-2,null,null,-8.3871777590000001,-8.0209716489999998,-7.1121271320000004,-7.7491168449999996,-9.3539653149999999,-7.2657021770000005,-8.0684534180000007,-7.6784215659999999,-8.2361815079999925,-8.9411856170000039,-9.077154822999999,-8.4757861939999994,-9.6477448479999985,-8.8169930670000021,-7.3689783000000002,-9.5513454099999997,null,null,-32.366542475999999,-34.730308141999998,-35.385061624999999,-36.624213498000003,-37.984274323000001,-41.304665,null,null,-31.269393385000001,-22.882215625999997,-14.861243976999999,-7.7491168449999996,-32.366542475999999,-23.012577160999999,-15.746874984,-7.6784215659999999,-34.730308141999998,-26.494126634000001]
["Other administrative expenses",-31.853419554000002,-32.074331481000002,0.22091192699999951,-6.887499031144606E-3,null,-8.7215161030000008,-7.7989014349999994,-0.92261466800000136,0.11830059344762089,null,null,-8.7215161030000008,-7.7989014349999994,-8.0919283370000006,-7.2410736789999994,-9.9625242620000005,-7.7445063669999996,-7.4969028209999999,-6.8703980309999997,-8.0362161189999988,-7.0862632630000002,-7.3914593950000009,-6.8474920179999996,-9.0566599560000007,-7.7990602120000005,-7.2603609579999997,-7.2203194249999996,null,null,-32.074331481000002,-29.361430795,-31.336400551000001,-30.428956412999998,-30.955752921999999,-34.501817000000003,null,null,-31.853419554000002,-23.131903451000003,-15.333002016,-7.2410736789999994,-32.074331481000002,-22.111807218999999,-14.367300852,-6.8703980309999997,-29.361430795,-21.325214676000002]
["Depreciation on intangible and tangible fixed ass.",-9.8521545059999998,-9.7158574690000012,-0.13629703699999851,1.4028307582205191E-2,null,-3.0255207730000002,-2.2117623979999999,-0.81375837500000037,0.36792305345992249,null,null,-3.0255207730000002,-2.2117623979999999,-2.2753214819999998,-2.3395498530000003,-2.375808658,-2.4039334380000001,-2.4361373609999997,-2.4999780120000001,-2.6676925730000001,-2.7164810249999993,-2.695637595,-2.8189329220000001,-2.8405740009999998,-2.7372218309999989,-2.8379605529999998,-3.090181388,null,null,-9.7158574690000012,-10.898744115,-11.505937772999999,-13.765639041,-13.196483082,-12.445736999999999,null,null,-9.8521545059999998,-6.8266337330000004,-4.6148713350000001,-2.3395498530000003,-9.7158574690000012,-7.340048811,-4.9361153729999998,-2.4999780120000001,-10.898744115,-8.2310515419999994]
["General administrative expenses",-72.974967445000004,-74.156731426000007,1.1817639810000031,-1.5936031136691509E-2,null,-20.134214635000003,-18.031635481999999,-2.1025791530000042,0.11660501650551303,null,null,-20.134214635000003,-18.031635481999999,-17.479376950999999,-17.329740377,-21.692298234999999,-17.414141982,-18.0014936,-17.048797609000001,-18.9400902,-18.743929905000002,-19.164251813,-18.142211134,-21.544978805,-19.353275109999998,-17.467299811,-19.861846223000001,null,null,-74.156731426000007,-74.990483052000002,-78.227399949000002,-80.818808951999998,-82.136510326999996,-88.252218999999997,null,null,-72.974967445000004,-52.840752810000005,-34.809117327999999,-17.329740377,-74.156731426000007,-52.464433190999998,-35.050291209000001,-17.048797609000001,-74.990483052000002,-56.050392852000002]
["Operating result",60.376773796000009,68.006155244999988,-7.6293814489999789,-0.11218663107058846,null,10.412394260999999,17.624467486000007,-7.2120732250000081,-0.40920800760243781,null,null,10.412394260999999,17.624467486000007,15.723790841000003,16.616121208000003,13.333518817000002,18.036641347000003,18.212112481999998,18.423882598999999,17.009661902999987,18.659135574999993,22.127316484999994,17.552069437,14.222121938000001,13.347581768000005,12.903965006,12.811764130999997,null,null,68.006155244999988,75.348183400000011,53.285432842999981,66.297023951999975,58.666559202999991,73.287218000000024,null,null,60.376773796000009,49.964379534999985,32.339912049000006,16.616121208000003,68.006155244999988,54.672636428000018,36.635995080999997,18.423882598999999,75.348183400000011,58.338521496999988]
["Net provisioning for impairment losses",-8.346800309999999,-19.339697079,10.992896769000001,-0.56841101099440861,null,0.48279961599999999,-5.5916879230000003,6.0744875390000006,"–",null,null,0.48279961599999999,-5.5916879230000003,1.5487393309999999,-4.7866513340000001,-6.8998487070000003,-4.6747967019999992,-5.0837490079999998,-2.6813026619999998,-8.4938182869999981,-5.1023640100000005,-4.9978561510000006,-3.956899232,-6.4836199260000011,-2.3283645849999997,-4.3132849699999998,-2.1381342110000001,null,null,-19.339697079,-22.550937680000001,-15.263403692000001,-18.297105246000001,-32.362379039000004,-36.530842999999997,null,null,-8.346800309999999,-8.8295999260000002,-3.2379120029999999,-4.7866513340000001,-19.339697079,-12.439848372,-7.7650516700000001,-2.6813026619999998,-22.550937680000001,-14.057119393000001]
["Other results",-3.957794528,-0.36487820500000001,-3.5929163229999999,">500,0%",null,6.6915159999999998E-3,2.7213431E-2,-2.0521915000000002E-2,-0.75410979967943037,null,null,6.6915159999999998E-3,2.7213431E-2,-1.1804966000000002E-2,-3.9798945090000002,-0.197030595,-1.8672245999999997E-2,6.4634169999999991E-3,-0.155638781,-6.3639910000001798E-3,-0.96604477899999974,-2.6226275090000009,4.3756305540000007,2.2336682800000007,2.7748580079999994,2.6992133750000002,5.0781119409999995,null,null,-0.36487820500000001,0.780594275,12.785851603999999,5.9231385690000007,0.89866894799999997,-0.47137499999999999,null,null,-3.957794528,-3.964486044,-3.9916994749999999,-3.9798945090000002,-0.36487820500000001,-0.16784760999999998,-0.149175364,-0.155638781,0.780594275,0.78695826600000007]
["Net income from derivatives",-3.0055990000000003E-3,1.0192717E-2,-1.3198316000000002E-2,"–",null,2.4409549999999999E-3,-3.5595039999999998E-3,6.0004589999999997E-3,"–",null,null,2.4409549999999999E-3,-3.5595039999999998E-3,4.5386419999999999E-3,-6.4256920000000002E-3,4.6545843999999996E-2,-2.7897941999999998E-2,-5.6597080000000003E-3,-2.7954770000000002E-3,-4.8668971000000005E-2,-1.7127990999999999E-2,2.4199999999999998E-3,2.7989999999999998E-3,5.6369999999999996E-3,-1.16E-3,1.16E-3,0,null,null,1.0192717E-2,-6.0577961999999999E-2,5.6369999999999996E-3,0,0,0,null,null,-3.0055990000000003E-3,-5.4465540000000002E-3,-1.8870499999999999E-3,-6.4256920000000002E-3,1.0192717E-2,-3.6353126999999999E-2,-8.4551850000000005E-3,-2.7954770000000002E-3,-6.0577961999999999E-2,-1.1908991000000001E-2]
["Net income from financial investments",-3.312929E-3,-0.37507092200000003,0.37175799300000001,-0.99116719317420188,null,3.5609999999999999E-6,-1.6065000000000003E-5,1.9626000000000001E-5,"–",null,null,3.5609999999999999E-6,-1.6065000000000003E-5,-9.6080000000000002E-6,-3.2908170000000001E-3,-0.24357643900000001,9.2256960000000002E-3,1.2123125000000012E-2,-0.15284330400000001,4.2304979999999937E-2,-0.94891678800000001,-2.6250475090000003,4.3728315540000002,2.2280312799999997,2.7760180079999994,2.6980533750000002,5.0781119409999995,null,null,-0.37507092200000003,0.84117223699999999,12.780214603999999,5.9231385690000007,0.89866894799999997,-0.47137499999999999,null,null,-3.312929E-3,-3.3164899999999996E-3,-3.3004250000000001E-3,-3.2908170000000001E-3,-0.37507092200000003,-0.131494483,-0.140720179,-0.15284330400000001,0.84117223699999999,0.79886725700000005]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",-3.951476,0,-3.951476,"–",null,4.2469999999999999E-3,3.0789E-2,-2.6542E-2,-0.86206112572672056,null,null,4.2469999999999999E-3,3.0789E-2,-1.6334000000000001E-2,-3.9701780000000002,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,-3.951476,-3.9557229999999999,-3.9865119999999998,-3.9701780000000002,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",48.072178957999995,48.301579961000002,-0.22940100300000665,-4.749347809848703E-3,null,10.901885392999999,12.059992994000002,-1.1581076010000029,-9.6028878422746655E-2,null,null,10.901885392999999,12.059992994000002,17.260725206,7.8495753650000006,6.2366395149999994,13.343172399,13.134826891000001,15.586941156,8.5094796249999973,12.590726785999998,14.506832825000004,17.970800758999999,9.9694852920000017,13.796760190999999,11.289893411,15.751741860999999,null,null,48.301579961000002,53.577839994999998,50.807880754999999,53.923057274999998,27.202849111999999,36.284999999999997,null,null,48.072178957999995,37.170293564999994,25.110300571,7.8495753650000006,48.301579961000002,42.064940446000001,28.721768047000001,15.586941156,53.577839994999998,45.068360370000001]
["Income taxes",-4.2140813669999995,-5.3761937359999994,1.1621123689999999,-0.21615894554139259,null,-0.24500476000000002,-1.1789695770000002,0.93396481700000011,-0.79218737719811405,null,null,-0.24500476000000002,-1.1789695770000002,-2.1995871510000002,-0.59051987899999991,-0.74054327800000008,-1.4905564739999999,-1.3231362009999998,-1.821957783,-1.4946627399999994,-1.9385317220000005,-1.8863124929999997,-2.1638252389999999,-0.47751610999999983,-1.2996362270000001,-0.73342663200000002,-1.1217975650000001,null,null,-5.3761937359999994,-7.4833321939999999,-3.632376534,-3.9982095750000002,-1.156983305,-2.0866579999999999,null,null,-4.2140813669999995,-3.9690766069999999,-2.7901070299999997,-0.59051987899999991,-5.3761937359999994,-4.6356504579999998,-3.1450939839999998,-1.821957783,-7.4833321939999999,-5.9886694540000001]
["Profit/loss after tax",43.858097590999996,42.925386225000004,0.93271136599999238,2.1728665669099367E-2,null,10.656880633,10.881023417,-0.22414278399999965,-2.0599421158290054E-2,null,null,10.656880633,10.881023417,15.061138054999999,7.2590554859999994,5.4960962369999997,11.852615925,11.811690689999999,13.764983373,7.0148168850000037,10.652195063999995,12.620520332,15.80697552,9.4919691820000001,12.497123963999998,10.556466779000001,14.629944296,null,null,42.925386225000004,46.094507800999999,47.175504220999997,49.924847700000001,26.045865806999998,34.198340999999999,null,null,43.858097590999996,33.201216958000003,22.320193541000002,7.2590554859999994,42.925386225000004,37.429289988000001,25.576674062999999,13.764983373,46.094507800999999,39.079690915999997]
[]
[]
["Risk-weighted assets (total RWA)",1514.5743812980086,1298.936281210305,215.63810008770361,0.16601129955872773,null,1514.5743812980086,1666.3387175950165,-151.76433629700796,-9.1076522854876441E-2,null,null,1514.5743812980086,1666.3387175950165,1600.4646602604316,1608.4115361258919,1298.936281210305,"–","–","–","–","–","–","–","–","–","–","–",null,null,1298.936281210305,"–","–","–","–","–",null,null,1514.5743812980086,1666.3387175950165,1600.4646602604316,1608.4115361258919,1298.936281210305,"–","–","–","–","–"]
["Assets",1948.3108542520001,1884.86304258,63.447811672000171,3.366176228122808E-2,null,1948.3108542520001,1961.5730059909999,-13.262151738999819,-6.7609778980923796E-3,null,null,1948.3108542520001,1961.5730059909999,1938.140878918,1935.372222882,1884.86304258,1972.4974847260009,1946.4963195749999,1891.674507429,1874.6878832970001,1861.911265252,1922.1842892039999,1848.972327574,1883.0775209139999,1974.5112578660001,1952.1194441120001,1969.18700375,null,null,1884.86304258,1874.6878832970001,1883.0775209139999,2206.893244591,2129.2357396530001,2762.0478889999999,null,null,1948.3108542520001,1961.5730059909999,1938.140878918,1935.372222882,1884.86304258,1972.4974847260009,1946.4963195749999,1891.674507429,1874.6878832970001,1861.911265252]
["Loans and advances to customers",1098.358049531,1128.5353813090001,-30.177331778000053,-2.6740262004897986E-2,null,1098.358049531,1065.145652059,33.212397472000021,3.1181085335886483E-2,null,null,1098.358049531,1065.145652059,1070.9285243300001,1084.666088726,1128.5353813090001,1111.8087257760001,1111.836759113,1066.9232224899999,1105.1827927950001,1167.104366474,1212.9194108239999,1194.773482154,1204.372125723,1279.862036321,1240.864967711,1308.7468508449999,null,null,1128.5353813090001,1105.1827927950001,1204.372125723,1330.7199988570001,1391.3671760969999,1414.947255,null,null,1098.358049531,1065.145652059,1070.9285243300001,1084.666088726,1128.5353813090001,1111.8087257760001,1111.836759113,1066.9232224899999,1105.1827927950001,1167.104366474]
["  Hereof corporate %",0.50698119364425309,0.52167417411151829,-1.4692980467265193,-2.8165052433905324E-2,null,0.50698119364425309,0.49460209782729175,1.2379095816961339,2.502839327075379E-2,null,null,0.50698119364425309,0.49460209782729175,0.49658732484757889,0.50052168924877571,0.52167417411151829,0.503113384552351,0.49825199197364362,0.47345216102755305,0.47864380831047892,0.49310601283176136,0.51894809133998232,0.5124914942001535,0.53109006187457031,0.55908918305254784,0.55189968288250535,0.56925593716738221,null,null,0.52167417411151829,0.47864380831047892,0.53109006187457031,0.53797718528315497,0.55476520572932952,0.55000000000000004,null,null,0.50698119364425309,0.49460209782729175,0.49658732484757889,0.50052168924877571,0.52167417411151829,0.503113384552351,0.49825199197364362,0.47345216102755305,0.47864380831047892,0.49310601283176136]
["  Hereof retail % ",0.49001868582819491,0.46713708115071906,2.2881604677475851,4.8982634007796122E-2,null,0.49001868582819491,0.49523487889220724,-0.52161930640123311,-1.0532765938619737E-2,null,null,0.49001868582819491,0.49523487889220724,0.49345617564030764,0.4850042870040267,0.46713708115071906,0.47671667501086379,0.48248529235850218,0.5024889331282576,0.49895356696583282,0.48097770207282298,0.45635034161390825,0.45796230748435057,0.44356810022152626,0.41215537300115168,0.419651613995076,0.39850100898034535,null,null,0.46713708115071906,0.49895356696583282,0.44356810022152626,0.43061425393771791,0.41582558735401948,0.45,null,null,0.49001868582819491,0.49523487889220724,0.49345617564030764,0.4850042870040267,0.46713708115071906,0.47671667501086379,0.48248529235850218,0.5024889331282576,0.49895356696583282,0.48097770207282298]
["  Hereof FCY % ",0.64100779648369921,0.61294019675188316,2.8067599731816051,4.5791742621144715E-2,null,0.64100779648369921,0.6425999112580395,-0.15921147743402919,-2.477614370072545E-3,null,null,0.64100779648369921,0.6425999112580395,0.694338316133849,0.69182739956163664,0.61294019675188316,0.64548255605576899,0.72049515671624242,0.74839030885137936,0.69774973427679721,0.67009688461946348,0.69917670739878623,0.71970797213355375,0.66622431959583905,0.67657917449378746,0.71990347317795511,0.67331126675189479,null,null,0.61294019675188316,0.69774973427679721,0.66622431959583905,0.66219339963094193,0.65268968220699863,0.83699999999999997,null,null,0.64100779648369921,0.6425999112580395,0.694338316133849,0.69182739956163664,0.61294019675188316,0.64548255605576899,0.72049515671624242,0.74839030885137936,0.69774973427679721,0.67009688461946348]
["Deposits from customers",1454.947592292001,1240.2357249719998,214.71186732000115,0.17312182111577901,null,1454.9475922920001,1378.1137730299999,76.833819262000134,5.5752885404424024E-2,null,null,1454.9475922920001,1378.1137730299999,1360.3963881770001,1336.618788557,1240.2357249719998,1268.7867249210001,1220.261044805,1164.4879360059999,1119.067637423,1118.771054524,1117.393284366,1096.6140713310001,1139.1600941229999,1165.3591510880001,1052.2296742369999,1041.7970473370001,null,null,1240.2357249719998,1119.067637423,1139.1600941229999,1176.2394557539999,1084.6618774649999,1148.7181,null,null,1454.947592292001,1378.1137730299999,1360.3963881770001,1336.618788557,1240.2357249719998,1268.7867249210001,1220.261044805,1164.4879360059999,1119.067637423,1118.771054524]
["Loan/deposit ratio*",0.67639495474452294,0.81433054420102391,-13.793558945650098,-0.16938525815930894,null,0.67639495474452294,0.68625224937535856,-0.98572946308356224,-1.4363952380204159E-2,null,null,0.67639495474452294,0.68625224937535856,0.69851467952689306,0.71935931767653494,0.81433054420102391,0.78726130686163487,0.82008685160634431,0.82347078948790353,0.891926772593027,1.043202147351376,1.0854901562364416,1.0895113544401818,1.0572457128163399,1.0982554477957274,1.1792719765395179,1.2562397390070998,null,null,0.81433054420102391,0.891926772593027,1.0572457128163399,1.1313342639097022,1.2827658139408489,1.2317619570893852,null,null,0.67639495474452294,0.68625224937535856,0.69851467952689306,0.71935931767653494,0.81433054420102391,0.78726130686163487,0.82008685160634431,0.82347078948790353,0.891926772593027,1.043202147351376]
[]
["Equity",463.31160027600004,466.12862934400005,-2.8170290680000107,-6.0434585877390257E-3,null,463.31160027600004,504.13908845200012,-40.827488176000088,-8.0984571740636446E-2,null,null,463.31160027600004,504.13908845200012,490.17324686100005,476.59938890200004,466.12862934400005,516.29708303000007,518.12269947300001,508.381551376,498.12942452600004,491.08542965200002,523.03085331900002,520.24394802500001,496.36969671700001,481.66547609900005,466.35674949899999,475.46178969900006,null,null,466.12862934400005,498.12942452600004,496.36969671699995,539.87051151500009,486.58282939699995,507.20638800000006,null,null,463.31160027600004,504.13908845200012,490.17324686100005,476.59938890200004,466.12862934400005,516.29708303000007,518.12269947300001,508.381551376,498.12942452600004,491.08542965200002]
["Return on equity before tax",0.10444906580088698,0.10073849523767775,0.37105705632092256,3.6833690581288492E-2,null,9.7892849646224744E-2,0.10274394905560442,-0.48510994093796805,-4.721542683505664E-2,null,null,9.7892849646224744E-2,0.10274394905560442,0.14732319874514119,6.9090415054953322E-2,5.5284266108024463E-2,0.10986802476673897,0.10644509407989509,0.13172274195907333,7.5301742890407808E-2,0.106406979070904,0.11616614376644102,0.15075682438697274,8.929468594113471E-2,0.12469502037812366,0.10013184990838427,0.13253777425976823,null,null,0.10073849523767775,0.11889948836941439,0.1082008827834792,0.11043826708555352,5.8564845934947415E-2,7.3663070016435406E-2,null,null,0.10444906580088698,0.10698662926393894,0.10905898522523717,6.9090415054953322E-2,0.10073849523767775,0.11539114339467761,0.12162755679605941,0.13172274195907333,0.11889948836941439,0.13335808199153196]
["Return on equity after tax",9.5292899562268302E-2,8.9525825434574755E-2,0.57670741276935478,6.4417994469183837E-2,null,9.5692843567579899E-2,9.2699831267338689E-2,0.29930123002412101,3.2287138599094156E-2,null,null,9.5692843567579899E-2,9.2699831267338689E-2,0.12854935169430065,6.3892775483234798E-2,4.8719770669897355E-2,9.7594744417462478E-2,9.5722352275626255E-2,0.11632566869700793,6.207523383047784E-2,9.0024024545951625E-2,0.10106114801074118,0.13260452132965619,8.5017669643362687E-2,0.1129489174114556,9.3626973134022337E-2,0.12309878308360832,null,null,8.9525825434574755E-2,0.10229254099624666,0.10046534369504523,0.10224964872409828,5.6073983719462012E-2,6.9426892311669652E-2,null,null,9.5292899562268302E-2,9.5562502986036038E-2,9.694100039661184E-2,6.3892775483234798E-2,8.9525825434574755E-2,0.10267478147771816,0.10830908362470251,0.11632566869700793,0.10229254099624666,0.11563750228749788]
["Cost/income ratio**",0.54723670471700803,0.52163214438390637,2.5604560333101656,4.9085472605111313E-2,null,0.65913092689108688,0.50570965363721077,15.342127325387612,0.30337817787425192,null,null,0.65913092689108688,0.50570965363721077,0.52643702734928488,0.51051113649322333,0.61932311822434283,0.49122023116918301,0.49709199241960211,0.48061768969898866,0.52684897925678487,0.50113352112870735,0.46412022122027857,0.50826661425247299,0.60236861130592423,0.59182776715004703,0.5751258604555336,0.60788648722342542,null,null,0.52163214438390637,0.49881035146698532,0.59482712286126516,0.54935493588061379,0.58334317995460827,0.54631996148408013,null,null,0.54723670471700803,0.513989443957658,0.51838600871754192,0.51067975481708006,0.52163214438390637,0.48969449488933758,0.48893997754615726,0.48061768969898866,0.49881035146698532,0.48999846856654783]
["Net interest margin (avg. interest bearing assets)",4.8132191133852906E-2,5.519778140841191E-2,-0.70655902745590038,-0.12800496857437527,null,4.1326615745103421E-2,5.0764592520218491E-2,-0.943797677511507,-0.18591652777191348,null,null,4.1326615745103421E-2,5.0764592520218491E-2,5.0284829343786586E-2,5.0443133148678196E-2,5.2294881903044564E-2,5.5022118539359448E-2,5.5741975074894895E-2,5.7396216409843874E-2,6.2566019953395016E-2,6.3297360405096675E-2,6.7493830617228592E-2,5.6036423693515809E-2,5.3357045757057249E-2,4.5752626237890941E-2,4.7175107240955132E-2,4.6000695156775316E-2,null,null,5.519778140841191E-2,6.2324838989404961E-2,4.7702726514531911E-2,5.1012195430675818E-2,null,null,null,null,4.8132191133852906E-2,5.0496177860847077E-2,5.0418205047538231E-2,5.0443133148678196E-2,5.519778140841191E-2,5.6041000984338937E-2,5.6542444407023024E-2,5.7396216409843874E-2,6.2324838989404961E-2,6.2070759245823108E-2]
["Provisioning ratio (avg. loans and advances to customers)",7.7021309252111808E-3,1.7569925103020145E-2,-0.98677941778089651,-0.56162983734704486,null,-1.7852508988828867E-3,2.0941924151539202E-2,-2.272717505042209,"–",null,null,-1.7852508988828867E-3,2.0941924151539202E-2,-5.7477944011164227E-3,1.7282620458113733E-2,2.4638531858314092E-2,1.6818496415073492E-2,1.8666577506200328E-2,9.8754025563459937E-3,2.9904031283554774E-2,1.7150632052231433E-2,1.660629116138914E-2,1.31943612559688E-2,2.087925534576934E-2,7.3895017787350735E-3,1.3533934659725182E-2,6.4805033220747552E-3,null,null,1.7569925103020145E-2,1.9528384018225067E-2,1.2041695482391005E-2,7.7459993526661211E-3,2.3063972219498876E-2,null,null,null,7.7021309252111808E-3,1.0803070289638578E-2,5.8810932301569339E-3,1.7282620458113733E-2,1.7569925103020145E-2,1.5154117962888895E-2,1.4009892990465117E-2,9.8754025563459937E-3,1.9528384018225067E-2,1.5806883111853638E-2]
[]
["NPL ratio",0.12330973740005799,0.12896822240061928,-0.56584850005612919,-4.3875032897515709E-2,null,0.12330973740005799,0.13473897817489874,-1.1429240774840754,-8.4825051589785372E-2,null,null,0.12330973740005799,0.13473897817489874,0.1342808022788527,0.13159355845461052,0.12896822240061928,0.12937389018925521,0.13191023034442967,0.13837115257033755,0.13092805999454268,0.13473237399930763,0.12751667474339973,0.12677992796334583,0.12466668548133823,0.11200012574171544,0.11601237261581519,0.12481693835177497,null,null,0.12896822240061928,0.13092805999454268,0.12466668548133823,0.12557814877925919,null,null,null,null,0.12330973740005799,0.13473897817489874,0.1342808022788527,0.13159355845461052,0.12896822240061928,0.12937389018925521,0.13191023034442967,0.13837115257033755,0.13092805999454268,0.13473237399930763]
["NPL coverage ratio",0.84333690543856143,0.81447463264001696,2.8862272798544475,3.5436674933620793E-2,null,0.84333690543856143,0.83197872546159646,1.1358179976964977,1.3652007712893433E-2,null,null,0.84333690543856143,0.83197872546159646,0.83904282191779311,0.86273209601966472,0.81447463264001696,0.784316701302609,0.75744206062071318,0.73135305081718516,0.73960065815459031,0.77226921596887532,0.75685290691092399,0.78305253507522543,0.75903145276534234,0.75563275331634316,0.7413069444237107,0.63092982064234515,null,null,0.81447463264001696,0.73960065815459031,0.75903145276534234,0.59965951305155551,null,null,null,null,0.84333690543856143,0.83197872546159646,0.83904282191779311,0.86273209601966472,0.81447463264001696,0.784316701302609,0.75744206062071318,0.73135305081718516,0.73960065815459031,0.77226921596887532]
[]
["Number of employees",1550,1581,-31,-1.9607843137254943E-2,null,1550,1558,-8,-5.1347881899871384E-3,null,null,1550,1558,1582,1588,1581,1590,1589,1593,1602,1666,1753,1757,1769,1776,1761,1763,null,null,1581,1602,1769,1765,1848,1982,null,null,1550,1558,1582,1588,1581,1590,1589,1593,1602,1666]
["Business outlets",85,85,0,0,null,85,85,0,0,null,null,85,85,85,85,85,86,86,85,85,84,86,86,85,85,84,85,null,null,85,85,85,85,95,101,null,null,85,85,85,85,85,86,86,85,85,84]
["Number of customers ",665946,640337,25609,3.9993003683997719E-2,null,665946,654498,11448,1.7491268116938574E-2,null,null,665946,654498,649191,644444,640337,622755,614340,609052,604122,586174,571677,561702,550790,526210,517591,510594,null,null,640337,604122,550790,508503,501553,585773,null,null,665946,654498,649191,644444,640337,622755,614340,609052,604122,586174]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Romania",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",263.938129624,273.89079929900004,-9.9526696750000383,-3.6338094234903306E-2,null,64.800532251999996,65.794998790999998,-0.99446653900000115,-1.5114622042306847E-2,null,null,64.800532251999996,65.794998790999998,72.133104058000001,61.602729751000005,69.885609187,69.707255625000002,66.972082988999986,67.325851498000006,69.379771247999997,70.81796074899998,69.064913305000005,71.694934356000005,73.387419928000028,70.712810943999997,78.517810194999996,80.108174121999994,null,null,273.89079929900004,280.95757965799999,302.72621518900002,268.09698301100002,238.440759654,243.71119999999999,null,null,263.938129624,199.13759737200002,133.73583380900001,61.602729751000005,273.89079929900004,204.00519011199998,134.29793448699999,67.325851498000006,280.95757965799999,211.57780840999999]
["Net fee and commission income",179.406200071,165.16692352700002,14.239276543999978,8.6211429261575212E-2,null,47.207991110999998,48.473669786999999,-1.2656786760000003,-2.6110642779091586E-2,null,null,47.207991110999998,48.473669786999999,42.60751965,41.117019523000003,38.403879185999998,46.540954522,42.255757899000002,37.966331920000002,50.716625119999968,42.138140392000004,38.972685274000007,36.394343030999998,33.687852207000006,42.333275634999993,33.288875902999997,33.308493396000003,null,null,165.16692352700002,168.22179381699999,142.61849714100001,179.09136981400002,201.50904908700002,206.46283099999999,null,null,179.406200071,132.19820895999999,83.724539172999997,41.117019523000003,165.16692352700002,126.76304434100001,80.222089819000004,37.966331920000002,168.22179381699999,117.505168697]
["Net trading income",16.779929107000001,18.410678596,-1.6307494889999994,-8.8576283622392116E-2,null,4.4245539170000008,4.6903451130000002,-0.26579119599999945,-5.6667726914874317E-2,null,null,4.4245539170000008,4.6903451130000002,4.3484497119999999,3.3165803650000001,3.3583613360000002,4.7533400180000003,4.2792073969999995,6.0197698449999999,2.8183065410000001,3.6020016049999999,1.1952040689999999,6.4781506850000001,2.7990827800000009,2.2705354380000005,-0.86041650700000005,5.1372567479999995,null,null,18.410678596,14.0936629,9.3464584590000008,15.018148717000001,12.569451919,36.047457999999999,null,null,16.779929107000001,12.35537519,7.6650300769999999,3.3165803650000001,18.410678596,15.052317260000001,10.298977241999999,6.0197698449999999,14.0936629,11.275356359]
["Recurring other net operating income",-13.591120268999999,4.5850423180000002,-18.176162587,"–",null,-5.7907801140000004,-4.3244630099999997,-1.4663171040000007,0.3390749558059003,null,null,-5.7907801140000004,-4.3244630099999997,-3.483286396,-0.38582597699999999,2.1123193250000001,1.026424308,0.5523669699999999,0.89393171500000002,-0.85955188400000004,-0.6150180500000002,2.5730182890000002,0.7694533429999999,1.417413225,1.08255697,-5.1111974999999997E-2,0.42503308099999998,null,null,4.5850423180000002,1.8679016979999998,2.873891301,6.4757084379999998,-1.3121256999999999E-2,-5.3092129999999997,null,null,-13.591120268999999,-7.8003401550000007,-3.8691123730000001,-0.38582597699999999,4.5850423180000002,2.4727229929999996,1.4462986849999999,0.89393171500000002,1.8679016979999998,2.7274535819999999]
