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[]
[]
[]
[]
[]
[]
[null,"Key Financial Data"]
[null,"31/12/2016 (4Q 2016)"]
[]
[null,null,"Worksheet","Name","Pages"]
[]
[null,null,"Survey of key data","Summary",1]
[null,null,"Currency","Currency",1]
[null,null,"Statement of financial position","Financial position",1]
[null,null,"Income statement","Income statement",1]
[null,null,"Statement of changes in equity and comprehensive income","Equity",1]
[null,null,"Segment Overview","Segment overview",1]
[null,null,"Segment Comparison","Segment comparison",4]
[null,null,"Asset Quality","Asset Quality",2]
[null,null,"Non-performing loans development","NPL",1]
[null,null,"Funding structure","Funding",1]
[null,null,"Total capital development","Capital Basel III",1]
[null,null,"Own funds according to Basel II","Own Funds Basel II",1]
[null,null,"Loans to Long-term and Stable Funding Ratio","LLSFR",1]
[null,null,"Country and Segment Overview","Country Overview",1]
[null,null,"Czech Republic","CE-CZ",1]
[null,null,"Hungary","CE-HU",1]
[null,null,"Slovakia","CE-SK",1]
[null,null,"Albania","SEE-AL",1]
[null,null,"Bosnia and Herzegovina","SEE-BH",1]
[null,null,"Bulgaria","SEE-BG",1]
[null,null,"Croatia","SEE-HR",1]
[null,null,"Kosovo","SEE-KO",1]
[null,null,"Romania","SEE-RO",1]
[null,null,"Serbia","SEE-RS",1]
[null,null,"Belarus","EE-BY",1]
[null,null,"Russia","EE-RU",1]
[null,null,"Ukraine","EE-UA",1]
[null,null,"Asia","NC-Asia",1]
[null,null,"Poland","NC-PL",1]
[null,null,"Polish Bank","NC-Polish Bank",1]
[null,null,"USA","NC-USA",1]
[null,null,null,null,35]

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["Survey of key data",null,null,null,"Archive"]
[]
[]
["Raiffeisen Bank International Group\nMonetary values in € million",2016,2015,"YoY Change\n",null,2015,2014,2013,2012,2011,2010,"2009\ncombined","2009\nRI Group","2008\nRI Group","2007\nRI Group","2006\nRI Group","2006\nRI Group","2005\nRI Group","2004\nRI Group","2003\nRI Group","2002\nRI Group"]
["Income statement  ","1/1–31/12","1/1–31/12",null,null,"1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","excl. one-offs\n1/1-31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12"]
["Net interest income",2935.4286480440014,3326.6497984009989,-0.1176021445194031,null,3326.6497984009989,3788.929809711,3728.9386228209992,3472.1550183010022,3667.150253913002,3578.1677409999998,3282.3639543898707,2936.5017999999995,3232.01,2061.8723639999994,1455.0040979999999,1455.0040979999999,1034.8376490000003,665.87533487126655,476.08213024000003,344.18236350000001]
["Net provisioning for impairment losses",-754.386584427,-1263.802380498,-0.40308184565237581,null,-1263.802380498,-1750.0288506209811,-1149.2150738570001,-1008.822763958,-1063.550924444,-1194.0841969999999,-2232.2017090000004,-1737.8824,-780.30100000000004,-356.97712300000001,-308.87708100000003,-308.87708100000003,-167.260426,-137.59629699999999,-87.598692510000006,-49.513726380000001]
["Net fee and commission income",1496.8441015239998,1519.1934147859999,-1.4711302092596523E-2,null,1519.1934147859999,1585.8878906940001,1626.1674483510012,1516.3990226160008,1489.926738631,1490.791821,1420.8903190000003,1223.0568000000001,1496.3689999999999,1249.8345480000003,933.28875999999991,933.28875999999991,606.63945699999999,441.38634300000001,333.11265437999998,234.00264239000001]
["Net trading income",214.58573619500001,16.414540721000002,">500,0%",null,16.414540721000002,-29.744396046999999,321.070655837,214.685620005,363.26061446599999,328.12121500000001,418.88616000000002,186.33960000000002,167.642,127.89122900000001,174.823486,174.823486,100.99699199999999,78.414924000000013,121.62423656999999,100.18648578]
["General administrative expenses  ",-2848.2275299340004,-2913.9857574829989,-2.2566420367750251E-2,null,-2913.9857574829989,-3023.5700388050022,-3339.5056123990021,-3258.1033379999999,-3120.4397312679998,-2979.7449280000005,-2715.4618299999997,-2269.7255,-2633.03,-2184.0198089999999,-1693.6713689999999,-1693.6713689999999,-1162.5098370000001,-823.34753999999998,-658.63610083000003,-510.40667728]
["Profit/loss before tax  ",885.59780921900108,710.94578398099998,0.24566152465244628,null,710.94578398099998,-104.649664644979,834.65736320700103,1037.36317940001,1373.3551849360017,1287.3215770000002,790.29776938987038,367.59699999999947,1429.1351230000002,1237.6041250000005,891.16532043099994,1479.6124010000001,568.55677100000025,340.77226587126648,276.70077949,175.29302605000001]
["Profit/loss after tax  ",573.615412491999,434.99127764100399,0.31868256210277579,null,434.99127764100399,-587.18906822431234,602.94637023699897,751.99315343249793,974.11265625400165,1177.160668,530.9918773898703,287.09719999999948,1078.2551570000001,973.45509700000048,685.92503243099986,1274.3721130000001,459.5934960000003,269.7526958712665,227.44729543999998,136.04545467]
["Consolidated profit/loss",463.103578156004,378.849590677001,0.22239429460235605,null,378.849590677001,-616.84850012731329,557.33561753699996,729.69170676449698,967.66349800500166,1087.4752880000001,450.26529274292352,212.18069999999949,981.98589500000014,841.25764300000048,593.6793394309999,1182.1264200000001,382.33416000000028,209.43746187126649,178.73315421999999,103.54182259000001]
["Statement of financial position","31/12","31/12",null,null,"31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12"]
["Loans and advances to banks  ",9900.0115532599993,10837.208620237001,-8.6479563125408054E-2,null,10837.208620237001,15573.241074752001,22243.221115909007,22323.300969046002,25748.043714016003,21532.405502999998,38581.65306284,10310.101000000001,9038.0955360000007,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001]
["Loans and advances to customers  ",70514.116375471946,69921.364684713059,8.4774044876225751E-3,null,69921.364684713059,77925.415694609022,80634.618093677025,83343.268787134977,81576.235405427986,75657.06137000001,72566.36288500001,50514.970999999998,57902.303544000002,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001,-365.53741600000001]
["Deposits from banks  ",12816.474810825997,16369.175393386,-0.21703601416571527,null,16369.175393386,22408.370576102996,30104.865689052,30186.449255818996,37991.808545944987,33659.182182999997,49098.824571856981,20110.169999999998,26213.163392000002,19926.969548000001,13813.569099999999,13813.569099999999,10236,6620,5320,2909]
["Deposits from customers  ",71538.22644899103,68990.88738310599,3.6922833761213747E-2,null,68990.88738310599,66094.171832042979,66436.635568235986,66297.150535260007,66747.234305767008,57633.112935000005,55407.04924,42578.249000000003,44205.905761000002,40457.265952000002,33156.348525000001,33156.348525000001,24890,18169,12083,9365]
["Equity ",9232.1295035110052,8500.9666336689988,8.6009380032872507E-2,null,8500.9666336689988,8177.72487760072,10363.797776834093,10872.89279892205,10935.785951264921,10403.925360000001,9326.2827647429258,7000.1819999999998,6518.2055099999998,6622.1366770000004,4589.5834610000002,4589.5834610000002,3277,2177,1379,1145]
["Assets",111863.84525256096,114426.58319004707,-2.2396351145343107E-2,null,114426.58319004707,121499.77245815669,130639.81293045604,136116.02291149698,146985.002817086,131173.114107,145638.08216197003,76275.328999999998,85396.984704999995,72742.804509000023,55866.994520000007,55866.994520000007,40695,28907,20063,14381]
["Key ratios","1/1–31/12","1/1–31/12",null,null,"1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12","1/1–31/12"]
["Return on equity before tax",0.10331088411564483,8.4809787990133639E-2,1.8501096125511194,null,8.4809787990133639E-2,"–",7.8220229378586387E-2,9.6535614892203719E-2,0.1371428633213429,0.13694938772287077,9.5208691011723148E-2,5.7491418892374996E-2,0.22045074892879893,0.25728780053283873,0.27347235246514195,0.45404940611515399,0.218,0.222,0.24099999999999999,0.19900000000000001]
["Consolidated return on equity",5.7718541949852591E-2,4.8019602972905889E-2,0.96989389769467016,null,4.8019602972905889E-2,"–",4.8822021952665703E-2,7.4312689576659041E-2,0.10811224437756502,0.12953981991500735,7.0910113842501205E-2,3.8680078660259271E-2,0.17381640661922373,0.20105084541175858,0.21385383214750198,0.42582291253039661,0.17199999999999999,0.17,0.19400000000000001,0.13800000000000001]
["Return on tangible equity",8.633632185178397E-2,7.7479605186829503E-2,0.88567166649544671,null,7.7479605186829503E-2,"–",9.4555171144718536E-2,0.12506820173199443]
["Cost/income ratio",0.60701035177088614,0.59122191649712197,1.5788435273764168,null,0.59122191649712197,0.56516216262258245,0.58293483014071745,0.61485368637566451,0.56023937564775439,0.54726265464433921,0.52548921361829848,0.52472249284146888,0.53953715950652115,0.57603113461188393,0.59059642570119975,0.59059642590714534,0.61599999999999999,0.63500000000000001,0.64700000000000002,0.70299999999999996]
["Return on assets before tax",7.9185442507261443E-3,6.00806722498689E-3,0.19104770257392542,null,6.00806722498689E-3,"–",6.3006436968731207E-3,7.3118337537800256E-3,9.7618851902312644E-3,9.0227377764258467E-3,5.2641041617732609E-3,4.6667456320071826E-3,1.7658437066636327E-2,1.975249581140039E-2,1.8978376181590609E-2,3.1510024128344305E-2,1.6799999999999999E-2,1.4E-2,1.61E-2,1.3599999999999999E-2]
["Net interest margin (avg. interest bearing assets)",2.7799328460548434E-2,3.0047436199287136E-2,-0.22481077387387013,null,3.0047436199287136E-2,3.2395048101830512E-2,3.1124501339627152E-2,2.6556933098486168E-2,2.8997889774925342E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.0509596147146798E-2,1.6400344095714801E-2,-0.58907479485680037,null,1.6400344095714801E-2,2.1675437056535001E-2,1.3912201505041234E-2,1.2123724456918516E-2,1.3380824021495345E-2]
["Bank-specific information","31/12","31/12",null,null,"31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12"]
["Risk-weighted assets (credit risk)",48841.245415426893,51458.645935114371,-5.0864154548252771E-2,null,51458.645935114371,57047.77518455463,65334.162499999999,68136.387499999997,77150.487500000003,75601.3125,70554.874500000005,50089.599999999999,60387.5625,49802.309818069101,31858.390219013021,31858.390219013021,20543.700229635095,14008.142266687522,10215,7161.5]
["Risk-weighted assets (total RWA)",60060.645017925541,63272.21798527769,-5.0758027292474917E-2,null,63272.21798527769,68721.124163555694,79896.524999999994,82821.5625,95301.604685999991,94810.634560682651,89210.143677193439]
["Total capital requirement",4804.851601434043,5061.7774388222151,-5.0758027292475028E-2,null,5061.7774388222151,5497.6899330844553,6391.7219999999998,6625.7250000000004,7624.1283748799997,7584.850764854612,7136.8114941754757,5116.8159177208354,5766.8150195168109,4317.1194654455267,3284.144802700037,3284.144802700037,2393,1571,1024,743]
["Total capital",11536.935110057253,10987.169028683515,5.0037100543233626E-2,null,10987.169028683515,10969.968250143005,12685.649059000001,12885.253000000001,12857.848,12607.563,12019.291140984049,8328.4692799999993,6992.1708760000001,6684.2617718761285,4512.9333506247467,4512.9333506247467,2938,2359,1463,1071]
["Excess cover ratio",1.4011012341388382,1.1705491117900941,23.055212234874411,null,1.1705491117900941,0.99537776478208018,0.98469975055235515,0.94473102943451481,0.68646793020485786,0.66220317193566625,0.68412618867589292,0.6276663874415318,0.21231058259014102,0.54831521929780846,0.37415784678996777,0.37415784678996777,0.22800000000000001,0.502,0.42799999999999999,0.442]
["Common equity tier 1 ratio (transitional)",0.1388490328347739,0.12123919676952953,1.7609836065244369,null,0.12123919676952953,0.1083265157672287,0.10655681207662035,0.10654151373120216,9.0401683459435209E-2,8.8505145428905155E-2,8.469672084900659E-2,9.1999999999999998E-2,7.3999999999999996E-2,9.6000000000000002E-2,"–","–","–","–","–","–"]
["Common equity tier 1 ratio (fully loaded)",0.13577679921061545,0.11473073464119228,2.1046064569423164,null,0.11473073464119228,9.967393808379163E-2,"–","–"]
["Tier 1 ratio (transitional)",0.13884903283476865,0.12123919676957814,1.7609836065190509,null,0.12123919676957814,0.10832651576722871,0.11207960620314839,0.11186924902557834,9.8796085659018762E-2,9.6943017443019433E-2,9.3664310934891859E-2,0.1103650605546055,8.110890820964653E-2,0.10548297459644357,9.0261355604244004E-2,9.0261355604244004E-2,0.08,0.10100000000000001,9.4E-2,9.8000000000000004E-2]
["Total capital ratio (transitional)",0.19208809873110708,0.17364392894320754,1.8444169787899534,null,0.17364392894320754,0.1596302211825664,0.15877598004418841,0.15557848235476118,0.13491743441638862,0.13297625375485328,0.13473009509407144,0.13021374361468527,9.6984846607211267E-2,0.12386521754382468,0.10993262774319741,0.10993262774319741,9.8000000000000004E-2,0.12,0.114,0.115]
["Total capital ratio (fully loaded)",0.18939531502013029,0.16779741382659613,2.1597901193534161,null,0.16779741382659613,0.15116077468911363,"–","–"]
["Stock data  ","31/12","31/12",null,null,"31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12"]
["Earnings per share in €  ",1.5835815292023609,1.2955910841642397,0.22228498525358265,null,1.2955910841642397,-2.1651531499527854,1.8329807485929992,2.7183382820516053,3.9457932570420322,4.5621606443530593,1.29,0.9902838531560183,6.39,5.8022957287367447,4.17,8.290689328580962,2.79,1.93,1.79,1.04]
["Price in €  ",17.38,13.605,0.27747151782432922,null,13.605,12.535,25.62,31.46,20.07,41,39.5,39.5,19.3,103.6,115.51,115.51,55.55]
["High (closing prices) in €",18.29,15.69,0.16571064372211608,null,15.69,31.266999999999999,33.590000000000003,33.36,45.1,42.75,47.86,47.86,110.2,122.5,115.51,115.51,59.4]
["Low (closing prices) in €",10.210000000000001,9.0050000000000008,0.13381454747362587,null,9.0050000000000008,11.51,19.96,18.64,14.16,29.01,13,13,16.23,98.25,55.2,55.2,39.25]
["Number of shares in million",292.979038,292.979038,0,null,292.979038,292.979038,195.505124,195.51,195.505124,195.505124,195.50512400000002,154.66749999999999,154.66749999999999,154.66749999999999,142.77000000000001,142.77000000000001,142.77000000000001]
["Market capitalization in € million",5091.9756804399995,3985.9798119900001,0.27747151782432922,null,3985.9798119900001,3672.4922413300001,5008.8412770000004,6150,3923.7878386799998,8016,7722.4523980000013,6109.36625,2985.08275,16023.552999999998,16492,16492,7931]
["Dividend per share in €","–","–","–",null,"–","–","1,02",1.17,1.05,1.05,0.2,0.2,0.93,0.93,0.71,0.71,0.45,0.15693006000000001,0.33,0.13]
["Resources  ","31/12","31/12",null,null,"31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12","31/12"]
["Number of employees as of reporting date  ",48556,51492,-5.7018565990833547E-2,null,51492,54730,57901,60084,59261,59782,59211,56530,63376,58365,52732,52732,43614,22851,18386,13478]
["Business outlets  ",2506,2705,-7.3567467652495333E-2,null,2705,2866,3025,3106,2928,2961,3029,3018,3231,3015,2848,2848,2443,916,722,604]

{"sheet":"Currency","index":2,"n_rows":39,"n_cols":26,"rows_kept":39,"cut":false,"hidden":false,"merged":[]}
["Currency development"]
[]
[]
["Rates in units per € - as of","30/6/2011","30/9/2011","31/12/2011","31/3/2012","30/6/2012","30/9/2012","31/12/2012","31/3/2013","30/6/2013","30/9/2013","31/12/2013","31/3/2014","30/6/2014","30/9/2014","31/12/2014","31/3/2015","30/6/2015","30/9/2015","31/12/2015","31/3/2016","30/6/2016","30/9/2016","31/12/2016","YTD Re-/\nDevaluation","QoQ Re-/\nDevaluation"]
["ALL",141.41,140.94999999999999,138.93,140.38,138.16999999999999,140.19,139.59,139.91,140.96,141.37,140.19999999999999,140.27000000000001,140.26,139.88999999999999,140.13999999999999,140.34,140.29,139.38999999999999,137.28,138.77000000000001,137.19999999999999,137.1,135.4,1.3884785819793244E-2,1.2555391432791607E-2]
["BAM",1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.9544999999999999,1.95583,1.95583,0,0]
["BGN",1.9558,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.95583,1.9558,1.95583,1.95583,0,0]
["BYN",0.71521299999999999,0.76381599999999994,1.08,1.075,1.0469999999999999,1.087,1.1339999999999999,1.111,1.145,1.2250000000000001,1.3080000000000001,1.357,1.389,1.3420000000000001,1.4379999999999999,1.597,1.6974,1.9907999999999999,2.0299999999999998,2.2778999999999998,2.2505000000000002,2.1583999999999999,2.0684,-1.8565074453684161E-2,4.3511893250821831E-2]
["CHF","–","–","–","–","–","–","–","–","–","–","–","–","–",1.2062999999999999,1.2023999999999999,1.0463,1.0412999999999999,1.0914999999999999,1.0834999999999999,1.0931,1.0867,1.0875999999999999,1.0739000000000001,8.9393798305241745E-3,1.2757239966477263E-2]
["CZK",24.344999999999999,24.754000000000001,25.786999999999999,24.73,25.64,25.140999999999998,25.151,25.74,25.949000000000002,25.73,27.427,27.442,27.452999999999999,27.5,27.734999999999999,27.533000000000001,27.253,27.187000000000001,27.023,27.050999999999998,27.131,27.021000000000001,27.021000000000001,7.4016505680729594E-5,0]
["HRK",7.4017999999999997,7.4995000000000003,7.5369999999999999,7.5125000000000002,7.5178000000000003,7.4467999999999996,7.5575000000000001,7.5940000000000003,7.4494999999999996,7.6153000000000004,7.6265000000000001,7.6475,7.5759999999999996,7.6425000000000001,7.6580000000000004,7.6449999999999996,7.5948000000000002,7.6444999999999999,7.6379999999999999,7.5255000000000001,7.5281000000000002,7.5220000000000002,7.5597000000000003,1.035755387118531E-2,-4.9869703824225731E-3]
["HUF",266.11,292.55,314.58,294.92,287.77,284.89,292.3,304.42,294.85000000000002,298.14999999999998,297.04000000000002,307.18,309.3,310.57,315.54000000000002,299.43,314.93,313.45,315.98,314.12,317.06,309.79000000000002,309.83,1.9849594939160387E-2,-1.2910305651470111E-4]
["KZT",210.29,201.72,191.72,197.13,187.9,194.02,199.22,193.33,197.9,207.56,211.17,249.7,249.92,230.56,221.97,201.63,206.98,303.47000000000003,371.31,388.24,376.40625,376.95843000000002,352.62162999999998,5.2998365415076742E-2,6.9016753169679479E-2]
["PLN",3.9903,4.4050000000000002,4.4580000000000002,4.1521999999999997,4.2488000000000001,4.1037999999999997,4.0739999999999998,4.1803999999999997,4.3376000000000001,4.2287999999999997,4.1543000000000001,4.1718999999999999,4.1567999999999996,4.1776,4.2732000000000001,4.0853999999999999,4.1910999999999996,4.2447999999999997,4.2638999999999996,4.2576000000000001,4.4362000000000004,4.3192000000000004,4.4103000000000003,-3.3195020746888182E-2,-2.0656191188808015E-2]
["RON",4.2435,4.3574999999999999,4.3232999999999997,4.3819999999999997,4.4512999999999998,4.5382999999999996,4.4444999999999997,4.4192999999999998,4.4603000000000002,4.4619999999999997,4.4710000000000001,4.4592000000000001,4.383,4.4101999999999997,4.4828000000000001,4.4097999999999997,4.4725000000000001,4.4176000000000002,4.524,4.4718,4.5233999999999996,4.4537000000000004,4.5389999999999997,-3.3046926635822427E-3,-1.8792685613571058E-2]
["RSD",102.4631,101.17319999999999,104.6409,111.3643,115.8203,115.032,113.7183,111.9575,114.17149999999999,114.6044,114.6421,115.3845,115.78530000000001,118.8509,120.95829999999999,120.2153,120.60420000000001,119.7491,121.62609999999999,122.92449999999999,123.13,123.35,123.41,-1.4455068470950461E-2,-4.8618426383606472E-4]
["RUB",40.4,43.35,41.765000000000001,39.295000000000002,41.37,40.14,40.329500000000003,39.761699999999998,42.844999999999999,43.823999999999998,45.324599999999997,48.78,46.377899999999997,49.765300000000003,72.337000000000003,62.44,62.354999999999997,73.241600000000005,80.673599999999993,76.305099999999996,71.52,70.513999999999996,64.3,0.25464385692068414,9.6640746500777697E-2]
["SGD",1.7761,1.7588999999999999,1.6819,1.6775,1.5973999999999999,1.5848,1.6111,1.59,1.6545000000000001,1.6960999999999999,1.7414000000000001,1.7365999999999999,1.7047000000000001,1.6063000000000001,1.6057999999999999,1.4774,1.5067999999999999,1.5921000000000001,1.5417000000000001,1.5304,1.4957,1.5235000000000001,1.5234000000000001,1.201260338716037E-2,6.5642641459806583E-5]
["UAH",11.50004,10.854799999999999,10.2981,10.5999,9.9706440000000001,10.2902,10.5372,10.234999999999999,10.410080000000001,10.8201,11.04153,15.072433999999999,16.0868,16.446760000000001,19.232907999999998,25.449300000000001,23.541399999999999,24.11946,26.223099999999999,29.689326999999999,27.639399999999998,28.899899999999999,28.5989,-8.3073125190129771E-2,1.0524880327565045E-2]
["USD",1.4453,1.3503000000000001,1.2939000000000001,1.3355999999999999,1.2589999999999999,1.2929999999999999,1.3193999999999999,1.2805,1.3080000000000001,1.3505,1.3791,1.3788,1.3657999999999999,1.2583,1.2141,1.0759000000000001,1.1189,1.1203000000000001,1.0887,1.1385000000000001,1.1102000000000001,1.1161000000000001,1.0541,3.2824210226733763E-2,5.8817948961199074E-2]
[]
[]
["Rates in units per € - average","30/6/2011","30/9/2011","31/12/2011","31/3/2012","30/6/2012","30/9/2012","31/12/2012","31/3/2013","30/6/2013","30/9/2013","31/12/2013","31/3/2014","30/6/2014","30/9/2014","31/12/2014","31/3/2015","30/6/2015","30/9/2015","31/12/2015","31/3/2016","30/6/2016","30/9/2016","31/12/2016","YoY Re-/\nDevaluation","QoQ Re-/\nDevaluation"]
["ALL",140.63999999999999,140.60599999999999,140.49845999999999,139.58000000000001,139.4157142857143,139.16499999999999,139.2976923076923,139.685,140.12428571428572,140.24200000000002,140.22923076923078,140.26249999999999,140.17857142857142,139.95999999999998,139.93153846153842,140.14000000000001,140.33714285714285,140.10700000000003,139.66769230769233,138.24250000000001,138.09714285714287,137.73099999999999,137.29923076923077,1.725036276745362E-2,3.1447316081101295E-3]
["BAM",1.95583,1.95583,1.95583,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9552599999999998,1.95583,1.9558299999999997,0,0]
["BGN",1.9558,1.95583,1.95583,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558300000000002,1.95583,1.9558299999999997,1.95583,1.9558171428571427,1.95583,1.9558299999999997,0,0]
["BYN",0.50405171400000004,0.57413599999999998,0.70564307699999995,1.0847500000000001,1.0705714285714301,1.0649,1.0766923076923101,1.135,1.1345714285714299,1.1536999999999999,1.1830000000000001,1.3287500000000001,1.3511428571428601,1.3557999999999999,1.3612307692307699,1.6112500000000001,1.6216285714285701,1.69909,1.7582153846153801,2.246175,2.2326000000000001,2.21637,2.1862769230769228,-0.19579474765671379,1.3764531201621466E-2]
["CHF","–","–","–","–","–","–","–","–","–","–","–","–","–",1.21696,1.2138846153846155,1.0897749999999999,1.0690142857142857,1.0713599999999999,1.0751846153846154,1.0955999999999999,1.0959857142857141,1.0937499999999998,1.0902846153846153,-1.3849594671821674E-2,3.178422006956394E-3]
["CZK",24.47071,24.434699999999999,24.635079999999999,25.137,25.249714285714283,25.198399999999999,25.189307692307693,25.536750000000001,25.657999999999998,25.692799999999998,25.959615384615386,27.428249999999998,27.441571428571429,27.488599999999998,27.541769230769226,27.62575,27.512428571428568,27.382600000000004,27.305307692307696,27.039249999999999,27.049714285714284,27.0426,27.040846153846154,9.7800762948361264E-3,6.4859144712769989E-5]
["HRK",7.4021600000000003,7.4236900000000006,7.4441100000000002,7.5503799999999996,7.5414000000000003,7.5227099999999991,7.526930769230769,7.5827499999999999,7.5601428571428571,7.5611100000000011,7.5768538461538464,7.6437000000000008,7.6206571428571426,7.6244100000000001,7.6342000000000008,7.67225,7.6324714285714288,7.6216799999999996,7.6210615384615377,7.6124499999999999,7.5683428571428575,7.5466400000000009,7.544092307692309,1.0202583376498042E-2,3.3770693726720147E-4]
["HUF",269.38571000000002,272.02200000000005,280.45999999999998,298.02999999999997,295.47000000000003,291.577,290.24230769230775,296.19749999999999,296.55285714285714,297.447,297.49999999999994,306.98250000000002,306.81,308.62200000000001,308.98692307692312,307.50749999999999,308.09571428571422,309.31199999999995,310.04461538461533,313.34749999999997,313.82714285714286,312.911,312.22230769230771,-6.9748133110286714E-3,2.2057754706334975E-3]
["KZT",205.34714,206.00899999999996,204.44385,195.66499999999999,192.92857142857142,191.60499999999996,192.77307692307687,198.29249999999999,197.99857142857144,199.94499999999999,202.47692307692307,230.96499999999997,239.42285714285714,239.227,235.87230769230766,210.0975,207.95857142857145,223.33699999999999,249.0776923076923,385.69750000000005,381.33375999999998,381.89894500000003,376.83118076923074,-0.33902048179971056,1.3448367569860897E-2]
["PLN",3.9654699999999998,4.0320000000000009,4.1254400000000002,4.2389299999999999,4.2524142857142859,4.2152199999999995,4.190030769230769,4.1501000000000001,4.1953714285714288,4.2096700000000009,4.2027153846153853,4.1856499999999999,4.1775571428571432,4.180670000000001,4.1908846153846167,4.1796249999999997,4.1520571428571422,4.1681599999999994,4.1909230769230765,4.3289,4.3621142857142852,4.35703,4.3658999999999999,-4.0078087697135389E-2,-2.0316544126067759E-3]
["RON",4.1854699999999996,4.2129700000000003,4.2416400000000003,4.3489300000000002,4.3899142857142852,4.4310999999999998,4.4470999999999998,4.4017299999999997,4.3968428571428566,4.4078400000000002,4.4172230769230776,4.4815749999999994,4.4515857142857138,4.4405899999999985,4.4409846153846138,4.443975,4.4441714285714289,4.4362300000000001,4.4439692307692313,4.5016750000000005,4.5025571428571434,4.4894600000000002,4.4956615384615386,-1.1498264993942797E-2,-1.3794495890054881E-3]
["RSD",102.28494000000001,102.08765,102.30589999999999,108.06345,110.9406142857143,112.77986000000001,112.87986923076923,112.19927499999999,112.16018571428572,112.79527,113.1267076923077,115.47145,115.57117142857145,116.24420000000001,117.1566076923077,121.2629,120.88937142857142,120.64894999999999,120.77861538461538,122.82487499999999,122.8385,122.91595,122.96996153846155,-1.7820174345267059E-2,-4.3922546438024401E-4]
["RUB",40.446109999999997,40.777830000000002,41.02187,39.971350000000001,40.199914285714286,40.184739999999998,40.235415384615393,40.237749999999998,40.846771428571437,41.751550000000002,42.444061538461547,47.948974999999997,47.849699999999999,48.097580000000008,51.424253846153846,70.975499999999997,65.909614285714284,67.632660000000016,69.042661538461545,80.617274999999992,77.249671428571418,75.841239999999999,73.875623076923063,-6.5420247399188614E-2,2.6607111266327088E-2]
["SGD",1.76963,1.7602699999999998,1.75075,1.67018,1.6439571428571429,1.6194900000000001,1.6136307692307692,1.6254,1.6300142857142856,1.6482800000000002,1.6632384615384614,1.7386250000000001,1.7294,1.70258,1.6822692307692306,1.5353250000000001,1.5156428571428573,1.5294000000000003,1.5287846153846156,1.5399,1.5318714285714283,1.5266199999999999,1.5255846153846153,2.0975565483094538E-3,6.7868055625575074E-4]
["UAH",11.17834,11.1949503,11.09216,10.529450000000001,10.371334857142857,10.2704144,10.306764923076923,10.515980000000001,10.47161142857143,10.534278,10.634058923076925,12.650238249999999,14.06852557142857,14.906765400000001,15.638264153846155,23.596077000000001,23.430793714285716,23.568251600000004,24.016126000000003,28.277865499999997,28.203580285714281,28.307546199999997,28.21438169230769,-0.1487984297544358,3.3020219513690829E-3]
["USD",1.41133,1.4100600000000001,1.3951100000000001,1.3228500000000001,1.3017285714285713,1.2894600000000001,1.293223076923077,1.3169500000000001,1.3119428571428571,1.3185100000000001,1.3299538461538463,1.3727,1.3717571428571429,1.3517299999999999,1.3255461538461535,1.1361250000000001,1.1259857142857144,1.1220399999999999,1.1129769230769229,1.1019999999999999,1.1105571428571428,1.11145,1.1020538461538461,9.9115637236766307E-3,8.5260387946981542E-3]

{"sheet":"Financial position","index":3,"n_rows":37,"n_cols":45,"rows_kept":37,"cut":false,"hidden":false,"merged":[[39,0,39,3],[0,11,3,11],[0,29,3,29],[39,33,39,36],[0,0,0,1]]}
["Statement of financial position",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive"]
[]
[]
[]
["Assets\n€ million","31/12\n2016","31/12\n2015","YTD Change\nabsolute","YTD Change\nin percent",null,"31/12\n2016","30/9\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"31/12\n2016","30/9\n2016","30/6\n2016","31/3\n2016","31/12\n2015","30/9\n2015","30/6\n2015","31/3\n2015","31/12\n2014","30/9\n2014","30/6\n2014","31/3\n2014","31/12\n2013","30/9\n2013","30/6\n2013","31/3\n2013",null,null,"31/12\n2015","31/12\n2014","31/12\n2013","31/12\n2012","31/12\n2011","31/12 \n2010","31/12\n2009","31/12\n2008","31/12\n2007","31/12\n2006","31/12\n2005","31/12\n2004","31/12\n2003","31/12\n2002","31/12\n2001"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"RI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group","RI Group"]
["Cash reserve",12242.415000232,13211.971203099001,-969.55620286700105,-7.3384674244489911E-2,null,12242.415000232,10279.401360959999,1963.0136392720015,0.19096575474981492,null,null,12242.415000232,10279.401360959999,9423.5778307910005,8129.5908538790009,13211.971203099001,10709.83672166,9459.3126092010007,7072.8153109879986,6768.6847341589992,5094.0009929670005,5315.0987037119994,4813.8012347209997,6674.226252984,5273.3097311189986,4451.4502196480007,5013.1962969570004,null,null,13211.971203099001,6768.6847341589992,6674.226252984,6556.7230670790004,11401.746933792001,4806.8907449999997,4179.5720000000001,7129.8604610000002,3664.1871700000002,4063.6329879999998,2908.1605070000001,1895.3557209999999,1748.9765737499999,933.69581558000004,1099.2103200000001]
["Loans and advances to banks",9900.0115532599993,10837.208620237001,-937.19706697700167,-8.6479563125408054E-2,null,9900.0115532599993,12691.987834465997,-2791.976281205998,-0.21997943250656038,null,null,9900.0115532599993,12691.987834465997,13747.091059062994,15099.033600911003,10837.208620237001,12169.475113530005,13037.736117986997,15015.909353808995,15573.241074752001,22352.977881422001,19775.838318742997,19805.981586015998,22243.221115909007,21588.929174712001,21460.271365789002,20249.723827082002,null,null,10837.208620237001,15573.241074752001,22243.221115909007,22323.300969046002,25748.043714016003,21532.405502999998,10310.101000000001,9038.0955360000007,11053.201563999999,8202.4447340000006,5794.2658030000002,4779.4028920000001,3520.5023749400002,2718.8044932799999,2707.8697689999999]
["Loans and advances to customers",70514.116375471946,69921.364684713059,592.75169075888698,8.4774044876225751E-3,null,70514.116375471946,69790.730820814017,723.38555465792888,1.0365066336892159E-2,null,null,70514.116375471946,69790.730820814017,70825.038518918969,70874.93396239799,69921.364684713059,73284.224898726927,76294.620183237988,80492.549859666979,77925.415694609022,82550.176758935966,80826.254136451011,79692.424410484993,80634.618093677025,82431.498417479917,81941.55236141599,82889.029465281987,null,null,69921.364684713059,77925.415694609022,80634.618093677025,83343.268787134977,81576.235405427986,75657.06137000001,50514.970999999998,57902.303544000002,48879.805538999994,35042.748817,24714.026007,16242.004999999999,11706.603377590001,8240.4581381999997,5896.575863]
["Impairment losses on loans and advances",-4955.1321945300006,-6055.1344210609996,1100.002226530999,-0.18166437770645782,null,-4955.1321945300006,-5224.6243049749992,269.49211044499862,-5.1581146263164346E-2,null,null,-4955.1321945300006,-5224.6243049749992,-5379.5330238160004,-5804.0833528809999,-6055.1344210609996,-6089.2343366510004,-6223.8669790820004,-6463.1112556999997,-6103.362204552981,-6131.5952973840003,-5754.2453356600008,-5610.1882604039993,-5605.475377482001,-5734.2465920749992,-5614.8846298859999,-5693.9058212729997,null,null,-6055.1344210609996,-6103.362204552981,-5605.475377482001,-5641.8974036510008,-5053.2120736769994,-4755.8721770000002,-3084.0230000000001,-1641.2616910000002,-1103.1662020000001,-872.05620599999997,-649.78616299999999,-366.25648699999999,-271.93232994000005,-188.45886661000003,-139.93861999999999]
["Trading assets",4986.4618598899997,5814.108442198999,-827.64658230899931,-0.14235141819886121,null,4986.4618598899997,5238.6130858159995,-252.15122592599982,-4.8133202776269424E-2,null,null,4986.4618598899997,5238.6130858159995,5413.7495771860013,5743.6301289640014,5814.108442198999,6462.0838846579973,6911.8818890439989,8533.1802222570041,7916.6241837610014,8271.1558783320033,7833.9871783509998,7855.3354891839972,7581.0973984309985,7853.2629559499992,7668.611857601999,8564.3174501430003,null,null,5814.108442198999,7916.6241837610014,7581.0973984309985,9813.2926690170007,10616.670705348999,8068.393435,3709.4520000000002,3763.1782829999997,2809.3624479999999,2683.67787,1656.3371589999999,2447.0222290000002,1480.3409779900001,1483.9221635900001,991.39455799999996]
["Derivatives",1428.6387110209998,1573.6374844049999,-144.99877338400006,-9.2142424682279844E-2,null,1428.6387110209998,1580.8650321110001,-152.22632109000028,-9.6293053485233759E-2,null,null,1428.6387110209998,1580.8650321110001,1600.0025376420001,1734.248760601,1573.6374844049999,1709.685868605,1735.9068820520001,1609.9164314980001,1643.2014913420001,1230.5165950200001,1084.8782077419999,982.42922568400002,982.05152863299998,960.56889545200011,1001.8184697099999,1238.706488478,null,null,1573.6374844049999,1643.2014913420001,982.05152863299998,1405.0876940119999,1404.8093291790001,1488.0359920000001,332.88200000000001,864.94354399999997,92.324663000000001,35.763579,25.149507,44.257966000000003,15.307216650000001,1.0081659700000001,2.4187999999999998E-2]
["Financial investments",14639.011969129997,15243.634701149003,-604.62273201900643,-3.966394786234495E-2,null,14639.011969129997,15040.284601408004,-401.27263227800722,-2.6679856326684237E-2,null,null,14639.011969129997,15040.284601408004,14812.077238178992,14369.171574135999,15243.634701149003,14799.804228333001,14469.304935889002,14015.468142954996,14467.88699796,14169.418048719002,13602.206616173004,13259.746270837008,13482.703466389006,13787.223748840997,14397.104338254985,14913.098114832001,null,null,15243.634701149003,14467.88699796,13482.703466389006,13355.459425157002,16534.963974514001,19630.901704,7270.5469999999996,5136.6069944934743,4133.414702,3757.8540079999998,4107.8057360000003,2964.7018900000003,1077.30728544,662.93540122999991,528.32532100000003]
["Investments in associates",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,-9.9999999999999986E-10,0,-9.9900000000000009E-7,-1.001E-6,-9.9999999999999995E-7,9.9999999999999986E-10,-5.2999999999999998E-8,5.034722103,5.0091570010000002,4.9771987399999995,5.0166346659999999,null,null,0,-1.001E-6,5.034722103,4.9354986060000003,5.0166090719999996,4.9608509999999999,5.4370000000000003,2.526443506525792,23.993655999999998,24.707342000000001,22.146044999999997,15.128281000000001,11.402492269999998,9.6961264100000015,8.9588049999999999]
["Intangible fixed assets",598.40241988900004,620.91186079299996,-22.509440903999916,-3.6252232120758454E-2,null,598.40241988900004,574.0789832669999,24.323436622000145,4.2369495018924175E-2,null,null,598.40241988900004,574.0789832669999,606.20576206400006,620.34239523099995,620.91186079299996,649.73688520799999,651.34995829399998,660.41320184800009,665.84881384400001,1144.1163294260002,1192.178574474,1178.8199018129999,1248.7085312520001,1258.642169812,1292.6501622339999,1306.9921573629999,null,null,620.91186079299996,665.84881384400001,1248.7085312520001,1321.0108973500001,1065.548484791,1219.815971,971.88099999999997,951.88813899999991,1136.8086350000001,1220.747325,880.65733999999998,177.03958700000001,107.54357679,104.90033254000001,46.675606000000002]
["Tangible fixed assets",1393.3580597539999,1473.2911153870002,-79.933055633000322,-5.425475983543393E-2,null,1393.3580597539999,1393.312530421,4.5529332999876715E-2,3.2677042663298295E-5,null,null,1393.3580597539999,1393.312530421,1438.4432101329999,1410.6335472160001,1473.2911153870002,1535.3671319500002,1623.1194665200001,1438.480655916999,1407.7141951060014,1571.8661918369999,1607.092823018,1458.041141551,1594.5577720830008,1631.3503590730002,1624.5920716390006,1600.2422910119994,null,null,1473.2911153870002,1407.7141951060014,1594.5577720830008,1596.8960692740011,1511.4769947459999,1453.6303360000002,1244.2329999999999,1263.7686740000001,1153.596415,1055.7332589999999,738.83468400000004,441.01385799999997,333.47714625999998,273.52248699999996,225.46064000000001]
["Other assets",1116.5614984430003,1785.5894991260011,-669.02800068300076,-0.37468186333447429,null,1116.5614984430003,2473.7300939790002,-1357.1685955359999,-0.54863244734715222,null,null,1116.5614984430003,2473.7300939790002,1481.942119065,2333.825488791002,1785.5894991260011,1966.1422934700008,1642.6429955880023,1678.1135763650009,1234.5174781776666,1763.1774494289998,1795.804566112,1974.0935046109987,1799.0694264770011,1978.9392521699988,2077.5976599039991,1845.791555916999,null,null,1785.5894991260011,1234.5174781776666,1799.0694264770011,2037.9452384719998,2173.7027398759997,2066.8903769999997,820.27599999999995,985.07477699999993,899.27591900000004,651.74080400000003,497.26567999999997,267.45153599999998,333.10039944999994,140.26794033000002,109.74786200000001]
["Total assets",111863.84525256096,114426.58319004707,-2562.7379374861048,-2.2396351145343107E-2,null,111863.84525256096,113838.380038267,-1974.5347857060406,-1.7345071012450308E-2,null,null,111863.84525256096,113838.380038267,113968.59482922597,114511.326959246,114426.58319004707,117197.12268948898,119602.00805873093,124053.73549871206,121499.77245815669,132015.810827704,127279.09378911702,125410.484504445,130639.81293045604,131034.4872695349,130305.74107505099,131932.20846045899,null,null,114426.58319004707,121499.77245815669,130639.81293045604,136116.02291149698,146985.002817086,131173.114107,76275.328999999998,85396.984704999995,72742.804509000009,55866.99452,40694.862305000002,28907.121999999999,20062.62909119,14380.752197520002,11474.304312]
[]
[]
[]
[]
["Equity and liabilities\n€ million","31/12\n2016","31/12\n2015","YTD Change\nabsolute","YTD Change\nin percent",null,"31/12\n2016","30/9\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"31/12\n2016","30/9\n2016","30/6\n2016","31/3\n2016","31/12\n2015","30/9\n2015","30/6\n2015","31/3\n2015","31/12\n2014","30/9\n2014","30/6\n2014","31/3\n2014","31/12\n2013","30/9\n2013","30/6\n2013","31/3\n2013",null,null,"31/12\n2015","31/12\n2014","31/12\n2013","31/12\n2012","31/12\n2011","31/12 \n2010","31/12\n2009","31/12\n2008","31/12\n2007","31/12\n2006","31/12\n2005","31/12\n2004","31/12\n2003","31/12\n2002","31/12\n2001"]
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["Deposits from banks",12816.474810825997,16369.175393386,-3552.7005825600027,-0.21703601416571527,null,12816.474810825997,14540.709640908999,-1724.2348300830017,-0.11857982675288559,null,null,12816.474810825997,14540.709640908999,16654.508295708994,16822.991640904998,16369.175393386,18534.003366194,21732.092190134998,22455.136248005998,22408.370576102996,30771.127556355994,28710.932196537004,26348.021276316991,30104.865689052,29617.168407129004,27495.417506538,27578.935987113993,null,null,16369.175393386,22408.370576102996,30104.865689052,30186.449255818996,37991.808545944987,33659.182182999997,20110.169999999998,26213.163392000002,19926.969548000001,13813.569099999999,10236.464443999999,6619.765445,5319.7444142800005,2908.92208377,2584.4560769999998]
["Deposits from customers",71538.22644899103,68990.88738310599,2547.3390658850403,3.6922833761213747E-2,null,71538.22644899103,70453.780965800994,1084.4454831900366,1.5392296457679588E-2,null,null,71538.22644899103,70453.780965800994,68940.523864243034,68106.89025365602,68990.88738310599,68048.178218091023,67017.945675355993,68205.097947952992,66094.171832042979,67823.529976968013,64385.730379257009,63599.307232305015,66436.635568235986,67495.793968957994,66575.248559892003,66852.717500662999,null,null,68990.88738310599,66094.171832042979,66436.635568235986,66297.150535260007,66747.234305767008,57633.112935000005,42578.249000000003,44205.905761000002,40457.265952000002,33156.348525000001,24889.548234000002,18169.461155000001,12082.772339469999,9365.1707364199992,7137.1917989999993]
["Debt securities issued",6645.1269882549996,7501.5926810150004,-856.46569276000082,-0.1141711805984269,null,6645.1269882549996,6917.2810504919998,-272.15406223700029,-3.934408046318183E-2,null,null,6645.1269882549996,6917.2810504919998,7397.1239987199997,7316.2139559270008,7501.5926810150004,7984.900345385,8626.8090020840027,9323.5520915620018,10593.069138919998,10097.922716928002,10847.169885392002,10510.588363662999,11532.645734748003,11113.245192086999,12034.807580655,12470.050607706002,null,null,7501.5926810150004,10593.069138919998,11532.645734748003,13290.101542965998,14366.813622366,16555.382174000002,2526.6509999999998,3393.38319,2320.4280839999997,1421.7046319999999,759.07181800000001,662.45770200000004,432.90756406999998,405.56458380999999,416.95538099999999]
["Provisions for liabilities and charges",756.25184634099992,813.82291456299993,-57.571068222000008,-7.0741517831202971E-2,null,756.25184634099992,780.51999702400008,-24.268150683000158,-3.1092285624366833E-2,null,null,756.25184634099992,780.51999702400008,759.75302363200001,784.27560084800007,813.82291456299993,901.09787837100009,800.55725124100002,945.34081156500008,968.91299078300005,980.00354467200009,739.33032420099994,775.23181342299995,733.11599926899999,703.1474533170001,677.86838636699997,706.11227302299994,null,null,813.82291456299993,968.91299078300005,733.11599926899999,720.99551395000003,770.956886951,671.9084620000001,311.53100000000001,436.76716399999998,315.00648899999999,217.64603500000001,131.467871,112.36839999999999,66.586753259999995,54.078357799999999,56.200142999999997]
["Trading liabilities",5119.7431737670013,5091.5102126110032,28.232961155998055,5.5451054750059736E-3,null,5119.7431737670013,5277.1295501410004,-157.38637637399916,-2.9824239651231266E-2,null,null,5119.7431737670013,5277.1295501410004,5454.5998604020024,5351.2331812970015,5091.5102126110032,5691.2386953610003,5968.036921242001,7418.8089778589992,6877.4071650469996,6343.5150368250024,5715.3470001770002,5434.8725296539997,5203.8937134090002,5894.9178210149994,6082.1309427429987,7099.686564613,null,null,5091.5102126110032,6877.4071650469996,5203.8937134090002,8824.242137184001,9714.9263020450035,5741.5909790000005,514.19899999999996,1460.1345959999999,541.01006700000005,486.21842599999997,264.13875199999995,409.94411600000001,114.84250048999999,115.42868525,94.759945999999999]
["Derivatives",786.94918738300009,984.29908391600009,-197.34989653299999,-0.20049789719182731,null,786.94918738300009,720.47856029399998,66.470627089000118,9.2258993885780516E-2,null,null,786.94918738300009,720.47856029399998,845.19603894500005,827.70547818500006,984.29908391600009,870.34472439399997,1051.146082172,1267.9949920669999,778.20504073099994,698.04429320200006,445.681915903,377.12942565099996,384.40821900099996,398.13774181200006,462.45082738500003,504.66266711299994,null,null,984.29908391600009,778.20504073099994,384.40821900099996,471.80375079700002,791.71962524399999,1263.5277269999999,259.43299999999999,831.89601500000003,154.26578700000002,20.398197,17.089933000000002,24.212666000000002,13.365174150000001,4.5903411600000004,1.566041]
["Other liabilities",765.25064843000007,2009.9763654430003,-1244.7257170130001,-0.61927380759955442,null,765.25064843000007,1929.1976183719978,-1163.9469699419978,-0.60333216196079686,null,null,765.25064843000007,1929.1976183719978,1051.3906624349988,2410.4620552770002,2009.9763654430003,2243.7515487750011,1412.0201020279999,1533.4648290280002,1416.802654678999,1516.6075187530005,1531.421790242,1490.2668022549999,1752.8613747449999,1596.3728793390001,2702.84223625,1741.5461183480002,null,null,2009.9763654430003,1416.802654678999,1752.8613747449999,1515.338269732001,1515.024440554,1243.38653,504.62900000000002,653.07305299999996,873.95495199999993,745.366039,539.97334000000001,288.41133399999995,343.30856159000001,188.06586348999997,168.34895599999999]
["Subordinated capital",4203.692645307,4164.3525226060001,39.340122700999927,9.4468761920236677E-3,null,4203.692645307,4197.7551376029996,5.9375077040003816,1.4144483204399094E-3,null,null,4203.692645307,4197.7551376029996,4140.5572575779997,4233.8699718150001,4164.3525226060001,4341.2369297260002,4342.6997031370001,4372.9916929029996,4185.10818225,3965.6044800129998,4057.8109344619998,4054.0970449229999,4127.5888551620001,3861.3270779929999,3846.6344383220003,3917.3102953390003,null,null,4164.3525226060001,4185.10818225,4127.5888551620001,3937.0491068669999,4150.7331369490003,4001.0977599999997,2470.2849999999999,1684.456124,1531.7659580000002,1416.1601049999999,580.74556000000007,443.698014,310.58379112,193.52358790000002,133.34472200000002]
["Equity",9232.1295035110052,8500.9666336689988,731.16286984200633,8.6009380032872507E-2,null,9232.1295035110052,9021.5275176309988,210.6019858800064,2.3344382142427733E-2,null,null,9232.1295035110052,9021.5275176309988,8724.941827451994,8657.6848220859956,8500.9666336689988,8582.370983749026,8650.7011299129063,8531.3479115861282,8177.72487760072,9819.4557054910019,10845.669363931,12820.970016175082,10363.797776834093,10354.37672788487,10428.340596898983,11061.186446540049,null,null,8500.9666336689988,8177.72487760072,10363.797776834093,10872.89279892205,10935.785951264921,10403.925360000001,7000.1819999999998,6518.2055099999998,6622.1376769999997,4589.5834610000002,3276.3625059999995,2176.8029999999999,1378.5179927599997,1146.1360949700002,881.34021600000005]
["   Consolidated equity",8187.6724859770056,7587.5548966349988,600.1175893420068,7.9092355510752554E-2,null,8187.6724859770056,8084.4070007729997,103.26548520400593,1.2773414944860173E-2,null,null,8187.6724859770056,8084.4070007729997,7973.4728448979959,7998.5343648289945,7587.5548966349988,7757.396072148983,8013.5882674759805,8071.5302947950267,8300.0124565349979,9096.6831873470019,10024.172078050999,12168.518110055082,9321.6379068230945,9442.2672820878706,9463.8200366519814,10185.906000951982,null,null,7587.5548966349988,8300.0124565349979,9321.6379068230945,9424.0580545763642,8825.2281921489121,8250.7598429999998,5790.4629999999997,4613.1935429999994,4986.1795269999993,2803.6014569999998,2418.884607,1628.902,924.00524439999992,815.58630982000011,594.214966]
["   Consolidated profit/loss",463.10357815600003,378.84959067699998,84.253987479000045,0.22239429460234894,null,463.10357815600003,393.79935719999901,69.304220956001018,0.17598865942486408,null,null,463.10357815600003,393.79935719999901,210.11805268199799,114.27330523299999,378.84959067699998,336.22165859803079,155.37895311292431,-39.279587083899386,-616.84850382927209,225.23053427500099,344.151334604,160.67891808899998,557.33561753899801,411.058452133,276.64072176299902,156.70436096399999,null,null,378.84959067699998,-616.84850382927209,557.33561753899801,729.69170676450187,968.17636700500168,1087.4752879999999,212.18100000000001,981.98619400000007,841.25764400000003,1182.1264199999998,382.33416099999999,210.94399999999999,178.73315421999999,103.54902537000001,93.736979000000005]
["Non-controlling interests",581.35343937799996,534.56214635699996,46.791293021000001,8.7531998552234036E-2,null,581.35343937799996,543.32115965799994,38.03227972000002,6.9999629213667758E-2,null,null,581.35343937799996,543.32115965799994,541.35092987200005,544.87715202400011,534.56214635699996,488.75325300200001,481.73390932400002,499.09720387499999,494.56092489500003,497.54198386899998,477.34595127599999,491.77298803100001,484.82425247200001,501.05099366399998,687.87983848399995,718.57608462400003,null,null,534.56214635699996,494.56092489500003,484.82425247200001,719.14303758100004,1142.894261113008,1065.690229,997.53800000000001,923.02577300000007,794.70050600000002,603.85558400000002,475.14373799999998,336.95699999999999,275.77959414000003,227.00075977999998,193.388271]
["Total equity and liabilities",111863.84525281105,114426.58319031501,-2562.73793750396,-2.2396351145446691E-2,null,111863.84525281105,113838.38003826703,-1974.5347854559805,-1.7345071010253621E-2,null,null,111863.84525281105,113838.38003826703,113968.59482911603,114511.32695999602,114426.58319031501,117197.12268948898,119602.00805873093,124053.73549871206,121499.77245815673,132015.81082920803,127279.09379010202,125410.48450436609,130639.81293045607,131034.48726953487,130305.74107505099,131932.20846045905,null,null,114426.58319031501,121499.77245815673,130639.81293045607,136116.02291149704,146985.00281708589,131173.11410999999,76275.328999999998,85396.984805,72742.804514000003,55866.994520000007,40694.862458000003,28907.121831999997,20062.629091190003,14381.480334569998,11474.163280999999]

{"sheet":"Income statement","index":4,"n_rows":58,"n_cols":47,"rows_kept":58,"cut":false,"hidden":false,"merged":[[59,0,59,3],[39,26,39,27],[61,0,61,3],[0,11,6,11],[0,29,6,29],[60,0,60,3],[34,12,34,22]]}
["Income statement",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive"]
[]
[]
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[" \n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12/2009\npro forma","1/1-31/12\n2009","1/1–31/12\n2008","1/1–31/12\n2007","1/1–31/12\n2006","1/1-31/12 \n2006*","1/1-31/12 \n2005","1/1–31/12\n2004","1/1–31/12\n2003","1/1–31/12\n2002","1/1–31/12\n2001"]
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["Interest income",4043.8619027100008,4916.2022524879994,-872.34034977799865,-0.17744191653964669,null,1004.0639465539986,989.25920890400198,14.804737649996582,1.4965478730694537E-2,null,null,1004.0639465539986,989.25920890400198,1019.66464837,1030.874098882,1186.1835255299991,1197.7187313510001,1231.859122607,1300.440873,1309.7890727959984,1427.7535838070025,1436.0017920899991,1442.042234259,1520.1922991470005,1511.3036047649998,1561.7604796639989,1490.4731878269999,null,null,4916.2022524879994,5615.586682952,6083.7295714029997,6478.884372864999,6614.4171377030025,6364.799,7091.2980262698702,5588.5662999999995,6183.2780000000002,4606.006746,3249.099119,3249.099119,2102.8139000000001,1512.9920496755101,1115.4784968400002,856.00449616000014,700.52801328999988]
["Current income from associates",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,3.8775258000000014E-2,3.370546E-2,6.5626150000000077E-3,4.2971561999999998E-2,null,null,0,0,0.12201489500000001,5.0492006000000006E-2,8.8968224000000012E-2,0.2,2.9309281199999955,2.9310999999999998,0.60299999999999998,-0.69092299999999995,-0.90848800000000007,-0.90848800000000007,0.50167399999999995,7.2852E-2,1.5897371499999999,4.5218853299999999,0]
["Interest expenses ",-1108.4332546659989,-1589.552454087001,481.11919942100212,-0.30267588728133221,null,-255.81032168199891,-257.39679022399997,1.5864685420010574,-6.1635133080736315E-3,null,null,-255.81032168199891,-257.39679022399997,-281.9888444,-313.23729836000001,-354.28797988100126,-384.008836094,-370.78950979899997,-480.46612831299996,-414.74818930800103,-487.56303492299895,-461.00597761099999,-463.339671399,-567.713959004,-571.17821723400004,-590.24148263299992,-625.77930460599998,null,null,-1589.552454087001,-1826.6568732409999,-2354.9129634770002,-3006.7798465699975,-2947.3558520140009,-2786.8310000000001,-3811.8649999999998,-2654.9956000000002,-2951.8710000000001,-2186.4673360000002,-1484.309452,-1484.309452,-901.21749899999998,-709.59326980424521,-553.38741124000001,-466.83029161000002,-436.42019693000003]
["Net interest income",2935.4286480440014,3326.6497984009989,-391.22115035699744,-0.1176021445194031,null,748.25362487200039,731.86241868000104,16.391206191999345,2.2396567679431767E-2,null,null,748.25362487200039,731.86241868000104,737.67580396999995,717.63680052199993,831.89554564900095,813.70989525699997,861.06961280799999,819.97474468699988,895.04088348799883,940.19054888400001,974.99581447899982,978.70256286000006,952.51711540099836,940.15909299100008,971.52555964600197,864.73685478299899,null,null,3326.6497984009989,3788.929809711,3728.9386228209992,3472.1550183010022,3667.150253913002,3578.1680000000001,3282.3639543898707,2936.5018,3232.01,2418.8484869999997,1763.881179,1763.881179,1202.0980750000001,803.4716318712666,563.68082275000006,393.69608988000005,264.1078163599999]
["Net provisioning for impairment losses",-754.386584427,-1263.802380498,509.41579607100005,-0.40308184565237581,null,-251.486268317,-100.039020157,-151.44724816000002,1.5138817625594552,null,null,-251.486268317,-100.039020157,-297.27284720400002,-105.58844874900001,-469.16046557700099,-190.80023008199998,-343.43044874699996,-260.41123609200002,-667.13024462498095,-514.99367185600011,-286.541368046,-281.36356609400002,-349.71134074700012,-330.49022096099998,-249.29143318800001,-219.72207896099999,null,null,-1263.802380498,-1750.0288506209811,-1149.2150738570001,-1008.822763958,-1063.550924444,-1194.0840000000001,-2232.2017090000004,-1737.8824,-780.30100000000004,-356.97612300000003,-308.87708100000003,-308.87708100000003,-167.260426,-137.59629699999999,-87.598692510000006,-49.513726380000001,-14.349010839999998]
["Net interest income after provisioning",2181.0420636169988,2062.847417903,118.19464571399885,5.7296843522314678E-2,null,496.76735655499886,631.82339852299901,-135.05604196800016,-0.21375599935633594,null,null,496.76735655499886,631.82339852299901,440.40295676600101,612.04835177299992,362.73508007199899,622.90966517499896,517.63916406099997,559.56350859500094,227.91063886301791,425.19687702799996,688.45444643299891,697.33899676600004,602.80577465400006,609.66887203000192,722.23412645799908,645.01477582200005,null,null,2062.847417903,2038.9009590900189,2579.7235489640011,2463.3322543429999,2603.599329469002,2384.0839999999998,1050.1622453898703,1198.6193999999998,2451.7089999999998,2061.8723639999994,1455.0040979999999,1455.0040979999999,1034.8376490000003,665.87533487126666,476.08213024000003,344.18236350000001,249.75880551999987]
["Fee and commission income",1997.4772402950011,1987.1067733060002,10.370466989000988,5.2188775803665433E-3,null,535.1492834430012,525.53908814800002,9.6101952950011764,1.8286356831929584E-2,null,null,535.1492834430012,525.53908814800002,490.49444648600002,446.29442221799997,520.46094022500131,506.49125180899989,502.79826677599908,457.35631449599998,530.33751597500009,518.25369348200093,487.78984861099997,470.86857912400006,528.9768623340002,515.5581309590001,510.11162991999993,457.86700153599998,null,null,1987.1067733060002,2007.249637192001,2012.5136247490002,1869.194417674001,1795.2571918310002,1753.2329999999999,1684.1545859999999,1441.4151999999999,1764.2360000000001,1474.6344040000001,1108.854795,1108.854795,518.75177799999994,395.932569,301.33362306999999,206.98022611000002,134.88127068000003]
["Fee and commission expense",-500.63313877100001,-467.91335852000003,-32.719780250999975,6.9927006047640905E-2,null,-135.56757654900002,-147.592357413,12.024780863999979,-8.1472923630806049E-2,null,null,-135.56757654900002,-147.592357413,-118.036134472,-99.437070336999994,-130.04757281000008,-122.38855969599996,-117.749652715,-97.727573298999999,-112.94917888000008,-114.43948573499999,-98.616790876999957,-95.356291006000006,-105.38983441699989,-98.355958429000054,-99.342076348999996,-83.258307202999987,null,null,-467.91335852000003,-421.36174649800006,-386.34617639799995,-352.79539505800005,-305.33045319999997,-262.44099999999997,-263.26400000000001,-218.35839999999999,-267.86700000000002,-224.79985600000001,-175.566035,-175.566035,-111.916962,-96.276225999999994,-88.220968689999992,-72.477583719999998,-55.265984869999997]
["Net fee and commission income",1496.8441015239998,1519.1934147859999,-22.349313262000123,-1.4711302092596523E-2,null,399.58170689399975,377.94673073500002,21.634976158999734,5.7243453639421071E-2,null,null,399.58170689399975,377.94673073500002,372.458312014,346.857351881,390.41336741500004,384.10269211299999,385.04861352499995,359.62874173299997,417.38833709499909,403.81420774700092,389.173057734,375.51228811799996,423.58702791700136,417.20217252999998,410.76955357099996,374.60869433300002,null,null,1519.1934147859999,1585.8878906940001,1626.1674483510012,1516.3990226160008,1489.926738631,1490.7919999999999,1420.8903190000003,1223.0568000000001,1496.3689999999999,1249.8345480000003,933.28876000000002,933.28875999999991,406.83481599999999,299.65634299999999,213.11265437999995,134.50264239000003,79.615285810000017]
["Net trading income",214.58573619500001,16.414540721000002,198.171195474,">500,0%",null,78.378317326000015,51.809406326999998,26.568910999000018,0.51282021707231706,null,null,78.378317326000015,51.809406326999998,56.127248547999997,28.270763993999999,28.646899000000001,-13.933899107,63.788359065999998,-62.086818237999999,-68.146436704999999,29.548494537,28.208173204999998,-19.354627084000001,80.787569117999993,99.829150380000044,60.115484168999956,80.338452170000011,null,null,16.414540721000002,-29.744396046999999,321.070655837,214.685620005,363.26061446599999,328.12099999999998,418.88616000000002,186.33960000000002,167.642,127.89122900000001,174.823486,174.823486,300.80162800000005,220.144924,241.62423656999997,199.68648578,173.19922040000003]
["Net income from derivatives and liabilities",-188.75170399400002,-4.2719014710000023,-184.47980252300002,">500,0%",null,-55.394896406000015,-71.381805286000002,15.986908879999987,-0.22396335895325803,null,null,-55.394896406000015,-71.381805286000002,-34.494894172000002,-27.480108130000001,-14.838813940999998,20.317634456,-29.411166352999995,19.660444367,28.430577247999988,102.64704783799999,-15.373506748,-27.451331799999998,-13.562796421999963,-55.639263352,-66.397850661000007,-121.06216669299999,null,null,-4.2719014710000023,88.252786537999981,-256.66207712799996,-127.46209614100002,412.82765355999999,-84.185000000000002,180.27887100000001,8.2053999999999991,-19.920999999999999,-30.169915,4.689565,4.689565,0.15484299999999998,-3.9056739999999999,1.6085379700000006,-0.77635591999999976,-1.43166255]
["Net income from financial investments",152.94023132699999,68.447641945000001,84.492589381999991,1.2344119823717614,null,-12.638837671000061,-5.7080992159999697,-6.9307384550000917,1.2141937609586444,null,null,-12.638837671000061,-5.7080992159999697,145.08614712900001,26.201021085000001,-2.6742107000000001E-2,7.3940557939999998,-2.9462747519999999,64.026603010000002,-38.835832222999997,23.075152419999998,41.659946661999996,36.585367556000001,-15.415593856000008,9.1541273930000102,-23.267629693000003,87.271852537000001,null,null,68.447641945000001,62.484634415000002,57.742756381,318.41038663200004,-141.07734191200001,137.22300000000001,390.60211300000003,41.350099999999998,-25.638000000000002,-9.2427060000000001,103.187409,1.2189149999999935,10.908138000000001,8.2726989999999994,3.0615485199999997,9.9637597899999975,-2.0801740899999999]
["General administrative expenses",-2848.2275299340004,-2913.9857574829989,65.758227548998548,-2.2566420367750251E-2,null,-748.71601915800034,-687.15565920699999,-61.560359951000351,8.9587212338530398E-2,null,null,-748.71601915800034,-687.15565920699999,-694.35602881,-717.99982275899993,-813.03295560400011,-713.12647700799994,-697.10791032400004,-690.71841454699995,-728.42231571100206,-776.470830535,-764.07695745500018,-754.59993510399988,-909.78885380200279,-812.84816408600011,-828.94103580299895,-787.92755870799999,null,null,-2913.9857574829989,-3023.5700388050022,-3339.5056123990021,-3258.1033379999999,-3120.4397312680012,-2979.7449999999999,-2715.4618299999997,-2269.7255,-2633.03,-2184.0198089999999,-1693.6713689999999,-1693.6713689999999,-1162.5098370000001,-823.34753999999998,-658.63610083000003,-510.40667728,-356.59449477999993]
["Other net operating income",-141.74942624799999,-78.810468383,-62.938957864999992,0.79861164584293198,null,-34.794564485000016,-5.6184448489999896,-29.176119636000028,">500,0%",null,null,-34.794564485000016,-5.6184448489999896,-60.685703197000002,-40.650713716999988,15.117332685000003,-64.299252224999989,33.367263936000001,-62.995812778999998,-445.02861737100091,-224.56499795900001,-90.310780342000001,-57.202358163000014,-30.034972507999996,-38.145729684000017,-58.330828122999989,-20.903015110000002,null,null,-78.810468383,-817.10675383500086,-147.414545425,-102.03536809800001,-232.16658065400003,6.2969999999999997,45.352560999999973,-20.325099999999999,-15.856,-5.0781499999999999,-4.2629500000000116,-4.2629500000000116,-22.470466000000002,-25.923821,-0.15222735999999998,-1.8591922099999934,17.304857980000001]
["Net income from disposal of group assets",18.914336731999999,41.110895963000004,-22.196559231000005,-0.53991913119521917,null,16.577662018999998,3.9794743100000001,12.598187708999998,3.1657919432579522,null,null,16.577662018999998,3.9794743100000001,-3.4284674900000001,1.7856678929999998,33.873537849999998,9.637619024000001,-2.9886866190000001,0.58842570799999994,-3.1820327999999794E-2,1.1863121090000004,-0.234318584999999,-10.674919891000002,-2.9894179999994108E-3,6.172977999999496E-3,1.9098359999999204E-2,-6.4870932939999992,null,null,41.110895963000004,-9.7547466949999997,-6.4648113739999999,12.136698043000001,-2.5754973560000005,4.734,-0.41266999999999987,7.6299999999999993E-2,7.86,26.516562999999998,506.55340200000001,20.074814430999918,0,0,0,0,0]
["Profit/loss before tax",885.59780921900108,710.94578398099998,174.6520252380011,0.24566152465244628,null,139.76072507400002,295.695001337002,-155.93427626300198,-0.52734836760153592,null,null,139.76072507400002,295.695001337002,221.10957078799899,229.03251202000001,2.8877053699880002,253.00203822200001,267.38936254000299,187.666677849,-606.73546913197856,-15.567736814999245,277.50006090399899,240.15348039799983,138.37516568299995,229.22733818900204,216.20091827799897,250.85394105700001,null,null,710.94578398099998,-104.649664644979,834.65736320700103,1037.36317940001,1373.3551849360001,1287.3219999999999,790.29776938987038,367.59699999999947,1429.135,1237.6041239999997,1479.6124010000001,891.16531943100006,568.55677100000025,340.77226587126648,276.70077949,175.29302605000001,159.77183828999998]
["Income taxes  ",-311.98239672700004,-275.95450633999997,-36.02789038700007,0.13055735477865538,null,-45.956356181000032,-83.558254430999995,37.601898249999962,-0.45000818298628453,null,null,-45.956356181000032,-83.558254430999995,-91.259060348000006,-91.208725767000004,-83.450820738999994,-51.502064488999999,-53.310874089000002,-87.690747023,-239.48314761033333,-96.245282899000017,-79.474303540999998,-67.336669529000005,3.9488522970000304,-79.938150678999989,-78.839003299000012,-76.882691289000007,null,null,-275.95450633999997,-482.53940357933334,-231.71099296999998,-285.3700259675,-399.242528682,-110.161,-259.30589199999997,-80.499800000000008,-350.88,-264.14902799999999,-205.24028799999999,-205.24028799999999,-108.963275,-71.019570000000002,-49.253484049999997,-39.247571380000004,-32.678732869999997]
["Profit/loss after tax",573.615412491999,434.99127764100399,138.62413485099501,0.31868256210277579,null,93.804368893001026,212.13674690599899,-118.33237801299796,-0.55781178762693495,null,null,93.804368893001026,212.13674690599899,129.850510439999,137.82378625300001,-80.563115368996989,201.49997373300099,214.07848845100199,99.97593082600001,-846.21861674231297,-111.81301971399925,198.02575736300003,172.81681086899982,142.32401797999802,149.28918751000191,137.36191497899904,173.97124976800001,null,null,434.99127764100399,-587.18906822431234,602.94637023699897,751.99315343249793,974.11265625400199,1177.1610000000001,530.9918773898703,287.09719999999948,1078.2550000000001,973.45509599999991,1274.3721130000001,685.92503143100009,459.5934960000003,269.7526958712665,227.44729543999998,136.04545467,127.09310541999997]
["Profit attributable to non-controlling interests",-110.51183433600001,-56.141686964000002,-54.370147372000005,0.96844520199159723,null,-24.500147937000001,-28.455442388000002,3.9552944510000003,-0.13899957684959396,null,null,-24.500147937000001,-28.455442388000002,-34.005762990999997,-23.550481019999999,-2.067836861,-15.762175689999999,-21.702616525,-16.609057887999999,4.2395823399999975,-7.1211337119999971,-14.639987751,-12.13789278,3.9531474239999902,-14.87145714,-17.425554179999995,-17.266888804000001,null,null,-56.141686964000002,-29.659431903000002,-45.610752700000006,-22.301446668000001,-6.4491582489999999,-89.685000000000002,-80.726584646946804,-74.916499999999999,-96.269000000000005,-132.19745399999999,-92.245693000000003,-92.245693000000003,-77.25933599999999,-60.315233999999997,-48.714141219999995,-32.503632080000003,-33.356126590000002]
["Consolidated profit/loss",463.103578156004,378.849590677001,84.253987479003001,0.22239429460235605,null,69.304220956003022,183.68130451800101,-114.37708356199799,-0.62269311437075991,null,null,69.304220956003022,183.68130451800101,95.844747448999996,114.27330523299999,-82.630952229996993,185.737798042995,192.37587192600398,83.366872937998991,-841.97903440231414,-118.93415342599924,183.38576961199902,160.678918089001,146.27716540399894,134.41773037000104,119.93636079900099,156.70436096399899,null,null,378.849590677001,-616.84850012731329,557.33561753699996,729.69170676449698,967.663498005002,1087.4749999999999,450.26529274292352,212.18069999999949,981.98599999999999,841.25764199999992,1182.1264199999998,593.67933843100013,382.33416,209.43746187126649,178.73315421999999,103.54182259000001,93.736978829999984]
[]
[]
[]
[null,"1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12/2009\npro forma","1/1-31/12\n2009","1/1–31/12\n2008","1/1–31/12\n2007","1/1–31/12\n2006","1/1-31/12 \n2006*","1/1-31/12 \n2005","1/1–31/12\n2004","1/1–31/12\n2003","1/1–31/12\n2002","1/1–31/12\n2001"]
["Cost/income ratio",0.60701035177088614,0.59122191649712197,1.5788435273764168,2.6704753043168106E-2,null,0.61247984088050822,0.57939163165614793,3.3088209224360288,5.7108538364249561E-2,null,null,0.61247984088050822,0.57939163165614793,0.58865377173811173,0.65022824379115385,0.64081258640677774,0.58626690653999247,0.52585595451698586,0.61784399288085734,0.59795733357610248,0.56056630010501662,0.54517287304000406,0.56102180585621508,0.62245758638802529,0.55901009364326149,0.56501929262305373,0.58539084124016294,null,null,0.59122191649712197,0.56516216262258245,0.58293483014071745,0.61485368637566451,0.56023937564775439,0.54726265464433921,0.52548921361829848,0.52472249284146888,0.53953708532395939,0.57603113476381107,0.59059642590714534,0.59059642590714534,0.61597625152244651,0.63463839767086894,0.64682158991499072,0.70301429854317965,0.66749597879478395]
["Provisioning ratio (avg. loans and advances to customers)",1.0509596147146798E-2,1.6400344095714801E-2,-0.58907479485680037,-0.35918441187506422,null,1.4197262965294144E-2,5.6351820013907893E-3,0.85620809639033546,1.5193974146336697,null,null,1.4197262965294144E-2,5.6351820013907893E-3,1.6783226813580087E-2,4.6007038919060684E-3,2.6209058847029971E-2,1.0204663900296696E-2,1.7523395499909625E-2,1.304273134477427E-2,3.3259432472817207E-2,2.521752588343714E-2,1.419743947066489E-2,1.3995024484717223E-2,1.7156787601405727E-2,1.6084885905320531E-2,1.20660291226112E-2,1.0574218429073797E-2,null,null,1.6400344095714801E-2,2.1675437056535001E-2,1.3912201505017019E-2,1.2123724456918516E-2,1.3380824021495345E-2]
["Return on equity before tax",0.10331088411564483,8.4809787990133639E-2,1.8501096125511194,0.21814812374797499,null,6.449160390068738E-2,0.13799345742908564,-7.3501853528398264,-0.53264737979458632,null,null,6.449160390068738E-2,0.13799345742908564,0.10714402159775845,0.10802595238857003,1.4121343511768916E-3,0.1226985241592685,0.12585750018714761,9.087431349258504E-2,"–","–",9.3832234091236033E-2,7.8611882876807079E-2,5.3431412367912656E-2,8.8237677338041318E-2,8.0486059219813069E-2,9.1527737226219028E-2,null,null,8.4809787990133639E-2,"–",7.8220229378586387E-2,9.7124794907781475E-2,0.1371428633213429,0.13694938772287077]
["Earnings per share",1.5835815292023609,1.2955910841642397,0.28799044503812121,0.22228498525358265,null,0.23698029356264885,0.62809776217386526,-0.39111746861121643,-0.62270157954001792,null,null,0.23698029356264885,0.62809776217386526,0.32774557704545065,0.3900391851003347,-0.28259336675132096,0.6351784176692451,0.6578687625537063,0.28513727069260936,-2.9619908690750463,-0.43893787996413935,0.63634653267038199,0.59942906641601801,0.49386118275776192,0.43302729147088892,0.35874398375065275,0.5473482906239443,null,null,1.2955910841642397,-2.1651531499527854,1.8329807485929992,2.7183382820516053,3.9457932570420322,4.5621606443530593,1.29,0.99,6.39,5.8022957287367447,8.290689328580962,4.17,2.7888417606925744,1.931740357029323,1.7873315422,1.0354182259,0.93736978829999995]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"* excluding one-off"]
[]
[]
[]
["Income statement - alternative view:"]
[]
[" \n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010"]
["Net interest income",2935.4286480440014,3326.6497984009989,-391.22115035699744,-0.1176021445194031,null,748.25362487200073,731.8624186800007,16.391206192000027,2.2396567679432877E-2,null,null,748.25362487200073,731.8624186800007,737.67580397000006,717.63680052199993,831.895545648998,813.70989525700008,861.0696128080009,819.97474468700011,895.04088348799985,940.19054888400012,974.99581447899993,978.70256286000006,952.51711540099791,940.15909299100008,971.52555964600197,864.73685478299899,null,null,3326.6497984009989,3788.929809711,3728.9386228209992,3472.1550183010022,3667.150253913002,3578.1680000000001]
["Net fee and commission income ",1496.8441015239998,1519.1934147859999,-22.349313262000123,-1.4711302092596523E-2,null,399.58170689399947,377.94673073500019,21.63497615899928,5.7243453639419739E-2,null,null,399.58170689399947,377.94673073500019,372.45831201400006,346.857351881,390.41336741499981,384.1026921130001,385.04861352500001,359.62874173299997,417.38833709499937,403.81420774700092,389.173057734,375.51228811799996,423.58702791700136,417.20217252999998,410.76955357099996,374.60869433300002,null,null,1519.1934147859999,1585.8878906940001,1626.1674483510012,1516.3990226160008,1489.926738631,1490.7919999999999]
["Net trading income",214.58573619500001,16.414540721000002,198.171195474,">500,0%",null,78.37831732600003,51.809406326999969,26.56891099900006,0.51282021707231817,null,null,78.37831732600003,51.809406326999969,56.127248548000004,28.270763993999999,28.646899000000005,-13.933899106999998,63.788359065999998,-62.086818237999999,-68.146436704999999,29.548494536999996,28.208173205000001,-19.354627084000001,80.787569117999993,99.829150380000044,60.115484168999956,80.338452170000011,null,null,16.414540721000002,-29.744396046999999,321.070655837,214.685620005,363.26061446599999,328.12099999999998]
["Recurring other net operating income",45.36384887200002,66.493491898000002,-21.129643025999982,-0.31777009182210691,null,-3.7799146499999807,24.376584095999995,-28.156498745999976,"–",null,null,-3.7799146499999807,24.376584095999995,13.304727025999997,11.462452400000009,17.797288062999982,32.506661936000015,15.756658187000012,0.43288371199999165,-26.098350292000482,11.601065795999199,9.1544599820002759,10.185418230999986,4.7160720899999973,-3.1141476240000117,24.700264116000003,26.301455266000001,null,null,66.493491898000002,4.8425937169990902,52.60364384799999,93.529626592999989,48.579891266000004,47.735989999999994]
["Operating income",4692.2223346350011,4928.7512458059982,-236.52891117099716,-4.798962239619331E-2,null,1222.4337344420005,1185.9951398380008,36.438594603999718,3.0724067392870591E-2,null,null,1222.4337344420005,1185.9951398380008,1179.5660915579997,1104.2273687970001,1268.7531001269972,1216.3853501990004,1325.6632435860004,1117.949551894,1218.1844335859987,1385.1543169640001,1401.5315054000002,1345.0456421250001,1461.6077845259988,1454.076268277001,1467.1108615020003,1345.985456552,null,null,4928.7512458059982,5349.9158980749999,5728.780370857,5296.7692875150005,5568.9174982759996,5444.8169899999994]
["Staff expenses",-1409.8407799030001,-1389.4142212390002,-20.426558663999913,1.4701561529854468E-2,null,-362.20317722600021,-347.06690822199994,-15.136269004000269,4.3611962550801353E-2,null,null,-362.20317722600021,-347.06690822199994,-353.31575923899993,-347.25493521600004,-381.45709690100023,-352.20390558899999,-310.33390777900001,-345.41931096999997,-300.92971135200014,-372.69096375000004,-385.94618272799994,-390.05972990700002,-405.10401257900008,-411.44515669899994,-409.26330363000005,-405.85452587499998,null,null,-1389.4142212390002,-1449.6265877370001,-1631.6669987830001,-1600.595064677,-1539.6153776640012,-1452.9480000000001]
["Other administrative expenses",-1107.3638795989998,-1173.0951105869999,65.731230988000107,-5.6032311783406175E-2,null,-292.71596825299986,-245.19936391399989,-47.516604338999969,0.19378763297145318,null,null,-292.71596825299986,-245.19936391399989,-267.18688572900004,-302.26166170300002,-313.58919368600004,-281.70598371599999,-303.32936671099998,-274.47056647400001,-319.01693460999985,-292.11557761800003,-295.62564435099995,-286.05488788899999,-357.27113875599991,-304.20131071599985,-324.13977427100008,-291.31406840600005,null,null,-1173.0951105869999,-1192.8130444679998,-1276.9262921489999,-1256.8147747550001,-1209.1059411259998,-1186.5150000000001]
["Depreciation  ",-331.02287043199999,-351.47642565699999,20.453555225000002,-5.8193249196634045E-2,null,-93.796873678999972,-94.889387070999973,1.0925133920000007,-1.1513546727649704E-2,null,null,-93.796873678999972,-94.889387070999973,-73.853383842000014,-68.483225840000003,-117.98666501699998,-79.216587703000002,-83.444635833999996,-70.828537103000002,-108.47566974900005,-111.66428916700002,-82.505130375999983,-78.485317307999992,-147.41370246700001,-97.201696671000036,-95.537957901999988,-90.758964426999995,null,null,-351.47642565699999,-381.13040660000007,-430.91232146700003,-400.69349856800005,-371.718412478,-340.28199999999998]
["General administrative expenses",-2848.2275299340004,-2913.9857574829998,65.758227548999457,-2.2566420367750584E-2,null,-748.71601915799999,-687.15565920700044,-61.560359950999555,8.9587212338529287E-2,null,null,-748.71601915799999,-687.15565920700044,-694.35602880999988,-717.99982275900004,-813.03295560399965,-713.12647700800005,-697.10791032399993,-690.71841454699995,-728.4223157110024,-776.47083053500012,-764.07695745500007,-754.59993510399988,-909.78885380200211,-812.84816408600011,-828.94103580300009,-787.92755870799999,null,null,-2913.9857574829998,-3023.5700388050022,-3339.5056123990021,-3258.1033379999999,-3120.4397312680012,-2979.7449999999999]
["Operating result",1843.9948047010007,2014.7654883229984,-170.7706836219977,-8.4759583490850665E-2,null,473.71771528400041,498.83948063100047,-25.121765347000064,-5.0360419177773563E-2,null,null,473.71771528400041,498.83948063100047,485.21006274799981,386.22754603800001,455.72014452299754,503.25887319100042,628.55533326200032,427.23113734700007,489.76211787499631,608.68348642900003,637.45454794500017,590.4457070210002,551.81893072399669,641.22810419100131,638.16982569900085,558.05789784399906,null,null,2014.7654883229984,2326.3458592699976,2389.2747584579979,2038.665949515,2448.4777670079984,2465.0719899999999]
["Net provisioning for impairment losses",-754.386584427,-1263.802380498,509.41579607100005,-0.40308184565237581,null,-251.486268317,-100.03902015699998,-151.44724816000002,1.5138817625594552,null,null,-251.486268317,-100.03902015699998,-297.27284720400002,-105.58844874900001,-469.16046557699997,-190.80023008200001,-343.43044874699996,-260.41123609200002,-667.13024462498106,-514.99367185599999,-286.541368046,-281.36356609400002,-349.71134074700012,-330.49022096099998,-249.29143318800001,-219.72207896099999,null,null,-1263.802380498,-1750.0288506209811,-1149.2150738570001,-1008.822763958,-1063.550924444,-1194.0840000000001]
["Other results",-204.01041105500002,-40.017323843999996,-163.99308721100002,4.0980523297933713,null,-82.470721893000018,-103.10545913699997,20.63473724399995,-0.20013234426881144,null,null,-82.470721893000018,-103.10545913699997,33.172355243999959,-51.606585269,16.324967424000029,-59.456604887000012,-17.737391975000005,20.851705593999995,-429.36734238199847,-109.257551388,-73.413118995001128,-68.928660529000354,-63.732424294000012,-81.510545040999958,-172.677474233,-87.481877826000002,null,null,-40.017323843999996,-680.96667329399997,-405.40232139399996,7.5199938430000088,-11.571657627999997,16.333010000000002]
["Profit/loss before tax",885.59780921900108,710.94578398099998,174.6520252380011,0.24566152465244628,null,139.76072507400016,295.69500133700194,-155.93427626300178,-0.52734836760153536,null,null,139.76072507400016,295.69500133700194,221.10957078799896,229.03251202000001,2.8877053699980024,253.00203822199796,267.38936254000396,187.666677849,-606.73546913197788,-15.567736814999961,277.50006090399899,240.15348039799983,138.37516568300001,229.22733818900204,216.20091827799897,250.85394105700001,null,null,710.94578398099998,-104.649664644979,834.65736320700103,1037.3631794,1373.3551849360001,1287.3219999999999]
["Income taxes  ",-311.98239672700004,-275.95450633999997,-36.02789038700007,0.13055735477865538,null,-45.956356181000046,-83.558254430999995,37.601898249999948,-0.45000818298628431,null,null,-45.956356181000046,-83.558254430999995,-91.259060347999991,-91.208725767000004,-83.450820738999965,-51.502064489000013,-53.310874088999988,-87.690747023,-239.48314761033333,-96.245282899000017,-79.474303540999998,-67.336669529000005,3.9488522970000304,-79.938150678999989,-78.839003299000012,-76.882691289000007,null,null,-275.95450633999997,-482.53940357933334,-231.71099296999998,-285.3700259675,-399.37074593199998,-110.161]
["Profit/loss after tax",573.615412491999,434.99127764100399,138.62413485099501,0.31868256210277579,null,93.804368893001026,212.13674690599893,-118.33237801299791,-0.55781178762693484,null,null,93.804368893001026,212.13674690599893,129.850510439999,137.82378625300001,-80.563115368996932,201.49997373299794,214.07848845100298,99.975930825999995,-846.21861674231218,-111.81301971399998,198.02575736300003,172.81681086899982,142.32401797999802,149.28918751000191,137.36191497899904,173.97124976800001,null,null,434.99127764100399,-587.18906822431234,602.94637023699897,751.99315343250009,974.49730800400005,1177.1610000000001]
["Profit attributable to non-controlling interests",-110.51183433600001,-56.141686964000002,-54.370147372000005,0.96844520199159723,null,-24.500147937000008,-28.455442387999994,3.9552944509999861,-0.13899957684959352,null,null,-24.500147937000008,-28.455442387999994,-34.005762991000005,-23.550481019999999,-2.0678368610000035,-15.762175689999999,-21.702616774999996,-16.609057638000003,4.2395823399999966,-7.1211337119999971,-14.639987751,-12.13789278,3.9531474239999973,-14.871457140000008,-17.425554179999995,-17.266888804000001,null,null,-56.141686964000002,-29.659431903000002,-45.610752700000006,-22.301446668000001,-6.4491582489999999,-89.685000000000002]
["Consolidated profit/loss",463.103578156004,378.849590677001,84.253987479003001,0.22239429460235605,null,69.304220956002993,183.68130451800101,-114.37708356199802,-0.62269311437076014,null,null,69.304220956002993,183.68130451800101,95.844747449000025,114.27330523299999,-82.630952229999934,185.73779804299795,192.37587167600299,83.366873188,-841.97903440231403,-118.93415342599924,183.38576961199902,160.678918089001,146.27716540399885,134.41773037000107,119.93636079900099,156.70436096399899,null,null,378.849590677001,-616.84850012731329,557.33561753699996,729.69170676450005,968.04814975500005,1087.4749999999999]

{"sheet":"Equity","index":5,"n_rows":115,"n_cols":8,"rows_kept":115,"cut":false,"hidden":false,"merged":[[90,6,90,7],[0,0,0,3],[116,0,116,4],[90,2,90,3],[90,4,90,5]]}
["Statement of changes in equity \nand comprehensive income"]
[]
["€ million","Subscribed \ncapital","Participation        capital/rights","Capital \nreserves","Retained \nearnings","Consolidated \nprofit/loss","Non-controlling\ninterests","Total"]
["Equity as at 1/1/2006",434.22746899999999,0,1432.4062570000001,552.25088100000005,382.33416,475.14373799999998,3276.3625050000001]
["Capital increases",0,0,0,0,0,73.335336999999996,73.335336999999996]
["Transferred to retained earnings",0,0,0,318.13052700000026,-318.13052700000026,0,0]
["Dividend payments",0,0,0,0,-64.203632999999996,-46.436578999999995,-110.64021200000001]
["Comprehensive income",0,0,0,73.245888999999991,1182.1264199999998,106.36064999999999,1361.7329589999997]
["Own shares/share incentive program",-0.50826100000000007,0,-5.8310010000000005,0,0,0,-6.3392620000000006]
["Other changes",0,0,0,-0.32030400000046938,0,-4.5475619999999184,-4.8678660000003875]
["Equity as at  31/12/2006",433.71920799999998,0,1426.5752560000001,943.30699299999981,1182.1264199999996,603.85558400000002,4589.5834609999993]
["Capital increases",36.287374999999997,0,1183.5461299999999,0,0,85.495985000000005,1305.3294900000001]
["Transferred to retained earnings",0,0,0,1081.0069390000001,-1081.0069390000001,0,0]
["Dividend payments",0,0,0,0,-101.11948099999999,-38.215701000000003,-139.335182]
["Comprehensive income",0,0,0,-64.535441104314003,841.25764200000003,131.3646965679352,908.08689746362109]
["Own shares/share incentive program",-1.7217979999999999,0,-21.481157,0,0,0,-23.202954999999999]
["Other changes",0.93110900000000008,0,-0.93110900000000008,-30.523977895685398,0,12.199941432064799,-18.324036463620601]
["Equity as at  31/12/2007",469.21489399999996,0,2587.70912,1929.2545130000001,841.25764200000003,794.70050600000002,6622.1376749999999]
["Capital increases",0,0,0,0,0,87.579730999999995,87.579730999999995]
["Transferred to retained earnings",0,0,0,698.48466899999971,-698.48466899999971,0,0]
["Dividend payments",0,0,0,0,-142.77297300000001,-46.855350999999999,-189.62832399999999]
["Comprehensive income",0,0,0,-943.32360499999982,981.98599999999999,80.668861000000007,119.33125600000014]
["Own shares/share incentive program",-0.618506,0,-19.706439999999997,0,0,0,-20.324946000000001]
["Other changes",0,0,0,-107.82164499999955,0,6.9322529999999096,-100.88939199999965]
["Equity as at  31/12/2008",468.59738799999997,0,2568.0026799999996,1,981.98599999999999,923.02599999999995,6518.2060000000019]
["Capital increases",0,600,0,0,0,26.56288808464215,626.56288808464217]
["Transferred to retained earnings",0,0,0,839.05949499999997,-839.05949499999997,0,0]
["Dividend payments",0,0,0,0,-142.92650499999999,-57.297991000000003,-200.22449600000002]
["Comprehensive income",0,0,0,-245.1406094018545,212.18069999999949,69.898007471351121,36.938098069496107]
["Own shares/share incentive program",0.13572800000000002,0,1.128925,0,0,0,1.264653]
["Other changes",0,0,0,-17.914538598147221,0,35.349095444006842,17.434556845859625]
["Equity as of 31/12/2009",468.733116,600,2569.1316049999996,2152.5982790000007,212.18069999999949,997.53800000000001,7000.1816999999974]
["Merger effects (Merger with RZB Banking Business)",124.55475290000004,1900,-1.9506239999996069,299.75718109999934,0,2.8977599999999484,2325.2590700000019]
["Equity as of 1/1/2010",593.28786890000003,2500,2567.180981,2452.3554601000001,212.18069999999949,1000.43576,9325.4407699999992]
["Capital increases",0,0,0,0,0,3.0130556020000014,3.0130556020000014]
["Transferred to retained earnings",0,0,0,182.04434450399953,-182.04434450399953,0,0]
["Dividend payments",0,0,0,-304.7,-30.136355495999965,-49.304935099000005,-384.14129059499999]
["Comprehensive income",0,0,0,210.09360982028676,1087.4752880000001,98.191187314713204,1395.7600851350001]
["Own shares/share incentive program",3.5386099999999997E-2,0,0.69299999999999995,0,0,0,0.72864109999999993]
["Other changes",0,0,0,49.768937575712698,0,13.355161182286793,63.124098757999491]
["Equity as at 31/12/2010",593.32325500000002,2500,2567.8742360000001,2589.5623519999995,1087.4752880000001,1065.690229,10403.925360000001]
["Capital increases",0,0,0,0,0,168.930204019,168.930204019]
["Transferred to retained earnings",0,0,0,683.18586900000014,-683.18586900000014,0,0]
["Dividend payments",0,0,0,0,-404.28941900000001,-58.498439712000007,-462.787858712]
["Total comprehensive income",0,0,0,-127.06620371853441,967.66349800500166,-29.261651505465316,811.33564278100187]
["Own shares/share incentive program",8.8870999999999992E-2,0,2.9041840000000003,0,0,0,2.9930550000000005]
["Other changes",0,0,0,15.35562886744674,0,-3.9660806885267448,11.389548178919995]
["Equity as at 31/12/2011",593.41212600000006,2500,2570.7784200000001,3161.0376461489127,967.66349800500166,1142.8942611130078,10935.785951266924]
["Effects of the retrospective application of IAS 19",0,0,0,-0.51286900000000002,0.51286900000000002,0,0]
["Equity as at 1/1/2012",593.41212600000006,2500,2570.7784200000001,3160.5247771489121,968.17636700500168,1142.894261113008,10935.785951266922]
["Capital increases",0,0,0,0,0,17.123768814999998,17.123768814999998]
["Transferred to retained earnings",0,0,0,563.88694635500167,-563.88694635500167,0,0]
["Dividend payments",0,0,0,0,-404.28942065000001,-58.428312194,-462.71773284400001]
["Total comprehensive income",0,0,0,65.050889430896106,729.69170676450199,43.566534168833073,838.30913036423112]
["Own shares/share incentive program",1.17865599999991,0,3.2468569999999999,0,0,0,4.4255129999999099]
["Other changes",0,0,0,-34.020713358449939,0,-426.01321432184102,-460.03392768029096]
["Equity as at 31/12/2012",594.59078199999999,2500,2574.0252770000002,3755.4418995763599,729.69170676450199,719.14303758100004,10872.892702921863]
["Capital increases",0,0,0,0,0,9.3580586409999995,9.3580586409999995]
["Transferred to retained earnings",0,0,0,301.60274683450183,-301.60274683450183,0,0]
["Dividend payments",0,0,0,0,-428.08895992999999,-56.454503313000004,-484.54346324300002]
["Total comprehensive income",0,0,0,-449.91930357498842,557.33561753900233,29.930763783922664,137.34707774793657]
["Own shares/share incentive program",0,0,1.0567550000000001,0,0,0,1.0567550000000001]
["Other changes",0,0,0,44.839653987219208,0,-217.15310422092264,-172.31345023370343]
["Equity as at 31/12/2013",594.59087799999998,2500,2575.0820320000003,3651.9649968230951,557.33561753900233,484.82425247200001,10363.797776834097]
["Capital increases/decreases",297.29543799999999,-2500,2428.114939,0,0,8.6424277840000006,234.05280478400016]
["Transferred to retained earnings",0,0,0,59.065439679002338,-59.065439679002338,0,0]
["Dividend payments",0,0,0,0,-498.27017785999999,-41.184759678999995,-539.45493753899996]
["Total comprehensive income",0,0,0,-1273.9734836456707,-616.84850012731374,13.058278799156959,-1877.7637049738273]
["Own shares/share incentive program",-0.1440269999999777,0,-4.7933858200000943,4.9374128200000715,0,0,0]
["Other changes",0,0,-7.13499645,-24.99278698042508,0,29.220725518843039,-2.9070579115820436]
["Equity as at 31/12/2014 ",891.74228900000003,0,4991.2685887299995,2417.0015786960016,-616.84850012731374,494.56092489500003,8177.7248811936879]
["Capital increases/decreases",0,0,0,0,0,62.670440961500006,62.670440961500006]
["Transferred to retained earnings",0,0,0,-616.84850012731374,616.84850012731374,0,0]
["Dividend payments",0,0,0,0,0,-50.516029193000001,-50.516029193000001]
["Total comprehensive income",0,0,0,-47.534599983123805,378.84959067700208,50.407502952795376,381.72249364667363]
["Own shares/share incentive program",0.14402710000001701,0,2.6036156100008156,0,0,0,2.7476427100008323]
["Other changes",0,0,0,-50.822102390565306,0,-22.560693259295476,-73.382795649860782]
["Equity as at 31/12/2015",891.88631610000004,0,4993.8722043400003,1701.7963761949986,378.84959067700208,534.56214635699996,8500.9666336690007]
["Capital increases/decreases",0,0,0,0,0,0,0]
["Transferred to retained earnings",0,0,0,378.84959067700208,-378.84959067700208,0,0]
["Dividend payments",0,0,0,0,0,-40.271686953999996,-40.271686953999996]
["Total comprehensive income",0,0,0,203.71043022211336,463.10357815600003,96.427175976688645,763.24118435480204]
["Own shares/share incentive program",0.14432,0,0.29662100000000002,-0.44094100000000003,0,0,0]
["Other changes",0,0,0,17.557568442881347,0,-9.3641960016885815,8.193372441192766]
["Equity as at 31/12/2016",892.03063610000004,0,4994.1688253399998,2301.4730245369965,463.10357815600003,581.35343937799996,9232.1295035109961]
[]
[]
[]
["Comprehensive income"]
[]
[null,null,"Total",null,"Group equity",null,"Non-controlling interests"]
["€ million",null,"1/1-31/12\n2016","1/1-31/12\n2015","1/1-31/12\n2016","1/1-31/12\n2015","1/1-31/12\n2016","1/1-31/12\n2015"]
["Profit/loss after tax",null,573.61541249200002,434.99127764100206,463.10357815600003,378.84959067700208,110.51183433600001,56.141686964000002]
["Items which are not reclassified to profit and loss",null,2.0282115000000003,2.2054462500000001,2.0282115000000003,2.2054462500000001,0,0]
["Remeasurements of defined benefit plans",null,2.7042820000000001,2.9405950000000001,2.7042820000000001,2.9405950000000001,0,0]
["Deferred taxes on items which are not reclassified to profit and loss",null,-0.67607050000000002,-0.73514875000000002,-0.67607050000000002,-0.73514875000000002,0,0]
["Items that may be reclassified subsequently to profit or loss",null,187.597560362802,-55.474230244328439,201.68221872211336,-49.740046233123806,-14.084658359311366,-5.7341840112046247]
["Exchange differences",null,291.0389417725811,-194.06383341932843,299.25667226992317,-185.0709689257788,-8.2177304973420853,-8.9928644935496251]
["hereof unrealized net gains (losses) of the period",null,275.7901253413977,-198.08144587432844,284.00785583873977,-189.08858138077881,-8.2177304973420853,-8.9928644935496251]
["hereof net gains (losses) reclassified to income statement",null,15.248816431183405,4.0176124550000001,15.248816431183405,4.0176124550000001,0,0]
["Capital hedge",null,-43.444523000000004,90.315861999999996,-43.444523000000004,90.315861999999996,0,0]
["Hyperinflation",null,0,0,0,0,0,0]
["Net gains (losses) on derivatives hedging fluctuating cash flows",null,5.7881499999999999,-0.43592199999999992,6.4486966094126998,1.4781574536452,-0.66054660941269994,-1.9140794536451999]
["hereof unrealized net gains (losses) of the period",null,5.7881499999999999,-1.51515333,6.4486966094126998,0.39892612364519997,-0.66054660941269994,-1.9140794536451999]
["hereof net gains (losses) reclassified to income statement",null,0,1.07923133,0,1.07923133,0,0]
["Changes in equity of companies valued at equity",null,0,0,0,0,0,0]
["Net gains (losses) on financial assets available-for-sale",null,-77.320838223779077,82.417909073000004,-70.427666201999997,75.639607455657398,-6.8931720217790788,6.7783016173426009]
["hereof unrealized net gains (losses) of the period",null,56.301753694625354,82.402633073000004,51.85844362976917,75.624331455657398,4.4433100648561821,6.7783016173426009]
["hereof net gains (losses) reclassified to income statement",null,-133.62259191840442,1.5276E-2,-122.28610983176917,1.5276E-2,-11.336482086635261,0]
["Deferred taxes on income and expenses directly recognized in equity",null,11.535829814,-33.708245897999994,9.849039044777502,-32.102704216647595,1.6867907692224973,-1.6055416813524002]
["hereof unrealized net gains (losses) of the period",null,-8.3478179945546689,-33.705343457999994,-7.6937097634825582,-32.099801776647595,-0.65410823107211002,-1.6055416813524002]
["hereof net gains (losses) reclassified to income statement",null,19.88364780855467,-2.9024400000000001E-3,17.542748808260061,-2.9024400000000001E-3,2.3408990002946073,0]
["Sundry income and expenses directly recognized in equity",null,0,0,0,0,0,0]
["Other comprehensive income",null,189.625771862802,-53.26878399432843,203.71043022211336,-47.534599983123805,-14.084658359311366,-5.7341840112046247]
["Total comprehensive income",null,763.24118435480204,381.72249364667363,666.81400837811339,331.31499069387826,96.427175976688645,50.407502952795376]

