30.07.2025 - RBI: Semi-Annual Financial Report 2025

Consolidated profit of core group (excluding Russia) up 5 per cent

H1/2025 consolidated profit at EUR 567 million for the core group (excluding Russia)
Main revenues of EUR 1,529 million stable q-o-q· Provisioning ratio at 23 bps in Q2, guidance for FY/2025 improved to around 35 bps
CET1 ratio excluding Russia at 15.7% (group CET1 ratio at 18.2%)
Further business reduction in Russia, loans to customers and deposits from customers down 9%each, year-to-date in local currency