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Illustriation of RBI Factoring


Find your perfect short-term financing solution for the CEE region and benefit from our local expertise. Our factoring solutions are tailored to meet your needs and help you grow dynamically.


What It Is, And How Your Company Can Benefit From It

Factoring is a short-term financing solution that allows you to optimize your balance sheet and instant liquidity while minimizing credit risk. Streamline your financial needs for working capital when operating locally in CEE countries. RBI offers centrally managed yet locally delivered factoring services tailored to your specific needs. 

Optimized Balance Sheet

Improve your rating and key financial figures with factoring, especially your equity ratio and working capital.

Instant Liquidity

Submit your clients’ invoices to RBI and receive an advance of 80-90% of the amount within hours.

Minimized Credit Risk

Factoring efficiently protects your company against losses resulting from bad debt by taking over the delcredere risk.

Rely On Our Profound Knowledge To Create Your Ideal Solution

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Centrally Managed, Locally Delivered

Raiffeisen Factor Bank, our group-wide factoring competence center located in Vienna, is your one-stop shop for anything related to factoring solutions. With the help of our network banks in 12 CEE countries, we support our customers’ local operations on-site.

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Industry- & Country-Specific Expertise

Benefit from our expertise: More than 20 years of experience in the factoring industry and our standing as market leader in the CEE region allow us to offer the best possible solution for your needs.

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Highly Flexible Solutions

There’s no one-size-fits-all approach – we provide flexible, tailor-made solutions for our international clients. You decide whether you want to tackle all countries at once or break into new markets step by step as you grow.

Factoring Types & Further Services

We offer multiple factoring types and services in different CEE countries. Click on the button below for more detailed information.

Country Coverage

We support your business in 12 different CEE countries by providing factoring services to international corporate customers selling receivables in different legal environments.

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Recourse factoring is a financing arrangement where the seller retains the responsibility for any unpaid invoices, assuming the risk of buyer non-payment and providing recourse to the factor for reimbursement if needed.

Non-recourse factoring is a financing method where the factor assumes the risk of buyer non-payment, providing added security to the seller by absolving them of any liability for unpaid invoices.

Reverse factoring, also known as supply chain financing, allows suppliers to receive early payment for their invoices by leveraging the creditworthiness of a buyer or anchor company.

The web platform offers simplified procedures, easy access to resources, and advanced financial services, enabling efficient day-to-day business operations.

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Raiffeisen Factor Bank Austria

Want to know more about factoring? Find detailed information on factoring and its benefits, how it works, different types and solutions, as well as an overview of our services on the Raiffeisen Factor Bank Austria website (available in German only). 

Find Your Contact

Below you will find contact information for both local partners in different CEE countries and central CEE factoring coordination.

Contact our CEE factoring coordinator for anything related to factoring services in multiple countries.


Raiffeisen Bank S.A.
Sky Tower Building 246C Calea Floreasca, 1st District
014476 Bucharest