Annual reports
Annual Report 2025
Consolidated profit (excluding Russia) above 1.4 billion euros
- Consolidated profit 2025 up 48% to EUR 1,443 million (excluding Russia), with provisions for FX loans in Poland down significantly
- Main revenues up 3% to EUR 6,186 million, driven by accelerating loan growth (6% for FY/2025)
- CET1 ratio excluding Russia at 15.5% (Group CET1 ratio at 17.9%)
- Business reduction in Russia on target - all restrictions to remain in place in 2026
- Dividend proposal of EUR 1.60 per share, subject to audited results and to be voted on at the AGM
- Outlook for 2026 (excluding Russia): main revenues to increase by mid-single digits, loan growtharound 7% and CET1 ratio above 15%
- 2025
- 2024
- 2023
- 2022
- 2021
- 2020
- 2019
- 2018
- 2017
Other annual reports
- RBI - prior to merger with RZB
- RI
- RZB
- Selected subsidiaries
Raiffeisen International Bank-Holding AG (RI)
Raiffeisen Zentralbank Österreich AG
Reports of selected subsidiaries
Sustainability report 2023
We see the publication of our annual Sustainability Report (which corresponds to the consolidated non-financial report) as an important transparency and information tool in dialog with our stakeholders. It not only shows what has been achieved so far on those topics summarized under ESG (environment, social and governance), but also provides an outlook on our sustainability targets.
The report contains the regulatory disclosure according to as well as the progress report on the implementation of the UNEP FI "Principles for Responsible Banking". The report also provides comprehensive information on our sustainability performance in 2023 and an outlook on the sustainability program for 2024. In addition, the summary of the steps achieved can also be accessed in plain language for the first time via a QR code.
Sustainability report 2023
The reporting structure complies with the legal requirements and has already been partially adapted with regard to the new reporting requirements of the European Union (the Corporate Sustainability Reporting Directive, CSRD).
Overview of the relevant templates to be reported in accordance with Article 8 of the EU Taxonomy Regulation and the supplementary Delegated Regulations for the 2023 financial year:
2023 - ESG supplement data collection
To provide an overview and to ease the comparison of our ESG performance data please also see the supplement to our Sustainability Report 2023.