Net interest income increases 4.2 per cent year-on-year to € 3,362 million (2017: € 3,225 million) * Operating income increases 3.9 per cent to € 5,298 million (2017: € 5,098 million) * General administrative expenses increase 1.2 per cent to € 3,048 million (2017: € 3,011 million) * Impairment losses on financial assets decrease 46.9 per cent to € 166 million (2017: € 312 million) * Profit before tax increases 8.8 per cent to € 1,753 million (2017: € 1,612 million) * Profit after tax increases 12.2 per cent to € 1,398 million (2017: € 1,246 million) * Consolidated profit increases 13.8 per cent to € 1,270 million (2017: € 1,116 million)