{"sheet":"Segment overview","index":6,"n_rows":94,"n_cols":10,"rows_kept":94,"cut":false,"hidden":false,"merged":[]}
["Segment overview"]
[]
["1/1-31/12/2016\n€ million","Central \nEurope","Southeastern \nEurope","Eastern \nEurope","Group \nCorporates","Group \nMarkets","Corporate \nCenter","Non-Core","Reconciliation","Total"]
["Net interest income",629.44115426300004,738.21774675100005,866.31973912600006,312.54774979999996,62.343407456999998,361.56331481800004,330.77655712399996,-365.78102129499882,2935.4286480440014]
["Net fee and commission income ",382.80362064400003,390.478101917,391.39448392699995,59.891799399999996,112.81658681200001,41.535059173,154.035024462,-36.110574811000141,1496.8441015239998]
["Net trading income",28.412021885999998,53.737817068999995,64.235656141999996,7.7353342589999992,122.204808372,-25.620490714000002,-4.9460961339999994,-31.17331468499998,214.58573619500001]
["Recurring other net operating income",-24.245897784,20.518853616000005,-7.0309112139999996,1.8463960000000006,9.1842659799999975,114.38825206200001,-0.30111979799999972,-68.995989989999998,45.36384887200002]
["Operating income",1016.4108990089999,1202.9525193530003,1314.9189679809999,382.02127945900003,306.54906862100006,491.86613533899998,479.56436565399997,-502.06090078099828,4692.222334635002]
["General administrative expenses",-643.31631549700001,-673.89652080000008,-518.86757437100005,-152.898146295,-211.42795163899999,-325.94961359299998,-405.71860502300007,83.847197283999762,-2848.2275299340004]
["Operating result",373.09458351199993,529.05599855300011,796.05139360999988,229.12313316400002,95.121116982000061,165.91652174599997,73.845760630999919,-418.21370349699851,1843.9948047010014]
["Net provisioning for impairment losses",-38.171888443,-174.92832866800001,-163.36674366400001,-74.382984799999988,-34.223810350000001,-9.3878511199999988,-255.145271898,-4.7797054840000053,-754.386584427]
["Other results",19.433788295000003,8.4994527479999959,16.586762045,-4.3675493600000008,5.8741505919999986,-220.78474067299996,-21.741459272000004,-7.5108154300000605,-204.01041105500002]
["Profit/loss before tax",354.35648336400004,362.627122633,649.27141199099901,150.37259900400002,66.771457224000002,-64.256070046999994,-203.040970539,-430.50422441099789,885.59780921900108]
["Income taxes  ",-63.523790446,-61.919470554999997,-125.685371499,-36.504761500000001,-15.27945809,31.539528252,-40.609072857999998,-3.0999981390777972E-8,-311.98239672700004]
["Profit/loss after tax",290.83269291799996,300.70765207800002,523.58604049200005,113.86783750399999,51.491999134000004,-32.716541795002001,-243.65004339699999,-430.5042244419991,573.615412491999]
["Profit attributable to non-controlling interests",-54.155076942017637,-7.8054003258237567E-2,-53.151771608330478,-1.7825582500000001,0,-1.8213025900654001,-1.1573157336000261E-3,0.47808637340534915,-110.51183433600001]
["Consolidated profit/loss",236.67761597598235,300.62959807474175,470.43426888366952,112.085279254,51.491999134000004,-34.537844385067402,-243.65120071273361,-430.02613806858864,463.103578156004]
[]
["Risk-weighted assets (credit risk)",11552.672790046232,11824.716285294577,8784.2605259643606,8543.0211294293713,1735.2835987707172,12281.655487907461,6218.5893852518184,-12098.953787237642,48841.245415426893]
["Risk-weighted assets (total RWA )",13564.022570026107,14202.875496658078,11535.962810591736,9207.9925419293722,3210.7040083587171,13990.460050407462,7235.4502652148194,-12886.822725260758,60060.645017925533]
["Total capital requirement",1085.1218056020887,1136.2300397326462,922.87702484733893,736.63940335434972,256.85632066869738,1119.2368040325971,578.83602121718559,-1030.9458180208608,4804.851601434043]
["Assets",29492.206058420983,22694.167711708,15290.907040840002,15201.027440080001,12148.915094221002,20935.860237718993,13828.351729594997,-17727.590060023016,111863.84525256096]
["Liabilities",26930.630195095029,19714.883704411004,12774.075013083997,11863.986331980001,13936.836998663999,16624.340082686991,11973.214264382999,-11186.250841003985,102631.71574930003]
["Net interest margin (avg. interest bearing assets)",2.3117517808881854E-2,3.5509233865318214E-2,6.5998871221056216E-2,2.1643985444994265E-2,6.0074694028065352E-3,"–",2.1219360273584235E-2,"–",2.7799328460548434E-2]
["NPL ratio",5.4531341716692092E-2,0.10535398620744874,0.14700647707536119,4.6150245297549568E-2,1.8696936506506327E-2,"–",0.17702199737161736,"–",9.1976003106950407E-2]
["NPL coverage ratio",0.71029061781056824,0.79681180017498721,0.85736635016410279,0.6586138481777688,0.71907832437693642,"–",0.66625069007152382,"–",0.75623029312066536]
["Cost/income ratio ",0.632929375436876,0.56020209439558821,0.39460041797685702,0.40023463224752015,0.68970345462180338,0.66267951821556415,0.84601491286723596,"–",0.60701035177088614]
["Provisioning ratio (avg. loans and advances to customers)",1.9693802209460984E-3,1.3174891273570462E-2,1.6095539466261442E-2,5.2065873714550607E-3,1.4383069625333944E-2,"–",2.3136211173553797E-2,"–",1.0509596147146798E-2]
["Average equity ",1854.661078903416,1957.2294878044127,1573.105812989055,1195.8092434313364,496.56875371611051,2005.4379622707036,1310.3483558824184,-1822.3708781775331,8570.789816819919]
["Return on equity before tax",0.19106266228087146,0.18527573025674626,0.41273219298409419,0.12574965432823604,0.13446568420648836,3.43208894477562E-2,"–","–",0.10331088411564483]
["Business outlets",410,1014,771,1,5,0,305,"–",2506]
["indicative loans and advances to customers",19758.947976282991,13485.319962168,10718.952686338,14912.210532999999,1797.2276285999999,null,8909.1547072120011]
["indicative deposits from customers",21870.49324566,17148.973348882999,10948.748465050003,11481.28247,2159.005991,null,8808.5565663220004]
[]
[]
[]
["1/1-31/12/2015\n€ million","Central \nEurope","Southeastern \nEurope","Eastern \nEurope","Group \nCorporates","Group \nMarkets","Corporate \nCenter","Non-Core\n","Reconciliation","Total\n"]
["Net interest income",654.40907733599988,780.22028362800006,948.55673011199997,325.71086589999999,74.143820388999998,1123.7632404609999,384.90793054600005,-965.06214997100119,3326.6497984009989]
["Net fee and commission income ",387.81837497500004,380.34441168199999,403.76440713300002,74.055866209999991,121.68285143000001,17.399455046,171.74005879700002,-37.612010486999814,1519.1934147859999]
["Net trading income",31.310907960000002,50.138396862999997,30.504916486999999,0.77269586499999998,78.136376611000003,-147.13123196200002,0.54153097800000005,-27.85905208099997,16.414540721000002]
["Recurring other net operating income",-25.403886138999994,3.2669344519999868,-21.596781576000001,1.0120349999999998,13.927873999999997,153.895432876,19.487819759999997,-78.095936474999974,66.493491898000002]
["Operating income",1048.1344741320002,1213.9700266250002,1361.2292721560002,401.55146297499999,287.89092243000005,1147.9268964209998,576.67734008100001,-1108.6291490140009,4928.7512458059991]
["General administrative expenses",-635.84847597199996,-680.56207202000007,-563.2516822849999,-142.75125605699998,-215.67570281100004,-305.84985728000004,-462.45191232299999,92.405201265000855,-2913.9857574829989]
["Operating result",412.28599816000019,533.4079546050001,797.9775898710003,258.80020691799996,72.21521961900001,842.07703914099977,114.22542775800004,-1016.2239477490001,2014.7654883230002]
["Net provisioning for impairment losses",-132.879035969,-191.01737092600001,-421.52309728900002,-140.87434709999999,6.5873232149999996,-23.089710870000001,-374.736770111,13.730628551999951,-1263.802380498]
["Other results",30.535978009999994,-82.216508972999989,173.06033344399998,-15.336703089999999,15.420820833000004,-226.40066402799997,-2.3053421160000003,67.22476207599999,-40.017323843999996]
["Profit/loss before tax",309.94294020099994,260.174074706,549.51482602599992,102.58915672800001,94.223363667000001,592.58666424299997,-262.81668446900005,-935.26855712099996,710.94578398099998]
["Income taxes ",-65.812962038999984,-32.686014815,-127.589460758,-25.406024181999999,-22.562714440000001,21.643511608000001,-23.540841954000001,2.4000006669666618E-7,-275.95450633999997]
["Profit/loss after tax",244.12997816200001,227.48805989100001,421.92536526800001,77.18313254600001,71.660649227000007,614.23017585100001,-286.35752642299997,-935.26855688099613,434.99127764100399]
["Profit attributable to non-controlling interests",-57.374752848735007,-1.181065598268322,-4.7726154341090998,-1.09140375,0,-18.500125523639873,-8.8718128092008849E-3,26.787148003561494,-56.141686964000002]
["Consolidated profit/loss",186.75522531326499,226.3069942927317,417.15274983389088,76.091728796000012,71.660649227000007,595.73005032736012,-286.36639823580919,-908.48140887743762,378.849590677001]
[]
["Risk-weighted assets (credit risk)",10761.209469869869,11491.223930961072,9588.7893266246847,7770.898994539205,1634.0326292596571,13707.963597881317,9192.474846991181,-12687.946861012617,51458.645935114371]
["Risk-weighted assets (total RWA )",12909.876954651245,13967.653174464698,11641.878000504184,8590.2244695392073,3781.0662540944068,14777.338697881314,10611.237627187304,-13007.057193044666,63272.21798527769]
["Total capital requirement",1032.7901563720995,1117.4122539571758,931.35024004033471,687.21795756313645,302.48530032755252,1182.1870958305053,848.89901017498437,-1040.5645754435729,5061.7774388222151]
["Assets",26877.761503498008,22120.393881735996,14179.099183179997,13873.346452080001,13460.864596003001,27287.162560438006,18834.739821085997,-22206.784807973949,114426.58319004707]
["Liabilities",24449.729344873012,19174.228761560986,12458.753193025008,12207.0418183,19229.383430309001,17009.803834411996,17147.626950101989,-15750.950775935979,105925.61655664601]
["Net interest margin (avg. interest bearing assets)",2.67271057529927E-2,3.8443984442136793E-2,6.1356585555104953E-2,2.0802086453468469E-2,7.6636398832982226E-3,"–",2.0109333608526556E-2,"–",3.0047436199287136E-2]
["NPL ratio",7.0930201679771196E-2,0.12121880938116321,0.18908632110134216,9.3563484761966659E-2,5.7494639110699589E-2,"–",0.15360027349596167,"–",0.1191075652112579]
["NPL coverage ratio",0.75304829524973871,0.7159307982322326,0.86362363301523659,0.56677184451342588,0.81975072676919225,"–",0.62427961055410608,"–",0.7126682298084176]
["Cost/income ratio ",0.60664780299166299,0.56060862879131712,0.41378164120206334,0.35549928021526717,0.74915770525359671,0.26643670274960629,0.80192488967581776,"–",0.59122191649712197]
["Provisioning ratio (avg. loans and advances to customers)",7.0891884533437087E-3,1.4443642703169793E-2,3.5381840176418072E-2,9.4163240777984623E-3,-2.396067852719785E-3,"–",2.6760208209219628E-2,"–",1.6400344095714801E-2]
["Average equity ",1697.586125017571,1737.5421221058293,1640.9177233200135,1098.7324355383091,548.18433923941336,2039.6591901069198,1459.5962373396794,-1839.3911331318354,8382.8270395358995]
["Return on equity before tax",0.18257862480926668,0.14973684458980469,0.33488261977826966,9.3370463462961142E-2,0.17188262582935446,0.29053219655727702,"–","–",8.4809787990133639E-2]
["Business outlets",395,1064,862,1,5,0,378,"–",2705]
["indicative loans and advances to customers",18765.166557712004,13058.636509097003,10059.286973105003,13556.921337,1929.8907785819999,null,12098.229197653]
["indicative deposits from customers",19768.292291739999,16321.734976122003,9508.5045136140016,11989.204569,3422.6202439999997,null,9509.666195578]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Net Interest Margin (avg. interest bearing assets)","Central \nEurope","Southeastern \nEurope","Eastern \nEurope","Group \nCorporates","Group \nMarkets","Corporate \nCenter","Non-Core","Reconciliation","Total"]
["Quarter 1 2015",2.7929348881285294E-2,3.828637100066392E-2,6.3819644982477455E-2,1.9102455602394122E-2,9.6641794475689491E-3,"–",2.0718022999999999E-2,"–",2.9361593918614693E-2]
["Quarter 2 2015",2.7088044724151952E-2,4.11316256256462E-2,6.0391909764304558E-2,2.2212424663343448E-2,6.9719802109829672E-3,"–",2.0478516838418222E-2,"–",3.0640248525073119E-2]
["Quarter 1-2 2015",2.7477648767803637E-2,3.9732849718825743E-2,6.2036124591550633E-2,2.0453706142855594E-2,8.5974075696254905E-3,"–",2.0744078293053438E-2,"–",2.9989573718343814E-2]
["Quarter 3 2015",2.6863438554637943E-2,3.8302783402687203E-2,5.9055300600174034E-2,1.9677789618644716E-2,7.0748958525381489E-3,"–",2.0056268900913259E-2,"–",2.9799110587565833E-2]
["Quarter 1-3 2015",2.7281161672412957E-2,3.9087347149021595E-2,6.1299037101600076E-2,2.0238727253195733E-2,8.0030970081079785E-3,"–",2.0466629305917309E-2,"–",2.9889162181337144E-2]
["Quarter 4 2015",2.5214033502464532E-2,3.6567584690156987E-2,6.1778562027571066E-2,2.3255361388147548E-2,6.3836368131105371E-3,"–",1.8526844953732861E-2,"–",3.073068533233099E-2]
["Financial Year  2015 ",2.67271057529927E-2,3.8443984442136793E-2,6.1356585555104953E-2,2.0802086453468469E-2,7.6636398832982226E-3,"–",2.0109333608526556E-2,"–",3.0047436199287136E-2]
["Quarter 1 2016",2.4640874251289826E-2,3.4859981872415249E-2,6.4545350389849696E-2,2.4609007220267553E-2,6.1786320130769214E-3,"–",2.0793950924930742E-2,"–",2.7312414231881948E-2]
["Quarter 2 2016",2.401632571795358E-2,3.7418170492064681E-2,6.7381201127031498E-2,1.7915839236385383E-2,4.4836557517468189E-3,"–",1.9308938627101299E-2,"–",2.8008292274863459E-2]
["Quarter 1-2 2016",2.4329723035266738E-2,3.6090411866985951E-2,6.5734127281940863E-2,2.1250306716750076E-2,5.4415232928694875E-3,"–",2.0025566373859258E-2,"–",2.7629901165696705E-2]
["Quarter 3 2016",2.1368482212714368E-2,3.5117376722467245E-2,6.6193365540706914E-2,1.9860536752436708E-2,5.7892550771050074E-3,"–",2.3094800019086027E-2,"–",2.7699347928092147E-2]
["Quarter 1-3 2016",2.3239901422847244E-2,3.5744094230166328E-2,6.5956446378377345E-2,2.0788327889083757E-2,5.6496460767930714E-3,"–",2.1005690560337808E-2,"–",2.7638845283605325E-2]
["Quarter 4 2016",2.2603607476072672E-2,3.463651513500994E-2,6.6392604332179236E-2,2.4154524177396736E-2,6.8681776483776125E-3,"–",2.1152425289605363E-2,"–",2.8294269020312568E-2]
["Financial Year  2016 ",2.3117517808881854E-2,3.5509233865318214E-2,6.5998871221056216E-2,2.1643985444994265E-2,6.0074694028065352E-3,"–",2.1219360273584235E-2,"–",2.7799325923044464E-2]

{"sheet":"Segment comparison","index":7,"n_rows":237,"n_cols":28,"rows_kept":237,"cut":false,"hidden":false,"merged":[[0,25,6,25],[0,11,6,11],[239,12,239,18]]}
["Segment Comparison",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive"]
[]
["Central Europe (CE)"]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2015","1/1-31/12\n2014"]
["Net interest income",629.44115426300004,654.40907733599988,-24.967923072999838,-3.8153387441752007E-2,null,159.69590391200006,147.11652003199998,12.57938388000008,8.5506263180123332E-2,null,null,159.69590391200006,147.11652003199998,161.425784792,161.202945527,160.51604458599982,164.53273033600007,161.92952502400001,167.43077738999997,170.005557211,173.15791749999997,176.152597023,174.91162821200001,null,null,654.40907733599988,694.22769994600003]
["Net fee and commission income ",382.80362064400003,387.81837497500004,-5.014754331000006,-1.2930677488716902E-2,null,99.666107694000019,95.372703442000031,4.2934042519999878,4.5017118075204587E-2,null,null,99.666107694000019,95.372703442000031,99.230102307999985,88.5347072,97.556363780000098,93.363448420999944,99.401536286999985,97.497026487000014,96.890379548000055,95.284633396999908,93.652955190000029,91.173911892999996,null,null,387.81837497500004,377.00188002799996]
["Net trading income",28.412021885999998,31.310907960000002,-2.8988860740000035,-9.2583903274327306E-2,null,9.9500572839999997,5.3519123589999982,4.5981449250000015,0.85915923441226938,null,null,9.9500572839999997,5.3519123589999982,7.7018618350000008,5.4081904079999994,9.4908862589999998,-3.773577293999999,9.5619766870000014,16.031622307999999,5.3995780239999984,1.7055776180000022,1.0481473059999988,6.9799629230000004,null,null,31.310907960000002,15.133265870999999]
["Recurring other net operating income",-24.245897784,-25.403886138999994,1.1579883549999934,-4.558311860885933E-2,null,-19.923219503000006,-5.8440064559999882,-14.079213047000017,2.4091713712165763,null,null,-19.923219503000006,-5.8440064559999882,-2.1453043240000031,3.6666324989999994,-6.4324199319999913,1.0937488829999999,-10.84454994199999,-9.2206651480000126,-27.802996184999998,-10.984618476000017,0.16036030200000095,-13.71817382299999,null,null,-25.403886138999994,-52.345428182000006]
["Operating income",1016.4108990089999,1048.1344741320002,-31.723575123000273,-3.0266703277050166E-2,null,249.38884938699988,241.99712937699985,7.3917200100000287,3.0544659885137326E-2,null,null,249.38884938699988,241.99712937699985,266.21244461100008,258.81247563400001,261.13087469300001,255.21635034600001,260.04848805600011,271.73876103700002,244.49251859799995,259.16351003899985,271.01405982100005,259.34732920499999,null,null,1048.1344741320002,1034.0174176629998]
["General administrative expenses",-643.31631549700001,-635.84847597199996,-7.4678395250000449,1.174468416171659E-2,null,-178.80831985999998,-150.94398193399996,-27.864337926000019,0.18460052245198932,null,null,-178.80831985999998,-150.94398193399996,-148.19742961900005,-165.36658408400001,-185.52354465599996,-156.19688470300002,-144.480599036,-149.64744757699998,-171.57600743299997,-150.13859325800004,-152.51415847000001,-149.93145822899999,null,null,-635.84847597199996,-624.16021738999996]
["Operating result",373.09458351199993,412.28599816000019,-39.191414648000261,-9.5058805836017779E-2,null,70.580529526999953,91.053147442999972,-20.472617916000019,-0.22484250672186867,null,null,70.580529526999953,91.053147442999972,118.015014992,93.445891549999999,75.607330037000054,99.019465643000046,115.56788902000008,122.09131346000001,72.916511164999974,109.0249167809998,118.49990135100001,109.41587097600004,null,null,412.28599816000019,409.85720027299982]
["Net provisioning for impairment losses",-38.171888443,-132.879035969,94.707147526,-0.71273204862875961,null,-7.394756976,1.908426807999998,-9.303183783999998,"–",null,null,-7.394756976,1.908426807999998,-29.403801883,-3.2817563919999997,-43.190331563000001,-25.445312333000004,-42.404841793999992,-21.838550279,-116.95562538100002,-21.630898506999991,-43.427176322999991,-39.739385490000004,null,null,-132.879035969,-221.753085701]
["Other results",19.433788295000003,30.535978009999994,-11.102189714999991,-0.36357734182819423,null,-14.125337252999998,4.6192828999991775E-2,-14.17153008199999,"–",null,null,-14.125337252999998,4.6192828999991775E-2,48.807834350000007,-15.294901630999998,21.801142901999988,17.639323212000001,29.201760650999994,-38.106248754999989,6.2439808199999973,-215.818833681,-71.761873326999975,-39.664357867000007,null,null,30.535978009999994,-321.00108405499998]
["Profit/loss before tax",354.35648336400004,309.94294020099994,44.413543163000099,0.14329586966619612,null,49.060435298000073,93.007767079999951,-43.947331781999878,-0.47251249182446131,null,null,49.060435298000073,93.007767079999951,137.41904745900001,74.869233526999992,54.218141375999984,91.213476521999979,102.36480787699998,62.146514426000003,-37.795133396000168,-128.42481540700001,3.3108517009999958,30.012127619000001,null,null,309.94294020099994,-132.89696948300016]
["Income taxes  ",-63.523790446,-65.812962038999984,2.2891715929999847,-3.4782989886452009E-2,null,-8.2530078140000001,-14.851989606000004,6.5989817920000036,-0.44431634865500469,null,null,-8.2530078140000001,-14.851989606000004,-27.021508648999998,-13.397284377,-10.923308469999981,-16.550463209,-19.438771511000006,-18.900418848999998,-16.216516473000009,-18.086135081000005,-16.44688150799999,-15.896763281000002,null,null,-65.812962038999984,-66.646296343000003]
["Profit/loss after tax",290.83269291799996,244.12997816200001,46.702714755999949,0.19130266224416292,null,40.807427483999987,78.15577747399999,-37.348349990000003,-0.47787062194377949,null,null,40.807427483999987,78.15577747399999,110.39753880999999,61.47194915,43.294832906000018,74.663013312999993,82.926036366000005,43.246095576999998,-54.011649869000188,-146.51095048799999,-13.136029807000003,14.115364338000003,null,null,244.12997816200001,-199.54326582600018]
["Profit attributable to non-controlling interests",-54.155076942017637,-57.374752848735007,3.2196759067173701,-5.6116597403144342E-2,null,-9.0721351401095305,-9.4302291551354003,0.35809401502586979,-3.7972991868481132E-2,null,null,-9.0721351401095305,-9.4302291551354003,-20.813630943086707,-14.839081703686,-14.0255811011532,-8.366521589052013,-12.693534256311793,-22.289115902218001,-11.03961965740241,-7.9658453051725013,-12.617530905045699,-10.814703538087199,null,null,-57.374752848735007,-42.437699405707811]
["Consolidated profit/loss",236.67761597598235,186.75522531326499,49.922390662717362,0.26731455882413502,null,31.735292343890478,68.725548318864597,-36.990255974974119,-0.5382315147687311,null,null,31.735292343890478,68.725548318864597,89.583907866913293,46.632867446313995,29.26925180484675,66.296491723948037,70.232502109688198,20.956979674782001,-65.051269526402606,-154.4767957931725,-25.753560712045701,3.3006607999128028,null,null,186.75522531326499,-241.98096523170801]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1.1531575654492745E-2]
["Risk-weighted assets (credit risk)",11552.672790046232,10761.209469869869,791.46332017636269,7.3547803561706315E-2,null,11552.672790046232,11466.403326370697,86.269463675535007,7.5236725257283865E-3,null,null,11552.672790046232,11466.403326370697,11049.063524503707,11467.090495477491,10761.209469869869,11819.305527779976,11480.793485981621,12160.192260990674,12353.893194910279,12442.820333947708,12767.256182451036,12755.181622303209,null,null,10761.209469869869,12353.893194910279]
["Risk-weighted assets (total RWA)",13564.022570026107,12909.876954651245,654.14561537486225,5.0670166545559781E-2,null,13564.022570026107,13727.632283373072,-163.60971334696478,-1.1918276216149049E-2,null,null,13564.022570026107,13727.632283373072,13241.235542999706,13687.97069065424,12909.876954651245,13950.624254299226,13649.368870411996,14342.911958272553,14475.055850078299,14697.625368283707,14966.062656293665,15039.538354060693,null,null,12909.876954651245,14475.055850078299]
["Total capital requirement",1085.1218056020887,1032.7901563720995,52.331649229989125,5.0670166545559781E-2,null,1085.1218056020887,1098.2105826698457,-13.088777067757064,-1.1918276216148938E-2,null,null,1085.1218056020887,1098.2105826698457,1059.2988434399765,1095.0376552523394,1032.7901563720995,1116.049940343938,1091.9495096329597,1147.4329566618042,1158.004468006264,1175.8100294626965,1197.2850125034931,1203.1630683248554,null,null,1032.7901563720995,1158.004468006264]
["Assets",29492.206058420983,26877.761503498008,2614.4445549229749,9.727166284226163E-2,null,29492.206058420983,29053.952909493997,438.25314892698589,1.5084114381687996E-2,null,null,29492.206058420983,29053.952909493997,28054.740696116984,27644.070862622997,26877.761503498008,26178.981525087002,25078.667996892011,25131.198819447996,25154.645445156053,24385.652022833001,23324.659129018004,23315.226395156995,null,null,26877.761503498008,25154.645445156053]
["Liabilities",26930.630195095029,24449.729344873012,2480.9008502220167,0.10146946067287455,null,26930.630195095029,26549.484030760013,381.14616433501578,1.4356066727828853E-2,null,null,26930.630195095029,26549.484030760013,25644.955327612992,25143.424725362998,24449.729344873012,23801.393521547008,22790.142975088955,22877.060193368983,22961.27027670397,22413.192095107021,21302.812839224971,21151.167716360014,null,null,24449.729344873012,22961.27027670397]
["Net interest margin (avg. interest bearing assets)",2.3117517808881854E-2,2.67271057529927E-2,-0.36095879441108458,-0.13505345387824763,null,2.2603607476072672E-2,2.1368482212714368E-2,0.1235125263358304,5.7801263143687276E-2,null,null,2.2603607476072672E-2,2.1368482212714368E-2,2.401632571795358E-2,2.4640874251289826E-2,2.5214033502464532E-2,2.6863438554637943E-2,2.7088044724151952E-2,2.7929348881285298E-2,2.8948924526094197E-2,3.0592579871027425E-2,3.1828361829284217E-2,3.1564200458697407E-2,null,null,2.67271057529927E-2,3.0885977199909438E-2]
["NPL ratio",5.4531341716692092E-2,7.0930201679771196E-2,-1.6398859963079104,-0.23119714275048997,null,5.4531341716692092E-2,6.6809428304053842E-2,-1.227808658736175,-0.18377775261724161,null,null,5.4531341716692092E-2,6.6809428304053842E-2,7.1031231670359116E-2,7.5161584152616631E-2,7.0930201679771196E-2,8.0872309382970339E-2,8.446256614251689E-2,0.10332003327014952,0.10410584867394734,0.11294055838160366,0.11760983560421519,0.1207496171958182,null,null,7.0930201679771196E-2,0.10410584867394734]
["NPL coverage ratio",0.71029061781056824,0.75304829524973871,-4.2757677439170472,-5.6779462497807631E-2,null,0.71029061781056824,0.70930687372371182,9.8374408685641956E-2,1.3869089998972406E-3,null,null,0.71029061781056824,0.70930687372371182,0.69176555950744734,0.69264152825274106,0.75304829524973871,0.72505186609601191,0.71423293799531584,0.71566877315744559,0.73764922325749338,0.66374072559803532,0.64962643363399797,0.6494674049549034,null,null,0.75304829524973871,0.73764922325749338]
["Cost/income ratio ",0.632929375436876,0.60664780299166299,2.6281572445213008,4.3322620333587913E-2,null,0.71698602523534016,0.62374286142398372,9.3243163811356453,0.14948974902652279,null,null,0.71698602523534016,0.62374286142398372,0.55668858694998979,0.63894363546003619,0.71046192785174023,0.61201754703898059,0.55552942715538545,0.55070335570060236,0.70176383480718718,0.57931995609801179,0.56275367621418948,0.57811066992129034,null,null,0.60664780299166299,0.60362640583045002]
["Provisioning ratio (avg. loans and advances to customers)",1.9693802209460984E-3,7.0891884533437087E-3,-0.51198082323976102,-0.72219948250674393,null,1.4978179573283364E-3,-3.9132632281786077E-4,0.18891442801461972,"–",null,null,1.4978179573283364E-3,-3.9132632281786077E-4,6.1113692246712046E-3,5.5307072977675098E-4,9.2486198885879806E-3,5.4457082724683791E-3,9.0389584357579121E-3,4.690555366043527E-3,"–","–","–","–",null,null,7.0891884533437087E-3,1.226239941306689E-2]
["Average equity ",1854.661078903416,1697.586125017571,157.07495388584493,9.2528415242684181E-2,null,1854.661078903416,1815.2076675661849,39.453411337231046,2.1734929860741437E-2,null,null,1854.661078903416,1815.2076675661849,1765.4680176600586,1724.8294697717249,1697.586125017571,1704.9818190707861,1702.7513607833223,1705.7406030656318,2124.745759469592,2203.1278748426407,2338.4243564367339,2304.6329591423796,null,null,1697.586125017571,2124.745759469592]
["Return on equity before tax",0.19106266228087146,0.18257862480926668,0.84840374716047828,4.6467857233932763E-2,null,0.10694755303212627,0.20779936583197892,-10.085181279985264,-0.48533263032861595,null,null,0.10694755303212627,0.20779936583197892,0.31497383350005542,0.17362698130826504,0.12747581771631963,0.21413290702743346,0.24025829360948717,0.14573497122436449,"–","–",5.7046062126192712E-3,5.2090077944851369E-2,null,null,0.18257862480926668,"–"]
["Business outlets",410,395,15,3.7974683544303778E-2,null,410,412,-2,-4.8543689320388328E-3,null,null,410,412,407,405,395,386,407,419,418,428,430,431,null,null,395,418]
["indicative loans and advances to customers",19758.947976282991,18765.166557712004,993.78141857098672,5.2958838149111287E-2,null,19758.947976282991,19737.210764876996,21.737211405994458,1.10133147307101E-3,null,null,19758.947976282991,19737.210764876996,19277.324097133998,19213.299921194004,18765.166557712004,18594.207777732991,18786.145425015999,18744.587431324995,18502.260457258002,18443.236569944991,18161.719819634989,17874.285536293002,null,null,18765.166557712004,18502.260457258002]
["indicative deposits from customers",21870.49324566,19768.292291739999,2102.2009539200008,0.10634206146366965,null,21870.49324566,21146.374530931997,724.1187147280034,3.4243161335707706E-2,null,null,21870.49324566,21146.374530931997,20634.714085474996,20233.710269567,19768.292291739999,18472.692409326006,17940.044144640997,17495.941259263011,17580.643046940997,16336.354317017,16573.397702023994,16382.593074349999,null,null,19768.292291739999,17580.643046940997]
[]
["Southeastern Europe (SEE)"]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2015","1/1-31/12\n2014"]
["Net interest income",738.21774675100005,780.22028362800006,-42.002536877000011,-5.3834202671185993E-2,null,183.5059409510001,182.56667600099988,0.93926495000022214,5.1447776263127132E-3,null,null,183.5059409510001,182.56667600099988,191.95762730800007,180.187502491,188.6649047760001,193.06271961000002,205.97274340799996,192.51991583399999,207.49375586299993,209.89739416800003,208.739757811,208.99740904399999,null,null,780.22028362800006,835.12831688599999]
["Net fee and commission income ",390.478101917,380.34441168199999,10.133690235000017,2.6643457676124971E-2,null,99.679554136000007,102.23009907000002,-2.5505449340000155,-2.4949060572205695E-2,null,null,99.679554136000007,102.23009907000002,97.721654403000002,90.846794308,98.674859987999994,103.43496137300001,91.49813706099998,86.736453260000005,89.251416627000083,96.628372029999937,90.216535860000008,82.215569033000008,null,null,380.34441168199999,358.31189355000004]
["Net trading income",53.737817068999995,50.138396862999997,3.5994202059999978,7.1789694749020194E-2,null,9.284577462999998,14.008929094999996,-4.7243516319999976,-0.33723859975036863,null,null,9.284577462999998,14.008929094999996,11.928499638000002,18.515810873,13.674258042,11.383518154999996,13.574893628,11.505727038000002,11.365431682000002,12.794269648000002,16.094564021,16.174641102999999,null,null,50.138396862999997,56.428906454000007]
["Recurring other net operating income",20.518853616000005,3.2669344519999868,17.251919164000018,">500,0%",null,6.7961098670000091,10.853935349,-4.0578254819999913,-0.37385753199403837,null,null,6.7961098670000091,10.853935349,-1.3134085400000055,4.18221694,-8.5141948490000221,3.790268384000008,3.6578792739999999,4.332981643000001,-3.5148512580000024,13.058581650000001,8.2988983659999978,10.199907295000001,null,null,3.2669344519999868,28.042536052999996]
["Operating income",1202.9525193530003,1213.9700266250002,-11.017507271999875,-9.0756007400198957E-3,null,299.26618241700027,309.65963951500015,-10.393457097999885,-3.3564132265601287E-2,null,null,299.26618241700027,309.65963951500015,300.29437280899998,293.73232461200001,292.49982795700009,311.67146752200006,314.70365337100009,295.09507777499994,304.59575291399995,332.378617496,323.34975605800003,317.58752647499995,null,null,1213.9700266250002,1277.911652943]
["General administrative expenses",-673.89652080000008,-680.56207202000007,6.6655512199999976,-9.7941855622599716E-3,null,-178.89089579100002,-161.46318754999996,-17.427708241000062,0.1079361091865183,null,null,-178.89089579100002,-161.46318754999996,-164.93781503800002,-168.60462242100002,-189.719302083,-170.24490857100005,-161.94143753399999,-158.65642383200003,-188.24022200599993,-168.10366272700003,-169.25170690399997,-162.98157441499998,null,null,-680.56207202000007,-688.57716605199994]
["Operating result",529.05599855300011,533.4079546050001,-4.3519560519999914,-8.1587760632904072E-3,null,120.3752866260001,148.19645196500005,-27.821165338999947,-0.18773165598843444,null,null,120.3752866260001,148.19645196500005,135.35655777099993,125.12770219100001,102.78052587400009,141.42655895100003,152.76221583700001,136.43865394299993,116.35553090800002,164.274954769,154.09804915400008,154.60595205999999,null,null,533.4079546050001,589.3344868910001]
["Net provisioning for impairment losses",-174.92832866800001,-191.01737092600001,16.089042258000006,-8.422816301996372E-2,null,-77.494953082000009,-25.577883145999991,-51.917069936000019,2.0297641380115183,null,null,-77.494953082000009,-25.577883145999991,-48.402723487000003,-23.452768953000003,-66.241091954000012,-41.606832523999998,-42.180187506999999,-40.989258941000003,-76.795368164999999,-42.998343294999998,-71.804804292,-62.546977469999995,null,null,-191.01737092600001,-254.145493222]
["Other results",8.4994527479999959,-82.216508972999989,90.715961720999985,"–",null,11.380093241999996,-9.6163500999995488E-2,11.476256742999992,"–",null,null,11.380093241999996,-9.6163500999995488E-2,-0.95877209600000368,-1.825704897,1.8743219940000255,-74.337729595000013,-3.5437252380000004,-6.2093761340000011,8.8610470019999994,-1.5658475200000013,4.4533825419999991,1.5302569780000002,null,null,-82.216508972999989,13.278839001999998]
["Profit/loss before tax",362.627122633,260.174074706,102.453047927,0.39378653712047695,null,54.260426785999982,122.52240531799998,-68.261978532000001,-0.55713874009271924,null,null,54.260426785999982,122.52240531799998,85.99506218800002,99.849228341000014,38.413755914000006,25.481996831999993,107.03830309200001,89.240018867999993,48.421413823000037,119.71076395399997,86.746627404000009,93.589231568000002,null,null,260.174074706,348.46803674900002]
["Income taxes  ",-61.919470554999997,-32.686014815,-29.233455739999997,0.89437197851921724,null,-15.195016393999992,-18.343203129000003,3.1481867350000101,-0.17162688069581644,null,null,-15.195016393999992,-18.343203129000003,-11.906298222000004,-16.474952809999998,-8.8317451879999975,2.6421295399999991,-14.211833505,-12.284565662,-7.734962739999995,-18.288922123000003,-12.701099715,-13.710364781000001,null,null,-32.686014815,-52.435349359]
["Profit/loss after tax",300.70765207800002,227.48805989100001,73.219592187000018,0.32186125382616959,null,39.065410392000061,104.17920218899995,-65.113791796999891,-0.62501718604901269,null,null,39.065410392000061,104.17920218899995,74.088763966000002,83.374275531000009,29.582010725999993,28.124126372000006,92.826469587000005,76.955453206000001,40.686451082999966,101.42184183099999,74.045527689000011,79.878866787000007,null,null,227.48805989100001,296.03268738999998]
["Profit attributable to non-controlling interests",-7.8054003258237567E-2,-1.181065598268322,1.1030115950100845,-0.93391222014028663,null,-3.0676291528453969E-2,-1.8760450306271825E-2,-1.1915841222182144E-2,0.63515752701301342,null,null,-3.0676291528453969E-2,-1.8760450306271825E-2,0.56169372544862106,-0.59031098687213279,0.10766454454039986,-0.52352989619248047,-0.35858010391924966,-0.40662014269699176,0.52448309312522201,-0.14153997094164697,-0.31323447192207693,-0.35535098696747064,null,null,-1.181065598268322,-0.2856423367059725]
["Consolidated profit/loss",300.62959807474175,226.3069942927317,74.322603782010049,0.328414965760504,null,39.034734100471539,104.16044173869371,-65.125707638222167,-0.62524415748545303,null,null,39.034734100471539,104.16044173869371,74.650457691448636,82.783964544127869,29.68967527054042,27.600596475807521,92.467889483080754,76.548833063303007,41.210934176125157,101.28030186005836,73.732293217077938,79.523515800032527,null,null,226.3069942927317,295.74704505329396]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1.1761728841583434E-2]
["Risk-weighted assets (credit risk)",11824.716285294577,11491.223930961072,333.49235433350441,2.9021482510228402E-2,null,11824.716285294577,11832.094902876775,-7.3786175821987854,-6.2361041242198212E-4,null,null,11824.716285294577,11832.094902876775,11797.205134842905,11750.129548369707,11491.223930961072,12028.485020995016,11871.922093834757,12045.244933842958,11375.393797823734,12352.447964682946,12191.026878750046,12661.786319482015,null,null,11491.223930961072,11375.393797823734]
["Risk-weighted assets (total RWA)",14202.875496658078,13967.653174464698,235.22232219338002,1.6840504217516372E-2,null,14202.875496658078,14253.310731353402,-50.435234695323743,-3.5384926103084746E-3,null,null,14202.875496658078,14253.310731353402,14209.629270504031,14209.803732877834,13967.653174464698,14522.725168805266,14315.61152914101,14531.506503452956,13739.595867595499,14881.705067875324,14762.937918515172,15253.763589516217,null,null,13967.653174464698,13739.595867595499]
["Total capital requirement",1136.2300397326462,1117.4122539571758,18.817785775470384,1.6840504217516372E-2,null,1136.2300397326462,1140.264858508272,-4.0348187756258085,-3.5384926103083636E-3,null,null,1136.2300397326462,1140.264858508272,1136.7703416403224,1136.7842986302267,1117.4122539571758,1161.8180135044213,1145.2489223312807,1162.5205202762365,1099.1676694076398,1190.536405430026,1181.0350334812138,1220.3010871612973,null,null,1117.4122539571758,1099.1676694076398]
["Assets",22694.167711708,22120.393881735996,573.77382997200402,2.5938680524389301E-2,null,22694.167711708,22181.759764843999,512.40794686400113,2.3100419096419911E-2,null,null,22694.167711708,22181.759764843999,21776.697364604992,21663.847542136002,22120.393881735996,21817.171549038983,21298.602848299997,21431.787992512,21370.657001887001,21350.361996675019,20885.218708196015,20752.276749280019,null,null,22120.393881735996,21370.657001887001]
["Liabilities",19714.883704411004,19174.228761560986,540.65494285001841,2.8196959031483004E-2,null,19714.883704411004,19170.953683783016,543.93002062798769,2.8372611482969878E-2,null,null,19714.883704411004,19170.953683783016,18773.61984540198,18639.790775777004,19174.228761560986,18862.621399970998,18367.038079174981,18334.786793378,18368.423552381992,18315.886633439975,17940.406578476977,17757.612700502021,null,null,19174.228761560986,18368.423552381992]
["Net interest margin (avg. interest bearing assets)",3.5509233865318214E-2,3.8443984442136793E-2,-0.29347505768185789,-7.6338356166899435E-2,null,3.463651513500994E-2,3.5117376722467245E-2,-4.8086158745730412E-2,-1.3692981433594986E-2,null,null,3.463651513500994E-2,3.5117376722467245E-2,3.7418170492064681E-2,3.4859981872415249E-2,3.6567584690156987E-2,3.8302783402687203E-2,4.11316256256462E-2,3.8286371000663941E-2,4.1663736146369805E-2,4.2818971304366238E-2,4.3299999999999998E-2,4.3003862674735792E-2,null,null,3.8443984442136793E-2,4.2712620039116432E-2]
["NPL ratio",0.10535398620744874,0.12121880938116321,-1.5864823173714473,-0.13087756969983722,null,0.10535398620744874,0.11175983785100987,-0.6405851643561139,-5.7318011252852408E-2,null,null,0.10535398620744874,0.11175983785100987,0.11253726972219241,0.11773023230040255,0.12121880938116321,0.12996401787165202,0.12831579116548564,0.13231502986515373,0.13221259281843464,0.14193836750936389,0.14493151568613022,0.13980605588024803,null,null,0.12121880938116321,0.13221259281843464]
["NPL coverage ratio",0.79681180017498721,0.7159307982322326,8.0881001942754605,0.11297321213511835,null,0.79681180017498721,0.7451164255559336,5.1695374619053602,6.9378922334833115E-2,null,null,0.79681180017498721,0.7451164255559336,0.72881648145383227,0.72045486658632196,0.7159307982322326,0.67793172441045335,0.68528884460093253,0.67164038270756066,0.66530083408339136,0.63656978486962812,0.63580486912404588,0.64110819842175937,null,null,0.7159307982322326,0.66530083408339136]
["Cost/income ratio ",0.56020209439558821,0.56060862879131712,-4.0653439572890804E-2,-7.2516614060225137E-4,null,0.59776515457309942,0.52142148005755429,7.6343674515545139,0.14641451768944846,null,null,0.59776515457309942,0.52142148005755429,0.54925376554727334,0.57400772163470604,0.64861338007655323,0.54623193430108541,0.51458391346696375,0.53764510417544209,0.60724562347191091,0.50575955816117757,0.52509495683033414,0.51318632133944864,null,null,0.56060862879131712,0.53656500172550536]
["Provisioning ratio (avg. loans and advances to customers)",1.3174891273570462E-2,1.4443642703169793E-2,-0.12687514295993302,-8.7841513091492573E-2,null,2.3119192297155436E-2,7.6939632974005658E-3,1.542522899975487,2.004848269157502,null,null,2.3119192297155436E-2,7.6939632974005658E-3,1.4624048915293541E-2,5.7267577836112539E-3,2.0235900865729524E-2,1.2682018149190634E-2,1.2764296272058081E-2,1.2282048566507204E-2,"–","–","–","–",null,null,1.4443642703169793E-2,1.8485928230221479E-2]
["Average equity ",1957.2294878044127,1737.5421221058293,219.68736569858333,0.12643570645201474,null,1957.2294878044127,1913.2247414991498,44.00474630526287,2.3000301716139093E-2,null,null,1957.2294878044127,1913.2247414991498,1864.5896860727773,1800.4892972122993,1737.5421221058293,1722.3504414652282,1702.8791836451678,1666.5698009434498,2320.9999694012772,2182.9467163050595,2322.0462337749395,2320.9999694012772,null,null,1737.5421221058293,2090.0632293826288]
["Return on equity before tax",0.18527573025674626,0.14973684458980469,3.553888566694158,0.23734229049836242,null,0.11215309329884722,0.2594566941642974,-14.730360086545019,-0.56773867924244881,null,null,0.11215309329884722,0.2594566941642974,0.18770686815795948,0.22182687449594227,8.8820690719603246E-2,5.9516002419671261E-2,0.25413841510959917,0.21418849379721383,9.0655373029330119E-2,0.17880015427561088,0.11151598566250888,0.16129122413067878,null,null,0.14973684458980469,0.16672607404893292]
["Business outlets",1014,1064,-50,-4.6992481203007475E-2,null,1014,1037,-23,-2.2179363548698205E-2,null,null,1014,1037,1054,1056,1064,1072,1072,1072,1094,1095,1094,1094,null,null,1064,1087]
["indicative loans and advances to customers",13485.319962168,13058.636509097003,426.68345307099662,3.2674426060772754E-2,null,13485.319962168,13330.479512465001,154.84044970299874,1.1615519873700908E-2,null,null,13485.319962168,13330.479512465001,13264.794894047005,13213.630481776998,13058.636509097003,13128.916945934003,13117.273232657,13319.084312151997,13379.562070196002,13766.393846054998,13773.538381556,13796.278758139997,null,null,13058.636509097003,13379.562070196002]
["indicative deposits from customers",17148.973348882999,16321.734976122003,827.23837276099584,5.0683237656487412E-2,null,17148.973348882999,16449.492627101994,699.48072178100483,4.2522935973632991E-2,null,null,17148.973348882999,16449.492627101994,16005.013510153,15891.461948336,16321.734976122003,15642.020534372998,15159.174531946001,15072.447862714997,14991.865673158003,14746.098356895,14149.871309771001,13949.370334155001,null,null,16321.734976122003,14991.865673158003]
[]
["Eastern Europe (EE)"]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2015","1/1-31/12\n2014"]
["Net interest income",866.31973912600006,948.55673011199997,-82.23699098599991,-8.6696966428449485E-2,null,229.36715168600008,218.54206226999995,10.825089416000139,4.9533207948894376E-2,null,null,229.36715168600008,218.54206226999995,215.85757049400004,202.55295467599998,219.50101015199999,224.32626090700003,256.06841424099997,248.661044812,285.30240797500005,326.06409210100003,305.35496055299996,303.67813438099995,null,null,948.55673011199997,1220.39959501]
["Net fee and commission income ",391.39448392699995,403.76440713300002,-12.369923206000067,-3.0636487484954067E-2,null,113.16322751199995,99.419691010999983,13.743536500999966,0.13823757005520521,null,null,113.16322751199995,99.419691010999983,92.871732016000024,85.939833387999997,109.48553550899997,100.515120643,101.04015833000003,92.723592651000004,135.69424175599997,125.61258172700001,123.164242425,113.68695995900001,null,null,403.76440713300002,498.15802586699999]
["Net trading income",64.235656141999996,30.504916486999999,33.730739654999994,1.1057476479037311,null,16.414419387999995,14.120321257999997,2.2940981299999983,0.16246784248625046,null,null,16.414419387999995,14.120321257999997,13.236223745,20.464691751,8.220786265000001,32.138932836000002,38.201686592999998,-48.056489206999998,-101.311905142,-56.478741179999993,10.038683904000001,-28.888049407000004,null,null,30.504916486999999,-176.64001182499999]
["Recurring other net operating income",-7.0309112139999996,-21.596781576000001,14.565870362000002,-0.67444634334713616,null,-2.0585162999999991,-1.4154454560000005,-0.64307084399999859,0.45432400187096889,null,null,-2.0585162999999991,-1.4154454560000005,-2.1943048850000002,-1.3626445730000001,-12.782748146000001,9.5839850000011204E-3,-4.3132040110000007,-4.5104134039999995,-4.6079363109999978,-6.9652131520000005,-7.1016918589999989,9.9091939449999984,null,null,-21.596781576000001,-8.7656473769999987]
["Operating income",1314.9189679809999,1361.2292721560002,-46.310304175000283,-3.402094351207352E-2,null,356.88628228599987,330.66662908300009,26.21965320299978,7.9293315069959514E-2,null,null,356.88628228599987,330.66662908300009,319.77122137000003,307.59483524199993,324.42458378000021,356.98989837100009,390.99705515299996,288.817734852,315.07680827800039,388.23271949599996,431.45619502300002,398.38623887799997,null,null,1361.2292721560002,1533.1519616750002]
["General administrative expenses",-518.86757437100005,-563.2516822849999,44.384107913999856,-7.879977869563104E-2,null,-161.91824122700007,-121.54230219699998,-40.375939030000083,0.33219659575443417,null,null,-161.91824122700007,-121.54230219699998,-117.02489588600001,-118.382135061,-155.65062644899993,-138.18201289299998,-139.38130941900005,-130.037733524,-163.55181309900001,-222.52834498099995,-195.93745376800004,-190.77609536,null,null,-563.2516822849999,-772.793707208]
["Operating result",796.05139360999988,797.9775898710003,-1.9261962610004275,-2.4138475634533085E-3,null,194.96804105899969,209.12432688600023,-14.156285827000545,-6.7693156687206213E-2,null,null,194.96804105899969,209.12432688600023,202.74632548400001,189.21270018099995,168.77395733100022,218.80788547800009,251.61574573399989,158.78000132800005,151.5249951790002,165.70437451500004,235.51874125499995,207.61014351799997,null,null,797.9775898710003,760.35825446700017]
["Net provisioning for impairment losses",-163.36674366400001,-421.52309728900002,258.15635362500001,-0.61243702963210511,null,-70.837711359000011,-13.067224190000005,-57.770487169000006,4.4210221183172331,null,null,-70.837711359000011,-13.067224190000005,-12.715459684999999,-66.746348429999998,-101.90910780100003,-81.234093324844522,-104.65608357515546,-133.72381258799999,-265.056992930614,-191.80529516600004,-136.73090453699999,-118.53409051700001,null,null,-421.52309728900002,-712.12728315061406]
["Other results",16.586762045,173.06033344399998,-156.47357139899998,-0.90415618810553577,null,3.2042074149999991,1.6785373729999993,1.5256700419999998,0.90892825297849389,null,null,3.2042074149999991,1.6785373729999993,2.2980215970000035,9.4059956599999985,91.054438473999966,8.5885524499999875,14.373572053000011,59.043770466999995,4.6333522049999942,35.02824134599998,34.862984490000009,41.764754777,null,null,173.06033344399998,116.28933281799998]
["Profit/loss before tax",649.27141199099901,549.51482602599992,99.75658596499909,0.18153574979299858,null,127.33453711499905,197.73564006899997,-70.401102954000919,-0.35603648856338899,null,null,127.33453711499905,197.73564006899997,192.328887396,131.87234741099999,157.91928800399978,146.16234460315644,161.33323421184355,84.099959207000012,-108.89864554661384,8.9273206949999437,133.65082120800002,130.840807778,null,null,549.51482602599992,164.52030413438612]
["Income taxes  ",-125.685371499,-127.589460758,1.9040892590000027,-1.4923562241645483E-2,null,-16.267110376000005,-42.072466410000004,25.805356033999999,-0.61335496194885419,null,null,-16.267110376000005,-42.072466410000004,-42.650589420999992,-24.695205291999997,-36.486242935379508,-30.429775125999992,-26.151413509620461,-34.522029187000001,7.5552422889999988,-16.579679921999997,-27.047812274000002,-28.831963928999997,null,null,-127.589460758,-64.904213835999997]
["Profit/loss after tax",523.58604049200005,421.92536526800001,101.66067522400004,0.24094468736058783,null,111.06742673899998,155.66317365900005,-44.595746920000067,-0.28648874278827641,null,null,111.06742673899998,155.66317365900005,149.67829797500002,107.177142119,121.43304506862036,115.73256947715545,135.18182070222406,49.577930019999997,-101.34340325761396,-7.6523592269999501,106.603008934,102.00884384900002,null,null,421.92536526800001,99.616090298386112]
["Profit attributable to non-controlling interests",-53.151771608330478,-4.7726154341090998,-48.379156174221379,">500,0%",null,-17.35091648599753,-13.308915426307435,-4.0420010596900955,0.30370626983626048,null,null,-17.35091648599753,-13.308915426307435,-10.06595702768106,-12.425982668344451,2.7341065045571131,-2.1166047456084698,-4.4509876195193998,-0.93912957353834259,10.973587057228059,3.6512082079834562,-2.8936369433673255,0.62355570694221307,null,null,-4.7726154341090998,12.354714028786402]
["Consolidated profit/loss",470.43426888366952,417.15274983389088,53.281519049778638,0.12772663987231336,null,93.716510253002411,142.35425823269262,-48.637747979690204,-0.3416669693166946,null,null,93.716510253002411,142.35425823269262,139.61234094731898,94.751159450655535,124.16715157317745,113.61596473154749,130.73083308270444,48.638800446461659,-90.369816200385912,-4.0011510190164552,103.70937199063268,102.63239955594221,null,null,417.15274983389088,111.97080432717252]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3.8755270622400591E-2]
["Risk-weighted assets (credit risk)",8784.2605259643606,9588.7893266246847,-804.52880066032412,-8.3903063593902427E-2,null,8784.2605259643606,9198.9068396822368,-414.64631371787618,-4.5075607454700517E-2,null,null,8784.2605259643606,9198.9068396822368,9131.5212507818069,8795.0061399402821,9588.7893266246847,11257.068838273015,12388.937659632886,12204.42477245209,11030.067266770891,14279.135469877319,13478.664438547503,12989.12935292468,null,null,9588.7893266246847,11030.067266770891]
["Risk-weighted assets (total RWA)",11535.962810591736,11641.878000504184,-105.91518991244811,-9.0977752822921643E-3,null,11535.962810591736,11483.077714489236,52.885096102500029,4.6054809884086279E-3,null,null,11535.962810591736,11483.077714489236,11314.895051925931,10963.837254052034,11641.878000504184,13194.127807330264,14630.654662682136,14602.127291462592,12998.297714983768,17130.764450452698,16386.579478157128,16051.321541367675,null,null,11641.878000504184,12998.297714983768]
["Total capital requirement",922.87702484733893,931.35024004033471,-8.4732151929957809,-9.0977752822921643E-3,null,922.87702484733893,918.64621715913893,4.2308076882000023,4.6054809884086279E-3,null,null,922.87702484733893,918.64621715913893,905.19160415407441,877.10698032416269,931.35024004033471,1055.5302245864211,1170.4523730145709,1168.1701833170073,1039.8638171987013,1370.4611560362157,1310.9263582525703,1284.1057233094141,null,null,931.35024004033471,1039.8638171987013]
["Assets",15290.907040840002,14179.099183179997,1111.8078576600055,7.8411741345239427E-2,null,15290.907040840002,14588.732155999003,702.17488484099886,4.8131316507326494E-2,null,null,15290.907040840002,14588.732155999003,14396.832376618,13597.815256959999,14179.099183179997,16004.688264095999,17498.327047595001,17618.324254984,16485.865260715,19246.758791726003,20601.386251909989,19860.904900863006,null,null,14179.099183179997,16485.865260715]
["Liabilities",12774.075013083997,12458.753193025008,315.32182005898903,2.5309259696670194E-2,null,12774.075013083997,12352.538132932992,421.53688015100488,3.4125527532446798E-2,null,null,12774.075013083997,12352.538132932992,12344.147307316996,11778.048391403998,12458.753193025008,14177.113577203996,15493.997411151,15731.690603255,14543.822988038995,16539.508032498004,17530.731960464,16667.048711456988,null,null,12458.753193025008,14543.822988038995]
["Net interest margin (avg. interest bearing assets)",6.5998871221056216E-2,6.1356585555104953E-2,0.46422856659512624,7.5660756281523911E-2,null,6.6392604332179236E-2,6.6193365540706914E-2,1.992387914723226E-2,3.0099510705463572E-3,null,null,6.6392604332179236E-2,6.6193365540706914E-2,6.7381201127031498E-2,6.4545350389849696E-2,6.1778562027571066E-2,5.9055300600174034E-2,6.0391909764304558E-2,6.3819644982477455E-2,6.9575573081994815E-2,7.0575937042390249E-2,6.4998593406965177E-2,6.3367465563328618E-2,null,null,6.1356585555104953E-2,6.6274123701528756E-2]
["NPL ratio",0.14700647707536119,0.18908632110134216,-4.2079844025980968,-0.22254303632798478,null,0.14700647707536119,0.16447533057257718,-1.7468853497215997,-0.10620956611792676,null,null,0.14700647707536119,0.16447533057257718,0.1744953663423468,0.18784095629514472,0.18908632110134216,0.18157968122398671,0.16697945772303738,0.14908714148912899,0.14514875797107127,0.11935885613464635,0.11353524705508131,0.11040069741445975,null,null,0.18908632110134216,0.14514875797107127]
["NPL coverage ratio",0.85736635016410279,0.86362363301523659,-0.62572828511338052,-7.2453816823970785E-3,null,0.85736635016410279,0.83661581049352196,2.0750539670580825,2.4802949466541824E-2,null,null,0.85736635016410279,0.83661581049352196,0.84036656750037675,0.83244790416156367,0.86362363301523659,0.84388734760209638,0.84273502831498326,0.86321423191286173,0.83402198990663823,0.7982041119393446,0.78644217540549466,0.76679231589924735,null,null,0.86362363301523659,0.83402198990663823]
["Cost/income ratio ",0.39460041797685702,0.41378164120206334,-1.9181223225206323,-4.6355906872725394E-2,null,0.45369701572682658,0.36756748793810667,8.6129527788719908,0.23432303077693017,null,null,0.45369701572682658,0.36756748793810667,0.36596443977862897,0.38486385822396196,0.4797744506148473,0.38707541452446076,0.35647662196447788,0.45024151162543991,0.51908553343822794,0.57318287152583158,0.4541305838882555,0.47887220175399292,null,null,0.41378164120206334,0.50405551864781029]
["Provisioning ratio (avg. loans and advances to customers)",1.6095539466261442E-2,3.5381840176418072E-2,-1.928630071015663,-0.54509038009308841,null,2.7048672465870002E-2,5.1546051379417999E-3,2.1894067327928202,4.2474771087258025,null,null,2.7048672465870002E-2,5.1546051379417999E-3,5.1200012256061066E-3,2.0880741960785591E-2,3.8466648028041596E-2,2.7790398566063412E-2,3.3246638373972882E-2,4.2641747855962031E-2,0.17455866427224662,"–","–","–",null,null,3.5381840176418072E-2,3.5163922249686889E-2]
["Average equity ",1573.105812989055,1640.9177233200135,-67.811910330958426,-4.1325600526610717E-2,null,1573.105812989055,1575.4057405973183,-2.2999276082632605,-1.4598954091605831E-3,null,null,1573.105812989055,1575.4057405973183,1616.4147278470302,1636.5473628358302,1640.9177233200135,1673.3376784550435,1691.0731984384706,1630.5405282829142,2277.3981682055746,2440.5377172912627,2581.1996035697316,2554.5841451444326,null,null,1640.9177233200135,2277.3981682055746]
["Return on equity before tax",0.41273219298409419,0.33488261977826966,7.7849573205824534,0.23246823993842924,null,0.32354218162536175,0.49603081919317715,-17.248863756781539,-0.34773774308696814,null,null,0.32354218162536175,0.49603081919317715,0.47299386106433566,0.32231843796439819,0.38118797463688808,0.34754933318516334,0.38856591400490942,0.20631185241513447,"–",1.4221883980931643E-2,0.20818761497340993,0.2048721832501664,null,null,0.33488261977826966,7.2240465646820226E-2]
["Business outlets",771,862,-91,-0.10556844547563804,null,771,808,-37,-4.5792079207920833E-2,null,null,771,808,847,856,862,912,924,980,981,973,1011,1063,null,null,862,981]
["indicative loans and advances to customers",10718.952686338,10059.286973105003,659.6657132329965,6.5577780512347417E-2,null,10718.952686338,10232.230466441999,486.72221989600075,4.7567558362985762E-2,null,null,10718.952686338,10232.230466441999,10048.235393206996,9819.6656087029987,10059.286973105003,11134.991816502001,12242.607161922,12940.349953148001,12147.517090145004,14770.377347680998,14171.288740573998,13605.536855554999,null,null,10059.286973105003,12147.517090145004]
["indicative deposits from customers",10948.748465050003,9508.5045136140016,1440.2439514360012,0.15146902958019326,null,10948.748465050003,10251.979138125998,696.76932692400442,6.796437229693475E-2,null,null,10948.748465050003,10251.979138125998,10366.18772174,9329.4903032269995,9508.5045136140016,10264.263164439006,10812.623408584996,10682.734665270998,9724.3884952989993,11892.334156533001,12410.303935916996,12188.514377399,null,null,9508.5045136140016,9724.3884952989993]
[]
["Group Corporates"]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2015","1/1-31/12\n2014"]
["Net interest income",312.54774979999996,325.71086589999999,-13.163116100000025,-4.0413500064321983E-2,null,89.833922399999949,72.371763300000026,17.462159099999923,0.2412841459674635,null,null,89.833922399999949,72.371763300000026,64.253031379999982,86.089032720000006,80.83427970999999,72.791051861999975,88.662758173000029,83.422776154999994,74.509495459000021,83.565819915999981,76.727255529999994,81.703708251000009,null,null,325.71086589999999,316.50627915600001]
["Net fee and commission income ",59.891799399999996,74.055866209999991,-14.164066809999994,-0.1912619152929087,null,17.454761979999994,13.880173510000001,3.574588469999993,0.25753197302790731,null,null,17.454761979999994,13.880173510000001,12.643074279999999,15.913789630000002,19.194115569999997,18.132082109999988,22.686780339000006,14.042888190999999,33.367390499999992,27.371508399999993,27.609993750000001,32.735721429999998,null,null,74.055866209999991,121.08461407999998]
["Net trading income",7.7353342589999992,0.77269586499999998,6.962638393999999,">500,0%",null,1.4947954199999991,1.8020841020000002,-0.30728868200000115,-0.1705185022491259,null,null,1.4947954199999991,1.8020841020000002,1.056412763,3.3820419739999998,0.16348986499999996,0.697908733,-0.12654353199999999,3.7840798999999994E-2,0.36775701000000116,4.1528567899999995,1.38039388,1.0292464100000001,null,null,0.77269586499999998,6.93025409]
["Recurring other net operating income",1.8463960000000006,1.0120349999999998,0.8343610000000008,0.82443887810204286,null,0.46523199999999987,0.46350600000000131,1.725999999998562E-3,3.7237921407673458E-3,null,null,0.46523199999999987,0.46350600000000131,0.75757999999999992,0.16007799999999953,5.9009700000000498E-2,3.2786299999999713E-2,0.37252499999999966,0.54771399999999992,-0.14838999999999941,-4.2348000000000864E-2,-6.1574999999999366E-2,-1.0239999999998872E-3,null,null,1.0120349999999998,-0.25333699999999953]
["Operating income",382.02127945900003,401.55146297499999,-19.530183515999965,-4.8636813252541655E-2,null,109.24871180000001,88.517526912000065,20.731184887999945,0.23420429389774866,null,null,109.24871180000001,88.517526912000065,78.710098422999963,105.54494232399999,100.25089484500003,91.653829005000006,111.59551997999998,98.051219145000005,108.09625296899996,115.04783710599999,105.65606816,115.46765209100001,null,null,401.55146297499999,444.26781032599996]
["General administrative expenses",-152.898146295,-142.75125605699998,-10.146890238000026,7.1080917382249975E-2,null,-38.031631823000005,-39.692860645000017,1.6612288220000124,-4.1852081079706061E-2,null,null,-38.031631823000005,-39.692860645000017,-39.827888880999986,-35.345764945999996,-47.093490056999968,-36.628057108000007,-27.295108568000003,-31.734600323999999,-27.450386703999989,-31.271785952999998,-32.729606246000017,-31.789272143999995,null,null,-142.75125605699998,-123.241051047]
["Operating result",229.12313316400002,258.80020691799996,-29.677073753999935,-0.114671754352202,null,71.21707997700004,48.824666266999998,22.392413710000042,0.45862911970654485,null,null,71.21707997700004,48.824666266999998,38.882209541999984,70.199177377999987,53.15740478799998,55.025771896999984,84.300411412000003,66.316618821000006,80.645866264999995,83.776051153000012,72.926461913999987,83.67837994700001,null,null,258.80020691799996,321.02675927899998]
["Net provisioning for impairment losses",-74.382984799999988,-140.87434709999999,66.491362300000006,-0.47199056229024405,null,-18.036909769999994,5.8006835999999993,-23.837593369999993,"–",null,null,-18.036909769999994,5.8006835999999993,-59.420111220999999,-2.7266474090000004,-33.708324100000006,14.779593010000006,-75.031127690000005,-46.914488319999997,-53.376503490000005,-99.509971759999985,-14.43166907,-28.335513549999998,null,null,-140.87434709999999,-195.65365786999999]
["Other results",-4.3675493600000008,-15.336703089999999,10.969153729999999,-0.71522240899037959,null,-3.4629949400000006,-1.1239560039999974,-2.3390389360000032,2.0810769529018049,null,null,-3.4629949400000006,-1.1239560039999974,5.0122059329999971,-4.7928043489999999,-4.1960840900000003,-4.3228113309999996,-3.1501064080000001,-3.6677012609999995,-1.2914095700000008,-1.3393081279999997,-1.3070905360000007,-1.307871483,null,null,-15.336703089999999,-5.2456797170000007]
["Profit/loss before tax",150.37259900400002,102.58915672800001,47.783442276000017,0.46577478361276281,null,49.717175267000016,53.501393863000004,-3.7842185959999881,-7.0731215072455167E-2,null,null,49.717175267000016,53.501393863000004,-15.525695745999997,62.679725619999999,15.252996598000001,65.482553576000001,6.1191773140000034,15.734429239999999,25.977953204999984,-17.073228734999983,57.18770230799997,54.034994914000016,null,null,102.58915672800001,120.12742169199998]
["Income taxes  ",-36.504761500000001,-25.406024181999999,-11.098737318000001,0.43685455223109582,null,-12.384935809999996,-13.001263014000001,0.61632720400000451,-4.7405179276531206E-2,null,null,-12.384935809999996,-13.001263014000001,4.9002113239999989,-16.018774000000001,-3.5779121419999993,-16.36467704,-1.5306330000000004,-3.9328020000000001,-6.6600709999999888,4.3423119999999944,-14.294713999999997,-13.572719999999999,null,null,-25.406024181999999,-30.185192999999991]
["Profit/loss after tax",113.86783750399999,77.18313254600001,36.684704957999983,0.47529432594791921,null,37.332239456999993,40.500130849000008,-3.1678913920000156,-7.8219287829245032E-2,null,null,37.332239456999993,40.500130849000008,-10.625484422,46.660951619999999,11.675084456000009,49.117876535999997,4.5885443140000017,11.80162724,19.317882205000032,-12.730916734999992,42.892988308,40.462274913999991,null,null,77.18313254600001,89.942228692000029]
["Profit attributable to non-controlling interests",-1.7825582500000001,-1.09140375,-0.69115450000000012,0.63327114278286123,null,-0.58516499999999994,-2.7690000000000214E-3,-0.58239599999999991,">500,0%",null,null,-0.58516499999999994,-2.7690000000000214E-3,-1.0196179375000001,-0.17500631250000001,-0.37430267062500006,-0.23052845437499991,-0.34235400000000005,-0.14421862499999999,0.34632412499999998,-0.16875056250000001,-0.13840893749999997,-8.1349687500000004E-2,null,null,-1.09140375,-4.2185062500000002E-2]
["Consolidated profit/loss",112.085279254,76.091728796000012,35.993550457999987,0.47302842276718127,null,36.747074456999975,40.497361849000022,-3.7502873920000468,-9.260572098457942E-2,null,null,36.747074456999975,40.497361849000022,-11.645102359500001,46.485945307499996,11.300781785375007,48.887348081625007,4.2461903139999997,11.657408615,19.664206330000045,-12.899667297499997,42.754579370499997,40.380925226499997,null,null,76.091728796000012,89.900043629500047]
[]
["Risk-weighted assets (credit risk)",8543.0211294293713,7770.898994539205,772.12213489016631,9.9360722026210269E-2,null,8543.0211294293713,8278.2219274746058,264.79920195476552,3.198744902886963E-2,null,null,8543.0211294293713,8278.2219274746058,7744.572102993734,7534.7730529494975,7770.898994539205,7623.2765850581291,8493.4417471513589,8653.5107070052945,8663.471178429123,9067.7733373436313,8653.0381175479088,9109.9711867625938,null,null,7770.898994539205,8663.471178429123]
["Risk-weighted assets (total RWA)",9207.9925419293722,8590.2244695392073,617.76807239016489,7.1915242096497023E-2,null,9207.9925419293722,8922.1148524746059,285.87768945476637,3.2041471577276992E-2,null,null,9207.9925419293722,8922.1148524746059,8352.4834279937331,8210.3257529495004,8590.2244695392073,8444.5321600581301,9266.7430096513599,9499.2802945052936,9106.2748949716224,9679.5651193218837,9235.4263039878424,9391.7676854250949,null,null,8590.2244695392073,9106.2748949716224]
["Total capital requirement",736.63940335434972,687.21795756313645,49.421445791213273,7.1915242096497245E-2,null,736.63940335434972,713.76918819796845,22.870215156381278,3.2041471577276992E-2,null,null,736.63940335434972,713.76918819796845,668.1986742394987,656.82606023595997,687.21795756313645,675.56257280465036,741.33944077210879,759.94242356042355,728.50199159772978,774.36520954575076,738.83410431902746,751.34141483400765,null,null,687.21795756313645,728.50199159772978]
["Assets",15201.027440080001,13873.346452080001,1327.6809880000001,9.5700124882338145E-2,null,15201.027440080001,14822.018376009999,379.00906407000184,2.5570678328360685E-2,null,null,15201.027440080001,14822.018376009999,14602.346801997001,14358.110976,13873.346452080001,14162.30277737,15726.283807700005,16593.080693999997,15614.914961019997,17012.699540900026,16578.952341099997,16423.462952299993,null,null,13873.346452080001,15614.914961019997]
["Liabilities",11863.986331980001,12207.0418183,-343.05548631999955,-2.8103081108947547E-2,null,11863.986331980001,11735.270701239999,128.71563074000187,1.0968271121892581E-2,null,null,11863.986331980001,11735.270701239999,11169.697801806999,12638.817501373996,12207.0418183,10360.427908211987,10681.826662695999,11356.966684577987,12413.542911779999,12059.203315450008,10366.612822110004,10729.528488430005,null,null,12207.0418183,12413.542911779999]
["Net interest margin (avg. interest bearing assets)",2.1643985444994265E-2,2.0802086453468469E-2,8.4189899152579614E-2,4.0471853311878858E-2,null,2.4154524177396736E-2,1.9860536752436708E-2,0.42939874249600279,0.21620701789105445,null,null,2.4154524177396736E-2,1.9860536752436708E-2,1.7915839236385383E-2,2.4609007220267553E-2,2.3255361388147548E-2,1.9677789618644716E-2,2.2212424663343448E-2,1.9102455602394122E-2,1.5065795369146666E-2,1.609088127090819E-2,1.4846071688245633E-2,1.5725152703266663E-2,null,null,2.0802086453468469E-2,1.5566809341570219E-2]
["NPL ratio",4.6150245297549568E-2,9.3563484761966659E-2,-4.7413239464417094,-0.5067493967870087,null,4.6150245297549568E-2,4.9615509394681172E-2,-0.3465264097131604,-6.9842356541502837E-2,null,null,4.6150245297549568E-2,4.9615509394681172E-2,6.280314284191961E-2,8.007448718845564E-2,9.3563484761966659E-2,9.2630865929285641E-2,8.265728088375851E-2,8.2469729749028678E-2,8.6323364454741397E-2,6.6293840416333891E-2,6.6249903357265175E-2,6.1982294593192384E-2,null,null,9.3563484761966659E-2,8.6323364454741397E-2]
["NPL coverage ratio",0.6586138481777688,0.56677184451342588,9.1842003664342915,0.16204404744768031,null,0.6586138481777688,0.61122534303298248,4.7388505144786315,7.7530334245694332E-2,null,null,0.6586138481777688,0.61122534303298248,0.47199391612270131,0.59533306333069091,0.56677184451342588,0.53734996364828391,0.60161055040198741,0.51701233996453011,0.5025965328851022,0.55472362001786746,0.47857806265457703,0.50458103108148322,null,null,0.56677184451342588,0.5025965328851022]
["Cost/income ratio ",0.40023463224752015,0.35549928021526717,4.473535203225298,0.12583809453893746,null,0.34811972787948237,0.44841809333942201,-10.029836545993964,-0.22367153990822708,null,null,0.34811972787948237,0.44841809333942201,0.50600735711139488,0.33488828709097401,0.46975630621364756,0.39963477255273011,0.24458964457436816,0.32365329672311638,0.25394392451209441,0.27181550509452479,0.309774978531626,0.27530889879831349,null,null,0.35549928021526717,0.27740261207888717]
["Provisioning ratio (avg. loans and advances to customers)",5.2065873714550607E-3,9.4163240777984623E-3,-0.42097367063434016,-0.44706795046158165,null,4.8989246445377069E-3,-1.6079191644513403E-3,0.65068438089890479,"–",null,null,4.8989246445377069E-3,-1.6079191644513403E-3,1.6726157030072325E-2,7.8865163194294331E-4,9.8396950129505771E-3,-4.0398950261388211E-3,1.893251163579809E-2,1.1736303090458176E-2,"–","–","–","–",null,null,9.4163240777984623E-3,1.5346717635063997E-2]
["Average equity ",1195.8092434313364,1098.7324355383091,97.076807893027308,8.8353455994466756E-2,null,1195.8092434313364,1143.1441267564455,52.665116674890896,4.6070408308288124E-2,null,null,1195.8092434313364,1143.1441267564455,1122.132307534981,1107.5403911391918,1098.7324355383091,1096.4383061244857,1116.0997263796298,1099.1537913115847,1733.1181618349485,1795.8191349061603,1876.4508345196832,1574.3287229345945,null,null,1098.7324355383091,1733.1181618349485]
["Return on equity before tax",0.12574965432823604,9.3370463462961142E-2,3.2379190865274894,0.3467819443578033,null,0.17004930803903454,0.1889443356337572,-1.8895027594722669,-0.10000314394895704,null,null,0.17004930803903454,0.1889443356337572,"–",0.22637450018605282,5.5587463183647191E-2,0.23676900505755508,2.2098336881559415E-2,5.7260155455496772E-2,5.8891277504964493E-2,"–",0.13257920734916767,0.13729024727002939,null,null,9.3370463462961142E-2,6.9312886067049467E-2]
["Business outlets",1,1,0,0,null,1,1,0,0,null,null,1,1,1,1,1,1,1,1,1,1,1,1,null,null,1,1]
["indicative loans and advances to customers",14912.210532999999,13556.921337,1355.2891959999997,9.9970278082317954E-2,null,14912.210532999999,14542.269506999999,369.94102600000042,2.543901595427922E-2,null,null,14912.210532999999,14542.269506999999,14318.303727,14101.905943,13556.921337,13849.069645959999,15418.211636099999,16286.4577214,15692.599369000001,16986.415327999999,16540.457004000004,16379.464823999997,null,null,13556.921337,15692.599369000001]
["indicative deposits from customers",11481.28247,11989.204569,-507.92209899999943,-4.2364953911397385E-2,null,11481.28247,11326.910359,154.37211100000059,1.3628792504510434E-2,null,null,11481.28247,11326.910359,10681.982188999998,12469.892786,11989.204569,10599.463770040002,10405.7903291,11510.885098100001,11884.846660000003,11633.844370000001,10018.670763,10387.793872,null,null,11989.204569,11884.846660000003]
[]
["Group Markets"]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2015","1/1-31/12\n2014"]
["Net interest income",62.343407456999998,74.143820388999998,-11.800412932,-0.15915571749726987,null,17.161166736999995,16.252336720999999,0.90883001599999602,5.5919959794192398E-2,null,null,17.161166736999995,16.252336720999999,13.333529093000001,15.596374905999999,13.722678986999991,15.748373475000005,17.543528075000001,27.129239852000001,25.331238108000019,29.390876039999988,29.794445934000002,38.728102213999996,null,null,74.143820388999998,123.24466229600002]
["Net fee and commission income ",112.81658681200001,121.68285143000001,-8.8662646180000024,-7.2863715090539793E-2,null,29.56223823700002,26.606351839999999,2.9558863970000218,0.11109701979345177,null,null,29.56223823700002,26.606351839999999,30.432040826999998,26.215955908000002,31.01877729000002,23.690467370999997,39.554014449999997,27.419592318999999,26.950017545000009,25.571853133999998,29.254537251999999,29.070428313000001,null,null,121.68285143000001,110.846836244]
["Net trading income",122.204808372,78.136376611000003,44.068431760999999,0.56399379741389311,null,35.34278263800001,32.189696876999996,3.153085761000014,9.7953260418955246E-2,null,null,35.34278263800001,32.189696876999996,27.917273569000002,26.755055288000001,28.111281411999997,14.401855402000002,13.657002670000004,21.966237126999999,28.977989982,33.364727121000001,24.512831811000002,14.283690048,null,null,78.136376611000003,101.13923896200001]
["Recurring other net operating income",9.1842659799999975,13.927873999999997,-4.7436080199999999,-0.34058378328235883,null,2.1804118699999986,2.1947311100000002,-1.4319240000001621E-2,-6.524370996865092E-3,null,null,2.1804118699999986,2.1947311100000002,2.4007569999999987,2.408366,4.8642139999999969,2.9596825000000009,3.7682579999999999,2.3357195000000002,7.0085895620000009,4.8025845299999981,4.9054331780000009,3.5191796769999999,null,null,13.927873999999997,20.235786947000001]
["Operating income",306.54906862100006,287.89092243000005,18.658146191000014,6.480977598568316E-2,null,84.246599482000107,77.243116547999961,7.0034829340001465,9.0668052338982008E-2,null,null,84.246599482000107,77.243116547999961,74.083600488999991,70.975752102000001,77.716951689000027,56.800378747999972,74.522803195000037,78.850788798000011,88.267835197000068,93.130040824999952,88.467248175000009,85.601400251999991,null,null,287.89092243000005,355.46652444900002]
["General administrative expenses",-211.42795163899999,-215.67570281100004,4.2477511720000507,-1.9695084409774299E-2,null,-53.179346614999957,-53.971165477000028,0.79181886200007057,-1.467114625007504E-2,null,null,-53.179346614999957,-53.971165477000028,-52.856344172999997,-51.421095374000004,-56.996971730000041,-50.619815189999997,-49.865534605999997,-58.193381285000001,-54.577756006999991,-58.565718307000019,-62.901688640999986,-61.847852341000007,null,null,-215.67570281100004,-237.89301529599999]
["Operating result",95.121116982000061,72.21521961900001,22.905897363000051,0.31718933327142373,null,31.067252867000118,23.271951070999936,7.7953017960001816,0.33496554595777761,null,null,31.067252867000118,23.271951070999936,21.227256316000005,19.554656727999994,20.719979959000018,6.1805635579999461,24.657268589000036,20.657407513000006,33.690079190000077,34.564322517999926,25.56555953400003,23.753547910999988,null,null,72.21521961900001,117.57350915300002]
["Net provisioning for impairment losses",-34.223810350000001,6.5873232149999996,-40.811133564999999,"–",null,-6.845633669999998,-32.657951320000002,25.812317650000004,-0.79038386079632383,null,null,-6.845633669999998,-32.657951320000002,1.6725843499999993,3.6071902900000001,6.7304312150000003,1.2158493049999999,-0.15797670499999983,-1.2009806000000001,-1.8935343300000003,1.2183452300000004,-0.26499208000000024,1.99038179,null,null,6.5873232149999996,1.0502006100000001]
["Other results",5.8741505919999986,15.420820833000004,-9.5466702410000046,-0.61907665904336773,null,-6.2723930289999998,-2.5142668090000022,-3.7581262199999976,1.4947205310699365,null,null,-6.2723930289999998,-2.5142668090000022,5.1074026590000035,9.553407770999998,25.047550833000006,-1.8887285890000021,-0.95512628200000016,-6.7828751289999998,-7.2998703740000002,-1.3313351869999996,-0.97809280100000073,-4.0795060039999997,null,null,15.420820833000004,-13.688804366000001]
["Profit/loss before tax",66.771457224000002,94.223363667000001,-27.451906442999999,-0.29134925112649657,null,17.949226167999996,-11.900267057999997,29.849493225999993,"–",null,null,17.949226167999996,-11.900267057999997,28.007243325000005,32.715254788999999,52.497962006999998,5.5076842739999989,23.544165602,12.673551783999999,24.496674485999989,34.451332561000008,24.322474652999993,21.664423697000004,null,null,94.223363667000001,104.93490539699999]
["Income taxes  ",-15.27945809,-22.562714440000001,7.2832563500000003,-0.32280053755801552,null,-4.0483550509999997,3.5340046749999985,-7.5823597259999982,"–",null,null,-4.0483550509999997,3.5340046749999985,-6.8904477189999991,-7.874659995,-12.539977050000001,-1.5451528649999986,-5.6491679930000007,-2.8284165320000003,-7.074402980000003,-7.0533737769999973,-5.5508060000000006,-4.4745114020000001,null,null,-22.562714440000001,-24.153094159000002]
["Profit/loss after tax",51.491999134000004,71.660649227000007,-20.168650093000004,-0.28144665601774843,null,13.900871117000008,-8.3662623829999987,22.267133500000007,"–",null,null,13.900871117000008,-8.3662623829999987,21.116795605999993,24.840594794000001,39.957984957000015,3.9625314090000003,17.894997609000001,9.8451352520000004,17.422271506000005,27.397958784000004,18.771668652999999,17.189912295000003,null,null,71.660649227000007,80.781811238000003]
["Profit attributable to non-controlling interests",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,-3.7815505200000038E-3,2.6913092600000027E-3,1.090241260000001E-3,2.4256555899999999E-3,1.880791320000001E-3,1.7552184300000028E-3,-8.573068520000008E-3,null,null,0,-2.5114031800000046E-3]
["Consolidated profit/loss",51.491999134000004,71.660649227000007,-20.168650093000004,-0.28144665601774843,null,13.900871117000008,-8.3662623829999987,22.267133500000007,"–",null,null,13.900871117000008,-8.3662623829999987,21.116795605999993,24.840594794000001,39.957984957000001,3.9587498584799974,17.897688918260002,9.8462254932600004,17.424697161590004,27.399839575320001,18.773423871430001,17.181339226479999,null,null,71.660649227000007,80.779299834820009]
[]
["Risk-weighted assets (credit risk)",1735.2835987707172,1634.0326292596571,101.25096951106002,6.1963860266936344E-2,null,1735.2835987707172,1650.7641124132879,84.519486357429287,5.1200220383921691E-2,null,null,1735.2835987707172,1650.7641124132879,1649.9212858547432,1809.9451776610877,1634.0326292596571,2392.8990545197694,2639.0152792356694,2871.11957915945,3081.6341322814073,3530.1215496901168,3932.4241432939507,4624.1860777784641,null,null,1634.0326292596571,3081.6341322814073]
["Risk-weighted assets (total RWA)",3210.7040083587171,3781.0662540944068,-570.36224573568961,-0.15084693242760849,null,3210.7040083587171,3249.158570134538,-38.454561775820821,-1.1835237014679922E-2,null,null,3210.7040083587171,3249.158570134538,3489.510860854743,4243.2091336098392,3781.0662540944068,4369.5957681978944,5282.8011063855447,5055.450040216826,3916.3088690004079,4271.8654370634913,4573.2435339103258,5928.1130379561528,null,null,3781.0662540944068,3916.3088690004079]
["Total capital requirement",256.85632066869738,302.48530032755252,-45.628979658855144,-0.15084693242760838,null,256.85632066869738,259.93268561076303,-3.076364942065652,-1.1835237014679922E-2,null,null,256.85632066869738,259.93268561076303,279.16086886837945,339.4567306887871,302.48530032755252,349.56766145583157,422.62408851084359,404.43600321734607,313.30470952003265,341.74923496507932,365.85948271282604,474.24904303649225,null,null,302.48530032755252,313.30470952003265]
["Assets",12148.915094221002,13460.864596003001,-1311.9495017819991,-9.7463984755597588E-2,null,12148.915094221002,14026.967872697001,-1878.0527784759997,-0.13388872032219901,null,null,12148.915094221002,14026.967872697001,15185.269685948,15797.276479742,13460.864596003001,14690.107234698002,14651.135254968995,18543.312298671011,16684.026346614002,18032.50589436699,18332.856225867006,16578.624517643999,null,null,13460.864596003001,16684.026346614002]
["Liabilities",13936.836998663999,19229.383430309001,-5292.5464316450016,-0.27523224812829861,null,13936.836998663999,15652.271649313001,-1715.4346506490019,-0.10959652944205667,null,null,13936.836998663999,15652.271649313001,17084.541138138,16540.50028488801,19229.383430309001,17110.157537805004,21158.520291524004,22025.650361284988,15554.79024273199,17409.289919096002,16435.818325532,17445.985078953003,null,null,19229.383430309001,15554.79024273199]
["Net interest margin (avg. interest bearing assets)",6.0074694028065352E-3,7.6636398832982226E-3,-0.16561704804916874,-0.21610755537992699,null,6.8681776483776125E-3,5.7892550771050074E-3,0.10789225712726051,0.18636639030459423,null,null,6.8681776483776125E-3,5.7892550771050074E-3,4.4836557517468189E-3,6.1786320130769214E-3,6.3836368131105371E-3,7.0748958525381489E-3,6.9719802109829672E-3,9.6641794475689456E-3,9.4556183195486972E-3,9.4859799863729975E-3,9.5500690810892876E-3,1.0851946701201804E-2,null,null,7.6636398832982226E-3,9.8295813923107225E-3]
["NPL ratio",1.8696936506506327E-2,5.7494639110699589E-2,-3.8797702604193263,-0.67480556803726621,null,1.8696936506506327E-2,2.3419057592307436E-2,-0.47221210858011087,-0.20163582873429564,null,null,1.8696936506506327E-2,2.3419057592307436E-2,1.3800674673832327E-2,2.7649613813029425E-2,5.7494639110699589E-2,0.14420608539503943,0.13545227020127604,7.488721168515898E-2,5.5351590373862815E-2,0.10565842508267943,0.11449092932127954,0.16010724483256147,null,null,5.7494639110699589E-2,5.5351590373862815E-2]
["NPL coverage ratio",0.71907832437693642,0.81975072676919225,-10.067240239225583,-0.12280855521656764,null,0.71907832437693642,0.38621160028934509,33.286672408759131,0.86187655637016491,null,null,0.71907832437693642,0.38621160028934509,0.62761544450873519,0.88941499550714431,0.81975072676919225,0.75098520114363554,0.67554225681141122,0.789321036657883,0.7608006599995627,0.73653141763337693,0.65672148658363649,0.653431732069918,null,null,0.81975072676919225,0.7608006599995627]
["Cost/income ratio ",0.68970345462180338,0.74915770525359671,-5.9454250631793322,-7.9361461832215263E-2,null,0.6312343399256396,0.69871812387918775,-6.7483783953548144,-9.6582272088331367E-2,null,null,0.6312343399256396,0.69871812387918775,0.71346888952634213,0.7244882069034253,0.73339175676993651,0.89118798687204837,0.6691312251837791,0.7380190125184396,0.61831986572675013,0.62885957944601867,0.71101667496848164,0.72250982062124613,null,null,0.74915770525359671,0.66924168362900605]
["Provisioning ratio (avg. loans and advances to customers)",1.4383069625333944E-2,-2.396067852719785E-3,1.6779137478053727,"–",null,1.3469017133549551E-2,5.2145986609136809E-2,-3.8676969475587257,-0.74170558446794133,null,null,1.3469017133549551E-2,5.2145986609136809E-2,-2.2673878859050846E-3,-5.6696844118842207E-3,-1.3919429993231631E-2,-2.4272065156727149E-3,2.1464719738583244E-4,1.1148962667602773E-3,"–","–","–","–",null,null,-2.396067852719785E-3,-3.5132414531362254E-4]
["Average equity ",496.56875371611051,548.18433923941336,-51.615585523302855,-9.4157351512299092E-2,null,496.56875371611051,514.37948405991858,-17.810730343808075,-3.4625662367462118E-2,null,null,496.56875371611051,514.37948405991858,554.10336859301867,572.05433114001755,548.18433923941336,562.28028764144665,570.80009762430916,530.02142206307667,653.19242602439203,550.40643541138081,541.2012376813899,873.40094896397648,null,null,548.18433923941336,653.19242602439203]
["Return on equity before tax",0.13446568420648836,0.17188262582935446,-3.7416941622866102,-0.21768891092002363,null,0.1426403958824097,"–","–","–",null,null,0.1426403958824097,"–",0.19895787832655637,0.22875627721446287,0.37820537988290143,3.8886450392189686E-2,0.17110250975970109,9.5645581528904691E-2,0.16282284917935472,0.25248142467442802,0.13755089527002134,9.9218686321320013E-2,null,null,0.17188262582935446,0.1606492990674718]
["Business outlets",5,5,0,0,null,5,5,0,0,null,null,5,5,5,5,5,4,4,5,5,5,4,4,null,null,5,5]
["indicative loans and advances to customers",1797.2276285999999,1929.8907785819999,-132.66314998200005,-6.8741273575842032E-2,null,1797.2276285999999,2268.775764,-471.54813540000009,-0.20784254789844459,null,null,1797.2276285999999,2268.775764,2741.458533,3159.9026250000002,1929.8907785819999,1938.331537,2069.0713672000002,3818.7932561999996,4030.6231022919997,2517.4065938599997,2474.2864494099999,1761.0862350100001,null,null,1929.8907785819999,4030.6231022919997]
["indicative deposits from customers",2159.005991,3422.6202439999997,-1263.6142529999997,-0.36919499182393078,null,2159.005991,2550.1831430000002,-391.17715200000021,-0.15339178798736186,null,null,2159.005991,2550.1831430000002,2780.3060780000001,2946.5810849999998,3422.6202439999997,3728.7277280000003,3169.7050012,3762.6018721999994,2343.0111778400001,721.96321375999992,818.59973209000009,1016.89709299,null,null,3422.6202439999997,2343.0111778400001]
[]
["Corporate Center"]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2015","1/1-31/12\n2014"]
["Net interest income",361.56331481800004,1123.7632404609999,-762.19992564299991,-0.67825668094493241,null,23.300064915000007,87.575345404000018,-64.275280489000011,-0.73394264324607761,null,null,23.300064915000007,87.575345404000018,233.419810783,17.268093715999999,337.81572424299981,36.463609289000047,497.25577670299998,252.22813022600002,108.43001514499998,216.69352399799985,597.11386891100005,126.814225006,null,null,1123.7632404609999,1049.0516330599999]
["Net fee and commission income ",41.535059173,17.399455046,24.135604127000001,1.3871471297917797,null,19.535268902999999,13.278425909000003,6.2568429939999959,0.47120366803110003,null,null,19.535268902999999,13.278425909000003,3.6082740709999994,5.1130902899999997,5.4081820500000006,12.681166258999999,-6.0886254270000002,5.3987321640000001,-2.3673160309999997,1.6588447609999994,-3.5596389529999986,-4.3725188629999998,null,null,17.399455046,-8.6406290859999988]
["Net trading income",-25.620490714000002,-147.13123196200002,121.51074124800002,-0.8258664025825796,null,2.1499694319999989,-8.535587489000001,10.685556921,"–",null,null,2.1499694319999989,-8.535587489000001,16.422108732999998,-35.656981389999999,-14.644344555000004,-51.996485462999992,-8.3952603120000191,-72.095141631999994,-23.484583493999995,-1.0890603159999992,-3.2609411000000037,-26.879556109999999,null,null,-147.13123196200002,-54.71414102]
["Recurring other net operating income",114.38825206200001,153.895432876,-39.507180813999994,-0.25671444613845418,null,28.024729110999999,30.948939194000005,-2.9242100830000055,-9.4484985888204975E-2,null,null,28.024729110999999,30.948939194000005,39.199295540000008,16.215288216999998,44.243583685000033,48.03556593499998,35.546916716000005,26.069366540000004,40.337330281999989,32.420131892999997,31.910375522999995,29.104553887000002,null,null,153.895432876,133.77239158499998]
["Operating income",491.86613533899998,1147.9268964209998,-656.06076108199977,-0.5715178929315643,null,73.010032360999958,123.26712301800001,-50.257090657000049,-0.40770879879837296,null,null,73.010032360999958,123.26712301800001,292.64948912700004,2.939490832999998,372.82314542299957,45.183856020000064,518.31880768000008,211.60108729800001,122.91544590199989,249.68344033599982,622.20366438100007,124.66670392000002,null,null,1147.9268964209998,1119.4692545389998]
["General administrative expenses",-325.94961359299998,-305.84985728000004,-20.099756312999943,6.5717723368427183E-2,null,-79.937170617999982,-67.569481535999984,-12.367689081999998,0.18303661358435441,null,null,-79.937170617999982,-67.569481535999984,-77.825167913000001,-100.61779352600001,-48.888880042000054,-82.843429984000011,-94.787338408000025,-79.330208845999991,-60.751516707000008,-63.472921725999974,-67.184891867000019,-72.242011768999987,null,null,-305.84985728000004,-263.65134206900001]
["Operating result",165.91652174599997,842.07703914099977,-676.16051739499983,-0.80296752668229632,null,-6.9271382570000242,55.697641481999995,-62.624779739000019,"–",null,null,-6.9271382570000242,55.697641481999995,214.82432121400001,-97.678302693000006,323.93426538099959,-37.659573963999982,423.53146927200009,132.27087845200001,62.163929194999945,186.21051860999992,555.01877251400003,52.424692151000023,null,null,842.07703914099977,855.8179124699999]
["Net provisioning for impairment losses",-9.3878511199999988,-23.089710870000001,13.701859750000002,-0.59341842031476255,null,-1.2667690010000001,1.6826847799999989,-2.949453780999999,"–",null,null,-1.2667690010000001,1.6826847799999989,-23.267634300000001,13.463867401000002,-13.664924870000002,-7.8798078900000004,1.0424813600000002,-2.5874594700000002,-5.8224381600000008,1.9223765100000001,2.5417781500000003,-8.3542632399999999,null,null,-23.089710870000001,-9.7125467400000005]
["Other results",-220.78474067299996,-226.40066402799997,5.6159233550000067,-2.4805242418836082E-2,null,-56.386968715999956,-78.031296695000009,21.644327979000053,-0.27738008844836937,null,null,-56.386968715999956,-78.031296695000009,-41.845051902999991,-44.521423359000003,-189.58267602799998,-18.037291838999998,-46.485361007000002,27.704664846,-412.81549279000006,83.550814147000054,-41.757282593999989,-59.035384511000011,null,null,-226.40066402799997,-430.05734574800005]
["Profit/loss before tax",-64.256070046999994,592.58666424299997,-656.84273428999995,"–",null,-64.580875974000989,-20.650970432998008,-43.929905541002981,2.1272562315428898,null,null,-64.580875974000989,-20.650970432998008,149.711635010999,-128.735858651,120.68666448299984,-63.576673693000046,378.088589625,157.38808382799999,-356.47400175500013,271.68370926699998,515.80326806999994,-14.964955599999987,null,null,592.58666424299997,416.0480199819998]
["Income taxes  ",31.539528252,21.643511608000001,9.8960166439999995,0.45722786686529071,null,18.244214227000001,6.7188339589999995,11.525380268000001,1.7153839994157836,null,null,18.244214227000001,6.7188339589999995,0.32296761000000007,6.2535124560000002,-3.2366281060000031,12.240901265000002,15.421916973999998,-2.7826785249999997,-158.851576693,-35.756067710000004,4.6944659230000001,17.166695999999998,null,null,21.643511608000001,-172.74648248]
["Profit/loss after tax",-32.716541795002001,614.23017585100001,-646.94671764600207,"–",null,-46.336661747002012,-13.93213647399898,-32.404525273003031,2.3258834230829115,null,null,-46.336661747002012,-13.93213647399898,150.03460262099898,-122.48234619499999,117.45003637699983,-51.335772427999942,393.510506599,154.605405303,-515.32557844800021,235.92764155699999,520.497733993,2.2017404000000096,null,null,614.23017585100001,243.3015375019998]
["Profit attributable to non-controlling interests",-1.8213025900654001,-18.500125523639873,16.678822933574473,-0.90155187932438086,null,1.4659971208466003,-1.2413317771963008,2.7073288980429009,"–",null,null,1.4659971208466003,-1.2413317771963008,1.2306097878170439,-3.2765777215327434,-3.9014402553886711,-2.9713370936251993,-10.526091651244302,-1.1012565233817,-8.8403482994560001,8.7071281898681985,-0.22669026140000029,-1.6959420507999998,null,null,-18.500125523639873,-2.0558524217878005]
["Consolidated profit/loss",-34.537844385067402,595.73005032736012,-630.26789471242751,"–",null,-44.870664626155389,-15.173468251195317,-29.697196374960072,1.9571791948502364,null,null,-44.870664626155389,-15.173468251195317,151.26521240881604,-125.75892391653274,113.54859612161115,-54.30710952162498,382.98441494775562,153.50414877961833,-524.1659267474563,244.63476974686824,520.2710437316,0.50579834920002031,null,null,595.73005032736012,241.24568508021201]
[]
["Risk-weighted assets (credit risk)",12281.655487907461,13707.963597881317,-1426.3081099738556,-0.1040495985993356,null,12281.655487907461,12505.512787610862,-223.85729970340071,-1.7900689360389466E-2,null,null,12281.655487907461,12505.512787610862,12788.268138772331,13714.020880777825,13707.963597881317,15007.320308338234,14696.682432748685,15810.626043261324,16567.461065723088,18179.320278934778,17576.997786262815,18751.118727562494,null,null,13707.963597881317,16567.461065723088]
["Risk-weighted assets (total RWA)",13990.460050407462,14777.338697881314,-786.87864747385174,-5.3249009416470261E-2,null,13990.460050407462,14136.180125110865,-145.72007470340213,-1.0308306304370851E-2,null,null,13990.460050407462,14136.180125110865,14396.586251272332,15287.646293277827,14777.338697881314,16378.046683338234,15756.268895248684,17715.038905761321,18622.4465255631,20189.39400393478,19595.770711262812,19193.386865062497,null,null,14777.338697881314,18622.4465255631]
["Total capital requirement",1119.2368040325971,1182.1870958305053,-62.950291797908221,-5.3249009416470261E-2,null,1119.2368040325971,1130.894410008869,-11.657605976271952,-1.0308306304370629E-2,null,null,1119.2368040325971,1130.894410008869,1151.7269001017864,1223.011703462226,1182.1870958305053,1310.2437346670588,1260.5015116198947,1417.2031124609057,1489.7957220450478,1615.1515203147824,1567.661656901025,1535.4709492049999,null,null,1182.1870958305053,1489.7957220450478]
["Assets",20935.860237718993,27287.162560438006,-6351.3023227190133,-0.23275788784017359,null,20935.860237718993,22249.197616567002,-1313.3373788480094,-5.902852774655043E-2,null,null,20935.860237718993,22249.197616567002,22796.912504216994,24374.151896523996,27287.162560438006,27557.084081975005,30373.256390431008,29445.65050924501,31001.591,34864.718954362004,32702.937560633,33405.352230739023,null,null,27287.162560438006,31001.591]
["Liabilities",16624.340082686991,17009.803834411996,-385.46375172500484,-2.266126966997617E-2,null,16624.340082686991,17860.861479513995,-1236.5213968270036,-6.9230781406891539E-2,null,null,16624.340082686991,17860.861479513995,18401.748674966013,19562.574387205012,17009.803834411996,22373.941441753988,23126.408497535991,26265.391748172999,21793.558119486992,28388.843662017993,27584.104636193995,23434.699293113001,null,null,17009.803834411996,21793.558119486992]
["Net interest margin (avg. interest bearing assets)","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–"]
["NPL ratio","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–"]
["NPL coverage ratio","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–"]
["Cost/income ratio ",0.66267951821556415,0.26643670274960629,39.624281546595782,1.4871930607786483,null,1.0948792656706219,0.54815493281313299,54.672433285748887,0.99739015400572573,null,null,1.0948792656706219,0.54815493281313299,0.26593303868446705,"–",0.131131558161901,1.8334741051611534,0.18287458800167614,0.37490454259471001,0.49425453620724774,0.25421358196836863,0.10797893955484651,0.57948120466358422,null,null,0.26643670274960629,0.23551458961467617]
["Provisioning ratio (avg. loans and advances to customers)","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–"]
["Average equity ",2005.4379622707036,2039.6591901069198,-34.221227836216258,-1.6777914664470206E-2,null,2005.4379622707036,2015.7287602889469,-10.290798018243322,-5.1052493872083549E-3,null,null,2005.4379622707036,2015.7287602889469,2005.1815039571834,2011.0460171209352,2039.6591901069198,2070.703791572379,2090.6199421565561,2153.5014708596441,2660.7746661445326,2720.6552033476787,2824.9355405426577,2718.7508326569637,null,null,2039.6591901069198,2660.7746661445326]
["Return on equity before tax","–",0.29053219655727702,"–","–",null,"–","–","–","–",null,null,"–","–",0.29821345374538999,"–",0.23489247155625806,"–",0.71268194819393904,0.29233893908634856,"–",0.39192752846584383,0.74434696820310409,"–",null,null,0.29053219655727702,0.15636349266090022]
["Business outlets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0]
[]
["Non-Core"]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2015","1/1-31/12\n2014"]
["Net interest income",330.77655712399996,384.90793054600005,-54.131373422000081,-0.14063460148824058,null,76.576258531999969,90.723367821000011,-14.147109289000042,-0.15593677383000948,null,null,76.576258531999969,90.723367821000011,77.403245257999998,86.073685512999987,82.54138866100007,94.574053485000007,101.50436332699999,106.288125073,91.917655143999923,133.11605656200007,140.39534418499994,130.51019639899999,null,null,384.90793054600005,495.93925228999996]
["Net fee and commission income ",154.035024462,171.74005879700002,-17.705034335000022,-0.10309204770872771,null,34.987004603000003,37.816002280999996,-2.8289976779999932,-7.4809538485282268E-2,null,null,34.987004603000003,37.816002280999996,42.457509212000005,38.774508365999992,43.684252242000007,44.940147179999997,42.561664601000004,40.553994773999996,43.022991751000077,42.789138796999993,42.12700599599998,43.287642445000003,null,null,171.74005879700002,171.22677898900005]
["Net trading income",-4.9460961339999994,0.54153097800000005,-5.4876271119999993,"–",null,-5.9952234929999983,-0.51279494599999964,-5.4824285469999987,">500,0%",null,null,-5.9952234929999983,-0.51279494599999964,-4.3981975350000004,5.9601198399999999,-2.0183210480000007,-4.5525633750000001,5.2793060359999995,1.8331093650000001,-1.8136965889999992,6.2369376940000008,0.60031000499999843,-5.8205357329999998,null,null,0.54153097800000005,-0.79698462300000028]
["Recurring other net operating income",-0.30111979799999972,19.487819759999997,-19.788939557999996,"–",null,-7.2736876629999969,6.6985036689999982,-13.972191331999994,"–",null,null,-7.2736876629999969,6.6985036689999982,-0.83012712800000088,1.1041913240000003,5.1377926389999988,4.7196220049999988,6.5007121860000003,3.1296929299999996,-1.042013063999998,3.3160800359999993,2.6396599739999997,1.1244939310000004,null,null,19.487819759999997,6.0382208770000014]
["Operating income",479.56436565399997,576.67734008100001,-97.11297442700004,-0.16840088499638217,null,98.29435197899997,134.72507882500003,-36.430726846000056,-0.2704079089337289,null,null,98.29435197899997,134.72507882500003,114.63242980699997,131.91250504299998,129.34511249400003,139.68125929499999,155.84604615000001,151.80492214200001,132.08493724200005,185.45821308900003,185.76232015999992,169.10179704200002,null,null,576.67734008100001,672.40726753299998]
["General administrative expenses",-405.71860502300007,-462.45191232299999,56.733307299999922,-0.12267936576370886,null,-84.800908358000086,-111.49338558300001,26.692477224999919,-0.23940861680201653,null,null,-84.800908358000086,-111.49338558300001,-107.73831315399998,-101.68599792799999,-152.25667830800003,-104.08424349999999,-100.95018306999999,-105.16080744500002,-103.77366846499987,-106.20887893599999,-110.731963737,-112.63313448400007,null,null,-462.45191232299999,-433.34764562199996]
["Operating result",73.845760630999919,114.22542775800004,-40.379667127000118,-0.3535085656457263,null,13.493443620999919,23.231693242000013,-9.7382496210000937,-0.4191795027404438,null,null,13.493443620999919,23.231693242000013,6.8941166530000011,30.226507114999986,-22.911565813999943,35.597015795000011,54.895863080000012,46.644114696999985,28.311260777000044,79.249334153000035,75.030356422999915,56.468670557999999,null,null,114.22542775800004,239.05962191099999]
["Net provisioning for impairment losses",-255.145271898,-374.736770111,119.59149821299999,-0.31913467732983891,null,-67.767935893000015,-38.392304233999994,-29.375631659000021,0.76514375068389717,null,null,-67.767935893000015,-38.392304233999994,-138.257346875,-10.727684896,-226.70419674057433,-51.935870613000006,-80.276540816425637,-15.820161941,-150.98620577299994,-162.17507586400001,-22.608502823000002,-24.846964793999998,null,null,-374.736770111,-360.61674925399996]
["Other results",-21.741459272000004,-2.3053421160000003,-19.436117156000002,">500,0%",null,-13.878530243000004,-17.178309638999998,3.2997793959999946,-0.19208987760405072,null,null,-13.878530243000004,-17.178309638999998,15.580162571999999,-6.2647819619999998,-0.54389254600000037,-0.55787999099999996,-0.1447642350000001,-1.0588053439999998,-0.46265116700000031,-1.3218584069999997,-2.0612386220000003,-0.1721076189999996,null,null,-2.3053421160000003,-4.0178558149999999]
["Profit/loss before tax",-203.040970539,-262.81668446900005,59.775713930000052,-0.22744261480496208,null,-68.153022515000004,-32.338920630999979,-35.814101884000024,1.1074612629361771,null,null,-68.153022515000004,-32.338920630999979,-115.78306765000002,13.234040256999998,-250.15965510057427,-16.896734809000002,-25.525441971425632,29.765147412000001,-123.13759616300024,-84.247600118000008,50.360614978000001,31.449598145000287,null,null,-262.81668446900005,-125.57498315799995]
["Income taxes  ",-40.609072857999998,-23.540841954000001,-17.068230903999996,0.72504759759027237,null,-8.0521448679999992,-3.9318108149999986,-4.1203340530000006,1.0479481966123037,null,null,-8.0521448679999992,-3.9318108149999986,-9.6237546260000038,-19.001362548999996,-7.8526341270000017,-1.710526011,-1.4334005480000014,-12.544281267999999,-50.500860865999996,-4.8234142869999994,-8.1274566959999994,-8.0170414060000006,null,null,-23.540841954000001,-71.468773255000002]
["Profit/loss after tax",-243.65004339699999,-286.35752642299997,42.707483025999977,-0.14914042441794806,null,-76.205167382999974,-36.270731445999999,-39.934435936999975,1.1010099423127024,null,null,-76.205167382999974,-36.270731445999999,-125.40682227600003,-5.7673222920000011,-258.01228922757429,-18.60726082,-26.95884251942563,17.220866143999999,-173.63845702899999,-89.071014405000014,42.233158282000012,23.432556738999999,null,null,-286.35752642299997,-197.04375641299998]
["Profit attributable to non-controlling interests",-1.1573157336000261E-3,-8.8718128092008849E-3,7.7144970756008588E-3,-0.86955138048000924,null,-1.1573157336000339E-3,0,-1.1573157336000339E-3,"–",null,null,-1.1573157336000339E-3,0,-0.19736564794590017,0.19736564794590017,5.2020670870798924E-2,2.8591285070000062E-2,-0.17572492962999997,8.6241160880000084E-2,1.8815905357199996,-0.18877973523999991,-0.45733291616500005,-0.224729256865,null,null,-8.8718128092008849E-3,1.0107486274499999]
["Consolidated profit/loss",-243.65120071273361,-286.36639823580919,42.715197523075574,-0.14916274320669998,null,-76.206324698733596,-36.270731445999999,-39.935593252733597,1.1010418500158967,null,null,-76.206324698733596,-36.270731445999999,-125.60418792394593,-5.5699566440541002,-257.96026855670357,-18.57866953493,-27.134567449055631,17.307107304879999,-171.75686649328003,-89.259794140240004,41.775825365835018,23.207827482134999,null,null,-286.36639823580919,-196.03300778555001]
[]
["Risk-weighted assets (credit risk)",6218.5893852518184,9192.474846991181,-2973.8854617393627,-0.32351303770091411,null,6218.5893852518184,7778.824176466469,-1560.2347912146506,-0.20057463130930253,null,null,6218.5893852518184,7778.824176466469,8259.9635272307733,9175.7480839456384,9192.474846991181,10270.563565450817,10802.620287355743,11800.756422074632,9969.8009786459115,11993.656353796381,11568.644649180342,11066.996678721367,null,null,9192.474846991181,9969.8009786459115]
["Risk-weighted assets (total RWA)",7235.4502652148194,10611.237627187304,-3375.7873619724842,-0.3181332357804616,null,7235.4502652148194,9272.4227863759679,-2036.9725211611485,-0.21968072078789225,null,null,7235.4502652148194,9272.4227863759679,9671.5940703193974,10638.258538432388,10611.237627187304,11945.566017911195,12510.481736354619,13252.630526592506,11829.451058794601,13448.673077761134,13055.115721009903,12468.548443426867,null,null,10611.237627187304,11829.451058794601]
["Total capital requirement",578.83602121718559,848.89901017498437,-270.06298895779878,-0.3181332357804616,null,578.83602121718559,741.79382291007744,-162.95780169289185,-0.21968072078789214,null,null,578.83602121718559,741.79382291007744,773.72752562555183,851.060683074591,848.89901017498437,955.64528143289544,1000.8385389083696,1060.2104421274005,946.35608470356806,1075.8938462208907,1044.4092576807923,997.48387547414939,null,null,848.89901017498437,946.35608470356806]
["Assets",13828.351729594997,18834.739821085997,-5006.3880914910005,-0.26580606576185428,null,13828.351729594997,16130.049195578005,-2301.6974659830084,-0.14269624587468777,null,null,13828.351729594997,16130.049195578005,16483.929362672003,17825.021856136995,18834.739821085997,20000.601049266999,19968.741446472995,21659.551583672008,21281.118930694167,22111.772407414999,23025.875325816003,22456.803009040999,null,null,18834.739821085997,21281.118930694167]
["Liabilities",11973.214264382999,17147.626950101989,-5174.4126857189895,-0.30175677956932778,null,11973.214264382999,14124.703201974009,-2151.4889375910097,-0.15232100149830596,null,null,11973.214264382999,14124.703201974009,14594.575926022007,15723.783540706991,17147.626950101989,17815.629887997999,17658.425733243996,19602.604347358989,20901.591648333993,22099.544920187003,21623.15104688099,17016.117384025998,null,null,17147.626950101989,20901.591648333993]
["Net interest margin (avg. interest bearing assets)",2.1219360273584235E-2,2.0109333608526556E-2,0.11100266650576791,5.5199574817686559E-2,null,2.1152425289605363E-2,2.3094800019086027E-2,-0.19423747294806637,-8.4104418651620438E-2,null,null,2.1152425289605363E-2,2.3094800019086027E-2,1.9308938627101299E-2,2.0793950924930742E-2,1.8526844953732861E-2,2.0056268900913259E-2,2.0478516838418222E-2,2.0718022999999999E-2,1.7929467079594301E-2,2.4886177089006711E-2,2.6117213132143002E-2,2.3797126613105245E-2,null,null,2.0109333608526556E-2,2.3224591658999639E-2]
["NPL ratio",0.17702199737161736,0.15360027349596167,2.3421723875655691,0.15248490997167052,null,0.17702199737161736,0.16523057148931639,1.1791425882300977,7.1363463649724235E-2,null,null,0.17702199737161736,0.16523057148931639,0.15288549288335432,0.15333507001160557,0.15360027349596167,0.14760376523800314,0.14901281738699629,0.14195671290754225,0.12199990412913841,0.12521203056871236,9.2164125598344096E-2,9.4363847101248344E-2,null,null,0.15360027349596167,0.12199990412913841]
["NPL coverage ratio",0.66625069007152382,0.62427961055410608,4.1971079517417742,6.7231219485391458E-2,null,0.66625069007152382,0.68331965195563071,-1.7068961884106892,-2.4979468738029476E-2,null,null,0.66625069007152382,0.68331965195563071,0.71274883785638388,0.64303215275452841,0.62427961055410608,0.5758686241329054,0.55503705455370755,0.52442770529589922,0.57821835583971459,0.5889944470126991,0.67636669843958253,0.66307321926426588,null,null,0.62427961055410608,0.57821835583971459]
["Cost/income ratio ",0.84601491286723596,0.80192488967581776,4.4090023191418197,5.4980240367950017E-2,null,0.86272412046744251,0.82756222193659579,3.5161898530846725,4.2488525453184156E-2,null,null,0.86272412046744251,0.82756222193659579,0.93985893289876865,0.77085942606315494,1.1771351493088911,0.74515539182088231,0.64775581776926583,0.69273648022184309,0.78565867260754008,0.57268360978454558,0.59609485735118328,0.6660670463249142,null,null,0.80192488967581776,0.6444719837902888]
["Provisioning ratio (avg. loans and advances to customers)",2.3136211173553797E-2,2.6760208209219628E-2,-0.36239970356658319,-0.13542484450540504,null,2.7491086947386216E-2,1.4073100705986682E-2,1.3417986241399533,0.95344917383356287,null,null,2.7491086947386216E-2,1.4073100705986682E-2,4.922900281314329E-2,2.8397883698704084E-3,7.163408072269041E-2,1.4816526718653371E-2,2.1337870552901168E-2,4.2678721507810524E-3,8.1600000000000006E-2,"–","–","–",null,null,2.6760208209219628E-2,1.5800000000000002E-2]
["Average equity ",1310.3483558824184,1459.5962373396794,-149.24788145726097,-0.1022528543436686,null,1310.3483558824184,1401.7622204573295,-91.413864574911031,-6.521353139699182E-2,null,null,1310.3483558824184,1401.7622204573295,1449.7020329500658,1483.6836877523119,1459.5962373396794,1480.7113215408976,1485.5822662949761,1452.6287861941057,1749.5157748805095,1826.6522000882449,1901.1978000925776,1807.8600431410694,null,null,1459.5962373396794,1749.5157748805095]
["Return on equity before tax","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–",3.5678872434187756E-2,"–","–","–",8.196215769614433E-2,"–","–",0.10862190261038235,6.9584143450304115E-2,null,null,"–","–"]
["Business outlets",305,378,-73,-0.19312169312169314,null,305,327,-22,-6.7278287461773667E-2,null,null,305,327,327,371,378,379,373,374,374,392,393,397,null,null,378,374]
["indicative loans and advances to customers",8909.1547072120011,12098.229197653,-3189.0744904409985,-0.26359845216518663,null,8909.1547072120011,10811.545612188998,-1902.3909049769973,-0.1759591989171494,null,null,8909.1547072120011,10811.545612188998,11012.957764053001,11454.667249564,12098.229197653,13559.771333283001,14482.358431239996,15614.94308682,14808.020977369997,15638.032864974999,15919.703251997002,15885.788054131996,null,null,12098.229197653,14808.020977369997]
["indicative deposits from customers",8808.5565663220004,9509.666195578,-701.10962925599961,-7.3725997825456413E-2,null,8808.5565663220004,9441.5548906559998,-632.99832433399934,-6.7043864243214513E-2,null,null,8808.5565663220004,9441.5548906559998,9109.2523427260021,8488.8190019999984,9509.666195578,10127.706417422,10255.406162599998,10553.924052905004,10060.776864259002,10044.561084124,9857.9360043350007,10026.737227880005,null,null,9509.666195578,10060.776864259002]

