Imagine daily life without the possibility of making card payments - it's almost impossible. And Raiffeisen Banking Group Austria is the local number 1 when it comes to the number of issued cards (credit cards, PRELOAD cards).

Don’t hesitate to contact us if you have any questions about card business in Austria:


As product department of Raiffeisen Bank International, CardService offers card competence, innovation and personal service. We support you as private customer when ordering or using your card, as well as connecting merchants to international card schemes.

Raiffeisen Bank International, CardService

PRELOAD - Die Karte zum Guthaben

  • Once rechargeable - is the perfect gift for any occasion.
    Choice of gift package.
  • Credit for online Shopping.
    It's hard to use cash on the internet - LOAD makes it easy.
  • A truly personal card.
  • Simply design you own card motive.
  • Safe holiday money.
  • Your bank account remains untouched.
  • Cards in your companie's design.
    The LOAD Card with your companie's look.


Contactless payment with your MasterCard and Visa credit card

  • Pay by "tapping" - "Tap & GoTM".
    Contactless payments up to EUR 25,- without PIN or Signature.
  • Full-fledged credit card.
    Pay everywhere, where MasterCard is accepted.
  • SMS Services.
    Monthly statement, availability, transactions confirmation, limit control.

Customer Cards

We refer questions about customer cards for the Austrian market to the experts at a company called Cards & Systems. This company defines itself as a customer card manager and processor for the topic of customer loyalty and customer cards. Almost everything is offered to make your customer loyalty programme a success, from conception and market research, to technical processing and holistic market support.

In the business field of customer cards, Cards & Systems can look back over more than 20 years of know-how and help you to maximise your customer loyalty. The services include:

  • Project management
  • Marketing and system design
  • Database management
  • Clearing (in cooperation with a bank)
  • Technology
  • Customer support

If you place particular value on the turnkey implementation of customer-specific projects and view each project as having its own concept, then we have the right partner for you:

Cards & Systems EDV Dienstleistungs GmbH, Landstrasser Hauptstrasse 5, 1030 Vienna, tel: +43 1 790 33 0,

Card Terminals

In the area of merchant acquiring we cooperate with hobex AG, a full-service provider for all card payment processes.

Further more in the area of 'contactless payment' esp. MasterCard PayPass we cooperate with First Data Austria.

Whether with signature or PIN, fixed-location or mobile: hobex and First Data offer first-class service with full flexibility and individually tailored solutions to meet your needs.


hobex AG, Josef-Brandstätter-Straße 2b, 5020 Salzburg, Tel: +43 (0)662/22 55-0,

First Data Austria GmbH, Saturn Tower, Leonard-Bernstein-Straße 10, 1220 Wien, Tel: +43 1 260 82 0,

Klaus Mehofer

Head of CardService
Raiffeisen Bank International AG
Am Stadtpark 9, 1030 Wien
Tel: +43-1-71707-2934
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