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Analysts & Estimates | Raiffeisen Bank International AG

Equity Analysts and Raiffeisen Bank International Consensus

Equity analysts

BankAnalyst
Alpha Value / FairesearchDieter Hein
Autonomous ResearchGabor Kemeny
Bank of America Merrill LynchDavid Taranto
Bank PekaoAdam Motala
BarclaysKrishnendra Dubey
CitigroupSimon Nellis
Concorde SecuritiesMihaly Gajda
Deutsche Bank AGMarlene Eibensteiner
Erste BankThomas Unger
Keefe, Bruyette & WoodsHugo Cruz
Kepler CheuvreuxBenoit Petrarque
MediobancaRiccardo Rovere
PKORobert Brzoza
UBSMate Nemes
WoodMarta Jezewska-Wasilewska

Additional information relating to Q4 2025

  • The FY/2025 guidance of around EUR -300 million of credit-linked provisions for litigation and annulment of loan agreements in Poland booked under other result for 1-12/2025 is confirmed. 

Consensus Estimates

The consensus estimates of earnings are based on earnings forecasts made by securities analysts who follow the development of Raiffeisen Bank International. The views expressed and forecasts, estimates, and predictions made by those analysts regarding performance (and hence the figures of the consensus estimates) solely reflect the opinions of those analysts, and not the opinions, forecasts, estimates, or predictions of Raiffeisen Bank International or its management. The fact that Raiffeisen Bank International makes these figures available does not mean that the company endorses or agrees with this information, conclusions, or recommendations. Raiffeisen Bank International assumes no liability for the accuracy of these estimates or obligation to update or revise them. 

Last update: 29 Jänner 2026

Consensus Q4/2025e

Income Statement excl. Russia

Consensus in EUR million
MeanMax

Min

Net interest income1,0621,0871,021
Net fee and commission income519541499
Other operating components618814
Operating income1,6421,6891,562
General administrative expenses-922-882-983
Operating result720787579
Other result-49-11-82
Governmental measures and compulsory contributions-55-36-143
Impairment losses on financial assets-118-86-166
Profit/loss before tax507643305
Tax expense-138-74-234
Profit/loss after tax (incl. profit from discontinued operations)369463231
Consolidated profit/loss325433191

Key ratios / balance sheet information excl. Russia

 Monetary values in EUR million
MeanMax

Min

Risk-weighted assets (total RWA)81,27785,00378,805
Loans to customers100,592102,03498,987
Cost of risk0.50%0.66%0.37%
CET1 ratio (fully loaded)15.4%15.6%15.2%
Net Interest Margin2.21%2.24%2.17%
Cost/income Ratio
57,0%62.9%52,9%
Consolidated Return-on-Equity
N/AN/AN/A