RBI Quarterly Reports

First Quarter Report 2026

Strong operating result (excl. Russia) and healthy loan growth

Q1/2026 operating result up 12% y-o-y (excl. Russia), main revenues up 5% to EUR 1,596 million
Customer loans up 3% to EUR 105 billion year-to-date (excl. Russia)
Consolidated profit of EUR 209 million (excl. Russia) impacted by upfront booking of higher bank levies
CET1 ratio excl. Russia at 14.9% (Group CET1 ratio at 17.7%)
Further business reduction in Russia - all restrictions to remain in place in 2026
Outlook largely confirmed, with CET1 ratio excl. Russia target updated to reflect announced acquisition projects