["Operating income",446.533138533,462.05344374000003,-15.520305207000035,-3.3589848571139336E-2,null,110.64229716599999,114.63455068099999,-3.9922535150000016,-3.4825918462484062E-2,null,null,110.64229716599999,114.63455068099999,115.60578702400001,105.65050366200001,113.760169034,122.02797447300001,114.05941525499998,112.205884978,122.05515102499997,115.94308469599997,111.80582093700002,115.33688141500001,111.29176814000004,116.39917898699998,110.89515761600001,118.97895734699999,null,null,462.05344374000003,465.14093807300003,457.56506209000003,468.68220998000004,452.50613940300002,480.91227600000002,null,null,446.533138533,335.89084136700001,221.25629068600003,105.65050366200001,462.05344374000003,348.29327470599998,226.26530023299998,112.205884978,465.14093807300003,343.08578704799999]
["Staff expenses",-120.84699578300001,-113.650422147,-7.1965736360000108,6.3322014120560599E-2,null,-31.208002537999999,-31.741878581999998,0.53387604399999944,-1.6819295764767594E-2,null,null,-31.208002537999999,-31.741878581999998,-29.393661784999999,-28.503452877999997,-23.958624885999999,-29.945485272999999,-30.424048497000001,-29.322263491000001,-29.859223362999998,-30.492599717999994,-28.753542768000003,-28.95867484,-29.45421657699999,-30.672641745,-29.077277241000001,-28.918235195000001,null,null,-113.650422147,-118.064040689,-118.122370758,-122.259295818,-124.55397649,-124.53104500000001,null,null,-120.84699578300001,-89.638993245000009,-57.897114663000004,-28.503452877999997,-113.650422147,-89.691797261000005,-59.746311988000002,-29.322263491000001,-118.064040689,-88.204817325999997]
["Other administrative expenses",-117.54823281499999,-122.356984294,4.8087514790000085,-3.930099705175405E-2,null,-30.389270642,-29.122468603999998,-1.2668020380000016,4.349912966602032E-2,null,null,-30.389270642,-29.122468603999998,-30.081515159000002,-27.954978409999999,-32.818962872999997,-28.252864561999999,-31.882228567999999,-29.402928290999998,-35.365863053000012,-30.371058712999996,-34.969248312999994,-29.865344961000002,-34.075994300999994,-30.214954039000009,-25.609649197,-31.967165292000001,null,null,-122.356984294,-130.57151504000001,-121.867762829,-135.30529495500002,-127.756354235,-130.273212,null,null,-117.54823281499999,-87.158962172999992,-58.036493569000001,-27.954978409999999,-122.356984294,-89.53802142100001,-61.285156858999997,-29.402928290999998,-130.57151504000001,-95.205651986999996]
["Depreciation on intangible and tangible fixed ass.",-18.891215489,-29.854798204999998,10.963582715999998,-0.36723017321094631,null,-5.368177008,-4.5059723399999996,-0.8622046680000004,0.19134708403469713,null,null,-5.368177008,-4.5059723399999996,-4.5103970020000004,-4.5066691390000004,-15.835949809000001,-4.948155839,-4.647784538999999,-4.4229080180000002,-5.6062738630000011,-5.0121418229999977,-5.4862027909999993,-5.8202254800000004,-6.3357173879999999,-5.4462680450000009,-5.9735521980000001,-5.690629983,null,null,-29.854798204999998,-21.924843957,-23.446167614,-28.913484837999999,-23.717700776999997,-21.514894000000002,null,null,-18.891215489,-13.523038481,-9.0170661410000008,-4.5066691390000004,-29.854798204999998,-14.018848395999999,-9.0706925569999992,-4.4229080180000002,-21.924843957,-16.318570093999998]
["General administrative expenses",-257.28644408700001,-265.86220464600001,8.5757605590000026,-3.2256411062335011E-2,null,-66.965450188000005,-65.370319526000003,-1.5951306620000025,2.4401451202415547E-2,null,null,-66.965450188000005,-65.370319526000003,-63.985573945999995,-60.965100427000003,-72.613537567999998,-63.146505674000004,-66.954061603999989,-63.148099799999997,-70.831360279000009,-65.875800253999969,-69.208993871999994,-64.644245281000011,-69.865928265999969,-66.333863829000023,-60.660478636000001,-66.576030470000006,null,null,-265.86220464600001,-270.56039968599998,-263.43630120099999,-286.47807561100001,-276.02803150199998,-276.31915100000003,null,null,-257.28644408700001,-190.32099389900003,-124.95067437300001,-60.965100427000003,-265.86220464600001,-193.24866707800004,-130.10216140399999,-63.148099799999997,-270.56039968599998,-199.72903940699999]
["Operating result",189.24669444599999,196.19123909400003,-6.9445446480000328,-3.5396813232178692E-2,null,43.676846977999986,49.26423115499999,-5.5873841770000041,-0.11341665232570919,null,null,43.676846977999986,49.26423115499999,51.620213078000013,44.685403235000003,41.146631466000002,58.881468799000011,47.105353650999987,49.057785178000003,51.223790745999963,50.067284442000002,42.596827065000028,50.692636133999997,41.425839874000076,50.065315157999962,50.234678980000005,52.402926876999985,null,null,196.19123909400003,194.58053838700005,194.12876088900003,182.20413436900003,176.47810790100004,204.59312499999999,null,null,189.24669444599999,145.56984746799998,96.305616313000016,44.685403235000003,196.19123909400003,155.04460762799994,96.16313882899999,49.057785178000003,194.58053838700005,143.356747641]
["Net provisioning for impairment losses",-73.567728484,-84.897167296000006,11.329438812000006,-0.1334489615242298,null,-27.164908329999999,-9.6252203610000002,-17.539687968999999,1.8222635234480737,null,null,-27.164908329999999,-9.6252203610000002,-20.113748181999998,-16.663851610999998,-23.718160478999998,-15.187277307,-20.481305198999998,-25.510424311000001,-30.553473511000004,-27.590858196000003,-26.684907255999999,-21.123156493,-25.07931772800001,-24.949252320999992,-21.735103392999999,-27.464682810999999,null,null,-84.897167296000006,-105.952395456,-99.228356253000001,-68.438606258999997,-72.250122680999993,-166.08229800000001,null,null,-73.567728484,-46.402820153999997,-36.777599793,-16.663851610999998,-84.897167296000006,-61.179006817000001,-45.991729509999999,-25.510424311000001,-105.952395456,-75.398921944999998]
["Other results",3.2555488110000002,7.6488396160000001,-4.3932908049999995,-0.57437350311412261,null,1.8933027140000001,1.000744345,0.89255836900000007,0.89189449179450531,null,null,1.8933027140000001,1.000744345,-1.1428266929999997,1.5043284450000001,4.1299536130000005,-1.874681144,3.6670118619999998,1.7265552850000001,2.0262563789999994,6.8051388329999991,0.46669618600000007,6.2326631040000002,0.23127008699999863,1.512270397,-6.8123192909999997,11.197598487,null,null,7.6488396160000001,15.530754501999999,6.1288196799999994,-1.0369847700000001,11.53263907,11.046678999999999,null,null,3.2555488110000002,1.3622460970000001,0.36150175200000001,1.5043284450000001,7.6488396160000001,3.518886003,5.3935671469999997,1.7265552850000001,15.530754501999999,13.504498122999999]
["Net income from derivatives",-3.570232E-3,-1.4669043E-2,1.1098811E-2,-0.75661452488754721,null,-7.4002859999999998E-3,-5.0817883000000001E-2,4.3417597000000002E-2,-0.85437634228092496,null,null,-7.4002859999999998E-3,-5.0817883000000001E-2,5.0188865999999999E-2,4.4590710000000002E-3,-3.1875540000000001E-2,3.0807267999999999E-2,-6.7505035000000005E-2,5.3904264E-2,5.8751201000000031E-2,5.0456619999999952E-2,0.14151909000000001,0.22024229200000001,0.16350677899999999,-0.41743943100000003,-0.492622856,0,null,null,-1.4669043E-2,0.470969203,-0.74655550800000003,0,0,0,null,null,-3.570232E-3,3.8300540000000003E-3,5.4647937000000001E-2,4.4590710000000002E-3,-1.4669043E-2,1.7206496999999998E-2,-1.3600770999999999E-2,5.3904264E-2,0.470969203,0.41221800199999997]
["Net income from financial investments",3.2591190430000001,7.6635086589999997,-4.4043896159999996,-0.5747223382891985,null,1.900703,1.0515622279999999,0.84914077200000015,0.80750406337341385,null,null,1.900703,1.0515622279999999,-1.1930155589999998,1.499869374,4.1618291530000002,-1.905488412,3.7345168969999998,1.6726510210000001,1.9675051619999993,6.7546823290000004,0.32517713499999967,5.9606327060000002,6.7763307999999967E-2,1.929709828,-6.319696435,11.197598487,null,null,7.6635086589999997,15.007997332,6.8753751879999996,-1.0369847700000001,11.53263907,11.046678999999999,null,null,3.2591190430000001,1.3584160430000001,0.30685381500000003,1.499869374,7.6635086589999997,3.5016795059999999,5.4071679179999999,1.6726510210000001,15.007997332,13.04049217]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,1.59999999985172E-8,-1.1600000000139277E-7,-3.9000000000288804E-8,5.1788106E-2,0,0,0,0,null,null,0,5.1787966999999997E-2,0,0,0,0,null,null,0,0,0,0,0,0,0,0,5.1787966999999997E-2,5.1787950999999999E-2]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",118.934514773,118.94291141400001,-8.3966410000044789E-3,-7.0593874827773462E-5,null,18.405241361999998,40.639755139000002,-22.234513777000004,-0.54711239526299749,null,null,18.405241361999998,40.639755139000002,30.363638203000001,29.525880068999999,21.558424600000002,41.819510347999994,30.291060313999996,25.273916152000002,22.696573614000002,29.281565079000003,16.378615995000004,35.802142744999998,16.577792232999997,26.628333233999996,21.687256296000001,36.135842553000003,null,null,118.94291141400001,104.15889743300001,101.029224316,112.72854334,115.76062429000001,49.557505999999997,null,null,118.934514773,100.52927341100001,59.889518271999997,29.525880068999999,118.94291141400001,97.384486813999999,55.564976465999997,25.273916152000002,104.15889743300001,81.462323819000005]
["Income taxes",-18.932742017999999,-22.061765947000001,3.1290239290000024,-0.14183016611258592,null,-4.2403215939999992,-6.5944159469999999,2.3540943530000007,-0.35698299469128114,null,null,-4.2403215939999992,-6.5944159469999999,-3.3318907200000001,-4.7661137570000003,-5.5139204529999999,-7.876439865,-5.1678069610000001,-3.503598668,-3.5295377680000009,-4.5835403960000001,9.3911820489999993,-5.7580227199999996,-2.8178986029999997,-3.6876002179999992,-3.3831310710000002,-5.0362103280000001,null,null,-22.061765947000001,-4.4799188350000003,-14.92484022,-18.466613019,-14.981874147999999,-9.9157630000000001,null,null,-18.932742017999999,-14.692420424,-8.0980044769999999,-4.7661137570000003,-22.061765947000001,-16.547845494000001,-8.6714056290000006,-3.503598668,-4.4799188350000003,-0.95038106700000002]
["Profit/loss after tax",100.00177275499999,96.881145466999996,3.1206272879999943,3.221088347952028E-2,null,14.164919767999999,34.045339192,-19.880419424000003,-0.58393953168989188,null,null,14.164919767999999,34.045339192,27.031747483,24.759766312,16.044504147000001,33.943070483,25.123253352999999,21.770317484,19.167035846000008,24.698024682999996,25.769798044000002,30.044120025000002,13.759893630000008,22.940733015999996,18.304125225,31.099632225000001,null,null,96.881145466999996,99.678978598,86.104384096000004,94.261930320999994,100.77875014200001,39.641742999999998,null,null,100.00177275499999,85.836852987,51.791513795,24.759766312,96.881145466999996,80.836641319999998,46.893570836999999,21.770317484,99.678978598,80.511942751999996]
[]
[]
["Risk-weighted assets (total RWA)",4030.9465565491191,4139.8186894530636,-108.87213290394448,-2.6298768393242855E-2,null,4030.9465565491191,4189.1687472125031,-158.22219066338403,-3.7769352396860634E-2,null,null,4030.9465565491191,4189.1687472125031,4117.1827389680266,4127.2273929831463,4139.8186894530636,"–","–","–","–","–","–","–","–","–","–","–",null,null,4139.8186894530636,"–","–","–","–","–",null,null,4030.9465565491191,4189.1687472125031,4117.1827389680266,4127.2273929831463,4139.8186894530636,"–","–","–","–","–"]
["Assets",7232.4409214840025,6919.5080904260058,312.93283105799674,4.52247221866795E-2,null,7232.440921483997,6957.8386783519991,274.60224313199797,3.946660102746713E-2,null,null,7232.440921483997,6957.8386783519991,6778.1324489879999,6850.112583227,6919.5080904260058,6509.767603706,6516.2162640650004,6263.8884408630001,6527.5932147209996,6314.8511285309996,6252.4923829919999,6369.5211209339996,5981.9346079500001,6090.3270577470003,6401.1699535420003,6263.1846157480031,null,null,6919.5080904260058,6527.5932147209996,5981.9346079500001,6358.7098184490005,6227.1580881969976,6164.0636039999999,null,null,7232.4409214840025,6957.8386783519982,6778.132448987998,6850.112583227,6919.5080904260058,6509.767603706,6516.2162640650004,6263.8884408630001,6527.5932147209996,6314.8511285309996]
["Loans and advances to customers",4471.881582985,4313.0813816989994,158.80020128600063,3.6818271493742616E-2,null,4471.8815829850009,4441.4620100880002,30.419572897000762,6.8489999076672969E-3,null,null,4471.8815829850009,4441.4620100880002,4377.0435986210005,4368.7454785270002,4313.0813816989994,4445.2644513499999,4380.4555547749997,4318.3119040170004,4265.9352429729997,4395.9575848579998,4244.4212030640001,4194.5320705419999,4225.5908885070003,4216.7826087639996,4222.8327357520002,4339.0144261559999,null,null,4313.0813816989994,4265.9352429729997,4225.5908885070003,4427.8800865950006,4246.5909170790001,4154.0320970000002,null,null,4471.881582985,4441.4620100880002,4377.0435986210005,4368.7454785270002,4313.0813816989994,4445.2644513499999,4380.4555547749997,4318.3119040170004,4265.9352429729997,4395.9575848579998]
["  Hereof corporate %",0.32626086870263488,0.33309099478064536,-0.68301260780104789,-2.0505285897952308E-2,null,0.32626086870263482,0.31743796947889807,0.88228992237367465,2.7794089151402801E-2,null,null,0.32626086870263482,0.31743796947889807,0.32384685371801752,0.32734511132064831,0.33309099478064536,0.3411501008763263,0.33419602890657957,0.34212094911159729,0.3282223006210831,0.34095002727505586,0.3439451458750204,0.34625936814881852,0.35271279212777573,0.35274212592869969,0.35359366567420497,0.36454779818640826,null,null,0.33309099478064536,0.3282223006210831,0.35271279212777573,0.37085941805107636,0.34219777699335774,0.34399999999999997,null,null,0.32626086870263488,0.31743796947889807,0.32384685371801758,0.32734511132064831,0.33309099478064536,0.3411501008763263,0.33419602890657957,0.34212094911159729,0.3282223006210831,0.34095002727505586]
["  Hereof retail % ",0.65104433670102524,0.6409863321222482,1.0058004578777036,1.569144937221334E-2,null,0.65104433670102524,0.65983989761559025,-0.87955609145650149,-1.3329840990744635E-2,null,null,0.65104433670102524,0.65983989761559025,0.65405223605767571,0.64846753190922723,0.6409863321222482,0.63097742860904038,0.64158731419742598,0.63240613461926787,0.64253393453017915,0.62746095390356327,0.6264051092009959,0.62593729169308998,0.61931052958035926,0.62039901033560418,0.62321076869485481,0.61536791538354108,null,null,0.6409863321222482,0.64253393453017915,0.61931052958035926,0.60837082305753543,0.60165365583829478,0.60799999999999998,null,null,0.65104433670102524,0.65983989761559025,0.65405223605767548,0.64846753190922723,0.6409863321222482,0.63097742860904038,0.64158731419742598,0.63240613461926787,0.64253393453017915,0.62746095390356327]
["  Hereof FCY % ",0.43143795271992819,0.49700275849364861,-6.5564805773720423,-0.13192040618132361,null,0.43143795271992813,0.44025709659627532,-0.88191438763471908,-2.0031804017538679E-2,null,null,0.43143795271992813,0.44025709659627532,0.45975941038718643,0.48257520042614921,0.49700275849364861,0.50183626639074785,0.50817020562472948,0.53045635676968039,0.54255816560097958,0.52533059189528031,0.52908368245330772,0.54136527312487082,0.51837744301222155,0.56884530756094465,0.55286063789222017,0.52080000000000004,null,null,0.49700275849364861,0.54255816560097958,0.51837744301222155,0.52080000000000004,0.52080000000000004,0.626,null,null,0.43143795271992819,0.44025709659627532,0.45975941038718643,0.48257520042614921,0.49700275849364861,0.50183626639074785,0.50817020562472948,0.53045635676968039,0.54255816560097958,0.52533059189528031]
["Deposits from customers",5237.5805725010005,4680.6558311750005,556.924741326,0.11898433924935548,null,5237.5805725010005,4841.0087712780005,396.57180122299997,8.1919248644184428E-2,null,null,5237.5805725010005,4841.0087712780005,4652.3452726670012,4586.0584797499996,4680.6558311750005,4262.3583182150014,4272.7813769100003,4127.0127511660003,4344.4130339969997,4143.6982763329997,3982.9983263459999,3995.365219152,3781.0993886820002,3813.1326556200002,3692.4276501250001,3871.759236422,null,null,4680.6558311750005,4344.4130339969997,3781.0993886820002,3903.6536733509988,3631.2010405150008,3278.249319,null,null,5237.5805725010005,4841.0087712779996,4652.3452726670002,4586.0584797499996,4680.6558311750005,4262.3583182150014,4272.7813769100003,4127.0127511660003,4344.4130339969997,4143.6982763329997]
["Loan/deposit ratio*",0.79204696376920669,0.85108826331778087,-5.9041299548574173,-6.9371535354529112E-2,null,0.79204696376920669,0.8564798078906225,-6.4432844121415815,-7.5229846083708529E-2,null,null,0.79204696376920669,0.8564798078906225,0.87822927086681213,0.88174449319831538,0.85108826331778087,0.96292769739659678,0.94212794934646882,0.96104128426461177,0.90201506017134947,1.0608778177614415,1.0656346940918329,1.0498494731934098,1.1175561534181038,1.1058578312372842,1.1436467104803105,1.1206829147170327,null,null,0.85108826331778087,0.90201506017134947,1.117556153418104,1.1342912197418353,1.169472818964802,1.2671495340284704,null,null,0.79204696376920669,0.8564798078906225,0.87822927086681213,0.88174449319831538,0.85108826331778087,0.96292769739659678,0.94212794934646882,0.96104128426461177,0.90201506017134947,1.0608778177614415]
[]
["Equity",752.59872620500005,726.28652350700008,26.312202697999965,3.6228405520932538E-2,null,752.59872620500005,729.97430483100004,22.624421374000008,3.099344898069778E-2,null,null,752.59872620500005,729.97430483100004,686.04628106399991,765.02168412000003,726.28652350700008,715.49222260600004,682.61669160299994,700.87951872999997,674.45024029199999,653.80058957400001,625.50249406800015,665.22319456900004,595.14507534899997,560.01717066000003,559.166323723,598.05984713600003,null,null,726.28652350700008,674.45024029199999,595.14507534899997,568.29575992599996,501.07522382000002,461.47966800000006,null,null,752.59872620500005,729.97430483100004,686.04628106399991,765.02168412000003,726.28652350700008,715.49222260600004,682.61669160299994,700.87951872999997,674.45024029199999,653.80058957400001]
["Return on equity before tax",0.17994874662524521,0.18564181394663368,-0.56930673213884675,-3.0666945125978229E-2,null,0.1134570957186868,0.25419985646560478,-14.074276074691799,-0.55366970974651819,null,null,0.1134570957186868,0.25419985646560478,0.17669683704323483,0.1665040531925952,0.13632716677084067,0.26326899312723534,0.18430371573249804,0.16125247600798787,0.15815602266497011,0.20494942152376205,0.10874964391395932,0.25031654802825198,0.13305965552710772,0.21357443165013312,0.16113530186220804,0.2775829938216578,null,null,0.18564181394663368,0.19220843089943951,0.20544353674390683,0.23121217661562907,0.28189439388393228,0.12507713099326909,null,null,0.17994874662524521,0.20174050170536192,0.17791150081774668,0.1665040531925952,0.18564181394663368,0.20192577556470104,0.18361085284057407,0.16125247600798787,0.19220843089943951,0.20070865297220664]
["Return on equity after tax",0.15130337650017497,0.15120860392529997,9.4772574875001681E-3,6.2676707816056165E-4,null,8.7318097402600894E-2,0.21295207873002411,-12.563398132742321,-0.58996362973614913,null,null,8.7318097402600894E-2,0.21295207873002411,0.15730737693764255,0.13962670841360975,0.10145925934697073,0.21368394597029422,0.15286057656115765,0.13889883849666845,0.13356122414047619,0.17286800954470408,0.17110458917134194,0.21005838859336912,0.11044213130219203,0.1839977730665365,0.1359987959379641,0.23889657497556577,null,null,0.15120860392529997,0.18394146388026497,0.17509378417583818,0.19333618119924489,0.24541129474639037,0.10005094852861458,null,null,0.15130337650017497,0.17225599269587438,0.1538550687124064,0.13962670841360975,0.15120860392529997,0.16761398069245628,0.15495675660710434,0.13889883849666845,0.18394146388026497,0.19836708333822858]
["Cost/income ratio**",0.57618667436926607,0.57539275650459631,7.9391786466975756E-2,1.3797842529208459E-3,null,0.60524276794009169,0.57024971213006836,3.4993055810023321,6.1364442744412662E-2,null,null,0.60524276794009169,0.57024971213006836,0.55348071747235683,0.58262961199988905,0.63830370668926895,0.51747565217491864,0.58701038800095862,0.56278777011010905,0.58032258109690071,0.56817360368429703,0.61901064982115428,0.56048199403276722,0.62777265051725806,0.56988257482819971,0.54700746128204136,0.55956138761438468,null,null,0.57539275650459631,0.58167402079654784,0.57573517522888107,0.61124162494502365,0.60999842315105168,0.57457287906703391,null,null,0.57618667436926607,0.56661560977499847,0.56473275397320155,0.58262961199988905,0.57539275650459631,0.55484467003023341,0.57499829302162286,0.56278777011010905,0.58167402079654784,0.58215480485368098]
["Net interest margin (avg. interest bearing assets)",3.9534936499497235E-2,4.361403155957335E-2,-0.40790950600761156,-9.3527126803317651E-2,null,3.8293925012235497E-2,3.9642498753112994E-2,-0.1348573740877497,-3.4018383888366754E-2,null,null,3.8293925012235497E-2,3.9642498753112994E-2,4.3811466033840479E-2,3.7049075452482656E-2,4.3490826476868416E-2,4.4557608464354651E-2,4.349133536486257E-2,4.35780929567176E-2,4.4732645671933559E-2,4.6475213106120308E-2,4.5410040252760901E-2,4.8266294770585416E-2,5.0696433800149536E-2,4.7049131325620816E-2,5.1978710849040162E-2,5.3137835276187012E-2,null,null,4.361403155957335E-2,4.6105725190644709E-2,5.0836774091262471E-2,4.5073924710494734E-2,null,null,null,null,3.9534936499497235E-2,4.0003880435536737E-2,4.0422414589150774E-2,3.7049075452482656E-2,4.361403155957335E-2,4.3773762770781821E-2,4.3370642564170329E-2,4.35780929567176E-2,4.6105725190644709E-2,4.6528006995171685E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.6695877369983715E-2,1.9522043520939353E-2,-0.28261661509556385,-0.14476794644599023,null,2.4381340668712642E-2,8.7318380579079549E-3,1.5649502610804686,1.7922346368565294,null,null,2.4381340668712642E-2,8.7318380579079549E-3,1.8398566903064701E-2,1.5331026459399964E-2,2.1664511478412911E-2,1.3766380348762586E-2,1.8836052621040395E-2,2.3774175066658031E-2,2.8218749982988015E-2,2.5545970956336341E-2,2.5296888266425895E-2,2.0069214281769325E-2,2.3765181899243766E-2,2.3649658239186775E-2,2.030879830670217E-2,2.5062177053508758E-2,null,null,1.9522043520939353E-2,2.4954853536447493E-2,2.2933769937751564E-2,1.4172839843596505E-2,1.720113438251249E-2,null,null,null,1.6695877369983715E-2,1.4131555255375171E-2,1.686548618691535E-2,1.5331026459399964E-2,1.9522043520939353E-2,1.8780693275440959E-2,2.1276729486702728E-2,2.3774175066658031E-2,2.4954853536447493E-2,2.3321076541469341E-2]
[]
["NPL ratio",8.6852811647759792E-2,0.10655225910203962,-1.969944745427983,-0.18488061745753026,null,8.6852811647759792E-2,9.241500703242958E-2,-0.5562195384669788,-6.0187144526407277E-2,null,null,8.6852811647759792E-2,9.241500703242958E-2,9.5039996147443906E-2,0.10562843712548799,0.10655225910203962,0.10249255831374329,0.11035933796269982,0.11197658940526968,0.11555859311554954,0.10805345111521218,0.10915302554457958,0.10763216716606568,9.9357589051490225E-2,0.10321592037858811,0.10309631075701881,9.9347223508056109E-2,null,null,0.10655225910203962,0.11555859311554954,9.9357589051490225E-2,9.2558833795149745E-2,null,null,null,null,8.6852811647759792E-2,9.241500703242958E-2,9.5039996147443906E-2,0.10562843712548799,0.10655225910203962,0.10249255831374328,0.11035933796269982,0.11197658940526968,0.11555859311554954,0.10805345111521218]
["NPL coverage ratio",0.77029651125460086,0.71691896925940479,5.3377541995196065,7.4454079587734201E-2,null,0.77029651125460086,0.71928414745829006,5.1012363796310805,7.0921017759909555E-2,null,null,0.77029651125460086,0.71928414745829006,0.70005254222427038,0.70073368178908857,0.71691896925940479,0.72448220926493068,0.7342388248188042,0.7281199186998385,0.70432773959068851,0.70479673395017917,0.694443270524572,0.67442379480729531,0.69521236201525971,0.72358990874252749,0.6834867828093002,0.68892006064662004,null,null,0.71691896925940479,0.70432773959068851,0.69521236201525971,0.70577733009511878,null,null,null,null,0.77029651125460086,0.71928414745829006,0.70005254222427038,0.70073368178908857,0.71691896925940479,0.72448220926493068,0.7342388248188042,0.7281199186998385,0.70432773959068851,0.70479673395017917]
[]
["Number of employees",5437,5292,145,2.739984882842017E-2,null,5437,5477,-40,-7.303268212525138E-3,null,null,5437,5477,5434,5201,5292,5368,5363,5329,5308,5383,5246,5393,5486,5660,5821,5880,null,null,5292,5308,5486,6030,6219,6235,null,null,5437,5477,5434,5201,5292,5368,5363,5329,5308,5383]
["Business outlets",512,529,-17,-3.2136105860113395E-2,null,512,515,-3,-5.8252427184466438E-3,null,null,512,515,515,517,529,530,530,530,530,529,526,526,527,530,541,540,null,null,529,530,527,551,543,563,null,null,512,515,515,517,529,530,530,530,530,529]
["Number of customers ",2130125,2089544,40581,1.9420983717021612E-2,null,2130125,2118255,11870,5.603669057785865E-3,null,null,2130125,2118255,2113657,2095440,2089544,2049071,2066076,2053737,2077912,2009889,2004802,1981086,1974315,1955123,1961283,1932098,null,null,2089544,2077912,1974315,1913601,1903304,1913494,null,null,2130125,2118255,2113657,2095440,2089544,2049071,2066076,2053737,2077912,2009889]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Belarus",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",124.97479276199999,112.276581697,12.698211064999995,0.11309759233023819,null,31.291664367999999,30.730516537,0.56114783099999954,1.8260279820691228E-2,null,null,31.291664367999999,30.730516537,31.632554028000001,31.320057829,26.744115849,32.620900116999998,27.553799902000002,25.357765829000002,23.349770240999991,22.960461019000004,21.416429320999999,20.231800824,15.146968118999995,16.754231470999997,17.587581337,15.225222140000001,null,null,112.276581697,87.958461404999994,64.714003066999993,67.629502071999994,85.161425468999994,74.515231,null,null,124.97479276199999,93.683128393999993,62.952611857000001,31.320057829,112.276581697,85.532465848000001,52.911565731000003,25.357765829000002,87.958461404999994,64.608691164000007]
["Net fee and commission income",63.425625604000004,66.454384587999996,-3.0287589839999924,-4.5576510907105905E-2,null,14.116911183000001,16.140952584000001,-2.0240414009999999,-0.12539789027113346,null,null,14.116911183000001,16.140952584000001,16.900069065,16.267692772,15.225067163,20.161769287999999,16.313909070000001,14.753639067,15.295619390000002,15.624313049000001,16.111374049999998,15.148676321,16.004381846000001,15.827935386999997,15.556576153,12.383969415999999,null,null,66.454384587999996,62.179982809999998,59.772862801999999,44.736609733000002,56.415192494000003,50.153002999999998,null,null,63.425625604000004,49.308714420999998,33.167761837,16.267692772,66.454384587999996,51.229317424999998,31.067548136999999,14.753639067,62.179982809999998,46.88436342]
["Net trading income",69.621068757000003,-0.472454808,70.093523564999998,"–",null,3.771255198,32.139942054000002,-28.368686856000004,-0.88266141887674476,null,null,3.771255198,32.139942054000002,10.580031244999999,23.129840260000002,5.8815076579999994,-5.1488292429999998,-1.1986990049999999,-6.4342180000000002E-3,0.12231344000000011,4.282570497,1.2720065180000004,-6.3597109380000001,-15.997345419999998,-1.9744177780000003,-2.8678306290000002,-5.2376347000000001,null,null,-0.472454808,-0.68282048299999998,-26.077228526999999,-5.62454228,7.8187910769999993,24.253606999999999,null,null,69.621068757000003,65.849813558999998,33.709871505000002,23.129840260000002,-0.472454808,-6.3539624659999996,-1.205133223,-6.4342180000000002E-3,-0.68282048299999998,-0.80513392299999997]
["Recurring other net operating income",-1.6734886280000001,-1.2769959850000001,-0.39649264299999998,0.31048855881876558,null,-0.61825517200000002,-0.64319056999999991,2.4935397999999886E-2,-3.8768289155731717E-2,null,null,-0.61825517200000002,-0.64319056999999991,-0.22849078,-0.18355210599999999,-0.79773813500000001,-0.24402299900000002,-0.20852105199999998,-2.6713799E-2,0.33155018600000008,-0.29096543100000005,-0.37504508199999997,-0.534789768,-2.421382758,-0.24733597800000007,-0.48162662099999998,-0.26468073599999997,null,null,-1.2769959850000001,-0.86925009499999994,-3.4150260929999998,-1.394725105,-0.54470960800000001,-0.34677000000000002,null,null,-1.6734886280000001,-1.0552334560000001,-0.412042886,-0.18355210599999999,-1.2769959850000001,-0.47925784999999999,-0.23523485099999999,-2.6713799E-2,-0.86925009499999994,-1.200800281]
