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Payment Acceptance Services

Multinational retailers rely on our centralized solutions for various payment acceptance operating models. Discover low-cost card transaction processing enhanced by international reach.

Global and Central

We cover multiple countries and currencies through single and centralized operating models.

Competitive Pricing

Benefit from Interchange++ pricing, transparent reporting within the EU and optimized FX costs.

State-of-the-Art Platform

Single technical integrations with our centralized high-scale  platform guarantee reliable processing.

Payment Solutions for a Globalized World

With a sustainable partnership for your card transactions in both physical and online shops, you can count on best-practice processing services on a reliable, large scale and low-cost acquiring platform. We currently cover 18 EU and non-EU countries.

Our Coverage

Solutions for Online Payments

Our centralized processing operates with e-commerce gateway functionality, offering both re-direct and host-to-host solutions. 

Solutions for Online Payments

Our centralized processing operates with e-commerce gateway functionality, offering both re-direct and host-to-host solutions. 

PSP solution

  • Direct host-to-host integration of payment pages with a payment service provider (PSP)
  • We cooperate with the most prominent PSPs such as ACI/Pay.On, Computop, Adyen, MPGS or CyberSource

Re-direct page solution

  • The card holder is redirected to a secure page of our processing system in local language. No card holder data is saved on the platform.
  • The included merchant portal functionalities enable a smooth process between authorization and clearing.

Solutions for Point-of-Sale Payments

Choose from two different concepts when it comes to payment acceptance in physical stores.

Solutions for Point-of-Sale Payments

Choose from two different concepts when it comes to payment acceptance in physical stores:

Full value chain
RBI covers the full acquiring value chain including POS terminal services (various hardware choices, software, field services). The POS terminal services are provided by one of our technical partners and contracted either through us or directly between the merchant and the technical partner.

Back-end only
RBI is providing back-end card acquiring services only and the terminal services are provided by a technical partner of the merchant’s choice.

Security First With PCI DSS

Security is at the heart of RBI services: We entertain a sophisticated set of mechanisms, frameworks and rules to provide a maximum level of security in any regard.

Security First With PCI DSS

Security is at the heart of RBI services: We entertain a sophisticated set of mechanisms, frameworks and rules to provide a maximum level of security in any regard.

The most important bracket touching all related parties in the card acquiring industry is the Payment Card Industry Data Security Standard (PCI DSS).

This standard requires all parties to perform regular testing and to obtain recurring certifications for all credit card data processing elements, from processing centers to network operators, from software to hardware.

Our solutions are in full compliance with and certified by PCI DSS. In addition, we are happy to provide you with the necessary information to fulfill all relevant standards.

One-Stop-Shop: Omnichannel Solutions

Set ground for unified reporting and reconciliation by processing both POS and online payments from multiple countries through the same back office system.

One-Stop-Shop: Omnichannel Solutions

Set ground for unified reporting and reconciliation by processing both POS and online payments from multiple countries through the same back office system.

  • Reduce integration efforts across countries and platforms to one centralized approach.
  • Any new feature can be introduced in multiple countries at once.
  • Open the door for centralized dispute and charge-back processes.

Pricing: The Interchange++ Concept

Within the European Union, it is mandatory to offer merchants their respective card acquiring commission upon their request, split into three parts.

Pricing: The Interchange++ Concept

Within the European Union, it is mandatory to offer merchants their respective card acquiring commission upon their request, split into three parts:

  • Merchant interchange fee (MIF), also called Interchange (IC): received by the card issuing financial institution
  • Payment system fees (also called scheme fees): received by MasterCard and Visa respectively
  • Acquirer fee (also called commission): stays with the acquiring institution for its service


All positions are payed out of the merchant’s card revenue per transaction. Interchange fees are set by Visa and MasterCard per country and are subject to frequent adjustments.

Strong Partners for Your Business

Wherever you are, we’ve got you covered: We are connected to a number of technical partners across our region, supporting a variety of service models for both online and physical store payments acceptance solutions.

Strong Partners for Your Business

Wherever you are, we’ve got you covered: We are connected to a number of technical partners across our region, supporting a variety of service models for both online and physical store payments acceptance solutions.

  • Our PSP partners are diverse, which enables acceptance of a wide range of online payment methods, such as online banking, credit cards, debit cards, e-wallets, cash cards and more. They ensure that your transactions make it from point A to point B safely and securely.
  • For physical stores, we cooperate with numerous POS terminal providers. They equip you with hardware and software infrastructure and offer maintenance and field services. Through these partnerships we can offer a wide range of POS terminal models (e.g. Ingenico, Verifone, PAX).

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