{"sheet":"Asset Quality","index":8,"n_rows":180,"n_cols":9,"rows_kept":180,"cut":false,"hidden":false,"merged":[[72,0,72,1],[5,0,5,1],[38,0,38,1],[55,0,55,1],[18,0,18,3],[23,0,23,1]]}
["Asset quality"]
[]
[]
["Corporate customers"]
[]
["Internal Rating\n€ million",null,"31/12\n2016","31/12/\n2015*","31/12/\n2014","31/12/\n2013","31/12/\n2012**","31/12/\n2011","31/12/\n2010"]
[1,"Minimal risk",5804.8183439978238,3582.588770585,4196.7711369988801,3558.0514848288699,1185.4934233793399,1266.1703024978499,1171.2291225474]
[2,"Excellent credit standing",7080.4786418469694,8841.2324325100599,10171.799872031901,9768.6966025499896,8438.7695142782395,7899.6534512703101,7642.7737863026596]
[3,"Very good credit standing",7634.0727346366157,8320.4942983752699,9004.4022259430094,9864.1445397748703,8983.0942640949997,8938.7311613616093,7729.2053145277796]
[4,"Good credit standing",10488.162020246455,10850.849259476299,10044.499859179599,10501.659298832999,12419.2784524614,12745.700555405099,9959.6419081932108]
[5,"Sound credit standing ",13149.525715212949,11937.3232787703,13793.752637149599,13285.147170161899,11745.453930040399,15629.6262628657,11205.9721386531]
[6,"Acceptable credit standing",10811.774304514722,10541.442022609799,11287.5054935029,12916.107298913099,12450.870406199399,14551.590493174601,12313.993430521799]
[7,"Marginal credit standing",4356.3031921607972,5728.3092910839296,5949.7400993538704,7303.9782599675109,11275.789221520399,12505.943427641299,13182.942756683]
[8,"Weak credit standing / sub-standard",1498.401166162578,2242.7531347141698,2693.7926623221897,3177.2216603064599,5223.1691045240505,6384.3986798116102,7663.5810487639601]
[9,"Very weak credit standing / doubtful",683.56111242286431,972.00254331948497,1566.01330175882,1973.1519796157997,3361.3907651995301,3803.2504415587,4282.0387702253702]
["10","Default",4025.7657840375355,5622.2365838163496,5920.9009446428399,5445.77859571504,4925.6903283084603,4609.6612377689698,4287.3394764356699]
["NR","Not rated",226.3786414674,110.66294925227599,213.23232449999699,724.00570140113905,886.816224253575,831.02183679823202,1472.07615467492]
["Total",null,65759.241656706712,68749.894564513001,74842.410557383613,78517.942592067673,80895.815634259794,89165.747850154003,80910.793907528903]
["* Adaptation of previous year figures.",null,null,null,null,null,"** Rating model change."]
[]
[]
["Financial institutions"]
[]
["Internal Rating\n€ million",null,"31/12\n2016*"]
[1,"Minimal risk",2520.9896199342402]
[2,"Excellent credit standing",2918.6890393940789]
[3,"Very good credit standing",9934.6312731148992]
[4,"Good credit standing",1391.396336038038]
[5,"Sound credit standing",1041.5717788573891]
[6,"Acceptable credit standing",218.37311669109121]
[7,"Marginal credit standing",186.09736545917693]
[8,"Weak credit standing / sub-standard",245.4315362485211]
[9,"Very weak credit standing / doubtful",77.456084304713087]
[10,"Default",83.766833452542301]
["NR","Not rated",9.141264761590401]
["Total",null,18627.544248256276]
["* Rating model change."]
[]
["Internal Rating\n€ million",null,"31/12/\n2015","31/12/\n2014","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["A1","Excellent credit standing",0,0,244.61217707086303,95.668348110430998,85.186705316566801,245.697946787755]
["A2","Very good credit standing",1853.5623455756199,1487.1472241789802,974.38050390155399,985.96348359544697,3409.1720261333699,2172.6234553075101]
["A3","Good credit standing",1802.5323100207402,7927.5994755941902,13368.0905279491,19974.121903885702,24221.050677602299,18250.7218023936]
["B1","Sound credit standing",9294.8027019132005,6364.4191579753297,8039.9075227120402,7338.3796364878599,5233.22456782053,4497.9425433188098]
["B2","Average credit standing",1115.25414266965,2747.6674543054901,1769.1269849302198,1781.6605304386901,2992.96916083715,3526.7457486660201]
["B3","Mediocre credit standing",1033.3471793024698,1260.7347486485401,1732.7030940794302,1047.2191588671701,1276.92209625493,1603.43388327342]
["B4","Weak credit standing ",1320.81476661497,521.32401123887803,517.99457299618291,696.65235764317902,620.88132447965302,892.88108596626898]
["B5","Very weak credit standing ",277.17146647255498,339.01312758050898,303.924059711307,330.22828306711898,370.18593326323798,474.07533240975698]
["C","Doubtful/high default risk",158.09944234078299,123.65324203887801,187.03827620613802,157.26106620137301,184.30973465416901,128.14464231671701]
["D","Default",137.49271944605502,194.061220948298,213.49841937370999,269.20728659799897,352.39058305752701,383.26246722022898]
["NR","Not rated",3.4594116769288004,448.38950352505697,18.2465572372463,48.5334563569713,83.273459431421998,184.876440801607]
["Total",null,16996.536486032976,21414.009166034146,27369.522696167798,32724.8955112519,38829.566268850896,32360.4053484617]
[]
[]
["Sovereigns"]
[]
["Internal Rating\n€ million",null,"31/12\n2016","31/12/\n2015","31/12/\n2014","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["A1","Excellent credit standing",1918.57498836032,8322.9189999999999,3650.55202544137,1659.5870198508401,1560.97563174434,9567.2851724874308,8386.3617101393102]
["A2","Very good credit standing",2805.2511648701802,891.91800000000001,1405.7597440726199,1350.0189446180598,792.83412882725895,465.01175709345603,624.24806622009703]
["A3","Good credit standing",5950.2107724395,4564.2520000000004,3629.2431266258704,3143.9190304129597,3860.5251456955302,4518.8907847301798,3927.02115384645]
["B1","Sound credit standing",3825.6601274821801,4206.3320000000003,2985.6613399785301,2844.4661946018036,2730.2610391326598,1785.50297454099,1639.80314891793]
["B2","Average credit standing",2690.3311833152102,3117.402,3276.2231911942504,1076.2568714458071,1272.1114310718799,758.45058336102295,1398.5082602556599]
["B3","Mediocre credit standing",4627.2232529140301,2636.5010000000002,1700.3020128855201,4061.0049751945053,3414.5230440630398,5513.3127744521198,5951.3766919210102]
["B4","Weak credit standing ",1563.84174594551,4178.4380000000001,3951.7535749676899,3682.9073830544457,3794.91746552431,2253.6254987577199,2097.2731678190098]
["B5","Very weak credit standing ",837.487902549983,720.66800000000001,879.99582351583103,1402.6283343628384,1171.6747187906001,1658.8435528080099,1691.50984062053]
["C","Doubtful/high default risk",711.84971232143107,618.11699999999996,272.24846644076297,5.0882976114777003,232.42434342641499,155.560833167212,3.9184737810499998E-2]
["D","Default",1.6688533238291998,3.3050000000000002,0.229250369481,36.898952542655294,83.382769042946094,139.38957246522,60.034620590450601]
["NR","Not rated",1.1344543025076999,34.439,2.0978154146923997,21.488125163804799,7.3379587212453004,77.172106789918303,78.988067528610699]
["Total",null,24933.234157824681,29294.291000000001,21754.066370906621,19284.264128859199,18920.9676760402,26893.045610653298,25855.163912596901]
[]
[]
["Retail customers"]
[]
["\n€ million",null,"31/12\n2016","31/12/\n2015","31/12/\n2014*","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["Central Europe",null,10956.41411666641,9457.6234431443008,9396.2644356910369,15545.687003231888,16214.036247348615,11186.96,11467.369000000001]
["Retail – private individuals",null,9954.0541710907892,8362.1524548876296,8296.9014967151852,13460.771488015082,13948.709468354429,9659.4179999999997,9793.9830000000002]
["Retail – SME",null,1002.35994557562,1095.4709882566701,1099.3629389758512,2084.9155152168059,2265.3267789941838,1527.5419999999999,1673.386]
["Southeastern Europe",null,8073.6943829205829,7795.433024551081,7985.5850291124698,7411.916658482588,7380.4484388721621,7460.683331180453,7095.0720000000001]
["Retail – private individuals",null,7335.0633147549397,6892.4925796675407,7051.2715807063105,6672.2992568730415,6580.0752527721615,6614.9833222400466,6292.8459999999995]
["Retail – SME",null,738.631068165643,902.94044488354007,934.31344840615895,739.61740160954685,800.3731861,845.70000894040686,802.226]
["Eastern Europe",null,4406.7930132758847,3858.3671674224602,4905.9749159327239,4726.5190000000002,3736.1869999999999,2829.4839999999999,2112.6030000000001]
["Retail – private individuals",null,4003.6325669916396,3411.4547565654502,4331.9758507685956,4633.3029999999999,3680.9670000000001,2781.4319999999998,2092.5680000000002]
["Retail – SME",null,403.16044628424498,446.91241085701,573.99906516412875,93.215999999999994,55.22,48.052,20.035]
["Non-Core",null,5714.5717334139335,6717.70194960976,6320.3561785245784,1703.893,1787.662,1857.271,2252.529]
["Retail – private individuals",null,5191.76767081653,5939.5944643844705,5580.8745056372027,1413.6479999999999,1630.2539999999999,1710.895,2061.7060000000001]
["Retail – SME",null,522.80406259740403,778.10748522528991,739.48167288737568,290.245,157.40799999999999,146.376,190.82300000000001]
["Group Markets",null,14.321390000000019,14.986783149999999,12.253979670000001,14.307,15.994,11.680999999999999,9.6509999999999998]
["Retail – private individuals",null,13.0111814273676,13.25087282889,12.253979670000001,14.307,15.994,11.589,9.6509999999999998]
["Retail – SME",null,1.3102085726324202,1.73591032111,0,0,0,0,0]
["Corporate Center",null,0,0,0,0,0,0,0]
["Retail – private individuals",null,0,0,0,0,0,0,0]
["Retail – SME",null,0,0,0,0,0,0,0]
["Total",null,29165.794636276838,27844.112367877558,28620.434538930807,29402.322661714476,29134.327686220775,23346.079331180452,22988.65]
["Retail – private individuals",null,26497.528905081297,24618.945128334002,25273.277413497293,26194.328744888124,25855.999721126595,20778.317322240047,20301.384999999998]
["Retail – SME",null,2668.26573119554,3225.1672395436199,3347.1571254335145,3207.9939168263531,3278.327965094184,2567.7620089404072,2687.2649999999999]
[null,null,null,null,"* Adaptation of previous year figures due to changes in segments."]
[]
[]
["Concentration risk"]
[]
["\n€ million",null,"31/12\n2016","31/12/\n2015*","31/12/\n2014","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["Austria",null,19936.393440060234,26730.655711323572,23612.819194306732,27976.393832384409,30709.8049187652,43686.6118164773,39318.973758279302]
["Central Europe",null,50177.2998293442,51179.153006285174,47963.978062548777,46349.852168277233,47879.1454977174,42629.9551205557,41525.314490453391]
["Poland",null,14083.24926939163,16374.737129324245,14590.232421804332,14181.170829905852,14599.175220761101,8807.8101377912008,8232.27]
["Czech Republic",null,15047.461111048611,12368.269960962218,11593.063587981836,10700.350393512166,11090.1633484227,10936.576250672701,10031.591]
["Slovakia",null,14137.524973668989,13856.339182474396,11916.153360069515,11706.326515490671,11425.565152515701,11862.2578618343,11833.965613443317]
["Hungary",null,6471.3849460725232,7555.4745915328704,8440.1219494699981,8033.6286372217364,8734.7196746244899,8882.9802737555801,9938.0560000000005]
["Other",null,437.67952916244326,1024.33214199145,1424.4067432230934,1728.375792146802,2029.5221013933899,2140.3305965019099,1489.4318770100756]
["Other European Union",null,21138.954858306206,19046.765476059576,23101.485497915346,20890.04053975589,23033.714941253998,26501.3934953475,20392.969555097348]
["Germany",null,6354.0985245025431,6089.8903609865602,5961.8864065597145,5546.1802787382912,6198.2149306373703,7492.20771094253,5708.3490000000002]
["Great Britain",null,5274.6999360923874,4535.5575271305797,6040.2212829417385,4293.5421448349889,6932.4144161374097,7365.43591296053,3999.7968087909499]
["France",null,3085.9080768577096,2169.2939209974884,3812.0170434580591,5106.3382917158197,5261.5383504174497,3170.3679125454701,2079.2944481211703]
["Spain",null,594.95479794447203,795.34144997634007,1664.4933525589961,187.88025271163448,597.48332633124585,794.97953836841486,1050.0575549935929]
["Netherlands",null,1827.9947789044891,1743.8315977398001,1974.0294642038662,1599.8472765672884,1435.8033187784699,2951.0669588989299,2137.4766810328101]
["Italy",null,883.32175948080499,1101.71522402543,1197.4965032875,496.79822332751945,841.11756927470549,1208.8083842079552,1939.0873463291698]
["Other",null,3117.9769845238043,2611.1353952033751,2451.3414449054708,3659.4540718603489,1767.1430296773456,3518.5270774236715,3478.9077158296541]
["Southeastern Europe",null,25658.525599096345,24498.105003604083,24144.8539113761,24561.83879157441,24586.8395411003,26717.376751814299,25436.397948288155]
["Romania",null,9451.7097468245356,8902.0514070034642,8914.8117890260401,8597.162781339508,8006.2081463464801,8558.4937631452703,8046.808]
["Croatia",null,5090.7542861825568,5011.2495921435893,5175.3310895763088,5351.2886695362758,5663.4209702538801,6163.0005196550101,6189.5780000000004]
["Bulgaria",null,3998.3170305687995,3906.30160259592,3691.5094678027926,3913.9644121853717,4263.1566751888904,4327.6674730548202,3958.7530000000002]
["Serbia",null,2467.2758362146319,1953.4856639132997,1805.0592236224479,2217.096040364218,2073.4406818434099,2549.2711290267398,2557.2399999999998]
["Bosnia and Herzegovina",null,2076.890761210896,2123.7301675918502,1745.2628180721176,2072.1895392367301,1969.3385680086601,2317.31781874119,1556.9852334667498]
["Albania",null,1830.351470822643,1912.1343965814899,1037.3360296530379,1918.8508505452701,2061.64142510381,2355.2786268211498,1835.7057290394901]
["Other",null,743.22646727227993,689.15217377447016,1775.5434936233535,491.28649836704017,549.63307435513957,446.34742137011926,1291.3279857819098]
["Asia",null,3499.3175258532233,5282.1221427195524,7629.3088341214179,9032.7241771255012,9670.1430168746992,12277.5278483941,9384.4703092018262]
["China",null,935.663575029051,1779.5909213392399,3206.7345431716753,4208.1907153385309,4167.0445880929101,6555.6715954982201,3348.7540969103102]
["Other",null,2563.6539508241722,3502.5312213803113,4422.5742909497421,4824.5334617869703,5503.0984287817892,5721.8562528958801,6035.7162122915161]
["Eastern Europe",null,19813.76380085964,18017.017646072065,22946.272872621495,27948.2219934327,27270.176972691668,26271.584283997439,22335.233082798488]
["Russia",null,14262.287586159691,12522.069850343689,16803.445015189667,20439.620950203196,19861.137391786298,18484.518075103599,14452.671]
["Ukraine",null,3379.9478000307568,3546.6690861729403,4007.41164773837,5544.8495509062177,5633.49199018121,6371.6266364074199,6156.2349999999997]
["Belarus",null,1635.0307397140582,1470.5713829435101,1359.83520969346,1515.6342265778301,1413.2755543108999,1235.85524332399,1217.3367538498399]
["Other",null,536.4976749551339,477.70732661192329,775.58100000000002,448.11726574545992,362.27203641326014,179.58432916243009,508.99032894865013]
["North America",null,3051.4396501575584,3058.35889667219,2899.0649623236882,4134.3084175349759,3496.3440873925201,4379.1490328513901,4368.6365363941604]
["Switzerland",null,2192.7073859493544,1931.2520535698718,1929.286992869191,1647.7224902959199,2184.9194209236698,2281.9174804520799,2314.5519320512199]
["Rest of World",null,1104.7465133629441,1225.4151307900547,1012.4703677246869,781.49638446884023,1266.3511609527004,1954.7401964967103,3237.7658112411104]
["Total",null,146573.14860298971,150968.84506709615,155239.54069580746,163322.59879484991,170097.43955767201,186700.25602638599,168314.313423805]
["* Adaptation of previous year figures."]
[]
["Exposure by industry"]
[]
["\n€ million",null,"31/12\n2016","31/12/\n2015*","31/12/\n2014","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["Banking and insurance",null,39182.850232570607,42631.641678592285,40401.797853868367,42712.672691448308,52812.303974192837,60073.253685536089,48146.001386023985]
["Private households",null,26589.449923463355,24836.803172068961,26628.106156194808,27272.431362806379,23100.218944190794,21922.14904163863,22554.205534814948]
["Wholesale trade and commission trade (except car trading)",null,11976.255877851259,13014.461187322298,14662.081576354494,16086.634937689863,16411.67423078823,17893.91470332566,15217.496279842746]
["Public administration and defence and social insurance institutions",null,11844.457320144942,11774.484089834297,12719.615944408404,10991.09389423018,10852.464766465428,13267.030356807258,16182.138970124506]
["Other manufacturing",null,11425.671830825448,11532.10324894706,11829.2888220613,12323.902307832748,11931.205779937998,13651.444729330518,11900.352325606467]
["Real estate activities",null,8385.797875130027,8687.9458202625883,9424.3464835901177,9992.1474453095416,10012.286814025269,10875.943873085635,12346.59053014547]
["Construction",null,5551.2112750528186,5759.5667270497588,5508.026307527407,6550.9822272535675,7053.4037055622894,7280.5776182908467,4949.9626273007207]
["Other business activities",null,4437.5671077709458,4369.7218878937365,4521.5047643091775,5414.0232689475679,5968.4854861523218,6355.788666157825,6708.7342286948397]
["Retail trade except repair of motor vehicles",null,3674.826177600301,3671.6342424213694,3839.0751566188032,4093.9060211626424,4756.9276111421477,5315.0683628710476,4087.3425936871672]
["Electricity, gas, steam and hot water supply",null,3055.623000748571,3740.0698923991749,3158.5253629045701,4163.444166789126,3208.6549018524752,3448.9949299584396,3516.1580203387152]
["Manufacture of basic metals",null,2182.5358413792901,2249.5736536266404,2678.4608134249929,2542.9248633762195,2673.4145204561387,3643.0745306344538,2939.4197666649634]
["Manufacture of food products and beverages",null,1833.5992336438121,1968.692040515599,2314.2936018728183,2427.6791221135963,2374.3705173756816,2535.2343046217134,2986.864503984345]
["Other transport",null,1904.549071483395,2117.0360462111626,2053.1024733939012,1937.5116603205595,2156.0793934684662,1998.0816475209426,2606.3323117940408]
["Land transport, transport via pipelines",null,1895.7783181298194,1929.461974429837,1975.534795925254,2082.848147080213,2006.1189095840839,2218.838791254806,2231.0692221436807]
["Manufacture of machinery and equipment",null,1694.3853896880933,1661.2744169334883,1199.4752130467316,1479.5727071959072,1443.3149203104122,1547.0730893699076,1729.8126809998516]
["Sale of motor vehicles",null,915.53904679534924,1098.6675769721899,1104.884786645594,1175.3185415482801,1350.3701128979653,1577.1514113790358,1796.3724240397619]
["Extraction of crude petroleum and natural gas",null,776.21490101763095,686.74566768905504,1252.7695038660452,1218.2764782443478,1414.4778564441215,1580.4328261902633,1277.3714111263996]
["Other industries",null,9246.8361794498869,9238.9617443430125,9968.6510797945848,10857.228951500774,10571.667112825484,11516.203077633947,7138.0886064728202]
["Total",null,146573.14860274552,150968.84506751251,155239.54069580737,163322.59879484988,170097.43955767213,186700.25564560699,168314.31342380538]
["* Adaptation of previous year figures."]
[]
["Economic capital "]
[]
["\n€ million",null,"31/12\n2016","31/12/\n2015*","31/12/\n2014","31/12/\n2013","31/12/\n2012","31/12/\n2011","31/12/\n2010"]
["Credit risk corporate customers",null,1478.5381891899999,1596.2194643900004,1810.2403503899998,2433.3366719000005,2383.5603952044476,3723.7963363604586,3477.0310231616127]
["Credit risk retail customers",null,1154.5080152600001,1200.4089271199998,1554.7502072900002,2059.76840133,2456.8110000000001,1967.8748011665259,2178.5491446444312]
["Operational risk",null,590.31679365999992,639.27951500999995,630.24782888000004,682.25911773999997,775.26245971194248,862.83461511968676,889.34947772572707]
["Macroeconomic risk",null,391.50998757000002,498.99982277999999,462,189.42374863000001,338.0320261177265,"-","-"]
["FX risk capital position",null,275.74530119999997,246.62145795187342,"-","-","-","-","-"]
["Country risk",null,"-","-","-","-","-","-",300.97090401999992]
["Credit risk sovereigns",null,412.02372360000004,388.32835039999998,467.62960770999996,486.62827486999998,961.66163951362898,737.53490290507432,849.85658143973831]
["Market risk",null,217.8965206,211.08160299395263,1366.88862849,630.07488497999998,790.94883886454045,700.72198614282331,868.49661494375027]
["Other tangible fixed assets",null,190.7818518,216.17890152000001,275.49238050999998,262.56520641999998,411.13045787867708,"-**","-**"]
["Credit risk banks",null,191.25837181,171.79322596,194.28773844,267.04009092000001,311.50554546434785,566.31049224534218,589.4851073385754]
["Participation risk",null,108.94207943000001,108.63082390999999,129.63980094999999,184.55782628,194.19093978240863,29.099282361613913,21.458002]
["Liquidity risk",null,14.887031779999999,22.817175350000003,92.782064510000012,297.41392752999997,207.16627613201081,"-**","-**"]
["CVA risk",null,30.45686517,32.454538769999999,40.451922509999996,"-","-","-","-"]
["Risk buffer",null,252.84323655,266.64069030779132,351.22052648000005,374.65340752999998,441.51347893348651,858.81724163015247,917.51968552738333]
["Total",null,5309.7079676200001,5599.4544964636189,7375.6310561600003,7867.7215581299997,9271.7830576032175,9446.9896579316774,10092.716540801217]
["* Adaptation of previous year figures.",null,null,null,null,null,null,"** included in Risk buffer."]

{"sheet":"NPL","index":9,"n_rows":35,"n_cols":14,"rows_kept":35,"cut":false,"hidden":false,"merged":[]}
["Non-performing loans development "]
[]
["€ million","31/12/2010","31/12/2011","31/12/2012","31/12/2013","31/12/2014","31/3/2015","30/6/2015","30/9/2015","31/12/2015","31/3/2016","30/6/2016","30/9/2016","31/12/2016"]
[]
["NPL as of reporting date"]
[]
["Central Europe",null,null,null,null,1931.4796105501443,1936.6913970397259,1586.7260505233551,1503.7565241320565,1331.01704849301,1444.1020588762851,1369.2920739281217,1318.6317675180496,1077.4819440570302]
["Southeastern Europe",null,null,null,null,1768.9465920757964,1767.6090180151039,1690.8535947054042,1710.1854994442606,1586.589002045617,1559.1757267690116,1494.4735531889814,1489.8122287892975,1420.7322132972806]
["Eastern Europe",null,null,null,null,1763.1970180669086,1929.2397843838196,2044.2639050139094,2021.8882644721336,1902.07356664708,1844.5353784373156,1753.3705160317902,1682.9494884628434,1575.7554723560283]
["Group corporates",null,null,null,null,1239.9639095812804,1343.1397668528393,1274.4274499303515,1282.85131362026,1268.43280293358,1129.2028867655599,899.23447422077095,721.52210934454399,688.2021740266523]
["Group markets",null,null,null,null,266.53909398569203,285.97877895890696,280.26041389569804,279.51920314852003,288.46917270071197,215.000443313608,55.635230591948599,53.132590281147301,55.29969838076331]
["Non-Core",null,null,null,null,1867.9511805736699,2304.4544129662531,2222.4669595399732,2086.7380661739953,1902.8787145573021,1871.2485076715511,1751.0198446606241,1846.2833227662059,1634.3934322305947]
["Total",null,null,null,null,8875.9843767407892,9605.3918958787654,9136.3369042046397,8934.5389921400783,8328.1635038446002,8105.8656003541755,7364.0608859056192,7148.4484708161281,6485.6065868342703]
[]
["NPL/Loans and advances to customers"]
[]
["Central Europe",null,null,null,null,0.10410584867394734,0.10332003327014952,8.446256614251689E-2,8.0872309382970339E-2,7.0930201679771196E-2,7.5161584152616631E-2,7.1031231670359116E-2,6.6809428304053842E-2,5.4531341716692092E-2]
["Southeastern Europe",null,null,null,null,0.13221259281843464,0.13231502986515373,0.12831579116548564,0.12996401787165202,0.12121880938116321,0.11773023230040255,0.11253726972219241,0.11175983785100987,0.10535398620744874]
["Eastern Europe",null,null,null,null,0.14514875797107127,0.14908714148912899,0.16697945772303738,0.18157968122398671,0.18908632110134216,0.18784095629514472,0.1744953663423468,0.16447533057257718,0.14700647707536119]
["Group corporates",null,null,null,null,8.6323364454741397E-2,8.2469729749028678E-2,8.265728088375851E-2,9.2630865929285641E-2,9.3563484761966659E-2,8.007448718845564E-2,6.280314284191961E-2,4.9615509394681172E-2,4.6150245297549568E-2]
["Group markets*",null,null,null,null,3.8651102380276137E-2,3.6972908348884538E-2,4.7882346413967491E-2,5.3303388135609149E-2,5.7494639110699589E-2,2.7649613813029425E-2,1.3800674673832327E-2,1.2943225566826996E-2,1.8696936506506327E-2]
["Non-Core",null,null,null,null,0.12199990412913841,0.14195671290754225,0.14901281738699629,0.14760376523800314,0.15360027349596167,0.15333507001160557,0.15288549288335432,0.16523057148931639,0.17702199737161736]
["Total",null,null,null,null,0.11390358713678107,0.11933268249825703,0.11975073579581041,0.12191626512372768,0.11910756521125795,0.114368580641707,0.10397538836408129,0.10242690378425168,9.197600310695038E-2]
[]
["Coverage LLP/NPL"]
[]
["Central Europe",null,null,null,null,0.73764922325749338,0.71566877315744559,0.71423293799531584,0.72505186609601191,0.75304829524973871,0.69264152825274106,0.69176555950744734,0.70930687372371182,0.71029061781056824]
["Southeastern Europe",null,null,null,null,0.66530083408339136,0.67164038270756066,0.68528884460093253,0.67793172441045335,0.7159307982322326,0.72045486658632196,0.72881648145383227,0.7451164255559336,0.79681180017498721]
["Eastern Europe",null,null,null,null,0.83402198990663823,0.86321423191286173,0.84273502831498326,0.84388734760209638,0.86362363301523659,0.83244790416156367,0.84036656750037675,0.83661581049352196,0.85736635016410279]
["Group corporates",null,null,null,null,0.5025965328851022,0.51701233996453011,0.60161055040198741,0.53734996364828391,0.56677184451342588,0.59533306333069091,0.47199391612270131,0.61122534303298248,0.6586138481777688]
["Group markets*",null,null,null,null,0.79661053211387589,0.80028216722062051,0.73993717995508912,0.80548250965653179,0.81975072676919225,0.88941499550714431,0.62761544450873519,0.73539870449361067,0.71907832437693642]
["Non-Core",null,null,null,null,0.57821835583971459,0.52442770529589922,0.55503705455370755,0.5758686241329054,0.62427961055410608,0.64303215275452841,0.71274883785638388,0.68331965195563071,0.66625069007152382]
["Total",null,null,null,null,0.67471294420045069,0.66007504373125103,0.66802817595668385,0.66838440378289377,0.7126682298084176,0.70173507713259697,0.72075610727168349,0.72045432427381229,0.75625412913321588]
[]
["* including loans and advances to banks."]

{"sheet":"Funding","index":10,"n_rows":28,"n_cols":29,"rows_kept":28,"cut":false,"hidden":false,"merged":[[29,0,29,22]]}
["Funding structure"]
[]
["€ million","31/12/2007","31/12/2008","31/12/2009","31/12/2010","31/3/2011","30/6/2011","30/9/\n2011","31/12/\n2011","31/3/\n2012","30/6/2012","30/9/2012","31/12/2012","31/3/2013","30/6/2013","30/9/2013","31/12/2013","31/3/2014","30/6/2014","30/9/2014","31/12/2014","31/3/2015","30/6/2015","30/9/2015","31/12/2015","31/3/2016","30/6/2016","30/9/2016","31/12/2016"]
[null,"RI Group","RI Group","RI Group"]
["Customer deposits",40457.265952000002,44205.906000000003,42578.249000000003,57633,60862.943157936999,63625.122049277001,68936.003737597013,66747.234305767008,67748.806802306004,72011.145673427018,70942.022191237003,66297.150535260036,66852.717500662984,66575.248559891988,67495.793968958009,66436.635568236001,63599.307658130994,64385.730379256987,67823.529976967999,66094.17183204295,68205.097947952978,67017.945675356008,68048.178218090994,68990.88738310599,68106.890253656005,68937.937883243038,70453.78096580095,71538.22644899103]
["Medium- and long-term refinancing",10847.714260999999,16921.178257,11958.163640000001,26315.806260000001,27152.795411177998,24053.037940424001,24093.197755142999,23902.608953761002,22434.667946903002,22468.767599273004,23241.449737083003,23097.296940733999,21103.429504074003,20805.259239371,20227.182143882997,19495.181044532001,17714.028729397996,17707.812893598002,18045.290177765,17916.111681635997,13861.828155878,15601.366940259,14468.430534502,12944.568664769,12395.493778077998,12217.217899522997,11651.018220503998,11307.516897141]
["Short-term refinancing",11399.683371000001,12685.368324999999,10678.657319,23898.758097000002,28840.541792943979,26174.111216459001,28674.70432216601,28456.013214549988,30369.056128718999,30330.719546716988,26634.149790716008,20379.253858051001,18945.557090745995,18724.965847822012,20503.231455333003,22142.330379267991,19144.580934261994,21850.289188331011,22823.760095518996,15085.328033386997,17916.860183689998,14757.53425196,12050.473177076999,10926.199409632,11743.711818754,11779.190627906002,9806.9724708969989,8154.0849019399975]
["Subordinated liabilities",1531.7659580000002,1684.4559999999999,2470.2849999999999,4001,4006.5197321350001,4098.5032953270011,4091.4591370289991,4150.7331369490003,3799.2990515910001,3788.3356401999999,3754.2550655810001,3937.0491068669999,3917.3102953390003,3846.6344383220003,3861.3270779929999,4127.5888551620001,4054.0971022740009,4057.8109344619988,3965.6044800129998,4185.10818225,4372.9916929029996,4342.6997031369992,4341.2369297260002,4164.3525226060001,4233.8699718150001,4140.5572575779997,4197.7551376029996,4203.692645307]
[]
["Total funding",64236.429542000005,75496.908582000004,67685.354959000004,111848.564357,120862.80009419398,117950.774501487,125795.36495193503,123256.589611027,124351.82992951901,128598.968459617,124571.87678461701,113710.75044091203,110819.01439082199,109952.10808540699,112087.53464616701,112201.73584719798,104512.01442406498,108001.64339564799,112658.184730265,103280.71972931594,104356.77798042395,101719.546570712,98908.318859395993,97026.00798011299,96479.965822303013,97074.903668250045,96109.526794804959,95203.520893379027]
[]
["Equity",6622.1376769999997,6518.2052099999992,7000.182127,10404,10671.764026837029,10483.033480157988,10348,10935.785951264921,8171.6148486722441,10849.995615354077,11115.25452516101,10872.850310094656,11061.142371090004,10428.340874680011,10354.376420777,10363.745779235993,12820.970333651087,10846.076798130998,9819.4987055480015,8177.7732893709899,8531.4722893419985,8650.7446092490027,8582.3708396629918,8500.9666352509976,8657.6848213119956,8718.8714095500018,9021.5274333420075,9232.1299352859896]
["Other liabilities",1884.2372949999999,3381.8708279999996,1589.7917259999997,10920.435643000004,7928.2245840810501,9121.698828151013,12224.37641679302,12792.627254794104,16274.737276880875,13268.309577504471,11420.231106520981,11532.424996110902,10052.051912562922,9925.2918120110044,8592.5762004780463,8074.3313023350092,8077.499793249056,8431.3735971069927,9538.1273934359706,10041.27932702002,11165.485232962325,9231.7168801469361,9706.4329899870609,8899.6085749510821,9373.6763163807682,8110.037946315706,8707.3258101201209,7428.1944241459223]
[]
["Total equity and liabilities",72742.804514000003,85396.984620000003,76275.328811999992,131173,139462.78870511206,137555.506809796,148367.74136872805,146985.00281708603,148798.18205507213,152717.27365247556,147107.36241629897,136116.02574711759,131932.20867447491,130305.74077209801,131034.48726742207,130639.81292876898,125410.48455096512,127279.09379088598,132015.81082924898,121499.77234570697,124053.73550252931,119602.00806010791,117197.12268904605,114426.58319031507,114511.32695999577,113903.81302411573,113838.38003826709,111863.84525281093]
[]
[]
["Customer deposits",0.62981809917607012,0.58553266392340186,0.62906147165500603,0.51527706530095541,0.50357052054481355,0.53942097725246285,0.54800114268070743,0.54153075723097521,0.54481551932693828,0.55996674418146797,0.56948666121402947,0.5830332688703016,0.60326035083560281,0.60549315260220971,0.60217038569030668,0.59211771606379404,0.60853585119957843,0.5961550987089097,0.60202931672790916,0.63994685557252473,0.65357611903989032,0.65885022038283858,0.68799246618300625,0.71105561095790693,0.70591743760663639,0.71015200920349031,0.73305720374860084,0.75142416769552678]
["Medium- and long-term refinancing",0.16887168758200341,0.2241307435604635,0.17667283635054565,0.23528067983067533,0.22465800386898671,0.20392437474092859,0.19152691169780964,0.19392560697316735,0.18041284924893086,0.17471965652919452,0.18657059953641975,0.2031232478123178,0.19043148524719045,0.18922110363914257,0.18045880130859576,0.1737511536459786,0.16949274996769326,0.16395873559745808,0.16017735614123768,0.17347005064054138,0.13283112438061578,0.15337629262251434,0.14628122994456844,0.13341339022648643,0.12847738566686523,0.12585351556232183,0.12122646535737366,0.11877204530917077]
["Short-term refinancing",0.17746446140108851,0.16802500345059757,0.15776909680784762,0.21367067368624931,0.23862215479425603,0.2219070737524409,0.22794722470992701,0.2308680883054727,0.24421881162449946,0.23585507652218474,0.21380547903894931,0.17922011576768862,0.17095944405290672,0.17030110812679558,0.18292160247842634,0.19734391996771369,0.18318067104305813,0.20231441394170013,0.20259300422925702,0.14606141468536912,0.1716885144446581,0.14508061380023021,0.12183477907664629,0.11261103736094653,0.12172176595070101,0.12134125487428717,0.1020395459009491,8.5648984674337569E-2]
["Subordinated liabilities",2.3845751840837891E-2,2.2311589065537027E-2,3.6496595186600707E-2,3.577158118212001E-2,3.3149320791943708E-2,3.4747574254167628E-2,3.2524720911555831E-2,3.3675547490384726E-2,3.055281979963136E-2,2.9458522767152859E-2,3.0137260210601573E-2,3.4623367549692009E-2,3.5348719864300028E-2,3.4984635631852258E-2,3.4449210522671116E-2,3.6787210322513732E-2,3.8790727789670305E-2,3.7571751751932246E-2,3.5200322901596179E-2,4.0521679101564873E-2,4.1904242134835928E-2,4.2692873194416975E-2,4.3891524795779048E-2,4.2919961454660177E-2,4.388341077579723E-2,4.2653220359900684E-2,4.3676784993076277E-2,4.4154802320964866E-2]
[]
["Total funding",1,1,1,1,1,1,1,1,1,1,1,1,1,1,0.99999999999999989,1,1,1,0.99999999999999989,1,1,1,1,1,1,1,1,1]
[]
["Additional information:"]
["Customer loans (net) in € mn",null,null,null,null,null,null,null,null,null,null,null,74911.373978484,75161.756758008996,74348.495086530005,75334.834717405,73653.665254195017,73112.081798918036,73848.166755791011,75178.591025551941,70328.521323308029,72508.906817115014,69744.087054155971,66269.39018807598,63352.176165651981,63935.972843516989,64058.850855102981,64408.952164049042,64084.28784494198]
["Customer deposits in € mn",null,null,null,null,null,null,null,null,null,null,null,66169.91416426003,66706.022959663009,66489.935679891976,66147.699410957997,65688.841623235989,63266.760688130998,64378.218052256991,67778.350191968013,65960.649494349957,67819.660019953008,66618.236466355986,67569.05997509099,68741.250893100005,67868.021893858036,68604.268725386035,70410.29106489601,71252.91040955903]
["Loan/deposit ratio",null,null,null,null,null,null,null,null,null,null,null,1.1321062589339954,1.1267611742264885,1.1181917131710297,1.1388882060639749,1.1212507852801235,1.1556160139021319,1.1470986459402632,1.1091829590514419,1.0662193574872578,1.0691428826948173,1.0469218453325257,0.98076531200087547,0.92160348178957918,0.94206330255962734,0.93374438712439634,0.91476616826770929,0.8993918631054918]

{"sheet":"Capital Basel III","index":11,"n_rows":78,"n_cols":13,"rows_kept":78,"cut":false,"hidden":false,"merged":[[77,0,77,21]]}
["Regulatory total capital*"]
[]
["€ million","31/3/2014","30/6/2014","30/9/2014","31/12/2014","31/3/2015","30/6/2015","30/9/2015","31/12/2015","31/3/2016","30/6/2016","30/9/2016","31/12/2016"]
[]
["Total capital"]
["Paid-in capital",7502.5201378344964,6483.3161201800003,5883.3161201800003,5882.9525637609904,5883.5957277799989,5883.5457267800002,5885.6342208700007,5885.6242161880009,5886.0647884400005,5885.7270246099997,5885.8826180899996,5886.1994614400001]
["Earned capital",4130.9473145785078,3392.2401012475761,3207.1738315790562,1500.9134049890035,1793.2394894258118,2009.068943000201,1774.4575975647954,1750.2922842792043,1752.449829143427,2001.0597593305665,2110.2863253267856,2584.9415628010602]
["Non-controlling interests",373.90923738314228,418.97136761827301,439.68884340461807,393.54799562865105,361.41310017675198,361.21016418081933,323.93151092229874,398.56215668446157,361.35609852757926,418.80893376164352,387.00153878636291,445.2493145762441]
["Common equity tier 1 (before deductions)",12007.376689796147,10294.527589045849,9530.1787951636761,7777.4139643786448,8038.2483173825631,8253.82483396102,7984.0233293570946,8034.4786571516661,7999.8707161110069,8305.5957177022101,8383.1704822031479,8916.3903388173039]
["Deduction intangible fixed assets/goodwill",-856.66192162859988,-857.34192295119999,-788.33728763140005,-318.83802354891003,-354.999026114,-339.16705409480005,-342.50814524880008,-326.27326951079993,-372.1460271144,-532.43706575700003,-502.92508121101503,-520.43611592920001]
["Deduction provision shortage for IRB positions",-19.615647313066294,-15.480723396151918,-16.682878855414387,-9.1351515849371676,-24.571985082161014,-14.961093562277794,-21.386620979396206,-19.753127726505134,-47.11897520918123,-50.398655124378529,-49.088891366595178,-33.51099244968853]
["Deduction securitizations",-2.025687,-10.196793530900001,-5.1132339271999996,-5.1208489996999997,-5.1406605408999999,-1.9020764577,-1.0208823288,-14.184070341800002,-14.179462525500002,-14.179343086299999,-14.103554299300001,-20.693071656000001]
["Deduction deferred tax assets",0,0,0,0,0,0,0,0,0,0,0,0]
["Deduction loss carry forwards",null,null,null,0,-2.785696001982882,-0.7269311181585576,-0.7269311181585576,-2.9631464557719829,-5.9262929115439658,-2.3621290903197254,-1.6131594888623946,-2.3876866107745149]
["Deduction insurance and other investments",0,0,0,0,0,0,0,0,0,0,0,0]
["Common equity tier 1 (after deductions)",11129.073433854479,9411.5081491675974,8720.0453947496626,7444.3199402450973,7650.7509496435187,7897.0676787280845,7618.3807496819391,7671.3050431167894,7560.4999583503823,7706.2185246442123,7815.4397958373766,8339.3624721716405]
["Additional tier 1",353.0016,353.0016,353.0016,353.0016,308.87639999999999,308.87639999999999,308.87639999999999,308.87639999999999,261.53193997590597,90.474999999999994,90.474999999999994,90.474999999999994]
["Non-controlling interests",7.9694231742449917,7.8570577787068387,7.7582412701204078,7.4472274649658763,14.427578086735378,14.505896318668906,14.374995655402845,0.46417421415463328,2.2717365034209567,0,-2.982847335149569,-1.3744323809526802]
["Deduction intangible fixed assets/goodwill",-317.68842309439998,-329.89769180479993,-327.39415052560008,-342.17852429508997,-304.874989271,-312.16147614219994,-307.21142992319994,-294.52572841619997,-248.09735140960007,-73.702836087999984,-71.12918887598498,-77.930236802800039]
["Deduction provision shortage for IRB positions",-39.231294626132588,-30.961446792303835,-33.365757710828774,-18.270303169874335,-18.428988811620759,-11.220820171708345,-16.039965734547149,-14.814845794878851,-15.706325069727077,-16.799551708126174,-16.362963788865059,-11.170330816562844]
["Deduction securitizations",-4.051374,0,0,0,0,0,0,0,0,0,0,0]
["Deduction insurance and other investments",0,0,0,0,0,0,0,0,0,2.7387799056654331E-2,0,0]
["Tier 1 (after deductions)",11129.073365308192,9411.5076683492007,8720.0453277833531,7444.3199402451,7650.7509496476332,7897.0676787328448,7618.3807496795953,7671.3050431198653,7560.4999583503823,7706.2185246471427,7815.4397958373766,8339.3624721713277]
["Long-term subordinated capital",3268.5688997513034,3251.7497560331831,3181.6629499349747,3132.0077695279547,3194.4857919541901,3244.9474751024118,3169.9464804673103,3159.8317744999067,3148.1291914357967,3125.0047370880889,3076.9755529823196,3046.6652212678277]
["Non-controlling interests",0.59216580421307596,-9.4303498046533623,4.3046094428625077,11.562183273066388,18.987481804197504,21.146727818821454,19.551414794679044,-3.6414056349779829,-8.9116064847254766,0,-9.06829174673212,-8.5297727732511461]
["Provision excess of internal rating approach positions",225.59570086942909,223.45082068392372,190.70655460877003,181.05165874580996,186.46188539675967,184.78228038930652,171.12067060244192,159.67361669872162,158.25193569501798,153.62244705664276,156.1276490566988,159.43718939134976]
["Provision excess of standardized approach positions",18.972003126999947,236.33545268137129,236.33545268137129,201.02669835107474,201.02669835107474,218.92166754705983,218.92166754705983,0,0,0,0,0]
["Deduction securitizations",-4.051374,0,0,0,0,0,0,0,0,0,0,0]
["Deduction insurance and other investments",0,0,0,0,0,0,0,0,0,-12.891722073871303,0,0]
["Tier 2 (after deductions)",3509.6773955519457,3702.1056795938248,3613.0095666679786,3525.6483098979056,3600.9618575062223,3669.7981508575995,3579.5402334114915,3315.8639855636502,3297.4695206460892,3265.7354620708606,3224.034910292286,3197.5726378859267]
["Total capital",14638.750760860137,13113.613347943026,12333.054894451332,10969.968250143005,11251.712807153854,11566.865829590444,11197.920983091086,10987.169028683515,10857.969478996471,10971.953986718003,11039.474706129662,11536.935110057253]
["Total capital requirement ",6392.0324908867242,6233.7700396814926,6352.1226805575716,5497.6899330844553,5878.5503407889346,5596.0286559498336,5375.5803108273767,5061.9306280622159,5047.4586960106426,4937.7471042636671,4966.2174730979123,4804.851601434043]
["Common equity tier 1 ratio (transitional)",0.13928681932980122,0.12078094750698848,0.10982212823363469,0.1083265157672287,0.10411751885913757,0.11289531436307754,0.11337761222671588,0.12123919676952953,0.11983059854379347,0.12485400101580761,0.12589766498424609,0.1388490328347739]
["Common equity tier 1 ratio (fully loaded)",9.9000000000000005E-2,0.10419301725566965,0.10168194629106626,9.967393808379163E-2,9.8201126874462336E-2,0.10667050260752231,0.10702970818628572,0.11473073464119228,0.11455640946943804,0.12187216632822399,0.12303344555006564,0.13577679921061545]
["Tier 1 ratio (transitional)",0.13928681847190461,0.12078094133648949,0.10982212739024659,0.10832651576722871,0.10411751885913759,0.11289531436314561,0.113377612226681,0.12123919676957814,0.11983059854379347,0.1248540010158551,0.12589766498424607,0.13884903283476865]
["Tier 1 ratio (fully loaded)",null,null,null,0.10063310260962746,9.8662099326329564E-2,0.10715735299428859,0.10754822764516256,0.11520589353053555,0.11503293168144416,0.12247616999962002,0.12353110000373428,0.13604614542769389]
["Total capital ratio (transitional)",0.18321246998329199,0.16829126855135712,0.15532514738356748,0.1596302211825664,0.15312227885957089,0.16535820726782408,0.166648738712529,0.17364392894320754,0.17209403991879366,0.17776453520260516,0.17783312576915034,0.19208809873110708]
["Total capital ratio (fully loaded)",0.14645956156029541,0.15101449309510248,0.14770660504623301,0.15116077468911363,0.14792332891534957,0.15981834060293926,0.16103354911899448,0.16779741382659613,0.1674856718802992,0.17550717491394624,0.17564042538884736,0.18939531502013029]
[]
[null,0,0]
["Total capital requirement"]
["Risk-weighted assets (total RWA)",79900.406136084057,77922.125496018649,79401.533506969645,68721.124163555694,73481.879259861671,69950.358199372917,67194.753885342216,63272.21798527769,63093.233700133031,61721.838803295839,62077.718413723902,60060.645017925533]
["Total capital requirement for credit risk",5228.5462008867244,5148.097548935797,5241.5764606665616,4563.8220147643706,4759.8161903157588,4597.7681982913828,4425.3030648611802,4116.6916748091498,4093.8449683524996,4024.9481563777676,4042.4376673412598,3907.2996332341513]
["Internal rating approach",2995.7418738866518,2979.3442757856492,2987.6308309279839,2657.6261588757902,2731.8783227784056,2613.3746741468649,2495.4751511598542,2326.5128332480062,2319.4434768632673,2272.2933168635859,2299.8748379408512,2274.7669361055014]
["Standardized approach",2180.9374656683722,2118.9774034126481,2211.1478820839766,1865.7396958763786,1988.8705831956538,1949.2258192111178,1893.8112199638263,1750.7314058247714,1714.2620288323249,1722.2951183271819,1715.654167528309,1602.03273791585]
["CVA risk",51.866861331700001,49.775869737499995,42.797747654600002,40.456160012199994,39.845284341700001,35.167704933399996,36.016693737499999,32.458755418499997,33.966345689599997,30.359721186999998,26.908661872099998,30.4999592128]
["Basel 1 floor",null,null,null,0,0,0,0,6.9886803178723147,26.173116967307127,0,0,0]
["Total capital requirement for position risk in bonds, equities, commodities and open currency positions",388.41199999999998,313.74889874569561,348.31961089100992,253.78331132008472,403.11612947317576,289.60749865845133,240.29266296619608,240.9244980130656,243.67506265814316,197.33590488589928,202.24248375665209,214.0599201998921]
["Total capital requirement for operational risk",775.07429000000002,771.92359199999999,762.22660900000005,680.08460700000001,715.618021,708.65295900000001,709.98458299999993,704.16126599999996,709.93866500000001,715.46304299999997,721.53732200000002,683.49204799999995]
["Total capital requirement",6392.0324908867242,6233.7700396814926,6352.1226805575716,5497.6899330844553,5878.5503407889346,5596.0286559498336,5375.5803108273767,5061.7774388222151,5047.4586960106426,4937.7471042636671,4966.2174730979123,4804.851601434043]
[]
[]
["Risk weighted assets by asset classes"]
["Risk-weighted assets according to standardized approach",27261.718320854656,26487.2175426582,27639.348526049816,23321.74529254013,24851.157289945677,24365.32274013908,23672.638315049022,21884.14257280964,21428.275360403957,21528.688979089875,21445.677094103863,20025.409223948227]
["Central governments and central banks",1582.8026715703002,1838.6081191133001,2188.8863164619997,1537.9851939749999,2048.3752845128001,2277.5566312902001,2304.8284207803999,2208.7323759306005,1961.6949312974,2224.2140914396,2104.2230348276003,1924.5683466393]
["Regional governments",48.328325320399998,52.424630707399999,50.468376832600001,35.036867689000005,59.441088294299995,71.015151255999996,72.351087538599998,48.812958796499998,47.476050982000004,55.862012671899997,62.820333822100004,60.256326690900003]
["Public administration and non-profit organisations",1.7985789550999998,5.1331679730999999,9.7242017070000006,8.9798622427999994,11.919320089900001,10.139981460000001,5.9840046484,6.6725154382999996,4.5699495352999993,10.512158476500002,16.5283727998,12.330183553300001]
["Multilateral development banks",0,0,0,0,0,0,0,0,0,0,0,0]
["Banks",380.5144626215,345.02902662330007,376.01483917650006,325.30585013889998,487.72628043719999,607.42998018469996,554.74264428410004,301.9320189586,336.4068557997,313.60991803629997,284.02548933080004,293.05160530640001]
["Corporate customers",11819.465510467699,11695.9682043264,12090.4177959642,9924.9974657472994,10219.559887874801,9887.3910372826012,9821.6328929986012,8905.6146433366976,8520.7012470696009,8479.7159102072001,8468.1086134706002,7908.9459944852006]
["Retail customers",9763.7030792012556,9250.4456853792999,9526.2511602744144,7998.4777761367286,8508.2726894669722,8199.6432270317746,7792.8571780998263,7447.8213380239431,7452.7472636411612,7355.7443626063732,7533.7619041394628,7240.7054241660226]
["Equity exposures",413.97876496110001,446.30757095730002,472.19648352280001,455.41823277689997,382.69936710780001,383.04521199370004,369.43165327600002,406.79239778380003,471.86727095279997,449.14690420420004,475.8068733394,397.45962575379997]
["Covered bonds",1.01646875,0.98932031499999995,0,9.0913001100000006,0,0,0,0,0,0,0,0]
["Mutual funds",105.0850548929,99.503020510900015,14.013854977299999,0,11.896872458300001,12.6917499108,7.8197640756000002,6.6809005537999999,6.9426142057,6.6443519883999995,4.8528809523999996,4.1802129698999995]
["Securitization position",0,0,0,0,null,0,0,0,0,0,0,0]
["Other positions",3145.0254041143999,2752.8087967522001,2911.375497133,3026.4527437234997,3121.2664997035999,2916.4097697293,2742.9906693475,2551.0834239874002,2625.8691769203001,2633.2392694594005,2495.5495914216999,2183.9115043833999]
["Risk-weighted assets according to internal rating approach",37446.773423583247,37241.803447320519,37345.385386599803,33220.326985947482,34148.479034730059,32667.183426835702,31193.439389498275,29081.410415600076,28993.043460790941,28403.666460794928,28748.435474260543,28434.586701318764]
["Central governments and central banks",247.76883958239998,318.37302365560004,223.65632602070002,266.17955124260004,231.1031102709,280.73089373519997,351.05441939899998,311.11223000859997,228.80361941380002,416.23520089980002,434.15598033880002,243.97098745739999]
["Banks",3802.1063183009001,3160.3891764127002,2845.0124869020001,2496.3815423253,2616.3409257518001,2425.0476345961001,2660.4797164184001,2094.7802748085001,2437.3750357545,2324.1083993102002,2288.6472951524001,1995.0470022152999]
["Corporate customers",28859.349025206302,29314.471912606201,29989.473441132999,25411.671798007999,26550.590378164798,25580.167835470798,23760.033242727699,22143.057908327301,21541.402827797501,21091.126762941003,21265.878733720401,21454.082649113603]
["Retail customers",4226.2219207987455,4217.0632118359172,4025.0758129044998,4686.2075633273798,4433.8746881615689,4101.0288113249098,4115.1095068941722,4140.9111998206799,4197.1766556658431,4217.7703507088218,4412.5170232607425,4389.6833003456641]
["Equity exposures",205.2403953022,108.81783882529999,100.06917900929999,105.4098303399,106.25063866169999,100.6503989293,108.64257485340001,132.75348593339999,345.48230836249996,108.12154463629999,119.2957643885,122.68074937029999]
["Securitization position",106.08692439270001,122.68828398479999,162.09814063029998,254.47670070429999,210.31929371930002,179.55785277939998,198.11992920559999,258.79531670159997,242.8030137968,246.30420229879999,227.94067739969998,229.12201281650002]
["CVA risk",648.33576664624991,622.19837171874997,534.97184568250009,505.70200015249992,498.06605427125004,439.59631166749995,450.20867171875,405.73444273124994,424.57932111999997,379.4965148375,336.35827340124996,381.24949015999999]
["Basel 1 floor",0,null,null,0,0,0,0,87.358503973403927,327.1639620913391,0,0,0]
["Total",65356.827511084157,64351.219361697462,65519.705758332115,57047.774278640107,59497.702378946989,57472.102478642286,55316.286376266049,51458.645935114364,51173.062104406243,50311.851954722304,50530.470841765658,48841.245415426994]
[0]
["* Total capital formerly referred to as 'own funds'."]

{"sheet":"Own Funds Basel II","index":12,"n_rows":68,"n_cols":17,"rows_kept":68,"cut":false,"hidden":false,"merged":[]}
["Own funds according to Basel II"]
[]
["€ million","31/12/2007","31/12/2008","31/12/2009","31/12/2010","31/3/\n2011","30/6/\n2011","30/9/\n2011","31/12/\n2011","31/3/\n2012","30/6/2012","30/09/2012","31/12/2012","31/3/2013","30/6/2013","30/9/2013","31/12/2013"]
[null,"RI Group","RI Group","RI Group"]
["Available own funds"]
["Paid-in capital",3056.9250139999995,3036.6000680000002,3637.8649999999998,4913.8779999999997,4914,4914,4926,4933.0770000000002,4935.8919999999998,5658.0190000000002,5657.366,5668.6161549999997,5668.6161549999997,5668.6161549999997,5668.6161549999997,5668.5580590000009]
["Earned capital",1259.0992092964425,1546.20491581122,1512.0540000000001,2958.2289999999998,2897,2716,2477,3031.1010000000001,3325.2910000000002,2753.5749999999998,2802.49,3071.0118450000004,3186.9360000000001,3019.39,2947.0360000000001,3134.5569999999998]
["Non-controlling interests",1079.0892191281082,1005.0573631981905,1061.5709999999999,1003.313,1089.9560114582805,1049.4649999999999,1071.7560000000001,1171.0160000000001,1039.3414,844.41140000000007,847.9434,848.31040000000007,827.23239999999998,655.52440000000001,448.44040000000001,428.21100000000001]
["Hybrid tier 1 capital",500.00000199999999,500.00000199999999,1150,800,800,800,800,800,441.2516,441.2516,441.2516,441.2516,441.2516,441.2516,441.2516,441.25200000000001]
["Intangible fixed assets",-202.83090813201872,-227.64599999999999,-289.483,-469.346,-465.17599999999999,-462.613,-468.33699999999999,-501.178,-501.49200000000002,-739.03099999999995,-735.93600000000004,-750.40899999999999,-755.63599999999997,-742.27599999999995,-708.21500000000003,-705.048]
["Core capital (tier 1 capital)",5692.2825362925323,5860.2158760000002,7072.0069999999996,9206.0740000000005,9236.3269999999993,9017.3209999999999,8806.3590000000004,9434.0159999999996,9240.2839999999997,8958.2260000000006,9013.1149999999998,9278.7810000000009,9368.4001549999994,9042.5061549999991,8797.1291549999987,8967.5300590000006]
["Deductions from the core capital",-11.185882208201511,-13.77,-13.058999999999999,-14.845000000000001,-25.812999999999999,-22.934999999999999,-21.372499999999999,-18.590499999999999,-12.445499999999999,-10.222,-15.7895,-13.595000000000001,-15.567500000000001,-15.2255,-14.462999999999999,-12.759]
["Eligible core capital (after deductions)",5681.096654084331,5846.4458759999998,7058.9480000000003,9191.2289999999994,9209.5139999999992,8993.3860000000004,8783.9865000000009,9415.4254999999994,9227.8384999999998,8948.0040000000008,8997.3255000000008,9265.1859999999997,9352.8326550000002,9027.2806549999987,8782.666154999999,8954.7710590000006]
["Supplementary capital according to Section 23 (1) 5 BWG",91.001000000000005,91.001000000000005,91.001000000000005,599.79200000000003,599.65700000000004,599.90099999999995,599.99900000000002,598.74199999999996,600,638.0334417176,634.78700000000003,null,null,0,0,0]
["Provision excess of internal rating approach positions",0,58.337000000000003,7.883,230.55500000000001,229.101,233.238,241.05199999999999,233.696,207.92400000000001,236.137,229.27600000000001,225.893,238.46700000000001,226.70099999999999,228.71,221.143]
["Hidden reserves",null,null,0,55.4,55.4,55.4,55.4,0,0,0,0,33.844000000000001,16.157,9.7260000000000009,10.095000000000001,8.23]
["Long-term subordinated own funds",865.92,897.04100000000005,1003.079,2480.1709999999998,2425.9549999999999,2455.4609999999998,2363.6179999999999,2535.5709999999999,2523.605,2528.029,2479.9679999999998,3080.221,3028.8530000000001,2985.8029999999999,2969.9540000000002,3157.248]
["Additional own funds (tier 2 capital)",956.92100000000005,1046.3789999999999,1101.963,3365.9180000000001,3310.1129999999998,3344,3260.069,3368.009,3331.529,3402.1994417176002,3344.0309999999999,3339.9580000000001,3283.4769999999999,3222.23,3208.759,3386.6210000000001]
["Deduction items: participations, securitisations",-11.185882208201511,-12.773999999999999,-13.058999999999999,-14.845000000000001,-26.812999999999999,-23.934999999999999,-22.372499999999999,-18.590499999999999,-12.445499999999999,-10.222,-15.7895,-13.595000000000001,-15.567500000000001,-15.2255,-14.462999999999999,-12.759]
["Eligible additional own funds (after deductions)",945.73511779179842,1033.605,1088.904,3351.0729999999999,3283.3,3320.0650000000001,3237.6965,3349.4185000000002,3319.0835000000002,3391.9774417176,3328.2415000000001,3326.3629999999998,3267.9095000000002,3207.0045,3194.2959999999998,3373.8620000000001]
["Deduction items: insurances",null,-0.996,-0.96399999999999997,-3.8170000000000002,-3.7810000000000001,-4.5529999999999999,-6.056,-7.0750000000000002,-7.3419999999999996,-7.1980000000000004,-8.3610000000000007,-8.3659999999999997,0,0,0,0]
["Tier 2 capital available to be redesignated as tier 3 capital ",57.43,112.455,181.58099999999999,69.078000000000003,84.757000000000005,187.22,180.27799999999999,100.07899999999999,116.989,121.202,98.662000000000006,302.07,308.49900000000002,278.77800000000002,276.95,357.01600000000002]
["Total own funds",6684.2617718761303,6991.5098760000001,8328.4689999999991,12607.563,12573.79,12496.118,12195.905000000001,12857.848,12656.569,12453.985441717601,12415.868,12885.253000000001,12929.241155,12513.063155,12253.912155,12685.649059000001]
["Total own funds requirement",4317.1196799999998,5766.81501951681,5116.8159999999998,7584.8509999999997,7559.6869999999999,7702.0249999999996,8067.8630000000003,7624.1279999999997,6897.9949999999999,6754.3990000000003,6723.2280000000001,6625.7250000000004,6699.1959999999999,6620.9390000000003,6616.5190000000002,6391.7219999999998]
["Excess own funds",2367.1420918761305,1224.6948564831903,3211.6529999999998,5022.7120000000004,5014.1030000000001,4794.0929999999998,4128.0420000000004,5233.72,5758.5739999999996,5699.5864417176008,5692.64,6259.5280000000002,6230.0451549999989,5892.1241549999995,5637.3931549999998,6293.9270590000006]
["Excess cover ratio",0.54831514234882883,0.21236936720501998,0.628,0.66220312040407903,0.66326859828984985,0.62244578536164186,0.51166486094273034,0.68646801312884564,0.83481852335352524,0.8438332472981831,0.84671232330660207,0.94473102943451481,0.92996908211074869,0.88992273679005329,0.85201798030051745,0.98469975055235515]
["Core tier 1 ratio, total",9.6000000000000002E-2,7.3999999999999996E-2,0,8.8505145428905183E-2,8.89932506464884E-2,8.5103707141952936E-2,7.9168290289510376E-2,9.0401683459435223E-2,0.1019030779186017,0.10075510670897592,0.10180911788206497,0.10654151373120216,0.10641970648418111,0.10374394206018209,0.1008556201305615,0.10655681207662035]
["Tier 1 ratio, credit risk",0.11407295473009849,9.6826062088530229E-2,0.14099999999999999,0.12157499249765009,0.12281509451827037,0.11755716295226006,0.10920845042711678,0.12203974083767131,0.12987548807078816,0.12929571939315715,0.13081111003684881,0.13598000040727137,0.13492549110266377,0.13311346021383089,0.12890695581690348,0.13706108284467564]
["Tier 1 ratio, total",0.10506840101085417,8.0922586991372059E-2,0.11,9.6943014437594094E-2,9.7459209620715775E-2,9.3511735905410898E-2,8.7100998120567985E-2,9.8796090516843363E-2,0.10702052987860966,0.10598134933988945,0.10705959101788605,0.11186924902557834,0.11168901647302153,0.10907553330426394,0.10619077681179484,0.11207960620314839]
["Own funds ratio",0.12386521138790631,9.6989549376401599E-2,0.13,0.13297624963232632,0.133061487863188,0.12993256224728389,0.12093318887541843,0.13491744105030765,0.14678548186828203,0.14750665978385463,0.14773698586452816,0.15557848235476118,0.15439752656885991,0.15119381894320427,0.14816143842404139,0.15877598004418841]
[null,null,null,0,0,0,0,0,0,0,0]
["Required own funds","(Basel I)"]
[]
["Risk-weighted assets according to Section 22 BWG"]
["of which 8 per cent minimum own funds for the credit risk",49802.310000000005,60387.5625,50089.599999999999,75601.3125,74986.824999999997,76502.237500000003,80433.212499999994,77150.487500000003,71051.425000000003,69205.725000000006,68781.05,68136.387499999997,69318.5,67816.4375,68131.824999999997,65334.162499999999]
["according to Sections §§ 22a to 22h BWG",3984.1848000000005,4831.0050000000001,4007.1680000000001,6048.1049999999996,5998.9459999999999,6120.1790000000001,6434.6570000000002,6172.0389999999998,5684.1139999999996,5536.4579999999996,5502.4840000000004,5450.9110000000001,5545.48,5425.3149999999996,5450.5460000000003,5226.7330000000002]
["Standardized approach",3984.1848000000005,4053.174,2861.6680000000001,2974.0349999999999,2944.2660000000001,3010.337,3220.636,3056.0990000000002,2911.7930000000001,2387.962,2445.473,2439.0059999999999,2365.9169999999999,2402.6370000000002,2401.076,2278.1619999999998]
["Internal rating approach",0,777.83100000000002,1145.5,3074.07,3054.68,3109.8420000000001,3214.0210000000002,3115.94,2772.3209999999999,3148.4960000000001,3057.011,3011.9050000000002,3179.5630000000001,3022.6779999999999,3049.47,2948.5709999999999]
["Settlement risk",7.8945001935503082E-3,0,1.7000000000000001E-2,2.7E-2,0.20699999999999999,7.0000000000000007E-2,8.9999999999999993E-3,7.3748800000000003E-3,1.8472947199999998,0,0,8.2103999999999999E-4,0,0,5.1249360000000001E-2,7.0000000000000001E-3]
["Own funds requirement for position risk in bonds, equities and commodities ",146.22810549980645,152.14263098889001,136.18899999999999,326.65476485461181,331.90788455304823,345.05755276023075,376.85122393445698,519.91220131534465,300.00530195202157,293.82166608299229,305.69401116461188,273.35266334739225,285.39412598188608,310.20081094121002,287.02138040574982,297.10814916474493]
["Own funds requirement for open currency positions ",186.69868,343.23372352792001,399.10899999999998,385.62200000000001,405.39511544695176,430.27744723976929,468.728776065543,140.13879868465534,89.403698047978423,69.532333917007719,63.919988835388118,55.977336652607761,65.130874018113914,62.274189058790014,61.706619594250178,59.907850835255076]
["Own funds requirement for the operational risk",0,440.43366499999991,574.33299999999997,824.44200000000001,823.23099999999999,806.44100000000003,787.61699999999996,792.03099999999995,822.625,854.58699999999999,851.13,845.48299999999995,803.19100000000003,823.149,817.19399999999996,807.96600000000001]
["Total own funds requirements",4317.1194800000003,5766.8150195168109,5116.8159999999998,7584.850764854612,7559.6869999999999,7702.0249999999996,8067.8630000000003,7624.1283748799997,6897.9952947199999,6754.3990000000003,6723.2280000000001,6625.7248210400003,6699.1959999999999,6620.9390000000003,6616.5192493599998,6391.7219999999998]
[]
[]
["Risk weighted assets by asset classes","(Basel I)"]
[]
["Risk-weighted assets according to section 22 BWG on standardized approach",null,50664.675000000003,35770.85,37175.442499999997,36803.32499999999,37629.212500000001,40257.949999999997,38201.237500000003,36397.412500000006,29849.525000000001,30568.412500000002,30487.574999999997,29573.962499999998,30032.962500000001,30013.45,28477.025000000001]
["Central governments and central banks",0,3927.4625000000001,2604.7379999999998,3712.3874999999998,3657.5625,3468.9375,3465.125,3518.1875,2707.8,2087.9250000000002,2053.4250000000002,2063.35,2150.35,2137.8000000000002,1957.925,1846.9875]
["Regional governments",0,498.4,126.675,95.174999999999997,111.96250000000001,108.55,113.66249999999999,99,86.862499999999997,75.674999999999997,101.325,97.512500000000003,94.05,84.137500000000003,82.787499999999994,86.775000000000006]
["Public administration and non-profit organisations",0,52.862499999999997,38.424999999999997,41.637500000000003,28.612500000000001,26.462499999999999,36.237499999999997,22.25,6.6875,3.4750000000000001,3.1124999999999998,4.2,5.6624999999999996,247.36250000000001,8.2375000000000007,6.5]
["Multilateral development banks",0,27.5,0,0,0,0,0,0,0,0,0,1.1499999999999999,0,0,0,0]
["Banks",0,1824.2874999999999,1683.7629999999999,1013.2625,956.52499999999998,755.27499999999998,935.9,699.48749999999995,507.86250000000001,359.8125,401.9375,368.22500000000002,381.8,354.38749999999999,383.4375,370.51249999999999]
["Corporates",0,28438.012500000001,17545.988000000001,18800.171999999999,18775.099999999999,19717.45,21854.387500000001,21186.0625,20615.212500000001,12991.7,13656.075000000001,13242.525,13073.262500000001,13082.3125,12877.4125,12827.375]
["Retail (including small and medium-sized entities)",0,13585.8125,11450.513000000001,10088.582999999999,10179.4125,10322.375,10328.612499999999,9443.875,9360.3374999999996,11345.225,11297.8375,11397.075000000001,10900.012500000001,11021.1875,11520.362499999999,9925.9624999999996]
["Covered Bonds",null,null,null,null,null,null,null,1.3125,1.3,1.325,1.3,1.3125,1.2250000000000001,1.0375000000000001,1.0249999999999999,1.0375000000000001]
["Mutual funds",0,68.900000000000006,122.925,124.5125,129.72499999999999,128.41249999999999,116.5,117.575,144.88749999999999,89.4375,92.05,111.22499999999999,11.375,106.3,104.2375,113.1375]
["Securitisation positions",0,0,2.7130000000000001,18.05,19.7,11.425000000000001,2.5625,0,0,0,0.13750000000000001,0,0,0,0,0]
["Other positions",0,2241.4375,2195.11,3281.6624999999999,2944.7249999999999,3090.3249999999998,3404.9625000000001,3113.4875000000002,2966.4625000000001,2894.95,2961.2125000000001,3201,2956.2249999999999,2998.4375,3078.0250000000001,3298.7375000000002]
["Risk-weighted assets on internal approach",null,9722.8874999999989,14318.75,38425.875,38183.5,38873.025000000001,40175.262499999997,38949.25,34654.012499999997,39356.199999999997,38212.637499999997,37648.8125,39744.537499999999,37783.474999999999,38118.375,36857.137499999997]
["Central governments and central banks",0,0,679.91099999999994,878.51250000000005,957.88750000000005,923.65,817.5,38.837499999999999,42.674999999999997,204.86250000000001,191.86250000000001,402.65,277.42500000000001,216.22499999999999,376.05,316.7]
["Banks",0,384.25,1669.6130000000001,5047.6875,4861.9624999999996,4735.3625000000002,4653.4624999999996,4378.8125,4048.9,3944.3375000000001,3671.75,3702.15,3809.9375,3597.2,3298.9875000000002,3098.9]
["Corporates",0,9334.4,11816.963,29586.424999999999,29547.65,30138.662499999999,31672.262500000001,32097.35,28273.012500000001,32061.0625,30663.3125,30537.674999999999,32213.987499999999,30382.9,30881.987499999999,28911.4]
["Retail (including small and medium-sized entities)",null,null,0,2464.6624999999999,2393.3125,2667.6875,2603.0625,2170.5749999999998,2111.7375000000002,3002.0374999999999,3052.7249999999999,2811.8375000000001,3211.625,3337.4375,3335.5124999999998,4293.6625000000004]
["Equity exposures",0,4.2374999999999998,152.26300000000001,313.5,284.03750000000002,267.0625,243.41249999999999,225.72499999999999,153.1,99.075000000000003,100.7625,90.237499999999997,140.01249999999999,143.4,136.22499999999999,143.5625]
["Securitisation positions",0,0,0,135.08750000000001,138.65,140.6,185.5625,37.950000000000003,24.587499999999999,44.825000000000003,532.22500000000002,104.2625,91.55,106.3125,89.612499999999997,92.912499999999994]
["Total",null,60387.5625,50089.599999999999,75601.317500000005,74986.824999999997,76502.237500000003,80433.212499999994,77150.487500000003,71051.425000000003,69205.725000000006,68781.05,68136.387499999997,69318.5,67816.4375,68131.824999999997,65334.162499999999]
[0]

{"sheet":"LLSFR","index":13,"n_rows":23,"n_cols":23,"rows_kept":23,"cut":false,"hidden":false,"merged":[[24,0,24,28]]}
["LLSFR (Austrian Finish)"]
[]
[]
[]
["As per Definition of Austrian National Bank (OeNB)","31/12/2010","31/12/2011","31/3/\n2012","30/6/2012","30/9/2012","31/12/2012","31/3/2013","30/6/2013","30/9/2013","31/12/2013","31/3/2014","30/6/2014","30/9/2014","31/12/2014","31/3/2015","30/6/2015","30/9/2015","31/12/2015","31/3/2016","30/6/2016","30/9/2016","31/12/2016"]
["Raiffeisenbank a.s., Prague (CZ)",1.0565332629764841,0.92279375423360266,0.91128992619470894,0.85992808339674542,0.8473900086277012,0.87008849113536946,0.92163867988200099,0.91624296884871714,0.93694170108077801,0.88927743910813661,0.89404131706123491,0.91705665417130766,0.88639448685562028,0.83228751797484557,0.86749372533883096,0.87376873749392714,0.89239898056157929,0.85235684155461355,0.82682633972165342,0.83610268261439313,0.83519722655093542,0.86452260929176228]
["Raiffeisen Bank Zrt., Budapest (HU)",1.0390905944322375,0.89879230995722093,0.84901398129596573,0.8624223371505928,0.81035708387148742,0.80157754092170486,0.82626536420920715,0.92020970149045467,0.9502215693772933,0.8969346624608624,0.87805494228739123,0.95619973468749631,0.87116827068111879,0.7936337065866953,0.81139032867025396,0.79293210054404606,0.67141892795251756,0.64799762199455491,0.67768792067752781,0.63695354612704591,0.64003942824835658,0.60635066482391875]
["Tatra banka a.s., Bratislava (SK)",0.73482400630364209,0.76645232886640025,0.74944652902577324,0.77234296463665253,0.78983786694718683,0.78972872947513884,0.79467233455021469,0.7964745825652142,0.7945943237864318,0.79928073889228801,0.81049954979402705,0.7920472783258431,0.8520767808035532,0.83980360487800387,0.82743347469916473,0.83531488197951409,0.82462918485880943,0.79510299304542353,0.79658238662650827,0.84933325939928583,0.84329028564782116,0.84043814021818108]
["Raiffeisen Banka d.d., Maribor (SI)",2.3121132358011107,2.2151698312752202,2.1672929208722778,2.1402723143634277,2.072104087897134,1.9232840913946458,2.4685567377096547,2.1957564699286252,2.096294776986197,1.7905403674399276,1.7055115203672166,1.4760332856678651,1.2315122835340999,1.2078183118726509,1.2519684379643452,0.99801137940044882,0.78637172493983665,0.59447212469431676,0.61110346611266597,"-","-","-"]
["Raiffeisen Bank Polska S.A., Warsaw (PL)",0.97523604881916426,0.91920127753884284,0.90296097822317689,0.8177322860417563,0.85655012975559175,1.0654087709941837,1.0583423682286999,1.0905725254200114,1.1087959248663333,1.0455354997717237,1.0466440221269069,1.024145379346509,0.96305061626193278,0.94334155273846021,0.93492421217465627,0.91626410337704989,0.83517568723667068,0.79998668503573889,0.86673238106203532,0.91762897158948498,0.88363746560175827,0.91454362676837975]
["Raiffeisen Bank Sh.a., Tirana (AL)",0.41304369170948979,0.44299977469885671,0.43521449341671664,0.41897307115014615,0.40748667542066197,0.42697248684345174,0.42919558408562009,0.42647135898453686,0.43076238516523241,0.46082621225766812,0.46106896085137511,0.46264809009239483,0.46770893835596378,0.45915329782521919,0.47367501987748495,0.46343580682193597,0.42241447319919828,0.39089913534968962,0.38609802045659913,0.43405005120553669,0.40687125895894749,0.39531749142472383]
["Raiffeisen Bank d.o.o., Sarajevo (BA)",0.70533379093877957,0.70840380259818625,0.67795458764526828,0.68279287845922698,0.69740188513558554,0.68424835949448526,0.68677130489121641,0.69419380909698769,0.67925032085547843,0.64546285588718422,0.63672416334063775,0.63690313774141827,0.6336763672286998,0.6369010433076161,0.63046142436408026,0.65017532992107163,0.64418874311696395,0.64292692175173394,0.63040459480951372,0.67203327425081549,0.66375226691995792,0.64410529340241451]
["Raiffeisenbank (Bulgaria) EAD, Sofia (BG)",0.99688363262696156,1.0217082038997849,0.99537606241333509,0.95670853614971496,0.94347342297300907,0.96154541111425529,0.93827982245688313,0.92842152490664631,0.88104202697863365,0.91206988563743641,0.86633352333841984,0.81303017767724639,0.73276692009651001,0.7537466791645101,0.70376528466691946,0.69874513581359754,0.68381178505782048,0.66596063903922986,0.6787046335519088,0.74639595084570354,0.76520816878346587,0.76921610954722519]
["Raiffeisenbank Austria d.d., Zagreb (HR)",1.0355377266639278,1.0197799018210552,1.0213120335608963,1.0035686163418267,0.93697387256417974,0.90998627011358835,0.93942123948406397,0.92422021321560766,0.88172946600080759,0.94654885779728792,0.89999791320948153,0.88272341959257028,0.79862913609104635,0.75165671915236432,0.77308490555951115,0.75028153462881275,0.71892385088979804,0.68536039864422049,0.75764816171726024,0.7682862207667015,0.70711581305110005,0.67726562162922188]
["Raiffeisen Bank Kosovo J.S.C., Pristina (KO)",0.62428550233756297,0.70497676606426785,0.72065043342031454,0.73763003001001981,0.73291333253882618,0.75090200811755592,0.82347018848582254,0.83496088857895812,0.80070622242326805,0.74894345340592805,0.71334746206280475,0.74931163022750946,0.68130845269142237,0.69137849388452643,0.67478214802073921,0.66356761405272102,0.64340174282176354,0.62838809570846021,0.65311959470485004,0.70585899834094401,0.70040893214366995,0.68374393497666741]
["Raiffeisen Bank S.A., Bucharest (RO)",0.75277325479558577,0.84054706428623949,0.78735539270241639,0.82889158722056944,0.81341322729049437,0.83362672745370148,0.77970630491287951,0.79727902887366986,0.80118039111645667,0.742260409719526,0.76953772483878791,0.74332956101680059,0.77171612585162941,0.69181852305391156,0.71437066085117906,0.76209617497282389,0.75046233731358059,0.71014165050623257,0.75041119785618227,0.78053095378066639,0.76871346948118813,0.72567328751269256]
["Raiffeisen banka a.d., Belgrade (RS)",0.78760715572365791,0.78220835172781844,0.80876622880139859,0.82866995117853748,0.82376180720668069,0.80075776114891362,0.82347018848582254,0.80049479407858848,0.77002877163890115,0.72397744982297507,0.64375375457838324,0.65715899991587667,0.63982852855400207,0.67031381385469735,0.61460985648703681,0.61352516581946148,0.60519800398473289,0.62039399082111646,0.59548079604620685,0.69984885153700227,0.6470884356835338,0.66404908490155257]
["Priorbank JSC, Minsk (BY)",1.0589392426292306,0.89721739025158109,0.82440848454042259,0.77030635080015286,0.72672465872370484,0.81052532733664751,0.88600939444684357,0.86555742854355289,0.95254521541977255,0.91269041509777094,0.94472866592014493,0.88877764925960578,0.83825453714470599,0.9411200540697936,0.9111003143453319,0.83026654752015794,0.84811851523685833,0.82014000153233291,0.85644958552140071,0.82452950639844469,0.79967446846443557,0.88166288642594481]
["Raiffeisen Bank Aval JSC, Kiev (UA)",1.0513595144278696,1.0437199371257846,0.94677275927079241,0.91745161556950305,0.90071088816200562,0.85616149746242232,0.82070614450090196,0.83762363567721998,0.84601495604136967,0.92377718653930718,0.99564721086903341,0.90233710475336026,0.83817097150076558,0.73295711503705641,0.7137975650208499,0.62428615724438918,0.5766499973382877,0.54027496902008132,0.5525453368436658,0.55372808865247813,0.58575541214424642,0.58941040518102383]
["AO Raiffeisenbank, Moscow (RU)",0.89207859222213814,0.87027639991578809,0.82068232380469552,0.79641916178886429,0.80295727815177498,0.9063356347212449,0.86312765053433593,0.85798487466772466,0.89024576556221535,0.89690910780904864,0.83918693319937798,0.89286948471477301,1.0001131342930922,0.99657343343012117,0.94055981403664868,0.870978619882117,0.83663242937963411,0.84732031606359792,0.82302583024377085,0.83205958486731424,0.87457457396316907,0.86723317742192141]
["Polbank EFG S.A., Warsaw (PL)*",null,null,null,1.3496107202538874,1.35215508843613]
[]
["* merged into Raiffeisen Bank Polska in Q4/2012"]

{"sheet":"Country Overview","index":14,"n_rows":37,"n_cols":13,"rows_kept":37,"cut":false,"hidden":false,"merged":[[25,5,27,5]]}
["Country and Segment Overview"]
[]
[]
[]
["1/1-31/12\n2016","Assets\nin € million","Share of \nAssets","Profit/loss after tax\nin € million","Business \noutlets","Number of employees","Loan/deposit\nratio","Net interest margin \n(avg. interest bearing assets)","Provisioning ratio\n(avg. loans)\n(annualised)","Loan growth \nYoY","NPL ratio","NPL coverage ratio"]
["Czech Republic",11966.140087306007,0.10697057713588706,109.314094524,142,3158,0.93058278317673437,2.3554169463718265E-2,4.1862248596498067E-3,0.13802618686189061,4.2284059085791248E-2,0.69117215263698051]
["Hungary",6606.084876504,5.905469154568297E-2,52.592211394000003,72,1983,0.61626585413483859,1.7833705031426953E-2,-2.0986399571049108E-3,-0.10728473362370294,0.14056846670447201,0.73809488593169836]
["Slovakia",11388.298988,0.10180500198511888,128.92638700000001,196,3910,0.93199179224867978,2.5214917342433064E-2,1.5896867409787962E-3,4.7367330781121986E-2,3.4889760981509463E-2,0.69151818110077479]
["Reconciliation",-468.31789338902581,"–","–","–","–","–","–","–","–","–","–"]
["Central Europe",29492.206058420983,0.26364377151379748,290.83269291799996,410,9051,0.86685767063557939,2.3117517808881854E-2,1.9693802209460984E-3,5.2958838149111287E-2,5.4531341716692092E-2,0.71029061781056824]
["Albania",2001.605098879,1.7893226308820957E-2,-32.539004949000002,81,1291,0.39494060344446219,3.0281191275462898E-2,7.8798345276000381E-2,-2.3517821769226899E-2,0.22946377734554377,0.78135389958620305]
["Bosnia and Herzegovina",2056.6006462709997,1.8384855639708281E-2,29.13716427,98,1268,0.67453724775080737,3.5524580389909806E-2,1.1364999707035519E-2,1.2828231998875506E-2,8.5915651421926184E-2,0.75937729049905378]
["Bulgaria",3350.2085406169999,2.9948984258971748E-2,70.506171808000005,138,2569,0.83873523951878703,3.4069511991937904E-2,-2.5595669731664648E-4,3.9677080704117129E-2,7.104150188426922E-2,0.85037251385517942]
["Croatia",4689.1206532019996,4.1918107165144575E-2,59.199110245999996,78,2128,0.74931479366079223,3.1439760904623942E-2,7.7062354112494465E-3,-4.4821385078388509E-2,0.15682402195696443,0.83861040724704872]
["Kosovo",895.94246399999997,8.0092228367188972E-3,17.454819000000001,52,731,0.70879740628353216,4.3761485019007229E-2,6.6878294816373907E-3,9.0828665149297105E-2,5.8352499806086172E-2,0.61021592010330905]
["Romania",7604.725626307003,6.7981979424517447E-2,104.456037075,480,5322,0.76887218720617345,3.7071411568768274E-2,1.6607672403803609E-2,7.9033229128371962E-2,8.1747921311366961E-2,0.7414016678183788]
["Serbia",2096.952209344,1.874557596880028E-2,52.493354627999999,87,1522,0.66813580525003191,4.1718285840920154E-2,-5.5530676827168241E-3,4.785607224205668E-2,9.725556805213198E-2,0.86586007898092743]
["Reconciliation",-0.98752691200479603,"–","–","–","–","–","–","–","–","–","–"]
["Southeastern Europe",22694.167711708,0.20287312366627636,300.70765207800002,1014,14831,0.71712335920288939,3.5509233865318214E-2,1.3174891273570462E-2,3.2674426060772754E-2,0.10535398620744874,0.79681180017498721]
["Belarus",1523.849975398,1.3622363614959979E-2,72.298690123,91,2005,1.0344314598749289,9.5702348631012776E-2,2.1588515998062031E-2,9.2629473214685731E-2,9.662928995230409E-2,0.65292289929406655]
["Kazakhstan",3.3504156219999999,2.9950835450324348E-5,0.59096544100000004,1,7,"–",5.1050692512042771E-2,-6.3140056096491681E-3,-0.59342146446642829,"–","–"]
["Russia",11767.733119207998,0.1051969301845414,316.44048752800001,181,7742,0.86932429300124359,5.6399151444177606E-2,1.9945269992208855E-2,0.1242614289423285,6.2870950739156967E-2,0.74778164430139393]
["Ukraine",1999.378311334,1.787332007781332E-2,134.79885815200001,498,8073,0.63545055724142563,9.8688513951498302E-2,-8.9940744026624378E-4,-0.12988566061834783,0.52131226379613615,0.92972386610357938]
["Reconciliation",-3.4047807219958486,"–","–","–","–","–","–","–","–","–","–"]
["Eastern Europe",15290.907040840002,0.13669212788382973,523.58604049200005,771,17827,0.85037837883834133,6.5998871221056216E-2,1.6095539466261442E-2,6.5577780512347417E-2,0.14700647707536119,0.85736635016410279]
["Group Corporates",15201.027440080001,0.13588865469231665,113.86783750399999,1,2274,1.2593434252105808,2.1643985444994265E-2,5.2065873714550607E-3,9.9970278082317954E-2,4.6150245297549568E-2,0.6586138481777688]
["Group Markets",12148.915094221002,0.1086044831267131,51.491999134000004,5,null,0.78883380908135703,6.0074694028065352E-3,1.4383069625333944E-2,-6.8741273575842032E-2,1.8696936506506327E-2,0.71907832437693642,"*"]
["Corporate Center",20935.860237718993,0.18715484158845949,-32.716541795002001,0,null,"–","–","–","–","–","–"]
["Asia",851.66418739199992,7.613399892245366E-3,-199.06708976900001,3,108,"–",2.9192256554269654E-2,0.17064387815226001,-0.57682227625506344,0.97820728218983577,0.73780521033608792]
["Poland",12055.329422488005,0.107767879740501,5.9167452330000003,299,4242,0.92710761200042713,1.987101174148596E-2,4.2424598065620182E-3,-0.16556494383360754,8.3056207777816485E-2,0.58098337074722761]
["Slovenia",112.569909,1.0063118136681688E-3,0.63931817599999996,1,16,"–",1.4365155993246866E-2,-1.7372941550268563E-2,-0.29350197114116611,0.23998052956566085,0.46649546557891669]
["USA",261.77518888700001,2.3401232837649754E-3,-34.962878670999999,1,32,"–",3.5328129764857996E-2,0.10860188711805142,-0.857548230576201,0.21192419196918438,4.5213571067450956E-2]
["Reconciliation",547.01302182799236,"–",-16.176138365999989,1,175,"–","–","–","–","–","–"]
["Non-Core",13828.351729594997,0.12361770416861668,-243.65004339699999,305,4573,0.8890211690352825,2.1219360273584235E-2,2.3136211173553797E-2,-0.26359845216518663,0.17702199737161736,0.66625069007152382]
["Reconciliation",-17727.590060023016,-0.15847470664000948,-430.5042244419991,"–","–","–","–","–","–","–","–"]
["Total RBI Group",111863.84525256096,1,573.615412491999,2506,48556,0.8993918631054918,2.7799328460548434E-2,1.0509596147146798E-2,8.4774044876225751E-3,9.197600310695038E-2,0.75625412913321588]
["* including loans and advances to banks."]

