Skip to main content

Analysts & Estimates | Raiffeisen Bank International AG

Equity Analysts and Raiffeisen Bank International Consensus

Equity analysts

BankAnalyst
Alpha Value / FairesearchDieter Hein
Autonomous ResearchGabor Kemeny
Bank of America Merrill LynchDavid Taranto
Bank PekaoAdam Motala
BarclaysKrishnendra Dubey
CitigroupSimon Nellis
Concorde SecuritiesGabor Bukta
Deutsche Bank AGMarlene Eibensteiner
Erste BankThomas Unger
Keefe, Bruyette & WoodsHugo Cruz
Kepler CheuvreuxBenoit Petrarque
MediobancaRiccardo Rovere
PKORobert Brzoza
UBSMate Nemes
WoodMarta Jezewska-Wasilewska

Additional information relating to Q2 2025

  • In Hungary, interest expense of EUR -22 million was reclassified from net trading income to net interest income, not changing the overall operating income. 
  • C. EUR -161 million of credit-linked provisions for litigation and annulment of loan agreements in Poland were booked under other result.

Consensus Estimates

The consensus estimates of earnings are based on earnings forecasts made by securities analysts who follow the development of Raiffeisen Bank International. The views expressed and forecasts, estimates, and predictions made by those analysts regarding performance (and hence the figures of the consensus estimates) solely reflect the opinions of those analysts, and not the opinions, forecasts, estimates, or predictions of Raiffeisen Bank International or its management. The fact that Raiffeisen Bank International makes these figures available does not mean that the company endorses or agrees with this information, conclusions, or recommendations. Raiffeisen Bank International assumes no liability for the accuracy of these estimates or obligation to update or revise them. 

Last update: 29 July 2025

Consensus Q2/2025e

Income Statement excl. Russia

Consensus in EUR million
MeanMax

Min

Net interest income1,0331,0611,005
Net fee and commission income487513461
Other operating components588810
Operating income1,5781,6121,503
General administrative expenses-867-853-885
Operating result711743642
Other result-172-160-192
Governmental measures and compulsory contributions-36-20-45
Impairment losses on financial assets-72-38-95
Profit/loss before tax461546391
Tax expense-131-115-164
Profit/loss after tax (incl. profit from discontinued operations)329382259
Consolidated profit/loss269318219

Key ratios / balance sheet information excl. Russia

 Monetary values in EUR million
MeanMax

Min

Risk-weighted assets (total RWA)75,79377,41074,535
Loans to customers98,07499,27797,316
Cost of risk0.30%0.35%0.28%
CET1 ratio (fully loaded)N/AN/AN/A
Net Interest Margin2.24%2.29%2.21%
Cost/income Ratio
54,5%56.0%53,4%
Consolidated Return-on-Equity
N/AN/AN/A