Quarterly Reports

Q2 2021

Semi-Annual Report 2021

  • Net income up 5% quarter-on-quarter
  • Net fee and commission income grew significantly 15% quarter-on-quarter to EUR 499 million
  • H1 2021 general administrative expenses down 2% year-on-year
  • H1 2021 provisioning ratio at 0.23% due to releases and low inflows of stage 3 loans
  • H1 2021 consolidated profit improved 66% year-on-year to EUR 612 million, supported by lower risk costs
  • Loans to customers up 4% year-to-date
  • CET1 ratio at 13.3% (fully loaded, incl. result)

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