["Operating income",256.34799849500001,176.98151549199997,79.366483003000042,0.44844504118051587,null,48.561575576999999,78.368220605000005,-29.806645028000005,-0.38034096982033938,null,null,48.561575576999999,78.368220605000005,58.884163557999997,70.534038754999997,47.052952534999996,47.389817162999989,42.460488914999992,40.078256879000001,39.099253256999994,42.576379134000007,38.424764806999995,28.485976439000002,12.732621786999996,30.360413101999995,29.794700239999997,22.106876119999999,null,null,176.98151549199997,148.58637363699998,94.994611248999988,105.34684442,148.85069943199997,148.57507100000001,null,null,256.34799849500001,207.78642291799997,129.41820231299999,70.534038754999997,176.98151549199997,129.92856295699997,82.538745793999993,40.078256879000001,148.58637363699998,109.48712038000001]
["Staff expenses",-34.973415638999995,-37.051318045999999,2.0779024070000034,-5.6081740585321227E-2,null,-9.3426485419999992,-8.4380157489999998,-0.90463279299999932,0.10720918518162392,null,null,-9.3426485419999992,-8.4380157489999998,-7.9235900889999993,-9.2691612589999988,-7.5876436639999998,-11.126483242000001,-9.6739677090000011,-8.6632234310000005,-9.8617721680000017,-8.5295994220000004,-8.873500817,-8.5012624999999993,-9.3378208800000024,-7.5211179249999986,-7.165855606,-6.1932051339999994,null,null,-37.051318045999999,-35.766134907000001,-30.217999545000001,-24.533940461,-31.312342864000001,-26.237566999999999,null,null,-34.973415638999995,-25.630767097,-17.192751348000002,-9.2691612589999988,-37.051318045999999,-29.463674382000001,-18.337191140000002,-8.6632234310000005,-35.766134907000001,-25.904362739]
["Other administrative expenses",-27.997133886,-31.790733362000001,3.7935994760000007,-0.1193303543143347,null,-5.8833066279999997,-7.1066350229999999,1.2233283950000002,-0.17213890836391699,null,null,-5.8833066279999997,-7.1066350229999999,-8.0075231440000003,-6.9996690910000003,-7.2511172889999997,-8.8357268540000007,-8.1512168870000004,-7.5526723320000002,-7.1618553859999983,-7.3079343609999983,-7.3664271240000003,-6.9418336629999997,-7.5845338140000003,-7.3961835879999995,-7.5693964999999999,-6.0390966739999996,null,null,-31.790733362000001,-28.778050533999998,-28.589210575999999,-23.313251491999999,-28.517004495000002,-23.565752,null,null,-27.997133886,-22.113827258000001,-15.007192235,-6.9996690910000003,-31.790733362000001,-24.539616072999998,-15.703889219000001,-7.5526723320000002,-28.778050533999998,-21.616195147999999]
["Depreciation on intangible and tangible fixed ass.",-9.5626269649999998,-11.138215622999999,1.5755886579999991,-0.14145790594558683,null,-2.2003905660000003,-2.3085520420000001,0.10816147599999981,-4.6852517955928263E-2,null,null,-2.2003905660000003,-2.3085520420000001,-2.557912666,-2.4957716910000003,-2.4823303440000002,-3.3764754400000001,-2.7303535190000003,-2.54905632,-2.3418510449999999,-2.227011120999999,-2.4551697840000002,-2.4031574660000001,-2.1885317679999998,-2.2400808329999995,-2.2352444920000001,-1.875841343,null,null,-11.138215622999999,-9.4271894159999992,-8.5396984360000001,-6.3314101650000003,-5.4514509840000001,-5.6296470000000003,null,null,-9.5626269649999998,-7.3622363990000004,-5.0536843569999998,-2.4957716910000003,-11.138215622999999,-8.6558852789999996,-5.2794098390000004,-2.54905632,-9.4271894159999992,-7.0853383709999997]
["General administrative expenses",-72.533176489999988,-79.980267030999997,7.4470905410000086,-9.3111598866174705E-2,null,-17.426345735999998,-17.853202813999999,0.42685707800000117,-2.3909271767487694E-2,null,null,-17.426345735999998,-17.853202813999999,-18.489025898999998,-18.764602041,-17.321091296999999,-23.338685536,-20.555538115000012,-18.764952082999997,-19.365478599000003,-18.064544903999998,-18.695097725,-17.846253629,-19.110886462000003,-17.157382345999995,-16.970496598,-14.108143151,null,null,-79.980267030999997,-73.971374857000001,-67.346908556999992,-54.178602118000001,-65.280798343000001,-55.432966,null,null,-72.533176489999988,-55.106830754000001,-37.253627940000001,-18.764602041,-79.980267030999997,-62.659175734000002,-39.320490198000009,-18.764952082999997,-73.971374857000001,-54.605896257999994]
["Operating result",183.81482200500002,97.001248460999975,86.81357354400005,0.89497377530047006,null,31.135229841000001,60.515017791000005,-29.379787950000004,-0.48549581612069626,null,null,31.135229841000001,60.515017791000005,40.395137659,51.769436713999994,29.731861237999997,24.05113162699999,21.90495079999998,21.313304796000004,19.733774657999991,24.511834230000009,19.729667081999995,10.639722810000002,-6.3782646750000076,13.203030756,12.824203641999997,7.9987329689999989,null,null,97.001248460999975,74.614998779999979,27.647702691999996,51.168242301999996,83.56990108899997,93.142105000000015,null,null,183.81482200500002,152.67959216399998,92.164574372999994,51.769436713999994,97.001248460999975,67.269387222999967,43.218255595999985,21.313304796000004,74.614998779999979,54.881224122000013]
["Net provisioning for impairment losses",-26.341699221000002,-8.669276537,-17.672422684000004,2.038511819132204,null,-8.1332039720000004,-5.937551955,-2.1956520170000005,0.36979078812961741,null,null,-8.1332039720000004,-5.937551955,-8.699887949999999,-3.5710553439999999,-5.0488410870000004,-1.423220911,-2.3071106910000001,0.109896152,13.110394611,-0.48612457800000003,-0.12710345299999998,0.18572418399999999,20.244956714999997,-0.95302038300000003,1.6059262000000001E-2,-0.97028008700000001,null,null,-8.669276537,12.682890764,18.337715506999999,-18.421389459,-12.533151961,-15.760873,null,null,-26.341699221000002,-18.208495249000002,-12.270943294,-3.5710553439999999,-8.669276537,-3.62043545,-2.197214539,0.109896152,12.682890764,-0.42750384699999999]
["Other results",-0.71422150299999998,2.1024001480000001,-2.8166216510000002,"–",null,2.4942041000000002E-2,3.2546508000000002E-2,-7.6044670000000002E-3,-0.23364924433675038,null,null,2.4942041000000002E-2,3.2546508000000002E-2,4.9029260000000002E-3,-0.77661297799999995,-8.9898508999999988E-2,2.1922965410000002,2.1160000000000002E-6,0,0,0,0,0,9.2424000000000672E-5,1.6189699999999939E-4,1.076444E-3,1.3455361000000001E-2,null,null,2.1024001480000001,0,1.4786126E-2,0.39535987900000003,9.4897589000000004E-2,0,null,null,-0.71422150299999998,-0.73916354399999995,-0.77171005199999998,-0.77661297799999995,2.1024001480000001,2.1922986570000003,2.1160000000000002E-6,0,0,0]
["Net income from derivatives",-0.71422150299999998,6.9862430000000005E-3,-0.72120774599999993,"–",null,2.4942041000000002E-2,3.2546508000000002E-2,-7.6044670000000002E-3,-0.23364924433675038,null,null,2.4942041000000002E-2,3.2546508000000002E-2,4.9029260000000002E-3,-0.77661297799999995,6.9862430000000005E-3,0,0,0,0,0,0,0,0,0,0,0,null,null,6.9862430000000005E-3,0,0,0,0,0,null,null,-0.71422150299999998,-0.73916354399999995,-0.77171005199999998,-0.77661297799999995,6.9862430000000005E-3,0,0,0,0,0]
["Net income from financial investments",0,2.095413905,-2.095413905,"–",null,0,0,0,"–",null,null,0,0,0,0,-9.6884751999999991E-2,2.1922965410000002,2.1160000000000002E-6,0,0,0,0,0,9.2424000000000672E-5,1.6189699999999939E-4,1.076444E-3,1.3455361000000001E-2,null,null,2.095413905,0,1.4786126E-2,0.39535987900000003,9.4897589000000004E-2,0,null,null,0,0,0,0,2.095413905,2.1922986570000003,2.1160000000000002E-6,0,0,0]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",156.75890128099999,90.434372072000002,66.324529208999991,0.73339956577787957,null,23.02696791,54.610012343999998,-31.583044433999998,-0.57833798379410228,null,null,23.02696791,54.610012343999998,31.700152635000002,47.421768391999997,24.593121642,24.820207257,19.597842225000001,21.423200948000002,32.844169268999991,24.025709652000007,19.602563628999999,10.825446994,13.866784464,12.250172270000002,12.841339348,7.041908243,null,null,90.434372072000002,87.297889544,46.000204324999999,33.142212721999996,71.131646716999995,77.381231999999997,null,null,156.75890128099999,133.731933371,79.121921026999999,47.421768391999997,90.434372072000002,65.841250430000002,41.021043173000002,21.423200948000002,87.297889544,54.453720275000002]
["Income taxes",-38.185387094999996,-27.710625595,-10.474761499999996,0.37800523355524751,null,-6.8007885449999996,-13.508148327999999,6.7073597829999994,-0.49654176280377604,null,null,-6.8007885449999996,-13.508148327999999,-7.2910971840000007,-10.585353038000001,-11.025755351999999,-5.7700738200000004,-6.1550485760000004,-4.7597478469999999,-8.6482446490000005,-5.4118656359999999,-4.4529053239999996,-1.787585237,-7.749191629000002,-4.2741334579999997,-5.0358447740000001,-3.146679448,null,null,-27.710625595,-20.300600845999998,-20.205849309000001,-27.553240886000001,-20.490041401999999,-21.709115000000001,null,null,-38.185387094999996,-31.38459855,-17.876450221999999,-10.585353038000001,-27.710625595,-16.684870243000002,-10.914796423,-4.7597478469999999,-20.300600845999998,-11.652356197]
["Profit/loss after tax",118.57351418600001,62.723746476999999,55.849767709000012,0.89040867049418693,null,16.226179365,41.101864016,-24.875684651,-0.60522035305543498,null,null,16.226179365,41.101864016,24.409055451,36.836415354000003,13.567366289999999,19.050133437,13.442793648999999,16.663453101000002,24.195924620000007,18.613844015999994,15.149658305000001,9.0378617569999999,6.1175928349999982,7.9760388120000005,7.8054945739999999,3.895228795,null,null,62.723746476999999,66.997288698000006,25.794355016000001,5.5889718359999998,50.641605315,55.672117,null,null,118.57351418600001,102.34733482099999,61.245470804999997,36.836415354000003,62.723746476999999,49.156380186999996,30.10624675,16.663453101000002,66.997288698000006,42.801364077999999]
[]
[]
["Risk-weighted assets (total RWA)",1605.7567554182033,1552.3755958903964,53.381159527806858,3.4386755157142845E-2,null,1605.7567554182033,1833.7135633470159,-227.95680792881262,-0.12431429449250009,null,null,1605.7567554182033,1833.7135633470159,2001.6843224952183,1601.4443693057704,1552.3755958903964,"–","–","–","–","–","–","–","–","–","–","–",null,null,1552.3755958903964,"–","–","–","–","–",null,null,1605.7567554182033,1833.7135633470159,2001.6843224952183,1601.4443693057704,1552.3755958903964,"–","–","–","–","–"]
["Assets",1449.313381930001,1536.3153697370001,-87.001987806999068,-5.6630291879389838E-2,null,1449.3133819300001,1564.147663729,-114.83428179899988,-7.3416522277206075E-2,null,null,1449.3133819300001,1564.147663729,1637.864742797,1615.5362903729999,1536.3153697370001,1643.285648779,1489.5464501389999,1435.4088745690001,1446.3325047979999,1450.2189038659999,1442.0755986649999,1471.7794227029999,1354.6681545460001,1330.920981966,1314.242109196,1214.2176131870001,null,null,1536.3153697370001,1446.3325047979999,1354.6681545460001,1222.6145167880002,1512.2080623689999,1224.443927,null,null,1449.313381930001,1564.1476637290011,1637.864742797,1615.5362903729999,1536.3153697370001,1643.285648779,1489.5464501389999,1435.4088745690001,1446.3325047979999,1450.2189038659999]
["Loans and advances to customers",914.6088869429999,1047.0224669490001,-132.41358000600019,-0.12646679912404402,null,914.6088869429999,1003.046335233,-88.437448290000134,-8.8168856396306783E-2,null,null,914.6088869429999,1003.046335233,1052.113800245,1096.228680162,1047.0224669490001,1047.4368161519999,970.880084786,948.93921518699995,910.42770273400004,1012.713282328,971.02729251300002,1009.64556892,868.95315495900002,788.67555809199996,794.56565588499996,767.18146203900005,null,null,1047.0224669490001,910.42770273400004,868.95315495900002,771.91273973900002,1096.2929575610001,918.52390100000002,null,null,914.6088869429999,1003.046335233,1052.113800245,1096.228680162,1047.0224669490001,1047.4368161519999,970.880084786,948.93921518699995,910.42770273400004,1012.713282328]
["  Hereof corporate %",0.7230006251198946,0.69603744619120755,2.6963178928687048,3.8738115422140673E-2,null,0.7230006251198946,0.74616755548600144,-2.3166930366106842,-3.104789292401966E-2,null,null,0.7230006251198946,0.74616755548600144,0.72974912867905684,0.71961687581775557,0.69603744619120755,0.70933336363859623,0.71712879037574162,0.73430115107504279,0.7225348956754406,0.73943456833278531,0.74014728735658231,0.76838812811619117,0.7379236851705443,0.72449776587597436,0.74121218375817743,0.73848022826425574,null,null,0.69603744619120755,0.7225348956754406,0.7379236851705443,0.72242597287518151,0.53412180867705983,0.48799999999999999,null,null,0.7230006251198946,0.74616755548600144,0.72974912867905684,0.71961687581775557,0.69603744619120755,0.70933336363859623,0.71712879037574162,0.73430115107504279,0.7225348956754406,0.73943456833278531]
["  Hereof retail % ",0.27699937384906359,0.30396255385750198,-2.6963180008438394,-8.8705597667398051E-2,null,0.27699937384906359,0.25383244428170609,2.3166929567357499,9.1268591109048947E-2,null,null,0.27699937384906359,0.25383244428170609,0.27025087203854614,0.28038312403446508,0.30396255385750198,0.29066663526157621,0.28287120962425838,0.26569990273347394,0.27746510432455945,0.26056543166721469,0.2598537424808991,0.2316108814376524,0.2620763148294557,0.27550223412402558,0.25878655769313058,0.26151977173574426,null,null,0.30396255385750198,0.27746510432455945,0.2620763148294557,0.27757273164203738,0.46587819132294012,0.503,null,null,0.27699937384906359,0.25383244428170609,0.27025087203854614,0.28038312403446508,0.30396255385750198,0.29066663526157621,0.28287120962425838,0.26569990273347394,0.27746510432455945,0.26056543166721469]
["  Hereof FCY % ",0.70654555192538071,0.68538352579778461,2.1162026127596101,3.0876181482424103E-2,null,0.70654555192538071,0.76033217275136411,-5.37866208259834,-7.0740950802264835E-2,null,null,0.70654555192538071,0.76033217275136411,0.76578694814513626,0.73666299894348741,0.68538352579778461,0.73317406274705321,0.72797970735571083,0.73421457228185261,0.7239454577455553,0.70605373947136041,0.72310325921204699,0.72976995361664543,0.70914869976975348,0.73411809718142829,0.74361507526008119,0.66524287310536645,null,null,0.68538352579778461,0.7239454577455553,0.70914869976975348,0.66116540604390617,0.5109473668846698,0.626,null,null,0.70654555192538071,0.76033217275136411,0.76578694814513626,0.73666299894348741,0.68538352579778461,0.73317406274705321,0.72797970735571083,0.73421457228185261,0.7239454577455553,0.70605373947136041]
["Deposits from customers",815.418267528,866.561354553,-51.143087025,-5.9018425823271659E-2,null,815.418267528,873.07752245000006,-57.659254922000059,-6.6041392017742728E-2,null,null,815.418267528,873.07752245000006,938.57433875200002,863.805390493,866.561354553,989.14157287899991,852.07430799799999,772.56565983999997,842.23793829600004,856.86664896000002,905.05517114500003,926.04549857100005,872.25389149800003,850.13450367799999,799.07729917300003,718.13885389199993,null,null,866.561354553,842.23793829600004,872.25389149800003,667.71975759700001,854.30554040699997,623.23686399999997,null,null,815.418267528,873.07752245000006,938.57433875200002,863.805390493,866.561354553,989.14157287899991,852.07430799799999,772.56565983999997,842.23793829600004,856.86664896000002]
["Loan/deposit ratio*",1.0609067346989434,1.1758750837955567,-11.496834909661334,-9.7772587140389056E-2,null,1.0609067346989434,1.1003805293510107,-3.9473794652067351,-3.5872858160575061E-2,null,null,1.0609067346989434,1.1003805293510107,1.079227326540672,1.2321550878011394,1.1758750837955567,1.0354237410535836,1.1140051236918975,1.2028853164331192,1.057060103221223,1.1818796816951094,1.0728929279355839,1.0902764178196482,0.99621585346746766,0.9277067977830501,0.99435393385262061,1.0682912613364539,null,null,1.1758750837955567,1.057060103221223,0.99621585346746766,1.1560429820393083,1.2832562891242807,1.473795845619299,null,null,1.0609067346989434,1.1003805293510107,1.079227326540672,1.2321550878011394,1.1758750837955567,1.0354237410535836,1.1140051236918975,1.2028853164331192,1.057060103221223,1.1818796816951094]
[]
["Equity",321.37035820900002,328.92081709000007,-7.5504588810000541,-2.2955247855091176E-2,null,321.37035820900002,310.17419695400002,11.196161254999993,3.6096365735607705E-2,null,null,321.37035820900002,310.17419695400002,319.06406383599995,313.78648900500002,328.92081709000007,327.48430482599997,292.05470601100001,272.35417068300001,269.87181060299997,246.314113131,235.47050382899999,223.29293465800001,213.19907439600004,205.76312047000002,195.67260915900002,174.83870696600002,null,null,328.92081709000007,269.87181060299997,213.19907439600001,175.29447362200003,229.58471173199999,194.32554099999999,null,null,321.37035820900002,310.17419695400002,319.06406383599995,313.78648900500002,328.92081709000007,327.48430482599997,292.05470601100001,272.35417068300001,269.87181060299997,246.314113131]
["Return on equity before tax",0.63002356525671288,0.34200267589882682,28.802088935788607,0.84215975387014241,null,0.4276720241244979,0.91493607695716572,-48.726405283266786,-0.5325662252309239,null,null,0.4276720241244979,0.91493607695716572,0.47031396495593059,0.69330111492901891,0.35554198172740031,0.36529369375600312,0.30288035530114488,0.37374312927802866,0.64655901631120583,0.46337428765065775,0.36852287727193711,0.21561425269924053,0.29701988171806765,0.26482690151628857,0.28945130365020938,0.16537629424609221,null,null,0.34200267589882682,0.44736117276732651,0.25762468615322637,0.16600563499914553,0.44868423931662382,0.45638133744520587,null,null,0.63002356525671288,0.68808209785575825,0.58200558535599345,0.69330111492901891,0.34200267589882682,0.33642602622247592,0.35300357198432369,0.37374312927802866,0.44736117276732651,0.37145927838786547]
["Return on equity after tax",0.4765541703980779,0.23720725478642887,23.934691561164904,1.0090202166335369,null,0.30136329715485805,0.68862057714875546,-38.72572799938974,-0.56236669777912007,null,null,0.30136329715485805,0.68862057714875546,0.36214083200703739,0.538544400618029,0.19614298533497762,0.28037209914046424,0.20775542888365575,0.29070590905916061,0.47631264754846414,0.35899779179411073,0.2848094654306248,0.18001028593227253,0.13103590850267344,0.17242775027159835,0.17594041547004335,9.1477832588647542E-2,null,null,0.23720725478642887,0.34333001405563091,0.14446158909581977,2.7994534535457877E-2,0.31943714517019661,0.32834467167524528,null,null,0.4765541703980779,0.52660099258574533,0.45050986659062114,0.538544400618029,0.23720725478642887,0.25117210778637483,0.2590770936022056,0.29070590905916061,0.34333001405563091,0.291972040370022]
["Cost/income ratio**",0.28294808976795943,0.45191310973159404,-16.896501996363462,-0.3738882903042765,null,0.35885050122330797,0.22781176701696021,13.103873420634777,0.57520617096390869,null,null,0.35885050122330797,0.22781176701696021,0.31398978573905684,0.26603612060524212,0.36811911609831133,0.49248313104322078,0.48410978394877524,0.46820779006564928,0.49529024177803127,0.42428560792231118,0.48653772687749119,0.62649260653627403,1.5009388311142811,0.56512348130301793,0.56958104835089962,0.63817895728091689,null,null,0.45191310973159404,0.49783417581556849,0.70895504146514365,0.51428784997108323,0.43856561367937996,0.37309735493917412,null,null,0.28294808976795943,0.26520900634468858,0.28785462380246557,0.26632472341783897,0.45191310973159404,0.48225866820936913,0.47638826856099797,0.46820779006564928,0.49783417581556849,0.49874264724908085]
["Net interest margin (avg. interest bearing assets)",8.6340866583228038E-2,8.0772050034938869E-2,0.55688165482891683,6.8944845969370672E-2,null,9.0867134348051881E-2,8.3078278916251275E-2,0.77888554318006065,9.3753211229283151E-2,null,null,9.0867134348051881E-2,8.3078278916251275E-2,8.4617360459054936E-2,8.9686371710805735E-2,7.3309031175980019E-2,9.0867134348051853E-2,8.0662615510319932E-2,7.7965826407700348E-2,7.0028266864664582E-2,6.8447831971239603E-2,6.3919387473091158E-2,6.3878643817051689E-2,4.9441028787080753E-2,5.5241808954513305E-2,6.0311704890835142E-2,5.3898541050404175E-2,null,null,8.0772050034938869E-2,6.6770957225040631E-2,5.4632085531412349E-2,5.1673346104566691E-2,null,null,null,null,8.6340866583228038E-2,8.5915422115416834E-2,8.7467642462617651E-2,8.9686371710805748E-2,8.0772050034938869E-2,8.2997141539827402E-2,7.9164737395954032E-2,7.7965826407700348E-2,6.6770957225040631E-2,6.558401263893035E-2]
["Provisioning ratio (avg. loans and advances to customers)",2.5623231462359487E-2,8.6908226544522051E-3,1.6932408807907282,1.9483090935278735,null,3.3929786242893438E-2,2.3112756431971224E-2,1.0817029810922214,0.46801124057878796,null,null,3.3929786242893438E-2,2.3112756431971224E-2,3.2396651946674043E-2,1.3575055232095979E-2,1.928456142446397E-2,5.6412188208445051E-3,9.6138660176296672E-3,-4.7283255796710569E-4,-5.4537424818398676E-2,1.9604360939744904E-3,5.133748453868014E-4,-7.9090518539908232E-4,-9.7705627590089286E-2,4.8155410538161733E-3,-8.2263059445102806E-5,5.0433824564038157E-3,null,null,8.6908226544522051E-3,-1.4255397554904126E-2,-2.2351266567552177E-2,1.3744788014892283E-2,1.2440983812247121E-2,null,null,null,2.5623231462359487E-2,2.3265551224000102E-2,2.3141836986255018E-2,1.3575055232095979E-2,8.6908226544522051E-3,4.9443835429414341E-3,4.6716747861793272E-3,-4.7283255796710569E-4,-1.4255397554904126E-2,6.058514070699702E-4]
[]
["NPL ratio",6.0057744959236284E-2,3.0122006048141348E-2,2.9935738911094933,0.99381624395305157,null,6.0057744959236284E-2,5.0812491985516552E-2,0.9245252973719732,0.1819484267048932,null,null,6.0057744959236284E-2,5.0812491985516552E-2,4.3192408834299437E-2,3.3278603374568359E-2,3.0122006048141348E-2,1.1391239849515211E-2,8.2359388407503408E-3,6.6663943261670187E-3,6.4728489503375515E-3,6.5603207896390708E-3,7.8771380155595351E-3,8.3337403332542134E-3,1.0932341917152285E-2,1.5275200145856024E-2,1.7544873600750823E-2,1.8610460114681694E-2,null,null,3.0122006048141348E-2,6.4728489503375515E-3,1.0932341917152285E-2,2.0162938372104762E-2,null,null,null,null,6.0057744959236284E-2,5.0812491985516552E-2,4.3192408834299437E-2,3.3278603374568359E-2,3.0122006048141348E-2,1.1391239849515211E-2,8.2359388407503408E-3,6.6663943261670187E-3,6.4728489503375515E-3,6.5603207896390708E-3]
["NPL coverage ratio",0.89680191902400552,0.88881291940357066,0.79889996204348668,8.9883927720084689E-3,null,0.89680191902400552,0.82920133332373713,6.760058570026839,8.1524936084341526E-2,null,null,0.89680191902400552,0.82920133332373713,0.86069661275003095,0.86317927547647977,0.88881291940357066,1.9491217048437077,2.7094352903393388,3.1032750039796055,3.4161500690388236,5.0022160232724895,4.4695934400377775,4.2204396498078705,3.6356689854082656,4.7036314643671293,4.0112057241771026,3.8010902551549286,null,null,0.88881291940357066,3.4161500690388236,3.6356689854082656,3.4102786897916983,null,null,null,null,0.89680191902400552,0.82920133332373713,0.86069661275003095,0.86317927547647977,0.88881291940357066,1.9491217048437077,2.7094352903393388,3.1032750039796055,3.4161500690388236,5.0022160232724895]
[]
["Number of employees",2086,2176,-90,-4.1360294117647078E-2,null,2086,2111,-25,-1.1842728564661287E-2,null,null,2086,2111,2140,2150,2176,2162,2152,2178,2216,2228,2194,2201,2190,2168,2192,2198,null,null,2176,2216,2190,2210,2223,2147,null,null,2086,2111,2140,2150,2176,2162,2152,2178,2216,2228]
["Business outlets",97,97,0,0,null,97,97,0,0,null,null,97,97,97,97,97,96,96,96,100,100,100,100,100,100,100,98,null,null,97,100,100,101,96,96,null,null,97,97,97,97,97,96,96,96,100,100]
["Number of customers ",752363,744935,7428,9.9713397813232518E-3,null,752363,723937,28426,3.9265847718793268E-2,null,null,752363,723937,714771,729639,744935,740085,734542,723688,719919,707229,701651,695067,691925,685846,684727,683134,null,null,744935,719919,691925,790811,833239,849823,null,null,752363,723937,714771,729639,744935,740085,734542,723688,719919,707229]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Russia",null,null,null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014\nrestated",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015\nrestated",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015\nrestated",null,"Q2\n2015\nrestated",null,"Q1\n2015\nrestated",null,"Q4\n2014\nrestated",null,"Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014\n restated",null,"1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015\nrestated",null,"1/1-30/6\n2015\nrestated",null,"1/1-31/3\n2015\nrestated",null,"1/1-31/12\n2014\nrestated",null,"1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",646.66573471899994,834.58120926999993,null,-187.91547455099999,-0.22516140126779016,null,144.45524554400001,149.09283664899999,null,-4.6375911049999843,-3.1105391843324948E-2,null,null,144.45524554400001,149.09283664899999,null,177.87491743799998,null,175.24273508799999,null,199.36416892299999,null,232.54999176800001,209.07114531199997,193.59590326700001,180.95291775099997,176.23656813700006,183.66688094599999,181.62665097199999,197.82328673299989,188.84829704300009,177.74519278599999,184.263226952,null,null,834.58120926999993,null,722.48301780600002,748.68000351399996,590.10064702099999,507.16413807200001,650.38000399999999,null,null,646.66573471899994,502.21048917500002,null,353.11765252600003,null,175.24273508799999,null,834.58120926999993,null,635.21704034699997,402.66704857899998,193.59590326700001,722.48301780600002,541.53010005500005]
["Net fee and commission income",258.43040857800003,304.22501061100002,null,-45.79460203299999,-0.15052872195164668,null,74.527417819999997,62.800444315999997,null,11.726973504,0.18673392571861558,null,null,74.527417819999997,62.800444315999997,null,65.654589752999996,null,55.447956689000002,null,90.03877098000001,null,73.904787814999992,74.768332949999987,65.513118865999999,77.209861138000008,75.866990209999983,86.072513573000009,69.308262100999997,74.15005395899999,76.253559401000018,71.325128655,63.404907251999994,null,null,304.22501061100002,null,308.457627022,285.13364926700001,237.69206121900001,214.07584032100002,206.53267,null,null,258.43040857800003,183.90299075799999,null,121.102546442,null,55.447956689000002,null,304.22501061100002,null,214.18623963100001,140.28145181599999,65.513118865999999,308.457627022,231.24776588399999]
["Net trading income",33.736139623000007,-64.976453883000005,null,98.712593506000019,"–",null,8.0047663629999999,-1.35352213,null,9.3582884929999999,"–",null,null,8.0047663629999999,-1.35352213,null,2.069366627,null,25.015528762999999,null,-54.961686085000004,null,-35.855069813,14.266752359999998,11.573549655000001,34.454617007999985,66.386133346999998,24.293137107,30.594340420000002,4.5925439039999887,8.7139065630000019,14.670470247000001,41.335922269000001,null,null,-64.976453883000005,null,155.728227882,69.312842982999996,38.155027347000001,74.380857505999998,-13.302053000000001,null,null,33.736139623000007,25.731373260000002,null,27.08489539,null,25.015528762999999,null,-64.976453883000005,null,-10.014767798000001,25.840302014999999,11.573549655000001,155.728227882,121.273610874]
["Recurring other net operating income",-15.381490677999992,7.6853391589999944,null,-23.066829836999986,"–",null,-9.5179205349999876,0.578377959,null,-10.096298493999988,"–",null,null,-9.5179205349999876,0.578377959,null,-3.1874815979999997,null,-3.2544665039999998,null,-0.74534057799999687,null,-1.4863065529999999,-0.58491421699999968,10.501900507,-0.17929379199999995,-9.1200791999999975E-2,-1.2629086860000001,1.2000684180000001,-12.483906101999997,5.3176171539999997,2.4962270210000002,-0.18662271999999999,null,null,7.6853391589999944,null,-0.33333485200000001,-4.8566846469999998,-13.576326933000001,-25.600607581000002,-18.786923000000002,null,null,-15.381490677999992,-5.8635701429999996,null,-6.4419481020000005,null,-3.2544665039999998,null,7.6853391589999944,null,8.4306797370000002,9.9169862900000005,10.501900507,-0.33333485200000001,-0.15404106000000001]
