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Analysts & Estimates

Equity Analysts and Raiffeisen Bank International Consensus

Equity analysts

BankAnalyst
Alpha Value / FairesearchDieter Hein
Autonomous ResearchGabor Kemeny
Bank of America Merrill LynchDavid Taranto
Bank PekaoAdam Motala
BarclaysKrishnendra Dubey
CitigroupSimon Nellis
Concorde SecuritiesGabor Bukta
Deutsche Bank AGMarlene Eibensteiner
Erste BankThomas Unger
HSBCJohannes Thormann
JP MorganMehmet Sevim
Keefe, Bruyette & WoodsHugo Cruz
Kepler CheuvreuxBenoit Petrarque
MediobancaRiccardo Rovere
PKORobert Brzoza
UBSMate Nemes
WoodMarta Jezewska-Wasilewska

Additional information relating to Q1 2025

  • EUR -67 million of credit-linked provisions for litigation and annulment of loan agreements in Poland were booked under other result.
  • EUR 121 million of governmental measures and compulsory contributions were booked in Q1, including EUR 13 million driven by the recent increase in the Austrian banking tax (quarterly accrual).

Consensus Estimates

The consensus estimates of earnings are based on earnings forecasts made by securities analysts who follow the development of Raiffeisen Bank International. The views expressed and forecasts, estimates, and predictions made by those analysts regarding performance (and hence the figures of the consensus estimates) solely reflect the opinions of those analysts, and not the opinions, forecasts, estimates, or predictions of Raiffeisen Bank International or its management. The fact that Raiffeisen Bank International makes these figures available does not mean that the company endorses or agrees with this information, conclusions, or recommendations. Raiffeisen Bank International assumes no liability for the accuracy of these estimates or obligation to update or revise them. 

Last update: 3 Febuary 2025

Consensus Q4/2024e

Income Statement excl. Russia / Belarus

Consensus in EUR million
MeanMax

Min

Net interest income1,0281,156992
Net fee and commission income478539445
Other operating components3764-41
Operating income1,5431,7391,416
General administrative expenses-899-860927
Operating result644826517
Other result-180-51-250
Governmental measures and compulsory contributions-20-10-29
Impairment losses on financial assets-131-93-191
Profit/loss before tax318522222
Tax expense-160-105-208
Profit/loss after tax (incl. profit from discontinued operations)15032024
Consolidated profit/loss13516693

Key ratios / balance sheet information excl. Russia / Belarus

 Monetary values in EUR million
MeanMax

Min

Risk-weighted assets (total RWA)80,67987,75876,487
Loans to customers95,49596,52794,000
Cost of risk0.50%0.65%0.34%
CET1 ratio (fully loaded)14.9%15.9%14.1%
Net Interest MarginN/AN/AN/A
Cost/income Ratio
57.8%58.8%55.9%
Consolidated Return-on-Equity
N/AN/AN/A