Digital Basket
RBI's Digital Basket

We are open for business.

The Digital Basket

Finance your growth strategy with a new generation of scale-up banking! We have launched one of Europe’s largest debt financing programs: A total volume of € 100 million of uncomplicated corporate loans that do not incur any costs other than interest. 30 years of experience for the top players of today. 


You have built up a successful start-up and grown it into a fast scaling company.

The more valuable your company becomes, the more willing you are to pay interest for financing, and not further dilute by giving away more of your shares.

If this resonates with you, you should talk to us


  • We finance digital scale-ups from all industries (except FinTechs)
  • You should be headquartered in Western, Central or Eastern Europe
  • Your annual revenue should be at least € 5 million
  • You should have raised at least € 3 million equity
  • You should be able to show positive gross margins and customer growth in min. 2 markets

the loan

"I have experienced this myself as a founder." Joerg, who now heads RBI's Digital Department and developed the Digital Basket, had previously co-founded a FinTech, "The more valuable the company shares I held as a founder became, the more willing I was to pay interest for financing, and not give away more shares."


The Digital Basket has developed the perfect loan for this stage:

  • SIZE: € 1 – € 7 million
  • MATURITY: 1 – 5 years
  • COSTS: EURIBOR + x% (depending on your rating). NO hidden costs, NO upfront fees, NO kickers, NO equity!
  • FLEXIBLE: Early repayment is possible
  • FAST: For the first pilot loan, only 14 business days passed from the very first contact to closing.


Raiffeisen Bank International (RBI), headquartered in Vienna, is one of the largest corporate banks in CEE with more than 30 years of experience, local entities in 14 markets, € 165 billion total assets (FY 2020) and an A3 rating from Moody’s.


The Digital Basket was developed and is managed by RBI’s Digital Department, a small and very dedicated group of financing and start-up/scale-up experts. Please contact us directly via email or at our mobiles, we are really looking forward to talking to you!








Jörg Bartussek

20+ years in the digital economy | founded & exited a fintech start-up | head of RBI's digital department | likes skiing, movies & wife's Greek cooking

Konstantin Soustal

20+ years in financial services | 10+ years in IT finance | leads RBI's technology practice | likes basketball & works on his Russian

Peter Richl

5+ years in the banking industry | strong corporate finance background | high-tech & online expert | likes lifting heavy weights & traveling