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["Czech Republic",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",247.177230915,234.95038027200002,12.226850642999977,5.2040139832270293E-2,null,63.148836905000003,62.149320976999995,0.9995159280000081,1.6082491526655751E-2,null,null,63.148836905000003,62.149320976999995,62.675363427000001,59.203709605999997,57.090712784000004,59.461412770999999,60.156753651999999,58.241501064999994,56.390021114,58.169467597999997,57.177946339999998,53.636042769999996,54.788341958000004,56.460334628999988,61.019013334000007,59.742952643999999,null,null,234.95038027200002,225.37347782199998,232.01064256499998,256.85258435700001,278.49579366399996,281.48135435299997,244.868437,null,null,247.177230915,184.02839401,121.87907303300001,59.203709605999997,234.95038027200002,177.85966748800001,118.39825471699999,58.241501064999994,225.37347782199998,168.98345670800001,110.81398910999999,53.636042769999996,232.01064256499998,177.22230060699999]
["Net fee and commission income",111.045141223,102.62813875100001,8.417002471999993,8.2014568074956662E-2,null,28.132205037000002,26.739323739,1.3928812980000025,5.2091119117139373E-2,null,null,28.132205037000002,26.739323739,31.198996549,24.974615898,26.500528629000002,24.942914442999999,25.836972666999998,25.365691755,25.957009853999999,25.848160609000001,26.211861951000003,27.156865023000002,29.075161602999998,30.410845713000001,34.287867233,31.353580034,null,null,102.62813875100001,105.17389743700001,125.127454583,124.736729564,126.502926941,110.035777293,91.694539000000006,null,null,111.045141223,82.91293618600001,56.173612446999996,24.974615898,102.62813875100001,76.127610121999993,51.184695679000001,25.365691755,105.17389743700001,79.216887583000002,53.368726973999998,27.156865023000002,125.127454583,96.052292980000004]
["Net trading income",7.9521906600000003,12.274430781,-4.3222401209999992,-0.35213365068549973,null,4.6357093669999996,1.8100710950000001,2.8256382719999995,1.5610648000541656,null,null,4.6357093669999996,1.8100710950000001,2.6410799090000001,-1.1346697109999999,3.95071145,-8.3954426259999995,11.621707189999999,5.0974547670000003,-3.4849885599999997,-0.85187307499999987,-1.3052792339999999,0.46392628000000002,4.4955766669999999,2.0034249679999991,7.8473208130000014,0.49038005900000003,null,null,12.274430781,-5.1782145890000004,14.836702507,4.788998307,7.0798160680000004,-2.5822845720000003,-3.1752060000000002,null,null,7.9521906600000003,3.3164812930000003,1.5064101980000002,-1.1346697109999999,12.274430781,8.3237193309999995,16.719161957000001,5.0974547670000003,-5.1782145890000004,-1.6932260290000001,-0.84135295399999999,0.46392628000000002,14.836702507,10.34112584]
["Recurring other net operating income",14.285530305000002,12.827270877999998,1.4582594270000033,0.11368430906850646,null,0.88151064600000006,2.7391323299999999,-1.8576216839999997,-0.67817887571718738,null,null,0.88151064600000006,2.7391323299999999,2.5183709869999999,8.1465163419999982,3.2733762879999997,5.5394583849999997,2.0742356329999998,1.9267495349999999,0.9132957719999979,1.8200649320000002,2.064810939,1.553458351,5.1039467659999991,3.9576766829999999,2.7506478489999999,2.174196953,null,null,12.827270877999998,6.3516299939999996,13.986468251,8.4192985910000004,10.370138074,3.1746899330000002,6.7093550000000004,null,null,14.285530305000002,13.404019658999998,10.664887328999999,8.1465163419999982,12.827270877999998,9.5538945899999987,4.014436205,1.9267495349999999,6.3516299939999996,5.4383342219999999,3.6182692900000002,1.553458351,13.986468251,8.8825214849999998]
["Operating income",380.46009310299996,362.68022068199997,17.779872420999993,4.9023551346599303E-2,null,96.798261955000001,93.437848140999989,3.3604138140000117,3.5964160999609751E-2,null,null,96.798261955000001,93.437848140999989,99.033810871999989,91.190172134999997,90.815329151,81.548342973000004,99.689669141999985,90.631397121999996,79.775338179999991,84.985820063999995,84.149339996000009,82.810292423999996,93.463026993999989,92.832281992999995,105.90484922900001,93.761109690000012,null,null,362.68022068199997,331.72079066399999,385.96126790599999,394.79761081899994,422.44867474699998,392.10953700699997,340.09712500000001,null,null,380.46009310299996,283.66183114799998,190.22398300700002,91.190172134999997,362.68022068199997,271.86489153100001,190.31654855800002,90.631397121999996,331.72079066399999,251.94545248400004,166.95963241999999,82.810292423999996,385.96126790599999,292.49824091200003]
["Staff expenses",-122.829549231,-96.158397993999998,-26.671151237000004,0.27736684255767452,null,-34.631569044999999,-31.062436534000003,-3.5691325109999958,0.11490188501772325,null,null,-34.631569044999999,-31.062436534000003,-28.978323280000001,-28.157220372000001,-26.039369524000001,-24.661453039999998,-20.472860662999999,-24.984714767,-23.254269489000002,-26.780515187000002,-22.201684453999999,-25.411928942999999,-21.141813035000002,-31.602822248999995,-28.619394907000004,-31.303780982999999,null,null,-96.158397993999998,-97.64839807300001,-112.66781117399999,-120.214636414,-126.554072311,-107.282179825,-96.201622,null,null,-122.829549231,-88.197980186000009,-57.135543652000003,-28.157220372000001,-96.158397993999998,-70.119028470000003,-45.457575429999999,-24.984714767,-97.64839807300001,-74.394128583999986,-47.613613397000002,-25.411928942999999,-112.66781117399999,-91.525998138999995]
["Other administrative expenses",-84.968704197999998,-73.766513930999992,-11.202190267000006,0.1518601011493963,null,-20.997569508000002,-19.437049449,-1.5605200590000017,8.0285851157326116E-2,null,null,-20.997569508000002,-19.437049449,-18.019048062,-26.515037179,-17.49165095,-20.161621149000002,-18.265588136999998,-17.834151980000001,-21.999548537000003,-17.748979918000003,-18.328895532000001,-18.072458106999999,-22.659513028000003,-19.501195047,-22.086216290999996,-20.543146056000001,null,null,-73.766513930999992,-76.149882094000006,-84.790070421999999,-87.158633667000004,-85.134767511000007,-76.538194602000004,-65.952406999999994,null,null,-84.968704197999998,-63.97113469,-44.534085241,-26.515037179,-73.766513930999992,-56.274862980999998,-36.113241832,-17.834151980000001,-76.149882094000006,-54.150333556999996,-36.401353639,-18.072458106999999,-84.790070421999999,-62.130557394]
["Depreciation on intangible and tangible fixed ass.",-28.575345942000002,-24.195770984000003,-4.3795749579999992,0.1810058030759214,null,-9.5456490939999998,-6.3654261649999997,-3.1802229290000001,0.49960880019099241,null,null,-9.5456490939999998,-6.3654261649999997,-6.630901969,-6.0333687139999999,-7.0756399879999998,-5.8658442240000008,-5.4211007049999997,-5.8331860669999998,-6.6449041319999997,-5.1687900859999996,-6.1393119729999999,-5.7494573649999996,-51.597811374000003,-15.924691572,-6.3360641180000004,-6.1224234490000002,null,null,-24.195770984000003,-23.702463556000001,-79.980990512999995,-29.383130057999999,-25.39200056,-21.038585114,-16.078120999999999,null,null,-28.575345942000002,-19.029696848,-12.664270683,-6.0333687139999999,-24.195770984000003,-17.120130996,-11.254286772,-5.8331860669999998,-23.702463556000001,-17.057559424000001,-11.888769337999999,-5.7494573649999996,-79.980990512999995,-28.383179138999999]
["General administrative expenses",-236.37359937100001,-194.12068290900001,-42.252916462000002,0.21766313526625769,null,-65.174787647000002,-56.864912148000002,-8.3098754990000003,0.1461336206301036,null,null,-65.174787647000002,-56.864912148000002,-53.628273311000001,-60.705626264999999,-50.606660462000001,-50.688918412999996,-44.159549505000001,-48.652052814000001,-51.898722158000005,-49.698285191000011,-46.669891958999997,-49.233844414999993,-95.399137437000022,-67.028708867999981,-57.041675315999996,-57.969350488000003,null,null,-194.12068290900001,-197.50074372300003,-277.43887210899999,-236.75640013899999,-237.08084038200002,-204.85895954099999,-178.23214999999999,null,null,-236.37359937100001,-171.198811724,-114.33389957600001,-60.705626264999999,-194.12068290900001,-143.514022447,-92.825104033999992,-48.652052814000001,-197.50074372300003,-145.602021565,-95.903736374000005,-49.233844414999993,-277.43887210899999,-182.03973467199998]
["Operating result",144.08649373199995,168.55953777299996,-24.473044041000009,-0.14518931627564136,null,31.623474307999999,36.572935992999987,-4.9494616849999886,-0.13533126478955115,null,null,31.623474307999999,36.572935992999987,45.405537560999989,30.484545869999998,40.208668689,30.859424560000008,55.530119636999984,41.979344307999995,27.876616021999986,35.287534872999984,37.479448037000012,33.576448009000003,-1.9361104430000324,25.803573125000014,48.863173913000011,35.791759202000009,null,null,168.55953777299996,134.22004694099996,108.522395797,158.04121067999995,185.36783436499996,187.25057746599998,161.86497500000002,null,null,144.08649373199995,112.46301942399998,75.890083431000008,30.484545869999998,168.55953777299996,128.35086908400001,97.49144452400003,41.979344307999995,134.22004694099996,106.34343091900004,71.055896045999987,33.576448009000003,108.522395797,110.45850624000005]
["Net provisioning for impairment losses",-31.964631100000002,-40.554528005999998,8.5898969059999963,-0.21181104375642423,null,-1.312321115,-3.6428863369999998,2.3305652219999997,-0.6397578750478593,null,null,-1.312321115,-3.6428863369999998,-21.129425348000002,-5.8799982999999996,-15.574268134,-5.7243593200000005,-16.208398713000001,-3.0475018390000002,-9.6413510890000005,-8.6692965520000005,-12.266639514,-9.7833454539999991,-25.786541208999999,-6.5853391139999999,-12.418457954999997,-6.9589338520000004,null,null,-40.554528005999998,-40.360632609,-51.749272130000001,-74.946383109999999,-78.790504411000001,-93.617161674000002,-72.089365999999998,null,null,-31.964631100000002,-30.652309984999999,-27.009423647999999,-5.8799982999999996,-40.554528005999998,-24.980259872000001,-19.255900552,-3.0475018390000002,-40.360632609,-30.719281520000003,-22.049984967999997,-9.7833454539999991,-51.749272130000001,-25.962730920999999]
["Other results",24.111812883999999,-0.90519037700000016,25.017003260999999,"–",null,-0.54125032100000003,-1.076634047,0.53538372599999995,-0.49727549253325809,null,null,-0.54125032100000003,-1.076634047,18.926405739999996,6.8032915120000004,-0.33944143600000004,9.0896433670000008,-6.503643051000001,-3.1517492569999996,2.3451429779999997,0.9827050799999999,1.0669404769999999,3.5263641689999998,-3.670264487999999,-2.4867828540000003,-1.0747521630000001,1.0112326739999999,null,null,-0.90519037700000016,7.9211527039999998,-6.2205668309999993,15.900566866999998,10.536669236,-4.6351907529999989,5.9441679999999995,null,null,24.111812883999999,24.653063205000002,25.729697251999998,6.8032915120000004,-0.90519037700000016,-0.56574894099999995,-9.6553923080000015,-3.1517492569999996,7.9211527039999998,5.5760097259999988,4.593304646,3.5263641689999998,-6.2205668309999993,-2.5503023430000002]
["Net income from derivatives",-1.2592066470000001,-1.3410140270000002,8.1807380000000096E-2,-6.1004119534090462E-2,null,-0.54289590099999996,-0.9246219309999999,0.38172602999999994,-0.41284552875265945,null,null,-0.54289590099999996,-0.9246219309999999,-0.24374843299999999,0.452059618,-0.35991741900000002,9.0898115960000005,-6.5603287260000007,-3.5105794779999999,2.7960572969999999,0.95285313799999993,1.487166524,2.1107121309999997,-3.7038818290000002,-2.8571966389999996,1.5032806970000001,1.1315121929999998,null,null,-1.3410140270000002,7.3467890899999997,-3.9262855779999999,14.290292703,0,0,0,null,null,-1.2592066470000001,-0.716310746,0.20831118499999998,0.452059618,-1.3410140270000002,-0.98109660799999998,-10.070908204000002,-3.5105794779999999,7.3467890899999997,4.5507317929999989,3.5978786549999997,2.1107121309999997,-3.9262855779999999,-0.22240374899999998]
["Net income from financial investments",19.179798701999999,7.5423063999999998E-2,19.104375638,">500,0%",null,1.2440139999999999E-3,5.943584E-3,-4.6995700000000001E-3,-0.79069632060386463,null,null,1.2440139999999999E-3,5.943584E-3,19.172611103999998,0,1.9458692E-2,-1.8641440000000001E-3,5.5218451999999994E-2,2.610064E-3,-0.44974958500000001,3.0885955999999999E-2,-0.41993254599999996,0.81098706700000001,3.3609918000000238E-2,0.37041280600000004,-2.5773096940000002,-0.120279519,null,null,7.5423063999999998E-2,-2.7809107999999999E-2,-2.2935664889999998,3.1637611209999998,10.536669236,-4.6351907529999989,5.9441679999999995,null,null,19.179798701999999,19.178554688000002,19.172611103999998,0,7.5423063999999998E-2,5.5964372000000005E-2,5.7828516000000003E-2,2.610064E-3,-2.7809107999999999E-2,0.42194047700000004,0.39105452099999999,0.81098706700000001,-2.2935664889999998,-2.3271764070000001]
["Net income from disposal from group assets",6.1912208289999997,0.36040058600000002,5.8308202429999998,">500,0%",null,4.0156599999999996E-4,-0.1579557,0.158357266,"–",null,null,4.0156599999999996E-4,-0.1579557,-2.4569309999999999E-3,6.3512318940000005,1.017291E-3,1.6959149999999999E-3,1.4672229999999999E-3,0.35622015699999998,-1.164734E-3,-1.034014E-3,-2.9350099999999999E-4,0.60466497100000005,7.4229999999999999E-6,9.7900000000001892E-7,-7.2316600000000002E-4,0,null,null,0.36040058600000002,0.60217272199999994,-7.14764E-4,-1.5534869570000001,0,0,0,null,null,6.1912208289999997,6.1908192629999999,6.3487749630000003,6.3512318940000005,0.36040058600000002,0.35938329499999999,0.35768738,0.35622015699999998,0.60217272199999994,0.60333745599999999,0.60437147000000002,0.60466497100000005,-7.14764E-4,-7.22187E-4]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",136.23367551600001,127.09981939000001,9.1338561259999977,7.1863643629368035E-2,null,29.769902872000003,31.853415609000002,-2.0835127369999995,-6.5409397930039082E-2,null,null,29.769902872000003,31.853415609000002,43.202517953000005,31.407839081999999,24.294959118999998,34.224708607000004,32.818077873,35.780093211999997,20.580407911000002,27.600943400999999,26.279748999999999,27.319466723999998,-31.392916140000004,16.731451157000009,35.369963794999997,29.844058023999999,null,null,127.09981939000001,101.78056703599999,50.552556836000001,98.995394437000002,117.11399919,88.998225039000005,95.719779000000003,null,null,136.23367551600001,106.46377264399999,74.610357034999993,31.407839081999999,127.09981939000001,102.804860271,68.580151663999999,35.780093211999997,101.78056703599999,81.200159124999999,53.599215724000004,27.319466723999998,50.552556836000001,81.945472976000005]
["Income taxes",-26.919580992,-25.250991529,-1.668589463,6.6080156142925173E-2,null,-6.0800404519999995,-6.8467371040000007,0.76669665200000114,-0.11197985848647263,null,null,-6.0800404519999995,-6.8467371040000007,-8.8762649240000009,-5.116538512,-4.0174795550000004,-7.0575659740000001,-6.7927917689999999,-7.3831542309999998,-4.0729417149999998,-5.1456339440000001,-4.8938457170000005,-5.6453582350000007,9.3793405050000018,-4.4386776670000021,-6.2821606639999992,-6.4712141120000002,null,null,-25.250991529,-19.757779611,-7.8127119379999996,-21.168291536000002,-26.070585734999998,-20.021837346999998,-20.909416,null,null,-26.919580992,-20.839540539999998,-13.992803436000001,-5.116538512,-25.250991529,-21.233511973999999,-14.175946,-7.3831542309999998,-19.757779611,-15.684837895999999,-10.539203951999999,-5.6453582350000007,-7.8127119379999996,-17.192052443000001]
["Profit/loss after tax",109.314094524,101.848827861,7.4652666629999942,7.3297521628705953E-2,null,23.689862420000001,25.006678505,-1.3168160849999992,-5.2658576177428196E-2,null,null,23.689862420000001,25.006678505,34.326253029,26.291300570000001,20.277479564,27.167142633000001,26.025286103999999,28.396938980999998,16.507466195999999,22.455309456999998,21.385903282999998,21.674108488999998,-22.013575634999995,12.292773489999995,29.087803131000001,23.372843912,null,null,101.848827861,82.022787425000004,42.739844898000001,77.827102901000003,91.043413454999992,68.976387692000003,74.810362999999995,null,null,109.314094524,85.624232104000001,60.617553598999997,26.291300570000001,101.848827861,81.571348297,54.404205663999996,28.396938980999998,82.022787425000004,65.515321229000008,43.060011772000003,21.674108488999998,42.739844898000001,64.753420532999996]
[]
[]
["Risk-weighted assets (total RWA)",4942.4369604103949,4477.1137009277727,465.32325948262223,0.10393375968678109,null,4942.4369604103949,4901.1141051337736,41.32285527662134,8.431318755328876E-3,null,null,4942.4369604103949,4901.1141051337736,4716.4644825690302,4757.0192604699068,4477.1137009277727,5185.0338326978117,5170.85816054314,5064.0168468802203,5113.1935993137413,"–","–","–","–","–","–","–",null,null,4477.1137009277727,5113.1935993137413,"–","–","–","–","–",null,null,4942.4369604103949,4901.1141051337736,4716.4644825690302,4757.0192604699068,4477.1137009277727,5185.0338326978117,5170.85816054314,5064.0168468802203,5113.1935993137413,"–","–","–","–","–"]
["Assets",11966.140087306007,9264.6961946110005,2701.4438926950061,0.29158472506269084,null,11966.140087306001,11550.342737571997,415.79734973400446,3.5998702305297003E-2,null,null,11966.140087306001,11550.342737571997,10651.994379013999,10079.691982742001,9264.6961946109968,9177.6555563290021,8504.3854351010013,8302.0222625940005,8370.7943646629974,7788.645151200999,7471.056532079002,7344.6855199330003,7986.5909571989996,8273.5813550349994,8264.6898343299999,8510.3044709389997,null,null,9264.6961946110005,8370.7943646629974,7986.5909571989996,8937.9743373639994,8789.3345877070024,7907.9687120279987,7738.5560379999997,null,null,11966.140087306007,11550.342737571997,10651.994379013997,10079.691982742001,9264.6961946110005,9177.6555563290003,8504.3854351009995,8302.0222625940005,8370.7943646629974,7788.645151200999,7471.056532079002,7344.6855199330003,7986.5909571989996,8273.5813550349994]
["Loans and advances to customers",8074.6451888170004,7095.3070166890002,979.33817212800022,0.13802618686189061,null,8074.6451888170013,7902.1408056700002,172.50438314700114,2.183008217510185E-2,null,null,8074.6451888170013,7902.1408056700002,7602.2407285020008,7413.3279587819998,7095.3070166890002,6955.7146336859996,6814.4325540680002,6521.4508590780006,6318.2325147279998,6184.9718474169995,6112.646589809,5948.0415342550004,5982.6688162029996,6289.4967048600001,6196.2799707490003,6353.4097981750001,null,null,7095.3070166890002,6318.2325147279998,5982.6688162029996,6380.4935612489999,6537.6481085430005,6482.833994655999,5719.2248239999999,null,null,8074.6451888170004,7902.1408056700002,7602.2407285020008,7413.3279587819998,7095.3070166890002,6955.7146336859996,6814.4325540680002,6521.4508590780006,6318.2325147279998,6184.9718474169995,6112.646589809,5948.0415342550004,5982.6688162029996,6289.4967048600001]
["  Hereof corporate %",0.43712609464108471,0.44659617526722328,-0.94700806261385773,-2.120501954695897E-2,null,0.43712609464108471,0.43826092297862629,-0.11348283375415824,-2.5893897403144184E-3,null,null,0.43712609464108471,0.43826092297862629,0.4332026449324155,0.43574618645776714,0.44659617526722328,0.44667628282984229,0.4510791997148772,0.44731281428568825,0.44486748460870851,0.43760761031278428,0.43765555454492455,0.4312085852509519,0.43969622922478246,0.43364342172354958,0.4394749753077653,0.45312422777689459,null,null,0.44659617526722328,0.44486748460870851,0.43969622922478246,0.44009962238033606,0.4225238189636395,0.42346356547152064,0.42299999999999999,null,null,0.43712609464108471,0.43826092297862629,0.4332026449324155,0.43574618645776714,0.44659617526722328,0.44667628282984223,0.45107919971487714,0.44731281428568825,0.44486748460870851,0.43760761031278428,0.43765555454492455,0.4312085852509519,0.43969622922478246,0.43364342172354958]
["  Hereof retail % ",0.55786916535213837,0.54705552710688776,1.0813638245250612,1.9766984719885139E-2,null,0.55786916535213837,0.55659460014229412,0.12745652098442584,2.2899345583273778E-3,null,null,0.55786916535213837,0.55659460014229412,0.56115363237657012,0.55831575036375825,0.54705552710688776,0.54650188919346077,0.54236684898930454,0.54681907600913315,0.54915063269863995,0.55657092383332718,0.55647032165592392,0.56289031485711594,0.55573791563598118,0.56196481213044536,0.559688555068525,0.54568349909733516,null,null,0.54705552710688776,0.54915063269863995,0.55573791563598118,0.55831993572911442,0.57644492331186992,0.57416093023514103,0.57699999999999996,null,null,0.55786916535213837,0.55659460014229412,0.56115363237657012,0.55831575036375813,0.54705552710688776,0.54650188919346077,0.54236684898930454,0.54681907600913315,0.54915063269863995,0.55657092383332718,0.55647032165592392,0.56289031485711594,0.55573791563598118,0.56196481213044536]
["  Hereof FCY % ",0.17086951308174303,0.14782938516696675,2.3040127914776276,0.15585621146129691,null,0.17086951308174303,0.15743699478859352,1.3432518293149509,8.5319961240283515E-2,null,null,0.17086951308174303,0.15743699478859352,0.13519011036059558,0.13374714325627973,0.14782938516696675,0.13777723785271984,0.1325691449116638,0.12421743090685934,0.12850407006554321,0.12555064164508645,0.11898700606355953,0.11378117498313114,0.1169198933602253,9.4405487094251811E-2,9.680905363084974E-2,8.7276284328342738E-2,null,null,0.14782938516696675,0.12850407006554321,0.1169198933602253,7.0849221249195862E-2,6.8981228801637914E-2,7.1317575057624663E-2,7.4999999999999997E-2,null,null,0.17086951308174303,0.15743699478859352,0.13519011036059558,0.13374714325627973,0.14782938516696675,0.13777723785271984,0.1325691449116638,0.12421743090685934,0.12850407006554321,0.12555064164508645,0.11898700606355953,0.11378117498313114,0.1169198933602253,9.4405487094251811E-2]
["Deposits from customers",8415.4901391150015,6807.3688124189994,1608.1213266960021,0.23623243737906963,null,8415.4901391150015,7995.3075332519993,420.18260586300221,5.2553651515653277E-2,null,null,8415.4901391150015,7995.3075332519993,7749.8619267269996,7354.5873987279992,6807.3688124190003,6255.4608615890002,6160.0266138039997,5839.5725693529994,5956.9474185680001,5694.5435362539993,5271.5142610649973,5219.5533063549992,5756.5820111200001,5804.4147237070001,5752.3458605730002,5949.6691831779999,null,null,6807.3688124189994,5956.9474185680001,5756.5820111200001,6319.1187385399999,6039.4882738189999,5034.9395626660016,4939.6882050000004,null,null,8415.4901391150015,7995.3075332520011,7749.8619267270005,7354.5873987279992,6807.3688124189994,6255.4608615890002,6160.0266138039988,5839.5725693529994,5956.9474185680001,5694.5435362539993,5271.5142610649973,5219.5533063549992,5756.5820111200001,5804.4147237070001]
["Loan/deposit ratio",0.93058278317673437,1.0068966009137554,-7.6313817737021061,-7.5791116652659807E-2,null,0.93058278317673437,0.95829666939035418,-2.7713886213619809,-2.8919944208144588E-2,null,null,0.93058278317673437,0.95829666939035418,0.94887081740289181,0.9745581236893911,1.0068966009137554,1.0713413913558778,1.0653116270370389,1.0744471377856628,1.0186397291050275,1.042049926527828,1.1112293049503277,1.0925259375172962,1.0017894820026636,1.0834018129641549,1.0833693518371064,1.067854604107813,null,null,1.0068966009137554,1.0186397291050275,1.0017894820026636,1.0097125604452846,1.0824837820918551,1.287569376746071,1.1578108954753348,null,null,0.93058278317673437,0.95829666939035418,0.94887081740289181,0.9745581236893911,1.0068966009137554,1.0713413913558778,1.0653116270370389,1.0744471377856628,1.0186397291050275,1.042049926527828,1.1112293049503277,1.0925259375172962,1.0017894820026636,1.0834018129641549]
[]
["Equity",979.11815143899992,945.6196950829999,33.49845635600002,3.5424871679581305E-2,null,979.11815143899992,956.78189670900008,22.336254729999837,2.3345189543017897E-2,null,null,979.11815143899992,956.78189670900008,933.22075729300002,966.82062426899995,945.6196950829999,911.09344047199988,879.38721593899993,888.94991926699993,857.94973002600022,778.94755343000008,757.72292964000007,731.78782910700011,705.18967131600004,776.97438687399995,759.67706795100003,743.62656581500005,null,null,945.6196950829999,857.94973002600022,705.18967131600004,737.30990148299998,643.07509789599987,572.03469144600001,517.51406199999997,null,null,979.11815143899992,956.78189670900008,933.22075729300002,966.82062426899995,945.6196950829999,911.09344047199988,879.38721593899993,888.94991926699993,857.94973002600022,778.94755343000008,757.72292964000007,731.78782910700011,705.18967131600004,776.97438687399995]
["Return on equity before tax",0.14831351827445835,0.15011413706076271,-0.18006187863043588,-1.1994998083195263E-2,null,0.13113346710016327,0.14294192868911718,-1.1808461588953905,-8.2610201899793845E-2,null,null,0.13113346710016327,0.14294192868911718,0.18815288278272088,0.13537043210478289,0.11298688265916447,0.16215014808016376,0.15388386670280643,0.16893815804940188,0.10781387436440885,0.15168059523812641,0.1464339741903968,0.15869327040748973,"–",9.4299058527278032E-2,0.19822460860917943,0.17304207045855,null,null,0.15011413706076271,0.14151060111046854,7.6482803858479567E-2,0.16342420305200858,0.20837559365226174,0.1900898725834981,0.21417977641926927,null,null,0.14831351827445835,0.15529321141771127,0.16182581848725638,0.13537043210478289,0.15011413706076271,0.16259651821911617,0.16296919548779909,0.16893815804940188,0.14151060111046854,0.15249716663837307,0.15242656243922978,0.15568522569802748,7.6482803858479567E-2,0.1593064529363597]
["Return on equity after tax",0.11900697749241179,0.12029087829063501,-0.12839007982232142,-1.0673301388000378E-2,null,0.10435149243238903,0.11221725479899348,-0.7865762366604454,-7.0094054436582121E-2,null,null,0.10435149243238903,0.11221725479899348,0.14949553332890791,0.11331772012285123,9.4303068916445118E-2,0.12871274526950657,0.12203248688812494,0.13407809021812336,8.647709482857345E-2,0.12340283646140464,0.11916486757088678,0.12590052338995816,"–",6.9282512073742225E-2,0.16301736762756955,0.13552062188675887,null,null,0.12029087829063501,0.11404037422155919,6.4662667506220309E-2,0.12847903015868856,0.16198939032075876,0.14732555331183908,0.16739347905498583,null,null,0.11900697749241179,0.12489564899290675,0.13147618662716817,0.11331772012285123,0.12029087829063501,0.12901352314052436,0.12928244416334542,0.13407809021812336,0.11404037422155919,0.12304040985246471,0.12245495543808503,0.12351406804544837,6.4662667506220309E-2,0.12588416865480651]
["Cost/income ratio",0.62128355550553827,0.53523923235727278,8.6044323148265498,0.16075862520262874,null,0.67330535002063086,0.60858542099759683,6.4719929023034029,0.10634485610408606,null,null,0.67330535002063086,0.60858542099759683,0.54151479013883341,0.6657036042779918,0.55724799915502754,0.62158121875980599,0.44297016817357715,0.53681234493725061,0.65056097964635418,0.58478326329702857,0.55460793823479104,0.59453774372533319,1.0207152550614942,0.72204094770668537,0.53861249726778548,0.618266471884373,null,null,0.53523923235727278,0.59538247008173961,0.71882568324594065,0.59969055954480943,0.56120625901829424,0.5224533968357491,0.5240625012634258,null,null,0.62128355550553827,0.60353136349415082,0.60104881502661345,0.6657036042779918,0.53523923235727278,0.5278872959241061,0.48774058134892578,0.53681234493725061,0.59538247008173961,0.57791089352663183,0.5744127187148248,0.59453774372533319,0.71882568324594065,0.62236181012373271]
["Net interest margin (avg. interest bearing assets)",2.3554169463718265E-2,2.8009577360617596E-2,-0.44554078968993305,-0.15906730185667795,null,2.1854292109732398E-2,2.2875556203900048E-2,-0.10212640941676503,-4.4644339357900908E-2,null,null,2.1854292109732398E-2,2.2875556203900048E-2,2.4825031540175402E-2,2.5154014427434142E-2,2.5484780844687051E-2,2.7981185997205602E-2,2.9775746190704486E-2,2.9027077101849326E-2,2.9454790933768221E-2,3.2607171918152066E-2,3.2681441072324936E-2,3.0545933319663141E-2,2.90229989427679E-2,2.9348227949759827E-2,3.2016251177773646E-2,3.0016441623204007E-2,null,null,2.8009577360617596E-2,3.11636208924316E-2,3.0000355571333282E-2,3.1355149561497132E-2,3.3967049216929827E-2,null,null,null,null,2.3554169463718265E-2,2.4181948126306512E-2,2.4978219221980583E-2,2.5154014427434142E-2,2.8009577360617596E-2,2.8904203416430938E-2,2.928224775868353E-2,2.9027077101849322E-2,3.11636208924316E-2,3.1855886662125701E-2,3.1531835841783824E-2,3.0545931609722958E-2,3.0000355571333282E-2,3.030288842192182E-2]
["Provisioning ratio (avg. loans and advances to customers)",4.1862248596498067E-3,6.004675068461595E-3,-0.18184502088117882,-0.30283906923837556,null,6.5711394792561341E-4,1.8796680558826537E-3,-0.12225541079570403,-0.65040957850558034,null,null,6.5711394792561341E-4,1.8796680558826537E-3,1.1257342715707356E-2,2.6037569700384758E-3,8.8672658951226366E-3,3.3256634032732841E-3,9.7198065240603586E-3,1.8966645353574298E-3,6.2907174968790487E-3,5.6396588306934338E-3,8.1366100426890752E-3,6.5654273598274851E-3,1.6809774062934185E-2,4.2194181652244209E-3,7.9163441861334529E-3,4.3719093230591491E-3,null,null,6.004675068461595E-3,6.6387772724598336E-3,8.3715267259419964E-3,1.1603276233648357E-2,1.3899999999999999E-2,1.5344486215861645E-2,null,null,null,4.1862248596498067E-3,5.4354242781205547E-3,7.3063824686268432E-3,2.6037569700384758E-3,6.004675068461595E-3,4.9978951564569538E-3,5.8809707380581893E-3,1.8966645353574298E-3,6.6387772724598336E-3,6.7872108149894441E-3,7.3636809576145996E-3,6.5782501505438394E-3,8.3715267259419964E-3,5.4644042867073687E-3]
[]
["NPL ratio",4.2284059085791248E-2,4.6964736288952903E-2,-0.4680677203161655,-9.9663653477442216E-2,null,4.2284059085791248E-2,4.6248548236554679E-2,-0.39644891507634311,-8.5721375090211271E-2,null,null,4.2284059085791248E-2,4.6248548236554679E-2,5.2937325703482835E-2,5.5079809516487284E-2,4.6964736288952903E-2,4.9885078837012264E-2,5.156677241711085E-2,5.4973511237848605E-2,6.0139725398877082E-2,6.138851598727188E-2,6.3567045567568203E-2,6.5363779603396246E-2,6.7895480007164971E-2,6.5635064357536521E-2,6.7855122103073165E-2,6.7058390617646221E-2,null,null,4.6964736288952903E-2,6.0139725398877082E-2,6.7895480007164971E-2,6.8342613594713844E-2,6.8247678766460387E-2,null,null,null,null,4.2284059085791248E-2,4.6248548236554679E-2,5.2937325703482835E-2,5.5079809516487284E-2,4.6964736288952903E-2,4.9885078837012264E-2,5.156677241711085E-2,5.4973511237848605E-2,6.0139725398877082E-2,6.1388515987271866E-2,6.3567045567568203E-2,6.5363779603396246E-2,6.7895480007164971E-2,6.5635064357536521E-2]
["NPL coverage ratio",0.69117215263698051,0.71531408409080033,-2.414193145381982,-3.375011339879519E-2,null,0.69117215263698051,0.64026582288617617,5.0906329750804336,7.9508116677741603E-2,null,null,0.69117215263698051,0.64026582288617617,0.59400635250710809,0.59024359373248048,0.71531408409080033,0.71582135549063608,0.70953936859622091,0.68175530279274732,0.6518801860152742,0.65380469115772544,0.6484934433019216,0.6316639610960193,0.61213261883012682,0.62746671971880352,0.62604643841343321,0.62441791735173191,null,null,0.71531408409080033,0.6518801860152742,0.61213261883012682,0.60244312408978318,0.60442616252163806,null,null,null,null,0.69117215263698051,0.64026582288617617,0.59400635250710809,0.59024359373248048,0.71531408409080033,0.71582135549063608,0.70953936859622091,0.68175530279274732,0.6518801860152742,0.65380469115772544,0.6484934433019216,0.6316639610960193,0.61213261883012682,0.62746671971880352]
[]
["Number of employees",3158,2753,405,0.14711224119142763,null,3158,3176,-18,-5.6675062972292301E-3,null,null,3158,3176,3172,3129,2753,2740,2708,2725,2706,2714,2719,2738,2773,2832,2994,3037,null,null,2753,2706,2773,3066,3012,2894,2638,null,null,3158,3176,3172,3129,2753,2740,2708,2725,2706,2714,2719,2738,2773,2832]
["Business outlets",142,128,14,0.109375,null,142,140,2,1.4285714285714235E-2,null,null,142,140,135,134,128,126,125,125,126,127,129,126,129,130,132,129,null,null,128,126,129,132,129,112,111,null,null,142,140,135,134,128,126,125,125,126,127,129,126,129,130]
["Number of customers ",613901,408129,205772,0.50418372622381646,null,613901,607773,6128,1.0082711801939315E-2,null,null,613901,607773,601281,620729,408129,400257,396998,394073,390709,394304,391620,388022,486909,483302,481500,484650,null,null,408129,390709,486909,486261,470666,423371,407878,null,null,613901,607773,601281,620729,408129,400257,396998,394073,390709,394304,391620,388022,486909,483302]

{"sheet":"CE-HU","index":16,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Hungary",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",106.635432499,120.89211478200001,-14.256682283000004,-0.11792896756507665,null,29.322516109999999,17.430593248000001,11.891922861999998,0.68224429844718482,null,null,29.322516109999999,17.430593248000001,29.413499611999999,30.468823528999998,28.129181064000001,29.589190930000001,27.621656598000001,35.552086189999997,35.403435062,36.332029218999999,39.178911904999993,42.851730516000003,47.727852350999996,47.758893235000002,54.076975598000004,46.846953087000003,null,null,120.89211478200001,153.766106702,196.410674271,239.28089164400001,297.75985707000001,339.84050607200004,337.43532299999998,null,null,106.635432499,77.312916388999994,59.882323141000001,30.468823528999998,120.89211478200001,92.762933717999999,63.173742788000006,35.552086189999997,153.766106702,118.36267164,82.030642420999996,42.851730516000003,196.410674271,148.68282192000001]
["Net fee and commission income",121.631317254,123.73570417399999,-2.1043869199999961,-1.7007111520865092E-2,null,32.918670386000002,31.059725420000003,1.8589449659999993,5.9850656786649692E-2,null,null,32.918670386000002,31.059725420000003,30.675786511999998,26.977134936000002,30.724019883,30.067962561999998,32.254430704999997,30.689291023999999,31.686192861000002,31.434650886999997,27.949406975999999,31.941776660999999,33.893397502000006,29.907887919000004,28.802551268999999,25.660064523999999,null,null,123.73570417399999,123.01202738500001,118.263901214,77.11044579,89.996023553000001,99.464154344999997,107.000321,null,null,121.631317254,88.712646868000007,57.652921448000001,26.977134936000002,123.73570417399999,93.011684290999995,62.943721729000004,30.689291023999999,123.01202738500001,91.325834524000001,59.891183636999997,31.941776660999999,118.263901214,84.370503712000001]
["Net trading income",14.291066242000001,13.450875511,0.84019073100000163,6.24636463487378E-2,null,2.8555340849999999,2.5204573539999999,0.33507673100000002,0.13294282899420162,null,null,2.8555340849999999,2.5204573539999999,4.4216789260000002,4.4933958770000002,4.8702538150000008,3.4602243829999999,-2.4713630709999999,7.5917603839999996,7.0245274519999992,1.2375162770000001,1.3072205810000002,5.3214687779999998,16.592574284999998,2.4971892349999987,-14.496046568999999,-3.6381490329999999,null,null,13.450875511,14.890733087999999,0.95556791799999996,-62.037749626,38.190532867000002,23.873230828000001,34.735644000000001,null,null,14.291066242000001,11.435532156999999,8.9150748029999995,4.4933958770000002,13.450875511,8.5806216959999997,5.1203973129999998,7.5917603839999996,14.890733087999999,7.8662056360000001,6.628689359,5.3214687779999998,0.95556791799999996,-15.637006367]
["Recurring other net operating income",-32.662226654000001,-37.966338023000006,5.3041113690000046,-0.1397056351810062,null,-11.130817553999998,-10.288877578000001,-0.84193997599999726,8.1830109223989478E-2,null,null,-11.130817553999998,-10.288877578000001,-5.5974467059999995,-5.6450848159999971,-12.519289703000002,-6.7215269290000013,-10.305226178000002,-8.4202952130000028,-28.074912341000001,-12.877310342999976,-2.9454751280000053,-16.023494612,-15.830620204000006,-12.265210599,-9.709134492000004,-9.9604676090000002,null,null,-37.966338023000006,-59.921192424000026,-47.765432904000008,-11.781523556999996,-42.146007512000004,-14.520365837,-13.856942999999999,null,null,-32.662226654000001,-21.531409099999994,-11.242531522,-5.6450848159999971,-37.966338023000006,-25.44704832,-18.725521391000001,-8.4202952130000028,-59.921192424000026,-31.846280083000011,-18.968969740000006,-16.023494612,-47.765432904000008,-31.934812700000002]
["Operating income",209.895589341,220.112356444,-10.216767102999995,-4.6416145227173078E-2,null,53.965903027000003,40.721898444000004,13.244004582999999,0.3252305292498312,null,null,53.965903027000003,40.721898444000004,58.913518343999996,56.294269526000008,51.204165059000005,56.395850946000003,47.099498053999994,65.41284238499999,46.039243033999995,56.126886040000016,65.490064333999982,64.091481342999998,82.383203933999994,67.89875979,58.674345805999998,58.908400968999999,null,null,220.112356444,231.74767475099998,267.86471049899995,242.572064251,383.80040597800001,448.65752540799997,465.31434499999995,null,null,209.895589341,155.92968631400001,115.20778787,56.294269526000008,220.112356444,168.90819138500001,112.51234043900001,65.41284238499999,231.74767475099998,185.70843171699997,129.58154567699998,64.091481342999998,267.86471049899995,185.48150656499999]
["Staff expenses",-69.801421310000009,-69.847889352999999,4.6468042999990189E-2,-6.6527483407763377E-4,null,-19.231788427000001,-17.600978334000001,-1.6308100930000009,9.2654513973791319E-2,null,null,-19.231788427000001,-17.600978334000001,-16.333190932000001,-16.635463616999999,-19.104795896999999,-16.701437501000001,-15.798294760999999,-18.243361193999998,-16.448970883000001,-17.656725250999997,-18.444111008,-19.440306008,-21.60963188700001,-21.128496166999991,-20.033096062000002,-20.918941915000001,null,null,-69.847889352999999,-71.990113149999999,-83.690166031000004,-85.301396213999993,-99.030262831000002,-110.451515297,-96.365185999999994,null,null,-69.801421310000009,-50.569632883000004,-32.968654549,-16.635463616999999,-69.847889352999999,-50.743093455999997,-34.041655954999996,-18.243361193999998,-71.990113149999999,-55.541142266999998,-37.884417016,-19.440306008,-83.690166031000004,-62.080534143999998]
["Other administrative expenses",-63.293587041000002,-86.179277467999995,22.885690426999993,-0.26555908913831272,null,-17.831576289999997,-14.306176181,-3.5254001089999978,0.24642504498735818,null,null,-17.831576289999997,-14.306176181,-16.397296741000002,-14.758537829,-28.340879034,-17.606908046999997,-22.178539933,-18.052950454000001,-21.696412999000003,-18.824561122000002,-19.987647746999997,-17.965207303,-20.990602315000004,-19.320743973999996,-19.812157976000002,-20.938098429,null,null,-86.179277467999995,-78.473829171000006,-81.061602694000001,-85.629148485000002,-95.531274077000006,-98.511515681999995,-112.86975099999999,null,null,-63.293587041000002,-45.462010751000001,-31.15583457,-14.758537829,-86.179277467999995,-57.838398433999998,-40.231490387000001,-18.052950454000001,-78.473829171000006,-56.777416171999995,-37.952855049999997,-17.965207303,-81.061602694000001,-60.071000378999997]
["Depreciation on intangible and tangible fixed ass.",-18.014856210000001,-38.834925236000004,20.820069026000002,-0.53611713939131733,null,-5.5899440910000004,-4.1500364789999997,-1.4399076120000007,0.34696263979514796,null,null,-5.5899440910000004,-4.1500364789999997,-4.2251582399999998,-4.0497173999999996,-13.134644779999999,-10.070662315,-10.362933556,-5.2666845850000001,-18.938582009000001,-6.3492267589999996,-8.5817642650000003,-4.1007180649999997,-5.7921577740000014,-4.743017634000001,-5.1519540549999991,-4.6906221160000001,null,null,-38.834925236000004,-37.970291097999997,-20.377751579000002,-26.495601108999999,-22.275587616999999,-22.368974384000001,-23.095976,null,null,-18.014856210000001,-12.424912119,-8.2748756399999994,-4.0497173999999996,-38.834925236000004,-25.700280456000002,-15.629618141,-5.2666845850000001,-37.970291097999997,-19.031709089000003,-12.682482329999999,-4.1007180649999997,-20.377751579000002,-14.585593805]
["General administrative expenses",-151.10986456100002,-194.86209205699998,43.752227495999961,-0.22452918899793917,null,-42.653308807999998,-36.057190994000003,-6.5961178139999959,0.18293487740344516,null,null,-42.653308807999998,-36.057190994000003,-36.955645912999998,-35.443718845999996,-60.580319711000001,-44.379007862999998,-48.339768249999999,-41.562996233,-57.083965891000005,-42.830513132,-47.013523019999994,-41.506231376000002,-48.392391976000027,-45.192257774999973,-44.997208093000012,-46.547662459999998,null,null,-194.86209205699998,-188.43423341899998,-185.12952030400001,-197.426145808,-216.83712452500001,-231.33200536300001,-232.33091299999998,null,null,-151.10986456100002,-108.456555753,-72.399364759000008,-35.443718845999996,-194.86209205699998,-134.281772346,-89.902764482999984,-41.562996233,-188.43423341899998,-131.35026752799999,-88.519754395999996,-41.506231376000002,-185.12952030400001,-136.73712832799998]
["Operating result",58.785724779999981,25.250264387000016,33.535460392999966,1.3281231387923822,null,11.312594219000005,4.6647074500000016,6.647886769000003,1.4251454866692659,null,null,11.312594219000005,4.6647074500000016,21.957872430999998,20.850550680000012,-9.3761546519999968,12.016843083000005,-1.2402701960000044,23.849846151999991,-11.044722857000011,13.296372908000016,18.476541313999988,22.585249966999996,33.990811957999966,22.706502015000027,13.677137712999993,12.36073850900001,null,null,25.250264387000016,43.313441331999996,82.735190194999944,45.145918442999999,166.96328145300001,217.32552004499999,232.98343199999997,null,null,58.785724779999981,47.473130561000005,42.808423110999996,20.850550680000012,25.250264387000016,34.626419039000012,22.609575956000029,23.849846151999991,43.313441331999996,54.358164188999979,41.061791280999984,22.585249966999996,82.735190194999944,48.744378237000006]
["Net provisioning for impairment losses",7.0935636569999998,-55.593982963000002,62.687546619999999,"–",null,-0.60951086100000007,9.3396631449999994,-9.9491740059999998,"–",null,null,-0.60951086100000007,9.3396631449999994,-7.8333145350000004,6.1967259079999994,-12.006333429,-6.9225490130000003,-22.771608081,-13.893492439999999,-86.93836929199999,-3.0943759550000003,-19.871457809000002,-18.234372036,-54.837055562000003,-24.635311920000007,-37.287378488000002,-35.507031890999997,null,null,-55.593982963000002,-128.138575092,-152.26677786100001,-241.18907378899999,-477.56700456800002,-195.55475383500001,-271.61534799999998,null,null,7.0935636569999998,7.7030745180000002,-1.6365886270000001,6.1967259079999994,-55.593982963000002,-43.587649534000001,-36.665100520999999,-13.893492439999999,-128.138575092,-41.200205799999999,-38.105829845000002,-18.234372036,-152.26677786100001,-97.429722299000005]
["Other results",-13.426139589000002,49.108654387000001,-62.534793976000003,"–",null,-6.5836219319999998,6.0562118759999999,-12.639833807999999,"–",null,null,-6.5836219319999998,6.0562118759999999,4.5385236100000004,-17.437253143000003,26.939706338000001,12.808997845,40.182151701999999,-30.822201497999998,3.8097018420000026,-208.644022761,-64.675161803999998,-35.031883035999996,-11.752750675999998,5.3434407780000015,-41.748524816,7.4697738840000003,null,null,49.108654387000001,-304.54136575899997,-40.688060829999998,34.312729821000005,-63.942918728999992,-49.607510719999993,13.794176,null,null,-13.426139589000002,-6.8425176570000001,-12.898729532999999,-17.437253143000003,49.108654387000001,22.168948049000001,9.3599502040000004,-30.822201497999998,-304.54136575899997,-308.35106760100001,-99.707044839999995,-35.031883035999996,-40.688060829999998,-28.935310154]
["Net income from derivatives",-0.89333696200000001,-2.1226924399999998,1.2293554779999998,-0.57914912911264715,null,0.86474472099999999,-0.44986399599999999,1.314608717,"–",null,null,0.86474472099999999,-0.44986399599999999,-0.38375008100000002,-0.924467606,-0.80238240999999999,-1.7786552050000002,0.70360133800000002,-0.245256163,-0.44206604799999999,-0.44471214600000003,-1.1283355909999999,1.8677854009999999,-2.8877843210000007,0.24786980100000111,1.5315364379999994,0.95977665300000004,null,null,-2.1226924399999998,-0.14732838399999998,-0.14860142900000017,0.20920211999999999,0,0,0,null,null,-0.89333696200000001,-1.7580816829999999,-1.308217687,-0.924467606,-2.1226924399999998,-1.3203100300000001,0.45834517499999999,-0.245256163,-0.14732838399999998,0.29473766400000001,0.73944980999999999,1.8677854009999999,-0.14860142900000017,2.7391828920000005]
["Net income from financial investments",-1.7120649020000001,-4.0362118459999996,2.3241469439999998,-0.57582382508076102,null,-7.2329646500000004,1.1432300900000001,-8.3761947400000007,"–",null,null,-7.2329646500000004,1.1432300900000001,3.689331991,0.68833766699999999,-1.131795989,2.3529973960000001,-6.1228968439999996,0.86548359100000005,0.53164884000000001,1.3390842359999999,3.7930762079999996,1.6877689570000001,-8.6829546029999989,5.673423317000001,5.3291827459999972,16.459764231000001,null,null,-4.0362118459999996,7.3515782410000003,18.779415691000001,44.674836392000003,-53.548160142999997,-8.1685207200000001,13.794176,null,null,-1.7120649020000001,5.5208997479999997,4.3776696579999994,0.68833766699999999,-4.0362118459999996,-2.904415857,-5.2574132529999993,0.86548359100000005,7.3515782410000003,6.8199294009999996,5.4808451649999999,1.6877689570000001,18.779415691000001,27.462370293999999]
["Net income from disposal from group assets",1.141302139,5.9502653930000005,-4.808963254,-0.80819306978430772,null,5.3105370000000006E-3,0.35053437699999995,-0.34522383999999995,-0.98485016777683976,null,null,5.3105370000000006E-3,0.35053437699999995,-0.55305977900000003,1.3385170040000001,-1.4093387000000001E-2,7.8151349910000008,3.5402240000000002E-3,-1.8543164350000001,0,0,0,0,0,0,0,0,null,null,5.9502653930000005,0,0,13.69018524,0,0,0,null,null,1.141302139,1.135991602,0.78545722499999993,1.3385170040000001,5.9502653930000005,5.9643587800000004,-1.8507762109999999,-1.8543164350000001,0,0,0,0,0,0]
["Bank levy ",-18.963704864,-17.37173572,-1.5919691440000001,9.1641340258657777E-2,null,-0.20855354000000001,-0.40747159499999996,0.19891805499999995,-0.48817649485481307,null,null,-0.20855354000000001,-0.40747159499999996,0.19196047899999999,-18.539640208000002,1.0275124E-2,5.1818663000000001E-2,21.091025984000002,-38.524855490999997,-16.486921949999999,-5.1551248510000001,-0.20840042100000034,-38.587437393999998,-0.18201175199999586,-0.57785234000000496,-48.609243999999997,-9.9497669999999996,null,null,-17.37173572,-60.437884615999998,-59.318875091999999,-24.261493931,-10.394758585999996,-41.438989999999997,0,null,null,-18.963704864,-18.755151324,-18.347679728999999,-18.539640208000002,-17.37173572,-17.382010844,-17.433829506999999,-38.524855490999997,-60.437884615999998,-43.950962666000002,-38.795837814999999,-38.587437393999998,-59.318875091999999,-59.136863339999998]
["Operating result - One-offs",7.001665,66.689029000000005,-59.687364000000002,-0.8950102422393944,null,-1.2159E-2,5.4197829999999998,-5.4319419999999994,"–",null,null,-1.2159E-2,5.4197829999999998,1.594041,0,28.877703,4.3677020000000004,24.506881,8.9367429999999999,20.207041,-204.50327000000001,-67.011501999999993,0,0,0,0,0,null,null,66.689029000000005,-251.30773099999999,0,0,0,0,0,null,null,7.001665,7.0138239999999996,1.594041,0,66.689029000000005,37.811326000000001,33.443624,8.9367429999999999,-251.30773099999999,-271.51477199999999,-67.131501999999998,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",52.453148847999998,18.764935811000001,33.688213036999997,1.7952746215764819,null,4.119461426,20.060582471,-15.941121044999999,-0.79464896236411975,null,null,4.119461426,20.060582471,18.663081506000001,9.6100234449999995,5.5572182570000006,17.903291915000001,16.170273425000001,-20.865847786,-94.173390306999991,-198.44202580800001,-66.070078299000002,-30.681005105000001,-32.598994279999992,3.4146308729999859,-65.358765590999994,-15.676519497999999,null,null,18.764935811000001,-389.366499519,-110.219648496,-161.73042552499999,-374.54664184399996,-27.836744510000003,-24.837738999999999,null,null,52.453148847999998,48.333687421999997,28.273104951000001,9.6100234449999995,18.764935811000001,13.207717554,-4.6955743609999994,-20.865847786,-389.366499519,-295.19310921200002,-96.751083403999999,-30.681005105000001,-110.219648496,-77.620654216000005]
["Income taxes",0.13906254600000001,-0.53942751,0.67849005600000001,"–",null,0.16317163800000001,-1.6477502000000002E-2,0.17964914000000001,"–",null,null,0.16317163800000001,-1.6477502000000002E-2,1.0412275E-2,-1.8043865000000003E-2,-0.52555491500000007,5.4765000000000002E-5,4.9082579999999995E-3,-1.8835617999999998E-2,-2.6033437579999998,-3.3956761370000001,-0.5843287909999999,-2.213544046,-2.6824892950000003,-1.2782411569999996,2.6865210790000003,-4.3129750080000004,null,null,-0.53942751,-8.7968927320000017,-5.5871843810000001,-12.019484923,19.427320398999999,7.5443964729999999,7.6860359999999996,null,null,0.13906254600000001,-2.4109092000000002E-2,-7.6315899999999997E-3,-1.8043865000000003E-2,-0.53942751,-1.3872595E-2,-1.392736E-2,-1.8835617999999998E-2,-8.7968927320000017,-6.1935489740000005,-2.7978728369999999,-2.213544046,-5.5871843810000001,-2.9046950859999998]
["Profit/loss after tax",52.592211394000003,18.225508300999998,34.366703093000005,1.8856375649679067,null,4.2826330640000005,20.044104968999999,-15.761471904999999,-0.78633952123961259,null,null,4.2826330640000005,20.044104968999999,18.673493781000001,9.5919795800000003,5.0316633419999999,17.903346679999999,16.175181683000002,-20.884683404,-96.776734064999999,-201.83770194499999,-66.654407090000007,-32.894549151,-35.28148357500001,2.1363897160000107,-62.672244512000006,-19.989494506,null,null,18.225508300999998,-398.163392251,-115.80683287700001,-173.74991044800001,-355.11932144499997,-20.292348037,-17.151703000000001,null,null,52.592211394000003,48.309578330000001,28.265473361000002,9.5919795800000003,18.225508300999998,13.193844959000002,-4.7095017209999996,-20.884683404,-398.163392251,-301.38665818599998,-99.548956240999999,-32.894549151,-115.80683287700001,-80.525349301999995]
[]
[]
["Risk-weighted assets (total RWA)",3597.3627498288856,2939.5041700347861,657.85857979409957,0.22379916534913935,null,3597.3627498288856,3463.9160000066495,133.44674982223614,3.8524822721445862E-2,null,null,3597.3627498288856,3463.9160000066495,3005.6334136042688,3093.5869664286488,2939.5041700347861,3089.3926866957349,3034.7738596650393,3811.7959051414323,4059.9136419251167,"–","–","–","–","–","–","–",null,null,2939.5041700347861,4059.9136419251167,"–","–","–","–","–",null,null,3597.3627498288856,3463.9160000066495,3005.6334136042688,3093.5869664286488,2939.5041700347861,3089.3926866957349,3034.7738596650393,3811.7959051414323,4059.9136419251167,"–","–","–","–","–"]
["Assets",6606.084876504,6393.8426796760004,212.24219682799958,3.3194779330847579E-2,null,6606.084876504,6551.682001084002,54.402875419998054,8.3036501788391615E-3,null,null,6606.084876504,6551.682001084002,6405.9432994470026,6346.7184329550009,6393.8426796760014,6262.5970425060013,6339.7830729829975,6707.8076080190021,6935.7502507930003,6428.4322718189987,6069.0918542460004,6241.2911861209996,6230.0949151269997,6270.4685827530002,6324.3101223060003,6801.9615390440003,null,null,6393.8426796760014,6935.7502507930003,6230.0949151269997,7155.2684654619998,7320.3120872709997,8534.1914518949998,8778.1359969999994,null,null,6606.084876504,6551.6820010840001,6405.9432994470017,6346.7184329550009,6393.8426796760004,6262.5970425060013,6339.7830729829975,6707.8076080190021,6935.7502507930003,6428.4322718189987,6069.0918542460004,6241.2911861209996,6230.0949151269997,6270.4685827530002]
["Loans and advances to customers",3107.4437944659999,3480.8901690229986,-373.44637455699876,-0.10728473362370294,null,3107.4437944660012,3415.9770202069999,-308.53322574099866,-9.0320638551105392E-2,null,null,3107.4437944660012,3415.9770202069999,3349.1553026319998,3552.6278544120009,3480.8901690229995,3540.5549630469991,4105.5674269479996,4608.2343032469998,4713.8159895299987,4852.6904118880011,4950.7054548260003,4894.1616570380002,4990.1394139450003,5161.1884865410002,5324.4696600500001,5120.531845339,null,null,3480.8901690229986,4713.8159895299987,4990.1394139450003,5231.1128164379998,5564.0006612589996,6279.0918787479986,6452.1911829999999,null,null,3107.4437944659999,3415.9770202069999,3349.1553026319998,3552.627854412,3480.8901690229986,3540.5549630469991,4105.5674269479996,4608.2343032469998,4713.8159895299987,4852.6904118880011,4950.7054548260003,4894.1616570380002,4990.1394139450003,5161.1884865410002]
["  Hereof corporate %",0.67324920654261267,0.66325293643148708,0.99962701111255825,1.5071580632433745E-2,null,0.67324920654261244,0.70541269796187911,-3.2163491419266665,-4.5595282750360733E-2,null,null,0.67324920654261244,0.70541269796187911,0.70071123878780062,0.68007203090510071,0.66325293643148708,0.65044505791772667,0.58523762762462916,0.55702861705432993,0.54464914937334785,0.5373327594960905,0.52736145660062561,0.51454957968289561,0.52485411729011955,0.53010314679488524,0.53168521937394708,0.56776014679724685,null,null,0.66325293643148708,0.54464914937334785,0.52485411729011955,0.55752781482640501,0.53192387995616819,0.51590134369746454,0.55200000000000005,null,null,0.67324920654261267,0.70541269796187911,0.70071123878780062,0.68007203090510082,0.66325293643148708,0.65044505791772667,0.58523762762462905,0.55702861705432993,0.54464914937334785,0.5373327594960905,0.52736145660062561,0.51454957968289561,0.52485411729011955,0.53010314679488524]
["  Hereof retail % ",0.3092102076668834,0.29130823087262431,1.7901976794259089,6.1453728034505106E-2,null,0.3092102076668834,0.27870477329566701,3.0505434371216387,0.10945429463044887,null,null,0.3092102076668834,0.27870477329566701,0.28296391697788364,0.27702704035767672,0.29130823087262425,0.30538792513744323,0.27340619122030491,0.31750308137957906,0.32814214119423596,0.33474259660591155,0.33571218644617284,0.35359965608003985,0.35960661616840733,0.35958000367357285,0.35307777112088151,0.37241735819637489,null,null,0.29130823087262431,0.32814214119423596,0.35960661616840733,0.37895587420879651,0.42499884525541964,0.45146400148301696,0.41299999999999998,null,null,0.3092102076668834,0.27870477329566701,0.28296391697788364,0.27702704035767672,0.29130823087262431,0.30538792513744323,0.27340619122030491,0.31750308137957906,0.32814214119423596,0.33474259660591155,0.33571218644617284,0.35359965608003985,0.35960661616840733,0.35958000367357285]
["  Hereof FCY % ",0.43121932111833133,0.37546346711445605,5.5755854003875278,0.14849874591628032,null,0.43121932111833117,0.41619069558373334,1.5028625534597828,3.6109950784745992E-2,null,null,0.43121932111833117,0.41619069558373334,0.42405004586884948,0.38738413312271391,0.37546346711445594,0.4145119898288438,0.44874128361948706,0.43481498150477199,0.58015813763079771,0.62352999941176446,0.63585847082284941,0.61768781087414903,0.6054858891429965,0.61682013906327626,0.65692101248017132,0.64898414859482123,null,null,0.37546346711445605,0.58015813763079771,0.60548588914299595,0.63315361687330107,0.75872295080654573,0.72525376088429194,0.76300000000000001,null,null,0.43121932111833133,0.41619069558373334,0.42405004586884948,0.38738413312271397,0.37546346711445605,0.4145119898288438,0.44874128361948706,0.43481498150477199,0.58015813763079771,0.62352999941176446,0.63585847082284941,0.61768781087414903,0.60548588914299595,0.61682013906327626]
["Deposits from customers",4474.3167865450005,4232.7321543210001,241.58463222400042,5.7075341272746938E-2,null,4474.3167865450005,4418.3010046799991,56.015781865001372,1.2678127136577455E-2,null,null,4474.3167865450005,4418.3010046799991,4298.9782097480002,4119.3016208390009,4232.7321543210001,3954.9563097370001,3907.639680837,4081.8995049099999,4275.8143853730007,4179.5056036669994,3881.5128489590002,4115.2918849950001,4163.1321840480005,4082.2990707109998,4368.4398035519998,4699.6071242779999,null,null,4232.7321543210001,4275.8143853730007,4163.1321840480005,4926.6422585970004,4578.064249033001,4785.3260398449984,4940.9399210000001,null,null,4474.3167865450005,4418.3010046799991,4298.9782097480011,4119.3016208390009,4232.7321543210001,3954.9563097370001,3907.639680837,4081.8995049099999,4275.8143853730007,4179.5056036669994,3881.5128489590002,4115.2918849950001,4163.1321840480005,4082.2990707109998]
["Loan/deposit ratio",0.61626585413483859,0.69478882480593929,-7.8522970671100705,-0.11301703174778732,null,0.61626585413483859,0.66011212324368029,-4.3846269108841707,-6.6422456981078404E-2,null,null,0.61626585413483859,0.66011212324368029,0.66024917655313775,0.73386362117938075,0.69478882480593929,0.74394252310758324,0.8785501687368098,0.90751582296644917,0.8827187564229535,0.94621367181464999,1.0411700249513411,0.9633581463076043,0.97170170215201734,1.2643639133060685,1.2190420505249822,1.0920106964825194,null,null,0.69478882480593929,0.8827187564229535,0.97170170215201734,1.0618008253612687,1.2153609819770992,1.3121554992209863,1.3058631123153055,null,null,0.61626585413483859,0.66011212324368029,0.66024917655313775,0.73386362117938075,0.69478882480593929,0.74394252310758324,0.8785501687368098,0.90751582296644917,0.8827187564229535,0.94621367181464999,1.0411700249513411,0.9633581463076043,0.97170170215201734,1.2643639133060685]
[]
["Equity",586.58308588699992,487.15636054200002,99.426725344999909,0.20409612477271111,null,586.58308588699992,562.98729602499998,23.595789861999947,4.1911762536382513E-2,null,null,586.58308588699992,562.98729602499998,524.65303721100008,512.34496199099999,487.15636054200002,483.35036106799998,462.49328286400004,314.94764981200001,319.56242942599999,203.05395629600002,312.44056115300003,377.36347384000004,402.32466910599999,370.97410687700005,359.19652475400005,390.25229332899994,null,null,487.15636054200002,319.56242942599999,402.32466910599999,373.103328971,531.20393132700008,570.85498809599994,539.94976299999996,null,null,586.58308588699992,562.98729602499998,524.65303721100008,512.34496199099999,487.15636054200002,483.35036106799998,462.49328286400004,314.94764981200001,319.56242942599999,203.05395629600002,312.44056115300003,377.36347384000004,402.32466910599999,370.97410687700005]
["Return on equity before tax",0.10267357251147635,4.3957986437927275E-2,5.871558607354908,1.335720555727931,null,3.1307552412278512E-2,0.15891478020695302,-12.760722779467452,-0.80299156333031441,null,null,3.1307552412278512E-2,0.15891478020695302,0.14932617655518654,7.7778410575444948E-2,4.6642006865180718E-2,0.15159260499392521,0.16180574473633239,"–","–","–","–","–","–","–","–","–",null,null,4.3957986437927275E-2,"–","–","–","–","–","–",null,null,0.10267357251147635,0.12848294567599972,0.11357585719610297,7.7778410575444948E-2,4.3957986437927275E-2,4.2798754667813674E-2,"–","–","–","–","–","–","–","–"]
["Return on equity after tax",0.10294577825534383,4.2694345175966507E-2,6.0251433079377321,1.4112274782772416,null,3.2547642822311242E-2,0.15878424966964308,-12.623660684733185,-0.79501970195389093,null,null,3.2547642822311242E-2,0.15878424966964308,0.14940948676387264,7.7632373143968314E-2,4.2230998547740164E-2,0.15159306870579742,0.1618548585837099,"–","–","–","–","–","–","–","–","–",null,null,4.2694345175966507E-2,"–","–","–","–","–","–",null,null,0.10294577825534383,0.1284188577215532,0.11354520034474117,7.7632373143968314E-2,4.2694345175966507E-2,4.2753801420775839E-2,"–","–","–","–","–","–","–","–"]
["Cost/income ratio",0.71992872758990811,0.88528465736804707,-16.535592977813895,-0.18678278043329299,null,0.79055327071750703,0.78144510268358836,0.91081680339186732,1.1655544327605405E-2,null,null,0.79055327071750703,0.78144510268358836,0.61076080928827892,0.62961504153864201,0.75647985217287494,0.78691973112514368,1.0263329811833242,0.63539504961996485,1.2398980115473117,0.76310153927791313,0.71787260400647279,0.64760917529538842,0.58740604474146008,0.66558296373560277,0.76689748262005553,0.79017019125158861,null,null,0.88528465736804707,0.81310085903326612,0.69113068294485613,0.81388657188370406,0.56497367159488987,0.51560932841287221,0.49929884065792129,null,null,0.71992872758990811,0.69554783516076579,0.62842422459057323,0.62961504153864201,0.88528465736804707,0.79499858026379278,0.79904803448419881,0.63539504961996485,0.81310085903326612,0.70729296625671745,0.6831200687839285,0.64760917529538842,0.69113068294485613,0.73720087172184967]
["Net interest margin (avg. interest bearing assets)",1.7833705031426953E-2,2.0124762002070182E-2,-0.22910569706432288,-0.11384268645798412,null,1.9350097456820523E-2,1.1399903420773809E-2,0.79501940360467127,0.69739134996172325,null,null,1.9350097456820523E-2,1.1399903420773809E-2,1.994685228782964E-2,2.0852626719794664E-2,1.8940509709919864E-2,2.049576549294177E-2,1.8645766214912464E-2,2.2563083947892838E-2,2.3245827065029808E-2,2.5184281506273526E-2,2.7139842376831664E-2,2.9496851824985536E-2,3.2402262760582896E-2,3.235310355709891E-2,3.4356587057217974E-2,2.8525438370145567E-2,null,null,2.0124762002070182E-2,2.6217696901960522E-2,3.1777516322277502E-2,3.4257432641555341E-2,3.8659205703616889E-2,null,null,null,null,1.7833705031426953E-2,1.7293898115665726E-2,2.0397253718747992E-2,2.0852626719794664E-2,2.0124762002070182E-2,2.0583441103772245E-2,2.0664526736784233E-2,2.2563083947892838E-2,2.6217696901960522E-2,2.7310787817470147E-2,2.8429529103797355E-2,2.9496851824985536E-2,3.1777516322277502E-2,3.1484577292733587E-2]
["Provisioning ratio (avg. loans and advances to customers)",-2.0986399571049108E-3,1.3418488749861674E-2,-1.5517128706966583,"–",null,7.4747391384475997E-4,-1.1044470617042529E-2,1.1791944530887288,"–",null,null,7.4747391384475997E-4,-1.1044470617042529E-2,9.079757340107417E-3,-5.5990901730451651E-3,1.3679615182534828E-2,7.2429382214003798E-3,2.0906243943643557E-2,1.1683264538025132E-2,7.2702293308757729E-2,2.525146181646302E-3,1.6147669711094836E-2,1.4758248989019576E-2,4.3215670776923398E-2,1.8795433973219287E-2,2.8559022011638336E-2,2.7440688355239377E-2,null,null,1.3418488749861674E-2,2.6382341250211602E-2,2.9794153285520559E-2,4.468486121749498E-2,6.9500000000000006E-2,3.0720352832709765E-2,null,null,null,-2.0986399571049108E-3,-2.990164890808983E-3,9.4781762993362165E-4,-5.5990901730451651E-3,1.3418488749861674E-2,1.3523977299615606E-2,1.6236670721067464E-2,1.1683264538025132E-2,2.6382341250211602E-2,1.1246941637744704E-2,1.5333034706017327E-2,1.4758248989019576E-2,2.9794153285520559E-2,2.5000486920337552E-2]
[]
["NPL ratio",0.14056846670447201,0.19707008469835449,-5.6501617993882478,-0.28670824433026831,null,0.14056846670447201,0.19069076549419928,-5.0122298789727262,-0.26284596771022961,null,null,0.14056846670447201,0.19069076549419928,0.19687838473085548,0.20172765089223277,0.19707008469835449,0.23140049896230341,0.21666273015463386,0.2691856107903538,0.25734959652573508,0.27295671670195365,0.27978778128473475,0.28608506279855567,0.29683933937007356,0.29050480464139306,0.28220984810455085,0.28265013903144309,null,null,0.19707008469835449,0.25734959652573508,0.29683933937007356,0.28069319732236803,0.22737297261818393,null,null,null,null,0.14056846670447201,0.19069076549419928,0.19687838473085548,0.20172765089223277,0.19707008469835449,0.23140049896230341,0.21666273015463386,0.2691856107903538,0.25734959652573508,0.27295671670195365,0.27978778128473475,0.28608506279855567,0.29683933937007356,0.29050480464139306]
["NPL coverage ratio",0.73809488593169836,0.77293739786317095,-3.4842511931472586,-4.5078051634966365E-2,null,0.73809488593169836,0.74922226621763877,-1.1127380285940403,-1.4851908155527282E-2,null,null,0.73809488593169836,0.74922226621763877,0.7555552151502325,0.73102956474949721,0.77293739786317095,0.72442722706711071,0.72519203504529839,0.72584199448381792,0.77294746035947359,0.66880324603303776,0.65435716520015741,0.66285192295639328,0.63743128250419689,0.60938707746389098,0.61547280687430483,0.6110044362430338,null,null,0.77293739786317095,0.77294746035947359,0.63743128250419689,0.61093564634911779,0.61679261862056389,null,null,null,null,0.73809488593169836,0.74922226621763877,0.7555552151502325,0.73102956474949721,0.77293739786317095,0.72442722706711071,0.72519203504529839,0.72584199448381792,0.77294746035947359,0.66880324603303776,0.65435716520015741,0.66285192295639328,0.63743128250419689,0.60938707746389098]
[]
["Number of employees",1983,2016,-33,-1.6369047619047672E-2,null,1983,1988,-5,-2.5150905432596016E-3,null,null,1983,1988,2012,2016,2016,2037,2123,2234,2298,2326,2407,2488,2603,2715,2772,2820,null,null,2016,2298,2603,2865,2977,3244,3197,null,null,1983,1988,2012,2016,2016,2037,2123,2234,2298,2326,2407,2488,2603,2715]
["Business outlets",72,72,0,0,null,72,72,0,0,null,null,72,72,72,72,72,72,101,114,114,117,122,122,122,124,125,125,null,null,72,114,122,125,134,144,145,null,null,72,72,72,72,72,72,101,114,114,117,122,122,122,124]
["Number of customers ",540189,533010,7179,1.3468790454212787E-2,null,540189,542292,-2103,-3.8779845544466562E-3,null,null,540189,542292,548348,545122,533010,536817,558127,565198,580052,593187,595456,599544,606021,604565,608749,615660,null,null,533010,580052,606021,622990,643257,640806,660167,null,null,540189,542292,548348,545122,533010,536817,558127,565198,580052,593187,595456,599544,606021,604565]

{"sheet":"CE-SK","index":17,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Slovakia",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",274.774269,298.18899399999998,-23.414724999999976,-7.8523102700430281E-2,null,67.143184000000005,67.236064999999996,-9.2880999999991332E-2,-1.3814163574265015E-3,null,null,67.143184000000005,67.236064999999996,69.136493000000002,71.258527000000001,75.199584999999999,75.223571000000007,74.143220999999997,73.622617000000005,78.266545000000008,78.546077999999994,79.713826999999995,78.222914000000003,79.502690000000044,78.885304000000005,77.414295999999993,72.546904999999995,null,null,298.18899399999998,314.74936399999996,308.34919500000001,291.39336900000001,303.55404199999998,280.13271500000002,251.93814399999999,null,null,274.774269,207.63108500000001,140.39501999999999,71.258527000000001,298.18899399999998,222.98940899999999,147.765838,73.622617000000005,314.74936399999996,236.48281900000001,157.93674099999998,78.222914000000003,308.34919500000001,228.84650500000001]
["Net fee and commission income",150.95111499999999,161.81046499999999,-10.859350000000006,-6.7111543125470963E-2,null,38.690378000000003,37.874240999999998,0.81613700000000478,2.1548603442640646E-2,null,null,38.690378000000003,37.874240999999998,37.533714000000003,36.852781999999998,40.417558999999997,38.608823000000001,41.332518999999998,41.451563999999998,39.090119000000001,38.080491000000002,39.583914999999998,32.272973,34.238176999999993,33.953505000000007,34.878767999999994,31.465159,null,null,161.81046499999999,149.02749800000001,134.53560899999999,132.09079800000001,128.79054099999999,125.592271,110.05855200000001,null,null,150.95111499999999,112.26073700000001,74.386495999999994,36.852781999999998,161.81046499999999,121.392906,82.784082999999995,41.451563999999998,149.02749800000001,109.93737900000001,71.856887999999998,32.272973,134.53560899999999,100.297432]
["Net trading income",6.1990340000000002,5.6072569999999997,0.59177700000000044,0.10553769873576346,null,2.4650349999999999,1.0213380000000001,1.4436969999999998,1.41353499037537,null,null,2.4650349999999999,1.0213380000000001,0.66113699999999997,2.0515240000000001,0.68074299999999999,1.163945,0.41510900000000001,3.3474599999999999,1.8756280000000001,1.3516079999999999,1.0358890000000001,1.1978059999999999,1.4800249999999995,1.4880950000000004,1.2953109999999999,0.57464199999999999,null,null,5.6072569999999997,5.4609309999999995,4.8380729999999996,6.4487819999999996,-1.209471,-2.0749200000000001,24.347691000000001,null,null,6.1990340000000002,3.7339989999999998,2.7126610000000002,2.0515240000000001,5.6072569999999997,4.9265140000000001,3.7625690000000001,3.3474599999999999,5.4609309999999995,3.5853030000000001,2.233695,1.1978059999999999,4.8380729999999996,3.3580480000000001]
["Recurring other net operating income",-5.3721630000000005,-9.0374999999998096E-2,-5.2817880000000024,">500,0%",null,-9.4106919999999992,1.8582460000000003,-11.268937999999999,"–",null,null,-9.4106919999999992,1.8582460000000003,1.0079920000000002,1.172291,2.9494110000000004,2.3082580000000004,-2.6239549999999996,-2.7240890000000002,-0.53083600000000075,7.7646000000000548E-2,1.0460760000000002,0.76422400000000046,7.0171090000000014,7.3212470000000014,6.1374499999999994,5.5681190000000003,null,null,-9.0374999999998096E-2,1.3571100000000023,26.043925000000002,21.865310999999998,24.797098999999999,2.8271220000000001,-11.37575,null,null,-5.3721630000000005,4.0385290000000005,2.1802830000000002,1.172291,-9.0374999999998096E-2,-3.0397860000000012,-5.3480439999999998,-2.7240890000000002,1.3571100000000023,1.8879460000000012,1.8102999999999998,0.76422400000000046,26.043925000000002,19.026816]
["Operating income",426.55225499999995,465.51634100000001,-38.964086000000066,-8.3700791074915348E-2,null,98.887905000000003,107.98988999999999,-9.1019849999999849,-8.4285528950904465E-2,null,null,98.887905000000003,107.98988999999999,108.339336,111.33512400000001,119.247298,117.304597,113.26689400000001,115.697552,118.70145600000001,118.05582299999999,121.379707,112.45791700000001,122.23800100000004,121.64815100000001,119.72582499999999,110.154825,null,null,465.51634100000001,470.59490299999993,473.76680200000004,451.79825999999997,455.932211,406.47718800000001,374.968637,null,null,426.55225499999995,327.66435000000001,219.67445999999998,111.33512400000001,465.51634100000001,346.26904300000001,228.96444600000001,115.697552,470.59490299999993,351.89344700000004,233.83762400000001,112.45791700000001,473.76680200000004,351.52880099999999]
["Staff expenses",-125.37483400000001,-116.01811600000001,-9.3567180000000008,8.0648766956360474E-2,null,-32.265402999999999,-31.716552,-0.54885099999999909,1.7304876015526549E-2,null,null,-32.265402999999999,-31.716552,-30.561862999999999,-30.831016000000002,-34.334533,-32.075322999999997,-20.399308999999999,-29.208950999999999,-28.356017999999999,-29.07826,-28.77008,-28.889391,-34.229276000000006,-30.817641000000002,-30.803019999999997,-30.593862000000001,null,null,-116.01811600000001,-115.093749,-126.443799,-122.216536,-120.89348699999999,-113.542312,-106.78482099999999,null,null,-125.37483400000001,-93.109431000000001,-61.392879000000001,-30.831016000000002,-116.01811600000001,-81.683582999999999,-49.608260000000001,-29.208950999999999,-115.093749,-86.737730999999997,-57.659470999999996,-28.889391,-126.443799,-92.214523]
["Other administrative expenses",-102.44075100000001,-105.319185,2.8784339999999986,-2.7330576095893622E-2,null,-27.163412999999998,-20.899761000000002,-6.2636519999999969,0.29969969513048489,null,null,-27.163412999999998,-20.899761000000002,-21.501674999999999,-32.875902000000004,-31.913668000000001,-23.158619000000002,-25.743427000000001,-24.503471000000001,-27.568466000000001,-22.821314000000001,-24.252185000000001,-24.979429,-25.834654000000008,-25.235263999999994,-24.078619000000003,-22.413457999999999,null,null,-105.319185,-99.621393999999995,-97.561994999999996,-100.976889,-107.07778500000001,-101.407518,-88.862926999999999,null,null,-102.44075100000001,-75.277338,-54.377577000000002,-32.875902000000004,-105.319185,-73.405517000000003,-50.246898000000002,-24.503471000000001,-99.621393999999995,-72.052927999999994,-49.231614,-24.979429,-97.561994999999996,-71.727340999999996]
["Depreciation on intangible and tangible fixed ass.",-28.514305,-25.702843999999999,-2.8114610000000013,0.10938326513595165,null,-11.814628000000001,-5.5580730000000003,-6.2565550000000005,1.125669813980493,null,null,-11.814628000000001,-5.5580730000000003,-5.624193,-5.5174110000000001,-8.2242809999999995,-5.9274570000000004,-5.8280989999999999,-5.723007,-6.6923539999999999,-5.7152400000000005,-5.8135300000000001,-5.334924,-7.9191190000000002,-6.713906999999999,-6.4572400000000005,-6.3242279999999997,null,null,-25.702843999999999,-23.556048000000001,-27.414494000000001,-26.759592000000001,-22.673006999999998,-21.948008999999999,-19.614346000000001,null,null,-28.514305,-16.699677000000001,-11.141603999999999,-5.5174110000000001,-25.702843999999999,-17.478563000000001,-11.551106000000001,-5.723007,-23.556048000000001,-16.863693999999999,-11.148453999999999,-5.334924,-27.414494000000001,-19.495374999999999]
["General administrative expenses",-256.32988999999998,-247.04014500000002,-9.2897449999999537,3.7604191820725941E-2,null,-71.243443999999997,-58.174386000000005,-13.069057999999991,0.22465313170645218,null,null,-71.243443999999997,-58.174386000000005,-57.687730999999992,-69.224328999999997,-74.472481999999999,-61.161399000000003,-51.970835000000001,-59.435429000000006,-62.616838000000001,-57.614814000000003,-58.835795000000005,-59.203744,-67.983048999999951,-62.766812000000002,-61.338879000000006,-59.331547999999998,null,null,-247.04014500000002,-238.27119100000002,-251.42028799999997,-249.95301699999999,-250.64427899999998,-236.89783899999998,-215.26209399999999,null,null,-256.32988999999998,-185.08644600000002,-126.91206,-69.224328999999997,-247.04014500000002,-172.56766300000001,-111.40626400000001,-59.435429000000006,-238.27119100000002,-175.65435300000001,-118.039539,-59.203744,-251.42028799999997,-183.43723900000001]
["Operating result",170.22236499999997,218.47619599999999,-48.253831000000019,-0.22086539350035195,null,27.644461000000007,49.815503999999983,-22.171042999999976,-0.44506310726074327,null,null,27.644461000000007,49.815503999999983,50.651605000000011,42.11079500000001,44.774816000000001,56.143197999999998,61.296059000000007,56.262122999999995,56.084618000000006,60.441008999999987,62.543911999999992,53.254173000000009,54.254952000000088,58.881339000000011,58.386946000000002,50.823276999999997,null,null,218.47619599999999,232.32371199999992,222.34651400000007,201.84524300000001,205.28793200000001,169.57934900000001,159.70654300000001,null,null,170.22236499999997,142.57790399999999,92.762399999999985,42.11079500000001,218.47619599999999,173.70138,117.558182,56.262122999999995,232.32371199999992,176.23909400000002,115.798085,53.254173000000009,222.34651400000007,168.09156199999998]
["Net provisioning for impairment losses",-13.300820999999999,-36.730525,23.429704000000001,-0.63788099952287647,null,-5.472925,-3.7883499999999999,-1.6845750000000002,0.44467248274314675,null,null,-5.472925,-3.7883499999999999,-0.44106200000000001,-3.598484,-15.609730000000001,-12.798404,-3.4248349999999999,-4.8975559999999998,-20.375904999999999,-9.8672260000000005,-11.289079000000001,-11.721667999999999,-18.801663999999995,-11.046369,-9.132612,-9.1607129999999994,null,null,-36.730525,-53.253878,-48.141357999999997,-40.557187999999996,-16.652593,-48.951940999999998,-62.067202999999999,null,null,-13.300820999999999,-7.827896,-4.0395459999999996,-3.598484,-36.730525,-21.120795000000001,-8.3223909999999997,-4.8975559999999998,-53.253878,-32.877972999999997,-23.010747000000002,-11.721667999999999,-48.141357999999997,-29.339694000000001]
["Other results",8.7481150000000021,-17.667486,26.415601000000002,"–",null,-7.0004650000000002,-4.9333850000000004,-2.0670799999999998,0.41899831454467873,null,null,-7.0004650000000002,-4.9333850000000004,25.342905000000002,-4.6609400000000001,-4.7991220000000006,-4.2593180000000004,-4.4767479999999997,-4.1322980000000005,8.9135999999999993E-2,-8.1575160000000011,-8.1536519999999992,-8.1588390000000004,-7.9701790000000017,-8.5103620000000006,-15.72728,-8.3408540000000002,null,null,-17.667486,-24.380871000000003,-40.548675000000003,-27.205737999999997,-3.9649839999999998,1.5267759999999999,19.547148,null,null,8.7481150000000021,15.748579999999999,20.681964999999998,-4.6609400000000001,-17.667486,-12.868364,-8.6090459999999993,-4.1322980000000005,-24.380871000000003,-24.470006999999999,-16.312491000000001,-8.1588390000000004,-40.548675000000003,-32.578496000000001]
["Net income from derivatives",-0.92461099999999996,8.6355000000000001E-2,-1.010966,"–",null,-0.99887099999999995,3.3422E-2,-1.0322929999999999,"–",null,null,-0.99887099999999995,3.3422E-2,1.6974E-2,2.3864E-2,4.2880000000000001E-3,2.5884999999999998E-2,2.0299999999999999E-2,3.5881999999999997E-2,-3.6804999999999997E-2,1.4144E-2,-1.5966000000000001E-2,-9.1199999999999996E-3,3.1729999999999814E-3,-0.25408699999999995,8.983999999999992E-3,-6.9959999999999994E-2,null,null,8.6355000000000001E-2,-4.7746999999999998E-2,-0.31189,6.3346E-2,0,0,0,null,null,-0.92461099999999996,7.4259999999999993E-2,4.0837999999999999E-2,2.3864E-2,8.6355000000000001E-2,8.2067000000000001E-2,5.6182000000000003E-2,3.5881999999999997E-2,-4.7746999999999998E-2,-1.0942E-2,-2.5086000000000001E-2,-9.1199999999999996E-3,-0.31189,-0.31506299999999998]
["Net income from financial investments",29.037603000000001,-0.20088600000000001,29.238489000000001,"–",null,-1.138298,-9.6092999999999998E-2,-1.042205,">500,0%",null,null,-1.138298,-9.6092999999999998E-2,30.204644999999999,6.7349000000000006E-2,-0.16384299999999999,0.10581699999999999,-0.25976300000000002,0.11690300000000001,0.121394,0.202351,0.154561,8.9102000000000001E-2,0.25373599999999996,8.7123000000000062E-2,-7.4905220000000003,7.9777000000000001E-2,null,null,-0.20088600000000001,0.56740800000000002,-7.0698860000000003,1.7792859999999999,-3.9649839999999998,1.5267759999999999,19.547148,null,null,29.037603000000001,30.175901,30.271993999999999,6.7349000000000006E-2,-0.20088600000000001,-3.7043E-2,-0.14285999999999999,0.11690300000000001,0.56740800000000002,0.44601400000000002,0.24366299999999999,8.9102000000000001E-2,-7.0698860000000003,-7.3236220000000003]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Bank levy",-19.364877,-17.552955000000001,-1.8119219999999991,0.10322603800898467,null,-4.8632960000000001,-4.8707140000000004,7.4180000000003687E-3,-1.5229799984151082E-3,null,null,-4.8632960000000001,-4.8707140000000004,-4.8787140000000004,-4.7521529999999998,-4.6395670000000004,-4.3910200000000001,-4.237285,-4.2850830000000002,4.5469999999999998E-3,-8.3740110000000012,-8.2922469999999997,-8.2388209999999997,-8.227088000000002,-8.3433980000000005,-8.2457419999999999,-8.3506710000000002,null,null,-17.552955000000001,-24.900532000000002,-33.166899000000001,-29.048369999999998,0,0,0,null,null,-19.364877,-14.501581,-9.6308670000000003,-4.7521529999999998,-17.552955000000001,-12.913387999999999,-8.5223680000000002,-4.2850830000000002,-24.900532000000002,-24.905079000000001,-16.531068000000001,-8.2388209999999997,-33.166899000000001,-24.939810999999999]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",165.669659,164.07818499999999,1.5914740000000052,9.6994856446028788E-3,null,15.171071,41.093769000000002,-25.922698000000004,-0.63081821480039957,null,null,15.171071,41.093769000000002,75.553448000000003,33.851371,24.365964000000002,39.085476,53.394475999999997,47.232269000000002,35.797848999999999,42.416267000000005,43.101181000000004,33.373666,27.48310900000002,39.324608000000005,33.527054,33.321710000000003,null,null,164.07818499999999,154.688963,133.65648100000001,134.08231699999999,184.670355,122.154184,117.186488,null,null,165.669659,150.49858800000001,109.404819,33.851371,164.07818499999999,139.712221,100.626745,47.232269000000002,154.688963,118.891114,76.474846999999997,33.373666,133.65648100000001,106.173372]
["Income taxes",-36.743271999999997,-40.022542999999999,3.2792710000000014,-8.193559814527529E-2,null,-2.3361390000000002,-7.9887750000000004,5.6526360000000002,-0.7075723124008374,null,null,-2.3361390000000002,-7.9887750000000004,-18.155656,-8.2627020000000009,-6.380274,-9.4929520000000007,-12.650888,-11.498429,-9.5402310000000003,-9.5448249999999994,-10.968707,-8.0378609999999995,-8.0853269999999995,-8.4548950000000005,-6.1162840000000003,-8.2300620000000002,null,null,-40.022542999999999,-38.091624000000003,-30.886568,-28.326854999999998,-35.543919000000002,-29.622409000000001,-25.814395000000001,null,null,-36.743271999999997,-34.407133000000002,-26.418358000000001,-8.2627020000000009,-40.022542999999999,-33.642268999999999,-24.149317,-11.498429,-38.091624000000003,-28.551393000000001,-19.006568000000001,-8.0378609999999995,-30.886568,-22.801241000000001]
["Profit/loss after tax",128.92638700000001,124.05564200000001,4.8707449999999994,3.926258347846856E-2,null,12.834932,33.104993999999998,-20.270061999999996,-0.61229619917768296,null,null,12.834932,33.104993999999998,57.397792000000003,25.588668999999999,17.985690000000002,29.592524000000001,40.743588000000003,35.733840000000001,26.257618000000001,32.871442000000002,32.132474000000002,25.335805000000001,19.397782000000014,30.869712999999997,27.410769999999999,25.091647999999999,null,null,124.05564200000001,116.59733900000001,102.769913,105.75546199999999,149.12643600000001,92.531774999999996,91.372093000000007,null,null,128.92638700000001,116.091455,82.986461000000006,25.588668999999999,124.05564200000001,106.069952,76.477428000000003,35.733840000000001,116.59733900000001,90.339720999999997,57.468279000000003,25.335805000000001,102.769913,83.372130999999996]
[]
[]
["Risk-weighted assets (total RWA)",5024.2253347868282,5493.2590836886866,-469.03374890185842,-8.5383511273767421E-2,null,5024.2253347868282,5362.6014157326472,-338.37608094581901,-6.3099241340797918E-2,null,null,5024.2253347868282,5362.6014157326472,5519.1369093264066,5837.3644637556854,5493.2590836886866,5676.1977349056815,5443.7368502038134,5467.0992062508958,5301.9483651024793,"–","–","–","–","–","–","–",null,null,5493.2590836886866,5301.9483651024793,"–","–","–","–","–",null,null,5024.2253347868282,5362.6014157326472,5519.1369093264066,5837.3644637556854,5493.2590836886866,5676.1977349056815,5443.7368502038134,5467.0992062508958,5301.9483651024793,"–","–","–","–","–"]
["Assets",11388.298988,11222.900108,165.39888000000064,1.4737623823462442E-2,null,11388.298988,11157.610401,230.68858700000055,2.0675447403982306E-2,null,null,11388.298988,11157.610401,11053.121127,11257.326864000001,11222.900108,10758.881561,10250.021142,10124.588261000001,9895.6702749999986,10179.747997,9797.0118829999992,9732.7807840000005,10008.733689999999,9768.7594300000001,9636.8673290000006,9594.0529640000004,null,null,11222.900108,9895.6702749999986,10008.733689999999,9666.9035449999992,9682.2952619999996,8972.4259270000002,9323.7218229999999,null,null,11388.298988,11157.610401,11053.121127,11257.326864000001,11222.900108,10758.881561,10250.021142,10124.588261000001,9895.6702749999986,10179.747997,9797.0118829999992,9732.7807840000005,10008.733689999999,9768.7594300000001]
["Loans and advances to customers",8576.8589929999998,8188.9693719999996,387.88962100000026,4.7367330781121986E-2,null,8576.8589929999998,8419.0929390000001,157.76605399999971,1.8739079749217957E-2,null,null,8576.8589929999998,8419.0929390000001,8325.9280660000004,8247.3441079999993,8188.9693719999996,8097.9381810000004,7866.1454439999998,7614.9022690000002,7470.211953,7323.1815310000002,7098.3677749999997,7032.0823449999998,6879.3836279999996,6910.5030399999996,6852.9757639999998,6731.6985489999997,null,null,8188.9693719999996,7470.211953,6879.3836279999996,6645.3971439999996,6635.7552580000001,6011.4181769999996,5835.2452119999998,null,null,8576.8589929999998,8419.0929390000001,8325.9280660000004,8247.3441079999993,8188.9693719999996,8097.9381810000004,7866.1454439999998,7614.9022690000002,7470.211953,7323.1815310000002,7098.3677749999997,7032.0823449999998,6879.3836279999996,6910.5030399999996]
["  Hereof corporate %",0.44030518142855518,0.46825967417966796,-2.7954492751112783,-5.9698697736646933E-2,null,0.44030518142855518,0.4440607527542107,-0.37555713256555157,-8.4573367548521627E-3,null,null,0.44030518142855518,0.4440607527542107,0.45190199412899901,0.46116139622581154,0.46825967417966796,0.47197896743242623,0.47500510289318776,0.47349149412964053,0.48078925465530226,0.47652389732901729,0.47132526942082825,0.47814811033757887,0.46683249546761746,0.47273519742340031,0.47842922549269107,0.48751496464711214,null,null,0.46825967417966796,0.48078925465530226,0.46683249546761746,0.49281299522060157,0.51994204125981147,0.5333438799298269,0.54200000000000004,null,null,0.44030518142855518,0.4440607527542107,0.45190199412899901,0.46116139622581154,0.46825967417966796,0.47197896743242623,0.47500510289318776,0.47349149412964053,0.48078925465530226,0.47652389732901729,0.47132526942082825,0.47814811033757887,0.46683249546761746,0.47273519742340031]
["  Hereof retail % ",0.55873732900484452,0.53005495366016864,2.8682375344675881,5.4112078656404439E-2,null,0.55873732900484452,0.55478390770143748,0.39534213034070342,7.1260561968833347E-3,null,null,0.55873732900484452,0.55478390770143748,0.54683437881145869,0.53738560753163134,0.53005495366016864,0.52687750432704861,0.52378835318163741,0.52521998348971854,0.51788505631976678,0.52204398359055226,0.52647327518895715,0.52044219086857124,0.53038716838600664,0.52472142765873919,0.51901962008914082,0.50987053936903592,null,null,0.53005495366016864,0.51788505631976678,0.53038716838600664,0.50462177052778034,0.47758288243010782,0.46373451322133979,0.45800000000000002,null,null,0.55873732900484452,0.55478390770143748,0.54683437881145869,0.53738560753163134,0.53005495366016864,0.52687750432704861,0.52378835318163741,0.52521998348971854,0.51788505631976678,0.52204398359055226,0.52647327518895715,0.52044219086857124,0.53038716838600664,0.52472142765873919]
["  Hereof FCY % ",8.3983018793696053E-3,5.742775172758334E-3,0.26555267066112714,0.46241174810536512,null,8.3983018793696053E-3,8.0085161772793685E-3,3.8978570209023677E-2,4.8671400976385781E-2,null,null,8.3983018793696053E-3,8.0085161772793685E-3,7.5232834710392991E-3,7.6253647448755154E-3,5.742775172758334E-3,8.5820022883180361E-3,9.0847218003715317E-3,9.7473489977892187E-3,1.1970382843566958E-2,1.0104216137039523E-2,9.6297215312994965E-3,1.0010717245092214E-2,6.3653958505481391E-3,6.1855120752540762E-3,6.4144397286387371E-3,7.5991222167248003E-3,null,null,5.742775172758334E-3,1.1970382843566958E-2,6.3653958505481391E-3,8.5532886550384341E-3,9.4920619509080758E-3,1.586863485308319E-2,1.4999999999999999E-2,null,null,8.3983018793696053E-3,8.0085161772793685E-3,7.5232834710392991E-3,7.6253647448755154E-3,5.742775172758334E-3,8.5820022883180361E-3,9.0847218003715317E-3,9.7473489977892187E-3,1.1970382843566958E-2,1.0104216137039523E-2,9.6297215312994965E-3,1.0010717245092214E-2,6.3653958505481391E-3,6.1855120752540762E-3]
["Deposits from customers",8980.6863200000007,8728.1913249999998,252.49499500000093,2.8928673260951943E-2,null,8980.6863200000007,8732.7659930000009,247.92032699999982,2.8389667969888066E-2,null,null,8980.6863200000007,8732.7659930000009,8585.8739490000007,8759.8212500000009,8728.1913249999998,8262.2752380000002,7872.3778499999999,7574.4691849999999,7347.8812429999998,7079.0649020000001,7420.3705919999993,7047.747883,7319.7049850000003,7320.983534,7344.8267139999998,7191.3649729999997,null,null,8728.1913249999998,7347.8812429999998,7319.7049850000003,7233.2120279999999,7207.2436749999997,6815.9141890000001,6726.3533559999996,null,null,8980.6863200000007,8732.7659930000009,8585.8739490000007,8759.8212500000009,8728.1913249999998,8262.2752380000002,7872.3778499999999,7574.4691849999999,7347.8812429999998,7079.0649020000001,7420.3705919999993,7047.747883,7319.7049850000003,7320.983534]
["Loan/deposit ratio",0.93199179224867978,0.91144105162016498,2.0550740628514808,2.2547525802117496E-2,null,0.93199179224867978,0.9396576536663872,-0.76658614177074202,-8.1581429021478913E-3,null,null,0.93199179224867978,0.9396576536663872,0.94526726588447851,0.91463188680933416,0.91144105162016498,0.95004462522602784,0.96886351523383762,0.97348971444789112,0.98446012173798003,1.0002005894874049,0.92568797054496244,0.96536243789468701,0.90981817390827524,0.94393096336118598,0.93303436974728338,0.93608078219839785,null,null,0.91144105162016498,0.98446012173798003,0.90981817390827524,0.91873390663448695,0.92070638335951649,0.88196799582683238,0.86751987342367032,null,null,0.93199179224867978,0.9396576536663872,0.94526726588447851,0.91463188680933416,0.91144105162016498,0.95004462522602784,0.96886351523383762,0.97348971444789112,0.98446012173798003,1.0002005894874049,0.92568797054496244,0.96536243789468701,0.90981817390827524,0.94393096336118598]
[]
["Equity",995.87462599999992,995.25610300000005,0.61852299999986826,6.2147119533895179E-4,null,995.87462599999992,984.69968600000004,11.174939999999879,1.1348576788314135E-2,null,null,995.87462599999992,984.69968600000004,951.91157399999997,1021.4805509999999,995.25610300000005,983.14420199999995,946.64452300000005,1050.241057,1015.863009,990.45841800000017,951.68279900000016,1053.8105989999999,1028.270669,1011.967341,973.91540399999997,1099.3739399999999,null,null,995.25610300000005,1015.863009,1028.270669,1074.918083,1061.929069,849.81009700000004,811.23443100000009,null,null,995.87462599999992,984.69968600000004,951.91157399999997,1021.4805509999999,995.25610300000005,983.14420199999995,946.64452300000005,1050.241057,1015.863009,990.45841800000017,951.68279900000016,1053.8105989999999,1028.270669,1011.967341]
["Return on equity before tax",0.17532109306665244,0.17356191098017829,0.17591820864741592,1.0135761219378647E-2,null,6.7406396113670136E-2,0.18478354816727952,-11.737715205360939,-0.63521429920455386,null,null,6.7406396113670136E-2,0.18478354816727952,0.32020397167853643,0.13890160720748321,0.10846645237120288,0.1750615046996912,0.22378624012480014,0.19017628175266368,0.15542649131595093,0.18589598608095864,0.17821555830515509,0.13650836295110572,0.11858332903573135,0.17005160554434645,0.13439748791147862,0.13045307867322969,null,null,0.17356191098017829,0.1608566218638311,0.14108731146915496,0.14249180925632537,0.20954161042511019,0.16697512025178296,0.16868059772991761,null,null,0.17532109306665244,0.21195867104024002,0.22540514254440169,0.13890160720748321,0.17356191098017829,0.19384080404608597,0.20375629790644828,0.19017628175266368,0.1608566218638311,0.1628704713393179,0.15318942605342728,0.13288293915888519,0.14108731146915496,0.14919131797275137]
["Return on equity after tax",0.13643726455653687,0.13122606331483291,0.5211201241703961,3.9711632811855635E-2,null,5.7026726094948771E-2,0.14886096851755065,-9.1834242422601875,-0.61691283710662315,null,null,5.7026726094948771E-2,0.14886096851755065,0.24325826882154372,0.10499743866800261,8.0064305592350865E-2,0.13254314158286634,0.17076400127447502,0.14387894055956962,0.11400487878628006,0.14406428374503208,0.13286194625701508,0.10363108639603569,8.3696992413390597E-2,0.13349005941376918,0.10987958052381581,9.8232735672478574E-2,null,null,0.13122606331483291,0.12124623312557811,0.1084835588712601,0.11238832574110849,0.1692106648974446,0.12648362709979646,0.13152283617436869,null,null,0.13643726455653687,0.16350047430961831,0.17097578737331881,0.10499743866800261,0.13122606331483291,0.1471645403218502,0.15485701741308386,0.14387894055956962,0.12124623312557811,0.12375754961748002,0.11511670858639607,0.10087882566920815,0.1084835588712601,0.11715176669802746]
["Cost/income ratio",0.60093432163428617,0.53067985641346149,7.0254465220824684,0.13238577717200606,null,0.72044648938613887,0.53870215072910987,18.174433865702898,0.33737444413586615,null,null,0.72044648938613887,0.53870215072910987,0.53247262840894649,0.62176540980903738,0.62452133716270863,0.52138961783398818,0.45883517385053396,0.51371379923405813,0.52751533224664071,0.48803026005756611,0.48472513613828383,0.52645243286873256,0.55615314749788758,0.51597012765117978,0.51232788748793345,0.53861960200109249,null,null,0.53067985641346149,0.50631910690286419,0.53068363367511751,0.55324032677770829,0.54974023100991209,0.58280721770787292,0.57408026367815923,null,null,0.60093432163428617,0.56486598557334666,0.57772787969980677,0.62176540980903738,0.53067985641346149,0.49836295357191374,0.4865657788633263,0.51371379923405813,0.50631910690286419,0.49916915048435107,0.5047927573879214,0.52645243286873256,0.53068363367511751,0.52182705507535354]
["Net interest margin (avg. interest bearing assets)",2.5214917342433064E-2,2.9521288230493728E-2,-0.43063708880606633,-0.14587340682553407,null,2.4609692310661138E-2,2.48263245711885E-2,-2.1663226052736143E-2,-8.7259094638103551E-3,null,null,2.4609692310661138E-2,2.48263245711885E-2,2.5339258262284697E-2,2.6101177134065352E-2,2.837708680432004E-2,2.9243988787807217E-2,2.992577030696817E-2,3.0435681328617223E-2,3.2817500078380087E-2,3.3544311513730177E-2,3.4605994156993461E-2,3.4381321006643109E-2,3.3914811111730697E-2,3.4674720316529899E-2,3.4136653557258832E-2,3.225767986878636E-2,null,null,2.9521288230493728E-2,3.351342705799764E-2,3.375996462086276E-2,3.175000793914811E-2,3.4989518452920962E-2,null,null,null,null,2.5214917342433064E-2,2.5423850235055587E-2,2.5746616083768943E-2,2.6101177134065352E-2,2.9521288230493728E-2,2.9913844134255709E-2,3.0189356542417958E-2,3.0435681328617223E-2,3.351342705799764E-2,3.382353300892068E-2,3.4146650003726825E-2,3.4055878747982854E-2,3.375996462086276E-2,3.3673979125607358E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.5896867409787962E-3,4.6808451563000782E-3,-0.30911584153212818,-0.66038467672035828,null,2.576107544618584E-3,1.8098991927779908E-3,7.6620835184059308E-2,0.42334310932784591,null,null,2.576107544618584E-3,1.8098991927779908E-3,2.1290279692235268E-4,1.4009032484879997E-3,7.6673757491180624E-3,6.4135990768464796E-3,1.7698207839636287E-3,2.593457910464691E-3,1.1018921397332041E-2,5.4736010899438092E-3,6.3913485581165615E-3,6.750754599194872E-3,1.0907508931820322E-2,6.4206842803664777E-3,5.378185322417601E-3,5.4784465688130736E-3,null,null,4.6808451563000782E-3,7.4507235181055067E-3,7.1189853368515662E-3,6.1074802505680934E-3,2.633409446875352E-3,8.2642579421060309E-3,null,null,null,1.5896867409787962E-3,1.2574422638156292E-3,9.7887895649844672E-4,1.4009032484879997E-3,4.6808451563000782E-3,3.6373444711449931E-3,2.1784062216686001E-3,2.593457910464691E-3,7.4507235181055067E-3,6.2147892926503216E-3,6.574772788791804E-3,6.7399858042028801E-3,7.1189853368515662E-3,5.771596348307843E-3]
[]
["NPL ratio",3.4889760981509463E-2,3.8076648106191255E-2,-0.3186887124681792,-8.3696629908019737E-2,null,3.4889760981509463E-2,3.5843998467244738E-2,-9.5423748573527506E-2,-2.6621959785186444E-2,null,null,3.4889760981509463E-2,3.5843998467244738E-2,3.692963616485815E-2,3.8692952698424862E-2,3.8076648106191255E-2,4.1675295447693793E-2,4.3961087773079062E-2,4.4349089119809372E-2,4.4960278922283631E-2,5.0094996711686018E-2,5.0718063585363106E-2,5.2239470480309358E-2,5.0158061340782677E-2,5.3690397768785293E-2,5.4680820406298458E-2,5.1879907048404589E-2,null,null,3.8076648106191255E-2,4.4960278922283631E-2,5.0158061340782677E-2,5.1462863932636015E-2,5.0992755736742688E-2,null,null,null,null,3.4889760981509463E-2,3.5843998467244738E-2,3.692963616485815E-2,3.8692952698424862E-2,3.8076648106191255E-2,4.1675295447693793E-2,4.3961087773079062E-2,4.4349089119809372E-2,4.4960278922283631E-2,5.0094996711686018E-2,5.0718063585363106E-2,5.2239470480309358E-2,5.0158061340782677E-2,5.3690397768785293E-2]
["NPL coverage ratio",0.69151818110077479,0.74961871839426919,-5.8100537293494403,-7.7506785606887507E-2,null,0.69151818110077479,0.70675933721077167,-1.5241156109996878,-2.1564845779252328E-2,null,null,0.69151818110077479,0.70675933721077167,0.68292269399686989,0.73745405592910052,0.74961871839426919,0.73605866906631379,0.69081199940251958,0.71430264288288181,0.70758767850341242,0.66361632154932548,0.63876244015828754,0.62318493806611341,0.63694779173961824,0.62711162796147024,0.61795872650392336,0.65671088922988019,null,null,0.74961871839426919,0.70758767850341242,0.63694779173961824,0.64154300136328957,0.61560782511504153,null,null,null,null,0.69151818110077479,0.70675933721077167,0.68292269399686989,0.73745405592910052,0.74961871839426919,0.73605866906631379,0.69081199940251958,0.71430264288288181,0.70758767850341242,0.66361632154932548,0.63876244015828754,0.62318493806611341,0.63694779173961824,0.62711162796147024]
[]
["Number of employees",3910,3854,56,1.4530358069538174E-2,null,3910,3938,-28,-7.1102082275266154E-3,null,null,3910,3938,3929,3872,3854,3823,3733,3721,3648,3670,3686,3659,3853,3844,3828,3845,null,null,3854,3648,3853,3827,3805,3693,3601,null,null,3910,3938,3929,3872,3854,3823,3733,3721,3648,3670,3686,3659,3853,3844]
["Business outlets",196,195,1,5.12820512820511E-3,null,196,200,-4,-2.0000000000000018E-2,null,null,196,200,200,199,195,188,181,180,178,184,179,176,165,163,163,163,null,null,195,178,165,163,156,159,152,null,null,196,200,200,199,195,188,181,180,178,184,179,176,165,163]
["Number of customers ",851746,819336,32410,3.9556421297245681E-2,null,851746,846434,5312,6.275740341243452E-3,null,null,851746,846434,835559,821057,819336,815096,807156,788576,786121,787435,782799,774001,895376,889023,879227,859019,null,null,819336,786121,895376,840728,788215,735722,742042,null,null,851746,846434,835559,821057,819336,815096,807156,788576,786121,787435,782799,774001,895376,889023]