["Operating income",923.45079224200003,1081.5151051569999,null,-158.06431291499985,-0.14615081394730423,null,217.46950919200003,211.11813679399998,null,6.351372398000052,3.0084447004178783E-2,null,null,217.46950919200003,211.11813679399998,null,242.41139221999998,null,252.45175403599998,null,233.69591324000001,null,269.11340321699998,297.52131640499994,281.18447229500003,292.43810210499993,318.39849090200005,292.76962294000003,282.729321911,264.08197849399983,279.1333801610001,266.23701870899998,288.81743375299999,null,null,1081.5151051569999,null,1186.3355378580002,1098.269811117,852.37140865399999,770.02022831800002,824.82369799999992,null,null,923.45079224200003,705.98128305000012,null,494.86314625599999,null,252.45175403599998,null,1081.5151051569999,null,847.81919191700001,578.70578869999997,281.18447229500003,1186.3355378580002,893.89743575300008]
["Staff expenses",-184.634893366,-234.38630849200001,null,49.751415126000012,-0.21226246296591211,null,-52.122345924000001,-46.879266681999994,null,-5.2430792420000074,0.11184217700259302,null,null,-52.122345924000001,-46.879266681999994,null,-44.736240682999998,null,-40.897040077,null,-38.26241151,null,-59.949916789,-69.591363733000009,-66.582616459999997,-71.181537664000032,-65.206530603000019,-72.059440748,-71.273620667000003,-73.132289799999967,-64.865792488000011,-60.939592308999998,-65.050322792999992,null,null,-234.38630849200001,null,-279.72112968200003,-263.98799738999998,-235.161342139,-192.78518157300002,-161.96316200000001,null,null,-184.634893366,-132.512547442,null,-85.633280760000005,null,-40.897040077,null,-234.38630849200001,null,-196.12389698199999,-136.17398019300001,-66.582616459999997,-279.72112968200003,-208.53959201800001]
["Other administrative expenses",-125.83980535400001,-193.95863434400002,null,68.118828990000011,-0.35120286972729564,null,-35.547580396999997,-30.746254313999998,null,-4.8013260829999993,0.15615970758473052,null,null,-35.547580396999997,-30.746254313999998,null,-31.962185106,null,-27.583785537000001,null,-59.320458840000001,null,-51.869802741999997,-47.444534779999998,-35.323837982000001,-69.08994376299998,-49.644019577000002,-52.789640114000001,-38.512565219000003,-63.550181959999996,-44.910923101000002,-43.052917770000001,-44.838737681999994,null,null,-193.95863434400002,null,-210.03616867299999,-196.35276051299999,-183.84234495500002,-166.70660619100002,-170.01740599999999,null,null,-125.83980535400001,-90.292224957000002,null,-59.545970642999997,null,-27.583785537000001,null,-193.95863434400002,null,-134.638175504,-82.768372761999998,-35.323837982000001,-210.03616867299999,-140.94622491000001]
["Depreciation on intangible and tangible fixed ass.",-45.275341873000002,-48.380917513999997,null,3.1055756409999944,-6.4190093958043093E-2,null,-12.771307934000001,-10.49972745,null,-2.2715804840000011,0.21634661421616252,null,null,-12.771307934000001,-10.49972745,null,-11.319615475999999,null,-10.684691013,null,-11.103758934,null,-14.036751198999999,-11.595597770000001,-11.644809610999999,-20.432254803000006,-12.163863065000001,-15.138598276,-14.982861169,-13.957938754000004,-12.538812692999997,-12.096746959000001,-12.034765725,null,null,-48.380917513999997,null,-62.717577313,-50.628264131000002,-68.691393290000008,-55.472195906000003,-32.658169000000001,null,null,-45.275341873000002,-32.504033939000003,null,-22.004306489000001,null,-10.684691013,null,-48.380917513999997,null,-37.277158579999998,-23.240407381000001,-11.644809610999999,-62.717577313,-42.28532251]
["General administrative expenses",-355.75004059299999,-476.72586035,null,120.97581975700001,-0.25376391301319934,null,-100.441234255,-88.125248445999986,null,-12.315985809000011,0.13975547333119653,null,null,-100.441234255,-88.125248445999986,null,-88.018041264999994,null,-79.165516627000002,null,-108.68662928400001,null,-125.85647073,-128.63149628299999,-113.551264053,-160.70373622999995,-127.01441324500007,-139.98767913799998,-124.769047055,-150.64041051399991,-122.315528282,-116.089257038,-121.92382619999998,null,null,-476.72586035,null,-552.47487566799998,-510.96902203399992,-487.69508038399999,-414.96398367000006,-364.63873699999999,null,null,-355.75004059299999,-255.30880633800001,null,-167.18355789200001,null,-79.165516627000002,null,-476.72586035,null,-368.03923106599996,-242.182760336,-113.551264053,-552.47487566799998,-391.77113943800003]
["Operating result",567.70075164900004,604.78924480699993,null,-37.088493157999835,-6.1324657269385741E-2,null,117.02827493700003,122.99288834799999,null,-5.9646134109999593,-4.849559589269492E-2,null,null,117.02827493700003,122.99288834799999,null,154.39335095499999,null,173.28623740899997,null,125.009283956,null,143.25693248699997,168.88982012199995,167.63320824200002,131.73436587499998,191.38407765699998,152.78194380200006,157.96027485600001,113.44156797999992,156.8178518790001,150.14776167099998,166.89360755300001,null,null,604.78924480699993,null,633.8606621900002,587.30078908300015,364.67632827,355.05624464799996,460.18496099999993,null,null,567.70075164900004,450.6724767120001,null,327.67958836399998,null,173.28623740899997,null,604.78924480699993,null,479.77996085100006,336.52302836399997,167.63320824200002,633.8606621900002,502.12629631500005]
["Net provisioning for impairment losses",-180.99774025400001,-170.02318674700001,"*",-10.974553506999996,6.4547393311304546E-2,null,-34.780702038000001,-33.390601525999998,"*",-1.3901005120000036,4.1631490553339923E-2,null,null,-34.780702038000001,-33.390601525999998,"*",-63.543889174999997,"*",-49.282547514999997,null,-53.163297420999996,"*",-47.348154406000006,-42.783124940999997,-26.728609979000002,-28.624622533999997,-26.565276576999999,-7.4481638399999994,14.544814141,2.4889070650000003,-1.3673850680000001,14.25906414,0.56561649699999994,null,null,-170.02318674700001,"*",-48.093248809999999,15.946202634,42.061744877999999,-76.928682941999995,-322.148978,null,null,-180.99774025400001,-146.21703821599999,"*",-112.82643668999999,"*",-49.282547514999997,null,-170.02318674700001,"*",-116.859889326,-69.511734919999995,-26.728609979000002,-48.093248809999999,-19.468626275999998]
["Other results",97.048277904000003,-16.799991518000002,null,113.848269422,"–",null,85.374458953999991,3.9758158069999996,null,81.398643146999987,">500,0%",null,null,85.374458953999991,3.9758158069999996,null,13.371829605,null,-5.6738264619999992,null,-20.409774857999999,null,4.3445788770000009,0.90219161399999792,-1.6369871509999996,5.1649007729999994,-2.9310923430000031,0.97060207700000234,25.807374394,-2.5365956720000007,-2.5452956399999991,10.263688311999999,-9.9017465250000001,null,null,-16.799991518000002,null,29.011784900999999,-4.7199495249999996,26.900587737999999,-11.194180077999999,14.718696000000001,null,null,97.048277904000003,11.673818950000001,null,7.6980031430000002,null,-5.6738264619999992,null,-16.799991518000002,null,3.6097833399999981,-0.73479553700000166,-1.6369871509999996,29.011784900999999,23.846884127999999]
["Net income from derivatives",-2.6153470149999998,26.479981956,null,-29.095328971000001,"–",null,0.26126126900000002,2.4852564729999997,null,-2.2239952039999995,-0.89487553021655486,null,null,0.26126126900000002,2.4852564729999997,null,3.6559665799999999,null,-9.0178313369999987,null,9.7214097989999999,null,5.8954155020000005,-0.70133814500000113,11.5644948,5.6496060979999996,-3.5902988830000004,2.6937803110000003,-0.46371847300000002,-4.2394268949999994,-17.130310835,12.400828649999999,0,null,null,26.479981956,null,4.2893690529999997,-8.9689090799999995,0,0,0,null,null,-2.6153470149999998,-2.876608284,null,-5.3618647570000002,null,-9.0178313369999987,null,26.479981956,null,16.758572157,10.863156654999999,11.5644948,4.2893690529999997,-1.3602370450000001]
["Net income from financial investments",13.492170101999999,-43.723196919000003,null,57.215367021000006,"–",null,-0.40254719799999999,1.5077013100000001,null,-1.910248508,"–",null,null,-0.40254719799999999,1.5077013100000001,null,9.6678380910000001,null,2.7191778990000004,null,-30.100529063,null,-1.5483817479999999,1.1271958429999991,-13.201481951,-0.48470532500000019,0.65920653999999956,-1.7231782339999988,26.271092867,1.7028312229999987,14.585015195,-2.137140338,-9.9017465250000001,null,null,-43.723196919000003,null,24.722415848000001,4.2489595549999999,26.969910176999999,-11.194180077999999,14.718696000000001,null,null,13.492170101999999,13.8947173,null,12.38701599,null,2.7191778990000004,null,-43.723196919000003,null,-13.622667856000001,-12.074286108000001,-13.201481951,24.722415848000001,25.207121173000001]
["Net income from disposal from group assets",86.171454816999997,0.44322344499999999,null,85.728231371999996,">500,0%",null,85.515744882999996,-1.7141976E-2,null,85.532886859000001,"–",null,null,85.515744882999996,-1.7141976E-2,null,4.8024933999999998E-2,null,0.62482697600000003,null,-3.0655594000000001E-2,null,-2.4548769999999998E-3,0.47633391600000002,0,0,0,0,0,0,0,0,0,null,null,0.44322344499999999,null,0,0,-6.9322439E-2,0,0,null,null,86.171454816999997,0.65570993399999999,null,0.67285191,null,0.62482697600000003,null,0.44322344499999999,null,0.473879039,0.47633391600000002,0,0,0]
["Bank levy",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,0,0,0,0,0,0,0,0,0,0,null,null,0,null,0,0,0,0,0,null,null,0,0,null,0,null,0,null,0,null,0,0,0,0,0]
["Operating result - One-offs",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,0,0,0,0,0,0,0,0,0,0,null,null,0,null,0,0,0,0,0,null,null,0,0,null,0,null,0,null,0,null,0,0,0,0,0]
["Impairment of goodwill",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,0,0,0,0,0,0,0,0,0,0,null,null,0,null,0,0,0,0,0,null,null,0,0,null,0,null,0,null,0,null,0,0,0,0,0]
["Income from release of negative goodwill",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,0,0,0,0,0,0,0,0,0,0,null,null,0,null,0,0,0,0,0,null,null,0,0,null,0,null,0,null,0,null,0,0,0,0,0]
["Profit/loss before tax",483.75128929900001,417.96606654200002,"*",65.785222756999985,0.15739369298868544,null,167.62203185299998,93.578102629,"*",74.043929223999982,0.79125273054054901,null,null,167.62203185299998,93.578102629,"*",104.221291385,"*",118.329863432,null,51.436211677000003,"*",100.253356958,127.00888679500002,139.267611112,108.27464411400007,161.88770873699997,146.30438203900002,198.31246339099999,113.39387937299998,152.90517117099998,174.670514123,157.557477525,null,null,417.96606654200002,"*",614.77919828100005,598.52704219199995,433.63866088599997,266.93338162800001,152.75468000000001,null,null,483.75128929900001,316.129257446,"*",222.551154817,"*",118.329863432,null,417.96606654200002,"*",366.529854865,266.27649790700002,139.267611112,614.77919828100005,506.50455416699998]
["Income taxes",-96.33130760600001,-92.328251762999997,"*",-4.0030558430000127,4.3356781554529711E-2,null,-33.385602130000002,-20.610174572999998,"*",-12.775427557000004,0.61986023028335868,null,null,-33.385602130000002,-20.610174572999998,"*",-18.633015203999999,"*",-23.702515698999999,null,-15.192807006999999,"*",-22.381262370000002,-24.061116641999998,-30.693065743999998,-21.623434861000007,-36.756727592000004,-45.079447305999992,-42.601611124000001,-23.069158172000002,-25.634427688999992,-39.306930027,-37.653437074000003,null,null,-92.328251762999997,"*",-146.061220883,-125.663952962,-112.12852841900001,-53.215067589,-28.470192999999998,null,null,-96.33130760600001,-62.945705476000001,"*",-42.335530902999999,"*",-23.702515698999999,null,-92.328251762999997,"*",-77.135444755999998,-54.754182385999997,-30.693065743999998,-146.061220883,-124.437786022]
["Profit/loss after tax",387.41998169300001,325.63781477899897,"*",61.782166914001039,0.18972663526786904,null,134.23642972299999,72.967928055999991,"*",61.268501666999995,0.83966344254668779,null,null,134.23642972299999,72.967928055999991,"*",85.588276180999998,"*",94.627347732999993,null,36.243404670000004,"*",77.872094587999996,102.94777015299999,108.574545368,86.65120925299999,125.13098114500002,101.224934733,155.71085226700001,90.324721201000003,127.27074348200001,135.36358409600001,119.904040451,null,null,325.63781477899897,"*",468.71797739800002,472.86308923000001,321.51013246700001,213.71831403900001,124.284487,null,null,387.41998169300001,253.18355197,"*",180.21562391399999,"*",94.627347732999993,null,325.63781477899897,"*",289.39441010900003,211.522315521,108.574545368,468.71797739800002,382.06676814500003]
[]
[]
["Risk-weighted assets (total RWA)",7686.882405533659,8372.166409980262,null,-685.28400444660292,-8.1852649707212177E-2,null,7686.882405533659,8684.203841833054,null,-997.32143629939492,-0.11484316288099483,null,null,7686.882405533659,8684.203841833054,null,9956.5036477067588,null,10309.134406306835,null,8372.166409980262,null,"–","–","–","–","–","–","–","–","–","–","–",null,null,8372.166409980262,null,"–","–","–","–","–",null,null,7686.882405533659,8684.203841833054,null,9956.5036477067588,null,10309.134406306835,null,8372.166409980262,null,"–","–","–","–","–"]
["Assets",10675.910275443001,12442.468672943996,"*",-1766.5583975009959,-0.1419781270048408,null,10675.910275442995,12178.063651330003,"*",-1502.1533758870082,-0.12334911517094538,null,null,10675.910275442995,12178.063651330003,"*",13531.40104359,"*",13832.408965452996,"*",12442.468672943993,"*",14682.836911333001,16041.423042828999,15103.168887100999,15554.626103840001,15796.099897529,16207.730473793001,16186.832400376001,15635.30659896,15442.539107590001,17040.531984706999,15195.326218733999,null,null,12442.468672943996,"*",15554.626103840001,15635.30659896,14476.135554517994,12442.250413117001,11680.852542000001,null,null,10675.910275443001,12178.063651329996,"*",13531.401043590002,"*",13832.408965453,"*",12442.468672943996,"*",14682.836911333001,16041.423042828999,15103.168887100999,15554.626103840001,15796.099897529]
["Loans and advances to customers",6956.3819491499989,8388.7289838519991,null,-1432.3470347020002,-0.17074660982125145,null,6956.3819491499989,7815.2709553170007,null,-858.88900616700175,-0.10989881362752618,null,null,6956.3819491499989,7815.2709553170007,null,8772.8006683980002,null,9346.7830799799995,null,8388.7289838519991,null,10805.536536644002,10303.311052081999,9597.8364824870005,9966.8247900019996,10172.866749671,9934.6776827939993,10101.329963996999,9668.5162179899999,9112.906641222,9491.9046501440007,9485.4541599370004,null,null,8388.7289838519991,null,9966.8247900019996,9668.5162179899999,9072.5821045430021,7601.4233217760002,6368.2494479999996,null,null,6956.3819491499989,7815.2709553170007,null,8772.8006683980002,null,9346.7830799799995,null,8388.7289838519991,null,10805.536536644002,10303.311052081999,9597.8364824870005,9966.8247900019996,10172.866749671]
["  Hereof corporate %",0.64793523112265938,0.60913934743110465,null,3.8795883691554733,6.3689669457681175E-2,null,0.64793523112265938,0.63540940811802926,null,1.2525823004630121,1.9712995817498857E-2,null,null,0.64793523112265938,0.63540940811802926,null,0.61250415472864406,null,0.61466217540723045,null,0.60913934743110465,null,0.58182412235427983,0.54476701712682463,0.55074404271962973,0.55554301394877503,0.57021221254539156,0.59083444878636227,0.62740064922143912,0.64080247682270997,0.64517458589229537,0.685989798675819,0.69585936529764414,null,null,0.60913934743110465,null,0.55554301394877503,0.64080247682270997,0.70193953606591819,0.72546640280379082,0.68600000000000005,null,null,0.64793523112265938,0.63540940811802926,null,0.61250415472864406,null,0.61466217540723045,null,0.60913934743110465,null,0.58182412235427983,0.54476701712682463,0.55074404271962973,0.55554301394877503,0.57021221254539156]
["  Hereof retail % ",0.35206334067082873,0.39085362959174202,null,-3.8790288920913296,-9.9245052326700667E-2,null,0.35206334067082878,0.36458746322307456,null,-1.2524122552245776,-3.4351489877156971E-2,null,null,0.35206334067082878,0.36458746322307456,null,0.38749091350559095,null,0.38533197691453297,null,0.39085362959174202,null,0.41811891336246471,0.45516708172741754,0.44918698339917457,0.44434892756720418,0.4296545899990632,0.40902000044691939,0.3724224433812181,0.35900049190589334,0.3546746389489106,0.31376904846814208,0.3035120933589473,null,null,0.39085362959174202,null,0.44434892756720418,0.35900049190589334,0.29741654580801807,0.26948993629219159,0.313,null,null,0.35206334067082873,0.36458746322307456,null,0.38749091350559095,null,0.38533197691453297,null,0.39085362959174202,null,0.41811891336246471,0.45516708172741754,0.44918698339917457,0.44434892756720418,0.4296545899990632]
["  Hereof FCY % ",0.46174334596585542,0.4782270560050767,null,-1.6483710039221278,-3.4468376124345168E-2,null,0.46174334596585542,0.46932101015379635,null,-0.75776641879409246,-1.6146015251816026E-2,null,null,0.46174334596585542,0.46932101015379635,null,0.42950372476422227,null,0.44673246605450651,null,0.4782270560050767,null,0.39743361257226245,0.32200852553408821,0.34469236958106103,0.33464589478344092,0.34331138762954394,0.36520530568230941,0.42207353043568657,0.4416974542643744,0.47418383290060212,0.5273368396008975,0.46400983292815073,null,null,0.4782270560050767,null,0.33464589478344092,0.4416974542643744,0.48512583840889933,0.44654716048716675,0.47499999999999998,null,null,0.46174334596585542,0.46932101015379635,null,0.42950372476422227,null,0.44673246605450639,null,0.4782270560050767,null,0.39743361257226245,0.32200852553408821,0.34469236958106103,0.33464589478344092,0.34331138762954394]
["Deposits from customers",7175.4047880970002,7316.7048099999975,null,-141.30002190299729,-1.9311975209096555E-2,null,7175.4047880970011,7919.187084061,null,-743.78229596399888,-9.3921546248227239E-2,null,null,7175.4047880970011,7919.187084061,null,8408.260321963,null,8525.2868962840021,null,7316.7048099999975,null,9254.5863642540007,9936.4871735460001,9805.4757751739999,9924.3033133890003,10329.019808438001,10437.354089019,10447.496871863999,9608.885433169,10087.509997583,10624.713144937001,10063.535008271001,null,null,7316.7048099999975,null,9924.3033133890003,9608.885433169,9319.5841325519996,6764.0627249379995,5799.4198839999999,null,null,7175.4047880970002,7919.187084061,null,8408.260321963,null,8525.2868962840021,null,7316.7048099999975,null,9254.5863642540007,9936.4871735460001,9805.4757751739999,9924.3033133890003,10329.019808438001]
["Loan/deposit ratio**",0.90435743101581734,1.0962009517852893,"*",-19.184352076947199,-0.17500762105436307,null,0.90435743101581734,0.91968113215266722,"*",-1.5323701136849888,-1.6661971852115931E-2,null,null,0.90435743101581734,0.91968113215266722,"*",0.97506838122216233,"*",1.0401507444028892,"*",1.0962009517852893,"*",1.1193512883550725,0.99405782732632175,0.94046388453010665,0.96660065163135289,0.98488210288458988,0.95183871295945999,0.9668660434061237,1.0062057962118229,0.9033851409719027,0.89337985135788711,0.9425568800765447,null,null,1.0962009517852893,"*",0.96660065163135289,1.0062057962118229,0.97349645386576278,1.1237955103152413,1.0980838731076088,null,null,0.90435743101581734,0.91968113215266722,"*",0.97506838122216233,"*",1.0401507444028892,"*",1.0962009517852893,"*",1.1193512883550725,0.99405782732632175,0.94046388453010665,0.96660065163135289,0.98488210288458988]
[]
["Equity",1198.1096619559999,1182.0098227879989,"*",16.099839168000926,1.3620732127273216E-2,null,1198.1096619559999,1399.3263996990001,"*",-201.21673774300029,-0.14379542741870854,null,null,1198.1096619559999,1399.3263996990001,"*",1564.0504985360021,"*",1479.2318755249999,"*",1182.0098227879989,"*",1970.938363883,2263.091411157,2299.7439120970007,2360.1698473870001,2350.9894175519998,2292.3360890949998,2633.3830552980003,2460.0220391050002,2376.5347937620004,2016.3143162089998,2330.3497735080009,null,null,1182.0098227879989,"*",2360.1698473870001,2460.0220391050002,773.33264064299999,1902.3332509759991,1618.2709219999999,null,null,1198.1096619559999,1399.3263996990001,"*",1564.0504985360021,"*",1479.2318755249999,"*",1182.0098227879989,"*",1970.938363883,2263.091411157,2299.7439120970007,2360.1698473870001,2350.9894175519998]
["Return on equity before tax",0.39504979919633998,0.2265791630883586,"*",16.847063610798138,0.7435398463462557,null,0.68664279943710504,0.29594283969527019,"*",39.069995974183485,1.3201872366438576,null,null,0.68664279943710504,0.29594283969527019,"*",0.3011908328667503,"*",0.3796571323538539,"*",0.16217924737504483,"*",0.21479957024100266,0.23948473453478414,0.27289842096438327,0.22438163669351111,0.32342587887678098,0.25934328663734219,0.35533252049081482,0.22786124865710877,0.31148627404852475,0.35184861597284028,0.31737686627695949,null,null,0.2265791630883586,"*",0.31700999498710036,0.31936723831756803,0.36863469119608194,0.16776439952740066,9.9581376662556759E-2,null,null,0.39504979919633998,0.32398724096893172,"*",0.3301991224359207,"*",0.3796571323538539,"*",0.2265791630883586,"*",0.24095680670459738,0.27012435412175712,0.27289842096438327,0.31700999498710036,0.34141833964120916]
["Return on equity after tax",0.31638197015299557,0.17652807117329308,"*",13.985389897970249,0.79224736355053405,null,0.54988283385250269,0.23076270226578302,"*",31.912013158671972,1.382893025837296,null,null,0.54988283385250269,0.23076270226578302,"*",0.24734297420435705,"*",0.30360845893485805,"*",0.11427606933031748,"*",0.16684620803547404,0.19411570346123017,0.21275457912482237,0.17957057548200292,0.24999178669755212,0.17943418301926689,0.27899975955982714,0.18150453861591503,0.25926585333245072,0.27267046161988345,0.241529435543584,null,null,0.17652807117329308,"*",0.24169373993260559,0.25231437890696756,0.27331462595200162,0.13431937363580881,8.1021545875122378E-2,null,null,0.31638197015299557,0.25947690234108178,"*",0.26738590017461977,"*",0.30360845893485805,"*",0.17652807117329308,"*",0.19024794846168475,0.21457894073101591,0.21275457912482237,0.24169373993260559,0.25753885239329899]
["Cost/income ratio***",0.38523984556804841,0.44079445407357054,null,-5.5554608505522127,-0.12603291169414266,null,0.46186352573372574,0.41742149577603005,null,4.4442029957695697,0.1064679955570409,null,null,0.46186352573372574,0.41742149577603005,null,0.36309366675770505,null,0.31358671651657799,null,0.46507714994733979,null,0.46767076342353503,0.43234379921840888,0.40383191549023223,0.54953077274554074,0.39891650517933475,0.47814960354233516,0.44130211260604901,0.57043048288667142,0.43819742451243265,0.43603724831702251,0.42214842994647839,null,null,0.44079445407357054,null,0.46569866453257097,0.46524908256771319,0.57216264580499121,0.53890010730812876,0.44208082028215445,null,null,0.38523984556804841,0.36163679189199999,null,0.33783796420659995,null,0.31358671651657799,null,0.44079445407357054,null,0.43410108496580296,0.41849030209294674,0.40383191549023223,0.46569866453257097,0.43827303197036294]
["Net interest margin (avg. interest bearing assets)",5.4194851794991374E-2,5.9248186947831669E-2,"*",-0.50533351528402948,-8.5290966916671818E-2,null,5.3767853266821333E-2,5.1261814412513193E-2,"*",0.25060388543081402,4.8887049415410555E-2,null,null,5.3767853266821333E-2,5.1261814412513193E-2,"*",5.3108454680133761E-2,"*",5.8202110112003672E-2,"*",6.0878967302394796E-2,"*",6.372554425417036E-2,5.7420637966179834E-2,5.4629534175106957E-2,4.7912652179844833E-2,4.6381633175050271E-2,4.7525226548206026E-2,5.1213874567298645E-2,5.4499141070749317E-2,4.9733873811015759E-2,4.8343605602918213E-2,5.7070306921884334E-2,null,null,5.9248186947831669E-2,"*",4.8043920837429317E-2,5.2866650643558014E-2,5.1801267346272217E-2,null,null,null,null,5.4194851794991374E-2,5.444257643848345E-2,"*",5.5558112131988809E-2,"*",5.8184491756562727E-2,"*",5.9248186947831669E-2,"*",5.8715313761407283E-2,5.5830145260697475E-2,5.4629534175106957E-2,4.8043920837429317E-2,4.8056748816355882E-2]
["Provisioning ratio (avg. loans and advances to customers)",2.1426484217799247E-2,1.176053859916216E-2,"*",0.96659456186370862,0.82189650900220701,null,1.8836457781908587E-2,1.6103427708022866E-2,"*",0.27330300738857216,0.16971728773769712,null,null,1.8836457781908587E-2,1.6103427708022866E-2,"*",2.8055341693238714E-2,"*",2.2541227967302051E-2,"*",2.2226162907397533E-2,"*",1.7944382499132969E-2,1.7198254469169356E-2,1.0929342289849769E-2,1.1370431360425797E-2,1.0569277284443962E-2,2.9739113585107503E-3,-5.8856559660043451E-3,-1.0601569790136447E-3,5.879705186301211E-4,-6.0109794129730694E-3,-2.4382601216599081E-4,null,null,1.176053859916216E-2,"*",4.898641565779278E-3,-1.7017361906508316E-3,-4.3199410076951543E-3,1.1013669999262772E-2,null,null,null,2.1426484217799247E-2,2.2431550847772926E-2,"*",2.5105233469982068E-2,"*",2.2541227967302051E-2,"*",1.176053859916216E-2,"*",1.5435580949287186E-2,1.3717073326303552E-2,1.0929342289849769E-2,4.898641565779278E-3,2.6165684529459061E-3]
[]
["NPL ratio",7.9923500348466403E-2,5.9094298881198742E-2,null,2.082920146726766,0.35247395876786713,null,7.9923500348466403E-2,8.6426119333160856E-2,null,-0.65026189846944527,-7.5239048506016371E-2,null,null,7.9923500348466403E-2,8.6426119333160856E-2,null,8.0777726219531776E-2,null,6.4058332981335661E-2,null,5.9094298881198742E-2,null,5.5506097172133437E-2,5.4727091140867608E-2,5.3058351320030374E-2,4.8211347256953585E-2,4.3552065401262489E-2,4.4564848013819582E-2,4.7646962104538088E-2,5.0493144138459248E-2,5.7970427416686489E-2,5.7230568681677432E-2,5.971879010206109E-2,null,null,5.9094298881198742E-2,null,4.8211347256953585E-2,5.0493144138459248E-2,5.7768818618632985E-2,null,null,null,null,7.9923500348466403E-2,8.6426119333160856E-2,null,8.0777726219531776E-2,null,6.4058332981335661E-2,null,5.9094298881198742E-2,null,5.5506097172133437E-2,5.4727091140867608E-2,5.3058351320030374E-2,4.8211347256953585E-2,4.3552065401262489E-2]
["NPL coverage ratio",0.75635015718445975,0.74099301461174183,"*",1.5357142572717919,2.0725084136946403E-2,null,0.75635015718445975,0.73166133038158698,"*",2.4688826802872765,3.3743517359317909E-2,null,null,0.75635015718445975,0.73166133038158698,"*",0.73263480153749849,"*",0.79430699614368638,"*",0.74099301461174183,"*",0.74374453390887885,0.75466311690613541,0.73798389372133333,0.77830552408341547,1.0194522719069148,1.0045650021760868,0.99707874588243928,0.99967306893992125,0.97101587622737895,0.96299671638805096,0.97589961275560566,null,null,0.74099301461174183,"*",0.77830552408341547,0.99967306893992125,1.0015914691783165,null,null,null,null,0.75635015718445975,0.73166133038158698,"*",0.73263480153749849,"*",0.79430699614368638,"*",0.74099301461174183,"*",0.74374453390887885,0.75466311690613541,0.73798389372133333,0.77830552408341547,1.0194522719069148]
[]
["Number of employees",7635,8252,null,-617,-7.4769752787203103E-2,null,7635,7818,null,-183,-2.3407521105141993E-2,null,null,7635,7818,null,7827,null,8415,null,8252,null,8390,8486,8530,8542,8572,8358,8200,8155,8018,8015,8257,null,null,8252,null,8542,8155,8475,8618,8608,null,null,7635,7818,null,7827,null,8415,null,8252,null,8390,8486,8530,8542,8572]
["Business outlets",186,212,null,-26,-0.12264150943396224,null,186,197,null,-11,-5.5837563451776595E-2,null,null,186,197,null,207,null,212,null,212,null,206,201,196,195,192,190,189,186,193,193,192,null,null,212,null,195,186,191,198,215,null,null,186,197,null,207,null,212,null,212,null,206,201,196,195,192]
["Number of customers ",3001811,2940532,null,61279,2.083942633509861E-2,null,3001811,2974672,null,27139,9.1233588106520713E-3,null,null,3001811,2974672,null,2972783,null,2959946,null,2940532,null,2840875,2757194,2683852,2617291,2523700,2431687,2335420,2288175,2216261,2283450,2379581,null,null,2940532,null,2617291,2288175,2135551,1860036,1795647,null,null,3001811,2974672,null,2972783,null,2959946,null,2940532,null,2840875,2757194,2683852,2617291,2523700]
["* figures restated."]
["** Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013. "]
["*** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Ukraine",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",175.80966609799998,271.69779682999996,-95.888130731999979,-0.35292200323581102,null,43.635798895999997,44.410096799999998,-0.77429790400000087,-1.7435177128458768E-2,null,null,43.635798895999997,44.410096799999998,46.200657473,41.563112928999999,58.786205751999994,60.487332463000001,68.246109476000015,84.178149138999999,91.03022507,89.356103192999996,79.790748398999995,72.097552059999998,84.384331062999962,89.407448047000031,87.618204984000002,89.022576960999999,null,null,271.69779682999996,332.27462872199999,350.43256105500001,343.05546899500001,332.97522274599999,409.71428500000002,null,null,175.80966609799998,132.173867202,87.763770401999992,41.563112928999999,271.69779682999996,212.91159107800001,152.42425861500001,84.178149138999999,332.27462872199999,241.24440365199999]
["Net fee and commission income",81.906908386000012,127.483780748,-45.576872361999989,-0.35751114451251487,null,20.828894753,21.604005324999999,-0.77511057199999911,-3.5878095766947782E-2,null,null,20.828894753,21.604005324999999,18.549057521000002,20.924950787,30.422722764,31.543959259000001,32.081331351999999,33.435767372999997,39.100822581000003,39.084859031999997,36.240298516999999,33.638800682999999,40.894061514000022,40.466406576999994,35.955977417,32.435057100000002,null,null,127.483780748,148.064780813,149.75150260800001,130.81288880099999,126.849538705,125.17806,null,null,81.906908386000012,61.078013633000005,39.474008307999995,20.924950787,127.483780748,97.061057984000001,65.517098724999997,33.435767372999997,148.064780813,108.963958232]
["Net trading income",-74.545373679000008,-110.916868267,36.37149458799999,-0.32791671056242078,null,-4.2898153969999999,-0.117391773,-4.1724236240000003,">500,0%",null,null,-4.2898153969999999,-0.117391773,25.625393000999999,-95.763559510000007,-52.106709457000001,-15.3541767,-2.961005256,-40.494976854000001,3.4286248979999998,4.2535991979999999,2.1899090550000002,2.1715441499999999,1.8532714200000004,2.9706865069999999,0.91326147400000002,0.82199668599999998,null,null,-110.916868267,12.043677301000001,6.5592160870000003,6.0088231030000001,15.039229618,-3.5445120000000001,null,null,-74.545373679000008,-70.25555828200001,-70.138166509000001,-95.763559510000007,-110.916868267,-58.810158810000004,-43.455982110000001,-40.494976854000001,12.043677301000001,8.615052403]
["Recurring other net operating income",-4.7260420769999998,-15.111436604,10.385394526999999,-0.68725395203332185,null,-2.7077593879999999,8.5634447000000002E-2,-2.7933938349999998,"–",null,null,-2.7077593879999999,8.5634447000000002E-2,-1.0155139639999999,-1.088403172,-3.0696940800000001,-5.2397010140000004,-6.2656557909999995,-0.53638571899999998,-1.9971221940000004,-1.1989316019999998,-1.0587752690000001,-0.80310375199999995,-0.6987352280000001,-0.11355202100000003,-1.3848955869999999,0.22874319200000001,null,null,-15.111436604,-5.0579328170000002,-1.968439644,-5.0816234179999995,-7.3045945470000007,-2.3444660000000002,null,null,-4.7260420769999998,-2.0182826889999999,-2.1039171359999997,-1.088403172,-15.111436604,-12.041742524,-6.8020415099999996,-0.53638571899999998,-5.0579328170000002,-3.0608106230000001]
["Operating income",178.44515872799997,273.15327270699999,-94.708113979000018,-0.34672150562365556,null,57.467118864,65.982344799000003,-8.5152259350000037,-0.12905309686916522,null,null,57.467118864,65.982344799000003,89.359594031000015,-34.363898966000008,34.032524978999987,71.437414008000005,91.100779781,76.582553939000007,131.56255035500001,131.49562982099999,117.162180702,107.104793141,126.43292876899997,132.73098911000002,123.10254828799999,122.50837393899999,null,null,273.15327270699999,487.32515401899997,504.774840106,474.795557481,467.55939652199993,529.00336699999991,null,null,178.44515872799997,120.978039864,54.995695064999985,-34.363898966000008,273.15327270699999,239.120747728,167.68333372000001,76.582553939000007,487.32515401899997,355.76260366399998]
["Staff expenses",-58.818266109999996,-92.962445446999993,34.144179336999997,-0.36729002956862156,null,-17.276456942999999,-15.297078750000001,-1.9793781929999987,0.1293958294488089,null,null,-17.276456942999999,-15.297078750000001,-11.195515200999999,-15.049215216,-18.023490684999999,-20.911463828999999,-23.709796911000002,-30.317694022000001,-37.689341884000008,-36.346374067000006,-36.048375176,-37.968624022999997,-38.46618429099999,-36.885669863000004,-38.640714119999998,-40.55140772,null,null,-92.962445446999993,-148.05271515000001,-154.54397599399999,-145.096052348,-139.25794512299998,-117.975702,null,null,-58.818266109999996,-41.541809167000004,-26.244730417,-15.049215216,-92.962445446999993,-74.938954761999995,-54.027490933000003,-30.317694022000001,-148.05271515000001,-110.363373266]
["Other administrative expenses",-50.534955969999999,-63.288216773999999,12.753260804,-0.20151082545968146,null,-12.170702946,-11.579649095000001,-0.59105385099999985,5.1042466498852024E-2,null,null,-12.170702946,-11.579649095000001,-14.034479655,-12.750124274000001,-11.803570104,-15.435236601,-16.420417078999996,-19.62899299,-20.46693078500001,-22.742765533000004,-22.758163482,-22.854914831999999,-21.566351307999991,-24.085803784000003,-23.433369612,-23.120897103000001,null,null,-63.288216773999999,-88.822774632000005,-92.206421806999998,-93.472419033999998,-100.84902448999999,-88.847164000000006,null,null,-50.534955969999999,-38.364253024,-26.784603929000003,-12.750124274000001,-63.288216773999999,-51.484646670000004,-36.049410068999997,-19.62899299,-88.822774632000005,-68.355843847000003]
["Depreciation on intangible and tangible fixed ass.",-25.106095920000001,-59.297726972999996,34.191631052999995,-0.57660947220739933,null,-8.230043933000001,-5.183745826,-3.046298107000001,0.58766347912367745,null,null,-8.230043933000001,-5.183745826,-7.5236534649999998,-4.1686526959999997,-7.5815298640000002,-36.824396828000005,-6.5136013100000003,-8.3781989709999998,-11.561975791000002,-11.237688905999999,-12.004105188,-11.31671205,-26.176372189999999,-18.147557011,-12.354757631,-12.502614761,null,null,-59.297726972999996,-46.120481935000001,-69.181301593000001,-42.547695597000001,-40.347069984999997,-30.518072,null,null,-25.106095920000001,-16.876051987,-11.692306161000001,-4.1686526959999997,-59.297726972999996,-51.716197108999999,-14.891800281,-8.3781989709999998,-46.120481935000001,-34.558506143999999]
["General administrative expenses",-134.459318,-215.54838919399998,81.089071193999985,-0.37619891986767484,null,-37.677203821999996,-32.060473671000004,-5.6167301509999916,0.17519173948077227,null,null,-37.677203821999996,-32.060473671000004,-32.753648321,-31.967992186,-37.408590653000005,-73.171097258000003,-46.6438153,-58.324885983000001,-69.718248460000012,-70.326828506000027,-70.810643846000005,-72.140250904999988,-86.208907789000023,-79.119030657999986,-74.428841363000004,-76.174919584000008,null,null,-215.54838919399998,-282.99597171700003,-315.93169939400002,-281.11616697900001,-280.45403959800001,-237.34093799999999,null,null,-134.459318,-96.782114178,-64.721640507000004,-31.967992186,-215.54838919399998,-178.139798541,-104.968701283,-58.324885983000001,-282.99597171700003,-213.27772325700002]
["Operating result",43.985840727999971,57.604883513000004,-13.619042785000033,-0.23642167042880224,null,19.789915042000004,33.921871127999999,-14.131956085999995,-0.41660308279206659,null,null,19.789915042000004,33.921871127999999,56.605945710000015,-66.331891152000011,-3.3760656740000172,-1.7336832499999986,44.456964481,18.257667956000006,61.844301895000001,61.168801314999968,46.351536855999996,34.964542236000014,40.224020979999949,53.611958452000039,48.673706924999991,46.333454354999986,null,null,57.604883513000004,204.32918230199994,188.84314071199998,193.67939050199999,187.10535692399992,291.66242899999992,null,null,43.985840727999971,24.195925685999995,-9.7259454420000182,-66.331891152000011,57.604883513000004,60.980949186999993,62.714632437000006,18.257667956000006,204.32918230199994,142.48488040699996]
["Net provisioning for impairment losses",-212.11339838699999,-533.36365136100005,321.25025297400009,-0.60230998523100732,null,-57.992694907999997,-40.890696761000001,-17.101998146999996,0.4182368974282491,null,null,-57.992694907999997,-40.890696761000001,-32.31220004,-80.917806678000005,-206.80701496,-143.04947872299999,-91.591780987999996,-91.915376690000002,-26.60206221,-36.268931606999999,-31.732162028999998,-26.67761192,-33.444985948000017,-24.600413967999991,-26.441916285000001,-22.368104125999999,null,null,-533.36365136100005,-121.280767766,-106.855420327,-108.114191015,-200.26233000400001,-499.00745499999999,null,null,-212.11339838699999,-154.12070347900001,-113.230006718,-80.917806678000005,-533.36365136100005,-326.55663640100005,-183.507157678,-91.915376690000002,-121.280767766,-94.678705555999997]
["Other results",76.726277042999996,130.98692418799999,-54.260647144999993,-0.41424476131008303,null,5.6550374790000006,4.5801901349999996,1.074847344000001,0.23467308393737696,null,null,5.6550374790000006,4.5801901349999996,0.99683952200000003,65.494209906999998,25.133025572000001,28.491365928,33.960790760000002,43.401741928,3.5236109999999599E-2,4.9909663570000049,6.4084836480000007,32.241304491999998,5.2035379440000007,-14.361526073,-6.0615679560000002,-6.3487578170000001,null,null,130.98692418799999,43.675990607000003,-21.568313902,-15.199375837,27.018495002999998,4.2617710000000004,null,null,76.726277042999996,71.071239563999995,66.491049429,65.494209906999998,130.98692418799999,105.853898616,77.362532688000002,43.401741928,43.675990607000003,43.640754497000003]
["Net income from derivatives",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Net income from financial investments",76.726277042999996,130.98692418799999,-54.260647144999993,-0.41424476131008303,null,5.6550374790000006,4.5801901349999996,1.074847344000001,0.23467308393737696,null,null,5.6550374790000006,4.5801901349999996,0.99683952200000003,65.494209906999998,25.133025572000001,28.491365928,33.960790760000002,43.401741928,3.5236109999999599E-2,4.9909663570000049,6.4084836480000007,32.241304491999998,5.2035379440000007,-14.361526073,-6.0615679560000002,-6.3487578170000001,null,null,130.98692418799999,43.675990607000003,-21.568313902,-15.199375837,27.018495002999998,4.2617710000000004,null,null,76.726277042999996,71.071239563999995,66.491049429,65.494209906999998,130.98692418799999,105.853898616,77.362532688000002,43.401741928,43.675990607000003,43.640754497000003]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",-91.401280615999994,-344.77184366,253.37056304399999,-0.73489343083904424,null,-32.547742387,-2.3886354980000002,-30.159106889,">500,0%",null,null,-32.547742387,-2.3886354980000002,25.290585192000002,-81.75548792299999,-185.05005506200001,-116.291796045,-13.174025746999998,-30.255966806,35.277475795000008,29.890836064999995,21.027858475000002,40.528234808000001,11.982572976,14.650018411000008,16.170222683999999,17.616592411999999,null,null,-344.77184366,126.724405143,60.419406483000003,70.36582365000001,13.861521923,-203.08325500000001,null,null,-91.401280615999994,-58.853538229000002,-56.464902731000002,-81.75548792299999,-344.77184366,-159.72178859799999,-43.429992552999998,-30.255966806,126.724405143,91.446929347999998]
["Income taxes",6.7421845640000004,54.996631659000002,-48.254447095000003,-0.87740731821897555,null,3.3674036090000001,3.8362425259999999,-0.4688389169999998,-0.12221305452469711,null,null,3.3674036090000001,3.8362425259999999,-0.22730112100000002,-0.23416045000000002,33.641041764000001,11.629944572000001,2.9749058509999999,6.7507394720000002,-6.5477463170000032,-6.777052265,-4.1916717850000005,-8.5487926699999992,-12.755296074999997,-4.162405441999999,-5.136970152,-4.9216838490000008,null,null,54.996631659000002,-26.065263037000001,-26.976355517999998,-23.707876914,13.759418755999999,42.980615,null,null,6.7421845640000004,3.3747809549999999,-0.46146157100000001,-0.23416045000000002,54.996631659000002,21.355589894999998,9.7256453230000002,6.7507394720000002,-26.065263037000001,-19.51751672]
["Profit/loss after tax",-84.659096051999995,-289.775212001,205.116115949,-0.70784562465712964,null,-29.180338777999999,1.447607028,-30.627945806,"–",null,null,-29.180338777999999,1.447607028,25.063284070999998,-81.989648372999994,-151.40901329800002,-104.661851473,-10.199119896000003,-23.505227334000001,28.729729478000007,23.113783799999997,16.836186690000002,31.979442138,-0.77272309900000558,10.487612969000004,11.033252532000001,12.694908562999998,null,null,-289.775212001,100.659142106,33.443050964999998,46.657946736,27.620940679,-160.10264000000001,null,null,-84.659096051999995,-55.478757273999996,-56.926364302000003,-81.989648372999994,-289.775212001,-138.36619870300001,-33.704347230000003,-23.505227334000001,100.659142106,71.929412627999994]
[]
[]
["Risk-weighted assets (total RWA)",2344.8459475284722,3046.8408179785274,-701.99487045005526,-0.23040090125738977,null,2344.8459475284722,2660.1258174887184,-315.27986996024629,-0.11852066089786872,null,null,2344.8459475284722,2660.1258174887184,2651.692059225406,2666.1351029876232,3046.8408179785274,"–","–","–","–","–","–","–","–","–","–","–",null,null,3046.8408179785274,"–","–","–","–","–",null,null,2344.8459475284722,2660.1258174887184,2651.692059225406,2666.1351029876232,3046.8408179785274,"–","–","–","–","–"]
["Assets",2038.999116086,2480.6199754560007,-441.62085937000074,-0.17802842182177447,null,2038.999116086,2246.8323151909999,-207.83319910499995,-9.2500538513632824E-2,null,null,2038.999116086,2246.8323151909999,2308.5798008220008,2150.0732607200011,2480.6199754560007,2894.0928460069999,3043.8356839120001,3289.1918520280001,4326.8822416809999,4494.5384245969999,4727.0099187510004,4832.055142059,4922.1413027190001,4978.0799173019996,5148.0332197690004,5130.6252219369999,null,null,2480.6199754560007,4326.8822416809999,4922.1413027190001,5466.6519368640002,5544.0390857419989,4982.938521,null,null,2038.999116086,2246.8323151909999,2308.5798008219999,2150.0732607200011,2480.6199754560007,2894.0928460069999,3043.8356839120001,3289.1918520280001,4326.8822416809999,4494.5384245969999]
["Loans and advances to customers",2177.0010051059999,2687.7877658070001,-510.78676070100028,-0.19003984138890451,null,2177.0010051059999,2303.258568019,-126.25756291300013,-5.4816929660482017E-2,null,null,2177.0010051059999,2303.258568019,2401.4769778039999,2475.467188999,2687.7877658070001,2890.4458654479999,2873.4114851929999,3026.6206379800001,3598.6211960659998,3618.885234332,3786.9228338299999,3806.0426420130002,3714.9244366620001,3932.3364498269998,4120.5901255689996,4031.6382162089999,null,null,2687.7877658070001,3598.6211960659998,3714.9244366620001,4248.4659999420001,4147.7319637310002,4401.1466520000004,null,null,2177.0010051059999,2303.258568019,2401.4769778039999,2475.467188999,2687.7877658070001,2890.4458654479999,2873.4114851929999,3026.6206379800001,3598.6211960659998,3618.885234332]
["  Hereof corporate %",0.52624610108722392,0.5457327169429963,-1.9486615855772382,-3.5707252379753918E-2,null,0.52624610108722392,0.5229017747824416,0.33443263047823191,6.3957065477044939E-3,null,null,0.52624610108722392,0.5229017747824416,0.51922814523095073,0.52634850132143129,0.5457327169429963,0.54224639829297538,0.5393332175592005,0.54797643973262589,0.56597902363155217,0.53979913702701243,0.5325209939573633,0.51886618201633561,0.52017780175314488,0.51396803325046492,0.51002453532139813,0.52598199540732571,null,null,0.5457327169429963,0.56597902363155217,0.52017780175314488,0.51304870981667261,0.45911018358948941,0.434,null,null,0.52624610108722392,0.5229017747824416,0.51922814523095073,0.52634850132143129,0.5457327169429963,0.54224639829297538,0.5393332175592005,0.54797643973262589,0.56597902363155217,0.53979913702701243]
["  Hereof retail % ",0.47370910880667549,0.45184381164684778,2.186529715982771,4.8391272816451059E-2,null,0.47370910880667549,0.47700841245321129,-0.32993036465358005,-6.9166571498556761E-3,null,null,0.47370910880667549,0.47700841245321129,0.48068369202339029,0.47166621080206594,0.45184381164684778,0.45510136713669763,0.45792926942926021,0.44925050080601436,0.43385924775073564,0.46000992018259768,0.46729864853338715,0.48094385691386038,0.47968572169982482,0.48589133787143318,0.48994561458431923,0.47396318816322297,null,null,0.45184381164684778,0.43385924775073564,0.47968572169982482,0.48688726707475122,0.54088981641051059,0.56599999999999995,null,null,0.47370910880667549,0.47700841245321129,0.48068369202339029,0.47166621080206594,0.45184381164684778,0.45510136713669763,0.45792926942926021,0.44925050080601436,0.43385924775073564,0.46000992018259768]
["  Hereof FCY % ",0.59077418282284078,0.5746803764940247,1.6093806328816074,2.8004795338584909E-2,null,0.59077418282284078,0.59292259742968401,-0.21484146068432297,-3.6234318208760996E-3,null,null,0.59077418282284078,0.59292259742968401,0.61024720396532917,0.64063675513925011,0.5746803764940247,0.55412464921904092,0.55738936391577198,0.54296299290973749,0.46880899880329019,0.47959244010686836,0.49936665809676029,0.50847643655837671,0.51581479857011292,0.53535042763002016,0.54436620281184989,0.59867474970747148,null,null,0.5746803764940247,0.46880899880329019,0.51581479857011292,0.56812035215368339,0.65577188299152167,0.66200000000000003,null,null,0.59077418282284078,0.59292259742968401,0.61024720396532917,0.64063675513925011,0.5746803764940247,0.55412464921904092,0.55738936391577198,0.54296299290973749,0.46880899880329019,0.47959244010686836]
["Deposits from customers",1517.6814579890001,1541.122330746,-23.440872756999852,-1.5210260917868257E-2,null,1517.6814579890001,1471.9985579280001,45.682900061000055,3.1034609249416478E-2,null,null,1517.6814579890001,1471.9985579280001,1465.78874787,1293.642378494,1541.122330746,1648.6062194000001,1621.7424543730001,1610.472514991,2432.8752338680001,2651.7769153710001,2806.0242915509998,2835.1652405459999,2645.6281012029999,2606.835961108,2684.3784264740002,2568.5828311589999,null,null,1541.122330746,2432.8752338680001,2645.6281012029999,2631.4062052210002,2555.0860272350001,2303.3895600000001,null,null,1517.6814579890001,1471.9985579280001,1465.78874787,1293.642378494,1541.122330746,1648.6062194000001,1621.7424543730001,1610.472514991,2432.8752338680001,2651.7769153710001]
["Loan/deposit ratio*",0.66279765762763276,1.0468916518061344,-38.409399417850167,-0.36688991980769847,null,0.66279765762763276,0.77091331314572253,-10.811565551808977,-0.14024359636094796,null,null,0.66279765762763276,0.77091331314572253,0.84453045234986968,1.0189370443093546,1.0468916518061344,1.1856745236672737,1.2679627987965651,1.4104843795140045,1.1591535262765584,1.3647019903352977,1.3495687992554115,1.3424412050424359,1.4041748479209069,1.5083425092677321,1.5348991375187939,1.5694070832787033,null,null,1.0468916518061344,1.1591535262765584,1.4041748479209069,1.6145230605265637,1.623323801828892,1.9107261439528276,null,null,0.66279765762763276,0.77091331314572253,0.84453045234986968,1.0189370443093546,1.0468916518061344,1.1856745236672737,1.2679627987965651,1.4104843795140045,1.1591535262765584,1.3647019903352977]
[]
["Equity",197.75529224700006,217.706043545,-19.950751297999943,-9.1640778423664249E-2,null,197.75529224700006,114.42736860599999,83.327923641000069,0.72821672521298186,null,null,197.75529224700006,114.42736860599999,116.119778139,88.508701965,217.706043545,404.70630221199997,512.50274827699991,618.4393033660001,878.31417412199994,867.38953207299994,877.86984096099991,885.40168930200002,834.14462191000007,883.08076753,361.72816109500002,840.21669421599995,null,null,217.706043545,878.31417412199994,834.14462191000007,771.28471424700001,788.8012968569999,704.07860099999994,null,null,197.75529224700006,114.42736860599999,116.119778139,88.508701965,217.706043545,404.70630221199997,512.50274827699991,618.4393033660001,878.31417412199994,867.38953207300005]
["Return on equity before tax","–","–","–","–",null,"–","–","–","–",null,null,"–","–",0.59494054154915921,"–","–","–","–","–",0.17940187410813122,0.14719887899525042,9.9985272822354768E-2,0.19601064618890265,5.8112589013483262E-2,6.7950615329931519E-2,0.11099044485000617,8.5802347937379994E-2,null,null,"–",0.16057766021349643,7.4790027751325538E-2,9.2988659727787498E-2,1.7087301494289189E-2,-0.24595379176991336,null,null,"–","–","–","–","–","–","–","–",0.16057766021349643,0.15277805483587936]
["Return on equity after tax","–","–","–","–",null,"–",3.4360968176625276E-2,"–","–",null,null,"–",3.4360968176625276E-2,0.58959346669913748,"–","–","–","–","–",0.14610363113631109,0.11382495482227252,8.0054310879498547E-2,0.15466528823487469,"–",4.8644290716428909E-2,7.5730905541630644E-2,6.1831081521405783E-2,null,null,"–",0.12754930275853157,4.1397406154016096E-2,6.1658624991184005E-2,3.4048738916238969E-2,-0.19390004055417273,null,null,"–","–","–","–","–","–","–","–",0.12754930275853157,0.12017063694915107]
["Cost/income ratio**",0.75350499256162717,0.7891115016044844,-3.5606509042857226,-4.5122278626606338E-2,null,0.65563063829884638,0.48589473091119806,16.973590738764834,0.34932650343695371,null,null,0.65563063829884638,0.48589473091119806,0.3665375685305523,-0.930278377829869,1.0992011517242182,1.0242685611464863,0.51200237157276285,0.76159494536389172,0.52992472608562791,0.53482255343187657,0.60438140893011938,0.6735482959201432,0.68185486667408068,0.59608559529704519,0.60460845366801641,0.62179357324528217,null,null,0.7891115016044844,0.58071283491753944,0.62588638397202223,0.59207834308822382,0.59982548032227145,0.44865676251924502,null,null,0.75350499256162717,0.7999973737944478,1.1768492139340148,-0.930278377829869,0.7891115016044844,0.74497842714858908,0.62599364501112686,0.76159494536389172,0.58071283491753944,0.59949449734303772]
["Net interest margin (avg. interest bearing assets)",8.5349556183052608E-2,9.3470702525942084E-2,-0.81211463428894759,-8.6884404668248982E-2,null,8.6697877900299924E-2,8.615736261308124E-2,5.4051528721868469E-2,6.2735820924098018E-3,null,null,8.6697877900299924E-2,8.615736261308124E-2,9.0725849943837561E-2,7.4858731851868768E-2,9.519633613921212E-2,9.0402706827175244E-2,9.4728450221730168E-2,9.3217801723595201E-2,9.1541721953696156E-2,8.5327051078876684E-2,7.3610650934869071E-2,6.661077517693649E-2,7.512007734980472E-2,7.832152249293084E-2,7.5515573402334335E-2,7.5050503275539276E-2,null,null,9.3470702525942084E-2,7.9184408227425146E-2,7.580710552201253E-2,7.2176211463381032E-2,null,null,null,null,8.5349556183052608E-2,8.485809521313506E-2,8.4044453040531153E-2,7.4858731851868768E-2,9.3470702525942084E-2,9.2941760326594486E-2,9.4392737786852435E-2,9.3217801723595201E-2,7.9184408227425146E-2,7.5125360796485408E-2]
["Provisioning ratio (avg. loans and advances to customers)",8.7609694955568182E-2,0.17773836757380074,-9.0128672618232564,-0.50708619556106371,null,0.10355238389466771,6.9531128987352225E-2,3.4021254907315486,0.48929530417237999,null,null,0.10355238389466771,6.9531128987352225E-2,5.3004010601469281E-2,0.12558654633396926,0.29659139954447872,0.1985468689048544,0.12419156923334515,0.11098810155748566,2.9486152833017223E-2,3.9178905284269788E-2,3.343322145209883E-2,2.837678893252106E-2,3.4987676183078652E-2,2.4438731671202679E-2,2.594816060241318E-2,2.1611422795736544E-2,null,null,0.17773836757380074,3.3166065778894027E-2,2.6836664904896626E-2,2.1998117002259638E-2,4.6851134284558067E-2,null,null,null,8.7609694955568182E-2,8.2993637039917315E-2,8.9340263501355779E-2,0.12558654633396926,0.17773836757380074,0.14182411200883455,0.11341547035717534,0.11098810155748566,3.3166065778894027E-2,3.4426384031740698E-2]
[]
["NPL ratio",0.59309381172186604,0.45983263965364513,13.326117206822092,0.28980363849029023,null,0.59309381172186604,0.56245419354328685,3.0639618178579187,5.44748684076104E-2,null,null,0.59309381172186604,0.56245419354328685,0.53724174621191778,0.52273748076235627,0.45983263965364513,0.39761689770372771,0.36033855761193029,0.32530863651849129,0.30586645718734684,0.32582565670050923,0.33683466206516893,0.34971516774599865,0.34655984743442503,0.37383774856413265,0.37152644023011183,0.35763875394449668,null,null,0.45983263965364513,0.30586645718734684,0.34655984743442503,0.34845550912263634,null,null,null,null,0.59309381172186604,0.56245419354328685,0.53724174621191778,0.52273748076235627,0.45983263965364513,0.39761689770372771,0.36033855761193029,0.32530863651849129,0.30586645718734684,0.32582565670050923]
["NPL coverage ratio",0.90676881739226178,0.86895879928113184,3.7810018111129939,4.3511865168301744E-2,null,0.90676881739226178,0.90168880768561788,0.50800097066439065,5.6338835120763875E-3,null,null,0.90676881739226178,0.90168880768561788,0.90153043042348835,0.89410791000596834,0.86895879928113184,0.81410167932984867,0.78906209643327063,0.76683932898920737,0.70729473178896496,0.70211675077466607,0.68125057686724677,0.68602080068781823,0.68381765934553373,0.65494928335526681,0.64998686417627805,0.66221323182221714,null,null,0.86895879928113184,0.70729473178896496,0.68381765934553373,0.65652323787581879,null,null,null,null,0.90676881739226178,0.90168880768561788,0.90153043042348835,0.89410791000596834,0.86895879928113184,0.81410167932984867,0.78906209643327063,0.76683932898920737,0.70729473178896496,0.70211675077466607]
[]
["Number of employees",9639,11478,-1839,-0.16021955044432823,null,9639,10308,-669,-6.490104772991856E-2,null,null,9639,10308,10602,11255,11478,12199,12398,12891,13053,13324,13492,13787,13849,14493,14874,14971,null,null,11478,13053,13849,15267,15432,15225,null,null,9639,10308,10602,11255,11478,12199,12398,12891,13053,13324]
["Business outlets",578,671,-93,-0.13859910581222057,null,578,617,-39,-6.3209076175040568E-2,null,null,578,617,619,670,671,670,713,770,798,818,820,822,825,826,825,828,null,null,671,798,825,909,931,953,null,null,578,617,619,670,671,670,713,770,798,818]
["Number of customers ",2782366,2940953,-158587,-5.3923677120987668E-2,null,2782366,2823672,-41306,-1.4628469595618809E-2,null,null,2782366,2823672,2833139,2903062,2940953,2859750,2962732,3014699,3062204,3084830,3082951,3023416,3029424,3033169,3126885,3361826,null,null,2940953,3062204,3029424,3380743,3902438,4882467,null,null,2782366,2823672,2833139,2903062,2940953,2859750,2962732,3014699,3062204,3084830]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013. "]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Asia",null,null,null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014\nrestated",null,"YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015\nrestated",null,"QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015\nrestated",null,"Q2\n2015\nrestated",null,"Q1\n2015\nrestated",null,"Q4\n2014\nrestated",null,"Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2014\nrestated",null,"1/1-31/12\n2013",null,null,"1/1-31/12\n2015","1/1-30/9\n2015\nrestated",null,"1/1-30/6\n2015\nrestated",null,"1/1-31/3\n2015\nrestated",null,"1/1-31/12\n2014\nrestated",null,"1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014"]
["Net interest income",84.424916393000004,135.05674986900001,null,-50.631833476000011,-0.37489302478484776,null,10.159226529,21.735859140000002,null,-11.576632611000003,-0.53260524630911843,null,null,10.159226529,21.735859140000002,null,23.410902881000002,null,29.118927842999998,null,11.532526180000001,null,42.254965996999999,43.506128691999997,37.763128999999992,null,null,135.05674986900001,null,161.65853996000001,null,null,84.424916393000004,74.265689863999995,null,52.529830724,null,29.118927842999998,null,135.05674986900001,null,123.524223689,81.269257691999996,37.763128999999992]
["Net fee and commission income",11.454212362,9.2815484779999977,null,2.1726638840000021,0.23408420363798732,null,1.2770211010000001,3.760374214,null,-2.4833531129999997,-0.66040052709498764,null,null,1.2770211010000001,3.760374214,null,3.04740769,null,3.3694093569999999,null,2.7014750929999995,null,1.7945751649999997,2.1778579950000001,2.6076402250000004,null,null,9.2815484779999977,null,10.358234281000001,null,null,11.454212362,10.177191261000001,null,6.4168170470000003,null,3.3694093569999999,null,9.2815484779999977,null,6.5800733850000004,4.7854982200000009,2.6076402250000004]
["Net trading income",-13.702227451999999,-5.9794537600000002,null,-7.7227736919999987,1.2915517038800544,null,-5.9666072340000005,-8.0643638109999998,null,2.0977565769999993,-0.26012672867493969,null,null,-5.9666072340000005,-8.0643638109999998,null,0.34119465500000001,null,-1.2451062000000001E-2,null,-2.9295761999999996,null,2.5782135670000006,0.19916288500000001,-5.8272540119999992,null,null,-5.9794537600000002,null,7.1435234400000001,null,null,-13.702227451999999,-7.7356202180000002,null,0.328743593,null,-1.2451062000000001E-2,null,-5.9794537600000002,null,-3.0498775600000001,-5.6280911269999985,-5.8272540119999992]
["Recurring other net operating income",5.0224730000000051E-2,4.7195290000000005,null,-4.6693042700000005,-0.9893581054380638,null,-0.19097623499999999,0.19868383199999998,null,-0.389660067,"–",null,null,-0.19097623499999999,0.19868383199999998,null,0.12254213299999994,null,-8.0024999999999957E-2,null,2.9684349999999999,null,-0.48764699999999994,1.0060110000000002,1.2327299999999999,null,null,4.7195290000000005,null,7.0379609999999992,null,null,5.0224730000000051E-2,0.24120096499999999,null,4.251713300000004E-2,null,-8.0024999999999957E-2,null,4.7195290000000005,null,1.7510940000000002,2.2387410000000001,1.2327299999999999]
