Press Releases

Electronic processing of schuldschein loans * Digital coverage of the entire value chain * More transparency and efficiency for issuers and investors

Johann Strobl (CEO), Martin Grüll (CFO) and Hannes Mösenbacher (CRO) present the full year 2018 results in English

Net interest income increases 4.2 per cent year-on-year to € 3,362 million (2017: € 3,225 million) * Operating income increases 3.9 per cent to € 5,298 million (2017: € 5,098 million) * General administrative expenses increase 1.2 per cent to € 3,048 million (2017: € 3,011 million) * Impairment losses on financial assets decrease 46.9 per cent to € 166 million (2017: € 312 million) * Profit before tax increases 8.8 per cent to € 1,753 million (2017: € 1,612 million) * Profit after tax increases 12.2 per cent to € 1,398 million (2017: € 1,246 million) * Consolidated profit increases 13.8 per cent to € 1,270 million (2017: € 1,116 million)

Wilhelm Celeda appointed CEO of Kathrein Privatbank AG * Harald Kröger appointed CEO of Raiffeisen Centrobank AG * Heike Arbter becomes Member of the Managing Board of Raiffeisen Centrobank AG * Valerie Brunner becomes head of RBI’s Institutional Clients division assuming group-wide responsibility for the expansion of this business area

Eight fintechs from the second round of the fintech partnership program Elevator Lab of Raiffeisen Bank International (RBI) had the opportunity for a presentation on yesterday's Demo Day.

Consolidated profit of EUR 1,270 million (up 14% year-on-year) * Consolidated profit includes negative effects of EUR 159 million from IFRS 9 model fine-tuning and other effects not captured by the risk models as well as EUR 120 million from sale of Polish core banking operations * Operating income up 4% year-on-year driven by net interest income and net fee and commission income * Loans to customers up 4% despite sale of Polish core banking operations * CET1 ratio at 13.4% (fully loaded), 85bps positive effect in Q4/2018 from disposal of Polish core banking operations * NPL ratio decreased 186bps to 3.8% while NPL coverage ratio improved 10.6 PP to 77.7%