{"sheet":"SEE-AL","index":18,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Albania",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",55.632135398000003,69.879548768000006,-14.247413370000004,-0.2038853086659359,null,12.169229581,13.175129284,-1.0058997030000008,-7.6348374373948258E-2,null,null,12.169229581,13.175129284,15.54304037,14.744736163000001,16.522021253000002,16.793081776999998,18.836196962000002,17.857488688,19.388577144000003,19.455993527,20.203357654999998,20.531681818999999,20.759358822999982,19.308671867000005,19.001208059000003,18.262758827999999,null,null,69.879548768000006,79.57961014499999,77.331997576999996,77.478741479000007,87.377972420000006,86.751933750999996,81.628118000000001,null,null,55.632135398000003,43.462905816999999,30.287776532999999,14.744736163000001,69.879548768000006,53.357527515000001,36.693685649999999,17.857488688,79.57961014499999,60.191033001000001,40.735039473999997,20.531681818999999,77.331997576999996,56.572638754000003]
["Net fee and commission income",12.823783324999999,11.102614384999999,1.7211689400000001,0.15502375209260233,null,3.6924066409999998,3.7383895599999999,-4.5982919000000066E-2,-1.230019457897269E-2,null,null,3.6924066409999998,3.7383895599999999,2.8575734989999999,2.5354136249999999,2.8866088100000002,3.2324400839999998,2.7183333470000002,2.2652321440000001,2.8491084309999999,2.979820787,2.6179996939999999,2.3635849269999998,1.2441057149999999,2.5922734040000002,2.4503787079999997,2.378713276,null,null,11.102614384999999,10.810513839,8.6654711029999998,7.7664089489999997,7.8184474910000006,8.0278473380000008,8.4409379999999992,null,null,12.823783324999999,9.131376684000001,5.3929871240000002,2.5354136249999999,11.102614384999999,8.2160055750000005,4.9835654910000002,2.2652321440000001,10.810513839,7.9614054080000001,4.9815846209999997,2.3635849269999998,8.6654711029999998,7.4213653879999999]
["Net trading income",11.976511069000001,15.261548541,-3.2850374719999991,-0.21524928896794304,null,0.47117931400000002,3.2590858640000002,-2.7879065500000002,-0.85542592810926932,null,null,0.47117931400000002,3.2590858640000002,2.4820317680000001,5.7642141229999995,4.3897081829999998,2.8114020959999997,4.1991493150000005,3.8612889470000002,4.407855294,4.0679678780000001,4.6269685709999999,5.1013038479999997,4.5479609590000001,5.6340904690000011,5.5301287189999995,4.8642847050000002,null,null,15.261548541,18.204095590999998,20.576464852000001,18.541457542,14.099700280999999,14.913964504000001,9.0448540000000008,null,null,11.976511069000001,11.505331755,8.2462458909999992,5.7642141229999995,15.261548541,10.871840357999998,8.0604382619999999,3.8612889470000002,18.204095590999998,13.796240297000001,9.7282724189999996,5.1013038479999997,20.576464852000001,16.028503893]
["Recurring other net operating income",-2.5603856390000002,-5.8135558739999995,3.2531702349999994,-0.55958355015545158,null,-1.5547401129999998,-0.40298979899999998,-1.1517503139999998,2.858013569718175,null,null,-1.5547401129999998,-0.40298979899999998,-0.13528184400000001,-0.46737388299999999,-5.6925188540000002,-0.421786999,0.22578385000000001,-5.4273783000000006E-2,1.6094884190000001,0.73187944199999999,0.166898297,-0.32067082899999999,-2.4351590849999996,0.32398486299999996,0.54646840900000004,0.51472073500000004,null,null,-5.8135558739999995,2.1875953290000001,-1.049985078,-0.72714445999999999,-0.82524676100000005,0.12962279200000001,1.297005,null,null,-2.5603856390000002,-1.0056455259999999,-0.60265572699999992,-0.46737388299999999,-5.8135558739999995,-0.12103702000000001,0.17151006700000002,-5.4273783000000006E-2,2.1875953290000001,0.57810691000000003,-0.15377253199999999,-0.32067082899999999,-1.049985078,1.385174007]
["Operating income",77.87204415299999,90.430155819999996,-12.558111667000006,-0.13887083963447722,null,14.778075422999999,19.769614909000001,-4.9915394860000024,-0.25248541810127179,null,null,14.778075422999999,19.769614909000001,20.747363792999998,22.576990027999997,18.105819392000004,22.415136957999998,25.979463474000003,23.929735995999998,28.255029288000006,27.235661634000003,27.615224217000005,27.675899764999997,24.116266411999984,27.859020603000005,27.528183895000002,26.020477543999998,null,null,90.430155819999996,110.78181490399999,105.52394845399999,103.05946351,108.470873431,109.82336838500001,100.410915,null,null,77.87204415299999,63.093968729999993,43.324353821000003,22.576990027999997,90.430155819999996,72.324336427999995,49.909199469999997,23.929735995999998,110.78181490399999,82.526785615999998,55.291123982000002,27.675899764999997,105.52394845399999,81.407682042000005]
["Staff expenses",-18.430604135999999,-17.179734416000002,-1.2508697199999972,7.2810771674969743E-2,null,-5.3231283109999996,-4.4642307709999995,-0.85889754000000007,0.19239541682734407,null,null,-5.3231283109999996,-4.4642307709999995,-4.4887279480000002,-4.1545171060000001,-4.9321841220000007,-4.3642624249999997,-3.8590071419999998,-4.0242807269999998,-4.349574939,-4.4725293710000003,-4.1477400339999999,-3.702432795,-4.1565372599999986,-4.4934573970000002,-4.1815922350000001,-3.8301299289999999,null,null,-17.179734416000002,-16.672277139000002,-16.661716820999999,-17.664544901999999,-15.334519125,-14.394189615,-12.851599,null,null,-18.430604135999999,-13.107475825,-8.6432450539999994,-4.1545171060000001,-17.179734416000002,-12.247550294,-7.8832878690000001,-4.0242807269999998,-16.672277139000002,-12.322702199999998,-7.8501728289999999,-3.702432795,-16.661716820999999,-12.505179561]
["Other administrative expenses",-23.178543561000001,-22.747232594,-0.43131096700000171,1.8961030323915828E-2,null,-6.5972994749999998,-5.2778084590000001,-1.3194910159999997,0.25000737072030965,null,null,-6.5972994749999998,-5.2778084590000001,-6.1345214989999999,-5.1689141279999999,-7.2121311720000003,-5.4976147380000002,-5.2293849409999993,-4.8081017429999999,-5.4009028130000001,-5.3387788460000003,-5.2318682130000003,-4.5365162960000003,-6.1159172039999969,-5.024310122000001,-5.9694019259999997,-3.78415268,null,null,-22.747232594,-20.508066168000003,-20.893781932,-19.968434429999999,-19.0508405,-16.681703024000001,-14.61,null,null,-23.178543561000001,-16.581244085999998,-11.303435627000001,-5.1689141279999999,-22.747232594,-15.535101422,-10.037486684000001,-4.8081017429999999,-20.508066168000003,-15.107163355000001,-9.7683845090000005,-4.5365162960000003,-20.893781932,-14.777864728000001]
["Depreciation on intangible and tangible fixed ass.",-5.217782283,-5.2251814680000006,7.3991850000005854E-3,-1.4160627808459392E-3,null,-1.213508445,-1.352239771,0.13873132600000004,-0.10259373298672192,null,null,-1.213508445,-1.352239771,-1.3200421119999999,-1.3319919550000001,-1.300479382,-1.286886416,-1.281166547,-1.356649123,-1.3211637409999999,-1.282461743,-1.2405249159999998,-1.237162206,-1.568149961,-0.93045721800000003,-0.99259091499999996,-0.97847059999999997,null,null,-5.2251814680000006,-5.081312606,-4.4696686940000001,-4.5189281450000003,-4.427416912,-4.3675890530000006,-5.2689519999999996,null,null,-5.217782283,-4.0042738379999996,-2.6520340669999998,-1.3319919550000001,-5.2251814680000006,-3.9247020859999999,-2.6378156699999997,-1.356649123,-5.081312606,-3.7601488650000001,-2.4776871219999999,-1.237162206,-4.4696686940000001,-2.9015187330000001]
["General administrative expenses",-46.826929979999996,-45.152148478000001,-1.6747815019999948,3.7091955941277455E-2,null,-13.133936231,-11.094279001,-2.0396572299999995,0.18384765966460304,null,null,-13.133936231,-11.094279001,-11.943291558999999,-10.655423189,-13.444794676000003,-11.148763578999999,-10.369558629999998,-10.189031592999999,-11.071641493,-11.093769960000001,-10.620133163,-9.476111297000001,-11.840604424999986,-10.448224737000006,-11.143585075999999,-8.5927532089999996,null,null,-45.152148478000001,-42.261655912999998,-42.025167446999994,-42.151907476999995,-38.812776536999998,-35.443481691999999,-32.730550999999998,null,null,-46.826929979999996,-33.692993748999996,-22.598714747999999,-10.655423189,-45.152148478000001,-31.707353802,-20.558590222999999,-10.189031592999999,-42.261655912999998,-31.190014420000001,-20.096244460000001,-9.476111297000001,-42.025167446999994,-30.184563022000003]
["Operating result",31.045114172999995,45.278007341999995,-14.232893169,-0.31434451303243494,null,1.644139191999999,8.675335908000001,-7.031196716000002,-0.81048120678718061,null,null,1.644139191999999,8.675335908000001,8.8040722339999995,11.921566838999997,4.6610247160000018,11.266373378999999,15.609904844000004,13.740704402999999,17.183387795000009,16.141891674,16.995091054000007,18.199788467999994,12.275661986999998,17.410795866000001,16.384598819000004,17.427724335000001,null,null,45.278007341999995,68.520158990999988,63.498781006999998,60.907556033000006,69.65809689400001,74.379886693000003,67.680363999999997,null,null,31.045114172999995,29.400974980999997,20.725639073000004,11.921566838999997,45.278007341999995,40.616982625999995,29.350609246999998,13.740704402999999,68.520158990999988,51.336771196000001,35.194879522000001,18.199788467999994,63.498781006999998,51.223119019999999]
["Net provisioning for impairment losses",-65.115143763999995,-31.215311005,-33.899832758999992,1.0860001604203142,null,-17.891791903999998,-12.260192179999999,-5.6315997239999991,0.45934024861264455,null,null,-17.891791903999998,-12.260192179999999,-4.9608360539999996,-30.002323625999999,-18.126263446999999,-3.1342591940000002,-5.0039774809999997,-4.9508108829999999,-10.460647064,-7.0438757000000001,-5.7145758679999998,-6.0797934949999997,-11.291646397999997,-6.751695981000001,-7.061323539,-4.0100889500000001,null,null,-31.215311005,-29.298892127000002,-29.114754867999999,-20.263761628000001,-14.29753161,-31.030401634,-28.705172999999998,null,null,-65.115143763999995,-47.223351860000001,-34.963159679999997,-30.002323625999999,-31.215311005,-13.089047558000001,-9.9547883640000006,-4.9508108829999999,-29.298892127000002,-18.838245063000002,-11.794369362999999,-6.0797934949999997,-29.114754867999999,-17.823108470000001]
["Other results",1.819941155,0.80939892000000002,1.0105422350000002,1.2485094926986062,null,-0.321927095,-0.22574923899999999,-9.6177856000000006E-2,0.42603845056593981,null,null,-0.321927095,-0.22574923899999999,0.890203517,1.4774139719999999,0.42526457300000003,0.24644595999999999,0.20545781100000002,-6.7769423999999995E-2,4.6959109999999998E-2,7.0093739999999996E-3,0,0,0.23062153899999999,0,0,0,null,null,0.80939892000000002,5.3968483999999997E-2,0.23062153899999999,0,0,0,0,null,null,1.819941155,2.1418682499999999,2.3676174890000001,1.4774139719999999,0.80939892000000002,0.38413434699999999,0.13768838699999997,-6.7769423999999995E-2,5.3968483999999997E-2,7.0093739999999996E-3,0,0,0.23062153899999999,0]
["Net income from derivatives",-5.6122112999999994E-2,-4.2033714999999999E-2,-1.4088397999999995E-2,0.33516899469866024,null,-8.3333895000000005E-2,-1.1364548E-2,-7.1969347000000003E-2,">500,0%",null,null,-8.3333895000000005E-2,-1.1364548E-2,3.0280696999999999E-2,8.2956330000000002E-3,-2.8952834E-2,-8.7241579999999992E-3,2.3045729999999999E-3,-6.6612960000000006E-3,0,0,0,0,0,0,0,0,null,null,-4.2033714999999999E-2,0,0,0,0,0,0,null,null,-5.6122112999999994E-2,2.7211782E-2,3.8576329999999999E-2,8.2956330000000002E-3,-4.2033714999999999E-2,-1.3080880999999999E-2,-4.3567229999999998E-3,-6.6612960000000006E-3,0,0,0,0,0,0]
["Net income from financial investments",1.876063268,0.85143263499999999,1.0246306330000001,1.2034194965993992,null,-0.23859320000000001,-0.21438469099999999,-2.4208509000000017E-2,0.11292088482194851,null,null,-0.23859320000000001,-0.21438469099999999,0.85992281999999998,1.469118339,0.45421740700000002,0.255170118,0.20315323800000001,-6.1108127999999998E-2,4.6959109999999998E-2,7.0093739999999996E-3,0,0,0.23062153899999999,0,0,0,null,null,0.85143263499999999,5.3968483999999997E-2,0.23062153899999999,0,0,0,0,null,null,1.876063268,2.1146564679999997,2.329041159,1.469118339,0.85143263499999999,0.39721522799999998,0.14204510999999997,-6.1108127999999998E-2,5.3968483999999997E-2,7.0093739999999996E-3,0,0,0.23062153899999999,0]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",-32.250088435999999,14.872095257,-47.122183692999997,"–",null,-16.569579807,-3.8106055109999999,-12.758974296,3.348280019846956,null,null,-16.569579807,-3.8106055109999999,4.7334396969999997,-16.603342814999998,-13.039974158,8.3785601449999998,10.811385174,8.7221240960000017,6.7696998410000004,9.1050253479999999,11.280515185999999,12.119994973000001,1.2146371279999997,10.659099884999996,9.3232752800000007,13.417635385000001,null,null,14.872095257,39.275235347999995,34.614647677999997,40.643794405000001,55.360565284000003,43.349485059000003,38.975191000000002,null,null,-32.250088435999999,-15.680508629,-11.869903118,-16.603342814999998,14.872095257,27.912069414999998,19.53350927,8.7221240960000017,39.275235347999995,32.505535506999998,23.400510159,12.119994973000001,34.614647677999997,33.400010549999998]
["Income taxes",-0.28891651299999999,-2.4275679800000001,2.1386514669999999,-0.88098520190565377,null,-6.6833031000000001E-2,-6.7570821000000003E-2,7.3779000000000206E-4,-1.0918766252669965E-2,null,null,-6.6833031000000001E-2,-6.7570821000000003E-2,-7.6851695000000012E-2,-7.7660965999999998E-2,1.2790450449999999,-1.2610633459999998,-1.1366790710000001,-1.3088706080000001,-0.771766124,-1.41056654,-1.740769419,-1.867807218,0.39292255799999998,-1.1276843379999999,-0.99678088699999989,-1.3581828840000001,null,null,-2.4275679800000001,-5.7909093010000001,-3.0897255509999999,-3.3415956960000002,-5.9808368569999999,-4.5128368310000004,-4.1288419999999997,null,null,-0.28891651299999999,-0.222083482,-0.154512661,-7.7660965999999998E-2,-2.4275679800000001,-3.7066130249999998,-2.445549679,-1.3088706080000001,-5.7909093010000001,-5.0191431770000001,-3.6085766370000001,-1.867807218,-3.0897255509999999,-3.4826481089999999]
["Profit/loss after tax",-32.539004949000002,12.444527277000001,-44.983532226000001,"–",null,-16.636412837999998,-3.8781763319999998,-12.758236505999999,3.2897515259241699,null,null,-16.636412837999998,-3.8781763319999998,4.6565880020000003,-16.681003781000001,-11.760929113,7.1174967989999995,9.6747061030000001,7.4132534879999996,5.9979337170000004,7.6944588080000003,9.5397457670000012,10.252187755,1.6075596860000019,9.5314155469999999,8.3264943929999991,12.059452501000001,null,null,12.444527277000001,33.484326046999996,31.524922127,37.302198709000002,49.379728427000003,38.836648228000001,34.846350000000001,null,null,-32.539004949000002,-15.902592110999999,-12.024415779,-16.681003781000001,12.444527277000001,24.205456390000002,17.087959590999997,7.4132534879999996,33.484326046999996,27.486392329999997,19.791933522000001,10.252187755,31.524922127,29.917362441000002]
[]
[]
["Risk-weighted assets (total RWA)",1583.8501209842125,1724.9574739308473,-141.10735294663482,-8.180338070890425E-2,null,1583.8501209842125,1500.3533015151588,83.496819469053662,5.565143848767673E-2,null,null,1583.8501209842125,1500.3533015151588,1617.7286457601958,1664.4373058126287,1724.9574739308473,1704.7870560724336,1672.35552147716,1678.4201948485777,1707.3657575536388,"–","–","–","–","–","–","–",null,null,1724.9574739308473,1707.3657575536388,"–","–","–","–","–",null,null,1583.8501209842125,1500.3533015151588,1617.7286457601958,1664.4373058126287,1724.9574739308473,1704.7870560724336,1672.35552147716,1678.4201948485777,1707.3657575536388,"–","–","–","–","–"]
["Assets",2001.605098879,2119.6940306659999,-118.08893178699986,-5.5710366722076743E-2,null,2001.605098879,1931.6932725220001,69.911826356999882,3.6191991426114845E-2,null,null,2001.605098879,1931.6932725220001,2007.3728207000011,2056.0644164969999,2119.6940306659999,2111.7316961040001,2033.958806314,1993.3919451889999,1975.6608485100001,1974.5900471,1965.75688769,2052.3888283860001,2084.454706513,2160.5138715130001,2181.1083866160002,2237.7203677279999,null,null,2119.6940306659999,1975.6608485100001,2084.454706513,2289.4832274300002,2329.5464831049999,2008.8709571249999,1841.746132,null,null,2001.605098879,1931.6932725220001,2007.3728207000001,2056.0644164969999,2119.6940306659999,2111.7316961040001,2033.958806314,1993.3919451889999,1975.6608485100001,1974.5900471,1965.75688769,2052.3888283860001,2084.454706513,2160.5138715130001]
["Loans and advances to customers",815.23424219399999,834.86853151900004,-19.634289325000054,-2.3517821769226899E-2,null,815.23424219399999,799.20278604700002,16.031456146999972,2.0059309635661382E-2,null,null,815.23424219399999,799.20278604700002,848.52375712100002,821.44277785500003,834.86853151900004,875.11854511099989,923.46979629200007,941.56349573900002,899.34148631500011,910.59715254799994,891.54354480999996,902.83287660899998,916.210597732,898.94403063499999,928.20397871,954.83513024000001,null,null,834.86853151900004,899.34148631500011,916.210597732,974.24665067700005,971.65644686500002,775.93676689500001,683.36700499999995,null,null,815.23424219399999,799.20278604700002,848.52375712100002,821.44277785500003,834.86853151900004,875.11854511099989,923.46979629200007,941.56349573900002,899.34148631500011,910.59715254799994,891.54354480999996,902.83287660899998,916.210597732,898.94403063499999]
["  Hereof corporate %",0.61105369011408084,0.660689863344606,-4.9636173230525156,-7.5127795936284381E-2,null,0.61105369011408084,0.61783096308045393,-0.67772729663730935,-1.0969461505428879E-2,null,null,0.61105369011408084,0.61783096308045393,0.65394820986829749,0.65708726712462207,0.660689863344606,0.69280071984201774,0.71479783275042708,0.7248621002074076,0.71016093632791588,0.71581222297490221,0.69496289583015536,0.70109532992258816,0.69702503026049678,0.6944236793393137,0.68599144153655878,0.69010038383595074,null,null,0.660689863344606,0.71016093632791588,0.69702503026049678,0.68663285593899703,0.6561447672838947,0.62561393515195174,0.56999999999999995,null,null,0.61105369011408084,0.61783096308045393,0.65394820986829749,0.65708726712462207,0.660689863344606,0.69280071984201774,0.71479783275042708,0.7248621002074076,0.71016093632791588,0.71581222297490221,0.69496289583015536,0.70109532992258816,0.69702503026049678,0.6944236793393137]
["  Hereof retail % ",0.3889463022881029,0.3393098952772699,4.9636407010832997,0.1462863526873337,null,0.3889463022881029,0.38216903310699674,0.67772691811061603,1.7733695286631823E-2,null,null,0.3889463022881029,0.38216903310699674,0.34605148711013373,0.34291244331777704,0.3393098952772699,0.30719907548742542,0.28520200017101699,0.27513775669125023,0.28983894768166041,0.2841876720961512,0.30503598252021213,0.29890467007741189,0.30297496973950322,0.3055763206606863,0.31400855846344122,0.30989961616404926,null,null,0.3393098952772699,0.28983894768166041,0.30297496973950322,0.31336714406100302,0.3438552327161053,0.37438606484804821,0.40600000000000003,null,null,0.3889463022881029,0.38216903310699674,0.34605148711013373,0.34291244331777704,0.3393098952772699,0.30719907548742542,0.28520200017101699,0.27513775669125023,0.28983894768166041,0.2841876720961512,0.30503598252021213,0.29890467007741189,0.30297496973950322,0.3055763206606863]
["  Hereof FCY % ",0.56406979584717987,0.6021562928935944,-3.8086497046414536,-6.3250185202572862E-2,null,0.56406979584717987,0.56784016733308973,-0.37703714859098625,-6.6398463913142081E-3,null,null,0.56406979584717987,0.56784016733308973,0.58336225088676341,0.60025811105863469,0.6021562928935944,0.62621975582575462,0.60142128243941484,0.61270661124262238,0.67436869276769229,0.69559240299141123,0.70977464161311066,0.68451539150987917,0.68525729952716508,0.65470705621601488,0.64953718560644713,0.65198271438077915,null,null,0.6021562928935944,0.67436869276769229,0.68525729952716508,0.64630039996796962,0.57581051595465249,0.63473857795250932,0.56699999999999995,null,null,0.56406979584717987,0.56784016733308973,0.58336225088676341,0.60025811105863469,0.6021562928935944,0.62621975582575462,0.60142128243941484,0.61270661124262238,0.67436869276769229,0.69559240299141123,0.70977464161311066,0.68451539150987917,0.68525729952716508,0.65470705621601488]
["Deposits from customers",1694.100121529,1799.3483409590001,-105.24821943000006,-5.8492409187376082E-2,null,1694.100121529,1625.641411225,68.458710304000078,4.2111814961955929E-2,null,null,1694.100121529,1625.641411225,1675.515315722,1730.8519648840002,1799.3483409590001,1771.3834915560001,1699.1822249690001,1685.839523308,1668.552894941,1654.177453256,1647.45608788,1683.6924663079999,1757.678844394,1855.5558213689999,1920.0278142730001,1969.845946509,null,null,1799.3483409590001,1668.552894941,1757.678844394,2037.3749428250001,2004.72351549,1704.4880834330002,1504.640699,null,null,1694.100121529,1625.641411225,1675.515315722,1730.8519648840002,1799.3483409590001,1771.3834915560001,1699.1822249690001,1685.839523308,1668.552894941,1654.177453256,1647.45608788,1683.6924663079999,1757.678844394,1855.5558213689999]
["Loan/deposit ratio",0.39494060344446219,0.40846460801485635,-1.3524004570394155,-3.3109366895019421E-2,null,0.39494060344446219,0.40663537415848167,-1.1694770714019476,-2.8759845938689965E-2,null,null,0.39494060344446219,0.40663537415848167,0.4335717124883226,0.40498249406325043,0.40846460801485635,0.44168644781753941,0.48527942652298151,0.49873511646125379,0.47990287835634621,0.49021808615082368,0.48463112414633031,0.48358519895465019,0.47213190776106306,0.48446078543289156,0.48343256895028652,0.48472578880200134,null,null,0.40846460801485635,0.47990287835634621,0.47213190776106306,0.4781872154205063,0.48468351837909435,0.45523155863442,0.45417288356892965,null,null,0.39494060344446219,0.40663537415848167,0.4335717124883226,0.40498249406325043,0.40846460801485635,0.44168644781753941,0.48527942652298151,0.49873511646125379,0.47990287835634621,0.49021808615082368,0.48463112414633031,0.48358519895465019,0.47213190776106306,0.48446078543289156]
[]
["Equity",191.40816537699999,222.36932860699997,-30.961163229999983,-0.13923306520711132,null,191.40816537699999,206.57383420800002,-15.165668831000033,-7.3415245881187752E-2,null,null,191.40816537699999,206.57383420800002,210.28436675899997,203.253793465,222.36932860699997,241.08699983300002,232.46017861599998,222.79721922300001,215.70192950799998,220.861151038,212.631373741,213.90029762999998,220.08897938300001,217.009098881,229.49278123300002,239.06168157899998,null,null,222.36932860699997,215.70192950799998,220.08897938300001,227.49998658200002,217.93340597300002,206.09129668700004,184.45207299999998,null,null,191.40816537699999,206.57383420800002,210.28436675899997,203.253793465,222.36932860699997,241.08699983300002,232.46017861599998,222.79721922300001,215.70192950799998,220.861151038,212.631373741,213.90029762999998,220.08897938300001,217.009098881]
["Return on equity before tax","–",7.1457129406212419E-2,"–","–",null,"–","–","–","–",null,null,"–","–",8.5623825727346697E-2,"–","–",0.1550623988191652,0.20078719922133403,0.16827749328043981,0.14418085919704099,0.1885952289512294,0.22760896645204812,0.24721303393837626,2.5867022915833347E-2,0.21522742727803837,0.17102641718215197,0.25728925867375307,null,null,7.1457129406212419E-2,0.19752743602672868,0.18277790185656539,0.2265846878564273,0.29553614270330525,0.27386023997397013,0.29100049485520929,null,null,"–","–","–","–",7.1457129406212419E-2,0.17891868479659812,0.18555273097263172,0.16827749328043981,0.19752743602672868,0.21506444231136415,0.24541474122726253,0.24721303393837626,0.18277790185656539,0.23606988548696126]
["Return on equity after tax","–",5.9793202011208003E-2,"–","–",null,"–","–","–","–",null,null,"–","–",8.4233645105905239E-2,"–","–",0.13172384134513718,0.17967698962224737,0.14302521957755884,0.12774380800260385,0.1593777243980237,0.19248515147047218,0.20911513949185037,3.4234737501233306E-2,0.19245734336213208,0.15274144128050104,0.23124548439155754,null,null,5.9793202011208003E-2,0.16840314291035111,0.16646302964472637,0.20795565902669297,0.26360811874278423,0.24535040702396041,0.26017332651167308,null,null,"–","–","–","–",5.9793202011208003E-2,0.15515898723986504,0.16232196299359705,0.14302521957755884,0.16840314291035111,0.18185658366802823,0.20756950214697295,0.20911513949185037,0.16646302964472637,0.21145467349317307]
["Cost/income ratio",0.60133171652713058,0.49930411010100151,10.202760642612906,0.20433960859142619,null,0.88874470152986718,0.56117830580247641,32.756639572739076,0.58371179416669694,null,null,0.88874470152986718,0.56117830580247641,0.57565345063403073,0.47195942310224415,0.74256759028208041,0.49737655406209724,0.39914444885968314,0.42578955299394683,0.39184675337435093,0.4073251499846417,0.38457530091181436,0.34239578035268992,0.49097999759648675,0.3750391977482111,0.4048064019953031,0.33023041927150881,null,null,0.49930411010100151,0.3814854987673077,0.39825241627799407,0.40900569478425375,0.35781749800041396,0.32273169374798533,0.32596606653768662,null,null,0.60133171652713058,0.5340129084791525,0.52161689107630826,0.47195942310224415,0.49930411010100151,0.43840504272811637,0.41191985528354547,0.42578955299394683,0.3814854987673077,0.37793807413181241,0.36346239708460842,0.34239578035268992,0.39825241627799407,0.37078273530042444]
["Net interest margin (avg. interest bearing assets)",3.0281191275462898E-2,3.8307127428650244E-2,-0.80259361531873452,-0.20951547902244105,null,2.7114438623078174E-2,2.9318683898360991E-2,-0.22042452752828179,-7.5182272264480599E-2,null,null,2.7114438623078174E-2,2.9318683898360991E-2,3.3681981871356681E-2,3.1133825847652747E-2,3.4571376792121015E-2,3.6091299183023992E-2,4.2406878726708737E-2,4.0945215895042325E-2,4.5598187618355081E-2,4.6543973473150459E-2,4.8124940252394485E-2,4.7944935645302382E-2,4.7039428149744739E-2,4.2984091845926997E-2,4.1401343178325459E-2,3.8437810639611526E-2,null,null,3.8307127428650244E-2,4.6967868666061979E-2,4.2332367839902213E-2,3.9068179101762718E-2,4.8308686661603428E-2,null,null,null,null,3.0281191275462898E-2,3.1388014198827675E-2,3.2354612267530038E-2,3.1133825847652747E-2,3.8307127428650244E-2,3.9613016129232133E-2,4.1679050102025689E-2,4.0945215895042325E-2,4.6967868666061979E-2,4.7490156520527772E-2,4.8082587473800946E-2,4.7944935645302382E-2,4.2332367839902213E-2,4.0756939297307372E-2]
["Provisioning ratio (avg. loans and advances to customers)",7.8798345276000381E-2,3.4431505751402892E-2,4.4366839524597488,1.2885535661707093,null,8.8658976923956648E-2,5.9525373216009259E-2,2.9133603707947389,0.48943168490898192,null,null,8.8658976923956648E-2,5.9525373216009259E-2,2.376496031554929E-2,0.11422192254790682,8.4801873392974597E-2,1.3940974137773413E-2,2.1464399600291211E-2,2.1666642083659583E-2,4.623647162125389E-2,3.1268926828306197E-2,2.5477712701912972E-2,2.6738419749764701E-2,4.976610244234015E-2,2.9561681687387171E-2,2.9999689355097715E-2,1.6630042291286506E-2,null,null,3.4431505751402892E-2,3.229917159161446E-2,3.0801812516525133E-2,2.0827102494051744E-2,8.0617412586321095E-3,4.2527679612182491E-2,null,null,null,7.8798345276000381E-2,7.5902701210423848E-2,8.3993835336162781E-2,0.11422192254790682,3.4431505751402892E-2,1.9037719928287854E-2,2.1602382464266962E-2,2.1666642083659583E-2,3.229917159161446E-2,2.7765363039942113E-2,2.6097286318846818E-2,2.6738419749764701E-2,3.0801812516525133E-2,2.5372905026435473E-2]
[]
["NPL ratio",0.22946377734554377,0.19462556146085955,3.4838215884684223,0.17900123510595711,null,0.22946377734554377,0.23492273821229648,-0.54589608667527101,-2.3237260506556501E-2,null,null,0.22946377734554377,0.23492273821229648,0.20720043405130945,0.21550064624030321,0.19462556146085955,0.19180870768175715,0.18995703739088529,0.19351439522563493,0.18632160169986225,0.1911549629964657,0.18918034904951758,0.14314292196070402,0.14574290270222254,0.14598986981124559,0.14076365216790507,0.12173713693460679,null,null,0.19462556146085955,0.18632160169986225,0.14574290270222254,0.11618472890960717,0.11094927774917357,null,null,null,null,0.22946377734554377,0.23492273821229648,0.20720043405130945,0.21550064624030321,0.19462556146085955,0.19180870768175715,0.18995703739088529,0.19351439522563493,0.18632160169986225,0.1911549629964657,0.18918034904951758,0.14314292196070402,0.14574290270222254,0.14598986981124559]
["NPL coverage ratio",0.78135389958620305,0.61480959298002957,16.654430660617347,0.27088761871609779,null,0.78135389958620305,0.73586585992142428,4.5488039664778768,6.1815667966490517E-2,null,null,0.78135389958620305,0.73586585992142428,0.69429835869964029,0.68058437335035693,0.61480959298002957,0.55239501762914978,0.56374332253556791,0.5530886728383787,0.58841119479739945,0.57271337007034129,0.55219766377970436,0.68576401757349936,0.64669782695416955,0.58949796669715659,0.65289870609071277,0.71621847163120411,null,null,0.61480959298002957,0.58841119479739945,0.64669782695416955,0.72265643076631614,0.72549494294681216,null,null,null,null,0.78135389958620305,0.73586585992142428,0.69429835869964029,0.68058437335035693,0.61480959298002957,0.55239501762914978,0.56374332253556791,0.5530886728383787,0.58841119479739945,0.57271337007034129,0.55219766377970436,0.68576401757349936,0.64669782695416955,0.58949796669715659]
[]
["Number of employees",1291,1349,-58,-4.2994810971089703E-2,null,1291,1323,-32,-2.4187452758881345E-2,null,null,1291,1323,1342,1349,1349,1327,1327,1327,1326,1336,1337,1352,1371,1389,1386,1394,null,null,1349,1326,1371,1388,1427,1343,1326,null,null,1291,1323,1342,1349,1349,1327,1327,1327,1326,1336,1337,1352,1371,1389]
["Business outlets",81,91,-10,-0.10989010989010994,null,81,87,-6,-6.8965517241379337E-2,null,null,81,87,89,90,91,91,91,90,92,96,95,95,104,105,105,105,null,null,91,92,104,105,105,105,104,null,null,81,87,89,90,91,91,91,90,92,96,95,95,104,105]
["Number of customers ",751313,735743,15570,2.1162280850786308E-2,null,751313,749567,1746,2.3293448084027446E-3,null,null,751313,749567,751790,747152,735743,728618,714619,711608,723451,710587,695481,683297,719949,724770,722839,710610,null,null,735743,723451,719949,712875,692142,635145,574899,null,null,751313,749567,751790,747152,735743,728618,714619,711608,723451,710587,695481,683297,719949,724770]

{"sheet":"SEE-BG","index":19,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Bulgaria",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",111.90925284800001,116.143709833,-4.2344569849999942,-3.6458771560583081E-2,null,27.363992266,27.095133601000001,0.26885866499999977,9.9227657984339857E-3,null,null,27.363992266,27.095133601000001,29.711902289000001,27.738224692000003,28.185230824000001,28.504810745,31.758143092000001,27.760637681999999,31.211768405000001,29.829208570999999,32.091424099999998,31.147925945000001,30.837292560999998,34.326891340000003,33.508104666999998,30.479853227,null,null,116.143709833,124.28032702099999,129.15214179500001,136.404417061,167.70222555700002,188.09907531499999,191.75062,null,null,111.90925284800001,84.545260581999997,57.450126980999997,27.738224692000003,116.143709833,87.958479009000001,59.518780774,27.760637681999999,124.28032702099999,93.06855861599999,63.239350045000002,31.147925945000001,129.15214179500001,98.314849233999993]
["Net fee and commission income",42.193481031000005,40.516725891999997,1.6767551390000079,4.1384270374400733E-2,null,11.037445483999999,10.777514961,0.25993052299999952,2.4117853135959155E-2,null,null,11.037445483999999,10.777514961,10.658637981,9.7198826050000005,10.584381563999999,10.541559340999999,10.164082255,9.2267027320000015,11.125529312000001,10.448704642000001,9.8909388870000008,8.8175066340000008,9.6419349339999982,9.6885649980000004,9.5653414609999992,8.8614307530000005,null,null,40.516725891999997,40.282679475000002,37.757272145999998,37.318204471999998,37.239404,34.714984030000004,36.195340000000002,null,null,42.193481031000005,31.156035546999998,20.378520586,9.7198826050000005,40.516725891999997,29.932344328000003,19.390784987,9.2267027320000015,40.282679475000002,29.157150162999997,18.708445521000002,8.8175066340000008,37.757272145999998,28.115337212]
["Net trading income",2.4203141379999997,1.828644105,0.59167003299999976,0.32355668956152606,null,0.22545006500000001,1.034505513,-0.80905544800000007,-0.78206973073907626,null,null,0.22545006500000001,1.034505513,0.44902066299999999,0.71133789700000005,0.67907128799999994,0.37266224800000003,-0.15952306700000002,0.93643363600000007,0.660021576,0.75883640200000002,0.74555917499999991,1.3107156550000001,1.2879441269999998,0.58131716300000003,0.29946699700000001,0.70921882400000003,null,null,1.828644105,3.4751328080000001,2.8779471110000001,5.1146541049999996,6.9563615539999999,6.6297593669999992,4.2887050000000002,null,null,2.4203141379999997,2.1948640729999997,1.1603585600000001,0.71133789700000005,1.828644105,1.1495728170000001,0.776910569,0.93643363600000007,3.4751328080000001,2.815111232,2.05627483,1.3107156550000001,2.8779471110000001,1.5900029840000001]
["Recurring other net operating income",-0.164148723,-0.27177669000000004,0.10762796700000005,-0.39601618152020335,null,-0.65566894900000006,0.167083431,-0.82275238000000006,"–",null,null,-0.65566894900000006,0.167083431,0.154486442,0.169950353,-0.61123512699999993,0.36646845500000003,-0.21373687799999999,0.1216143500000002,0.488190179,0.23771289000000001,0.267656697,-0.34840706999999999,-3.6927090579999997,-0.19222909499999996,0.27631093200000001,0.197041101,null,null,-0.27177669000000004,0.64515269600000003,-3.4115861199999999,-0.58644199699999999,1.180917054,-0.80847939099999999,0.43159599999999998,null,null,-0.164148723,0.491520226,0.324436795,0.169950353,-0.27177669000000004,0.339458437,-9.2122527999999759E-2,0.1216143500000002,0.64515269600000003,0.156962517,-8.0750373E-2,-0.34840706999999999,-3.4115861199999999,0.28112293800000004]
["Operating income",156.35889929400003,158.21730314000001,-1.8584038459999874,-1.17458951019761E-2,null,37.971218865999994,39.074237506000003,-1.103018640000009,-2.8228794991345341E-2,null,null,37.971218865999994,39.074237506000003,40.974047374999998,38.339395547000002,38.837448549000001,39.785500788999997,41.548965402,38.0453884,43.485509471999997,41.274462504999995,42.995578858999998,40.927741164000004,38.074462564000001,44.404544406000007,43.649224057000005,40.247543905000001,null,null,158.21730314000001,168.68329199999999,166.37577493199998,178.25083364099999,213.07890816500003,228.635339321,232.66626100000002,null,null,156.35889929400003,118.38768042800001,79.313442921999993,38.339395547000002,158.21730314000001,119.37985459100001,79.594353801999986,38.0453884,168.68329199999999,125.19778252799999,83.923320023000002,40.927741164000004,166.37577493199998,128.301312368]
["Staff expenses",-37.82364776,-36.569388443000001,-1.2542593169999989,3.4298066508686276E-2,null,-10.178651006999999,-9.3041933960000005,-0.87445761099999864,9.39853218631439E-2,null,null,-10.178651006999999,-9.3041933960000005,-9.3476045610000007,-8.9931987959999997,-9.6019659159999993,-9.021179244999999,-8.9736807370000005,-8.9725625450000006,-8.5352177820000001,-9.2567201659999991,-9.1924517979999987,-9.2686884850000002,-9.5259311900000032,-9.4422618529999962,-9.1875807200000015,-9.1030570139999991,null,null,-36.569388443000001,-36.253078230999996,-37.258830777,-38.295299182999997,-40.77440575,-41.969667656000006,-45.685023999999999,null,null,-37.82364776,-27.644996752999997,-18.340803357000002,-8.9931987959999997,-36.569388443000001,-26.967422527,-17.946243282000001,-8.9725625450000006,-36.253078230999996,-27.717860449,-18.461140282999999,-9.2686884850000002,-37.258830777,-27.732899586999999]
["Other administrative expenses",-41.918775150000002,-47.116241697,5.1974665469999977,-0.11031156900043948,null,-10.765002583000001,-8.1438902500000001,-2.621112333000001,0.32185015423065177,null,null,-10.765002583000001,-8.1438902500000001,-15.571256773,-7.4386255439999998,-16.105361408,-10.313715914000001,-10.812147784,-9.8850165909999994,-12.998227865,-10.856262049000001,-10.596408170000002,-10.41931303,-12.324559580999997,-10.673070657000002,-10.909833444000002,-10.281174097999999,null,null,-47.116241697,-44.870211114,-44.188637780000001,-42.869207918999997,-44.936582026000004,-42.842418729999999,-45.457169999999998,null,null,-41.918775150000002,-31.153772567000001,-23.009882317000002,-7.4386255439999998,-47.116241697,-31.010880288999999,-20.697164375,-9.8850165909999994,-44.870211114,-31.871983249000003,-21.015721200000002,-10.41931303,-44.188637780000001,-31.864078199000001]
["Depreciation on intangible and tangible fixed ass.",-6.0604086239999999,-5.954061447,-0.10634717699999996,1.7861283083261403E-2,null,-1.621471192,-1.5333225400000001,-8.8148651999999883E-2,5.7488655974495595E-2,null,null,-1.621471192,-1.5333225400000001,-1.4568596310000002,-1.4487552609999998,-1.6010829180000001,-1.3951514169999999,-1.427125057,-1.5307020549999999,-1.849726202,-1.829875296,-2.1755188329999999,-2.3985484430000001,-2.7120915420000005,-2.6444506929999996,-2.7672670960000003,-2.7581098549999998,null,null,-5.954061447,-8.2536687739999994,-10.881919185999999,-11.627373544999999,-12.039266704999999,-11.657993147999999,-10.55246,null,null,-6.0604086239999999,-4.4389374320000003,-2.905614892,-1.4487552609999998,-5.954061447,-4.3529785290000005,-2.9578271120000004,-1.5307020549999999,-8.2536687739999994,-6.4039425720000001,-4.5740672760000001,-2.3985484430000001,-10.881919185999999,-8.1698276439999997]
["General administrative expenses",-85.802831534000006,-89.639691587000002,3.8368600529999952,-4.2803137595315399E-2,null,-22.565124782000002,-18.981406186000001,-3.5837185960000006,0.18880153350510054,null,null,-22.565124782000002,-18.981406186000001,-26.375720964999999,-17.880579600999997,-27.308410241999997,-20.730046575999999,-21.212953578,-20.388281190999997,-23.383171849,-21.942857511000003,-21.964378801000002,-22.086549957999999,-24.562582313000025,-22.759783202999994,-22.864681260000001,-22.142340966999999,null,null,-89.639691587000002,-89.376958118999994,-92.329387743000012,-92.791880646999985,-97.750254480999999,-96.470079534000007,-101.694654,null,null,-85.802831534000006,-63.237706752000001,-44.256300566000007,-17.880579600999997,-89.639691587000002,-62.331281344999994,-41.601234769000001,-20.388281190999997,-89.376958118999994,-65.993786270000001,-44.050928759000001,-22.086549957999999,-92.329387743000012,-67.766805429999991]
["Operating result",70.556067760000019,68.577611553000011,1.9784562070000078,2.884988500176866E-2,null,15.406094083999992,20.092831320000002,-4.6867372360000097,-0.2332541970496177,null,null,15.406094083999992,20.092831320000002,14.598326409999999,20.458815946000005,11.529038307000004,19.055454212999997,20.336011824,17.657107209000003,20.102337622999997,19.331604993999992,21.031200057999996,18.841191206000005,13.511880250999976,21.644761203000012,20.784542797000004,18.105202938000001,null,null,68.577611553000011,79.306333881,74.046387188999972,85.458952994000001,115.32865368400003,132.165259787,130.97160700000001,null,null,70.556067760000019,55.149973676000009,35.057142355999986,20.458815946000005,68.577611553000011,57.048573246000018,37.993119032999985,17.657107209000003,79.306333881,59.203996257999989,39.872391264000001,18.841191206000005,74.046387188999972,60.534506938000007]
["Net provisioning for impairment losses",0.53810760699999993,-31.596457260000001,32.134564867000002,"–",null,-8.2254679589999995,6.375934494,-14.601402452999999,"–",null,null,-8.2254679589999995,6.375934494,-3.3315027189999999,5.7191437910000005,-14.708213905999999,6.7267093999999999E-2,-10.722315333000001,-6.233195115,-8.7502625470000002,-12.671934165,-13.723711674,-16.606451991,-37.460683995999993,-21.873559143000001,-16.775096744999999,-14.790081547,null,null,-31.596457260000001,-51.752360376999995,-90.899421430999993,-75.521016121000002,-78.982753900000006,-98.193527778999993,-86.448740000000001,null,null,0.53810760699999993,8.7635755660000001,2.3876410720000001,5.7191437910000005,-31.596457260000001,-16.888243354,-16.955510447999998,-6.233195115,-51.752360376999995,-43.002097829999997,-30.330163665000001,-16.606451991,-90.899421430999993,-53.438737435]
["Other results",6.8018631479999998,-2.706491363,9.5083545110000003,"–",null,-0.55453336899999994,-2.7111244999999999E-2,-0.52742212399999999,">500,0%",null,null,-0.55453336899999994,-2.7111244999999999E-2,7.4278209179999992,-4.4313155999999999E-2,0.19593369399999999,2.5622370999999998E-2,-2.1040703949999999,-0.82397703300000003,4.4187377E-2,-7.4551979000000004E-2,-0.168972764,0.39080646099999999,7.470281099999998E-2,-0.24435457199999999,-0.29780093299999999,-0.247121171,null,null,-2.706491363,0.19146909500000001,-0.71457386499999997,0.57231661199999995,0.38178113600000002,1.0420605379999999,-0.38636399999999999,null,null,6.8018631479999998,7.3563965170000003,7.3835077619999998,-4.4313155999999999E-2,-2.706491363,-2.9024250570000003,-2.9280474280000002,-0.82397703300000003,0.19146909500000001,0.14728171800000001,0.221833697,0.39080646099999999,-0.71457386499999997,-0.78927667599999995]
["Net income from derivatives",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Net income from financial investments",6.8018631479999998,-0.71249137299999998,7.5143545209999996,"–",null,-0.55453336899999994,-2.7111244999999999E-2,-0.52742212399999999,">500,0%",null,null,-0.55453336899999994,-2.7111244999999999E-2,7.4278209179999992,-4.4313155999999999E-2,0.19593369399999999,2.5622370999999998E-2,-2.1040703949999999,1.170022957,4.4187377E-2,-7.4551979000000004E-2,-0.168972764,0.40895732299999998,7.470281099999998E-2,-0.24435457199999999,-0.29780093299999999,-0.247121171,null,null,-0.71249137299999998,0.209619957,-0.71457386499999997,0.57231661199999995,0.38178113600000002,1.0420605379999999,-0.38636399999999999,null,null,6.8018631479999998,7.3563965170000003,7.3835077619999998,-4.4313155999999999E-2,-0.71249137299999998,-0.90842506700000003,-0.93404743800000001,1.170022957,0.209619957,0.16543258,0.23998455899999999,0.40895732299999998,-0.71457386499999997,-0.78927667599999995]
["Net income from disposal from group assets",0,-1.9939999900000001,1.9939999900000001,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,-1.9939999900000001,0,0,0,-1.8150862E-2,0,0,0,0,null,null,-1.9939999900000001,-1.8150862E-2,0,0,0,0,0,null,null,0,0,0,0,-1.9939999900000001,-1.9939999900000001,-1.9939999900000001,-1.9939999900000001,-1.8150862E-2,-1.8150862E-2,-1.8150862E-2,-1.8150862E-2,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",77.896038515000001,34.274662929999998,43.621375585000003,1.2727003522715608,null,6.6260927560000003,26.441654568999997,-19.815561812999995,-0.74940702977912799,null,null,6.6260927560000003,26.441654568999997,18.694644609000001,26.133646581000001,-2.9832419049999999,19.148343678,7.5096260959999999,10.599935061,11.396262453,6.5851188499999997,7.1385156199999997,2.6255456760000002,-23.874100933999998,-0.47315251200000041,3.7116451189999999,3.0680002200000001,null,null,34.274662929999998,27.745442599,-17.567608107000002,10.510253485,36.727680920000005,35.013792545999998,44.136502999999998,null,null,77.896038515000001,71.269945759000009,44.828291189999995,26.133646581000001,34.274662929999998,37.257904834999998,18.109561157000002,10.599935061,27.745442599,16.349180145999998,9.7640612959999995,2.6255456760000002,-17.567608107000002,6.3064928269999996]
["Income taxes",-7.3898667070000004,-3.4099548519999998,-3.9799118550000006,1.1671450291096113,null,-0.59204992299999992,-2.4486368760000001,1.8565869530000003,-0.75821244513512753,null,null,-0.59204992299999992,-2.4486368760000001,-1.820779178,-2.52840073,0.29153505299999999,-1.7560319660000001,-0.72637345799999997,-1.2190844809999999,-1.0745402209999999,-0.67410306600000003,-0.66444783099999993,-0.30643000599999998,2.4101885150000002,0.38193043300000001,-0.11192997399999999,-0.31526052900000001,null,null,-3.4099548519999998,-2.7195211239999999,2.3649284449999999,-0.159760817,-2.9084506320000001,-2.6471331439999997,-2.6950059999999998,null,null,-7.3898667070000004,-6.7978167840000001,-4.349179908,-2.52840073,-3.4099548519999998,-3.7014899049999999,-1.945457939,-1.2190844809999999,-2.7195211239999999,-1.644980903,-0.97087783699999997,-0.30643000599999998,2.3649284449999999,-4.5260069999999999E-2]
["Profit/loss after tax",70.506171808000005,30.864708078000003,39.641463729999998,1.2843621792832041,null,6.034042833,23.993017692999999,-17.958974859999998,-0.74850838230488859,null,null,6.034042833,23.993017692999999,16.873865431000002,23.605245850999999,-2.6917068519999998,17.392311712000001,6.7832526380000004,9.3808505800000006,10.321722232000001,5.9110157839999999,6.4740677889999994,2.31911567,-21.463912419000003,-9.1222078999999567E-2,3.5997151449999998,2.7527396909999999,null,null,30.864708078000003,25.025921475000001,-15.202679662,10.350492667999999,33.819230288,32.366659401999996,41.441496999999998,null,null,70.506171808000005,64.472128975000004,40.479111281999998,23.605245850999999,30.864708078000003,33.556414930000003,16.164103218000001,9.3808505800000006,25.025921475000001,14.704199243000001,8.7931834589999998,2.31911567,-15.202679662,6.2612327570000001]
[]
[]
["Risk-weighted assets (total RWA)",1727.9271169716892,1774.6482400974355,-46.721123125746317,-2.6326976845383765E-2,null,1727.9271169716892,1773.0805399862479,-45.153423014558712,-2.5466086845050473E-2,null,null,1727.9271169716892,1773.0805399862479,1683.7478719831101,1728.5459951818443,1774.6482400974355,1818.0608406424508,1765.3256787403907,1781.922319778459,1826.3605722640536,"–","–","–","–","–","–","–",null,null,1774.6482400974355,1826.3605722640536,"–","–","–","–","–",null,null,1727.9271169716892,1773.0805399862479,1683.7478719831101,1728.5459951818443,1774.6482400974355,1818.0608406424508,1765.3256787403907,1781.922319778459,1826.3605722640536,"–","–","–","–","–"]
["Assets",3350.2085406169999,3440.233406791001,-90.02486617400109,-2.6168243700061877E-2,null,3350.208540616999,3341.5849010390002,8.6236395779988015,2.5807034187033118E-3,null,null,3350.208540616999,3341.5849010390002,3321.1352576919999,3406.9102335069988,3440.2334067910001,3401.0271225000001,3277.9984451600008,3268.0667823889999,3223.1610568569999,3377.1683075710012,3232.336694398,3201.1544152639999,3203.2685531289999,3408.7687232379999,3373.4950430539998,3463.720740712,null,null,3440.233406791001,3223.1610568569999,3203.2685531289999,3485.9323915969999,3680.7574063320012,3790.1321556389998,3998.3347659999999,null,null,3350.2085406169999,3341.5849010390011,3321.1352576920008,3406.9102335069988,3440.233406791001,3401.0271224999992,3277.9984451599998,3268.0667823889999,3223.1610568569999,3377.1683075710012,3232.336694398,3201.1544152639999,3203.2685531289999,3408.7687232379999]
["Loans and advances to customers",2165.6268827039999,2082.9803050360001,82.646577667999736,3.9677080704117129E-2,null,2165.6268827039999,2130.4657189019999,35.161163801999919,1.6503980087565706E-2,null,null,2165.6268827039999,2130.4657189019999,2062.3678177739998,2068.9654279760002,2082.9803050360001,2100.0286527969997,2074.0303196089999,2074.1221798420002,2174.6451559460002,2297.286672666,2370.3001666810001,2438.892984564,2525.9738765339998,2629.0944381280001,2710.526289207,2812.087997437,null,null,2082.9803050360001,2174.6451559460002,2525.9738765339998,2882.6243829690002,2973.729285682,2816.2040506919998,2952.727879,null,null,2165.6268827039999,2130.4657189019999,2062.3678177739998,2068.9654279760002,2082.9803050360001,2100.0286527969997,2074.0303196089999,2074.1221798420002,2174.6451559460002,2297.286672666,2370.3001666810001,2438.892984564,2525.9738765339998,2629.0944381280001]
["  Hereof corporate %",0.42051899580361535,0.41372517969396061,0.67938161096547378,1.6421084437452604E-2,null,0.42051899580361535,0.41395299120537854,0.65660045982368076,1.5861715551607425E-2,null,null,0.42051899580361535,0.41395299120537854,0.39769399131007915,0.41208621732943235,0.41372517969396061,0.40913427055180962,0.40160456581802884,0.40531242670768769,0.40395566035133573,0.42895985674108017,0.42898451672784038,0.43730659770641844,0.4400021536247008,0.4440096093939585,0.44575075096125255,0.45740638273055467,null,null,0.41372517969396061,0.40395566035133573,0.4400021536247008,0.45931762172243068,0.44225650689756868,0.41635584638044687,0.312,null,null,0.42051899580361535,0.41395299120537854,0.39769399131007915,0.41208621732943235,0.41372517969396061,0.40913427055180962,0.40160456581802884,0.40531242670768769,0.40395566035133573,0.42895985674108017,0.42898451672784038,0.43730659770641844,0.4400021536247008,0.4440096093939585]
["  Hereof retail % ",0.57468425421744573,0.58046131500945874,-0.57770607920130113,-9.9525336876564729E-3,null,0.57468425421744573,0.58088469766028972,-0.62004434428439836,-1.0674138030866365E-2,null,null,0.57468425421744573,0.58088469766028972,0.59670596553832356,0.58210467014820055,0.58046131500945874,0.58550760265215207,0.5933625441078435,0.58971265814879559,0.58027457424476236,0.56622983995742737,0.56606463316879718,0.55766612147396377,0.55489248899632382,0.55084375073694591,0.54869755907156026,0.53695474679313027,null,null,0.58046131500945874,0.58027457424476236,0.55489248899632382,0.53501497246952778,0.55256380120717119,0.57924106350250193,0.68799999999999994,null,null,0.57468425421744573,0.58088469766028972,0.59670596553832356,0.58210467014820055,0.58046131500945874,0.58550760265215207,0.5933625441078435,0.58971265814879559,0.58027457424476236,0.56622983995742737,0.56606463316879718,0.55766612147396377,0.55489248899632382,0.55084375073694591]
["  Hereof FCY % ",0.48874183675972943,0.54471542455865418,-5.5973587798924749,-0.10275748634119608,null,0.48874183675972943,0.50733757713832484,-1.8595740378595405,-3.6653583760710262E-2,null,null,0.48874183675972943,0.50733757713832484,0.51941557520627868,0.5236659670692998,0.54471542455865418,0.56397761313139927,0.58047850215177532,0.61258759595482881,0.61526944142570006,0.64217914773777462,0.65335986630271448,0.66962306683249395,0.67234345365849246,0.71568710987033468,0.72980550230292573,0.74746771861896211,null,null,0.54471542455865418,0.61526944142570006,0.67234345365849246,0.74962281342197268,0.78279015215271597,0.78591073663719424,0.66300000000000003,null,null,0.48874183675972943,0.50733757713832484,0.51941557520627868,0.5236659670692998,0.54471542455865418,0.56397761313139927,0.58047850215177532,0.61258759595482881,0.61526944142570006,0.64217914773777462,0.65335986630271448,0.66962306683249395,0.67234345365849246,0.71568710987033468]
["Deposits from customers",2426.0308825409998,2444.4999084780002,-18.469025937000424,-7.5553391812150927E-3,null,2426.0308825409998,2401.2924957690002,24.738386771999558,1.030211305602613E-2,null,null,2426.0308825409998,2401.2924957690002,2347.1876945489998,2390.1315467090003,2444.4999084780002,2362.0156659840004,2248.2922053550001,2204.667545236,2167.734302587,2294.9927314749998,2105.5785354559998,2037.7567845880001,2133.1665165170002,2156.6800928510002,2110.4010491710001,2152.118847752,null,null,2444.4999084780002,2167.734302587,2133.1665165170002,2155.6577580869998,2170.819572765,2056.321227119,2142.6072119999999,null,null,2426.0308825409998,2401.2924957690002,2347.1876945489998,2390.1315467090003,2444.4999084780002,2362.0156659840004,2248.2922053550001,2204.667545236,2167.734302587,2294.9927314749998,2105.5785354559998,2037.7567845880001,2133.1665165170002,2156.6800928510002]
["Loan/deposit ratio",0.83873523951878703,0.78888492157264289,4.9850317946144145,6.3190861661758468E-2,null,0.83873523951878703,0.83325530577116402,0.54799337476230114,6.5765362784595549E-3,null,null,0.83873523951878703,0.83325530577116402,0.81967138075622525,0.803067796277948,0.78888492157264289,0.81773971328947304,0.84501771785443636,0.86410321763822739,0.91269896604018685,0.89286755400528883,1.0027622733196893,1.0673939341636234,1.0598497180137896,1.2190470190006242,1.2843654954927826,1.3066601783513825,null,null,0.78888492157264289,0.91269896604018685,1.0598497180137896,1.3372365683535656,1.3698647842456679,1.3695350772785779,1.378100410781218,null,null,0.83873523951878703,0.83325530577116402,0.81967138075622525,0.803067796277948,0.78888492157264289,0.81773971328947304,0.84501771785443636,0.86410321763822739,0.91269896604018685,0.89286755400528883,1.0027622733196893,1.0673939341636234,1.0598497180137896,1.2190470190006242]
[]
["Equity",486.59674818100007,495.25198407499994,-8.6552358939998726,-1.7476428509752617E-2,null,486.59674818100007,491.25547772800007,-4.6587295470000072,-9.4833131806409954E-3,null,null,486.59674818100007,491.25547772800007,497.96580887499994,518.53103184299994,495.25198407499994,493.10294963900003,475.40562216499995,505.63440994299998,496.2611713870001,485.86631966700003,479.95530388899994,474.12050331599994,471.78797403999999,505.123030352,505.21425243499999,502.91051033799999,null,null,495.25198407499994,496.2611713870001,471.78797403999999,500.15777066299995,512.03218044999994,496.189669654,490.91242599999998,null,null,486.59674818100007,491.25547772800007,497.96580887499994,518.53103184299994,495.25198407499994,493.10294963900003,475.40562216499995,505.63440994299998,496.2611713870001,485.86631966700003,479.95530388899994,474.12050331599994,471.78797403999999,505.123030352]
["Return on equity before tax",0.16978144016025509,7.3014711584555664E-2,9.6766728575699421,1.3253045376155108,null,6.238088149227039E-2,0.23908887444767252,-17.670799295540213,-0.73908914985534713,null,null,6.238088149227039E-2,0.23908887444767252,0.15699915632877631,0.21443327013538771,"–",0.16667887482786559,6.28687097056293E-2,8.6530261902749872E-2,9.6707749489142805E-2,5.5895663923820178E-2,6.0562391302418521E-2,2.1896760062350303E-2,"–","–",2.9722301640330143E-2,2.4792796264543501E-2,null,null,7.3014711584555664E-2,5.891855921172208E-2,"–",2.170078862110425E-2,7.5385020879634806E-2,7.7046354066470729E-2,9.8108003185961953E-2,null,null,0.16978144016025509,0.20455089402890778,0.18823988981124889,0.21443327013538771,7.3014711584555664E-2,0.10528397849263499,7.5900653227762432E-2,8.6530261902749872E-2,5.891855921172208E-2,4.6298955632875706E-2,4.0742746815842168E-2,2.1896760062350303E-2,"–",1.7010053839599869E-2]
["Return on equity after tax",0.15367455929666432,6.5750544740854608E-2,8.792401455580972,1.337236290624638,null,5.6807069376415539E-2,0.21694798182364317,-16.01409124472276,-0.73815350159563153,null,null,5.6807069376415539E-2,0.21694798182364317,0.14170810368852535,0.19368709393429151,"–",0.15139330041074631,5.678769295657967E-2,7.6578531178415024E-2,8.7589289209990442E-2,5.0173756804838904E-2,5.4925288060909433E-2,1.9341167760673444E-2,"–","–",2.8825983069141248E-2,2.2245146490988656E-2,null,null,6.5750544740854608E-2,5.3143547124594737E-2,"–",2.137092638470816E-2,6.941531067391056E-2,7.1221450717147222E-2,9.2117459321755343E-2,null,null,0.15367455929666432,0.1850405732926762,0.16997711144253327,0.19368709393429151,6.5750544740854608E-2,9.4824249603568875E-2,6.7746864899205395E-2,7.6578531178415024E-2,5.3143547124594737E-2,4.164056315295931E-2,3.6691540181343844E-2,1.9341167760673444E-2,"–",1.6887977077030984E-2]
["Cost/income ratio",0.54875566354982985,0.56656060878298187,-1.7804945233152014,-3.1426373378478423E-2,null,0.59426917164898163,0.48577803170401812,10.849113994496351,0.22333480080273893,null,null,0.59426917164898163,0.48577803170401812,0.64371773487753969,0.46637614771678709,0.70314635132495451,0.52104525932551526,0.51055311179851659,0.53589362728125001,0.53772330445056071,0.53163278645583412,0.51085203139211455,0.53964742079211803,0.64511960665793688,0.51255526900360804,0.52382789737892721,0.55015384340631102,null,null,0.56656060878298187,0.52985068680661029,0.55494489976522288,0.52056912583020121,0.4587514330855591,0.42193861990231402,0.43708380219339149,null,null,0.54875566354982985,0.53415783233002323,0.55799242770892454,0.46637614771678709,0.56656060878298187,0.5221256262922197,0.52266565129089182,0.53589362728125001,0.52985068680661029,0.5271162550761691,0.52489497254073614,0.53964742079211803,0.55494489976522288,0.52818481883979473]
["Net interest margin (avg. interest bearing assets)",3.4069511991937904E-2,3.5990425569817727E-2,-0.19209135778798236,-5.3372905362106593E-2,null,3.3584514457746788E-2,3.3269948247305059E-2,3.1456621044172878E-2,9.4549654271616212E-3,null,null,3.3584514457746788E-2,3.3269948247305059E-2,3.6379393834712954E-2,3.315555408874267E-2,3.3709757851741851E-2,3.4898936948790982E-2,4.0368318121747911E-2,3.5196208126956195E-2,3.9870638940642571E-2,3.8076468844208497E-2,4.1564058033096075E-2,4.0286015380083667E-2,3.8129652793424694E-2,4.1848633327776073E-2,4.0729871087233159E-2,3.6572626673893938E-2,null,null,3.5990425569817727E-2,4.0043188357520756E-2,3.9338099400265246E-2,3.9189448546684824E-2,4.7476186971114227E-2,null,null,null,null,3.4069511991937904E-2,3.4237453404355758E-2,3.4770392041426047E-2,3.315555408874267E-2,3.5990425569817727E-2,3.6757359057290391E-2,3.7791180690175882E-2,3.5196208126956195E-2,4.0043188357520756E-2,3.9932778632726346E-2,4.0897399778133586E-2,4.0286015380083667E-2,3.9338099400265246E-2,3.95260960436737E-2]
["Provisioning ratio (avg. loans and advances to customers)",-2.5595669731664648E-4,1.5100523657059767E-2,-1.5356480354376414,"–",null,1.5317114823689021E-2,-1.2165394954467421E-2,2.7482509778156445,"–",null,null,1.5317114823689021E-2,-1.2165394954467421E-2,6.4511914596619788E-3,-8.7944219123303035E-3,2.8129442808785304E-2,-1.2892408937140835E-4,2.0678729307891316E-2,1.1826171464605711E-2,1.5653659997256104E-2,2.1719033155510083E-2,2.2829129531546831E-2,2.6758344109678568E-2,5.8134141717508803E-2,3.2771704598453119E-2,2.4300225761656722E-2,2.077728328881193E-2,null,null,1.5100523657059767E-2,2.195773482759979E-2,3.3612931510040758E-2,2.579113912647155E-2,2.9683767429515024E-2,3.4042186309604275E-2,null,null,null,-2.5595669731664648E-4,-5.6085655793862953E-3,-2.3049158559038463E-3,-8.7944219123303035E-3,1.5100523657059767E-2,1.0782124221896337E-2,1.6248986763186542E-2,1.1826171464605711E-2,2.195773482759979E-2,2.3917210511240548E-2,2.4778158573072476E-2,2.6758344109678568E-2,3.3612931510040758E-2,2.5854602611659384E-2]
[]
["NPL ratio",7.104150188426922E-2,0.11025458333542823,-3.9213081451159009,-0.35565942262790839,null,7.104150188426922E-2,8.5550946974112155E-2,-1.4509445089842934,-0.16960005240191567,null,null,7.104150188426922E-2,8.5550946974112155E-2,9.4840679677117554E-2,0.10515113210580911,0.11025458333542823,0.12958238074213421,0.14049962014130199,0.14727500301349769,0.14702850404998316,0.19023591970471454,0.19499852571296913,0.2011687147018095,0.20078728197139104,0.19973289144147291,0.19072891713263848,0.1904068914230326,null,null,0.11025458333542823,0.14702850404998316,0.20078728197139104,0.18181193259046827,0.16139551582952119,null,null,null,null,7.104150188426922E-2,8.5550946974112155E-2,9.4840679677117554E-2,0.10515113210580911,0.11025458333542823,0.12958238074213421,0.14049962014130199,0.14727500301349769,0.14702850404998316,0.19023591970471454,0.19499852571296913,0.2011687147018095,0.20078728197139104,0.19973289144147291]
["NPL coverage ratio",0.85037251385517942,0.67296153036004036,17.741098349513905,0.26362722903376445,null,0.85037251385517942,0.71092734312145978,13.944517073371966,0.19614545998675403,null,null,0.85037251385517942,0.71092734312145978,0.70781089861830981,0.68731310268730683,0.67296153036004036,0.61924649518251562,0.59774273568158731,0.55345493872691287,0.53931092992613416,0.56784235834901187,0.56015280347074026,0.53768483138501677,0.52276539485875051,0.51201346227207878,0.50437323421309299,0.5106357036759539,null,null,0.67296153036004036,0.53931092992613416,0.52276539485875051,0.50475872938121524,0.48454661155283757,null,null,null,null,0.85037251385517942,0.71092734312145978,0.70781089861830981,0.68731310268730683,0.67296153036004036,0.61924649518251562,0.59774273568158731,0.55345493872691287,0.53931092992613416,0.56784235834901187,0.56015280347074026,0.53768483138501677,0.52276539485875051,0.51201346227207878]
[]
["Number of employees",2569,2546,23,9.0337784760408102E-3,null,2569,2595,-26,-1.0019267822735989E-2,null,null,2569,2595,2569,2551,2546,2629,2659,2699,2751,2767,2764,2846,2965,3029,3070,3034,null,null,2546,2751,2965,3119,3271,3241,3282,null,null,2569,2595,2569,2551,2546,2629,2659,2699,2751,2767,2764,2846,2965,3029]
["Business outlets",138,149,-11,-7.3825503355704702E-2,null,138,149,-11,-7.3825503355704702E-2,null,null,138,149,148,149,149,153,153,153,156,156,156,156,168,178,181,182,null,null,149,156,168,183,187,190,199,null,null,138,149,148,149,149,153,153,153,156,156,156,156,168,178]
["Number of customers ",641126,775879,-134753,-0.17367785440771044,null,641126,642366,-1240,-1.9303636867455953E-3,null,null,641126,642366,641214,636992,775879,772543,767745,764363,761894,755250,745331,740162,740812,738588,733506,795039,null,null,775879,761894,740812,791751,775580,736622,706459,null,null,641126,642366,641214,636992,775879,772543,767745,764363,761894,755250,745331,740162,740812,738588]

{"sheet":"SEE-BH","index":20,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Bosnia and Herzegovina",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",67.006923404000005,66.065960230000002,0.94096317400000373,1.4242783586648322E-2,null,16.691490056999999,16.265612351000001,0.42587770599999786,2.618270353490959E-2,null,null,16.691490056999999,16.265612351000001,17.697370629999998,16.352450365999999,16.695944428000001,16.149305415000001,17.123805238999999,16.096905148000001,16.640880341999999,16.243505827,17.520554443999998,18.480075468999999,18.604529532000004,18.985255370000001,18.430085946999998,17.497789174000001,null,null,66.065960230000002,68.885016082000007,73.517660023000005,72.235350209000003,78.214576422000007,73.553665198999994,67.247649999999993,null,null,67.006923404000005,50.315433347000003,34.049820996000001,16.352450365999999,66.065960230000002,49.370015802000005,33.220710386999997,16.096905148000001,68.885016082000007,52.244135740000004,36.000629912999997,18.480075468999999,73.517660023000005,54.913130490999997]
["Net fee and commission income",37.665200450999997,34.875410439000007,2.7897900119999903,7.9993037411833834E-2,null,8.8008937399999994,9.9504205799999994,-1.14952684,-0.11552545249298396,null,null,8.8008937399999994,9.9504205799999994,10.435245350999999,8.4786407799999992,9.2387318929999989,8.7588328239999989,8.717394659,8.160451063,9.3043362710000004,8.706714796,8.9147896279999994,7.96818384,9.5870990809999981,8.6389481719999992,7.0909664939999999,7.6288762309999996,null,null,34.875410439000007,34.894024535,32.945889977999997,31.415841871000001,31.685832100999999,29.925504265000001,27.064568000000001,null,null,37.665200450999997,28.864306710999998,18.913886131000002,8.4786407799999992,34.875410439000007,25.636678545999999,16.877845722,8.160451063,34.894024535,25.589688263999999,16.882973467999999,7.96818384,32.945889977999997,23.358790896999999]
["Net trading income",1.6205631370000002,1.5590813109999999,6.1481826000000295E-2,3.9434650114922976E-2,null,0.37790298700000002,0.61365786899999997,-0.23575488199999994,-0.38417967716144441,null,null,0.37790298700000002,0.61365786899999997,0.39349152600000004,0.23551075500000002,0.305189612,0.50936380000000003,0.49574349499999998,0.24878440400000001,0.25025385699999997,0.78553401899999997,0.13539571499999997,0.12523838900000001,-0.72319475699999991,0.72052836899999995,0.95680913099999998,0.27907946900000002,null,null,1.5590813109999999,1.2964219800000001,1.233222212,1.2211858900000001,1.0743316140000001,0.65851377599999994,0.36831199999999997,null,null,1.6205631370000002,1.2426601499999999,0.629002281,0.23551075500000002,1.5590813109999999,1.253891699,0.74452789899999994,0.24878440400000001,1.2964219800000001,1.0461681229999999,0.26063410399999998,0.12523838900000001,1.233222212,1.956416969]
["Recurring other net operating income",0.114086091,1.4140037730000001,-1.2999176820000002,-0.91931698261458594,null,-0.57629855200000002,0.38767860999999998,-0.96397716199999994,"–",null,null,-0.57629855200000002,0.38767860999999998,0.68236633400000002,-0.37966030099999998,-0.70605062699999999,0.62505994900000006,0.836717402,0.65827704899999995,-2.6681081690000004,-0.14949663299999999,0.62834448799999998,0.93904838300000004,-0.91237940100000026,0.39452048600000034,0.70662736399999992,0.90478160200000002,null,null,1.4140037730000001,-1.2502119310000002,1.093550051,0.121303998,4.0551162449999998,0.19217467699999999,-0.62412500000000004,null,null,0.114086091,0.69038464300000002,0.30270603299999999,-0.37966030099999998,1.4140037730000001,2.1200543999999999,1.4949944509999999,0.65827704899999995,-1.2502119310000002,1.417896238,1.567392871,0.93904838300000004,1.093550051,2.0059294520000002]
["Operating income",106.406773083,103.91445575300001,2.4923173299999917,2.39843177923591E-2,null,25.293988231999997,27.21736941,-1.9233811780000032,-7.0667416421710816E-2,null,null,25.293988231999997,27.21736941,29.208473841,24.686941599999997,25.533815305999997,26.042561987999999,27.173660795,25.164417663999998,23.527362301,25.586258009000002,27.199084275000001,27.512546081,26.556054455000005,28.739252397000001,27.184488935999997,26.310526476,null,null,103.91445575300001,103.82525066600002,108.790322264,104.993681968,115.02985638200001,104.329857917,94.056404999999998,null,null,106.406773083,81.112784851000001,53.895415441000004,24.686941599999997,103.91445575300001,78.38064044699999,52.338078458999995,25.164417663999998,103.82525066600002,80.297888365000006,54.711630356000001,27.512546081,108.790322264,82.234267809000002]
["Staff expenses",-26.721115332,-28.766836585,2.045721253,-7.1113876110615148E-2,null,-8.1666157080000001,-6.7332267510000001,-1.433388957,0.21288291780565949,null,null,-8.1666157080000001,-6.7332267510000001,-5.9056247850000005,-5.9156480880000002,-9.0681649209999993,-7.0005343010000001,-6.1887352149999995,-6.5094021480000004,-10.394952014000001,-7.2560764469999999,-7.2131069669999999,-7.0268975329999996,-9.4753449929999967,-7.9184658200000024,-7.6279998749999995,-7.0898109759999999,null,null,-28.766836585,-31.891032961000001,-32.111621663999998,-31.273373452000001,-32.489751666000004,-33.299870642999998,-32.484313999999998,null,null,-26.721115332,-18.554499624000002,-11.821272873,-5.9156480880000002,-28.766836585,-19.698671664000003,-12.698137363000001,-6.5094021480000004,-31.891032961000001,-21.496080946999999,-14.2400045,-7.0268975329999996,-32.111621663999998,-22.636276671000001]
["Other administrative expenses",-25.015306034000002,-24.515856187000001,-0.49944984700000106,2.03725231209686E-2,null,-8.0308738490000007,-5.8461723130000003,-2.1847015360000004,0.37369776650988018,null,null,-8.0308738490000007,-5.8461723130000003,-5.8393796,-5.2988802719999999,-7.9244198130000001,-6.0053936210000005,-5.6329844620000005,-4.9530582910000005,-7.8292499819999994,-5.6450780520000006,-5.9800892729999999,-5.2378949080000003,-7.6515131640000007,-7.0129147219999997,-5.8352786319999996,-5.1130681070000001,null,null,-24.515856187000001,-24.692312215000001,-25.612774625,-24.917114476999998,-27.282190169,-27.791210888999998,-27.69969,null,null,-25.015306034000002,-16.984432184999999,-11.138259871999999,-5.2988802719999999,-24.515856187000001,-16.591436374000001,-10.586042753000001,-4.9530582910000005,-24.692312215000001,-16.863062233000001,-11.217984181,-5.2378949080000003,-25.612774625,-17.961261460999999]
["Depreciation on intangible and tangible fixed ass.",-5.9651145549999995,-6.0670600199999996,0.10194546500000001,-1.680310803979812E-2,null,-1.499977503,-1.472606136,-2.737136699999998E-2,1.858702495587039E-2,null,null,-1.499977503,-1.472606136,-1.484368141,-1.508162775,-1.564223371,-1.478318158,-1.4984789059999999,-1.5260395849999999,-1.4585101980000001,-1.492933946,-1.5939754469999998,-1.659622258,-1.6907369230000007,-1.7233123529999994,-1.7251734550000002,-1.757923747,null,null,-6.0670600199999996,-6.2050418490000006,-6.8971464779999998,-6.922421173,-6.5461522750000007,-5.7933526940000002,-4.8234110000000001,null,null,-5.9651145549999995,-4.4651370520000002,-2.9925309160000002,-1.508162775,-6.0670600199999996,-4.5028366489999998,-3.0245184909999998,-1.5260395849999999,-6.2050418490000006,-4.7465316509999997,-3.2535977049999998,-1.659622258,-6.8971464779999998,-5.2064095549999996]
["General administrative expenses",-57.701535921000001,-59.349752792000004,1.6482168710000025,-2.7771250821826077E-2,null,-17.697467060000001,-14.0520052,-3.6454618600000011,0.25942645253219809,null,null,-17.697467060000001,-14.0520052,-13.229372526000002,-12.722691135,-18.556808104999998,-14.484246080000002,-13.320198583,-12.988500024,-19.682712194,-14.394088445000001,-14.787171686999999,-13.924414699000002,-18.81759508,-16.654692895,-15.188451961999998,-13.960802829999999,null,null,-59.349752792000004,-62.788387025000006,-64.621542766999994,-63.112909102000003,-66.318094110000004,-66.884434225999996,-65.007414999999995,null,null,-57.701535921000001,-40.004068861000007,-25.952063660999997,-12.722691135,-59.349752792000004,-40.792944687000002,-26.308698607,-12.988500024,-62.788387025000006,-43.105674831000002,-28.711586386,-13.924414699000002,-64.621542766999994,-45.803947686999997]
["Operating result",48.705237162000003,44.564702961000009,4.1405342009999941,9.2910620421357004E-2,null,7.5965211719999957,13.16536421,-5.5688430380000042,-0.42299194683653984,null,null,7.5965211719999957,13.16536421,15.979101314999998,11.964250464999997,6.9770072009999993,11.558315907999997,13.853462212,12.175917639999998,3.8446501069999997,11.192169564,12.411912588000002,13.588131381999998,7.738459375000005,12.084559502000001,11.996036973999999,12.349723646000001,null,null,44.564702961000009,41.036863641000011,44.168779497000003,41.880772866000001,48.711762272000001,37.445423691000002,29.048990000000003,null,null,48.705237162000003,41.108715989999993,27.943351780000008,11.964250464999997,44.564702961000009,37.587695759999988,26.029379851999995,12.175917639999998,41.036863641000011,37.192213534000004,26.00004397,13.588131381999998,44.168779497000003,36.430320122000005]
["Net provisioning for impairment losses",-13.358499461999999,-8.4041966830000003,-4.9543027789999989,0.58950343094915381,null,-9.876619646,0.40217703499999996,-10.278796680999999,"–",null,null,-9.876619646,0.40217703499999996,-5.1914848990000007,1.307428048,0.287753025,-9.0102677629999999,2.3151398640000003,-1.9968218089999998,-10.272221512,1.652696298,-7.5080298390000006,-4.1088949999999999E-2,-7.6450003320000013,-0.72297183399999998,-3.7335647760000006,-2.6403700739999998,null,null,-8.4041966830000003,-16.168644003000001,-14.741907016000001,-20.541977063000001,-19.632371932999998,-27.821674173999998,-12.706811999999999,null,null,-13.358499461999999,-3.4818798160000002,-3.884056851,1.307428048,-8.4041966830000003,-8.691949708000001,0.31831805499999999,-1.9968218089999998,-16.168644003000001,-5.896422491,-7.5491187890000004,-4.1088949999999999E-2,-14.741907016000001,-7.0969066840000004]
["Other results",-0.56956177200000002,0.185928225,-0.75548999699999997,"–",null,1.2306488799999999,-1.5878813459999999,2.818530226,"–",null,null,1.2306488799999999,-1.5878813459999999,-0.219926081,7.5967750000000001E-3,0.27677149900000003,0.21262277299999999,-0.62254643700000001,0.31908038999999999,8.5495670999999995E-2,-0.27349973999999999,-3.6519534999999992E-2,-0.37789889700000001,-0.10789843700000001,-0.192082645,-0.48195855500000001,0.15930372300000001,null,null,0.185928225,-0.60242250100000005,-0.62263591399999996,1.5439808159999999,-2.1940546990000001,-1.0229467800000001,0.28062599999999999,null,null,-0.56956177200000002,-1.8002106520000001,-0.21232930600000002,7.5967750000000001E-3,0.185928225,-9.0843274000000002E-2,-0.30346604700000002,0.31908038999999999,-0.60242250100000005,-0.68791817200000005,-0.414418432,-0.37789889700000001,-0.62263591399999996,-0.51473747700000005]
["Net income from derivatives",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Net income from financial investments",-0.56956177200000002,0.185928225,-0.75548999699999997,"–",null,1.2306488799999999,-1.5878813459999999,2.818530226,"–",null,null,1.2306488799999999,-1.5878813459999999,-0.219926081,7.5967750000000001E-3,0.27677149900000003,0.21262277299999999,-0.62254643700000001,0.31908038999999999,8.5495670999999995E-2,-0.27349973999999999,-3.6519534999999992E-2,-0.37789889700000001,-0.10789843700000001,-0.192082645,-0.48195855500000001,0.15930372300000001,null,null,0.185928225,-0.60242250100000005,-0.62263591399999996,1.5439808159999999,-2.1940546990000001,-1.0229467800000001,0.28062599999999999,null,null,-0.56956177200000002,-1.8002106520000001,-0.21232930600000002,7.5967750000000001E-3,0.185928225,-9.0843274000000002E-2,-0.30346604700000002,0.31908038999999999,-0.60242250100000005,-0.68791817200000005,-0.414418432,-0.37789889700000001,-0.62263591399999996,-0.51473747700000005]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",34.777175928000005,36.346434502999998,-1.5692585749999921,-4.3175034813125013E-2,null,-1.0494495939999999,11.979659899,-13.029109493,"–",null,null,-1.0494495939999999,11.979659899,10.567690335000002,13.279275288000001,7.5415317249999996,2.7606709180000002,15.546055639,10.498176221000001,-6.3420757339999998,12.571366121999999,4.8673632140000009,13.169143535,-1.443939400000005E-2,11.169505022999997,7.7805136430000008,9.8686572950000002,null,null,36.346434502999998,24.265797137,28.804236567,22.882776619000001,26.885335640000001,8.6008027370000004,16.622805,null,null,34.777175928000005,35.826625522000001,23.846965622999999,13.279275288000001,36.346434502999998,28.804902778000002,26.04423186,10.498176221000001,24.265797137,30.607872870999998,18.036506749000001,13.169143535,28.804236567,28.818675961]
["Income taxes",-5.6400116579999997,-4.1694078729999999,-1.4706037849999998,0.35271286230432075,null,-0.66209077599999999,-2.3881860129999999,1.726095237,-0.72276415137014705,null,null,-0.66209077599999999,-2.3881860129999999,-1.163810325,-1.4259245439999999,-1.0588236200000001,-0.22834142000000002,-1.6731336569999999,-1.2091091759999999,-0.27527290199999999,-1.385568787,-0.37180020699999994,-1.6459053189999999,0.42393459600000005,-1.3233864909999999,-0.76851566800000004,-0.99290275800000005,null,null,-4.1694078729999999,-3.678547215,-2.660870321,-3.4055352459999999,-3.9410183909999996,-1.4215448179999999,-0.928369,null,null,-5.6400116579999997,-4.9779208820000003,-2.5897348689999999,-1.4259245439999999,-4.1694078729999999,-3.1105842529999999,-2.8822428330000003,-1.2091091759999999,-3.678547215,-3.4032743130000003,-2.0177055259999999,-1.6459053189999999,-2.660870321,-3.084804917]
["Profit/loss after tax",29.13716427,32.17702663,-3.0398623600000008,-9.4473065984468807E-2,null,-1.71154037,9.5914738859999993,-11.303014255999999,"–",null,null,-1.71154037,9.5914738859999993,9.40388001,11.853350744,6.4827081050000004,2.5323294980000002,13.872921982000001,9.2890670449999995,-6.617348636,11.185797335,4.4955630070000012,11.523238215999999,0.40949520200000222,9.8461185319999984,7.0119979749999999,8.8757545370000006,null,null,32.17702663,20.587249921999998,26.143366245999999,19.477241372999998,22.944317249000001,7.1792579189999994,15.694436,null,null,29.13716427,30.848704640000001,21.257230754000002,11.853350744,32.17702663,25.694318525,23.161989026999997,9.2890670449999995,20.587249921999998,27.204598557999997,16.018801223000001,11.523238215999999,26.143366245999999,25.733871044000001]
[]
[]
["Risk-weighted assets (total RWA)",1559.4318188994309,1484.103313551871,75.32850534755994,5.0756914737477343E-2,null,1559.4318188994309,1548.5022176043251,10.92960129510584,7.0581760690113793E-3,null,null,1559.4318188994309,1548.5022176043251,1588.3099822086097,1553.7403077862728,1484.103313551871,1517.0721676144965,1545.5036428753704,1668.1699632303348,1170.8003022259206,"–","–","–","–","–","–","–",null,null,1484.103313551871,1170.8003022259206,"–","–","–","–","–",null,null,1559.4318188994309,1548.5022176043251,1588.3099822086097,1553.7403077862728,1484.103313551871,1517.0721676144965,1545.5036428753704,1668.1699632303348,1170.8003022259206,"–","–","–","–","–"]
["Assets",2056.6006462709997,1947.4633229879998,109.13732328299989,5.6040759276303032E-2,null,2056.6006462709988,2002.7014582039999,53.899188066998931,2.6913241534929133E-2,null,null,2056.6006462709988,2002.7014582039999,1989.871742134,1955.9054401450001,1947.4633229879998,1911.124103828,1921.9554107420001,1930.5064749999999,1943.7748859799999,1964.525397402,1953.6714591739999,2009.588193244,2021.8503172579999,2013.407668866,1984.542428535,1959.2464472869999,null,null,1947.4633229879998,1943.7748859799999,2021.8503172579999,1983.14684098,2170.1511808309997,2052.132951228999,2325.3877520000001,null,null,2056.6006462709997,2002.7014582039999,1989.871742134,1955.9054401450001,1947.4633229879998,1911.1241038280011,1921.955410742001,1930.5064749999999,1943.7748859799999,1964.525397402,1953.6714591739999,2009.588193244,2021.8503172579999,2013.407668866]
["Loans and advances to customers",1188.0564583840001,1173.008828989,15.047629395000058,1.2828231998875506E-2,null,1188.0564583840001,1187.484445479,0.57201290500006508,4.817013874816034E-4,null,null,1188.0564583840001,1187.484445479,1177.655768739,1163.4704780069999,1173.008828989,1168.042979196,1170.128996896,1167.5246319979999,1176.19889457,1196.1604050450001,1191.3408077399999,1224.7273893940001,1223.1041736760001,1258.37167034,1278.7193396160001,1245.0030718420001,null,null,1173.008828989,1176.19889457,1223.1041736760001,1259.380804058,1358.26169299,1349.9847563440001,1393.298446,null,null,1188.0564583840001,1187.484445479,1177.655768739,1163.4704780069999,1173.008828989,1168.042979196,1170.128996896,1167.5246319979999,1176.19889457,1196.1604050450001,1191.3408077399999,1224.7273893940001,1223.1041736760001,1258.37167034]
["  Hereof corporate %",0.31219685258435453,0.31443034091899297,-0.22334883346384338,-7.103285033214557E-3,null,0.31219685258435453,0.31984797480592919,-0.76511222215746577,-2.3921121358411179E-2,null,null,0.31219685258435453,0.31984797480592919,0.3165653995812282,0.30701114360191867,0.31443034091899297,0.31854939041379599,0.32401932266079725,0.33066393155177676,0.34076190757391217,0.34696450262821277,0.34244435472295504,0.35650557226222662,0.3579973575427764,0.37111919209899774,0.39164116588554637,0.3885870154529748,null,null,0.31443034091899297,0.34076190757391217,0.3579973575427764,0.39544982812985108,0.42766270424999003,0.42350840935269651,0.375,null,null,0.31219685258435453,0.31984797480592919,0.3165653995812282,0.30701114360191867,0.31443034091899297,0.31854939041379599,0.32401932266079725,0.33066393155177676,0.34076190757391217,0.34696450262821277,0.34244435472295504,0.35650557226222662,0.3579973575427764,0.37111919209899774]
["  Hereof retail % ",0.68043255124388524,0.68065886996617586,-2.2631872229061933E-2,-3.3249948289348907E-4,null,0.68043255124388524,0.67270937740811598,0.77231738357692592,1.1480698939452694E-2,null,null,0.68043255124388524,0.67270937740811598,0.67676698077350994,0.68787013003623887,0.68065886996617586,0.67673135071116297,0.67213799340612568,0.66539871854397914,0.65509736028249876,0.64870349973740216,0.65291297789633695,0.63875132988821182,0.63697608707027364,0.62107548483278396,0.60012090224670156,0.60243469292845075,null,null,0.68065886996617586,0.65509736028249876,0.63697608707027364,0.59823754685833752,0.56219124145415245,0.55811805316355367,0.625,null,null,0.68043255124388524,0.67270937740811598,0.67676698077350994,0.68787013003623887,0.68065886996617586,0.67673135071116297,0.67213799340612568,0.66539871854397914,0.65509736028249876,0.64870349973740216,0.65291297789633695,0.63875132988821182,0.63697608707027364,0.62107548483278396]
["  Hereof FCY % ",0.63762201643463745,0.69770608004406987,-6.0084063609432414,-8.6116583082717635E-2,null,0.63762201643463745,0.66069190000844913,-2.3069883573811678,-3.4917763595280427E-2,null,null,0.63762201643463745,0.66069190000844913,0.67633089432479343,0.69006880187910491,0.69770608004406987,0.71020293119779132,0.72411823317400292,0.7357105820842943,0.73982701146486418,0.71750812845599254,0.72624894100733672,0.71677991984352418,0.73393002846362065,0.74563979952479575,0.73050353667170886,0.74268170168606917,null,null,0.69770608004406987,0.73982701146486418,0.73393002846362065,0.73491433013566487,0.74230172668752648,0.75514037859271332,0.74099999999999999,null,null,0.63762201643463745,0.66069190000844913,0.67633089432479343,0.69006880187910491,0.69770608004406987,0.71020293119779132,0.72411823317400292,0.7357105820842943,0.73982701146486418,0.71750812845599254,0.72624894100733672,0.71677991984352418,0.73393002846362065,0.74563979952479575]
["Deposits from customers",1646.371133483,1519.2441454519999,127.12698803100011,8.36777870176868E-2,null,1646.371133483,1591.283998099,55.087135384000021,3.461804143685776E-2,null,null,1646.371133483,1591.283998099,1559.701937068,1535.8032262520001,1519.2441454519999,1500.728998431,1483.6918679030002,1497.5784020079998,1502.7845214230001,1533.2584074289998,1507.956403675,1550.606695879,1566.9335969900001,1555.6378361120001,1540.849695014,1505.804671163,null,null,1519.2441454519999,1502.7845214230001,1566.9335969900001,1526.4191616860001,1659.6564450899998,1515.638508971,1605.286388,null,null,1646.371133483,1591.283998099,1559.701937068,1535.8032262520001,1519.2441454519999,1500.728998431,1483.6918679030002,1497.5784020079998,1502.7845214230001,1533.2584074289998,1507.956403675,1550.606695879,1566.9335969900001,1555.6378361120001]
["Loan/deposit ratio",0.67453724775080737,0.72066136993423213,-4.6124122183424765,-6.4002490084398511E-2,null,0.67453724775080737,0.69811320172081981,-2.3575953970012442,-3.3770961374027464E-2,null,null,0.67453724775080737,0.69811320172081981,0.70610361117541209,0.70886785439163102,0.72066136993423213,0.72343316653644119,0.73248035395854205,0.71931817222898586,0.72472190150369697,0.72032237855258141,0.72983927431445694,0.73688400151676048,0.72673595637905497,0.80891042961840254,0.82987934757931192,0.82680250346177275,null,null,0.72066136993423213,0.72472190150369697,0.72673595637905497,0.82505568304511856,0.81839931210362293,0.89070365285224518,0.86794384878319919,null,null,0.67453724775080737,0.69811320172081981,0.70610361117541209,0.70886785439163102,0.72066136993423213,0.72343316653644119,0.73248035395854205,0.71931817222898586,0.72472190150369697,0.72032237855258141,0.72983927431445694,0.73688400151676048,0.72673595637905497,0.80891042961840254]
[]
["Equity",264.43204163500002,269.355788082,-4.923746446999985,-1.8279712799418424E-2,null,264.43204163500002,270.42509011300001,-5.9930484779999915,-2.2161584472416118E-2,null,null,264.43204163500002,270.42509011300001,259.33109286400003,281.20913883100002,269.355788082,262.87307996299995,260.33715046399999,281.20579600600001,271.92089988800001,278.53407760300001,262.34835695700002,280.10028836399999,268.57705015400001,268.16424331099995,258.31812478899997,266.59682180800002,null,null,269.355788082,271.92089988800001,268.57705015400001,257.721067269,263.89912466800001,242.90410311900001,235.99911699999998,null,null,264.43204163500002,270.42509011300001,259.33109286400003,281.20913883100002,269.355788082,262.87307996299995,260.33715046399999,281.20579600600001,271.92089988800001,278.53407760300001,262.34835695700002,280.10028836399999,268.57705015400001,268.16424331100001]
["Return on equity before tax",0.1377627274574609,0.14444488905061337,-0.66821615931524636,-4.6260976328563852E-2,null,"–",0.20063565181303811,"–","–",null,null,"–",0.20063565181303811,0.16660233683508774,0.20327036813714844,0.12716753743306738,4.6554541483123692E-2,0.24428859026347804,0.15741108030664183,"–",0.20210469665549016,7.5623239762675626E-2,0.20616621385539921,"–",0.18429217293727751,0.12445052482554413,0.15918315882373638,null,null,0.14444488905061337,9.4591989625668449E-2,0.11984848876638787,9.5504348418949114E-2,0.11112882311129228,3.7720376611000243E-2,7.5951817590169377E-2,null,null,0.1377627274574609,0.18820198125504245,0.18319471259932238,0.20327036813714844,0.14444488905061337,0.15004706048273245,0.19729491607431371,0.15741108030664183,9.4591989625668449E-2,0.15812426122628637,0.14760935590961494,0.20616621385539921,0.11984848876638787,0.15987919230190581]
["Return on equity after tax",0.11542096542058466,0.12787518514822566,-1.2454219727640992,-9.7393561645324422E-2,null,"–",0.16063825110143418,"–","–",null,null,"–",0.16063825110143418,0.14825456985561528,0.18144325779351392,0.10931334053497427,4.2703908638624194E-2,0.21799719700707268,0.13928153307898972,"–",0.17982947559563292,6.9846654995608881E-2,0.18039915716861876,6.7564538436679627E-3,0.16245684795555126,0.11215799728717249,0.14316746462151514,null,null,0.12787518514822566,8.0252419487737661E-2,0.1087771560465151,8.1290888658259924E-2,9.4838874511945406E-2,3.1485934600872338E-2,7.1709975557830791E-2,null,null,0.11542096542058466,0.16205230740568824,0.16330011709668441,0.18144325779351392,0.12787518514822566,0.13384377637017511,0.1754608354648606,0.13928153307898972,8.0252419487737661E-2,0.14054250248200609,0.13109661221412947,0.18039915716861876,0.1087771560465151,0.14276542485449276]
["Cost/income ratio",0.54227314905970614,0.5711404862964562,-2.8867337236750057,-5.0543321528367713E-2,null,0.69967088217470308,0.51628814630546616,18.338273586923691,0.35519455013932677,null,null,0.69967088217470308,0.51628814630546616,0.45292926285761304,0.5153611711464493,0.72675422308077386,0.55617592795494208,0.49018785814279914,0.51614546370295056,0.83658813691849387,0.56257106607526819,0.54366432110332508,0.50611145395286117,0.70859905457292061,0.57951030405851933,0.55871758331590948,0.53061662763513295,null,null,0.5711404862964562,0.60475064227859865,0.59400083961681605,0.60111149470151515,0.5765294002434096,0.64108621981648006,0.69115351580788142,null,null,0.54227314905970614,0.4931906719080773,0.48152636821976175,0.5153611711464493,0.5711404862964562,0.52044668752845513,0.50266840857769379,0.51614546370295056,0.60475064227859865,0.53682202245543442,0.52478031086220989,0.50611145395286117,0.59400083961681605,0.55699343968606552]
["Net interest margin (avg. interest bearing assets)",3.5524580389909806E-2,3.6139749227305014E-2,-6.15168837395208E-2,-1.70219453800311E-2,null,3.4627591549221286E-2,3.4425886667905477E-2,2.0170488131580899E-2,5.8591049015406238E-3,null,null,3.4627591549221286E-2,3.4425886667905477E-2,3.7799232896065224E-2,3.5384239466267835E-2,3.6520091680753201E-2,3.5578430181737196E-2,3.7455928916162923E-2,3.5159855407707191E-2,3.6075649099247042E-2,3.5220647493000967E-2,3.7178756385414055E-2,3.8497364138695478E-2,3.8923012395855411E-2,3.9945864156840288E-2,3.969873552736207E-2,3.7838802932017281E-2,null,null,3.6139749227305014E-2,3.6747375078757819E-2,3.9057811580592246E-2,3.7174510031937003E-2,3.8579049541434943E-2,null,null,null,null,3.5524580389909806E-2,3.5857865462623373E-2,3.6572045348995198E-2,3.5384239466267835E-2,3.6139749227305014E-2,3.6053076858194137E-2,3.630093477561068E-2,3.5159855407707191E-2,3.6747375078757819E-2,3.695452370755678E-2,3.7845109647528213E-2,3.8497364138695478E-2,3.9057811580592246E-2,3.9047799584634613E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.1364999707035519E-2,7.1702971587746652E-3,0.41947025482608541,0.58501097728252138,null,3.3261038376359929E-2,-1.3603490654205434E-3,3.4621387441780471,"–",null,null,3.3261038376359929E-2,-1.3603490654205434E-3,1.7740127961798888E-2,-3.5723214817453184E-3,-9.8332902840998749E-4,3.0828417601889771E-2,-7.9229526064401538E-3,6.8391920375603559E-3,3.4639682154948566E-2,-5.5378277142641317E-3,2.4860324217358475E-2,1.3428685411170178E-4,2.464662422706447E-2,2.2796875040364856E-3,1.1835104396740851E-2,8.4343941019860789E-3,null,null,7.1702971587746652E-3,1.3433186820473489E-2,1.187673411780831E-2,1.5695021062781377E-2,9.8354458768764204E-3,2.0283486699607063E-2,null,null,null,1.1364999707035519E-2,3.9705486351498164E-3,6.653491122884019E-3,-3.5723214817453184E-3,7.1702971587746652E-3,9.9109014046396739E-3,-5.4315623281757819E-4,6.8391920375603559E-3,1.3433186820473489E-2,6.5003967162386937E-3,1.250659070238605E-2,1.3428685411170178E-4,1.187673411780831E-2,7.5166580841874433E-3]
[]
["NPL ratio",8.5915651421926184E-2,0.10510982093018356,-1.9194169508257377,-0.18261061943019197,null,8.5915651421926184E-2,0.10159036777223379,-1.5674716350307607,-0.15429333207504881,null,null,8.5915651421926184E-2,0.10159036777223379,9.8453943219661139E-2,0.10148653060858601,0.10510982093018356,0.11684336684223277,0.12436247474604478,0.13554094177443288,0.13050760422938829,0.14969747305192199,0.14972116697519147,0.12745549446496662,0.11920763344449452,0.11440617060387405,0.11205021505581302,0.11039991716377322,null,null,0.10510982093018356,0.13050760422938829,0.11920763344449452,0.10747517713773763,9.422370641865864E-2,null,null,null,null,8.5915651421926184E-2,0.10159036777223379,9.8453943219661139E-2,0.10148653060858601,0.10510982093018356,0.11684336684223277,0.12436247474604478,0.13554094177443288,0.13050760422938829,0.14969747305192199,0.14972116697519147,0.12745549446496662,0.11920763344449452,0.11440617060387405]
["NPL coverage ratio",0.75937729049905378,0.6338297969874932,12.554749351156058,0.19807761343545338,null,0.75937729049905378,0.63483357367984861,12.454371681920517,0.19618325492346056,null,null,0.75937729049905378,0.63483357367984861,0.65845611823690031,0.63339228337110898,0.6338297969874932,0.60350972595430585,0.57279941490719,0.57055270908085887,0.56740319422518082,0.51169084500753614,0.50837237537258162,0.52531991458455629,0.57856822336885338,0.5457183602772453,0.55362577722481221,0.5587023073835593,null,null,0.6338297969874932,0.56740319422518082,0.57856822336885338,0.5555876318648002,0.54359066038921833,null,null,null,null,0.75937729049905378,0.63483357367984861,0.65845611823690031,0.63339228337110898,0.6338297969874932,0.60350972595430585,0.57279941490719,0.57055270908085887,0.56740319422518082,0.51169084500753614,0.50837237537258162,0.52531991458455629,0.57856822336885338,0.5457183602772453]
[]
["Number of employees",1268,1311,-43,-3.2799389778794819E-2,null,1268,1294,-26,-2.0092735703245768E-2,null,null,1268,1294,1298,1307,1311,1353,1374,1390,1434,1462,1471,1475,1491,1504,1510,1511,null,null,1311,1434,1491,1561,1569,1640,1655,null,null,1268,1294,1298,1307,1311,1353,1374,1390,1434,1462,1471,1475,1491,1504]
["Business outlets",98,97,1,1.0309278350515427E-2,null,98,98,0,0,null,null,98,98,97,97,97,97,97,97,96,96,97,98,98,98,98,98,null,null,97,96,98,98,98,98,101,null,null,98,98,97,97,97,97,97,97,96,96,97,98,98,98]
["Number of customers ",454454,493192,-38738,-7.8545475190189618E-2,null,454454,448724,5730,1.2769542079318352E-2,null,null,454454,448724,445292,449764,493192,492598,492265,490136,499973,501996,500461,497183,496690,496807,488254,490460,null,null,493192,499973,496690,496107,591507,638528,716056,null,null,454454,448724,445292,449764,493192,492598,492265,490136,499973,501996,500461,497183,496690,496807]

{"sheet":"SEE-HR","index":21,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Croatia",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",126.378570678,135.881831562,-9.5032608839999995,-6.9937686111213981E-2,null,30.950121064000001,31.898987878,-0.94886681399999873,-2.9745984970714678E-2,null,null,30.950121064000001,31.898987878,32.784715431999999,30.744746304000003,32.764503489999996,33.799595928000002,33.427316164000004,35.89041598,37.156767119000001,39.580374153999998,37.142625713000001,37.362438742999998,40.746575587000002,39.211232695999989,36.976923360999997,35.669805805000003,null,null,135.881831562,151.24220572900001,152.60453744899999,152.099319495,175.16545145800001,173.61847475499999,151.56443200000001,null,null,126.378570678,95.428449613999987,63.529461736000002,30.744746304000003,135.881831562,103.11732807199999,69.31773214399999,35.89041598,151.24220572900001,114.08543861,74.505064455999999,37.362438742999998,152.60453744899999,111.857961862]
["Net fee and commission income",65.82337225500001,68.110434608999995,-2.2870623539999855,-3.3578736754937388E-2,null,15.506172808000001,18.200439018000001,-2.6942662100000003,-0.14803303411172697,null,null,15.506172808000001,18.200439018000001,16.267459221999999,15.849301207,17.361918925999998,20.346245643,15.451715119000001,14.950554921,15.863227886000001,16.509606907999999,15.044950642,14.803429885,13.307437296000003,16.718069738000004,12.266379138,13.521359532,null,null,68.110434608999995,62.221215321000003,55.813245704000003,56.540516181999998,65.611755040000006,71.941823150999994,74.685100000000006,null,null,65.82337225500001,50.317199447,32.116760429000003,15.849301207,68.110434608999995,50.748515683000001,30.402270039999998,14.950554921,62.221215321000003,46.357987435000005,29.848380527,14.803429885,55.813245704000003,42.505808408]
["Net trading income",17.652936230999998,10.503654085000001,7.1492821459999973,0.68064714318893116,null,3.8493534410000003,4.3211166820000004,-0.47176324100000011,-0.10917623283934275,null,null,3.8493534410000003,4.3211166820000004,3.5611389419999999,5.9213271660000002,3.3894219240000001,1.611772932,3.8337566949999999,1.6687025339999999,1.8369141640000002,2.6394070150000002,5.8139244870000013,3.1079427489999998,3.5747650569999987,0.89011767000000042,4.847123689,1.66926972,null,null,10.503654085000001,13.398188415,10.981276136,18.147683166,0.83915211999999995,21.185585162999999,36.289718999999998,null,null,17.652936230999998,13.803582789999998,9.4824661079999988,5.9213271660000002,10.503654085000001,7.1142321610000003,5.5024592290000003,1.6687025339999999,13.398188415,11.561274251,8.9218672360000006,3.1079427489999998,10.981276136,7.4065110790000004]
["Recurring other net operating income",14.572352930999999,17.978982273,-3.4066293420000004,-0.18947843044018786,null,1.4489212120000001,4.3085527240000001,-2.859631512,-0.66371046037592829,null,null,1.4489212120000001,4.3085527240000001,4.1853968510000001,4.6294821439999998,3.1776880749999998,5.4302281599999844,6.0223617469999997,3.3487042909999998,-0.66392347799999984,5.0483669349999989,5.5816636230000007,8.1030217049999997,5.3471360540000008,5.7062284670000016,6.2049750489999989,6.7473208280000003,null,null,17.978982273,18.069128785,24.005660398,28.322794643000002,26.060178333,27.303304717,28.417583,null,null,14.572352930999999,13.123431718999999,8.8148789950000008,4.6294821439999998,17.978982273,14.801294197999994,9.3710660379999986,3.3487042909999998,18.069128785,18.733052263000005,13.684685328,8.1030217049999997,24.005660398,18.658524344]
["Operating income",224.42723209500002,232.47490252899996,-8.0476704339999401,-3.4617373086094916E-2,null,51.754568525000003,58.729096302000002,-6.9745277769999987,-0.11875762128426426,null,null,51.754568525000003,58.729096302000002,56.798710446999998,57.144856820999998,56.693532414999993,61.187842662999991,58.735149724999999,55.858377725999993,54.192985690999997,63.777755011999993,63.583164464999996,63.376833082000005,62.97591399400001,62.525648570999998,60.295401236999993,57.607755885000003,null,null,232.47490252899996,244.93073825000002,243.40471968699998,255.11031348600002,267.676536951,294.049187786,290.95683400000001,null,null,224.42723209500002,172.67266357,113.94356726800001,57.144856820999998,232.47490252899996,175.78137011399997,114.59352745099997,55.858377725999993,244.93073825000002,190.737752559,126.959997547,63.376833082000005,243.40471968699998,180.42880569300002]
["Staff expenses",-54.934432796999999,-55.121392399999998,0.18695960299999825,-3.3917793956163012E-3,null,-14.157486634,-14.315982513,0.15849587900000017,-1.1071254023681143E-2,null,null,-14.157486634,-14.315982513,-12.502609375,-13.958354275,-14.289496676000001,-15.395543404,-12.213922004,-13.222430316000001,-14.003799039,-14.554665196,-12.512080179000002,-13.161281056,-12.884380568000001,-12.923373405,-13.270717201,-13.2402689,null,null,-55.121392399999998,-54.231825469999997,-52.318740073999997,-52.008605500999998,-55.820463379000003,-58.505579733000005,-59.024856,null,null,-54.934432796999999,-40.776946163000005,-26.46096365,-13.958354275,-55.121392399999998,-40.831895723999999,-25.436352320000001,-13.222430316000001,-54.231825469999997,-40.228026431000004,-25.673361235000002,-13.161281056,-52.318740073999997,-39.434359506]
["Other administrative expenses",-50.167155307999998,-49.207045029,-0.96011027899999846,1.9511642660805295E-2,null,-13.591673772,-11.112469219000001,-2.4792045529999989,0.22310114018233462,null,null,-13.591673772,-11.112469219000001,-11.443105586,-14.019906731000001,-14.145177960000002,-12.087180894999999,-11.362985958000001,-11.611700215999999,-12.787725407,-12.769596986,-12.082505048,-12.10322697,-11.710014238999992,-11.425642458000002,-12.132530138,-12.788419111,null,null,-49.207045029,-49.743054410999996,-48.056605945999998,-51.795914828999997,-55.840498150000002,-57.929806741,-52.447088000000001,null,null,-50.167155307999998,-36.575481535999998,-25.463012317,-14.019906731000001,-49.207045029,-35.061867069000002,-22.974686173999999,-11.611700215999999,-49.743054410999996,-36.955329003999999,-24.185732017999999,-12.10322697,-48.056605945999998,-36.346591707000002]
["Depreciation on intangible and tangible fixed ass.",-25.405615280999999,-26.004324593,0.59870931200000044,-2.3023451728531485E-2,null,-6.6543283499999992,-6.5552758619999993,-9.9052487999999883E-2,1.5110346244037176E-2,null,null,-6.6543283499999992,-6.5552758619999993,-6.1561529419999994,-6.0398581270000005,-6.3952613679999999,-6.8765315539999996,-6.4783727249999998,-6.2541589460000004,-6.1797706359999998,-6.9171286319999998,-6.5030049170000002,-6.3046888289999998,-7.1701092250000009,-7.256419575999999,-7.3861153000000002,-7.4012426910000002,null,null,-26.004324593,-25.904593014,-29.213886792,-32.798409868999997,-39.132285562,-40.526707497000004,-40.923085999999998,null,null,-25.405615280999999,-18.751286931000003,-12.196011069000001,-6.0398581270000005,-26.004324593,-19.609063225,-12.732531671,-6.2541589460000004,-25.904593014,-19.724822377999999,-12.807693746,-6.3046888289999998,-29.213886792,-22.043777566999999]
["General administrative expenses",-130.50720338599999,-130.332762022,-0.17444136399998911,1.3384306546848634E-3,null,-34.403488756000002,-31.983727593999998,-2.4197611620000039,7.5656008352632975E-2,null,null,-34.403488756000002,-31.983727593999998,-30.101867902999999,-34.018119132999999,-34.829936004000004,-34.359255852999993,-30.055280687,-31.088289478,-32.971295081999997,-34.241390813999999,-31.097590143999994,-31.569196855000001,-31.764504031999991,-31.605435439000011,-32.789362638999997,-33.429930702,null,null,-130.332762022,-129.87947289499999,-129.58923281200001,-136.60293019900001,-150.79324709100001,-156.962093971,-152.39502999999999,null,null,-130.50720338599999,-96.103714630000013,-64.119987035999998,-34.018119132999999,-130.332762022,-95.502826018000007,-61.143570165,-31.088289478,-129.87947289499999,-96.908177813000009,-62.666786998999996,-31.569196855000001,-129.58923281200001,-97.824728780000015]
["Operating result",93.920028709000036,102.14214050699997,-8.2221117979999292,-8.049676418751428E-2,null,17.351079769000002,26.745368708000004,-9.3942889390000026,-0.3512491841695945,null,null,17.351079769000002,26.745368708000004,26.696842543999999,23.126737687999999,21.863596410999989,26.828586809999997,28.679869038,24.770088247999993,21.221690608999999,29.536364197999994,32.485574321000001,31.807636227000003,31.211409962000019,30.920213131999986,27.506038597999996,24.177825183000003,null,null,102.14214050699997,115.05126535500003,113.81548687499998,118.50738328700001,116.88328985999999,137.087093815,138.56180400000002,null,null,93.920028709000036,76.568948939999984,49.823580232000012,23.126737687999999,102.14214050699997,80.278544095999962,53.449957285999972,24.770088247999993,115.05126535500003,93.829574745999992,64.293210548000005,31.807636227000003,113.81548687499998,82.604076913]
["Net provisioning for impairment losses",-22.449176523999999,-36.265588184000002,13.816411660000004,-0.38097856265007879,null,-21.261111504999999,7.513858902,-28.774970406999998,"–",null,null,-21.261111504999999,7.513858902,-12.591636167999999,3.8897122469999998,-6.3451659119999997,-13.449249377000001,-10.104745706000001,-6.3664271890000004,-15.027121856000001,-3.8958337190000001,-18.949959704000001,-12.252401061,-10.441773044000001,-7.4549630989999933,-25.386318276000001,-14.921811875,null,null,-36.265588184000002,-50.125316340000005,-58.204866293999999,-51.890138755999999,-52.397276880999996,-67.904709588000003,-70.596639999999994,null,null,-22.449176523999999,-1.1880650190000002,-8.7019239210000006,3.8897122469999998,-36.265588184000002,-29.920422272,-16.471172894999999,-6.3664271890000004,-50.125316340000005,-35.098194483999997,-31.202360765000002,-12.252401061,-58.204866293999999,-47.763093249999997]
["Other results",6.4388277360000021,-79.904989037999997,86.343816774000004,"–",null,2.7804687529999996,-3.1123319450000002,5.8928006980000003,"–",null,null,2.7804687529999996,-3.1123319450000002,10.619592185000002,-3.8489012570000005,-0.8271890019999999,-75.717641474999994,-9.1781557999999985E-2,-3.2683770029999994,-0.61846436700000007,6.1718954080000001,1.0164135619999999,3.2596909999999979E-2,-1.5024506879999997,-9.6561145999999987E-2,0.64082026800000014,1.2955219420000001,null,null,-79.904989037999997,6.6024415130000005,0.3373303760000006,-10.181693176,-12.828214475000001,-6.1817469539999994,-0.64064699999999974,null,null,6.4388277360000021,3.6583589830000012,6.7706909280000023,-3.8489012570000005,-79.904989037999997,-79.077800035999999,-3.360158561,-3.2683770029999994,6.6024415130000005,7.2209058800000001,1.049010472,3.2596909999999979E-2,0.3373303760000006,1.8397810640000003]
["Net income from derivatives",-0.87388064700000001,0.68703298899999998,-1.560913636,"–",null,2.2165357499999998,0.47229884999999999,1.7442368999999998,3.6930788630969564,null,null,2.2165357499999998,0.47229884999999999,-0.95819462700000002,-2.6045206200000002,0.48273328000000004,4.0370076999999997E-2,0.83661026699999996,-0.67268063499999997,0.17609417699999999,1.7982266E-2,-0.33938529900000003,-0.20609102900000001,0.73388223400000019,1.2011554499999999,2.4498032700000003,1.72756401,null,null,0.68703298899999998,-0.35139988500000002,6.1124049640000004,-5.2283978690000001,0,0,0,null,null,-0.87388064700000001,-3.0904163969999998,-3.5627152469999999,-2.6045206200000002,0.68703298899999998,0.204299709,0.16392963200000002,-0.67268063499999997,-0.35139988500000002,-0.52749406200000004,-0.54547632800000001,-0.20609102900000001,6.1124049640000004,5.3785227300000003]
["Net income from financial investments",16.840586383000002,1.3949479730000001,15.445638410000001,">500,0%",null,1.308733003,1.7076842050000001,-0.39895120200000012,-0.23362118173365676,null,null,1.308733003,1.7076842050000001,11.905900812,1.9182683629999999,0.63845071799999997,6.1853447999999998E-2,-1.250698825,1.945342632,-0.78763209099999998,0.752694949,1.355798861,0.23868793899999999,-2.2363329219999994,-1.2977165959999999,-1.8089830020000002,-0.432042068,null,null,1.3949479730000001,1.5595496580000001,-5.7750745879999998,-4.9532953070000003,-12.828214475000001,-6.1817469539999994,-0.64064699999999974,null,null,16.840586383000002,15.531853380000001,13.824169175000002,1.9182683629999999,1.3949479730000001,0.75649725499999998,0.69464380700000006,1.945342632,1.5595496580000001,2.3471817489999998,1.5944868000000001,0.23868793899999999,-5.7750745879999998,-3.538741666]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",-9.5278779999999994,-81.986969999999999,72.459091999999998,-0.88378789946743974,null,-0.74480000000000002,-5.2923150000000003,4.5475150000000006,-0.85926763618567681,null,null,-0.74480000000000002,-5.2923150000000003,-0.32811400000000002,-3.162649,-1.9483729999999999,-75.819864999999993,0.32230700000000001,-4.5410389999999996,0,0,0,0,0,0,0,0,null,null,-81.986969999999999,0,0,0,0,0,0,null,null,-9.5278779999999994,-8.7830779999999997,-3.4907629999999998,-3.162649,-81.986969999999999,-80.038596999999996,-4.2187320000000001,-4.5410389999999996,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,-6.9264530000000008E-3,5.4012181930000001,0,0,0,0,0,0,null,null,0,5.3942917399999999,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,5.3942917399999999,5.4012181930000001,0,0,0,0]
["Profit/loss before tax",77.909679921000006,-14.028436715,91.938116636000004,"–",null,-1.129562983,31.146895664999999,-32.276458648000002,"–",null,null,-1.129562983,31.146895664999999,24.724798561,23.167548677999999,14.691241497,-62.338304042000004,18.483341773999999,15.135284056,5.5761043859999999,31.812425887,14.552028179000001,19.587832076000002,19.26718623,23.368688887000005,2.7605405899999997,10.551535250000001,null,null,-14.028436715,71.528390528000003,55.947950957000003,56.435551355000001,51.657798503999999,63.000637273000002,67.324516000000003,null,null,77.909679921000006,79.039242904000005,47.892347239000003,23.167548677999999,-14.028436715,-28.719678212000002,33.618625829999999,15.135284056,71.528390528000003,65.952286141999991,34.139860255000002,19.587832076000002,55.947950957000003,36.680764727000003]
["Income taxes",-18.710569675000002,2.7461542749999999,-21.456723950000001,"–",null,-2.3426933750000001,-6.0127009330000005,3.6700075580000004,-0.61037586916348963,null,null,-2.3426933750000001,-6.0127009330000005,-5.067275414,-5.2878999530000002,-4.6408903119999998,14.162215796,-4.3692914480000002,-2.405879761,0.97012423800000003,-4.9984293910000002,-2.7502500959999998,-3.9427877869999999,-3.8777941590000005,-4.6928458309999996,-0.53232469800000004,-2.1082779999999999,null,null,2.7461542749999999,-10.721343036,-11.211242688,-11.072985789000001,-9.8660904710000015,-12.940709878,-14.472617,null,null,-18.710569675000002,-16.367876300000002,-10.355175367000001,-5.2878999530000002,2.7461542749999999,7.3870445870000001,-6.7751712089999998,-2.405879761,-10.721343036,-11.691467274000001,-6.6930378829999997,-3.9427877869999999,-11.211242688,-7.333448529]
["Profit/loss after tax",59.199110245999996,-11.282282439999999,70.481392685999992,"–",null,-3.4722563580000001,25.134194732000001,-28.60645109,"–",null,null,-3.4722563580000001,25.134194732000001,19.657523146999999,17.879648725000003,10.050351185,-48.176088245999999,14.114050325999999,12.729404295,6.5462286240000003,26.813996495999998,11.801778083,15.645044288999999,15.389392070999996,18.675843055999998,2.2282158919999997,8.4432572500000003,null,null,-11.282282439999999,60.807047491999995,44.736708268999998,45.362565566000001,41.791708032999999,50.059927395000003,52.851899000000003,null,null,59.199110245999996,62.671366603999999,37.537171872000002,17.879648725000003,-11.282282439999999,-21.332633625,26.843454620999999,12.729404295,60.807047491999995,54.260818868000001,27.446822372,15.645044288999999,44.736708268999998,29.347316198000001]
[]
[]
["Risk-weighted assets (total RWA)",2871.6256378999205,2966.2645059496999,-94.638868049779376,-3.1905067083516592E-2,null,2871.6256378999205,2890.0176980719061,-18.392060171985577,-6.3639956891115013E-3,null,null,2871.6256378999205,2890.0176980719061,2973.2787121631345,2976.5255268210722,2966.2645059496999,3134.5002463388159,3128.7903995377246,3169.3398553004095,3072.5891368025509,"–","–","–","–","–","–","–",null,null,2966.2645059496999,3072.5891368025509,"–","–","–","–","–",null,null,2871.6256378999205,2890.0176980719061,2973.2787121631345,2976.5255268210722,2966.2645059496999,3134.5002463388159,3128.7903995377246,3169.3398553004095,3072.5891368025509,"–","–","–","–","–"]
["Assets",4689.1206532019996,4615.5625219940011,73.558131207998485,1.5936980781319887E-2,null,4689.1206532020014,4599.9238842090008,89.19676899300066,1.9390922814875866E-2,null,null,4689.1206532020014,4599.9238842090008,4493.2311369399977,4419.5986841970016,4615.5625219939984,4675.2645959819965,4591.6282036400007,4694.0342765220003,4646.9719909990008,4771.2055488409978,4553.0647436620002,4639.1751937199997,4748.6100996490004,4948.3984005929997,5046.5068485149995,4948.4137704750001,null,null,4615.5625219940011,4646.9719909990008,4748.6100996490004,5097.1194400240001,5464.9739747189997,5858.1723615050005,5899.6707189999997,null,null,4689.1206532019996,4599.9238842090008,4493.2311369399995,4419.5986841969989,4615.5625219940011,4675.2645959819993,4591.628203639998,4694.0342765220003,4646.9719909990008,4771.2055488409978,4553.0647436620002,4639.1751937199997,4748.6100996490004,4948.3984005929997]
["Loans and advances to customers",2807.3455334209998,2939.0791309239999,-131.73359750300006,-4.4821385078388509E-2,null,2807.3455334209998,2815.6898538949999,-8.344320474000142,-2.9635083787574734E-3,null,null,2807.3455334209998,2815.6898538949999,2916.8921540630004,3040.4733899399998,2939.0791309239999,3019.1737426909999,3070.859393533,3231.8718419870002,3200.0255843569998,3322.6271366700003,3339.5935884370001,3387.5843050660001,3436.4922212020001,3467.957180676,3580.908213705,3498.253331974,null,null,2939.0791309239999,3200.0255843569998,3436.4922212020001,3525.434038374,3830.3824240399999,3814.298740359,3742.3549290000001,null,null,2807.3455334209998,2815.6898538949999,2916.8921540630013,3040.4733899399998,2939.0791309239999,3019.1737426909999,3070.859393533,3231.8718419870002,3200.0255843569998,3322.6271366700003,3339.5935884370001,3387.5843050660001,3436.4922212020001,3467.957180676]
["  Hereof corporate %",0.41368452303937991,0.39146113042498792,2.222339261439199,5.6770368466124044E-2,null,0.41368452303937991,0.4134756668563877,2.0885618299221198E-2,5.0512327504081966E-4,null,null,0.41368452303937991,0.4134756668563877,0.42134737422090329,0.4363159438886518,0.39146113042498792,0.38772602929324274,0.39414378969904251,0.38360955589060974,0.41213688241964608,0.41263543654015777,0.42425785888943385,0.42334595983450152,0.41811504289839757,0.41482463594560143,0.4209027431031459,0.39637470474548298,null,null,0.39146113042498792,0.41213688241964608,0.41811504289839757,0.39654890717001084,0.39866859232316776,0.38100500249193886,0.43,null,null,0.41368452303937991,0.4134756668563877,0.4213473742209034,0.4363159438886518,0.39146113042498792,0.38772602929324274,0.39414378969904251,0.38360955589060974,0.41213688241964608,0.41263543654015777,0.42425785888943385,0.42334595983450152,0.41811504289839757,0.41482463594560143]
["  Hereof retail % ",0.56844808058071106,0.57917512362616874,-1.0727043045457685,-1.8521242725855536E-2,null,0.56844808058071106,0.56892533308810123,-4.77252507390169E-2,-8.388666836114389E-4,null,null,0.56844808058071106,0.56892533308810123,0.555581427562439,0.53611078208849794,0.57917512362616874,0.57192742159347987,0.57562488719690852,0.54784903132527185,0.5438738938550427,0.52610716071859231,0.50039555706472105,0.49491938797679996,0.48864568868485653,0.49029039287396009,0.48604208764927775,0.49470321328960482,null,null,0.57917512362616874,0.5438738938550427,0.48864568868485653,0.49420610341875637,0.4859014061782872,0.50218637815231582,0.56599999999999995,null,null,0.56844808058071106,0.56892533308810123,0.55558142756243922,0.53611078208849794,0.57917512362616874,0.57192742159347987,0.57562488719690852,0.54784903132527185,0.5438738938550427,0.52610716071859231,0.50039555706472105,0.49491938797679996,0.48864568868485653,0.49029039287396009]
["  Hereof FCY % ",0.55314748860560903,0.61136909221498059,-5.8221603609371559,-9.5231512928525053E-2,null,0.55314748860560903,0.55261384967508731,5.3363893052171818E-2,9.6566333043490715E-4,null,null,0.55314748860560903,0.55261384967508731,0.56619403578584604,0.58356453110744499,0.61136909221498059,0.61040682650194056,0.56899469065099129,0.58335019425859513,0.64886357148554463,0.6405559158916192,0.66094000408985376,0.69033971981235676,0.68823144292546823,0.67037814911740767,0.62864917659278818,0.62079266248409615,null,null,0.61136909221498059,0.64886357148554463,0.68823144292546823,0.61236006020855738,0.67409483288006977,0.72170199226212384,0.73599999999999999,null,null,0.55314748860560903,0.55261384967508731,0.56619403578584582,0.58356453110744499,0.61136909221498059,0.61040682650194056,0.56899469065099129,0.58335019425859513,0.64886357148554463,0.6405559158916192,0.66094000408985376,0.69033971981235676,0.68823144292546823,0.60944610613329842]
["Deposits from customers",3282.5817684580002,3190.9182804400002,91.663488017999953,2.8726366507060952E-2,null,3282.5817684580002,3181.0551754849994,101.52659297300079,3.1916011314554238E-2,null,null,3282.5817684580002,3181.0551754849994,3078.1544934310004,3046.1261929450002,3190.9182804400002,3131.8245140939989,3083.3418188750002,3142.2061178559998,3127.6863230599997,3119.100438599,2815.9206140450001,2821.8727792079999,2862.923715466,3012.3433076840001,2984.3433194180002,2869.9429012380001,null,null,3190.9182804400002,3127.6863230599997,2862.923715466,3039.9858404229999,3121.3397030649999,3101.7600964369999,2968.0052479999999,null,null,3282.5817684580002,3181.0551754850012,3078.1544934310004,3046.1261929450002,3190.9182804400002,3131.8245140939989,3083.3418188750002,3142.2061178559998,3127.6863230599997,3119.100438599,2815.9206140450001,2821.8727792079999,2862.923715466,3012.3433076840001]
["Loan/deposit ratio",0.74931479366079223,0.81392195546229018,-6.4607161801497952,-7.937758819247287E-2,null,0.74931479366079223,0.77382120975354896,-2.4506416092756722,-3.1669351762226405E-2,null,null,0.74931479366079223,0.77382120975354896,0.83167934698125578,0.86641921022642798,0.81392195546229018,0.84698425524541732,0.87834500723743159,0.92750890848987955,0.92299359596308461,0.95777818720777796,1.0610990490967196,1.0831048601095401,1.0914292534547148,1.1590983807077431,1.1962249756845009,1.2163420730315466,null,null,0.81392195546229018,0.92299359596308461,1.0914292534547148,1.1612906057136645,1.2271597417861169,1.2297207462113189,1.2608990268874349,null,null,0.74931479366079223,0.77382120975354896,0.83167934698125578,0.86641921022642798,0.81392195546229018,0.84698425524541732,0.87834500723743159,0.92750890848987955,0.92299359596308461,0.95777818720777796,1.0610990490967196,1.0831048601095401,1.0914292534547148,1.1590983807077431]
[]
["Equity",671.03766993500005,615.69307192999997,55.34459800500008,8.9889915167491674E-2,null,671.03766993500005,679.46059537899998,-8.4229254439999295,-1.2396488481133616E-2,null,null,671.03766993500005,679.46059537899998,656.88843047400007,643.90740075100007,615.69307192999997,598.41914035000002,650.51941795499999,715.40848194000012,701.72413287099994,696.11166129100002,676.84574305600006,704.78935736200003,750.278704963,735.84031127000003,733.765204165,765.47674577099986,null,null,615.69307192999997,701.72413287099994,750.278704963,760.70180726499984,795.35212018999994,821.41968711700008,804.23624300000006,null,null,671.03766993500005,679.46059537899998,656.88843047400007,643.90740075100007,615.69307192999997,598.41914035000002,650.51941795499999,715.40848194000012,701.72413287099994,696.11166129100002,676.84574305600006,704.78935736200003,750.278704963,735.84031127000014]
["Return on equity before tax",0.12467201330423193,"–","–","–",null,"–",0.2013461689493726,"–","–",null,null,"–",0.2013461689493726,0.15875274557990257,0.14913981082199329,9.4188011333239285E-2,"–",0.11146774023983654,8.8239426860109521E-2,3.4758020947188509E-2,0.19707236237068462,8.6972331185183271E-2,0.11235691890757799,0.10915982304887767,0.13077171722674258,1.4920558468483388E-2,5.7330783345455764E-2,null,null,"–",0.10788844102990208,7.8751058772901367E-2,7.6840580916267984E-2,6.5598033305706002E-2,8.331941184909171E-2,8.6892427020223081E-2,null,null,0.12467201330423193,0.16942284394470283,0.15377854633032181,0.14913981082199329,"–","–",9.9941822601351302E-2,8.8239426860109521E-2,0.10788844102990208,0.13129647717426676,0.10078626991667032,0.11235691890757799,7.8751058772901367E-2,6.8795298120032322E-2]
["Return on equity after tax",9.4731133123275094E-2,"–","–","–",null,"–",0.16247763094421058,"–","–",null,null,"–",0.16247763094421058,0.12621683299815406,0.11509924789506874,6.4434485779103046E-2,"–",8.511779496950117E-2,7.421303327413524E-2,4.0805181518722915E-2,0.16610797469002148,7.0535058026478373E-2,8.9740863902872628E-2,8.7189862351798139E-2,0.1045104446766327,1.2043374988733589E-2,4.5875651330425933E-2,null,null,"–",9.1717114129319294E-2,6.297036945831827E-2,6.1764008789734537E-2,5.3069506150921188E-2,6.6205103444995958E-2,6.8213335194830096E-2,null,null,9.4731133123275094E-2,0.13433783996194379,0.12052889567139398,0.11509924789506874,"–","–",7.9800518715592184E-2,7.421303327413524E-2,9.1717114129319294E-2,0.10802134061919182,8.1027362949857434E-2,8.9740863902872628E-2,6.297036945831827E-2,5.504131066760852E-2]
["Cost/income ratio",0.58151233327494023,0.56063153744409755,2.088079583084268,3.7245132384163826E-2,null,0.66474303112741484,0.54459764593569615,12.014538519171868,0.22061311885638402,null,null,0.66474303112741484,0.54459764593569615,0.52997449530282303,0.59529625281165777,0.6143546630512069,0.56153729822177378,0.51170859064324947,0.55655553819511572,0.60848298521176902,0.53688611033043376,0.48908528547864238,0.49811887593301246,0.5043913143527593,0.50547952978226152,0.54381199836645178,0.58030260315529036,null,null,0.56063153744409755,0.53027020545878745,0.53240230090296492,0.53546612182143916,0.56334129546290312,0.53379536652633852,0.52377195580840008,null,null,0.58151233327494023,0.55656588971907761,0.56273459374136603,0.59529625281165777,0.56063153744409755,0.54330459454300128,0.53356914238585496,0.55655553819511572,0.53027020545878745,0.50807025097469283,0.49359474015270866,0.49811887593301246,0.53240230090296492,0.54217910717897777]
["Net interest margin (avg. interest bearing assets)",3.1439760904623942E-2,3.2938230005878463E-2,-0.14984691012545209,-4.549330977976318E-2,null,3.0390615026020217E-2,3.167692297481408E-2,-0.12863079487938633,-4.0607099048622586E-2,null,null,3.0390615026020217E-2,3.167692297481408E-2,3.2926041989171644E-2,3.0962349736328606E-2,3.1938878964604532E-2,3.2673454628473327E-2,3.2544871321713784E-2,3.4546615250335207E-2,3.5435195993943965E-2,3.9194163734384349E-2,3.7327356062360713E-2,3.6619641855765835E-2,3.99098791878362E-2,3.6401296804095269E-2,3.4015035832419542E-2,3.279593144403093E-2,null,null,3.2938230005878463E-2,3.7128134778485013E-2,3.5777254267888907E-2,3.1761189996489997E-2,3.6211666425475908E-2,null,null,null,null,3.1439760904623942E-2,3.1795510240247044E-2,3.1882747367220382E-2,3.0962349736328606E-2,3.2938230005878463E-2,3.3229163533780429E-2,3.3643713004172238E-2,3.4546615250335207E-2,3.7128134778485013E-2,3.7682141131415672E-2,3.6962616401529751E-2,3.6619641855765835E-2,3.5777254267888907E-2,3.4340370513140157E-2]
["Provisioning ratio (avg. loans and advances to customers)",7.7062354112494465E-3,1.166614712944764E-2,-0.39599117181981935,-0.33943612010537749,null,3.0248590009529928E-2,-1.0485828398539048E-2,4.0734418408068978,"–",null,null,3.0248590009529928E-2,-1.0485828398539048E-2,1.6908999221208316E-2,-4.1971130266860628E-3,8.5194986471264032E-3,1.7667226533797063E-2,1.2825862729545782E-2,7.9244303449378453E-3,1.8430687634259285E-2,4.6781202601928872E-3,2.2535404895180865E-2,1.4363732310253775E-2,1.209860185654758E-2,8.4608942652730623E-3,2.8688502854121618E-2,1.699598639654222E-2,null,null,1.166614712944764E-2,1.4932713359477486E-2,1.6720908588751651E-2,1.4108600730086981E-2,1.0289574147279637E-2,1.7972164018404742E-2,null,null,null,7.7062354112494465E-3,5.386285810988872E-4,5.8377337699285032E-3,-4.1971130266860628E-3,1.166614712944764E-2,1.2657684543867256E-2,1.0343986613090491E-2,7.9244303449378453E-3,1.4932713359477486E-2,1.3892649421898339E-2,1.84191060394274E-2,1.4363732310253775E-2,1.6720908588751651E-2,1.8212658877100357E-2]
[]
["NPL ratio",0.15682402195696443,0.17369601224994508,-1.6871990292980643,-9.7135162024918453E-2,null,0.15682402195696443,0.16462208119004013,-0.77980592330756937,-4.7369460868822322E-2,null,null,0.15682402195696443,0.16462208119004013,0.16258496401941988,0.16253635405293587,0.17369601224994508,0.17726725067233523,0.15431046793173331,0.14477110271308863,0.14791073414967323,0.15419475852275996,0.15248811195566433,0.14199852747004271,0.13866237701924081,0.13811781491103425,0.13631374804074009,0.13279597013571934,null,null,0.17369601224994508,0.14791073414967323,0.13866237701924081,0.12206340504911987,0.10281390065084725,null,null,null,null,0.15682402195696443,0.16462208119004013,0.16258496401941988,0.16253635405293587,0.17369601224994508,0.17726725067233523,0.15431046793173331,0.14477110271308863,0.14791073414967323,0.15419475852275996,0.15248811195566433,0.14199852747004271,0.13866237701924081,0.13811781491103425]
["NPL coverage ratio",0.83861040724704872,0.72086298620235589,11.774742104469283,0.16334230401398298,null,0.83861040724704872,0.79048145107005541,4.8128956176993309,6.0885623706719905E-2,null,null,0.83861040724704872,0.79048145107005541,0.79549017153490831,0.74392402196418639,0.72086298620235589,0.70571887830803837,0.77555874615188913,0.76249428492488447,0.73228058986178601,0.66046349789813608,0.66377453355609584,0.66271079827762713,0.64600911584253728,0.64354451120756462,0.63901953399957256,0.6079654930882139,null,null,0.72086298620235589,0.73228058986178601,0.64600911584253728,0.6186849655404546,0.54390332532691532,null,null,null,null,0.83861040724704872,0.79048145107005541,0.79549017153490831,0.74392402196418639,0.72086298620235589,0.70571887830803837,0.77555874615188913,0.76249428492488447,0.73228058986178601,0.66046349789813608,0.66377453355609584,0.66271079827762713,0.64600911584253728,0.64354451120756462]
[]
["Number of employees",2128,2133,-5,-2.3441162681668848E-3,null,2128,2130,-2,-9.389671361502705E-4,null,null,2128,2130,2125,2133,2133,2145,2152,2171,2127,2104,2027,2039,2036,2040,2050,2063,null,null,2133,2127,2036,2066,2083,2216,2225,null,null,2128,2130,2125,2133,2133,2145,2152,2171,2127,2104,2027,2039,2036,2040]
["Business outlets",78,78,0,0,null,78,78,0,0,null,null,78,78,78,78,78,78,78,78,77,77,76,76,76,76,76,79,null,null,78,77,76,79,81,84,85,null,null,78,78,78,78,78,78,78,78,77,77,76,76,76,76]
["Number of customers ",449960,455912,-5952,-1.3055150994051523E-2,null,449960,450021,-61,-1.3554922992486951E-4,null,null,449960,450021,449654,449598,455912,453469,449713,459987,463552,468071,478267,477294,475838,474668,475235,475925,null,null,455912,463552,475838,479399,538817,544239,601716,null,null,449960,450021,449654,449598,455912,453469,449713,459987,463552,468071,478267,477294,475838,474668]