["Operating income",82.227126033000005,143.07837358699999,null,-60.851247553999983,-0.42530010670689433,null,5.278664161,17.630553375000002,null,-12.351889214000002,-0.70059566204625723,null,null,5.278664161,17.630553375000002,null,26.922047359,null,32.395861138000001,null,14.272860073,null,46.140107728999993,46.889160572000002,35.776245212999989,null,null,143.07837358699999,null,186.198258681,null,null,82.227126033000005,76.94846187200001,null,59.317908496999998,null,32.395861138000001,null,143.07837358699999,null,128.80551351399998,82.66540578499999,35.776245212999989]
["Staff expenses",-29.390448274000001,-21.858253851000001,null,-7.532194423,0.34459268678753152,null,-7.5902362500000002,-7.0672809709999997,null,-0.52295527900000049,7.3996672998555502E-2,null,null,-7.5902362500000002,-7.0672809709999997,null,-7.3962009220000002,null,-7.3367301310000004,null,-0.59935418499999993,null,-7.7935342690000002,-7.2175283630000004,-6.2478370339999998,null,null,-21.858253851000001,null,-26.217551814,null,null,-29.390448274000001,-21.800212024,null,-14.732931053,null,-7.3367301310000004,null,-21.858253851000001,null,-21.258899665999998,-13.465365397000001,-6.2478370339999998]
["Other administrative expenses",-20.918918371,-24.163787327000001,null,3.2448689560000012,-0.13428643912845017,null,-7.3015997750000006,-5.083502535,null,-2.2180972400000005,0.43633247445601997,null,null,-7.3015997750000006,-5.083502535,null,-4.1353492450000005,null,-4.398466816,null,-7.0108397299999989,null,-6.8918369469999998,-4.9870718049999994,-5.2740388449999998,null,null,-24.163787327000001,null,-23.142053440000002,null,null,-20.918918371,-13.617318596,null,-8.5338160610000013,null,-4.398466816,null,-24.163787327000001,null,-17.152947597000001,-10.261110650000001,-5.2740388449999998]
["Depreciation on intangible and tangible fixed ass.",-1.5179474240000002,-1.9798384179999999,null,0.46189099399999978,-0.23329731850874702,null,-0.386178682,-0.33936050699999998,null,-4.6818175000000017E-2,0.13795999839191664,null,null,-0.386178682,-0.33936050699999998,null,-0.34340987000000001,null,-0.44899836500000001,null,-0.520597902,null,-0.56127470000000002,-0.446985411,-0.45098040500000003,null,null,-1.9798384179999999,null,-2.049295205,null,null,-1.5179474240000002,-1.131768742,null,-0.79240823500000002,null,-0.44899836500000001,null,-1.9798384179999999,null,-1.4592405159999999,-0.89796581600000003,-0.45098040500000003]
["General administrative expenses",-51.827314068999996,-48.001879596000002,null,-3.8254344729999943,7.9693430865543924E-2,null,-15.278014707000001,-12.490144013,null,-2.7878706940000004,0.22320564847757773,null,null,-15.278014707000001,-12.490144013,null,-11.874960037000001,null,-12.184195312,null,-8.1307918169999986,null,-15.246645916,-12.651585578999999,-11.972856283999999,null,null,-48.001879596000002,null,-51.408900459000002,null,null,-51.827314068999996,-36.549299361999999,null,-24.059155349000001,null,-12.184195312,null,-48.001879596000002,null,-39.871087779,-24.624441863000001,-11.972856283999999]
["Operating result",30.399811964000008,95.076493990999978,null,-64.67668202699997,-0.68025943439944592,null,-9.9993505460000005,5.1404093620000015,null,-15.139759908000002,"–",null,null,-9.9993505460000005,5.1404093620000015,null,15.047087321999999,null,20.211665826000001,null,6.1420682560000017,null,30.893461812999995,34.237574993000003,23.80338892899999,null,null,95.076493990999978,null,134.789358222,null,null,30.399811964000008,40.399162510000011,null,35.258753147999997,null,20.211665826000001,null,95.076493990999978,null,88.934425734999991,58.040963921999989,23.80338892899999]
["Net provisioning for impairment losses",-296.904630833,-306.81012396699998,"*",9.9054931339999825,-3.2285418114382014E-2,null,-207.61599596299999,-34.077413069999999,null,-173.53858289299998,">500,0%",null,null,-207.61599596299999,-34.077413069999999,null,-52.497709696000001,"*",-2.7135121039999999,null,-168.262602875,"*",-134.297668195,1.8569304879999999,-6.106783385,null,null,-306.81012396699998,"*",-75.676814901,null,null,-296.904630833,-89.28863487000001,"*",-55.211221799999997,"*",-2.7135121039999999,null,-306.81012396699998,"*",-138.54752109200001,-4.2498528969999994,-6.106783385]
["Other results",-2.8116203660000001,0.89248400000000006,null,-3.7041043660000001,"–",null,-0.26896790700000001,-0.49056890599999997,null,0.22160099899999997,-0.45172247219435469,null,null,-0.26896790700000001,-0.49056890599999997,null,-0.19946073099999997,null,-1.8526228220000003,null,5.6318E-2,null,4.6592000000000001E-2,0.63698299999999997,0.152591,null,null,0.89248400000000006,null,3.7343584739999995,null,null,-2.8116203660000001,-2.5426524590000001,null,-2.0520835530000001,null,-1.8526228220000003,null,0.89248400000000006,null,0.83616600000000008,0.789574,0.152591]
["Net income from derivatives",0,0.25530199999999997,null,-0.25530199999999997,"–",null,0,-0.11473665,null,0.11473665,"–",null,null,0,-0.11473665,null,0.11473665,null,0,null,9.5687999999999995E-2,null,-6.437E-3,5.5779999999999996E-3,0.160473,null,null,0.25530199999999997,null,0.42520599999999997,null,null,0,0,null,0.11473665,null,0,null,0.25530199999999997,null,0.15961400000000001,0.166051,0.160473]
["Net income from financial investments",-1.5982893380000001,0.63718200000000003,null,-2.235471338,"–",null,2.4232120999999999E-2,-5.0715669999999997E-2,null,7.4947791E-2,"–",null,null,2.4232120999999999E-2,-5.0715669999999997E-2,null,2.2699641999999999E-2,null,-1.5945054310000002,null,-3.9369999999999995E-2,null,5.3029E-2,0.63140499999999999,-7.8820000000000001E-3,null,null,0.63718200000000003,null,3.3091524739999998,null,null,-1.5982893380000001,-1.6225214590000001,null,-1.5718057890000001,null,-1.5945054310000002,null,0.63718200000000003,null,0.67655200000000004,0.62352300000000005,-7.8820000000000001E-3]
["Net income from disposal from group assets",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,0,0,null,null,0,null,0,null,null,0,0,null,0,null,0,null,0,null,0,0,0]
["Bank levy",-1.213331028,0,null,-1.213331028,"–",null,-0.293200028,-0.32511658599999999,null,3.1916557999999984E-2,-9.8169577851066614E-2,null,null,-0.293200028,-0.32511658599999999,null,-0.33689702299999996,null,-0.25811739100000003,null,0,null,0,0,0,null,null,0,null,0,null,null,-1.213331028,-0.92013100000000003,null,-0.59501441399999999,null,-0.25811739100000003,null,0,null,0,0,0]
["Operating result - One-offs",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,0,0,null,null,0,null,0,null,null,0,0,null,0,null,0,null,0,null,0,0,0]
["Impairment of goodwill",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,0,0,null,null,0,null,0,null,null,0,0,null,0,null,0,null,0,null,0,0,0]
["Income from release of negative goodwill",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,0,0,null,null,0,null,0,null,null,0,0,null,0,null,0,null,0,null,0,0,0]
["Profit/loss before tax",-269.31643923500002,-210.84114597599998,"*",-58.47529325900004,0.27734289238617715,null,-217.884314416,-29.427572613999999,null,-188.45674180200001,">500,0%",null,null,-217.884314416,-29.427572613999999,null,-37.650083105,"*",15.645530900000001,null,-162.06421661900001,"*",-103.35761438199999,36.731488481,17.849196543999998,null,null,-210.84114597599998,"*",62.846901795000001,null,null,-269.31643923500002,-51.432124818999995,"*",-22.004552205,"*",15.645530900000001,null,-210.84114597599998,"*",-48.776929357,54.580685025000001,17.849196543999998]
["Income taxes",-6.6685775930000002,-41.092611122000008,null,34.424033529000006,-0.83771832913704036,null,-6.1758653030000001,2.3056347859999997,null,-8.4815000890000007,"–",null,null,-6.1758653030000001,2.3056347859999997,null,2.5123197289999997,null,-5.3106668049999994,null,-40.000861401000002,null,2.9726843019999998,-1.2860169779999999,-2.7784170449999999,null,null,-41.092611122000008,null,1.5109963260000001,null,null,-6.6685775930000002,-0.49271229,null,-2.7983470759999998,null,-5.3106668049999994,null,-41.092611122000008,null,-1.091749721,-4.0644340230000005,-2.7784170449999999]
["Profit/loss after tax",-275.98501682800003,-251.93375709799997,"*",-24.051259730000055,9.5466602042712179E-2,null,-224.06017971900002,-27.121937828,null,-196.93824189100002,">500,0%",null,null,-224.06017971900002,-27.121937828,null,-35.137763376000002,"*",10.334864095,null,-202.06507802000002,"*",-100.38493007999999,35.445471503,15.070779499,null,null,-251.93375709799997,"*",64.357898121000005,null,null,-275.98501682800003,-51.924837108999995,"*",-24.802899280999998,"*",10.334864095,null,-251.93375709799997,"*",-49.868679078000007,50.516251001999997,15.070779499]
[]
[]
["Risk-weighted assets (total RWA)",1288.7148435559202,2528.4820096226485,null,-1239.7671660667284,-0.49032073843062529,null,1288.7148435559202,1972.2476404688334,null,-683.53279691291323,-0.34657554299338755,null,null,1288.7148435559202,1972.2476404688334,null,2338.2661444599526,null,2759.6458453184719,null,2528.4820096226485,null,"–","–","–",null,null,2528.4820096226485,null,"–",null,null,1288.7148435559202,1972.2476404688334,null,2338.2661444599526,null,2759.6458453184719,null,2528.4820096226485,null,"–","–","–"]
["Assets",2116.6460289189999,4832.3807535021733,"*",-2715.7347245831734,-0.56198690937484552,null,2116.6460289189999,2992.9206600009998,"*",-876.27463108199981,-0.29278244585397972,null,null,2116.6460289189999,2992.9206600009998,"*",3495.970630144001,"*",4355.350878446,"*",4832.3807535021733,"*",5960.9504440310002,6977.2316833340001,6661.3363164289995,null,null,4832.3807535021733,"*",5447.9034622179997,null,null,2116.6460289189999,2992.9206600009998,"*",3495.970630144001,"*",4355.350878446,"*",4832.3807535021733,"*",5960.9504440310002,6977.2316833340001,6661.3363164289995]
["Loans and advances to customers",1477.1630636110001,3424.1962581460002,null,-1947.0331945350001,-0.56861028041342565,null,1477.1630636110001,2205.1269404699997,null,-727.96387685899958,-0.33012334278762279,null,null,1477.1630636110001,2205.1269404699997,null,2860.8412107680001,null,3258.9222319310002,null,3424.1962581460002,null,4100.9726804050006,4103.7575925689998,4123.7481029850005,null,null,3424.1962581460002,null,3733.9895181079996,null,null,1477.1630636110001,2205.1269404699997,null,2860.8412107680001,null,3258.9222319310002,null,3424.1962581460002,null,4100.9726804050006,4103.7575925689998,4123.7481029850005]
["  Hereof corporate %",1,0.99999999995736233,null,4.2637671171519287E-9,4.2637671171519287E-11,null,1,1,null,0,0,null,null,1,1,null,1,null,1.0000000000036373,null,0.99999999995736233,null,0.999999999901243,1.0000000001050258,1.0000000000036373,null,null,0.99999999995736233,null,0.99999999997107647,null,null,1,1,null,1,null,1.0000000000036373,null,0.99999999995736233,null,0.999999999901243,1.0000000001050258,1.0000000000036373]
["  Hereof retail % ",0,0,null,0,"–",null,0,0,null,0,"–",null,null,0,0,null,0,null,0,null,0,null,0,0,0,null,null,0,null,0,null,null,0,0,null,0,null,0,null,0,null,0,0,0]
["  Hereof FCY % ",0.67264517425996162,0.60652663746046498,null,6.6118536799496646,0.10901176092831766,null,0.67264517425996162,0.62562104457349665,null,4.702412968646497,7.5163919267649648E-2,null,null,0.67264517425996162,0.62562104457349665,null,0.54314766903118761,null,0.68749074900122886,null,0.60652663746046498,null,0.69085808055936671,0.67084254026091394,0.68072647009938136,null,null,0.60652663746046498,null,0.67602063681609681,null,null,0.67264517425996162,0.62562104457349665,null,0.54314766903118761,null,0.68749074900122886,null,0.60652663746046498,null,0.69085808055936671,0.67084254026091394,0.68072647009938136]
["Deposits from customers",186.175702583,1108.3933366439999,null,-922.2176340609999,-0.8320310160410167,null,186.175702583,330.21597364399997,null,-144.04027106099997,-0.43620019186681513,null,null,186.175702583,330.21597364399997,null,535.76635863599995,null,594.09612773899994,null,1108.3933366439999,null,1107.898846868,1158.3171520860001,1101.0082432849999,null,null,1108.3933366439999,null,922.48215646600011,null,null,186.175702583,330.21597364399997,null,535.76635863599995,null,594.09612773899994,null,1108.3933366439999,null,1107.898846868,1158.3171520860001,1101.0082432849999]
["Loan/deposit ratio**","–","–",null,"–","–",null,"–","–",null,"–","–",null,null,"–","–",null,"–",null,"–",null,"–",null,"–","–","–",null,null,"–",null,"–",null,null,"–","–",null,"–",null,"–",null,"–",null,"–","–","–"]
[]
["Equity****","–","–",null,"–","–",null,"–","–",null,"–","–",null,null,"–","–",null,"–",null,"–",null,"–",null,"–","–","–",null,null,"–",null,"–",null,null,"–","–",null,"–",null,"–",null,"–",null,"–","–","–"]
["Return on equity before tax","–","–",null,"–","–",null,"–","–",null,"–","–",null,null,"–","–",null,"–",null,"–",null,"–",null,"–","–","–",null,null,"–",null,"–",null,null,"–","–",null,"–",null,"–",null,"–",null,"–","–","–"]
["Return on equity after tax","–","–",null,"–","–",null,"–","–",null,"–","–",null,null,"–","–",null,"–",null,"–",null,"–",null,"–","–","–",null,null,"–",null,"–",null,null,"–","–",null,"–",null,"–",null,"–",null,"–","–","–"]
["Cost/income ratio***",0.63029460677246907,0.33549360670368572,null,29.480100006878335,0.87870825010730269,null,2.894295647727986,0.70843743513524293,null,218.5858212592743,3.0854640144410999,null,null,2.894295647727986,0.70843743513524293,null,0.44108681181077486,null,0.3761034553178792,null,0.56036582819961667,null,0.32761641019986842,0.26716010644397697,0.3294714071909649,null,null,0.33549360670368572,null,0.27609764357181854,null,null,0.63029460677246907,0.47498414487865898,null,0.4055968249490251,null,0.3761034553178792,null,0.33549360670368572,null,0.30954488430859267,0.29788085631666034,0.33465938677235546]
["Net interest margin (avg. interest bearing assets)",2.7571905477825672E-2,2.2113571601567898E-2,"*",0.54583338762577738,0.24683185396748697,null,1.9611505694237349E-2,3.3515686850437015E-2,"*",-1.3904181156199666,-0.4148559215941704,null,null,1.9611505694237349E-2,3.3515686850437015E-2,"*",2.9198913762386428E-2,"*",2.7290300772983812E-2,"*",9.8514805067315345E-3,"*",2.7772499221512023E-2,2.7130277019973344E-2,2.1569604645106984E-2,null,null,2.2113571601567898E-2,"*",2.3320433998127936E-2,null,null,2.7571905477825672E-2,2.9276889424876319E-2,"*",2.8110301840627246E-2,"*",2.7290300772983812E-2,"*",2.2113571601567898E-2,"*",2.5125549112609655E-2,2.3657263582693867E-2,2.1569604645106984E-2]
["Provisioning ratio (avg. loans and advances to customers)",0.12207201266184806,8.0307831342240468E-2,"*",4.1764181319607587,0.52005116588972533,null,0.45105843533866985,5.3813860731315187E-2,"*",39.724457460735465,">500,0%",null,null,0.45105843533866985,5.3813860731315187E-2,"*",6.8627109773180289E-2,"*",3.6532833136810974E-3,null,0.17888015352107128,"*",0.13094657713477337,-1.8055829377338045E-3,6.2173451743740508E-3,null,null,8.0307831342240468E-2,"*",3.2811948837340128E-2,null,null,0.12207201266184806,4.5869836300209819E-2,"*",3.8362502447846246E-2,"*",3.6532833136810974E-3,null,8.0307831342240468E-2,"*",4.6252879424426019E-2,2.1364926617355624E-3,6.2830577771198276E-3]
[]
["NPL ratio",0.46828064069945485,0.19651927517075382,"*",27.176136552870101,1.3828738442708484,null,0.46828064069945485,0.37376270894092067,"*",9.4517931758534175,0.25288218834446186,null,null,0.46828064069945485,0.37376270894092067,"*",0.31299344256152406,"*",0.28352972742655513,"*",0.19651927517075382,"*",0.16249371719930542,"–","–",null,null,0.19651927517075382,"*","–",null,null,0.46828064069945485,0.37376270894092067,"*",0.31299344256152406,"*",0.28352972742655513,"*",0.19651927517075382,"*",0.16249371719930542,"–","–"]
["NPL coverage ratio",0.67825420077935716,0.58105550435542508,"*",9.7198696423932081,0.16727953817726293,null,0.67825420077935716,0.53013604628565414,"*",14.811815449370302,0.27939649743019412,null,null,0.67825420077935716,0.53013604628565414,"*",0.53450964306286419,"*",0.4919104363807707,"*",0.58105550435542508,"*",0.40009443329352096,"–","–",null,null,0.58105550435542508,"*","–",null,null,0.67825420077935716,0.53013604628565414,"*",0.53450964306286419,"*",0.4919104363807707,"*",0.58105550435542508,"*",0.40009443329352096,"–","–"]
[]
["Number of employees",197,253,null,-56,-0.22134387351778662,null,197,206,null,-9,-4.3689320388349495E-2,null,null,197,206,null,234,null,254,null,253,null,258,270,274,null,null,253,null,258,null,null,197,206,null,234,null,254,null,253,null,258,270,274]
["Business outlets",5,6,null,-1,-0.16666666666666663,null,5,5,null,0,0,null,null,5,5,null,6,null,6,null,6,null,6,6,6,null,null,6,null,6,null,null,5,5,null,6,null,6,null,6,null,6,6,6]
["Number of customers ",87,135,null,-48,-0.35555555555555551,null,87,94,null,-7,-7.4468085106383031E-2,null,null,87,94,null,128,null,135,null,135,null,137,150,146,null,null,135,null,153,null,null,87,94,null,128,null,135,null,135,null,137,150,146]
["* figures restated.","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]
["** Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013. "]
["*** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]
["**** Asian entities are operated as a branch; therefore no equity available."]

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["Poland",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",253.299127838,307.36745484799997,-54.068327009999962,-0.17590778124749074,null,62.154531900000002,61.676960597000004,0.47757130299999773,7.74310696210323E-3,null,null,62.154531900000002,61.676960597000004,65.453848222000005,64.013787119,66.835737205000001,77.182951369000008,83.560152079999995,79.788614194000004,78.235552019000011,82.305543798000002,75.530624936000009,75.542699212000002,83.08291754899993,81.819750158410088,61.125555995589934,43.185126181000001,null,null,307.36745484799997,311.61441996500002,269.21334988399997,191.189904442,177.93227847600002,122.962307,null,null,253.299127838,191.14459593799998,129.467635341,64.013787119,307.36745484799997,240.53171764300001,163.34876627399998,79.788614194000004,311.61441996500002,233.37886794600001]
["Net fee and commission income",146.77579467800001,146.381320652,0.39447402600001169,2.6948385507314931E-3,null,38.899614865000004,38.287606298,0.61200856700000372,1.5984508465653802E-2,null,null,38.899614865000004,38.287606298,36.216063064000004,33.372510451000004,35.682764198000001,37.157335352999993,36.205412089999996,37.335809011000002,38.08243739600001,42.176664634999987,42.358944002000008,38.010884554999997,42.154592751000003,43.294689280999997,38.104004977000002,30.658005508999999,null,null,146.381320652,160.628930588,154.21129251799999,138.268909385,132.09751454899998,120.98858300000001,null,null,146.77579467800001,107.87617981299999,69.588573515000007,33.372510451000004,146.381320652,110.698556454,73.541221101000005,37.335809011000002,160.628930588,122.546493192]
["Net trading income",13.721263072000001,4.1597991809999995,9.5614638910000025,2.2985397791970965,null,3.8094453860000002,3.3887558799999997,0.42068950600000043,0.12414275943654007,null,null,3.8094453860000002,3.3887558799999997,4.7115468969999998,1.811514909,0.99474429799999997,2.8372443930000002,0.67095791100000002,-0.34314742099999995,-1.4313609060000001,1.1889610499999996,-7.8081402999999998,14.881875376,0.78156096700000077,-1.9051837344100697,10.256761897410067,10.174278619000001,null,null,4.1597991809999995,6.8313352199999997,19.307417748999999,32.414628944999997,23.031890692000001,32.507033,null,null,13.721263072000001,9.9118176860000009,6.5230618060000003,1.811514909,4.1597991809999995,3.1650548829999998,0.32781049000000001,-0.34314742099999995,6.8313352199999997,8.2626961259999998]
["Recurring other net operating income",14.807371848999999,1.9840864140000001,12.823285434999999,">500,0%",null,5.0716414680000002,1.8887749200000001,3.1828665479999998,1.68514867192328,null,null,5.0716414680000002,1.8887749200000001,5.1924673219999997,2.6544881390000001,-3.9815258,2.8713906349999996,0.777225893,2.3169956860000003,2.4060296819999998,3.4904211160000003,16.146653463,3.3022536819999999,13.024180080999999,-2.7524173609999996,4.2319120909999999,2.8633101509999999,null,null,1.9840864140000001,25.345357943,17.366984962,16.361076573000002,-5.8399566399999996,-3.4241860000000002,null,null,14.807371848999999,9.7357303809999998,7.8469554610000003,2.6544881390000001,1.9840864140000001,5.9656122140000001,3.0942215790000001,2.3169956860000003,25.345357943,22.939328261]
["Operating income",428.60355743700001,459.89266109499994,-31.289103657999931,-6.8035666373759685E-2,null,109.935233619,105.24209769500001,4.6931359239999892,4.4593713226821707E-2,null,null,109.935233619,105.24209769500001,111.57392550500001,101.852300618,99.531719901000002,120.04892175000001,121.21374797399999,119.09827147,117.29265819100003,129.16159059899999,126.22808210100001,131.73771282500002,139.04325134799996,120.45683834400002,113.71823496100001,86.880720460000006,null,null,459.89266109499994,504.42004371600007,460.09904511299999,378.23451934499997,327.22172707699997,273.03373699999997,null,null,428.60355743700001,318.66832381799998,213.42622612299999,101.852300618,459.89266109499994,360.36094119399996,240.31201944399996,119.09827147,504.42004371600007,387.12738552500002]
["Staff expenses",-133.93668817100001,-143.81284764199998,9.8761594709999656,-6.8673693852340345E-2,null,-29.908542657999998,-35.762978825999994,5.8544361679999959,-0.16370102156433819,null,null,-29.908542657999998,-35.762978825999994,-32.309133789000001,-35.956032898000004,-33.379539346999998,-34.787373362000004,-37.473187091,-38.172747842,-42.114530741999999,-38.338128948000005,-38.150968079999998,-40.090497335999999,-48.822653418999998,-37.928933588999996,-32.748099338999999,-22.109966088,null,null,-143.81284764199998,-158.694125106,-141.60965243499999,-95.032342263999993,-84.106933247000001,-66.056605000000005,null,null,-133.93668817100001,-104.028145513,-68.265166687000004,-35.956032898000004,-143.81284764199998,-110.433308295,-75.645934932999992,-38.172747842,-158.694125106,-116.579594364]
["Other administrative expenses",-149.782249092,-134.532261562,-15.249987529999999,0.11335561710580433,null,-55.809075075000003,-29.177216108,-26.631858967000003,0.91276216580847502,null,null,-55.809075075000003,-29.177216108,-31.701322622999999,-33.094635285999999,-32.330325028000004,-30.584132395000001,-35.117887039999999,-36.499917098999994,-43.745118839999989,-39.393153842999993,-41.559984315000008,-40.966071659999997,-54.137520999999992,-44.342287690000006,-31.304080758000001,-22.077416793000001,null,null,-134.532261562,-165.66432865799999,-151.86130624099999,-92.024638355000008,-82.074910219000003,-69.353057000000007,null,null,-149.782249092,-93.973174017000005,-64.795957908999995,-33.094635285999999,-134.532261562,-102.201936534,-71.617804139,-36.499917098999994,-165.66432865799999,-121.919209818]
["Depreciation on intangible and tangible fixed ass.",-59.143536637999993,-43.132447681000002,-16.011088956999991,0.37120752050556449,null,-30.878712591999999,-10.741034167999999,-20.137678424000001,1.8748360827297952,null,null,-30.878712591999999,-10.741034167999999,-8.8879998259999997,-8.6357900519999991,-13.676221764000001,-9.8089521619999989,-9.8949698119999994,-9.7523039429999994,-10.598160104000003,-9.3853017019999978,-9.0308724869999981,-8.9965420110000007,-11.721249549000001,-10.381935525999998,-7.8180411330000004,-5.97053805,null,null,-43.132447681000002,-38.010876304,-35.891764258000002,-21.704600821,-17.588711418000003,-14.18904,null,null,-59.143536637999993,-28.264824046000001,-17.523789877999999,-8.6357900519999991,-43.132447681000002,-29.456225917000001,-19.647273755000001,-9.7523039429999994,-38.010876304,-27.412716199999998]
["General administrative expenses",-342.86247390100004,-321.47755688500001,-21.384917016000031,6.6520715235029337E-2,null,-116.596330325,-75.681229101999989,-40.915101223000008,0.54062416412207503,null,null,-116.596330325,-75.681229101999989,-72.898456237999994,-77.686458236000007,-79.386086139,-75.180457919000006,-82.486043942999999,-84.424968883999995,-96.457809686000004,-87.116584493000019,-88.741824881999989,-90.053111006999998,-114.68142396800002,-92.653156805000009,-71.870221229999999,-50.157920931,null,null,-321.47755688500001,-362.36933006800001,-329.36272293400003,-208.76158143999999,-183.77055488400001,-149.598702,null,null,-342.86247390100004,-226.26614357599999,-150.58491447400002,-77.686458236000007,-321.47755688500001,-242.091470746,-166.91101282699998,-84.424968883999995,-362.36933006800001,-265.91152038199999]
["Operating result",85.741083535999962,138.41510420999992,-52.674020673999962,-0.38055110368651868,null,-6.661096705999995,29.560868593000023,-36.221965299000018,"–",null,null,-6.661096705999995,29.560868593000023,38.675469267000011,24.165842381999994,20.145633762000003,44.868463831,38.727704030999988,34.673302586000005,20.834848505000025,42.045006105999974,37.486257219000024,41.684601818000019,24.361827379999937,27.80368153900001,41.848013731000009,36.722799529000007,null,null,138.41510420999992,142.05071364800006,130.73632217899996,169.47293790499998,143.45117219299996,123.43503499999997,null,null,85.741083535999962,92.402180241999986,62.841311648999977,24.165842381999994,138.41510420999992,118.26947044799996,73.401006616999979,34.673302586000005,142.05071364800006,121.21586514300003]
["Net provisioning for impairment losses",-44.715132201999999,-25.407328761999999,-19.307803440000001,0.75993047600019104,null,-5.5930675499999998,-10.2003299,4.6072623500000001,-0.45167777857851443,null,null,-5.5930675499999998,-10.2003299,-22.555788046,-6.3659467059999999,28.472601486999999,-15.358098710999998,-19.276515041,-19.245316497000001,-12.01319827399999,-29.769938078000003,-27.990292176000004,-16.247330908999999,-49.733220357999997,-28.038948243999997,-41.361881248000003,-7.6942203520000003,null,null,-25.407328761999999,-86.020759436999995,-126.828270202,-57.912274041000003,-61.275963413999996,-75.553444999999996,null,null,-44.715132201999999,-39.122064652000006,-28.921734751999999,-6.3659467059999999,-25.407328761999999,-53.879930248999997,-38.521831538000001,-19.245316497000001,-86.020759436999995,-74.007561163000005]
["Other results",0.60641725000000002,-3.8152958150000003,4.4217130650000005,"–",null,-9.2330638999999978E-2,8.7139914999999984E-2,-0.17947055399999995,"–",null,null,-9.2330638999999978E-2,8.7139914999999984E-2,0.11855249600000001,0.49305547799999999,-0.48008016700000006,-0.34626540699999997,-2.9055916220000002,-8.3358619000000009E-2,5.6171930999999731E-2,3.3848128000000699E-2,10.796061428,-12.620905762,2.1642408279999996,-0.34478788900000001,0,0.34478788900000001,null,null,-3.8152958150000003,-1.734824275,2.1642408279999996,0.19313246300000003,4.3827988999999998E-2,-2.5831170000000001,null,null,0.60641725000000002,0.69874788900000007,0.611607974,0.49305547799999999,-3.8152958150000003,-3.3352156480000001,-2.988950241,-8.3358619000000009E-2,-1.734824275,-1.790996206]
["Net income from derivatives",0.125361167,6.1285862000000003E-2,6.4075304999999999E-2,1.0455152772428979,null,3.3339266999999999E-2,8.116079E-3,2.5223188000000001E-2,3.1078046431041395,null,null,3.3339266999999999E-2,8.116079E-3,2.4737832999999997E-2,5.9167987999999998E-2,8.6383199999999997E-3,2.5705720000000001E-2,1.7351914E-2,9.5899079999999994E-3,5.7592855999999415E-2,4.518981800000077E-2,10.745122889999999,-10.712618731999999,4.2150636999999984E-2,0.10750857900000001,-1.130245E-2,0,null,null,6.1285862000000003E-2,0.135286832,0.13835676599999999,0,0,0,null,null,0.125361167,9.202189999999999E-2,8.3905820999999992E-2,5.9167987999999998E-2,6.1285862000000003E-2,5.2647541999999999E-2,2.6941822000000001E-2,9.5899079999999994E-3,0.135286832,7.7693975999999998E-2]
["Net income from financial investments",0.37797592599999996,-3.8765816770000003,4.2545576030000003,"–",null,-0.12510696899999998,-2.4619258000000002E-2,-0.10048771099999998,4.0816709829353908,null,null,-0.12510696899999998,-2.4619258000000002E-2,9.3814663000000006E-2,0.43388748999999999,-0.48871848700000003,-0.37197112699999996,-2.922943536,-9.2948527000000003E-2,1.5759319999999952E-3,-1.7513804999999993E-2,3.1116972999999992E-2,-7.1375629999999995E-2,1.8590640619999999,-4.3551920000000022E-2,-0.134415969,0.34478788900000001,null,null,-3.8765816770000003,-5.6196530000000001E-2,2.0258840619999998,0.19313246300000003,4.3827988999999998E-2,-2.5831170000000001,null,null,0.37797592599999996,0.50308289500000003,0.52770215300000001,0.43388748999999999,-3.8765816770000003,-3.38786319,-3.0158920629999999,-9.2948527000000003E-2,-5.6196530000000001E-2,-5.7772461999999997E-2]
["Net income from disposal from group assets",0.10308015700000001,0,0.10308015700000001,"–",null,-5.6293700000000001E-4,0.10364309399999999,-0.10420603099999999,"–",null,null,-5.6293700000000001E-4,0.10364309399999999,0,0,0,0,0,0,-2.9968570000000749E-3,6.1721150000000335E-3,1.9821564999999985E-2,-1.8369114,0,0,0,0,null,null,0,-1.813914577,0,0,0,0,null,null,0.10308015700000001,0.10364309399999999,0,0,0,0,0,0,-1.813914577,-1.81091772]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",41.632368583999998,109.192479633,-67.560111049,-0.6187249458577373,null,-12.346494894999999,19.447678608,-31.794173503,"–",null,null,-12.346494894999999,19.447678608,16.238233717,18.292951154000001,48.138155082000004,29.164099712999999,16.545597367999999,15.344627469999999,8.8778221620000011,12.308916156000002,20.292026471,12.816365147000001,-23.470178278999999,-0.1713100460000021,0.34041406400000002,29.373367066,null,null,109.192479633,54.295129936000002,6.072292805,111.753796327,82.219036768000009,45.298473000000001,null,null,41.632368583999998,53.978863479000005,34.531184871000001,18.292951154000001,109.192479633,61.054324551000001,31.890224838000002,15.344627469999999,54.295129936000002,45.417307774000001]