{"sheet":"SEE-KO","index":22,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Kosovo",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",37.577466000000001,39.674621999999999,-2.0971559999999982,-5.2858877899328194E-2,null,9.3422260000000001,9.3842750000000006,-4.2049000000000447E-2,-4.4807936681310334E-3,null,null,9.3422260000000001,9.3842750000000006,9.6491430000000005,9.2018219999999999,9.5548760000000001,9.5650150000000007,9.9256869999999999,10.796858,9.9541179999999994,9.9480190000000004,10.002444999999998,9.1165260000000004,9.4099879999999967,9.9759329999999995,10.128917,9.1627279999999995,null,null,39.674621999999999,39.021107999999998,38.677565999999999,38.074455999999998,38.762259999999998,34.819578,39.028205999999997,null,null,37.577466000000001,28.235240000000001,18.850964999999999,9.2018219999999999,39.674621999999999,30.119745999999999,20.722545,10.796858,39.021107999999998,29.066990000000001,19.118970999999998,9.1165260000000004,38.677565999999999,29.267578]
["Net fee and commission income",9.5767869999999995,9.2938259999999993,0.28296100000000024,3.0446126277810626E-2,null,2.849011,3.5870790000000001,-0.73806800000000017,-0.20575738644172603,null,null,2.849011,3.5870790000000001,2.1202589999999999,1.020438,2.4703430000000002,2.3940920000000001,2.1530260000000001,2.2763650000000002,2.1272669999999998,2.2174930000000002,1.982305,1.6978660000000001,2.0503169999999997,2.2281519999999997,2.0026450000000002,1.7246300000000001,null,null,9.2938259999999993,8.0249310000000005,8.005744,7.8601530000000004,7.8772690000000001,7.439228,6.2765009999999997,null,null,9.5767869999999995,6.7277760000000004,3.1406969999999998,1.020438,9.2938259999999993,6.8234830000000004,4.4293909999999999,2.2763650000000002,8.0249310000000005,5.8976639999999998,3.6801710000000001,1.6978660000000001,8.005744,5.9554270000000002]
["Net trading income",0.568052,0.399061,0.168991,0.42347159958001401,null,-1.8959999999999999E-3,0.21443200000000001,-0.21632800000000002,"–",null,null,-1.8959999999999999E-3,0.21443200000000001,-3.6739000000000001E-2,0.39225500000000002,8.7753999999999999E-2,4.4285999999999999E-2,0.18204000000000001,8.4981000000000001E-2,3.7699999999999997E-2,6.2110000000000004E-3,8.2829999999999987E-3,1.879E-3,-7.3708999999999997E-2,1.8834999999999991E-2,-3.5979999999999901E-3,0.152058,null,null,0.399061,5.4073000000000003E-2,9.3586000000000003E-2,0.134293,1.7349E-2,-8.9790999999999996E-2,0.20980299999999999,null,null,0.568052,0.56994800000000001,0.355516,0.39225500000000002,0.399061,0.311307,0.26702100000000001,8.4981000000000001E-2,5.4073000000000003E-2,1.6372999999999999E-2,1.0161999999999999E-2,1.879E-3,9.3586000000000003E-2,0.167295]
["Recurring other net operating income",1.064152,6.4415999999999987E-2,0.99973599999999996,">500,0%",null,0.88281300000000007,0.17708599999999999,0.7057270000000001,3.9852218696000818,null,null,0.88281300000000007,0.17708599999999999,9.5575999999999994E-2,-9.1323000000000001E-2,-3.6405E-2,0.113995,0.168515,-0.34950300000000001,-5.1957000000000003E-2,-0.34182899999999999,-2.8278999999999999E-2,-0.190446,-0.19231599999999996,-0.14788799999999999,-3.0340000000000006E-2,-6.3159999999999994E-2,null,null,6.4415999999999987E-2,-0.61251100000000003,-0.43370399999999998,-0.211698,-3.4160000000000003E-2,-9.0412999999999993E-2,0.14266799999999999,null,null,1.064152,0.181339,4.2529999999999998E-3,-9.1323000000000001E-2,6.4415999999999987E-2,0.10082100000000001,-0.18098799999999998,-0.34950300000000001,-0.61251100000000003,-0.560554,-0.218725,-0.190446,-0.43370399999999998,-0.24138799999999999]
["Operating income",48.786456999999999,49.431925,-0.64546800000000104,-1.3057715231603928E-2,null,13.072154000000001,13.362872000000001,-0.29071800000000003,-2.1755652527390867E-2,null,null,13.072154000000001,13.362872000000001,11.828238999999998,10.523192000000002,12.076568,12.117388,12.429268,12.808701000000001,12.067127999999999,11.829893999999999,11.964754000000001,10.625825000000001,11.194279999999997,12.075031999999998,12.097623999999998,10.976255999999999,null,null,49.431925,46.487601000000005,46.343192000000002,45.857203999999996,46.622717999999999,42.078602000000004,45.657177999999995,null,null,48.786456999999999,35.714303000000001,22.351430999999998,10.523192000000002,49.431925,37.355357000000005,25.237969,12.808701000000001,46.487601000000005,34.420473000000001,22.590579000000002,10.625825000000001,46.343192000000002,35.148912000000003]
["Staff expenses",-11.706916,-11.082856,-0.62406000000000006,5.6308590493280741E-2,null,-3.0043449999999998,-2.9543439999999999,-5.0000999999999962E-2,1.6924569379869192E-2,null,null,-3.0043449999999998,-2.9543439999999999,-2.9075039999999999,-2.8407230000000001,-3.151208,-2.9699990000000001,-2.176094,-2.785555,-2.6655060000000002,-2.876414,-2.735754,-2.7113990000000001,-2.4906860000000006,-2.7456619999999989,-2.9796640000000001,-2.6082019999999999,null,null,-11.082856,-10.989072999999999,-10.824214,-10.920658,-10.787219,-9.3956569999999999,-9.6757069999999992,null,null,-11.706916,-8.7025710000000007,-5.748227,-2.8407230000000001,-11.082856,-7.931648,-4.9616490000000004,-2.785555,-10.989072999999999,-8.3235670000000006,-5.4471530000000001,-2.7113990000000001,-10.824214,-8.3335279999999994]
["Other administrative expenses",-11.505362,-12.517034000000001,1.0116720000000008,-8.0823620036503896E-2,null,-2.9903849999999998,-2.8464239999999998,-0.14396100000000001,5.0576091263985878E-2,null,null,-2.9903849999999998,-2.8464239999999998,-2.9262519999999999,-2.7423009999999999,-4.5457650000000003,-2.6282619999999999,-2.6788069999999999,-2.6642000000000001,-3.850851,-2.5021969999999998,-2.7708900000000001,-2.5890499999999999,-3.8060969999999994,-2.6937800000000003,-2.4170239999999996,-2.3561730000000001,null,null,-12.517034000000001,-11.712987999999999,-11.273073999999999,-12.069407999999999,-12.177471000000001,-11.581794,-11.744745999999999,null,null,-11.505362,-8.514977,-5.6685530000000002,-2.7423009999999999,-12.517034000000001,-7.9712690000000004,-5.3430070000000001,-2.6642000000000001,-11.712987999999999,-7.8621369999999997,-5.3599399999999999,-2.5890499999999999,-11.273073999999999,-7.466977]
["Depreciation on intangible and tangible fixed ass.",-2.702998,-2.6100110000000001,-9.2986999999999931E-2,3.5627052912803769E-2,null,-0.84004599999999996,-0.58033400000000002,-0.25971199999999994,0.44752159963055749,null,null,-0.84004599999999996,-0.58033400000000002,-0.63980199999999998,-0.64281600000000005,-0.71897699999999998,-0.68999699999999997,-0.63540300000000005,-0.56563399999999997,-0.62603399999999998,-0.69768699999999995,-0.60130499999999998,-0.63783900000000004,-0.69958499999999979,-0.73154600000000036,-0.78651799999999994,-0.88470199999999999,null,null,-2.6100110000000001,-2.5628649999999999,-3.1023510000000001,-3.5666419999999999,-3.3189350000000002,-3.340182,-2.830603,null,null,-2.702998,-1.8629519999999999,-1.282618,-0.64281600000000005,-2.6100110000000001,-1.8910340000000001,-1.2010369999999999,-0.56563399999999997,-2.5628649999999999,-1.936831,-1.239144,-0.63783900000000004,-3.1023510000000001,-2.4027660000000002]
["General administrative expenses",-25.915275999999999,-26.209901000000002,0.29462500000000347,-1.124098103232074E-2,null,-6.8347759999999997,-6.3811019999999994,-0.45367400000000035,7.1096497125418212E-2,null,null,-6.8347759999999997,-6.3811019999999994,-6.4735579999999988,-6.2258399999999998,-8.4159500000000005,-6.2882579999999999,-5.4903040000000001,-6.0153889999999999,-7.1423909999999999,-6.0762979999999995,-6.1079489999999996,-5.938288,-6.9963679999999977,-6.1709880000000004,-6.1832059999999993,-5.8490770000000003,null,null,-26.209901000000002,-25.264925999999999,-25.199638999999998,-26.556708,-26.283625000000001,-24.317633000000001,-24.251055999999998,null,null,-25.915275999999999,-19.080500000000001,-12.699397999999999,-6.2258399999999998,-26.209901000000002,-17.793951,-11.505693000000001,-6.0153889999999999,-25.264925999999999,-18.122535000000003,-12.046237,-5.938288,-25.199638999999998,-18.203271000000001]
["Operating result",22.871181,23.222023999999998,-0.35084299999999757,-1.5108200732201316E-2,null,6.2373780000000014,6.9817700000000018,-0.74439200000000039,-0.10661938161812834,null,null,6.2373780000000014,6.9817700000000018,5.3546809999999994,4.2973520000000018,3.6606179999999995,5.8291300000000001,6.9389640000000004,6.7933120000000011,4.9247369999999986,5.7535959999999999,5.8568050000000014,4.6875370000000007,4.1979119999999996,5.9040439999999981,5.9144179999999986,5.127178999999999,null,null,23.222023999999998,21.222675000000006,21.143553000000004,19.300495999999995,20.339092999999998,17.760969000000003,21.406121999999996,null,null,22.871181,16.633803,9.6520329999999994,4.2973520000000018,23.222023999999998,19.561406000000005,13.732275999999999,6.7933120000000011,21.222675000000006,16.297937999999998,10.544342000000002,4.6875370000000007,21.143553000000004,16.945641000000002]
["Net provisioning for impairment losses",-3.4744380000000001,-1.621289,-1.8531490000000002,1.1430096669995295,null,-0.93311699999999997,-1.0343420000000001,0.10122500000000012,-9.7864149381926002E-2,null,null,-0.93311699999999997,-1.0343420000000001,-0.96179999999999999,-0.54517899999999997,-0.66709300000000005,-0.86341500000000004,-9.9279999999999993E-2,8.4989999999999996E-3,-1.667106,-1.177322,-0.34347299999999997,0.62448499999999996,-0.96956100000000056,-0.98099699999999967,-1.1757040000000003,-1.2654319999999999,null,null,-1.621289,-2.5634160000000001,-4.3916940000000002,-4.6977120000000001,-5.826085,-5.7559469999999999,-12.886778,null,null,-3.4744380000000001,-2.5413209999999999,-1.5069790000000001,-0.54517899999999997,-1.621289,-0.95419600000000004,-9.0781000000000001E-2,8.4989999999999996E-3,-2.5634160000000001,-0.89631000000000005,0.28101199999999998,0.62448499999999996,-4.3916940000000002,-3.4221330000000001]
["Other results",0.42931400000000003,0.10189000000000001,0.32742400000000005,3.2135047600353319,null,7.0265999999999995E-2,0.43439099999999997,-0.36412499999999998,-0.83824250502427533,null,null,7.0265999999999995E-2,0.43439099999999997,2.1894999999999998E-2,-9.7237999999999991E-2,-9.6453000000000011E-2,-0.13273699999999999,0.22384700000000002,0.10723299999999999,-3.1271999999999994E-2,-0.10212899999999998,-3.1013999999999986E-2,-8.6164000000000004E-2,0.3082769999999998,0.20829700000000007,0.15979899999999997,0.12301400000000001,null,null,0.10189000000000001,-0.250579,0.79938699999999985,-7.0474999999999954E-2,-0.533169,-0.23974500000000001,-1.186242,null,null,0.42931400000000003,0.35904800000000003,-7.5342999999999993E-2,-9.7237999999999991E-2,0.10189000000000001,0.19834299999999999,0.33107999999999999,0.10723299999999999,-0.250579,-0.21930699999999997,-0.11717799999999999,-8.6164000000000004E-2,0.79938699999999985,0.49111000000000005]
["Net income from derivatives",-3.2899999999999999E-2,0.157751,-0.19065100000000001,"–",null,0.20288,0.125887,7.6993000000000006E-2,0.61160405760721925,null,null,0.20288,0.125887,-8.1868999999999997E-2,-0.27979799999999999,4.0873E-2,-9.4353000000000006E-2,0.177485,3.3745999999999998E-2,7.6188000000000006E-2,6.5821000000000005E-2,-2.2040999999999998E-2,-8.7460000000000003E-3,0.19278099999999987,0.19134800000000007,0.48439699999999997,0.36673800000000001,null,null,0.157751,0.111222,1.2352639999999999,-0.51763199999999998,0,0,0,null,null,-3.2899999999999999E-2,-0.23577999999999999,-0.36166700000000002,-0.27979799999999999,0.157751,0.116878,0.211231,3.3745999999999998E-2,0.111222,3.5034000000000003E-2,-3.0786999999999998E-2,-8.7460000000000003E-3,1.2352639999999999,1.042483]
["Net income from financial investments",0.46221400000000001,-5.5861000000000001E-2,0.51807500000000006,"–",null,-0.13261400000000001,0.308504,-0.44111800000000001,"–",null,null,-0.13261400000000001,0.308504,0.103764,0.18256,-0.137326,-3.8384000000000001E-2,4.6362E-2,7.3486999999999997E-2,-0.10746,-0.16794999999999999,-8.9729999999999949E-3,-7.7418000000000001E-2,0.11549599999999999,1.6948999999999992E-2,-0.324598,-0.243724,null,null,-5.5861000000000001E-2,-0.36180099999999998,-0.43587700000000001,0.44715700000000003,-0.533169,-0.23974500000000001,-1.186242,null,null,0.46221400000000001,0.59482800000000002,0.28632400000000002,0.18256,-5.5861000000000001E-2,8.1464999999999996E-2,0.119849,7.3486999999999997E-2,-0.36180099999999998,-0.25434099999999998,-8.6390999999999996E-2,-7.7418000000000001E-2,-0.43587700000000001,-0.551373]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",19.826056999999999,21.702625000000001,-1.8765680000000025,-8.6467328260982357E-2,null,5.3745269999999996,6.3818190000000001,-1.0072920000000005,-0.15783775754216789,null,null,5.3745269999999996,6.3818190000000001,4.4147759999999998,3.654935,2.8970720000000001,4.8329779999999998,7.0635310000000002,6.9090439999999997,3.226359,4.474145,5.4823180000000002,5.2258579999999997,3.5366279999999986,5.1313440000000003,4.8985129999999995,3.9847610000000002,null,null,21.702625000000001,18.40868,17.551245999999999,14.532309,13.979839,11.765276999999999,7.3331020000000002,null,null,19.826056999999999,14.45153,8.0697109999999999,3.654935,21.702625000000001,18.805553,13.972575000000001,6.9090439999999997,18.40868,15.182321,10.708176,5.2258579999999997,17.551245999999999,14.014618]
["Income taxes",-2.371238,-2.2784149999999999,-9.28230000000001E-2,4.0740163666408424E-2,null,-0.63425200000000004,-0.89416600000000002,0.25991399999999998,-0.29067756993667837,null,null,-0.63425200000000004,-0.89416600000000002,-0.40563900000000003,-0.43718099999999999,-0.21728500000000001,-0.50126400000000004,-0.77487799999999996,-0.78498800000000002,-0.329044,-0.45325799999999999,-0.68288899999999997,-0.62187800000000004,-0.32549200000000011,-0.55717799999999995,-0.53518599999999994,-0.40439000000000003,null,null,-2.2784149999999999,-2.0870690000000001,-1.822246,-1.5965210000000001,-1.3911450000000001,-1.4961089999999999,-0.308641,null,null,-2.371238,-1.7369859999999999,-0.84282000000000001,-0.43718099999999999,-2.2784149999999999,-2.0611299999999999,-1.559866,-0.78498800000000002,-2.0870690000000001,-1.7580249999999999,-1.304767,-0.62187800000000004,-1.822246,-1.4967539999999999]
["Profit/loss after tax",17.454819000000001,19.424209999999999,-1.9693909999999981,-0.10138847345657809,null,4.7402749999999996,5.4876529999999999,-0.74737800000000032,-0.1361926492072294,null,null,4.7402749999999996,5.4876529999999999,4.009137,3.2177539999999998,2.6797870000000001,4.3317139999999998,6.288653,6.1240560000000004,2.8973149999999999,4.0208870000000001,4.7994289999999999,4.60398,3.2111359999999998,4.574166,4.363327,3.580371,null,null,19.424209999999999,16.321611000000001,15.728999999999999,12.935788000000001,12.588694,10.269168000000001,7.0244609999999996,null,null,17.454819000000001,12.714544,7.2268910000000002,3.2177539999999998,19.424209999999999,16.744423000000001,12.412709,6.1240560000000004,16.321611000000001,13.424296,9.4034089999999999,4.60398,15.728999999999999,12.517863999999999]
[]
[]
["Risk-weighted assets (total RWA)",532.83525950658475,472.15870308771719,60.676556418867563,0.12850881710337791,null,532.83525950658475,521.43171737046487,11.403542136119881,2.1869674889795743E-2,null,null,532.83525950658475,521.43171737046487,531.42738172336431,514.25000957815917,472.15870308771719,492.79835582955008,485.98888728190332,498.01524118613679,523.72529209153606,"–","–","–","–","–","–","–",null,null,472.15870308771719,523.72529209153606,"–","–","–","–","–",null,null,532.83525950658475,521.43171737046487,531.42738172336431,514.25000957815917,472.15870308771719,492.79835582955008,485.98888728190332,498.01524118613679,523.72529209153606,"–","–","–","–","–"]
["Assets",895.94246399999997,847.52416400000004,48.418299999999931,5.7129108592589795E-2,null,895.94246399999997,877.64790000000005,18.294563999999923,2.0844992621756209E-2,null,null,895.94246399999997,877.64790000000005,873.31135900000004,862.37924399999997,847.52416400000004,829.92402600000003,818.32183899999995,801.57978400000002,777.80745000000002,781.97908399999994,734.09226200000001,716.58480499999996,699.18851800000004,654.23242800000003,623.50112899999999,628.29695400000003,null,null,847.52416400000004,777.80745000000002,699.18851800000004,628.928358,680.34296199999994,673.09777799999995,672.11316399999998,null,null,895.94246399999997,877.64790000000005,873.31135900000004,862.37924399999997,847.52416400000004,829.92402600000003,818.32183899999995,801.57978400000002,777.80745000000002,781.97908399999994,734.09226200000001,716.58480499999996,699.18851800000004,654.23242800000003]
["Loans and advances to customers",532.82686899999999,488.46064100000001,44.366227999999978,9.0828665149297105E-2,null,532.82686899999999,532.16969099999994,0.65717800000004445,1.2349030978542341E-3,null,null,532.82686899999999,532.16969099999994,521.77621799999997,510.22918600000003,488.46064100000001,489.94368900000001,490.82315899999998,490.60101200000003,487.73418600000002,482.64930199999998,488.46796000000001,457.00607600000001,457.84694500000001,453.61366400000003,462.20803100000001,444.37257,null,null,488.46064100000001,487.73418600000002,457.84694500000001,428.29904099999999,428.47309799999999,386.465845,371.53588000000002,null,null,532.82686899999999,532.16969099999994,521.77621799999997,510.22918600000003,488.46064100000001,489.94368900000001,490.82315899999998,490.60101200000003,487.73418600000002,482.64930199999998,488.46796000000001,457.00607600000001,457.84694500000001,453.61366400000003]
["  Hereof corporate %",0.37077702438463178,0.37672016853452067,-0.59431441498888904,-1.5776017973787582E-2,null,0.37077702438463178,0.38142382295123983,-1.0646798566608051,-2.7913302541590634E-2,null,null,0.37077702438463178,0.38142382295123983,0.37150564995662566,0.38694605172978092,0.37672016853452067,0.38654648126307428,0.38020745064313477,0.39901011251888735,0.3935599113407236,0.40536129688632594,0.41490947206367662,0.38902115070699289,0.3942037405508827,0.3936430533449144,0.39829038008861811,0.38983466592254706,null,null,0.37672016853452067,0.3935599113407236,0.3942037405508827,0.37679985243953407,0.33838538250951633,0.29886458317161146,0.27,null,null,0.37077702438463178,0.38142382295123983,0.37150564995662566,0.38694605172978092,0.37672016853452067,0.38654648126307428,0.38020745064313477,0.39901011251888735,0.3935599113407236,0.40536129688632594,0.41490947206367662,0.38902115070699289,0.3942037405508827,0.3936430533449144]
["  Hereof retail % ",0.62922297561536822,0.62327983146547927,0.59431441498889459,9.5352742858936246E-3,null,0.62922297561536822,0.61857617704876022,1.0646798566607996,1.7211782415229804E-2,null,null,0.62922297561536822,0.61857617704876022,0.62849435004337439,0.61305394827021908,0.62327983146547927,0.61345351873692566,0.61979254935686523,0.60098988748111271,0.60644008865927634,0.59463870311367406,0.58509052793632332,0.61097884929300705,0.6057962594491173,0.60635474213758833,0.60170961991138194,0.61016533407745299,null,null,0.62327983146547927,0.60644008865927634,0.6057962594491173,0.62320014756046593,0.66161461749048367,0.70113541682838854,0.72899999999999998,null,null,0.62922297561536822,0.61857617704876022,0.62849435004337439,0.61305394827021908,0.62327983146547927,0.61345351873692566,0.61979254935686523,0.60098988748111271,0.60644008865927634,0.59463870311367406,0.58509052793632332,0.61097884929300705,0.6057962594491173,0.60635474213758833]
["  Hereof FCY % ",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Deposits from customers",724.96621100000004,675.19613600000002,49.77007500000002,7.3712025804602677E-2,null,724.96621100000004,711.00194799999997,13.964263000000074,1.9640259832312212E-2,null,null,724.96621100000004,711.00194799999997,693.73419200000001,682.19859099999996,675.19613600000002,656.94532000000004,631.92475400000001,619.47900600000003,604.21607500000005,613.42428299999995,579.91724699999997,563.940921,557.66471799999999,515.25239899999997,499.97752500000001,507.99447300000003,null,null,675.19613600000002,604.21607500000005,557.66471799999999,513.86652300000003,557.27581999999995,550.20225100000005,547.81034299999999,null,null,724.96621100000004,711.00194799999997,693.73419200000001,682.19859099999996,675.19613600000002,656.94532000000004,631.92475400000001,619.47900600000003,604.21607500000005,613.42428299999995,579.91724699999997,563.940921,557.66471799999999,515.25239899999997]
["Loan/deposit ratio",0.70879740628353216,0.69100227344902931,1.7795132834502847,2.5752640068289923E-2,null,0.70879740628353216,0.7231591143263647,-1.4361708042832544,-1.9859679230083027E-2,null,null,0.70879740628353216,0.7231591143263647,0.72697042731317463,0.71528543804922629,0.69100227344902931,0.71007938073141319,0.7404399543430451,0.75350358362265468,0.76725907201326948,0.7491578483859922,0.80363768004989178,0.76905550714593385,0.77709650801326113,0.88037176513951565,0.92445761636985579,0.87475867084876724,null,null,0.69100227344902931,0.76725907201326948,0.77709650801326113,0.83348305801193434,0.76887078646261742,0.70240687728484041,0.67821990721339853,null,null,0.70879740628353216,0.7231591143263647,0.72697042731317463,0.71528543804922629,0.69100227344902931,0.71007938073141319,0.7404399543430451,0.75350358362265468,0.76725907201326948,0.7491578483859922,0.80363768004989178,0.76905550714593385,0.77709650801326113,0.88037176513951565]
[]
["Equity",123.65421499999999,127.584621,-3.930406000000005,-3.0806267786773534E-2,null,123.65421499999999,118.968976,4.6852389999999957,3.9382023427687596E-2,null,null,123.65421499999999,118.968976,115.39389299999998,111.38289399999999,127.584621,124.95458599999999,136.622872,130.33421899999999,124.21016300000001,121.312848,112.291961,112.49253199999998,107.888552,104.67741600000001,107.60325,103.239923,null,null,127.584621,124.21016300000001,107.888552,99.659552000000005,99.254996000000006,91.521382999999986,81.299865999999994,null,null,123.65421499999999,118.968976,115.39389299999998,111.38289399999999,127.584621,124.95458599999999,136.622872,130.33421899999999,124.21016300000001,121.312848,112.291961,112.49253199999998,107.888552,104.67741600000001]
["Return on equity before tax",0.17715390779166504,0.18387730779527317,-0.67234000036081321,-3.6564598885110322E-2,null,0.19790382314121785,0.23805891966692161,-4.0155096525703762,-0.16867713497938441,null,null,0.19790382314121785,0.23805891966692161,0.16324912389749321,0.12396993209303256,0.10707382928165926,0.16631724770827247,0.22745516327834647,0.23005270253171919,0.1195867462417962,0.16979719852544681,0.20808020969867771,0.20898405515505411,0.15350022534831756,0.21400763085620503,0.19660987438514671,0.171035094149736,null,null,0.18387730779527317,0.17221696964659294,0.19623122371009713,0.16762562395010563,0.1569113937363292,0.1514451241536626,9.8922766561092279E-2,null,null,0.17715390779166504,0.17222869957525658,0.14188859997654096,0.12396993209303256,0.18387730779527317,0.20726140515523481,0.22928694574795108,0.23005270253171919,0.17221696964659294,0.18990925149316767,0.2196007196255545,0.20898405515505411,0.19623122371009713,0.20892006869252505]
["Return on equity after tax",0.15596592886049923,0.16457324590228245,-0.8607317041783219,-5.2300828087780027E-2,null,0.17454904315128314,0.20470413602876253,-3.015509287747939,-0.14731061844906912,null,null,0.17454904315128314,0.20470413602876253,0.14824944749972011,0.1091414060365188,9.9043122072633952E-2,0.14906725218682804,0.20250305334766189,0.20391469981311308,0.10739055191550283,0.15259571341281702,0.18216130344024462,0.18411491668024008,0.13937289972937364,0.19076998712286758,0.17512930421360914,0.15367774656396821,null,null,0.16457324590228245,0.1526920119297254,0.1758576523704424,0.1492102552172741,0.14129701499853933,0.13218689391799437,9.4759232275849536E-2,null,null,0.15596592886049923,0.15152785752182507,0.12706941378359946,0.1091414060365188,0.16457324590228245,0.18454509896590823,0.20368988071762753,0.20391469981311308,0.1526920119297254,0.16791885807069454,0.19284286916216317,0.18411491668024008,0.1758576523704424,0.18660751272447715]
["Cost/income ratio",0.5311981560784379,0.53022213883032066,9.7601724811724466E-2,1.8407704557006355E-3,null,0.52285002150372462,0.47752474168726605,4.5325279816458561,9.4917133835428213E-2,null,null,0.52285002150372462,0.47752474168726605,0.5472968545867225,0.59163037222926285,0.69688259114675621,0.51894500696024581,0.44172384085691935,0.46963302523807843,0.59188822725672585,0.51363925999675053,0.51049515936558321,0.55885430072488484,0.62499490811378666,0.51105355248748008,0.51110912357666272,0.53288452820342391,null,null,0.53022213883032066,0.54347665735644224,0.54376140081157975,0.57911747083402654,0.56375145267163529,0.57790971762797627,0.53115538590668043,null,null,0.5311981560784379,0.5342537414211892,0.56816934897814819,0.59163037222926285,0.53022213883032066,0.47634268359421644,0.45588822935791706,0.46963302523807843,0.54347665735644224,0.52650453118410068,0.53324162253654495,0.55885430072488484,0.54376140081157975,0.51789002743527313]
["Net interest margin (avg. interest bearing assets)",4.3761485019007229E-2,4.9136173640868072E-2,-0.53746886218608436,-0.10938354014181007,null,4.2863268273856989E-2,4.3203891162472696E-2,-3.4062288861570755E-2,-7.8840789440645098E-3,null,null,4.2863268273856989E-2,4.3203891162472696E-2,4.5266769818625152E-2,4.3659273785486577E-2,4.623738257571619E-2,4.6841012701020757E-2,4.9587317862358121E-2,5.5013321309636869E-2,5.1375523364117444E-2,5.2782839663590833E-2,5.5871961544864381E-2,5.236109686016141E-2,5.6928859002996261E-2,6.2560650179970978E-2,6.5626149434586736E-2,5.8678997093304541E-2,null,null,4.9136173640868072E-2,5.3066745325071142E-2,6.0688201791971291E-2,5.9642676859842841E-2,5.7476785370775392E-2,null,null,null,null,4.3761485019007229E-2,4.4070126192558012E-2,4.450257291750432E-2,4.3659273785486577E-2,4.9136173640868072E-2,5.0158878110349928E-2,5.2273571764187024E-2,5.5013321309636869E-2,5.3066745325071142E-2,5.3581364106185143E-2,5.4151148193663894E-2,5.236109686016141E-2,6.0688201791971291E-2,6.1963642601493577E-2]
["Provisioning ratio (avg. loans and advances to customers)",6.6878294816373907E-3,3.3146323578473187E-3,0.33731971237900721,1.0176685555500908,null,7.00935221800153E-3,7.8511960901780972E-3,-8.4184387217656725E-2,-0.10722491993668581,null,null,7.00935221800153E-3,7.8511960901780972E-3,7.4557749118143186E-3,3.5114356032884941E-3,5.4545384115378959E-3,7.0427747574110496E-3,8.0927291528873509E-4,-6.9810329512532885E-5,1.3743894207729965E-2,9.6987010411107265E-3,2.9062500876544427E-3,-5.4608553344876586E-3,8.5099541586442871E-3,8.569327460625397E-3,1.0374843659378062E-2,1.1600533204465614E-2,null,null,3.3146323578473187E-3,5.4064313689889303E-3,9.9118972931848282E-3,1.0966070875000757E-2,5.5524233421302468E-3,1.5187160688849354E-2,null,null,null,6.6878294816373907E-3,6.5867281591403702E-3,5.9444759874509468E-3,3.5114356032884941E-3,3.3146323578473187E-3,2.6073665761634853E-3,3.7133625685724153E-4,-6.9810329512532885E-5,5.4064313689889303E-3,2.5386044596455259E-3,-1.1878160156422771E-3,-5.4608553344876586E-3,9.9118972931848282E-3,1.0347609177486564E-2]
[]
["NPL ratio",5.8352499806086172E-2,7.5357792307773883E-2,-1.700529250168771,-0.22566070449934683,null,5.8352499806086172E-2,6.3256306906061655E-2,-0.49038070999754824,-7.7522816930457927E-2,null,null,5.8352499806086172E-2,6.3256306906061655E-2,6.7792831868776368E-2,7.1077987843682466E-2,7.5357792307773883E-2,9.0929525464302885E-2,9.137364286431339E-2,0.10111824082417505,0.10192072427336475,0.10783903713176819,9.7546135881665594E-2,8.8902019324574574E-2,9.2910848187487627E-2,8.7777847450380156E-2,8.3137895542104948E-2,8.4886652657251108E-2,null,null,7.5357792307773883E-2,0.10192072427336475,9.2910848187487627E-2,8.0585046185055548E-2,9.1801376057453199E-2,null,null,null,null,5.8352499806086172E-2,6.3256306906061655E-2,6.7792831868776368E-2,7.1077987843682466E-2,7.5357792307773883E-2,9.0929525464302885E-2,9.137364286431339E-2,0.10111824082417505,0.10192072427336475,0.10783903713176819,9.7546135881665594E-2,8.8902019324574574E-2,9.2910848187487627E-2,8.7777847450380156E-2]
["NPL coverage ratio",0.61021592010330905,0.59456886611189574,1.5647053991413307,2.6316638632182476E-2,null,0.61021592010330905,0.53458260588103534,7.5633314222273711,0.14148106090661861,null,null,0.61021592010330905,0.53458260588103534,0.49300958654726945,0.61350928718432507,0.59456886611189574,0.52631374394647279,0.51078680751708483,0.47993038693586487,0.48543324243393954,0.44377291183158701,0.47062904546034751,0.57358883902027735,0.57565222346354217,0.60694190412186122,0.68850336832148984,0.69950672431756056,null,null,0.59456886611189574,0.48543324243393954,0.57565222346354217,0.76981638266910335,0.68717776949552078,null,null,null,null,0.61021592010330905,0.53458260588103534,0.49300958654726945,0.61350928718432507,0.59456886611189574,0.52631374394647279,0.51078680751708483,0.47993038693586487,0.48543324243393954,0.44377291183158701,0.47062904546034751,0.57358883902027735,0.57565222346354217,0.60694190412186122]
[]
["Number of employees",731,715,16,2.2377622377622419E-2,null,731,735,-4,-5.4421768707483276E-3,null,null,731,735,729,721,715,718,723,712,705,707,702,700,699,701,704,698,null,null,715,705,699,688,720,693,668,null,null,731,735,729,721,715,718,723,712,705,707,702,700,699,701]
["Business outlets",52,52,0,0,null,52,52,0,0,null,null,52,52,52,52,52,53,53,52,52,54,54,54,54,51,52,52,null,null,52,52,54,52,54,52,51,null,null,52,52,52,52,52,53,53,52,52,54,54,54,54,51]
["Number of customers ",312842,283552,29290,0.10329674980250525,null,312842,308321,4521,1.4663289234272181E-2,null,null,312842,308321,300536,291125,283552,281154,276420,281871,278432,270403,262458,253830,251035,246190,243527,258799,null,null,283552,278432,251035,273486,252343,266122,276797,null,null,312842,308321,300536,291125,283552,281154,276420,281871,278432,270403,262458,253830,251035,246190]

{"sheet":"SEE-RS","index":23,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Serbia",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",80.433554407000003,88.636833447000001,-8.2032790399999982,-9.2549324259255217E-2,null,20.009466920000001,19.691857668000001,0.31760925200000045,1.612896342004988E-2,null,null,20.009466920000001,19.691857668000001,20.549649721000002,20.182580098000003,19.448012275,23.511940658,22.997175919,22.725499800000001,23.795815708999999,25.323435393,25.107586601000005,25.391903719999998,27.353865119999988,28.302919512999999,30.184183185999998,24.543704638000001,null,null,88.636833447000001,99.618741422999989,110.38467245699999,90.57088607,104.462469885,102.983042262,121.144367,null,null,80.433554407000003,60.424087487000001,40.732229818999997,20.182580098000003,88.636833447000001,69.188821172000004,45.722675718999994,22.725499800000001,99.618741422999989,75.822925714000007,50.499490321000003,25.391903719999998,110.38467245699999,83.030807336999999]
["Net fee and commission income",37.704170855999998,37.038848450000003,0.66532240599999426,1.79628264333902E-2,null,9.6749718209999997,9.4751221060000006,0.19984971499999915,2.1092046388874186E-2,null,null,9.6749718209999997,9.4751221060000006,9.4789800569999993,9.0750968719999996,9.618668937999999,9.4332898450000009,9.4573810050000002,8.5295086620000014,9.2654928139999999,9.0346794460000002,9.2094754190000003,8.2396716770000005,8.973989607,9.1988893770000004,9.0608997130000013,8.28138693,null,null,37.038848450000003,35.749319356000001,35.515165627000002,35.02375155,34.915051432999995,33.499391095,38.478647000000002,null,null,37.704170855999998,28.029199035000001,18.554076929000001,9.0750968719999996,37.038848450000003,27.420179511999997,17.986889667,8.5295086620000014,35.749319356000001,26.483826541999999,17.449147096000001,8.2396716770000005,35.515165627000002,26.541176020000002]
["Net trading income",2.713229278,3.8064787140000003,-1.0932494360000002,-0.28720755273872789,null,0.65490241299999996,1.141569692,-0.48666727900000006,-0.42631412029463733,null,null,0.65490241299999996,1.141569692,0.69289452000000007,0.22386265299999999,0.39855911799999999,1.343685966,0.67527747800000004,1.388956152,0.81432545499999998,-0.217026684,0.48522567599999999,0.50779161699999997,0.6913321240000001,0.94834578799999991,0.16230216899999994,1.218643406,null,null,3.8064787140000003,1.590316064,3.0206234869999999,0.61275281500000001,3.4430861430000004,0.36097995299999996,2.0890749999999998,null,null,2.713229278,2.0583268650000002,0.91675717299999993,0.22386265299999999,3.8064787140000003,3.4079195959999997,2.0642336299999999,1.388956152,1.590316064,0.77599060900000005,0.99301729299999997,0.50779161699999997,3.0206234869999999,2.3292913629999998]
["Recurring other net operating income",5.5832692529999992,3.8695806300000002,1.713688622999999,0.44286158807860243,null,0.55599210900000007,2.1314693139999998,-1.5754772049999999,-0.73915077953592334,null,null,0.55599210900000007,2.1314693139999998,1.7266614069999999,1.1691464229999999,1.081368565,1.3671864990000002,7.3333389999999998E-2,1.3018969710000001,1.1501830740000001,1.309695174,1.411318386,1.333313194,-1.0694347480000004,-1.0470891979999997,1.8841832299999999,1.650545597,null,null,3.8695806300000002,5.2045098279999999,1.4182048810000001,5.3054423570000004,4.2952254429999996,3.9596562200000003,-0.172652,null,null,5.5832692529999992,5.0272771440000001,2.8958078299999999,1.1691464229999999,3.8695806300000002,2.7882120649999997,1.3752303609999998,1.3018969710000001,5.2045098279999999,4.0543267539999999,2.7446315800000001,1.333313194,1.4182048810000001,2.4876396290000002]
["Operating income",126.43422379399999,133.35174124100001,-6.9175174470000229,-5.1874219133729471E-2,null,30.895333263000001,32.440018780000003,-1.5446855170000013,-4.7616665313163553E-2,null,null,30.895333263000001,32.440018780000003,32.448185705,30.650686046000004,30.546608896000002,35.656102968000006,33.203167792000002,33.945861585000003,35.025817052000001,35.450783329000004,36.213606081999998,35.472680208,35.949752102999987,37.403065479999995,41.291568297999994,35.694280571,null,null,133.35174124100001,142.162886671,150.33866645200001,131.51283279199998,147.11583290399997,140.80306952999999,161.53943700000002,null,null,126.43422379399999,95.538890530999993,63.098871751000004,30.650686046000004,133.35174124100001,102.80513234499999,67.149029377000005,33.945861585000003,142.162886671,107.13706961900002,71.686286289999998,35.472680208,150.33866645200001,114.38891434899999]
["Staff expenses",-31.19544273,-31.269393385000001,7.3950655000000864E-2,-2.3649532976062204E-3,null,-8.6796953350000017,-7.166345057,-1.5133502780000017,0.21117463169342909,null,null,-8.6796953350000017,-7.166345057,-7.5951886569999996,-7.7542136809999995,-8.3871777590000001,-8.0209716489999998,-7.1121271320000004,-7.7491168449999996,-9.3539653149999999,-7.2657021770000005,-8.0684534180000007,-7.6784215659999999,-8.2361815079999925,-8.9411856170000039,-9.077154822999999,-8.4757861939999994,null,null,-31.269393385000001,-32.366542475999999,-34.730308141999998,-35.385061624999999,-36.624213498000003,-37.984274323000001,-41.304665,null,null,-31.19544273,-22.515747394999998,-15.349402337999999,-7.7542136809999995,-31.269393385000001,-22.882215625999997,-14.861243976999999,-7.7491168449999996,-32.366542475999999,-23.012577160999999,-15.746874984,-7.6784215659999999,-34.730308141999998,-26.494126634000001]
["Other administrative expenses",-33.346653343,-31.853419554000002,-1.4932337889999978,4.6878288419507586E-2,null,-9.7599132970000007,-8.0821946639999993,-1.6777186330000013,0.20758206189625139,null,null,-9.7599132970000007,-8.0821946639999993,-8.0650304219999995,-7.4395149600000003,-8.7215161030000008,-7.7989014349999994,-8.0919283370000006,-7.2410736789999994,-9.9625242620000005,-7.7445063669999996,-7.4969028209999999,-6.8703980309999997,-8.0362161189999988,-7.0862632630000002,-7.3914593950000009,-6.8474920179999996,null,null,-31.853419554000002,-32.074331481000002,-29.361430795,-31.336400551000001,-30.428956412999998,-30.955752921999999,-34.501817000000003,null,null,-33.346653343,-23.586740045999999,-15.504545382,-7.4395149600000003,-31.853419554000002,-23.131903451000003,-15.333002016,-7.2410736789999994,-32.074331481000002,-22.111807218999999,-14.367300852,-6.8703980309999997,-29.361430795,-21.325214676000002]
["Depreciation on intangible and tangible fixed ass.",-8.8496254560000001,-9.8521545059999998,1.0025290499999997,-0.10175734144135229,null,-2.1752214489999999,-2.182813194,7.5917450000000386E-3,-3.4779636758967003E-3,null,null,-2.1752214489999999,-2.182813194,-2.1831839749999999,-2.3084068379999998,-3.0255207730000002,-2.2117623979999999,-2.2753214819999998,-2.3395498530000003,-2.375808658,-2.4039334380000001,-2.4361373609999997,-2.4999780120000001,-2.6676925730000001,-2.7164810249999993,-2.695637595,-2.8189329220000001,null,null,-9.8521545059999998,-9.7158574690000012,-10.898744115,-11.505937772999999,-13.765639041,-13.196483082,-12.445736999999999,null,null,-8.8496254560000001,-6.6744040070000006,-4.4915908130000002,-2.3084068379999998,-9.8521545059999998,-6.8266337330000004,-4.6148713350000001,-2.3395498530000003,-9.7158574690000012,-7.340048811,-4.9361153729999998,-2.4999780120000001,-10.898744115,-8.2310515419999994]
["General administrative expenses",-73.391721528999994,-72.974967445000004,-0.41675408399999014,5.7109183956003395E-3,null,-20.614830081000001,-17.431352915000002,-3.1834771659999994,0.18262937945915603,null,null,-20.614830081000001,-17.431352915000002,-17.843403053999999,-17.502135479,-20.134214635000003,-18.031635481999999,-17.479376950999999,-17.329740377,-21.692298234999999,-17.414141982,-18.0014936,-17.048797609000001,-18.9400902,-18.743929905000002,-19.164251813,-18.142211134,null,null,-72.974967445000004,-74.156731426000007,-74.990483052000002,-78.227399949000002,-80.818808951999998,-82.136510326999996,-88.252218999999997,null,null,-73.391721528999994,-52.776891447999994,-35.345538533000003,-17.502135479,-72.974967445000004,-52.840752810000005,-34.809117327999999,-17.329740377,-74.156731426000007,-52.464433190999998,-35.050291209000001,-17.048797609000001,-74.990483052000002,-56.050392852000002]
["Operating result",53.042502264999996,60.376773796000009,-7.3342715310000131,-0.12147504859701386,null,10.280503182,15.008665865000001,-4.7281626830000008,-0.31502884570346856,null,null,10.280503182,15.008665865000001,14.604782651000001,13.148550567000004,10.412394260999999,17.624467486000007,15.723790841000003,16.616121208000003,13.333518817000002,18.036641347000003,18.212112481999998,18.423882598999999,17.009661902999987,18.659135574999993,22.127316484999994,17.552069437,null,null,60.376773796000009,68.006155244999988,75.348183400000011,53.285432842999981,66.297023951999975,58.666559202999991,73.287218000000024,null,null,53.042502264999996,42.761999082999999,27.753333218000002,13.148550567000004,60.376773796000009,49.964379534999985,32.339912049000006,16.616121208000003,68.006155244999988,54.672636428000018,36.635995080999997,18.423882598999999,75.348183400000011,58.338521496999988]
["Net provisioning for impairment losses",6.1536462780000001,-8.346800309999999,14.500446587999999,"–",null,0.68064252199999997,4.9784604249999997,-4.2978179029999994,-0.86328252835313035,null,null,0.68064252199999997,4.9784604249999997,-3.7442180299999999,4.2387613609999999,0.48279961599999999,-5.5916879230000003,1.5487393309999999,-4.7866513340000001,-6.8998487070000003,-4.6747967019999992,-5.0837490079999998,-2.6813026619999998,-8.4938182869999981,-5.1023640100000005,-4.9978561510000006,-3.956899232,null,null,-8.346800309999999,-19.339697079,-22.550937680000001,-15.263403692000001,-18.297105246000001,-32.362379039000004,-36.530842999999997,null,null,6.1536462780000001,5.4730037559999998,0.49454333100000003,4.2387613609999999,-8.346800309999999,-8.8295999260000002,-3.2379120029999999,-4.7866513340000001,-19.339697079,-12.439848372,-7.7650516700000001,-2.6813026619999998,-22.550937680000001,-14.057119393000001]
["Other results",-0.21989706000000003,-3.957794528,3.7378974679999999,-0.94443949567257579,null,-2.9367027E-2,9.8932059999999999E-3,-3.9260232999999999E-2,"–",null,null,-2.9367027E-2,9.8932059999999999E-3,-0.18382164500000001,-1.6601594000000001E-2,6.6915159999999998E-3,2.7213431E-2,-1.1804966000000002E-2,-3.9798945090000002,-0.197030595,-1.8672245999999997E-2,6.4634169999999991E-3,-0.155638781,-6.3639910000001798E-3,-0.96604477899999974,-2.6226275090000009,4.3756305540000007,null,null,-3.957794528,-0.36487820500000001,0.780594275,12.785851603999999,5.9231385690000007,0.89866894799999997,-0.47137499999999999,null,null,-0.21989706000000003,-0.19053003299999999,-0.200423239,-1.6601594000000001E-2,-3.957794528,-3.964486044,-3.9916994749999999,-3.9798945090000002,-0.36487820500000001,-0.16784760999999998,-0.149175364,-0.155638781,0.780594275,0.78695826600000007]
["Net income from derivatives",-0.20722774600000002,-3.0055990000000003E-3,-0.20422214700000002,">500,0%",null,-2.9372594000000002E-2,1.0003118E-2,-3.9375712E-2,"–",null,null,-2.9372594000000002E-2,1.0003118E-2,-0.171256676,-1.6601594000000001E-2,2.4409549999999999E-3,-3.5595039999999998E-3,4.5386419999999999E-3,-6.4256920000000002E-3,4.6545843999999996E-2,-2.7897941999999998E-2,-5.6597080000000003E-3,-2.7954770000000002E-3,-4.8668971000000005E-2,-1.7127990999999999E-2,2.4199999999999998E-3,2.7989999999999998E-3,null,null,-3.0055990000000003E-3,1.0192717E-2,-6.0577961999999999E-2,5.6369999999999996E-3,0,0,0,null,null,-0.20722774600000002,-0.17785515199999999,-0.18785826999999999,-1.6601594000000001E-2,-3.0055990000000003E-3,-5.4465540000000002E-3,-1.8870499999999999E-3,-6.4256920000000002E-3,1.0192717E-2,-3.6353126999999999E-2,-8.4551850000000005E-3,-2.7954770000000002E-3,-6.0577961999999999E-2,-1.1908991000000001E-2]
["Net income from financial investments",-1.2669314000000001E-2,-3.312929E-3,-9.3563850000000018E-3,2.8242032956335619,null,5.5670000000000002E-6,-1.09912E-4,1.15479E-4,"–",null,null,5.5670000000000002E-6,-1.09912E-4,-1.2564968999999999E-2,0,3.5609999999999999E-6,-1.6065000000000003E-5,-9.6080000000000002E-6,-3.2908170000000001E-3,-0.24357643900000001,9.2256960000000002E-3,1.2123125000000012E-2,-0.15284330400000001,4.2304979999999937E-2,-0.94891678800000001,-2.6250475090000003,4.3728315540000002,null,null,-3.312929E-3,-0.37507092200000003,0.84117223699999999,12.780214603999999,5.9231385690000007,0.89866894799999997,-0.47137499999999999,null,null,-1.2669314000000001E-2,-1.2674880999999999E-2,-1.2564968999999999E-2,0,-3.312929E-3,-3.3164899999999996E-3,-3.3004250000000001E-3,-3.2908170000000001E-3,-0.37507092200000003,-0.131494483,-0.140720179,-0.15284330400000001,0.84117223699999999,0.79886725700000005]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,-3.951476,3.951476,"–",null,0,0,0,"–",null,null,0,0,0,0,4.2469999999999999E-3,3.0789E-2,-1.6334000000000001E-2,-3.9701780000000002,0,0,0,0,0,0,0,0,null,null,-3.951476,0,0,0,0,0,0,null,null,0,0,0,0,-3.951476,-3.9557229999999999,-3.9865119999999998,-3.9701780000000002,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",58.976251483000006,48.072178957999995,10.904072525000011,0.22682709128967815,null,10.931778676999999,19.997019496,-9.0652408190000013,-0.45332959848408005,null,null,10.931778676999999,19.997019496,10.676742976,17.370710333999998,10.901885392999999,12.059992994000002,17.260725206,7.8495753650000006,6.2366395149999994,13.343172399,13.134826891000001,15.586941156,8.5094796249999973,12.590726785999998,14.506832825000004,17.970800758999999,null,null,48.072178957999995,48.301579961000002,53.577839994999998,50.807880754999999,53.923057274999998,27.202849111999999,36.284999999999997,null,null,58.976251483000006,48.044472806000002,28.047453309999998,17.370710333999998,48.072178957999995,37.170293564999994,25.110300571,7.8495753650000006,48.301579961000002,42.064940446000001,28.721768047000001,15.586941156,53.577839994999998,45.068360370000001]
["Income taxes",-6.4828968550000008,-4.2140813669999995,-2.2688154880000013,0.5383891032021455,null,-1.1693056740000001,-2.3500583549999998,1.1807526809999997,-0.5024354729267988,null,null,-1.1693056740000001,-2.3500583549999998,-1.1106932709999999,-1.8528395549999999,-0.24500476000000002,-1.1789695770000002,-2.1995871510000002,-0.59051987899999991,-0.74054327800000008,-1.4905564739999999,-1.3231362009999998,-1.821957783,-1.4946627399999994,-1.9385317220000005,-1.8863124929999997,-2.1638252389999999,null,null,-4.2140813669999995,-5.3761937359999994,-7.4833321939999999,-3.632376534,-3.9982095750000002,-1.156983305,-2.0866579999999999,null,null,-6.4828968550000008,-5.3135911809999996,-2.9635328259999998,-1.8528395549999999,-4.2140813669999995,-3.9690766069999999,-2.7901070299999997,-0.59051987899999991,-5.3761937359999994,-4.6356504579999998,-3.1450939839999998,-1.821957783,-7.4833321939999999,-5.9886694540000001]
["Profit/loss after tax",52.493354627999999,43.858097590999996,8.6352570370000024,0.19689082544182268,null,9.7624730030000002,17.646961140999998,-7.8844881379999983,-0.44679013429012449,null,null,9.7624730030000002,17.646961140999998,9.5660497049999993,15.517870778999999,10.656880633,10.881023417,15.061138054999999,7.2590554859999994,5.4960962369999997,11.852615925,11.811690689999999,13.764983373,7.0148168850000037,10.652195063999995,12.620520332,15.80697552,null,null,43.858097590999996,42.925386225000004,46.094507800999999,47.175504220999997,49.924847700000001,26.045865806999998,34.198340999999999,null,null,52.493354627999999,42.730881625000002,25.083920484,15.517870778999999,43.858097590999996,33.201216958000003,22.320193541000002,7.2590554859999994,42.925386225000004,37.429289988000001,25.576674062999999,13.764983373,46.094507800999999,39.079690915999997]
[]
[]
["Risk-weighted assets (total RWA)",1592.5893614606241,1514.5743812980086,78.014980162615529,5.1509507308419966E-2,null,1592.5893614606241,1706.6000583221833,-114.01069686155915,-6.680575000896638E-2,null,null,1592.5893614606241,1706.6000583221833,1622.8328989904478,1604.249671818513,1514.5743812980086,1666.3387175950165,1600.4646602604316,1608.4115361258919,1298.936281210305,"–","–","–","–","–","–","–",null,null,1514.5743812980086,1298.936281210305,"–","–","–","–","–",null,null,1592.5893614606241,1706.6000583221833,1622.8328989904478,1604.249671818513,1514.5743812980086,1666.3387175950165,1600.4646602604316,1608.4115361258919,1298.936281210305,"–","–","–","–","–"]
["Assets",2096.952209344,1948.3108542520001,148.64135509199991,7.6292422622193268E-2,null,2096.952209344,2095.289697828001,1.6625115159990855,7.9345186382706601E-4,null,null,2096.952209344,2095.289697828001,1985.5310317590011,1965.889187746001,1948.3108542520001,1961.5730059909999,1938.140878918,1935.372222882,1884.86304258,1972.4974847260009,1946.4963195749999,1891.674507429,1874.6878832970001,1861.911265252,1922.1842892039999,1848.972327574,null,null,1948.3108542520001,1884.86304258,1874.6878832970001,1883.0775209139999,2206.893244591,2129.2357396530001,2762.0478889999999,null,null,2096.952209344,2095.289697828,1985.5310317590001,1965.8891877460001,1948.3108542520001,1961.5730059909999,1938.140878918,1935.372222882,1884.86304258,1972.4974847260009,1946.4963195749999,1891.674507429,1874.6878832970001,1861.911265252]
["Loans and advances to customers",1150.9211516969999,1098.358049531,52.563102165999908,4.785607224205668E-2,null,1150.9211516969999,1103.5349300949999,47.386221601999978,4.2940391200775752E-2,null,null,1150.9211516969999,1103.5349300949999,1125.94908448,1070.4042611109999,1098.358049531,1065.145652059,1070.9285243300001,1084.666088726,1128.5353813090001,1111.8087257760001,1111.836759113,1066.9232224899999,1105.1827927950001,1167.104366474,1212.9194108239999,1194.773482154,null,null,1098.358049531,1128.5353813090001,1105.1827927950001,1204.372125723,1330.7199988570001,1391.3671760969999,1414.947255,null,null,1150.9211516969999,1103.5349300949999,1125.94908448,1070.4042611109999,1098.358049531,1065.145652059,1070.9285243300001,1084.666088726,1128.5353813090001,1111.8087257760001,1111.836759113,1066.9232224899999,1105.1827927950001,1167.104366474]
["  Hereof corporate %",0.51016457568292206,0.50698119364425309,0.31833820386689693,6.2790929497529291E-3,null,0.51016457568292206,0.49935411374115846,1.0810461941763605,2.1648889323794052E-2,null,null,0.51016457568292206,0.49935411374115846,0.51921328331643957,0.49757788281521881,0.50698119364425309,0.49460209782729175,0.49658732484757889,0.50052168924877571,0.52167417411151829,0.503113384552351,0.49825199197364362,0.47345216102755305,0.47864380831047892,0.49310601283176136,0.51894809133998232,0.5124914942001535,null,null,0.50698119364425309,0.52167417411151829,0.47864380831047892,0.53109006187457031,0.53797718528315497,0.55476520572932952,0.55000000000000004,null,null,0.51016457568292206,0.49935411374115846,0.51921328331643957,0.49757788281521881,0.50698119364425309,0.49460209782729175,0.49658732484757889,0.50052168924877571,0.52167417411151829,0.503113384552351,0.49825199197364362,0.47345216102755305,0.47864380831047892,0.49310601283176136]
["  Hereof retail % ",0.48826258703423636,0.49001868582819491,-0.17560987939585493,-3.5837384262000782E-3,null,0.48826258703423636,0.49753342375191906,-0.92708367176826956,-1.863359580502344E-2,null,null,0.48826258703423636,0.49753342375191906,0.47784541984727452,0.49927221183266646,0.49001868582819491,0.49523487889220724,0.49345617564030764,0.4850042870040267,0.46713708115071906,0.47671667501086379,0.48248529235850218,0.5024889331282576,0.49895356696583282,0.48097770207282298,0.45635034161390825,0.45796230748435057,null,null,0.49001868582819491,0.46713708115071906,0.49895356696583282,0.44356810022152626,0.43061425393771791,0.41582558735401948,0.45,null,null,0.48826258703423636,0.49753342375191906,0.47784541984727452,0.49927221183266646,0.49001868582819491,0.49523487889220724,0.49345617564030764,0.4850042870040267,0.46713708115071906,0.47671667501086379,0.48248529235850218,0.5024889331282576,0.49895356696583282,0.48097770207282298]
["  Hereof FCY % ",0.61005280978435439,0.64100779648369921,-3.0954986699344822,-4.8291123554426219E-2,null,0.61005280978435439,0.60481647259189386,0.52363371924605273,8.6577291290044212E-3,null,null,0.61005280978435439,0.60481647259189386,0.61943724429786928,0.62557883074940501,0.64100779648369921,0.6425999112580395,0.694338316133849,0.69182739956163664,0.61294019675188316,0.64548255605576899,0.72049515671624242,0.74839030885137936,0.69774973427679721,0.67009688461946348,0.69917670739878623,0.71970797213355375,null,null,0.64100779648369921,0.61294019675188316,0.69774973427679721,0.66622431959583905,0.66219339963094193,0.65268968220699863,0.83699999999999997,null,null,0.61005280978435439,0.60481647259189386,0.61943724429786928,0.62557883074940501,0.64100779648369921,0.6425999112580395,0.694338316133849,0.69182739956163664,0.61294019675188316,0.64548255605576899,0.72049515671624242,0.74839030885137936,0.69774973427679721,0.67009688461946348]
["Deposits from customers",1577.5096154360001,1454.9475922920001,122.56202314400002,8.4238101628751005E-2,null,1577.5096154360001,1547.070430774,30.439184662000116,1.9675370982801033E-2,null,null,1577.5096154360001,1547.070430774,1462.0765683679999,1455.629054168,1454.947592292001,1378.1137730299999,1360.3963881770001,1336.618788557,1240.2357249719998,1268.7867249210001,1220.261044805,1164.4879360059999,1119.067637423,1118.771054524,1117.393284366,1096.6140713310001,null,null,1454.9475922920001,1240.2357249719998,1119.067637423,1139.1600941229999,1176.2394557539999,1084.6618774649999,1148.7181,null,null,1577.5096154360001,1547.070430774,1462.0765683679999,1455.629054168,1454.9475922920001,1378.1137730299999,1360.3963881770001,1336.618788557,1240.2357249719998,1268.7867249210001,1220.261044805,1164.4879360059999,1119.067637423,1118.771054524]
["Loan/deposit ratio",0.66813580525003191,0.67639495474452294,-0.82591494944910249,-1.221054272589972E-2,null,0.66813580525003191,0.64711949974192806,2.101630550810385,3.247669946043219E-2,null,null,0.66813580525003191,0.64711949974192806,0.69598327755217682,0.65932948648003054,0.67639495474452294,0.68625224937535856,0.69851467952689306,0.71935931767653494,0.81433054420102391,0.78726130686163487,0.82008685160634431,0.82347078948790353,0.891926772593027,1.043202147351376,1.0854901562364416,1.0895113544401818,null,null,0.67639495474452294,0.81433054420102391,0.891926772593027,1.0572457128163399,1.1313342639097022,1.2827658139408489,1.2317619570893852,null,null,0.66813580525003191,0.64711949974192806,0.69598327755217682,0.65932948648003054,0.67639495474452294,0.68625224937535856,0.69851467952689306,0.71935931767653494,0.81433054420102391,0.78726130686163487,0.82008685160634431,0.82347078948790353,0.891926772593027,1.043202147351376]
[]
["Equity",470.98119094899999,463.31160027600004,7.6695906729999592,1.6553849867845027E-2,null,470.98119094899999,498.932657345,-27.951466396000001,-5.6022523249409595E-2,null,null,470.98119094899999,498.932657345,482.57258020199998,474.04161018100001,463.31160027600004,504.13908845200012,490.17324686100005,476.59938890200004,466.12862934400005,516.29708303000007,518.12269947300001,508.381551376,498.12942452600004,491.08542965200002,523.03085331900002,520.24394802500001,null,null,463.31160027600004,466.12862934400005,498.12942452600004,496.36969671699995,539.87051151500009,486.58282939699995,507.20638800000006,null,null,470.98119094899999,498.932657345,482.57258020199998,474.04161018100001,463.31160027600004,504.13908845200012,490.17324686100005,476.59938890200004,466.12862934400005,516.29708303000007,518.12269947300001,508.381551376,498.12942452600004,491.08542965200002]
["Return on equity before tax",0.12945135609762126,0.10444906580088698,2.5002290296734286,0.23937303895466688,null,9.8821182866793589E-2,0.17502988217715298,-7.6208699310359398,-0.43540393424493251,null,null,9.8821182866793589E-2,0.17502988217715298,9.3236024786441274E-2,0.15513998135025589,9.7892849646224744E-2,0.10274394905560442,0.14732319874514119,6.9090415054953322E-2,5.5284266108024463E-2,0.10986802476673897,0.10644509407989509,0.13172274195907333,7.5301742890407808E-2,0.106406979070904,0.11616614376644102,0.15075682438697274,null,null,0.10444906580088698,0.10073849523767775,0.11889948836941439,0.1082008827834792,0.11043826708555352,5.8564845934947415E-2,7.3663070016435406E-2,null,null,0.12945135609762126,0.14112586938608426,0.12396846684970797,0.15513998135025589,0.10444906580088698,0.10698662926393894,0.10905898522523717,6.9090415054953322E-2,0.10073849523767775,0.11539114339467761,0.12162755679605941,0.13172274195907333,0.11889948836941439,0.13335808199153196]
["Return on equity after tax",0.11522156413529791,9.5292899562268302E-2,1.9928664573029609,0.20913063475424409,null,8.8250883810094799E-2,0.15446029494104699,-6.6209411130952187,-0.4286500369316425,null,null,8.8250883810094799E-2,0.15446029494104699,8.3536753615647705E-2,0.13859204010429044,9.5692843567579899E-2,9.2699831267338689E-2,0.12854935169430065,6.3892775483234798E-2,4.8719770669897355E-2,9.7594744417462478E-2,9.5722352275626255E-2,0.11632566869700793,6.207523383047784E-2,9.0024024545951625E-2,0.10106114801074118,0.13260452132965619,null,null,9.5292899562268302E-2,8.9525825434574755E-2,0.10229254099624666,0.10046534369504523,0.10224964872409828,5.6073983719462012E-2,6.9426892311669652E-2,null,null,0.11522156413529791,0.12551772278389681,0.110869786665186,0.13859204010429044,9.5292899562268302E-2,9.5562502986036038E-2,9.694100039661184E-2,6.3892775483234798E-2,8.9525825434574755E-2,0.10267478147771816,0.10830908362470251,0.11632566869700793,0.10229254099624666,0.11563750228749788]
["Cost/income ratio",0.58047354052315414,0.54723670471700803,3.3236835806146114,6.0735757524404077E-2,null,0.66724737699101466,0.53734102415954277,12.990635283147189,0.24175774227299862,null,null,0.66724737699101466,0.53734102415954277,0.54990449130875374,0.57122825889866402,0.65913092689108688,0.50570965363721077,0.52643702734928488,0.51051113649322333,0.61932311822434283,0.49122023116918301,0.49709199241960211,0.48061768969898866,0.52684897925678487,0.50113352112870735,0.46412022122027857,0.50826661425247299,null,null,0.54723670471700803,0.52163214438390637,0.49881035146698532,0.59482712286126516,0.54935493588061379,0.58334317995460827,0.54631996148408013,null,null,0.58047354052315414,0.55241264740116702,0.56016118120907354,0.57122825889866402,0.54723670471700803,0.513989443957658,0.51838600871754192,0.51067975481708006,0.52163214438390637,0.48969449488933758,0.48893997754615726,0.48061768969898866,0.49881035146698532,0.48999846856654783]
["Net interest margin (avg. interest bearing assets)",4.1718285840920154E-2,4.8132191133852906E-2,-0.64139052929327522,-0.1332560422004484,null,3.9767085759402396E-2,4.0406453292352436E-2,-6.3936753295004006E-2,-1.5823401483026189E-2,null,null,3.9767085759402396E-2,4.0406453292352436E-2,4.3562139082009683E-2,4.3442080194736658E-2,4.1326615745103434E-2,5.0764592520218491E-2,5.0284829343786586E-2,5.0443133148678196E-2,5.2294881903044564E-2,5.5022118539359448E-2,5.5741975074894895E-2,5.7396216409843874E-2,6.2566019953395016E-2,6.3297360405096675E-2,6.7493830617228592E-2,5.6036423693515809E-2,null,null,4.8132191133852906E-2,5.519778140841191E-2,6.2324838989404961E-2,4.7702726514531911E-2,5.1012195430675818E-2,null,null,null,null,4.1718285840920154E-2,4.2366727025650898E-2,4.3484259509500599E-2,4.3442080194736658E-2,4.8132191133852906E-2,5.0496177860847077E-2,5.0418205047538231E-2,5.0443133148678196E-2,5.519778140841191E-2,5.6041000984338937E-2,5.6542444407023024E-2,5.7396216409843874E-2,6.2324838989404961E-2,6.2070759245823108E-2]
["Provisioning ratio (avg. loans and advances to customers)",-5.5530676827168241E-3,7.7021309252111808E-3,-1.3255198607928005,"–",null,-2.4152788869907017E-3,-1.7864081168391888E-2,1.5448802281401186,-0.86479691486936283,null,null,-2.4152788869907017E-3,-1.7864081168391888E-2,1.3637944140513501E-2,-1.2574139982427193E-2,-1.7852508988828867E-3,2.0941924151539202E-2,-5.7477944011164227E-3,1.7282620458113733E-2,2.4638531858314092E-2,1.6818496415073492E-2,1.8666577506200328E-2,9.8754025563459937E-3,2.9904031283554774E-2,1.7150632052231433E-2,1.660629116138914E-2,1.31943612559688E-2,null,null,7.7021309252111808E-3,1.7569925103020145E-2,1.9528384018225067E-2,1.2041695482391005E-2,7.7459993526661211E-3,2.3063972219498876E-2,null,null,null,-5.5530676827168241E-3,-6.6277319293129577E-3,-9.0460533832154271E-4,-1.2574139982427193E-2,7.7021309252111808E-3,1.0803070289638578E-2,5.8810932301569339E-3,1.7282620458113733E-2,1.7569925103020145E-2,1.5154117962888895E-2,1.4009892990465117E-2,9.8754025563459937E-3,1.9528384018225067E-2,1.5806883111853638E-2]
[]
["NPL ratio",9.725556805213198E-2,0.12330973740005799,-2.6054169347926011,-0.21129044548523834,null,9.725556805213198E-2,0.11045672242125495,-1.3201154369122974,-0.11951426839171453,null,null,9.725556805213198E-2,0.11045672242125495,0.11430507857939469,0.12873264553269048,0.12330973740005799,0.13473897817489874,0.1342808022788527,0.13159355845461052,0.12896822240061928,0.12937389018925521,0.13191023034442967,0.13837115257033755,0.13092805999454268,0.13473237399930763,0.12751667474339973,0.12677992796334583,null,null,0.12330973740005799,0.12896822240061928,0.13092805999454268,0.12466668548133823,0.12557814877925919,null,null,null,null,9.725556805213198E-2,0.11045672242125495,0.11430507857939469,0.12873264553269048,0.12330973740005799,0.13473897817489874,0.1342808022788527,0.13159355845461052,0.12896822240061928,0.12937389018925521,0.13191023034442967,0.13837115257033755,0.13092805999454268,0.13473237399930763]
["NPL coverage ratio",0.86586007898092743,0.84333690543856143,2.2523173542365993,2.67072072823058E-2,null,0.86586007898092743,0.84000770971580674,2.5852369265120689,3.0776347605032228E-2,null,null,0.86586007898092743,0.84000770971580674,0.84195473926418518,0.80305190343437149,0.84333690543856143,0.83197872546159646,0.83904282191779311,0.86273209601966472,0.81447463264001696,0.784316701302609,0.75744206062071318,0.73135305081718516,0.73960065815459031,0.77226921596887532,0.75685290691092399,0.78305253507522543,null,null,0.84333690543856143,0.81447463264001696,0.73960065815459031,0.75903145276534234,0.59965951305155551,null,null,null,null,0.86586007898092743,0.84000770971580674,0.84195473926418518,0.80305190343437149,0.84333690543856143,0.83197872546159646,0.83904282191779311,0.86273209601966472,0.81447463264001696,0.784316701302609,0.75744206062071318,0.73135305081718516,0.73960065815459031,0.77226921596887532]
[]
["Number of employees",1522,1550,-28,-1.806451612903226E-2,null,1522,1538,-16,-1.040312093628093E-2,null,null,1522,1538,1536,1538,1550,1558,1582,1588,1581,1590,1589,1593,1602,1666,1753,1757,null,null,1550,1581,1602,1769,1765,1848,1982,null,null,1522,1538,1536,1538,1550,1558,1582,1588,1581,1590,1589,1593,1602,1666]
["Business outlets",87,85,2,2.3529411764705799E-2,null,87,86,1,1.1627906976744207E-2,null,null,87,86,85,84,85,85,85,85,85,86,86,85,85,84,86,86,null,null,85,85,85,85,85,95,101,null,null,87,86,85,84,85,85,85,85,85,86,86,85,85,84]
["Number of customers ",704974,665946,39028,5.8605352385929121E-2,null,704974,691098,13876,2.0078194409475891E-2,null,null,704974,691098,681032,671451,665946,654498,649191,644444,640337,622755,614340,609052,604122,586174,571677,561702,null,null,665946,640337,604122,550790,508503,501553,585773,null,null,704974,691098,681032,671451,665946,654498,649191,644444,640337,622755,614340,609052,604122,586174]

{"sheet":"SEE-RO","index":24,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Romania",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",259.239284381,263.938129624,-4.6988452429999938,-1.7802828449583474E-2,null,66.978008586999991,65.046325831000004,1.9316827559999865,2.9697031020918585E-2,null,null,66.978008586999991,65.046325831000004,66.010880388999993,61.204069574000002,64.800532251999996,65.794998790999998,72.133104058000001,61.602729751000005,69.885609187,69.707255625000002,66.972082988999986,67.325851498000006,69.379771247999997,70.81796074899998,69.064913305000005,71.694934356000005,null,null,263.938129624,273.89079929900004,280.95757965799999,302.72621518900002,268.09698301100002,238.440759654,243.71119999999999,null,null,259.239284381,192.261275794,127.214949963,61.204069574000002,263.938129624,199.13759737200002,133.73583380900001,61.602729751000005,273.89079929900004,204.00519011199998,134.29793448699999,67.325851498000006,280.95757965799999,211.57780840999999]
["Net fee and commission income",184.731866634,179.406200071,5.3256665629999986,2.9684963846803303E-2,null,48.120059118,46.510488233000004,1.6095708849999966,3.4606621993229947E-2,null,null,48.120059118,46.510488233000004,45.914424770000004,44.186894512999999,47.207991110999998,48.473669786999999,42.60751965,41.117019523000003,38.403879185999998,46.540954522,42.255757899000002,37.966331920000002,50.716625119999968,42.138140392000004,38.972685274000007,36.394343030999998,null,null,179.406200071,165.16692352700002,168.22179381699999,142.61849714100001,179.09136981400002,201.50904908700002,206.46283099999999,null,null,184.731866634,136.611807516,90.101319283000009,44.186894512999999,179.406200071,132.19820895999999,83.724539172999997,41.117019523000003,165.16692352700002,126.76304434100001,80.222089819000004,37.966331920000002,168.22179381699999,117.505168697]
["Net trading income",16.786211215999998,16.779929107000001,6.2821089999971491E-3,3.7438233260322917E-4,null,3.7076852429999998,3.424561475,0.28312376799999983,8.2674459216708795E-2,null,null,3.7076852429999998,3.424561475,4.3866612189999996,5.2673032790000001,4.4245539170000008,4.6903451130000002,4.3484497119999999,3.3165803650000001,3.3583613360000002,4.7533400180000003,4.2792073969999995,6.0197698449999999,2.8183065410000001,3.6020016049999999,1.1952040689999999,6.4781506850000001,null,null,16.779929107000001,18.410678596,14.0936629,9.3464584590000008,15.018148717000001,12.569451919,36.047457999999999,null,null,16.786211215999998,13.078525973,9.6539644980000006,5.2673032790000001,16.779929107000001,12.35537519,7.6650300769999999,3.3165803650000001,18.410678596,15.052317260000001,10.298977241999999,6.0197698449999999,14.0936629,11.275356359]
["Recurring other net operating income",1.9614143529999986,-13.591120268999999,15.552534621999998,"–",null,6.7469778099999989,4.085055069,2.6619227409999988,0.65162468951774088,null,null,6.7469778099999989,4.085055069,-8.0226137299999962,-0.84800479600000001,-5.7907801140000004,-4.3244630099999997,-3.483286396,-0.38582597699999999,2.1123193250000001,1.026424308,0.5523669699999999,0.89393171500000002,-0.85955188400000004,-0.6150180500000002,2.5730182890000002,0.7694533429999999,null,null,-13.591120268999999,4.5850423180000002,1.8679016979999998,2.873891301,6.4757084379999998,-1.3121256999999999E-2,-5.3092129999999997,null,null,1.9614143529999986,-4.7855634570000021,-8.8706185260000012,-0.84800479600000001,-13.591120268999999,-7.8003401550000007,-3.8691123730000001,-0.38582597699999999,4.5850423180000002,2.4727229929999996,1.4462986849999999,0.89393171500000002,1.8679016979999998,2.7274535819999999]
["Operating income",462.71877658400001,446.533138533,16.185638051000012,3.6247339008645296E-2,null,125.552730758,119.06643060800002,6.4863001499999768,5.4476313070597415E-2,null,null,125.552730758,119.06643060800002,108.289352648,109.81026257000001,110.64229716599999,114.63455068099999,115.60578702400001,105.65050366200001,113.760169034,122.02797447300001,114.05941525499998,112.205884978,122.05515102499997,115.94308469599997,111.80582093700002,115.33688141500001,null,null,446.533138533,462.05344374000003,465.14093807300003,457.56506209000003,468.68220998000004,452.50613940300002,480.91227600000002,null,null,462.71877658400001,337.16604582599996,218.099615218,109.81026257000001,446.533138533,335.89084136700001,221.25629068600003,105.65050366200001,462.05344374000003,348.29327470599998,226.26530023299998,112.205884978,465.14093807300003,343.08578704799999]
["Staff expenses",-120.49086363699999,-120.84699578300001,0.35613214600002152,-2.9469673093033277E-3,null,-30.427498555,-30.200334142000003,-0.22716441299999701,7.5219172056799621E-3,null,null,-30.427498555,-30.200334142000003,-30.088347515999999,-29.774683423999999,-31.208002537999999,-31.741878581999998,-29.393661784999999,-28.503452877999997,-23.958624885999999,-29.945485272999999,-30.424048497000001,-29.322263491000001,-29.859223362999998,-30.492599717999994,-28.753542768000003,-28.95867484,null,null,-120.84699578300001,-113.650422147,-118.064040689,-118.122370758,-122.259295818,-124.55397649,-124.53104500000001,null,null,-120.49086363699999,-90.063365082000004,-59.863030939999994,-29.774683423999999,-120.84699578300001,-89.638993245000009,-57.897114663000004,-28.503452877999997,-113.650422147,-89.691797261000005,-59.746311988000002,-29.322263491000001,-118.064040689,-88.204817325999997]
["Other administrative expenses",-114.386971691,-117.54823281499999,3.1612611239999922,-2.6893310501530543E-2,null,-28.33671146,-26.492929868999997,-1.8437815910000026,6.9595231637911592E-2,null,null,-28.33671146,-26.492929868999997,-24.237093739999999,-35.320236622000003,-30.389270642,-29.122468603999998,-30.081515159000002,-27.954978409999999,-32.818962872999997,-28.252864561999999,-31.882228567999999,-29.402928290999998,-35.365863053000012,-30.371058712999996,-34.969248312999994,-29.865344961000002,null,null,-117.54823281499999,-122.356984294,-130.57151504000001,-121.867762829,-135.30529495500002,-127.756354235,-130.273212,null,null,-114.386971691,-86.05026023100001,-59.557330362000002,-35.320236622000003,-117.54823281499999,-87.158962172999992,-58.036493569000001,-27.954978409999999,-122.356984294,-89.53802142100001,-61.285156858999997,-29.402928290999998,-130.57151504000001,-95.205651986999996]
["Depreciation on intangible and tangible fixed ass.",-18.925073772000001,-18.891215489,-3.3858283000000711E-2,1.7922765753064507E-3,null,-4.9289495159999994,-4.8460506429999999,-8.289887299999954E-2,1.7106480948511082E-2,null,null,-4.9289495159999994,-4.8460506429999999,-4.6451597750000007,-4.5049138380000002,-5.368177008,-4.5059723399999996,-4.5103970020000004,-4.5066691390000004,-15.835949809000001,-4.948155839,-4.647784538999999,-4.4229080180000002,-5.6062738630000011,-5.0121418229999977,-5.4862027909999993,-5.8202254800000004,null,null,-18.891215489,-29.854798204999998,-21.924843957,-23.446167614,-28.913484837999999,-23.717700776999997,-21.514894000000002,null,null,-18.925073772000001,-13.996124256,-9.150073613,-4.5049138380000002,-18.891215489,-13.523038481,-9.0170661410000008,-4.5066691390000004,-29.854798204999998,-14.018848395999999,-9.0706925569999992,-4.4229080180000002,-21.924843957,-16.318570093999998]
["General administrative expenses",-253.80290909999999,-257.28644408700001,3.483534987000013,-1.3539520122646143E-2,null,-63.693159531000006,-61.539314653999995,-2.1538448770000116,3.4999494048801649E-2,null,null,-63.693159531000006,-61.539314653999995,-58.970601031000001,-69.599833883999992,-66.965450188000005,-65.370319526000003,-63.985573945999995,-60.965100427000003,-72.613537567999998,-63.146505674000004,-66.954061603999989,-63.148099799999997,-70.831360279000009,-65.875800253999969,-69.208993871999994,-64.644245281000011,null,null,-257.28644408700001,-265.86220464600001,-270.56039968599998,-263.43630120099999,-286.47807561100001,-276.02803150199998,-276.31915100000003,null,null,-253.80290909999999,-190.109749569,-128.57043491499999,-69.599833883999992,-257.28644408700001,-190.32099389900003,-124.95067437300001,-60.965100427000003,-265.86220464600001,-193.24866707800004,-130.10216140399999,-63.148099799999997,-270.56039968599998,-199.72903940699999]
["Operating result",208.91586748400002,189.24669444599999,19.669173038000025,0.10393403750369057,null,61.859571226999989,57.527115954000024,4.3324552729999652,7.5311532677290627E-2,null,null,61.859571226999989,57.527115954000024,49.318751617000004,40.210428686000014,43.676846977999986,49.26423115499999,51.620213078000013,44.685403235000003,41.146631466000002,58.881468799000011,47.105353650999987,49.057785178000003,51.223790745999963,50.067284442000002,42.596827065000028,50.692636133999997,null,null,189.24669444599999,196.19123909400003,194.58053838700005,194.12876088900003,182.20413436900003,176.47810790100004,204.59312499999999,null,null,208.91586748400002,147.05629625699996,89.529180303000004,40.210428686000014,189.24669444599999,145.56984746799998,96.305616313000016,44.685403235000003,196.19123909400003,155.04460762799994,96.16313882899999,49.057785178000003,194.58053838700005,143.356747641]
["Net provisioning for impairment losses",-77.222824803000009,-73.567728484,-3.655096319000009,4.9683419541693974E-2,null,-19.987487590000001,-31.553779821999999,11.566292231999999,-0.36655805729923108,null,null,-19.987487590000001,-31.553779821999999,-17.621245617,-8.0603117740000005,-27.164908329999999,-9.6252203610000002,-20.113748181999998,-16.663851610999998,-23.718160478999998,-15.187277307,-20.481305198999998,-25.510424311000001,-30.553473511000004,-27.590858196000003,-26.684907255999999,-21.123156493,null,null,-73.567728484,-84.897167296000006,-105.952395456,-99.228356253000001,-68.438606258999997,-72.250122680999993,-166.08229800000001,null,null,-77.222824803000009,-57.235337213000001,-25.681557390999998,-8.0603117740000005,-73.567728484,-46.402820153999997,-36.777599793,-16.663851610999998,-84.897167296000006,-61.179006817000001,-45.991729509999999,-25.510424311000001,-105.952395456,-75.398921944999998]
["Other results",-6.2010344589999988,3.2555488110000002,-9.456583270000003,"–",null,8.2045370999999996,4.4126260679999998,3.7919110319999998,0.85933205614194819,null,null,8.2045370999999996,4.4126260679999998,-19.514535990000002,0.69633836299999996,1.8933027140000001,1.000744345,-1.1428266929999997,1.5043284450000001,4.1299536130000005,-1.874681144,3.6670118619999998,1.7265552850000001,2.0262563789999994,6.8051388329999991,0.46669618600000007,6.2326631040000002,null,null,3.2555488110000002,7.6488396160000001,15.530754501999999,6.1288196799999994,-1.0369847700000001,11.53263907,11.046678999999999,null,null,-6.2010344589999988,-14.405571558999998,-18.818197627,0.69633836299999996,3.2555488110000002,1.3622460970000001,0.36150175200000001,1.5043284450000001,7.6488396160000001,3.518886003,5.3935671469999997,1.7265552850000001,15.530754501999999,13.504498122999999]
["Net income from derivatives",-5.9575209999999995E-3,-3.570232E-3,-2.3872889999999995E-3,0.66866494950468192,null,6.6633168999999992E-2,-3.730485E-3,7.0363653999999998E-2,"–",null,null,6.6633168999999992E-2,-3.730485E-3,-1.1249871E-2,-5.7610333999999999E-2,-7.4002859999999998E-3,-5.0817883000000001E-2,5.0188865999999999E-2,4.4590710000000002E-3,-3.1875540000000001E-2,3.0807267999999999E-2,-6.7505035000000005E-2,5.3904264E-2,5.8751201000000031E-2,5.0456619999999952E-2,0.14151909000000001,0.22024229200000001,null,null,-3.570232E-3,-1.4669043E-2,0.470969203,-0.74655550800000003,0,0,0,null,null,-5.9575209999999995E-3,-7.2590689999999999E-2,-6.8860205000000008E-2,-5.7610333999999999E-2,-3.570232E-3,3.8300540000000003E-3,5.4647937000000001E-2,4.4590710000000002E-3,-1.4669043E-2,1.7206496999999998E-2,-1.3600770999999999E-2,5.3904264E-2,0.470969203,0.41221800199999997]
["Net income from financial investments",20.546400062,3.2591190430000001,17.287281018999998,">500,0%",null,-4.2437410690000004,1.010556553,-5.2542976220000002,"–",null,null,-4.2437410690000004,1.010556553,23.025635880999999,0.753948697,1.900703,1.0515622279999999,-1.1930155589999998,1.499869374,4.1618291530000002,-1.905488412,3.7345168969999998,1.6726510210000001,1.9675051619999993,6.7546823290000004,0.32517713499999967,5.9606327060000002,null,null,3.2591190430000001,7.6635086589999997,15.007997332,6.8753751879999996,-1.0369847700000001,11.53263907,11.046678999999999,null,null,20.546400062,24.790141131000002,23.779584578000001,0.753948697,3.2591190430000001,1.3584160430000001,0.30685381500000003,1.499869374,7.6635086589999997,3.5016795059999999,5.4071679179999999,1.6726510210000001,15.007997332,13.04049217]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,1.59999999985172E-8,-1.1600000000139277E-7,-3.9000000000288804E-8,5.1788106E-2,null,null,0,0,5.1787966999999997E-2,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,5.1787966999999997E-2,5.1787950999999999E-2]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",-26.741477,0,-26.741477,"–",null,12.381645000000001,3.4058000000000002,8.9758449999999996,2.6354586293969113,null,null,12.381645000000001,3.4058000000000002,-42.528922000000001,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,-26.741477,-39.123122000000002,-42.528922000000001,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",125.49200822200001,118.934514773,6.5574934490000061,5.5135327718078608E-2,null,50.076620737000006,30.385962199999998,19.690658537000008,0.64801826604654988,null,null,50.076620737000006,30.385962199999998,12.18297001,32.846455274999997,18.405241361999998,40.639755139000002,30.363638203000001,29.525880068999999,21.558424600000002,41.819510347999994,30.291060313999996,25.273916152000002,22.696573614000002,29.281565079000003,16.378615995000004,35.802142744999998,null,null,118.934514773,118.94291141400001,104.15889743300001,101.029224316,112.72854334,115.76062429000001,49.557505999999997,null,null,125.49200822200001,75.415387484999997,45.029425284999995,32.846455274999997,118.934514773,100.52927341100001,59.889518271999997,29.525880068999999,118.94291141400001,97.384486813999999,55.564976465999997,25.273916152000002,104.15889743300001,81.462323819000005]
["Income taxes",-21.035971147000001,-18.932742017999999,-2.1032291290000025,0.11108951503170483,null,-9.727791615000001,-4.1818841310000003,-5.5459074840000007,1.326174353538061,null,null,-9.727791615000001,-4.1818841310000003,-2.2612493390000004,-4.8650460620000002,-4.2403215939999992,-6.5944159469999999,-3.3318907200000001,-4.7661137570000003,-5.5139204529999999,-7.876439865,-5.1678069610000001,-3.503598668,-3.5295377680000009,-4.5835403960000001,9.3911820489999993,-5.7580227199999996,null,null,-18.932742017999999,-22.061765947000001,-4.4799188350000003,-14.92484022,-18.466613019,-14.981874147999999,-9.9157630000000001,null,null,-21.035971147000001,-11.308179532,-7.1262954009999993,-4.8650460620000002,-18.932742017999999,-14.692420424,-8.0980044769999999,-4.7661137570000003,-22.061765947000001,-16.547845494000001,-8.6714056290000006,-3.503598668,-4.4799188350000003,-0.95038106700000002]
["Profit/loss after tax",104.456037075,100.00177275499999,4.4542643200000072,4.454185358206364E-2,null,40.348829121999998,26.204078068999998,14.144751053,0.5397919749649025,null,null,40.348829121999998,26.204078068999998,9.9217206709999992,27.981409212999999,14.164919767999999,34.045339192,27.031747483,24.759766312,16.044504147000001,33.943070483,25.123253352999999,21.770317484,19.167035846000008,24.698024682999996,25.769798044000002,30.044120025000002,null,null,100.00177275499999,96.881145466999996,99.678978598,86.104384096000004,94.261930320999994,100.77875014200001,39.641742999999998,null,null,104.456037075,64.107207953,37.903129884000002,27.981409212999999,100.00177275499999,85.836852987,51.791513795,24.759766312,96.881145466999996,80.836641319999998,46.893570836999999,21.770317484,99.678978598,80.511942751999996]
[]
[]
["Risk-weighted assets (total RWA)",4334.6137059356133,4030.9465565491191,303.6671493864942,7.5333955716461398E-2,null,4334.6137059356133,4313.3259609831111,21.28774495250218,4.9353434322061407E-3,null,null,4334.6137059356133,4313.3259609831111,4192.3045151751667,4168.0549158793401,4030.9465565491191,4189.1687472125031,4117.1827389680266,4127.2273929831463,4139.8186894530636,"–","–","–","–","–","–","–",null,null,4030.9465565491191,4139.8186894530636,"–","–","–","–","–",null,null,4334.6137059356133,4313.3259609831111,4192.3045151751667,4168.0549158793401,4030.9465565491191,4189.1687472125031,4117.1827389680266,4127.2273929831463,4139.8186894530636,"–","–","–","–","–"]
["Assets",7604.725626307003,7232.4409214839989,372.28470482300418,5.1474282177284225E-2,null,7604.7256263069985,7333.4819922789984,271.24363402800009,3.6987018487749435E-2,null,null,7604.7256263069985,7333.4819922789984,7121.6488012059981,7027.8746653470016,7232.440921483998,6957.8386783519991,6778.1324489879999,6850.112583227,6919.5080904260058,6509.767603706,6516.2162640650004,6263.8884408630001,6527.5932147209996,6314.8511285309996,6252.4923829919999,6369.5211209339996,null,null,7232.4409214839989,6919.5080904260058,6527.5932147209996,5981.9346079500001,6358.7098184490005,6227.1580881969976,6164.0636039999999,null,null,7604.725626307003,7333.4819922789975,7121.6488012059999,7027.874665346998,7232.4409214839989,6957.8386783519982,6778.132448987998,6850.112583227,6919.5080904260058,6509.767603706,6516.2162640650004,6263.8884408630001,6527.5932147209996,6314.8511285309996]
["Loans and advances to customers",4825.3088247680007,4471.881582985,353.42724178300068,7.9033229128371962E-2,null,4825.3088247680007,4761.932087047001,63.376737720999699,1.3309038550421981E-2,null,null,4825.3088247680007,4761.932087047001,4626.6451408160001,4568.6452466999999,4471.881582985,4441.4620100880002,4377.0435986210005,4368.7454785270002,4313.0813816989994,4445.2644513499999,4380.4555547749997,4318.3119040170004,4265.9352429729997,4395.9575848579998,4244.4212030640001,4194.5320705419999,null,null,4471.881582985,4313.0813816989994,4265.9352429729997,4225.5908885070003,4427.8800865950006,4246.5909170790001,4154.0320970000002,null,null,4825.3088247680007,4761.9320870470001,4626.6451408160001,4568.6452466999999,4471.881582985,4441.4620100880002,4377.0435986210005,4368.7454785270002,4313.0813816989994,4445.2644513499999,4380.4555547749997,4318.3119040170004,4265.9352429729997,4395.9575848579998]
["  Hereof corporate %",0.34338870799210786,0.32626086870263482,1.7127839289473035,5.2497375359727538E-2,null,0.34338870799210786,0.33102492206635326,1.23637859257546,3.7350015366143019E-2,null,null,0.34338870799210786,0.33102492206635326,0.33764065979879432,0.32862010047386508,0.32626086870263488,0.31743796947889807,0.32384685371801752,0.32734511132064831,0.33309099478064536,0.3411501008763263,0.33419602890657957,0.34212094911159729,0.3282223006210831,0.34095002727505586,0.3439451458750204,0.34625936814881852,null,null,0.32626086870263482,0.33309099478064536,0.3282223006210831,0.35271279212777573,0.37085941805107636,0.34219777699335774,0.34399999999999997,null,null,0.34338870799210786,0.33102492206635326,0.33764065979879432,0.32862010047386514,0.32626086870263482,0.31743796947889807,0.32384685371801758,0.32734511132064831,0.33309099478064536,0.3411501008763263,0.33419602890657957,0.34212094911159729,0.3282223006210831,0.34095002727505586]
["  Hereof retail % ",0.63642578444658415,0.65104433670102524,-1.4618552254441086,-2.245400417507093E-2,null,0.63642578444658415,0.64676440312484496,-1.0338618678260802,-1.5985138681581357E-2,null,null,0.63642578444658415,0.64676440312484496,0.64323954624173241,0.64942058439382833,0.65104433670102513,0.65983989761559025,0.65405223605767571,0.64846753190922723,0.6409863321222482,0.63097742860904038,0.64158731419742598,0.63240613461926787,0.64253393453017915,0.62746095390356327,0.6264051092009959,0.62593729169308998,null,null,0.65104433670102524,0.6409863321222482,0.64253393453017915,0.61931052958035926,0.60837082305753543,0.60165365583829478,0.60799999999999998,null,null,0.63642578444658415,0.64676440312484496,0.64323954624173241,0.64942058439382833,0.65104433670102524,0.65983989761559025,0.65405223605767548,0.64846753190922723,0.6409863321222482,0.63097742860904038,0.64158731419742598,0.63240613461926787,0.64253393453017915,0.62746095390356327]
["  Hereof FCY % ",0.39282888540654926,0.43143795271992819,-3.8609067313378933,-8.9489269708366015E-2,null,0.39282888540654926,0.39792249661713774,-0.5093611210588489,-1.2800510787630337E-2,null,null,0.39282888540654926,0.39792249661713774,0.41823957424314512,0.43223182342388372,0.43143795271992819,0.44025709659627532,0.45975941038718643,0.48257520042614921,0.49700275849364861,0.50183626639074785,0.50817020562472948,0.53045635676968039,0.54255816560097958,0.52533059189528031,0.52908368245330772,0.54136527312487082,null,null,0.43143795271992819,0.49700275849364861,0.54255816560097958,0.51837744301222155,0.52080000000000004,0.52080000000000004,0.626,null,null,0.39282888540654926,0.39792249661713786,0.41823957424314512,0.43223182342388372,0.43143795271992819,0.44025709659627532,0.45975941038718643,0.48257520042614921,0.49700275849364861,0.50183626639074785,0.50817020562472948,0.53045635676968039,0.54255816560097958,0.52533059189528031]
["Deposits from customers",5797.4136164360007,5237.5805725010014,559.8330439349993,0.10688771966092592,null,5797.4136164360016,5392.1471677500012,405.26644868600033,7.5158640162840129E-2,null,null,5797.4136164360016,5392.1471677500012,5188.6433090149985,5050.7213723780014,5237.5805725010005,4841.0087712780005,4652.3452726670012,4586.0584797499996,4680.6558311750005,4262.3583182150014,4272.7813769100003,4127.0127511660003,4344.4130339969997,4143.6982763329997,3982.9983263459999,3995.365219152,null,null,5237.5805725010014,4680.6558311750005,4344.4130339969997,3781.0993886820002,3903.6536733509988,3631.2010405150008,3278.249319,null,null,5797.4136164360007,5392.1471677500003,5188.6433090150003,5050.7213723780005,5237.5805725010014,4841.0087712779996,4652.3452726670002,4586.0584797499996,4680.6558311750005,4262.3583182150014,4272.7813769100003,4127.0127511660003,4344.4130339969997,4143.6982763329997]
["Loan/deposit ratio",0.76887218720617345,0.79204696376920669,-2.3174776563033239,-2.925934650736961E-2,null,0.76887218720617345,0.82274214822444636,-5.3869961018272905,-6.547611683019916E-2,null,null,0.76887218720617345,0.82274214822444636,0.83666626784682885,0.84860868893961727,0.79204696376920669,0.8564798078906225,0.87822927086681213,0.88174449319831538,0.85108826331778087,0.96292769739659678,0.94212794934646882,0.96104128426461177,0.90201506017134947,1.0608778177614415,1.0656346940918329,1.0498494731934098,null,null,0.79204696376920669,0.85108826331778087,0.90201506017134947,1.117556153418104,1.1342912197418353,1.169472818964802,1.2671495340284704,null,null,0.76887218720617345,0.82274214822444636,0.83666626784682885,0.84860868893961727,0.79204696376920669,0.8564798078906225,0.87822927086681213,0.88174449319831538,0.85108826331778087,0.96292769739659678,0.94212794934646882,0.96104128426461177,0.90201506017134947,1.0608778177614415]
[]
["Equity",771.17397622000112,752.59872620499891,18.575250015002212,2.4681479476677426E-2,null,771.17397622000112,745.18945028799999,25.984525932001134,3.4869691085882559E-2,null,null,771.17397622000112,745.18945028799999,780.64134702900014,791.73089728800005,752.59872620499891,729.97430483100004,686.04628106399991,765.02168412000003,726.28652350700008,715.49222260600004,682.61669160299994,700.87951872999997,674.45024029199999,653.80058957400001,625.50249406800015,665.22319456900004,null,null,752.59872620499891,726.28652350700008,674.45024029199999,595.14507534899997,568.29575992599996,501.07522382000002,461.47966800000006,null,null,771.17397622000112,745.18945028799999,780.64134702900014,791.73089728800005,752.59872620499891,729.97430483100004,686.04628106399991,765.02168412000003,726.28652350700008,715.49222260600004,682.61669160299994,700.87951872999997,674.45024029199999,653.80058957400001]
["Return on equity before tax",0.17120670574717806,0.17994874662524521,-0.87420408780671532,-4.8580726690322651E-2,null,0.2883938640495039,0.17065663727063432,11.773722677886958,0.68990710623318474,null,null,0.2883938640495039,0.17065663727063432,6.4686215765252006E-2,0.17745788522182279,0.1134570957186868,0.25419985646560478,0.17669683704323483,0.1665040531925952,0.13632716677084067,0.26326899312723534,0.18430371573249804,0.16125247600798787,0.15815602266497011,0.20494942152376205,0.10874964391395932,0.25031654802825198,null,null,0.17994874662524521,0.18564181394663368,0.19220843089943951,0.20544353674390683,0.23121217661562907,0.28189439388393228,0.12507713099326909,null,null,0.17120670574717806,0.13565927299160968,0.12066951165329605,0.17745788522182279,0.17994874662524521,0.20174050170536192,0.17791150081774668,0.1665040531925952,0.18564181394663368,0.20192577556470104,0.18361085284057407,0.16125247600798787,0.19220843089943951,0.20070865297220664]
["Return on equity after tax",0.14250767245177193,0.15130337650017497,-0.87957040484030469,-5.8132899951461869E-2,null,0.23237100605251113,0.14716992723806907,8.5201078814442059,0.57892995133860969,null,null,0.23237100605251113,0.14716992723806907,5.2679975700512048E-2,0.15117374653954674,8.7318097402600894E-2,0.21295207873002411,0.15730737693764255,0.13962670841360975,0.10145925934697073,0.21368394597029422,0.15286057656115765,0.13889883849666845,0.13356122414047619,0.17286800954470408,0.17110458917134194,0.21005838859336912,null,null,0.15130337650017497,0.15120860392529997,0.18394146388026497,0.17509378417583818,0.19333618119924489,0.24541129474639037,0.10005094852861458,null,null,0.14250767245177193,0.1153178086654489,0.10157251939782852,0.15117374653954674,0.15130337650017497,0.17225599269587438,0.1538550687124064,0.13962670841360975,0.15120860392529997,0.16761398069245628,0.15495675660710434,0.13889883849666845,0.18394146388026497,0.19836708333822858]
["Cost/income ratio",0.54850358780270003,0.57618667436926607,-2.768308656656604,-4.8045343285437636E-2,null,0.50730206461034377,0.51684857217736413,-0.9546507567020357,-1.8470608377233466E-2,null,null,0.50730206461034377,0.51684857217736413,0.54456508963246741,0.63971851067586538,0.60524276794009169,0.57024971213006836,0.55348071747235683,0.58262961199988905,0.63830370668926895,0.51747565217491864,0.58701038800095862,0.56278777011010905,0.58032258109690071,0.56817360368429703,0.61901064982115428,0.56048199403276722,null,null,0.57618667436926607,0.57539275650459631,0.58167402079654784,0.57573517522888107,0.61124162494502365,0.60999842315105168,0.57457287906703391,null,null,0.54850358780270003,0.56384606908819412,0.5895032633894759,0.63971851067586538,0.57618667436926607,0.56661560977499847,0.56473275397320155,0.58262961199988905,0.57539275650459631,0.55484467003023341,0.57499829302162286,0.56278777011010905,0.58167402079654784,0.58215480485368098]
["Net interest margin (avg. interest bearing assets)",3.7071411568768274E-2,3.9534936499497242E-2,-0.24635249307289678,-6.2312606237784007E-2,null,3.7550280484354603E-2,3.7088663441110711E-2,4.6161704324389208E-2,1.2446311093869511E-2,null,null,3.7550280484354603E-2,3.7088663441110711E-2,3.8586347550619945E-2,3.5256323716660154E-2,3.8293925012235497E-2,3.9642498753112994E-2,4.3811466033840479E-2,3.7049075452482656E-2,4.3490826476868416E-2,4.4557608464354651E-2,4.349133536486257E-2,4.35780929567176E-2,4.4732645671933559E-2,4.6475213106120308E-2,4.5410040252760901E-2,4.8266294770585416E-2,null,null,3.9534936499497242E-2,4.361403155957335E-2,4.6105725190644709E-2,5.0836774091262471E-2,4.5073924710494734E-2,null,null,null,null,3.7071411568768274E-2,3.6895820546175774E-2,3.682546343831454E-2,3.5256323716660154E-2,3.9534936499497242E-2,4.0003880435536737E-2,4.0422414589150774E-2,3.7049075452482656E-2,4.361403155957335E-2,4.3773762770781821E-2,4.3370642564170329E-2,4.35780929567176E-2,4.6105725190644709E-2,4.6528006995171685E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.6607672403803609E-2,1.6695877369983715E-2,-8.820496618010612E-3,-5.2830386942517293E-3,null,1.6678406456120721E-2,2.688695341684455E-2,-1.020854696072383,-0.37968403494641467,null,null,1.6678406456120721E-2,2.688695341684455E-2,1.5330670266529929E-2,5.7304226780761445E-3,2.4381340668712639E-2,8.7318380579079549E-3,1.8398566903064701E-2,1.5331026459399964E-2,2.1664511478412911E-2,1.3766380348762586E-2,1.8836052621040395E-2,2.3774175066658031E-2,2.8218749982988015E-2,2.5545970956336341E-2,2.5296888266425895E-2,2.0069214281769325E-2,null,null,1.6695877369983715E-2,1.9522043520939353E-2,2.4954853536447493E-2,2.2933769937751564E-2,1.4172839843596505E-2,1.720113438251249E-2,null,null,null,1.6607672403803609E-2,1.6597795918916778E-2,1.1300649264248676E-2,5.7304226780761445E-3,1.6695877369983715E-2,1.4131555255375171E-2,1.686548618691535E-2,1.5331026459399964E-2,1.9522043520939353E-2,1.8780693275440959E-2,2.1276729486702728E-2,2.3774175066658031E-2,2.4954853536447493E-2,2.3321076541469341E-2]
[]
["NPL ratio",8.1747921311366961E-2,8.6852811647759792E-2,-0.51048903363928311,-5.8776339413123657E-2,null,8.1747921311366961E-2,7.9816408377724885E-2,0.19315129336420767,2.419944686688158E-2,null,null,8.1747921311366961E-2,7.9816408377724885E-2,7.9712327075345216E-2,8.2797880323288567E-2,8.6852811647759792E-2,9.241500703242958E-2,9.5039996147443906E-2,0.10562843712548799,0.10655225910203962,0.10249255831374329,0.11035933796269982,0.11197658940526968,0.11555859311554954,0.10805345111521218,0.10915302554457958,0.10763216716606568,null,null,8.6852811647759792E-2,0.10655225910203962,0.11555859311554954,9.9357589051490225E-2,9.2558833795149745E-2,null,null,null,null,8.1747921311366961E-2,7.9816408377724885E-2,7.9712327075345216E-2,8.2797880323288567E-2,8.6852811647759792E-2,9.241500703242958E-2,9.5039996147443906E-2,0.10562843712548799,0.10655225910203962,0.10249255831374328,0.11035933796269982,0.11197658940526968,0.11555859311554954,0.10805345111521218]
["NPL coverage ratio",0.7414016678183788,0.77029651125460086,-2.8894843436222062,-3.7511325851859678E-2,null,0.7414016678183788,0.73397469659275816,0.74269712256206377,1.011883823801818E-2,null,null,0.7414016678183788,0.73397469659275816,0.67593111829679164,0.73485422223446972,0.77029651125460086,0.71928414745829006,0.70005254222427038,0.70073368178908857,0.71691896925940479,0.72448220926493068,0.7342388248188042,0.7281199186998385,0.70432773959068851,0.70479673395017917,0.694443270524572,0.67442379480729531,null,null,0.77029651125460086,0.71691896925940479,0.70432773959068851,0.69521236201525971,0.70577733009511878,null,null,null,null,0.7414016678183788,0.73397469659275816,0.67593111829679164,0.73485422223446972,0.77029651125460086,0.71928414745829006,0.70005254222427038,0.70073368178908857,0.71691896925940479,0.72448220926493068,0.7342388248188042,0.7281199186998385,0.70432773959068851,0.70479673395017917]
[]
["Number of employees",5322,5437,-115,-2.1151370240941714E-2,null,5322,5323,-1,-1.8786398647374636E-4,null,null,5322,5323,5397,5450,5437,5477,5434,5201,5292,5368,5363,5329,5308,5383,5246,5393,null,null,5437,5292,5308,5486,6030,6219,6235,null,null,5322,5323,5397,5450,5437,5477,5434,5201,5292,5368,5363,5329,5308,5383]
["Business outlets",480,512,-32,-6.25E-2,null,480,487,-7,-1.4373716632443578E-2,null,null,480,487,505,506,512,515,515,517,529,530,530,530,530,529,526,526,null,null,512,529,530,527,551,543,563,null,null,480,487,505,506,512,515,515,517,529,530,530,530,530,529]
["Number of customers ",2110244,2130125,-19881,-9.333255090663739E-3,null,2110244,2110921,-677,-3.2071309158421268E-4,null,null,2110244,2110921,2109326,2124663,2130125,2118255,2113657,2095440,2089544,2049071,2066076,2053737,2077912,2009889,2004802,1981086,null,null,2130125,2089544,2077912,1974315,1913601,1903304,1913494,null,null,2110244,2110921,2109326,2124663,2130125,2118255,2113657,2095440,2089544,2049071,2066076,2053737,2077912,2009889]

{"sheet":"EE-BY","index":25,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Belarus",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",127.91769196099999,124.97479276199999,2.9428991989999957,2.3547942220671692E-2,null,31.828817949999998,31.265485205000004,0.5633327449999932,1.8017719581396641E-2,null,null,31.828817949999998,31.265485205000004,32.335300081999996,32.488088724000001,31.291664367999999,30.730516537,31.632554028000001,31.320057829,26.744115849,32.620900116999998,27.553799902000002,25.357765829000002,23.349770240999991,22.960461019000004,21.416429320999999,20.231800824,null,null,124.97479276199999,112.276581697,87.958461404999994,64.714003066999993,67.629502071999994,85.161425468999994,74.515231,null,null,127.91769196099999,96.088874011000001,64.823388805999997,32.488088724000001,124.97479276199999,93.683128393999993,62.952611857000001,31.320057829,112.276581697,85.532465848000001,52.911565731000003,25.357765829000002,87.958461404999994,64.608691164000007]
["Net fee and commission income",51.401134276000001,63.425625604000004,-12.024491328000003,-0.18958411861911006,null,13.019523013000001,12.486515784999995,0.53300722800000599,4.2686625891291907E-2,null,null,13.019523013000001,12.486515784999995,12.68482586,13.210269618,14.116911183000001,16.140952584000001,16.900069065,16.267692772,15.225067163,20.161769287999999,16.313909070000001,14.753639067,15.295619390000002,15.624313049000001,16.111374049999998,15.148676321,null,null,63.425625604000004,66.454384587999996,62.179982809999998,59.772862801999999,44.736609733000002,56.415192494000003,50.153002999999998,null,null,51.401134276000001,38.381611262999996,25.895095478000002,13.210269618,63.425625604000004,49.308714420999998,33.167761837,16.267692772,66.454384587999996,51.229317424999998,31.067548136999999,14.753639067,62.179982809999998,46.88436342]
["Net trading income",7.3669374460000006,69.621068757000003,-62.254131311000002,-0.8941852290186324,null,0.76689296699999998,-0.70398878099999962,1.4708817479999996,"–",null,null,0.76689296699999998,-0.70398878099999962,0.74867641699999998,6.5553568430000002,3.771255198,32.139942054000002,10.580031244999999,23.129840260000002,5.8815076579999994,-5.1488292429999998,-1.1986990049999999,-6.4342180000000002E-3,0.12231344000000011,4.282570497,1.2720065180000004,-6.3597109380000001,null,null,69.621068757000003,-0.472454808,-0.68282048299999998,-26.077228526999999,-5.62454228,7.8187910769999993,24.253606999999999,null,null,7.3669374460000006,6.6000444790000001,7.3040332599999997,6.5553568430000002,69.621068757000003,65.849813558999998,33.709871505000002,23.129840260000002,-0.472454808,-6.3539624659999996,-1.205133223,-6.4342180000000002E-3,-0.68282048299999998,-0.80513392299999997]
["Recurring other net operating income",-1.7920810149999999,-1.6734886280000001,-0.11859238699999985,7.0865367720921224E-2,null,-1.09343268,-0.18652652800000002,-0.90690615200000002,4.8620759831009126,null,null,-1.09343268,-0.18652652800000002,-0.53236470700000005,2.0242900000000001E-2,-0.61825517200000002,-0.64319056999999991,-0.22849078,-0.18355210599999999,-0.79773813500000001,-0.24402299900000002,-0.20852105199999998,-2.6713799E-2,0.33155018600000008,-0.29096543100000005,-0.37504508199999997,-0.534789768,null,null,-1.6734886280000001,-1.2769959850000001,-0.86925009499999994,-3.4150260929999998,-1.394725105,-0.54470960800000001,-0.34677000000000002,null,null,-1.7920810149999999,-0.69864833500000001,-0.51212180699999998,2.0242900000000001E-2,-1.6734886280000001,-1.0552334560000001,-0.412042886,-0.18355210599999999,-1.2769959850000001,-0.47925784999999999,-0.23523485099999999,-2.6713799E-2,-0.86925009499999994,-1.200800281]
["Operating income",184.893682668,256.34799849500001,-71.454315827000016,-0.27873951131470887,null,44.521801249999996,42.861485680999991,1.6603155690000051,3.8736771313925944E-2,null,null,44.521801249999996,42.861485680999991,45.236437651999992,52.273958084999997,48.561575576999999,78.368220605000005,58.884163557999997,70.534038754999997,47.052952534999996,47.389817162999989,42.460488914999992,40.078256879000001,39.099253256999994,42.576379134000007,38.424764806999995,28.485976439000002,null,null,256.34799849500001,176.98151549199997,148.58637363699998,94.994611248999988,105.34684442,148.85069943199997,148.57507100000001,null,null,184.893682668,140.37188141799999,97.510395736999996,52.273958084999997,256.34799849500001,207.78642291799997,129.41820231299999,70.534038754999997,176.98151549199997,129.92856295699997,82.538745793999993,40.078256879000001,148.58637363699998,109.48712038000001]
["Staff expenses",-35.400276308999999,-34.973415638999995,-0.42686067000000349,1.2205289709364298E-2,null,-9.2514076220000003,-8.8677769250000011,-0.38363069699999919,4.3261202919806063E-2,null,null,-9.2514076220000003,-8.8677769250000011,-8.7474228289999996,-8.5336689329999995,-9.3426485419999992,-8.4380157489999998,-7.9235900889999993,-9.2691612589999988,-7.5876436639999998,-11.126483242000001,-9.6739677090000011,-8.6632234310000005,-9.8617721680000017,-8.5295994220000004,-8.873500817,-8.5012624999999993,null,null,-34.973415638999995,-37.051318045999999,-35.766134907000001,-30.217999545000001,-24.533940461,-31.312342864000001,-26.237566999999999,null,null,-35.400276308999999,-26.148868687,-17.281091761999999,-8.5336689329999995,-34.973415638999995,-25.630767097,-17.192751348000002,-9.2691612589999988,-37.051318045999999,-29.463674382000001,-18.337191140000002,-8.6632234310000005,-35.766134907000001,-25.904362739]
["Other administrative expenses",-26.003057707,-27.997133886,1.9940761790000003,-7.1224296998384506E-2,null,-6.986295395,-6.143898434999997,-0.84239696000000297,0.13711114676002989,null,null,-6.986295395,-6.143898434999997,-6.4688085270000002,-6.4040553499999993,-5.8833066279999997,-7.1066350229999999,-8.0075231440000003,-6.9996690910000003,-7.2511172889999997,-8.8357268540000007,-8.1512168870000004,-7.5526723320000002,-7.1618553859999983,-7.3079343609999983,-7.3664271240000003,-6.9418336629999997,null,null,-27.997133886,-31.790733362000001,-28.778050533999998,-28.589210575999999,-23.313251491999999,-28.517004495000002,-23.565752,null,null,-26.003057707,-19.016762311999997,-12.872863877,-6.4040553499999993,-27.997133886,-22.113827258000001,-15.007192235,-6.9996690910000003,-31.790733362000001,-24.539616072999998,-15.703889219000001,-7.5526723320000002,-28.778050533999998,-21.616195147999999]
["Depreciation on intangible and tangible fixed ass.",-8.4327746030000004,-9.5626269649999998,1.1298523619999994,-0.11815292661058008,null,-2.2921543450000001,-2.1364117289999998,-0.15574261600000039,7.289915791320789E-2,null,null,-2.2921543450000001,-2.1364117289999998,-2.0446410209999999,-1.9595675079999999,-2.2003905660000003,-2.3085520420000001,-2.557912666,-2.4957716910000003,-2.4823303440000002,-3.3764754400000001,-2.7303535190000003,-2.54905632,-2.3418510449999999,-2.227011120999999,-2.4551697840000002,-2.4031574660000001,null,null,-9.5626269649999998,-11.138215622999999,-9.4271894159999992,-8.5396984360000001,-6.3314101650000003,-5.4514509840000001,-5.6296470000000003,null,null,-8.4327746030000004,-6.1406202580000002,-4.0042085290000005,-1.9595675079999999,-9.5626269649999998,-7.3622363990000004,-5.0536843569999998,-2.4957716910000003,-11.138215622999999,-8.6558852789999996,-5.2794098390000004,-2.54905632,-9.4271894159999992,-7.0853383709999997]
["General administrative expenses",-69.836108619000001,-72.533176489999988,2.6970678709999873,-3.7183920538373605E-2,null,-18.529857362000001,-17.148087089000001,-1.3817702730000008,8.0578682964956849E-2,null,null,-18.529857362000001,-17.148087089000001,-17.260872376999998,-16.897291790999997,-17.426345735999998,-17.853202813999999,-18.489025898999998,-18.764602041,-17.321091296999999,-23.338685536,-20.555538115000012,-18.764952082999997,-19.365478599000003,-18.064544903999998,-18.695097725,-17.846253629,null,null,-72.533176489999988,-79.980267030999997,-73.971374857000001,-67.346908556999992,-54.178602118000001,-65.280798343000001,-55.432966,null,null,-69.836108619000001,-51.306251257,-34.158164167999999,-16.897291790999997,-72.533176489999988,-55.106830754000001,-37.253627940000001,-18.764602041,-79.980267030999997,-62.659175734000002,-39.320490198000009,-18.764952082999997,-73.971374857000001,-54.605896257999994]
["Operating result",115.057574049,183.81482200500002,-68.757247956000029,-0.37405714732911877,null,25.991943887999994,25.71339859199999,0.27854529600000433,1.083269078583271E-2,null,null,25.991943887999994,25.71339859199999,27.975565274999994,35.376666294000003,31.135229841000001,60.515017791000005,40.395137659,51.769436713999994,29.731861237999997,24.05113162699999,21.90495079999998,21.313304796000004,19.733774657999991,24.511834230000009,19.729667081999995,10.639722810000002,null,null,183.81482200500002,97.001248460999975,74.614998779999979,27.647702691999996,51.168242301999996,83.56990108899997,93.142105000000015,null,null,115.057574049,89.065630160999987,63.352231568999997,35.376666294000003,183.81482200500002,152.67959216399998,92.164574372999994,51.769436713999994,97.001248460999975,67.269387222999967,43.218255595999985,21.313304796000004,74.614998779999979,54.881224122000013]
["Net provisioning for impairment losses",-19.922308000000001,-26.341699221000002,6.4193912210000015,-0.24369692961501754,null,-3.0164244509999998,-7.1107322759999985,4.0943078249999987,-0.57579271249165498,null,null,-3.0164244509999998,-7.1107322759999985,-2.9019571669999999,-6.8931941059999993,-8.1332039720000004,-5.937551955,-8.699887949999999,-3.5710553439999999,-5.0488410870000004,-1.423220911,-2.3071106910000001,0.109896152,13.110394611,-0.48612457800000003,-0.12710345299999998,0.18572418399999999,null,null,-26.341699221000002,-8.669276537,12.682890764,18.337715506999999,-18.421389459,-12.533151961,-15.760873,null,null,-19.922308000000001,-16.905883548999999,-9.7951512730000001,-6.8931941059999993,-26.341699221000002,-18.208495249000002,-12.270943294,-3.5710553439999999,-8.669276537,-3.62043545,-2.197214539,0.109896152,12.682890764,-0.42750384699999999]
["Other results",-6.5864999999999994E-5,-0.71422150299999998,0.71415563799999993,-0.99990778070987318,null,-8.9400000000000004E-7,-5.8699999999999963E-7,-3.0700000000000041E-7,0.52299829642248818,null,null,-8.9400000000000004E-7,-5.8699999999999963E-7,-3.89E-7,-6.3995E-5,2.4942041000000002E-2,3.2546508000000002E-2,4.9029260000000002E-3,-0.77661297799999995,-8.9898508999999988E-2,2.1922965410000002,2.1160000000000002E-6,0,0,0,0,0,null,null,-0.71422150299999998,2.1024001480000001,0,1.4786126E-2,0.39535987900000003,9.4897589000000004E-2,0,null,null,-6.5864999999999994E-5,-6.4970999999999998E-5,-6.4383999999999999E-5,-6.3995E-5,-0.71422150299999998,-0.73916354399999995,-0.77171005199999998,-0.77661297799999995,2.1024001480000001,2.1922986570000003,2.1160000000000002E-6,0,0,0]
["Net income from derivatives",-6.5864999999999994E-5,-0.71422150299999998,0.71415563799999993,-0.99990778070987318,null,-8.9400000000000004E-7,-5.8699999999999963E-7,-3.0700000000000041E-7,0.52299829642248818,null,null,-8.9400000000000004E-7,-5.8699999999999963E-7,-3.89E-7,-6.3995E-5,2.4942041000000002E-2,3.2546508000000002E-2,4.9029260000000002E-3,-0.77661297799999995,6.9862430000000005E-3,0,0,0,0,0,0,0,null,null,-0.71422150299999998,6.9862430000000005E-3,0,0,0,0,0,null,null,-6.5864999999999994E-5,-6.4970999999999998E-5,-6.4383999999999999E-5,-6.3995E-5,-0.71422150299999998,-0.73916354399999995,-0.77171005199999998,-0.77661297799999995,6.9862430000000005E-3,0,0,0,0,0]
["Net income from financial investments",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,-9.6884751999999991E-2,2.1922965410000002,2.1160000000000002E-6,0,0,0,0,0,null,null,0,2.095413905,0,1.4786126E-2,0.39535987900000003,9.4897589000000004E-2,0,null,null,0,0,0,0,0,0,0,0,2.095413905,2.1922986570000003,2.1160000000000002E-6,0,0,0]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",95.135200183999999,156.75890128099999,-61.623701096999994,-0.39311133590133873,null,22.975518543,18.602665729000009,4.3728528139999909,0.23506592429831596,null,null,22.975518543,18.602665729000009,25.073607719000002,28.483408192999999,23.02696791,54.610012343999998,31.700152635000002,47.421768391999997,24.593121642,24.820207257,19.597842225000001,21.423200948000002,32.844169268999991,24.025709652000007,19.602563628999999,10.825446994,null,null,156.75890128099999,90.434372072000002,87.297889544,46.000204324999999,33.142212721999996,71.131646716999995,77.381231999999997,null,null,95.135200183999999,72.159681641000006,53.557015911999997,28.483408192999999,156.75890128099999,133.731933371,79.121921026999999,47.421768391999997,90.434372072000002,65.841250430000002,41.021043173000002,21.423200948000002,87.297889544,54.453720275000002]
["Income taxes",-22.836510061000002,-38.185387094999996,15.348877033999994,-0.40195682698761437,null,-5.7069207259999999,-4.9920688960000028,-0.71485182999999708,0.1431975088670725,null,null,-5.7069207259999999,-4.9920688960000028,-6.4104989359999998,-5.7270215029999996,-6.8007885449999996,-13.508148327999999,-7.2910971840000007,-10.585353038000001,-11.025755351999999,-5.7700738200000004,-6.1550485760000004,-4.7597478469999999,-8.6482446490000005,-5.4118656359999999,-4.4529053239999996,-1.787585237,null,null,-38.185387094999996,-27.710625595,-20.300600845999998,-20.205849309000001,-27.553240886000001,-20.490041401999999,-21.709115000000001,null,null,-22.836510061000002,-17.129589335000002,-12.137520438999999,-5.7270215029999996,-38.185387094999996,-31.38459855,-17.876450221999999,-10.585353038000001,-27.710625595,-16.684870243000002,-10.914796423,-4.7597478469999999,-20.300600845999998,-11.652356197]
["Profit/loss after tax",72.298690123,118.57351418600001,-46.274824063000011,-0.39026273599693717,null,17.268597817000003,13.610596833000002,3.658000984000001,0.26876124749583941,null,null,17.268597817000003,13.610596833000002,18.663108782999998,22.756386690000003,16.226179365,41.101864016,24.409055451,36.836415354000003,13.567366289999999,19.050133437,13.442793648999999,16.663453101000002,24.195924620000007,18.613844015999994,15.149658305000001,9.0378617569999999,null,null,118.57351418600001,62.723746476999999,66.997288698000006,25.794355016000001,5.5889718359999998,50.641605315,55.672117,null,null,72.298690123,55.030092306,41.419495472999998,22.756386690000003,118.57351418600001,102.34733482099999,61.245470804999997,36.836415354000003,62.723746476999999,49.156380186999996,30.10624675,16.663453101000002,66.997288698000006,42.801364077999999]
[]
[]
["Risk-weighted assets (total RWA)",1398.789254777849,1605.7567554182033,-206.96750064035427,-0.12889094188269612,null,1398.789254777849,1345.7717125654071,53.017542212441867,3.9395643196702412E-2,null,null,1398.789254777849,1345.7717125654071,1266.6464472515433,1241.2254017426585,1605.7567554182033,1833.7135633470159,2001.6843224952183,1601.4443693057704,1552.3755958903964,"–","–","–","–","–","–","–",null,null,1605.7567554182033,1552.3755958903964,"–","–","–","–","–",null,null,1398.789254777849,1345.7717125654071,1266.6464472515433,1241.2254017426585,1605.7567554182033,1833.7135633470159,2001.6843224952183,1601.4443693057704,1552.3755958903964,"–","–","–","–","–"]
["Assets",1523.849975398,1449.3133819300001,74.536593467999865,5.1428900331232708E-2,null,1523.849975398,1434.1302536329999,89.719721765000031,6.25603717219676E-2,null,null,1523.849975398,1434.1302536329999,1384.1828570539999,1335.694359568,1449.3133819300001,1564.147663729,1637.864742797,1615.5362903729999,1536.3153697370001,1643.285648779,1489.5464501389999,1435.4088745690001,1446.3325047979999,1450.2189038659999,1442.0755986649999,1471.7794227029999,null,null,1449.3133819300001,1536.3153697370001,1446.3325047979999,1354.6681545460001,1222.6145167880002,1512.2080623689999,1224.443927,null,null,1523.849975398,1434.1302536330011,1384.1828570539999,1335.694359568,1449.3133819300001,1564.1476637290011,1637.864742797,1615.5362903729999,1536.3153697370001,1643.285648779,1489.5464501389999,1435.4088745690001,1446.3325047979999,1450.2189038659999]
["Loans and advances to customers",999.32862633800005,914.6088869429999,84.719739395000147,9.2629473214685731E-2,null,999.32862633800005,878.03657407399999,121.29205226400006,0.13814009102288005,null,null,999.32862633800005,878.03657407399999,877.48246410499996,914.21643284000004,914.6088869429999,1003.046335233,1052.113800245,1096.228680162,1047.0224669490001,1047.4368161519999,970.880084786,948.93921518699995,910.42770273400004,1012.713282328,971.02729251300002,1009.64556892,null,null,914.6088869429999,1047.0224669490001,910.42770273400004,868.95315495900002,771.91273973900002,1096.2929575610001,918.52390100000002,null,null,999.32862633800005,878.03657407399999,877.48246410499996,914.21643284000004,914.6088869429999,1003.046335233,1052.113800245,1096.228680162,1047.0224669490001,1047.4368161519999,970.880084786,948.93921518699995,910.42770273400004,1012.713282328]
["  Hereof corporate %",0.73555773108753264,0.7230006251198946,1.2557105967638038,1.7368043029777125E-2,null,0.73555773108753264,0.72329799321830524,1.2259737869227405,1.6949774483235869E-2,null,null,0.73555773108753264,0.72329799321830524,0.73591065168309666,0.74633079048953488,0.7230006251198946,0.74616755548600144,0.72974912867905684,0.71961687581775557,0.69603744619120755,0.70933336363859623,0.71712879037574162,0.73430115107504279,0.7225348956754406,0.73943456833278531,0.74014728735658231,0.76838812811619117,null,null,0.7230006251198946,0.69603744619120755,0.7225348956754406,0.7379236851705443,0.72242597287518151,0.53412180867705983,0.48799999999999999,null,null,0.73555773108753264,0.72329799321830524,0.73591065168309666,0.74633079048953488,0.7230006251198946,0.74616755548600144,0.72974912867905684,0.71961687581775557,0.69603744619120755,0.70933336363859623,0.71712879037574162,0.73430115107504279,0.7225348956754406,0.73943456833278531]
["  Hereof retail % ",0.26444226957491207,0.27699937384906359,-1.255710427415152,-4.5332608878003722E-2,null,0.26444226957491207,0.27670200669741585,-1.2259737122503778,-4.430664334108092E-2,null,null,0.26444226957491207,0.27670200669741585,0.26408934819724283,0.25366920968547835,0.27699937384906359,0.25383244428170609,0.27025087203854614,0.28038312403446508,0.30396255385750198,0.29066663526157621,0.28287120962425838,0.26569990273347394,0.27746510432455945,0.26056543166721469,0.2598537424808991,0.2316108814376524,null,null,0.27699937384906359,0.30396255385750198,0.27746510432455945,0.2620763148294557,0.27757273164203738,0.46587819132294012,0.503,null,null,0.26444226957491207,0.27670200669741585,0.26408934819724283,0.25366920968547835,0.27699937384906359,0.25383244428170609,0.27025087203854614,0.28038312403446508,0.30396255385750198,0.29066663526157621,0.28287120962425838,0.26569990273347394,0.27746510432455945,0.26056543166721469]
["  Hereof FCY % ",0.68704894088941815,0.70654555192538071,-1.9496611035962563,-2.7594273267778857E-2,null,0.68704894088941815,0.6633153492122239,2.3733591677194243,3.5780254000425504E-2,null,null,0.68704894088941815,0.6633153492122239,0.68967891965825523,0.69484430943736386,0.70654555192538071,0.76033217275136411,0.76578694814513626,0.73666299894348741,0.68538352579778461,0.73317406274705321,0.72797970735571083,0.73421457228185261,0.7239454577455553,0.70605373947136041,0.72310325921204699,0.72976995361664543,null,null,0.70654555192538071,0.68538352579778461,0.7239454577455553,0.70914869976975348,0.66116540604390617,0.5109473668846698,0.626,null,null,0.68704894088941815,0.6633153492122239,0.68967891965825523,0.69484430943736386,0.70654555192538071,0.76033217275136411,0.76578694814513626,0.73666299894348741,0.68538352579778461,0.73317406274705321,0.72797970735571083,0.73421457228185261,0.7239454577455553,0.70605373947136041]
["Deposits from customers",904.00831312600008,815.418267528,88.590045598000074,0.10864368524213619,null,904.00831312600008,833.72171714299998,70.286595983000097,8.430462411829498E-2,null,null,904.00831312600008,833.72171714299998,816.69673355299994,737.90439289199992,815.418267528,873.07752245000006,938.57433875200002,863.805390493,866.561354553,989.14157287899991,852.07430799799999,772.56565983999997,842.23793829600004,856.86664896000002,905.05517114500003,926.04549857100005,null,null,815.418267528,866.561354553,842.23793829600004,872.25389149800003,667.71975759700001,854.30554040699997,623.23686399999997,null,null,904.00831312600008,833.72171714299998,816.69673355299994,737.90439289199992,815.418267528,873.07752245000006,938.57433875200002,863.805390493,866.561354553,989.14157287899991,852.07430799799999,772.56565983999997,842.23793829600004,856.86664896000002]
["Loan/deposit ratio",1.0344314598749289,1.0609067346989434,-2.6475274824014461,-2.4955327323402665E-2,null,1.0344314598749289,0.97985035812840826,5.4581101746520648,5.5703507473094938E-2,null,null,1.0344314598749289,0.97985035812840826,1.0079101446909127,1.166737145943523,1.0609067346989434,1.1003805293510107,1.079227326540672,1.2321550878011394,1.1758750837955567,1.0354237410535836,1.1140051236918975,1.2028853164331192,1.057060103221223,1.1818796816951094,1.0728929279355839,1.0902764178196482,null,null,1.0609067346989434,1.1758750837955567,1.057060103221223,0.99621585346746766,1.1560429820393083,1.2832562891242807,1.473795845619299,null,null,1.0344314598749289,0.97985035812840826,1.0079101446909127,1.166737145943523,1.0609067346989434,1.1003805293510107,1.079227326540672,1.2321550878011394,1.1758750837955567,1.0354237410535836,1.1140051236918975,1.2028853164331192,1.057060103221223,1.1818796816951094]
[]
["Equity",368.64299798299999,321.37035820900002,47.27263977399997,0.14709707527928462,null,368.64299798299999,336.81610355999999,31.826894422999999,9.4493387004372931E-2,null,null,368.64299798299999,336.81610355999999,310.17423143399992,288.34970728699898,321.37035820900002,310.17419695400002,319.06406383599995,313.78648900500002,328.92081709000007,327.48430482599997,292.05470601100001,272.35417068300001,269.87181060299997,246.314113131,235.47050382899999,223.29293465800001,null,null,321.37035820900002,328.92081709000007,269.87181060299997,213.19907439600001,175.29447362200003,229.58471173199999,194.32554099999999,null,null,368.64299798299999,336.81610355999999,310.17423143399992,288.34970728699898,321.37035820900002,310.17419695400002,319.06406383599995,313.78648900500002,328.92081709000007,327.48430482599997,292.05470601100001,272.35417068300001,269.87181060299997,246.314113131]
["Return on equity before tax",0.3405435204883947,0.63002356525671288,-28.948004476831819,-0.4594749478146346,null,0.30526243472898362,0.26893595304505563,3.6326481683927989,0.13507484318335861,null,null,0.30526243472898362,0.26893595304505563,0.37341214624213992,0.4441397951135217,0.4276720241244979,0.91493607695716572,0.47031396495593059,0.69330111492901891,0.35554198172740031,0.36529369375600312,0.30288035530114488,0.37374312927802866,0.64655901631120583,0.46337428765065775,0.36852287727193711,0.21561425269924053,null,null,0.63002356525671288,0.34200267589882682,0.44736117276732651,0.25762468615322637,0.16600563499914553,0.44868423931662382,0.45638133744520587,null,null,0.3405435204883947,0.35909019036047629,0.40596113107216691,0.4441397951135217,0.63002356525671288,0.68808209785575825,0.58200558535599345,0.69330111492901891,0.34200267589882682,0.33642602622247592,0.35300357198432369,0.37374312927802866,0.44736117276732651,0.37145927838786547]
["Return on equity after tax",0.25879853527997015,0.4765541703980779,-21.775563511810773,-0.45693784388920755,null,0.22943787771785004,0.19676636048395191,3.2671517233898135,0.16604218908934287,null,null,0.22943787771785004,0.19676636048395191,0.27794291050225078,0.35483874870369431,0.30136329715485805,0.68862057714875546,0.36214083200703739,0.538544400618029,0.19614298533497762,0.28037209914046424,0.20775542888365575,0.29070590905916061,0.47631264754846414,0.35899779179411073,0.2848094654306248,0.18001028593227253,null,null,0.4765541703980779,0.23720725478642887,0.34333001405563091,0.14446158909581977,2.7994534535457877E-2,0.31943714517019661,0.32834467167524528,null,null,0.25879853527997015,0.27384774810991352,0.31395896399989803,0.35483874870369431,0.4765541703980779,0.52660099258574533,0.45050986659062114,0.538544400618029,0.23720725478642887,0.25117210778637483,0.2590770936022056,0.29070590905916061,0.34333001405563091,0.291972040370022]
["Cost/income ratio",0.37770954427036635,0.28294808976795943,9.4761454502406917,0.3349075605356413,null,0.41619738738670231,0.40008149079632932,1.6115896590372991,4.0281535040012972E-2,null,null,0.41619738738670231,0.40008149079632932,0.38157010748252101,0.3237182636106366,0.35885050122330797,0.22781176701696021,0.31398978573905684,0.26603612060524212,0.36811911609831133,0.49248313104322078,0.48410978394877524,0.46820779006564928,0.49529024177803127,0.42428560792231118,0.48653772687749119,0.62649260653627403,null,null,0.28294808976795943,0.45191310973159404,0.49783417581556849,0.70895504146514365,0.51428784997108323,0.43856561367937996,0.37309735493917412,null,null,0.37770954427036635,0.36550234091555711,0.35030279499767009,0.3237182636106366,0.28294808976795943,0.26520900634468858,0.28785462380246557,0.26632472341783897,0.45191310973159404,0.48225866820936913,0.47638826856099797,0.46820779006564928,0.49783417581556849,0.49874264724908085]
["Net interest margin (avg. interest bearing assets)",9.5702348631012776E-2,8.6340866583228038E-2,0.93614820477847394,0.10842469410196109,null,9.0867134348051881E-2,9.3149970443855271E-2,-0.22828360958033894,-2.4507104886086206E-2,null,null,9.0867134348051881E-2,9.3149970443855271E-2,0.1003273444768845,0.1005473551880439,9.0867134348051881E-2,8.3078278916251275E-2,8.4617360459054936E-2,8.9686371710805735E-2,7.3309031175980019E-2,9.0867134348051853E-2,8.0662615510319932E-2,7.7965826407700348E-2,7.0028266864664582E-2,6.8447831971239603E-2,6.3919387473091158E-2,6.3878643817051689E-2,null,null,8.6340866583228038E-2,8.0772050034938869E-2,6.6770957225040631E-2,5.4632085531412349E-2,5.1673346104566691E-2,null,null,null,null,9.5702348631012776E-2,9.7409161136504857E-2,9.9984811671358989E-2,0.1005473551880439,8.6340866583228038E-2,8.5915422115416834E-2,8.7467642462617651E-2,8.9686371710805748E-2,8.0772050034938869E-2,8.2997141539827402E-2,7.9164737395954032E-2,7.7965826407700348E-2,6.6770957225040631E-2,6.558401263893035E-2]
["Provisioning ratio (avg. loans and advances to customers)",2.1588515998062031E-2,2.5623231462359487E-2,-0.40347154642974559,-0.15746317829679102,null,1.2853863277482841E-2,3.2404010990964641E-2,-1.9550147713481798,-0.60332493156273337,null,null,1.2853863277482841E-2,3.2404010990964641E-2,1.295734309798632E-2,2.3768115226642069E-2,3.3929786242893438E-2,2.3112756431971224E-2,3.2396651946674043E-2,1.3575055232095979E-2,1.928456142446397E-2,5.6412188208445051E-3,9.6138660176296672E-3,-4.7283255796710569E-4,-5.4537424818398676E-2,1.9604360939744904E-3,5.133748453868014E-4,-7.9090518539908232E-4,null,null,2.5623231462359487E-2,8.6908226544522051E-3,-1.4255397554904126E-2,-2.2351266567552177E-2,1.3744788014892283E-2,1.2440983812247121E-2,null,null,null,2.1588515998062031E-2,2.4881941021244226E-2,2.1498639631745937E-2,2.3768115226642069E-2,2.5623231462359487E-2,2.3265551224000102E-2,2.3141836986255018E-2,1.3575055232095979E-2,8.6908226544522051E-3,4.9443835429414341E-3,4.6716747861793272E-3,-4.7283255796710569E-4,-1.4255397554904126E-2,6.058514070699702E-4]
[]
["NPL ratio",9.662928995230409E-2,6.0057744959236284E-2,3.6571544993067806,0.60893969658518565,null,9.662928995230409E-2,0.1103934181247737,-1.376412817246961,-0.12468250740195863,null,null,9.662928995230409E-2,0.1103934181247737,8.3007407258840246E-2,6.9184710505324029E-2,6.0057744959236284E-2,5.0812491985516552E-2,4.3192408834299437E-2,3.3278603374568359E-2,3.0122006048141348E-2,1.1391239849515211E-2,8.2359388407503408E-3,6.6663943261670187E-3,6.4728489503375515E-3,6.5603207896390708E-3,7.8771380155595351E-3,8.3337403332542134E-3,null,null,6.0057744959236284E-2,3.0122006048141348E-2,6.4728489503375515E-3,1.0932341917152285E-2,2.0162938372104762E-2,null,null,null,null,9.662928995230409E-2,0.1103934181247737,8.3007407258840246E-2,6.9184710505324029E-2,6.0057744959236284E-2,5.0812491985516552E-2,4.3192408834299437E-2,3.3278603374568359E-2,3.0122006048141348E-2,1.1391239849515211E-2,8.2359388407503408E-3,6.6663943261670187E-3,6.4728489503375515E-3,6.5603207896390708E-3]
["NPL coverage ratio",0.65292289929406655,0.89680191902400552,-24.387901972993898,-0.27194301724438086,null,0.65292289929406655,0.62795791700861225,2.4964982285454296,3.975582058807281E-2,null,null,0.65292289929406655,0.62795791700861225,0.74428422266884642,0.84129822672915489,0.89680191902400552,0.82920133332373713,0.86069661275003095,0.86317927547647977,0.88881291940357066,1.9491217048437077,2.7094352903393388,3.1032750039796055,3.4161500690388236,5.0022160232724895,4.4695934400377775,4.2204396498078705,null,null,0.89680191902400552,0.88881291940357066,3.4161500690388236,3.6356689854082656,3.4102786897916983,null,null,null,null,0.65292289929406655,0.62795791700861225,0.74428422266884642,0.84129822672915489,0.89680191902400552,0.82920133332373713,0.86069661275003095,0.86317927547647977,0.88881291940357066,1.9491217048437077,2.7094352903393388,3.1032750039796055,3.4161500690388236,5.0022160232724895]
[]
["Number of employees",2005,2086,-81,-3.8830297219558996E-2,null,2005,2021,-16,-7.9168728352301265E-3,null,null,2005,2021,2039,2067,2086,2111,2140,2150,2176,2162,2152,2178,2216,2228,2194,2201,null,null,2086,2176,2216,2190,2210,2223,2147,null,null,2005,2021,2039,2067,2086,2111,2140,2150,2176,2162,2152,2178,2216,2228]
["Business outlets",91,97,-6,-6.1855670103092786E-2,null,91,93,-2,-2.1505376344086002E-2,null,null,91,93,94,95,97,97,97,97,97,96,96,96,100,100,100,100,null,null,97,97,100,100,101,96,96,null,null,91,93,94,95,97,97,97,97,97,96,96,96,100,100]
["Number of customers ",762782,752363,10419,1.3848368407271439E-2,null,762782,761969,813,1.0669725408776198E-3,null,null,762782,761969,760534,756252,752363,723937,714771,729639,744935,740085,734542,723688,719919,707229,701651,695067,null,null,752363,744935,719919,691925,790811,833239,849823,null,null,762782,761969,760534,756252,752363,723937,714771,729639,744935,740085,734542,723688,719919,707229]

{"sheet":"EE-RU","index":26,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[52,0,52,3],[50,0,50,1],[0,38,3,38],[0,11,3,11],[0,29,3,29],[0,28,3,28],[50,2,50,3],[51,0,51,3]]}
["Russia",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",566.77348312699996,646.66573471899994,-79.89225159199998,-0.12354489700419358,null,150.657306068,144.647012768,6.0102933000000007,4.1551451253541982E-2,null,null,150.657306068,144.647012768,141.22591384700002,130.24325044400001,144.45524554400001,149.09283664899999,177.87491743799998,175.24273508799999,199.36416892299999,232.54999176800001,209.07114531199997,193.59590326700001,180.95291775099997,176.23656813700006,183.66688094599999,181.62665097199999,null,null,646.66573471899994,834.58120926999993,722.48301780600002,748.68000351399996,590.10064702099999,507.16413807200001,650.38000399999999,null,null,566.77348312699996,416.11617705899999,271.46916429100003,130.24325044400001,646.66573471899994,502.21048917500002,353.11765252600003,175.24273508799999,834.58120926999993,635.21704034699997,402.66704857899998,193.59590326700001,722.48301780600002,541.53010005500005]
["Net fee and commission income",258.74925306299997,258.43040857800003,0.31884448499994278,1.2337730948706049E-3,null,77.052825685000002,64.929498998,12.123326687000002,0.18671523535663548,null,null,77.052825685000002,64.929498998,61.094924945999999,55.672003433999997,74.527417819999997,62.800444315999997,65.654589752999996,55.447956689000002,90.03877098000001,73.904787814999992,74.768332949999987,65.513118865999999,77.209861138000008,75.866990209999983,86.072513573000009,69.308262100999997,null,null,258.43040857800003,304.22501061100002,308.457627022,285.13364926700001,237.69206121900001,214.07584032100002,206.53267,null,null,258.74925306299997,181.69642737799998,116.76692838,55.672003433999997,258.43040857800003,183.90299075799999,121.102546442,55.447956689000002,304.22501061100002,214.18623963100001,140.28145181599999,65.513118865999999,308.457627022,231.24776588399999]
["Net trading income",46.585004501999997,33.736139623000007,12.84886487899999,0.3808635197324155,null,15.257225039000001,10.653797887,4.6034271520000019,0.4320925927848891,null,null,15.257225039000001,10.653797887,8.637144747999999,12.036836828,8.0047663629999999,-1.35352213,2.069366627,25.015528762999999,-54.961686085000004,-35.855069813,14.266752359999998,11.573549655000001,34.454617007999985,66.386133346999998,24.293137107,30.594340420000002,null,null,33.736139623000007,-64.976453883000005,155.728227882,69.312842982999996,38.155027347000001,74.380857505999998,-13.302053000000001,null,null,46.585004501999997,31.427177007000001,20.673981576000003,12.036836828,33.736139623000007,25.731373260000002,27.08489539,25.015528762999999,-64.976453883000005,-10.014767798000001,25.840302014999999,11.573549655000001,155.728227882,121.273610874]
["Recurring other net operating income",-3.0110586129999999,-15.381490677999992,12.370432064999992,-0.80424143042867158,null,-0.275216876,-0.73859610400000009,0.46337922800000009,-0.62737838108065636,null,null,-0.275216876,-0.73859610400000009,-1.5980886289999998,-0.39915700399999998,-9.5179205349999876,0.578377959,-3.1874815979999997,-3.2544665039999998,-0.74534057799999687,-1.4863065529999999,-0.58491421699999968,10.501900507,-0.17929379199999995,-9.1200791999999975E-2,-1.2629086860000001,1.2000684180000001,null,null,-15.381490677999992,7.6853391589999944,-0.33333485200000001,-4.8566846469999998,-13.576326933000001,-25.600607581000002,-18.786923000000002,null,null,-3.0110586129999999,-2.7358417369999999,-1.9972456329999997,-0.39915700399999998,-15.381490677999992,-5.8635701429999996,-6.4419481020000005,-3.2544665039999998,7.6853391589999944,8.4306797370000002,9.9169862900000005,10.501900507,-0.33333485200000001,-0.15404106000000001]
["Operating income",869.09668207899983,923.45079224200003,-54.3541101630002,-5.885977966518019E-2,null,242.69213991599997,219.491713549,23.200426366999977,0.10570069362468493,null,null,242.69213991599997,219.491713549,209.35989491200002,197.55293370200002,217.46950919200003,211.11813679399998,242.41139221999998,252.45175403599998,233.69591324000001,269.11340321699998,297.52131640499994,281.18447229500003,292.43810210499993,318.39849090200005,292.76962294000003,282.729321911,null,null,923.45079224200003,1081.5151051569999,1186.3355378580002,1098.269811117,852.37140865399999,770.02022831800002,824.82369799999992,null,null,869.09668207899983,626.50393970699997,406.91282861400009,197.55293370200002,923.45079224200003,705.98128305000012,494.86314625599999,252.45175403599998,1081.5151051569999,847.81919191700001,578.70578869999997,281.18447229500003,1186.3355378580002,893.89743575300008]
["Staff expenses",-170.14863328999999,-184.634893366,14.486260076000008,-7.8458951132731047E-2,null,-47.637233200000004,-40.706305815,-6.9309273850000039,0.17026667604030044,null,null,-47.637233200000004,-40.706305815,-41.399522392999998,-40.405571881999997,-52.122345924000001,-46.879266681999994,-44.736240682999998,-40.897040077,-38.26241151,-59.949916789,-69.591363733000009,-66.582616459999997,-71.181537664000032,-65.206530603000019,-72.059440748,-71.273620667000003,null,null,-184.634893366,-234.38630849200001,-279.72112968200003,-263.98799738999998,-235.161342139,-192.78518157300002,-161.96316200000001,null,null,-170.14863328999999,-122.51140009000001,-81.805094275000002,-40.405571881999997,-184.634893366,-132.512547442,-85.633280760000005,-40.897040077,-234.38630849200001,-196.12389698199999,-136.17398019300001,-66.582616459999997,-279.72112968200003,-208.53959201800001]
["Other administrative expenses",-104.38850223999999,-125.83980535400001,21.451303114000012,-0.17046516444979665,null,-38.743803512,-24.210016913,-14.533786598999999,0.60032120800361044,null,null,-38.743803512,-24.210016913,-18.96155087,-22.473130945000001,-35.547580396999997,-30.746254313999998,-31.962185106,-27.583785537000001,-59.320458840000001,-51.869802741999997,-47.444534779999998,-35.323837982000001,-69.08994376299998,-49.644019577000002,-52.789640114000001,-38.512565219000003,null,null,-125.83980535400001,-193.95863434400002,-210.03616867299999,-196.35276051299999,-183.84234495500002,-166.70660619100002,-170.01740599999999,null,null,-104.38850223999999,-65.644698727999995,-41.434681814999998,-22.473130945000001,-125.83980535400001,-90.292224957000002,-59.545970642999997,-27.583785537000001,-193.95863434400002,-134.638175504,-82.768372761999998,-35.323837982000001,-210.03616867299999,-140.94622491000001]
["Depreciation on intangible and tangible fixed ass.",-51.572084056999998,-45.275341873000002,-6.2967421839999957,0.13907663473116849,null,-20.130595561,-11.579102984999999,-8.5514925760000011,0.73852806966808426,null,null,-20.130595561,-11.579102984999999,-10.284333436000001,-9.5780520749999987,-12.771307934000001,-10.49972745,-11.319615475999999,-10.684691013,-11.103758934,-14.036751198999999,-11.595597770000001,-11.644809610999999,-20.432254803000006,-12.163863065000001,-15.138598276,-14.982861169,null,null,-45.275341873000002,-48.380917513999997,-62.717577313,-50.628264131000002,-68.691393290000008,-55.472195906000003,-32.658169000000001,null,null,-51.572084056999998,-31.441488495999998,-19.862385510999999,-9.5780520749999987,-45.275341873000002,-32.504033939000003,-22.004306489000001,-10.684691013,-48.380917513999997,-37.277158579999998,-23.240407381000001,-11.644809610999999,-62.717577313,-42.28532251]
["General administrative expenses",-326.10921958699998,-355.75004059299999,29.64082100600001,-8.3319234360709316E-2,null,-106.511632273,-76.495425713000003,-30.016206560000001,0.39239217613634247,null,null,-106.511632273,-76.495425713000003,-70.645406698999992,-72.456754902,-100.441234255,-88.125248445999986,-88.018041264999994,-79.165516627000002,-108.68662928400001,-125.85647073,-128.63149628299999,-113.551264053,-160.70373622999995,-127.01441324500007,-139.98767913799998,-124.769047055,null,null,-355.75004059299999,-476.72586035,-552.47487566799998,-510.96902203399992,-487.69508038399999,-414.96398367000006,-364.63873699999999,null,null,-326.10921958699998,-219.59758731400001,-143.10216160099998,-72.456754902,-355.75004059299999,-255.30880633800001,-167.18355789200001,-79.165516627000002,-476.72586035,-368.03923106599996,-242.182760336,-113.551264053,-552.47487566799998,-391.77113943800003]
["Operating result",542.98746249199985,567.70075164900004,-24.71328915700019,-4.3532246672592034E-2,null,136.18050764299997,142.99628783599999,-6.8157801930000232,-4.7664035872154398E-2,null,null,136.18050764299997,142.99628783599999,138.71448821300004,125.09617880000002,117.02827493700003,122.99288834799999,154.39335095499999,173.28623740899997,125.009283956,143.25693248699997,168.88982012199995,167.63320824200002,131.73436587499998,191.38407765699998,152.78194380200006,157.96027485600001,null,null,567.70075164900004,604.78924480699993,633.8606621900002,587.30078908300015,364.67632827,355.05624464799996,460.18496099999993,null,null,542.98746249199985,406.90635239299996,263.81066701300011,125.09617880000002,567.70075164900004,450.6724767120001,327.67958836399998,173.28623740899997,604.78924480699993,479.77996085100006,336.52302836399997,167.63320824200002,633.8606621900002,502.12629631500005]
["Net provisioning for impairment losses",-145.23509220399998,-180.99774025400001,35.762648050000024,-0.19758615770458321,null,-71.206261994000002,-10.760127017,-60.446134977,">500,0%",null,null,-71.206261994000002,-10.760127017,-13.014278583000001,-50.254424610000001,-34.780702038000001,-33.390601525999998,-63.543889174999997,-49.282547514999997,-53.163297420999996,-47.348154406000006,-42.783124940999997,-26.728609979000002,-28.624622533999997,-26.565276576999999,-7.4481638399999994,14.544814141,null,null,-180.99774025400001,-170.02318674700001,-48.093248809999999,15.946202634,42.061744877999999,-76.928682941999995,-322.148978,null,null,-145.23509220399998,-73.958702613,-63.268703193,-50.254424610000001,-180.99774025400001,-146.21703821599999,-112.82643668999999,-49.282547514999997,-170.02318674700001,-116.859889326,-69.511734919999995,-26.728609979000002,-48.093248809999999,-19.468626275999998]
["Other results",6.4829335910000001,97.048277904000003,-90.565344312999997,-0.93319888069098034,null,0.90370637800000009,-0.36160128699999999,1.2653076650000001,"–",null,null,0.90370637800000009,-0.36160128699999999,3.515448755,2.4253797449999999,85.374458953999991,3.9758158069999996,13.371829605,-5.6738264619999992,-20.409774857999999,4.3445788770000009,0.90219161399999792,-1.6369871509999996,5.1649007729999994,-2.9310923430000031,0.97060207700000234,25.807374394,null,null,97.048277904000003,-16.799991518000002,29.011784900999999,-4.7199495249999996,26.900587737999999,-11.194180077999999,14.718696000000001,null,null,6.4829335910000001,5.5792272130000002,5.9408285000000003,2.4253797449999999,97.048277904000003,11.673818950000001,7.6980031430000002,-5.6738264619999992,-16.799991518000002,3.6097833399999981,-0.73479553700000166,-1.6369871509999996,29.011784900999999,23.846884127999999]
["Net income from derivatives",4.0780498449999998,-2.6153470149999998,6.69339686,"–",null,0.58361942600000005,0.41526828099999996,0.16835114500000009,0.40540333250253724,null,null,0.58361942600000005,0.41526828099999996,2.297606434,0.78155570399999996,0.26126126900000002,2.4852564729999997,3.6559665799999999,-9.0178313369999987,9.7214097989999999,5.8954155020000005,-0.70133814500000113,11.5644948,5.6496060979999996,-3.5902988830000004,2.6937803110000003,-0.46371847300000002,null,null,-2.6153470149999998,26.479981956,4.2893690529999997,-8.9689090799999995,0,0,0,null,null,4.0780498449999998,3.4944304190000004,3.079162138,0.78155570399999996,-2.6153470149999998,-2.876608284,-5.3618647570000002,-9.0178313369999987,26.479981956,16.758572157,10.863156654999999,11.5644948,4.2893690529999997,-1.3602370450000001]
["Net income from financial investments",1.001119584,13.492170101999999,-12.491050518,-0.92579995831422257,null,-1.0836772100000001,-0.77686956799999995,-0.3068076420000001,0.39492812518046794,null,null,-1.0836772100000001,-0.77686956799999995,1.217842321,1.643824041,-0.40254719799999999,1.5077013100000001,9.6678380910000001,2.7191778990000004,-30.100529063,-1.5483817479999999,1.1271958429999991,-13.201481951,-0.48470532500000019,0.65920653999999956,-1.7231782339999988,26.271092867,null,null,13.492170101999999,-43.723196919000003,24.722415848000001,4.2489595549999999,26.969910176999999,-11.194180077999999,14.718696000000001,null,null,1.001119584,2.0847967939999998,2.8616663620000002,1.643824041,13.492170101999999,13.8947173,12.38701599,2.7191778990000004,-43.723196919000003,-13.622667856000001,-12.074286108000001,-13.201481951,24.722415848000001,25.207121173000001]
["Net income from disposal from group assets",1.4037641620000001,86.171454816999997,-84.767690654999996,-0.98370963836016068,null,1.4037641620000001,0,1.4037641620000001,"–",null,null,1.4037641620000001,0,0,0,85.515744882999996,-1.7141976E-2,4.8024933999999998E-2,0.62482697600000003,-3.0655594000000001E-2,-2.4548769999999998E-3,0.47633391600000002,0,0,0,0,0,null,null,86.171454816999997,0.44322344499999999,0,0,-6.9322439E-2,0,0,null,null,1.4037641620000001,0,0,0,86.171454816999997,0.65570993399999999,0.67285191,0.62482697600000003,0.44322344499999999,0.473879039,0.47633391600000002,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",404.23530387900001,483.75128929900001,-79.515985419999993,-0.16437369197553142,null,65.877952027000006,131.87455953200001,-65.996607505,-0.50044988009219171,null,null,65.877952027000006,131.87455953200001,129.21565838500001,77.267133935000004,167.62203185299998,93.578102629,104.221291385,118.329863432,51.436211677000003,100.253356958,127.00888679500002,139.267611112,108.27464411400007,161.88770873699997,146.30438203900002,198.31246339099999,null,null,483.75128929900001,417.96606654200002,614.77919828100005,598.52704219199995,433.63866088599997,266.93338162800001,152.75468000000001,null,null,404.23530387900001,338.52687699299997,206.48279231999999,77.267133935000004,483.75128929900001,316.129257446,222.551154817,118.329863432,417.96606654200002,366.529854865,266.27649790700002,139.267611112,614.77919828100005,506.50455416699998]
["Income taxes",-87.794816350999994,-96.33130760600001,8.5364912550000156,-8.8615959516657905E-2,null,-15.65878925,-27.934400883000002,12.275611633000002,-0.43944424240258373,null,null,-15.65878925,-27.934400883000002,-27.683319063999999,-16.518307153999999,-33.385602130000002,-20.610174572999998,-18.633015203999999,-23.702515698999999,-15.192807006999999,-22.381262370000002,-24.061116641999998,-30.693065743999998,-21.623434861000007,-36.756727592000004,-45.079447305999992,-42.601611124000001,null,null,-96.33130760600001,-92.328251762999997,-146.061220883,-125.663952962,-112.12852841900001,-53.215067589,-28.470192999999998,null,null,-87.794816350999994,-72.136027100999996,-44.201626218000001,-16.518307153999999,-96.33130760600001,-62.945705476000001,-42.335530902999999,-23.702515698999999,-92.328251762999997,-77.135444755999998,-54.754182385999997,-30.693065743999998,-146.061220883,-124.437786022]
["Profit/loss after tax",316.44048752800001,387.41998169300001,-70.979494165000006,-0.1832107209721715,null,50.219162777000001,103.940158649,-53.720995871999996,-0.51684542885308404,null,null,50.219162777000001,103.940158649,101.53233932099999,60.748826781000005,134.23642972299999,72.967928055999991,85.588276180999998,94.627347732999993,36.243404670000004,77.872094587999996,102.94777015299999,108.574545368,86.65120925299999,125.13098114500002,101.224934733,155.71085226700001,null,null,387.41998169300001,325.63781477899897,468.71797739800002,472.86308923000001,321.51013246700001,213.71831403900001,124.284487,null,null,316.44048752800001,266.39084989200001,162.28116610199999,60.748826781000005,387.41998169300001,253.18355197,180.21562391399999,94.627347732999993,325.63781477899897,289.39441010900003,211.522315521,108.574545368,468.71797739800002,382.06676814500003]
[]
[]
["Risk-weighted assets (total RWA)",8294.1790521792973,7686.882405533659,607.29664664563825,7.9004284781103884E-2,null,8294.1790521792973,7956.1947593118475,337.98429286744977,4.2480645973614006E-2,null,null,8294.1790521792973,7956.1947593118475,7699.2386791817271,7596.5065272090069,7686.882405533659,8684.203841833054,9956.5036477067588,10309.134406306835,8372.166409980262,"–","–","–","–","–","–","–",null,null,7686.882405533659,8372.166409980262,"–","–","–","–","–",null,null,8294.1790521792973,7956.1947593118475,7699.2386791817271,7596.5065272090069,7686.882405533659,8684.203841833054,9956.5036477067588,10309.134406306835,8372.166409980262,"–","–","–","–","–"]
["Assets",11767.733119207998,10675.910275443001,1091.8228437649977,0.10226976581813707,null,11767.733119208,11306.423046490996,461.310072717004,4.0800708660921226E-2,null,null,11767.733119208,11306.423046490996,11016.098123406997,10413.86959337,10675.910275443001,12178.063651330003,13531.40104359,13832.408965452996,12442.468672943993,14682.836911333001,16041.423042828999,15103.168887100999,15554.626103840001,15796.099897529,16207.730473793001,16186.832400376001,null,null,10675.910275443001,12442.468672943996,15554.626103840001,15635.30659896,14476.135554517994,12442.250413117001,11680.852542000001,null,null,11767.733119207998,11306.423046491,11016.098123407004,10413.86959337,10675.910275443001,12178.063651329996,13531.401043590002,13832.408965453,12442.468672943996,14682.836911333001,16041.423042828999,15103.168887100999,15554.626103840001,15796.099897529]
["Loans and advances to customers",7820.7919104199991,6956.3819491499999,864.40996126999926,0.1242614289423285,null,7820.79191042,7507.8996424979996,312.89226792200043,4.1675073298914844E-2,null,null,7820.79191042,7507.8996424979996,7248.4979902959994,6999.5013301339995,6956.3819491499989,7815.2709553170007,8772.8006683980002,9346.7830799799995,8388.7289838519991,10805.536536644002,10303.311052081999,9597.8364824870005,9966.8247900019996,10172.866749671,9934.6776827939993,10101.329963996999,null,null,6956.3819491499999,8388.7289838519991,9966.8247900019996,9668.5162179899999,9072.5821045430021,7601.4233217760002,6368.2494479999996,null,null,7820.7919104199991,7507.8996424979996,7248.4979902959994,6999.5013301339995,6956.3819491499999,7815.2709553170007,8772.8006683980002,9346.7830799799995,8388.7289838519991,10805.536536644002,10303.311052081999,9597.8364824870005,9966.8247900019996,10172.866749671]
["  Hereof corporate %",0.60067205224332809,0.64793523112265938,-4.7263178879331296,-7.2944295369522849E-2,null,0.60067205224332809,0.62508322040364173,-2.4411168160313634,-3.9052669090285819E-2,null,null,0.60067205224332809,0.62508322040364173,0.62937896666419635,0.64220213697908468,0.64793523112265938,0.63540940811802926,0.61250415472864406,0.61466217540723045,0.60913934743110465,0.58182412235427983,0.54476701712682463,0.55074404271962973,0.55554301394877503,0.57021221254539156,0.59083444878636227,0.62740064922143912,null,null,0.64793523112265938,0.60913934743110465,0.55554301394877503,0.64080247682270997,0.70193953606591819,0.72546640280379082,0.68600000000000005,null,null,0.60067205224332809,0.62508322040364173,0.62937896666419635,0.64220213697908468,0.64793523112265938,0.63540940811802926,0.61250415472864406,0.61466217540723045,0.60913934743110465,0.58182412235427983,0.54476701712682463,0.55074404271962973,0.55554301394877503,0.57021221254539156]
["  Hereof retail % ",0.39932775130342041,0.35206334067082873,4.726441063259168,0.13424973626204051,null,0.39932775130342041,0.37491638181560172,2.4411369487818693,6.5111503982840491E-2,null,null,0.39932775130342041,0.37491638181560172,0.37062071253886025,0.3577966357714879,0.35206334067082878,0.36458746322307456,0.38749091350559095,0.38533197691453297,0.39085362959174202,0.41811891336246471,0.45516708172741754,0.44918698339917457,0.44434892756720418,0.4296545899990632,0.40902000044691939,0.3724224433812181,null,null,0.35206334067082873,0.39085362959174202,0.44434892756720418,0.35900049190589334,0.29741654580801807,0.26948993629219159,0.313,null,null,0.39932775130342041,0.37491638181560172,0.37062071253886025,0.3577966357714879,0.35206334067082873,0.36458746322307456,0.38749091350559095,0.38533197691453297,0.39085362959174202,0.41811891336246471,0.45516708172741754,0.44918698339917457,0.44434892756720418,0.4296545899990632]
["  Hereof FCY % ",0.37846409694974803,0.46174334596585537,-8.327924901610734,-0.18035830888241022,null,0.37846409694974803,0.37576977484855228,0.26943221011957452,7.1701405529001061E-3,null,null,0.37846409694974803,0.37576977484855228,0.39627514905742595,0.42609155957541667,0.46174334596585542,0.46932101015379635,0.42950372476422227,0.44673246605450651,0.4782270560050767,0.39743361257226245,0.32200852553408821,0.34469236958106103,0.33464589478344092,0.34331138762954394,0.36520530568230941,0.42207353043568657,null,null,0.46174334596585537,0.4782270560050767,0.33464589478344092,0.4416974542643744,0.48512583840889933,0.44654716048716675,0.47499999999999998,null,null,0.37846409694974803,0.37576977484855228,0.39627514905742595,0.42609155957541683,0.46174334596585537,0.46932101015379635,0.42950372476422227,0.44673246605450639,0.4782270560050767,0.39743361257226245,0.32200852553408821,0.34469236958106103,0.33464589478344092,0.34331138762954394]
["Deposits from customers",8509.2441657849995,7175.4047880970011,1333.8393776879984,0.18589047128054048,null,8509.2441657849977,8007.1530630799989,502.09110270499878,6.2705320948600152E-2,null,null,8509.2441657849977,8007.1530630799989,8018.6511894570003,7295.7403574199998,7175.4047880970011,7919.187084061,8408.260321963,8525.2868962840021,7316.7048099999975,9254.5863642540007,9936.4871735460001,9805.4757751739999,9924.3033133890003,10329.019808438001,10437.354089019,10447.496871863999,null,null,7175.4047880970011,7316.7048099999975,9924.3033133890003,9608.885433169,9319.5841325519996,6764.0627249379995,5799.4198839999999,null,null,8509.2441657849995,8007.1530630799989,8018.6511894570003,7295.7403574199998,7175.4047880970011,7919.187084061,8408.260321963,8525.2868962840021,7316.7048099999975,9254.5863642540007,9936.4871735460001,9805.4757751739999,9924.3033133890003,10329.019808438001]
["Loan/deposit ratio",0.86932429300124359,0.90435743101581745,-3.5033138014573861,-3.873815464226682E-2,null,0.86932429300124359,0.87592582828648335,-0.6601535285239768,-7.5366373179723833E-3,null,null,0.86932429300124359,0.87592582828648335,0.84680722721296187,0.89012483594818081,0.90435743101581745,0.91968113215266734,0.97506838122216233,1.0401507444028892,1.0962009517852891,1.1193512883550725,0.99405782732632175,0.94046388453010665,0.96660065163135289,0.98488210288458988,0.95183871295945999,0.9668660434061237,null,null,0.90435743101581745,1.0962009517852891,0.96660065163135289,1.0062057962118229,0.97349645386576278,1.1237955103152413,1.0980838731076088,null,null,0.86932429300124359,0.87592582828648335,0.84680722721296187,0.89012483594818081,0.90435743101581745,0.91968113215266734,0.97506838122216233,1.0401507444028892,1.0962009517852891,1.1193512883550725,0.99405782732632175,0.94046388453010665,0.96660065163135289,0.98488210288458988]
[]
["Equity",1834.3482033100008,1198.109661956001,636.23854135399984,0.53103531467670018,null,1834.3482033100008,1627.6596631069999,206.68854020300091,0.12698510928780915,null,null,1834.3482033100008,1627.6596631069999,1497.5823511960002,1331.233915086,1198.109661956001,1399.3263996990001,1564.0504985360021,1479.2318755249999,1182.0098227879989,1970.938363883,2263.091411157,2299.7439120970007,2360.1698473870001,2350.9894175519998,2292.3360890949998,2633.3830552980003,null,null,1198.109661956001,1182.0098227879989,2360.1698473870001,2460.0220391050002,773.33264064299999,1902.3332509759991,1618.2709219999999,null,null,1834.3482033100008,1627.6596631069999,1497.5823511960002,1331.233915086,1198.109661956001,1399.3263996990001,1564.0504985360021,1479.2318755249999,1182.0098227879989,1970.938363883,2263.091411157,2299.7439120970007,2360.1698473870001,2350.9894175519998]
["Return on equity before tax",0.30934111428669814,0.39504979919633998,-8.5708684909641839,-0.21695665985402657,null,0.17943375908011105,0.3904014346548102,-21.096767557469914,-0.54038652742461113,null,null,0.17943375908011105,0.3904014346548102,0.39637965418747395,0.28009979565536597,0.68664279943710504,0.29594283969527019,0.3011908328667503,0.3796571323538539,0.16217924737504483,0.21479957024100266,0.23948473453478414,0.27289842096438327,0.22438163669351111,0.32342587887678098,0.25934328663734219,0.35533252049081482,null,null,0.39504979919633998,0.2265791630883586,0.31700999498710036,0.31936723831756803,0.36863469119608194,0.16776439952740066,9.9581376662556759E-2,null,null,0.30934111428669814,0.36526672140994337,0.34410648356166013,0.28009979565536597,0.39504979919633998,0.32398724096893172,0.3301991224359207,0.3796571323538539,0.2265791630883586,0.24095680670459738,0.27012435412175712,0.27289842096438327,0.31700999498710036,0.34141833964120916]
["Return on equity after tax",0.24215612065055653,0.31638197015299557,-7.4225849502439045,-0.23460834214587201,null,0.13678344389394415,0.30770443669214026,-17.09209927981961,-0.55547133033120155,null,null,0.13678344389394415,0.30770443669214026,0.31145879726891618,0.22021955650607661,0.54988283385250269,0.23076270226578302,0.24734297420435705,0.30360845893485805,0.11427606933031748,0.16684620803547404,0.19411570346123017,0.21275457912482237,0.17957057548200292,0.24999178669755212,0.17943418301926689,0.27899975955982714,null,null,0.31638197015299557,0.17652807117329308,0.24169373993260559,0.25231437890696756,0.27331462595200162,0.13431937363580881,8.1021545875122378E-2,null,null,0.24215612065055653,0.28739375671595824,0.27044385049337605,0.22021955650607661,0.31638197015299557,0.25947690234108178,0.26738590017461977,0.30360845893485805,0.17652807117329308,0.19024794846168475,0.21457894073101591,0.21275457912482237,0.24169373993260559,0.25753885239329899]
["Cost/income ratio",0.37522778111049909,0.38523984556804841,-1.0012064457549319,-2.5989171610185324E-2,null,0.43887549184685398,0.3485116794439847,9.0363812402869286,0.25928488981211673,null,null,0.43887549184685398,0.3485116794439847,0.33743524149500703,0.366771343478492,0.46186352573372574,0.41742149577603005,0.36309366675770505,0.31358671651657799,0.46507714994733979,0.46767076342353503,0.43234379921840888,0.40383191549023223,0.54953077274554074,0.39891650517933475,0.47814960354233516,0.44130211260604901,null,null,0.38523984556804841,0.44079445407357054,0.46569866453257097,0.46524908256771319,0.57216264580499121,0.53890010730812876,0.44208082028215445,null,null,0.37522778111049909,0.35056831892648915,0.35167768509148573,0.366771343478492,0.38523984556804841,0.36163679189199999,0.33783796420659995,0.31358671651657799,0.44079445407357054,0.43410108496580296,0.41849030209294674,0.40383191549023223,0.46569866453257097,0.43827303197036294]
["Net interest margin (avg. interest bearing assets)",5.6399151444177606E-2,5.4194851794991374E-2,0.22042996491862324,4.0673598620117435E-2,null,5.6429085856145395E-2,5.7170437258103599E-2,-7.4135140195820404E-2,-1.2967390796947642E-2,null,null,5.6429085856145395E-2,5.7170437258103599E-2,5.7468915915448573E-2,5.4817773104582225E-2,5.3767853266821347E-2,5.1261814412513172E-2,5.3108454680133761E-2,5.8202110112003672E-2,6.0878967302394789E-2,6.372554425417036E-2,5.7420637966179834E-2,5.4629534175106957E-2,4.7912652179844833E-2,4.6381633175050271E-2,4.7525226548206026E-2,5.1213874567298645E-2,null,null,5.4194851794991374E-2,5.9248186947831669E-2,4.8043920837429317E-2,5.2866650643558014E-2,5.1801267346272217E-2,null,null,null,null,5.6399151444177606E-2,5.6441801258129067E-2,5.5973549893515467E-2,5.4817773104582225E-2,5.4194851794991374E-2,5.444257643848345E-2,5.5558112131988809E-2,5.8184491756562727E-2,5.9248186947831669E-2,5.8715313761407283E-2,5.5830145260697475E-2,5.4629534175106957E-2,4.8043920837429317E-2,4.8056748816355882E-2]
["Provisioning ratio (avg. loans and advances to customers)",1.9945269992208855E-2,2.1426484217799247E-2,-0.14812142255903915,-6.9130064014885306E-2,null,3.7162343177527132E-2,5.8334708970363578E-3,3.1328872280490776,">500,0%",null,null,3.7162343177527132E-2,5.8334708970363578E-3,7.3072875933333408E-3,2.2346786569601495E-2,1.8836457781908591E-2,1.610342770802287E-2,2.8055341693238714E-2,2.2541227967302058E-2,2.2226162907397533E-2,1.7944382499132969E-2,1.7198254469169356E-2,1.0929342289849769E-2,1.1370431360425797E-2,1.0569277284443962E-2,2.9739113585107503E-3,-5.8856559660043451E-3,null,null,2.1426484217799247E-2,1.176053859916216E-2,4.898641565779278E-3,-1.7017361906508316E-3,-4.3199410076951543E-3,1.1013669999262772E-2,null,null,null,1.9945269992208855E-2,1.3849048282412192E-2,1.7844158581533993E-2,2.2346786569601495E-2,2.1426484217799247E-2,2.2431550847772926E-2,2.5105233469982068E-2,2.2541227967302058E-2,1.176053859916216E-2,1.5435580949287186E-2,1.3717073326303552E-2,1.0929342289849769E-2,4.898641565779278E-3,2.6165684529459061E-3]
[]
["NPL ratio",6.2870950739156967E-2,7.9923500348466403E-2,-1.7052549609309438,-0.21336089554336746,null,6.2870950739156967E-2,7.8193848106336367E-2,-1.53228973671794,-0.19596039507278995,null,null,6.2870950739156967E-2,7.8193848106336367E-2,8.3027790097632045E-2,9.4604057489072566E-2,7.9923500348466403E-2,8.6426119333160856E-2,8.0777726219531776E-2,6.4058332981335661E-2,5.9094298881198742E-2,5.5506097172133437E-2,5.4727091140867608E-2,5.3058351320030374E-2,4.8211347256953585E-2,4.3552065401262489E-2,4.4564848013819582E-2,4.7646962104538088E-2,null,null,7.9923500348466403E-2,5.9094298881198742E-2,4.8211347256953585E-2,5.0493144138459248E-2,5.7768818618632985E-2,null,null,null,null,6.2870950739156967E-2,7.8193848106336367E-2,8.3027790097632045E-2,9.4604057489072566E-2,7.9923500348466403E-2,8.6426119333160856E-2,8.0777726219531776E-2,6.4058332981335661E-2,5.9094298881198742E-2,5.5506097172133437E-2,5.4727091140867608E-2,5.3058351320030374E-2,4.8211347256953585E-2,4.3552065401262489E-2]
["NPL coverage ratio",0.74778164430139393,0.75635015718445975,-0.85685128830658153,-1.1328764596231999E-2,null,0.74778164430139393,0.70960532223204542,3.8176322069348512,5.3799373924177774E-2,null,null,0.74778164430139393,0.70960532223204542,0.69976542972313749,0.67860076728655849,0.75635015718445975,0.73166133038158698,0.73263480153749849,0.79430699614368638,0.74099301461174183,0.74374453390887885,0.75466311690613541,0.73798389372133333,0.77830552408341547,1.0194522719069148,1.0045650021760868,0.99707874588243928,null,null,0.75635015718445975,0.74099301461174183,0.77830552408341547,0.99967306893992125,1.0015914691783165,null,null,null,null,0.74778164430139393,0.70960532223204542,0.69976542972313749,0.67860076728655849,0.75635015718445975,0.73166133038158698,0.73263480153749849,0.79430699614368638,0.74099301461174183,0.74374453390887885,0.75466311690613541,0.73798389372133333,0.77830552408341547,1.0194522719069148]
[]
["Number of employees",7742,7635,107,1.4014407334643098E-2,null,7742,7698,44,5.7157703299557383E-3,null,null,7742,7698,7554,7678,7635,7818,7827,8415,8252,8390,8486,8530,8542,8572,8358,8200,null,null,7635,8252,8542,8155,8475,8618,8608,null,null,7742,7698,7554,7678,7635,7818,7827,8415,8252,8390,8486,8530,8542,8572]
["Business outlets",181,186,-5,-2.6881720430107503E-2,null,181,181,0,0,null,null,181,181,181,183,186,197,207,212,212,206,201,196,195,192,190,189,null,null,186,212,195,186,191,198,215,null,null,181,181,181,183,186,197,207,212,212,206,201,196,195,192]
["Number of customers ",2364821,3001811,-636990,-0.21220190078589229,null,2364821,2396796,-31975,-1.3340726536593017E-2,null,null,2364821,2396796,2387757,3036238,3001811,2974672,2972783,2959946,2940532,2840875,2757194,2683852,2617291,2523700,2431687,2335420,null,null,3001811,2940532,2617291,2288175,2135551,1860036,1795647,null,null,2364821,2396796,2387757,3036238,3001811,2974672,2972783,2959946,2940532,2840875,2757194,2683852,2617291,2523700]

{"sheet":"EE-UA","index":27,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[52,0,52,3],[0,28,3,28],[50,0,50,3]]}
["Ukraine",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",171.07136867199998,175.80966609799998,-4.7382974260000026,-2.6951290740514722E-2,null,46.813688474999999,42.349349973999999,4.4643385010000003,0.10541693092670457,null,null,46.813688474999999,42.349349973999999,42.145210511000002,39.763119711999998,43.635798895999997,44.410096799999998,46.200657473,41.563112928999999,58.786205751999994,60.487332463000001,68.246109476000015,84.178149138999999,91.03022507,89.356103192999996,79.790748398999995,72.097552059999998,null,null,175.80966609799998,271.69779682999996,332.27462872199999,350.43256105500001,343.05546899500001,332.97522274599999,409.71428500000002,null,null,171.07136867199998,124.257680197,81.908330223000007,39.763119711999998,175.80966609799998,132.173867202,87.763770401999992,41.563112928999999,271.69779682999996,212.91159107800001,152.42425861500001,84.178149138999999,332.27462872199999,241.24440365199999]
["Net fee and commission income",81.253181940000005,81.906908386000012,-0.6537264460000074,-7.9813346502984883E-3,null,23.091779783,22.002598063000001,1.0891817199999991,4.9502414073163026E-2,null,null,23.091779783,22.002598063000001,19.093317585999998,17.065486508000003,20.828894753,21.604005324999999,18.549057521000002,20.924950787,30.422722764,31.543959259000001,32.081331351999999,33.435767372999997,39.100822581000003,39.084859031999997,36.240298516999999,33.638800682999999,null,null,81.906908386000012,127.483780748,148.064780813,149.75150260800001,130.81288880099999,126.849538705,125.17806,null,null,81.253181940000005,58.161402156999998,36.158804093999997,17.065486508000003,81.906908386000012,61.078013633000005,39.474008307999995,20.924950787,127.483780748,97.061057984000001,65.517098724999997,33.435767372999997,148.064780813,108.963958232]
["Net trading income",10.588617819,-74.545373679000008,85.133991498,"–",null,0.60486656000000005,4.3080560449999998,-3.7031894849999998,-0.85959640411316884,null,null,0.60486656000000005,4.3080560449999998,3.9901368960000001,1.685558318,-4.2898153969999999,-0.117391773,25.625393000999999,-95.763559510000007,-52.106709457000001,-15.3541767,-2.961005256,-40.494976854000001,3.4286248979999998,4.2535991979999999,2.1899090550000002,2.1715441499999999,null,null,-74.545373679000008,-110.916868267,12.043677301000001,6.5592160870000003,6.0088231030000001,15.039229618,-3.5445120000000001,null,null,10.588617819,9.9837512589999999,5.6756952140000001,1.685558318,-74.545373679000008,-70.25555828200001,-70.138166509000001,-95.763559510000007,-110.916868267,-58.810158810000004,-43.455982110000001,-40.494976854000001,12.043677301000001,8.615052403]
["Recurring other net operating income",-2.3810310259999996,-4.7260420769999998,2.3450110510000002,-0.49618920288762391,null,-0.6896164119999999,-0.49165206499999997,-0.19796434699999993,0.40265130789189296,null,null,-0.6896164119999999,-0.49165206499999997,-0.17219484500000004,-1.027567704,-2.7077593879999999,8.5634447000000002E-2,-1.0155139639999999,-1.088403172,-3.0696940800000001,-5.2397010140000004,-6.2656557909999995,-0.53638571899999998,-1.9971221940000004,-1.1989316019999998,-1.0587752690000001,-0.80310375199999995,null,null,-4.7260420769999998,-15.111436604,-5.0579328170000002,-1.968439644,-5.0816234179999995,-7.3045945470000007,-2.3444660000000002,null,null,-2.3810310259999996,-1.6914146140000001,-1.1997625489999999,-1.027567704,-4.7260420769999998,-2.0182826889999999,-2.1039171359999997,-1.088403172,-15.111436604,-12.041742524,-6.8020415099999996,-0.53638571899999998,-5.0579328170000002,-3.0608106230000001]
["Operating income",260.53213740499996,178.44515872799997,82.086978676999991,0.46001236044808236,null,69.820718405999997,68.168352017000004,1.6523663889999938,2.4239494429730613E-2,null,null,69.820718405999997,68.168352017000004,65.056470147999988,57.486596833999997,57.467118864,65.982344799000003,89.359594031000015,-34.363898966000008,34.032524978999987,71.437414008000005,91.100779781,76.582553939000007,131.56255035500001,131.49562982099999,117.162180702,107.104793141,null,null,178.44515872799997,273.15327270699999,487.32515401899997,504.774840106,474.795557481,467.55939652199993,529.00336699999991,null,null,260.53213740499996,190.71141899900002,122.54306698200001,57.486596833999997,178.44515872799997,120.978039864,54.995695064999985,-34.363898966000008,273.15327270699999,239.120747728,167.68333372000001,76.582553939000007,487.32515401899997,355.76260366399998]
["Staff expenses",-57.468212665999999,-58.818266109999996,1.3500534439999967,-2.2952962290237688E-2,null,-17.175045962000002,-13.158650519,-4.0163954430000022,0.30522852151143165,null,null,-17.175045962000002,-13.158650519,-13.247315628000001,-13.887200557,-17.276456942999999,-15.297078750000001,-11.195515200999999,-15.049215216,-18.023490684999999,-20.911463828999999,-23.709796911000002,-30.317694022000001,-37.689341884000008,-36.346374067000006,-36.048375176,-37.968624022999997,null,null,-58.818266109999996,-92.962445446999993,-148.05271515000001,-154.54397599399999,-145.096052348,-139.25794512299998,-117.975702,null,null,-57.468212665999999,-40.293166704000001,-27.134516184999999,-13.887200557,-58.818266109999996,-41.541809167000004,-26.244730417,-15.049215216,-92.962445446999993,-74.938954761999995,-54.027490933000003,-30.317694022000001,-148.05271515000001,-110.363373266]
["Other administrative expenses",-49.645111417000003,-50.534955969999999,0.8898445529999961,-1.7608495662452928E-2,null,-13.647341032,-11.529395732999999,-2.1179452990000005,0.18369959259338398,null,null,-13.647341032,-11.529395732999999,-12.524473857,-11.943900794999999,-12.170702946,-11.579649095000001,-14.034479655,-12.750124274000001,-11.803570104,-15.435236601,-16.420417078999996,-19.62899299,-20.46693078500001,-22.742765533000004,-22.758163482,-22.854914831999999,null,null,-50.534955969999999,-63.288216773999999,-88.822774632000005,-92.206421806999998,-93.472419033999998,-100.84902448999999,-88.847164000000006,null,null,-49.645111417000003,-35.997770384999995,-24.468374651999998,-11.943900794999999,-50.534955969999999,-38.364253024,-26.784603929000003,-12.750124274000001,-63.288216773999999,-51.484646670000004,-36.049410068999997,-19.62899299,-88.822774632000005,-68.355843847000003]
["Depreciation on intangible and tangible fixed ass.",-15.477589798,-25.106095920000001,9.628506122000001,-0.38351267965680591,null,-5.9626052419999995,-3.1401877030000001,-2.8224175389999995,0.89880536004379086,null,null,-5.9626052419999995,-3.1401877030000001,-3.2708100269999996,-3.1039868259999999,-8.230043933000001,-5.183745826,-7.5236534649999998,-4.1686526959999997,-7.5815298640000002,-36.824396828000005,-6.5136013100000003,-8.3781989709999998,-11.561975791000002,-11.237688905999999,-12.004105188,-11.31671205,null,null,-25.106095920000001,-59.297726972999996,-46.120481935000001,-69.181301593000001,-42.547695597000001,-40.347069984999997,-30.518072,null,null,-15.477589798,-9.5149845559999999,-6.3747968530000003,-3.1039868259999999,-25.106095920000001,-16.876051987,-11.692306161000001,-4.1686526959999997,-59.297726972999996,-51.716197108999999,-14.891800281,-8.3781989709999998,-46.120481935000001,-34.558506143999999]
["General administrative expenses",-122.59091388100001,-134.459318,11.86840411899999,-8.8267620984065931E-2,null,-36.784992236000001,-27.828233954999998,-8.9567582810000026,0.32185866683037245,null,null,-36.784992236000001,-27.828233954999998,-29.042599511999999,-28.935088177999997,-37.677203821999996,-32.060473671000004,-32.753648321,-31.967992186,-37.408590653000005,-73.171097258000003,-46.6438153,-58.324885983000001,-69.718248460000012,-70.326828506000027,-70.810643846000005,-72.140250904999988,null,null,-134.459318,-215.54838919399998,-282.99597171700003,-315.93169939400002,-281.11616697900001,-280.45403959800001,-237.34093799999999,null,null,-122.59091388100001,-85.805921644999998,-57.977687689999996,-28.935088177999997,-134.459318,-96.782114178,-64.721640507000004,-31.967992186,-215.54838919399998,-178.139798541,-104.968701283,-58.324885983000001,-282.99597171700003,-213.27772325700002]
["Operating result",137.94122352399995,43.985840727999971,93.955382795999981,2.1360369891984581,null,33.035726169999997,40.340118062000002,-7.3043918920000088,-0.18107016644754625,null,null,33.035726169999997,40.340118062000002,36.013870635999993,28.551508655999999,19.789915042000004,33.921871127999999,56.605945710000015,-66.331891152000011,-3.3760656740000172,-1.7336832499999986,44.456964481,18.257667956000006,61.844301895000001,61.168801314999968,46.351536855999996,34.964542236000014,null,null,43.985840727999971,57.604883513000004,204.32918230199994,188.84314071199998,193.67939050199999,187.10535692399992,291.66242899999992,null,null,137.94122352399995,104.90549735400002,64.565379292000017,28.551508655999999,43.985840727999971,24.195925685999995,-9.7259454420000182,-66.331891152000011,57.604883513000004,60.980949186999993,62.714632437000006,18.257667956000006,204.32918230199994,142.48488040699996]
["Net provisioning for impairment losses",1.7428151359999999,-212.11339838699999,213.85621352299998,"–",null,3.1015872440000001,4.9805982130000004,-1.8790109690000003,-0.37726612118510994,null,null,3.1015872440000001,4.9805982130000004,3.191785243,-9.5311555639999987,-57.992694907999997,-40.890696761000001,-32.31220004,-80.917806678000005,-206.80701496,-143.04947872299999,-91.591780987999996,-91.915376690000002,-26.60206221,-36.268931606999999,-31.732162028999998,-26.67761192,null,null,-212.11339838699999,-533.36365136100005,-121.280767766,-106.855420327,-108.114191015,-200.26233000400001,-499.00745499999999,null,null,1.7428151359999999,-1.3587721079999999,-6.3393703210000005,-9.5311555639999987,-212.11339838699999,-154.12070347900001,-113.230006718,-80.917806678000005,-533.36365136100005,-326.55663640100005,-183.507157678,-91.915376690000002,-121.280767766,-94.678705555999997]
["Other results",10.103894319,76.726277042999996,-66.622382723999991,-0.86831246466790724,null,2.3005019309999999,2.0401392469999999,0.26036268399999996,0.12762005553437605,null,null,2.3005019309999999,2.0401392469999999,-1.217426769,6.9806799100000001,5.6550374790000006,4.5801901349999996,0.99683952200000003,65.494209906999998,25.133025572000001,28.491365928,33.960790760000002,43.401741928,3.5236109999999599E-2,4.9909663570000049,6.4084836480000007,32.241304491999998,null,null,76.726277042999996,130.98692418799999,43.675990607000003,-21.568313902,-15.199375837,27.018495002999998,4.2617710000000004,null,null,10.103894319,7.8033923880000007,5.7632531409999999,6.9806799100000001,76.726277042999996,71.071239563999995,66.491049429,65.494209906999998,130.98692418799999,105.853898616,77.362532688000002,43.401741928,43.675990607000003,43.640754497000003]
["Net income from derivatives",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Net income from financial investments",10.103894319,76.726277042999996,-66.622382723999991,-0.86831246466790724,null,2.3005019309999999,2.0401392469999999,0.26036268399999996,0.12762005553437605,null,null,2.3005019309999999,2.0401392469999999,-1.217426769,6.9806799100000001,5.6550374790000006,4.5801901349999996,0.99683952200000003,65.494209906999998,25.133025572000001,28.491365928,33.960790760000002,43.401741928,3.5236109999999599E-2,4.9909663570000049,6.4084836480000007,32.241304491999998,null,null,76.726277042999996,130.98692418799999,43.675990607000003,-21.568313902,-15.199375837,27.018495002999998,4.2617710000000004,null,null,10.103894319,7.8033923880000007,5.7632531409999999,6.9806799100000001,76.726277042999996,71.071239563999995,66.491049429,65.494209906999998,130.98692418799999,105.853898616,77.362532688000002,43.401741928,43.675990607000003,43.640754497000003]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Bank levy",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",149.787932979,-91.401280615999994,241.18921359500001,"–",null,38.437815344999997,47.360855522000001,-8.9230401770000043,-0.18840538412265562,null,null,38.437815344999997,47.360855522000001,37.988229109999999,26.001033002,-32.547742387,-2.3886354980000002,25.290585192000002,-81.75548792299999,-185.05005506200001,-116.291796045,-13.174025746999998,-30.255966806,35.277475795000008,29.890836064999995,21.027858475000002,40.528234808000001,null,null,-91.401280615999994,-344.77184366,126.724405143,60.419406483000003,70.36582365000001,13.861521923,-203.08325500000001,null,null,149.787932979,111.350117634,63.989262112000006,26.001033002,-91.401280615999994,-58.853538229000002,-56.464902731000002,-81.75548792299999,-344.77184366,-159.72178859799999,-43.429992552999998,-30.255966806,126.724405143,91.446929347999998]
["Income taxes",-14.989074827,6.7421845640000004,-21.731259391000002,"–",null,5.1507264469999994,-9.1331532180000004,14.283879665000001,"–",null,null,5.1507264469999994,-9.1331532180000004,-8.5567714210000005,-2.4498766349999999,3.3674036090000001,3.8362425259999999,-0.22730112100000002,-0.23416045000000002,33.641041764000001,11.629944572000001,2.9749058509999999,6.7507394720000002,-6.5477463170000032,-6.777052265,-4.1916717850000005,-8.5487926699999992,null,null,6.7421845640000004,54.996631659000002,-26.065263037000001,-26.976355517999998,-23.707876914,13.759418755999999,42.980615,null,null,-14.989074827,-20.139801274,-11.006648056,-2.4498766349999999,6.7421845640000004,3.3747809549999999,-0.46146157100000001,-0.23416045000000002,54.996631659000002,21.355589894999998,9.7256453230000002,6.7507394720000002,-26.065263037000001,-19.51751672]
["Profit/loss after tax",134.79885815200001,-84.659096051999995,219.457954204,"–",null,43.588541792000001,38.227702303999997,5.3608394880000034,0.14023441548667348,null,null,43.588541792000001,38.227702303999997,29.431457688999998,23.551156366999997,-29.180338777999999,1.447607028,25.063284070999998,-81.989648372999994,-151.40901329800002,-104.661851473,-10.199119896000003,-23.505227334000001,28.729729478000007,23.113783799999997,16.836186690000002,31.979442138,null,null,-84.659096051999995,-289.775212001,100.659142106,33.443050964999998,46.657946736,27.620940679,-160.10264000000001,null,null,134.79885815200001,91.210316359999993,52.982614056000003,23.551156366999997,-84.659096051999995,-55.478757273999996,-56.926364302000003,-81.989648372999994,-289.775212001,-138.36619870300001,-33.704347230000003,-23.505227334000001,100.659142106,71.929412627999994]
[]
[]
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["Loans and advances to customers",1894.2397913909999,2177.0010051059999,-282.76121371499994,-0.12988566061834783,null,1894.2397913909999,1839.8026029159998,54.437188475000085,2.958860281462794E-2,null,null,1894.2397913909999,1839.8026029159998,1914.9158865239999,1897.101646865,2177.0010051059999,2303.258568019,2401.4769778039999,2475.467188999,2687.7877658070001,2890.4458654479999,2873.4114851929999,3026.6206379800001,3598.6211960659998,3618.885234332,3786.9228338299999,3806.0426420130002,null,null,2177.0010051059999,2687.7877658070001,3598.6211960659998,3714.9244366620001,4248.4659999420001,4147.7319637310002,4401.1466520000004,null,null,1894.2397913909999,1839.8026029159998,1914.9158865239999,1897.101646865,2177.0010051059999,2303.258568019,2401.4769778039999,2475.467188999,2687.7877658070001,2890.4458654479999,2873.4114851929999,3026.6206379800001,3598.6211960659998,3618.885234332]
["  Hereof corporate %",0.59418606615453218,0.52624610108722392,6.7939965067308261,0.12910302789311756,null,0.59418606615453218,0.56397004513172411,3.0216021022808071,5.3577350931379053E-2,null,null,0.59418606615453218,0.56397004513172411,0.54841695365862642,0.53722144550566875,0.52624610108722392,0.5229017747824416,0.51922814523095073,0.52634850132143129,0.5457327169429963,0.54224639829297538,0.5393332175592005,0.54797643973262589,0.56597902363155217,0.53979913702701243,0.5325209939573633,0.51886618201633561,null,null,0.52624610108722392,0.5457327169429963,0.56597902363155217,0.52017780175314488,0.51304870981667261,0.45911018358948941,0.434,null,null,0.59418606615453218,0.56397004513172411,0.54841695365862642,0.53722144550566875,0.52624610108722392,0.5229017747824416,0.51922814523095073,0.52634850132143129,0.5457327169429963,0.54224639829297538,0.5393332175592005,0.54797643973262589,0.56597902363155217,0.53979913702701243]
["  Hereof retail % ",0.40580344763823561,0.47370910880667549,-6.7905661168439879,-0.14334886094865595,null,0.40580344763823561,0.43601461250711432,-3.0211164868878706,-6.9289340316285308E-2,null,null,0.40580344763823561,0.43601461250711432,0.45156124458794217,0.4627504274484831,0.47370910880667549,0.47700841245321129,0.48068369202339029,0.47166621080206594,0.45184381164684778,0.45510136713669763,0.45792926942926021,0.44925050080601436,0.43385924775073564,0.46000992018259768,0.46729864853338715,0.48094385691386038,null,null,0.47370910880667549,0.45184381164684778,0.43385924775073564,0.47968572169982482,0.48688726707475122,0.54088981641051059,0.56599999999999995,null,null,0.40580344763823561,0.43601461250711432,0.45156124458794217,0.4627504274484831,0.47370910880667549,0.47700841245321129,0.48068369202339029,0.47166621080206594,0.45184381164684778,0.45510136713669763,0.45792926942926021,0.44925050080601436,0.43385924775073564,0.46000992018259768]
["  Hereof FCY % ",0.49171782092858507,0.59077418282284078,-9.9056361894255716,-0.16767212375622775,null,0.49171782092858507,0.54454891805952199,-5.2831097130936922,-9.7018092183891236E-2,null,null,0.49171782092858507,0.54454891805952199,0.55450963418162214,0.59819788317107325,0.59077418282284078,0.59292259742968401,0.61024720396532917,0.64063675513925011,0.5746803764940247,0.55412464921904092,0.55738936391577198,0.54296299290973749,0.46880899880329019,0.47959244010686836,0.49936665809676029,0.50847643655837671,null,null,0.59077418282284078,0.5746803764940247,0.46880899880329019,0.51581479857011292,0.56812035215368339,0.65577188299152167,0.66200000000000003,null,null,0.49171782092858507,0.54454891805952199,0.55450963418162214,0.59819788317107325,0.59077418282284078,0.59292259742968401,0.61024720396532917,0.64063675513925011,0.5746803764940247,0.55412464921904092,0.55738936391577198,0.54296299290973749,0.46880899880329019,0.47959244010686836]
["Deposits from customers",1535.495986139,1517.6814579890001,17.814528149999887,1.1737988927930321E-2,null,1535.495986139,1411.1043579030002,124.39162823599986,8.8151969441051525E-2,null,null,1535.495986139,1411.1043579030002,1530.83979873,1295.8455529149999,1517.6814579890001,1471.9985579280001,1465.78874787,1293.642378494,1541.122330746,1648.6062194000001,1621.7424543730001,1610.472514991,2432.8752338680001,2651.7769153710001,2806.0242915509998,2835.1652405459999,null,null,1517.6814579890001,1541.122330746,2432.8752338680001,2645.6281012029999,2631.4062052210002,2555.0860272350001,2303.3895600000001,null,null,1535.495986139,1411.1043579030002,1530.83979873,1295.8455529149999,1517.6814579890001,1471.9985579280001,1465.78874787,1293.642378494,1541.122330746,1648.6062194000001,1621.7424543730001,1610.472514991,2432.8752338680001,2651.7769153710001]
["Loan/deposit ratio",0.63545055724142563,0.66279765762763276,-2.7347100386207135,-4.1260104153190924E-2,null,0.63545055724142563,0.64575217295136278,-1.0301615709937151,-1.5952893604452623E-2,null,null,0.63545055724142563,0.64575217295136278,0.60005756332313354,0.66830029136258151,0.66279765762763276,0.77091331314572253,0.84453045234986968,1.0189370443093546,1.0468916518061344,1.1856745236672737,1.2679627987965651,1.4104843795140045,1.1591535262765584,1.3647019903352977,1.3495687992554115,1.3424412050424359,null,null,0.66279765762763276,1.0468916518061344,1.1591535262765584,1.4041748479209069,1.6145230605265637,1.623323801828892,1.9107261439528276,null,null,0.63545055724142563,0.64575217295136278,0.60005756332313354,0.66830029136258151,0.66279765762763276,0.77091331314572253,0.84453045234986968,1.0189370443093546,1.0468916518061344,1.1856745236672737,1.2679627987965651,1.4104843795140045,1.1591535262765584,1.3647019903352977]
[]
["Equity",310.51398739000001,197.75529224700006,112.75869514299995,0.57019305962321476,null,310.51398739000001,268.77889646899996,41.735090921000051,0.15527666594841327,null,null,310.51398739000001,268.77889646899996,241.68550684799999,197.088231544,197.75529224700006,114.42736860599999,116.119778139,88.508701965,217.706043545,404.70630221199997,512.50274827699991,618.4393033660001,878.31417412199994,867.38953207299994,877.86984096099991,885.40168930200002,null,null,197.75529224700006,217.706043545,878.31417412199994,834.14462191000007,771.28471424700001,788.8012968569999,704.07860099999994,null,null,310.51398739000001,268.77889646899996,241.68550684799999,197.088231544,197.75529224700006,114.42736860599999,116.119778139,88.508701965,217.706043545,404.70630221199997,512.50274827699991,618.4393033660001,878.31417412199994,867.38953207300005]
["Return on equity before tax",0.74792219081968603,"–","–","–",null,0.76590903887613704,1.027449344302406,-26.154030542626895,-0.25455299268680109,null,null,0.76590903887613704,1.027449344302406,0.8370685032317442,0.50859178896732737,"–","–",0.59494054154915921,"–","–","–","–","–",0.17940187410813122,0.14719887899525042,9.9985272822354768E-2,0.19601064618890265,null,null,"–","–",0.16057766021349643,7.4790027751325538E-2,9.2988659727787498E-2,1.7087301494289189E-2,-0.24595379176991336,null,null,0.74792219081968603,0.77528922986553128,0.65253649948653669,0.50859178896732737,"–","–","–","–","–","–","–","–",0.16057766021349643,0.15277805483587936]
["Return on equity after tax",0.67307863393221801,"–","–","–",null,0.86854202951640358,0.82931415054754376,3.922787896885982,4.7301591252193242E-2,null,null,0.86854202951640358,0.82931415054754376,0.6485205236685917,0.46067111056781662,"–",3.4360968176625276E-2,0.58959346669913748,"–","–","–","–","–",0.14610363113631109,0.11382495482227252,8.0054310879498547E-2,0.15466528823487469,null,null,"–","–",0.12754930275853157,4.1397406154016096E-2,6.1658624991184005E-2,3.4048738916238969E-2,-0.19390004055417273,null,null,0.67307863393221801,0.63506332484505335,0.54029517404397231,0.46067111056781662,"–","–","–","–","–","–","–","–",0.12754930275853157,0.12017063694915107]
["Cost/income ratio",0.47054046806682864,0.75350499256162717,-28.296452449479855,-0.37553105458907177,null,0.52684923724358157,0.40822805791256511,11.862117933101645,0.2905757628164376,null,null,0.52684923724358157,0.40822805791256511,0.44642138508175483,0.50333625177976382,0.65563063829884638,0.48589473091119806,0.3665375685305523,-0.930278377829869,1.0992011517242182,1.0242685611464863,0.51200237157276285,0.76159494536389172,0.52992472608562791,0.53482255343187657,0.60438140893011938,0.6735482959201432,null,null,0.75350499256162717,0.7891115016044844,0.58071283491753944,0.62588638397202223,0.59207834308822382,0.59982548032227145,0.44865676251924502,null,null,0.47054046806682864,0.44992545331252515,0.47312091265445616,0.50333625177976382,0.75350499256162717,0.7999973737944478,1.1768492139340148,-0.930278377829869,0.7891115016044844,0.74497842714858908,0.62599364501112686,0.76159494536389172,0.58071283491753944,0.59949449734303772]
["Net interest margin (avg. interest bearing assets)",9.8688513951498302E-2,8.5349556183052608E-2,1.3338957768445694,0.15628619954199996,null,0.10720565591116303,9.7354284782635511E-2,0.98513711285275196,0.10119093525798917,null,null,0.10720565591116303,9.7354284782635511E-2,9.9969291920200432E-2,9.1194032009371553E-2,8.6697877900299924E-2,8.615736261308124E-2,9.0725849943837561E-2,7.4858731851868768E-2,9.519633613921212E-2,9.0402706827175244E-2,9.4728450221730168E-2,9.3217801723595201E-2,9.1541721953696156E-2,8.5327051078876684E-2,7.3610650934869071E-2,6.661077517693649E-2,null,null,8.5349556183052608E-2,9.3470702525942084E-2,7.9184408227425146E-2,7.580710552201253E-2,7.2176211463381032E-2,null,null,null,null,9.8688513951498302E-2,9.6175817264467056E-2,9.5063238100250413E-2,9.1194032009371553E-2,8.5349556183052608E-2,8.485809521313506E-2,8.4044453040531153E-2,7.4858731851868768E-2,9.3470702525942084E-2,9.2941760326594486E-2,9.4392737786852435E-2,9.3217801723595201E-2,7.9184408227425146E-2,7.5125360796485408E-2]
["Provisioning ratio (avg. loans and advances to customers)",-8.9940744026624378E-4,8.7609694955568182E-2,-8.8509102395834418,"–",null,-6.6449963154756797E-3,-1.0611923587896647E-2,0.3966927272420967,-0.37381792655814239,null,null,-6.6449963154756797E-3,-1.0611923587896647E-2,-6.6983642442219413E-3,1.4561550492249642E-2,0.10355238389466771,6.9531128987352225E-2,5.3004010601469281E-2,0.12558654633396926,0.29659139954447872,0.1985468689048544,0.12419156923334515,0.11098810155748566,2.9486152833017223E-2,3.9178905284269788E-2,3.343322145209883E-2,2.837678893252106E-2,null,null,8.7609694955568182E-2,0.17773836757380074,3.3166065778894027E-2,2.6836664904896626E-2,2.1998117002259638E-2,4.6851134284558067E-2,null,null,null,-8.9940744026624378E-4,9.3068549251761935E-4,6.370345322445038E-3,1.4561550492249642E-2,8.7609694955568182E-2,8.2993637039917315E-2,8.9340263501355779E-2,0.12558654633396926,0.17773836757380074,0.14182411200883455,0.11341547035717534,0.11098810155748566,3.3166065778894027E-2,3.4426384031740698E-2]
[]
["NPL ratio",0.52131226379613615,0.59309381172186604,-7.1781547925729878,-0.12102899491959651,null,0.52131226379613615,0.5429650246096277,-2.1652760813491545,-3.9878739572699162E-2,null,null,0.52131226379613615,0.5429650246096277,0.56331779881362032,0.58990215669812762,0.59309381172186604,0.56245419354328685,0.53724174621191778,0.52273748076235627,0.45983263965364513,0.39761689770372771,0.36033855761193029,0.32530863651849129,0.30586645718734684,0.32582565670050923,0.33683466206516893,0.34971516774599865,null,null,0.59309381172186604,0.45983263965364513,0.30586645718734684,0.34655984743442503,0.34845550912263634,null,null,null,null,0.52131226379613615,0.5429650246096277,0.56331779881362032,0.58990215669812762,0.59309381172186604,0.56245419354328685,0.53724174621191778,0.52273748076235627,0.45983263965364513,0.39761689770372771,0.36033855761193029,0.32530863651849129,0.30586645718734684,0.32582565670050923]
["NPL coverage ratio",0.92972386610357938,0.90676881739226178,2.2955048711317594,2.5315216261332152E-2,null,0.92972386610357938,0.92918381422825613,5.4005187532324417E-2,5.8121102310826345E-4,null,null,0.92972386610357938,0.92918381422825613,0.92331175219802664,0.92111539198678172,0.90676881739226178,0.90168880768561788,0.90153043042348835,0.89410791000596834,0.86895879928113184,0.81410167932984867,0.78906209643327063,0.76683932898920737,0.70729473178896496,0.70211675077466607,0.68125057686724677,0.68602080068781823,null,null,0.90676881739226178,0.86895879928113184,0.70729473178896496,0.68381765934553373,0.65652323787581879,null,null,null,null,0.92972386610357938,0.92918381422825613,0.92331175219802664,0.92111539198678172,0.90676881739226178,0.90168880768561788,0.90153043042348835,0.89410791000596834,0.86895879928113184,0.81410167932984867,0.78906209643327063,0.76683932898920737,0.70729473178896496,0.70211675077466607]
[]
["Number of employees",8073,9639,-1566,-0.16246498599439774,null,8073,8750,-677,-7.7371428571428535E-2,null,null,8073,8750,9122,9489,9639,10308,10602,11255,11478,12199,12398,12891,13053,13324,13492,13787,null,null,9639,11478,13053,13849,15267,15432,15225,null,null,8073,8750,9122,9489,9639,10308,10602,11255,11478,12199,12398,12891,13053,13324]
["Business outlets",498,578,-80,-0.13840830449826991,null,498,533,-35,-6.5666041275797338E-2,null,null,498,533,571,577,578,617,619,670,671,670,713,770,798,818,820,822,null,null,578,671,798,825,909,931,953,null,null,498,533,571,577,578,617,619,670,671,670,713,770,798,818]
["Number of customers ",2536828,2782366,-245538,-8.8247915622890694E-2,null,2536828,2557057,-20229,-7.9110477396475698E-3,null,null,2536828,2557057,2654145,2635840,2782366,2823672,2833139,2903062,2940953,2859750,2962732,3014699,3062204,3084830,3082951,3023416,null,null,2782366,2940953,3062204,3029424,3380743,3902438,4882467,null,null,2536828,2557057,2654145,2635840,2782366,2823672,2833139,2903062,2940953,2859750,2962732,3014699,3062204,3084830]