["Income taxes",-16.209416637,-25.396342778000001,9.1869261410000007,-0.36174209102888333,null,-2.1073473790000001,-4.2359206469999995,2.1285732679999994,-0.50250546348348524,null,null,-2.1073473790000001,-4.2359206469999995,-3.619007061,-6.2471415499999994,-10.611360467000001,-6.3710394250000002,-4.71611913,-3.697823756,-2.6303891609999983,-3.0098326490000016,-4.3951080139999998,-3.5087870159999999,2.417084375,-0.99747954800000027,-0.70352857700000004,-5.9014119159999998,null,null,-25.396342778000001,-13.544116839999999,-5.1853356660000003,-24.002411138999999,-22.152676228000001,-11.587358,null,null,-16.209416637,-14.102069258,-9.8661486109999998,-6.2471415499999994,-25.396342778000001,-14.784982311,-8.4139428859999992,-3.697823756,-13.544116839999999,-10.913727679000001]
["Profit/loss after tax",25.422951947000001,83.796136855,-58.373184907999999,-0.69660949894394752,null,-14.453842273999999,15.211757961,-29.665600234999999,"–",null,null,-14.453842273999999,15.211757961,12.619226656,12.045809604,37.526794615,22.793060288,11.829478238,11.646803714000001,6.2474330010000045,9.2990835069999953,15.896918457000002,9.3075781309999996,-21.053093904000001,-1.1687895939999997,-0.36311451300000003,23.471955149999999,null,null,83.796136855,40.751013096000001,0.88695713899999995,87.751385188,60.066360539999998,33.711115999999997,null,null,25.422951947000001,39.876794221000004,24.665036260000001,12.045809604,83.796136855,46.26934224,23.476281952000001,11.646803714000001,40.751013096000001,34.503580094999997]
[]
[]
["Risk-weighted assets (total RWA)",8036.813959027354,7744.123797457979,292.69016156937505,3.7795129471645428E-2,null,8036.813959027354,8516.5360898509916,-479.7221308236376,-5.6328315381098948E-2,null,null,8036.813959027354,8516.5360898509916,8621.0569778022546,8782.9134116853438,7744.123797457979,"–","–","–","–","–","–","–","–","–","–","–",null,null,7744.123797457979,"–","–","–","–","–",null,null,8036.813959027354,8516.5360898509916,8621.0569778022546,8782.9134116853438,7744.123797457979,"–","–","–","–","–"]
["Assets",14503.835140218005,13728.873136067996,774.96200415000931,5.6447604728319334E-2,null,14503.835140218,14692.966936023999,-189.13179580599899,-1.2872267162208684E-2,null,null,14503.835140218,14692.966936023999,14054.550503982004,14586.267394785997,13728.873136067996,13450.615382737002,13304.908547998002,13068.931545244997,12880.942281485,12707.739285141,12639.328173413,13067.564841883001,13428.23101399,13711.394356692999,13727.391909477999,7750.2749706169989,null,null,13728.873136067996,12880.942281485,13428.23101399,7368.0393068580006,6928.0051353459976,6240.7597610000003,null,null,14503.835140218005,14692.966936023999,14054.550503982,14586.267394785997,13728.873136067996,13450.615382737002,13304.908547998002,13068.931545244997,12880.942281485,12707.739285141]
["Loans and advances to customers",9671.0819672140005,9791.2987856880009,-120.21681847400032,-1.2277923603937202E-2,null,9671.0819672140005,10204.061728937999,-532.97976172399831,-5.2232118531045812E-2,null,null,9671.0819672140005,10204.061728937999,10276.742751068998,10727.118245213998,9791.2987856880009,9867.005816977,10114.30442119,10096.768271769,9744.1622899169997,9831.8745556659997,9767.5477293900003,10057.351373793001,10451.179230485999,10560.953609581,10587.630912492001,5568.9800806799994,null,null,9791.2987856880009,9744.1622899169997,10451.179230485999,5340.332945490999,5127.0314729559996,4820.0481110000001,null,null,9671.0819672140005,10204.061728937999,10276.742751068999,10727.118245213998,9791.2987856880009,9867.005816977,10114.30442119,10096.768271769,9744.1622899169997,9831.8745556659997]
["  Hereof corporate %",0.32292740549480375,0.37989173544954119,-5.696432995473744,-0.14994885289444171,null,0.32292740549480375,0.36260756062528143,-3.9680155130477681,-0.10943002694718529,null,null,0.32292740549480375,0.36260756062528143,0.3496055186966972,0.38063054873303914,0.37989173544954119,0.35330128071902056,0.36709461356742096,0.36308095078800001,0.33514457169328671,0.33034787362532581,0.32610405395499464,0.3240189190970863,0.32315636350693067,0.3232114257859659,0.31958348378404949,0.62090526451881678,null,null,0.37989173544954119,0.33514457169328671,0.32315636350693067,0.61763601633081677,0.57175936716590947,0.69699999999999995,null,null,0.32292740549480375,0.36260756062528143,0.3496055186966972,0.38063054873303914,0.37989173544954119,0.35330128071902056,0.36709461356742096,0.36308095078800001,0.33514457169328671,0.33034787362532581]
["  Hereof retail % ",0.6765365000711322,0.61895466134262789,5.7581838728504309,9.3030786138032395E-2,null,0.6765365000711322,0.63679778941089171,3.9738710660240484,6.2403970806813147E-2,null,null,0.6765365000711322,0.63679778941089171,0.6491440682706654,0.61802228421951588,0.61895466134262789,0.64597032171941793,0.63213115373560846,0.63609176383274102,0.66387176239475498,0.66836874960269532,0.67288484274661353,0.67505230751119261,0.67574806631864215,0.67582057454279221,0.6795353937061086,0.37692288354420378,null,null,0.61895466134262789,0.66387176239475498,0.67574806631864215,0.37611175183270407,0.41909147808936598,0.30299999999999999,null,null,0.6765365000711322,0.6367977894108916,0.64914406827066529,0.61802228421951588,0.61895466134262789,0.64597032171941793,0.63213115373560846,0.63609176383274102,0.66387176239475498,0.66836874960269532]
["  Hereof FCY % ",0.5753346716660992,0.58783394934521638,-1.2499277679117182,-2.1263279694954673E-2,null,0.57533467166609908,0.55418873120170264,2.114594046439644,3.8156568825467696E-2,null,null,0.57533467166609908,0.55418873120170264,0.56815140142421561,0.55928214474103766,0.58783394934521638,0.56883276284330619,0.54541593558254353,0.28348070367930928,0.55397332673591793,0.55637426708700055,0.56043831590694126,0.5477259166219699,0.54042179121038336,0.5403193888498099,0.54855860088090203,0.38158405474858931,null,null,0.58783394934521638,0.55397332673591793,0.54042179121038336,0.39792163179530393,0.36152303916545653,0.38400000000000001,null,null,0.5753346716660992,0.55418873120170264,0.5681514014242155,0.55928214474103766,0.58783394934521638,0.56883276284330619,0.54541593558254353,0.28348070367930928,0.55397332673591793,0.55637426708700055]
["Deposits from customers",8887.6081849949987,7736.8728334739999,1150.7353515209988,0.14873391049446738,null,8887.6081849949987,9361.2003957780016,-473.59221078300288,-5.0590970255972478E-2,null,null,8887.6081849949987,9361.2003957780016,8577.7524752440004,8799.5289587310017,7736.8728334739999,7719.8363543659989,7512.6388000390016,7369.7712409209998,7279.96670197,7052.6193028759999,7178.7264134549996,7730.5360250229996,7900.9588105049997,7919.772772796,8137.8839046310004,4574.0854669819992,null,null,7736.8728334739999,7279.96670197,7900.9588105049997,4355.547615298,3895.8733388680012,3523.8079240000002,null,null,8887.6081849949987,9361.2003957780016,8577.7524752440004,8799.5289587310017,7736.8728334739999,7719.8363543659989,7512.6388000390016,7369.7712409209998,7279.96670197,7052.6193028759999]
["Loan/deposit ratio*",1.0333437798220362,1.1622595134193212,-12.891573359728504,-0.11091820037507805,null,1.0333437798220362,1.0347957590286907,-0.1451979206654519,-1.4031553511751893E-3,null,null,1.0333437798220362,1.0347957590286907,1.1408976924594676,1.1489490930925863,1.1622595134193212,1.1753123853315735,1.1956985575634709,1.2805921965040059,1.2417436606268768,1.3940741919327255,1.3606240392561559,1.3049729781338184,1.3227735368763427,1.3334919968736121,1.3010299773958351,1.2175067826956094,null,null,1.1622595134193212,1.2417436606268768,1.3227735368763427,1.2260990849311657,1.316015955088963,1.3678521119643183,null,null,1.0333437798220362,1.0347957590286907,1.1408976924594676,1.1489490930925863,1.1622595134193212,1.1753123853315735,1.1956985575634709,1.2805921965040059,1.2417436606268768,1.3940741919327255]
[]
["Equity",1480.703831838001,1440.951240653,39.752591185000938,2.7587742085558808E-2,null,1480.703831838001,1480.911082267,-0.20725042899903201,-1.3994792224913954E-4,null,null,1480.703831838001,1480.911082267,1494.823358005,1509.9638465180001,1440.951240653,1533.8737254870011,1489.4895700009999,1473.078657348,1474.5494924659999,1446.0196253280001,1400.641211635,1424.4595735819998,1469.7297755469999,1514.3029225299999,1372.411836448,813.96666793199995,null,null,1440.951240653,1474.5494924659999,1469.7297755469999,735.78197544900002,766.72221926700001,685.13644599999998,null,null,1480.703831838001,1480.911082267,1494.823358005,1509.9638465180001,1440.951240653,1533.8737254870011,1489.4895700009999,1473.078657348,1474.5494924659999,1446.0196253280001]
["Return on equity before tax",2.8474173637586267E-2,7.5078493623049913E-2,-4.6604319985463647,-0.62074127671570134,null,"–",5.3442506119569147E-2,"–","–",null,null,"–",5.3442506119569147E-2,4.3767698009862688E-2,5.0397016015833115E-2,0.13529638213006723,7.8917421631837945E-2,4.5196957526058339E-2,4.2430225013072496E-2,2.4961239498086638E-2,3.5332973938929174E-2,5.7814704607813031E-2,3.5549432620284392E-2,"–","–","–",0.16335266125032202,null,null,7.5078493623049913E-2,3.7408472065852079E-2,5.737039144743189E-3,0.15798349446541704,0.12588853613786724,7.1675982951876632E-2,null,null,2.8474173637586267E-2,4.9053534323384128E-2,4.6930527088831324E-2,5.0397016015833115E-2,7.5078493623049913E-2,5.5789063023108057E-2,4.3798976423283134E-2,4.2301370687852925E-2,3.7408472065852079E-2,4.2045137168834006E-2]
["Return on equity after tax",1.7387854036176448E-2,5.7616492890807024E-2,-4.0228638854630567,-0.69821394597672981,null,"–",4.1802134039058532E-2,"–","–",null,null,"–",4.1802134039058532E-2,3.4013212953056135E-2,3.3186163043119464E-2,0.10547225035315259,6.1677527053104607E-2,3.2314120402347601E-2,3.2205180818776075E-2,1.7565532237591046E-2,2.6693193051656117E-2,4.5292452485188067E-2,2.5816923740150134E-2,"–","–","–",0.13053342948002847,null,null,5.7616492890807024E-2,2.8076793201412407E-2,8.379878885225176E-4,0.12405189740146373,9.1969773628544693E-2,5.3341254476828283E-2,null,null,1.7387854036176448E-2,3.6238215626517446E-2,3.3521674876527782E-2,3.3186163043119464E-2,5.7616492890807024E-2,4.2279122228416115E-2,3.2243018823020678E-2,3.2107378442246155E-2,2.8076793201412407E-2,3.1941738271430757E-2]
["Cost/income ratio**",0.79995246878322301,0.6990273689507569,10.092509983246611,0.14437932521004893,null,1.0605910997477406,0.71911555128186677,34.147554846587383,0.47485490733328328,null,null,1.0605910997477406,0.71911555128186677,0.65336462715684562,0.76273641110342039,0.79759584399789307,0.62624850621784123,0.68050072967542441,0.70886812916731579,0.82236869019480796,0.67447748273297048,0.70302759421627115,0.68357882550022919,0.82478957343260972,0.76918137715354606,0.63200260938492492,0.57731934847493316,null,null,0.6990273689507569,0.71838804699050018,0.7158517854630817,0.55193688244404204,0.56160865760835055,0.54791288301489283,null,null,0.79995246878322301,0.7100365071277891,0.70555956130347441,0.76273641110342039,0.6990273689507569,0.67180274849951138,0.69455956973427768,0.70886812916731579,0.71838804699050018,0.68688377605057827]
["Net interest margin (avg. interest bearing assets)",1.8400211557567346E-2,2.4372234561906899E-2,-0.59720230043395528,-0.245033872014085,null,1.7581158906975366E-2,1.7862368828768727E-2,-2.8120992179336141E-2,-1.5743148318628997E-2,null,null,1.7581158906975366E-2,1.7862368828768727E-2,1.9222243997765794E-2,1.8976034741950133E-2,2.0683323588664392E-2,2.4125788447090495E-2,2.6640815087485389E-2,2.6215155125589432E-2,2.6190193059705404E-2,2.7219979667377284E-2,2.4593724914828783E-2,2.4021046690303645E-2,2.58263871208501E-2,2.5084456933113976E-2,2.3893981827261546E-2,2.4193462705768658E-2,null,null,2.4372234561906899E-2,2.5448235954323013E-2,2.5310655670369057E-2,2.8944188133951637E-2,null,null,null,null,1.8400211557567346E-2,1.8675502314528934E-2,1.916376702288226E-2,1.8976034741950133E-2,2.4372234561906899E-2,2.5650381243035657E-2,2.6441568372883445E-2,2.6215155125589432E-2,2.5448235954323013E-2,2.5191186151257171E-2]
["Provisioning ratio (avg. loans and advances to customers)",4.3654111644871848E-3,2.5683078247818567E-3,0.17971033397053282,0.69972272107139966,null,2.2512813534355932E-3,3.9843473570415197E-3,-0.17330660036059264,-0.43496860296155815,null,null,2.2512813534355932E-3,3.9843473570415197E-3,8.5911016265025324E-3,2.4831338384549645E-3,-1.1587001854937207E-2,6.1489856382546766E-3,7.6300809299312154E-3,7.7598443025303793E-3,4.9093484524005944E-3,1.2151353298081129E-2,1.1295005146939084E-2,6.3377844946570974E-3,1.8935048902095717E-2,1.0606458589126077E-2,2.0480473913981136E-2,5.6423133765008873E-3,null,null,2.5683078247818567E-3,8.5188714783649214E-3,1.6062840440947617E-2,2.5027262505812014E-3,1.2320392713623039E-2,null,null,null,4.3654111644871848E-3,5.0563497333303469E-3,5.5988972732793863E-3,2.4831338384549645E-3,2.5683078247818567E-3,7.2527742941888816E-3,7.7911756266173179E-3,7.8622760030889523E-3,8.5188714783649214E-3,9.7299695852213E-3]
[]
["NPL ratio",7.5542800857888615E-2,8.7748065622433716E-2,-1.2205264764545101,-0.13909440257136219,null,7.5542800857888615E-2,7.9290694724039823E-2,-0.37478938661512085,-4.7267764259037337E-2,null,null,7.5542800857888615E-2,7.9290694724039823E-2,9.2907001428409464E-2,8.9103567330485953E-2,8.7748065622433716E-2,0.10182826803155032,0.10070744062893827,0.10022443436970187,0.10043588529028251,0.10257128162999508,9.6621661664400102E-2,9.3215973983260744E-2,9.7690660210074887E-2,9.2489114914193121E-2,8.4601304616990419E-2,6.4078315926823476E-2,null,null,8.7748065622433716E-2,0.10043588529028251,9.7690660210074887E-2,6.3778245191168495E-2,null,null,null,null,7.5542800857888615E-2,7.9290694724039823E-2,9.2907001428409464E-2,8.9103567330485953E-2,8.7748065622433716E-2,0.10182826803155029,0.10070744062893827,0.10022443436970187,0.10043588529028251,0.10257128162999508]
["NPL coverage ratio",0.65378913188674637,0.56907540409670332,8.4713727790043052,0.14886204390525304,null,0.65378913188674637,0.62554632895047646,2.8242802936269906,4.5149018752383752E-2,null,null,0.65378913188674637,0.62554632895047646,0.55465522705779224,0.53805544060678201,0.56907540409670332,0.73614574050553505,0.71621415481037098,0.70140317170310185,0.71962315593651105,0.7162718786377642,0.72467019961433021,0.72056595282795721,0.73444798318448135,0.72163465654974757,0.74873675655879346,0.61101790236938347,null,null,0.56907540409670332,0.71962315593651105,0.73444798318448135,0.57971260483619425,null,null,null,null,0.65378913188674637,0.62554632895047646,0.55465522705779224,0.53805544060678201,0.56907540409670332,0.73614574050553505,0.71621415481037098,0.70140317170310185,0.71962315593651105,0.7162718786377642]
[]
["Number of employees",5128,5462,-334,-6.1149761991944329E-2,null,5128,5331,-203,-3.8079159632339099E-2,null,null,5128,5331,5419,5425,5462,5594,5731,5847,5985,6124,6080,6134,6656,6471,6218,3183,null,null,5462,5985,6656,3169,3071,3007,null,null,5128,5331,5419,5425,5462,5594,5731,5847,5985,6124]
["Business outlets",357,351,6,1.7094017094017033E-2,null,357,358,-1,-2.7932960893854997E-3,null,null,357,358,351,351,351,369,371,371,370,371,370,371,416,422,443,116,null,null,351,370,416,116,123,124,null,null,357,358,351,351,351,369,371,371,370,371]
["Number of customers ",733392,689676,43716,6.3386285734170933E-2,null,733392,726514,6878,9.4671265798043081E-3,null,null,733392,726514,712422,691597,689676,729455,743389,760045,776917,806789,828605,847807,871102,891009,935310,241015,null,null,689676,776917,871102,246586,242781,274567,null,null,733392,726514,712422,691597,689676,729455,743389,760045,776917,806789]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013. "]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["Slovenia",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013","Q4\n2012","Q3\n2012","Q2\n2012","Q1 \n2012",null,null,"1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",10.600633314,13.573867,-2.9732336860000004,-0.21904102095592959,null,2.0599723139999999,2.4200550000000001,-0.36008268600000015,-0.14879111673081813,null,null,2.0599723139999999,2.4200550000000001,2.867623,3.3905189999999998,3.46401,3.185416,3.2613569999999998,3.663084,4.1657300000000008,4.6683089999999998,5.1267180000000012,5.1940099999999996,6.0944709999999995,6.0820889999999999,6.1202030000000001,6.2349600000000001,null,null,13.573867,19.154767,24.531723,30.908846,31.434339000000001,25.251902999999999,null,null,10.600633314,8.5406610000000001,6.2581420000000003,3.3905189999999998,13.573867,10.109857,6.9244409999999998,3.663084,19.154767,14.989037]
["Net fee and commission income",7.8729263700000001,7.4943090000000003,0.37861736999999973,5.0520651070032008E-2,null,2.36778237,1.6636919999999999,0.70409037000000008,0.42320956643417174,null,null,2.36778237,1.6636919999999999,1.812371,2.0290810000000001,2.0134569999999998,1.9014770000000001,1.7665620000000002,1.812813,1.9831539999999999,1.8828900000000006,2.0241129999999998,1.943573,2.1433270000000002,2.1479460000000001,1.7987359999999999,1.863829,null,null,7.4943090000000003,7.8337300000000001,7.9538380000000002,7.5511699999999999,6.4279330000000003,5.6680960000000002,null,null,7.8729263700000001,5.5051439999999996,3.8414519999999999,2.0290810000000001,7.4943090000000003,5.4808519999999996,3.5793750000000002,1.812813,7.8337300000000001,5.8505760000000002]
["Net trading income",0.29564200000000002,0.75560700000000003,-0.45996500000000001,-0.60873575813882086,null,9.1768000000000002E-2,7.7119999999999994E-2,1.4648000000000008E-2,0.1899377593360998,null,null,9.1768000000000002E-2,7.7119999999999994E-2,8.1418000000000004E-2,4.5336000000000001E-2,8.2497000000000001E-2,0.18417600000000001,0.22561599999999998,0.263318,0.22843500000000005,0.29568299999999992,0.21696999999999997,0.14052200000000001,0.27308199999999999,0.16556000000000001,0.173958,0.118977,null,null,0.75560700000000003,0.88161,0.73157700000000003,0.194412,-0.74762399999999996,0.83723499999999995,null,null,0.29564200000000002,0.203874,0.12675400000000001,4.5336000000000001E-2,0.75560700000000003,0.67310999999999999,0.48893399999999998,0.263318,0.88161,0.65317499999999995]
["Recurring other net operating income",3.6318250000000001,-3.0227210000000002,6.6545459999999999,"–",null,0.46236699999999997,2.3117100000000002,-1.8493430000000002,-0.79998918549472042,null,null,0.46236699999999997,2.3117100000000002,0.853348,-0.133136,-0.29647599999999996,0.214446,0.15579799999999988,-3.096489,-2.7440459999999995,-0.55715899999999996,0.29294399999999998,0.23069199999999998,2.8382000000000001E-2,3.7629000000000003E-2,0.13995299999999999,0.117884,null,null,-3.0227210000000002,-2.7775689999999997,0.32384800000000002,-4.4070999999999999E-2,1.800732,0.40222400000000003,null,null,3.6318250000000001,3.1694580000000001,0.72021199999999996,-0.133136,-3.0227210000000002,-2.726245,-2.9406910000000002,-3.096489,-2.7775689999999997,-3.3522999999999969E-2]
["Operating income",22.401026684000001,18.801062000000002,3.5999646839999997,0.19147666679680109,null,4.9818896840000004,6.4725769999999994,-1.4906873159999989,-0.2303081625757406,null,null,4.9818896840000004,6.4725769999999994,5.6147600000000004,5.3317999999999994,5.2634879999999997,5.4855149999999995,5.4093330000000002,2.6427259999999997,3.6332730000000013,6.2897230000000004,7.6607450000000004,7.5087969999999995,8.5392620000000008,8.4332239999999992,8.2328499999999991,8.3356499999999993,null,null,18.801062000000002,25.092537999999998,33.540985999999997,38.610357,38.915379999999999,32.159457999999994,null,null,22.401026684000001,17.419136999999999,10.94656,5.3317999999999994,18.801062000000002,13.537574000000001,8.0520589999999999,2.6427259999999997,25.092537999999998,21.459265000000002]
["Staff expenses",-9.1331386479999992,-8.3316879999999998,-0.80145064799999943,9.6193070119764412E-2,null,-2.1986746479999999,-2.2854100000000002,8.6735352000000265E-2,-3.7951768829225463E-2,null,null,-2.1986746479999999,-2.2854100000000002,-2.362695,-2.286359,-2.0807259999999999,-2.1583540000000001,-1.6946980000000003,-2.39791,-2.5582289999999994,-2.6625170000000007,-2.8371189999999999,-2.991717,-2.6216400000000006,-3.1657790000000001,-3.114258,-3.0840380000000001,null,null,-8.3316879999999998,-11.049581999999999,-11.985715000000001,-12.674517,-13.074937,-12.959338000000001,null,null,-9.1331386479999992,-6.9344640000000002,-4.6490539999999996,-2.286359,-8.3316879999999998,-6.2509620000000004,-4.0926080000000002,-2.39791,-11.049581999999999,-8.4913530000000002]
["Other administrative expenses",-7.7830534179999997,-8.5366619999999998,0.75360858200000003,-8.8279069969034785E-2,null,-2.1174814180000001,-1.9555290000000001,-0.16195241800000004,8.2817702013112671E-2,null,null,-2.1174814180000001,-1.9555290000000001,-1.8710150000000001,-1.8390280000000001,-2.2508710000000001,-2.2812739999999998,-2.3592879999999998,-1.6452290000000001,-1.3386149999999994,-1.8721579999999998,-1.9581430000000002,-1.9899,-2.6265179999999995,-2.3876680000000001,-2.2625380000000002,-2.3353030000000001,null,null,-8.5366619999999998,-7.1588159999999998,-9.6120269999999994,-10.371625999999999,-10.683958000000001,-11.090348000000001,null,null,-7.7830534179999997,-5.6655720000000001,-3.7100430000000002,-1.8390280000000001,-8.5366619999999998,-6.2857909999999997,-4.0045169999999999,-1.6452290000000001,-7.1588159999999998,-5.820201]
["Depreciation on intangible and tangible fixed ass.",-2.2021670000000002,-3.7241810000000002,1.522014,-0.4086842180871445,null,-0.53889200000000004,-0.541412,2.5199999999999667E-3,-4.6544960215140208E-3,null,null,-0.53889200000000004,-0.541412,-0.533582,-0.58828100000000005,-1.983733,-0.61028899999999997,-0.57817199999999991,-0.55198700000000001,-2.3240799999999999,-0.59696099999999974,-0.60580400000000012,-0.62057799999999996,-0.65383600000000008,-0.64129999999999998,-0.635876,-0.63113799999999998,null,null,-3.7241810000000002,-4.1474229999999999,-2.5621499999999999,-2.6744789999999998,-2.8247930000000001,-2.445147,null,null,-2.2021670000000002,-1.6632750000000001,-1.1218630000000001,-0.58828100000000005,-3.7241810000000002,-1.740448,-1.1301589999999999,-0.55198700000000001,-4.1474229999999999,-1.8233429999999999]
["General administrative expenses",-19.118359066,-20.592531000000001,1.474171934000001,-7.1587700122923259E-2,null,-4.8550480659999993,-4.7823510000000002,-7.2697065999999033E-2,1.5201114681879124E-2,null,null,-4.8550480659999993,-4.7823510000000002,-4.7672920000000003,-4.7136680000000002,-6.3153300000000003,-5.0499169999999998,-4.6321580000000004,-4.5951260000000005,-6.2209239999999948,-5.1316360000000003,-5.4010660000000019,-5.602195,-5.9019939999999993,-6.1947470000000004,-6.0126720000000002,-6.0504790000000002,null,null,-20.592531000000001,-22.355820999999999,-24.159891999999999,-25.720621999999999,-26.583688000000002,-26.494833,null,null,-19.118359066,-14.263311,-9.4809599999999996,-4.7136680000000002,-20.592531000000001,-14.277201000000002,-9.2272840000000009,-4.5951260000000005,-22.355820999999999,-16.134897000000002]
["Operating result",3.2826676180000014,-1.7914689999999993,5.0741366180000007,"–",null,0.12684161800000116,1.6902259999999991,-1.563384381999998,-0.92495582365908391,null,null,0.12684161800000116,1.6902259999999991,0.84746800000000011,0.61813199999999924,-1.0518420000000006,0.43559799999999971,0.77717499999999973,-1.9524000000000008,-2.5876509999999935,1.1580870000000001,2.2596789999999998,1.9066019999999999,2.6372680000000002,2.2384770000000001,2.2201780000000002,2.2851710000000001,null,null,-1.7914689999999993,2.7367169999999987,9.3810939999999992,12.889735,12.331692,5.6646249999999938,null,null,3.2826676180000014,3.1558259999999994,1.4656000000000002,0.61813199999999924,-1.7914689999999993,-0.73962700000000048,-1.1752250000000011,-1.9524000000000008,2.7367169999999987,5.3243679999999998]
["Net provisioning for impairment losses",-18.521642280000002,-22.901547000000001,4.379904719999999,-0.19124929508037158,null,-6.8404552800000005,-4.6029580000000001,-2.2374972800000004,0.48609986882348277,null,null,-6.8404552800000005,-4.6029580000000001,-1.9376059999999999,-5.1406229999999997,-6.9114890000000004,-10.348675,-6.2386220000000003,0.59723899999999996,-31.359530999999997,-18.833806000000003,-9.1074400000000004,-5.6936030000000004,-24.684783999999997,-3.9309379999999998,-2.7448320000000002,-2.3389920000000002,null,null,-22.901547000000001,-64.994380000000007,-33.699545999999998,-15.224714000000001,-8.8115550000000002,-6.0155649999999996,null,null,-18.521642280000002,-11.681187,-7.0782290000000003,-5.1406229999999997,-22.901547000000001,-15.990057999999999,-5.6413830000000003,0.59723899999999996,-64.994380000000007,-33.634849000000003]
["Other results",0.51721300000000003,-0.15527399999999991,0.67248699999999995,"–",null,-6.1768000000000003E-2,1.2681E-2,-7.4449000000000001E-2,"–",null,null,-6.1768000000000003E-2,1.2681E-2,9.8949999999999996E-2,0.46734999999999999,-3.8888999999999979E-2,-9.3787999999999982E-2,-8.2869000000000054E-2,6.027200000000002E-2,-0.24004600000000001,-0.19690899999999997,-0.24877200000000002,-6.3449999999999979E-2,0.25775900000000002,-0.54647699999999999,3.7738000000000001E-2,0.139406,null,null,-0.15527399999999991,-0.74917699999999998,-0.11157400000000001,-3.7036509999999998,8.7568000000000104E-2,1.4802490000000001,null,null,0.51721300000000003,0.57898099999999997,0.56630000000000003,0.46734999999999999,-0.15527399999999991,-0.11638499999999996,-2.2597000000000034E-2,6.027200000000002E-2,-0.74917699999999998,-0.509131]
["Net income from derivatives",0.117794,0.203237,-8.5443000000000005E-2,-0.42041065357193819,null,0,2.3399E-2,-2.3399E-2,"–",null,null,0,2.3399E-2,3.7019999999999997E-2,5.7375000000000002E-2,6.0234999999999997E-2,5.0326000000000003E-2,4.3272999999999992E-2,4.9403000000000002E-2,5.3651999999999977E-2,9.219000000000005E-2,0.14101199999999997,0.15797600000000001,-0.19551299999999999,-0.16277,-0.122767,-0.22120899999999999,null,null,0.203237,0.44483,-0.48104999999999998,0,0,0,null,null,0.117794,0.117794,9.4395000000000007E-2,5.7375000000000002E-2,0.203237,0.14300199999999999,9.2675999999999994E-2,4.9403000000000002E-2,0.44483,0.39117800000000003]
["Net income from financial investments",0.39941900000000002,0.35907899999999998,4.0340000000000042E-2,0.11234296631103469,null,-6.1768000000000003E-2,-1.0718E-2,-5.1050000000000005E-2,4.7630154879641724,null,null,-6.1768000000000003E-2,-1.0718E-2,6.1929999999999999E-2,0.40997499999999998,7.3074E-2,3.2750000000000001E-2,5.7278999999999997E-2,0.19597600000000001,-0.11193399999999998,-0.124057,-0.15306800000000001,-1.2349000000000001E-2,0.45327200000000001,-0.38370700000000002,0.16050500000000001,0.13940600000000003,null,null,0.35907899999999998,-0.40140799999999999,0.36947600000000003,-3.7036509999999998,8.756800000000009E-2,1.4802490000000001,null,null,0.39941900000000002,0.46118700000000001,0.47190500000000002,0.40997499999999998,0.35907899999999998,0.28600500000000001,0.25325500000000001,0.19597600000000001,-0.40140799999999999,-0.28947400000000001]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,-0.71758999999999995,0.71758999999999995,"–",null,0,0,0,"–",null,null,0,0,0,0,-0.17219799999999999,-0.17686399999999999,-0.18342100000000003,-0.18510699999999999,-0.18176400000000004,-0.16504200000000002,-0.23671600000000001,-0.20907699999999999,0,0,0,0,null,null,-0.71758999999999995,-0.79259900000000005,0,0,0,0,null,null,0,0,0,0,-0.71758999999999995,-0.54539199999999999,-0.36852800000000002,-0.18510699999999999,-0.79259900000000005,-0.61083500000000002]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",-14.721761662,-24.848289999999999,10.126528337999998,-0.40753421414511815,null,-6.7753816619999991,-2.9000509999999999,-3.8753306619999992,1.3362974175281743,null,null,-6.7753816619999991,-2.9000509999999999,-0.99118799999999996,-4.0551409999999999,-8.0022199999999994,-10.006864999999999,-5.5443160000000002,-1.294889,-34.187227999999998,-17.872627999999999,-7.0965330000000009,-3.8504510000000001,-21.789756999999998,-2.2389380000000001,-0.48691600000000002,8.5584999999999994E-2,null,null,-24.848289999999999,-63.006839999999997,-24.430026000000002,-6.0386300000000004,3.6077050000000002,1.1293089999999999,null,null,-14.721761662,-7.9463800000000004,-5.0463290000000001,-4.0551409999999999,-24.848289999999999,-16.846070000000001,-6.8392049999999998,-1.294889,-63.006839999999997,-28.819611999999999]
["Income taxes",-1.5285084000000001E-2,-0.197991,0.182705916,-0.92279909692864825,null,-1.5285084000000001E-2,0,-1.5285084000000001E-2,"–",null,null,-1.5285084000000001E-2,0,0,0,-0.197991,0,0,0,-0.64490599999999998,3.636700000000001E-2,0.14124899999999999,2.9621999999999999E-2,-1.1006720000000001,0.119586,-2.8046999999999999E-2,5.4745000000000002E-2,null,null,-0.197991,-0.437668,-0.95438800000000001,0.51333099999999998,-1.0520099999999999,-0.42413299999999998,null,null,-1.5285084000000001E-2,0,0,0,-0.197991,0,0,0,-0.437668,0.20723800000000001]
["Profit/loss after tax",-14.737046745999999,-25.046281,10.309234254000001,-0.41160738610255154,null,-6.7906667460000003,-2.9000509999999999,-3.8906157460000004,1.3415680434585462,null,null,-6.7906667460000003,-2.9000509999999999,-0.99118799999999996,-4.0551409999999999,-8.2002109999999995,-10.006864999999999,-5.5443160000000002,-1.294889,-34.832133999999996,-17.836261,-6.9552840000000007,-3.8208289999999998,-22.890428999999997,-2.1193520000000001,-0.51496299999999995,0.14033000000000001,null,null,-25.046281,-63.444507999999999,-25.384414,-5.5252990000000004,2.5556950000000001,0.70517600000000003,null,null,-14.737046745999999,-7.9463800000000004,-5.0463290000000001,-4.0551409999999999,-25.046281,-16.846070000000001,-6.8392049999999998,-1.294889,-63.444507999999999,-28.612373999999999]
[]
[]
["Risk-weighted assets (total RWA)",310.0026532863854,486.24480684485184,-176.24215355846644,-0.36245560071287453,null,310.0026532863854,416.04221651768057,-106.03956323129518,-0.25487693080490259,null,null,310.0026532863854,416.04221651768057,441.60670156993422,468.99045744384495,486.24480684485184,"–","–","–","–","–","–","–","–","–","–","–",null,null,486.24480684485184,"–","–","–","–","–",null,null,310.0026532863854,416.04221651768057,441.60670156993422,468.99045744384495,486.24480684485184,"–","–","–","–","–"]
["Assets",788.31052,1145.5243969999999,-357.21387699999991,-0.31183436855251889,null,788.31052,842.57452000000001,-54.26400000000001,-6.4402612127411607E-2,null,null,788.31052,842.57452000000001,924.13494500000002,1102.8245979999999,1145.5243969999999,1214.5179370000001,1201.5756960000001,1263.5649759999999,1340.8418489999999,1338.5933560000001,1502.4937010000001,1467.6627490000001,1611.5708079999999,1650.97649,1628.6916859999999,1660.297386,null,null,1145.5243969999999,1340.8418489999999,1611.5708079999999,1731.839326,1610.570414,1582.707678,null,null,788.31052,842.57452000000001,924.13494500000002,1102.8245979999999,1145.5243969999999,1214.5179370000001,1201.5756960000001,1263.5649759999999,1340.8418489999999,1338.5933560000001]
["Loans and advances to customers",415.83104200000002,825.36354800000004,-409.53250600000001,-0.49618438685881971,null,415.83104200000002,547.56806600000004,-131.73702400000002,-0.24058565898910544,null,null,415.83104200000002,547.56806600000004,636.66908999999998,797.59202500000004,825.36354800000004,883.573442,924.06225700000005,999.62607600000001,1050.7880720000001,1096.6654820000001,1156.651067,1208.3511140000001,1225.419656,1274.59132,1268.892362,1295.308716,null,null,825.36354800000004,1050.7880720000001,1225.419656,1303.14905,1316.585325,1233.4666669999999,null,null,415.83104200000002,547.56806600000004,636.66908999999998,797.59202500000004,825.36354800000004,883.573442,924.06225700000005,999.62607600000001,1050.7880720000001,1096.6654820000001]
["  Hereof corporate %",0.49303369948989995,0.58999154030970125,-9.6957840819801291,-0.16433767977233316,null,0.49303369948989995,0.53282198162374206,-3.9788282133842112,-7.4674625871458566E-2,null,null,0.49303369948989995,0.53282198162374206,0.51566608330239494,0.59064302329251595,0.58999154030970125,0.58979978146513823,0.59543082607011222,0.60087372677381345,0.60861372607985631,0.61120396839508873,0.62048794320845269,0.62612105257495543,0.62367596415922699,0.62479885704512272,0.62119471160666151,0.62124327091064757,null,null,0.58999154030970125,0.60861372607985631,0.62367596415922699,0.61719803337914547,0.69076284478404359,0.68600000000000005,null,null,0.49303369948989995,0.53282198162374206,0.51566608330239494,0.59064302329251595,0.58999154030970125,0.58979978146513823,0.59543082607011222,0.60087372677381345,0.60861372607985631,0.61120396839508873]
["  Hereof retail % ",0.49150097360937278,0.33284053998469049,15.866043362468229,0.47668602398007209,null,0.49150097360937278,0.42738005835424303,6.4120915255129756,0.15003253895852531,null,null,0.49150097360937278,0.42738005835424303,0.3867257369130328,0.33100118321769828,0.33284053998469049,0.34087936970835303,0.33772409210637383,0.32188238401162034,0.31751504585130397,0.31814820387265025,0.31215898313320095,0.30903106795955809,0.31213053483703546,0.31294117093247953,0.3158361783351144,0.31671979427302677,null,null,0.33284053998469049,0.31751504585130397,0.31213053483703546,0.32102929135501773,0.30045990194328509,0.314,null,null,0.49150097360937278,0.42738005835424303,0.3867257369130328,0.33100118321769828,0.33284053998469049,0.34087936970835303,0.33772409210637383,0.32188238401162034,0.31751504585130397,0.31814820387265025]
["  Hereof FCY % ",5.1102885195377021E-2,4.3404979644194319E-2,0.76979055511827021,0.17735074671812101,null,5.1102885195377021E-2,4.4701438085689965E-2,0.64014471096870551,0.14320450043275712,null,null,5.1102885195377021E-2,4.4701438085689965E-2,4.2839508668467009E-2,4.7508426378761744E-2,4.3404979644194319E-2,4.4900670520606256E-2,4.4161526662158647E-2,4.21447589368407E-2,4.2449092436976192E-2,4.2883632950891037E-2,4.619370657615967E-2,4.7303303930251513E-2,4.8979955320710145E-2,4.9990141153636598E-2,5.5014122624216726E-2,6.893955000608519E-2,null,null,4.3404979644194319E-2,4.2449092436976192E-2,4.8979955320710145E-2,6.8524778497133537E-2,9.5122585389594852E-2,0.13600000000000001,null,null,5.1102885195377021E-2,4.4701438085689965E-2,4.2839508668467009E-2,4.7508426378761744E-2,4.3404979644194319E-2,4.4900670520606256E-2,4.4161526662158647E-2,4.21447589368407E-2,4.2449092436976192E-2,4.2883632950891037E-2]
["Deposits from customers",435.88230799999997,484.82452999999998,-48.942222000000015,-0.10094832041604829,null,435.88230799999997,436.29004800000001,-0.40774000000004662,-9.3456177116391093E-4,null,null,435.88230799999997,436.29004800000001,414.099403,447.30470000000003,484.82452999999998,477.51043600000003,444.35983700000003,429.99515600000001,422.94939299999999,397.162845,403.92054400000001,379.68405799999999,494.98923200000002,489.46995900000002,466.705828,465.47255200000001,null,null,484.82452999999998,422.94939299999999,494.98923200000002,463.79010399999999,446.694773,527.84316000000001,null,null,435.88230799999997,436.29004800000001,414.099403,447.30470000000003,484.82452999999998,477.51043600000003,444.35983700000003,429.99515600000001,422.94939299999999,397.162845]
["Loan/deposit ratio*",0.91119160541840594,1.4452513077257043,-53.405970230729835,-0.36952722301819785,null,0.91119160541840594,0.97139536632291001,-6.0203760904504078,-6.1976578221077494E-2,null,null,0.91119160541840594,0.97139536632291001,1.2220330030275364,1.4905744093455759,1.4452513077257043,1.5726379014677703,1.7917277658916775,2.0372772687699765,2.1517859892046234,2.7612489330415588,2.8635608764678233,3.1825173813328766,2.4756491187670928,2.6040235903425484,2.7188269052427603,2.7827821649943387,null,null,1.4452513077257043,2.1517859892046234,2.4756491187670928,2.8097819223844414,2.9473936221769939,2.3368052491198332,null,null,0.91119160541840594,0.97139536632291001,1.2220330030275364,1.4905744093455759,1.4452513077257043,1.5726379014677703,1.7917277658916775,2.0372772687699765,2.1517859892046234,2.7612489330415588]
[]
["Equity",43.998631254000003,53.296352000000006,-9.2977207460000031,-0.17445322985708289,null,43.998631254000003,43.954843000000004,4.3788253999998972E-2,9.9620999670047006E-4,null,null,43.998631254000003,43.954843000000004,47.572918000000008,49.241211,53.296352000000006,59.742664000000019,25.74953,31.293845999999998,32.588735,27.459004000000004,45.295265000000001,52.250549000000007,56.071378000000003,74.346441493,78.271417743000015,81.539107000000001,null,null,53.296352000000006,32.588735,56.071378000000003,81.398776999999995,81.424154000000001,78.868459000000001,null,null,43.998631254000003,43.954843000000004,47.572918000000008,49.241211,53.296352000000006,59.742664000000019,25.74953,31.293845999999998,32.588735,27.459004000000004]
["Return on equity before tax","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–","–","–",4.5948735638429078E-2,1.4448075319456577E-2,null,null,"–","–","–","–","–","–","–","–","–","–"]
["Return on equity after tax","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–","–","–",3.2550043289973817E-2,9.0218319002798274E-3,null,null,"–","–","–","–","–","–","–","–","–","–"]
["Cost/income ratio**",0.85345905505551434,1.0952855216370225,-24.182646658150819,-0.22078851751831108,null,0.97453945670307207,0.73886351603078637,23.567594067228569,0.31897087291351078,null,null,0.97453945670307207,0.73886351603078637,0.84906425207845038,0.88406691923928138,1.1998374461953742,0.9205912298116038,0.856327018506718,1.7387826055368589,1.7122093495313984,0.81587631124613913,0.70503142971081811,0.74608422627486137,0.69115972785470203,0.73456450344494595,0.73032692202578708,0.72585569211759138,null,null,1.0952855216370225,0.89093502618188725,0.72030953413235976,0.66615861645620111,0.68311521049004287,0.82385819437628593,null,null,0.85345905505551434,0.81882994547892929,0.86611318989709996,0.88406691923928138,1.0952855216370225,1.0546351214774523,1.1459533518072833,1.7387826055368589,0.89093502618188725,0.75188488515333585]
["Net interest margin (avg. interest bearing assets)",1.312423840997012E-2,1.2187088371703767E-2,9.3715003826635307E-2,7.6896959280466692E-2,null,1.4621651034673186E-2,1.2403533597743066E-2,0.22181174369301193,0.1788294778621573,null,null,1.4621651034673186E-2,1.2403533597743066E-2,1.2860417008262097E-2,1.3158159504011613E-2,1.3083412486129424E-2,1.1724975210258927E-2,1.1579853503166482E-2,1.2377218536957836E-2,1.3633063260280347E-2,1.4165540377538017E-2,1.4961812925221286E-2,1.4513817616166321E-2,1.6023774667399925E-2,1.5892143030248836E-2,1.5774511065440713E-2,1.542274221106921E-2,null,null,1.2187088371703767E-2,1.4302010538229881E-2,1.5726354742612504E-2,1.9341370196002405E-2,null,null,null,null,1.312423840997012E-2,1.2674865165722804E-2,1.3099296320010567E-2,1.3158159504011615E-2,1.2187088371703767E-2,1.186718131905481E-2,1.1983549623462649E-2,1.2377218536957836E-2,1.4302010538229881E-2,1.4530177427417058E-2]
["Provisioning ratio (avg. loans and advances to customers)",2.8863789090468342E-2,2.4352147801435738E-2,0.45116412890326035,0.18526666829636307,null,5.6802670653915532E-2,3.1094839250255715E-2,2.570783140365982,0.82675556534508865,null,null,5.6802670653915532E-2,3.1094839250255715E-2,1.0807549502588307E-2,2.5139605333576606E-2,3.2354564459395309E-2,4.5799825731368225E-2,2.5944418928905571E-2,-2.3302180218861815E-3,0.11682499373860729,6.6866081495236915E-2,3.0807379623300234E-2,1.8715330367781516E-2,7.8990961998080436E-2,1.2363949579292013E-2,8.5635468249342962E-3,7.2011699573646263E-3,null,null,2.4352147801435738E-2,5.7107599803386658E-2,2.6655036835688813E-2,1.4962680065355463E-2,6.9108826232904524E-3,null,null,null,2.8863789090468342E-2,2.2455428170909068E-2,1.8939796109538498E-2,2.5139605333576606E-2,2.4352147801435738E-2,2.2045804929635159E-2,1.1426451751119008E-2,-2.3302180218861815E-3,5.7107599803386658E-2,3.8626030199701768E-2]
[]
["NPL ratio",0.3211158007818618,0.25232551209369403,6.8790288688167776,0.27262518212040487,null,0.3211158007818618,0.36041024211351103,-3.9294441331649219,-0.1090269829770083,null,null,0.3211158007818618,0.36041024211351103,0.3058312806877368,0.25917849680581134,0.25232551209369403,0.29667093479706463,0.30061037002185453,0.28447990686469449,0.28321075289099784,0.20299770682487842,0.17155816621055345,0.15793714739770578,0.14659864244906481,0.10472950733730087,9.1242629766889558E-2,7.0263968639889846E-2,null,null,0.25232551209369403,0.28321075289099784,0.14659864244906481,6.7107351227397971E-2,null,null,null,null,0.3211158007818618,0.36041024211351103,0.3058312806877368,0.25917849680581134,0.25232551209369403,0.29667093479706463,0.30061037002185453,0.28447990686469449,0.28321075289099784,0.20299770682487842]
["NPL coverage ratio",0.60048837875350136,0.59862717006017208,0.1861208693329286,3.109128329644939E-3,null,0.60048837875350136,0.627101468373089,-2.6613089619587638,-4.2438251163134599E-2,null,null,0.60048837875350136,0.627101468373089,0.67086294288463699,0.63299103887704156,0.59862717006017208,0.50594036996655556,0.4603972831324335,0.43466323217920566,0.47276244346749158,0.50111456003856036,0.46895283553129508,0.44022010010211093,0.43459611852625357,0.41865899009239987,0.44982137051034177,0.56677918583336806,null,null,0.59862717006017208,0.47276244346749158,0.43459611852625357,0.56018035998974092,null,null,null,null,0.60048837875350136,0.627101468373089,0.67086294288463699,0.63299103887704156,0.59862717006017208,0.50594036996655556,0.4603972831324335,0.43466323217920566,0.47276244346749158,0.50111456003856036]
[]
["Number of employees",218,230,-12,-5.2173913043478293E-2,null,218,218,0,0,null,null,218,218,224,225,230,231,226,247,245,253,264,276,310,321,326,319,null,null,230,245,310,323,352,352,null,null,218,218,224,225,230,231,226,247,245,253]
["Business outlets",14,14,0,0,null,14,14,0,0,null,null,14,14,14,14,14,14,14,16,16,17,17,17,17,17,17,17,null,null,14,16,17,17,17,17,null,null,14,14,14,14,14,14,14,16,16,17]
["Number of customers ",56736,63426,-6690,-0.10547724907766531,null,56736,58629,-1893,-3.2287775674154418E-2,null,null,56736,58629,59382,61603,63426,63953,64306,64528,65441,65719,66019,66404,68593,67914,67718,67720,null,null,63426,65441,68593,67526,66899,67364,null,null,56736,58629,59382,61603,63426,63953,64306,64528,65441,65719]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]

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["USA",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,"Archive",null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2015","1/1-31/12\n2014","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2015","Q3\n2015","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2014","1/1-31/12\n2013",null,null,"1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014"]
["Net interest income",25.475784315999999,30.110943715999998,-4.6351593999999992,-0.15393603879432793,null,5.323820928,6.0113751050000008,-0.68755417700000088,-0.11437552390103278,null,null,5.323820928,6.0113751050000008,7.0184758399999998,7.1221124429999998,7.6032195400000004,8.0401282389999995,7.5204319530000001,6.9471639840000003,null,null,30.110943715999998,25.035435061000001,null,null,25.475784315999999,20.151963387999999,14.140588283,7.1221124429999998,30.110943715999998,22.507724176,14.467595937,6.9471639840000003]
["Net fee and commission income",5.9571338839999992,8.2950203150000004,-2.3378864310000012,-0.28184215857462924,null,1.2265975390000001,1.358457552,-0.13186001299999983,-9.7065979577991124E-2,null,null,1.2265975390000001,1.358457552,1.542287177,1.8297916159999998,2.5508243590000004,2.0033417080000002,2.0827111729999999,1.6581430749999999,null,null,8.2950203150000004,11.776598289000001,null,null,5.9571338839999992,4.730536345,3.372078793,1.8297916159999998,8.2950203150000004,5.7441959560000004,3.7408542480000002,1.6581430749999999]
["Net trading income",-0.15215588500000002,-0.15334737500000001,1.1914899999999895E-3,-7.7698754217344623E-3,null,-4.8510739000000004E-2,-6.4130585000000004E-2,1.5619846E-2,-0.24356312982331285,null,null,-4.8510739000000004E-2,-6.4130585000000004E-2,5.8702625000000001E-2,-9.8217185999999998E-2,-6.0372447000000003E-2,-0.10842445699999999,1.2428476000000001E-2,3.0210529999999997E-3,null,null,-0.15334737500000001,6.7062470000000002E-3,null,null,-0.15215588500000002,-0.10364514599999999,-3.9514561000000004E-2,-9.8217185999999998E-2,-0.15334737500000001,-9.2974927999999998E-2,1.5449529E-2,3.0210529999999997E-3]
["Recurring other net operating income",0.63454680600000002,0.513423148,0.12112365800000002,0.23591390156799097,null,0.16811869299999999,0.14824677900000002,1.9871913999999963E-2,0.1340461771516801,null,null,0.16811869299999999,0.14824677900000002,0.16523953599999999,0.15294179800000002,8.6417015E-2,0.13813426999999998,0.14405362100000002,0.14481824199999999,null,null,0.513423148,0.58573830400000004,null,null,0.63454680600000002,0.46642811300000003,0.31818133399999998,0.15294179800000002,0.513423148,0.42700613299999995,0.28887186300000001,0.14481824199999999]
["Operating income",31.915309120999996,38.766039803999995,-6.8507306829999983,-0.17671990014035732,null,6.6700264210000002,7.4539488510000007,-0.7839224300000005,-0.10516874285967659,null,null,6.6700264210000002,7.4539488510000007,8.7847051779999994,9.0066286710000014,10.180088467000001,10.07317976,9.7596252229999987,8.7531463540000001,null,null,38.766039803999995,37.404477901,null,null,31.915309120999996,25.245282699999997,17.791333848999997,9.0066286710000014,38.766039803999995,28.585951337000001,18.512771577000002,8.7531463540000001]
["Staff expenses",-17.049211259,-9.2247964230000008,-7.824414835999999,0.8481937678853857,null,-7.1215990530000006,-3.23282362,-3.8887754330000006,1.2029036811479372,null,null,-7.1215990530000006,-3.23282362,-3.7530893889999999,-2.9416991970000002,-1.745622327,-2.519243146,-2.4280805819999998,-2.5318503679999997,null,null,-9.2247964230000008,-9.7204542420000006,null,null,-17.049211259,-9.9276122060000009,-6.6947885860000005,-2.9416991970000002,-9.2247964230000008,-7.4791740959999995,-4.9599309500000004,-2.5318503679999997]
["Other administrative expenses",-5.5066528779999997,-5.5153416030000004,8.6887250000007299E-3,-1.5753738617522162E-3,null,-2.017746067,-1.2076538700000001,-0.8100921969999999,0.67079832816666229,null,null,-2.017746067,-1.2076538700000001,-1.149636262,-1.131616679,-1.7734182919999999,-1.1547150819999998,-1.442101504,-1.145106725,null,null,-5.5153416030000004,-5.3429261480000001,null,null,-5.5066528779999997,-3.4889068110000001,-2.281252941,-1.131616679,-5.5153416030000004,-3.7419233110000003,-2.5872082289999998,-1.145106725]
["Depreciation on intangible and tangible fixed ass.",-0.159277326,-0.186498997,2.7221671000000003E-2,-0.14596148739609582,null,-4.1580987E-2,-4.1096192000000004E-2,-4.847949999999962E-4,1.179659176207859E-2,null,null,-4.1580987E-2,-4.1096192000000004E-2,-3.8442374000000001E-2,-3.8157772999999999E-2,-4.2726201999999998E-2,-4.7098239E-2,-4.4107353000000002E-2,-5.2567203E-2,null,null,-0.186498997,-0.225906309,null,null,-0.159277326,-0.11769633900000001,-7.6600146999999993E-2,-3.8157772999999999E-2,-0.186498997,-0.14377279500000001,-9.6674555999999995E-2,-5.2567203E-2]
["General administrative expenses",-22.715141463000002,-14.926637023,-7.7885044400000023,0.52178561239205679,null,-9.1809261070000012,-4.4815736820000005,-4.6993524250000007,1.0485942569403015,null,null,-9.1809261070000012,-4.4815736820000005,-4.9411680249999996,-4.1114736490000006,-3.561766821,-3.7210564669999999,-3.9142894389999996,-3.7295242959999997,null,null,-14.926637023,-15.289286699000002,null,null,-22.715141463000002,-13.534215356000001,-9.0526416740000002,-4.1114736490000006,-14.926637023,-11.364870202000001,-7.6438137350000002,-3.7295242959999997]
["Operating result",9.2001676579999945,23.839402780999997,-14.639235123000001,-0.6140772592955841,null,-2.510899686000001,2.9723751690000002,-5.4832748550000012,"–",null,null,-2.510899686000001,2.9723751690000002,3.8435371529999998,4.8951550220000009,6.6183216460000009,6.352123293,5.8453357839999995,5.0236220580000008,null,null,23.839402780999997,22.115191201999998,null,null,9.2001676579999945,11.711067343999996,8.7386921749999971,4.8951550220000009,23.839402780999997,17.221081134999999,10.868957842000002,5.0236220580000008]
["Net provisioning for impairment losses",-12.363395651000001,-3.9029720569999999,-8.4604235940000017,2.16768746238554,null,-6.2386754980000001,-2.399266108,-3.8394093900000001,1.6002432482157998,null,null,-6.2386754980000001,-2.399266108,-2.5988905070000001,-1.1265635379999999,-3.7124946680000002,-1.656182321,1.211312129,0.254392803,null,null,-3.9029720569999999,-0.428932127,null,null,-12.363395651000001,-6.1247201530000002,-3.7254540449999998,-1.1265635379999999,-3.9029720569999999,-0.190477389,1.465704932,0.254392803]
["Other results",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,null,null,0,0,null,null,0,0,0,0,0,0,0,0]
["Net income from derivatives",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,null,null,0,0,null,null,0,0,0,0,0,0,0,0]
["Net income from financial investments",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,null,null,0,0,null,null,0,0,0,0,0,0,0,0]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,null,null,0,0,null,null,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,null,null,0,0,null,null,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,null,null,0,0,null,null,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,null,null,0,0,null,null,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,null,null,0,0,null,null,0,0,0,0,0,0,0,0]
["Profit/loss before tax",-3.1632279929999996,19.936430724000001,-23.099658717000001,"–",null,-8.7495751840000011,0.57310906100000003,-9.3226842450000014,"–",null,null,-8.7495751840000011,0.57310906100000003,1.2446466459999999,3.7685914840000003,2.9058269780000003,4.6959409719999998,7.0566479129999999,5.2780148609999999,null,null,19.936430724000001,21.686259074999999,null,null,-3.1632279929999996,5.5863471909999998,5.0132381299999995,3.7685914840000003,19.936430724000001,17.030603746000001,12.334662774,5.2780148609999999]
["Income taxes",-0.63923063999999996,-4.7734963550000007,4.1342657150000006,-0.86608753993696097,null,0.45010663900000003,0.22112285000000001,0.22898378900000002,1.0355500980563521,null,null,0.45010663900000003,0.22112285000000001,-0.32535021600000003,-0.98510991299999995,0.31359500199999996,-1.4236961640000001,-2.1239575880000001,-1.539437605,null,null,-4.7734963550000007,-5.796306489,null,null,-0.63923063999999996,-1.089337279,-1.310460129,-0.98510991299999995,-4.7734963550000007,-5.0870913570000003,-3.6633951929999999,-1.539437605]
["Profit/loss after tax",-3.8024586330000001,15.162934369,-18.965393001999999,"–",null,-8.2994685449999999,0.79423191100000001,-9.0937004560000005,"–",null,null,-8.2994685449999999,0.79423191100000001,0.91929643000000005,2.7834815709999998,3.2194219799999999,3.2722448080000004,4.9326903250000003,3.7385772560000001,null,null,15.162934369,15.889952586,null,null,-3.8024586330000001,4.4970099119999993,3.702778001,2.7834815709999998,15.162934369,11.943512389,8.6712675810000004,3.7385772560000001]
[]
[]
["Risk-weighted assets (total RWA)",835.67987672797858,1013.0592936707292,-177.37941694275059,-0.17509282827862149,null,835.67987672797858,901.70462544851455,-66.024748720535968,-7.3222147094670564E-2,null,null,835.67987672797858,901.70462544851455,977.54624221344272,1087.566294213749,1013.0592936707292,"–","–","–",null,null,1013.0592936707292,"–",null,null,835.67987672797858,901.70462544851455,977.54624221344272,1087.566294213749,1013.0592936707292,"–","–","–"]
["Assets",627.67210710200004,814.40615270599994,-186.7340456039999,-0.22928859879501762,null,627.67210710200004,694.90484691400002,-67.232739811999977,-9.6751001393318159E-2,null,null,627.67210710200004,694.90484691400002,744.08925998699999,875.45781671000009,814.40615270599994,845.74381784800005,774.78383438200001,670.34971714599999,null,null,814.40615270599994,619.03634181899997,null,null,627.67210710200004,694.90484691400002,744.08925998699999,875.45781671000009,814.40615270599994,845.74381784800005,774.78383438200001,670.34971714599999]
["Loans and advances to customers",534.15312482800005,716.38634049899997,-182.23321567099993,-0.25437840641135778,null,534.15312482800005,603.01459787500005,-68.861473047000004,-0.11419536656270868,null,null,534.15312482800005,603.01459787500005,644.96347752300005,774.10297518300001,716.38634049899997,738.77028848399993,736.13901303199998,637.60745140699999,null,null,716.38634049899997,586.56746646399995,null,null,534.15312482800005,603.01459787500005,644.96347752300005,774.10297518300001,716.38634049899997,738.77028848399993,736.13901303199998,637.60745140699999]
["  Hereof corporate %",1.0000000003220051,0.99999999930344852,1.0185565724185608E-7,1.0185565724185608E-9,null,1.0000000003220051,1.0000000002072917,1.1471334993018445E-8,1.1471334993018445E-10,null,null,1.0000000003220051,1.0000000002072917,1.0000000007395768,0.99999999976359744,0.99999999930344852,0.99999999934485739,0.99999999995652999,0.99999999936167616,null,null,0.99999999930344852,0.99999999920895721,null,null,1.0000000003220051,1.0000000002072917,1.0000000007395768,0.99999999976359744,0.99999999930344852,0.99999999934485739,0.99999999995652999,0.99999999936167616]
["  Hereof retail % ",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,null,null,0,0,null,null,0,0,0,0,0,0,0,0]
["  Hereof FCY % ",6.0785418828084338E-2,8.0831877353586754E-2,-2.0046458525502415,-0.24800189209774548,null,6.0785418828084338E-2,6.0731458002931185E-2,5.3960825153152869E-3,8.885152263353735E-4,null,null,6.0785418828084338E-2,6.0731458002931185E-2,6.7553269114290687E-2,5.7468114610311809E-2,8.0831877353586754E-2,7.9990381484162584E-2,7.9290318406104301E-2,5.1807778825524162E-2,null,null,8.0831877353586754E-2,1.9745896999404849E-2,null,null,6.0785418828084338E-2,6.0731458002931185E-2,6.7553269114290687E-2,5.7468114610311809E-2,8.0831877353586754E-2,7.9990381484162584E-2,0,5.1807778825524162E-2]
["Deposits from customers",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,null,null,0,0,null,null,0,0,0,0,0,0,0,0]
["Loan/deposit ratio*","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–",null,null,"–","–",null,null,"–","–","–","–","–","–","–","–"]
[]
["Equity",38.055534126000005,37.610665513000001,0.44486861300000413,1.1828256876928567E-2,null,38.055534126000005,45.263709716999998,-7.2081755909999927,-0.15924844949888783,null,null,38.055534126000005,45.263709716999998,44.536955939000002,45.381068872,37.610665513000001,47.507228798999996,40.65662176,35.368354365999998,null,null,37.610665513000001,31.639432966000001,null,null,38.055534126000005,45.263709716999998,44.536955939000002,45.381068872,37.610665513000001,47.507228798999996,40.65662176,35.368354365999998]
["Return on equity before tax","–",0.66767282864868371,"–","–",null,"–",5.6186558463745283E-2,"–","–",null,null,"–",5.6186558463745283E-2,0.11912264745419471,0.41248971253373307,0.40072462943388665,0.55615166053991083,0.887417539822976,0.8911941876022843,null,null,0.66767282864868371,0.61180773401982669,null,null,"–",0.18967588284103395,0.26020945478543872,0.41248971253373307,0.66767282864868371,0.73559212394065232,0.83494383100409231,0.75911330795299792]
["Return on equity after tax","–",0.50780801342625415,"–","–",null,"–",7.7865036060167328E-2,"–","–",null,null,"–",7.7865036060167328E-2,8.7984027345211518E-2,0.30466489083238979,0.44397057694562075,0.38753987635564807,0.62031661022168616,0.6312597459829884,null,null,0.50780801342625415,0.44828367362493782,null,null,"–",0.15268910005766956,0.19219071981959227,0.30466489083238979,0.50780801342625415,0.51586859612064417,0.58696548956351124,0.53770287173884534]
["Cost/income ratio**",0.71173183304853638,0.38504415458655705,32.66876784619793,0.84844211909348877,null,1.3764452383718677,0.60123483157504698,77.521040679682073,1.2893637661777051,null,null,1.3764452383718677,0.60123483157504698,0.56247397321590575,0.45649418880100295,0.34987582205654716,0.3694023690291019,0.40106964658595684,0.42607813752544971,null,null,0.38504415458655705,0.40875551690540363,null,null,0.71173183304853638,0.53610868679240409,0.50882310178833634,0.45649418880100295,0.38504415458655705,0.39756837433952985,0.41289407710818204,0.42607813752544971]
["Net interest margin (avg. interest bearing assets)",3.5578096482207548E-2,4.5300452160041568E-2,-0.97223556778340203,-0.21461939592757251,null,3.3231944638274558E-2,3.5258325228833806E-2,-0.20263805905592486,-5.7472400558098546E-2,null,null,3.3231944638274558E-2,3.5258325228833806E-2,3.7470324252713356E-2,3.5566508681694455E-2,3.8264683947237199E-2,4.2310080170520979E-2,4.4630451905987682E-2,5.896011045758081E-2,null,null,4.5300452160041568E-2,3.9912155750327166E-2,null,null,3.5578096482207548E-2,3.6312835468851667E-2,3.6857932212251261E-2,3.5566508681694455E-2,4.5300452160041568E-2,4.7950218931255735E-2,5.1281262798988356E-2,5.8960110457580817E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.870948253343515E-2,5.6493548951784735E-3,1.3060127638256676,2.3117909709306876,null,4.3889219670575449E-2,1.5380181144511442E-2,2.8509038526064003,1.8536217654522047,null,null,4.3889219670575449E-2,1.5380181144511442E-2,1.4651268808697203E-2,6.0634095028320178E-3,2.0410144689893019E-2,8.9832361585769471E-3,-7.0540651298107836E-3,-1.6624604819868217E-3,null,null,5.6493548951784735E-3,9.506353437251586E-3,null,null,1.870948253343515E-2,1.1923961482483387E-2,1.0480686913665544E-2,6.0634095028320178E-3,5.6493548951784735E-3,3.7517201988671695E-4,-4.4924878788548594E-3,-1.636186624719216E-3]
[]
["NPL ratio",9.5434209011426241E-2,4.0118827408418628E-2,5.5315381603007614,1.378788593193033,null,9.5434209011426241E-2,6.6664841585791765E-2,2.8769367425634478,0.43155232565295809,null,null,9.5434209011426241E-2,6.6664841585791765E-2,6.5520207572707143E-2,5.4941495680421462E-2,4.0118827408418628E-2,"–","–","–",null,null,4.0118827408418628E-2,"–",null,null,9.5434209011426241E-2,6.6664841585791765E-2,6.5520207572707143E-2,5.4941495680421462E-2,4.0118827408418628E-2,"–","–","–"]
["NPL coverage ratio",0.43705844459810461,0.52171322530454456,-8.4654780706439947,-0.16226305295792265,null,0.43705844459810461,0.5077637219688923,-7.0705277370787689,-0.13924838327681743,null,null,0.43705844459810461,0.5077637219688923,0.43190286420247226,0.44933133989367574,0.52171322530454456,"–","–","–",null,null,0.52171322530454456,"–",null,null,0.43705844459810461,0.5077637219688923,0.43190286420247226,0.44933133989367574,0.52171322530454456,"–","–","–"]
[]
["Number of employees",56,65,-9,-0.13846153846153841,null,56,57,-1,-1.7543859649122862E-2,null,null,56,57,58,62,65,67,67,66,null,null,65,67,null,null,56,57,58,62,65,67,67,66]
["Business outlets",1,2,-1,-0.5,null,1,1,0,0,null,null,1,1,1,2,2,2,2,2,null,null,2,2,null,null,1,1,1,2,2,2,2,2]
["Number of customers ",118,152,-34,-0.22368421052631582,null,118,126,-8,-6.3492063492063489E-2,null,null,118,126,140,147,152,158,161,160,null,null,152,157,null,null,118,126,140,147,152,158,161,160]
["* Loan/deposit ratio comparing loans and advances to customers less impairment losses, in relation to deposits from customers (in each case less claims and obligations from (reverse) repurchase agreements and securities lending); retrospective adaptation until 31/12/2013."]
["** CIR comparing general administrative expenses in relation to operating income (less bank levies, impairments of goodwill, releases of negative goodwill and any non-recurring effects reported under sundry operating expenses).","Loan-to-Deposit ratio minus claims and obligations from (reverse) repurchase agreements and securities lending/borrowing"]