{"sheet":"NC-Asia","index":28,"n_rows":52,"n_cols":43,"rows_kept":52,"cut":false,"hidden":false,"merged":[[0,30,3,30],[50,0,50,1],[50,2,50,3],[51,0,51,3],[52,0,52,3],[0,11,3,11],[0,24,3,24],[0,25,3,25]]}
["Asia",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014"]
["Net interest income",37.484103153999996,84.424916393000004,-46.940813239000008,-0.55600662984952687,null,4.5386019220000007,14.287288363,-9.7486864410000003,-0.68233286774321122,null,null,4.5386019220000007,14.287288363,4.1073945370000002,14.550818332,10.159226529,21.735859140000002,23.410902881000002,29.118927842999998,11.532526180000001,42.254965996999999,43.506128691999997,37.763128999999992,null,null,84.424916393000004,135.05674986900001,161.65853996000001,null,null,37.484103153999996,32.945501231999998,18.658212869,14.550818332,84.424916393000004,74.265689863999995,52.529830724,29.118927842999998,135.05674986900001,123.524223689,81.269257691999996,37.763128999999992]
["Net fee and commission income",3.7927574750000002,11.454212362,-7.6614548869999997,-0.66887662327767838,null,-0.41804825699999998,0.78704250500000006,-1.205090762,"–",null,null,-0.41804825699999998,0.78704250500000006,1.6430988790000001,1.780664348,1.2770211010000001,3.760374214,3.04740769,3.3694093569999999,2.7014750929999995,1.7945751649999997,2.1778579950000001,2.6076402250000004,null,null,11.454212362,9.2815484779999977,10.358234281000001,null,null,3.7927574750000002,4.2108057319999999,3.4237632269999998,1.780664348,11.454212362,10.177191261000001,6.4168170470000003,3.3694093569999999,9.2815484779999977,6.5800733850000004,4.7854982200000009,2.6076402250000004]
["Net trading income",-11.96773166,-13.702227451999999,1.7344957919999988,-0.12658495110200707,null,-4.9567383600000001,-2.0419504010000002,-2.9147879589999999,1.4274528693608555,null,null,-4.9567383600000001,-2.0419504010000002,-8.1569814889999996,3.1879385899999999,-5.9666072340000005,-8.0643638109999998,0.34119465500000001,-1.2451062000000001E-2,-2.9295761999999996,2.5782135670000006,0.19916288500000001,-5.8272540119999992,null,null,-13.702227451999999,-5.9794537600000002,7.1435234400000001,null,null,-11.96773166,-7.0109933,-4.9690428990000006,3.1879385899999999,-13.702227451999999,-7.7356202180000002,0.328743593,-1.2451062000000001E-2,-5.9794537600000002,-3.0498775600000001,-5.6280911269999985,-5.8272540119999992]
["Recurring other net operating income",-1.0534764720000001,5.0224730000000051E-2,-1.1037012020000001,"–",null,-0.47770317200000006,-0.23853901300000002,-0.23916415900000004,1.0026207285430497,null,null,-0.47770317200000006,-0.23853901300000002,-0.45382928699999997,0.11659500000000003,-0.19097623499999999,0.19868383199999998,0.12254213299999994,-8.0024999999999957E-2,2.9684349999999999,-0.48764699999999994,1.0060110000000002,1.2327299999999999,null,null,5.0224730000000051E-2,4.7195290000000005,7.0379609999999992,null,null,-1.0534764720000001,-0.57577329999999982,-0.33723428700000002,0.11659500000000003,5.0224730000000051E-2,0.24120096499999999,4.251713300000004E-2,-8.0024999999999957E-2,4.7195290000000005,1.7510940000000002,2.2387410000000001,1.2327299999999999]
["Operating income",28.255652497,82.227126033000005,-53.971473536000005,-0.65637066671088284,null,-1.3138878669999992,12.793841453999999,-14.107729320999997,"–",null,null,-1.3138878669999992,12.793841453999999,-2.8603173599999994,19.636016270000002,5.278664161,17.630553375000002,26.922047359,32.395861138000001,14.272860073,46.140107728999993,46.889160572000002,35.776245212999989,null,null,82.227126033000005,143.07837358699999,186.198258681,null,null,28.255652497,29.569540363999998,16.775698909999996,19.636016270000002,82.227126033000005,76.94846187200001,59.317908496999998,32.395861138000001,143.07837358699999,128.80551351399998,82.66540578499999,35.776245212999989]
["Staff expenses",-24.412902811000002,-29.390448274000001,4.9775454629999984,-0.16935929035840325,null,-3.6319818740000001,-10.402057052,6.7700751779999999,-0.65084003521191225,null,null,-3.6319818740000001,-10.402057052,-5.1451538470000004,-5.2337100379999999,-7.5902362500000002,-7.0672809709999997,-7.3962009220000002,-7.3367301310000004,-0.59935418499999993,-7.7935342690000002,-7.2175283630000004,-6.2478370339999998,null,null,-29.390448274000001,-21.858253851000001,-26.217551814,null,null,-24.412902811000002,-20.780920936999998,-10.378863884999999,-5.2337100379999999,-29.390448274000001,-21.800212024,-14.732931053,-7.3367301310000004,-21.858253851000001,-21.258899665999998,-13.465365397000001,-6.2478370339999998]
["Other administrative expenses",-17.12783203,-20.918918371,3.7910863409999997,-0.18122764637083733,null,-4.8200425659999997,-0.79500355500000008,-4.0250390109999996,">500,0%",null,null,-4.8200425659999997,-0.79500355500000008,-8.0826753849999999,-3.4301105240000003,-7.3015997750000006,-5.083502535,-4.1353492450000005,-4.398466816,-7.0108397299999989,-6.8918369469999998,-4.9870718049999994,-5.2740388449999998,null,null,-20.918918371,-24.163787327000001,-23.142053440000002,null,null,-17.12783203,-12.307789463999999,-11.512785909,-3.4301105240000003,-20.918918371,-13.617318596,-8.5338160610000013,-4.398466816,-24.163787327000001,-17.152947597000001,-10.261110650000001,-5.2740388449999998]
["Depreciation on intangible and tangible fixed ass.",-4.8375111689999999,-1.5179474240000002,-3.319563745,2.1868766286071311,null,-2.0338729010000001,-1.708102381,-0.32577052000000006,0.19072072237805759,null,null,-2.0338729010000001,-1.708102381,-0.78398124999999996,-0.31155463699999997,-0.386178682,-0.33936050699999998,-0.34340987000000001,-0.44899836500000001,-0.520597902,-0.56127470000000002,-0.446985411,-0.45098040500000003,null,null,-1.5179474240000002,-1.9798384179999999,-2.049295205,null,null,-4.8375111689999999,-2.8036382680000003,-1.095535887,-0.31155463699999997,-1.5179474240000002,-1.131768742,-0.79240823500000002,-0.44899836500000001,-1.9798384179999999,-1.4592405159999999,-0.89796581600000003,-0.45098040500000003]
["General administrative expenses",-46.378246010000005,-51.827314068999996,5.4490680589999911,-0.10513892446259909,null,-10.485897340999999,-12.905162988000001,2.4192656470000014,-0.18746494323625207,null,null,-10.485897340999999,-12.905162988000001,-14.011810482000001,-8.9753751990000001,-15.278014707000001,-12.490144013,-11.874960037000001,-12.184195312,-8.1307918169999986,-15.246645916,-12.651585578999999,-11.972856283999999,null,null,-51.827314068999996,-48.001879596000002,-51.408900459000002,null,null,-46.378246010000005,-35.892348669,-22.987185681,-8.9753751990000001,-51.827314068999996,-36.549299361999999,-24.059155349000001,-12.184195312,-48.001879596000002,-39.871087779,-24.624441863000001,-11.972856283999999]
["Operating result",-18.122593513000005,30.399811964000008,-48.522405477000014,"–",null,-11.799785207999999,-0.11132153400000178,-11.688463673999996,">500,0%",null,null,-11.799785207999999,-0.11132153400000178,-16.872127842000001,10.660641071000002,-9.9993505460000005,5.1404093620000015,15.047087321999999,20.211665826000001,6.1420682560000017,30.893461812999995,34.237574993000003,23.80338892899999,null,null,30.399811964000008,95.076493990999978,134.789358222,null,null,-18.122593513000005,-6.3228083050000023,-6.2114867710000041,10.660641071000002,30.399811964000008,40.399162510000011,35.258753147999997,20.211665826000001,95.076493990999978,88.934425734999991,58.040963921999989,23.80338892899999]
["Net provisioning for impairment losses",-178.63293983199998,-296.904630833,118.27169100100002,-0.3983490950248072,null,-55.505239252999999,-16.735382376,-38.769856876999995,2.3166400388077992,null,null,-55.505239252999999,-16.735382376,-107.16054633499999,0.76822813199999995,-207.61599596299999,-34.077413069999999,-52.497709696000001,-2.7135121039999999,-168.262602875,-134.297668195,1.8569304879999999,-6.106783385,null,null,-296.904630833,-306.81012396699998,-75.676814901,null,null,-178.63293983199998,-123.12770057899999,-106.39231820299999,0.76822813199999995,-296.904630833,-89.28863487000001,-55.211221799999997,-2.7135121039999999,-306.81012396699998,-138.54752109200001,-4.2498528969999994,-6.106783385]
["Other results",-1.2713186240000001,-2.8116203660000001,1.540301742,-0.54783418153686825,null,-0.38156241699999999,-0.31021322699999998,-7.1349190000000007E-2,0.23000047641424404,null,null,-0.38156241699999999,-0.31021322699999998,-0.29040130300000006,-0.28914167700000004,-0.26896790700000001,-0.49056890599999997,-0.19946073099999997,-1.8526228220000003,5.6318E-2,4.6592000000000001E-2,0.63698299999999997,0.152591,null,null,-2.8116203660000001,0.89248400000000006,3.7343584739999995,null,null,-1.2713186240000001,-0.88975620700000013,-0.57954298000000004,-0.28914167700000004,-2.8116203660000001,-2.5426524590000001,-2.0520835530000001,-1.8526228220000003,0.89248400000000006,0.83616600000000008,0.789574,0.152591]
["Net income from derivatives",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,-0.11473665,0.11473665,0,9.5687999999999995E-2,-6.437E-3,5.5779999999999996E-3,0.160473,null,null,0,0.25530199999999997,0.42520599999999997,null,null,0,0,0,0,0,0,0.11473665,0,0.25530199999999997,0.15961400000000001,0.166051,0.160473]
["Net income from financial investments",-9.3170000000000006E-3,-1.5982893380000001,1.588972338,-0.99417064246223485,null,-1.5939999999999999E-3,1.5999999999999999E-5,-1.6099999999999999E-3,"–",null,null,-1.5939999999999999E-3,1.5999999999999999E-5,-4.8809999999999999E-3,-2.8579999999999999E-3,2.4232120999999999E-2,-5.0715669999999997E-2,2.2699641999999999E-2,-1.5945054310000002,-3.9369999999999995E-2,5.3029E-2,0.63140499999999999,-7.8820000000000001E-3,null,null,-1.5982893380000001,0.63718200000000003,3.3091524739999998,null,null,-9.3170000000000006E-3,-7.7229999999999998E-3,-7.7390000000000002E-3,-2.8579999999999999E-3,-1.5982893380000001,-1.6225214590000001,-1.5718057890000001,-1.5945054310000002,0.63718200000000003,0.67655200000000004,0.62352300000000005,-7.8820000000000001E-3]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["Bank levy",-1.262001624,-1.213331028,-4.867059600000001E-2,4.0113204786517587E-2,null,-0.379968417,-0.310229227,-6.9739190000000006E-2,0.22479890329611019,null,null,-0.379968417,-0.310229227,-0.28552030300000003,-0.28628367700000001,-0.293200028,-0.32511658599999999,-0.33689702299999996,-0.25811739100000003,0,0,0,0,null,null,-1.213331028,0,0,null,null,-1.262001624,-0.8820332070000001,-0.57180397999999999,-0.28628367700000001,-1.213331028,-0.92013100000000003,-0.59501441399999999,-0.25811739100000003,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",-198.02685196900001,-269.31643923500002,71.289587266000012,-0.26470566545621887,null,-67.686586878,-17.156917136999997,-50.529669741000006,2.9451485565567905,null,null,-67.686586878,-17.156917136999997,-124.32307548,11.139727526,-217.884314416,-29.427572613999999,-37.650083105,15.645530900000001,-162.06421661900001,-103.35761438199999,36.731488481,17.849196543999998,null,null,-269.31643923500002,-210.84114597599998,62.846901795000001,null,null,-198.02685196900001,-130.34026509099999,-113.183347954,11.139727526,-269.31643923500002,-51.432124818999995,-22.004552205,15.645530900000001,-210.84114597599998,-48.776929357,54.580685025000001,17.849196543999998]
["Income taxes",-1.0402378000000001,-6.6685775930000002,5.6283397930000003,-0.84400904308409985,null,0.840559371,0.97113139999999998,-0.13057202899999998,-0.1344535137057663,null,null,0.840559371,0.97113139999999998,-0.48435898999999999,-2.3675695809999997,-6.1758653030000001,2.3056347859999997,2.5123197289999997,-5.3106668049999994,-40.000861401000002,2.9726843019999998,-1.2860169779999999,-2.7784170449999999,null,null,-6.6685775930000002,-41.092611122000008,1.5109963260000001,null,null,-1.0402378000000001,-1.880797171,-2.8519285710000002,-2.3675695809999997,-6.6685775930000002,-0.49271229,-2.7983470759999998,-5.3106668049999994,-41.092611122000008,-1.091749721,-4.0644340230000005,-2.7784170449999999]
["Profit/loss after tax",-199.06708976900001,-275.98501682800003,76.917927059000021,-0.27870327144222096,null,-66.846027507000002,-16.185785737,-50.660241769999999,3.129921685185348,null,null,-66.846027507000002,-16.185785737,-124.80743447,8.772157945,-224.06017971900002,-27.121937828,-35.137763376000002,10.334864095,-202.06507802000002,-100.38493007999999,35.445471503,15.070779499,null,null,-275.98501682800003,-251.93375709799997,64.357898121000005,null,null,-199.06708976900001,-132.221062262,-116.035276525,8.772157945,-275.98501682800003,-51.924837108999995,-24.802899280999998,10.334864095,-251.93375709799997,-49.868679078000007,50.516251001999997,15.070779499]
[]
[]
["Risk-weighted assets (total RWA)",395.31245779526722,1288.7148435559202,-893.40238576065303,-0.69325063665403985,null,395.31245779526722,598.23739317041282,-202.92493537514559,-0.33920469982614543,null,null,395.31245779526722,598.23739317041282,957.14045998030895,1205.9265701447414,1288.7148435559202,1972.2476404688334,2338.2661444599526,2759.6458453184719,2528.4820096226485,"–","–","–",null,null,1288.7148435559202,2528.4820096226485,"–",null,null,395.31245779526722,598.23739317041282,957.14045998030895,1205.9265701447414,1288.7148435559202,1972.2476404688334,2338.2661444599526,2759.6458453184719,2528.4820096226485,"–","–","–"]
["Assets",851.66418739199992,2116.6460289189999,-1264.9818415270001,-0.59763504348105079,null,851.66418739199992,934.53839703799997,-82.874209646000054,-8.8679298687638908E-2,null,null,851.66418739199992,934.53839703799997,1520.9592481989998,1852.68651916,2116.6460289189999,2992.9206600009989,3495.970630144001,4355.350878446,4832.3807535021733,5960.9504440310002,6977.2316833340001,6661.3363164289995,null,null,2116.6460289189999,4832.3807535021733,5447.9034622179997,null,null,851.66418739199992,934.53839703799997,1520.9592481989998,1852.68651916,2116.6460289189999,2992.9206600009989,3495.970630144001,4355.350878446,4832.3807535021733,5960.9504440310002,6977.2316833340001,6661.3363164289995]
["Loans and advances to customers",625.10250285899997,1477.1630636110001,-852.06056075200013,-0.57682227625506344,null,625.10250285899997,780.77476092200004,-155.67225806300007,-0.19938177545489566,null,null,625.10250285899997,780.77476092200004,1025.7350224669999,1212.1163664999999,1477.1630636110001,2205.1269404699997,2860.8412107680001,3258.9222319310002,3424.1962581460002,4100.9726804050006,4103.7575925689998,4123.7481029850005,null,null,1477.1630636110001,3424.1962581460002,3733.9895181079996,null,null,625.10250285899997,780.77476092200004,1025.7350224669999,1212.1163664999999,1477.1630636110001,2205.1269404699997,2860.8412107680001,3258.9222319310002,3424.1962581460002,4100.9726804050006,4103.7575925689998,4123.7481029850005]
["  Hereof corporate %",1,1,0,0,null,1,1,0,0,null,null,1,1,1,1,1,1,1,1.0000000000036373,0.99999999995736233,0.999999999901243,1.0000000001050258,1.0000000000036373,null,null,1,0.99999999995736233,0.99999999997107647,null,null,1,1,1,1,1,1,1,1.0000000000036373,0.99999999995736233,0.999999999901243,1.0000000001050258,1.0000000000036373]
["  Hereof retail % ",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["  Hereof FCY % ",3.4979521905597159E-2,0.67264517425996162,-63.766565235436445,-0.94799706703600251,null,3.4979521905597159E-2,0.49797240392077918,-46.299288201518202,-0.92975610369131634,null,null,3.4979521905597159E-2,0.49797240392077918,0.61153734227708967,0.65456179008288307,0.67264517425996162,0.62562104457349665,0.54314766903118761,0.68749074900122886,0.60652663746046498,0.69085808055936671,0.67084254026091394,0.68072647009938136,null,null,0.67264517425996162,0.60652663746046498,0.67602063681609681,null,null,3.4979521905597159E-2,0.49797240392077918,0.61153734227708967,0.65456179008288307,0.67264517425996162,0.62562104457349665,0.54314766903118761,0.68749074900122886,0.60652663746046498,0.69085808055936671,0.67084254026091394,0.68072647009938136]
["Deposits from customers",4.4929900099999998,186.175702583,-181.682712573,-0.97586693672877667,null,4.4929900099999998,20.940570574999999,-16.447580564999999,-0.78544089837915032,null,null,4.4929900099999998,20.940570574999999,58.661278656999997,110.88968964300001,186.175702583,330.21597364399997,535.76635863599995,594.09612773899994,1108.3933366439999,1107.898846868,1158.3171520860001,1101.0082432849999,null,null,186.175702583,1108.3933366439999,922.48215646600011,null,null,4.4929900099999998,20.940570574999999,58.661278656999997,110.88968964300001,186.175702583,330.21597364399997,535.76635863599995,594.09612773899994,1108.3933366439999,1107.898846868,1158.3171520860001,1101.0082432849999]
["Loan/deposit ratio","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–"]
[]
["Equity*","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–"]
["Return on equity before tax","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–"]
["Return on equity after tax","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–"]
["Cost/income ratio",1.6413794024018429,0.63029460677246907,101.10847956293738,1.6041463543640422,null,"–",1.0087011812988502,"–","–",null,null,-7.9808160227116192,1.0087011812988502,"–",0.45708737839622893,2.894295647727986,0.70843743513524293,0.44108681181077486,0.3761034553178792,0.56036582819961667,0.32761641019986842,0.26716010644397697,0.3294714071909649,null,null,0.63029460677246907,0.33549360670368572,0.27609764357181854,null,null,1.6413794024018429,1.2138284270626616,1.3702669441269797,0.45708737839622893,0.63029460677246907,0.47498414487865898,0.4055968249490251,0.3761034553178792,0.33549360670368572,0.30954488430859267,0.29788085631666034,0.33465938677235546]
["Net interest margin (avg. interest bearing assets)",2.9192256554269654E-2,2.7571905477825672E-2,0.16203510764439821,5.8768193505781774E-2,null,2.1737700038525005E-2,6.3675971008422677E-2,-4.193827096989768,-0.65862004623926862,null,null,2.1737700038525005E-2,6.3675971008422677E-2,1.0232234635234129E-2,3.084563477066072E-2,1.9611505694237349E-2,3.3515686850437015E-2,2.9198913762386428E-2,2.7290300772983812E-2,9.8514805067315345E-3,2.7772499221512023E-2,2.7130277019973344E-2,2.1569604645106984E-2,null,null,2.7571905477825672E-2,2.2113571601567898E-2,2.3320433998127936E-2,null,null,2.9192256554269654E-2,3.07767267164883E-2,2.1470520029876226E-2,3.084563477066072E-2,2.7571905477825672E-2,2.9276889424876319E-2,2.8110301840627246E-2,2.7290300772983812E-2,2.2113571601567898E-2,2.5125549112609655E-2,2.3657263582693867E-2,2.1569604645106984E-2]
["Provisioning ratio (avg. loans and advances to customers)",0.17064387815226001,0.12207201266184806,4.8571865490411952,0.39789518032246241,null,0.31584685623962866,7.4111449735321272E-2,24.173540650430738,3.2617821857166707,null,null,0.31584685623962866,7.4111449735321272E-2,0.38308369130611725,-1.6154538216980937E-3,0.45105843533866985,5.3813860731315187E-2,6.8627109773180289E-2,3.6532833136810974E-3,0.17888015352107128,0.13094657713477337,-1.8055829377338045E-3,6.2173451743740508E-3,null,null,0.12207201266184806,8.0307831342240468E-2,3.2811948837340128E-2,null,null,0.17064387815226001,0.14353352776417114,0.16869570632911007,-1.6154538216980937E-3,0.12207201266184806,4.5869836300209819E-2,3.8362502447846246E-2,3.6532833136810974E-3,8.0307831342240468E-2,4.6252879424426019E-2,2.1364926617355624E-3,6.2830577771198276E-3]
[]
["NPL ratio",0.97820728218983577,0.46828064069945485,50.992664149038092,1.0889338511383277,null,0.97820728218983577,0.90536404980763974,7.2843232382196028,8.045739434614485E-2,null,null,0.97820728218983577,0.90536404980763974,0.64208463104976654,0.57182724555579156,0.46828064069945485,0.37376270894092067,0.31299344256152406,0.28352972742655513,0.19651927517075382,0.16249371719930542,"–","–",null,null,0.46828064069945485,0.19651927517075382,"–",null,null,0.97820728218983577,0.90536404980763974,0.64208463104976654,0.57182724555579156,0.46828064069945485,0.37376270894092067,0.31299344256152406,0.28352972742655513,0.19651927517075382,0.16249371719930542,"–","–"]
["NPL coverage ratio",0.73780521033608792,0.67825420077935716,5.9551009556730765,8.7800428642097472E-2,null,0.73780521033608792,0.69078112120074076,4.7024089135347165,6.8073790224041142E-2,null,null,0.73780521033608792,0.69078112120074076,0.73967565546160519,0.65344254088873688,0.67825420077935716,0.53013604628565414,0.53450964306286419,0.4919104363807707,0.58105550435542508,0.40009443329352096,"–","–",null,null,0.67825420077935716,0.58105550435542508,"–",null,null,0.73780521033608792,0.69078112120074076,0.73967565546160519,0.65344254088873688,0.67825420077935716,0.53013604628565414,0.53450964306286419,0.4919104363807707,0.58105550435542508,0.40009443329352096,"–","–"]
[]
["Number of employees",108,197,-89,-0.45177664974619292,null,108,144,-36,-0.25,null,null,108,144,175,185,197,206,234,254,253,258,270,274,null,null,197,253,258,null,null,108,144,175,185,197,206,234,254,253,258,270,274]
["Business outlets",3,5,-2,-0.4,null,3,4,-1,-0.25,null,null,3,4,4,5,5,5,6,6,6,6,6,6,null,null,5,6,6,null,null,3,4,4,5,5,5,6,6,6,6,6,6]
["Number of customers ",60,87,-27,-0.31034482758620685,null,60,47,13,0.27659574468085113,null,null,60,47,47,69,87,94,128,135,135,137,150,146,null,null,87,135,153,null,null,60,47,47,69,87,94,128,135,135,137,150,146]
[]
["* Asian entities are operated as a branch; therefore no equity available."]

{"sheet":"NC-PL","index":29,"n_rows":50,"n_cols":53,"rows_kept":50,"cut":false,"hidden":false,"merged":[[0,38,3,38],[0,11,3,11],[0,29,3,29],[51,0,51,3],[0,28,3,28],[50,0,50,3]]}
["Poland",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014","Q4\n2013","Q3\n2013","Q2\n2013","Q1\n2013",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013","1/1-31/12\n2012","1/1-31/12\n2011","1/1-31/12\n2010","1/1-31/12\n2009",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014","1/1-31/12\n2013","1/1-30/9\n2013"]
["Net interest income",262.473091555,253.299127838,9.1739637169999924,3.6217904875169182E-2,null,66.190402198000001,69.220195805999992,-3.0297936079999914,-4.3770370377042012E-2,null,null,66.190402198000001,69.220195805999992,64.747462483000007,62.315031068000003,62.154531900000002,61.676960597000004,65.453848222000005,64.013787119,66.835737205000001,77.182951369000008,83.560152079999995,79.788614194000004,78.235552019000011,82.305543798000002,75.530624936000009,75.542699212000002,null,null,253.299127838,307.36745484799997,311.61441996500002,269.21334988399997,191.189904442,177.93227847600002,122.962307,null,null,262.473091555,196.28268935699998,127.062493551,62.315031068000003,253.299127838,191.14459593799998,129.467635341,64.013787119,307.36745484799997,240.53171764300001,163.34876627399998,79.788614194000004,311.61441996500002,233.37886794600001]
["Net fee and commission income",145.15060927000002,146.77579467800001,-1.625185407999993,-1.1072571002360143E-2,null,35.313094038999999,36.479100250000002,-1.1660062110000027,-3.1963677914451871E-2,null,null,35.313094038999999,36.479100250000002,38.928439003000001,34.429975978000002,38.899614865000004,38.287606298,36.216063064000004,33.372510451000004,35.682764198000001,37.157335352999993,36.205412089999996,37.335809011000002,38.08243739600001,42.176664634999987,42.358944002000008,38.010884554999997,null,null,146.77579467800001,146.381320652,160.628930588,154.21129251799999,138.268909385,132.09751454899998,120.98858300000001,null,null,145.15060927000002,109.83751523100001,73.35841498100001,34.429975978000002,146.77579467800001,107.87617981299999,69.588573515000007,33.372510451000004,146.381320652,110.698556454,73.541221101000005,37.335809011000002,160.628930588,122.546493192]
["Net trading income",6.4501083399999999,13.721263072000001,-7.2711547320000012,-0.52991876140307559,null,-1.148180631,1.4328125519999999,-2.5809931829999999,"–",null,null,-1.148180631,1.4328125519999999,3.5878486150000004,2.577627804,3.8094453860000002,3.3887558799999997,4.7115468969999998,1.811514909,0.99474429799999997,2.8372443930000002,0.67095791100000002,-0.34314742099999995,-1.4313609060000001,1.1889610499999996,-7.8081402999999998,14.881875376,null,null,13.721263072000001,4.1597991809999995,6.8313352199999997,19.307417748999999,32.414628944999997,23.031890692000001,32.507033,null,null,6.4501083399999999,7.5982889709999997,6.165476419,2.577627804,13.721263072000001,9.9118176860000009,6.5230618060000003,1.811514909,4.1597991809999995,3.1650548829999998,0.32781049000000001,-0.34314742099999995,6.8313352199999997,8.2626961259999998]
["Recurring other net operating income",-0.56489612600000072,14.807371848999999,-15.372267975,"–",null,-5.6602604020000022,6.209837899,-11.870098301000002,"–",null,null,-5.6602604020000022,6.209837899,-1.3708080220000021,0.25633439900000088,5.0716414680000002,1.8887749200000001,5.1924673219999997,2.6544881390000001,-3.9815258,2.8713906349999996,0.777225893,2.3169956860000003,2.4060296819999998,3.4904211160000003,16.146653463,3.3022536819999999,null,null,14.807371848999999,1.9840864140000001,25.345357943,17.366984962,16.361076573000002,-5.8399566399999996,-3.4241860000000002,null,null,-0.56489612600000072,5.0953642760000051,-1.1144736230000021,0.25633439900000088,14.807371848999999,9.7357303809999998,7.8469554610000003,2.6544881390000001,1.9840864140000001,5.9656122140000001,3.0942215790000001,2.3169956860000003,25.345357943,22.939328261]
["Operating income",413.50891303899999,428.60355743700001,-15.094644398000014,-3.5218196713681649E-2,null,94.695055203999999,113.34194650699999,-18.64689130299999,-0.16451889064608893,null,null,94.695055203999999,113.34194650699999,105.89294207900001,99.578969249000011,109.935233619,105.24209769500001,111.57392550500001,101.852300618,99.531719901000002,120.04892175000001,121.21374797399999,119.09827147,117.29265819100003,129.16159059899999,126.22808210100001,131.73771282500002,null,null,428.60355743700001,459.89266109499994,504.42004371600007,460.09904511299999,378.23451934499997,327.22172707699997,273.03373699999997,null,null,413.50891303899999,318.81385783499996,205.47191132799998,99.578969249000011,428.60355743700001,318.66832381799998,213.42622612299999,101.852300618,459.89266109499994,360.36094119399996,240.31201944399996,119.09827147,504.42004371600007,387.12738552500002]
["Staff expenses",-135.95470739199999,-133.93668817100001,-2.0180192209999746,1.506696371664451E-2,null,-25.514050798,-32.857384355999997,7.3433335579999977,-0.22349111780892728,null,null,-25.514050798,-32.857384355999997,-38.985479263999999,-38.597792974000001,-29.908542657999998,-35.762978825999994,-32.309133789000001,-35.956032898000004,-33.379539346999998,-34.787373362000004,-37.473187091,-38.172747842,-42.114530741999999,-38.338128948000005,-38.150968079999998,-40.090497335999999,null,null,-133.93668817100001,-143.81284764199998,-158.694125106,-141.60965243499999,-95.032342263999993,-84.106933247000001,-66.056605000000005,null,null,-135.95470739199999,-110.440656594,-77.583272238000006,-38.597792974000001,-133.93668817100001,-104.028145513,-68.265166687000004,-35.956032898000004,-143.81284764199998,-110.433308295,-75.645934932999992,-38.172747842,-158.694125106,-116.579594364]
["Other administrative expenses",-113.55025640299999,-149.782249092,36.231992689000009,-0.24189777432668547,null,-29.964926261999999,-25.170098445000001,-4.794827816999998,0.190496983056198,null,null,-29.964926261999999,-25.170098445000001,-28.782321026000002,-29.632910670000001,-55.809075075000003,-29.177216108,-31.701322622999999,-33.094635285999999,-32.330325028000004,-30.584132395000001,-35.117887039999999,-36.499917098999994,-43.745118839999989,-39.393153842999993,-41.559984315000008,-40.966071659999997,null,null,-149.782249092,-134.532261562,-165.66432865799999,-151.86130624099999,-92.024638355000008,-82.074910219000003,-69.353057000000007,null,null,-113.55025640299999,-83.585330141,-58.415231695999999,-29.632910670000001,-149.782249092,-93.973174017000005,-64.795957908999995,-33.094635285999999,-134.532261562,-102.201936534,-71.617804139,-36.499917098999994,-165.66432865799999,-121.919209818]
["Depreciation on intangible and tangible fixed ass.",-54.883617123000001,-59.143536637999993,4.2599195149999929,-7.2026797130406606E-2,null,-6.1091921129999998,-30.296547539999999,24.187355427,-0.79835352180197627,null,null,-6.1091921129999998,-30.296547539999999,-10.471529666999999,-8.0063478030000006,-30.878712591999999,-10.741034167999999,-8.8879998259999997,-8.6357900519999991,-13.676221764000001,-9.8089521619999989,-9.8949698119999994,-9.7523039429999994,-10.598160104000003,-9.3853017019999978,-9.0308724869999981,-8.9965420110000007,null,null,-59.143536637999993,-43.132447681000002,-38.010876304,-35.891764258000002,-21.704600821,-17.588711418000003,-14.18904,null,null,-54.883617123000001,-48.774425009999995,-18.477877469999999,-8.0063478030000006,-59.143536637999993,-28.264824046000001,-17.523789877999999,-8.6357900519999991,-43.132447681000002,-29.456225917000001,-19.647273755000001,-9.7523039429999994,-38.010876304,-27.412716199999998]
["General administrative expenses",-304.388580918,-342.86247390100004,38.473892983000042,-0.11221377640210695,null,-61.588169172999997,-88.324030340999997,26.735861168,-0.30270200606537789,null,null,-61.588169172999997,-88.324030340999997,-78.239329956999995,-76.237051446999999,-116.596330325,-75.681229101999989,-72.898456237999994,-77.686458236000007,-79.386086139,-75.180457919000006,-82.486043942999999,-84.424968883999995,-96.457809686000004,-87.116584493000019,-88.741824881999989,-90.053111006999998,null,null,-342.86247390100004,-321.47755688500001,-362.36933006800001,-329.36272293400003,-208.76158143999999,-183.77055488400001,-149.598702,null,null,-304.388580918,-242.80041174499999,-154.47638140400002,-76.237051446999999,-342.86247390100004,-226.26614357599999,-150.58491447400002,-77.686458236000007,-321.47755688500001,-242.091470746,-166.91101282699998,-84.424968883999995,-362.36933006800001,-265.91152038199999]
["Operating result",109.12033212099999,85.741083535999962,23.379248585000028,0.27267265143883823,null,33.106886031000002,25.017916165999992,8.0889698650000099,0.32332708333210958,null,null,33.106886031000002,25.017916165999992,27.653612122000013,23.341917802000012,-6.661096705999995,29.560868593000023,38.675469267000011,24.165842381999994,20.145633762000003,44.868463831,38.727704030999988,34.673302586000005,20.834848505000025,42.045006105999974,37.486257219000024,41.684601818000019,null,null,85.741083535999962,138.41510420999992,142.05071364800006,130.73632217899996,169.47293790499998,143.45117219299996,123.43503499999997,null,null,109.12033212099999,76.013446089999974,50.995529923999953,23.341917802000012,85.741083535999962,92.402180241999986,62.841311648999977,24.165842381999994,138.41510420999992,118.26947044799996,73.401006616999979,34.673302586000005,142.05071364800006,121.21586514300003]
["Net provisioning for impairment losses",-40.324504226000002,-44.715132201999999,4.3906279759999975,-9.8191099070565113E-2,null,-11.506333821,-13.182046270999999,1.6757124499999989,-0.12712081383650597,null,null,-11.506333821,-13.182046270999999,-7.364890334,-8.2712337999999992,-5.5930675499999998,-10.2003299,-22.555788046,-6.3659467059999999,28.472601486999999,-15.358098710999998,-19.276515041,-19.245316497000001,-12.01319827399999,-29.769938078000003,-27.990292176000004,-16.247330908999999,null,null,-44.715132201999999,-25.407328761999999,-86.020759436999995,-126.828270202,-57.912274041000003,-61.275963413999996,-75.553444999999996,null,null,-40.324504226000002,-28.818170405,-15.636124133999999,-8.2712337999999992,-44.715132201999999,-39.122064652000006,-28.921734751999999,-6.3659467059999999,-25.407328761999999,-53.879930248999997,-38.521831538000001,-19.245316497000001,-86.020759436999995,-74.007561163000005]
["Other results",-22.085513409999997,0.60641725000000002,-22.691930659999997,"–",null,-9.2928312389999999,-15.273046051,5.9802148119999998,-0.39155351146266248,null,null,-9.2928312389999999,-15.273046051,9.2643575040000012,-6.7839936240000007,-9.2330638999999978E-2,8.7139914999999984E-2,0.11855249600000001,0.49305547799999999,-0.48008016700000006,-0.34626540699999997,-2.9055916220000002,-8.3358619000000009E-2,5.6171930999999731E-2,3.3848128000000699E-2,10.796061428,-12.620905762,null,null,0.60641725000000002,-3.8152958150000003,-1.734824275,2.1642408279999996,0.19313246300000003,4.3827988999999998E-2,-2.5831170000000001,null,null,-22.085513409999997,-12.792682171000001,2.4803638799999987,-6.7839936240000007,0.60641725000000002,0.69874788900000007,0.611607974,0.49305547799999999,-3.8152958150000003,-3.3352156480000001,-2.988950241,-8.3358619000000009E-2,-1.734824275,-1.790996206]
["Net income from derivatives",0.210767081,0.125361167,8.5405913999999999E-2,0.6812788684393789,null,-1.8356426999999998E-2,9.5191886000000003E-2,-0.113548313,"–",null,null,-1.8356426999999998E-2,9.5191886000000003E-2,7.7577352000000002E-2,5.6354269999999998E-2,3.3339266999999999E-2,8.116079E-3,2.4737832999999997E-2,5.9167987999999998E-2,8.6383199999999997E-3,2.5705720000000001E-2,1.7351914E-2,9.5899079999999994E-3,5.7592855999999415E-2,4.518981800000077E-2,10.745122889999999,-10.712618731999999,null,null,0.125361167,6.1285862000000003E-2,0.135286832,0.13835676599999999,0,0,0,null,null,0.210767081,0.229123508,0.133931622,5.6354269999999998E-2,0.125361167,9.202189999999999E-2,8.3905820999999992E-2,5.9167987999999998E-2,6.1285862000000003E-2,5.2647541999999999E-2,2.6941822000000001E-2,9.5899079999999994E-3,0.135286832,7.7693975999999998E-2]
["Net income from financial investments",12.052919674,0.37797592599999996,11.674943748,">500,0%",null,-0.14557677900000002,-6.1259696200000002,5.9803928410000005,-0.97623612455982112,null,null,-0.14557677900000002,-6.1259696200000002,18.234983063000001,8.9483009999999988E-2,-0.12510696899999998,-2.4619258000000002E-2,9.3814663000000006E-2,0.43388748999999999,-0.48871848700000003,-0.37197112699999996,-2.922943536,-9.2948527000000003E-2,1.5759319999999952E-3,-1.7513804999999993E-2,3.1116972999999992E-2,-7.1375629999999995E-2,null,null,0.37797592599999996,-3.8765816770000003,-5.6196530000000001E-2,2.0258840619999998,0.19313246300000003,4.3827988999999998E-2,-2.5831170000000001,null,null,12.052919674,12.198496453000001,18.324466073,8.9483009999999988E-2,0.37797592599999996,0.50308289500000003,0.52770215300000001,0.43388748999999999,-3.8765816770000003,-3.38786319,-3.0158920629999999,-9.2948527000000003E-2,-5.6196530000000001E-2,-5.7772461999999997E-2]
["Net income from disposal from group assets",-0.27226390899999997,0.10308015700000001,-0.37534406599999998,"–",null,5.5427200000000008E-4,-3.17967E-4,8.7223900000000013E-4,"–",null,null,5.5427200000000008E-4,-3.17967E-4,2.0907910000000003E-3,-0.274591005,-5.6293700000000001E-4,0.10364309399999999,0,0,0,0,0,0,-2.9968570000000749E-3,6.1721150000000335E-3,1.9821564999999985E-2,-1.8369114,null,null,0.10308015700000001,0,-1.813914577,0,0,0,0,null,null,-0.27226390899999997,-0.27281818099999999,-0.27250021399999996,-0.274591005,0.10308015700000001,0.10364309399999999,0,0,0,0,0,0,-1.813914577,-1.81091772]
["Bank levy",-34.076936255999996,0,-34.076936255999996,"–",null,-9.1294523049999992,-9.2419503499999998,0.1124980450000006,-1.2172543753170117E-2,null,null,-9.1294523049999992,-9.2419503499999998,-9.0502937019999994,-6.6552398990000006,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,-34.076936255999996,-24.947483951000002,-15.705533600999999,-6.6552398990000006,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",46.710314484999998,41.632368583999998,5.0779459009999997,0.12197110262305699,null,12.307720971,-3.437176156,15.744897127,"–",null,null,12.307720971,-3.437176156,29.553079292,8.2866903779999994,-12.346494894999999,19.447678608,16.238233717,18.292951154000001,48.138155082000004,29.164099712999999,16.545597367999999,15.344627469999999,8.8778221620000011,12.308916156000002,20.292026471,12.816365147000001,null,null,41.632368583999998,109.192479633,54.295129936000002,6.072292805,111.753796327,82.219036768000009,45.298473000000001,null,null,46.710314484999998,34.402593513999996,37.839769670000003,8.2866903779999994,41.632368583999998,53.978863479000005,34.531184871000001,18.292951154000001,109.192479633,61.054324551000001,31.890224838000002,15.344627469999999,54.295129936000002,45.417307774000001]
["Income taxes",-40.793569251999998,-16.209416637,-24.584152614999997,1.5166586907812354,null,-10.244318960000001,-4.9004329999999996,-5.3438859600000015,1.0904926074899914,null,null,-10.244318960000001,-4.9004329999999996,-9.3064021300000004,-16.342415162000002,-2.1073473790000001,-4.2359206469999995,-3.619007061,-6.2471415499999994,-10.611360467000001,-6.3710394250000002,-4.71611913,-3.697823756,-2.6303891609999983,-3.0098326490000016,-4.3951080139999998,-3.5087870159999999,null,null,-16.209416637,-25.396342778000001,-13.544116839999999,-5.1853356660000003,-24.002411138999999,-22.152676228000001,-11.587358,null,null,-40.793569251999998,-30.549250292,-25.648817292,-16.342415162000002,-16.209416637,-14.102069258,-9.8661486109999998,-6.2471415499999994,-25.396342778000001,-14.784982311,-8.4139428859999992,-3.697823756,-13.544116839999999,-10.913727679000001]
["Profit/loss after tax",5.9167452330000003,25.422951947000001,-19.506206714000001,-0.76726757595519124,null,2.063402011,-8.337609156000001,10.401011167,"–",null,null,2.063402011,-8.337609156000001,20.246677162000001,-8.0557247840000006,-14.453842273999999,15.211757961,12.619226656,12.045809604,37.526794615,22.793060288,11.829478238,11.646803714000001,6.2474330010000045,9.2990835069999953,15.896918457000002,9.3075781309999996,null,null,25.422951947000001,83.796136855,40.751013096000001,0.88695713899999995,87.751385188,60.066360539999998,33.711115999999997,null,null,5.9167452330000003,3.8533432219999999,12.190952378,-8.0557247840000006,25.422951947000001,39.876794221000004,24.665036260000001,12.045809604,83.796136855,46.26934224,23.476281952000001,11.646803714000001,40.751013096000001,34.503580094999997]
[]
[]
["Risk-weighted assets (total RWA)",6315.3930622347598,8036.813959027354,-1721.4208967925942,-0.21419195536547264,null,6315.3930622347598,8058.2345623087913,-1742.8415000740315,-0.21628081021938927,null,null,6315.3930622347598,8058.2345623087913,7907.5207867720992,8191.9941697132072,8036.813959027354,8516.5360898509916,8621.0569778022546,8782.9134116853438,7744.123797457979,"–","–","–","–","–","–","–",null,null,8036.813959027354,7744.123797457979,"–","–","–","–","–",null,null,6315.3930622347598,8058.2345623087913,7907.5207867720992,8191.9941697132072,8036.813959027354,8516.5360898509916,8621.0569778022546,8782.9134116853438,7744.123797457979,"–","–","–","–","–"]
["Assets",12055.329422488005,14503.835140218001,-2448.5057177299968,-0.16881781225853032,null,12055.329422488005,13960.474190710009,-1905.1447682220041,-0.13646705278032623,null,null,12055.329422488005,13960.474190710009,13573.674998659002,13862.534686011999,14503.835140218005,14692.966936023999,14054.550503982004,14586.267394785997,13728.873136067996,13450.615382737002,13304.908547998002,13068.931545244997,12880.942281485,12707.739285141,12639.328173413,13067.564841883001,null,null,14503.835140218001,13728.873136067996,12880.942281485,13428.23101399,7368.0393068580006,6928.0051353459976,6240.7597610000003,null,null,12055.329422488005,13960.474190710005,13573.674998658998,13862.534686011999,14503.835140218001,14692.966936023999,14054.550503982,14586.267394785997,13728.873136067996,13450.615382737002,13304.908547998002,13068.931545244997,12880.942281485,12707.739285141]
["Loans and advances to customers",8069.889824502,9671.0819672140005,-1601.1921427120005,-0.16556494383360754,null,8069.889824502,9658.5464882390006,-1588.6566637370006,-0.16448196068336707,null,null,8069.889824502,9658.5464882390006,9500.9033835249993,9699.3051331739989,9671.0819672140005,10204.061728937999,10276.742751068998,10727.118245213998,9791.2987856880009,9867.005816977,10114.30442119,10096.768271769,9744.1622899169997,9831.8745556659997,9767.5477293900003,10057.351373793001,null,null,9671.0819672140005,9791.2987856880009,9744.1622899169997,10451.179230485999,5340.332945490999,5127.0314729559996,4820.0481110000001,null,null,8069.889824502,9658.5464882390006,9500.9033835249993,9699.3051331739989,9671.0819672140005,10204.061728937999,10276.742751068999,10727.118245213998,9791.2987856880009,9867.005816977,10114.30442119,10096.768271769,9744.1622899169997,9831.8745556659997]
["  Hereof corporate %",0.30828496449188214,0.32292740549480375,-1.4642441002921613,-4.5342825519827934E-2,null,0.30828496449188214,0.31690807594363768,-0.86231114517555385,-2.7210134756203486E-2,null,null,0.30828496449188214,0.31690807594363768,0.31915888622319244,0.32722266579125503,0.32292740549480375,0.36260756062528143,0.3496055186966972,0.38063054873303914,0.37989173544954119,0.35330128071902056,0.36709461356742096,0.36308095078800001,0.33514457169328671,0.33034787362532581,0.32610405395499464,0.3240189190970863,null,null,0.32292740549480375,0.37989173544954119,0.33514457169328671,0.32315636350693067,0.61763601633081677,0.57175936716590947,0.69699999999999995,null,null,0.30828496449188214,0.31690807594363768,0.31915888622319244,0.32722266579125503,0.32292740549480375,0.36260756062528143,0.3496055186966972,0.38063054873303914,0.37989173544954119,0.35330128071902056,0.36709461356742096,0.36308095078800001,0.33514457169328671,0.33034787362532581]
["  Hereof retail % ",0.68925451077558531,0.6765365000711322,1.2718010704453109,1.8798705913303904E-2,null,0.68925451077558531,0.68087702440608366,0.83774863695016411,1.2303963960025088E-2,null,null,0.68925451077558531,0.68087702440608366,0.68037303191706433,0.67229010083386787,0.67653650007113197,0.63679778941089171,0.6491440682706654,0.61802228421951588,0.61895466134262789,0.64597032171941793,0.63213115373560846,0.63609176383274102,0.66387176239475498,0.66836874960269532,0.67288484274661353,0.67505230751119261,null,null,0.6765365000711322,0.61895466134262789,0.66387176239475498,0.67574806631864215,0.37611175183270407,0.41909147808936598,0.30299999999999999,null,null,0.68925451077558531,0.68087702440608366,0.68037303191706444,0.67229010083386787,0.6765365000711322,0.6367977894108916,0.64914406827066529,0.61802228421951588,0.61895466134262789,0.64597032171941793,0.63213115373560846,0.63609176383274102,0.66387176239475498,0.66836874960269532]
["  Hereof FCY % ",0.58428006692371059,0.5753346716660992,0.89453952576113993,1.5548159528968819E-2,null,0.58428006692371059,0.52772399400174352,5.6556072921967075,0.10716979626622813,null,null,0.58428006692371059,0.52772399400174352,0.5410368200911907,0.55452823124700779,0.5753346716660992,0.55418873120170264,0.56815140142421561,0.55928214474103766,0.58783394934521638,0.56883276284330619,0.54541593558254353,0.28348070367930928,0.55397332673591793,0.55637426708700055,0.56043831590694126,0.5477259166219699,null,null,0.5753346716660992,0.58783394934521638,0.55397332673591793,0.54042179121038336,0.39792163179530393,0.36152303916545653,0.38400000000000001,null,null,0.58428006692371059,0.52772399400174363,0.5410368200911907,0.55452823124700756,0.5753346716660992,0.55418873120170264,0.5681514014242155,0.55928214474103766,0.58783394934521638,0.56883276284330619,0.54541593558254353,0.28348070367930928,0.55397332673591793,0.55637426708700055]
["Deposits from customers",8284.3491281770002,8887.6081849949987,-603.2590568179985,-6.7876423472007286E-2,null,8284.3491281770002,8654.9714634650027,-370.62233528800243,-4.2821901476221003E-2,null,null,8284.3491281770002,8654.9714634650027,8234.7805664750013,8377.5878593569996,8887.6081849949987,9361.2003957780016,8577.7524752440004,8799.5289587310017,7736.8728334739999,7719.8363543659989,7512.6388000390016,7369.7712409209998,7279.96670197,7052.6193028759999,7178.7264134549996,7730.5360250229996,null,null,8887.6081849949987,7736.8728334739999,7279.96670197,7900.9588105049997,4355.547615298,3895.8733388680012,3523.8079240000002,null,null,8284.3491281770002,8654.9714634650027,8234.7805664749994,8377.5878593569996,8887.6081849949987,9361.2003957780016,8577.7524752440004,8799.5289587310017,7736.8728334739999,7719.8363543659989,7512.6388000390016,7369.7712409209998,7279.96670197,7052.6193028759999]
["Loan/deposit ratio",0.92710761200042713,1.0333437798220368,-10.623616782160973,-0.10280815532649334,null,0.92710761200042713,1.0580278118927424,-13.092019989231529,-0.1237398473090302,null,null,0.92710761200042713,1.0580278118927424,1.0954579654179526,1.0997719808324582,1.0333437798220368,1.0347957590286907,1.1408976924594676,1.1489490930925863,1.1622595134193212,1.1753123853315735,1.1956985575634709,1.2805921965040059,1.2417436606268768,1.3940741919327255,1.3606240392561559,1.3049729781338184,null,null,1.0333437798220368,1.1622595134193212,1.2417436606268768,1.3227735368763427,1.2260990849311657,1.316015955088963,1.3678521119643183,null,null,0.92710761200042713,1.0580278118927424,1.0954579654179526,1.0997719808324582,1.0333437798220368,1.0347957590286907,1.1408976924594676,1.1489490930925863,1.1622595134193212,1.1753123853315735,1.1956985575634709,1.2805921965040059,1.2417436606268768,1.3940741919327255]
[]
["Equity",1422.5552092980001,1480.703831838,-58.148622539999906,-3.9270934058311946E-2,null,1422.5552092980001,1618.9569435559999,-196.40173425799981,-0.12131374774341319,null,null,1422.5552092980001,1618.9569435559999,1586.2172252370001,1645.3831227850001,1480.703831838,1480.911082267,1494.823358005,1509.9638465180001,1440.951240653,1533.8737254870011,1489.4895700009999,1473.078657348,1474.5494924659999,1446.0196253280001,1400.641211635,1424.4595735819998,null,null,1480.703831838,1440.951240653,1474.5494924659999,1469.7297755469999,735.78197544900002,766.72221926700001,685.13644599999998,null,null,1422.5552092980001,1618.9569435559999,1586.2172252370001,1645.3831227850001,1480.703831838,1480.911082267,1494.823358005,1509.9638465180001,1440.951240653,1533.8737254870011,1489.4895700009999,1473.078657348,1474.5494924659999,1446.0196253280001]
["Return on equity before tax",3.0071204456451821E-2,2.8474173637586267E-2,0.15970308188655546,5.6086994453017347E-2,null,3.2454871895432703E-2,"–","–","–",null,null,3.2454871895432703E-2,"–",7.3253970380521824E-2,2.2123523421149958E-2,"–",5.3442506119569147E-2,4.3767698009862688E-2,5.0397016015833115E-2,0.13529638213006723,7.8917421631837945E-2,4.5196957526058339E-2,4.2430225013072496E-2,2.4961239498086638E-2,3.5332973938929174E-2,5.7814704607813031E-2,3.5549432620284392E-2,null,null,2.8474173637586267E-2,7.5078493623049913E-2,3.7408472065852079E-2,5.737039144743189E-3,0.15798349446541704,0.12588853613786724,7.1675982951876632E-2,null,null,3.0071204456451821E-2,2.9409729341503012E-2,4.9149073267943509E-2,2.2123523421149958E-2,2.8474173637586267E-2,4.9053534323384128E-2,4.6930527088831324E-2,5.0397016015833115E-2,7.5078493623049913E-2,5.5789063023108057E-2,4.3798976423283134E-2,4.2301370687852925E-2,3.7408472065852079E-2,4.2045137168834006E-2]
["Return on equity after tax",3.8090870845114084E-3,1.7387854036176448E-2,-1.357876695166504,-0.7809340315034633,null,5.4410924730561331E-3,"–","–","–",null,null,5.4410924730561331E-3,"–",5.0185954379739488E-2,"–","–",4.1802134039058532E-2,3.4013212953056135E-2,3.3186163043119464E-2,0.10547225035315259,6.1677527053104607E-2,3.2314120402347601E-2,3.2205180818776075E-2,1.7565532237591046E-2,2.6693193051656117E-2,4.5292452485188067E-2,2.5816923740150134E-2,null,null,1.7387854036176448E-2,5.7616492890807024E-2,2.8076793201412407E-2,8.379878885225176E-4,0.12405189740146373,9.1969773628544693E-2,5.3341254476828283E-2,null,null,3.8090870845114084E-3,3.2941057531844999E-3,1.5834504724994859E-2,"–",1.7387854036176448E-2,3.6238215626517446E-2,3.3521674876527782E-2,3.3186163043119464E-2,5.7616492890807024E-2,4.2279122228416115E-2,3.2243018823020678E-2,3.2107378442246155E-2,2.8076793201412407E-2,3.1941738271430757E-2]
["Cost/income ratio",0.73611129366222783,0.79995246878322301,-6.3841175120995182,-7.9806210509108855E-2,null,0.65038421531432267,0.77927045602260869,-12.888624070828602,-0.16539346476205519,null,null,0.65038421531432267,0.77927045602260869,0.73885311354018868,0.76559390021769658,1.0605910997477406,0.71911555128186677,0.65336462715684562,0.76273641110342039,0.79759584399789307,0.62624850621784123,0.68050072967542441,0.70886812916731579,0.82236869019480796,0.67447748273297048,0.70302759421627115,0.68357882550022919,null,null,0.79995246878322301,0.6990273689507569,0.71838804699050018,0.7158517854630817,0.55193688244404204,0.56160865760835055,0.54791288301489283,null,null,0.73611129366222783,0.76157420945817134,0.75181264633979805,0.76559390021769658,0.79995246878322301,0.7100365071277891,0.70555956130347441,0.76273641110342039,0.6990273689507569,0.67180274849951138,0.69455956973427768,0.70886812916731579,0.71838804699050018,0.68688377605057827]
["Net interest margin (avg. interest bearing assets)",1.987101174148596E-2,1.840021155756735E-2,0.14708001839186108,7.9933873549063783E-2,null,2.0393126380823075E-2,2.0790830556612096E-2,-3.9770417578902095E-2,-1.9128825792028792E-2,null,null,2.0393126380823075E-2,2.0790830556612096E-2,1.9792690206333608E-2,1.8477754455065276E-2,1.7581158906975369E-2,1.7862368828768727E-2,1.9222243997765794E-2,1.8976034741950133E-2,2.0683323588664392E-2,2.4125788447090495E-2,2.6640815087485389E-2,2.6215155125589432E-2,2.6190193059705404E-2,2.7219979667377284E-2,2.4593724914828783E-2,2.4021046690303645E-2,null,null,1.840021155756735E-2,2.4372234561906899E-2,2.5448235954323013E-2,2.5310655670369057E-2,2.8944188133951637E-2,null,null,null,null,1.987101174148596E-2,1.9632905721341767E-2,1.9099426827087228E-2,1.8477754455065276E-2,1.840021155756735E-2,1.8675502314528934E-2,1.916376702288226E-2,1.8976034741950133E-2,2.4372234561906899E-2,2.5650381243035657E-2,2.6441568372883445E-2,2.6215155125589432E-2,2.5448235954323013E-2,2.5191186151257171E-2]
["Provisioning ratio (avg. loans and advances to customers)",4.2424598065620182E-3,4.3654111644871848E-3,-1.2295135792516655E-2,-2.8164897484429741E-2,null,5.1922611190387616E-3,5.5041439537058421E-3,-3.1188283466708055E-2,-5.6663277212634533E-2,null,null,5.1922611190387616E-3,5.5041439537058421E-3,3.0686709793154724E-3,2.7089742733210115E-3,2.2512813534355941E-3,3.9843473570415197E-3,8.5911016265025324E-3,2.4831338384549645E-3,-1.1587001854937207E-2,6.1489856382546766E-3,7.6300809299312154E-3,7.7598443025303793E-3,4.9093484524005944E-3,1.2151353298081129E-2,1.1295005146939084E-2,6.3377844946570974E-3,null,null,4.3654111644871848E-3,2.5683078247818567E-3,8.5188714783649214E-3,1.6062840440947617E-2,2.5027262505812014E-3,1.2320392713623039E-2,null,null,null,4.2424598065620182E-3,3.9879650552181777E-3,3.24937686002108E-3,2.7089742733210115E-3,4.3654111644871848E-3,5.0563497333303469E-3,5.5988972732793863E-3,2.4831338384549645E-3,2.5683078247818567E-3,7.2527742941888816E-3,7.7911756266173179E-3,7.8622760030889523E-3,8.5188714783649214E-3,9.7299695852213E-3]
[]
["NPL ratio",8.3056207777816485E-2,7.5542800857888615E-2,0.75134069199278697,9.9458940290844122E-2,null,8.3056207777816485E-2,7.7182079800211606E-2,0.58741279776048794,7.6107407222120171E-2,null,null,8.3056207777816485E-2,7.7182079800211606E-2,7.5941367119052708E-2,7.8372418937955809E-2,7.5542800857888615E-2,7.9290694724039823E-2,9.2907001428409464E-2,8.9103567330485953E-2,8.7748065622433716E-2,0.10182826803155032,0.10070744062893827,0.10022443436970187,0.10043588529028251,0.10257128162999508,9.6621661664400102E-2,9.3215973983260744E-2,null,null,7.5542800857888615E-2,8.7748065622433716E-2,0.10043588529028251,9.7690660210074887E-2,6.3778245191168495E-2,null,null,null,null,8.3056207777816485E-2,7.7182079800211606E-2,7.5941367119052708E-2,7.8372418937955809E-2,7.5542800857888615E-2,7.9290694724039823E-2,9.2907001428409464E-2,8.9103567330485953E-2,8.7748065622433716E-2,0.10182826803155029,0.10070744062893827,0.10022443436970187,0.10043588529028251,0.10257128162999508]
["NPL coverage ratio",0.58098337074722761,0.65378913188674637,-7.2805761139518754,-0.11135969931071088,null,0.58098337074722761,0.66791866608508388,-8.6935295337856271,-0.13015850544710161,null,null,0.58098337074722761,0.66791866608508388,0.66533569794232816,0.63916808755645371,0.65378913188674637,0.62554632895047646,0.55465522705779224,0.53805544060678201,0.56907540409670332,0.73614574050553505,0.71621415481037098,0.70140317170310185,0.71962315593651105,0.7162718786377642,0.72467019961433021,0.72056595282795721,null,null,0.65378913188674637,0.56907540409670332,0.71962315593651105,0.73444798318448135,0.57971260483619425,null,null,null,null,0.58098337074722761,0.66791866608508388,0.66533569794232816,0.63916808755645371,0.65378913188674637,0.62554632895047646,0.55465522705779224,0.53805544060678201,0.56907540409670332,0.73614574050553505,0.71621415481037098,0.70140317170310185,0.71962315593651105,0.7162718786377642]
[]
["Number of employees",4242,5128,-886,-0.17277691107644311,null,4242,4771,-529,-0.11087822259484381,null,null,4242,4771,4841,5016,5128,5331,5419,5425,5462,5594,5731,5847,5985,6124,6080,6134,null,null,5128,5462,5985,6656,3169,3071,3007,null,null,4242,4771,4841,5016,5128,5331,5419,5425,5462,5594,5731,5847,5985,6124]
["Business outlets",299,357,-58,-0.16246498599439774,null,299,320,-21,-6.5625000000000044E-2,null,null,299,320,320,322,357,358,351,351,351,369,371,371,370,371,370,371,null,null,357,351,370,416,116,123,124,null,null,299,320,320,322,357,358,351,351,351,369,371,371,370,371]
["Number of customers ",816413,733392,83021,0.11320139843357979,null,816413,796222,20191,2.5358505542424137E-2,null,null,816413,796222,781197,794292,733392,726514,712422,691597,689676,729455,743389,760045,776917,806789,828605,847807,null,null,733392,689676,776917,871102,246586,242781,274567,null,null,816413,796222,781197,794292,733392,726514,712422,691597,689676,729455,743389,760045,776917,806789]

{"sheet":"NC-Polish Bank","index":30,"n_rows":50,"n_cols":24,"rows_kept":50,"cut":false,"hidden":false,"merged":[[51,0,51,3],[0,11,3,11],[0,17,3,17],[0,18,3,18],[0,21,3,21],[50,0,50,3]]}
["Raiffeisen Bank Polska S.A.",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,"Archive",null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015",null,null,"1/1-31/12\n2015",null,null,"1/1-31/12\n2016","1/1-31/12\n2015"]
["Net interest income",232.816809823,228.22385355500001,4.5929562679999947,2.0124786241474624E-2,null,60.438136965000005,61.017288907000001,-0.57915194199999576,-9.4916039760913895E-3,null,null,60.438136965000005,61.017288907000001,57.134630042000005,54.226753909000003,54.279869398000002,null,null,228.22385355500001,null,null,232.816809823,228.22385355500001]
["Net fee and commission income",134.660073756,136.92641072499998,-2.2663369689999797,-1.6551496216107187E-2,null,33.551997614000001,33.457532389000001,9.446522500000043E-2,2.8234367048258768E-3,null,null,33.551997614000001,33.457532389000001,35.652998646999997,31.997545106,36.579017870999998,null,null,136.92641072499998,null,null,134.660073756,136.92641072499998]
["Net trading income",6.5088547610000003,13.761163113,-7.252308352,-0.52701274539423448,null,-1.13965856,1.4406001390000001,-2.5802586989999998,"–",null,null,-1.13965856,1.4406001390000001,3.6018906359999998,2.6060225460000002,3.8125757259999999,null,null,13.761163113,null,null,6.5088547610000003,13.761163113]
["Recurring other net operating income",-16.587638287000004,2.8793382760000004,-19.466976563000003,"–",null,-8.6956935439999992,-1.449024866000002,-7.2466686779999971,">500,0%",null,null,-8.6956935439999992,-1.449024866000002,-4.1052387100000001,-2.3376811669999986,1.4585703590000003,null,null,2.8793382760000004,null,null,-16.587638287000004,2.8793382760000004]
["Operating income",357.39810005300001,381.790765669,-24.392665615999988,-6.3890140384242899E-2,null,84.154782475000005,94.466396568999997,-10.311614093999992,-0.10915642459663633,null,null,84.154782475000005,94.466396568999997,92.284280615,86.492640394000006,96.13003335400002,null,null,381.790765669,null,null,357.39810005300001,381.790765669]
["Staff expenses",-124.53082205300001,-121.505239538,-3.0255825150000106,2.4900839885622972E-2,null,-23.478208231,-29.816353376999999,6.3381451459999987,-0.21257278064356366,null,null,-23.478208231,-29.816353376999999,-36.022870437999998,-35.213390007000001,-27.208684943000002,null,null,-121.505239538,null,null,-124.53082205300001,-121.505239538]
["Other administrative expenses",-108.22680524099999,-143.496148938,35.269343697000011,-0.24578599466274698,null,-28.975518929,-24.425545170000003,-4.5499737589999967,0.186279312389243,null,null,-28.975518929,-24.425545170000003,-26.843063787000002,-27.982677355,-54.272984998999995,null,null,-143.496148938,null,null,-108.22680524099999,-143.496148938]
["Depreciation on intangible and tangible fixed ass.",-48.437963306,-50.843063211,2.4050999050000001,-4.7304386343103966E-2,null,-5.0042518099999995,-28.472033510999999,23.467781701,-0.8242397471165297,null,null,-5.0042518099999995,-28.472033510999999,-8.7365374179999993,-6.2251405669999995,-28.753834390999998,null,null,-50.843063211,null,null,-48.437963306,-50.843063211]
["General administrative expenses",-281.1955906,-315.844451687,34.648861087,-0.10970229460081449,null,-57.457978969999999,-82.713932058000012,25.255953088000012,-0.30534098016631872,null,null,-57.457978969999999,-82.713932058000012,-71.602471643000001,-69.421207929000005,-110.23550433299999,null,null,-315.844451687,null,null,-281.1955906,-315.844451687]
["Operating result",76.202509453000005,65.946313981999992,10.256195471000012,0.15552340762820238,null,26.696803505000005,11.752464510999985,14.94433899400002,1.2715919269539193,null,null,26.696803505000005,11.752464510999985,20.681808971999999,17.071432465000001,-14.105470978999975,null,null,65.946313981999992,null,null,76.202509453000005,65.946313981999992]
["Net provisioning for impairment losses",-34.131579284999994,-37.295345439999998,3.1637661550000047,-8.4830053661516747E-2,null,-10.480852529,-11.061252021,0.58039949199999974,-5.2471410189199208E-2,null,null,-10.480852529,-11.061252021,-5.2408658509999997,-7.3486088839999999,-2.9856601110000001,null,null,-37.295345439999998,null,null,-34.131579284999994,-37.295345439999998]
["Other results",24.526082137000003,0.50333709299999996,24.022745044000004,">500,0%",null,-9.3877226799999995,-15.218610109,5.8308874290000006,-0.38314191553877341,null,null,-9.3877226799999995,-15.218610109,8.906414093999997,40.226000832000004,-9.1767701999999979E-2,null,null,0.50333709299999996,null,null,24.526082137000003,0.50333709299999996]
["Net income from derivatives",0.210767081,0.125361167,8.5405913999999999E-2,0.6812788684393789,null,-1.8356426999999998E-2,9.5191886000000003E-2,-0.113548313,"–",null,null,-1.8356426999999998E-2,9.5191886000000003E-2,7.7577352000000002E-2,5.6354269999999998E-2,3.3339266999999999E-2,null,null,0.125361167,null,null,0.210767081,0.125361167]
["Net income from financial investments",58.392251311999999,0.37797592599999996,58.014275386000001,">500,0%",null,-0.23991394800000002,-6.0718516449999997,5.8319376969999999,-0.96048751484276429,null,null,-0.23991394800000002,-6.0718516449999997,17.879130443999998,46.824886461000006,-0.12510696899999998,null,null,0.37797592599999996,null,null,58.392251311999999,0.37797592599999996]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,null,null,0,null,null,0,0]
["Bank levy",-34.076936255999996,0,-34.076936255999996,"–",null,-9.1294523049999992,-9.2419503499999998,0.1124980450000006,-1.2172543753170117E-2,null,null,-9.1294523049999992,-9.2419503499999998,-9.0502937019999994,-6.6552398990000006,0,null,null,0,null,null,-34.076936255999996,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,null,null,0,null,null,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,null,null,0,null,null,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,null,null,0,null,null,0,0]
["Profit/loss before tax",66.597012304999993,29.154305635,37.442706669999993,1.2842942356016773,null,6.8282282959999998,-14.527397619,21.355625915000001,"–",null,null,6.8282282959999998,-14.527397619,24.347357214999999,49.948824413000004,-17.182898792,null,null,29.154305635,null,null,66.597012304999993,29.154305635]
["Income taxes",-32.090143613000002,-11.296934827999999,-20.793208785000004,1.8406062442232587,null,-6.168200455,-2.463743075,-3.70445738,1.5035891597584703,null,null,-6.168200455,-2.463743075,-8.23075154,-15.227448543,-0.987671988,null,null,-11.296934827999999,null,null,-32.090143613000002,-11.296934827999999]
["Profit/loss after tax",34.506868692000005,17.857370806999999,16.649497885000006,0.93235997980584506,null,0.660027841,-16.991140693999998,17.651168535,"–",null,null,0.660027841,-16.991140693999998,16.116605675000002,34.721375869999996,-18.170570780000002,null,null,17.857370806999999,null,null,34.506868692000005,17.857370806999999]
[]
[]
["Risk-weighted assets (total RWA)",6331.6884238731245,7088.2500476213927,-756.56162374826818,-0.10673461272745988,null,6331.6884238731245,6458.6005794877101,-126.91215561458557,-1.9650101295573874E-2,null,null,6331.6884238731245,6458.6005794877101,6391.9688775514269,6649.5655166205788,7088.2500476213927,null,null,7088.2500476213927,null,null,6331.6884238731245,7088.2500476213927]
["Assets",12055.329422488005,13152.415005981005,-1097.0855834930007,-8.3413242586559577E-2,null,12055.329422488005,12468.185908967,-412.85648647899507,-3.3112795196779454E-2,null,null,12055.329422488005,12468.185908967,12156.577150487996,12373.920397639999,13152.415005981002,null,null,13152.415005981005,null,null,12055.329422488005,13152.415005981005]
["Loans and advances to customers",8069.889824502,8315.3681812430004,-245.47835674100043,-2.9521044816118502E-2,null,8069.889824502,8252.9644795330005,-183.07465503100047,-2.2182896277454955E-2,null,null,8069.889824502,8252.9644795330005,8156.2906464989992,8358.9553025169989,8315.3681812430004,null,null,8315.3681812430004,null,null,8069.889824502,8315.3681812430004]
["  Hereof corporate %",0.30828496449188214,0.32689635897681535,-1.8611394484933208,-5.6933624293604268E-2,null,0.30828496449188214,0.32008627403537304,-1.1801309543490901,-3.6869152165477481E-2,null,null,0.30828496449188214,0.32008627403537304,0.32161710092148099,0.33051356204382354,0.32689635897681535,null,null,0.32689635897681535,null,null,0.30828496449188214,0.32689635897681535]
["  Hereof retail % ",0.68925451077558531,0.6724814893480886,1.6773021427496704,2.4941982334348856E-2,null,0.68925451077558531,0.67732160157271248,1.1932909202872821,1.7617789208501655E-2,null,null,0.68925451077558531,0.67732160157271248,0.67783781471459825,0.66892181518380944,0.6724814893480886,null,null,0.6724814893480886,null,null,0.68925451077558531,0.6724814893480886]
["  Hereof FCY % ",0.58428006692371048,0.62978375985958779,-4.55036929358773,-7.2252883983579541E-2,null,0.58428006692371059,0.57512238875376598,0.91576781699446164,1.5923007605022077E-2,null,null,0.58428006692371059,0.57512238875376598,0.59077457032827807,0.60333252852906294,0.6297837598595879,null,null,0.62978375985958779,null,null,0.58428006692371048,0.62978375985958779]
["Deposits from customers",8284.3491281770002,9116.2432008260002,-831.89407264900001,-9.1254045589045263E-2,null,8284.3491281770002,8683.4828560839996,-399.13372790699941,-4.5964705006281026E-2,null,null,8284.3491281770002,8683.4828560839996,8270.7869458090008,8417.9939738350004,9116.2432008260002,null,null,9116.2432008260002,null,null,8284.3491281770002,9116.2432008260002]
["Loan/deposit ratio",0.92710761200042713,0.86570806396607825,6.1399548034348879,7.0924080056570693E-2,null,0.92710761200042713,0.90003567084423775,2.7071941156189383,3.0078742468946595E-2,null,null,0.92710761200042713,0.90003567084423775,0.93537890712493477,0.94268490012007011,0.86570806396607825,null,null,0.86570806396607825,null,null,0.92710761200042713,0.86570806396607825]
[]
["Equity",1422.5552093929998,1445.3366781610002,-22.781468768000423,-1.5762049847781401E-2,null,1422.5552093929998,1402.5513940380001,20.003815354999688,1.4262447308549531E-2,null,null,1422.5552093929998,1402.5513940380001,1398.8383358209999,1490.219599301,1409.3087365740002,null,null,1445.3366781610002,null,null,1422.5552093929998,1445.3366781610002]
["Return on equity before tax",4.7175455275453596E-2,2.0325033722316064E-2,2.6850421553137531,1.3210517591248498,null,1.9451903782640813E-2,"–","–","–",null,null,1.9451903782640813E-2,"–",6.8627118724368358E-2,0.13860343725786733,"–",null,null,2.0325033722316064E-2,null,null,4.7175455275453596E-2,2.0325033722316064E-2]
["Return on equity after tax",2.4443697762597343E-2,1.2449333158133968E-2,1.1994364604463374,0.96345438362910785,null,1.8802531931331528E-3,"–","–","–",null,null,1.8802531931331528E-3,"–",4.5427362046942962E-2,9.6348654817426299E-2,"–",null,null,1.2449333158133968E-2,null,null,2.4443697762597343E-2,1.2449333158133968E-2]
["Cost/income ratio",0.78678535380658243,0.82727106071713308,-4.0485706910550645,-4.8938865183383751E-2,null,0.68276546240338898,0.87559105737228171,-19.282559496889274,-0.22022334895422258,null,null,0.68276546240338898,0.87559105737228171,0.77589022925494489,0.80262560621071954,1.1467332371253471,null,null,0.82727106071713308,null,null,0.78678535380658243,0.82727106071713308]
["Net interest margin (avg. interest bearing assets)",1.9385939686722885E-2,1.8073313205190542E-2,0.13126264815323424,7.2627883256920711E-2,null,2.0223612499303871E-2,2.0389575362630027E-2,-1.6596286332615576E-2,-8.13959390396779E-3,null,null,2.0223612499303871E-2,2.0389575362630027E-2,1.9417883007109032E-2,1.7666390211036366E-2,1.6731791150078765E-2,null,null,1.8073313205190542E-2,null,null,1.9385939686722885E-2,1.8073313205190542E-2]
["Provisioning ratio (avg. loans and advances to customers)",4.1353324307139448E-3,4.1721472959068079E-3,-3.681486519286313E-3,-8.8239610401533719E-3,null,5.136774406622812E-3,5.3926893992657541E-3,-2.5591499264294212E-2,-4.7455911827183339E-2,null,null,5.136774406622812E-3,5.3926893992657541E-3,2.5386801345515572E-3,3.5257125201665642E-3,1.3876520465184476E-3,null,null,4.1721472959068079E-3,null,null,4.1353324307139448E-3,4.1721472959068079E-3]
[]
["NPL ratio",8.3056207777816471E-2,7.9283009079614705E-2,0.37731986982017657,4.7591517299914621E-2,null,8.3056207777816471E-2,8.1332734438770454E-2,0.17234733390460166,2.1190402006507014E-2,null,null,8.3056207777816471E-2,8.1332734438770454E-2,7.9953583024184094E-2,8.233892308317535E-2,7.9283009079614705E-2,null,null,7.9283009079614705E-2,null,null,8.3056207777816471E-2,7.9283009079614705E-2]
["NPL coverage ratio",0.58095015754419321,0.62774126465250013,-4.6791107108306917,-7.4538842263634164E-2,null,0.58095015754419321,0.64659348275014183,-6.5643325205948617,-0.10152178603277795,null,null,0.58095015754419321,0.64659348275014183,0.64398621192765859,0.61518047389806541,0.62774126465250013,null,null,0.62774126465250013,null,null,0.58095015754419321,0.62774126465250013]
[]
["Number of employees",4242,4651,-409,-8.7938077832724115E-2,null,4242,4297,-55,-1.2799627647195666E-2,null,null,4242,4297,4372,4551,4651,null,null,4651,null,null,4242,4651]
["Business outlets",299,335,-36,-0.10746268656716418,null,299,299,0,0,null,null,299,299,299,300,335,null,null,335,null,null,299,335]
["Number of customers ",763631,686023,77608,0.11312740243402919,null,763631,744328,19303,2.5933459442611273E-2,null,null,763631,744328,730752,745963,686023,null,null,686023,null,null,763631,686023]

{"sheet":"NC-USA","index":31,"n_rows":50,"n_cols":43,"rows_kept":50,"cut":false,"hidden":false,"merged":[[51,0,51,3],[0,11,3,11],[0,24,3,24],[0,25,3,25],[0,30,3,30],[50,0,50,3]]}
["USA",null,null,null,null,null,null,null,null,null,null,"QoQ",null,null,null,null,null,null,null,null,null,null,null,null,null,"Archive",null,null,null,null,"YtD"]
[]
[]
["\n€ million","1/1-31/12\n2016","1/1-31/12\n2015","YoY Change\nabsolute","YoY Change\nin percent",null,"Q4\n2016","Q3\n2016","QoQ Change\nabsolute","QoQ Change\nin percent",null,null,"Q4\n2016","Q3\n2016","Q2\n2016","Q1\n2016","Q4\n2015","Q3\n2015","Q2\n2015","Q1\n2015","Q4\n2014","Q3\n2014","Q2\n2014","Q1\n2014",null,null,"1/1-31/12\n2015","1/1-31/12\n2014","1/1-31/12\n2013",null,null,"1/1-31/12\n2016","1/1-30/9\n2016","1/1-30/6\n2016","1/1-31/3\n2016","1/1-31/12\n2015","1/1-30/9\n2015","1/1-30/6\n2015","1/1-31/3\n2015","1/1-31/12\n2014","1/1-30/9\n2014","1/1-30/6\n2014","1/1-31/3\n2014"]
["Net interest income",14.070681274,25.475784315999999,-11.405103041999999,-0.44768407914480002,null,2.5379588390000003,3.4406037959999995,-0.90264495699999925,-0.26235074147433146,null,null,2.5379588390000003,3.4406037959999995,3.5170650999999999,4.5750535389999998,5.323820928,6.0113751050000008,7.0184758399999998,7.1221124429999998,7.6032195400000004,8.0401282389999995,7.5204319530000001,6.9471639840000003,null,null,25.475784315999999,30.110943715999998,25.035435061000001,null,null,14.070681274,11.532722435,8.0921186390000006,4.5750535389999998,25.475784315999999,20.151963387999999,14.140588283,7.1221124429999998,30.110943715999998,22.507724176,14.467595937,6.9471639840000003]
["Net fee and commission income",3.0063988410000002,5.9571338839999992,-2.950735042999999,-0.49532797154773489,null,0.24207767000000002,0.75008507200000007,-0.50800740200000005,-0.67726638079260426,null,null,0.24207767000000002,0.75008507200000007,0.82802648099999998,1.1862096179999999,1.2265975390000001,1.358457552,1.542287177,1.8297916159999998,2.5508243590000004,2.0033417080000002,2.0827111729999999,1.6581430749999999,null,null,5.9571338839999992,8.2950203150000004,11.776598289000001,null,null,3.0063988410000002,2.7643211710000002,2.0142360990000001,1.1862096179999999,5.9571338839999992,4.730536345,3.372078793,1.8297916159999998,8.2950203150000004,5.7441959560000004,3.7408542480000002,1.6581430749999999]
["Net trading income",-5.5235042999999998E-2,-0.15215588500000002,9.6920842000000021E-2,-0.63698385376286959,null,-2.8252273000000001E-2,-1.2268532E-2,-1.5983741000000003E-2,1.3028242498776543,null,null,-2.8252273000000001E-2,-1.2268532E-2,-4.1686107000000007E-2,2.6971868999999999E-2,-4.8510739000000004E-2,-6.4130585000000004E-2,5.8702625000000001E-2,-9.8217185999999998E-2,-6.0372447000000003E-2,-0.10842445699999999,1.2428476000000001E-2,3.0210529999999997E-3,null,null,-0.15215588500000002,-0.15334737500000001,6.7062470000000002E-3,null,null,-5.5235042999999998E-2,-2.698277E-2,-1.4714237999999999E-2,2.6971868999999999E-2,-0.15215588500000002,-0.10364514599999999,-3.9514561000000004E-2,-9.8217185999999998E-2,-0.15334737500000001,-9.2974927999999998E-2,1.5449529E-2,3.0210529999999997E-3]
["Recurring other net operating income",0.57512063899999999,0.63454680600000002,-5.942616700000003E-2,-9.3651353120198344E-2,null,0.13728537899999999,0.16605092199999993,-2.8765542999999949E-2,-0.17323326274574957,null,null,0.13728537899999999,0.16605092199999993,0.117147315,0.15463702299999998,0.16811869299999999,0.14824677900000002,0.16523953599999999,0.15294179800000002,8.6417015E-2,0.13813426999999998,0.14405362100000002,0.14481824199999999,null,null,0.63454680600000002,0.513423148,0.58573830400000004,null,null,0.57512063899999999,0.43783525999999995,0.27178433800000001,0.15463702299999998,0.63454680600000002,0.46642811300000003,0.31818133399999998,0.15294179800000002,0.513423148,0.42700613299999995,0.28887186300000001,0.14481824199999999]
["Operating income",17.596965711000003,31.915309120999996,-14.318343409999994,-0.44863558600404241,null,2.8890696150000004,4.3444712580000004,-1.4554016430000001,-0.33500086813095908,null,null,2.8890696150000004,4.3444712580000004,4.4205527890000003,5.942872049,6.6700264210000002,7.4539488510000007,8.7847051779999994,9.0066286710000014,10.180088467000001,10.07317976,9.7596252229999987,8.7531463540000001,null,null,31.915309120999996,38.766039803999995,37.404477901,null,null,17.596965711000003,14.707896096000001,10.363424838,5.942872049,31.915309120999996,25.245282699999997,17.791333848999997,9.0066286710000014,38.766039803999995,28.585951337000001,18.512771577000002,8.7531463540000001]
["Staff expenses",-9.2779602780000001,-17.049211259,7.7712509809999997,-0.45581293251309107,null,-1.8280778259999999,-2.2705427150000004,0.44246488900000047,-0.19487186304706905,null,null,-1.8280778259999999,-2.2705427150000004,-2.4078370140000001,-2.7715027230000002,-7.1215990530000006,-3.23282362,-3.7530893889999999,-2.9416991970000002,-1.745622327,-2.519243146,-2.4280805819999998,-2.5318503679999997,null,null,-17.049211259,-9.2247964230000008,-9.7204542420000006,null,null,-9.2779602780000001,-7.4498824519999998,-5.1793397369999994,-2.7715027230000002,-17.049211259,-9.9276122060000009,-6.6947885860000005,-2.9416991970000002,-9.2247964230000008,-7.4791740959999995,-4.9599309500000004,-2.5318503679999997]
["Other administrative expenses",-5.8684503729999999,-5.5066528779999997,-0.36179749500000025,6.5701888790819174E-2,null,-1.646054039,-1.6500240929999999,3.9700539999998341E-3,-2.406058200508876E-3,null,null,-1.646054039,-1.6500240929999999,-1.288646288,-1.283725953,-2.017746067,-1.2076538700000001,-1.149636262,-1.131616679,-1.7734182919999999,-1.1547150819999998,-1.442101504,-1.145106725,null,null,-5.5066528779999997,-5.5153416030000004,-5.3429261480000001,null,null,-5.8684503729999999,-4.2223963339999999,-2.5723722410000001,-1.283725953,-5.5066528779999997,-3.4889068110000001,-2.281252941,-1.131616679,-5.5153416030000004,-3.7419233110000003,-2.5872082289999998,-1.145106725]
["Depreciation on intangible and tangible fixed ass.",-0.38664893,-0.159277326,-0.227371604,1.4275202234372015,null,-0.19217234499999999,-0.10001587699999998,-9.2156468000000019E-2,0.92141838640279117,null,null,-0.19217234499999999,-0.10001587699999998,-5.7178493999999996E-2,-3.7282214000000001E-2,-4.1580987E-2,-4.1096192000000004E-2,-3.8442374000000001E-2,-3.8157772999999999E-2,-4.2726201999999998E-2,-4.7098239E-2,-4.4107353000000002E-2,-5.2567203E-2,null,null,-0.159277326,-0.186498997,-0.225906309,null,null,-0.38664893,-0.19447658499999998,-9.4460708000000004E-2,-3.7282214000000001E-2,-0.159277326,-0.11769633900000001,-7.6600146999999993E-2,-3.8157772999999999E-2,-0.186498997,-0.14377279500000001,-9.6674555999999995E-2,-5.2567203E-2]
["General administrative expenses",-15.533059581,-22.715141463000002,7.1820818820000021,-0.31618037218472428,null,-3.6663042099999998,-4.0205826850000008,0.35427847500000098,-8.811620174402679E-2,null,null,-3.6663042099999998,-4.0205826850000008,-3.7536617959999998,-4.0925108900000007,-9.1809261070000012,-4.4815736820000005,-4.9411680249999996,-4.1114736490000006,-3.561766821,-3.7210564669999999,-3.9142894389999996,-3.7295242959999997,null,null,-22.715141463000002,-14.926637023,-15.289286699000002,null,null,-15.533059581,-11.866755371,-7.8461726859999992,-4.0925108900000007,-22.715141463000002,-13.534215356000001,-9.0526416740000002,-4.1114736490000006,-14.926637023,-11.364870202000001,-7.6438137350000002,-3.7295242959999997]
["Operating result",2.063906130000003,9.2001676579999945,-7.1362615279999915,-0.77566646535997241,null,-0.77723459499999947,0.32388857299999962,-1.1011231679999991,"–",null,null,-0.77723459499999947,0.32388857299999962,0.66689099300000043,1.8503611589999993,-2.510899686000001,2.9723751690000002,3.8435371529999998,4.8951550220000009,6.6183216460000009,6.352123293,5.8453357839999995,5.0236220580000008,null,null,9.2001676579999945,23.839402780999997,22.115191201999998,null,null,2.063906130000003,2.8411407250000007,2.5172521520000011,1.8503611589999993,9.2001676579999945,11.711067343999996,8.7386921749999971,4.8951550220000009,23.839402780999997,17.221081134999999,10.868957842000002,5.0236220580000008]
["Net provisioning for impairment losses",-35.804841756999998,-12.363395651000001,-23.441446105999997,1.8960362320932402,null,-0.84969736200000001,-7.7732365780000023,6.9235392160000027,-0.89068937327794273,null,null,-0.84969736200000001,-7.7732365780000023,-21.496000375999998,-5.6859074409999995,-6.2386754980000001,-2.399266108,-2.5988905070000001,-1.1265635379999999,-3.7124946680000002,-1.656182321,1.211312129,0.254392803,null,null,-12.363395651000001,-3.9029720569999999,-0.428932127,null,null,-35.804841756999998,-34.955144395000005,-27.181907817000003,-5.6859074409999995,-12.363395651000001,-6.1247201530000002,-3.7254540449999998,-1.1265635379999999,-3.9029720569999999,-0.190477389,1.465704932,0.254392803]
["Other results",-2.9301642380000006,0,-2.9301642380000006,"–",null,-4.0476625869999996,-1.4295433609999999,-2.6181192259999997,1.8314374347963551,null,null,-4.0476625869999996,-1.4295433609999999,2.5898783709999997,-4.2836660999999998E-2,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,-2.9301642380000006,1.1174983489999999,2.5470417099999998,-4.2836660999999998E-2,0,0,0,0,0,0,0,0]
["Net income from derivatives",0.29368465000000005,0,0.29368465000000005,"–",null,0.29368465000000005,0,0.29368465000000005,"–",null,null,0.29368465000000005,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0.29368465000000005,0,0,0,0,0,0,0,0,0,0,0]
["Net income from financial investments",-3.1520660520000003,0,-3.1520660520000003,"–",null,-4.3016571260000003,-1.3974506359999999,-2.9042064900000004,2.0782175879305984,null,null,-4.3016571260000003,-1.3974506359999999,2.5898783709999997,-4.2836660999999998E-2,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,-3.1520660520000003,1.1495910739999999,2.5470417099999998,-4.2836660999999998E-2,0,0,0,0,0,0,0,0]
["Net income from disposal from group assets",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["Bank levy",-7.1782835999999989E-2,0,-7.1782835999999989E-2,"–",null,-3.9690111E-2,-3.2092724999999996E-2,-7.5973860000000046E-3,0.23673234354514938,null,null,-3.9690111E-2,-3.2092724999999996E-2,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,-7.1782835999999989E-2,-3.2092724999999996E-2,0,0,0,0,0,0,0,0,0,0]
["Operating result - One-offs",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["Impairment of goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["Income from release of negative goodwill",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["Profit/loss before tax",-36.671099865000002,-3.1632279929999996,-33.507871872000003,">500,0%",null,-5.6745945439999996,-8.8788913659999977,3.2042968219999981,-0.36088929235807921,null,null,-5.6745945439999996,-8.8788913659999977,-18.239231011999998,-3.8783829430000001,-8.7495751840000011,0.57310906100000003,1.2446466459999999,3.7685914840000003,2.9058269780000003,4.6959409719999998,7.0566479129999999,5.2780148609999999,null,null,-3.1632279929999996,19.936430724000001,21.686259074999999,null,null,-36.671099865000002,-30.996505320999997,-22.117613954999999,-3.8783829430000001,-3.1632279929999996,5.5863471909999998,5.0132381299999995,3.7685914840000003,19.936430724000001,17.030603746000001,12.334662774,5.2780148609999999]
["Income taxes",1.7082211939999998,-0.63923063999999996,2.3474518339999997,"–",null,1.7094457209999998,-1.224527E-3,1.7106702479999998,"–",null,null,1.7094457209999998,-1.224527E-3,-4.0243194000000003E-2,4.0243194000000003E-2,0.45010663900000003,0.22112285000000001,-0.32535021600000003,-0.98510991299999995,0.31359500199999996,-1.4236961640000001,-2.1239575880000001,-1.539437605,null,null,-0.63923063999999996,-4.7734963550000007,-5.796306489,null,null,1.7082211939999998,-1.224527E-3,0,4.0243194000000003E-2,-0.63923063999999996,-1.089337279,-1.310460129,-0.98510991299999995,-4.7734963550000007,-5.0870913570000003,-3.6633951929999999,-1.539437605]
["Profit/loss after tax",-34.962878670999999,-3.8024586330000001,-31.160420037999998,">500,0%",null,-3.9651488229999998,-8.8801158930000028,4.914967070000003,-0.553480059181926,null,null,-3.9651488229999998,-8.8801158930000028,-18.279474206,-3.8381397489999998,-8.2994685449999999,0.79423191100000001,0.91929643000000005,2.7834815709999998,3.2194219799999999,3.2722448080000004,4.9326903250000003,3.7385772560000001,null,null,-3.8024586330000001,15.162934369,15.889952586,null,null,-34.962878670999999,-30.997729848000002,-22.117613954999999,-3.8381397489999998,-3.8024586330000001,4.4970099119999993,3.702778001,2.7834815709999998,15.162934369,11.943512389,8.6712675810000004,3.7385772560000001]
[]
[]
["Risk-weighted assets (total RWA)",347.11953086691426,835.67987672797858,-488.56034586106432,-0.58462619415220785,null,347.11953086691426,397.86095432057698,-50.741423453662719,-0.12753556965727719,null,null,347.11953086691426,397.86095432057698,550.53146234110534,764.00282172547247,835.67987672797858,901.70462544851455,977.54624221344272,1087.566294213749,1013.0592936707292,"–","–","–",null,null,835.67987672797858,1013.0592936707292,"–",null,null,347.11953086691426,397.86095432057698,550.53146234110534,764.00282172547247,835.67987672797858,901.70462544851455,977.54624221344272,1087.566294213749,1013.0592936707292,"–","–","–"]
["Assets",261.77518888700001,627.67210710200004,-365.89691821500003,-0.58294277230888625,null,261.77518888700001,325.96155902499999,-64.186370137999972,-0.19691392546406716,null,null,261.77518888700001,325.96155902499999,425.90031886100002,575.576235397,627.67210710200004,694.90484691400002,744.08925998699999,875.45781671000009,814.40615270599994,845.74381784800005,774.78383438200001,670.34971714599999,null,null,627.67210710200004,814.40615270599994,619.03634181899997,null,null,261.77518888700001,325.96155902499999,425.90031886100002,575.576235397,627.67210710200004,694.90484691400002,744.08925998699999,875.45781671000009,814.40615270599994,845.74381784800005,774.78383438200001,670.34971714599999]
["Loans and advances to customers",76.09105777500001,534.15312482800005,-458.06206705300002,-0.857548230576201,null,76.09105777500001,218.30748768000001,-142.21642990499998,-0.6514500781277095,null,null,76.09105777500001,218.30748768000001,330.772568906,468.59724989,534.15312482800005,603.01459787500005,644.96347752300005,774.10297518300001,716.38634049899997,738.77028848399993,736.13901303199998,637.60745140699999,null,null,534.15312482800005,716.38634049899997,586.56746646399995,null,null,76.09105777500001,218.30748768000001,330.772568906,468.59724989,534.15312482800005,603.01459787500005,644.96347752300005,774.10297518300001,716.38634049899997,738.77028848399993,736.13901303199998,637.60745140699999]
["  Hereof corporate %",1.0000000029569833,1.0000000003220051,2.63497823560499E-7,2.63497823560499E-9,null,1.0000000029569833,1.0000000014658224,1.4911609724777009E-7,1.4911609724777009E-9,null,null,1.0000000029569833,1.0000000014658224,1.0000000002841831,1.0000000002347431,1.0000000003220051,1.0000000002072917,1.0000000007395768,0.99999999976359744,0.99999999930344852,0.99999999934485739,0.99999999995652999,0.99999999936167616,null,null,1.0000000003220051,0.99999999930344852,0.99999999920895721,null,null,1.0000000029569833,1.0000000014658224,1.0000000002841831,1.0000000002347431,1.0000000003220051,1.0000000002072917,1.0000000007395768,0.99999999976359744,0.99999999930344852,0.99999999934485739,0.99999999995652999,0.99999999936167616]
["  Hereof retail % ",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["  Hereof FCY % ",0,6.0785418828084338E-2,-6.0785418828084339,"–",null,0,1.8904541483476062E-2,-1.8904541483476063,"–",null,null,0,1.8904541483476062E-2,7.2873718560531944E-2,8.0141911468357127E-2,6.0785418828084338E-2,6.0731458002931185E-2,6.7553269114290687E-2,5.7468114610311809E-2,8.0831877353586754E-2,7.9990381484162584E-2,7.9290318406104301E-2,5.1807778825524162E-2,null,null,6.0785418828084338E-2,8.0831877353586754E-2,1.9745896999404849E-2,null,null,0,1.8904541483476062E-2,7.2873718560531944E-2,8.0141911468357127E-2,6.0785418828084338E-2,6.0731458002931185E-2,6.7553269114290687E-2,5.7468114610311809E-2,8.0831877353586754E-2,7.9990381484162584E-2,0,5.1807778825524162E-2]
["Deposits from customers",0,0,0,"–",null,0,0,0,"–",null,null,0,0,0,0,0,0,0,0,0,0,0,0,null,null,0,0,0,null,null,0,0,0,0,0,0,0,0,0,0,0,0]
["Loan/deposit ratio","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–",null,null,"–","–","–",null,null,"–","–","–","–","–","–","–","–","–","–","–","–"]
[]
["Equity",12.963500822,38.055534126000005,-25.092033304000005,-0.65935307124902032,null,12.963500822,6.256517120999991,6.7069837010000093,1.0719995760081962,null,null,12.963500822,6.256517120999991,15.193829038000001,32.675827843,38.055534126000005,45.263709716999998,44.536955939000002,45.381068872,37.610665513000001,47.507228798999996,40.65662176,35.368354365999998,null,null,38.055534126000005,37.610665513000001,31.639432966000001,null,null,12.963500822,6.256517120999991,15.193829038000001,32.675827843,38.055534126000005,45.263709716999998,44.536955939000002,45.381068872,37.610665513000001,47.507228798999996,40.65662176,35.368354365999998]
["Return on equity before tax","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–",5.6186558463745283E-2,0.11912264745419471,0.41248971253373307,0.40072462943388665,0.55615166053991083,0.887417539822976,0.8911941876022843,null,null,"–",0.66767282864868371,0.61180773401982669,null,null,"–","–","–","–","–",0.18967588284103395,0.26020945478543872,0.41248971253373307,0.66767282864868371,0.73559212394065232,0.83494383100409231,0.75911330795299792]
["Return on equity after tax","–","–","–","–",null,"–","–","–","–",null,null,"–","–","–","–","–",7.7865036060167328E-2,8.7984027345211518E-2,0.30466489083238979,0.44397057694562075,0.38753987635564807,0.62031661022168616,0.6312597459829884,null,null,"–",0.50780801342625415,0.44828367362493782,null,null,"–","–","–","–","–",0.15268910005766956,0.19219071981959227,0.30466489083238979,0.50780801342625415,0.51586859612064417,0.58696548956351124,0.53770287173884534]
["Cost/income ratio",0.88271238553872744,0.71173183304853638,17.098055249019104,0.24023170603152022,null,1.2690259144205494,0.92544810317168402,34.357781124886536,0.37125562208335605,null,null,1.2690259144205494,0.92544810317168402,0.8491385523865983,0.68864193209218461,1.3764452383718677,0.60123483157504698,0.56247397321590575,0.45649418880100295,0.34987582205654716,0.3694023690291019,0.40106964658595684,0.42607813752544971,null,null,0.71173183304853638,0.38504415458655705,0.40875551690540363,null,null,0.88271238553872744,0.80682888249579865,0.75710229085949599,0.68864193209218461,0.71173183304853638,0.53610868679240409,0.50882310178833634,0.45649418880100295,0.38504415458655705,0.39756837433952985,0.41289407710818204,0.42607813752544971]
["Net interest margin (avg. interest bearing assets)",3.5328129764857996E-2,3.5578096482207548E-2,-2.4996671734955206E-2,-7.0258597863592787E-3,null,8.0149973231074853E-2,4.3842144088654035E-2,3.630782914242082,0.82814903096440862,null,null,8.0149973231074853E-2,4.3842144088654035E-2,3.0277365828991501E-2,3.1568102456179893E-2,3.3231944638274558E-2,3.5258325228833806E-2,3.7470324252713356E-2,3.5566508681694455E-2,3.8264683947237199E-2,4.2310080170520979E-2,4.4630451905987682E-2,5.896011045758081E-2,null,null,3.5578096482207548E-2,4.5300452160041568E-2,3.9912155750327166E-2,null,null,3.5328129764857996E-2,3.4108981045722624E-2,3.1126210137885777E-2,3.1568102456179893E-2,3.5578096482207548E-2,3.6312835468851667E-2,3.6857932212251261E-2,3.5566508681694455E-2,4.5300452160041568E-2,4.7950218931255735E-2,5.1281262798988356E-2,5.8960110457580817E-2]
["Provisioning ratio (avg. loans and advances to customers)",0.10860188711805142,1.870948253343515E-2,8.9892404584616283,4.8046440848362471,null,2.3089716307851216E-2,0.11325469187617469,-9.0164975568323484,-0.79612574167703354,null,null,2.3089716307851216E-2,0.11325469187617469,0.21512946694311763,3.3591390923153733E-2,4.3889219670575449E-2,1.5380181144511442E-2,1.4651268808697203E-2,6.0634095028320178E-3,2.0410144689893019E-2,8.9832361585769471E-3,-7.0540651298107836E-3,-1.6624604819868217E-3,null,null,1.870948253343515E-2,5.6493548951784735E-3,9.506353437251586E-3,null,null,0.10860188711805142,0.11748866986563014,0.11636826412385866,3.3591390923153733E-2,1.870948253343515E-2,1.1923961482483387E-2,1.0480686913665544E-2,6.0634095028320178E-3,5.6493548951784735E-3,3.7517201988671695E-4,-4.4924878788548594E-3,-1.636186624719216E-3]
[]
["NPL ratio",0.21192419196918438,9.5434209011426241E-2,11.648998295775815,1.220631303643025,null,0.21192419196918438,0.20045651478415699,1.1467677185027392,5.7207804881648672E-2,null,null,0.21192419196918438,0.20045651478415699,0.17666909740087,0.10050448132075955,9.5434209011426241E-2,6.6664841585791765E-2,6.5520207572707143E-2,5.4941495680421462E-2,4.0118827408418628E-2,"–","–","–",null,null,9.5434209011426241E-2,4.0118827408418628E-2,"–",null,null,0.21192419196918438,0.20045651478415699,0.17666909740087,0.10050448132075955,9.5434209011426241E-2,6.6664841585791765E-2,6.5520207572707143E-2,5.4941495680421462E-2,4.0118827408418628E-2,"–","–","–"]
["NPL coverage ratio",4.5213571067450956E-2,0.43705844459810461,-39.184487353065364,-0.89655028606293852,null,4.5213571067450956E-2,0.78662791931752651,-74.141434825007551,-0.94252229045381708,null,null,4.5213571067450956E-2,0.78662791931752651,0.85472057954456782,0.57473159522585682,0.43705844459810461,0.5077637219688923,0.43190286420247226,0.44933133989367574,0.52171322530454456,"–","–","–",null,null,0.43705844459810461,0.52171322530454456,"–",null,null,4.5213571067450956E-2,0.78662791931752651,0.85472057954456782,0.57473159522585682,0.43705844459810461,0.5077637219688923,0.43190286420247226,0.44933133989367574,0.52171322530454456,"–","–","–"]
[]
["Number of employees",32,56,-24,-0.4285714285714286,null,32,38,-6,-0.15789473684210531,null,null,32,38,44,52,56,57,58,62,65,67,67,66,null,null,56,65,67,null,null,32,38,44,52,56,57,58,62,65,67,67,66]
["Business outlets",1,1,0,0,null,1,1,0,0,null,null,1,1,1,1,1,1,1,2,2,2,2,2,null,null,1,2,2,null,null,1,1,1,1,1,1,1,2,2,2,2,2]
["Number of customers ",34,118,-84,-0.71186440677966101,null,34,113,-79,-0.69911504424778759,null,null,34,113,113,118,118,126,140,147,152,158,161,160,null,null,118,152,157,null,null,34,113,113,118,118,126,140,147,152,158,161,160]